Cf Bank Mortgage Rates, Fees & Info

Worthington, OH

LEI: 549300ZGCIDP1G72QO72

Tax ID: 34-0137475

5 stars - Updated: 12/4/23 - out of 5 stars, based on 25 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Cf Bank is a smaller bank specializing in Home Purchase and Cash Out Refi loans. Cf Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Columbus, Cincinnati, Cleveland, New York, and Akron among others. We have data for 111 markets. (Some data included below & more in-depth data is available with an active subscription.)

Cf Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cf Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.27% 12/4/23
30 Year Conventional Refi 6.27% 12/4/23
30 Year Cash-out Refi 6.27% 12/4/23
30 Year VA Purchase 6.27% 12/4/23
15 Year Conventional Purchase 5.68% 12/4/23
15 Year Conventional Refi 5.68% 12/4/23
15 Year Cash-out Refi 5.68% 12/4/23
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Cf Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Cf Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

647

Origination Dollar Volume (All Markets)

$210,525,000
Show all (98) awards

Relative Rate

Cf Bank's average 30 year fixed mortgage rate was 4.74%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of -0.02%.

Relative Fees (Closing Costs)

Cf Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $2,901.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
COLUMBUS, OH (FHA|USDA|VA) 302 $85,300,000 $282,450 $2,469 5.06%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 59 $16,435,000 $278,559 $2,312 4.88%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 37 $8,255,000 $223,108 $2,273 5.38%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 14 $7,480,000 $534,286 $5,283 3.31%
AKRON, OH (FHA|USDA|VA) 16 $4,690,000 $293,125 $2,118 4.24%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 7 $4,015,000 $573,571 $3,020 3.48%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 6 $3,390,000 $565,000 $1,893 3.44%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 7 $3,205,000 $457,857 $3,133 3.93%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $3,135,000 $627,000 $5,225 4.10%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 5 $2,595,000 $519,000 $3,754 3.08%
Outside of Metro Areas 7 $2,575,000 $367,857 $3,044 4.04%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 4 $2,490,000 $622,500 $11,729 3.00%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $2,375,000 $791,667 $5,888 4.50%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 5 $2,255,000 $451,000 $5,206 3.57%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 5 $2,225,000 $445,000 $4,998 3.50%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 5 $2,135,000 $427,000 $6,556 3.22%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 5 $2,035,000 $407,000 $1,854 3.57%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 5 $1,805,000 $361,000 $2,971 3.40%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 4 $1,790,000 $447,500 $2,462 3.47%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 3 $1,645,000 $548,333 $3,746 3.71%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $1,560,000 $780,000 $3,324 5.44%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 3 $1,495,000 $498,333 $5,814 4.13%
Sandusky, OH (FHA|USDA|VA) 4 $1,410,000 $352,500 $2,460 3.94%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $1,380,000 $690,000 $6,557 4.69%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $1,335,000 $1,335,000 $3,680 4.00%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 3 $1,325,000 $441,667 $4,835 4.04%
Mount Vernon, OH (FHA|USDA|VA) 3 $1,285,000 $428,333 $2,417 3.88%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $1,200,000 $600,000 $3,711 2.75%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $1,195,000 $398,333 $2,159 4.00%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $1,125,000 $375,000 $1,973 4.08%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 3 $1,095,000 $365,000 $2,114 3.33%
RALEIGH-CARY, NC (FHA|USDA|VA) 3 $1,075,000 $358,333 $1,657 2.96%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 3 $1,015,000 $338,333 $3,188 3.75%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2 $1,000,000 $500,000 $1,994 3.25%
SAVANNAH, GA (FHA|USDA|VA) 2 $970,000 $485,000 $0 3.88%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 3 $935,000 $311,667 $2,421 3.16%
Wooster, OH (FHA|USDA|VA) 3 $885,000 $295,000 $2,642 4.13%
STOCKTON, CA (FHA|USDA|VA) 2 $880,000 $440,000 $2,597 3.06%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $855,000 $855,000 $5,785 3.13%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3 $805,000 $268,333 $2,605 3.33%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $760,000 $380,000 $8,440 3.19%
PITTSBURGH, PA (FHA|USDA|VA) 2 $750,000 $375,000 $6,672 3.37%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $740,000 $370,000 $3,978 4.75%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $730,000 $365,000 $2,078 3.56%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $670,000 $335,000 $2,135 3.63%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $650,000 $325,000 $2,962 4.38%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $645,000 $645,000 $7,999 2.75%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $645,000 $645,000 $3,907 2.88%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $640,000 $320,000 $2,455 3.31%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $630,000 $315,000 $1,921 4.81%
FORT COLLINS, CO (FHA|USDA|VA) 1 $625,000 $625,000 $9,575 4.88%
TULSA, OK (FHA|USDA|VA) 1 $625,000 $625,000 $3,504 2.88%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $615,000 $205,000 $2,106 5.29%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $595,000 $595,000 $5,921 3.38%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $595,000 $595,000 $2,362 2.88%
Salem, OH (FHA|USDA|VA) 3 $585,000 $195,000 $1,884 5.38%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $585,000 $195,000 $2,070 5.17%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $565,000 $565,000 $0 4.13%
Urbana, OH (FHA|USDA|VA) 2 $560,000 $280,000 $0 4.13%
CARSON CITY, NV (FHA|USDA|VA) 1 $555,000 $555,000 $1,850 2.38%
BEND, OR (FHA|USDA|VA) 1 $525,000 $525,000 $0 3.13%
TOLEDO, OH (FHA|USDA|VA) 2 $470,000 $235,000 $1,825 4.19%
Laconia, NH (FHA|USDA|VA) 1 $455,000 $455,000 $3,213 2.25%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $445,000 $445,000 $1,649 2.99%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $440,000 $220,000 $4,051 5.31%
Findlay, OH (FHA|USDA|VA) 1 $435,000 $435,000 $2,888 4.00%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $415,000 $415,000 $2,645 2.75%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $415,000 $415,000 $2,053 3.38%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $405,000 $405,000 $2,726 3.50%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $400,000 $200,000 $1,576 4.38%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $385,000 $385,000 $1,639 5.00%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $385,000 $385,000 $1,938 5.13%
WILMINGTON, NC (FHA|USDA|VA) 1 $375,000 $375,000 $1,731 3.25%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $375,000 $375,000 $3,475 3.50%
Outside of Metro Areas 1 $365,000 $365,000 $4,167 2.87%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $365,000 $365,000 $3,717 2.99%
SALEM, OR (FHA|USDA|VA) 1 $365,000 $365,000 $3,676 2.50%
ROANOKE, VA (FHA|USDA|VA) 1 $365,000 $365,000 $2,791 6.63%
Fernley, NV (FHA|USDA|VA) 1 $345,000 $345,000 $3,926 4.00%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $345,000 $345,000 $5,314 3.75%
ASHEVILLE, NC (FHA|USDA|VA) 1 $345,000 $345,000 $3,002 5.13%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $335,000 $335,000 $2,733 3.99%
Eufaula, AL-GA (FHA|USDA|VA) 1 $335,000 $335,000 $2,817 5.00%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $330,000 $165,000 $1,887 4.63%
KNOXVILLE, TN (FHA|USDA|VA) 1 $325,000 $325,000 $2,041 3.12%
Lebanon, NH-VT (FHA|USDA|VA) 1 $315,000 $315,000 $2,458 2.13%
READING, PA (FHA|USDA|VA) 1 $305,000 $305,000 $3,602 4.75%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $295,000 $295,000 $2,345 3.50%
MERCED, CA (FHA|USDA|VA) 1 $285,000 $285,000 $0 4.13%
Oneonta, NY (FHA|USDA|VA) 1 $275,000 $275,000 $4,841 4.75%
CHARLESTON, WV (FHA|USDA|VA) 1 $275,000 $275,000 $2,242 3.38%
SPARTANBURG, SC (FHA|USDA|VA) 1 $245,000 $245,000 $1,058 3.63%
Ashland, OH (FHA|USDA|VA) 3 $245,000 $81,667 $0 5.00%
Pahrump, NV (FHA|USDA|VA) 1 $245,000 $245,000 $5,874 2.99%
JACKSON, TN (FHA|USDA|VA) 1 $235,000 $235,000 $1,874 5.13%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $235,000 $235,000 $1,160 4.63%
Washington Court House, OH (FHA|USDA|VA) 1 $225,000 $225,000 $1,440 5.38%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.63%
TUCSON, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $2,960 4.38%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.63%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.63%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $195,000 $195,000 $780 3.63%
Marietta, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,291 4.75%
Mason City, IA (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.50%
ALTOONA, PA (FHA|USDA|VA) 1 $165,000 $165,000 $3,614 7.00%
FLORENCE, SC (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.00%
Zanesville, OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,255 5.75%
Bellefontaine, OH (FHA|USDA|VA) 1 $125,000 $125,000 $1,473 4.38%
Norwalk, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.38%
Sidney, OH (FHA|USDA|VA) 1 $75,000 $75,000 $1,913 5.13%
MANSFIELD, OH (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.63%
Cf Bank's top markets include Columbus, Cincinnati, Cleveland, New York, and Akron among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 645 $209,865,000 $325,372 $2,873 4.61%
    FHA 1 $395,000 $395,000 $11,321 3.50%
    VA 1 $265,000 $265,000 $8,517 4.00%

    For 2022, Cf Bank's most frequently originated type of loan was Conventional, with 645 originations. Their 2nd most popular type was FHA, with 1 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 301 $108,785,000 $361,412 $3,311 4.89%
    Cash Out Refi 193 $56,305,000 $291,736 $2,376 4.55%
    Refi 87 $30,425,000 $349,713 $2,186 3.50%
    Other 56 $12,130,000 $216,607 $2,272 5.02%
    Home Improvement 10 $2,880,000 $288,000 $2,446 4.63%

    For 2022, Cf Bank's most frequently cited loan purpose was Home Purchase, with 301 originations. The 2nd most popular reason was Cash Out Refi, with 193 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 581 $186,735,000 $321,403 $2,901 4.74%
    15 Year 37 $13,375,000 $361,486 $3,095 2.93%
    20 Year 13 $4,225,000 $325,000 $1,827 3.04%
    Other 5 $945,000 $189,000 $0 6.00%
    10 Year 5 $1,685,000 $337,000 $1,628 4.69%
    30+ year 3 $1,815,000 $605,000 $6,742 4.33%
    1 Year 2 $440,000 $220,000 $0 3.88%
    5 Year 1 $1,305,000 $1,305,000 $0 6.00%

    For 2022, Cf Bank's most frequently cited loan duration was 30 Year, with 581 originations. The 2nd most popular length was 15 Year, with 37 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 377 $140,875,000 $373,674
    $1k-2k 16 $7,270,000 $454,375
    $5k+ 7 $4,595,000 $656,429
    $2k-3k 6 $2,680,000 $446,667
    $3k-4k 4 $2,060,000 $515,000
    $4k-5k 3 $1,145,000 $381,667

    Cf Bank's average total fees were $2,901, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 377 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 168 $61,730,000 $367,440
    5-6% 157 $44,525,000 $283,599
    4-5% 137 $42,545,000 $310,547
    2.5-3% 74 $32,410,000 $437,973
    6-7% 66 $15,980,000 $242,121
    <2.5% 21 $8,675,000 $413,095
    7-8% 19 $3,845,000 $202,368
    Over 8% 5 $815,000 $163,000

    During 2022, Cf Bank's average interest rate for loans was 4.74%, while their most frequently originated rate bucket for loans was 3-4%, with 168 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 238 $70,840,000 $297,647 $2,605 4.57%
    $100k-200k 171 $25,795,000 $150,848 $2,035 5.24%
    $400k-600k 120 $58,580,000 $488,167 $2,928 3.95%
    $600k-1MM 58 $40,660,000 $701,034 $4,940 3.92%
    $100,000 or less 52 $3,890,000 $74,808 $1,685 5.03%
    $1MM+ 8 $10,760,000 $1,345,000 $6,310 4.27%

    2022 saw Cf Bank place emphasis on $200k-400k loans with 238 originations, totaling $70,840,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 152 $59,510,000 $391,513 $2,945 4.50%
    $100k-150k 135 $41,555,000 $307,815 $2,778 4.77%
    $250k+ 108 $49,420,000 $457,593 $4,103 4.56%
    $75k-100k 71 $19,135,000 $269,507 $2,673 4.80%
    $50k-75k 56 $12,810,000 $228,750 $2,399 4.67%
    $50k or less 28 $4,210,000 $150,357 $2,078 4.82%

    Cf Bank lent most frequently to those with incomes in the $150k-250k range, with 152 originations. The second most popular income band? $100k-150k, with 135 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 126 $40,140,000 $318,571 $2,744 4.65%
    30-36% 119 $40,205,000 $337,857 $2,624 4.99%
    <20% 37 $10,065,000 $272,027 $2,392 4.30%
    44% 36 $14,030,000 $389,722 $3,105 4.68%
    39% 35 $13,085,000 $373,857 $3,087 5.02%
    36% 25 $8,785,000 $351,400 $3,896 4.86%
    40% 22 $6,830,000 $310,455 $2,192 5.10%
    41% 22 $9,710,000 $441,364 $3,355 4.70%
    42% 21 $6,725,000 $320,238 $2,794 4.40%
    38% 21 $7,085,000 $337,381 $3,991 4.54%
    37% 19 $6,825,000 $359,211 $2,999 4.24%
    43% 15 $4,795,000 $319,667 $2,233 4.30%
    45% 15 $6,085,000 $405,667 $4,077 3.96%
    46% 15 $5,565,000 $371,000 $2,616 3.59%
    47% 14 $4,820,000 $344,286 $3,556 4.30%
    48% 13 $5,135,000 $395,000 $4,052 4.00%
    49% 13 $4,175,000 $321,154 $2,493 3.46%
    50-60% 1 $525,000 $525,000 $0 4.75%

    Cf Bank lent most frequently to those with DTI ratios of 20-30%, with 126 originations. The next most common DTI ratio? 30-36%, with 119 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 430 $146,840,000 $341,488 $2,851 4.65%
    Not provided 73 $24,295,000 $332,808 $2,792 4.61%
    Asian 44 $16,650,000 $378,409 $3,952 4.46%
    Not applicable 74 $14,300,000 $193,243 $0 4.47%
    Black 18 $5,210,000 $289,444 $2,675 5.19%
    Asian Indian 2 $970,000 $485,000 $1,738 2.75%
    Other Asian 2 $700,000 $350,000 $3,688 4.00%
    Chinese 1 $495,000 $495,000 $2,156 2.88%
    Native Hawaiian or Islander 1 $395,000 $395,000 $11,321 3.50%
    Filipino 1 $355,000 $355,000 $1,868 2.75%
    American Indian 1 $315,000 $315,000 $2,146 3.75%

    Approval Rates

    Total approvals of all applications
    97.84%

    Cf Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    74.34%

    Cf Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 647 $210,525,000 $325,386

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    647 $210,525,000 $325,386

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 26 $7,900,000 $303,846 $2,223 3.44%
    40-60% 65 $22,365,000 $344,077 $2,572 3.83%
    60-80% 294 $95,710,000 $325,544 $2,888 4.47%
    80-100% 254 $83,000,000 $326,772 $3,065 5.09%
    Over 100% 2 $580,000 $290,000 $8,517 4.75%
    Under 20% 6 $970,000 $161,667 $2,849 4.37%