Reliant Bank Mortgage Rates, Fees & Info

Brentwood, TN

LEI: 549300AOG9F040P5KW70

Tax ID: 20-3357829

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Reliant Bank is a smaller bank specializing in Home Purchase and Refi loans. Reliant Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Clarksville, Little Rock, Los Angeles, and Chattanooga among others. We have data for 192 markets. (Some data included below & more in-depth data is available with an active subscription.)

Reliant Bank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Reliant Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

2,641

Origination Dollar Volume (All Markets)

$587,405,000

Employee count

428

Awards

Reliant Bank 30 Year Conventional Loans silver

Reliant Bank 30 Year Conventional Loans gold

Reliant Bank 30 Year Conventional Loans bronze

Show all (10) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	845	$245,885,000	$290,988	$3,708	3.39%
CLARKSVILLE, TN-KY (FHA\|USDA\|VA)	183	$41,285,000	$225,601	$3,806	2.91%
Outside of Metro Areas	405	$35,935,000	$88,728	$2,876	6.22%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA\|USDA\|VA)	173	$30,035,000	$173,613	$4,360	3.52%
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	25	$23,575,000	$943,000	$10,688	3.01%
CHATTANOOGA, TN-GA (FHA\|USDA\|VA)	89	$22,325,000	$250,843	$3,366	3.60%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	20	$14,670,000	$733,500	$12,746	3.05%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	39	$11,645,000	$298,590	$3,708	3.07%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	16	$9,070,000	$566,875	$4,209	2.72%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	13	$8,935,000	$687,308	$12,410	2.99%
NEW ORLEANS-METAIRIE, LA (FHA\|USDA\|VA)	14	$8,760,000	$625,714	$5,825	4.88%
HOT SPRINGS, AR (FHA\|USDA\|VA)	47	$7,575,000	$161,170	$3,293	3.22%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	7	$5,145,000	$735,000	$3,467	3.00%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA\|USDA\|VA)	7	$4,795,000	$685,000	$6,748	3.07%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	17	$4,535,000	$266,765	$3,848	2.70%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	26	$4,110,000	$158,077	$17,786	7.78%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	5	$3,955,000	$791,000	$8,607	3.23%
KNOXVILLE, TN (FHA\|USDA\|VA)	13	$3,785,000	$291,154	$3,343	2.62%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	6	$3,580,000	$596,667	$8,923	2.85%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	6	$3,330,000	$555,000	$4,314	3.15%
BOULDER, CO (FHA\|USDA\|VA)	3	$3,095,000	$1,031,667	$4,349	3.00%
Tullahoma-Manchester, TN (FHA\|USDA\|VA)	12	$2,940,000	$245,000	$4,297	5.86%
JACKSON, MS (FHA\|USDA\|VA)	47	$2,775,000	$59,043	$2,799	8.06%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	9	$2,505,000	$278,333	$6,986	5.86%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA\|USDA\|VA)	2	$2,330,000	$1,165,000	$4,076	3.31%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	5	$2,125,000	$425,000	$8,203	2.88%
MONROE, LA (FHA\|USDA\|VA)	18	$1,930,000	$107,222	$3,223	5.59%
Heber, UT (FHA\|USDA\|VA)	1	$1,895,000	$1,895,000	$18,518	3.00%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA\|USDA\|VA)	9	$1,885,000	$209,444	$3,846	3.72%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	10	$1,830,000	$183,000	$5,032	6.31%
BATON ROUGE, LA (FHA\|USDA\|VA)	14	$1,630,000	$116,429	$3,470	7.22%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	15	$1,515,000	$101,000	$3,297	6.33%
COLUMBUS, OH (FHA\|USDA\|VA)	6	$1,510,000	$251,667	$0	3.67%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	4	$1,460,000	$365,000	$4,496	3.22%
HAMMOND, LA (FHA\|USDA\|VA)	23	$1,385,000	$60,217	$0	8.19%
Lawrenceburg, TN (FHA\|USDA\|VA)	9	$1,345,000	$149,444	$3,982	4.32%
Arkadelphia, AR (FHA\|USDA\|VA)	12	$1,340,000	$111,667	$3,128	5.13%
SANTA MARIA-SANTA BARBARA, CA (FHA\|USDA\|VA)	2	$1,320,000	$660,000	$5,740	2.88%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	2	$1,270,000	$635,000	$8,253	3.13%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	3	$1,175,000	$391,667	$9,142	3.17%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA\|USDA\|VA)	1	$1,165,000	$1,165,000	$18,371	3.25%
SHREVEPORT-BOSSIER CITY, LA (FHA\|USDA\|VA)	17	$1,165,000	$68,529	$4,071	8.05%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	1	$1,125,000	$1,125,000	$9,346	3.38%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	3	$1,085,000	$361,667	$2,732	2.83%
Lewisburg, TN (FHA\|USDA\|VA)	7	$1,085,000	$155,000	$3,098	3.60%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA\|USDA\|VA)	2	$1,060,000	$530,000	$2,784	2.81%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	1	$1,005,000	$1,005,000	$31,087	3.50%
HATTIESBURG, MS (FHA\|USDA\|VA)	19	$985,000	$51,842	$0	7.98%
PINE BLUFF, AR (FHA\|USDA\|VA)	8	$980,000	$122,500	$4,476	5.42%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	1	$915,000	$915,000	$2,335	3.38%
LAKE CHARLES, LA (FHA\|USDA\|VA)	17	$885,000	$52,059	$3,005	7.72%
FORT COLLINS, CO (FHA\|USDA\|VA)	1	$825,000	$825,000	$3,601	3.63%
SALINAS, CA (FHA\|USDA\|VA)	1	$815,000	$815,000	$3,720	3.25%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	4	$810,000	$202,500	$2,450	3.44%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	14	$810,000	$57,857	$1,528	8.31%
London, KY (FHA\|USDA\|VA)	7	$795,000	$113,571	$19,934	7.25%
McMinnville, TN (FHA\|USDA\|VA)	6	$790,000	$131,667	$2,872	5.35%
Key West, FL (FHA\|USDA\|VA)	1	$785,000	$785,000	$0	4.00%
Sevierville, TN (FHA\|USDA\|VA)	3	$765,000	$255,000	$2,459	3.46%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	2	$760,000	$380,000	$6,382	2.81%
OCEAN CITY, NJ (FHA\|USDA\|VA)	1	$755,000	$755,000	$20,655	3.00%
HUNTSVILLE, AL (FHA\|USDA\|VA)	7	$755,000	$107,857	$3,826	5.24%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	2	$730,000	$365,000	$5,589	2.38%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	2	$720,000	$360,000	$3,437	2.69%
Cullman, AL (FHA\|USDA\|VA)	10	$710,000	$71,000	$4,048	8.21%
Tupelo, MS (FHA\|USDA\|VA)	12	$690,000	$57,500	$0	8.46%
TEXARKANA, TX-AR (FHA\|USDA\|VA)	13	$675,000	$51,923	$2,984	8.61%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	2	$670,000	$335,000	$3,644	2.94%
WORCESTER, MA-CT (FHA\|USDA\|VA)	1	$665,000	$665,000	$5,542	3.38%
URBAN HONOLULU, HI (FHA\|USDA\|VA)	1	$665,000	$665,000	$6,288	3.00%
El Dorado, AR (FHA\|USDA\|VA)	3	$645,000	$215,000	$8,656	4.61%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA\|USDA\|VA)	2	$620,000	$310,000	$5,184	4.00%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	2	$620,000	$310,000	$2,682	2.38%
BEAUMONT-PORT ARTHUR, TX (FHA\|USDA\|VA)	11	$605,000	$55,000	$0	8.04%
McComb, MS (FHA\|USDA\|VA)	7	$605,000	$86,429	$0	7.53%
COLLEGE STATION-BRYAN, TX (FHA\|USDA\|VA)	7	$575,000	$82,143	$6,226	8.41%
TULSA, OK (FHA\|USDA\|VA)	3	$565,000	$188,333	$3,884	4.41%
PANAMA CITY, FL (FHA\|USDA\|VA)	2	$550,000	$275,000	$4,980	4.93%
Ruston, LA (FHA\|USDA\|VA)	10	$530,000	$53,000	$3,339	8.53%
Meridian, MS (FHA\|USDA\|VA)	10	$530,000	$53,000	$0	8.46%
Malvern, AR (FHA\|USDA\|VA)	6	$520,000	$86,667	$4,151	5.17%
JACKSONVILLE, FL (FHA\|USDA\|VA)	2	$500,000	$250,000	$7,400	2.75%
Durant, OK (FHA\|USDA\|VA)	6	$500,000	$83,333	$4,431	7.38%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	2	$490,000	$245,000	$3,332	5.57%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	4	$490,000	$122,500	$6,927	6.57%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	7	$485,000	$69,286	$3,820	6.99%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	3	$485,000	$161,667	$2,699	3.08%
Laurel, MS (FHA\|USDA\|VA)	9	$485,000	$53,889	$3,065	8.56%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	2	$480,000	$240,000	$4,010	2.81%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	2	$480,000	$240,000	$4,253	4.00%
Dayton, TN (FHA\|USDA\|VA)	1	$475,000	$475,000	$3,708	2.88%
FLORENCE-MUSCLE SHOALS, AL (FHA\|USDA\|VA)	2	$450,000	$225,000	$3,879	6.20%
SPRINGFIELD, MO (FHA\|USDA\|VA)	2	$450,000	$225,000	$3,364	2.69%
Searcy, AR (FHA\|USDA\|VA)	3	$425,000	$141,667	$2,612	5.76%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	2	$420,000	$210,000	$2,583	4.57%
Port Angeles, WA (FHA\|USDA\|VA)	1	$415,000	$415,000	$3,547	3.25%
MODESTO, CA (FHA\|USDA\|VA)	1	$385,000	$385,000	$2,796	3.13%
OGDEN-CLEARFIELD, UT (FHA\|USDA\|VA)	1	$375,000	$375,000	$2,858	3.50%
Athens, TN (FHA\|USDA\|VA)	1	$375,000	$375,000	$2,438	2.25%
Hope, AR (FHA\|USDA\|VA)	5	$365,000	$73,000	$1,954	6.86%
Bogalusa, LA (FHA\|USDA\|VA)	7	$365,000	$52,143	$0	8.66%
SANTA ROSA-PETALUMA, CA (FHA\|USDA\|VA)	1	$355,000	$355,000	$4,751	3.25%
Vicksburg, MS (FHA\|USDA\|VA)	7	$355,000	$50,714	$0	8.86%
Talladega-Sylacauga, AL (FHA\|USDA\|VA)	6	$340,000	$56,667	$0	8.07%
LEXINGTON-FAYETTE, KY (FHA\|USDA\|VA)	1	$335,000	$335,000	$3,501	3.13%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	1	$335,000	$335,000	$2,730	2.75%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	1	$325,000	$325,000	$2,938	2.50%
COLUMBUS, GA-AL (FHA\|USDA\|VA)	1	$325,000	$325,000	$4,852	2.38%
Corsicana, TX (FHA\|USDA\|VA)	1	$325,000	$325,000	$5,239	2.63%
Crossville, TN (FHA\|USDA\|VA)	5	$325,000	$65,000	$0	6.54%
Paragould, AR (FHA\|USDA\|VA)	2	$320,000	$160,000	$2,176	3.19%
Cookeville, TN (FHA\|USDA\|VA)	4	$320,000	$80,000	$5,542	7.41%
BOWLING GREEN, KY (FHA\|USDA\|VA)	1	$305,000	$305,000	$2,621	3.50%
AUBURN-OPELIKA, AL (FHA\|USDA\|VA)	5	$305,000	$61,000	$0	8.76%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	6	$300,000	$50,000	$0	8.50%
ASHEVILLE, NC (FHA\|USDA\|VA)	2	$300,000	$150,000	$8,620	4.06%
THE VILLAGES, FL (FHA\|USDA\|VA)	1	$295,000	$295,000	$3,134	2.88%
Minden, LA (FHA\|USDA\|VA)	5	$275,000	$55,000	$3,157	6.99%
DeRidder, LA (FHA\|USDA\|VA)	5	$275,000	$55,000	$0	7.57%
Columbus, MS (FHA\|USDA\|VA)	4	$270,000	$67,500	$0	8.59%
ODESSA, TX (FHA\|USDA\|VA)	1	$265,000	$265,000	$5,272	2.38%
KAHULUI-WAILUKU-LAHAINA, HI (FHA\|USDA\|VA)	1	$265,000	$265,000	$4,390	2.88%
ALEXANDRIA, LA (FHA\|USDA\|VA)	4	$260,000	$65,000	$0	7.98%
BOISE CITY, ID (FHA\|USDA\|VA)	1	$255,000	$255,000	$3,092	3.50%
BURLINGTON, NC (FHA\|USDA\|VA)	2	$250,000	$125,000	$3,859	2.38%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	1	$245,000	$245,000	$4,589	4.15%
GULFPORT-BILOXI, MS (FHA\|USDA\|VA)	3	$245,000	$81,667	$0	8.74%
Alexander City, AL (FHA\|USDA\|VA)	4	$240,000	$60,000	$0	8.09%
DECATUR, AL (FHA\|USDA\|VA)	4	$240,000	$60,000	$1,129	7.43%
Jasper, AL (FHA\|USDA\|VA)	3	$235,000	$78,333	$0	7.49%
Shelton, WA (FHA\|USDA\|VA)	1	$235,000	$235,000	$8,390	3.00%
OCALA, FL (FHA\|USDA\|VA)	1	$235,000	$235,000	$2,519	3.38%
TUSCALOOSA, AL (FHA\|USDA\|VA)	3	$235,000	$78,333	$0	8.21%
JONESBORO, AR (FHA\|USDA\|VA)	2	$230,000	$115,000	$2,675	3.56%
LAFAYETTE, LA (FHA\|USDA\|VA)	5	$225,000	$45,000	$0	10.09%
MCALLEN-EDINBURG-MISSION, TX (FHA\|USDA\|VA)	4	$220,000	$55,000	$0	8.83%
NEW HAVEN-MILFORD, CT (FHA\|USDA\|VA)	1	$215,000	$215,000	$3,940	2.88%
Cleveland, MS (FHA\|USDA\|VA)	3	$215,000	$71,667	$2,737	8.09%
HICKORY-LENOIR-MORGANTON, NC (FHA\|USDA\|VA)	1	$215,000	$215,000	$8,665	3.63%
Natchez, MS-LA (FHA\|USDA\|VA)	3	$205,000	$68,333	$0	7.52%
Scottsburg, IN (FHA\|USDA\|VA)	1	$205,000	$205,000	$2,920	2.75%
Brookhaven, MS (FHA\|USDA\|VA)	3	$205,000	$68,333	$3,991	8.47%
Shelbyville, TN (FHA\|USDA\|VA)	1	$195,000	$195,000	$2,222	3.25%
West Point, MS (FHA\|USDA\|VA)	3	$195,000	$65,000	$2,717	7.39%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA\|USDA\|VA)	1	$175,000	$175,000	$2,837	3.00%
Magnolia, AR (FHA\|USDA\|VA)	3	$175,000	$58,333	$0	8.61%
El Campo, TX (FHA\|USDA\|VA)	3	$165,000	$55,000	$0	8.34%
Torrington, CT (FHA\|USDA\|VA)	1	$165,000	$165,000	$5,712	3.50%
Russellville, AR (FHA\|USDA\|VA)	3	$165,000	$55,000	$0	7.17%
FARGO, ND-MN (FHA\|USDA\|VA)	1	$165,000	$165,000	$2,961	2.63%
Watertown-Fort Atkinson, WI (FHA\|USDA\|VA)	1	$155,000	$155,000	$2,367	3.00%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	1	$155,000	$155,000	$3,210	2.50%
EVANSVILLE, IN-KY (FHA\|USDA\|VA)	1	$155,000	$155,000	$1,990	3.63%
LUBBOCK, TX (FHA\|USDA\|VA)	3	$145,000	$48,333	$0	9.16%
Madisonville, KY (FHA\|USDA\|VA)	1	$145,000	$145,000	$2,315	2.50%
Nacogdoches, TX (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	8.24%
BROWNSVILLE-HARLINGEN, TX (FHA\|USDA\|VA)	3	$135,000	$45,000	$0	9.14%
LaGrange, GA-AL (FHA\|USDA\|VA)	2	$130,000	$65,000	$0	7.39%
Camden, AR (FHA\|USDA\|VA)	2	$130,000	$65,000	$0	6.42%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	1	$125,000	$125,000	$1,735	2.25%
Ardmore, OK (FHA\|USDA\|VA)	2	$120,000	$60,000	$0	7.87%
MONTGOMERY, AL (FHA\|USDA\|VA)	2	$120,000	$60,000	$0	8.92%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	2	$120,000	$60,000	$0	7.04%
Grenada, MS (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	8.34%
Jennings, LA (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	6.92%
Indianola, MS (FHA\|USDA\|VA)	1	$105,000	$105,000	$3,410	8.04%
Huntsville, TX (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	9.04%
Opelousas, LA (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	10.39%
Starkville, MS (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	6.87%
Gainesville, TX (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	7.59%
Fort Payne, AL (FHA\|USDA\|VA)	2	$90,000	$45,000	$0	8.12%
Fort Polk South, LA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	7.99%
Vernon, TX (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	7.04%
Dyersburg, TN (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.75%
DAYTON-KETTERING, OH (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	3.25%
Bonham, TX (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	5.77%
HOUMA-THIBODAUX, LA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	6.67%
Natchitoches, LA (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	8.22%
Oxford, MS (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	6.84%
Batesville, AR (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	8.09%
Paris, TX (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	7.34%
AMARILLO, TX (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	8.39%
Athens, TX (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	8.24%
WICHITA FALLS, TX (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	7.69%
WACO, TX (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	8.39%
McAlester, OK (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	5.79%
LAREDO, TX (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	10.84%
Brenham, TX (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	10.29%
LONGVIEW, TX (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	7.84%
MOBILE, AL (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	8.39%
Elk City, OK (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	10.54%
Middlesborough, KY (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	6.49%

Reliant Bank's top markets include Nashville, Clarksville, Little Rock, Los Angeles, and Chattanooga among others.

Their top states include:

Tennessee (FHA|USDA|VA)

Arkansas (FHA|USDA|VA)

California (FHA|USDA|VA)

Florida (FHA|USDA|VA)

Louisiana (FHA|USDA|VA)

Similar Lenders

We use machine learning to identify the top lenders compared against Reliant Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

The First National Bank of Long Island
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DADE COUNTY FEDERAL CREDIT UNION
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Liberty Bank for Savings
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METROPLEX MORTGAGE SERVICES, INC.
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MANHATTAN FINANCIAL GROUP, INC.
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N C P D Federal Credit Union
Similarity Rank: 482

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	2,331	$517,715,000	$222,100	$3,882	4.91%
VA	179	$46,535,000	$259,972	$4,392	2.64%
FHA	99	$18,125,000	$183,081	$6,874	3.24%
USDA	32	$5,030,000	$157,188	$4,644	3.09%

For 2020, Reliant Bank's most frequently originated type of loan was Conventional, with 2,331 originations. Their 2nd most popular type was VA, with 179 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Home Purchase	1,546	$281,180,000	$181,876	$5,077	5.77%
Refi	782	$228,080,000	$291,662	$3,363	3.08%
Cash Out Refi	271	$70,555,000	$260,351	$3,949	3.12%
Other	24	$4,620,000	$192,500	$2,976	3.44%
Home Improvement	18	$2,970,000	$165,000	$2,263	4.16%

For 2020, Reliant Bank's most frequently cited loan purpose was Home Purchase, with 1,546 originations. The 2nd most popular reason was Refi, with 782 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	1,317	$414,045,000	$314,385	$4,540	3.10%
Other	813	$67,945,000	$83,573	$2,725	7.61%
15 Year	285	$50,575,000	$177,456	$3,150	3.73%
20 Year	140	$29,020,000	$207,286	$3,003	4.30%
1 Year	36	$15,220,000	$422,778	$4,155	4.73%
10 Year	24	$2,330,000	$97,083	$2,109	4.72%
5 Year	23	$6,695,000	$291,087	$0	4.70%
3 Year	3	$1,575,000	$525,000	$903	4.25%

For 2020, Reliant Bank's most frequently cited loan duration was 30 Year, with 1,317 originations. The 2nd most popular length was Other, with 813 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$1k-2k	945	$270,915,000	$286,683
$<1k	411	$83,425,000	$202,981
$2k-3k	147	$43,135,000	$293,435
$5k+	64	$54,930,000	$858,281
$3k-4k	53	$18,435,000	$347,830
$4k-5k	17	$7,305,000	$429,706

Reliant Bank's average total fees were $4,540, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 945 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
3-4%	651	$210,315,000	$323,065
2.5-3%	624	$179,650,000	$287,901
Over 8%	428	$23,040,000	$53,832
<2.5%	317	$81,105,000	$255,852
7-8%	246	$15,940,000	$64,797
4-5%	222	$60,150,000	$270,946
6-7%	101	$7,395,000	$73,218
5-6%	52	$9,810,000	$188,654

During 2020, Reliant Bank's average interest rate for loans was 3.10%, while their most frequently originated rate bucket for loans was 3-4%, with 651 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100,000 or less	939	$55,585,000	$59,196	$2,480	7.22%
$200k-400k	730	$204,220,000	$279,753	$3,880	3.10%
$100k-200k	638	$94,680,000	$148,401	$3,422	3.49%
$400k-600k	192	$90,300,000	$470,313	$4,309	3.06%
$600k-1MM	91	$71,305,000	$783,571	$7,926	3.37%
$1MM+	51	$71,315,000	$1,398,333	$14,799	3.49%

2020 saw Reliant Bank place emphasis on $100,000 or less loans with 939 originations, totaling $55,585,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$50k or less	783	$61,865,000	$79,010	$3,279	6.62%
$50k-75k	527	$81,545,000	$154,734	$3,856	4.64%
$100k-150k	401	$100,695,000	$251,110	$3,651	3.41%
$75k-100k	326	$67,530,000	$207,147	$3,731	3.97%
$150k-250k	244	$96,560,000	$395,738	$4,932	3.28%
$250k+	186	$125,550,000	$675,000	$7,876	3.32%

Reliant Bank lent most frequently to those with incomes in the $50k or less range, with 783 originations. The second most popular income band? $50k-75k, with 527 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-30%	658	$148,190,000	$225,213	$3,912	4.58%
30-36%	512	$109,340,000	$213,555	$4,163	4.95%
<20%	289	$64,695,000	$223,858	$3,896	4.32%
42%	160	$30,130,000	$188,313	$4,676	6.06%
39%	104	$18,970,000	$182,404	$4,627	5.44%
41%	103	$21,045,000	$204,320	$5,174	5.33%
37%	100	$21,300,000	$213,000	$4,443	4.73%
40%	90	$17,070,000	$189,667	$4,112	5.61%
36%	85	$16,705,000	$196,529	$4,619	4.98%
38%	70	$10,490,000	$149,857	$4,027	6.04%
44%	40	$9,630,000	$240,750	$4,328	3.09%
45%	38	$9,090,000	$239,211	$4,462	3.19%
46%	34	$7,890,000	$232,059	$3,970	3.23%
43%	34	$7,780,000	$228,824	$4,012	3.21%
47%	31	$8,495,000	$274,032	$4,362	3.13%
49%	26	$7,390,000	$284,231	$4,602	3.06%
50-60%	24	$6,090,000	$253,750	$5,899	3.24%
48%	20	$5,630,000	$281,500	$5,382	2.98%
>60%	6	$1,670,000	$278,333	$3,182	4.48%

Reliant Bank lent most frequently to those with DTI ratios of 20-30%, with 658 originations. The next most common DTI ratio? 30-36%, with 512 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	1,957	$445,725,000	$227,759	$4,050	4.34%
Not provided	230	$65,310,000	$283,957	$4,284	4.19%
Black	332	$30,930,000	$93,163	$4,648	7.09%
Not applicable	78	$30,450,000	$390,385	$0	4.50%
Asian	36	$13,820,000	$383,889	$5,532	3.43%
American Indian	5	$575,000	$115,000	$4,274	6.79%
Native Hawaiian or Islander	1	$475,000	$475,000	$5,447	2.88%
Filipino	2	$120,000	$60,000	$4,919	8.53%

Approval Rates

Total approvals of all applications
61.47%

Reliant Bank has a low approval rate. They may have poor market targeting or stringent lending standards.

Pick Rate

Approvals leading to origination
-4.05%

Reliant Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points	Originations	Total Value	Average Loan
1001.65	1	$75,000	$75,000
1001.85	1	$65,000	$65,000
1002.2	1	$55,000	$55,000
1006.34	1	$65,000	$65,000
1006.49	1	$65,000	$65,000
1009.94	1	$75,000	$75,000
1010.64	1	$65,000	$65,000
1012.18	1	$75,000	$75,000
1012.53	1	$75,000	$75,000
1018.03	1	$75,000	$75,000
1019.74	1	$65,000	$65,000
1028.34	1	$75,000	$75,000
1028.99	1	$75,000	$75,000
1031.63	1	$75,000	$75,000
1035.98	1	$75,000	$75,000
1038.09	1	$75,000	$75,000
1039.75	1	$75,000	$75,000
1041.76	1	$75,000	$75,000
1042.0	1	$75,000	$75,000
1044.64	1	$75,000	$75,000
1045.65	1	$75,000	$75,000
1049.78	1	$75,000	$75,000
1055.45	1	$75,000	$75,000
1055.7	1	$75,000	$75,000
1062.87	1	$75,000	$75,000
1062.96	1	$75,000	$75,000
1063.07	1	$75,000	$75,000
1067.65	1	$75,000	$75,000
1068.66	1	$35,000	$35,000
1074.2	1	$75,000	$75,000
1074.69	1	$75,000	$75,000
1076.69	1	$75,000	$75,000
1087.12	1	$75,000	$75,000
1094.78	1	$35,000	$35,000
1095.07	1	$75,000	$75,000
1097.36	1	$75,000	$75,000
1097.46	1	$75,000	$75,000
1099.18	1	$75,000	$75,000
1099.27	1	$75,000	$75,000
1099.95	1	$75,000	$75,000
1101.41	1	$45,000	$45,000
1102.48	1	$75,000	$75,000
1103.31	1	$75,000	$75,000
1108.75	1	$75,000	$75,000
1108.93	1	$75,000	$75,000
1112.87	1	$75,000	$75,000
1113.75	1	$75,000	$75,000
1114.87	1	$75,000	$75,000
1115.07	1	$75,000	$75,000
1115.43	1	$75,000	$75,000
1115.74	1	$75,000	$75,000
1119.29	1	$75,000	$75,000
1122.37	1	$75,000	$75,000
1124.13	1	$75,000	$75,000
1126.0	1	$75,000	$75,000
1126.11	1	$75,000	$75,000
1126.41	1	$75,000	$75,000
1126.84	1	$75,000	$75,000
1127.05	1	$75,000	$75,000
1142.5	1	$75,000	$75,000
1143.72	1	$75,000	$75,000
1144.24	1	$75,000	$75,000
1148.2	1	$75,000	$75,000
1148.98	1	$45,000	$45,000
1151.5	1	$85,000	$85,000
1155.26	1	$85,000	$85,000
1157.88	1	$75,000	$75,000
1161.95	1	$85,000	$85,000
1163.95	1	$85,000	$85,000
1165.79	1	$85,000	$85,000
1167.89	1	$85,000	$85,000
1169.18	1	$75,000	$75,000
1170.19	1	$85,000	$85,000
1170.94	1	$85,000	$85,000
1171.37	1	$85,000	$85,000
1172.37	1	$85,000	$85,000
1181.85	1	$85,000	$85,000
1183.34	1	$85,000	$85,000
1188.79	1	$85,000	$85,000
1189.0	1	$85,000	$85,000
1189.71	1	$85,000	$85,000
1203.92	1	$45,000	$45,000
1204.27	1	$85,000	$85,000
1205.51	1	$85,000	$85,000
1222.5	1	$45,000	$45,000
1224.4	1	$85,000	$85,000
1226.53	1	$85,000	$85,000
1228.08	1	$85,000	$85,000
1245.98	1	$45,000	$45,000
1246.37	1	$85,000	$85,000
1248.22	1	$85,000	$85,000
1249.0	1	$85,000	$85,000
1256.4	1	$85,000	$85,000
1259.5	1	$85,000	$85,000
1279.51	1	$85,000	$85,000
1280.8	1	$45,000	$45,000
1283.03	1	$85,000	$85,000
1287.52	1	$85,000	$85,000
1290.12	1	$85,000	$85,000
1294.59	1	$65,000	$65,000
1300.07	1	$65,000	$65,000
1300.08	1	$95,000	$95,000
1306.38	1	$45,000	$45,000
1317.6	1	$95,000	$95,000
1323.43	1	$95,000	$95,000
1323.51	1	$65,000	$65,000
1324.75	1	$95,000	$95,000
1328.68	1	$95,000	$95,000
1332.91	1	$95,000	$95,000
1335.21	1	$95,000	$95,000
1336.06	1	$95,000	$95,000
1338.97	1	$95,000	$95,000
1340.91	1	$95,000	$95,000
1344.93	1	$95,000	$95,000
1354.0	1	$95,000	$95,000
1357.76	1	$45,000	$45,000
1377.45	1	$95,000	$95,000
1378.78	1	$45,000	$45,000
1381.04	1	$45,000	$45,000
1381.17	1	$95,000	$95,000
1382.26	1	$65,000	$65,000
1416.99	1	$95,000	$95,000
1417.42	1	$95,000	$95,000
1423.53	1	$95,000	$95,000
1433.96	1	$75,000	$75,000
1456.48	1	$55,000	$55,000
1460.86	1	$105,000	$105,000
1466.5	1	$105,000	$105,000
1466.81	1	$105,000	$105,000
1469.7	1	$65,000	$65,000
1481.76	1	$105,000	$105,000
1487.38	1	$55,000	$55,000
1496.9	1	$55,000	$55,000
1523.36	1	$105,000	$105,000
1539.25	1	$65,000	$65,000
1545.14	1	$55,000	$55,000
1555.64	1	$115,000	$115,000
1572.09	1	$105,000	$105,000
1573.94	1	$55,000	$55,000
1579.02	1	$55,000	$55,000
1580.05	1	$105,000	$105,000
1596.46	1	$105,000	$105,000
1609.83	1	$115,000	$115,000
1630.6	1	$115,000	$115,000
1643.74	1	$115,000	$115,000
1658.18	1	$55,000	$55,000
1663.96	1	$55,000	$55,000
1667.02	1	$55,000	$55,000
1688.52	1	$55,000	$55,000
1700.53	1	$115,000	$115,000
1706.34	1	$65,000	$65,000
1713.12	1	$55,000	$55,000
1719.75	1	$115,000	$115,000
1724.16	1	$115,000	$115,000
1732.0	1	$65,000	$65,000
1741.41	1	$125,000	$125,000
1749.55	1	$125,000	$125,000
1764.9	1	$125,000	$125,000
1768.4	1	$65,000	$65,000
1783.53	1	$125,000	$125,000
1802.93	1	$125,000	$125,000
1837.78	1	$65,000	$65,000
1846.82	1	$65,000	$65,000
1860.92	1	$125,000	$125,000
1863.36	1	$65,000	$65,000
1867.16	1	$65,000	$65,000
1877.84	1	$65,000	$65,000
1892.38	1	$125,000	$125,000
1898.14	1	$65,000	$65,000
1908.58	1	$65,000	$65,000
1918.66	1	$135,000	$135,000
1930.72	1	$135,000	$135,000
1962.12	1	$65,000	$65,000
2000.78	1	$75,000	$75,000
2007.88	1	$75,000	$75,000
2050.98	1	$75,000	$75,000
2059.36	1	$145,000	$145,000
2087.92	1	$75,000	$75,000
210.82	1	$15,000	$15,000
2136.76	1	$75,000	$75,000
2145.1	1	$75,000	$75,000
2229.38	1	$85,000	$85,000
2251.52	1	$75,000	$75,000
2252.66	1	$75,000	$75,000
2269.86	1	$75,000	$75,000
2349.86	1	$85,000	$85,000
237.66	1	$15,000	$15,000
2426.5	1	$85,000	$85,000
244.85	1	$15,000	$15,000
2550.2	1	$95,000	$95,000
2556.2	1	$95,000	$95,000
2590.09	1	$115,000	$115,000
2595.5	1	$95,000	$95,000
2671.04	1	$95,000	$95,000
2673.56	1	$95,000	$95,000
2673.86	1	$95,000	$95,000
271.98	1	$15,000	$15,000
2741.84	1	$95,000	$95,000
2786.82	1	$95,000	$95,000
2849.88	1	$95,000	$95,000
2855.02	1	$105,000	$105,000
2881.12	1	$105,000	$105,000
291.28	1	$25,000	$25,000
299.04	1	$25,000	$25,000
310.17	1	$25,000	$25,000
316.0	1	$25,000	$25,000
3181.66	1	$115,000	$115,000
3217.28	1	$115,000	$115,000
3475.0	1	$125,000	$125,000
3773.82	1	$135,000	$135,000
4.0	21	$965,000	$45,952
422.5	1	$25,000	$25,000
425.61	1	$25,000	$25,000
426.43	1	$25,000	$25,000
441.72	1	$35,000	$35,000
461.5	1	$35,000	$35,000
464.61	1	$35,000	$35,000
465.93	1	$35,000	$35,000
471.85	1	$35,000	$35,000
472.17	1	$35,000	$35,000
472.9	1	$35,000	$35,000
475.14	1	$35,000	$35,000
476.5	1	$35,000	$35,000
479.8	1	$35,000	$35,000
481.26	1	$35,000	$35,000
481.66	1	$35,000	$35,000
481.98	1	$35,000	$35,000
491.4	1	$35,000	$35,000
497.81	1	$35,000	$35,000
499.3	1	$35,000	$35,000
501.7	1	$35,000	$35,000
504.58	1	$35,000	$35,000
505.73	1	$35,000	$35,000
507.93	1	$35,000	$35,000
513.97	1	$35,000	$35,000
515.01	1	$35,000	$35,000
516.25	1	$35,000	$35,000
517.71	1	$35,000	$35,000
520.39	1	$35,000	$35,000
521.17	1	$35,000	$35,000
522.49	1	$35,000	$35,000
527.15	1	$35,000	$35,000
528.34	1	$35,000	$35,000
528.96	1	$35,000	$35,000
529.3	1	$35,000	$35,000
530.65	1	$35,000	$35,000
530.99	1	$35,000	$35,000
531.33	1	$35,000	$35,000
533.08	1	$35,000	$35,000
533.36	1	$35,000	$35,000
538.0	1	$35,000	$35,000
539.4	1	$35,000	$35,000
539.42	1	$35,000	$35,000
542.5	1	$35,000	$35,000
544.26	1	$35,000	$35,000
544.86	1	$35,000	$35,000
545.61	1	$35,000	$35,000
545.85	1	$35,000	$35,000
545.95	1	$35,000	$35,000
547.14	1	$35,000	$35,000
548.34	1	$35,000	$35,000
549.25	1	$35,000	$35,000
551.16	1	$35,000	$35,000
551.22	1	$35,000	$35,000
551.38	1	$35,000	$35,000
552.96	1	$35,000	$35,000
554.52	1	$35,000	$35,000
555.92	1	$35,000	$35,000
556.56	1	$35,000	$35,000
557.16	1	$35,000	$35,000
558.33	1	$35,000	$35,000
558.81	3	$105,000	$35,000
560.27	1	$35,000	$35,000
562.34	2	$70,000	$35,000
563.58	1	$35,000	$35,000
563.99	1	$35,000	$35,000
564.7	1	$35,000	$35,000
564.93	1	$35,000	$35,000
566.95	1	$35,000	$35,000
569.92	1	$35,000	$35,000
571.81	1	$35,000	$35,000
572.21	1	$35,000	$35,000
575.29	1	$35,000	$35,000
575.74	1	$45,000	$45,000
575.8	1	$45,000	$45,000
575.96	1	$45,000	$45,000
576.02	1	$35,000	$35,000
576.39	1	$45,000	$45,000
576.48	1	$45,000	$45,000
576.5	1	$35,000	$35,000
578.21	1	$35,000	$35,000
581.65	1	$45,000	$45,000
581.99	1	$45,000	$45,000
583.68	1	$45,000	$45,000
588.39	1	$45,000	$45,000
589.34	1	$45,000	$45,000
591.31	1	$45,000	$45,000
591.57	1	$45,000	$45,000
593.58	1	$45,000	$45,000
593.62	1	$45,000	$45,000
595.26	1	$45,000	$45,000
597.24	1	$45,000	$45,000
599.31	1	$45,000	$45,000
599.83	1	$45,000	$45,000
599.97	1	$45,000	$45,000
600.06	2	$90,000	$45,000
604.75	1	$45,000	$45,000
605.16	1	$45,000	$45,000
605.62	1	$45,000	$45,000
606.42	1	$45,000	$45,000
607.01	1	$45,000	$45,000
607.16	1	$45,000	$45,000
607.21	1	$45,000	$45,000
608.23	1	$45,000	$45,000
608.8	1	$45,000	$45,000
612.43	1	$45,000	$45,000
613.14	1	$45,000	$45,000
613.75	1	$45,000	$45,000
616.29	1	$45,000	$45,000
616.55	1	$45,000	$45,000
617.5	1	$45,000	$45,000
623.02	1	$45,000	$45,000
623.41	1	$45,000	$45,000
623.8	1	$45,000	$45,000
625.18	1	$45,000	$45,000
627.89	1	$45,000	$45,000
628.51	1	$45,000	$45,000
628.98	1	$45,000	$45,000
630.85	1	$45,000	$45,000
631.05	1	$45,000	$45,000
632.35	1	$45,000	$45,000
632.68	1	$45,000	$45,000
633.03	1	$45,000	$45,000
634.36	1	$45,000	$45,000
634.72	1	$45,000	$45,000
636.48	1	$45,000	$45,000
637.18	1	$45,000	$45,000
638.58	1	$45,000	$45,000
638.8	1	$45,000	$45,000
640.66	1	$45,000	$45,000
640.81	1	$45,000	$45,000
640.83	1	$45,000	$45,000
640.86	1	$45,000	$45,000
644.01	1	$45,000	$45,000
644.07	1	$45,000	$45,000
644.45	1	$45,000	$45,000
645.0	1	$45,000	$45,000
645.37	1	$45,000	$45,000
646.3	1	$45,000	$45,000
648.31	1	$45,000	$45,000
649.98	1	$45,000	$45,000
650.73	1	$45,000	$45,000
650.79	1	$45,000	$45,000
651.14	1	$45,000	$45,000
651.46	1	$45,000	$45,000
652.22	1	$45,000	$45,000
653.51	1	$45,000	$45,000
653.61	1	$45,000	$45,000
656.14	1	$45,000	$45,000
656.75	1	$45,000	$45,000
656.88	1	$45,000	$45,000
656.93	1	$45,000	$45,000
659.68	1	$45,000	$45,000
661.53	1	$45,000	$45,000
661.55	1	$45,000	$45,000
663.41	1	$45,000	$45,000
664.38	2	$90,000	$45,000
664.62	1	$45,000	$45,000
665.79	1	$45,000	$45,000
666.04	1	$45,000	$45,000
666.43	1	$45,000	$45,000
666.46	1	$45,000	$45,000
666.63	1	$45,000	$45,000
666.99	1	$45,000	$45,000
667.51	1	$45,000	$45,000
669.06	2	$90,000	$45,000
669.09	1	$45,000	$45,000
669.35	1	$45,000	$45,000
670.6	2	$90,000	$45,000
670.66	1	$45,000	$45,000
670.82	1	$45,000	$45,000
671.18	1	$45,000	$45,000
672.1	1	$45,000	$45,000
672.15	1	$45,000	$45,000
672.31	1	$45,000	$45,000
672.33	1	$45,000	$45,000
673.34	1	$45,000	$45,000
675.47	1	$45,000	$45,000
675.57	1	$45,000	$45,000
676.84	1	$45,000	$45,000
676.99	1	$45,000	$45,000
677.67	1	$45,000	$45,000
677.68	1	$45,000	$45,000
677.81	1	$45,000	$45,000
678.33	3	$135,000	$45,000
678.48	1	$45,000	$45,000
678.7	1	$45,000	$45,000
678.78	1	$45,000	$45,000
678.85	1	$45,000	$45,000
678.99	1	$45,000	$45,000
679.0	1	$45,000	$45,000
679.19	1	$45,000	$45,000
679.98	1	$45,000	$45,000
680.88	1	$45,000	$45,000
681.55	1	$45,000	$45,000
683.01	1	$45,000	$45,000
683.73	1	$45,000	$45,000
684.95	1	$45,000	$45,000
685.67	1	$45,000	$45,000
685.9	1	$45,000	$45,000
686.39	1	$45,000	$45,000
686.5	1	$45,000	$45,000
688.66	1	$45,000	$45,000
688.89	1	$45,000	$45,000
689.28	1	$45,000	$45,000
690.47	1	$45,000	$45,000
690.58	1	$45,000	$45,000
690.83	1	$45,000	$45,000
692.62	1	$45,000	$45,000
692.89	1	$45,000	$45,000
694.27	1	$45,000	$45,000
695.23	1	$45,000	$45,000
695.97	1	$45,000	$45,000
697.22	1	$45,000	$45,000
699.56	1	$25,000	$25,000
699.96	1	$45,000	$45,000
700.67	1	$45,000	$45,000
700.89	1	$45,000	$45,000
702.0	1	$45,000	$45,000
702.82	1	$45,000	$45,000
703.83	1	$45,000	$45,000
704.94	1	$45,000	$45,000
705.03	1	$45,000	$45,000
705.24	1	$45,000	$45,000
706.08	2	$90,000	$45,000
706.21	1	$45,000	$45,000
706.23	1	$45,000	$45,000
708.48	1	$45,000	$45,000
709.45	2	$90,000	$45,000
709.56	1	$45,000	$45,000
712.41	1	$45,000	$45,000
713.52	1	$55,000	$55,000
714.51	1	$45,000	$45,000
714.88	1	$55,000	$55,000
715.29	1	$45,000	$45,000
715.5	1	$45,000	$45,000
716.01	1	$45,000	$45,000
716.45	1	$45,000	$45,000
718.53	1	$45,000	$45,000
718.63	1	$55,000	$55,000
719.43	1	$45,000	$45,000
719.49	1	$55,000	$55,000
719.5	1	$45,000	$45,000
719.86	1	$45,000	$45,000
720.01	1	$55,000	$55,000
720.18	1	$45,000	$45,000
720.41	1	$45,000	$45,000
721.5	1	$45,000	$45,000
722.16	1	$45,000	$45,000
722.65	1	$55,000	$55,000
722.66	1	$55,000	$55,000
724.32	1	$45,000	$45,000
726.79	1	$55,000	$55,000
727.04	1	$45,000	$45,000
727.37	1	$55,000	$55,000
728.09	1	$55,000	$55,000
731.43	1	$55,000	$55,000
732.52	1	$55,000	$55,000
732.56	1	$55,000	$55,000
733.12	1	$55,000	$55,000
736.12	1	$55,000	$55,000
736.22	1	$55,000	$55,000
738.97	1	$55,000	$55,000
739.28	1	$55,000	$55,000
742.78	1	$55,000	$55,000
743.38	1	$55,000	$55,000
745.15	1	$55,000	$55,000
746.32	1	$55,000	$55,000
747.34	1	$55,000	$55,000
747.75	1	$55,000	$55,000
747.84	1	$55,000	$55,000
747.93	1	$55,000	$55,000
747.94	1	$55,000	$55,000
748.03	1	$55,000	$55,000
750.14	1	$55,000	$55,000
750.55	1	$55,000	$55,000
750.61	1	$55,000	$55,000
753.11	1	$55,000	$55,000
753.6	1	$55,000	$55,000
754.0	1	$55,000	$55,000
754.91	1	$55,000	$55,000
756.25	1	$55,000	$55,000
759.06	1	$55,000	$55,000
759.47	1	$55,000	$55,000
760.29	1	$55,000	$55,000
760.43	1	$55,000	$55,000
760.59	1	$55,000	$55,000
761.28	1	$55,000	$55,000
761.73	1	$55,000	$55,000
762.7	1	$55,000	$55,000
763.95	1	$55,000	$55,000
766.47	1	$55,000	$55,000
766.5	1	$55,000	$55,000
766.71	1	$55,000	$55,000
768.02	1	$55,000	$55,000
768.19	1	$55,000	$55,000
768.49	1	$55,000	$55,000
771.67	1	$55,000	$55,000
772.14	1	$55,000	$55,000
773.52	2	$110,000	$55,000
773.84	1	$55,000	$55,000
774.66	1	$55,000	$55,000
776.93	1	$55,000	$55,000
777.14	1	$55,000	$55,000
777.78	1	$55,000	$55,000
778.55	1	$55,000	$55,000
779.06	1	$55,000	$55,000
779.82	1	$55,000	$55,000
781.85	1	$55,000	$55,000
782.65	1	$55,000	$55,000
784.78	1	$55,000	$55,000
785.2	1	$55,000	$55,000
787.53	1	$55,000	$55,000
789.64	1	$55,000	$55,000
789.85	1	$55,000	$55,000
792.1	1	$55,000	$55,000
792.67	1	$55,000	$55,000
793.11	1	$55,000	$55,000
793.26	1	$55,000	$55,000
795.1	1	$55,000	$55,000
795.33	1	$55,000	$55,000
796.0	1	$55,000	$55,000
796.09	1	$55,000	$55,000
796.15	1	$55,000	$55,000
796.17	1	$55,000	$55,000
796.86	1	$55,000	$55,000
797.69	1	$55,000	$55,000
797.76	1	$55,000	$55,000
797.88	1	$55,000	$55,000
798.55	1	$55,000	$55,000
799.24	1	$55,000	$55,000
800.11	1	$55,000	$55,000
800.27	1	$55,000	$55,000
801.0	1	$55,000	$55,000
802.09	1	$55,000	$55,000
803.65	1	$55,000	$55,000
803.95	1	$55,000	$55,000
804.42	1	$55,000	$55,000
805.71	1	$55,000	$55,000
805.98	1	$55,000	$55,000
807.21	1	$55,000	$55,000
807.4	1	$55,000	$55,000
807.48	1	$55,000	$55,000
808.75	1	$55,000	$55,000
810.25	1	$55,000	$55,000
810.31	1	$55,000	$55,000
812.43	1	$55,000	$55,000
812.5	1	$55,000	$55,000
814.18	1	$55,000	$55,000
814.27	1	$55,000	$55,000
815.43	1	$55,000	$55,000
815.87	1	$55,000	$55,000
816.05	1	$55,000	$55,000
817.6	1	$55,000	$55,000
818.63	1	$55,000	$55,000
819.36	1	$55,000	$55,000
819.78	1	$55,000	$55,000
820.06	1	$55,000	$55,000
820.9	1	$55,000	$55,000
824.48	1	$55,000	$55,000
824.69	1	$55,000	$55,000
825.45	1	$55,000	$55,000
826.17	1	$55,000	$55,000
827.35	1	$55,000	$55,000
827.54	1	$55,000	$55,000
827.87	1	$55,000	$55,000
827.92	1	$55,000	$55,000
829.09	1	$55,000	$55,000
829.49	1	$55,000	$55,000
829.73	1	$55,000	$55,000
830.16	1	$55,000	$55,000
830.82	1	$55,000	$55,000
831.57	1	$55,000	$55,000
832.75	2	$110,000	$55,000
833.32	1	$55,000	$55,000
835.61	1	$55,000	$55,000
836.46	1	$55,000	$55,000
836.5	1	$55,000	$55,000
838.0	1	$55,000	$55,000
838.33	1	$55,000	$55,000
839.68	1	$55,000	$55,000
840.12	1	$55,000	$55,000
841.14	1	$55,000	$55,000
841.45	1	$55,000	$55,000
842.95	1	$55,000	$55,000
845.95	1	$55,000	$55,000
847.16	1	$55,000	$55,000
847.57	1	$55,000	$55,000
847.82	1	$55,000	$55,000
849.2	1	$55,000	$55,000
850.0	1	$55,000	$55,000
850.67	1	$55,000	$55,000
851.95	1	$55,000	$55,000
852.06	1	$55,000	$55,000
854.04	1	$55,000	$55,000
855.67	1	$55,000	$55,000
856.27	1	$55,000	$55,000
856.75	1	$55,000	$55,000
856.93	1	$55,000	$55,000
857.35	1	$55,000	$55,000
858.78	1	$55,000	$55,000
859.18	1	$55,000	$55,000
859.42	1	$55,000	$55,000
860.26	1	$65,000	$65,000
861.21	1	$65,000	$65,000
863.5	1	$55,000	$55,000
863.9	1	$55,000	$55,000
864.63	1	$55,000	$55,000
866.57	1	$65,000	$65,000
868.23	1	$65,000	$65,000
869.13	2	$120,000	$60,000
871.09	1	$55,000	$55,000
872.01	1	$65,000	$65,000
875.46	1	$65,000	$65,000
876.58	1	$65,000	$65,000
877.53	1	$65,000	$65,000
878.38	1	$65,000	$65,000
880.38	1	$65,000	$65,000
881.4	1	$65,000	$65,000
882.1	1	$65,000	$65,000
883.59	1	$65,000	$65,000
884.99	1	$65,000	$65,000
886.0	1	$65,000	$65,000
887.09	1	$65,000	$65,000
887.53	1	$65,000	$65,000
887.8	1	$65,000	$65,000
888.25	1	$65,000	$65,000
889.34	1	$65,000	$65,000
889.77	1	$65,000	$65,000
891.31	1	$65,000	$65,000
891.66	1	$65,000	$65,000
893.89	1	$65,000	$65,000
894.59	1	$65,000	$65,000
894.68	1	$65,000	$65,000
895.24	1	$65,000	$65,000
896.05	1	$65,000	$65,000
897.29	1	$65,000	$65,000
897.66	1	$65,000	$65,000
903.12	1	$65,000	$65,000
903.25	1	$65,000	$65,000
905.01	1	$65,000	$65,000
906.18	1	$65,000	$65,000
906.86	1	$65,000	$65,000
913.63	1	$65,000	$65,000
914.18	1	$65,000	$65,000
919.15	1	$65,000	$65,000
919.6	1	$65,000	$65,000
921.63	1	$65,000	$65,000
922.09	1	$65,000	$65,000
924.15	1	$65,000	$65,000
928.63	2	$130,000	$65,000
930.15	1	$65,000	$65,000
930.78	1	$65,000	$65,000
931.66	1	$65,000	$65,000
936.18	1	$65,000	$65,000
937.89	1	$65,000	$65,000
940.71	1	$65,000	$65,000
941.7	1	$65,000	$65,000
941.76	1	$65,000	$65,000
946.26	1	$65,000	$65,000
946.38	1	$65,000	$65,000
947.5	1	$65,000	$65,000
947.65	1	$65,000	$65,000
949.92	1	$65,000	$65,000
950.25	1	$65,000	$65,000
951.82	1	$65,000	$65,000
955.71	1	$65,000	$65,000
955.98	1	$65,000	$65,000
956.94	1	$65,000	$65,000
958.3	1	$65,000	$65,000
962.8	1	$65,000	$65,000
964.0	1	$65,000	$65,000
964.32	1	$65,000	$65,000
966.75	1	$65,000	$65,000
967.75	1	$65,000	$65,000
967.88	1	$65,000	$65,000
968.26	1	$65,000	$65,000
968.42	1	$65,000	$65,000
970.7	1	$65,000	$65,000
971.32	1	$65,000	$65,000
972.25	1	$65,000	$65,000
974.13	1	$65,000	$65,000
976.0	1	$65,000	$65,000
976.65	1	$65,000	$65,000
977.35	1	$65,000	$65,000
977.55	1	$65,000	$65,000
978.65	1	$65,000	$65,000
980.52	1	$65,000	$65,000
983.03	1	$65,000	$65,000
983.73	1	$65,000	$65,000
984.84	1	$65,000	$65,000
985.22	1	$65,000	$65,000
986.25	1	$65,000	$65,000
989.87	1	$65,000	$65,000
992.48	1	$65,000	$65,000
993.99	1	$65,000	$65,000
998.96	1	$65,000	$65,000
NA	1,899	$544,155,000	$286,548

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
Multifamily:Manufactured	5	$3,115,000	$623,000
Multifamily:Site-Built	10	$9,340,000	$934,000
Single Family (1-4 Units):Manufactured	825	$50,485,000	$61,194
Single Family (1-4 Units):Site-Built	1,801	$524,465,000	$291,208

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	116	$19,630,000	$169,224	$2,859	3.47%
40-60%	354	$95,000,000	$268,362	$3,505	3.37%
60-80%	885	$252,455,000	$285,260	$4,089	4.14%
80-100%	1,165	$191,515,000	$164,391	$4,793	5.76%
Over 100%	24	$5,720,000	$238,333	$9,317	3.54%
Under 20%	17	$1,155,000	$67,941	$1,662	4.41%

Complaints

Bank Name	Product	Issue	2020 CPFB Complaints	% of Total Issues
Reliant Home Funding, Inc.	Conventional home mortgage	Applying for a mortgage or refinancing an existing mortgage	1	100.0%

Bank Details

Branches

Bank Name	Branch	Branch Type	Deposits (000's)
Reliant Bank	101 Creekstone Blvd Franklin, TN 37064	Full Service B&M	$84,961
Reliant Bank	101 W. Kingston Springs Road, Suite A Kingston Springs, TN 37082	Full Service B&M	$30,244
Reliant Bank	1024 Dr. Martin L. King Jr. Blvd Nashville, TN 37203	Full Service B&M	$65,326
Reliant Bank	106 Public Square Mount Pleasant, TN 38474	Full Service B&M	$42,441
Reliant Bank	1204 Nashville Pike Gallatin, TN 37066	Full Service B&M	$114,825
Reliant Bank	1206 Hwy 48, 1265 Clarksville, TN 37040	Full Service B&M	$41,283
Reliant Bank	1412 Trotwood Avenue Columbia, TN 38401	Full Service B&M	$0
Reliant Bank	1430 Madison Street Clarksville, TN 37040	Full Service B&M	$199,422
Reliant Bank	170-C Market Place Boulevard Knoxville, TN 37922	Limited, Drive-thru	$0
Reliant Bank	1736 Carothers Pkwy, Suite 100 Brentwood, TN 37027	Full Service B&M	$664,289
Reliant Bank	1800 Fort Campbell Boulevard Clarksville, TN 37042	Full Service B&M	$32,314
Reliant Bank	1835 East Northfield Boulevard Murfreesboro, TN 37130	Full Service B&M	$24,953
Reliant Bank	1929 Madison St Clarksville, TN 37043	Full Service B&M	$110,250
Reliant Bank	2070 Wilma Rudolph Blvd Clarksville, TN 37040	Full Service B&M	$54,914
Reliant Bank	2566 Highway 49 E Pleasant View, TN 37146	Full Service B&M	$45,724
Reliant Bank	314 North Public Square Centerville, TN 37033	Full Service B&M	$95,110
Reliant Bank	4108 Hillsboro Pike Nashville, TN 37215	Full Service B&M	$20,549
Reliant Bank	425 East Main Street Gallatin, TN 37066	Full Service B&M	$69,185
Reliant Bank	4809 Columbia Pike Thompsons Station, TN 37179	Full Service B&M	$27,191
Reliant Bank	501 South James M. Campbell Boulevard Columbia, TN 38401	Full Service B&M	$180,736
Reliant Bank	5109 Peter Taylor Park Drive Brentwood, TN 37027	Full Service B&M	$34,294
Reliant Bank	5200 Highway 100 Lyles, TN 37098	Full Service B&M	$34,481
Reliant Bank	575 South Main Street Ashland City, TN 37015	Full Service B&M	$70,110
Reliant Bank	6005 Nolensville Road Nashville, TN 37211	Full Service B&M	$60,810
Reliant Bank	601 North Garden Street Columbia, TN 38401	Full Service B&M	$124,916
Reliant Bank	633 Chestnut Street, Suite 100 Chattanooga, TN 37450	Full Service B&M	$45,757
Reliant Bank	701 South Main Street Springfield, TN 37172	Full Service B&M	$203,894
Reliant Bank	704 Highway 70 Pegram, TN 37143	Full Service B&M	$55,725

For 2020, Reliant Bank had 28 branches.

Yearly Performance Overview

Bank Income

Item	Value (in 000's)
Total interest income	$130,264
Net interest income	$111,996
Total noninterest income	$22,016
Gross Fiduciary activities income	$0
Service charges on deposit accounts	$1,536
Trading account gains and fees	$0
Additional Noninterest Income	$20,480
Pre-tax net operating income	$51,917
Securities gains (or losses, -)	$-270
Income before extraordinary items	$41,164
Discontinued Operations (Extraordinary gains, net)	$0
Net income of bank and minority interests	$41,164
Minority interest net income	$-245
Net income	$41,409
Sale, conversion, retirement of capital stock, net	$100,941
Net operating income	$41,380

Reliant Bank's gross interest income from loans was $130,264,000.
Reliant Bank's net interest income from loans was $111,996,000.
Reliant Bank's fee based income from loans was $1,536,000.
Reliant Bank's net income from loans was $41,409,000.

Bank Expenses

Item	Value (in 000's)
Total interest expense	$18,268
Provision for credit losses	$8,350
Total noninterest expense	$73,745
Salaries and employee benefits	$44,906
Premises and equipment expense	$9,403
Additional noninterest expense	$19,436
Applicable income taxes	$10,483
Net charge-offs	$292
Cash dividends	$4,000

Reliant Bank's interest expense for loans was $18,268,000.
Reliant Bank's payroll and benefits expense were $44,906,000.
Reliant Bank's property, plant and equipment expenses $9,403,000.

Loan Performance

Type of Loan	% of Loans Noncurrent (30+ days, end of period snapshot)
All loans	0.0%
Real Estate loans	0.0%
Construction & Land Development loans	0.0%
Nonfarm, nonresidential loans	0.0%
Multifamily residential loans	0.0%
1-4 family residential loans	0.0%
HELOC loans	0.0%
All other family	0.0%
Commercial & industrial loans	0.0%
Personal loans	0.0%
Credit card loans	0.1%
Other individual loans	0.0%
Auto loans	0.0%
Other consumer loans	0.0%
Unsecured commercial real estate loans	0.0%

Deposits

Type	Value (in 000's)
Total deposits	$2,580,428
Deposits held in domestic offices	$2,580,428
Deposits by Individuals, partnerships, and corporations	$2,060,764
Deposits by U.S. Government	$0
Deposits by States and political subdivisions in the U.S.	$301,208
Deposits by Commercial banks and other depository institutions in U.S.	$218,456
Deposits by Banks in foreign countries	$0
Deposits by Foreign governments and official institutions	$0
Transaction accounts	$193,734
Demand deposits	$132,905
Nontransaction accounts	$2,386,694
Money market deposit accounts (MMDAs)	$695,938
Other savings deposits (excluding MMDAs)	$894,460
Total time deposits	$796,296
Total time and savings deposits	$2,447,523
Noninterest-bearing deposits	$576,531
Interest-bearing deposits	$2,003,897
Retail deposits	$2,273,607
IRAs and Keogh plan accounts	$39,330
Brokered deposits	$114,224
Deposits held in foreign offices	$0

Assets

Asset	Value (in 000's)
Total Assets	$3,018,647
Cash & Balances due from depository institutions	$90,724
Interest-bearing balances	$79,392
Total securities	$256,652
Federal funds sold & reverse repurchase	$1,572
Net loans and leases	$2,427,671
Loan and leases loss allowance	$20,636
Trading account assets	$0
Bank premises and fixed assets	$45,422
Other real estate owned	$1,246
Goodwill and other intangibles	$65,744
All other assets	$129,616

Liabilities

Liabilities	Value (in 000's)
Total liabilities and capital	$3,018,647
Total Liabilities	$2,633,046
Total deposits	$2,580,428
Interest-bearing deposits	$2,003,897
Deposits held in domestic offices	$2,580,428
% insured (estimated)	$61
Federal funds purchased and repurchase agreements	$0
Trading liabilities	$0
Other borrowed funds	$10,037
Subordinated debt	$0
All other liabilities	$42,581

Issued Loan Types

Type	Value (in 000's)
Net loans and leases	$2,427,671
Loan and leases loss allowance	$20,636
Total loans and leases (domestic)	$2,448,307
All real estate loans	$1,770,580
Real estate loans in domestic offices	$1,770,580
Construction and development loans	$337,353
Residential 1-4 family construction	$103,154
Other construction, all land development and other land	$234,199
Loans secured by nonfarm nonresidential properties	$777,381
Nonfarm nonresidential secured by owner-occupied properties	$275,601
Commercial real estate & other non-farm, non-residential	$501,780
Multifamily residential real estate	$56,619
1-4 family residential loans	$571,522
Farmland loans	$27,705
Loans held in foreign offices	$0
Farm loans	$11,771
Commercial and industrial loans	$447,968
To non-U.S. addressees	$0
Loans to individuals	$213,864
Credit card loans	$914
Related Plans	$9,034
Consumer Auto Loans	$2,986
Other loans to individuals	$200,930
All other loans & leases	$8,668
Loans to foreign governments and official institutions	$0
Other loans	$3,112
Loans to depository institutions and acceptances of other banks	$0
Loans not secured by real estate	$54,096
Loans secured by real estate to non-U.S. addressees	$0
Restructured Loans & leases	$0
Non 1-4 family restructured loans & leases	$0
Total loans and leases (foreign)	$0

Reliant Bank had $2,427,671,000 of loans outstanding in 2020. $1,770,580,000 of loans were in real estate loans. $337,353,000 of loans were in development loans. $56,619,000 of loans were in multifamily mortgage loans. $571,522,000 of loans were in 1-4 family mortgage loans. $11,771,000 of loans were in farm loans. $914,000 of loans were in credit card loans. $2,986,000 of loans were in the auto loan category.

Small Business Loans

Categorization	# of Loans in Category	$ amount of loans (in 000's)	Average $/loan
Nonfarm, nonresidential loans - <$1MM	638	$181,979	$285,234
Nonfarm, nonresidential loans - <$100k	80	$3,801	$47,513
Nonfarm, nonresidential loans - $100-250k	181	$23,277	$128,602
Nonfarm, nonresidential loans - $250k-1MM	377	$154,901	$410,878
Commercial & Industrial, US addressed loans - <$1MM	1,656	$130,643	$78,891
Commercial & Industrial, US addressed loans - <$100k	1,129	$32,612	$28,886
Commercial & Industrial, US addressed loans - $100-250k	330	$35,889	$108,755
Commercial & Industrial, US addressed loans - $250k-1MM	197	$62,142	$315,442
Farmland loans - <$1MM	113	$15,603	$138,080
Farmland loans - <$100k	41	$1,771	$43,195
Farmland loans - $100-250k	46	$6,258	$136,043
Farmland loans - $250k-1MM	26	$7,574	$291,308
Agriculture operations loans - <$1MM	136	$8,514	$62,603
Agriculture operations loans - <$100k	83	$1,957	$23,578
Agriculture operations loans - $100-250k	38	$3,555	$93,553
Agriculture operations loans - $250k-1MM	15	$3,002	$200,133