Jackson Mortgage Rates & Closing Costs

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  • Trends
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Jackson averaged 6.69% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.9% and one month ago for the week of 2024-10-10, the average rate was 6.43%.

    Jackson's average rate one year ago was 7.51%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.28%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Jackson 30 Year Fixed Rate 2024-11-14 6.69%
    Jackson 30 Year Fixed Rate Refi 2024-11-14 7.28%
    Jackson 15 Year Fixed Rate 2024-11-14 5.79%
    Jackson 15 Year Fixed Rate Refi 2024-11-14 6.19%
    Jackson 30 Year FHA 2024-11-14 0.35%
    Jackson 30 Year FHA Refi 2024-11-14 0.2%
    Jackson 30 Year USDA 2024-11-14 0.2%
    Jackson 30 Year USDA Refi 2024-11-14 -0.1%
    Jackson 30 Year VA 2024-11-14 0%
    Jackson 30 Year VA Refi 2024-11-14 -0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Jackson, OH.

    Jackson Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jackson, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    The Ohio Valley Bank Company 21 6.70% $3,506
    THE VINTON COUNTY NATIONAL BANK 18 6.94% $2,801
    WesBanco 8 6.44% $4,024
    RAPID MORTGAGE COMPANY 6 7.08% $7,268
    QUICKEN LOANS, LLC 6 6.68% $5,610
    Peoples Bank 5 7.08% $3,466
    Paramount Residential Mortgage Group, Inc. 4 7.06% $8,468
    Farm Credit Mid-America, ACA 4 7.25% $6,320
    PNC Bank 4 7.22% $4,206
    RUOFF MORTGAGE COMPANY, INC. 4 6.66% $2,758
    GUARANTEED RATE, INC. 3 6.55% $4,075
    MOVEMENT MORTGAGE, LLC 2 7.31% $6,280
    NFM, INC. 2 6.81% $4,645
    UNITED WHOLESALE MORTGAGE, LLC 2 7.50% $6,283
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 7.63% $7,250
    HOMESIDE FINANCIAL, LLC 1 7.99% $4,939
    J. VIRGIL, INC. 1 8.13% $10,492
    LAND HOME FINANCIAL SERVICES, INC. 1 7.50% $9,033
    NAVY FEDERAL CREDIT UNION 1 7.00% $7,754
    NEWREZ LLC 1 7.99% $5,767
    21ST MORTGAGE CORPORATION 1 8.07% $5,822
    PENNYMAC LOAN SERVICES, LLC 1 6.63% $7,190
    CME Federal Credit Union 1 4.50% $7,316
    Victorian Finance, LLC 1 6.50% $3,891
    PREMIER LENDING, INC. 1 6.88% $9,819
    City National Bank of West Virginia 1 5.80% $150
    CITY-COUNTY CREDIT UNION 1 5.38% $6,106
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.38% $5,205
    STOCKTON MORTGAGE CORPORATION 1 7.13% $4,648
    The Farmers Bank & Savings Company 1 9.00% $1,671
    The Huntington National Bank 1 7.75% $3,790
    Citizens Bank 1 8.13% $4,349
    The Park National Bank 1 6.88% $3,590
    BROKER SOLUTIONS, INC. 1 8.13% $3,449
    Three Rivers Federal Credit Union 1 7.25% $3,711
    THRIVE MORTGAGE, LLC 1 7.63% $4,596
    UNION HOME MORTGAGE CORP. 1 7.25% $5,643
    Union Savings Bank 1 5.75% $3,468
    UNIVERSAL 1 CREDIT UNION 1 7.63% $3,948
    U.S. Bank 1 8.63% $6,879
    Community Trust Bank, Inc. 1 5.88% $1,253
    CROSSCOUNTRY MORTGAGE, LLC 1 5.95% $9,400
    East Coast Capital Corp. 1 6.38% $5,785
    DEVELOPER'S MORTGAGE COMPANY 1 6.13% $3,419
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.25% $6,565
    Fifth Third Bank 1 8.04% $1,044
    Flagstar Bank, FSB 1 9.63% $9,253

    Jackson Average Closing Costs & Other Stats

    Jackson, OH's 47 lenders originated 490 loans during 2023. The total origination value was $71,420,000, with an average loan value of $145,755.

    Jackson's average closing costs are $5,057.

    The top Jackson lender as defined by loan originations is The Ohio Valley Bank Company, with 21 loans originated. Their average total fees are $3,506, which is $706 higher than the next largest lender, THE VINTON COUNTY NATIONAL BANK.

    The lowest fee Jackson lenders (with over 10 loans originated) are THE VINTON COUNTY NATIONAL BANK ($2,801), The Ohio Valley Bank Company ($3,506), .

    The lowest rate Jackson lenders (with over 10 loans originated) are The Ohio Valley Bank Company (6.70%), THE VINTON COUNTY NATIONAL BANK (6.94%), .

    Jackson, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    ATOMIC CREDIT UNION, INC. $12,655,000 $11,195,000 -11.5% 15.7%
    THE VINTON COUNTY NATIONAL BANK $9,545,000 $7,120,000 -25.4% 10.0%
    The Ohio Valley Bank Company $3,670,000 $5,675,000 54.6% 7.9%
    RAPID MORTGAGE COMPANY $6,315,000 $5,325,000 -15.7% 7.5%
    WesBanco $5,615,000 $4,140,000 -26.3% 5.8%
    Paramount Residential Mortgage Group, Inc. $7,215,000 $4,135,000 -42.7% 5.8%
    QUICKEN LOANS, LLC $6,205,000 $2,430,000 -60.8% 3.4%
    PNC Bank $1,870,000 $2,050,000 9.6% 2.9%
    Peoples Bank $3,345,000 $1,985,000 -40.7% 2.8%
    Mortgage Research Center, LLC $1,040,000 $1,955,000 88.0% 2.7%
    GUARANTEED RATE, INC. $720,000 $1,520,000 111.1% 2.1%
    Farm Credit Mid-America, ACA $1,120,000 $1,190,000 6.3% 1.7%
    MOVEMENT MORTGAGE, LLC $1,180,000 n/a 1.7%
    DEVELOPER'S MORTGAGE COMPANY $520,000 $1,075,000 106.7% 1.5%
    RUOFF MORTGAGE COMPANY, INC. $1,950,000 $985,000 -49.5% 1.4%
    NFM, INC. $490,000 $890,000 81.6% 1.2%
    UNION HOME MORTGAGE CORP. $1,175,000 $785,000 -33.2% 1.1%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $765,000 n/a 1.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $790,000 $760,000 -3.8% 1.1%
    CROSSCOUNTRY MORTGAGE, LLC $590,000 $615,000 4.2% 0.9%
    Carrington Mortgage Services, LLC $155,000 $500,000 222.6% 0.7%
    USAA Federal Savings Bank $425,000 $485,000 14.1% 0.7%
    NATIONWIDE MORTGAGE BANKERS, INC. $470,000 n/a 0.7%
    The Huntington National Bank $560,000 $455,000 -18.8% 0.6%
    LAND HOME FINANCIAL SERVICES, INC. $450,000 n/a 0.6%
    PLANET HOME LENDING, LLC $85,000 $450,000 429.4% 0.6%
    LOANDEPOT.COM, LLC $870,000 $445,000 -48.9% 0.6%
    NAVY FEDERAL CREDIT UNION $435,000 $445,000 2.3% 0.6%
    UNITED WHOLESALE MORTGAGE, LLC $505,000 $445,000 -11.9% 0.6%
    FREEDOM MORTGAGE CORPORATION $135,000 $415,000 207.4% 0.6%
    J. VIRGIL, INC. $405,000 n/a 0.6%
    AMERISAVE MORTGAGE CORPORATION $695,000 $395,000 -43.2% 0.6%
    Citizens Bank $590,000 $380,000 -35.6% 0.5%
    DAS Acquisition Company, LLC $470,000 $380,000 -19.1% 0.5%
    MUTUAL OF OMAHA MORTGAGE, INC. $245,000 $370,000 51.0% 0.5%
    U.S. Bank $1,080,000 $345,000 -68.1% 0.5%
    SOUTHWEST STAGE FUNDING, LLC $85,000 $340,000 300.0% 0.5%
    The Park National Bank $340,000 n/a 0.5%
    21ST MORTGAGE CORPORATION $175,000 $315,000 80.0% 0.4%
    Farmers State Bank of Alto Pass $315,000 n/a 0.4%
    Union Savings Bank $375,000 $310,000 -17.3% 0.4%
    CITY-COUNTY CREDIT UNION $295,000 n/a 0.4%
    POLARIS HOME FUNDING CORP. $450,000 $275,000 -38.9% 0.4%
    City National Bank of West Virginia $270,000 n/a 0.4%
    Kingston National Bank $400,000 $265,000 -33.8% 0.4%
    EMM LOANS LLC $255,000 n/a 0.4%
    NEWREZ LLC $255,000 n/a 0.4%
    Flagstar Bank, FSB $200,000 $220,000 10.0% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $340,000 $210,000 -38.2% 0.3%
    CME Federal Credit Union $195,000 n/a 0.3%
    LIBERTY HOME MORTGAGE CORPORATION $195,000 n/a 0.3%
    MYCUMORTGAGE, LLC $195,000 n/a 0.3%
    Nations Lending Corporation $260,000 $195,000 -25.0% 0.3%
    FIRST SERVICE FCU $185,000 n/a 0.3%
    First State Bank $185,000 n/a 0.3%
    Wyndham Capital Mortgage, Inc. $185,000 n/a 0.3%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $175,000 n/a 0.2%
    PENNYMAC LOAN SERVICES, LLC $280,000 $165,000 -41.1% 0.2%
    CREDIT HUMAN FEDERAL CREDIT UNION $160,000 n/a 0.2%
    Community Trust Bank, Inc. $155,000 n/a 0.2%
    PREMIER LENDING, INC. $155,000 n/a 0.2%
    UNIVERSAL 1 CREDIT UNION $155,000 n/a 0.2%
    Coastal Community Bank $145,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $1,125,000 $145,000 -87.1% 0.2%
    VILLAGE CAPITAL MORTGAGE $205,000 $145,000 -29.3% 0.2%
    Centier Bank $135,000 n/a 0.2%
    Three Rivers Federal Credit Union $105,000 $135,000 28.6% 0.2%
    ALLIED MORTGAGE GROUP, INC. $325,000 $125,000 -61.5% 0.2%
    GSF Mortgage Corporation $175,000 $125,000 -28.6% 0.2%
    JPMorgan Chase Bank $360,000 $125,000 -65.3% 0.2%
    STOCKTON MORTGAGE CORPORATION $125,000 n/a 0.2%
    The Federal Savings Bank $125,000 n/a 0.2%
    THRIVE MORTGAGE, LLC $125,000 $125,000 0.0% 0.2%
    TOP FLITE FINANCIAL, INC. $125,000 n/a 0.2%
    The Farmers National Bank of Canfield $115,000 n/a 0.2%
    EQUITY RESOURCES, INC. $520,000 $105,000 -79.8% 0.1%
    Victorian Finance, LLC $105,000 n/a 0.1%
    Fifth Third Bank $1,010,000 $100,000 -90.1% 0.1%
    BROKER SOLUTIONS, INC. $215,000 $95,000 -55.8% 0.1%
    SUMMIT FUNDING, INC. $90,000 n/a 0.1%
    East Coast Capital Corp. $85,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $85,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $75,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $105,000 $75,000 -28.6% 0.1%
    WRIGHT-PATT CREDIT UNION, INC. $280,000 $75,000 -73.2% 0.1%
    Bank of America $55,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $55,000 n/a 0.1%
    The Farmers Bank & Savings Company $520,000 $55,000 -89.4% 0.1%
    Discover Bank $35,000 n/a 0.0%
    First Financial Bank $35,000 n/a 0.0%
    Figure Lending LLC $25,000 n/a 0.0%

    Jackson's top lender by overall market share is ATOMIC CREDIT UNION, INC., with 15.7% market share. In second place, with 10.0%, is THE VINTON COUNTY NATIONAL BANK, having originated $7,120,000 in loans. In third place, with 7.9%, is The Ohio Valley Bank Company, having originated $5,675,000 in loans. In fourth place, with 7.5%, is RAPID MORTGAGE COMPANY, having originated $5,325,000 in loans. In fifth place, with 5.8%, is WesBanco, having originated $4,140,000 in loans.

    Jackson Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Jackson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $105,300 (21.7%) $148,400 (6.0%) 0.00 145
    2018-02-01 $114,900 (22.7%) $150,495 (5.1%) 0.00 148
    2018-03-01 $119,500 (31.0%) $153,672 (15.0%) 0.00 157
    2018-04-01 $119,900 (26.3%) $160,398 (10.8%) 0.00 159
    2018-05-01 $117,300 (18.1%) $177,184 (17.9%) 0.00 157
    2018-06-01 $114,900 (6.9%) $171,353 (14.5%) 0.00 162
    2018-07-01 $114,900 (18.5%) $167,774 (18.2%) 0.00 159
    2018-08-01 $119,100 (17.8%) $171,596 (16.2%) 0.00 170
    2018-09-01 $119,000 (40.0%) $169,904 (20.3%) 0.00 173
    2018-10-01 $123,825 (19.0%) $168,842 (10.8%) 0.00 177
    2018-11-01 $122,388 (6.5%) $171,601 (12.9%) 0.00 171
    2018-12-01 $119,700 (19.8%) $170,575 (16.0%) 0.00 172
    2019-01-01 $111,800 (6.2%) $155,190 (4.6%) 0.00 158
    2019-02-01 $118,625 (3.2%) $157,366 (4.6%) 0.00 148
    2019-03-01 $122,043 (2.1%) $168,663 (9.8%) 0.00 133
    2019-04-01 $118,343 (-1.3%) $177,587 (10.7%) 0.00 120
    2019-05-01 $117,600 (0.3%) $182,201 (2.8%) 0.00 118
    2019-06-01 $124,900 (8.7%) $178,201 (4.0%) 0.00 130
    2019-07-01 $117,850 (2.6%) $168,655 (0.5%) 0.00 121
    2019-08-01 $115,245 (-3.2%) $157,479 (-8.2%) 0.00 118
    2019-09-01 $117,864 (-1.0%) $147,752 (-13.0%) 0.00 119
    2019-10-01 $119,900 (-3.2%) $141,196 (-16.4%) 0.00 122
    2019-11-01 $110,000 (-10.1%) $146,369 (-14.7%) 0.00 130
    2019-12-01 $119,900 (0.2%) $179,658 (5.3%) 0.00 108
    2020-01-01 $112,475 (0.6%) $176,175 (13.5%) 0.00 87
    2020-02-01 $110,000 (-7.3%) $170,202 (8.2%) 0.00 95
    2020-03-01 $128,925 (5.6%) $183,922 (9.1%) 0.00 97
    2020-04-01 $146,425 (23.7%) $196,374 (10.6%) 0.00 95
    2020-05-01 $154,450 (31.3%) $200,431 (10.0%) 0.00 84
    2020-06-01 $124,675 (-0.2%) $180,448 (1.3%) 0.00 80
    2020-07-01 $128,225 (8.8%) $187,355 (11.1%) 0.00 84
    2020-08-01 $149,900 (30.1%) $223,494 (41.9%) 0.00 93
    2020-09-01 $145,000 (23.0%) $230,214 (55.8%) 0.00 87
    2020-10-01 $143,700 (19.9%) $215,713 (52.8%) 0.00 85
    2020-11-01 $127,100 (15.6%) $201,281 (37.5%) 0.00 95
    2020-12-01 $126,750 (5.7%) $202,793 (12.9%) 0.00 101
    2021-01-01 $140,000 (24.5%) $206,321 (17.1%) 0.00 94
    2021-02-01 $157,750 (43.4%) $214,087 (25.8%) 0.00 83
    2021-03-01 $155,000 (20.2%) $182,852 (-0.6%) 0.00 76
    2021-04-01 $155,000 (5.9%) $180,514 (-8.1%) 0.00 61
    2021-05-01 $159,900 (3.5%) $195,868 (-2.3%) 0.00 52
    2021-06-01 $141,225 (13.3%) $186,277 (3.2%) 0.00 50
    2021-07-01 $154,000 (20.1%) $187,363 (0.0%) 0.00 56
    2021-08-01 $154,000 (2.7%) $200,085 (-10.5%) 0.00 62
    2021-09-01 $160,750 (10.9%) $214,934 (-6.6%) 0.00 60
    2021-10-01 $150,000 (4.4%) $206,818 (-4.1%) 0.00 66
    2021-11-01 $149,875 (17.9%) $200,029 (-0.6%) 0.00 62
    2021-12-01 $157,250 (24.1%) $210,114 (3.6%) 0.00 61
    2022-01-01 $157,000 (12.1%) $209,079 (1.3%) 0.00 56
    2022-02-01 $149,475 (-5.3%) $212,972 (-0.5%) 0.00 55
    2022-03-01 $158,000 (1.9%) $227,173 (24.2%) 0.00 50
    2022-04-01 $159,000 (2.6%) $221,086 (22.5%) 0.00 47
    2022-05-01 $172,750 (8.0%) $233,374 (19.2%) 0.00 50
    2022-06-01 $182,900 (29.5%) $230,215 (23.6%) 0.00 66
    2022-07-01 $199,000 (29.2%) $248,638 (32.7%) 0.00 64
    2022-08-01 $218,000 (41.6%) $270,575 (35.2%) 0.00 69
    2022-09-01 $205,375 (27.8%) $252,409 (17.4%) 0.00 79
    2022-10-01 $195,400 (30.3%) $244,742 (18.3%) 0.00 85
    2022-11-01 $224,000 (49.5%) $244,318 (22.1%) 0.00 96
    2022-12-01 $209,900 (33.5%) $246,457 (17.3%) 0.00 93
    2023-01-01 $190,900 (21.6%) $242,988 (16.2%) 0.00 79
    2023-02-01 $219,000 (46.5%) $252,647 (18.6%) 0.00 74
    2023-03-01 $217,975 (38.0%) $262,848 (15.7%) 0.00 67
    2023-04-01 $219,000 (37.7%) $259,259 (17.3%) 0.00 55
    2023-05-01 $237,450 (37.5%) $265,962 (14.0%) 0.00 63
    2023-06-01 $234,950 (28.5%) $280,849 (22.0%) 0.00 72
    2023-07-01 $229,000 (15.1%) $275,894 (11.0%) 0.00 76
    2023-08-01 $226,725 (4.0%) $267,447 (-1.2%) 0.00 75
    2023-09-01 $219,900 (7.1%) $280,692 (11.2%) 0.00 77
    2023-10-01 $229,950 (17.7%) $302,990 (23.8%) 0.00 72
    2023-11-01 $199,950 (-10.7%) $294,634 (20.6%) 0.00 70
    2023-12-01 $199,950 (-4.7%) $292,725 (18.8%) 0.00 61
    2024-01-01 $204,500 (7.1%) $291,331 (19.9%) 0.00 57
    2024-02-01 $202,950 (-7.3%) $294,136 (16.4%) 0.00 60
    2024-03-01 $199,900 (-8.3%) $274,365 (4.4%) 0.00 55
    2024-04-01 $207,950 (-5.1%) $235,657 (-9.1%) 0.00 68
    2024-05-01 $239,450 (0.8%) $260,958 (-1.9%) 0.00 74
    2024-06-01 $249,900 (6.4%) $279,314 (-0.6%) 0.00 78
    2024-07-01 $246,975 (7.9%) $261,434 (-5.2%) 0.00 81
    2024-08-01 $239,450 (5.6%) $264,680 (-1.0%) 0.00 80
    2024-09-01 $249,925 (13.7%) $272,637 (-2.9%) 0.00 91
    2024-10-01 $235,725 (2.5%) $266,289 (-12.1%) 0.00 95
    Jackson's median listing price for 2024-10-01 was $235,725, a difference of $5,775 (2.5%) versus the prior year and $-14,200 versus the prior month.

    Jackson's median listing price comes in at 0% of the national average.

    Jackson's average listing price for 2024-10-01 was $266,289, a difference of $-36,701 (-12.1%) versus the prior year and $-6,348 versus the prior month.

    For the 2024-10-01 period, Jackson had 95 MLS listings, a difference of 4 listings (4%) versus the prior month and 23 listings (32%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Jackson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,511 sqft
    2018-02-01 0 days 1,521 sqft
    2018-03-01 0 days 1,524 sqft
    2018-04-01 0 days 1,527 sqft
    2018-05-01 0 days 1,537 sqft
    2018-06-01 0 days 1,520 sqft
    2018-07-01 0 days 1,513 sqft
    2018-08-01 0 days 1,544 sqft
    2018-09-01 0 days 1,544 sqft
    2018-10-01 0 days 1,607 sqft
    2018-11-01 0 days 1,633 sqft
    2018-12-01 0 days 1,514 sqft
    2019-01-01 0 days 1,507 sqft
    2019-02-01 0 days 1,512 sqft
    2019-03-01 0 days 1,566 sqft
    2019-04-01 0 days 1,566 sqft
    2019-05-01 0 days 1,574 sqft
    2019-06-01 0 days 1,662 sqft
    2019-07-01 0 days 1,628 sqft
    2019-08-01 0 days 1,491 sqft
    2019-09-01 0 days 1,494 sqft
    2019-10-01 0 days 1,497 sqft
    2019-11-01 0 days 1,528 sqft
    2019-12-01 0 days 1,620 sqft
    2020-01-01 0 days 1,603 sqft
    2020-02-01 0 days 1,503 sqft
    2020-03-01 0 days 1,556 sqft
    2020-04-01 0 days 1,727 sqft
    2020-05-01 0 days 1,680 sqft
    2020-06-01 0 days 1,607 sqft
    2020-07-01 0 days 1,536 sqft
    2020-08-01 0 days 1,578 sqft
    2020-09-01 0 days 1,619 sqft
    2020-10-01 0 days 1,526 sqft
    2020-11-01 0 days 1,526 sqft
    2020-12-01 0 days 1,606 sqft
    2021-01-01 0 days 1,622 sqft
    2021-02-01 0 days 1,640 sqft
    2021-03-01 0 days 1,589 sqft
    2021-04-01 0 days 1,602 sqft
    2021-05-01 0 days 1,634 sqft
    2021-06-01 0 days 1,600 sqft
    2021-07-01 0 days 1,637 sqft
    2021-08-01 0 days 1,650 sqft
    2021-09-01 0 days 1,658 sqft
    2021-10-01 0 days 1,602 sqft
    2021-11-01 0 days 1,597 sqft
    2021-12-01 0 days 1,597 sqft
    2022-01-01 0 days 1,590 sqft
    2022-02-01 0 days 1,589 sqft
    2022-03-01 0 days 1,516 sqft
    2022-04-01 0 days 1,456 sqft
    2022-05-01 0 days 1,542 sqft
    2022-06-01 0 days 1,534 sqft
    2022-07-01 0 days 1,563 sqft
    2022-08-01 0 days 1,696 sqft
    2022-09-01 0 days 1,580 sqft
    2022-10-01 0 days 1,579 sqft
    2022-11-01 0 days 1,671 sqft
    2022-12-01 0 days 1,638 sqft
    2023-01-01 0 days 1,637 sqft
    2023-02-01 0 days 1,631 sqft
    2023-03-01 0 days 1,654 sqft
    2023-04-01 0 days 1,700 sqft
    2023-05-01 0 days 1,699 sqft
    2023-06-01 0 days 1,734 sqft
    2023-07-01 0 days 1,796 sqft
    2023-08-01 0 days 1,798 sqft
    2023-09-01 0 days 1,774 sqft
    2023-10-01 0 days 1,766 sqft
    2023-11-01 0 days 1,605 sqft
    2023-12-01 0 days 1,584 sqft
    2024-01-01 0 days 1,613 sqft
    2024-02-01 0 days 1,666 sqft
    2024-03-01 0 days 1,680 sqft
    2024-04-01 0 days 1,697 sqft
    2024-05-01 0 days 1,730 sqft
    2024-06-01 0 days 1,717 sqft
    2024-07-01 0 days 1,722 sqft
    2024-08-01 0 days 1,564 sqft
    2024-09-01 0 days 1,652 sqft
    2024-10-01 0 days 1,581 sqft
    Jackson's median listing age (time on market) for 2024-10-01 was 0 days.

    Jackson's median square footage for active listings during the 2024-10-01 period was 1,581 sqft. One year prior, the average listing was 1,766 sqft.

    Jackson, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 276 $49,430,000 $179,094
    Home Improvement 65 $4,695,000 $72,231
    Cash Out Refi 64 $8,480,000 $132,500
    Refi 43 $5,465,000 $127,093
    Other 42 $3,350,000 $79,762

    Jackson's most frequently cited loan purpose was Home Purchase, with 276 originations. The 2nd most popular reason was Home Improvement, with 65 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 146 $22,830,000 $156,370
    7-8% 109 $17,245,000 $158,211
    Over 8% 91 $8,345,000 $91,703
    5-6% 47 $9,405,000 $200,106
    3-4% 15 $745,000 $49,667
    <2.5% 11 $695,000 $63,182
    4-5% 1 $195,000 $195,000

    During 2023, Jackson's most frequently originated rate bucket was 6-7%, with 146 originations.

    Loan Sizing (Jackson, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 206 $29,890,000 $145,097
    $100,000 or less 185 $11,215,000 $60,622
    $200k-400k 83 $22,085,000 $266,084
    $400k-600k 12 $5,330,000 $444,167
    $600k-1000k 4 $2,900,000 $725,000

    Jackson's loan sizing saw the bucket of loans from $100k-200k with 206 originations, totaling $29,890,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 208 $36,720,000 $176,538
    60-80% 74 $11,090,000 $149,865
    20-40% 70 $5,290,000 $75,571
    40-60% 40 $4,710,000 $117,750
    Under 20% 25 $1,025,000 $41,000
    Over 100% 3 $625,000 $208,333

    Jackson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 208 originations, totaling $36,720,000 in origination value.