Beckam Funding Corp. Mortgage Rates, Fees & Info

Redding, CA

LEI: 549300G4JDIJPBEO8J84

Tax ID: 77-0174529

1 stars - out of 5 stars, based on 45 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Beckam Funding Corp. is a smaller mortgage company specializing in loans. They have a a high proportion of FHA loans. Beckam Funding Corp. has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Riverside, San Francisco, Houston, and Bakersfield among others. We have data for 111 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Beckam Funding Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Beckam Funding Corp. is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 7.02% 10/3/22
    30 Year Conventional Refi 6.64% 10/3/22
    30 Year Cash-out Refi 6.69% 10/3/22
    30 Year FHA Purchase 8.35% 10/3/22
    30 Year FHA Refi 7.48% 10/3/22
    30 Year VA Purchase 6.86% 10/3/22
    30 Year VA Refi 6.04% 10/3/22
    15 Year Conventional Purchase 6.49% 10/3/22
    15 Year Conventional Refi 6.47% 10/3/22
    15 Year Cash-out Refi 6.47% 10/3/22
    15 Year FHA Purchase 8.02% 10/3/22
    15 Year FHA Refi 5.96% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    2,009

    Origination Dollar Volume (All Markets)

    $841,955,000

    Relative Rate

    Beckam Funding Corp.'s average 30 year fixed mortgage rate was 3.59%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 0.44%.

    Relative Fees (Closing Costs)

    Beckam Funding Corp.'s average total fees/closing costs for a 30 year fixed rate mortgage were $16,621.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 820 $434,810,000 $530,256 $20,862 3.66%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 496 $183,420,000 $369,798 $14,902 3.57%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 37 $21,295,000 $575,541 $20,279 3.68%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 59 $17,845,000 $302,458 $13,239 3.58%
    BAKERSFIELD, CA (FHA|USDA|VA) 52 $14,050,000 $270,192 $12,482 3.50%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 43 $13,615,000 $316,628 $15,650 3.72%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 24 $11,990,000 $499,583 $12,275 3.22%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 44 $11,490,000 $261,136 $13,623 3.40%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 25 $10,055,000 $402,200 $13,041 3.51%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 22 $7,130,000 $324,091 $13,248 3.21%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 17 $7,015,000 $412,647 $14,488 3.47%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 13 $6,935,000 $533,462 $19,237 3.08%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 17 $6,705,000 $394,412 $7,457 3.25%
    VALLEJO, CA (FHA|USDA|VA) 10 $4,780,000 $478,000 $14,718 3.41%
    FRESNO, CA (FHA|USDA|VA) 14 $4,260,000 $304,286 $9,489 3.38%
    Outside of Metro Areas 13 $3,825,000 $294,231 $7,948 3.57%
    STOCKTON, CA (FHA|USDA|VA) 9 $3,815,000 $423,889 $13,147 3.51%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 7 $3,755,000 $536,429 $17,766 3.14%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 13 $3,205,000 $246,538 $13,751 3.71%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 12 $3,180,000 $265,000 $12,330 3.48%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 10 $2,630,000 $263,000 $11,456 3.51%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 8 $2,560,000 $320,000 $13,938 3.50%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 6 $2,560,000 $426,667 $10,171 3.52%
    PITTSBURGH, PA (FHA|USDA|VA) 9 $2,425,000 $269,444 $6,726 3.42%
    SALT LAKE CITY, UT (FHA|USDA|VA) 8 $2,160,000 $270,000 $7,639 2.77%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 9 $2,145,000 $238,333 $7,251 3.43%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 10 $2,110,000 $211,000 $8,365 3.33%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $2,105,000 $701,667 $12,585 2.83%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 7 $2,065,000 $295,000 $9,123 3.11%
    SALINAS, CA (FHA|USDA|VA) 5 $1,955,000 $391,000 $9,556 3.13%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 7 $1,805,000 $257,857 $6,455 3.55%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 7 $1,785,000 $255,000 $11,867 3.39%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 6 $1,780,000 $296,667 $11,383 3.29%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 7 $1,715,000 $245,000 $10,182 3.89%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $1,705,000 $568,333 $14,389 3.50%
    MODESTO, CA (FHA|USDA|VA) 5 $1,595,000 $319,000 $11,154 3.30%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 9 $1,555,000 $172,778 $8,562 3.03%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $1,530,000 $255,000 $8,911 3.56%
    ALEXANDRIA, LA (FHA|USDA|VA) 8 $1,510,000 $188,750 $7,215 3.52%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $1,405,000 $281,000 $13,863 3.28%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 4 $1,360,000 $340,000 $4,961 2.72%
    REDDING, CA (FHA|USDA|VA) 3 $1,175,000 $391,667 $8,022 2.79%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,155,000 $231,000 $11,060 3.70%
    BATON ROUGE, LA (FHA|USDA|VA) 6 $1,020,000 $170,000 $6,903 3.13%
    YUBA CITY, CA (FHA|USDA|VA) 3 $975,000 $325,000 $9,478 3.58%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 4 $950,000 $237,500 $8,829 3.34%
    LAREDO, TX (FHA|USDA|VA) 4 $880,000 $220,000 $7,378 2.94%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3 $835,000 $278,333 $8,774 3.04%
    TYLER, TX (FHA|USDA|VA) 4 $800,000 $200,000 $8,844 3.63%
    NAPA, CA (FHA|USDA|VA) 1 $705,000 $705,000 $23,552 3.38%
    EL PASO, TX (FHA|USDA|VA) 3 $675,000 $225,000 $10,193 3.46%
    Coos Bay, OR (FHA|USDA|VA) 2 $640,000 $320,000 $6,555 2.75%
    MADERA, CA (FHA|USDA|VA) 2 $630,000 $315,000 $10,782 3.81%
    LAFAYETTE, LA (FHA|USDA|VA) 5 $625,000 $125,000 $6,828 3.78%
    OCALA, FL (FHA|USDA|VA) 3 $615,000 $205,000 $4,895 3.33%
    BEND, OR (FHA|USDA|VA) 3 $605,000 $201,667 $9,478 3.25%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $585,000 $585,000 $31,750 4.75%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 3 $575,000 $191,667 $9,629 4.00%
    JACKSONVILLE, FL (FHA|USDA|VA) 2 $560,000 $280,000 $14,786 3.38%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 3 $555,000 $185,000 $8,852 3.17%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $555,000 $555,000 $10,889 2.88%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $545,000 $545,000 $10,078 2.63%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $540,000 $270,000 $10,134 4.25%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 2 $530,000 $265,000 $2,878 3.13%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $530,000 $265,000 $8,444 3.00%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $495,000 $165,000 $6,200 3.79%
    Brookings, OR (FHA|USDA|VA) 1 $465,000 $465,000 $7,374 4.50%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $430,000 $215,000 $4,842 4.25%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $420,000 $210,000 $9,838 3.31%
    Ukiah, CA (FHA|USDA|VA) 1 $375,000 $375,000 $12,818 2.88%
    TUCSON, AZ (FHA|USDA|VA) 2 $370,000 $185,000 $5,396 3.69%
    MERCED, CA (FHA|USDA|VA) 1 $365,000 $365,000 $17,738 4.75%
    LAKE CHARLES, LA (FHA|USDA|VA) 2 $360,000 $180,000 $6,484 3.44%
    GREELEY, CO (FHA|USDA|VA) 1 $345,000 $345,000 $8,597 3.25%
    Nogales, AZ (FHA|USDA|VA) 1 $345,000 $345,000 $8,556 3.50%
    BOISE CITY, ID (FHA|USDA|VA) 1 $335,000 $335,000 $10,511 2.88%
    TULSA, OK (FHA|USDA|VA) 1 $325,000 $325,000 $8,846 3.50%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $315,000 $315,000 $15,854 4.25%
    VISALIA, CA (FHA|USDA|VA) 1 $315,000 $315,000 $3,490 3.50%
    EL CENTRO, CA (FHA|USDA|VA) 1 $305,000 $305,000 $16,324 3.63%
    Crescent City, CA (FHA|USDA|VA) 1 $295,000 $295,000 $7,786 2.75%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $265,000 $265,000 $14,194 3.25%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $265,000 $265,000 $16,848 3.38%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $255,000 $255,000 $7,126 4.00%
    SALEM, OR (FHA|USDA|VA) 1 $255,000 $255,000 $15,821 3.25%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $245,000 $245,000 $3,714 3.63%
    ROCKFORD, IL (FHA|USDA|VA) 1 $225,000 $225,000 $12,879 3.88%
    Woodward, OK (FHA|USDA|VA) 1 $225,000 $225,000 $12,332 3.63%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $215,000 $215,000 $5,359 3.25%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $215,000 $215,000 $16,524 2.50%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $205,000 $205,000 $8,953 2.63%
    JACKSON, MS (FHA|USDA|VA) 1 $195,000 $195,000 $11,019 4.25%
    PUEBLO, CO (FHA|USDA|VA) 1 $185,000 $185,000 $7,620 3.63%
    Sonora, CA (FHA|USDA|VA) 1 $175,000 $175,000 $7,317 3.50%
    Picayune, MS (FHA|USDA|VA) 1 $175,000 $175,000 $9,828 4.75%
    VICTORIA, TX (FHA|USDA|VA) 1 $175,000 $175,000 $1,698 2.88%
    BOULDER, CO (FHA|USDA|VA) 1 $165,000 $165,000 $3,476 2.88%
    Palestine, TX (FHA|USDA|VA) 1 $165,000 $165,000 $9,521 4.13%
    Greenville, MS (FHA|USDA|VA) 1 $155,000 $155,000 $7,890 2.88%
    Holland, MI (FHA|USDA|VA) 1 $155,000 $155,000 $6,018 3.63%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $155,000 $155,000 $5,449 3.00%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $135,000 $135,000 $7,991 3.88%
    Vernal, UT (FHA|USDA|VA) 1 $135,000 $135,000 $5,578 2.38%
    HAMMOND, LA (FHA|USDA|VA) 1 $125,000 $125,000 $6,199 3.63%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $125,000 $125,000 $6,635 3.25%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $125,000 $125,000 $6,254 2.88%
    MONROE, LA (FHA|USDA|VA) 1 $115,000 $115,000 $7,277 3.25%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $115,000 $115,000 $6,205 2.38%
    KNOXVILLE, TN (FHA|USDA|VA) 1 $95,000 $95,000 $3,125 3.88%
    MUSKEGON, MI (FHA|USDA|VA) 1 $85,000 $85,000 $5,938 4.13%
    SALISBURY, MD-DE (FHA|USDA|VA) 1 $75,000 $75,000 $6,305 4.50%

    Beckam Funding Corp.'s top markets include Los Angeles, Riverside, San Francisco, Houston, and Bakersfield among others.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 1,283 $548,495,000 $427,510 $20,528 3.76%
    Conventional 662 $269,740,000 $407,462 $9,036 3.22%
    VA 64 $23,720,000 $370,625 $8,172 3.15%

    For 2021, Beckam Funding Corp.'s most frequently originated type of loan was FHA, with 1,283 originations. Their 2nd most popular type was Conventional, with 662 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,403 $611,825,000 $436,083 $18,641 3.74%
    Refi 367 $138,275,000 $376,771 $10,232 3.06%
    Cash Out Refi 239 $91,855,000 $384,331 $12,330 3.34%

    For 2021, Beckam Funding Corp.'s most frequently cited loan purpose was Home Purchase, with 1,403 originations. The 2nd most popular reason was Refi, with 367 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,956 $827,620,000 $423,119 $16,621 3.59%
    15 Year 28 $7,460,000 $266,429 $6,232 2.60%
    20 Year 24 $6,660,000 $277,500 $6,863 2.86%
    10 Year 1 $215,000 $215,000 $8,292 2.88%

    For 2021, Beckam Funding Corp.'s most frequently cited loan duration was 30 Year, with 1,956 originations. The 2nd most popular length was 15 Year, with 28 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,301 $587,705,000 $451,733
    $<1k 240 $88,140,000 $367,250
    $1k-2k 198 $77,410,000 $390,960
    $3k-4k 97 $29,065,000 $299,639
    $2k-3k 94 $33,880,000 $360,426
    $4k-5k 79 $25,755,000 $326,013

    Beckam Funding Corp.'s average total fees were $16,621, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,301 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 983 $397,345,000 $404,217
    4-5% 509 $249,115,000 $489,420
    2.5-3% 443 $168,545,000 $380,463
    <2.5% 73 $26,265,000 $359,795
    5-6% 1 $685,000 $685,000

    During 2021, Beckam Funding Corp.'s average interest rate for loans was 3.59%, while their most frequently originated rate bucket for loans was 3-4%, with 983 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 832 $253,590,000 $304,796 $12,562 3.45%
    $400k-600k 695 $337,415,000 $485,489 $18,338 3.60%
    $600k-1MM 309 $221,595,000 $717,136 $26,970 3.89%
    $100k-200k 160 $25,930,000 $162,063 $7,245 3.36%
    $100,000 or less 11 $875,000 $79,545 $5,928 3.70%
    $1MM+ 2 $2,550,000 $1,275,000 $51,772 3.13%

    2021 saw Beckam Funding Corp. place emphasis on $200k-400k loans with 832 originations, totaling $253,590,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $75k-100k 582 $229,790,000 $394,828 $16,300 3.62%
    $100k-150k 540 $282,530,000 $523,204 $20,504 3.72%
    $50k-75k 470 $136,470,000 $290,362 $11,955 3.42%
    $150k-250k 207 $131,115,000 $633,406 $23,548 3.84%
    $50k or less 174 $42,360,000 $243,448 $7,865 3.10%
    $250k+ 22 $14,060,000 $639,091 $14,144 3.11%

    Beckam Funding Corp. lent most frequently to those with incomes in the $75k-100k range, with 582 originations. The second most popular income band? $100k-150k, with 540 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 335 $145,515,000 $434,373 $20,770 3.71%
    30-36% 148 $56,000,000 $378,378 $13,154 3.44%
    44% 138 $62,290,000 $451,377 $16,375 3.65%
    49% 126 $54,170,000 $429,921 $16,973 3.52%
    46% 117 $52,585,000 $449,444 $19,258 3.67%
    45% 117 $54,605,000 $466,709 $18,784 3.64%
    48% 115 $51,425,000 $447,174 $17,455 3.65%
    47% 114 $51,610,000 $452,719 $18,067 3.70%
    43% 109 $47,185,000 $432,890 $15,778 3.60%
    42% 109 $45,815,000 $420,321 $16,103 3.54%
    20-30% 97 $29,855,000 $307,784 $9,361 3.29%
    41% 93 $39,155,000 $421,022 $15,453 3.58%
    40% 87 $36,775,000 $422,701 $15,749 3.58%
    38% 66 $26,460,000 $400,909 $13,748 3.54%
    39% 62 $22,000,000 $354,839 $13,335 3.51%
    36% 56 $21,730,000 $388,036 $15,565 3.58%
    37% 49 $18,165,000 $370,714 $11,967 3.40%
    <20% 20 $6,020,000 $301,000 $8,088 3.32%
    >60% 1 $495,000 $495,000 $12,930 2.88%

    Beckam Funding Corp. lent most frequently to those with DTI ratios of 50-60%, with 335 originations. The next most common DTI ratio? 30-36%, with 148 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,496 $638,700,000 $426,939 $16,527 3.56%
    Asian 186 $73,980,000 $397,742 $16,599 3.64%
    Not provided 162 $70,580,000 $435,679 $18,367 3.66%
    Black 138 $49,800,000 $360,870 $12,841 3.50%
    American Indian 10 $2,760,000 $276,000 $9,485 3.29%
    Other Asian 5 $1,535,000 $307,000 $11,867 3.50%
    Native Hawaiian or Islander 4 $1,370,000 $342,500 $8,454 2.63%
    Filipino 3 $1,305,000 $435,000 $9,845 3.54%
    Asian Indian 1 $545,000 $545,000 $5,440 3.50%
    Vietnamese 2 $520,000 $260,000 $15,618 3.50%
    Korean 1 $515,000 $515,000 $22,450 3.00%
    Other Pacific Islander 1 $345,000 $345,000 $21,363 3.63%

    Approval Rates

    Total approvals of all applications
    99.24%

    Beckam Funding Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    -27.33%

    Beckam Funding Corp. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,009 $841,955,000 $419,092

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,009 $841,955,000 $419,092

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 54 $12,820,000 $237,407 $9,083 3.20%
    40-60% 164 $54,360,000 $331,463 $10,212 3.15%
    60-80% 405 $170,685,000 $421,444 $12,720 3.31%
    80-100% 1,370 $597,370,000 $436,036 $18,464 3.71%
    Over 100% 15 $6,615,000 $441,000 $15,587 3.42%
    Under 20% 1 $105,000 $105,000 $5,336 2.63%