Jackson Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Jackson averaged
7.07%
for the week of 2025-04-10, compared to the national average of
6.62% for the same period.
The average rate for the prior week (2025-04-03) was
6.79% and
one month ago for the week of 2025-03-06, the
average rate was 6.78%.
Jackson's average rate one year ago was 6.97%.
For refis of the same type during the week of 2025-04-10, the average rate
was 7.02%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2025-04-10 | 6.62% |
Jackson 30 Year Fixed Rate | 2025-04-10 | 7.07% |
Jackson 30 Year Fixed Rate Refi | 2025-04-10 | 7.02% |
Jackson 15 Year Fixed Rate | 2025-04-10 | 5.92% |
Jackson 15 Year Fixed Rate Refi | 2025-04-10 | 6.42% |
Jackson 30 Year FHA | 2025-04-10 | 6.23% |
Jackson 30 Year FHA Refi | 2025-04-10 | 6.43% |
Jackson 30 Year USDA | 2025-04-10 | 6.65% |
Jackson 30 Year USDA Refi | 2025-04-10 | 6.25% |
Jackson 30 Year VA | 2025-04-10 | 6.29% |
Jackson 30 Year VA Refi | 2025-04-10 | 6.49% |
Jackson Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jackson, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Jackson Average Closing Costs & Other Stats
Jackson, OH's 31 lenders originated 500
loans during 2024. The total origination value was $75,950,000, with an average loan value of
$151,900.
Jackson's average closing costs are $5,192.
The top Jackson lender as defined by loan originations is The Ohio Valley Bank Company, with
25 loans originated. Their average total fees are
$3,978, which is $499
lower than the next largest lender,
WesBanco.
The lowest fee Jackson lenders (with over 10 loans originated) are
The Ohio Valley Bank Company ($3,978), WesBanco ($4,477), QUICKEN LOANS, LLC ($5,667), .
The lowest rate Jackson lenders (with over 10 loans originated) are
The Ohio Valley Bank Company (6.76%), QUICKEN LOANS, LLC (6.77%), WesBanco (6.79%), .
Jackson, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
---|---|---|---|---|
ATOMIC CREDIT UNION, INC. | $11,195,000 | $14,615,000 | 30.5% | 19.2% |
The Ohio Valley Bank Company | $5,675,000 | $6,810,000 | 20.0% | 9.0% |
WesBanco | $4,140,000 | $5,595,000 | 35.1% | 7.4% |
THE VINTON COUNTY NATIONAL BANK | $7,120,000 | $5,175,000 | -27.3% | 6.8% |
Paramount Residential Mortgage Group, Inc. | $4,135,000 | $5,110,000 | 23.6% | 6.7% |
RAPID MORTGAGE COMPANY | $5,325,000 | $4,505,000 | -15.4% | 5.9% |
Peoples Bank | $1,985,000 | $3,680,000 | 85.4% | 4.8% |
QUICKEN LOANS, LLC | $2,430,000 | $3,095,000 | 27.4% | 4.1% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $760,000 | $1,990,000 | 161.8% | 2.6% |
UNITED WHOLESALE MORTGAGE, LLC | $445,000 | $1,850,000 | 315.7% | 2.4% |
GUARANTEED RATE, INC. | $1,520,000 | $1,530,000 | 0.7% | 2.0% |
Mortgage Research Center, LLC | $1,955,000 | $1,455,000 | -25.6% | 1.9% |
CMG MORTGAGE, INC. | $1,320,000 | n/a | 1.7% | |
PNC Bank | $2,050,000 | $1,130,000 | -44.9% | 1.5% |
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $765,000 | $1,085,000 | 41.8% | 1.4% |
Kingston National Bank | $265,000 | $1,065,000 | 301.9% | 1.4% |
CROSSCOUNTRY MORTGAGE, LLC | $615,000 | $810,000 | 31.7% | 1.1% |
UNION HOME MORTGAGE CORP. | $785,000 | $740,000 | -5.7% | 1.0% |
Farm Credit Mid-America, ACA | $1,190,000 | $605,000 | -49.2% | 0.8% |
EQUITY RESOURCES, INC. | $105,000 | $570,000 | 442.9% | 0.8% |
LOANDEPOT.COM, LLC | $445,000 | $530,000 | 19.1% | 0.7% |
FREEDOM MORTGAGE CORPORATION | $415,000 | $500,000 | 20.5% | 0.7% |
The Huntington National Bank | $455,000 | $500,000 | 9.9% | 0.7% |
PLANET HOME LENDING, LLC | $450,000 | $440,000 | -2.2% | 0.6% |
First State Bank | $185,000 | $370,000 | 100.0% | 0.5% |
21ST MORTGAGE CORPORATION | $315,000 | $365,000 | 15.9% | 0.5% |
GSF Mortgage Corporation | $125,000 | $360,000 | 188.0% | 0.5% |
SOUTHWEST STAGE FUNDING, LLC | $340,000 | $360,000 | 5.9% | 0.5% |
Third Federal Savings and Loan Association of Cleveland | $350,000 | n/a | 0.5% | |
Carrington Mortgage Services, LLC | $500,000 | $340,000 | -32.0% | 0.4% |
NFM, INC. | $890,000 | $335,000 | -62.4% | 0.4% |
Fifth Third Bank | $100,000 | $315,000 | 215.0% | 0.4% |
Superior Credit Union, Inc. | $315,000 | n/a | 0.4% | |
HOWARD HANNA FINANCIAL SERVICES, INC. | $305,000 | n/a | 0.4% | |
U.S. Bank | $345,000 | $305,000 | -11.6% | 0.4% |
Discover Bank | $35,000 | $295,000 | 742.9% | 0.4% |
DAS Acquisition Company, LLC | $380,000 | $290,000 | -23.7% | 0.4% |
PENNYMAC LOAN SERVICES, LLC | $165,000 | $270,000 | 63.6% | 0.4% |
AmeriHome Mortgage Company, LLC | $245,000 | n/a | 0.3% | |
VILLAGE CAPITAL MORTGAGE | $145,000 | $240,000 | 65.5% | 0.3% |
Atlantic Coast Mortgage, LLC | $235,000 | n/a | 0.3% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $370,000 | $235,000 | -36.5% | 0.3% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $215,000 | n/a | 0.3% | |
Citizens Bank | $380,000 | $215,000 | -43.4% | 0.3% |
EVANSVILLE TEACHERS | $215,000 | n/a | 0.3% | |
The Loan Store, Inc. | $215,000 | n/a | 0.3% | |
WRIGHT-PATT CREDIT UNION, INC. | $75,000 | $210,000 | 180.0% | 0.3% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $175,000 | $205,000 | 17.1% | 0.3% |
NEWREZ LLC | $255,000 | $185,000 | -27.5% | 0.2% |
Quontic Bank | $185,000 | n/a | 0.2% | |
BROKER SOLUTIONS, INC. | $95,000 | $175,000 | 84.2% | 0.2% |
CARDINAL FINANCIAL | $175,000 | n/a | 0.2% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $175,000 | n/a | 0.2% | |
NORTHERN MORTGAGE SERVICES, LLC | $175,000 | n/a | 0.2% | |
S1L, Inc. | $175,000 | n/a | 0.2% | |
Ally Bank | $170,000 | n/a | 0.2% | |
LCNB National Bank | $165,000 | n/a | 0.2% | |
RUOFF MORTGAGE COMPANY, INC. | $985,000 | $155,000 | -84.3% | 0.2% |
First Savings Bank | $145,000 | n/a | 0.2% | |
HOMELAND CREDIT UNION, INC. | $135,000 | n/a | 0.2% | |
LAKEVIEW LOAN SERVICING, LLC | $135,000 | n/a | 0.2% | |
Coastal Community Bank | $145,000 | $125,000 | -13.8% | 0.2% |
MOVEMENT MORTGAGE, LLC | $1,180,000 | $115,000 | -90.3% | 0.2% |
NATIONS RELIABLE LENDING, LLC | $115,000 | n/a | 0.2% | |
STOCKTON MORTGAGE CORPORATION | $125,000 | $105,000 | -16.0% | 0.1% |
TRIAD FINANCIAL SERVICES, INC. | $105,000 | n/a | 0.1% | |
Figure Lending LLC | $25,000 | $95,000 | 280.0% | 0.1% |
Baxter Credit Union | $75,000 | n/a | 0.1% | |
Mr. Cooper ( Nationstar Mortgage ) | $210,000 | $65,000 | -69.0% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $55,000 | $65,000 | 18.2% | 0.1% |
The Farmers Bank & Savings Company | $55,000 | $65,000 | 18.2% | 0.1% |
Deere Employees Credit Union | $55,000 | n/a | 0.1% | |
UNIVERSAL 1 CREDIT UNION | $155,000 | $55,000 | -64.5% | 0.1% |
ROYAL UNITED MORTGAGE LLC | $45,000 | n/a | 0.1% | |
USAA Federal Savings Bank | $485,000 | $35,000 | -92.8% | 0.0% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $25,000 | n/a | 0.0% |
Jackson's top lender by overall market share is ATOMIC CREDIT UNION, INC., with 19.2% market share. In second place, with 9.0%, is The Ohio Valley Bank Company, having originated $6,810,000 in loans. In third place, with 7.4%, is WesBanco, having originated $5,595,000 in loans. In fourth place, with 6.8%, is THE VINTON COUNTY NATIONAL BANK, having originated $5,175,000 in loans. In fifth place, with 6.7%, is Paramount Residential Mortgage Group, Inc., having originated $5,110,000 in loans.
Jackson Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Jackson (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $105,300 (21.7%) | $148,400 (6.0%) | 0.00 | 145 |
2018-02-01 | $114,900 (22.7%) | $150,495 (5.1%) | 0.00 | 148 |
2018-03-01 | $119,500 (31.0%) | $153,672 (15.0%) | 0.00 | 157 |
2018-04-01 | $119,900 (26.3%) | $160,398 (10.8%) | 0.00 | 159 |
2018-05-01 | $117,300 (18.1%) | $177,184 (17.9%) | 0.00 | 157 |
2018-06-01 | $114,900 (6.9%) | $171,353 (14.5%) | 0.00 | 162 |
2018-07-01 | $114,900 (18.5%) | $167,774 (18.2%) | 0.00 | 159 |
2018-08-01 | $119,100 (17.8%) | $171,596 (16.2%) | 0.00 | 170 |
2018-09-01 | $119,000 (40.0%) | $169,904 (20.3%) | 0.00 | 173 |
2018-10-01 | $123,825 (19.0%) | $168,842 (10.8%) | 0.00 | 177 |
2018-11-01 | $122,388 (6.5%) | $171,601 (12.9%) | 0.00 | 171 |
2018-12-01 | $119,700 (19.8%) | $170,575 (16.0%) | 0.00 | 172 |
2019-01-01 | $111,800 (6.2%) | $155,190 (4.6%) | 0.00 | 158 |
2019-02-01 | $118,625 (3.2%) | $157,366 (4.6%) | 0.00 | 148 |
2019-03-01 | $122,043 (2.1%) | $168,663 (9.8%) | 0.00 | 133 |
2019-04-01 | $118,343 (-1.3%) | $177,587 (10.7%) | 0.00 | 120 |
2019-05-01 | $117,600 (0.3%) | $182,201 (2.8%) | 0.00 | 118 |
2019-06-01 | $124,900 (8.7%) | $178,201 (4.0%) | 0.00 | 130 |
2019-07-01 | $117,850 (2.6%) | $168,655 (0.5%) | 0.00 | 121 |
2019-08-01 | $115,245 (-3.2%) | $157,479 (-8.2%) | 0.00 | 118 |
2019-09-01 | $117,864 (-1.0%) | $147,752 (-13.0%) | 0.00 | 119 |
2019-10-01 | $119,900 (-3.2%) | $141,196 (-16.4%) | 0.00 | 122 |
2019-11-01 | $110,000 (-10.1%) | $146,369 (-14.7%) | 0.00 | 130 |
2019-12-01 | $119,900 (0.2%) | $179,658 (5.3%) | 0.00 | 108 |
2020-01-01 | $112,475 (0.6%) | $176,175 (13.5%) | 0.00 | 87 |
2020-02-01 | $110,000 (-7.3%) | $170,202 (8.2%) | 0.00 | 95 |
2020-03-01 | $128,925 (5.6%) | $183,922 (9.1%) | 0.00 | 97 |
2020-04-01 | $146,425 (23.7%) | $196,374 (10.6%) | 0.00 | 95 |
2020-05-01 | $154,450 (31.3%) | $200,431 (10.0%) | 0.00 | 84 |
2020-06-01 | $124,675 (-0.2%) | $180,448 (1.3%) | 0.00 | 80 |
2020-07-01 | $128,225 (8.8%) | $187,355 (11.1%) | 0.00 | 84 |
2020-08-01 | $149,900 (30.1%) | $223,494 (41.9%) | 0.00 | 93 |
2020-09-01 | $145,000 (23.0%) | $230,214 (55.8%) | 0.00 | 87 |
2020-10-01 | $143,700 (19.9%) | $215,713 (52.8%) | 0.00 | 85 |
2020-11-01 | $127,100 (15.6%) | $201,281 (37.5%) | 0.00 | 95 |
2020-12-01 | $126,750 (5.7%) | $202,793 (12.9%) | 0.00 | 101 |
2021-01-01 | $140,000 (24.5%) | $206,321 (17.1%) | 0.00 | 94 |
2021-02-01 | $157,750 (43.4%) | $214,087 (25.8%) | 0.00 | 83 |
2021-03-01 | $155,000 (20.2%) | $182,852 (-0.6%) | 0.00 | 76 |
2021-04-01 | $155,000 (5.9%) | $180,514 (-8.1%) | 0.00 | 61 |
2021-05-01 | $159,900 (3.5%) | $195,868 (-2.3%) | 0.00 | 52 |
2021-06-01 | $141,225 (13.3%) | $186,277 (3.2%) | 0.00 | 50 |
2021-07-01 | $154,000 (20.1%) | $187,363 (0.0%) | 0.00 | 56 |
2021-08-01 | $154,000 (2.7%) | $200,085 (-10.5%) | 0.00 | 62 |
2021-09-01 | $160,750 (10.9%) | $214,934 (-6.6%) | 0.00 | 60 |
2021-10-01 | $150,000 (4.4%) | $206,818 (-4.1%) | 0.00 | 66 |
2021-11-01 | $149,875 (17.9%) | $200,029 (-0.6%) | 0.00 | 62 |
2021-12-01 | $157,250 (24.1%) | $210,114 (3.6%) | 0.00 | 61 |
2022-01-01 | $157,000 (12.1%) | $209,079 (1.3%) | 0.00 | 56 |
2022-02-01 | $149,475 (-5.3%) | $212,972 (-0.5%) | 0.00 | 55 |
2022-03-01 | $158,000 (1.9%) | $227,173 (24.2%) | 0.00 | 50 |
2022-04-01 | $159,000 (2.6%) | $221,086 (22.5%) | 0.00 | 47 |
2022-05-01 | $172,750 (8.0%) | $233,374 (19.2%) | 0.00 | 50 |
2022-06-01 | $182,900 (29.5%) | $230,215 (23.6%) | 0.00 | 66 |
2022-07-01 | $199,000 (29.2%) | $248,638 (32.7%) | 0.00 | 64 |
2022-08-01 | $218,000 (41.6%) | $270,575 (35.2%) | 0.00 | 69 |
2022-09-01 | $205,375 (27.8%) | $252,409 (17.4%) | 0.00 | 79 |
2022-10-01 | $195,400 (30.3%) | $244,742 (18.3%) | 0.00 | 85 |
2022-11-01 | $224,000 (49.5%) | $244,318 (22.1%) | 0.00 | 96 |
2022-12-01 | $209,900 (33.5%) | $246,457 (17.3%) | 0.00 | 93 |
2023-01-01 | $190,900 (21.6%) | $242,988 (16.2%) | 0.00 | 79 |
2023-02-01 | $219,000 (46.5%) | $252,647 (18.6%) | 0.00 | 74 |
2023-03-01 | $217,975 (38.0%) | $262,848 (15.7%) | 0.00 | 67 |
2023-04-01 | $219,000 (37.7%) | $259,259 (17.3%) | 0.00 | 55 |
2023-05-01 | $237,450 (37.5%) | $265,962 (14.0%) | 0.00 | 63 |
2023-06-01 | $234,950 (28.5%) | $280,849 (22.0%) | 0.00 | 72 |
2023-07-01 | $229,000 (15.1%) | $275,894 (11.0%) | 0.00 | 76 |
2023-08-01 | $226,725 (4.0%) | $267,447 (-1.2%) | 0.00 | 75 |
2023-09-01 | $219,900 (7.1%) | $280,692 (11.2%) | 0.00 | 77 |
2023-10-01 | $229,950 (17.7%) | $302,990 (23.8%) | 0.00 | 72 |
2023-11-01 | $199,950 (-10.7%) | $294,634 (20.6%) | 0.00 | 70 |
2023-12-01 | $199,950 (-4.7%) | $292,725 (18.8%) | 0.00 | 61 |
2024-01-01 | $204,500 (7.1%) | $291,331 (19.9%) | 0.00 | 57 |
2024-02-01 | $202,950 (-7.3%) | $294,136 (16.4%) | 0.00 | 60 |
2024-03-01 | $199,900 (-8.3%) | $274,365 (4.4%) | 0.00 | 55 |
2024-04-01 | $207,950 (-5.1%) | $235,657 (-9.1%) | 0.00 | 68 |
2024-05-01 | $239,450 (0.8%) | $260,958 (-1.9%) | 0.00 | 74 |
2024-06-01 | $249,900 (6.4%) | $279,314 (-0.6%) | 0.00 | 78 |
2024-07-01 | $246,975 (7.9%) | $261,434 (-5.2%) | 0.00 | 81 |
2024-08-01 | $239,450 (5.6%) | $264,680 (-1.0%) | 0.00 | 80 |
2024-09-01 | $249,925 (13.7%) | $272,637 (-2.9%) | 0.00 | 91 |
2024-10-01 | $235,725 (2.5%) | $266,289 (-12.1%) | 0.00 | 95 |
2024-11-01 | $222,000 (11.0%) | $271,724 (-7.8%) | 0.00 | 87 |
2024-12-01 | $239,225 (19.6%) | $283,489 (-3.2%) | 0.00 | 77 |
Jackson's median listing price comes in at 0% of the national average.
Jackson's average listing price for 2024-12-01 was $283,489, a difference of $-9,236 (-3.2%) versus the prior year and $11,765 versus the prior month.
For the 2024-12-01 period, Jackson had 77 MLS listings, a difference of -10 listings (-11%) versus the prior month and 16 listings (26%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Jackson (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,511 sqft |
2018-02-01 | 0 days | 1,521 sqft |
2018-03-01 | 0 days | 1,524 sqft |
2018-04-01 | 0 days | 1,527 sqft |
2018-05-01 | 0 days | 1,537 sqft |
2018-06-01 | 0 days | 1,520 sqft |
2018-07-01 | 0 days | 1,513 sqft |
2018-08-01 | 0 days | 1,544 sqft |
2018-09-01 | 0 days | 1,544 sqft |
2018-10-01 | 0 days | 1,607 sqft |
2018-11-01 | 0 days | 1,633 sqft |
2018-12-01 | 0 days | 1,514 sqft |
2019-01-01 | 0 days | 1,507 sqft |
2019-02-01 | 0 days | 1,512 sqft |
2019-03-01 | 0 days | 1,566 sqft |
2019-04-01 | 0 days | 1,566 sqft |
2019-05-01 | 0 days | 1,574 sqft |
2019-06-01 | 0 days | 1,662 sqft |
2019-07-01 | 0 days | 1,628 sqft |
2019-08-01 | 0 days | 1,491 sqft |
2019-09-01 | 0 days | 1,494 sqft |
2019-10-01 | 0 days | 1,497 sqft |
2019-11-01 | 0 days | 1,528 sqft |
2019-12-01 | 0 days | 1,620 sqft |
2020-01-01 | 0 days | 1,603 sqft |
2020-02-01 | 0 days | 1,503 sqft |
2020-03-01 | 0 days | 1,556 sqft |
2020-04-01 | 0 days | 1,727 sqft |
2020-05-01 | 0 days | 1,680 sqft |
2020-06-01 | 0 days | 1,607 sqft |
2020-07-01 | 0 days | 1,536 sqft |
2020-08-01 | 0 days | 1,578 sqft |
2020-09-01 | 0 days | 1,619 sqft |
2020-10-01 | 0 days | 1,526 sqft |
2020-11-01 | 0 days | 1,526 sqft |
2020-12-01 | 0 days | 1,606 sqft |
2021-01-01 | 0 days | 1,622 sqft |
2021-02-01 | 0 days | 1,640 sqft |
2021-03-01 | 0 days | 1,589 sqft |
2021-04-01 | 0 days | 1,602 sqft |
2021-05-01 | 0 days | 1,634 sqft |
2021-06-01 | 0 days | 1,600 sqft |
2021-07-01 | 0 days | 1,637 sqft |
2021-08-01 | 0 days | 1,650 sqft |
2021-09-01 | 0 days | 1,658 sqft |
2021-10-01 | 0 days | 1,602 sqft |
2021-11-01 | 0 days | 1,597 sqft |
2021-12-01 | 0 days | 1,597 sqft |
2022-01-01 | 0 days | 1,590 sqft |
2022-02-01 | 0 days | 1,589 sqft |
2022-03-01 | 0 days | 1,516 sqft |
2022-04-01 | 0 days | 1,456 sqft |
2022-05-01 | 0 days | 1,542 sqft |
2022-06-01 | 0 days | 1,534 sqft |
2022-07-01 | 0 days | 1,563 sqft |
2022-08-01 | 0 days | 1,696 sqft |
2022-09-01 | 0 days | 1,580 sqft |
2022-10-01 | 0 days | 1,579 sqft |
2022-11-01 | 0 days | 1,671 sqft |
2022-12-01 | 0 days | 1,638 sqft |
2023-01-01 | 0 days | 1,637 sqft |
2023-02-01 | 0 days | 1,631 sqft |
2023-03-01 | 0 days | 1,654 sqft |
2023-04-01 | 0 days | 1,700 sqft |
2023-05-01 | 0 days | 1,699 sqft |
2023-06-01 | 0 days | 1,734 sqft |
2023-07-01 | 0 days | 1,796 sqft |
2023-08-01 | 0 days | 1,798 sqft |
2023-09-01 | 0 days | 1,774 sqft |
2023-10-01 | 0 days | 1,766 sqft |
2023-11-01 | 0 days | 1,605 sqft |
2023-12-01 | 0 days | 1,584 sqft |
2024-01-01 | 0 days | 1,613 sqft |
2024-02-01 | 0 days | 1,666 sqft |
2024-03-01 | 0 days | 1,680 sqft |
2024-04-01 | 0 days | 1,697 sqft |
2024-05-01 | 0 days | 1,730 sqft |
2024-06-01 | 0 days | 1,717 sqft |
2024-07-01 | 0 days | 1,722 sqft |
2024-08-01 | 0 days | 1,564 sqft |
2024-09-01 | 0 days | 1,652 sqft |
2024-10-01 | 0 days | 1,581 sqft |
2024-11-01 | 0 days | 1,527 sqft |
2024-12-01 | 0 days | 1,545 sqft |
Jackson's median square footage for active listings during the 2024-12-01 period was 1,545 sqft. One year prior, the average listing was 1,584 sqft.
Jackson, OH Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 261 | $49,215,000 | $188,563 |
Home Improvement | 80 | $5,870,000 | $73,375 |
Other | 62 | $6,190,000 | $99,839 |
Cash Out Refi | 54 | $7,860,000 | $145,556 |
Refi | 43 | $6,815,000 | $158,488 |
Jackson's most frequently cited loan purpose was Home Purchase, with 261 originations. The 2nd most popular reason was Home Improvement, with 80 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 142 | $27,470,000 | $193,451 |
7-8% | 101 | $14,845,000 | $146,980 |
Over 8% | 96 | $8,120,000 | $84,583 |
5-6% | 29 | $6,915,000 | $238,448 |
3-4% | 23 | $1,635,000 | $71,087 |
<2.5% | 3 | $235,000 | $78,333 |
4-5% | 3 | $475,000 | $158,333 |
2.5-3% | 2 | $560,000 | $280,000 |
During 2024, Jackson's most frequently originated rate bucket was 6-7%, with 142 originations.
Loan Sizing (Jackson, OH MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 206 | $29,830,000 | $144,806 |
$100,000 or less | 174 | $10,170,000 | $58,448 |
$200k-400k | 102 | $27,040,000 | $265,098 |
$400k-600k | 14 | $5,990,000 | $427,857 |
$600k-1000k | 3 | $1,855,000 | $618,333 |
$Over $1MM | 1 | $1,065,000 | $1,065,000 |
Jackson's loan sizing saw the bucket of loans from $100k-200k with 206 originations, totaling $29,830,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 188 | $35,920,000 | $191,064 |
60-80% | 71 | $12,355,000 | $174,014 |
20-40% | 51 | $3,955,000 | $77,549 |
Under 20% | 40 | $1,610,000 | $40,250 |
40-60% | 35 | $3,895,000 | $111,286 |
Over 100% | 8 | $1,430,000 | $178,750 |
Jackson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 188 originations, totaling $35,920,000 in origination value.