Hanscom Mortgage Rates, Fees & Info

Bedford, MA

LEI: 5493003B2LEGQHDWRN55

Tax ID: 04-2175534

2.8 stars - out of 5 stars, based on 53 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Hanscom is a smaller mortgage company specializing in Home Improvement, Refi, and Cash Out Refi loans. Hanscom has a high proportion of conventional loans. Their top markets by origination volume include: Boston, Washington, Worcester, Providence, and Barnstable Town among others. We have data for 106 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Hanscom has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Hanscom is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 7.45% 1/29/23
    30 Year Conventional Purchase 6.52% 1/29/23
    30 Year Conventional Refi 6.43% 1/29/23
    30 Year Cash-out Refi 6.46% 1/29/23
    30 Year VA Purchase 6.49% 1/29/23
    30 Year VA Refi 6.45% 1/29/23
    15 Year Conventional Purchase 5.75% 1/29/23
    15 Year Conventional Refi 5.83% 1/29/23
    15 Year Cash-out Refi 5.83% 1/29/23
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    2,788

    Origination Dollar Volume (All Markets)

    $661,050,000

    Relative Rate

    Hanscom's average 30 year fixed mortgage rate was 3.85%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 0.7%.

    Relative Fees (Closing Costs)

    Hanscom's average total fees/closing costs for a 30 year fixed rate mortgage were $4,875.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1,886 $469,810,000 $249,104 $4,367 3.63%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 180 $37,240,000 $206,889 $4,488 3.67%
    WORCESTER, MA-CT (FHA|USDA|VA) 181 $36,865,000 $203,674 $3,732 3.61%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 94 $16,590,000 $176,489 $4,117 4.03%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 50 $16,300,000 $326,000 $3,522 3.57%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 74 $14,190,000 $191,757 $3,430 3.61%
    Outside of Metro Areas 27 $6,005,000 $222,407 $4,399 3.04%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 10 $4,300,000 $430,000 $0 3.49%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 20 $3,960,000 $198,000 $3,536 3.62%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 14 $3,210,000 $229,286 $5,911 3.52%
    SPRINGFIELD, MA (FHA|USDA|VA) 18 $2,610,000 $145,000 $4,605 3.33%
    Lebanon, NH-VT (FHA|USDA|VA) 11 $2,345,000 $213,182 $2,307 3.13%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 6 $2,180,000 $363,333 $0 3.49%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 8 $2,130,000 $266,250 $6,101 3.11%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 7 $1,865,000 $266,429 $3,866 3.54%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 12 $1,830,000 $152,500 $3,320 3.95%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 8 $1,790,000 $223,750 $6,436 3.23%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 11 $1,725,000 $156,818 $4,194 3.52%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 5 $1,725,000 $345,000 $4,369 3.25%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2 $1,560,000 $780,000 $4,860 3.19%
    Vineyard Haven, MA (FHA|USDA|VA) 3 $1,345,000 $448,333 $9,231 3.08%
    Laconia, NH (FHA|USDA|VA) 5 $1,215,000 $243,000 $2,906 3.28%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 7 $1,195,000 $170,714 $3,680 3.42%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 6 $1,170,000 $195,000 $4,799 3.79%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 6 $1,130,000 $188,333 $4,983 3.12%
    RALEIGH-CARY, NC (FHA|USDA|VA) 3 $1,095,000 $365,000 $5,265 3.04%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $1,030,000 $515,000 $3,521 3.06%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 4 $950,000 $237,500 $9,477 3.12%
    Concord, NH (FHA|USDA|VA) 7 $905,000 $129,286 $2,606 3.80%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $900,000 $450,000 $5,831 3.13%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 4 $870,000 $217,500 $4,491 3.37%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $855,000 $855,000 $4,307 3.00%
    SALISBURY, MD-DE (FHA|USDA|VA) 2 $850,000 $425,000 $4,594 3.31%
    PITTSFIELD, MA (FHA|USDA|VA) 3 $825,000 $275,000 $5,859 3.12%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $810,000 $405,000 $2,642 3.50%
    WILMINGTON, NC (FHA|USDA|VA) 2 $660,000 $330,000 $4,426 3.31%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $605,000 $201,667 $0 3.75%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 7 $575,000 $82,143 $3,339 4.59%
    Keene, NH (FHA|USDA|VA) 4 $570,000 $142,500 $6,012 4.16%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 3 $555,000 $185,000 $6,780 3.37%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $515,000 $171,667 $4,622 3.13%
    Brevard, NC (FHA|USDA|VA) 1 $505,000 $505,000 $0 3.49%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $505,000 $505,000 $0 3.49%
    COLUMBIA, SC (FHA|USDA|VA) 2 $500,000 $250,000 $5,618 2.50%
    STOCKTON, CA (FHA|USDA|VA) 1 $485,000 $485,000 $3,155 3.13%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 3 $465,000 $155,000 $0 3.45%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $460,000 $230,000 $3,375 2.88%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $425,000 $425,000 $0 3.49%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $425,000 $425,000 $2,014 2.88%
    LAWRENCE, KS (FHA|USDA|VA) 2 $420,000 $210,000 $5,014 1.94%
    ALBUQUERQUE, NM (FHA|USDA|VA) 2 $410,000 $205,000 $3,645 2.75%
    AKRON, OH (FHA|USDA|VA) 2 $400,000 $200,000 $0 4.25%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $350,000 $175,000 $0 4.25%
    PANAMA CITY, FL (FHA|USDA|VA) 2 $350,000 $175,000 $3,857 2.50%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $345,000 $345,000 $2,218 3.13%
    TUCSON, AZ (FHA|USDA|VA) 1 $335,000 $335,000 $3,936 3.13%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $335,000 $111,667 $2,729 2.79%
    FORT COLLINS, CO (FHA|USDA|VA) 2 $330,000 $165,000 $0 3.49%
    BOISE CITY, ID (FHA|USDA|VA) 1 $325,000 $325,000 $0 4.75%
    MADISON, WI (FHA|USDA|VA) 1 $305,000 $305,000 $0 3.49%
    LYNCHBURG, VA (FHA|USDA|VA) 3 $265,000 $88,333 $3,180 4.04%
    Clarksburg, WV (FHA|USDA|VA) 1 $265,000 $265,000 $7,139 2.38%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2 $260,000 $130,000 $5,301 3.12%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $260,000 $130,000 $5,508 3.00%
    HOT SPRINGS, AR (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.75%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $255,000 $255,000 $3,429 3.00%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.49%
    Brookings, OR (FHA|USDA|VA) 1 $245,000 $245,000 $4,382 2.75%
    OCALA, FL (FHA|USDA|VA) 1 $235,000 $235,000 $3,437 2.75%
    Berlin, NH (FHA|USDA|VA) 1 $225,000 $225,000 $2,149 2.75%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.49%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.49%
    Torrington, CT (FHA|USDA|VA) 1 $205,000 $205,000 $3,150 2.25%
    Glasgow, KY (FHA|USDA|VA) 1 $195,000 $195,000 $3,335 3.25%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $185,000 $185,000 $1,975 3.13%
    Arcadia, FL (FHA|USDA|VA) 1 $185,000 $185,000 $3,063 3.25%
    Augusta-Waterville, ME (FHA|USDA|VA) 2 $180,000 $90,000 $0 4.12%
    STATE COLLEGE, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,696 2.63%
    New Castle, IN (FHA|USDA|VA) 1 $155,000 $155,000 $4,703 2.88%
    HUNTSVILLE, AL (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.49%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.49%
    JACKSONVILLE, FL (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.49%
    RICHMOND, VA (FHA|USDA|VA) 2 $150,000 $75,000 $0 4.12%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.49%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 1 $135,000 $135,000 $5,157 2.25%
    PITTSBURGH, PA (FHA|USDA|VA) 1 $115,000 $115,000 $4,410 2.63%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $110,000 $55,000 $2,129 2.93%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.49%
    Rutland, VT (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.49%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $105,000 $105,000 $3,477 2.38%
    Russellville, AR (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.75%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.49%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.75%
    CHARLESTON, WV (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.49%
    BANGOR, ME (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.75%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.75%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $60,000 $30,000 $0 5.25%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.75%
    ROANOKE, VA (FHA|USDA|VA) 1 $45,000 $45,000 $0 3.49%
    BOULDER, CO (FHA|USDA|VA) 1 $45,000 $45,000 $0 3.49%
    Scottsburg, IN (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.75%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $35,000 $35,000 $0 3.75%
    LINCOLN, NE (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.75%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $35,000 $35,000 $0 3.49%
    JOHNSTOWN, PA (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.75%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $25,000 $25,000 $0 3.49%
    Hanscom's top markets include Boston, Washington, Worcester, Providence, and Barnstable Town among others.

    Their top states include:
  • Massachusetts (FHA|USDA|VA)
  • New Hampshire (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Rhode Island (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against HANSCOM based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    SOMERSET
    Similarity Rank: 87
    Homestar Mortgage, Inc.
    Similarity Rank: 156
    FALL RIVER MUNICIPAL CREDIT UNION
    Similarity Rank: 396
    OCEAN STATE CREDIT UNION
    Similarity Rank: 405
    LUSO-AMERICAN CREDIT UNION
    Similarity Rank: 474
    Rhode Island Credit Union
    Similarity Rank: 524
    Cedar Point Federal Credit Union
    Similarity Rank: 546
    WAVE FEDERAL CREDIT UNION
    Similarity Rank: 596
    WESTERLY COMMUNITY
    Similarity Rank: 618

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 1,761 $256,935,000 $145,903 n/a 4.08%
    Conventional 997 $392,295,000 $393,475 $4,123 2.83%
    VA 30 $11,820,000 $394,000 $8,767 3.07%

    For 2021, Hanscom's most frequently originated type of loan was HELOC, with 1,761 originations. Their 2nd most popular type was Conventional, with 997 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 1,139 $146,265,000 $128,415 $3,179 4.04%
    Refi 723 $219,625,000 $303,769 $3,705 3.16%
    Cash Out Refi 389 $149,405,000 $384,075 $4,790 2.83%
    Home Purchase 297 $110,685,000 $372,677 $4,822 3.63%
    Other 240 $35,070,000 $146,125 $3,275 4.24%

    For 2021, Hanscom's most frequently cited loan purpose was Home Improvement, with 1,139 originations. The 2nd most popular reason was Refi, with 723 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,247 $461,985,000 $205,601 $4,875 3.85%
    15 Year 313 $123,195,000 $393,594 $3,684 2.64%
    20 Year 122 $38,790,000 $317,951 $3,836 2.80%
    10 Year 88 $24,090,000 $273,750 $3,185 2.27%
    Other 11 $9,865,000 $896,818 $7,717 3.49%
    1 Year 7 $3,125,000 $446,429 $0 5.11%

    For 2021, Hanscom's most frequently cited loan duration was 30 Year, with 2,247 originations. The 2nd most popular length was 15 Year, with 313 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 543 $212,645,000 $391,611
    $5k+ 116 $52,940,000 $456,379
    $1k-2k 108 $25,980,000 $240,556
    $2k-3k 79 $20,705,000 $262,089
    $3k-4k 52 $14,590,000 $280,577
    $4k-5k 36 $13,630,000 $378,611

    Hanscom's average total fees were $4,875, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 543 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,407 $302,595,000 $215,064
    2.5-3% 462 $181,730,000 $393,355
    4-5% 455 $72,145,000 $158,560
    <2.5% 286 $83,960,000 $293,566
    5-6% 126 $15,860,000 $125,873
    6-7% 46 $4,340,000 $94,348
    7-8% 3 $215,000 $71,667

    During 2021, Hanscom's average interest rate for loans was 3.85%, while their most frequently originated rate bucket for loans was 3-4%, with 1,407 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 837 $117,615,000 $140,520 $2,789 3.72%
    $200k-400k 823 $225,125,000 $273,542 $3,951 3.36%
    $100,000 or less 713 $43,405,000 $60,877 $2,113 4.08%
    $400k-600k 252 $119,970,000 $476,071 $5,703 3.24%
    $600k-1MM 132 $104,040,000 $788,182 $6,004 2.93%
    $1MM+ 31 $50,895,000 $1,641,774 $7,429 3.27%

    2021 saw Hanscom place emphasis on $100k-200k loans with 837 originations, totaling $117,615,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 931 $221,495,000 $237,911 $4,533 3.62%
    $100k-150k 734 $131,540,000 $179,210 $4,233 3.59%
    $250k+ 509 $172,185,000 $338,281 $4,938 3.64%
    $75k-100k 319 $49,555,000 $155,345 $3,745 3.62%
    $50k-75k 186 $25,890,000 $139,194 $3,542 3.58%
    $50k or less 52 $5,430,000 $104,423 $2,629 3.55%

    Hanscom lent most frequently to those with incomes in the $150k-250k range, with 931 originations. The second most popular income band? $100k-150k, with 734 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 643 $157,955,000 $245,653 $3,945 3.31%
    30-36% 445 $104,085,000 $233,899 $4,425 3.51%
    50-60% 309 $53,695,000 $173,770 $3,876 4.18%
    <20% 228 $52,990,000 $232,412 $3,373 3.14%
    >60% 198 $34,640,000 $174,949 $4,226 4.06%
    42% 75 $20,175,000 $269,000 $4,907 3.47%
    37% 74 $14,700,000 $198,649 $4,481 3.87%
    40% 74 $16,520,000 $223,243 $5,506 3.55%
    47% 70 $17,800,000 $254,286 $4,556 3.73%
    38% 67 $16,455,000 $245,597 $4,197 3.50%
    44% 66 $12,820,000 $194,242 $4,975 3.80%
    39% 64 $13,930,000 $217,656 $4,482 3.67%
    36% 63 $13,905,000 $220,714 $4,837 3.69%
    43% 62 $13,870,000 $223,710 $4,677 3.68%
    41% 62 $12,440,000 $200,645 $6,819 3.92%
    49% 58 $11,680,000 $201,379 $4,591 3.78%
    45% 57 $13,435,000 $235,702 $3,313 3.79%
    46% 54 $10,290,000 $190,556 $4,854 3.67%
    48% 54 $13,090,000 $242,407 $7,260 3.77%

    Hanscom lent most frequently to those with DTI ratios of 20-30%, with 643 originations. The next most common DTI ratio? 30-36%, with 445 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,017 $430,335,000 $213,354 $4,255 3.64%
    Not provided 384 $102,320,000 $266,458 $3,947 3.44%
    Not applicable 54 $49,460,000 $915,926 $0 3.92%
    Asian 152 $38,920,000 $256,053 $5,548 3.68%
    Black 152 $28,530,000 $187,697 $5,072 3.75%
    Asian Indian 11 $6,875,000 $625,000 $4,601 2.84%
    American Indian 9 $2,115,000 $235,000 $3,181 2.99%
    Native Hawaiian or Islander 3 $715,000 $238,333 $4,645 3.79%
    Filipino 1 $685,000 $685,000 $3,942 2.88%
    Vietnamese 2 $550,000 $275,000 $5,873 2.38%
    Other Pacific Islander 1 $225,000 $225,000 $2,417 3.13%
    Chinese 1 $205,000 $205,000 $1,564 2.63%
    Other Asian 1 $115,000 $115,000 $0 5.75%

    Approval Rates

    Total approvals of all applications
    88.59%

    Hanscom has an average approval rate.

    Pick Rate

    Approvals leading to origination
    81.21%

    Hanscom has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,788 $661,050,000 $237,105

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,788 $661,050,000 $237,105

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 772 $159,170,000 $206,179 $3,044 3.84%
    40-60% 407 $145,305,000 $357,015 $3,636 3.01%
    60-80% 440 $199,000,000 $452,273 $4,830 3.00%
    80-100% 123 $56,835,000 $462,073 $6,254 3.17%
    Over 100% 4 $2,480,000 $620,000 $0 4.22%
    Under 20% 1,042 $98,260,000 $94,299 $2,053 4.01%