Atlantic Coast Mortgage Rates, Fees & Info

GLEN ALLEN, VA

LEI: 54930095UWUUXAWASB02

Tax ID: 61-1645461

1.5 stars - Updated: 3/17/24 - out of 5 stars, based on 66 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Atlantic Coast Mortgage is a small mortgage company specializing in Home Purchase loans. Atlantic Coast Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Washington, Virginia Beach, Charlottesville, Baltimore, and Charleston among others. We have data for 96 markets. (Some data included below & more in-depth data is available with an active subscription.)

Atlantic Coast Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Atlantic Coast Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.53% 3/17/24
30 Year Conventional Refi 6.43% 3/17/24
30 Year Cash-out Refi 6.75% 3/17/24
30 Year FHA Purchase 7.22% 3/17/24
30 Year FHA Refi 7.23% 3/17/24
30 Year VA Purchase 6.10% 3/17/24
30 Year VA Refi 5.76% 3/17/24
30 Year USDA Purchase 6.66% 3/17/24
15 Year Conventional Purchase 6.05% 3/17/24
15 Year Conventional Refi 5.86% 3/17/24
15 Year Cash-out Refi 5.86% 3/17/24
15 Year VA Purchase 6.15% 3/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Atlantic Coast Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Atlantic Coast Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,314

Origination Dollar Volume (All Markets)

$1,883,860,000
Show all (14) awards

Relative Rate

Atlantic Coast Mortgage's average 30 year fixed mortgage rate was 4.86%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 0.1%.

Relative Fees (Closing Costs)

Atlantic Coast Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $9,679.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2,499 $1,286,475,000 $514,796 $10,357 4.66%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 458 $137,760,000 $300,786 $8,806 5.29%
Outside of Metro Areas 241 $72,165,000 $299,440 $7,947 5.03%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 175 $61,725,000 $352,714 $8,551 4.79%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 170 $58,480,000 $344,000 $8,090 4.67%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 137 $50,695,000 $370,036 $8,101 4.55%
RICHMOND, VA (FHA|USDA|VA) 126 $39,450,000 $313,095 $7,330 5.00%
WINCHESTER, VA-WV (FHA|USDA|VA) 58 $19,550,000 $337,069 $7,976 5.21%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 42 $15,250,000 $363,095 $7,107 5.76%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 38 $10,580,000 $278,421 $8,931 5.23%
RALEIGH-CARY, NC (FHA|USDA|VA) 18 $8,040,000 $446,667 $7,018 4.35%
Kill Devil Hills, NC (FHA|USDA|VA) 16 $7,920,000 $495,000 $8,295 4.96%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 19 $6,815,000 $358,684 $8,647 4.93%
HARRISONBURG, VA (FHA|USDA|VA) 15 $5,895,000 $393,000 $8,593 5.35%
STAUNTON, VA (FHA|USDA|VA) 18 $4,820,000 $267,778 $7,127 4.44%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 12 $4,680,000 $390,000 $8,001 4.81%
LYNCHBURG, VA (FHA|USDA|VA) 18 $4,440,000 $246,667 $6,417 5.65%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 14 $4,360,000 $311,429 $9,141 4.74%
SALISBURY, MD-DE (FHA|USDA|VA) 10 $4,360,000 $436,000 $7,383 4.79%
ROANOKE, VA (FHA|USDA|VA) 12 $4,190,000 $349,167 $7,741 5.55%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $3,575,000 $715,000 $10,086 5.38%
WILMINGTON, NC (FHA|USDA|VA) 6 $3,010,000 $501,667 $10,306 4.81%
JACKSONVILLE, FL (FHA|USDA|VA) 9 $2,925,000 $325,000 $9,752 4.76%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 10 $2,910,000 $291,000 $8,240 5.81%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 6 $2,760,000 $460,000 $8,549 4.40%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 6 $2,660,000 $443,333 $11,727 5.73%
Altus, OK (FHA|USDA|VA) 9 $2,425,000 $269,444 $10,601 4.65%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 4 $2,390,000 $597,500 $5,064 3.63%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $2,370,000 $395,000 $6,923 4.54%
SPARTANBURG, SC (FHA|USDA|VA) 9 $2,325,000 $258,333 $8,636 5.88%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $2,300,000 $1,150,000 $19,575 5.25%
Morehead City, NC (FHA|USDA|VA) 5 $2,155,000 $431,000 $9,478 4.75%
Easton, MD (FHA|USDA|VA) 4 $2,020,000 $505,000 $12,158 5.03%
Elizabeth City, NC (FHA|USDA|VA) 8 $1,980,000 $247,500 $9,262 5.02%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,940,000 $485,000 $6,715 4.25%
WINSTON-SALEM, NC (FHA|USDA|VA) 6 $1,840,000 $306,667 $7,388 6.60%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $1,745,000 $581,667 $11,603 3.71%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 7 $1,715,000 $245,000 $7,341 5.25%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 7 $1,515,000 $216,429 $3,816 5.55%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $1,455,000 $485,000 $21,581 5.08%
Key West, FL (FHA|USDA|VA) 2 $1,370,000 $685,000 $9,985 4.31%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 4 $1,330,000 $332,500 $8,764 4.34%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 3 $1,255,000 $418,333 $17,376 6.33%
JACKSONVILLE, NC (FHA|USDA|VA) 5 $1,175,000 $235,000 $6,396 4.80%
NEW BERN, NC (FHA|USDA|VA) 3 $1,165,000 $388,333 $12,245 4.54%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $1,150,000 $575,000 $14,743 4.62%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2 $1,140,000 $570,000 $9,167 5.13%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $1,020,000 $510,000 $17,147 6.19%
FAYETTEVILLE, NC (FHA|USDA|VA) 4 $1,010,000 $252,500 $12,056 5.19%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $895,000 $895,000 $6,213 5.25%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $885,000 $885,000 $0 4.38%
SAVANNAH, GA (FHA|USDA|VA) 3 $815,000 $271,667 $8,411 4.83%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $805,000 $268,333 $5,338 4.67%
Cullowhee, NC (FHA|USDA|VA) 1 $805,000 $805,000 $5,019 3.63%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 4 $750,000 $187,500 $7,943 4.66%
Danville, VA (FHA|USDA|VA) 3 $735,000 $245,000 $5,236 4.00%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $725,000 $725,000 $4,330 5.00%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $700,000 $350,000 $11,228 4.69%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 4 $680,000 $170,000 $5,458 3.75%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $670,000 $335,000 $5,760 5.38%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $635,000 $635,000 $19,193 5.13%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $615,000 $615,000 $8,760 6.00%
PITTSBURGH, PA (FHA|USDA|VA) 2 $550,000 $275,000 $4,553 5.44%
THE VILLAGES, FL (FHA|USDA|VA) 2 $540,000 $270,000 $6,312 4.19%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $530,000 $265,000 $6,181 5.00%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $530,000 $265,000 $9,080 4.44%
COLUMBIA, SC (FHA|USDA|VA) 3 $525,000 $175,000 $4,547 5.29%
Forest City, NC (FHA|USDA|VA) 1 $515,000 $515,000 $11,943 5.00%
CUMBERLAND, MD-WV (FHA|USDA|VA) 3 $505,000 $168,333 $5,124 5.75%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $500,000 $250,000 $8,042 5.00%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $385,000 $385,000 $5,030 3.00%
GETTYSBURG, PA (FHA|USDA|VA) 1 $375,000 $375,000 $11,820 5.38%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $365,000 $365,000 $10,388 5.38%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $360,000 $180,000 $9,859 4.00%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $335,000 $335,000 $7,067 3.13%
Jefferson, GA (FHA|USDA|VA) 1 $295,000 $295,000 $4,844 4.75%
Thomasville, GA (FHA|USDA|VA) 1 $285,000 $285,000 $7,493 5.13%
FLORENCE, SC (FHA|USDA|VA) 1 $275,000 $275,000 $15,027 5.13%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $275,000 $275,000 $3,194 4.88%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $235,000 $235,000 $3,198 3.13%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $235,000 $235,000 $6,906 4.25%
Martinsville, VA (FHA|USDA|VA) 2 $200,000 $100,000 $6,542 5.94%
Sanford, NC (FHA|USDA|VA) 1 $195,000 $195,000 $11,129 5.88%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $195,000 $195,000 $3,621 5.38%
DOVER, DE (FHA|USDA|VA) 1 $195,000 $195,000 $5,364 5.50%
WICHITA, KS (FHA|USDA|VA) 1 $195,000 $195,000 $8,087 5.50%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $185,000 $185,000 $7,861 4.50%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,844 3.13%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $145,000 $145,000 $4,208 4.38%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $145,000 $145,000 $9,089 5.63%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $135,000 $135,000 $5,355 5.00%
AMARILLO, TX (FHA|USDA|VA) 1 $135,000 $135,000 $7,187 5.13%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,832 4.13%
Palatka, FL (FHA|USDA|VA) 1 $95,000 $95,000 $4,374 2.75%
SUMTER, SC (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.63%
Elkins, WV (FHA|USDA|VA) 1 $65,000 $65,000 $3,096 4.25%
Atlantic Coast Mortgage's top markets include Washington, Virginia Beach, Charlottesville, Baltimore, and Charleston among others.

Their top states include:
  • Virginia (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • District of Columbia (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Atlantic Coast Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    HENRICO Federal Credit Union
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    Similarity Rank: 546
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    Similarity Rank: 552
    PARK VIEW FEDERAL CREDIT UNION
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,128 $1,384,940,000 $442,756 $7,936 4.79%
    VA 665 $334,705,000 $503,316 $14,832 4.64%
    FHA 446 $143,910,000 $322,668 $12,705 5.20%
    USDA 71 $19,445,000 $273,873 $8,543 4.62%
    FHA 4 $860,000 $215,000 $0 3.93%

    For 2022, Atlantic Coast Mortgage's most frequently originated type of loan was Conventional, with 3,128 originations. Their 2nd most popular type was VA, with 665 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,803 $1,685,665,000 $443,246 $9,887 4.89%
    Cash Out Refi 255 $105,475,000 $413,627 $7,647 4.39%
    Refi 183 $70,325,000 $384,290 $6,127 3.64%
    Other 66 $20,580,000 $311,818 $6,479 4.81%
    Home Improvement 7 $1,815,000 $259,286 $6,699 5.64%

    For 2022, Atlantic Coast Mortgage's most frequently cited loan purpose was Home Purchase, with 3,803 originations. The 2nd most popular reason was Cash Out Refi, with 255 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,109 $1,807,435,000 $439,872 $9,679 4.86%
    15 Year 131 $41,065,000 $313,473 $5,489 3.58%
    Other 26 $10,640,000 $409,231 $5,429 5.60%
    20 Year 23 $7,245,000 $315,000 $5,817 3.27%
    30+ year 14 $16,880,000 $1,205,714 $0 5.64%
    10 Year 11 $595,000 $54,091 $4,468 1.57%

    For 2022, Atlantic Coast Mortgage's most frequently cited loan duration was 30 Year, with 4,109 originations. The 2nd most popular length was 15 Year, with 131 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,319 $774,825,000 $587,434
    $1k-2k 1,105 $475,975,000 $430,747
    $2k-3k 400 $138,840,000 $347,100
    $3k-4k 382 $139,500,000 $365,183
    $4k-5k 328 $139,760,000 $426,098
    $<1k 209 $72,395,000 $346,388

    Atlantic Coast Mortgage's average total fees were $9,679, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,319 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 1,158 $459,650,000 $396,934
    3-4% 1,151 $560,205,000 $486,712
    4-5% 1,125 $525,905,000 $467,471
    6-7% 576 $207,990,000 $361,094
    2.5-3% 174 $90,460,000 $519,885
    7-8% 94 $27,880,000 $296,596
    <2.5% 35 $11,665,000 $333,286
    Over 8% 1 $105,000 $105,000

    During 2022, Atlantic Coast Mortgage's average interest rate for loans was 4.86%, while their most frequently originated rate bucket for loans was 5-6%, with 1,158 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,725 $512,745,000 $297,243 $7,506 4.96%
    $400k-600k 1,109 $540,955,000 $487,786 $10,226 4.76%
    $600k-1MM 770 $575,540,000 $747,455 $12,949 4.42%
    $100k-200k 419 $67,595,000 $161,325 $5,357 5.18%
    $100,000 or less 148 $4,700,000 $31,757 $4,091 4.82%
    $1MM+ 143 $182,325,000 $1,275,000 $16,973 4.37%

    2022 saw Atlantic Coast Mortgage place emphasis on $200k-400k loans with 1,725 originations, totaling $512,745,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,116 $447,590,000 $401,066 $9,162 4.80%
    $150k-250k 1,004 $542,890,000 $540,727 $10,879 4.72%
    $75k-100k 711 $222,915,000 $313,523 $8,528 4.96%
    $250k+ 628 $468,910,000 $746,672 $11,819 4.62%
    $50k-75k 627 $147,055,000 $234,537 $7,309 4.96%
    $50k or less 194 $32,930,000 $169,742 $5,919 4.97%

    Atlantic Coast Mortgage lent most frequently to those with incomes in the $100k-150k range, with 1,116 originations. The second most popular income band? $150k-250k, with 1,004 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 838 $382,760,000 $456,754 $9,042 4.72%
    20-30% 745 $334,145,000 $448,517 $8,389 4.46%
    50-60% 215 $99,455,000 $462,581 $15,172 4.89%
    44% 213 $82,245,000 $386,127 $9,490 5.03%
    <20% 200 $88,420,000 $442,100 $7,551 4.41%
    43% 198 $75,690,000 $382,273 $8,987 5.17%
    40% 189 $77,705,000 $411,138 $9,823 4.89%
    42% 180 $76,270,000 $423,722 $9,671 4.92%
    37% 175 $80,475,000 $459,857 $9,696 4.88%
    41% 170 $77,020,000 $453,059 $10,722 5.02%
    36% 167 $74,735,000 $447,515 $9,383 4.84%
    39% 164 $81,210,000 $495,183 $9,295 4.85%
    38% 164 $70,490,000 $429,817 $8,836 4.90%
    45% 158 $67,980,000 $430,253 $8,907 4.91%
    47% 144 $54,000,000 $375,000 $9,676 5.11%
    49% 141 $57,935,000 $410,887 $9,946 5.13%
    48% 119 $47,015,000 $395,084 $10,198 5.09%
    46% 110 $45,240,000 $411,273 $10,185 5.19%
    >60% 13 $7,355,000 $565,769 $20,433 4.68%

    Atlantic Coast Mortgage lent most frequently to those with DTI ratios of 30-36%, with 838 originations. The next most common DTI ratio? 20-30%, with 745 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,758 $1,217,190,000 $441,331 $9,174 4.79%
    Not provided 719 $310,775,000 $432,232 $10,328 4.83%
    Black 467 $166,825,000 $357,227 $10,075 4.96%
    Asian 258 $136,210,000 $527,946 $10,071 4.71%
    Asian Indian 38 $21,770,000 $572,895 $9,958 4.72%
    American Indian 35 $14,995,000 $428,429 $9,944 4.49%
    Other Asian 15 $6,145,000 $409,667 $8,419 5.18%
    Native Hawaiian or Islander 7 $3,255,000 $465,000 $12,153 4.11%
    Filipino 6 $2,330,000 $388,333 $7,723 4.96%
    Chinese 5 $1,695,000 $339,000 $8,092 5.77%
    Korean 2 $1,260,000 $630,000 $11,474 3.63%
    Vietnamese 3 $1,125,000 $375,000 $5,563 4.33%
    Japanese 1 $285,000 $285,000 $0 6.00%

    Approval Rates

    Total approvals of all applications
    97.92%

    Atlantic Coast Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    79.42%

    Atlantic Coast Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,314 $1,883,860,000 $436,685

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,314 $1,883,860,000 $436,685

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 99 $25,855,000 $261,162 $5,583 4.55%
    40-60% 273 $97,705,000 $357,894 $6,724 4.39%
    60-80% 1,033 $480,775,000 $465,416 $8,367 4.71%
    80-100% 2,565 $1,165,975,000 $454,571 $9,356 4.90%
    Over 100% 233 $111,595,000 $478,948 $20,893 4.80%
    Under 20% 111 $1,955,000 $17,613 $3,829 4.79%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    Atlantic Union Bankshares, Inc. FHA mortgage Struggling to pay mortgage 1 100.0%