Atlantic Coast Mortgage Rates, Fees & Info

GLEN ALLEN, VA

LEI: 54930095UWUUXAWASB02

Tax ID: 61-1645461

3.7 stars - Updated: 10/8/24 - out of 5 stars, based on 66 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Atlantic Coast Mortgage is a small mortgage company specializing in Home Purchase loans. Atlantic Coast Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Virginia Beach, Charlotte, Richmond, and Baltimore among others. We have data for 99 markets. (Some data included below & more in-depth data is available with an active subscription.)

Atlantic Coast Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Atlantic Coast Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.53% 10/8/24
30 Year Conventional Refi 6.43% 10/8/24
30 Year Cash-out Refi 6.75% 10/8/24
30 Year FHA Purchase 7.22% 10/8/24
30 Year FHA Refi 7.23% 10/8/24
30 Year VA Purchase 6.10% 10/8/24
30 Year VA Refi 5.76% 10/8/24
30 Year USDA Purchase 6.66% 10/8/24
15 Year Conventional Purchase 6.05% 10/8/24
15 Year Conventional Refi 5.86% 10/8/24
15 Year Cash-out Refi 5.86% 10/8/24
15 Year VA Purchase 6.15% 10/8/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Atlantic Coast Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Atlantic Coast Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,380

Origination Dollar Volume (All Markets)

$1,714,850,000
Show all (7) awards

Relative Rate

Atlantic Coast Mortgage's average 30 year fixed mortgage rate was 6.6%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.12%.

Relative Fees (Closing Costs)

Atlantic Coast Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $10,015.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2,087 $1,016,975,000 $487,290 $10,661 6.50%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 469 $137,225,000 $292,591 $9,979 6.72%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 240 $69,870,000 $291,125 $8,069 5.93%
Outside of Metro Areas 218 $67,960,000 $311,743 $9,339 6.67%
RICHMOND, VA (FHA|USDA|VA) 193 $61,915,000 $320,803 $8,730 6.80%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 136 $52,030,000 $382,574 $10,981 6.60%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 125 $45,235,000 $361,880 $10,547 6.35%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 129 $43,655,000 $338,411 $9,837 6.44%
LYNCHBURG, VA (FHA|USDA|VA) 142 $29,070,000 $204,718 $7,012 6.81%
WINCHESTER, VA-WV (FHA|USDA|VA) 66 $23,590,000 $357,424 $9,544 6.58%
WINSTON-SALEM, NC (FHA|USDA|VA) 82 $18,250,000 $222,561 $5,793 5.80%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 64 $16,040,000 $250,625 $9,168 6.53%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 25 $7,805,000 $312,200 $11,692 6.58%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 17 $6,595,000 $387,941 $8,955 6.78%
JACKSONVILLE, NC (FHA|USDA|VA) 21 $6,315,000 $300,714 $10,092 6.23%
RALEIGH-CARY, NC (FHA|USDA|VA) 15 $6,275,000 $418,333 $8,198 6.57%
STAUNTON, VA (FHA|USDA|VA) 26 $6,260,000 $240,769 $8,431 6.71%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 21 $6,155,000 $293,095 $9,051 6.78%
ROANOKE, VA (FHA|USDA|VA) 18 $5,660,000 $314,444 $6,187 6.63%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $4,680,000 $780,000 $17,020 7.08%
Kill Devil Hills, NC (FHA|USDA|VA) 9 $4,575,000 $508,333 $14,484 7.40%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 23 $4,345,000 $188,913 $6,979 5.03%
HARRISONBURG, VA (FHA|USDA|VA) 10 $3,560,000 $356,000 $6,912 6.48%
SPARTANBURG, SC (FHA|USDA|VA) 14 $3,350,000 $239,286 $10,545 6.46%
JACKSONVILLE, FL (FHA|USDA|VA) 6 $3,150,000 $525,000 $10,984 7.02%
Elizabeth City, NC (FHA|USDA|VA) 12 $3,140,000 $261,667 $9,406 7.14%
SALISBURY, MD-DE (FHA|USDA|VA) 7 $2,895,000 $413,571 $10,528 6.41%
Altus, OK (FHA|USDA|VA) 9 $2,785,000 $309,444 $11,106 6.07%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 7 $2,775,000 $396,429 $7,592 6.59%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 11 $2,455,000 $223,182 $7,889 6.86%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 5 $2,205,000 $441,000 $12,981 6.35%
KNOXVILLE, TN (FHA|USDA|VA) 5 $1,925,000 $385,000 $7,470 6.33%
Martinsville, VA (FHA|USDA|VA) 10 $1,820,000 $182,000 $8,237 6.79%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $1,790,000 $447,500 $10,754 6.56%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 9 $1,755,000 $195,000 $6,075 5.07%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 4 $1,710,000 $427,500 $7,362 7.06%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $1,695,000 $339,000 $9,605 6.62%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 7 $1,645,000 $235,000 $6,351 6.59%
Danville, VA (FHA|USDA|VA) 11 $1,555,000 $141,364 $7,376 6.58%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $1,525,000 $1,525,000 $25,702 7.25%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $1,475,000 $491,667 $13,432 6.96%
BURLINGTON, NC (FHA|USDA|VA) 4 $1,260,000 $315,000 $9,779 6.41%
Shelby, NC (FHA|USDA|VA) 6 $1,240,000 $206,667 $6,568 7.13%
Albemarle, NC (FHA|USDA|VA) 5 $1,215,000 $243,000 $5,256 6.80%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $1,175,000 $391,667 $7,546 7.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $1,140,000 $285,000 $7,510 6.62%
Morehead City, NC (FHA|USDA|VA) 3 $1,075,000 $358,333 $8,617 7.46%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $1,075,000 $1,075,000 $20,173 7.00%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $995,000 $995,000 $7,835 5.63%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $990,000 $247,500 $5,598 6.44%
PITTSBURGH, PA (FHA|USDA|VA) 3 $925,000 $308,333 $11,123 6.83%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $910,000 $455,000 $7,082 6.68%
Key West, FL (FHA|USDA|VA) 1 $905,000 $905,000 $10,856 7.50%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $855,000 $855,000 $24,459 5.88%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $830,000 $415,000 $4,794 7.12%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 3 $805,000 $268,333 $5,399 6.46%
COLUMBIA, SC (FHA|USDA|VA) 6 $750,000 $125,000 $3,844 4.29%
WILMINGTON, NC (FHA|USDA|VA) 2 $680,000 $340,000 $8,534 6.63%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2 $670,000 $335,000 $8,595 6.56%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $635,000 $635,000 $11,528 5.75%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $625,000 $625,000 $13,633 6.75%
Boone, NC (FHA|USDA|VA) 1 $595,000 $595,000 $0 7.63%
Bennettsville, SC (FHA|USDA|VA) 1 $545,000 $545,000 $9,706 6.50%
Mount Airy, NC (FHA|USDA|VA) 4 $540,000 $135,000 $4,959 5.31%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $535,000 $178,333 $7,396 6.33%
Albertville, AL (FHA|USDA|VA) 1 $525,000 $525,000 $9,447 6.88%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $525,000 $525,000 $18,760 6.50%
Orangeburg, SC (FHA|USDA|VA) 4 $500,000 $125,000 $10,863 4.53%
FAYETTEVILLE, NC (FHA|USDA|VA) 3 $465,000 $155,000 $5,943 6.54%
ASHEVILLE, NC (FHA|USDA|VA) 1 $425,000 $425,000 $0 8.00%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $425,000 $425,000 $10,807 6.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $410,000 $205,000 $5,988 5.88%
BEND, OR (FHA|USDA|VA) 1 $405,000 $405,000 $5,639 7.00%
CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $400,000 $200,000 $6,778 6.44%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $390,000 $195,000 $5,719 6.75%
Statesboro, GA (FHA|USDA|VA) 1 $375,000 $375,000 $15,171 6.75%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $375,000 $375,000 $12,799 6.25%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $375,000 $375,000 $0 7.88%
Henderson, NC (FHA|USDA|VA) 1 $365,000 $365,000 $8,969 7.13%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $340,000 $170,000 $16,036 5.25%
Houghton, MI (FHA|USDA|VA) 1 $325,000 $325,000 $3,737 7.50%
Clarksburg, WV (FHA|USDA|VA) 1 $315,000 $315,000 $3,901 7.13%
Washington, NC (FHA|USDA|VA) 1 $305,000 $305,000 $7,819 6.38%
Easton, MD (FHA|USDA|VA) 1 $275,000 $275,000 $3,993 6.99%
ALTOONA, PA (FHA|USDA|VA) 2 $250,000 $125,000 $4,351 7.13%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $245,000 $245,000 $7,555 6.50%
GOLDSBORO, NC (FHA|USDA|VA) 1 $235,000 $235,000 $6,236 6.13%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $205,000 $205,000 $4,730 6.50%
ANN ARBOR, MI (FHA|USDA|VA) 1 $205,000 $205,000 $2,866 6.38%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $195,000 $195,000 $9,926 6.49%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $185,000 $185,000 $0 6.00%
DOVER, DE (FHA|USDA|VA) 1 $175,000 $175,000 $7,046 5.13%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $165,000 $165,000 $5,762 6.13%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $165,000 $165,000 $9,990 6.38%
SUMTER, SC (FHA|USDA|VA) 1 $155,000 $155,000 $6,042 7.50%
SAVANNAH, GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,026 7.38%
North Wilkesboro, NC (FHA|USDA|VA) 1 $145,000 $145,000 $4,578 5.63%
Rockingham, NC (FHA|USDA|VA) 1 $125,000 $125,000 $6,904 5.63%
FLORENCE, SC (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.50%
Atlantic Coast Mortgage's top markets include Washington, Virginia Beach, Charlotte, Richmond, and Baltimore among others.

Their top states include:
  • Virginia (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • District of Columbia (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Atlantic Coast Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    PARK VIEW FEDERAL CREDIT UNION
    Similarity Rank: 12
    Republic Bank
    Similarity Rank: 21
    ABNB Federal Credit Union
    Similarity Rank: 65
    DUPONT COMMUNITY
    Similarity Rank: 77
    JOHNSON MORTGAGE COMPANY, L.L.C.
    Similarity Rank: 108
    SCIENT Federal Credit Union
    Similarity Rank: 110
    PATRIOT
    Similarity Rank: 120
    County Savings Bank
    Similarity Rank: 135
    Columbia Bank
    Similarity Rank: 156

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,882 $1,115,580,000 $387,085 $8,246 6.58%
    FHA 766 $255,930,000 $334,112 $13,558 6.49%
    VA 690 $331,740,000 $480,783 $13,043 6.25%
    USDA 41 $10,765,000 $262,561 $8,629 6.37%
    Reverse Mortgage 1 $835,000 $835,000 $0 8.99%

    For 2023, Atlantic Coast Mortgage's most frequently originated type of loan was Conventional, with 2,882 originations. Their 2nd most popular type was FHA, with 766 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,208 $1,655,950,000 $393,524 $9,973 6.50%
    Cash Out Refi 72 $23,950,000 $332,639 $9,920 6.76%
    Refi 63 $23,955,000 $380,238 $8,631 6.60%
    Other 34 $10,070,000 $296,176 $7,375 7.10%
    Home Improvement 3 $925,000 $308,333 $10,339 6.83%

    For 2023, Atlantic Coast Mortgage's most frequently cited loan purpose was Home Purchase, with 4,208 originations. The 2nd most popular reason was Cash Out Refi, with 72 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,222 $1,683,100,000 $398,650 $10,015 6.60%
    15 Year 115 $19,635,000 $170,739 $6,505 3.25%
    20 Year 17 $3,355,000 $197,353 $6,521 4.35%
    10 Year 14 $1,340,000 $95,714 $3,824 6.35%
    Other 11 $5,815,000 $528,636 $2,544 8.39%
    30+ year 1 $1,605,000 $1,605,000 $10,139 9.25%

    For 2023, Atlantic Coast Mortgage's most frequently cited loan duration was 30 Year, with 4,222 originations. The 2nd most popular length was 15 Year, with 115 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,360 $728,570,000 $535,713
    $1k-2k 904 $355,760,000 $393,540
    $3k-4k 399 $126,775,000 $317,732
    $4k-5k 359 $127,275,000 $354,526
    $2k-3k 336 $103,720,000 $308,690
    $<1k 279 $117,575,000 $421,416

    Atlantic Coast Mortgage's average total fees were $10,015, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,360 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 2,189 $862,935,000 $394,214
    7-8% 1,030 $376,460,000 $365,495
    5-6% 1,005 $442,725,000 $440,522
    Over 8% 75 $23,645,000 $315,267
    <2.5% 63 $725,000 $11,508
    4-5% 16 $5,970,000 $373,125
    3-4% 2 $2,390,000 $1,195,000

    During 2023, Atlantic Coast Mortgage's average interest rate for loans was 6.60%, while their most frequently originated rate bucket for loans was 6-7%, with 2,189 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,912 $567,420,000 $296,768 $8,232 6.61%
    $400k-600k 1,020 $493,660,000 $483,980 $10,996 6.53%
    $600k-1MM 610 $444,850,000 $729,262 $14,032 6.45%
    $100k-200k 503 $82,185,000 $163,390 $5,813 6.71%
    $100,000 or less 234 $5,820,000 $24,872 $3,690 5.25%
    $1MM+ 101 $120,915,000 $1,197,178 $19,116 6.62%

    2023 saw Atlantic Coast Mortgage place emphasis on $200k-400k loans with 1,912 originations, totaling $567,420,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,106 $417,520,000 $377,505 $9,747 6.59%
    $150k-250k 950 $482,620,000 $508,021 $11,515 6.57%
    $50k-75k 772 $166,020,000 $215,052 $7,323 6.29%
    $75k-100k 770 $216,360,000 $280,987 $8,405 6.46%
    $250k+ 576 $397,260,000 $689,688 $12,711 6.70%
    $50k or less 193 $29,465,000 $152,668 $6,157 6.17%

    Atlantic Coast Mortgage lent most frequently to those with incomes in the $100k-150k range, with 1,106 originations. The second most popular income band? $150k-250k, with 950 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 664 $280,590,000 $422,575 $9,113 6.55%
    20-30% 594 $231,750,000 $390,152 $8,616 6.49%
    50-60% 314 $143,820,000 $458,025 $14,164 6.35%
    49% 252 $93,700,000 $371,825 $10,354 6.59%
    44% 227 $82,105,000 $361,696 $9,922 6.43%
    43% 222 $76,640,000 $345,225 $9,242 6.49%
    42% 211 $78,355,000 $371,351 $9,274 6.50%
    47% 202 $74,250,000 $367,574 $9,462 6.70%
    48% 197 $72,885,000 $369,975 $10,870 6.63%
    45% 182 $65,070,000 $357,527 $10,158 6.59%
    40% 175 $70,865,000 $404,943 $9,949 6.41%
    39% 174 $73,780,000 $424,023 $9,914 6.51%
    38% 169 $63,755,000 $377,249 $9,569 6.17%
    41% 167 $64,205,000 $384,461 $9,464 6.52%
    46% 164 $63,510,000 $387,256 $10,931 6.62%
    36% 157 $57,395,000 $365,573 $8,995 6.51%
    37% 146 $58,990,000 $404,041 $10,504 6.38%
    <20% 143 $50,685,000 $354,441 $8,548 6.64%
    >60% 13 $8,595,000 $661,154 $16,612 6.51%

    Atlantic Coast Mortgage lent most frequently to those with DTI ratios of 30-36%, with 664 originations. The next most common DTI ratio? 20-30%, with 594 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,798 $1,107,810,000 $395,929 $9,754 6.49%
    Not provided 763 $293,855,000 $385,131 $9,979 6.48%
    Black 461 $154,715,000 $335,607 $11,225 6.54%
    Asian 232 $111,060,000 $478,707 $9,954 6.58%
    Asian Indian 46 $19,280,000 $419,130 $9,322 6.94%
    American Indian 46 $14,470,000 $314,565 $11,444 6.43%
    Other Asian 13 $5,055,000 $388,846 $8,650 6.87%
    Filipino 6 $2,340,000 $390,000 $7,955 6.56%
    Native Hawaiian or Islander 2 $1,820,000 $910,000 $18,956 7.94%
    Chinese 5 $1,735,000 $347,000 $5,722 6.48%
    Korean 4 $1,360,000 $340,000 $8,670 6.69%
    Vietnamese 3 $1,075,000 $358,333 $5,114 6.46%
    Other Pacific Islander 1 $275,000 $275,000 $3,901 10.14%

    Approval Rates

    Total approvals of all applications
    97.38%

    Atlantic Coast Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    76.92%

    Atlantic Coast Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,380 $1,714,850,000 $391,518

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,380 $1,714,850,000 $391,518

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 136 $32,950,000 $242,279 $6,320 6.51%
    40-60% 270 $88,160,000 $326,519 $6,939 6.64%
    60-80% 865 $369,625,000 $427,312 $8,792 6.78%
    80-100% 2,710 $1,129,300,000 $416,716 $10,095 6.54%
    Over 100% 197 $90,935,000 $461,599 $19,813 6.26%
    Under 20% 202 $3,880,000 $19,208 $3,187 4.97%