Tristar Finance Mortgage Rates, Fees & Info

KIRKLAND, WA

LEI: 54930004MLYQ2HKUPN66

Tax ID: 20-5066025

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Tristar Finance is a smaller mortgage company specializing in Refi and Cash Out Refi loans. Tristar Finance has a high proportion of conventional loans. Their top markets by origination volume include: Seattle, Portland, Los Angeles, Olympia, and Wenatchee among others. We have data for 31 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Tristar Finance has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Tristar Finance is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.89% 4/5/25
    30 Year Conventional Refi 6.75% 4/5/25
    30 Year Cash-out Refi 7.25% 4/5/25
    30 Year FHA Purchase 7.43% 4/5/25
    30 Year VA Purchase 6.32% 4/5/25
    15 Year Conventional Purchase 5.45% 4/5/25
    15 Year Conventional Refi 5.32% 4/5/25
    15 Year Cash-out Refi 5.32% 4/5/25
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Tristar Finance Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Tristar Finance. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    660

    Origination Dollar Volume (All Markets)

    $334,380,000
    Show all (6) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 554 $287,890,000 $519,657 $3,265 2.78%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 16 $7,380,000 $461,250 $2,381 3.08%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 11 $5,595,000 $508,636 $2,965 2.77%
    Outside of Metro Areas 6 $3,770,000 $628,333 $7,637 2.75%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 9 $3,545,000 $393,889 $4,890 2.96%
    WENATCHEE, WA (FHA|USDA|VA) 5 $2,945,000 $589,000 $2,645 3.20%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 6 $2,800,000 $466,667 $45,338 2.69%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 4 $2,230,000 $557,500 $4,492 3.06%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 5 $2,215,000 $443,000 $3,778 2.77%
    Oak Harbor, WA (FHA|USDA|VA) 4 $1,560,000 $390,000 $8,495 2.69%
    Aberdeen, WA (FHA|USDA|VA) 3 $1,385,000 $461,667 $0 3.75%
    Shelton, WA (FHA|USDA|VA) 3 $1,355,000 $451,667 $2,603 2.50%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2 $1,190,000 $595,000 $3,247 2.56%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 4 $1,140,000 $285,000 $6,836 2.47%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $1,090,000 $545,000 $4,217 3.00%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $1,090,000 $545,000 $1,587 2.50%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 4 $900,000 $225,000 $3,468 3.65%
    BELLINGHAM, WA (FHA|USDA|VA) 2 $870,000 $435,000 $0 2.50%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $790,000 $395,000 $0 2.69%
    Moses Lake, WA (FHA|USDA|VA) 2 $790,000 $395,000 $1,039 3.12%
    Ellensburg, WA (FHA|USDA|VA) 2 $620,000 $310,000 $0 3.31%
    BAKERSFIELD, CA (FHA|USDA|VA) 2 $560,000 $280,000 $0 3.06%
    NAPA, CA (FHA|USDA|VA) 1 $545,000 $545,000 $0 2.25%
    STOCKTON, CA (FHA|USDA|VA) 2 $390,000 $195,000 $0 2.88%
    SALINAS, CA (FHA|USDA|VA) 1 $335,000 $335,000 $3,297 3.13%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $315,000 $315,000 $0 3.63%
    CORVALLIS, OR (FHA|USDA|VA) 1 $265,000 $265,000 $0 2.25%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $235,000 $235,000 $0 2.75%
    SALEM, OR (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.38%
    Port Angeles, WA (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.38%
    BOISE CITY, ID (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.13%
    Tristar Finance's top markets include Seattle, Portland, Los Angeles, Olympia, and Wenatchee among others.

    Their top states include:
  • Washington (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Idaho (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against TRISTAR FINANCE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Bank of the Pacific
    Similarity Rank: 1682
    SOUND
    Similarity Rank: 2037
    America's Credit Union
    Similarity Rank: 2352
    VERITY
    Similarity Rank: 2550
    LO, INC.
    Similarity Rank: 2560
    CU HOME MORTGAGE SOLUTIONS, LLC
    Similarity Rank: 2590
    Shea Mortgage Inc.
    Similarity Rank: 2850
    NorthWest Plus Credit Union
    Similarity Rank: 2961
    TRISTAR FINANCE, INC.
    Similarity Rank: 3224
    Chicago Financial Services, Inc.
    Similarity Rank: 3933

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 617 $309,585,000 $501,759 $3,767 2.83%
    VA 43 $24,795,000 $576,628 $5,490 2.39%

    For 2021, Tristar Finance's most frequently originated type of loan was Conventional, with 617 originations. Their 2nd most popular type was VA, with 43 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 415 $206,755,000 $498,205 $3,512 2.71%
    Cash Out Refi 158 $75,370,000 $477,025 $3,561 2.92%
    Home Purchase 87 $52,255,000 $600,632 $8,495 3.04%

    For 2021, Tristar Finance's most frequently cited loan purpose was Refi, with 415 originations. The 2nd most popular reason was Cash Out Refi, with 158 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 553 $289,645,000 $523,770 $4,183 2.88%
    15 Year 78 $30,390,000 $389,615 $2,306 2.36%
    20 Year 22 $9,090,000 $413,182 $1,828 2.62%
    10 Year 5 $1,755,000 $351,000 $0 1.92%
    30+ year 1 $3,005,000 $3,005,000 $0 3.99%
    Other 1 $495,000 $495,000 $0 2.63%

    For 2021, Tristar Finance's most frequently cited loan duration was 30 Year, with 553 originations. The 2nd most popular length was 15 Year, with 78 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 247 $126,185,000 $510,870
    $1k-2k 202 $96,030,000 $475,396
    $5k+ 29 $20,915,000 $721,207
    $2k-3k 27 $13,845,000 $512,778
    $3k-4k 10 $4,230,000 $423,000
    $4k-5k 6 $4,370,000 $728,333

    Tristar Finance's average total fees were $4,183, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 247 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 361 $185,975,000 $515,166
    <2.5% 170 $81,060,000 $476,824
    3-4% 125 $64,405,000 $515,240
    4-5% 2 $1,800,000 $900,000
    5-6% 2 $1,140,000 $570,000

    During 2021, Tristar Finance's average interest rate for loans was 2.88%, while their most frequently originated rate bucket for loans was 2.5-3%, with 361 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $400k-600k 273 $133,465,000 $488,883 $3,179 2.74%
    $200k-400k 206 $65,390,000 $317,427 $4,069 2.81%
    $600k-1MM 136 $99,330,000 $730,368 $4,251 2.88%
    $1MM+ 24 $32,820,000 $1,367,500 $13,059 2.96%
    $100k-200k 21 $3,375,000 $160,714 $2,525 2.97%

    2021 saw Tristar Finance place emphasis on $400k-600k loans with 273 originations, totaling $133,465,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 203 $110,895,000 $546,281 $3,297 2.78%
    $100k-150k 181 $82,755,000 $457,210 $2,972 2.74%
    $250k+ 94 $64,370,000 $684,787 $4,577 2.92%
    $75k-100k 80 $31,190,000 $389,875 $7,044 2.88%
    $50k-75k 46 $14,930,000 $324,565 $4,006 2.98%
    $50k or less 13 $2,985,000 $229,615 $1,610 2.88%

    Tristar Finance lent most frequently to those with incomes in the $150k-250k range, with 203 originations. The second most popular income band? $100k-150k, with 181 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 145 $73,175,000 $504,655 $3,127 2.87%
    20-30% 144 $74,550,000 $517,708 $4,617 2.73%
    <20% 77 $37,955,000 $492,922 $4,208 2.54%
    45% 26 $13,120,000 $504,615 $3,647 2.81%
    37% 25 $12,735,000 $509,400 $3,753 2.82%
    39% 24 $12,710,000 $529,583 $2,511 2.88%
    38% 23 $11,225,000 $488,043 $2,928 2.82%
    47% 23 $12,035,000 $523,261 $4,633 2.88%
    36% 23 $12,415,000 $539,783 $3,838 2.78%
    42% 22 $12,590,000 $572,273 $3,912 2.87%
    43% 21 $9,555,000 $455,000 $3,106 3.03%
    40% 21 $9,625,000 $458,333 $4,032 2.84%
    41% 20 $11,490,000 $574,500 $4,565 3.02%
    48% 17 $7,645,000 $449,706 $4,055 2.96%
    49% 15 $6,545,000 $436,333 $4,331 3.01%
    44% 15 $6,065,000 $404,333 $2,959 2.89%
    46% 11 $4,545,000 $413,182 $3,483 2.86%
    50-60% 5 $2,555,000 $511,000 $10,402 2.68%
    >60% 3 $3,845,000 $1,281,667 $1,828 2.66%

    Tristar Finance lent most frequently to those with DTI ratios of 30-36%, with 145 originations. The next most common DTI ratio? 20-30%, with 144 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 412 $204,910,000 $497,354 $4,217 2.85%
    Asian 195 $103,385,000 $530,179 $2,984 2.70%
    Not provided 38 $20,310,000 $534,474 $6,604 2.84%
    Black 12 $4,210,000 $350,833 $4,659 2.83%
    Asian Indian 1 $655,000 $655,000 $1,923 2.63%
    Other Asian 1 $565,000 $565,000 $0 2.75%
    Native Hawaiian or Islander 1 $345,000 $345,000 $3,986 2.99%

    Approval Rates

    Total approvals of all applications
    97.37%

    Tristar Finance has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    76.36%

    Tristar Finance has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    10588.46 1 $495,000 $495,000
    1061.06 2 $490,000 $245,000
    1061.11 1 $215,000 $215,000
    1076.21 1 $225,000 $225,000
    10824.01 1 $665,000 $665,000
    11343.42 1 $455,000 $455,000
    11419.4 1 $545,000 $545,000
    11421.83 1 $545,000 $545,000
    1151.25 3 $965,000 $321,667
    11692.72 1 $1,145,000 $1,145,000
    1171.16 1 $345,000 $345,000
    1171.21 4 $1,340,000 $335,000
    1176.57 1 $355,000 $355,000
    1200.75 1 $305,000 $305,000
    1200.8 8 $2,490,000 $311,250
    1223.96 1 $285,000 $285,000
    12342.47 1 $1,205,000 $1,205,000
    1240.56 1 $255,000 $255,000
    1245.24 1 $495,000 $495,000
    1255.95 1 $305,000 $305,000
    1258.24 1 $415,000 $415,000
    1277.96 4 $1,750,000 $437,500
    1278.01 6 $2,580,000 $430,000
    1280.21 2 $900,000 $450,000
    1281.5 1 $475,000 $475,000
    1282.37 1 $475,000 $475,000
    1286.27 1 $425,000 $425,000
    12866.81 1 $465,000 $465,000
    1293.11 1 $405,000 $405,000
    1298.89 1 $475,000 $475,000
    1301.25 1 $335,000 $335,000
    1307.79 11 $4,805,000 $436,818
    1309.68 1 $405,000 $405,000
    1330.8 1 $315,000 $315,000
    1340.72 1 $355,000 $355,000
    1340.82 1 $465,000 $465,000
    13412.13 1 $1,045,000 $1,045,000
    1343.35 1 $285,000 $285,000
    1345.25 1 $315,000 $315,000
    1356.95 1 $405,000 $405,000
    1357.0 1 $495,000 $495,000
    13598.2 1 $905,000 $905,000
    1365.15 1 $395,000 $395,000
    1382.0 1 $495,000 $495,000
    1394.92 1 $545,000 $545,000
    1407.0 1 $345,000 $345,000
    1422.79 1 $495,000 $495,000
    1426.5 1 $385,000 $385,000
    14300.57 1 $865,000 $865,000
    1434.3 1 $475,000 $475,000
    1438.89 1 $455,000 $455,000
    1444.45 1 $295,000 $295,000
    1448.63 1 $545,000 $545,000
    1453.06 2 $1,090,000 $545,000
    1457.42 9 $5,035,000 $559,444
    1457.47 2 $1,100,000 $550,000
    1460.0 3 $1,795,000 $598,333
    1461.78 1 $515,000 $515,000
    1472.62 1 $545,000 $545,000
    1473.99 1 $545,000 $545,000
    1481.34 1 $545,000 $545,000
    1487.53 2 $1,060,000 $530,000
    1487.58 6 $3,370,000 $561,667
    14883.0 1 $525,000 $525,000
    1489.4 1 $345,000 $345,000
    1489.56 1 $545,000 $545,000
    15470.54 1 $695,000 $695,000
    1553.26 2 $1,430,000 $715,000
    1553.36 1 $545,000 $545,000
    15607.67 1 $1,045,000 $1,045,000
    1562.0 1 $505,000 $505,000
    1569.78 2 $1,190,000 $595,000
    1583.49 1 $685,000 $685,000
    1583.54 1 $725,000 $725,000
    1586.95 1 $545,000 $545,000
    1587.47 1 $545,000 $545,000
    1590.05 1 $545,000 $545,000
    1592.6 1 $425,000 $425,000
    1602.29 1 $605,000 $605,000
    1611.12 1 $585,000 $585,000
    1617.58 1 $535,000 $535,000
    1636.95 1 $635,000 $635,000
    1637.45 1 $575,000 $575,000
    1637.95 1 $545,000 $545,000
    1662.45 2 $1,090,000 $545,000
    17074.37 1 $495,000 $495,000
    1725.77 1 $545,000 $545,000
    1749.33 1 $305,000 $305,000
    1753.35 1 $655,000 $655,000
    1754.52 1 $615,000 $615,000
    1769.74 1 $545,000 $545,000
    1780.16 1 $445,000 $445,000
    1828.51 1 $875,000 $875,000
    1868.22 1 $265,000 $265,000
    1884.5 1 $235,000 $235,000
    1892.41 1 $285,000 $285,000
    1894.0 1 $285,000 $285,000
    1916.21 2 $650,000 $325,000
    1951.95 1 $245,000 $245,000
    19648.93 1 $895,000 $895,000
    2023.96 1 $425,000 $425,000
    2031.95 1 $285,000 $285,000
    2052.74 1 $465,000 $465,000
    2052.79 1 $415,000 $415,000
    2079.01 1 $455,000 $455,000
    2094.92 1 $325,000 $325,000
    2127.0 1 $755,000 $755,000
    2134.14 1 $445,000 $445,000
    2166.16 1 $285,000 $285,000
    2172.55 1 $205,000 $205,000
    2176.16 1 $345,000 $345,000
    2195.8 1 $325,000 $325,000
    2202.42 1 $545,000 $545,000
    2203.42 1 $635,000 $635,000
    2230.61 1 $305,000 $305,000
    2232.53 1 $505,000 $505,000
    2232.58 2 $1,190,000 $595,000
    2235.97 1 $385,000 $385,000
    2247.47 1 $375,000 $375,000
    2257.42 1 $545,000 $545,000
    2265.01 1 $545,000 $545,000
    2271.18 1 $515,000 $515,000
    22719.34 1 $705,000 $705,000
    2275.21 1 $495,000 $495,000
    2296.42 1 $505,000 $505,000
    2298.21 1 $545,000 $545,000
    2300.96 1 $745,000 $745,000
    2303.24 1 $425,000 $425,000
    2305.03 1 $415,000 $415,000
    2313.41 1 $755,000 $755,000
    2316.06 1 $345,000 $345,000
    2328.54 6 $3,990,000 $665,000
    2332.81 1 $375,000 $375,000
    2356.95 1 $405,000 $405,000
    2383.54 1 $665,000 $665,000
    2392.25 1 $235,000 $235,000
    2402.39 1 $615,000 $615,000
    2428.26 1 $675,000 $675,000
    2436.47 1 $495,000 $495,000
    2446.15 1 $625,000 $625,000
    2457.58 1 $535,000 $535,000
    2464.42 1 $455,000 $455,000
    2573.51 1 $1,005,000 $1,005,000
    2576.71 1 $775,000 $775,000
    2604.74 1 $775,000 $775,000
    2623.51 1 $855,000 $855,000
    2626.66 1 $805,000 $805,000
    2655.93 1 $425,000 $425,000
    2700.8 1 $325,000 $325,000
    2703.51 1 $905,000 $905,000
    2727.79 1 $305,000 $305,000
    27821.55 1 $735,000 $735,000
    2806.15 1 $935,000 $935,000
    2809.29 1 $895,000 $895,000
    2826.35 1 $375,000 $375,000
    2923.84 1 $345,000 $345,000
    2951.06 1 $245,000 $245,000
    2952.06 1 $255,000 $255,000
    2967.63 1 $255,000 $255,000
    2980.5 1 $175,000 $175,000
    3013.91 1 $1,215,000 $1,215,000
    3018.78 1 $435,000 $435,000
    3030.42 1 $745,000 $745,000
    3073.42 1 $1,005,000 $1,005,000
    3074.14 1 $325,000 $325,000
    3082.84 1 $575,000 $575,000
    3095.49 1 $1,105,000 $1,105,000
    3103.9 1 $315,000 $315,000
    3110.5 1 $465,000 $465,000
    3127.55 1 $545,000 $545,000
    3150.22 1 $375,000 $375,000
    3152.34 1 $425,000 $425,000
    3154.14 1 $125,000 $125,000
    3167.63 1 $395,000 $395,000
    3168.01 4 $1,730,000 $432,500
    3169.01 1 $395,000 $395,000
    3183.11 1 $435,000 $435,000
    3187.92 1 $545,000 $545,000
    3191.21 2 $560,000 $280,000
    3192.42 1 $605,000 $605,000
    3218.45 1 $435,000 $435,000
    3219.48 1 $195,000 $195,000
    3230.72 1 $355,000 $355,000
    3233.03 1 $365,000 $365,000
    3238.98 1 $315,000 $315,000
    3249.99 1 $1,185,000 $1,185,000
    3267.64 1 $555,000 $555,000
    3270.45 1 $545,000 $545,000
    3316.09 1 $1,325,000 $1,325,000
    3325.61 1 $715,000 $715,000
    3328.96 1 $995,000 $995,000
    3350.0 1 $615,000 $615,000
    3355.73 1 $595,000 $595,000
    3363.99 1 $545,000 $545,000
    3377.58 1 $615,000 $615,000
    3379.11 1 $645,000 $645,000
    3455.58 1 $625,000 $625,000
    3472.74 1 $415,000 $415,000
    3477.42 1 $565,000 $565,000
    3499.39 1 $505,000 $505,000
    3516.43 1 $235,000 $235,000
    3525.61 1 $565,000 $565,000
    3533.5 1 $545,000 $545,000
    3639.24 1 $415,000 $415,000
    3654.28 1 $115,000 $115,000
    3682.87 1 $545,000 $545,000
    3731.21 1 $335,000 $335,000
    3756.42 1 $485,000 $485,000
    3782.57 1 $525,000 $525,000
    3806.21 1 $335,000 $335,000
    3806.66 1 $325,000 $325,000
    3829.62 1 $375,000 $375,000
    3843.95 1 $105,000 $105,000
    3859.04 1 $375,000 $375,000
    3997.79 1 $465,000 $465,000
    4019.15 1 $435,000 $435,000
    4063.59 1 $225,000 $225,000
    4064.04 1 $125,000 $125,000
    4066.25 1 $375,000 $375,000
    4090.44 1 $1,085,000 $1,085,000
    4091.31 1 $185,000 $185,000
    4093.47 1 $545,000 $545,000
    4101.79 1 $255,000 $255,000
    4115.2 1 $475,000 $475,000
    4137.0 1 $395,000 $395,000
    4147.17 1 $345,000 $345,000
    4161.72 1 $465,000 $465,000
    4258.65 1 $1,205,000 $1,205,000
    4381.47 1 $735,000 $735,000
    4388.26 1 $745,000 $745,000
    4447.22 1 $665,000 $665,000
    4469.97 1 $605,000 $605,000
    4488.53 1 $225,000 $225,000
    4501.33 1 $325,000 $325,000
    4508.39 1 $895,000 $895,000
    4513.51 2 $1,690,000 $845,000
    4516.71 1 $855,000 $855,000
    4517.97 1 $345,000 $345,000
    4589.95 1 $605,000 $605,000
    4639.16 1 $755,000 $755,000
    4695.89 1 $675,000 $675,000
    4718.77 1 $615,000 $615,000
    4794.1 1 $775,000 $775,000
    4795.6 1 $455,000 $455,000
    4842.18 1 $525,000 $525,000
    4893.3 1 $545,000 $545,000
    4909.01 1 $345,000 $345,000
    4910.87 1 $1,335,000 $1,335,000
    4981.79 1 $185,000 $185,000
    5008.58 1 $945,000 $945,000
    5020.21 1 $245,000 $245,000
    5026.95 1 $155,000 $155,000
    5038.42 1 $875,000 $875,000
    5040.38 1 $405,000 $405,000
    5043.17 1 $175,000 $175,000
    5062.95 1 $285,000 $285,000
    5063.44 1 $655,000 $655,000
    5100.25 1 $515,000 $515,000
    5199.1 1 $685,000 $685,000
    5200.5 1 $265,000 $265,000
    5202.21 1 $775,000 $775,000
    5207.42 1 $385,000 $385,000
    5218.16 1 $525,000 $525,000
    5234.51 1 $695,000 $695,000
    5255.27 1 $495,000 $495,000
    5255.85 1 $545,000 $545,000
    5311.65 1 $405,000 $405,000
    5342.3 1 $735,000 $735,000
    5347.44 1 $655,000 $655,000
    5551.06 1 $525,000 $525,000
    5630.37 1 $405,000 $405,000
    5635.03 1 $765,000 $765,000
    5680.1 1 $735,000 $735,000
    5818.24 1 $2,265,000 $2,265,000
    5825.26 1 $765,000 $765,000
    5875.65 1 $1,325,000 $1,325,000
    5895.75 1 $405,000 $405,000
    6057.41 1 $1,465,000 $1,465,000
    6062.73 1 $545,000 $545,000
    6108.34 1 $665,000 $665,000
    6300.38 1 $675,000 $675,000
    6329.17 1 $505,000 $505,000
    6362.5 1 $405,000 $405,000
    6377.55 1 $545,000 $545,000
    7788.01 1 $465,000 $465,000
    7904.27 1 $195,000 $195,000
    8057.2 1 $745,000 $745,000
    8067.18 1 $395,000 $395,000
    8072.46 1 $455,000 $455,000
    8096.01 1 $875,000 $875,000
    8136.47 1 $985,000 $985,000
    9033.97 1 $485,000 $485,000
    9574.92 1 $545,000 $545,000
    9752.56 1 $275,000 $275,000
    NA 301 $146,965,000 $488,256

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    660 $334,380,000 $506,636

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 53 $19,315,000 $364,434 $2,848 2.63%
    40-60% 267 $126,025,000 $472,004 $2,685 2.69%
    60-80% 256 $140,680,000 $549,531 $4,600 2.92%
    80-100% 79 $46,875,000 $593,354 $6,200 2.91%
    Over 100% 1 $525,000 $525,000 $20,707 2.50%
    Under 20% 4 $960,000 $240,000 $2,083 2.81%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    TRUIST FINANCIAL CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 57 10.7%
    TRUIST FINANCIAL CORPORATION Conventional home mortgage Closing on a mortgage 29 5.4%
    TRUIST FINANCIAL CORPORATION Conventional home mortgage Improper use of your report 1 0.2%
    TRUIST FINANCIAL CORPORATION Conventional home mortgage Incorrect information on your report 11 2.1%
    TRUIST FINANCIAL CORPORATION Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 2 0.4%
    TRUIST FINANCIAL CORPORATION Conventional home mortgage Struggling to pay mortgage 38 7.1%
    TRUIST FINANCIAL CORPORATION Conventional home mortgage Trouble during payment process 244 45.6%
    TRUIST FINANCIAL CORPORATION FHA mortgage Applying for a mortgage or refinancing an existing mortgage 7 1.3%
    TRUIST FINANCIAL CORPORATION FHA mortgage Closing on a mortgage 4 0.7%
    TRUIST FINANCIAL CORPORATION FHA mortgage Incorrect information on your report 2 0.4%
    TRUIST FINANCIAL CORPORATION FHA mortgage Struggling to pay mortgage 18 3.4%
    TRUIST FINANCIAL CORPORATION FHA mortgage Trouble during payment process 25 4.7%
    TRUIST FINANCIAL CORPORATION Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 6 1.1%
    TRUIST FINANCIAL CORPORATION Home equity loan or line of credit (HELOC) Closing on a mortgage 5 0.9%
    TRUIST FINANCIAL CORPORATION Home equity loan or line of credit (HELOC) Incorrect information on your report 1 0.2%
    TRUIST FINANCIAL CORPORATION Home equity loan or line of credit (HELOC) Struggling to pay mortgage 7 1.3%
    TRUIST FINANCIAL CORPORATION Home equity loan or line of credit (HELOC) Trouble during payment process 18 3.4%
    TRUIST FINANCIAL CORPORATION Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 10 1.9%
    TRUIST FINANCIAL CORPORATION Other type of mortgage Closing on a mortgage 6 1.1%
    TRUIST FINANCIAL CORPORATION Other type of mortgage Improper use of your report 1 0.2%
    TRUIST FINANCIAL CORPORATION Other type of mortgage Incorrect information on your report 1 0.2%
    TRUIST FINANCIAL CORPORATION Other type of mortgage Struggling to pay mortgage 4 0.7%
    TRUIST FINANCIAL CORPORATION Other type of mortgage Trouble during payment process 17 3.2%
    TRUIST FINANCIAL CORPORATION VA mortgage Applying for a mortgage or refinancing an existing mortgage 6 1.1%
    TRUIST FINANCIAL CORPORATION VA mortgage Struggling to pay mortgage 3 0.6%
    TRUIST FINANCIAL CORPORATION VA mortgage Trouble during payment process 12 2.2%