Jackson Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Jackson averaged 7.07% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.79% and one month ago for the week of 2025-03-06, the average rate was 6.78%.

    Jackson's average rate one year ago was 6.97%.

    For refis of the same type during the week of 2025-04-10, the average rate was 7.02%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Jackson 30 Year Fixed Rate 2025-04-10 7.07%
    Jackson 30 Year Fixed Rate Refi 2025-04-10 7.02%
    Jackson 15 Year Fixed Rate 2025-04-10 5.92%
    Jackson 15 Year Fixed Rate Refi 2025-04-10 6.42%
    Jackson 30 Year FHA 2025-04-10 6.23%
    Jackson 30 Year FHA Refi 2025-04-10 6.43%
    Jackson 30 Year USDA 2025-04-10 6.65%
    Jackson 30 Year USDA Refi 2025-04-10 6.25%
    Jackson 30 Year VA 2025-04-10 6.29%
    Jackson 30 Year VA Refi 2025-04-10 6.49%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Jackson, OH.

    Jackson Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jackson, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    The Ohio Valley Bank Company 25 6.76% $3,978
    WesBanco 13 6.79% $4,477
    QUICKEN LOANS, LLC 11 6.77% $5,667
    Peoples Bank 9 7.06% $3,053
    RAPID MORTGAGE COMPANY 9 6.93% $6,013
    THE VINTON COUNTY NATIONAL BANK 8 7.20% $2,934
    VANDERBILT MORTGAGE AND FINANCE, INC. 5 8.55% $4,668
    CMG MORTGAGE, INC. 3 6.87% $6,729
    UNITED WHOLESALE MORTGAGE, LLC 3 6.92% $6,821
    Ally Bank 2 7.19% $3,743
    CROSSCOUNTRY MORTGAGE, LLC 2 7.13% $6,912
    EQUITY RESOURCES, INC. 2 6.69% $4,373
    GUARANTEED RATE, INC. 2 6.60% $5,467
    Paramount Residential Mortgage Group, Inc. 2 7.13% $6,153
    WRIGHT-PATT CREDIT UNION, INC. 2 6.88% $3,032
    PNC Bank 1 6.38% $4,311
    NATIONS RELIABLE LENDING, LLC 1 6.13% $6,018
    Quontic Bank 1 6.50% $6,816
    LCNB National Bank 1 6.88% $3,333
    RUOFF MORTGAGE COMPANY, INC. 1 7.50% $3,886
    STOCKTON MORTGAGE CORPORATION 1 6.00% $5,363
    Superior Credit Union, Inc. 1 6.50% $3,696
    The Huntington National Bank 1 6.88% $4,192
    HOWARD HANNA FINANCIAL SERVICES, INC. 1 7.38% $9,814
    HOMELAND CREDIT UNION, INC. 1 5.88% $4,233
    UNION HOME MORTGAGE CORP. 1 7.38% $6,546
    First State Bank 1 7.50% $3,024
    U.S. Bank 1 6.63% $4,663
    Fifth Third Bank 1 6.63% $4,860
    Farm Credit Mid-America, ACA 1 8.88% $4,154
    NORTHERN MORTGAGE SERVICES, LLC 1 5.88% $8,862

    Jackson Average Closing Costs & Other Stats

    Jackson, OH's 31 lenders originated 500 loans during 2024. The total origination value was $75,950,000, with an average loan value of $151,900.

    Jackson's average closing costs are $5,192.

    The top Jackson lender as defined by loan originations is The Ohio Valley Bank Company, with 25 loans originated. Their average total fees are $3,978, which is $499 lower than the next largest lender, WesBanco.

    The lowest fee Jackson lenders (with over 10 loans originated) are The Ohio Valley Bank Company ($3,978), WesBanco ($4,477), QUICKEN LOANS, LLC ($5,667), .

    The lowest rate Jackson lenders (with over 10 loans originated) are The Ohio Valley Bank Company (6.76%), QUICKEN LOANS, LLC (6.77%), WesBanco (6.79%), .

    Jackson, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    ATOMIC CREDIT UNION, INC. $11,195,000 $14,615,000 30.5% 19.2%
    The Ohio Valley Bank Company $5,675,000 $6,810,000 20.0% 9.0%
    WesBanco $4,140,000 $5,595,000 35.1% 7.4%
    THE VINTON COUNTY NATIONAL BANK $7,120,000 $5,175,000 -27.3% 6.8%
    Paramount Residential Mortgage Group, Inc. $4,135,000 $5,110,000 23.6% 6.7%
    RAPID MORTGAGE COMPANY $5,325,000 $4,505,000 -15.4% 5.9%
    Peoples Bank $1,985,000 $3,680,000 85.4% 4.8%
    QUICKEN LOANS, LLC $2,430,000 $3,095,000 27.4% 4.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $760,000 $1,990,000 161.8% 2.6%
    UNITED WHOLESALE MORTGAGE, LLC $445,000 $1,850,000 315.7% 2.4%
    GUARANTEED RATE, INC. $1,520,000 $1,530,000 0.7% 2.0%
    Mortgage Research Center, LLC $1,955,000 $1,455,000 -25.6% 1.9%
    CMG MORTGAGE, INC. $1,320,000 n/a 1.7%
    PNC Bank $2,050,000 $1,130,000 -44.9% 1.5%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $765,000 $1,085,000 41.8% 1.4%
    Kingston National Bank $265,000 $1,065,000 301.9% 1.4%
    CROSSCOUNTRY MORTGAGE, LLC $615,000 $810,000 31.7% 1.1%
    UNION HOME MORTGAGE CORP. $785,000 $740,000 -5.7% 1.0%
    Farm Credit Mid-America, ACA $1,190,000 $605,000 -49.2% 0.8%
    EQUITY RESOURCES, INC. $105,000 $570,000 442.9% 0.8%
    LOANDEPOT.COM, LLC $445,000 $530,000 19.1% 0.7%
    FREEDOM MORTGAGE CORPORATION $415,000 $500,000 20.5% 0.7%
    The Huntington National Bank $455,000 $500,000 9.9% 0.7%
    PLANET HOME LENDING, LLC $450,000 $440,000 -2.2% 0.6%
    First State Bank $185,000 $370,000 100.0% 0.5%
    21ST MORTGAGE CORPORATION $315,000 $365,000 15.9% 0.5%
    GSF Mortgage Corporation $125,000 $360,000 188.0% 0.5%
    SOUTHWEST STAGE FUNDING, LLC $340,000 $360,000 5.9% 0.5%
    Third Federal Savings and Loan Association of Cleveland $350,000 n/a 0.5%
    Carrington Mortgage Services, LLC $500,000 $340,000 -32.0% 0.4%
    NFM, INC. $890,000 $335,000 -62.4% 0.4%
    Fifth Third Bank $100,000 $315,000 215.0% 0.4%
    Superior Credit Union, Inc. $315,000 n/a 0.4%
    HOWARD HANNA FINANCIAL SERVICES, INC. $305,000 n/a 0.4%
    U.S. Bank $345,000 $305,000 -11.6% 0.4%
    Discover Bank $35,000 $295,000 742.9% 0.4%
    DAS Acquisition Company, LLC $380,000 $290,000 -23.7% 0.4%
    PENNYMAC LOAN SERVICES, LLC $165,000 $270,000 63.6% 0.4%
    AmeriHome Mortgage Company, LLC $245,000 n/a 0.3%
    VILLAGE CAPITAL MORTGAGE $145,000 $240,000 65.5% 0.3%
    Atlantic Coast Mortgage, LLC $235,000 n/a 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $370,000 $235,000 -36.5% 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $215,000 n/a 0.3%
    Citizens Bank $380,000 $215,000 -43.4% 0.3%
    EVANSVILLE TEACHERS $215,000 n/a 0.3%
    The Loan Store, Inc. $215,000 n/a 0.3%
    WRIGHT-PATT CREDIT UNION, INC. $75,000 $210,000 180.0% 0.3%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $175,000 $205,000 17.1% 0.3%
    NEWREZ LLC $255,000 $185,000 -27.5% 0.2%
    Quontic Bank $185,000 n/a 0.2%
    BROKER SOLUTIONS, INC. $95,000 $175,000 84.2% 0.2%
    CARDINAL FINANCIAL $175,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $175,000 n/a 0.2%
    NORTHERN MORTGAGE SERVICES, LLC $175,000 n/a 0.2%
    S1L, Inc. $175,000 n/a 0.2%
    Ally Bank $170,000 n/a 0.2%
    LCNB National Bank $165,000 n/a 0.2%
    RUOFF MORTGAGE COMPANY, INC. $985,000 $155,000 -84.3% 0.2%
    First Savings Bank $145,000 n/a 0.2%
    HOMELAND CREDIT UNION, INC. $135,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $135,000 n/a 0.2%
    Coastal Community Bank $145,000 $125,000 -13.8% 0.2%
    MOVEMENT MORTGAGE, LLC $1,180,000 $115,000 -90.3% 0.2%
    NATIONS RELIABLE LENDING, LLC $115,000 n/a 0.2%
    STOCKTON MORTGAGE CORPORATION $125,000 $105,000 -16.0% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $105,000 n/a 0.1%
    Figure Lending LLC $25,000 $95,000 280.0% 0.1%
    Baxter Credit Union $75,000 n/a 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $210,000 $65,000 -69.0% 0.1%
    PENTAGON FEDERAL CREDIT UNION $55,000 $65,000 18.2% 0.1%
    The Farmers Bank & Savings Company $55,000 $65,000 18.2% 0.1%
    Deere Employees Credit Union $55,000 n/a 0.1%
    UNIVERSAL 1 CREDIT UNION $155,000 $55,000 -64.5% 0.1%
    ROYAL UNITED MORTGAGE LLC $45,000 n/a 0.1%
    USAA Federal Savings Bank $485,000 $35,000 -92.8% 0.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $25,000 n/a 0.0%

    Jackson's top lender by overall market share is ATOMIC CREDIT UNION, INC., with 19.2% market share. In second place, with 9.0%, is The Ohio Valley Bank Company, having originated $6,810,000 in loans. In third place, with 7.4%, is WesBanco, having originated $5,595,000 in loans. In fourth place, with 6.8%, is THE VINTON COUNTY NATIONAL BANK, having originated $5,175,000 in loans. In fifth place, with 6.7%, is Paramount Residential Mortgage Group, Inc., having originated $5,110,000 in loans.

    Jackson Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Jackson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $105,300 (21.7%) $148,400 (6.0%) 0.00 145
    2018-02-01 $114,900 (22.7%) $150,495 (5.1%) 0.00 148
    2018-03-01 $119,500 (31.0%) $153,672 (15.0%) 0.00 157
    2018-04-01 $119,900 (26.3%) $160,398 (10.8%) 0.00 159
    2018-05-01 $117,300 (18.1%) $177,184 (17.9%) 0.00 157
    2018-06-01 $114,900 (6.9%) $171,353 (14.5%) 0.00 162
    2018-07-01 $114,900 (18.5%) $167,774 (18.2%) 0.00 159
    2018-08-01 $119,100 (17.8%) $171,596 (16.2%) 0.00 170
    2018-09-01 $119,000 (40.0%) $169,904 (20.3%) 0.00 173
    2018-10-01 $123,825 (19.0%) $168,842 (10.8%) 0.00 177
    2018-11-01 $122,388 (6.5%) $171,601 (12.9%) 0.00 171
    2018-12-01 $119,700 (19.8%) $170,575 (16.0%) 0.00 172
    2019-01-01 $111,800 (6.2%) $155,190 (4.6%) 0.00 158
    2019-02-01 $118,625 (3.2%) $157,366 (4.6%) 0.00 148
    2019-03-01 $122,043 (2.1%) $168,663 (9.8%) 0.00 133
    2019-04-01 $118,343 (-1.3%) $177,587 (10.7%) 0.00 120
    2019-05-01 $117,600 (0.3%) $182,201 (2.8%) 0.00 118
    2019-06-01 $124,900 (8.7%) $178,201 (4.0%) 0.00 130
    2019-07-01 $117,850 (2.6%) $168,655 (0.5%) 0.00 121
    2019-08-01 $115,245 (-3.2%) $157,479 (-8.2%) 0.00 118
    2019-09-01 $117,864 (-1.0%) $147,752 (-13.0%) 0.00 119
    2019-10-01 $119,900 (-3.2%) $141,196 (-16.4%) 0.00 122
    2019-11-01 $110,000 (-10.1%) $146,369 (-14.7%) 0.00 130
    2019-12-01 $119,900 (0.2%) $179,658 (5.3%) 0.00 108
    2020-01-01 $112,475 (0.6%) $176,175 (13.5%) 0.00 87
    2020-02-01 $110,000 (-7.3%) $170,202 (8.2%) 0.00 95
    2020-03-01 $128,925 (5.6%) $183,922 (9.1%) 0.00 97
    2020-04-01 $146,425 (23.7%) $196,374 (10.6%) 0.00 95
    2020-05-01 $154,450 (31.3%) $200,431 (10.0%) 0.00 84
    2020-06-01 $124,675 (-0.2%) $180,448 (1.3%) 0.00 80
    2020-07-01 $128,225 (8.8%) $187,355 (11.1%) 0.00 84
    2020-08-01 $149,900 (30.1%) $223,494 (41.9%) 0.00 93
    2020-09-01 $145,000 (23.0%) $230,214 (55.8%) 0.00 87
    2020-10-01 $143,700 (19.9%) $215,713 (52.8%) 0.00 85
    2020-11-01 $127,100 (15.6%) $201,281 (37.5%) 0.00 95
    2020-12-01 $126,750 (5.7%) $202,793 (12.9%) 0.00 101
    2021-01-01 $140,000 (24.5%) $206,321 (17.1%) 0.00 94
    2021-02-01 $157,750 (43.4%) $214,087 (25.8%) 0.00 83
    2021-03-01 $155,000 (20.2%) $182,852 (-0.6%) 0.00 76
    2021-04-01 $155,000 (5.9%) $180,514 (-8.1%) 0.00 61
    2021-05-01 $159,900 (3.5%) $195,868 (-2.3%) 0.00 52
    2021-06-01 $141,225 (13.3%) $186,277 (3.2%) 0.00 50
    2021-07-01 $154,000 (20.1%) $187,363 (0.0%) 0.00 56
    2021-08-01 $154,000 (2.7%) $200,085 (-10.5%) 0.00 62
    2021-09-01 $160,750 (10.9%) $214,934 (-6.6%) 0.00 60
    2021-10-01 $150,000 (4.4%) $206,818 (-4.1%) 0.00 66
    2021-11-01 $149,875 (17.9%) $200,029 (-0.6%) 0.00 62
    2021-12-01 $157,250 (24.1%) $210,114 (3.6%) 0.00 61
    2022-01-01 $157,000 (12.1%) $209,079 (1.3%) 0.00 56
    2022-02-01 $149,475 (-5.3%) $212,972 (-0.5%) 0.00 55
    2022-03-01 $158,000 (1.9%) $227,173 (24.2%) 0.00 50
    2022-04-01 $159,000 (2.6%) $221,086 (22.5%) 0.00 47
    2022-05-01 $172,750 (8.0%) $233,374 (19.2%) 0.00 50
    2022-06-01 $182,900 (29.5%) $230,215 (23.6%) 0.00 66
    2022-07-01 $199,000 (29.2%) $248,638 (32.7%) 0.00 64
    2022-08-01 $218,000 (41.6%) $270,575 (35.2%) 0.00 69
    2022-09-01 $205,375 (27.8%) $252,409 (17.4%) 0.00 79
    2022-10-01 $195,400 (30.3%) $244,742 (18.3%) 0.00 85
    2022-11-01 $224,000 (49.5%) $244,318 (22.1%) 0.00 96
    2022-12-01 $209,900 (33.5%) $246,457 (17.3%) 0.00 93
    2023-01-01 $190,900 (21.6%) $242,988 (16.2%) 0.00 79
    2023-02-01 $219,000 (46.5%) $252,647 (18.6%) 0.00 74
    2023-03-01 $217,975 (38.0%) $262,848 (15.7%) 0.00 67
    2023-04-01 $219,000 (37.7%) $259,259 (17.3%) 0.00 55
    2023-05-01 $237,450 (37.5%) $265,962 (14.0%) 0.00 63
    2023-06-01 $234,950 (28.5%) $280,849 (22.0%) 0.00 72
    2023-07-01 $229,000 (15.1%) $275,894 (11.0%) 0.00 76
    2023-08-01 $226,725 (4.0%) $267,447 (-1.2%) 0.00 75
    2023-09-01 $219,900 (7.1%) $280,692 (11.2%) 0.00 77
    2023-10-01 $229,950 (17.7%) $302,990 (23.8%) 0.00 72
    2023-11-01 $199,950 (-10.7%) $294,634 (20.6%) 0.00 70
    2023-12-01 $199,950 (-4.7%) $292,725 (18.8%) 0.00 61
    2024-01-01 $204,500 (7.1%) $291,331 (19.9%) 0.00 57
    2024-02-01 $202,950 (-7.3%) $294,136 (16.4%) 0.00 60
    2024-03-01 $199,900 (-8.3%) $274,365 (4.4%) 0.00 55
    2024-04-01 $207,950 (-5.1%) $235,657 (-9.1%) 0.00 68
    2024-05-01 $239,450 (0.8%) $260,958 (-1.9%) 0.00 74
    2024-06-01 $249,900 (6.4%) $279,314 (-0.6%) 0.00 78
    2024-07-01 $246,975 (7.9%) $261,434 (-5.2%) 0.00 81
    2024-08-01 $239,450 (5.6%) $264,680 (-1.0%) 0.00 80
    2024-09-01 $249,925 (13.7%) $272,637 (-2.9%) 0.00 91
    2024-10-01 $235,725 (2.5%) $266,289 (-12.1%) 0.00 95
    2024-11-01 $222,000 (11.0%) $271,724 (-7.8%) 0.00 87
    2024-12-01 $239,225 (19.6%) $283,489 (-3.2%) 0.00 77
    Jackson's median listing price for 2024-12-01 was $239,225, a difference of $39,275 (19.6%) versus the prior year and $17,225 versus the prior month.

    Jackson's median listing price comes in at 0% of the national average.

    Jackson's average listing price for 2024-12-01 was $283,489, a difference of $-9,236 (-3.2%) versus the prior year and $11,765 versus the prior month.

    For the 2024-12-01 period, Jackson had 77 MLS listings, a difference of -10 listings (-11%) versus the prior month and 16 listings (26%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Jackson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,511 sqft
    2018-02-01 0 days 1,521 sqft
    2018-03-01 0 days 1,524 sqft
    2018-04-01 0 days 1,527 sqft
    2018-05-01 0 days 1,537 sqft
    2018-06-01 0 days 1,520 sqft
    2018-07-01 0 days 1,513 sqft
    2018-08-01 0 days 1,544 sqft
    2018-09-01 0 days 1,544 sqft
    2018-10-01 0 days 1,607 sqft
    2018-11-01 0 days 1,633 sqft
    2018-12-01 0 days 1,514 sqft
    2019-01-01 0 days 1,507 sqft
    2019-02-01 0 days 1,512 sqft
    2019-03-01 0 days 1,566 sqft
    2019-04-01 0 days 1,566 sqft
    2019-05-01 0 days 1,574 sqft
    2019-06-01 0 days 1,662 sqft
    2019-07-01 0 days 1,628 sqft
    2019-08-01 0 days 1,491 sqft
    2019-09-01 0 days 1,494 sqft
    2019-10-01 0 days 1,497 sqft
    2019-11-01 0 days 1,528 sqft
    2019-12-01 0 days 1,620 sqft
    2020-01-01 0 days 1,603 sqft
    2020-02-01 0 days 1,503 sqft
    2020-03-01 0 days 1,556 sqft
    2020-04-01 0 days 1,727 sqft
    2020-05-01 0 days 1,680 sqft
    2020-06-01 0 days 1,607 sqft
    2020-07-01 0 days 1,536 sqft
    2020-08-01 0 days 1,578 sqft
    2020-09-01 0 days 1,619 sqft
    2020-10-01 0 days 1,526 sqft
    2020-11-01 0 days 1,526 sqft
    2020-12-01 0 days 1,606 sqft
    2021-01-01 0 days 1,622 sqft
    2021-02-01 0 days 1,640 sqft
    2021-03-01 0 days 1,589 sqft
    2021-04-01 0 days 1,602 sqft
    2021-05-01 0 days 1,634 sqft
    2021-06-01 0 days 1,600 sqft
    2021-07-01 0 days 1,637 sqft
    2021-08-01 0 days 1,650 sqft
    2021-09-01 0 days 1,658 sqft
    2021-10-01 0 days 1,602 sqft
    2021-11-01 0 days 1,597 sqft
    2021-12-01 0 days 1,597 sqft
    2022-01-01 0 days 1,590 sqft
    2022-02-01 0 days 1,589 sqft
    2022-03-01 0 days 1,516 sqft
    2022-04-01 0 days 1,456 sqft
    2022-05-01 0 days 1,542 sqft
    2022-06-01 0 days 1,534 sqft
    2022-07-01 0 days 1,563 sqft
    2022-08-01 0 days 1,696 sqft
    2022-09-01 0 days 1,580 sqft
    2022-10-01 0 days 1,579 sqft
    2022-11-01 0 days 1,671 sqft
    2022-12-01 0 days 1,638 sqft
    2023-01-01 0 days 1,637 sqft
    2023-02-01 0 days 1,631 sqft
    2023-03-01 0 days 1,654 sqft
    2023-04-01 0 days 1,700 sqft
    2023-05-01 0 days 1,699 sqft
    2023-06-01 0 days 1,734 sqft
    2023-07-01 0 days 1,796 sqft
    2023-08-01 0 days 1,798 sqft
    2023-09-01 0 days 1,774 sqft
    2023-10-01 0 days 1,766 sqft
    2023-11-01 0 days 1,605 sqft
    2023-12-01 0 days 1,584 sqft
    2024-01-01 0 days 1,613 sqft
    2024-02-01 0 days 1,666 sqft
    2024-03-01 0 days 1,680 sqft
    2024-04-01 0 days 1,697 sqft
    2024-05-01 0 days 1,730 sqft
    2024-06-01 0 days 1,717 sqft
    2024-07-01 0 days 1,722 sqft
    2024-08-01 0 days 1,564 sqft
    2024-09-01 0 days 1,652 sqft
    2024-10-01 0 days 1,581 sqft
    2024-11-01 0 days 1,527 sqft
    2024-12-01 0 days 1,545 sqft
    Jackson's median listing age (time on market) for 2024-12-01 was 0 days.

    Jackson's median square footage for active listings during the 2024-12-01 period was 1,545 sqft. One year prior, the average listing was 1,584 sqft.

    Jackson, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 261 $49,215,000 $188,563
    Home Improvement 80 $5,870,000 $73,375
    Other 62 $6,190,000 $99,839
    Cash Out Refi 54 $7,860,000 $145,556
    Refi 43 $6,815,000 $158,488

    Jackson's most frequently cited loan purpose was Home Purchase, with 261 originations. The 2nd most popular reason was Home Improvement, with 80 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 142 $27,470,000 $193,451
    7-8% 101 $14,845,000 $146,980
    Over 8% 96 $8,120,000 $84,583
    5-6% 29 $6,915,000 $238,448
    3-4% 23 $1,635,000 $71,087
    <2.5% 3 $235,000 $78,333
    4-5% 3 $475,000 $158,333
    2.5-3% 2 $560,000 $280,000

    During 2024, Jackson's most frequently originated rate bucket was 6-7%, with 142 originations.

    Loan Sizing (Jackson, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 206 $29,830,000 $144,806
    $100,000 or less 174 $10,170,000 $58,448
    $200k-400k 102 $27,040,000 $265,098
    $400k-600k 14 $5,990,000 $427,857
    $600k-1000k 3 $1,855,000 $618,333
    $Over $1MM 1 $1,065,000 $1,065,000

    Jackson's loan sizing saw the bucket of loans from $100k-200k with 206 originations, totaling $29,830,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 188 $35,920,000 $191,064
    60-80% 71 $12,355,000 $174,014
    20-40% 51 $3,955,000 $77,549
    Under 20% 40 $1,610,000 $40,250
    40-60% 35 $3,895,000 $111,286
    Over 100% 8 $1,430,000 $178,750

    Jackson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 188 originations, totaling $35,920,000 in origination value.