Uif Corporation Mortgage Rates, Fees & Info
ANN ARBOR, MILEI: 549300BXWU32AYWT1A56
Tax ID: 20-4136310
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Uif Corporation is a smaller mortgage company specializing in Home Purchase loans. Uif Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, New York, Detroit, Chicago, and Washington among others. We have data for 143 markets. (Some data included below & more in-depth data is available with an active subscription.)Uif Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Uif Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.15% | 4/5/25 |
| 30 Year Conventional Refi | 7.12% | 4/5/25 |
| 30 Year Cash-out Refi | 7.76% | 4/5/25 |
| 15 Year Conventional Purchase | 6.58% | 4/5/25 |
| 15 Year Conventional Refi | 6.50% | 4/5/25 |
| 15 Year Cash-out Refi | 6.50% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Uif Corporation Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Uif Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,778Origination Dollar Volume (All Markets)
$629,330,000Awards
UIF CORPORATION - 2024
UIF CORPORATION is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Uif Corporation's average 30 year fixed mortgage rate was
6.98%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.43%.
Relative Fees (Closing Costs)
Uif Corporation's average total fees/closing costs for a 30 year fixed rate
mortgage were $6,422.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 173 | $71,225,000 | $411,705 | $6,948 | 6.99% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 132 | $67,530,000 | $511,591 | $9,303 | 6.86% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 224 | $50,750,000 | $226,563 | $4,576 | 6.96% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 120 | $41,440,000 | $345,333 | $7,343 | 7.04% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 64 | $35,170,000 | $549,531 | $5,657 | 6.98% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 93 | $34,985,000 | $376,183 | $7,897 | 6.76% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 82 | $31,220,000 | $380,732 | $6,663 | 6.90% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 83 | $27,035,000 | $325,723 | $7,457 | 6.98% |
| COLUMBUS, OH (FHA|USDA|VA) | 70 | $26,430,000 | $377,571 | $6,113 | 6.93% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 97 | $16,695,000 | $172,113 | $5,291 | 6.77% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 62 | $16,030,000 | $258,548 | $7,019 | 6.73% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 18 | $13,880,000 | $771,111 | $7,024 | 7.31% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 27 | $12,725,000 | $471,296 | $6,378 | 7.01% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 12 | $8,520,000 | $710,000 | $8,640 | 7.06% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 18 | $7,080,000 | $393,333 | $4,952 | 6.86% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 16 | $7,040,000 | $440,000 | $7,773 | 6.79% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 15 | $6,085,000 | $405,667 | $4,596 | 7.31% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 18 | $6,000,000 | $333,333 | $8,063 | 6.83% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 11 | $5,985,000 | $544,091 | $7,081 | 6.90% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 20 | $5,710,000 | $285,500 | $4,380 | 7.02% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 16 | $5,470,000 | $341,875 | $6,835 | 7.28% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 9 | $5,335,000 | $592,778 | $9,838 | 7.32% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 5 | $4,615,000 | $923,000 | $4,337 | 7.15% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 10 | $4,430,000 | $443,000 | $6,733 | 7.12% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 16 | $4,360,000 | $272,500 | $4,771 | 6.94% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 10 | $4,340,000 | $434,000 | $5,937 | 6.93% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 20 | $4,200,000 | $210,000 | $5,727 | 7.05% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 9 | $4,015,000 | $446,111 | $7,449 | 7.29% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 9 | $3,545,000 | $393,889 | $4,144 | 7.04% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 11 | $3,225,000 | $293,182 | $7,300 | 6.91% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 9 | $3,185,000 | $353,889 | $6,917 | 6.64% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 10 | $3,120,000 | $312,000 | $6,292 | 6.93% |
| TULSA, OK (FHA|USDA|VA) | 8 | $3,090,000 | $386,250 | $5,729 | 7.16% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 6 | $3,080,000 | $513,333 | $7,417 | 6.90% |
| STOCKTON, CA (FHA|USDA|VA) | 6 | $3,080,000 | $513,333 | $4,738 | 7.10% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 12 | $3,000,000 | $250,000 | $5,305 | 7.06% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 10 | $2,690,000 | $269,000 | $3,809 | 7.01% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 11 | $2,445,000 | $222,273 | $5,484 | 6.50% |
| ANN ARBOR, MI (FHA|USDA|VA) | 7 | $2,265,000 | $323,571 | $4,816 | 7.21% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 7 | $2,065,000 | $295,000 | $3,055 | 6.91% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $2,005,000 | $401,000 | $5,266 | 7.07% |
| Outside of Metro Areas | 6 | $2,000,000 | $333,333 | $6,562 | 7.02% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 4 | $1,980,000 | $495,000 | $7,268 | 6.75% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 10 | $1,810,000 | $181,000 | $3,854 | 6.75% |
| FORT WAYNE, IN (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $3,313 | 6.91% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $1,660,000 | $415,000 | $6,852 | 6.75% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $1,615,000 | $538,333 | $4,295 | 7.21% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $1,605,000 | $1,605,000 | $2,519 | 8.63% |
| ST. CLOUD, MN (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $7,550 | 6.54% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 3 | $1,575,000 | $525,000 | $10,066 | 6.58% |
| ROCHESTER, MN (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $7,348 | 6.65% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $6,491 | 7.15% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $4,938 | 6.85% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $5,418 | 6.75% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $6,752 | 7.25% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $4,475 | 7.42% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $6,261 | 6.91% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $6,557 | 6.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $5,855 | 7.46% |
| ROCKFORD, IL (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $4,984 | 6.69% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $3,786 | 7.12% |
| PITTSBURGH, PA (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $5,333 | 6.70% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $3,413 | 7.13% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $5,719 | 6.79% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $5,284 | 6.63% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $4,115 | 7.13% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,759 | 6.41% |
| ELMIRA, NY (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $9,988 | 6.13% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $5,990 | 7.38% |
| AKRON, OH (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $5,135 | 7.06% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $4,491 | 6.56% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,478 | 7.06% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $5,055 | 6.63% |
| BINGHAMTON, NY (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,904 | 7.22% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,897 | 7.25% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $0 | 6.88% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,895 | 7.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $6,891 | 7.19% |
| MADISON, WI (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,623 | 6.56% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,284 | 7.31% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $11,082 | 5.94% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $5,304 | 6.38% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,684 | 6.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,176 | 7.13% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $6,416 | 7.00% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,371 | 7.06% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,422 | 7.06% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,940 | 6.99% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,805 | 6.56% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $2,619 | 7.00% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $7,912 | 7.13% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,937 | 7.38% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,029 | 7.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,129 | 6.88% |
| Henderson, NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,138 | 7.50% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,465 | 7.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $11,198 | 6.00% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,749 | 7.50% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,797 | 7.13% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,733 | 7.38% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,425 | 6.99% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,028 | 6.56% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,716 | 8.13% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 7.50% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,872 | 7.13% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,189 | 7.00% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,520 | 7.13% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,909 | 6.99% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,169 | 6.75% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,596 | 5.88% |
| FLINT, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,329 | 6.63% |
| AMES, IA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,782 | 6.63% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,690 | 6.99% |
| Hudson, NY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 7.50% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,849 | 6.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,252 | 7.88% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,481 | 6.13% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,134 | 6.44% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,372 | 6.63% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 6.63% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,311 | 6.63% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,103 | 7.13% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,162 | 6.99% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 6.99% |
| DALTON, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,271 | 6.63% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,474 | 7.50% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,681 | 6.99% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,913 | 6.13% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,871 | 6.88% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.63% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 8.13% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,117 | 7.38% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,057 | 5.88% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,830 | 6.63% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,882 | 6.50% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,397 | 5.99% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,574 | 6.88% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,465 | 8.13% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,798 | 6.75% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.50% |
| LIMA, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,627 | 6.88% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.88% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.13% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,778 | $629,330,000 | $353,954 | $6,410 | 6.94% |
For 2024, Uif Corporation's most frequently originated type of loan was Conventional, with 1,778 originations.
Loan Reason
For 2024, Uif Corporation's most frequently cited loan purpose was Home Purchase, with 1,710 originations. The 2nd most popular reason was Refi, with 38 originations.
Loan Duration/Length
For 2024, Uif Corporation's most frequently cited loan duration was 30 Year, with 1,588 originations. The 2nd most popular length was 15 Year, with 144 originations.
Origination Fees/Closing Costs
Uif Corporation's average total fees were $6,422, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 410 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 922 | $303,710,000 | $329,403 |
| 7-8% | 641 | $254,725,000 | $397,387 |
| 5-6% | 135 | $37,795,000 | $279,963 |
| Over 8% | 77 | $32,315,000 | $419,675 |
| 4-5% | 3 | $785,000 | $261,667 |
During 2024, Uif Corporation's average interest rate for loans was 6.98%, while their most frequently originated rate bucket for loans was 6-7%, with 922 originations.
Loan Sizing
2024 saw Uif Corporation place emphasis on $200k-400k loans with 811 originations, totaling $240,085,000 in origination value.
Applicant Income
Uif Corporation lent most frequently to those with incomes in the $100k-150k range, with 455 originations. The second most popular income band? $150k-250k, with 389 originations.
Applicant Debt to Income Ratio
Uif Corporation lent most frequently to those with DTI ratios of 30-36%, with 289 originations. The next most common DTI ratio? 20-30%, with 243 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.25%
Uif Corporation has an average approval rate.
Pick Rate
Approvals leading to origination70.08%
Uif Corporation has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,778 | $629,330,000 | $353,954 |