Angel Oak Mortgage Solutions Rates, Fees & Info

WILMINGTON, DE

LEI: 549300KSOOZZVXCMA627

Tax ID: 46-4200240

1 stars - out of 5 stars, based on 87 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Angel Oak Mortgage Solutions is a mid-sized mortgage company specializing in Home Purchase loans. Angel Oak Mortgage Solutions has a high proportion of conventional loans. Their top markets include Miami, Los Angeles, San Diego, Atlanta, and Tampa among others. Angel Oak Mortgage Solutions has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Angel Oak Mortgage Solutions is typically a high fee lendor.


Originations

7,624

Origination Dollar Volume (All Markets)

$3,582,990,000

Relative Rate

Angel Oak Mortgage Solutions 's average 30 year fixed rate mortgage of loans were 4.82%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 1.67%.

Relative Fees

Angel Oak Mortgage Solutions 's average total fees for a 30 year fixed rate mortgage are $13,075.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1,194 $517,850,000 $433,710 $13,886 4.71%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 624 $493,770,000 $791,298 $16,694 4.24%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 166 $141,210,000 $850,663 $17,529 4.25%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 249 $133,165,000 $534,799 $16,319 5.33%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 341 $125,235,000 $367,258 $11,808 4.89%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 177 $123,775,000 $699,294 $15,457 4.02%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 210 $105,610,000 $502,905 $12,781 4.48%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 221 $101,025,000 $457,127 $11,891 4.97%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 189 $81,325,000 $430,291 $12,145 5.22%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 198 $76,150,000 $384,596 $13,152 5.36%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 193 $75,385,000 $390,596 $13,681 4.97%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 119 $66,775,000 $561,134 $9,924 4.03%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 134 $61,480,000 $458,806 $13,179 4.98%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 106 $57,260,000 $540,189 $11,694 4.50%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 49 $48,135,000 $982,347 $17,983 4.23%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 107 $46,225,000 $432,009 $10,125 4.29%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 89 $43,735,000 $491,404 $13,291 4.98%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 61 $42,925,000 $703,689 $15,838 4.89%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 94 $41,140,000 $437,660 $8,954 3.99%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 99 $41,135,000 $415,505 $10,166 4.78%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 89 $38,565,000 $433,315 $13,166 4.75%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 68 $38,170,000 $561,324 $10,964 3.76%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 129 $37,685,000 $292,132 $12,060 5.06%
Outside of Metro Areas 88 $37,070,000 $421,250 $10,087 4.92%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 106 $33,510,000 $316,132 $9,828 4.92%
PORT ST. LUCIE, FL (FHA|USDA|VA) 77 $32,115,000 $417,078 $14,703 4.90%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 60 $31,420,000 $523,667 $14,658 4.84%
Key West, FL (FHA|USDA|VA) 36 $29,680,000 $824,444 $23,484 4.92%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 57 $25,995,000 $456,053 $14,063 5.00%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 82 $24,410,000 $297,683 $8,899 4.80%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 40 $24,240,000 $606,000 $16,204 4.73%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 47 $23,145,000 $492,447 $11,422 4.95%
JACKSONVILLE, FL (FHA|USDA|VA) 62 $20,640,000 $332,903 $12,521 4.94%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 64 $19,610,000 $306,406 $12,180 4.90%
SALT LAKE CITY, UT (FHA|USDA|VA) 44 $19,200,000 $436,364 $10,477 4.36%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 38 $16,410,000 $431,842 $9,481 4.81%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 53 $15,005,000 $283,113 $12,490 5.00%
PROVO-OREM, UT (FHA|USDA|VA) 24 $13,980,000 $582,500 $12,354 4.72%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 29 $13,785,000 $475,345 $10,329 5.00%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 21 $13,495,000 $642,619 $16,493 5.23%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 21 $13,065,000 $622,143 $13,492 4.04%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 39 $12,845,000 $329,359 $12,271 5.17%
Heber, UT (FHA|USDA|VA) 6 $12,210,000 $2,035,000 $28,600 4.29%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 26 $12,210,000 $469,615 $11,032 3.79%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 37 $11,855,000 $320,405 $9,432 5.06%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 24 $11,810,000 $492,083 $10,609 4.29%
COLUMBUS, OH (FHA|USDA|VA) 31 $11,715,000 $377,903 $9,170 5.44%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 23 $11,135,000 $484,130 $10,109 5.30%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 40 $11,000,000 $275,000 $8,012 4.45%
RALEIGH-CARY, NC (FHA|USDA|VA) 31 $10,615,000 $342,419 $10,326 5.00%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 41 $10,315,000 $251,585 $7,630 4.99%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 17 $9,855,000 $579,706 $13,393 4.74%
STOCKTON, CA (FHA|USDA|VA) 19 $9,795,000 $515,526 $9,861 4.33%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 37 $9,775,000 $264,189 $11,172 5.28%
COLORADO SPRINGS, CO (FHA|USDA|VA) 28 $9,600,000 $342,857 $10,699 4.61%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 22 $9,190,000 $417,727 $12,860 4.83%
RICHMOND, VA (FHA|USDA|VA) 29 $8,615,000 $297,069 $7,857 5.21%
TUCSON, AZ (FHA|USDA|VA) 20 $8,490,000 $424,500 $14,396 4.80%
VALLEJO, CA (FHA|USDA|VA) 12 $8,360,000 $696,667 $12,439 4.27%
BAKERSFIELD, CA (FHA|USDA|VA) 27 $8,275,000 $306,481 $12,010 5.39%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 17 $8,215,000 $483,235 $9,594 3.62%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 24 $8,160,000 $340,000 $8,697 5.08%
RENO, NV (FHA|USDA|VA) 14 $8,150,000 $582,143 $13,143 4.88%
PUNTA GORDA, FL (FHA|USDA|VA) 24 $8,100,000 $337,500 $11,175 5.14%
KNOXVILLE, TN (FHA|USDA|VA) 20 $7,890,000 $394,500 $16,139 5.04%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 27 $7,645,000 $283,148 $14,075 4.83%
GREELEY, CO (FHA|USDA|VA) 17 $7,525,000 $442,647 $8,072 4.79%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 15 $7,165,000 $477,667 $8,372 5.37%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 26 $6,790,000 $261,154 $8,509 4.89%
Sevierville, TN (FHA|USDA|VA) 10 $6,610,000 $661,000 $22,001 4.70%
Edwards, CO (FHA|USDA|VA) 5 $6,505,000 $1,301,000 $46,321 4.20%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 22 $6,390,000 $290,455 $7,306 5.49%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 19 $6,315,000 $332,368 $12,353 5.68%
SAVANNAH, GA (FHA|USDA|VA) 14 $6,000,000 $428,571 $10,371 5.09%
FRESNO, CA (FHA|USDA|VA) 18 $5,970,000 $331,667 $10,391 4.99%
OKLAHOMA CITY, OK (FHA|USDA|VA) 11 $5,895,000 $535,909 $15,767 4.95%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 16 $5,730,000 $358,125 $9,802 4.80%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 11 $5,725,000 $520,455 $9,547 4.11%
ST. GEORGE, UT (FHA|USDA|VA) 9 $5,705,000 $633,889 $13,735 4.21%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 30 $5,670,000 $189,000 $12,342 4.33%
OCALA, FL (FHA|USDA|VA) 21 $5,615,000 $267,381 $12,018 4.81%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 14 $5,570,000 $397,857 $15,318 4.73%
SALINAS, CA (FHA|USDA|VA) 6 $5,460,000 $910,000 $20,843 3.77%
BEND, OR (FHA|USDA|VA) 10 $5,350,000 $535,000 $12,045 4.17%
OCEAN CITY, NJ (FHA|USDA|VA) 10 $5,230,000 $523,000 $18,044 5.28%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 14 $5,200,000 $371,429 $9,715 5.80%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 11 $4,705,000 $427,727 $10,902 4.97%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 8 $4,670,000 $583,750 $11,780 4.87%
COLUMBIA, SC (FHA|USDA|VA) 16 $4,530,000 $283,125 $8,224 5.48%
EL PASO, TX (FHA|USDA|VA) 15 $4,525,000 $301,667 $8,438 5.33%
BOULDER, CO (FHA|USDA|VA) 6 $4,420,000 $736,667 $14,918 4.31%
SALISBURY, MD-DE (FHA|USDA|VA) 9 $4,395,000 $488,333 $12,360 4.79%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 10 $4,040,000 $404,000 $8,510 4.89%
Truckee-Grass Valley, CA (FHA|USDA|VA) 7 $4,015,000 $573,571 $13,708 4.80%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 11 $3,975,000 $361,364 $14,437 4.83%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 10 $3,870,000 $387,000 $13,584 3.79%
VISALIA, CA (FHA|USDA|VA) 10 $3,770,000 $377,000 $12,980 4.53%
Torrington, CT (FHA|USDA|VA) 4 $3,750,000 $937,500 $28,846 4.62%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 7 $3,655,000 $522,143 $16,733 4.46%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 12 $3,610,000 $300,833 $10,171 4.87%
ALBUQUERQUE, NM (FHA|USDA|VA) 17 $3,425,000 $201,471 $5,906 4.31%
MODESTO, CA (FHA|USDA|VA) 10 $3,410,000 $341,000 $10,756 4.43%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 13 $3,385,000 $260,385 $9,282 5.11%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 9 $3,215,000 $357,222 $15,939 4.65%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $2,975,000 $330,556 $8,653 4.67%
Newport, OR (FHA|USDA|VA) 6 $2,960,000 $493,333 $12,155 4.54%
WILMINGTON, NC (FHA|USDA|VA) 10 $2,940,000 $294,000 $6,937 5.20%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 14 $2,880,000 $205,714 $6,400 5.72%
MERCED, CA (FHA|USDA|VA) 8 $2,880,000 $360,000 $11,049 4.48%
PANAMA CITY, FL (FHA|USDA|VA) 8 $2,840,000 $355,000 $7,550 4.44%
MIDLAND, TX (FHA|USDA|VA) 7 $2,815,000 $402,143 $8,871 5.77%
WENATCHEE, WA (FHA|USDA|VA) 5 $2,815,000 $563,000 $15,446 3.90%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 9 $2,735,000 $303,889 $9,375 5.06%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 7 $2,605,000 $372,143 $10,866 4.71%
Traverse City, MI (FHA|USDA|VA) 4 $2,530,000 $632,500 $19,808 5.16%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 6 $2,420,000 $403,333 $11,247 4.06%
BELLINGHAM, WA (FHA|USDA|VA) 6 $2,360,000 $393,333 $10,203 3.60%
AKRON, OH (FHA|USDA|VA) 7 $2,325,000 $332,143 $11,685 5.84%
Morehead City, NC (FHA|USDA|VA) 2 $2,210,000 $1,105,000 $0 5.13%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 8 $2,200,000 $275,000 $8,470 5.30%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 8 $2,170,000 $271,250 $8,845 4.84%
Rockport, TX (FHA|USDA|VA) 2 $2,160,000 $1,080,000 $27,816 4.69%
CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $2,155,000 $307,857 $10,587 5.41%
NAPA, CA (FHA|USDA|VA) 3 $2,135,000 $711,667 $11,186 4.63%
BATON ROUGE, LA (FHA|USDA|VA) 7 $2,125,000 $303,571 $7,761 4.54%
TALLAHASSEE, FL (FHA|USDA|VA) 10 $2,090,000 $209,000 $6,807 4.68%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 6 $2,090,000 $348,333 $7,483 4.69%
MEDFORD, OR (FHA|USDA|VA) 5 $2,085,000 $417,000 $12,630 5.00%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $2,070,000 $517,500 $14,395 5.75%
EAST STROUDSBURG, PA (FHA|USDA|VA) 8 $2,050,000 $256,250 $10,868 4.53%
Breckenridge, CO (FHA|USDA|VA) 6 $2,040,000 $340,000 $5,227 3.27%
REDDING, CA (FHA|USDA|VA) 6 $2,030,000 $338,333 $13,271 4.90%
FORT COLLINS, CO (FHA|USDA|VA) 9 $1,985,000 $220,556 $8,609 4.38%
CHICO, CA (FHA|USDA|VA) 4 $1,980,000 $495,000 $11,111 4.84%
ASHEVILLE, NC (FHA|USDA|VA) 5 $1,925,000 $385,000 $11,416 5.63%
TULSA, OK (FHA|USDA|VA) 6 $1,900,000 $316,667 $8,893 5.33%
PITTSBURGH, PA (FHA|USDA|VA) 9 $1,895,000 $210,556 $11,308 4.57%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $1,855,000 $618,333 $15,981 4.71%
HUNTSVILLE, AL (FHA|USDA|VA) 5 $1,805,000 $361,000 $13,953 4.43%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 6 $1,720,000 $286,667 $9,596 4.27%
Payson, AZ (FHA|USDA|VA) 3 $1,705,000 $568,333 $17,075 5.08%
Ukiah, CA (FHA|USDA|VA) 4 $1,690,000 $422,500 $12,124 4.66%
READING, PA (FHA|USDA|VA) 5 $1,685,000 $337,000 $10,228 5.23%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $1,660,000 $830,000 $24,317 4.56%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 5 $1,655,000 $331,000 $12,235 4.68%
SANTA FE, NM (FHA|USDA|VA) 4 $1,650,000 $412,500 $8,435 4.22%
LUBBOCK, TX (FHA|USDA|VA) 5 $1,595,000 $319,000 $13,716 4.80%
GAINESVILLE, FL (FHA|USDA|VA) 6 $1,530,000 $255,000 $12,475 4.52%
LAFAYETTE, LA (FHA|USDA|VA) 6 $1,510,000 $251,667 $7,251 4.71%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 7 $1,505,000 $215,000 $6,391 5.41%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 4 $1,500,000 $375,000 $10,644 6.25%
GAINESVILLE, GA (FHA|USDA|VA) 5 $1,485,000 $297,000 $7,427 5.15%
Georgetown, SC (FHA|USDA|VA) 4 $1,470,000 $367,500 $8,276 5.41%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $1,465,000 $293,000 $7,394 3.83%
Fredericksburg, TX (FHA|USDA|VA) 2 $1,440,000 $720,000 $21,406 5.69%
CORVALLIS, OR (FHA|USDA|VA) 3 $1,405,000 $468,333 $13,780 4.38%
DAYTON-KETTERING, OH (FHA|USDA|VA) 9 $1,385,000 $153,889 $7,605 5.71%
Kalispell, MT (FHA|USDA|VA) 4 $1,370,000 $342,500 $6,177 5.34%
Glenwood Springs, CO (FHA|USDA|VA) 2 $1,370,000 $685,000 $20,327 4.19%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $1,245,000 $249,000 $8,307 4.63%
MOBILE, AL (FHA|USDA|VA) 3 $1,225,000 $408,333 $7,595 5.50%
Bozeman, MT (FHA|USDA|VA) 3 $1,205,000 $401,667 $9,918 5.29%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 5 $1,195,000 $239,000 $9,904 4.70%
Astoria, OR (FHA|USDA|VA) 3 $1,195,000 $398,333 $12,490 5.25%
Ellensburg, WA (FHA|USDA|VA) 2 $1,180,000 $590,000 $4,976 4.00%
SALEM, OR (FHA|USDA|VA) 3 $1,175,000 $391,667 $10,900 4.63%
Mineral Wells, TX (FHA|USDA|VA) 1 $1,165,000 $1,165,000 $16,055 5.38%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 6 $1,140,000 $190,000 $10,600 5.42%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $1,120,000 $560,000 $23,008 4.00%
MADISON, WI (FHA|USDA|VA) 4 $1,120,000 $280,000 $10,958 5.22%
Brainerd, MN (FHA|USDA|VA) 2 $1,120,000 $560,000 $23,175 4.00%
Oak Harbor, WA (FHA|USDA|VA) 3 $1,115,000 $371,667 $8,777 2.63%
ROANOKE, VA (FHA|USDA|VA) 3 $1,115,000 $371,667 $17,790 4.71%
Aberdeen, WA (FHA|USDA|VA) 3 $1,105,000 $368,333 $16,538 4.46%
YUBA CITY, CA (FHA|USDA|VA) 3 $1,095,000 $365,000 $7,846 4.63%
ST. CLOUD, MN (FHA|USDA|VA) 4 $1,090,000 $272,500 $8,300 4.00%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $1,030,000 $515,000 $9,040 5.69%
Jackson, WY-ID (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $15,574 3.00%
Cullowhee, NC (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $25,605 5.87%
ROCKFORD, IL (FHA|USDA|VA) 4 $1,000,000 $250,000 $6,598 5.91%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 6 $970,000 $161,667 $6,317 5.54%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 4 $960,000 $240,000 $19,278 4.59%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 4 $950,000 $237,500 $9,680 5.37%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $940,000 $470,000 $16,583 5.38%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $935,000 $935,000 $4,136 5.88%
MONTGOMERY, AL (FHA|USDA|VA) 6 $930,000 $155,000 $17,301 3.69%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $930,000 $465,000 $14,595 6.19%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $925,000 $308,333 $6,564 3.83%
Port Angeles, WA (FHA|USDA|VA) 1 $905,000 $905,000 $5,310 4.38%
FLINT, MI (FHA|USDA|VA) 3 $835,000 $278,333 $7,454 5.54%
HINESVILLE, GA (FHA|USDA|VA) 3 $805,000 $268,333 $13,939 5.00%
BISMARCK, ND (FHA|USDA|VA) 2 $790,000 $395,000 $7,195 6.50%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $765,000 $255,000 $5,716 6.50%
GRAND JUNCTION, CO (FHA|USDA|VA) 4 $760,000 $190,000 $2,594 3.97%
THE VILLAGES, FL (FHA|USDA|VA) 3 $755,000 $251,667 $9,836 5.21%
Athens, TX (FHA|USDA|VA) 3 $755,000 $251,667 $7,649 4.88%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $740,000 $370,000 $4,080 5.69%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $725,000 $725,000 $10,129 6.75%
MISSOULA, MT (FHA|USDA|VA) 2 $710,000 $355,000 $9,725 4.00%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $705,000 $705,000 $20,360 3.88%
BILLINGS, MT (FHA|USDA|VA) 3 $695,000 $231,667 $0 4.96%
Show Low, AZ (FHA|USDA|VA) 3 $665,000 $221,667 $8,048 4.71%
JACKSON, MS (FHA|USDA|VA) 3 $635,000 $211,667 $8,377 4.50%
DOVER, DE (FHA|USDA|VA) 4 $630,000 $157,500 $10,062 5.25%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $615,000 $205,000 $9,208 5.96%
Crescent City, CA (FHA|USDA|VA) 2 $610,000 $305,000 $6,051 4.25%
BRUNSWICK, GA (FHA|USDA|VA) 2 $610,000 $305,000 $0 5.88%
LAREDO, TX (FHA|USDA|VA) 2 $600,000 $300,000 $11,660 6.50%
Newberry, SC (FHA|USDA|VA) 5 $595,000 $119,000 $0 4.88%
Lake City, FL (FHA|USDA|VA) 2 $590,000 $295,000 $9,554 5.63%
Jefferson, GA (FHA|USDA|VA) 1 $585,000 $585,000 $25,764 4.38%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $585,000 $585,000 $16,086 3.75%
TYLER, TX (FHA|USDA|VA) 1 $575,000 $575,000 $17,988 6.75%
MADERA, CA (FHA|USDA|VA) 2 $560,000 $280,000 $0 4.13%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $550,000 $275,000 $6,630 5.56%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $545,000 $545,000 $11,132 4.00%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $535,000 $535,000 $0 5.50%
Wilson, NC (FHA|USDA|VA) 1 $535,000 $535,000 $18,843 5.50%
GETTYSBURG, PA (FHA|USDA|VA) 2 $530,000 $265,000 $7,098 5.13%
CHEYENNE, WY (FHA|USDA|VA) 2 $520,000 $260,000 $9,538 5.44%
JACKSON, TN (FHA|USDA|VA) 1 $515,000 $515,000 $17,087 6.38%
Las Vegas, NM (FHA|USDA|VA) 1 $515,000 $515,000 $15,217 4.50%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $510,000 $255,000 $17,552 4.81%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $505,000 $168,333 $5,044 5.29%
WACO, TX (FHA|USDA|VA) 2 $500,000 $250,000 $0 5.88%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $490,000 $245,000 $9,231 4.50%
KANSAS CITY, MO-KS (FHA|USDA|VA) 2 $490,000 $245,000 $8,201 4.56%
VICTORIA, TX (FHA|USDA|VA) 2 $490,000 $245,000 $6,647 5.13%
Whitewater, WI (FHA|USDA|VA) 1 $485,000 $485,000 $16,117 4.63%
Cedar City, UT (FHA|USDA|VA) 1 $485,000 $485,000 $6,477 6.38%
Spearfish, SD (FHA|USDA|VA) 1 $485,000 $485,000 $16,336 6.88%
TOLEDO, OH (FHA|USDA|VA) 1 $485,000 $485,000 $14,410 6.88%
Centralia, WA (FHA|USDA|VA) 2 $480,000 $240,000 $5,006 3.31%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $475,000 $158,333 $9,567 4.92%
YUMA, AZ (FHA|USDA|VA) 1 $465,000 $465,000 $12,236 4.50%
GADSDEN, AL (FHA|USDA|VA) 1 $465,000 $465,000 $7,565 5.50%
HARRISONBURG, VA (FHA|USDA|VA) 2 $450,000 $225,000 $8,453 4.56%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $445,000 $148,333 $0 5.67%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $445,000 $445,000 $13,594 4.63%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $425,000 $141,667 $0 5.92%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $425,000 $141,667 $4,929 4.88%
Granbury, TX (FHA|USDA|VA) 2 $420,000 $210,000 $7,936 5.69%
Prineville, OR (FHA|USDA|VA) 1 $405,000 $405,000 $12,143 4.88%
BURLINGTON, NC (FHA|USDA|VA) 3 $405,000 $135,000 $0 5.00%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $400,000 $200,000 $5,907 5.75%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $385,000 $385,000 $6,744 6.25%
Concord, NH (FHA|USDA|VA) 1 $375,000 $375,000 $0 4.75%
Brenham, TX (FHA|USDA|VA) 1 $375,000 $375,000 $6,242 6.00%
LINCOLN, NE (FHA|USDA|VA) 2 $370,000 $185,000 $5,247 2.63%
MORRISTOWN, TN (FHA|USDA|VA) 1 $365,000 $365,000 $5,523 6.25%
BANGOR, ME (FHA|USDA|VA) 3 $365,000 $121,667 $2,546 2.38%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $360,000 $180,000 $0 5.31%
Shawano, WI (FHA|USDA|VA) 1 $355,000 $355,000 $8,045 4.13%
Lewisburg, TN (FHA|USDA|VA) 2 $350,000 $175,000 $5,422 4.94%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $350,000 $175,000 $7,935 4.38%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $345,000 $345,000 $4,392 5.88%
JACKSON, MI (FHA|USDA|VA) 1 $345,000 $345,000 $6,385 7.25%
Jacksonville, TX (FHA|USDA|VA) 1 $345,000 $345,000 $13,016 6.50%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $345,000 $345,000 $6,162 7.88%
Seneca, SC (FHA|USDA|VA) 1 $335,000 $335,000 $12,298 5.50%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $335,000 $335,000 $9,843 7.25%
Marion, NC (FHA|USDA|VA) 1 $335,000 $335,000 $10,242 5.75%
Cullman, AL (FHA|USDA|VA) 1 $335,000 $335,000 $6,246 4.25%
PEORIA, IL (FHA|USDA|VA) 1 $335,000 $335,000 $8,583 6.38%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $330,000 $165,000 $4,354 6.19%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $325,000 $325,000 $5,775 5.38%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $315,000 $315,000 $12,719 5.50%
Marion, OH (FHA|USDA|VA) 1 $315,000 $315,000 $3,711 7.25%
Richmond-Berea, KY (FHA|USDA|VA) 1 $315,000 $315,000 $7,753 4.88%
GRANTS PASS, OR (FHA|USDA|VA) 1 $315,000 $315,000 $11,834 5.13%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $315,000 $315,000 $3,092 7.37%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $310,000 $155,000 $4,787 3.88%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $305,000 $305,000 $6,740 7.13%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $305,000 $305,000 $10,400 6.38%
HAMMOND, LA (FHA|USDA|VA) 2 $300,000 $150,000 $2,308 4.44%
Selinsgrove, PA (FHA|USDA|VA) 1 $295,000 $295,000 $11,200 6.38%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $295,000 $295,000 $8,045 4.88%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $290,000 $145,000 $3,816 5.75%
Elko, NV (FHA|USDA|VA) 1 $285,000 $285,000 $8,101 4.88%
Vernal, UT (FHA|USDA|VA) 1 $285,000 $285,000 $3,499 5.88%
PUEBLO, CO (FHA|USDA|VA) 2 $280,000 $140,000 $1,962 3.25%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $275,000 $275,000 $0 5.25%
ODESSA, TX (FHA|USDA|VA) 1 $275,000 $275,000 $7,392 6.25%
LEBANON, PA (FHA|USDA|VA) 1 $275,000 $275,000 $11,925 4.63%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $275,000 $275,000 $5,336 7.00%
LaGrange, GA-AL (FHA|USDA|VA) 1 $265,000 $265,000 $6,672 5.00%
Ada, OK (FHA|USDA|VA) 1 $255,000 $255,000 $8,407 6.00%
BAY CITY, MI (FHA|USDA|VA) 1 $255,000 $255,000 $5,903 5.25%
FORT WAYNE, IN (FHA|USDA|VA) 1 $255,000 $255,000 $2,771 5.50%
Greeneville, TN (FHA|USDA|VA) 2 $250,000 $125,000 $0 4.88%
Bardstown, KY (FHA|USDA|VA) 1 $245,000 $245,000 $2,822 8.00%
LOGAN, UT-ID (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.25%
Clearlake, CA (FHA|USDA|VA) 1 $245,000 $245,000 $6,354 3.38%
North Wilkesboro, NC (FHA|USDA|VA) 1 $245,000 $245,000 $6,072 5.63%
LYNCHBURG, VA (FHA|USDA|VA) 1 $245,000 $245,000 $9,962 4.25%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $235,000 $235,000 $4,465 5.25%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $230,000 $115,000 $3,999 3.81%
HATTIESBURG, MS (FHA|USDA|VA) 1 $225,000 $225,000 $7,554 5.00%
ANN ARBOR, MI (FHA|USDA|VA) 1 $225,000 $225,000 $3,409 6.50%
Albemarle, NC (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.50%
Scottsbluff, NE (FHA|USDA|VA) 1 $215,000 $215,000 $8,925 6.63%
CARSON CITY, NV (FHA|USDA|VA) 1 $215,000 $215,000 $7,300 4.38%
YAKIMA, WA (FHA|USDA|VA) 1 $215,000 $215,000 $0 4.38%
Shawnee, OK (FHA|USDA|VA) 1 $215,000 $215,000 $10,717 5.63%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.00%
FARGO, ND-MN (FHA|USDA|VA) 1 $215,000 $215,000 $3,316 5.88%
Cookeville, TN (FHA|USDA|VA) 1 $215,000 $215,000 $8,906 6.63%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $210,000 $105,000 $0 4.44%
SAGINAW, MI (FHA|USDA|VA) 1 $205,000 $205,000 $7,693 5.63%
CaƱon City, CO (FHA|USDA|VA) 1 $205,000 $205,000 $3,505 4.50%
SPARTANBURG, SC (FHA|USDA|VA) 1 $205,000 $205,000 $5,581 4.63%
Taos, NM (FHA|USDA|VA) 1 $205,000 $205,000 $8,242 4.75%
New Castle, PA (FHA|USDA|VA) 1 $205,000 $205,000 $10,539 4.13%
LONGVIEW, WA (FHA|USDA|VA) 1 $195,000 $195,000 $0 5.25%
MIDLAND, MI (FHA|USDA|VA) 1 $195,000 $195,000 $6,492 4.38%
RAPID CITY, SD (FHA|USDA|VA) 1 $195,000 $195,000 $7,031 4.75%
LAWRENCE, KS (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.63%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $195,000 $195,000 $4,659 7.88%
Sonora, CA (FHA|USDA|VA) 1 $195,000 $195,000 $7,379 4.25%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $195,000 $195,000 $4,778 5.13%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $195,000 $195,000 $0 5.00%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $190,000 $95,000 $0 5.44%
Red Bluff, CA (FHA|USDA|VA) 1 $185,000 $185,000 $2,857 3.88%
ROME, GA (FHA|USDA|VA) 1 $185,000 $185,000 $4,647 6.13%
Shelby, NC (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.50%
Athens, TN (FHA|USDA|VA) 2 $180,000 $90,000 $0 4.63%
Jasper, AL (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.63%
VALDOSTA, GA (FHA|USDA|VA) 1 $175,000 $175,000 $9,205 5.63%
Dixon, IL (FHA|USDA|VA) 1 $165,000 $165,000 $7,384 5.75%
LONGVIEW, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.00%
WICHITA, KS (FHA|USDA|VA) 1 $155,000 $155,000 $6,232 4.50%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $155,000 $155,000 $7,170 5.88%
Somerset, PA (FHA|USDA|VA) 1 $155,000 $155,000 $7,430 6.50%
LANCASTER, PA (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.50%
Kendallville, IN (FHA|USDA|VA) 1 $155,000 $155,000 $6,340 4.38%
DECATUR, AL (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.50%
DULUTH, MN-WI (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.13%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $145,000 $145,000 $7,652 7.00%
Ruidoso, NM (FHA|USDA|VA) 1 $125,000 $125,000 $2,605 3.25%
Sanford, NC (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.00%
Clewiston, FL (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.00%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.63%
Beeville, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.50%
NEW BERN, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.00%
Cambridge, MD (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.00%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.63%
Beaver Dam, WI (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.13%
Ardmore, OK (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.88%
GREEN BAY, WI (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.63%
Oxford, MS (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.25%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.50%
Searcy, AR (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.88%

Angel Oak Mortgage Solutions 's top markets include Miami, Los Angeles, San Diego, Atlanta, and Tampa among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 7,624 $3,582,990,000 $469,962 $12,887 4.75%

For the 2021 period, Angel Oak Mortgage Solutions 's most frequently originated loan type of loans were Conventional, with 7,624 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 4,445 $2,170,105,000 $488,213 $13,927 5.12%
Cash Out Refi 1,685 $707,825,000 $420,074 $11,553 4.55%
Refi 1,379 $651,465,000 $472,418 $10,848 3.80%
Home Improvement 115 $53,595,000 $466,043 $12,053 4.58%

For the 2021, Angel Oak Mortgage Solutions 's most frequently cited loan purpose of loans were Home Purchase, with 4,445 originations. The 2nd most popular reason of loans were Cash Out Refi, with 1,685 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 7,209 $3,346,055,000 $464,150 $13,075 4.82%
30+ year 195 $182,425,000 $935,513 $19,359 4.78%
15 Year 170 $40,980,000 $241,059 $3,916 2.47%
20 Year 40 $11,310,000 $282,750 $4,950 2.84%
Other 7 $1,785,000 $255,000 $5,210 2.80%
10 Year 3 $435,000 $145,000 $3,370 2.25%

For the 2021, Angel Oak Mortgage Solutions 's most frequently cited loan length of loans were 30 Year, with 7,209 originations. The 2nd most popular length of loans were 30+ year, with 195 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$5k+ 3,261 $2,083,925,000 $639,045
$3k-4k 550 $181,470,000 $329,945
$1k-2k 491 $279,495,000 $569,236
$<1k 240 $69,960,000 $291,500
$2k-3k 178 $56,800,000 $319,101

$13,075 of loans were Angel Oak Mortgage Solutions 's average total fees, while their most frequently occuring range of origination fees were in the $5k+ bucket, with 3,261 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
4-5% 2,819 $1,359,915,000 $482,410
5-6% 2,014 $869,750,000 $431,852
3-4% 1,406 $808,770,000 $575,228
6-7% 710 $312,660,000 $440,366
2.5-3% 406 $138,630,000 $341,453
<2.5% 152 $40,240,000 $264,737
7-8% 113 $50,875,000 $450,221
Over 8% 4 $2,150,000 $537,500

During 2021, Angel Oak Mortgage Solutions 's average interest rate of loans were 4.82%, while their most frequently originated rate bucket of loans were 4-5%, with 2,819 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 2,938 $851,820,000 $289,932 $8,578 4.78%
$400k-600k 1,385 $673,715,000 $486,437 $12,037 4.73%
$100k-200k 1,379 $212,525,000 $154,115 $6,081 4.81%
$600k-1MM 1,107 $838,875,000 $757,791 $16,792 4.77%
$1MM+ 669 $994,095,000 $1,485,942 $26,444 4.62%
$100,000 or less 146 $11,960,000 $81,918 $2,538 4.13%

2021 saw Angel Oak Mortgage Solutions place emphasis on $200k-400k loans with 2,938 originations, totaling $851,820,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$250k+ 2,197 $1,734,555,000 $789,511 $17,472 4.78%
$50k or less 2,181 $645,865,000 $296,133 $9,549 4.99%
$150k-250k 1,242 $595,490,000 $479,461 $12,121 4.68%
$100k-150k 1,020 $350,310,000 $343,441 $9,743 4.62%
$75k-100k 546 $155,000,000 $283,883 $8,285 4.43%
$50k-75k 436 $101,280,000 $232,294 $7,024 4.29%

Angel Oak Mortgage Solutions lent most frequently to those with incomes in the $250k+ range, with 2,197 originations. The second most popular income band? $50k or less, with 2,181 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
<20% 1,169 $664,965,000 $568,832 $13,927 4.68%
20-30% 1,090 $548,640,000 $503,339 $12,286 4.52%
30-36% 897 $478,215,000 $533,127 $13,025 4.64%
42% 203 $112,355,000 $553,473 $12,791 4.63%
43% 193 $111,195,000 $576,140 $13,213 4.58%
41% 187 $89,595,000 $479,118 $11,654 4.58%
49% 183 $92,775,000 $506,967 $12,007 4.89%
44% 183 $96,195,000 $525,656 $12,577 4.79%
40% 182 $102,750,000 $564,560 $13,138 4.71%
39% 181 $93,215,000 $515,000 $12,522 4.69%
38% 163 $89,285,000 $547,761 $13,049 4.60%
37% 162 $89,330,000 $551,420 $12,388 4.60%
46% 160 $85,440,000 $534,000 $12,758 4.67%
36% 158 $79,190,000 $501,203 $11,739 4.64%
45% 157 $85,105,000 $542,070 $12,702 4.52%
48% 130 $64,390,000 $495,308 $11,932 4.79%
47% 124 $61,870,000 $498,952 $12,900 4.64%
50-60% 18 $10,160,000 $564,444 $13,672 4.67%

Angel Oak Mortgage Solutions lent most frequently to those with DTI ratios of <20%, with 1,169 originations. The next most common DTI ratio? 20-30%, with 1,090 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 4,768 $2,262,240,000 $474,463 $12,879 4.77%
Not provided 1,642 $779,790,000 $474,903 $12,443 4.59%
Asian 580 $281,110,000 $484,672 $12,867 4.57%
Black 570 $234,980,000 $412,246 $14,505 5.25%
American Indian 39 $15,825,000 $405,769 $11,293 4.97%
Native Hawaiian 15 $5,035,000 $335,667 $12,451 4.84%
Other Asian 5 $1,765,000 $353,000 $4,898 4.68%
Asian Indian 3 $1,035,000 $345,000 $12,190 4.96%
Vietnamese 1 $765,000 $765,000 $16,727 4.75%
Not applicable 1 $445,000 $445,000 $0 4.13%

Approval Rates

Total approvals of all applications
80.52%

Angel Oak Mortgage Solutions has a below average approval rate.

Pick Rate

Approvals leading to origination
86.04%

Angel Oak Mortgage Solutions has an average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 7,624 $3,582,990,000 $469,962

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
7,624 $3,582,990,000 $469,962

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 320 $120,010,000 $375,031 $10,411 3.70%
40-60% 1,126 $534,450,000 $474,645 $11,477 3.87%
60-80% 3,738 $1,617,400,000 $432,691 $12,764 4.72%
80-100% 2,410 $1,300,590,000 $539,664 $13,775 5.36%
Over 100% 4 $2,420,000 $605,000 $9,010 5.78%
Under 20% 26 $8,120,000 $312,308 $5,891 3.20%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
Angel Oak Mortgage Solutions LLC Conventional home mortgage Closing on a mortgage 1 50.0%
Angel Oak Mortgage Solutions LLC Other type of mortgage Closing on a mortgage 1 50.0%