The Fidelity Bank Mortgage Rates, Fees & Info
Fuquay-Varina, NCLEI: 25490012KFFZI81TDT02
Tax ID: 56-0132040
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Mortgage Data
Bank Data
Review & Overview
The Fidelity Bank is a smaller bank specializing in Home Purchase and Refi loans. The Fidelity Bank has a high proportion of conventional loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Raleigh, Durham, Greensboro, Winston, and Charlotte among others. We have data for 46 markets. (Some data included below & more in-depth data is available with an active subscription.)The Fidelity Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. The Fidelity Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.12% | 4/21/24 |
| 30 Year Conventional Purchase | 6.61% | 4/21/24 |
| 30 Year Conventional Refi | 6.64% | 4/21/24 |
| 30 Year Cash-out Refi | 6.87% | 4/21/24 |
| 30 Year FHA Purchase | 7.41% | 4/21/24 |
| 30 Year FHA Refi | 7.99% | 4/21/24 |
| 30 Year VA Purchase | 6.22% | 4/21/24 |
| 30 Year VA Refi | 6.27% | 4/21/24 |
| 30 Year USDA Purchase | 6.85% | 4/21/24 |
| 15 Year Conventional Purchase | 5.93% | 4/21/24 |
| 15 Year Conventional Refi | 6.15% | 4/21/24 |
| 15 Year Cash-out Refi | 6.15% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
The Fidelity Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,863Origination Dollar Volume (All Markets)
$402,605,000Employee count
497Awards
The Fidelity Bank - 2021
The Fidelity Bank is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| RALEIGH-CARY, NC (FHA|USDA|VA) | 410 | $95,800,000 | $233,659 | $3,354 | 3.25% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 205 | $54,385,000 | $265,293 | $3,850 | 3.30% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 246 | $41,230,000 | $167,602 | $3,557 | 3.25% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 188 | $36,530,000 | $194,309 | $3,112 | 3.36% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 135 | $31,475,000 | $233,148 | $3,584 | 3.40% |
| BURLINGTON, NC (FHA|USDA|VA) | 105 | $20,945,000 | $199,476 | $4,123 | 3.17% |
| Shelby, NC (FHA|USDA|VA) | 89 | $18,525,000 | $208,146 | $3,428 | 3.36% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 87 | $17,645,000 | $202,816 | $3,860 | 3.33% |
| Outside of Metro Areas | 74 | $15,040,000 | $203,243 | $4,063 | 3.47% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 76 | $14,400,000 | $189,474 | $3,649 | 3.39% |
| Martinsville, VA (FHA|USDA|VA) | 73 | $9,465,000 | $129,658 | $4,096 | 3.34% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 26 | $9,220,000 | $354,615 | $3,978 | 3.23% |
| Morehead City, NC (FHA|USDA|VA) | 11 | $5,745,000 | $522,273 | $5,434 | 3.21% |
| Rockingham, NC (FHA|USDA|VA) | 25 | $3,625,000 | $145,000 | $3,804 | 3.43% |
| ROANOKE, VA (FHA|USDA|VA) | 17 | $3,355,000 | $197,353 | $3,214 | 3.03% |
| Sanford, NC (FHA|USDA|VA) | 15 | $2,805,000 | $187,000 | $3,372 | 3.34% |
| WILMINGTON, NC (FHA|USDA|VA) | 7 | $2,405,000 | $343,571 | $3,426 | 3.00% |
| Forest City, NC (FHA|USDA|VA) | 7 | $2,265,000 | $323,571 | $3,039 | 3.60% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 5 | $2,095,000 | $419,000 | $3,635 | 3.03% |
| Boone, NC (FHA|USDA|VA) | 6 | $1,920,000 | $320,000 | $5,107 | 3.04% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $6,177 | 3.49% |
| Henderson, NC (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $3,310 | 2.94% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $4,103 | 3.99% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $2,822 | 2.63% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $3,274 | 3.48% |
| Albemarle, NC (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,084 | 3.58% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,257 | 3.60% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,589 | 3.69% |
| Lumberton, NC (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $0 | 3.75% |
| Washington, NC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,210 | 2.75% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 3.25% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,836 | 3.13% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,745 | 3.38% |
| Marion, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,568 | 3.50% |
| Danville, VA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,882 | 3.33% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,825 | 2.63% |
| Kinston, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,068 | 3.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,541 | 4.13% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $2,758 | 3.38% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,144 | 3.63% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,183 | 2.75% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,345 | 3.38% |
| Wilson, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,648 | 2.50% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.35% |
| Seneca, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,362 | 3.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against The Fidelity Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2021, The Fidelity Bank's most frequently originated type of loan was Conventional, with 1,189 originations. Their 2nd most popular type was HELOC, with 606 originations.
Loan Reason
For 2021, The Fidelity Bank's most frequently cited loan purpose was Home Purchase, with 568 originations. The 2nd most popular reason was Refi, with 533 originations.
Loan Duration/Length
For 2021, The Fidelity Bank's most frequently cited loan duration was 30 Year, with 757 originations. The 2nd most popular length was 10 Year, with 622 originations.
Origination Fees/Closing Costs
The Fidelity Bank's average total fees were $3,800, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 601 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,039 | $237,405,000 | $228,494 |
| 2.5-3% | 462 | $110,200,000 | $238,528 |
| 4-5% | 198 | $20,480,000 | $103,434 |
| <2.5% | 160 | $34,010,000 | $212,563 |
| 5-6% | 4 | $510,000 | $127,500 |
During 2021, The Fidelity Bank's average interest rate for loans was 3.16%, while their most frequently originated rate bucket for loans was 3-4%, with 1,039 originations.
Loan Sizing
2021 saw The Fidelity Bank place emphasis on $100k-200k loans with 678 originations, totaling $95,140,000 in origination value.
Applicant Income
The Fidelity Bank lent most frequently to those with incomes in the $100k-150k range, with 347 originations. The second most popular income band? $50k-75k, with 330 originations.
Applicant Debt to Income Ratio
The Fidelity Bank lent most frequently to those with DTI ratios of 20-30%, with 437 originations. The next most common DTI ratio? 30-36%, with 301 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.11%
The Fidelity Bank has an average approval rate.
Pick Rate
Approvals leading to origination80.03%
The Fidelity Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,863 | $402,605,000 | $216,106 |
LTV Distribution
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| The Fidelity Bank | 100 South Main Street Fuquay Varina, NC 27526 | Full Service B&M | $152,186 |
| The Fidelity Bank | 100 West Chatham Street Cary, NC 27511 | Full Service B&M | $138,283 |
| The Fidelity Bank | 1000 East Cumberland Street Dunn, NC 28334 | Full Service B&M | $27,317 |
| The Fidelity Bank | 1002 South Horner Boulevard Sanford, NC 27330 | Full Service B&M | $34,979 |
| The Fidelity Bank | 10217 Chapel Hill Road Morrisville, NC 27560 | Full Service B&M | $54,103 |
| The Fidelity Bank | 103 South Henry Street Stoneville, NC 27048 | Full Service B&M | $24,106 |
| The Fidelity Bank | 1035 Randolph Street Thomasville, NC 27360 | Full Service B&M | $37,790 |
| The Fidelity Bank | 105 West Gordon Street Roxboro, NC 27573 | Full Service B&M | $32,421 |
| The Fidelity Bank | 106 E Taft Avenue Asheboro, NC 27203 | Full Service B&M | $23,388 |
| The Fidelity Bank | 11175 Us 15-501 Hwy Aberdeen, NC 28315 | Full Service B&M | $46,831 |
| The Fidelity Bank | 112 South 401 By-Pass Raeford, NC 28376 | Full Service B&M | $33,383 |
| The Fidelity Bank | 114 West Second Avenue Lexington, NC 27292 | Full Service B&M | $43,725 |
| The Fidelity Bank | 12201 Capital Boulevard Wake Forest, NC 27587 | Full Service B&M | $35,368 |
| The Fidelity Bank | 1296 South Fifth Street Mebane, NC 27302 | Full Service B&M | $41,965 |
| The Fidelity Bank | 130 East Salisbury Street Robbins, NC 27325 | Full Service B&M | $58,736 |
| The Fidelity Bank | 1304 North Main Street Fuquay-Varina, NC 27526 | Full Service B&M | $36,653 |
| The Fidelity Bank | 1426 East 11th Street Siler City, NC 27344 | Full Service B&M | $60,611 |
| The Fidelity Bank | 163 South Main Street Kernersville, NC 27284 | Full Service B&M | $88,730 |
| The Fidelity Bank | 186 Williamson Road Mooresville, NC 28117 | Full Service B&M | $29,996 |
| The Fidelity Bank | 20 Pine State Street Lillington, NC 27546 | Full Service B&M | $45,187 |
| The Fidelity Bank | 202 Court Square Yanceyville, NC 27379 | Full Service B&M | $50,630 |
| The Fidelity Bank | 207 North Main Street Mount Gilead, NC 27306 | Full Service B&M | $42,858 |
| The Fidelity Bank | 2085 Statesville Boulevard Salisbury, NC 28147 | Full Service B&M | $33,296 |
| The Fidelity Bank | 225 North Main Street Candor, NC 27229 | Full Service B&M | $29,031 |
| The Fidelity Bank | 231 East Church Street Martinsville, VA 24112 | Full Service B&M | $40,814 |
| The Fidelity Bank | 231 South White Street Wake Forest, NC 27587 | Full Service B&M | $78,943 |
| The Fidelity Bank | 237 East Main Street Gibsonville, NC 27249 | Full Service B&M | $36,904 |
| The Fidelity Bank | 2441 South Church Street Burlington, NC 27215 | Full Service B&M | $72,937 |
| The Fidelity Bank | 2501 Battleground Avenue Greensboro, NC 27420 | Full Service B&M | $76,384 |
| The Fidelity Bank | 2561 Lewisville-Clemmons Road Clemmons, NC 27012 | Full Service B&M | $36,227 |
| The Fidelity Bank | 258 West Swannanoa Avenue Liberty, NC 27298 | Full Service B&M | $71,558 |
| The Fidelity Bank | 2819 Jones Franklin Road Raleigh, NC 27606 | Full Service B&M | $50,588 |
| The Fidelity Bank | 2911 Village Drive Fayetteville, NC 28304 | Full Service B&M | $55,203 |
| The Fidelity Bank | 2933 Union Road Gastonia, NC 28054 | Full Service B&M | $51,142 |
| The Fidelity Bank | 3016 Shannon Road Durham, NC 27707 | Full Service B&M | $92,296 |
| The Fidelity Bank | 315 Albemarle Road Troy, NC 27371 | Full Service B&M | $62,397 |
| The Fidelity Bank | 32 Industrial Park Dr, Suite 140 Pittsboro, NC 27312 | Full Service B&M | $1,232 |
| The Fidelity Bank | 32 Industrial Park Drive Suite 140, Suite 140 Pittsboro, NC 27312 | Full Service B&M | $38,622 |
| The Fidelity Bank | 3300 Virginia Avenue Collinsville, VA 24078 | Full Service B&M | $35,647 |
| The Fidelity Bank | 3306 Healy Drive Winston Salem, NC 27103 | Full Service B&M | $47,335 |
| The Fidelity Bank | 331 South Lafayette Street Shelby, NC 28150 | Full Service B&M | $143,419 |
| The Fidelity Bank | 520 N. Main Street Biscoe, NC 27209 | Full Service B&M | $93,156 |
| The Fidelity Bank | 5220 Falls Of Neuse Road Raleigh, NC 27609 | Full Service B&M | $71,197 |
| The Fidelity Bank | 532 East Broad Avenue Rockingham, NC 28379 | Full Service B&M | $83,147 |
| The Fidelity Bank | 5700 Creedmoor Rd Raleigh, NC 27612 | Full Service B&M | $77,415 |
| The Fidelity Bank | 600 Oberlin Road Raleigh, NC 27605 | Full Service B&M | $91,850 |
| The Fidelity Bank | 610 Cox Road Gastonia, NC 28054 | Full Service B&M | $40,190 |
| The Fidelity Bank | 6856 Jordan Road Ramseur, NC 27316 | Full Service B&M | $60,767 |
| The Fidelity Bank | 7000 Gb Alford Highway Holly Springs, NC 27540 | Full Service B&M | $62,708 |
| The Fidelity Bank | 712 Martin Luther King Jr. Avenue Oxford, NC 27565 | Full Service B&M | $76,382 |
| The Fidelity Bank | 804 East Williams Street Apex, NC 27502 | Full Service B&M | $42,581 |
| The Fidelity Bank | 919 Us Highway 70 W Garner, NC 27529 | Full Service B&M | $71,643 |
For 2021, The Fidelity Bank had 52 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $95,255 |
| Net interest income | $94,000 |
| Total noninterest income | $31,796 |
| Gross Fiduciary activities income | $1,575 |
| Service charges on deposit accounts | $5,980 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $24,241 |
| Pre-tax net operating income | $52,962 |
| Securities gains (or losses, -) | $571 |
| Income before extraordinary items | $42,001 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $42,001 |
| Minority interest net income | $0 |
| Net income | $42,001 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $41,549 |
The Fidelity Bank's gross interest income from loans was $95,255,000.
The Fidelity Bank's net interest income from loans was $94,000,000.
The Fidelity Bank's fee based income from loans was $5,980,000.
The Fidelity Bank's net income from loans was $42,001,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $1,255 |
| Provision for credit losses | $3,045 |
| Total noninterest expense | $69,789 |
| Salaries and employee benefits | $44,390 |
| Premises and equipment expense | $7,722 |
| Additional noninterest expense | $17,677 |
| Applicable income taxes | $11,532 |
| Net charge-offs | $-863 |
| Cash dividends | $2,040 |
The Fidelity Bank's interest expense for loans was $1,255,000.
The Fidelity Bank's payroll and benefits expense were $44,390,000.
The Fidelity Bank's property, plant and equipment expenses $7,722,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $3,271,269 |
| Deposits held in domestic offices | $3,271,269 |
| Deposits by Individuals, partnerships, and corporations | $3,155,763 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $115,326 |
| Deposits by Commercial banks and other depository institutions in U.S. | $180 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $2,053,439 |
| Demand deposits | $1,526,343 |
| Nontransaction accounts | $1,217,830 |
| Money market deposit accounts (MMDAs) | $817,298 |
| Other savings deposits (excluding MMDAs) | $251,207 |
| Total time deposits | $149,325 |
| Total time and savings deposits | $1,744,926 |
| Noninterest-bearing deposits | $1,526,343 |
| Interest-bearing deposits | $1,744,925 |
| Retail deposits | $3,250,210 |
| IRAs and Keogh plan accounts | $45,968 |
| Brokered deposits | $0 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $3,564,427 |
| Cash & Balances due from depository institutions | $619,861 |
| Interest-bearing balances | $582,421 |
| Total securities | $1,111,358 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $1,741,117 |
| Loan and leases loss allowance | $25,918 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $48,051 |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $19,638 |
| All other assets | $24,402 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $3,564,427 |
| Total Liabilities | $3,280,972 |
| Total deposits | $3,271,269 |
| Interest-bearing deposits | $1,744,925 |
| Deposits held in domestic offices | $3,271,269 |
| % insured (estimated) | $66 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $0 |
| All other liabilities | $9,703 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $1,741,117 |
| Loan and leases loss allowance | $25,918 |
| Total loans and leases (domestic) | $1,767,035 |
| All real estate loans | $1,565,946 |
| Real estate loans in domestic offices | $1,565,946 |
| Construction and development loans | $255,248 |
| Residential 1-4 family construction | $100,191 |
| Other construction, all land development and other land | $155,057 |
| Loans secured by nonfarm nonresidential properties | $1,008,153 |
| Nonfarm nonresidential secured by owner-occupied properties | $633,767 |
| Commercial real estate & other non-farm, non-residential | $374,386 |
| Multifamily residential real estate | $55,534 |
| 1-4 family residential loans | $211,754 |
| Farmland loans | $35,257 |
| Loans held in foreign offices | $0 |
| Farm loans | $4,784 |
| Commercial and industrial loans | $184,182 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $11,822 |
| Credit card loans | $6,892 |
| Related Plans | $694 |
| Consumer Auto Loans | $885 |
| Other loans to individuals | $3,351 |
| All other loans & leases | $301 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $301 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $39 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $13,970 |
| Non 1-4 family restructured loans & leases | $12,732 |
| Total loans and leases (foreign) | $0 |
The Fidelity Bank had $1,741,117,000 of loans outstanding in 2021. $1,565,946,000 of loans were in real estate loans. $255,248,000 of loans were in development loans. $55,534,000 of loans were in multifamily mortgage loans. $211,754,000 of loans were in 1-4 family mortgage loans. $4,784,000 of loans were in farm loans. $6,892,000 of loans were in credit card loans. $885,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 1,532 | $383,156 | $250,102 |
| Nonfarm, nonresidential loans - <$100k | 225 | $8,816 | $39,182 |
| Nonfarm, nonresidential loans - $100-250k | 454 | $51,816 | $114,132 |
| Nonfarm, nonresidential loans - $250k-1MM | 853 | $322,524 | $378,106 |
| Commercial & Industrial, US addressed loans - <$1MM | 1,716 | $97,839 | $57,016 |
| Commercial & Industrial, US addressed loans - <$100k | 1,230 | $19,894 | $16,174 |
| Commercial & Industrial, US addressed loans - $100-250k | 260 | $25,602 | $98,469 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 226 | $52,343 | $231,606 |
| Farmland loans - <$1MM | 97 | $10,040 | $103,505 |
| Farmland loans - <$100k | 34 | $1,327 | $39,029 |
| Farmland loans - $100-250k | 41 | $4,507 | $109,927 |
| Farmland loans - $250k-1MM | 22 | $4,206 | $191,182 |
| Agriculture operations loans - <$1MM | 12 | $525 | $43,750 |
| Agriculture operations loans - <$100k | 9 | $92 | $10,222 |
| Agriculture operations loans - $100-250k | 1 | $93 | $93,000 |
| Agriculture operations loans - $250k-1MM | 2 | $340 | $170,000 |