Reliant Bank Mortgage Rates, Fees & Info

Brentwood, TN

LEI: 549300AOG9F040P5KW70

Tax ID: 20-3357829

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Reliant Bank is a smaller bank specializing in Home Purchase and Refi loans. Reliant Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Little Rock, Chattanooga, Memphis, and Hot Springs among others. We have data for 46 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Reliant Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Reliant Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    Originations

    720

    Origination Dollar Volume (All Markets)

    $178,350,000

    Employee count

    301

    Awards

    Reliant Bank VA Loans silver Reliant Bank 30 Year Conventional Loans gold Reliant Bank VA Loans bronze
    Show all (3) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 414 $112,000,000 $270,531 $4,040 4.72%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 92 $15,280,000 $166,087 $5,349 3.96%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 45 $13,705,000 $304,556 $4,302 4.73%
    Outside of Metro Areas 50 $8,250,000 $165,000 $3,538 4.62%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 14 $5,930,000 $423,571 $4,073 3.96%
    HOT SPRINGS, AR (FHA|USDA|VA) 25 $3,665,000 $146,600 $3,318 4.17%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 10 $2,860,000 $286,000 $5,658 4.45%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $1,520,000 $760,000 $0 5.13%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $1,305,000 $1,305,000 $10,124 5.15%
    Lawrenceburg, TN (FHA|USDA|VA) 7 $1,145,000 $163,571 $4,108 4.30%
    Dayton, TN (FHA|USDA|VA) 1 $1,015,000 $1,015,000 $0 5.75%
    Arkadelphia, AR (FHA|USDA|VA) 6 $990,000 $165,000 $4,045 3.94%
    Malvern, AR (FHA|USDA|VA) 6 $880,000 $146,667 $5,617 4.31%
    PINE BLUFF, AR (FHA|USDA|VA) 5 $725,000 $145,000 $5,421 4.58%
    Lewisburg, TN (FHA|USDA|VA) 3 $675,000 $225,000 $5,090 4.13%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2 $600,000 $300,000 $7,664 4.31%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $540,000 $270,000 $5,720 4.06%
    Port Angeles, WA (FHA|USDA|VA) 1 $425,000 $425,000 $3,149 4.75%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $415,000 $415,000 $5,270 3.88%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $405,000 $405,000 $5,878 4.90%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $390,000 $195,000 $5,876 4.41%
    McMinnville, TN (FHA|USDA|VA) 1 $385,000 $385,000 $3,556 3.88%
    KNOXVILLE, TN (FHA|USDA|VA) 3 $385,000 $128,333 $4,356 4.96%
    JACKSON, TN (FHA|USDA|VA) 2 $360,000 $180,000 $0 5.88%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $335,000 $335,000 $9,375 4.00%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $315,000 $315,000 $2,835 3.75%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $315,000 $315,000 $1,777 5.75%
    BOWLING GREEN, KY (FHA|USDA|VA) 1 $305,000 $305,000 $5,093 4.88%
    JACKSON, MS (FHA|USDA|VA) 1 $285,000 $285,000 $9,411 4.50%
    El Dorado, AR (FHA|USDA|VA) 1 $285,000 $285,000 $10,852 3.88%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $245,000 $245,000 $6,941 3.50%
    HUNTSVILLE, AL (FHA|USDA|VA) 1 $235,000 $235,000 $3,285 4.00%
    ASHEVILLE, NC (FHA|USDA|VA) 1 $225,000 $225,000 $3,359 3.88%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $225,000 $225,000 $3,871 4.00%
    Rexburg, ID (FHA|USDA|VA) 1 $215,000 $215,000 $5,236 3.75%
    Shelbyville, TN (FHA|USDA|VA) 1 $195,000 $195,000 $2,656 5.75%
    Crossville, TN (FHA|USDA|VA) 2 $190,000 $95,000 $0 5.25%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $190,000 $95,000 $0 5.88%
    Camden, AR (FHA|USDA|VA) 1 $185,000 $185,000 $3,526 3.88%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $175,000 $175,000 $2,846 4.25%
    Searcy, AR (FHA|USDA|VA) 1 $145,000 $145,000 $3,885 3.13%
    Paducah, KY-IL (FHA|USDA|VA) 1 $135,000 $135,000 $3,424 3.63%
    WACO, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.00%
    BATON ROUGE, LA (FHA|USDA|VA) 1 $85,000 $85,000 $3,544 4.38%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.38%
    Dyersburg, TN (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.75%
    Reliant Bank's top markets include Nashville, Little Rock, Chattanooga, Memphis, and Hot Springs among others.

    Their top states include:
  • Tennessee (FHA|USDA|VA)
  • Arkansas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Reliant Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    N C P D Federal Credit Union
    Similarity Rank: 56
    US COMMUNITY
    Similarity Rank: 64
    Liberty Bank for Savings
    Similarity Rank: 85
    Schuyler Savings Bank
    Similarity Rank: 104
    Trust Federal Credit Union
    Similarity Rank: 146
    MYPOINT Credit Union
    Similarity Rank: 147
    Union County Savings Bank
    Similarity Rank: 150
    POWER FINANCIAL
    Similarity Rank: 188
    GARDEN SAVINGS FEDERAL CREDIT UNION
    Similarity Rank: 192
    Blue Foundry Bank
    Similarity Rank: 212

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 564 $150,180,000 $266,277 $3,507 4.68%
    FHA 107 $18,815,000 $175,841 $7,132 4.23%
    VA 36 $7,500,000 $208,333 $4,328 3.84%
    USDA 13 $1,855,000 $142,692 $4,790 4.07%

    For 2019, Reliant Bank's most frequently originated type of loan was Conventional, with 564 originations. Their 2nd most popular type was FHA, with 107 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 480 $122,920,000 $256,083 $4,757 4.54%
    Refi 139 $36,535,000 $262,842 $3,061 4.60%
    Cash Out Refi 69 $14,225,000 $206,159 $4,582 4.29%
    Home Improvement 16 $2,270,000 $141,875 $1,948 5.46%
    Other 16 $2,400,000 $150,000 $2,678 5.08%

    For 2019, Reliant Bank's most frequently cited loan purpose was Home Purchase, with 480 originations. The 2nd most popular reason was Refi, with 139 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 450 $99,650,000 $221,444 $4,729 4.22%
    1 Year 60 $21,080,000 $351,333 $3,792 5.74%
    Other 57 $21,525,000 $377,632 $2,716 5.10%
    20 Year 54 $13,200,000 $244,444 $2,950 5.21%
    15 Year 50 $6,810,000 $136,200 $2,933 4.20%
    5 Year 34 $12,730,000 $374,412 $1,016 5.32%
    10 Year 14 $3,340,000 $238,571 $1,634 4.92%
    3 Year 1 $15,000 $15,000 $0 5.25%

    For 2019, Reliant Bank's most frequently cited loan duration was 30 Year, with 450 originations. The 2nd most popular length was 1 Year, with 60 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 276 $57,370,000 $207,862
    $2k-3k 96 $21,840,000 $227,500
    $<1k 84 $14,830,000 $176,548
    $3k-4k 42 $10,350,000 $246,429
    $4k-5k 16 $5,470,000 $341,875
    $5k+ 12 $5,340,000 $445,000

    Reliant Bank's average total fees were $4,729, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 276 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 266 $64,290,000 $241,692
    3-4% 241 $50,845,000 $210,975
    5-6% 190 $56,340,000 $296,526
    6-7% 17 $5,165,000 $303,824
    2.5-3% 3 $945,000 $315,000
    <2.5% 2 $470,000 $235,000
    7-8% 1 $295,000 $295,000

    During 2019, Reliant Bank's average interest rate for loans was 4.22%, while their most frequently originated rate bucket for loans was 4-5%, with 266 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 264 $39,090,000 $148,068 $4,349 4.41%
    $200k-400k 234 $64,700,000 $276,496 $4,888 4.45%
    $100,000 or less 131 $9,145,000 $69,809 $2,466 4.80%
    $400k-600k 60 $27,960,000 $466,000 $5,233 4.65%
    $600k-1MM 17 $13,135,000 $772,647 $8,343 5.63%
    $1MM+ 14 $24,320,000 $1,737,143 $5,948 5.25%

    2019 saw Reliant Bank place emphasis on $100k-200k loans with 264 originations, totaling $39,090,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 155 $19,585,000 $126,355 $3,721 4.28%
    $50k-75k 154 $28,020,000 $181,948 $4,536 4.24%
    $100k-150k 117 $30,085,000 $257,137 $4,655 4.50%
    $75k-100k 99 $21,155,000 $213,687 $4,600 4.35%
    $150k-250k 67 $17,725,000 $264,552 $4,632 4.98%
    $250k+ 45 $19,615,000 $435,889 $4,186 4.98%

    Reliant Bank lent most frequently to those with incomes in the $50k or less range, with 155 originations. The second most popular income band? $50k-75k, with 154 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 103 $21,255,000 $206,359 $3,906 4.18%
    30-36% 95 $18,715,000 $197,000 $3,945 4.30%
    <20% 41 $7,315,000 $178,415 $3,248 4.26%
    50-60% 36 $11,020,000 $306,111 $6,317 4.42%
    36% 30 $6,860,000 $228,667 $4,745 4.22%
    42% 29 $5,465,000 $188,448 $4,009 4.30%
    40% 29 $5,055,000 $174,310 $3,800 4.44%
    41% 24 $4,990,000 $207,917 $4,109 4.29%
    37% 22 $4,240,000 $192,727 $4,632 4.46%
    43% 20 $4,570,000 $228,500 $5,059 4.34%
    39% 20 $4,400,000 $220,000 $4,791 4.27%
    48% 18 $3,980,000 $221,111 $4,917 4.44%
    38% 17 $2,935,000 $172,647 $3,765 4.24%
    44% 16 $3,780,000 $236,250 $5,746 4.39%
    49% 15 $4,055,000 $270,333 $4,923 4.05%
    45% 15 $4,165,000 $277,667 $5,361 4.39%
    47% 15 $3,735,000 $249,000 $3,855 4.31%
    46% 12 $2,080,000 $173,333 $5,174 4.43%
    >60% 4 $790,000 $197,500 $2,160 5.08%

    Reliant Bank lent most frequently to those with DTI ratios of 20-30%, with 103 originations. The next most common DTI ratio? 30-36%, with 95 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 530 $118,230,000 $223,075 $4,139 4.48%
    Not applicable 79 $39,385,000 $498,544 $0 5.52%
    Black 54 $9,260,000 $171,481 $6,053 4.30%
    Not provided 40 $8,050,000 $201,250 $4,472 4.16%
    Asian 13 $2,805,000 $215,769 $4,169 4.26%
    American Indian 3 $405,000 $135,000 $4,111 3.96%
    Asian Indian 1 $215,000 $215,000 $0 5.25%

    Approval Rates

    Total approvals of all applications
    89.26%

    Reliant Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    75.14%

    Reliant Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 720 $178,350,000 $247,708

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 4 $5,850,000 $1,462,500
    Multifamily:Site-Built 13 $10,915,000 $839,615
    Single Family (1-4 Units):Manufactured 26 $2,350,000 $90,385
    Single Family (1-4 Units):Site-Built 677 $159,235,000 $235,207

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 30 $4,270,000 $142,333 $1,886 4.90%
    40-60% 77 $19,155,000 $248,766 $3,280 4.60%
    60-80% 274 $80,670,000 $294,416 $3,737 4.71%
    80-100% 321 $71,505,000 $222,757 $5,180 4.40%
    Over 100% 4 $980,000 $245,000 $7,552 3.44%
    Under 20% 11 $475,000 $43,182 $1,079 4.76%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    ROYAL UNITED MORTGAGE LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Reliant Bank 101 Creekstone Blvd Franklin, TN 37064 Full Service B&M $18,685
    Reliant Bank 106 Public Square Mount Pleasant, TN 38474 Full Service B&M $39,633
    Reliant Bank 1204 Nashville Pike Gallatin, TN 37066 Full Service B&M $95,075
    Reliant Bank 1412 Trotwood Avenue Columbia, TN 38401 Full Service B&M $0
    Reliant Bank 1736 Carothers Parkway, Suite 100 Brentwood, TN 37027 Full Service B&M $697,400
    Reliant Bank 1835 East Northfield Boulevard Murfreesboro, TN 37130 Full Service B&M $14,293
    Reliant Bank 314 North Public Square Centerville, TN 37033 Full Service B&M $89,158
    Reliant Bank 4108 Hillsboro Pike Nashville, TN 37215 Full Service B&M $13,838
    Reliant Bank 425 East Main Street Gallatin, TN 37066 Full Service B&M $43,704
    Reliant Bank 4809 Columbia Pike Thompsons Station, TN 37179 Full Service B&M $26,011
    Reliant Bank 501 South James M. Campbell Boulevard Columbia, TN 38401 Full Service B&M $170,609
    Reliant Bank 5109 Peter Taylor Park Drive Brentwood, TN 37027 Full Service B&M $32,230
    Reliant Bank 5200 Highway 100 Lyles, TN 37098 Full Service B&M $31,033
    Reliant Bank 6005 Nolensville Road Nashville, TN 37211 Full Service B&M $38,129
    Reliant Bank 601 North Garden Street Columbia, TN 38401 Full Service B&M $97,832
    Reliant Bank 633 Chestnut Street, Suite 100 Chattanooga, TN 37450 Full Service B&M $31,362
    Reliant Bank 701 South Main Street Springfield, TN 37172 Full Service B&M $113,253

    For 2019, Reliant Bank had 17 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $79,179
    Net interest income $56,820
    Total noninterest income $10,510
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $1,408
    Trading account gains and fees $0
    Additional Noninterest Income $9,102
    Pre-tax net operating income $16,364
    Securities gains (or losses, -) $1,451
    Income before extraordinary items $14,121
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $14,121
    Minority interest net income $-5,660
    Net income $19,781
    Sale, conversion, retirement of capital stock, net $7,240
    Net operating income $12,974

    Reliant Bank's gross interest income from loans was $79,179,000.
    Reliant Bank's net interest income from loans was $56,820,000.
    Reliant Bank's fee based income from loans was $1,408,000.
    Reliant Bank's net income from loans was $19,781,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $22,359
    Provision for credit losses $1,211
    Total noninterest expense $49,755
    Salaries and employee benefits $29,851
    Premises and equipment expense $7,171
    Additional noninterest expense $12,733
    Applicable income taxes $3,694
    Net charge-offs $-475
    Cash dividends $6,800

    Reliant Bank's interest expense for loans was $22,359,000.
    Reliant Bank's payroll and benefits expense were $29,851,000.
    Reliant Bank's property, plant and equipment expenses $7,171,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 8.3%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,630,915
    Deposits held in domestic offices $1,630,915
    Deposits by Individuals, partnerships, and corporations $1,088,151
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $268,792
    Deposits by Commercial banks and other depository institutions in U.S. $273,971
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $84,810
    Demand deposits $57,958
    Nontransaction accounts $1,546,104
    Money market deposit accounts (MMDAs) $349,976
    Other savings deposits (excluding MMDAs) $433,817
    Total time deposits $762,311
    Total time and savings deposits $1,572,956
    Noninterest-bearing deposits $307,199
    Interest-bearing deposits $1,323,716
    Retail deposits $1,168,106
    IRAs and Keogh plan accounts $25,436
    Brokered deposits $224,818
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,897,550
    Cash & Balances due from depository institutions $50,990
    Interest-bearing balances $45,518
    Total securities $260,297
    Federal funds sold & reverse repurchase $52
    Net loans and leases $1,434,850
    Loan and leases loss allowance $12,578
    Trading account assets $0
    Bank premises and fixed assets $21,376
    Other real estate owned $750
    Goodwill and other intangibles $50,912
    All other assets $78,323

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,897,550
    Total Liabilities $1,651,801
    Total deposits $1,630,915
    Interest-bearing deposits $1,323,716
    Deposits held in domestic offices $1,630,915
    % insured (estimated) $46
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $10,701
    Subordinated debt $0
    All other liabilities $10,185

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,434,850
    Loan and leases loss allowance $12,578
    Total loans and leases (domestic) $1,447,428
    All real estate loans $1,171,950
    Real estate loans in domestic offices $1,171,950
    Construction and development loans $247,576
    Residential 1-4 family construction $73,098
    Other construction, all land development and other land $174,478
    Loans secured by nonfarm nonresidential properties $520,835
    Nonfarm nonresidential secured by owner-occupied properties $169,545
    Commercial real estate & other non-farm, non-residential $351,290
    Multifamily residential real estate $16,010
    1-4 family residential loans $361,233
    Farmland loans $26,296
    Loans held in foreign offices $0
    Farm loans $10,008
    Commercial and industrial loans $235,507
    To non-U.S. addressees $0
    Loans to individuals $16,855
    Credit card loans $768
    Related Plans $7,205
    Consumer Auto Loans $2,388
    Other loans to individuals $6,494
    All other loans & leases $13,180
    Loans to foreign governments and official institutions $0
    Other loans $2,277
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $27,907
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $543
    Non 1-4 family restructured loans & leases $543
    Total loans and leases (foreign) $0

    Reliant Bank had $1,434,850,000 of loans outstanding in 2019. $1,171,950,000 of loans were in real estate loans. $247,576,000 of loans were in development loans. $16,010,000 of loans were in multifamily mortgage loans. $361,233,000 of loans were in 1-4 family mortgage loans. $10,008,000 of loans were in farm loans. $768,000 of loans were in credit card loans. $2,388,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 493 $125,140 $253,834
    Nonfarm, nonresidential loans - <$100k 66 $3,207 $48,591
    Nonfarm, nonresidential loans - $100-250k 190 $16,076 $84,611
    Nonfarm, nonresidential loans - $250k-1MM 237 $105,857 $446,654
    Commercial & Industrial, US addressed loans - <$1MM 544 $60,114 $110,504
    Commercial & Industrial, US addressed loans - <$100k 279 $7,755 $27,796
    Commercial & Industrial, US addressed loans - $100-250k 151 $16,000 $105,960
    Commercial & Industrial, US addressed loans - $250k-1MM 114 $36,359 $318,939
    Farmland loans - <$1MM 105 $14,748 $140,457
    Farmland loans - <$100k 36 $1,658 $46,056
    Farmland loans - $100-250k 46 $6,288 $136,696
    Farmland loans - $250k-1MM 23 $6,802 $295,739
    Agriculture operations loans - <$1MM 150 $9,517 $63,447
    Agriculture operations loans - <$100k 102 $2,590 $25,392
    Agriculture operations loans - $100-250k 37 $4,210 $113,784
    Agriculture operations loans - $250k-1MM 11 $2,717 $247,000