Uif Corporation Mortgage Rates, Fees & Info
ANN ARBOR, MILEI: 549300BXWU32AYWT1A56
Tax ID: 20-4136310
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Uif Corporation is a smaller mortgage company specializing in Home Purchase loans. Uif Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Chicago, New York, Detroit, and Atlanta among others. We have data for 147 markets. (Some data included below & more in-depth data is available with an active subscription.)Uif Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Uif Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.63% | 12/16/24 |
| 30 Year Conventional Refi | 6.57% | 12/16/24 |
| 30 Year Cash-out Refi | 7.08% | 12/16/24 |
| 15 Year Conventional Purchase | 6.14% | 12/16/24 |
| 15 Year Conventional Refi | 6.21% | 12/16/24 |
| 15 Year Cash-out Refi | 6.21% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Uif Corporation Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Uif Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,753Origination Dollar Volume (All Markets)
$617,805,000Awards
UIF CORPORATION - 2023
UIF CORPORATION is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Uif Corporation's average 30 year fixed mortgage rate was
7.03%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.55%.
Relative Fees (Closing Costs)
Uif Corporation's average total fees/closing costs for a 30 year fixed rate
mortgage were $6,536.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 213 | $86,555,000 | $406,362 | $7,856 | 6.93% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 135 | $46,715,000 | $346,037 | $6,989 | 7.15% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 88 | $45,910,000 | $521,705 | $9,159 | 6.98% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 205 | $45,165,000 | $220,317 | $4,254 | 7.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 110 | $38,390,000 | $349,000 | $5,795 | 6.85% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 106 | $35,360,000 | $333,585 | $7,347 | 7.02% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 84 | $30,760,000 | $366,190 | $8,441 | 6.70% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 54 | $27,210,000 | $503,889 | $5,968 | 6.90% |
| COLUMBUS, OH (FHA|USDA|VA) | 74 | $25,760,000 | $348,108 | $6,366 | 6.92% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 22 | $15,970,000 | $725,909 | $6,152 | 7.38% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 50 | $14,590,000 | $291,800 | $6,017 | 6.95% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 17 | $13,275,000 | $780,882 | $7,610 | 7.22% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 68 | $12,160,000 | $178,824 | $5,126 | 7.08% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 18 | $8,600,000 | $477,778 | $6,114 | 7.02% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 21 | $7,725,000 | $367,857 | $7,494 | 6.86% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 23 | $7,065,000 | $307,174 | $5,116 | 7.24% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 18 | $6,920,000 | $384,444 | $8,565 | 6.66% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 16 | $6,770,000 | $423,125 | $7,469 | 7.11% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 14 | $6,540,000 | $467,143 | $10,453 | 7.08% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 16 | $6,300,000 | $393,750 | $4,186 | 6.91% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 8 | $6,300,000 | $787,500 | $7,568 | 7.23% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 21 | $5,535,000 | $263,571 | $5,463 | 6.95% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 12 | $4,440,000 | $370,000 | $3,942 | 7.28% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 4 | $3,540,000 | $885,000 | $4,189 | 6.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 24 | $3,360,000 | $140,000 | $4,344 | 7.04% |
| STOCKTON, CA (FHA|USDA|VA) | 5 | $3,355,000 | $671,000 | $4,507 | 7.55% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 13 | $3,335,000 | $256,538 | $8,254 | 7.20% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 5 | $3,265,000 | $653,000 | $14,392 | 6.58% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 11 | $3,205,000 | $291,364 | $5,422 | 6.89% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 6 | $3,200,000 | $533,333 | $5,127 | 7.39% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 8 | $3,170,000 | $396,250 | $5,316 | 6.97% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 13 | $3,115,000 | $239,615 | $5,432 | 6.91% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 12 | $3,000,000 | $250,000 | $4,923 | 7.17% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 6 | $2,960,000 | $493,333 | $7,625 | 6.71% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 6 | $2,880,000 | $480,000 | $3,037 | 6.92% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 6 | $2,730,000 | $455,000 | $5,589 | 7.48% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 9 | $2,565,000 | $285,000 | $4,175 | 7.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 6 | $2,400,000 | $400,000 | $5,284 | 6.98% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 6 | $2,180,000 | $363,333 | $12,134 | 6.52% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 8 | $2,120,000 | $265,000 | $5,707 | 6.86% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4 | $2,080,000 | $520,000 | $5,438 | 6.88% |
| MADISON, WI (FHA|USDA|VA) | 5 | $1,855,000 | $371,000 | $6,961 | 7.13% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 5 | $1,845,000 | $369,000 | $6,046 | 6.70% |
| TULSA, OK (FHA|USDA|VA) | 4 | $1,740,000 | $435,000 | $7,869 | 7.09% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $6,385 | 6.78% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $3,428 | 6.84% |
| FRESNO, CA (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $4,225 | 6.78% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $6,306 | 6.88% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $4,573 | 6.81% |
| ROCKFORD, IL (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $4,976 | 6.71% |
| FLINT, MI (FHA|USDA|VA) | 3 | $1,395,000 | $465,000 | $5,860 | 7.04% |
| PITTSBURGH, PA (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $5,939 | 6.72% |
| FORT WAYNE, IN (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $3,190 | 6.43% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $7,471 | 6.66% |
| RICHMOND, VA (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $4,796 | 6.90% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $7,138 | 6.72% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $1,065,000 | $1,065,000 | $0 | 6.50% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $6,882 | 7.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $5,454 | 7.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $6,324 | 6.63% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $3,993 | 7.00% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $4,116 | 6.50% |
| Outside of Metro Areas | 2 | $890,000 | $445,000 | $3,821 | 7.19% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $4,499 | 7.00% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $4,730 | 6.92% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $14,798 | 7.06% |
| AKRON, OH (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $3,867 | 6.37% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $5,706 | 7.06% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $7,337 | 7.25% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $5,740 | 7.75% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $5,582 | 7.37% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $9,674 | 7.42% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $6,167 | 7.63% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $7,770 | 6.99% |
| BINGHAMTON, NY (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,849 | 7.08% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $7,573 | 6.21% |
| SYRACUSE, NY (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $6,267 | 6.58% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,203 | 6.63% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,863 | 6.96% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $3,499 | 7.88% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,124 | 7.25% |
| MADERA, CA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $3,821 | 6.50% |
| Coldwater, MI (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $2,960 | 6.50% |
| ROCHESTER, NY (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,615 | 6.96% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,665 | 6.50% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,087 | 6.88% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,745 | 6.93% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $2,873 | 7.38% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,471 | 6.88% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,937 | 7.38% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,296 | 8.13% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,970 | 6.94% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,222 | 6.68% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,497 | 6.25% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,737 | 7.38% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,899 | 6.99% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $13,354 | 7.00% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,014 | 6.99% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,484 | 6.99% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,642 | 6.63% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,751 | 5.99% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,442 | 7.13% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 8.00% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,873 | 6.50% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,041 | 7.50% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,306 | 6.99% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,519 | 6.50% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,873 | 7.50% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,712 | 7.13% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,905 | 7.75% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $15,206 | 6.63% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,148 | 7.50% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,362 | 6.13% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 7.63% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,916 | 6.50% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,747 | 6.38% |
| WACO, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,031 | 7.38% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,195 | 5.75% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 6.00% |
| NILES, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 6.50% |
| Boone, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 7.50% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 8.63% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,863 | 6.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,626 | 6.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,630 | 7.00% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,218 | 7.25% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,769 | 6.50% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,593 | 5.88% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,174 | 5.99% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 8.13% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,684 | 6.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,021 | 7.13% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,975 | 6.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,604 | 6.99% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,367 | 6.88% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,224 | 6.50% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,472 | 6.50% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,389 | 6.38% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,775 | 5.50% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.13% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,929 | 4.75% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.50% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,594 | 7.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,008 | 8.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.50% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,660 | 6.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against UIF CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,753 | $617,805,000 | $352,427 | $6,471 | 6.97% |
For 2023, Uif Corporation's most frequently originated type of loan was Conventional, with 1,753 originations.
Loan Reason
For 2023, Uif Corporation's most frequently cited loan purpose was Home Purchase, with 1,710 originations. The 2nd most popular reason was Cash Out Refi, with 16 originations.
Loan Duration/Length
For 2023, Uif Corporation's most frequently cited loan duration was 30 Year, with 1,532 originations. The 2nd most popular length was 15 Year, with 177 originations.
Origination Fees/Closing Costs
Uif Corporation's average total fees were $6,536, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 473 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 860 | $284,280,000 | $330,558 |
| 7-8% | 680 | $269,600,000 | $396,471 |
| 5-6% | 141 | $41,055,000 | $291,170 |
| Over 8% | 69 | $22,065,000 | $319,783 |
| 4-5% | 3 | $805,000 | $268,333 |
During 2023, Uif Corporation's average interest rate for loans was 7.03%, while their most frequently originated rate bucket for loans was 6-7%, with 860 originations.
Loan Sizing
2023 saw Uif Corporation place emphasis on $200k-400k loans with 822 originations, totaling $242,840,000 in origination value.
Applicant Income
Uif Corporation lent most frequently to those with incomes in the $100k-150k range, with 473 originations. The second most popular income band? $150k-250k, with 386 originations.
Applicant Debt to Income Ratio
Uif Corporation lent most frequently to those with DTI ratios of 30-36%, with 270 originations. The next most common DTI ratio? 20-30%, with 265 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.21%
Uif Corporation has an average approval rate.
Pick Rate
Approvals leading to origination66.40%
Uif Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,753 | $617,805,000 | $352,427 |