Angel Oak Mortgage Solutions Rates, Fees & Info

WILMINGTON, DE

LEI: 549300KSOOZZVXCMA627

Tax ID: 46-4200240

1 stars - Updated: 4/5/25 - out of 5 stars, based on 69 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Angel Oak Mortgage Solutions is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Angel Oak Mortgage Solutions has a high proportion of conventional loans. Their top markets by origination volume include: Miami, Los Angeles, Atlanta, Tampa, and Houston among others. We have data for 331 markets. (Some data included below & more in-depth data is available with an active subscription.)

Angel Oak Mortgage Solutions has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Angel Oak Mortgage Solutions is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 8.21% 4/5/25
30 Year Conventional Refi 7.82% 4/5/25
30 Year Cash-out Refi 8.60% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Angel Oak Mortgage Solutions Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Angel Oak Mortgage Solutions. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,702

Origination Dollar Volume (All Markets)

$2,093,990,000

Relative Rate

Angel Oak Mortgage Solutions's average 30 year fixed mortgage rate was 7.85%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of 1.3%.

Relative Fees (Closing Costs)

Angel Oak Mortgage Solutions's average total fees/closing costs for a 30 year fixed rate mortgage were $16,587.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 756 $367,080,000 $485,556 $19,479 8.10%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 245 $199,765,000 $815,367 $23,023 8.42%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 147 $75,795,000 $515,612 $19,412 8.32%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 159 $66,105,000 $415,755 $16,115 7.96%
Outside of Metro Areas 146 $58,310,000 $399,384 $15,425 8.08%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 145 $57,035,000 $393,345 $18,181 7.86%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 138 $55,160,000 $399,710 $17,485 7.87%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 125 $52,865,000 $422,920 $17,587 7.97%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 70 $49,320,000 $704,571 $19,096 8.46%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 79 $40,305,000 $510,190 $14,842 8.38%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 49 $37,825,000 $771,939 $21,438 8.46%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 90 $36,710,000 $407,889 $16,070 8.35%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 93 $32,755,000 $352,204 $14,065 7.94%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 49 $30,765,000 $627,857 $20,511 8.33%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 49 $30,705,000 $626,633 $17,055 7.78%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 67 $30,095,000 $449,179 $16,698 8.61%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 48 $28,700,000 $597,917 $22,542 8.05%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 37 $25,195,000 $680,946 $20,601 8.55%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 74 $24,750,000 $334,459 $11,878 8.29%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 72 $24,120,000 $335,000 $13,124 7.74%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 54 $24,080,000 $445,926 $14,055 7.85%
PORT ST. LUCIE, FL (FHA|USDA|VA) 60 $23,830,000 $397,167 $17,475 7.85%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 42 $22,910,000 $545,476 $16,657 8.03%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 51 $19,445,000 $381,275 $18,198 7.78%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 36 $18,920,000 $525,556 $15,824 8.14%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 29 $18,465,000 $636,724 $25,379 7.78%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 50 $17,130,000 $342,600 $16,177 8.14%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 45 $16,695,000 $371,000 $19,574 7.96%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 43 $16,625,000 $386,628 $15,526 8.02%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 30 $16,590,000 $553,000 $13,989 7.67%
JACKSONVILLE, FL (FHA|USDA|VA) 43 $16,335,000 $379,884 $14,855 8.26%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 27 $16,035,000 $593,889 $18,485 7.76%
Key West, FL (FHA|USDA|VA) 19 $15,655,000 $823,947 $24,790 7.87%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 34 $15,300,000 $450,000 $17,842 8.11%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 55 $13,645,000 $248,091 $12,581 8.09%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 40 $12,710,000 $317,750 $10,745 8.08%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 34 $12,540,000 $368,824 $14,465 8.18%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 14 $11,570,000 $826,429 $17,787 8.50%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 36 $10,610,000 $294,722 $13,233 7.61%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 21 $10,365,000 $493,571 $22,525 7.82%
SALT LAKE CITY, UT (FHA|USDA|VA) 19 $10,345,000 $544,474 $15,486 8.38%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 29 $10,305,000 $355,345 $14,437 8.27%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 15 $9,785,000 $652,333 $18,731 7.74%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 19 $9,145,000 $481,316 $19,200 7.97%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 19 $8,485,000 $446,579 $14,818 8.32%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 11 $8,205,000 $745,909 $22,139 8.51%
RICHMOND, VA (FHA|USDA|VA) 27 $8,195,000 $303,519 $10,690 8.28%
COLUMBIA, SC (FHA|USDA|VA) 22 $7,840,000 $356,364 $14,410 8.15%
PANAMA CITY, FL (FHA|USDA|VA) 14 $7,340,000 $524,286 $12,096 8.05%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 24 $7,260,000 $302,500 $16,531 7.70%
RALEIGH-CARY, NC (FHA|USDA|VA) 22 $7,180,000 $326,364 $11,568 7.77%
URBAN HONOLULU, HI (FHA|USDA|VA) 14 $6,880,000 $491,429 $16,315 7.62%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 24 $6,600,000 $275,000 $11,049 7.71%
COLUMBUS, OH (FHA|USDA|VA) 25 $6,305,000 $252,200 $10,909 7.97%
OCALA, FL (FHA|USDA|VA) 26 $6,200,000 $238,462 $9,228 7.38%
ALBUQUERQUE, NM (FHA|USDA|VA) 23 $6,105,000 $265,435 $0 7.66%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 24 $5,380,000 $224,167 $10,145 8.20%
PUNTA GORDA, FL (FHA|USDA|VA) 13 $5,375,000 $413,462 $17,626 8.02%
ST. GEORGE, UT (FHA|USDA|VA) 6 $5,360,000 $893,333 $18,306 8.27%
BAKERSFIELD, CA (FHA|USDA|VA) 18 $5,240,000 $291,111 $11,600 8.55%
SALISBURY, MD-DE (FHA|USDA|VA) 14 $5,180,000 $370,000 $7,531 7.85%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 9 $5,155,000 $572,778 $25,477 8.68%
Hilo, HI (FHA|USDA|VA) 11 $5,155,000 $468,636 $11,835 7.98%
Heber, UT (FHA|USDA|VA) 4 $4,700,000 $1,175,000 $29,808 8.72%
Kapaa, HI (FHA|USDA|VA) 5 $4,695,000 $939,000 $0 7.60%
SPARTANBURG, SC (FHA|USDA|VA) 15 $4,585,000 $305,667 $8,416 7.70%
STOCKTON, CA (FHA|USDA|VA) 8 $4,500,000 $562,500 $19,324 7.25%
TALLAHASSEE, FL (FHA|USDA|VA) 13 $4,295,000 $330,385 $45,990 7.51%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 8 $4,280,000 $535,000 $22,860 8.02%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 12 $4,230,000 $352,500 $12,532 7.60%
KANSAS CITY, MO-KS (FHA|USDA|VA) 18 $4,130,000 $229,444 $10,268 7.94%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $4,060,000 $1,015,000 $18,403 7.59%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 4 $3,960,000 $990,000 $12,942 8.41%
ST. LOUIS, MO-IL (FHA|USDA|VA) 7 $3,815,000 $545,000 $11,200 8.21%
SAVANNAH, GA (FHA|USDA|VA) 14 $3,710,000 $265,000 $8,850 8.14%
Kill Devil Hills, NC (FHA|USDA|VA) 5 $3,695,000 $739,000 $19,337 8.48%
COLORADO SPRINGS, CO (FHA|USDA|VA) 10 $3,690,000 $369,000 $15,271 8.36%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 9 $3,685,000 $409,444 $13,649 7.64%
RENO, NV (FHA|USDA|VA) 3 $3,665,000 $1,221,667 $36,921 8.00%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 14 $3,530,000 $252,143 $11,450 7.70%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 5 $3,235,000 $647,000 $22,372 7.13%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 8 $3,230,000 $403,750 $4,709 8.80%
WILMINGTON, NC (FHA|USDA|VA) 7 $3,225,000 $460,714 $15,996 7.57%
BOULDER, CO (FHA|USDA|VA) 4 $3,070,000 $767,500 $14,839 8.75%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 3 $2,975,000 $991,667 $24,103 7.83%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 11 $2,965,000 $269,545 $10,790 7.68%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 8 $2,940,000 $367,500 $8,043 8.16%
Morehead City, NC (FHA|USDA|VA) 3 $2,925,000 $975,000 $6,601 7.08%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 9 $2,785,000 $309,444 $10,045 8.49%
SANTA FE, NM (FHA|USDA|VA) 3 $2,705,000 $901,667 $20,122 7.12%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 11 $2,645,000 $240,455 $9,012 8.34%
PROVO-OREM, UT (FHA|USDA|VA) 5 $2,635,000 $527,000 $24,044 7.00%
LYNCHBURG, VA (FHA|USDA|VA) 4 $2,620,000 $655,000 $16,457 7.97%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $2,615,000 $523,000 $25,020 7.92%
WINSTON-SALEM, NC (FHA|USDA|VA) 8 $2,550,000 $318,750 $9,640 9.09%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 13 $2,515,000 $193,462 $10,244 8.17%
Sevierville, TN (FHA|USDA|VA) 7 $2,465,000 $352,143 $15,196 7.86%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $2,385,000 $2,385,000 $42,226 8.25%
Easton, MD (FHA|USDA|VA) 4 $2,340,000 $585,000 $5,383 8.03%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 9 $2,285,000 $253,889 $7,568 7.90%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 10 $2,270,000 $227,000 $14,124 7.77%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $2,225,000 $445,000 $14,997 7.90%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 10 $2,210,000 $221,000 $7,399 7.59%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 7 $2,175,000 $310,714 $14,027 8.63%
ROCKFORD, IL (FHA|USDA|VA) 15 $2,165,000 $144,333 $6,815 8.04%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 13 $2,155,000 $165,769 $0 8.27%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 11 $1,995,000 $181,364 $8,856 8.37%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $1,915,000 $638,333 $20,841 9.04%
Kalispell, MT (FHA|USDA|VA) 3 $1,815,000 $605,000 $11,255 7.25%
HARRISONBURG, VA (FHA|USDA|VA) 7 $1,805,000 $257,857 $8,644 7.84%
KNOXVILLE, TN (FHA|USDA|VA) 5 $1,805,000 $361,000 $5,181 7.20%
BEND, OR (FHA|USDA|VA) 3 $1,755,000 $585,000 $14,717 7.96%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 9 $1,755,000 $195,000 $10,310 7.51%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $1,725,000 $345,000 $14,650 7.42%
WICHITA, KS (FHA|USDA|VA) 7 $1,715,000 $245,000 $8,176 8.66%
GAINESVILLE, FL (FHA|USDA|VA) 8 $1,670,000 $208,750 $12,414 8.36%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $1,580,000 $790,000 $23,957 9.56%
PITTSBURGH, PA (FHA|USDA|VA) 8 $1,570,000 $196,250 $10,296 8.16%
BOISE CITY, ID (FHA|USDA|VA) 6 $1,570,000 $261,667 $16,738 8.58%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 9 $1,545,000 $171,667 $4,656 7.64%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 4 $1,540,000 $385,000 $11,405 9.44%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 8 $1,510,000 $188,750 $9,416 7.91%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $1,500,000 $375,000 $17,558 7.47%
LONGVIEW, WA (FHA|USDA|VA) 4 $1,480,000 $370,000 $14,531 7.94%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $1,455,000 $485,000 $22,054 8.08%
JACKSON, MS (FHA|USDA|VA) 4 $1,430,000 $357,500 $12,243 8.59%
FAYETTEVILLE, NC (FHA|USDA|VA) 7 $1,415,000 $202,143 $5,753 7.65%
Oak Harbor, WA (FHA|USDA|VA) 3 $1,415,000 $471,667 $21,795 7.92%
GREENVILLE, NC (FHA|USDA|VA) 6 $1,390,000 $231,667 $11,312 8.19%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,380,000 $345,000 $0 7.84%
OKLAHOMA CITY, OK (FHA|USDA|VA) 6 $1,380,000 $230,000 $13,319 7.21%
AKRON, OH (FHA|USDA|VA) 8 $1,360,000 $170,000 $9,377 8.84%
ROANOKE, VA (FHA|USDA|VA) 4 $1,360,000 $340,000 $12,613 7.87%
EL PASO, TX (FHA|USDA|VA) 7 $1,305,000 $186,429 $7,598 7.41%
BATON ROUGE, LA (FHA|USDA|VA) 3 $1,305,000 $435,000 $29,350 8.54%
MIDLAND, TX (FHA|USDA|VA) 3 $1,305,000 $435,000 $18,600 7.58%
GAINESVILLE, GA (FHA|USDA|VA) 4 $1,300,000 $325,000 $11,000 7.72%
FRESNO, CA (FHA|USDA|VA) 5 $1,295,000 $259,000 $4,585 7.53%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $1,280,000 $320,000 $7,335 7.47%
LUBBOCK, TX (FHA|USDA|VA) 2 $1,260,000 $630,000 $18,522 8.31%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 8 $1,200,000 $150,000 $13,517 8.31%
ODESSA, TX (FHA|USDA|VA) 4 $1,180,000 $295,000 $12,378 8.63%
SPRINGFIELD, IL (FHA|USDA|VA) 3 $1,125,000 $375,000 $8,215 9.46%
Rockport, TX (FHA|USDA|VA) 4 $1,120,000 $280,000 $0 8.06%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $1,105,000 $221,000 $8,856 8.05%
THE VILLAGES, FL (FHA|USDA|VA) 4 $1,100,000 $275,000 $0 7.94%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 5 $1,095,000 $219,000 $10,363 8.38%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $1,090,000 $545,000 $5,846 7.44%
SALINAS, CA (FHA|USDA|VA) 3 $1,085,000 $361,667 $16,927 8.75%
VALLEJO, CA (FHA|USDA|VA) 4 $1,080,000 $270,000 $14,611 8.78%
LANCASTER, PA (FHA|USDA|VA) 6 $1,060,000 $176,667 $13,511 6.96%
Corsicana, TX (FHA|USDA|VA) 3 $1,055,000 $351,667 $15,488 8.25%
HAMMOND, LA (FHA|USDA|VA) 4 $1,050,000 $262,500 $12,798 8.00%
CORPUS CHRISTI, TX (FHA|USDA|VA) 5 $1,045,000 $209,000 $6,995 7.87%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $1,015,000 $338,333 $9,932 7.71%
TUCSON, AZ (FHA|USDA|VA) 4 $1,010,000 $252,500 $0 7.25%
Georgetown, SC (FHA|USDA|VA) 4 $990,000 $247,500 $12,303 7.69%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $990,000 $247,500 $12,807 8.00%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $980,000 $490,000 $18,268 8.06%
HATTIESBURG, MS (FHA|USDA|VA) 6 $970,000 $161,667 $0 8.33%
North Wilkesboro, NC (FHA|USDA|VA) 1 $965,000 $965,000 $0 6.63%
Danville, VA (FHA|USDA|VA) 2 $960,000 $480,000 $10,212 8.18%
MONTGOMERY, AL (FHA|USDA|VA) 4 $960,000 $240,000 $15,816 8.50%
Lake City, FL (FHA|USDA|VA) 3 $955,000 $318,333 $23,854 9.46%
Brainerd, MN (FHA|USDA|VA) 3 $945,000 $315,000 $12,822 7.38%
Cullowhee, NC (FHA|USDA|VA) 2 $930,000 $465,000 $7,299 8.37%
Boone, NC (FHA|USDA|VA) 2 $910,000 $455,000 $5,331 7.50%
SALEM, OR (FHA|USDA|VA) 2 $900,000 $450,000 $12,805 7.81%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $880,000 $440,000 $8,757 7.50%
Breckenridge, CO (FHA|USDA|VA) 2 $860,000 $430,000 $0 7.69%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $845,000 $845,000 $13,752 7.75%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $845,000 $281,667 $10,943 8.04%
READING, PA (FHA|USDA|VA) 4 $840,000 $210,000 $13,010 8.22%
REDDING, CA (FHA|USDA|VA) 4 $830,000 $207,500 $0 7.94%
Outside of Metro Areas 2 $820,000 $410,000 $11,865 8.69%
Centralia, WA (FHA|USDA|VA) 2 $810,000 $405,000 $12,588 7.12%
TULSA, OK (FHA|USDA|VA) 3 $775,000 $258,333 $15,125 7.37%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $745,000 $248,333 $4,330 9.42%
St. Marys, GA (FHA|USDA|VA) 3 $745,000 $248,333 $12,410 8.92%
WENATCHEE, WA (FHA|USDA|VA) 3 $745,000 $248,333 $11,180 9.50%
PUEBLO, CO (FHA|USDA|VA) 3 $735,000 $245,000 $0 8.54%
MEDFORD, OR (FHA|USDA|VA) 2 $730,000 $365,000 $13,810 8.63%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $720,000 $360,000 $22,836 10.88%
TYLER, TX (FHA|USDA|VA) 3 $695,000 $231,667 $11,373 8.12%
VISALIA, CA (FHA|USDA|VA) 3 $685,000 $228,333 $10,097 6.67%
ASHEVILLE, NC (FHA|USDA|VA) 2 $680,000 $340,000 $0 10.44%
LAREDO, TX (FHA|USDA|VA) 3 $665,000 $221,667 $10,667 7.58%
FLORENCE, SC (FHA|USDA|VA) 3 $665,000 $221,667 $0 7.75%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $635,000 $211,667 $10,238 7.58%
BURLINGTON, NC (FHA|USDA|VA) 2 $630,000 $315,000 $23,709 8.75%
WARNER ROBINS, GA (FHA|USDA|VA) 3 $625,000 $208,333 $6,400 8.54%
Clewiston, FL (FHA|USDA|VA) 3 $605,000 $201,667 $8,592 8.50%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $595,000 $198,333 $5,835 8.50%
CLEVELAND, TN (FHA|USDA|VA) 2 $590,000 $295,000 $8,362 7.75%
BILLINGS, MT (FHA|USDA|VA) 3 $585,000 $195,000 $0 8.79%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $580,000 $290,000 $13,104 9.00%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $580,000 $290,000 $0 11.69%
Show Low, AZ (FHA|USDA|VA) 2 $580,000 $290,000 $11,584 6.87%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 4 $580,000 $145,000 $0 7.28%
Edwards, CO (FHA|USDA|VA) 1 $565,000 $565,000 $0 8.88%
NILES, MI (FHA|USDA|VA) 1 $555,000 $555,000 $0 7.12%
KOKOMO, IN (FHA|USDA|VA) 1 $545,000 $545,000 $11,686 10.62%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $545,000 $181,667 $0 7.21%
Brevard, NC (FHA|USDA|VA) 2 $540,000 $270,000 $0 7.94%
Clearlake, CA (FHA|USDA|VA) 2 $540,000 $270,000 $6,549 7.50%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $530,000 $265,000 $8,197 8.50%
LOUISVILLE, KY (FHA|USDA|VA) 3 $515,000 $171,667 $0 9.12%
Shelbyville, TN (FHA|USDA|VA) 2 $510,000 $255,000 $0 6.63%
LONGVIEW, TX (FHA|USDA|VA) 2 $510,000 $255,000 $5,660 8.75%
Lebanon, NH-VT (FHA|USDA|VA) 2 $510,000 $255,000 $7,994 9.81%
DOVER, DE (FHA|USDA|VA) 3 $505,000 $168,333 $0 8.04%
TOLEDO, OH (FHA|USDA|VA) 2 $500,000 $250,000 $4,734 7.31%
Shelby, NC (FHA|USDA|VA) 3 $495,000 $165,000 $0 7.54%
Fernley, NV (FHA|USDA|VA) 1 $475,000 $475,000 $6,880 8.38%
VALDOSTA, GA (FHA|USDA|VA) 1 $475,000 $475,000 $6,969 8.75%
AMARILLO, TX (FHA|USDA|VA) 2 $470,000 $235,000 $7,768 7.38%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $465,000 $465,000 $17,987 8.63%
CHICO, CA (FHA|USDA|VA) 2 $460,000 $230,000 $5,799 7.25%
RAPID CITY, SD (FHA|USDA|VA) 1 $455,000 $455,000 $17,565 10.25%
Durango, CO (FHA|USDA|VA) 1 $445,000 $445,000 $0 7.50%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $445,000 $445,000 $6,620 9.25%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $435,000 $435,000 $0 8.25%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $435,000 $435,000 $14,051 8.75%
LaGrange, GA-AL (FHA|USDA|VA) 1 $425,000 $425,000 $0 8.75%
BRUNSWICK, GA (FHA|USDA|VA) 1 $425,000 $425,000 $16,325 7.75%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $420,000 $210,000 $7,201 7.81%
SUMTER, SC (FHA|USDA|VA) 2 $420,000 $210,000 $10,701 9.00%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $415,000 $415,000 $0 7.13%
Cambridge, MD (FHA|USDA|VA) 1 $415,000 $415,000 $0 7.50%
MOBILE, AL (FHA|USDA|VA) 2 $410,000 $205,000 $12,471 7.37%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $405,000 $405,000 $5,984 8.25%
Hailey, ID (FHA|USDA|VA) 1 $405,000 $405,000 $0 11.88%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $405,000 $135,000 $5,020 9.33%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $400,000 $200,000 $10,548 6.94%
Riverton, WY (FHA|USDA|VA) 1 $365,000 $365,000 $12,520 7.63%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $365,000 $365,000 $16,861 9.75%
JACKSON, TN (FHA|USDA|VA) 1 $365,000 $365,000 $12,358 7.38%
KANKAKEE, IL (FHA|USDA|VA) 2 $360,000 $180,000 $6,532 8.69%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $360,000 $180,000 $5,821 9.87%
Columbus, MS (FHA|USDA|VA) 1 $355,000 $355,000 $6,032 10.88%
Palestine, TX (FHA|USDA|VA) 1 $355,000 $355,000 $9,038 7.50%
Crescent City, CA (FHA|USDA|VA) 1 $345,000 $345,000 $0 8.63%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $340,000 $170,000 $0 7.38%
Hobbs, NM (FHA|USDA|VA) 1 $335,000 $335,000 $5,134 9.00%
CUMBERLAND, MD-WV (FHA|USDA|VA) 3 $335,000 $111,667 $0 7.88%
ST. CLOUD, MN (FHA|USDA|VA) 1 $335,000 $335,000 $0 9.38%
Cornelia, GA (FHA|USDA|VA) 1 $335,000 $335,000 $0 8.12%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $325,000 $108,333 $0 7.74%
Los Alamos, NM (FHA|USDA|VA) 1 $325,000 $325,000 $0 7.38%
Wilmington, OH (FHA|USDA|VA) 1 $325,000 $325,000 $9,373 8.38%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $320,000 $160,000 $0 6.81%
Athens, TX (FHA|USDA|VA) 1 $315,000 $315,000 $16,952 6.88%
Elko, NV (FHA|USDA|VA) 1 $315,000 $315,000 $14,269 7.13%
Okeechobee, FL (FHA|USDA|VA) 1 $315,000 $315,000 $0 8.50%
Arcadia, FL (FHA|USDA|VA) 1 $315,000 $315,000 $7,248 9.38%
ROME, GA (FHA|USDA|VA) 3 $305,000 $101,667 $0 9.46%
Washington Court House, OH (FHA|USDA|VA) 2 $300,000 $150,000 $0 8.00%
JOPLIN, MO (FHA|USDA|VA) 1 $295,000 $295,000 $0 11.25%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $295,000 $295,000 $0 7.38%
ABILENE, TX (FHA|USDA|VA) 1 $285,000 $285,000 $5,575 7.00%
Greenwood, SC (FHA|USDA|VA) 2 $280,000 $140,000 $0 8.25%
Moses Lake, WA (FHA|USDA|VA) 1 $275,000 $275,000 $0 7.00%
Ukiah, CA (FHA|USDA|VA) 1 $275,000 $275,000 $0 7.38%
Connersville, IN (FHA|USDA|VA) 1 $275,000 $275,000 $13,519 7.13%
MISSOULA, MT (FHA|USDA|VA) 1 $275,000 $275,000 $0 8.38%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $265,000 $265,000 $7,267 8.63%
Safford, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $0 7.25%
Whitewater, WI (FHA|USDA|VA) 1 $265,000 $265,000 $0 6.13%
JACKSON, MI (FHA|USDA|VA) 1 $265,000 $265,000 $0 8.63%
MODESTO, CA (FHA|USDA|VA) 1 $255,000 $255,000 $13,640 6.75%
PINE BLUFF, AR (FHA|USDA|VA) 1 $255,000 $255,000 $4,963 7.50%
Taos, NM (FHA|USDA|VA) 1 $255,000 $255,000 $5,819 8.50%
Helena, MT (FHA|USDA|VA) 1 $255,000 $255,000 $0 10.13%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $240,000 $120,000 $0 7.94%
Montrose, CO (FHA|USDA|VA) 1 $235,000 $235,000 $0 7.88%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $235,000 $235,000 $8,796 7.75%
BELLINGHAM, WA (FHA|USDA|VA) 1 $235,000 $235,000 $0 7.38%
LAWTON, OK (FHA|USDA|VA) 2 $230,000 $115,000 $0 6.44%
Coffeyville, KS (FHA|USDA|VA) 1 $225,000 $225,000 $9,513 9.75%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $225,000 $225,000 $8,614 7.88%
Jackson, WY-ID (FHA|USDA|VA) 1 $225,000 $225,000 $0 7.00%
YAKIMA, WA (FHA|USDA|VA) 1 $225,000 $225,000 $0 8.88%
FORT COLLINS, CO (FHA|USDA|VA) 1 $215,000 $215,000 $0 7.00%
Wooster, OH (FHA|USDA|VA) 1 $215,000 $215,000 $4,797 8.00%
Sanford, NC (FHA|USDA|VA) 1 $215,000 $215,000 $0 7.88%
Grants, NM (FHA|USDA|VA) 1 $215,000 $215,000 $0 10.38%
Grand Rapids, MN (FHA|USDA|VA) 1 $215,000 $215,000 $0 9.88%
APPLETON, WI (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.87%
SAN ANGELO, TX (FHA|USDA|VA) 1 $205,000 $205,000 $4,953 8.13%
Klamath Falls, OR (FHA|USDA|VA) 1 $205,000 $205,000 $8,362 8.13%
Cedartown, GA (FHA|USDA|VA) 1 $205,000 $205,000 $9,120 6.38%
LAS CRUCES, NM (FHA|USDA|VA) 1 $205,000 $205,000 $0 9.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $205,000 $205,000 $9,202 9.00%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.25%
Newberry, SC (FHA|USDA|VA) 1 $175,000 $175,000 $6,769 8.88%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $175,000 $175,000 $4,659 7.25%
AMES, IA (FHA|USDA|VA) 1 $175,000 $175,000 $0 6.50%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $165,000 $165,000 $8,758 7.63%
Stephenville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $7,304 7.50%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.63%
RACINE, WI (FHA|USDA|VA) 1 $155,000 $155,000 $0 9.38%
GREELEY, CO (FHA|USDA|VA) 1 $155,000 $155,000 $9,952 7.38%
New Castle, PA (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.00%
Spirit Lake, IA (FHA|USDA|VA) 1 $155,000 $155,000 $4,540 8.50%
Martin, TN (FHA|USDA|VA) 1 $145,000 $145,000 $7,266 8.38%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.13%
LEBANON, PA (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.25%
Albertville, AL (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.38%
Andrews, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.75%
CaƱon City, CO (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.25%
WACO, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.63%
MUSKEGON, MI (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.88%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.00%
Wauchula, FL (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.63%
ROCHESTER, MN (FHA|USDA|VA) 1 $125,000 $125,000 $0 9.38%
London, KY (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.88%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.87%
Cedar City, UT (FHA|USDA|VA) 1 $125,000 $125,000 $0 11.38%
Manitowoc, WI (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.13%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.25%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.75%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.63%
Ponca City, OK (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.00%
Pottsville, PA (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.88%
El Campo, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.87%
Fort Morgan, CO (FHA|USDA|VA) 1 $105,000 $105,000 $0 10.50%
GREEN BAY, WI (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.50%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.50%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.00%
Kingsville, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.63%
Port Angeles, WA (FHA|USDA|VA) 1 $85,000 $85,000 $0 12.63%
Angel Oak Mortgage Solutions's top markets include Miami, Los Angeles, Atlanta, Tampa, and Houston among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,375 $2,007,745,000 $458,913 $16,842 7.84%
    HELOC 327 $86,245,000 $263,746 n/a 11.33%

    For 2024, Angel Oak Mortgage Solutions's most frequently originated type of loan was Conventional, with 4,375 originations. Their 2nd most popular type was HELOC, with 327 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,778 $1,306,000,000 $470,122 $17,056 7.80%
    Cash Out Refi 1,801 $718,705,000 $399,059 $16,302 8.55%
    Refi 88 $50,850,000 $577,841 $17,112 7.62%
    Home Improvement 35 $18,435,000 $526,714 $15,947 7.73%

    For 2024, Angel Oak Mortgage Solutions's most frequently cited loan purpose was Home Purchase, with 2,778 originations. The 2nd most popular reason was Cash Out Refi, with 1,801 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,306 $1,933,800,000 $449,094 $16,587 7.85%
    20 Year 324 $85,230,000 $263,056 $10,603 11.30%
    30+ year 58 $71,030,000 $1,224,655 $26,686 7.30%
    15 Year 12 $3,580,000 $298,333 $5,255 10.53%
    10 Year 1 $75,000 $75,000 $4,330 10.50%
    Other 1 $275,000 $275,000 $0 13.50%

    For 2024, Angel Oak Mortgage Solutions's most frequently cited loan duration was 30 Year, with 4,306 originations. The 2nd most popular length was 20 Year, with 324 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,544 $1,013,220,000 $656,231
    $1k-2k 119 $84,575,000 $710,714
    $4k-5k 72 $28,850,000 $400,694
    $2k-3k 63 $27,415,000 $435,159
    $3k-4k 62 $30,020,000 $484,194
    $<1k 14 $6,380,000 $455,714

    Angel Oak Mortgage Solutions's average total fees were $16,587, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,544 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    7-8% 2,021 $953,265,000 $471,680
    Over 8% 1,764 $724,030,000 $410,448
    6-7% 881 $407,345,000 $462,367
    5-6% 36 $9,350,000 $259,722

    During 2024, Angel Oak Mortgage Solutions's average interest rate for loans was 7.85%, while their most frequently originated rate bucket for loans was 7-8%, with 2,021 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,798 $508,280,000 $282,692 $11,020 8.06%
    $100k-200k 1,140 $172,340,000 $151,175 $8,423 8.20%
    $400k-600k 750 $360,810,000 $481,080 $15,564 8.18%
    $600k-1MM 543 $410,015,000 $755,092 $20,027 7.93%
    $1MM+ 426 $638,670,000 $1,499,225 $29,607 7.67%
    $100,000 or less 45 $3,875,000 $86,111 $5,208 10.43%

    2024 saw Angel Oak Mortgage Solutions place emphasis on $200k-400k loans with 1,798 originations, totaling $508,280,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 1,483 $1,092,675,000 $736,800 $20,629 8.50%
    $150k-250k 532 $199,820,000 $375,602 $14,154 8.51%
    $100k-150k 325 $98,445,000 $302,908 $11,742 8.12%
    $75k-100k 131 $31,065,000 $237,137 $10,195 8.06%
    $50k-75k 85 $16,915,000 $199,000 $9,321 7.71%
    $50k or less 7 $1,375,000 $196,429 $9,405 7.64%

    Angel Oak Mortgage Solutions lent most frequently to those with incomes in the $250k+ range, with 1,483 originations. The second most popular income band? $150k-250k, with 532 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 448 $270,480,000 $603,750 $18,291 8.31%
    <20% 441 $261,655,000 $593,322 $17,063 8.39%
    30-36% 346 $189,150,000 $546,676 $16,149 8.35%
    49% 193 $98,925,000 $512,565 $17,193 8.64%
    48% 129 $75,635,000 $586,318 $17,501 8.44%
    47% 106 $50,520,000 $476,604 $15,529 8.33%
    40% 93 $48,005,000 $516,183 $16,079 8.48%
    41% 91 $44,875,000 $493,132 $15,145 8.39%
    46% 89 $52,035,000 $584,663 $17,755 8.55%
    45% 88 $47,290,000 $537,386 $14,660 8.44%
    42% 81 $44,245,000 $546,235 $16,651 8.48%
    44% 78 $45,240,000 $580,000 $15,529 8.12%
    37% 78 $36,470,000 $467,564 $16,232 8.63%
    39% 76 $48,150,000 $633,553 $17,698 8.23%
    38% 74 $38,920,000 $525,946 $16,588 8.68%
    43% 74 $36,800,000 $497,297 $13,876 8.61%
    36% 70 $47,020,000 $671,714 $18,273 8.02%
    50-60% 7 $4,405,000 $629,286 $15,376 7.73%

    Angel Oak Mortgage Solutions lent most frequently to those with DTI ratios of 20-30%, with 448 originations. The next most common DTI ratio? <20%, with 441 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,257 $1,474,475,000 $452,710 $16,934 8.12%
    Not provided 723 $327,235,000 $452,607 $17,220 8.02%
    Asian 360 $157,860,000 $438,500 $15,811 7.81%
    Black 323 $121,275,000 $375,464 $16,197 8.13%
    American Indian 32 $9,860,000 $308,125 $14,640 8.71%
    Native Hawaiian or Islander 6 $2,600,000 $433,333 $21,931 7.77%
    Asian Indian 1 $685,000 $685,000 $0 9.13%

    Approval Rates

    Total approvals of all applications
    86.10%

    Angel Oak Mortgage Solutions has an average approval rate.

    Pick Rate

    Approvals leading to origination
    63.93%

    Angel Oak Mortgage Solutions has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,702 $2,093,990,000 $445,340

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,702 $2,093,990,000 $445,340

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 385 $122,355,000 $317,805 $12,477 9.49%
    40-60% 650 $267,540,000 $411,600 $13,913 7.58%
    60-80% 2,579 $1,092,975,000 $423,798 $16,909 7.78%
    80-100% 901 $563,565,000 $625,488 $18,832 8.21%
    Under 20% 187 $47,555,000 $254,305 $11,377 10.62%