Angel Oak Mortgage Solutions Rates, Fees & Info
WILMINGTON, DELEI: 549300KSOOZZVXCMA627
Tax ID: 46-4200240
1 stars
-
out of 5 stars, based on 85 reviews
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Angel Oak Mortgage Solutions is a mid-sized mortgage company specializing in Home Purchase and Cash Out Refi loans. Angel Oak Mortgage Solutions has a high proportion of conventional loans. Their top markets by origination volume include: Miami, Los Angeles, Riverside, Tampa, and Atlanta among others. We have data for 380 markets. (Some data included below & more in-depth data is available with an active subscription.)Angel Oak Mortgage Solutions has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Angel Oak Mortgage Solutions is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.40% | 5/28/23 |
| 30 Year Conventional Refi | 7.44% | 5/28/23 |
| 30 Year Cash-out Refi | 8.03% | 5/28/23 |
| 15 Year Conventional Purchase | 5.68% | 5/28/23 |
| 15 Year Conventional Refi | 6.18% | 5/28/23 |
| 15 Year Cash-out Refi | 6.18% | 5/28/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Angel Oak Mortgage Solutions Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Angel Oak Mortgage Solutions. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,239Origination Dollar Volume (All Markets)
$3,385,585,000Relative Rate
Angel Oak Mortgage Solutions's average 30 year fixed mortgage rate was
6.23%.
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of 1.47%.
Relative Fees (Closing Costs)
Angel Oak Mortgage Solutions's average total fees/closing costs for a 30 year fixed rate
mortgage were $13,314.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1,075 | $528,055,000 | $491,214 | $16,218 | 6.19% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 455 | $400,755,000 | $880,780 | $19,013 | 5.64% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 213 | $111,095,000 | $521,573 | $15,293 | 5.98% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 276 | $102,770,000 | $372,355 | $12,460 | 6.30% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 212 | $99,640,000 | $470,000 | $13,598 | 6.53% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 174 | $89,720,000 | $515,632 | $12,674 | 6.07% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 112 | $88,880,000 | $793,571 | $17,195 | 5.78% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 106 | $88,710,000 | $836,887 | $17,777 | 5.83% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 195 | $81,545,000 | $418,179 | $12,676 | 6.49% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 150 | $74,050,000 | $493,667 | $15,503 | 6.48% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 189 | $67,955,000 | $359,550 | $11,913 | 6.50% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 168 | $66,110,000 | $393,512 | $13,484 | 6.47% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 116 | $48,460,000 | $417,759 | $13,449 | 6.40% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 104 | $46,370,000 | $445,865 | $13,784 | 6.19% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 113 | $46,335,000 | $410,044 | $12,723 | 5.82% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 73 | $45,425,000 | $622,260 | $12,535 | 5.99% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 90 | $44,620,000 | $495,778 | $11,797 | 5.81% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 75 | $40,895,000 | $545,267 | $16,257 | 6.19% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 41 | $39,265,000 | $957,683 | $18,171 | 5.58% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 52 | $38,660,000 | $743,462 | $16,833 | 6.05% |
| Outside of Metro Areas | 100 | $36,980,000 | $369,800 | $10,517 | 6.37% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 69 | $36,975,000 | $535,870 | $11,545 | 6.14% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 68 | $33,920,000 | $498,824 | $13,171 | 6.52% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 130 | $31,920,000 | $245,538 | $9,926 | 6.27% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 85 | $31,555,000 | $371,235 | $12,765 | 6.34% |
| Key West, FL (FHA|USDA|VA) | 37 | $31,485,000 | $850,946 | $22,156 | 5.95% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 51 | $29,265,000 | $573,824 | $16,817 | 5.83% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 91 | $26,545,000 | $291,703 | $11,013 | 6.61% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 47 | $26,225,000 | $557,979 | $15,915 | 6.15% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 88 | $26,190,000 | $297,614 | $10,353 | 6.58% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 64 | $26,150,000 | $408,594 | $12,394 | 6.05% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 73 | $24,065,000 | $329,658 | $10,197 | 6.40% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 53 | $23,805,000 | $449,151 | $11,688 | 6.71% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 29 | $22,795,000 | $786,034 | $20,943 | 5.22% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 69 | $22,355,000 | $323,986 | $11,593 | 6.64% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 37 | $20,285,000 | $548,243 | $11,373 | 6.05% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 44 | $19,690,000 | $447,500 | $13,629 | 5.88% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 38 | $18,570,000 | $488,684 | $11,887 | 6.13% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 25 | $17,855,000 | $714,200 | $17,113 | 6.43% |
| PROVO-OREM, UT (FHA|USDA|VA) | 28 | $17,460,000 | $623,571 | $10,878 | 6.42% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 65 | $16,615,000 | $255,615 | $8,946 | 6.17% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 55 | $15,125,000 | $275,000 | $11,808 | 6.21% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 37 | $13,305,000 | $359,595 | $11,224 | 6.85% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 26 | $12,490,000 | $480,385 | $12,797 | 6.51% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 14 | $12,230,000 | $873,571 | $19,189 | 6.70% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 28 | $11,600,000 | $414,286 | $14,836 | 6.25% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 40 | $11,590,000 | $289,750 | $9,477 | 6.45% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 38 | $11,450,000 | $301,316 | $9,913 | 6.58% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 33 | $11,215,000 | $339,848 | $10,032 | 6.06% |
| Hilo, HI (FHA|USDA|VA) | 15 | $10,735,000 | $715,667 | $19,009 | 6.74% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 30 | $10,390,000 | $346,333 | $10,342 | 6.55% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 16 | $9,760,000 | $610,000 | $13,137 | 5.39% |
| FRESNO, CA (FHA|USDA|VA) | 23 | $9,615,000 | $418,043 | $12,713 | 6.53% |
| RICHMOND, VA (FHA|USDA|VA) | 34 | $9,570,000 | $281,471 | $8,841 | 6.63% |
| Sevierville, TN (FHA|USDA|VA) | 12 | $9,300,000 | $775,000 | $24,956 | 6.34% |
| Heber, UT (FHA|USDA|VA) | 9 | $9,055,000 | $1,006,111 | $17,358 | 5.50% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 39 | $9,045,000 | $231,923 | $7,587 | 6.74% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 32 | $9,030,000 | $282,188 | $11,108 | 6.45% |
| RENO, NV (FHA|USDA|VA) | 16 | $8,940,000 | $558,750 | $14,623 | 6.10% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 9 | $8,935,000 | $992,778 | $26,568 | 6.90% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 12 | $8,600,000 | $716,667 | $19,061 | 5.94% |
| SAVANNAH, GA (FHA|USDA|VA) | 20 | $8,580,000 | $429,000 | $11,205 | 6.46% |
| TUCSON, AZ (FHA|USDA|VA) | 17 | $7,885,000 | $463,824 | $11,250 | 5.91% |
| PANAMA CITY, FL (FHA|USDA|VA) | 22 | $7,680,000 | $349,091 | $11,828 | 6.80% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 37 | $7,655,000 | $206,892 | $8,742 | 6.60% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 27 | $7,585,000 | $280,926 | $11,888 | 7.18% |
| MODESTO, CA (FHA|USDA|VA) | 16 | $7,500,000 | $468,750 | $13,722 | 6.62% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 25 | $7,215,000 | $288,600 | $9,511 | 6.45% |
| STOCKTON, CA (FHA|USDA|VA) | 16 | $7,000,000 | $437,500 | $12,477 | 5.39% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 9 | $6,905,000 | $767,222 | $20,402 | 5.83% |
| VALLEJO, CA (FHA|USDA|VA) | 13 | $6,885,000 | $529,615 | $10,845 | 5.44% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 19 | $6,865,000 | $361,316 | $13,904 | 6.82% |
| COLUMBUS, OH (FHA|USDA|VA) | 27 | $6,485,000 | $240,185 | $9,924 | 6.05% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 16 | $6,480,000 | $405,000 | $7,140 | 6.99% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 20 | $6,370,000 | $318,500 | $10,722 | 6.14% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 9 | $6,055,000 | $672,778 | $15,051 | 6.03% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 15 | $6,055,000 | $403,667 | $8,994 | 6.54% |
| BEND, OR (FHA|USDA|VA) | 8 | $5,990,000 | $748,750 | $22,455 | 7.39% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 25 | $5,925,000 | $237,000 | $7,999 | 6.64% |
| SALINAS, CA (FHA|USDA|VA) | 10 | $5,900,000 | $590,000 | $12,076 | 5.27% |
| SANTA FE, NM (FHA|USDA|VA) | 12 | $5,900,000 | $491,667 | $15,319 | 6.15% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 24 | $5,750,000 | $239,583 | $6,252 | 6.09% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 15 | $5,735,000 | $382,333 | $9,673 | 6.42% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 16 | $5,520,000 | $345,000 | $11,295 | 6.44% |
| KNOXVILLE, TN (FHA|USDA|VA) | 15 | $5,505,000 | $367,000 | $9,808 | 6.29% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 5 | $5,365,000 | $1,073,000 | $15,367 | 5.45% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 9 | $5,335,000 | $592,778 | $15,939 | 5.54% |
| OCALA, FL (FHA|USDA|VA) | 19 | $5,065,000 | $266,579 | $10,297 | 6.76% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 6 | $4,870,000 | $811,667 | $14,555 | 6.33% |
| GAINESVILLE, GA (FHA|USDA|VA) | 7 | $4,805,000 | $686,429 | $26,027 | 7.04% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 16 | $4,800,000 | $300,000 | $9,256 | 6.86% |
| BOULDER, CO (FHA|USDA|VA) | 6 | $4,720,000 | $786,667 | $27,727 | 7.00% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 9 | $4,635,000 | $515,000 | $15,941 | 5.65% |
| VISALIA, CA (FHA|USDA|VA) | 13 | $4,335,000 | $333,462 | $12,068 | 6.78% |
| WILMINGTON, NC (FHA|USDA|VA) | 13 | $4,325,000 | $332,692 | $5,560 | 7.59% |
| ASHEVILLE, NC (FHA|USDA|VA) | 13 | $4,135,000 | $318,077 | $9,202 | 6.56% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 15 | $4,125,000 | $275,000 | $11,065 | 6.98% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 8 | $4,110,000 | $513,750 | $11,027 | 6.52% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 9 | $4,035,000 | $448,333 | $11,301 | 6.50% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 18 | $3,940,000 | $218,889 | $8,968 | 5.61% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $3,785,000 | $757,000 | $10,333 | 6.02% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 10 | $3,670,000 | $367,000 | $6,992 | 6.52% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 13 | $3,645,000 | $280,385 | $11,019 | 6.59% |
| Kalispell, MT (FHA|USDA|VA) | 5 | $3,635,000 | $727,000 | $13,365 | 6.32% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 14 | $3,380,000 | $241,429 | $9,009 | 7.17% |
| ST. GEORGE, UT (FHA|USDA|VA) | 6 | $3,340,000 | $556,667 | $8,400 | 5.77% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $3,330,000 | $832,500 | $20,743 | 6.56% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 8 | $3,330,000 | $416,250 | $14,667 | 6.34% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 5 | $3,295,000 | $659,000 | $16,632 | 5.67% |
| EL PASO, TX (FHA|USDA|VA) | 11 | $3,275,000 | $297,727 | $9,014 | 6.27% |
| BOISE CITY, ID (FHA|USDA|VA) | 7 | $3,265,000 | $466,429 | $19,758 | 6.66% |
| MIDLAND, TX (FHA|USDA|VA) | 9 | $3,215,000 | $357,222 | $12,404 | 7.25% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 12 | $3,030,000 | $252,500 | $8,190 | 6.70% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 14 | $3,020,000 | $215,714 | $8,748 | 5.84% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 10 | $2,930,000 | $293,000 | $10,857 | 5.36% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $2,885,000 | $577,000 | $9,600 | 6.25% |
| ODESSA, TX (FHA|USDA|VA) | 10 | $2,860,000 | $286,000 | $8,744 | 6.57% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 12 | $2,850,000 | $237,500 | $11,017 | 6.99% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 10 | $2,840,000 | $284,000 | $12,936 | 5.49% |
| COLUMBIA, SC (FHA|USDA|VA) | 12 | $2,810,000 | $234,167 | $8,025 | 6.82% |
| PITTSBURGH, PA (FHA|USDA|VA) | 10 | $2,800,000 | $280,000 | $10,408 | 7.59% |
| MERCED, CA (FHA|USDA|VA) | 6 | $2,670,000 | $445,000 | $19,482 | 5.98% |
| GAINESVILLE, FL (FHA|USDA|VA) | 13 | $2,625,000 | $201,923 | $8,010 | 6.31% |
| DOVER, DE (FHA|USDA|VA) | 5 | $2,505,000 | $501,000 | $13,669 | 6.80% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 8 | $2,500,000 | $312,500 | $12,267 | 5.67% |
| BATON ROUGE, LA (FHA|USDA|VA) | 6 | $2,460,000 | $410,000 | $11,679 | 6.67% |
| LOUISVILLE, KY (FHA|USDA|VA) | 7 | $2,395,000 | $342,143 | $8,962 | 6.79% |
| JACKSON, MS (FHA|USDA|VA) | 6 | $2,380,000 | $396,667 | $8,204 | 7.19% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 6 | $2,260,000 | $376,667 | $9,876 | 5.71% |
| MEDFORD, OR (FHA|USDA|VA) | 5 | $2,225,000 | $445,000 | $13,472 | 5.02% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 12 | $2,210,000 | $184,167 | $7,436 | 6.62% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 8 | $2,150,000 | $268,750 | $10,316 | 7.48% |
| Rockport, TX (FHA|USDA|VA) | 4 | $2,080,000 | $520,000 | $15,380 | 6.91% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 8 | $2,000,000 | $250,000 | $10,967 | 5.52% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $13,318 | 6.84% |
| ROCHESTER, MN (FHA|USDA|VA) | 6 | $1,930,000 | $321,667 | $16,444 | 5.81% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 9 | $1,925,000 | $213,889 | $10,896 | 5.81% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 6 | $1,920,000 | $320,000 | $9,864 | 5.81% |
| CASPER, WY (FHA|USDA|VA) | 5 | $1,895,000 | $379,000 | $12,611 | 7.17% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $1,880,000 | $470,000 | $17,582 | 6.66% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $1,880,000 | $940,000 | $13,419 | 6.56% |
| Sonora, CA (FHA|USDA|VA) | 3 | $1,875,000 | $625,000 | $13,115 | 6.00% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 9 | $1,835,000 | $203,889 | $8,920 | 6.60% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 10 | $1,820,000 | $182,000 | $9,968 | 6.65% |
| NAPA, CA (FHA|USDA|VA) | 2 | $1,820,000 | $910,000 | $24,281 | 7.44% |
| TULSA, OK (FHA|USDA|VA) | 6 | $1,700,000 | $283,333 | $12,198 | 5.35% |
| SALEM, OR (FHA|USDA|VA) | 4 | $1,640,000 | $410,000 | $9,302 | 5.25% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $7,871 | 5.35% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $1,640,000 | $820,000 | $23,761 | 6.50% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $1,625,000 | $541,667 | $5,321 | 4.88% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $11,395 | 7.65% |
| TYLER, TX (FHA|USDA|VA) | 4 | $1,620,000 | $405,000 | $13,128 | 5.81% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $8,327 | 6.79% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 9 | $1,595,000 | $177,222 | $6,652 | 5.21% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $12,026 | 6.81% |
| Spearfish, SD (FHA|USDA|VA) | 2 | $1,520,000 | $760,000 | $16,208 | 4.62% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $6,045 | 6.93% |
| Granbury, TX (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $8,450 | 7.16% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $8,580 | 6.12% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $8,936 | 6.06% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $7,581 | 5.60% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $1,455,000 | $485,000 | $7,149 | 5.54% |
| WICHITA, KS (FHA|USDA|VA) | 9 | $1,455,000 | $161,667 | $4,864 | 4.79% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $1,445,000 | $1,445,000 | $9,395 | 6.13% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $6,218 | 6.53% |
| LANCASTER, PA (FHA|USDA|VA) | 8 | $1,410,000 | $176,250 | $11,952 | 6.20% |
| ANN ARBOR, MI (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $8,723 | 6.19% |
| Athens, TX (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $11,839 | 7.06% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $1,390,000 | $695,000 | $18,204 | 5.94% |
| AKRON, OH (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $9,334 | 6.73% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $12,499 | 6.42% |
| REDDING, CA (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $8,297 | 7.96% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $1,270,000 | $635,000 | $23,488 | 7.50% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $13,388 | 7.29% |
| LAREDO, TX (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $11,631 | 6.22% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $13,578 | 6.67% |
| Outside of Metro Areas | 1 | $1,255,000 | $1,255,000 | $0 | 7.88% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $8,697 | 7.56% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $15,206 | 6.04% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $12,202 | 5.75% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 9 | $1,155,000 | $128,333 | $7,832 | 7.11% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $10,552 | 6.63% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $18,863 | 6.50% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $11,335 | 6.92% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $12,140 | 5.84% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $8,364 | 6.81% |
| MONTGOMERY, AL (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $7,875 | 6.02% |
| Owatonna, MN (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $8,342 | 6.71% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $9,501 | 6.53% |
| Easton, MD (FHA|USDA|VA) | 1 | $1,065,000 | $1,065,000 | $6,671 | 5.63% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $11,105 | 7.38% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $8,063 | 7.12% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $13,746 | 7.17% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $11,577 | 6.58% |
| CHICO, CA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $12,169 | 5.17% |
| LAFAYETTE, LA (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $7,828 | 5.02% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $8,542 | 6.50% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $935,000 | $935,000 | $21,315 | 7.25% |
| Marion, NC (FHA|USDA|VA) | 1 | $935,000 | $935,000 | $10,926 | 9.38% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $11,823 | 6.87% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $6,329 | 6.54% |
| Oxford, MS (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $6,701 | 5.75% |
| Andrews, TX (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $17,931 | 9.06% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $0 | 7.75% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $17,593 | 8.88% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $6,658 | 8.75% |
| Fernley, NV (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $9,305 | 7.06% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $8,442 | 3.67% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $8,412 | 7.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $9,543 | 5.66% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $11,278 | 5.06% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $9,577 | 6.62% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $8,923 | 5.50% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $8,278 | 6.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $13,968 | 5.88% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $16,041 | 5.69% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $13,521 | 5.75% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $20,086 | 7.81% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $8,606 | 7.35% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $10,896 | 6.71% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $6,505 | 6.75% |
| READING, PA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $10,286 | 5.92% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $7,406 | 7.31% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $0 | 4.81% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $10,910 | 6.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $8,286 | 5.56% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $9,287 | 5.81% |
| HATTIESBURG, MS (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,110 | 6.12% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $8,094 | 5.46% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $17,737 | 6.50% |
| Lake City, FL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $8,944 | 7.44% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $16,834 | 6.25% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 7.50% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $15,605 | 7.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,178 | 5.13% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $11,065 | 4.75% |
| Dayton, TN (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $0 | 6.63% |
| Laconia, NH (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $10,669 | 6.00% |
| FLINT, MI (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $7,402 | 6.17% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $5,403 | 7.34% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,441 | 8.92% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $13,198 | 5.88% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,427 | 5.83% |
| Adrian, MI (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $9,066 | 5.75% |
| Portales, NM (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $4,981 | 4.68% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $10,567 | 5.50% |
| HAMMOND, LA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $0 | 7.56% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $15,754 | 8.50% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $10,429 | 4.00% |
| Torrington, CT (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,934 | 7.25% |
| Ada, OK (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $8,800 | 9.38% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $9,542 | 4.63% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $15,559 | 7.63% |
| Laramie, WY (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $9,181 | 7.63% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $10,210 | 6.38% |
| Forest City, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,894 | 4.38% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $8,543 | 6.63% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $6,809 | 6.00% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $15,821 | 6.00% |
| Payson, AZ (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $8,211 | 5.12% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,204 | 5.88% |
| Shelby, NC (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $13,551 | 7.88% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,548 | 7.69% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $11,150 | 4.00% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $7,180 | 7.54% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 5.81% |
| Pecos, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 10.75% |
| Sanford, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $9,276 | 11.38% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,686 | 7.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 6.88% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 4.63% |
| Astoria, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 5.50% |
| MADISON, WI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $13,086 | 8.13% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,548 | 7.38% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,575 | 4.63% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $18,310 | 7.63% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $14,818 | 8.88% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,108 | 7.06% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 5.63% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,656 | 9.75% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,253 | 6.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,752 | 9.50% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,391 | 6.94% |
| Summerville, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,219 | 5.38% |
| Newport, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,410 | 7.00% |
| Boone, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,616 | 9.63% |
| Palatka, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $10,859 | 6.06% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,937 | 6.63% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $17,495 | 4.50% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 7.50% |
| Durant, OK (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,464 | 4.13% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 8.50% |
| MADERA, CA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,106 | 4.00% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,333 | 5.88% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,194 | 6.00% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,305 | 4.25% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,358 | 10.13% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 5.75% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,730 | 7.75% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,889 | 6.88% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 9.00% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,913 | 8.38% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,335 | 5.63% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,990 | 4.88% |
| Vernal, UT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,281 | 5.00% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,440 | 6.38% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,338 | 5.75% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 7.25% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,777 | 4.50% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 8.00% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,072 | 6.50% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,084 | 4.00% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,784 | 6.38% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.38% |
| Helena, MT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,365 | 4.38% |
| ROME, GA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,747 | 6.00% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,625 | 7.13% |
| Bedford, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,247 | 5.00% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,105 | 8.50% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,793 | 4.88% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,412 | 6.19% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,975 | 9.25% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,675 | 7.88% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 8.13% |
| Fallon, NV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,226 | 6.38% |
| Washington, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 9.88% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 6.38% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,247 | 7.13% |
| Concord, NH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,888 | 7.75% |
| WACO, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,814 | 7.38% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,685 | 6.88% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,378 | 8.50% |
| Elk City, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,484 | 6.63% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,206 | 7.75% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 5.38% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,023 | 4.56% |
| Danville, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,125 | 8.63% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,012 | 8.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,366 | 5.69% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,508 | 6.88% |
| Martin, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,808 | 3.13% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,524 | 9.25% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,618 | 3.88% |
| Salem, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,039 | 7.25% |
| Othello, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,751 | 7.25% |
| Brenham, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,978 | 5.13% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,048 | 5.88% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.38% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,904 | 8.88% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,172 | 4.25% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,184 | 4.63% |
| Snyder, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,965 | 7.75% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,990 | 4.25% |
| NILES, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 9.13% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,411 | 5.25% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,970 | 7.38% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,236 | 5.00% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,698 | 3.88% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.13% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,968 | 6.88% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.88% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.00% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.38% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.75% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,440 | 7.50% |
| Elko, NV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,457 | 7.00% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,738 | 5.88% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,858 | 7.13% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.88% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.50% |
| Salina, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.00% |
| Wabash, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,056 | 3.50% |
| Roswell, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.75% |
| Austin, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,377 | 7.00% |
| Sterling, CO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,836 | 3.88% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,036 | 3.13% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,344 | 5.75% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,393 | 3.38% |
| Woodward, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,373 | 5.00% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 7,239 | $3,385,585,000 | $467,687 | $13,582 | 6.24% |
For 2022, Angel Oak Mortgage Solutions's most frequently originated type of loan was Conventional, with 7,239 originations.
Loan Reason
For 2022, Angel Oak Mortgage Solutions's most frequently cited loan purpose was Home Purchase, with 4,493 originations. The 2nd most popular reason was Cash Out Refi, with 2,278 originations.
Loan Duration/Length
For 2022, Angel Oak Mortgage Solutions's most frequently cited loan duration was 30 Year, with 6,753 originations. The 2nd most popular length was 30+ year, with 466 originations.
Origination Fees/Closing Costs
Angel Oak Mortgage Solutions's average total fees were $13,314, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 4,342 originations.
Interest Rates
During 2022, Angel Oak Mortgage Solutions's average interest rate for loans was 6.23%, while their most frequently originated rate bucket for loans was 5-6%, with 1,526 originations.
Loan Sizing
2022 saw Angel Oak Mortgage Solutions place emphasis on $200k-400k loans with 2,570 originations, totaling $749,610,000 in origination value.
Applicant Income
Angel Oak Mortgage Solutions lent most frequently to those with incomes in the $250k+ range, with 2,097 originations. The second most popular income band? $150k-250k, with 1,004 originations.
Applicant Debt to Income Ratio
Angel Oak Mortgage Solutions lent most frequently to those with DTI ratios of <20%, with 888 originations. The next most common DTI ratio? 20-30%, with 813 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications82.74%
Angel Oak Mortgage Solutions has a below average approval rate.
Pick Rate
Approvals leading to origination59.03%
Angel Oak Mortgage Solutions has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,239 | $3,385,585,000 | $467,687 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,239 | $3,385,585,000 | $467,687 |