Angel Oak Mortgage Solutions Rates, Fees & Info
WILMINGTON, DELEI: 549300KSOOZZVXCMA627
Tax ID: 46-4200240
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Mortgage Data
Review & Overview
Angel Oak Mortgage Solutions is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Angel Oak Mortgage Solutions has a high proportion of conventional loans. Their top markets by origination volume include: Miami, Los Angeles, Atlanta, Tampa, and Houston among others. We have data for 331 markets. (Some data included below & more in-depth data is available with an active subscription.)Angel Oak Mortgage Solutions has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Angel Oak Mortgage Solutions is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
30 Year Conventional Purchase | 8.21% | 4/5/25 |
30 Year Conventional Refi | 7.82% | 4/5/25 |
30 Year Cash-out Refi | 8.60% | 4/5/25 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
Angel Oak Mortgage Solutions Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Angel Oak Mortgage Solutions. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,702Origination Dollar Volume (All Markets)
$2,093,990,000Relative Rate
Angel Oak Mortgage Solutions's average 30 year fixed mortgage rate was
7.85%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 1.3%.
Relative Fees (Closing Costs)
Angel Oak Mortgage Solutions's average total fees/closing costs for a 30 year fixed rate
mortgage were $16,587.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 756 | $367,080,000 | $485,556 | $19,479 | 8.10% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 245 | $199,765,000 | $815,367 | $23,023 | 8.42% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 147 | $75,795,000 | $515,612 | $19,412 | 8.32% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 159 | $66,105,000 | $415,755 | $16,115 | 7.96% |
Outside of Metro Areas | 146 | $58,310,000 | $399,384 | $15,425 | 8.08% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 145 | $57,035,000 | $393,345 | $18,181 | 7.86% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 138 | $55,160,000 | $399,710 | $17,485 | 7.87% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 125 | $52,865,000 | $422,920 | $17,587 | 7.97% |
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 70 | $49,320,000 | $704,571 | $19,096 | 8.46% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 79 | $40,305,000 | $510,190 | $14,842 | 8.38% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 49 | $37,825,000 | $771,939 | $21,438 | 8.46% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 90 | $36,710,000 | $407,889 | $16,070 | 8.35% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 93 | $32,755,000 | $352,204 | $14,065 | 7.94% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 49 | $30,765,000 | $627,857 | $20,511 | 8.33% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 49 | $30,705,000 | $626,633 | $17,055 | 7.78% |
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 67 | $30,095,000 | $449,179 | $16,698 | 8.61% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 48 | $28,700,000 | $597,917 | $22,542 | 8.05% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 37 | $25,195,000 | $680,946 | $20,601 | 8.55% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 74 | $24,750,000 | $334,459 | $11,878 | 8.29% |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 72 | $24,120,000 | $335,000 | $13,124 | 7.74% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 54 | $24,080,000 | $445,926 | $14,055 | 7.85% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 60 | $23,830,000 | $397,167 | $17,475 | 7.85% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 42 | $22,910,000 | $545,476 | $16,657 | 8.03% |
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 51 | $19,445,000 | $381,275 | $18,198 | 7.78% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 36 | $18,920,000 | $525,556 | $15,824 | 8.14% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 29 | $18,465,000 | $636,724 | $25,379 | 7.78% |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 50 | $17,130,000 | $342,600 | $16,177 | 8.14% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 45 | $16,695,000 | $371,000 | $19,574 | 7.96% |
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 43 | $16,625,000 | $386,628 | $15,526 | 8.02% |
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 30 | $16,590,000 | $553,000 | $13,989 | 7.67% |
JACKSONVILLE, FL (FHA|USDA|VA) | 43 | $16,335,000 | $379,884 | $14,855 | 8.26% |
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 27 | $16,035,000 | $593,889 | $18,485 | 7.76% |
Key West, FL (FHA|USDA|VA) | 19 | $15,655,000 | $823,947 | $24,790 | 7.87% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 34 | $15,300,000 | $450,000 | $17,842 | 8.11% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 55 | $13,645,000 | $248,091 | $12,581 | 8.09% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 40 | $12,710,000 | $317,750 | $10,745 | 8.08% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 34 | $12,540,000 | $368,824 | $14,465 | 8.18% |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 14 | $11,570,000 | $826,429 | $17,787 | 8.50% |
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 36 | $10,610,000 | $294,722 | $13,233 | 7.61% |
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 21 | $10,365,000 | $493,571 | $22,525 | 7.82% |
SALT LAKE CITY, UT (FHA|USDA|VA) | 19 | $10,345,000 | $544,474 | $15,486 | 8.38% |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 29 | $10,305,000 | $355,345 | $14,437 | 8.27% |
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 15 | $9,785,000 | $652,333 | $18,731 | 7.74% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 19 | $9,145,000 | $481,316 | $19,200 | 7.97% |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 19 | $8,485,000 | $446,579 | $14,818 | 8.32% |
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 11 | $8,205,000 | $745,909 | $22,139 | 8.51% |
RICHMOND, VA (FHA|USDA|VA) | 27 | $8,195,000 | $303,519 | $10,690 | 8.28% |
COLUMBIA, SC (FHA|USDA|VA) | 22 | $7,840,000 | $356,364 | $14,410 | 8.15% |
PANAMA CITY, FL (FHA|USDA|VA) | 14 | $7,340,000 | $524,286 | $12,096 | 8.05% |
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 24 | $7,260,000 | $302,500 | $16,531 | 7.70% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 22 | $7,180,000 | $326,364 | $11,568 | 7.77% |
URBAN HONOLULU, HI (FHA|USDA|VA) | 14 | $6,880,000 | $491,429 | $16,315 | 7.62% |
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 24 | $6,600,000 | $275,000 | $11,049 | 7.71% |
COLUMBUS, OH (FHA|USDA|VA) | 25 | $6,305,000 | $252,200 | $10,909 | 7.97% |
OCALA, FL (FHA|USDA|VA) | 26 | $6,200,000 | $238,462 | $9,228 | 7.38% |
ALBUQUERQUE, NM (FHA|USDA|VA) | 23 | $6,105,000 | $265,435 | $0 | 7.66% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 24 | $5,380,000 | $224,167 | $10,145 | 8.20% |
PUNTA GORDA, FL (FHA|USDA|VA) | 13 | $5,375,000 | $413,462 | $17,626 | 8.02% |
ST. GEORGE, UT (FHA|USDA|VA) | 6 | $5,360,000 | $893,333 | $18,306 | 8.27% |
BAKERSFIELD, CA (FHA|USDA|VA) | 18 | $5,240,000 | $291,111 | $11,600 | 8.55% |
SALISBURY, MD-DE (FHA|USDA|VA) | 14 | $5,180,000 | $370,000 | $7,531 | 7.85% |
Sebastian-Vero Beach, FL (FHA|USDA|VA) | 9 | $5,155,000 | $572,778 | $25,477 | 8.68% |
Hilo, HI (FHA|USDA|VA) | 11 | $5,155,000 | $468,636 | $11,835 | 7.98% |
Heber, UT (FHA|USDA|VA) | 4 | $4,700,000 | $1,175,000 | $29,808 | 8.72% |
Kapaa, HI (FHA|USDA|VA) | 5 | $4,695,000 | $939,000 | $0 | 7.60% |
SPARTANBURG, SC (FHA|USDA|VA) | 15 | $4,585,000 | $305,667 | $8,416 | 7.70% |
STOCKTON, CA (FHA|USDA|VA) | 8 | $4,500,000 | $562,500 | $19,324 | 7.25% |
TALLAHASSEE, FL (FHA|USDA|VA) | 13 | $4,295,000 | $330,385 | $45,990 | 7.51% |
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 8 | $4,280,000 | $535,000 | $22,860 | 8.02% |
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 12 | $4,230,000 | $352,500 | $12,532 | 7.60% |
KANSAS CITY, MO-KS (FHA|USDA|VA) | 18 | $4,130,000 | $229,444 | $10,268 | 7.94% |
FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $4,060,000 | $1,015,000 | $18,403 | 7.59% |
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 4 | $3,960,000 | $990,000 | $12,942 | 8.41% |
ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $3,815,000 | $545,000 | $11,200 | 8.21% |
SAVANNAH, GA (FHA|USDA|VA) | 14 | $3,710,000 | $265,000 | $8,850 | 8.14% |
Kill Devil Hills, NC (FHA|USDA|VA) | 5 | $3,695,000 | $739,000 | $19,337 | 8.48% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 10 | $3,690,000 | $369,000 | $15,271 | 8.36% |
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 9 | $3,685,000 | $409,444 | $13,649 | 7.64% |
RENO, NV (FHA|USDA|VA) | 3 | $3,665,000 | $1,221,667 | $36,921 | 8.00% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 14 | $3,530,000 | $252,143 | $11,450 | 7.70% |
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 5 | $3,235,000 | $647,000 | $22,372 | 7.13% |
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 8 | $3,230,000 | $403,750 | $4,709 | 8.80% |
WILMINGTON, NC (FHA|USDA|VA) | 7 | $3,225,000 | $460,714 | $15,996 | 7.57% |
BOULDER, CO (FHA|USDA|VA) | 4 | $3,070,000 | $767,500 | $14,839 | 8.75% |
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 3 | $2,975,000 | $991,667 | $24,103 | 7.83% |
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 11 | $2,965,000 | $269,545 | $10,790 | 7.68% |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 8 | $2,940,000 | $367,500 | $8,043 | 8.16% |
Morehead City, NC (FHA|USDA|VA) | 3 | $2,925,000 | $975,000 | $6,601 | 7.08% |
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 9 | $2,785,000 | $309,444 | $10,045 | 8.49% |
SANTA FE, NM (FHA|USDA|VA) | 3 | $2,705,000 | $901,667 | $20,122 | 7.12% |
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 11 | $2,645,000 | $240,455 | $9,012 | 8.34% |
PROVO-OREM, UT (FHA|USDA|VA) | 5 | $2,635,000 | $527,000 | $24,044 | 7.00% |
LYNCHBURG, VA (FHA|USDA|VA) | 4 | $2,620,000 | $655,000 | $16,457 | 7.97% |
OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $2,615,000 | $523,000 | $25,020 | 7.92% |
WINSTON-SALEM, NC (FHA|USDA|VA) | 8 | $2,550,000 | $318,750 | $9,640 | 9.09% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 13 | $2,515,000 | $193,462 | $10,244 | 8.17% |
Sevierville, TN (FHA|USDA|VA) | 7 | $2,465,000 | $352,143 | $15,196 | 7.86% |
TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $2,385,000 | $2,385,000 | $42,226 | 8.25% |
Easton, MD (FHA|USDA|VA) | 4 | $2,340,000 | $585,000 | $5,383 | 8.03% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 9 | $2,285,000 | $253,889 | $7,568 | 7.90% |
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 10 | $2,270,000 | $227,000 | $14,124 | 7.77% |
YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $2,225,000 | $445,000 | $14,997 | 7.90% |
CHATTANOOGA, TN-GA (FHA|USDA|VA) | 10 | $2,210,000 | $221,000 | $7,399 | 7.59% |
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 7 | $2,175,000 | $310,714 | $14,027 | 8.63% |
ROCKFORD, IL (FHA|USDA|VA) | 15 | $2,165,000 | $144,333 | $6,815 | 8.04% |
KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 13 | $2,155,000 | $165,769 | $0 | 8.27% |
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 11 | $1,995,000 | $181,364 | $8,856 | 8.37% |
SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $1,915,000 | $638,333 | $20,841 | 9.04% |
Kalispell, MT (FHA|USDA|VA) | 3 | $1,815,000 | $605,000 | $11,255 | 7.25% |
HARRISONBURG, VA (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $8,644 | 7.84% |
KNOXVILLE, TN (FHA|USDA|VA) | 5 | $1,805,000 | $361,000 | $5,181 | 7.20% |
BEND, OR (FHA|USDA|VA) | 3 | $1,755,000 | $585,000 | $14,717 | 7.96% |
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 9 | $1,755,000 | $195,000 | $10,310 | 7.51% |
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $14,650 | 7.42% |
WICHITA, KS (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $8,176 | 8.66% |
GAINESVILLE, FL (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $12,414 | 8.36% |
Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $1,580,000 | $790,000 | $23,957 | 9.56% |
PITTSBURGH, PA (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $10,296 | 8.16% |
BOISE CITY, ID (FHA|USDA|VA) | 6 | $1,570,000 | $261,667 | $16,738 | 8.58% |
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 9 | $1,545,000 | $171,667 | $4,656 | 7.64% |
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $11,405 | 9.44% |
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $9,416 | 7.91% |
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $17,558 | 7.47% |
LONGVIEW, WA (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $14,531 | 7.94% |
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $1,455,000 | $485,000 | $22,054 | 8.08% |
JACKSON, MS (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $12,243 | 8.59% |
FAYETTEVILLE, NC (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $5,753 | 7.65% |
Oak Harbor, WA (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $21,795 | 7.92% |
GREENVILLE, NC (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $11,312 | 8.19% |
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $0 | 7.84% |
OKLAHOMA CITY, OK (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $13,319 | 7.21% |
AKRON, OH (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $9,377 | 8.84% |
ROANOKE, VA (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $12,613 | 7.87% |
EL PASO, TX (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $7,598 | 7.41% |
BATON ROUGE, LA (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $29,350 | 8.54% |
MIDLAND, TX (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $18,600 | 7.58% |
GAINESVILLE, GA (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $11,000 | 7.72% |
FRESNO, CA (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $4,585 | 7.53% |
CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $7,335 | 7.47% |
LUBBOCK, TX (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $18,522 | 8.31% |
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $13,517 | 8.31% |
ODESSA, TX (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $12,378 | 8.63% |
SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $8,215 | 9.46% |
Rockport, TX (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $0 | 8.06% |
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $8,856 | 8.05% |
THE VILLAGES, FL (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $0 | 7.94% |
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $10,363 | 8.38% |
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $5,846 | 7.44% |
SALINAS, CA (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $16,927 | 8.75% |
VALLEJO, CA (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $14,611 | 8.78% |
LANCASTER, PA (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $13,511 | 6.96% |
Corsicana, TX (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $15,488 | 8.25% |
HAMMOND, LA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $12,798 | 8.00% |
CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $6,995 | 7.87% |
Eureka-Arcata, CA (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $9,932 | 7.71% |
TUCSON, AZ (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $0 | 7.25% |
Georgetown, SC (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $12,303 | 7.69% |
GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $12,807 | 8.00% |
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $18,268 | 8.06% |
HATTIESBURG, MS (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $0 | 8.33% |
North Wilkesboro, NC (FHA|USDA|VA) | 1 | $965,000 | $965,000 | $0 | 6.63% |
Danville, VA (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $10,212 | 8.18% |
MONTGOMERY, AL (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $15,816 | 8.50% |
Lake City, FL (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $23,854 | 9.46% |
Brainerd, MN (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $12,822 | 7.38% |
Cullowhee, NC (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $7,299 | 8.37% |
Boone, NC (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $5,331 | 7.50% |
SALEM, OR (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $12,805 | 7.81% |
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $8,757 | 7.50% |
Breckenridge, CO (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $0 | 7.69% |
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $13,752 | 7.75% |
MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $10,943 | 8.04% |
READING, PA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $13,010 | 8.22% |
REDDING, CA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $0 | 7.94% |
Outside of Metro Areas | 2 | $820,000 | $410,000 | $11,865 | 8.69% |
Centralia, WA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $12,588 | 7.12% |
TULSA, OK (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $15,125 | 7.37% |
HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,330 | 9.42% |
St. Marys, GA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $12,410 | 8.92% |
WENATCHEE, WA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $11,180 | 9.50% |
PUEBLO, CO (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $0 | 8.54% |
MEDFORD, OR (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $13,810 | 8.63% |
MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $22,836 | 10.88% |
TYLER, TX (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $11,373 | 8.12% |
VISALIA, CA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $10,097 | 6.67% |
ASHEVILLE, NC (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $0 | 10.44% |
LAREDO, TX (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $10,667 | 7.58% |
FLORENCE, SC (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $0 | 7.75% |
EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $10,238 | 7.58% |
BURLINGTON, NC (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $23,709 | 8.75% |
WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,400 | 8.54% |
Clewiston, FL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $8,592 | 8.50% |
SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,835 | 8.50% |
CLEVELAND, TN (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $8,362 | 7.75% |
BILLINGS, MT (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $0 | 8.79% |
JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $13,104 | 9.00% |
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $0 | 11.69% |
Show Low, AZ (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $11,584 | 6.87% |
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $0 | 7.28% |
Edwards, CO (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $0 | 8.88% |
NILES, MI (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 7.12% |
KOKOMO, IN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $11,686 | 10.62% |
Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $0 | 7.21% |
Brevard, NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $0 | 7.94% |
Clearlake, CA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,549 | 7.50% |
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,197 | 8.50% |
LOUISVILLE, KY (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $0 | 9.12% |
Shelbyville, TN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $0 | 6.63% |
LONGVIEW, TX (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,660 | 8.75% |
Lebanon, NH-VT (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $7,994 | 9.81% |
DOVER, DE (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $0 | 8.04% |
TOLEDO, OH (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,734 | 7.31% |
Shelby, NC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $0 | 7.54% |
Fernley, NV (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $6,880 | 8.38% |
VALDOSTA, GA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $6,969 | 8.75% |
AMARILLO, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,768 | 7.38% |
AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $17,987 | 8.63% |
CHICO, CA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,799 | 7.25% |
RAPID CITY, SD (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $17,565 | 10.25% |
Durango, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 7.50% |
Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $6,620 | 9.25% |
OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 8.25% |
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $14,051 | 8.75% |
LaGrange, GA-AL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 8.75% |
BRUNSWICK, GA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $16,325 | 7.75% |
JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,201 | 7.81% |
SUMTER, SC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $10,701 | 9.00% |
GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 7.13% |
Cambridge, MD (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 7.50% |
MOBILE, AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $12,471 | 7.37% |
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,984 | 8.25% |
Hailey, ID (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 11.88% |
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,020 | 9.33% |
CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $10,548 | 6.94% |
Riverton, WY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,520 | 7.63% |
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,861 | 9.75% |
JACKSON, TN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,358 | 7.38% |
KANKAKEE, IL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,532 | 8.69% |
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,821 | 9.87% |
Columbus, MS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,032 | 10.88% |
Palestine, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,038 | 7.50% |
Crescent City, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 8.63% |
HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 7.38% |
Hobbs, NM (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,134 | 9.00% |
CUMBERLAND, MD-WV (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 7.88% |
ST. CLOUD, MN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 9.38% |
Cornelia, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 8.12% |
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 7.74% |
Los Alamos, NM (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 7.38% |
Wilmington, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,373 | 8.38% |
DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 6.81% |
Athens, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $16,952 | 6.88% |
Elko, NV (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,269 | 7.13% |
Okeechobee, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 8.50% |
Arcadia, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,248 | 9.38% |
ROME, GA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 9.46% |
Washington Court House, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 8.00% |
JOPLIN, MO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 11.25% |
CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 7.38% |
ABILENE, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,575 | 7.00% |
Greenwood, SC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 8.25% |
Moses Lake, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 7.00% |
Ukiah, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 7.38% |
Connersville, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,519 | 7.13% |
MISSOULA, MT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 8.38% |
BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,267 | 8.63% |
Safford, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 7.25% |
Whitewater, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 6.13% |
JACKSON, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 8.63% |
MODESTO, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,640 | 6.75% |
PINE BLUFF, AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,963 | 7.50% |
Taos, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,819 | 8.50% |
Helena, MT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 10.13% |
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 7.94% |
Montrose, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 7.88% |
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,796 | 7.75% |
BELLINGHAM, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 7.38% |
LAWTON, OK (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 6.44% |
Coffeyville, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,513 | 9.75% |
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,614 | 7.88% |
Jackson, WY-ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.00% |
YAKIMA, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 8.88% |
FORT COLLINS, CO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 7.00% |
Wooster, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,797 | 8.00% |
Sanford, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 7.88% |
Grants, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 10.38% |
Grand Rapids, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 9.88% |
APPLETON, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.87% |
SAN ANGELO, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,953 | 8.13% |
Klamath Falls, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,362 | 8.13% |
Cedartown, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,120 | 6.38% |
LAS CRUCES, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.75% |
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,202 | 9.00% |
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.25% |
Newberry, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,769 | 8.88% |
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,659 | 7.25% |
AMES, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 6.50% |
COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,758 | 7.63% |
Stephenville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,304 | 7.50% |
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.63% |
RACINE, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.38% |
GREELEY, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,952 | 7.38% |
New Castle, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.00% |
Spirit Lake, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,540 | 8.50% |
Martin, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,266 | 8.38% |
FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.13% |
LEBANON, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.25% |
Albertville, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.38% |
Andrews, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.75% |
CaƱon City, CO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.25% |
WACO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.63% |
MUSKEGON, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.88% |
EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.00% |
Wauchula, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.63% |
ROCHESTER, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.38% |
London, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.88% |
SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.87% |
Cedar City, UT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 11.38% |
Manitowoc, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.13% |
SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.25% |
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.75% |
ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.63% |
Ponca City, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.00% |
Pottsville, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.88% |
El Campo, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.87% |
Fort Morgan, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 10.50% |
GREEN BAY, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.50% |
Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.50% |
TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.00% |
Kingsville, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.63% |
Port Angeles, WA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 12.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against ANGEL OAK MORTGAGE SOLUTIONS based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
---|---|---|---|---|---|
Conventional | 4,375 | $2,007,745,000 | $458,913 | $16,842 | 7.84% |
HELOC | 327 | $86,245,000 | $263,746 | n/a | 11.33% |
For 2024, Angel Oak Mortgage Solutions's most frequently originated type of loan was Conventional, with 4,375 originations. Their 2nd most popular type was HELOC, with 327 originations.
Loan Reason
For 2024, Angel Oak Mortgage Solutions's most frequently cited loan purpose was Home Purchase, with 2,778 originations. The 2nd most popular reason was Cash Out Refi, with 1,801 originations.
Loan Duration/Length
For 2024, Angel Oak Mortgage Solutions's most frequently cited loan duration was 30 Year, with 4,306 originations. The 2nd most popular length was 20 Year, with 324 originations.
Origination Fees/Closing Costs
Angel Oak Mortgage Solutions's average total fees were $16,587, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,544 originations.
Interest Rates
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
7-8% | 2,021 | $953,265,000 | $471,680 |
Over 8% | 1,764 | $724,030,000 | $410,448 |
6-7% | 881 | $407,345,000 | $462,367 |
5-6% | 36 | $9,350,000 | $259,722 |
During 2024, Angel Oak Mortgage Solutions's average interest rate for loans was 7.85%, while their most frequently originated rate bucket for loans was 7-8%, with 2,021 originations.
Loan Sizing
2024 saw Angel Oak Mortgage Solutions place emphasis on $200k-400k loans with 1,798 originations, totaling $508,280,000 in origination value.
Applicant Income
Angel Oak Mortgage Solutions lent most frequently to those with incomes in the $250k+ range, with 1,483 originations. The second most popular income band? $150k-250k, with 532 originations.
Applicant Debt to Income Ratio
Angel Oak Mortgage Solutions lent most frequently to those with DTI ratios of 20-30%, with 448 originations. The next most common DTI ratio? <20%, with 441 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.10%
Angel Oak Mortgage Solutions has an average approval rate.
Pick Rate
Approvals leading to origination63.93%
Angel Oak Mortgage Solutions has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 4,702 | $2,093,990,000 | $445,340 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
4,702 | $2,093,990,000 | $445,340 |