Rockingham Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Rockingham averaged 6.36% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.58% and one month ago for the week of 2025-03-06, the average rate was 6.57%.

    Rockingham's average rate one year ago was 6.96%.

    For refis of the same type during the week of 2025-04-10, the average rate was 7.22%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Rockingham 30 Year Fixed Rate 2025-04-10 6.36%
    Rockingham 30 Year Fixed Rate Refi 2025-04-10 7.22%
    Rockingham 15 Year Fixed Rate 2025-04-10 5.62%
    Rockingham 15 Year Fixed Rate Refi 2025-04-10 6.32%
    Rockingham 30 Year FHA 2025-04-10 6.23%
    Rockingham 30 Year FHA Refi 2025-04-10 6.23%
    Rockingham 30 Year USDA 2025-04-10 6.35%
    Rockingham 30 Year USDA Refi 2025-04-10 6.65%
    Rockingham 30 Year VA 2025-04-10 6.29%
    Rockingham 30 Year VA Refi 2025-04-10 6.09%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Rockingham, NC.

    Rockingham Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Rockingham, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    STATE EMPLOYEES' 63 6.55% $3,827
    QUICKEN LOANS, LLC 17 6.81% $4,648
    MOVEMENT MORTGAGE, LLC 7 6.57% $4,587
    UNITED WHOLESALE MORTGAGE, LLC 6 6.89% $5,493
    First Bank 5 3.03% $1,413
    UNION HOME MORTGAGE CORP. 5 7.23% $4,559
    AgFirst Farm Credit Bank 4 6.91% $5,024
    LOANDEPOT.COM, LLC 4 6.68% $4,521
    LOCAL GOVERNMENT FEDERAL CREDIT UNION 3 8.40% $4,090
    ROYAL UNITED MORTGAGE LLC 3 7.08% $6,217
    Mortgage Research Center, LLC 3 6.71% $3,715
    INTERCOASTAL MORTGAGE COMPANY 3 7.16% $2,885
    Truist 3 7.13% $3,331
    NFM, INC. 3 6.58% $5,439
    Wells Fargo Bank 2 7.38% $6,793
    GUARANTEED RATE, INC. 2 7.50% $6,294
    AgSouth Farm Credit, ACA 2 8.25% $2,953
    T2 FINANCIAL LLC 2 6.69% $5,221
    TOWNE MORTGAGE COMPANY 2 6.63% $7,524
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 7.38% $7,174
    NBKC BANK 2 7.13% $4,026
    CROSSCOUNTRY MORTGAGE, LLC 2 7.18% $5,847
    PENNYMAC LOAN SERVICES, LLC 1 6.88% $9,251
    Piedmont Federal Savings Bank 1 7.25% $2,635
    PREMIER LENDING, INC. 1 6.88% $6,301
    Regions Bank 1 7.00% $4,682
    Renasant Bank 1 6.63% $9,742
    REV FEDERAL CREDIT UNION 1 6.00% $4,595
    Sierra Pacific Mortgage Company, Inc. 1 7.13% $6,809
    SUN WEST MORTGAGE COMPANY, INC. 1 8.44% $5,458
    The Fidelity Bank 1 6.25% $5,015
    USAA Federal Savings Bank 1 5.88% $4,182
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.25% $6,673
    NEWREZ LLC 1 6.99% $5,110
    AgCarolina Farm Credit, FLCA 1 8.15% $9,647
    ALLIANT CREDIT UNION 1 5.75% $5,439
    American Security Mortgage Corp. 1 6.25% $5,883
    AmeriHome Mortgage Company, LLC 1 7.13% $4,887
    Ameris Bank 1 6.50% $7,356
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.50% $2,530
    Bank of England 1 6.75% $6,629
    BROKER SOLUTIONS, INC. 1 6.49% $8,747
    CARDINAL FINANCIAL 1 7.25% $5,791
    Carrington Mortgage Services, LLC 1 10.75% $15,921
    Citizens Bank 1 5.88% $9,145
    CORNERSTONE HOME LENDING, INC. 1 6.49% $5,269
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.00% $5,290
    First-Citizens Bank & Trust Company 1 7.35% $5,288
    First Federal Bank 1 5.50% $6,379
    FOUNDERS FEDERAL CREDIT UNION 1 6.25% $4,324
    HOMESTEAD FUNDING CORP. 1 6.63% $5,071
    HOWARD HANNA FINANCIAL SERVICES, INC. 1 6.50% $4,841
    Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $7,275
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.99% $5,438
    21ST MORTGAGE CORPORATION 1 9.71% $5,412

    Rockingham Average Closing Costs & Other Stats

    Rockingham, NC's 55 lenders originated 578 loans during 2024. The total origination value was $95,170,000, with an average loan value of $164,654.

    Rockingham's average closing costs are $4,735.

    The top Rockingham lender as defined by loan originations is STATE EMPLOYEES', with 63 loans originated. Their average total fees are $3,827, which is $822 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Rockingham lenders (with over 10 loans originated) are STATE EMPLOYEES' ($3,827), QUICKEN LOANS, LLC ($4,648), .

    The lowest rate Rockingham lenders (with over 10 loans originated) are STATE EMPLOYEES' (6.55%), QUICKEN LOANS, LLC (6.81%), .

    Rockingham, NC Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    STATE EMPLOYEES' $18,535,000 $18,785,000 1.3% 19.7%
    QUICKEN LOANS, LLC $4,065,000 $6,340,000 56.0% 6.7%
    Mortgage Research Center, LLC $4,805,000 $5,435,000 13.1% 5.7%
    UNION HOME MORTGAGE CORP. $1,185,000 $4,730,000 299.2% 5.0%
    UNITED WHOLESALE MORTGAGE, LLC $3,420,000 $3,740,000 9.4% 3.9%
    KeyBank $2,995,000 n/a 3.1%
    First Bank $4,450,000 $2,475,000 -44.4% 2.6%
    FREEDOM MORTGAGE CORPORATION $860,000 $2,250,000 161.6% 2.4%
    21ST MORTGAGE CORPORATION $1,385,000 $2,155,000 55.6% 2.3%
    MOVEMENT MORTGAGE, LLC $3,300,000 $1,890,000 -42.7% 2.0%
    INTERCOASTAL MORTGAGE COMPANY $1,865,000 $1,770,000 -5.1% 1.9%
    NAVY FEDERAL CREDIT UNION $890,000 $1,745,000 96.1% 1.8%
    CROSSCOUNTRY MORTGAGE, LLC $685,000 $1,675,000 144.5% 1.8%
    AgFirst Farm Credit Bank $755,000 $1,650,000 118.5% 1.7%
    Truist $1,780,000 $1,620,000 -9.0% 1.7%
    The Fidelity Bank $1,885,000 $1,565,000 -17.0% 1.6%
    LOANDEPOT.COM, LLC $720,000 $1,515,000 110.4% 1.6%
    NFM, INC. $1,300,000 $1,435,000 10.4% 1.5%
    LOCAL GOVERNMENT FEDERAL CREDIT UNION $1,955,000 $1,070,000 -45.3% 1.1%
    PENNYMAC LOAN SERVICES, LLC $505,000 $1,035,000 105.0% 1.1%
    VILLAGE CAPITAL MORTGAGE $1,025,000 n/a 1.1%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $340,000 $915,000 169.1% 1.0%
    United Bank $295,000 $875,000 196.6% 0.9%
    VANDERBILT MORTGAGE AND FINANCE, INC. $3,245,000 $865,000 -73.3% 0.9%
    CORNERSTONE HOME LENDING, INC. $805,000 n/a 0.8%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $760,000 n/a 0.8%
    GUARANTEED RATE, INC. $760,000 n/a 0.8%
    SOUTHWEST STAGE FUNDING, LLC $195,000 $730,000 274.4% 0.8%
    SUMMIT FUNDING, INC. $715,000 n/a 0.8%
    Prosperity Home Mortgage, LLC $155,000 $700,000 351.6% 0.7%
    BROKER SOLUTIONS, INC. $150,000 $695,000 363.3% 0.7%
    Schaumburg Bank & Trust $695,000 n/a 0.7%
    AMERICAN FINANCIAL RESOURCES, INC. $680,000 n/a 0.7%
    CARDINAL FINANCIAL $890,000 $655,000 -26.4% 0.7%
    American Security Mortgage Corp. $645,000 n/a 0.7%
    First-Citizens Bank & Trust Company $175,000 $635,000 262.9% 0.7%
    PNC Bank $1,035,000 $620,000 -40.1% 0.7%
    AgSouth Farm Credit, ACA $135,000 $560,000 314.8% 0.6%
    AgCarolina Farm Credit, FLCA $545,000 n/a 0.6%
    Wells Fargo Bank $230,000 $545,000 137.0% 0.6%
    ROYAL UNITED MORTGAGE LLC $85,000 $520,000 511.8% 0.5%
    GoPrime Mortgage, Inc. $510,000 n/a 0.5%
    Keystone Funding, Inc. $495,000 n/a 0.5%
    REV FEDERAL CREDIT UNION $75,000 $480,000 540.0% 0.5%
    1ST SIGNATURE LENDING, LLC $185,000 $470,000 154.1% 0.5%
    Regions Bank $470,000 n/a 0.5%
    USAA Federal Savings Bank $1,305,000 $435,000 -66.7% 0.5%
    NBKC BANK $420,000 n/a 0.4%
    T2 FINANCIAL LLC $410,000 n/a 0.4%
    TOWNE MORTGAGE COMPANY $255,000 $380,000 49.0% 0.4%
    ENVOY MORTGAGE, LTD $355,000 n/a 0.4%
    Flagstar Bank, FSB $265,000 $330,000 24.5% 0.3%
    NEWREZ LLC $190,000 $330,000 73.7% 0.3%
    U.S. Bank $320,000 n/a 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $315,000 n/a 0.3%
    Carrington Mortgage Services, LLC $290,000 $305,000 5.2% 0.3%
    First National Bank of Pennsylvania $385,000 $285,000 -26.0% 0.3%
    Renasant Bank $205,000 $285,000 39.0% 0.3%
    Sierra Pacific Mortgage Company, Inc. $285,000 n/a 0.3%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $275,000 n/a 0.3%
    FOUNDERS FEDERAL CREDIT UNION $270,000 n/a 0.3%
    Alcova Mortgage LLC $265,000 n/a 0.3%
    Citizens Bank $115,000 $260,000 126.1% 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $135,000 $250,000 85.2% 0.3%
    PREMIER LENDING, INC. $250,000 n/a 0.3%
    Truliant Federal Credit Union $160,000 $250,000 56.3% 0.3%
    Ameris Bank $430,000 $245,000 -43.0% 0.3%
    Bank of England $230,000 $245,000 6.5% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $225,000 n/a 0.2%
    EMM LOANS LLC $215,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $215,000 n/a 0.2%
    Equity Prime Mortgage LLC $205,000 n/a 0.2%
    Encompass Lending Group, LP $195,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $190,000 n/a 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $185,000 n/a 0.2%
    SOUTHEAST MORTGAGE OF GEORGIA, INC. $175,000 n/a 0.2%
    CSL Financial, LLC $185,000 $165,000 -10.8% 0.2%
    First Federal Bank $155,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $870,000 $155,000 -82.2% 0.2%
    United Community Bank $155,000 n/a 0.2%
    MILEND, INC. $145,000 n/a 0.2%
    Third Federal Savings and Loan Association of Cleveland $145,000 n/a 0.2%
    CMG MORTGAGE, INC. $1,105,000 $140,000 -87.3% 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $880,000 $140,000 -84.1% 0.1%
    LADERA LENDING, INC. $135,000 n/a 0.1%
    The Loan Store, Inc. $135,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $205,000 $135,000 -34.1% 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $125,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $125,000 n/a 0.1%
    HOMESTEAD FUNDING CORP. $125,000 n/a 0.1%
    Bank of America $190,000 $120,000 -36.8% 0.1%
    HOMEXPRESS MORTGAGE CORP. $115,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $425,000 $115,000 -72.9% 0.1%
    FIDELITY DIRECT MORTGAGE, LLC $105,000 n/a 0.1%
    HOWARD HANNA FINANCIAL SERVICES, INC. $115,000 $105,000 -8.7% 0.1%
    LENDINGHOME FUNDING CORPORATION $205,000 $105,000 -48.8% 0.1%
    Pinnacle Bank $105,000 n/a 0.1%
    Coastal Community Bank $90,000 n/a 0.1%
    ALLIANT CREDIT UNION $85,000 n/a 0.1%
    Piedmont Federal Savings Bank $85,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $75,000 n/a 0.1%
    CIS Financial Services, Inc. $115,000 $75,000 -34.8% 0.1%
    Barrington Bank & Trust Company, N.A. $145,000 $65,000 -55.2% 0.1%
    Figure Lending LLC $180,000 $45,000 -75.0% 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $35,000 n/a 0.0%

    Rockingham's top lender by overall market share is STATE EMPLOYEES', with 19.7% market share. In second place, with 6.7%, is QUICKEN LOANS, LLC, having originated $6,340,000 in loans. In third place, with 5.7%, is Mortgage Research Center, LLC, having originated $5,435,000 in loans. In fourth place, with 5.0%, is UNION HOME MORTGAGE CORP., having originated $4,730,000 in loans. In fifth place, with 3.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $3,740,000 in loans.

    Rockingham Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Rockingham (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $119,875 (4.7%) $140,858 (-1.9%) 0.00 128
    2018-02-01 $120,875 (1.2%) $144,192 (-2.1%) 0.00 119
    2018-03-01 $123,000 (7.5%) $150,444 (9.5%) 0.00 104
    2018-04-01 $127,875 (10.3%) $151,987 (13.7%) 0.00 105
    2018-05-01 $136,500 (24.1%) $164,025 (21.6%) 0.00 104
    2018-06-01 $121,500 (10.6%) $152,509 (14.3%) 0.00 103
    2018-07-01 $121,250 (12.4%) $153,246 (19.0%) 0.00 105
    2018-08-01 $122,225 (11.1%) $151,337 (13.0%) 0.00 102
    2018-09-01 $119,900 (0.8%) $152,461 (7.4%) 0.00 91
    2018-10-01 $111,625 (-6.4%) $151,795 (3.9%) 0.00 85
    2018-11-01 $129,000 (10.3%) $160,131 (15.5%) 0.00 83
    2018-12-01 $127,000 (6.3%) $148,734 (4.9%) 0.00 83
    2019-01-01 $121,400 (1.3%) $146,818 (4.2%) 0.00 93
    2019-02-01 $120,725 (-0.1%) $146,287 (1.5%) 0.00 96
    2019-03-01 $118,336 (-3.8%) $144,300 (-4.1%) 0.00 89
    2019-04-01 $117,561 (-8.1%) $142,465 (-6.3%) 0.00 84
    2019-05-01 $120,675 (-11.6%) $137,507 (-16.2%) 0.00 82
    2019-06-01 $114,950 (-5.4%) $135,757 (-11.0%) 0.00 82
    2019-07-01 $118,550 (-2.2%) $136,265 (-11.1%) 0.00 91
    2019-08-01 $122,109 (-0.1%) $143,430 (-5.2%) 0.00 88
    2019-09-01 $125,423 (4.6%) $152,049 (-0.3%) 0.00 80
    2019-10-01 $123,482 (10.6%) $153,672 (1.2%) 0.00 75
    2019-11-01 $111,400 (-13.6%) $144,316 (-9.9%) 0.00 79
    2019-12-01 $101,950 (-19.7%) $147,912 (-0.6%) 0.00 70
    2020-01-01 $104,725 (-13.7%) $143,579 (-2.2%) 0.00 62
    2020-02-01 $103,450 (-14.3%) $144,812 (-1.0%) 0.00 70
    2020-03-01 $104,725 (-11.5%) $160,415 (11.2%) 0.00 71
    2020-04-01 $109,975 (-6.5%) $160,746 (12.8%) 0.00 69
    2020-05-01 $120,000 (-0.6%) $168,864 (22.8%) 0.00 64
    2020-06-01 $124,074 (7.9%) $178,202 (31.3%) 0.00 62
    2020-07-01 $122,549 (3.4%) $170,132 (24.9%) 0.00 53
    2020-08-01 $125,000 (2.4%) $161,445 (12.6%) 0.00 52
    2020-09-01 $109,475 (-12.7%) $170,905 (12.4%) 0.00 44
    2020-10-01 $128,250 (3.9%) $177,021 (15.2%) 0.00 41
    2020-11-01 $123,400 (10.8%) $178,169 (23.5%) 0.00 40
    2020-12-01 $133,925 (31.4%) $170,403 (15.2%) 0.00 43
    2021-01-01 $135,700 (29.6%) $174,820 (21.8%) 0.00 37
    2021-02-01 $163,000 (57.6%) $192,170 (32.7%) 0.00 34
    2021-03-01 $147,950 (41.3%) $192,076 (19.7%) 0.00 36
    2021-04-01 $142,675 (29.7%) $182,795 (13.7%) 0.00 41
    2021-05-01 $139,500 (16.3%) $174,569 (3.4%) 0.00 30
    2021-06-01 $154,675 (24.7%) $171,606 (-3.7%) 0.00 27
    2021-07-01 $149,000 (21.6%) $178,755 (5.1%) 0.00 38
    2021-08-01 $168,700 (35.0%) $188,066 (16.5%) 0.00 37
    2021-09-01 $161,125 (47.2%) $185,589 (8.6%) 0.00 35
    2021-10-01 $158,400 (23.5%) $199,656 (12.8%) 0.00 34
    2021-11-01 $164,650 (33.4%) $208,329 (16.9%) 0.00 33
    2021-12-01 $158,100 (18.1%) $200,967 (17.9%) 0.00 28
    2022-01-01 $159,900 (17.8%) $210,754 (20.6%) 0.00 30
    2022-02-01 $157,675 (-3.3%) $182,256 (-5.2%) 0.00 36
    2022-03-01 $164,225 (11.0%) $228,422 (18.9%) 0.00 37
    2022-04-01 $151,000 (5.8%) $230,306 (26.0%) 0.00 40
    2022-05-01 $161,175 (15.5%) $232,643 (33.3%) 0.00 42
    2022-06-01 $152,425 (-1.5%) $210,736 (22.8%) 0.00 45
    2022-07-01 $164,900 (10.7%) $217,119 (21.5%) 0.00 41
    2022-08-01 $157,063 (-6.9%) $244,785 (30.2%) 0.00 34
    2022-09-01 $168,000 (4.3%) $231,563 (24.8%) 0.00 41
    2022-10-01 $168,000 (6.1%) $231,661 (16.0%) 0.00 48
    2022-11-01 $176,175 (7.0%) $220,384 (5.8%) 0.00 50
    2022-12-01 $197,900 (25.2%) $218,332 (8.6%) 0.00 52
    2023-01-01 $192,950 (20.7%) $214,033 (1.6%) 0.00 51
    2023-02-01 $194,750 (23.5%) $246,254 (35.1%) 0.00 54
    2023-03-01 $192,450 (17.2%) $234,383 (2.6%) 0.00 49
    2023-04-01 $209,500 (38.7%) $246,284 (6.9%) 0.00 42
    2023-05-01 $194,900 (20.9%) $255,349 (9.8%) 0.00 36
    2023-06-01 $214,750 (40.9%) $273,408 (29.7%) 0.00 39
    2023-07-01 $195,000 (18.3%) $246,807 (13.7%) 0.00 43
    2023-08-01 $167,950 (6.9%) $209,231 (-14.5%) 0.00 48
    2023-09-01 $195,000 (16.1%) $244,649 (5.7%) 0.00 58
    2023-10-01 $214,475 (27.7%) $271,093 (17.0%) 0.00 60
    2023-11-01 $209,225 (18.8%) $256,329 (16.3%) 0.00 60
    2023-12-01 $212,000 (7.1%) $264,608 (21.2%) 0.00 63
    2024-01-01 $199,950 (3.6%) $257,727 (20.4%) 0.00 56
    2024-02-01 $219,250 (12.6%) $269,448 (9.4%) 0.00 58
    2024-03-01 $227,450 (18.2%) $272,281 (16.2%) 0.00 65
    2024-04-01 $232,750 (11.1%) $269,429 (9.4%) 0.00 61
    2024-05-01 $231,250 (18.7%) $258,575 (1.3%) 0.00 56
    2024-06-01 $229,900 (7.1%) $273,752 (0.1%) 0.00 65
    2024-07-01 $226,000 (15.9%) $264,118 (7.0%) 0.00 74
    2024-08-01 $230,000 (37.0%) $256,126 (22.4%) 0.00 67
    2024-09-01 $220,000 (12.8%) $247,213 (1.1%) 0.00 68
    2024-10-01 $214,750 (0.1%) $247,240 (-8.8%) 0.00 71
    2024-11-01 $215,000 (2.8%) $262,570 (2.4%) 0.00 78
    2024-12-01 $189,675 (-10.5%) $252,172 (-4.7%) 0.00 78
    2025-01-01 $190,500 (-4.7%) $275,218 (6.8%) 0.00 72
    2025-02-01 $191,000 (-12.9%) $270,777 (0.5%) 0.00 69
    2025-03-01 $217,450 (-4.4%) $305,219 (12.1%) 0.00 72
    Rockingham's median listing price for 2025-03-01 was $217,450, a difference of $-10,000 (-4.4%) versus the prior year and $26,450 versus the prior month.

    Rockingham's median listing price comes in at 0% of the national average.

    Rockingham's average listing price for 2025-03-01 was $305,219, a difference of $32,938 (12.1%) versus the prior year and $34,442 versus the prior month.

    For the 2025-03-01 period, Rockingham had 72 MLS listings, a difference of 3 listings (4%) versus the prior month and 7 listings (11%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Rockingham (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,746 sqft
    2018-02-01 0 days 1,574 sqft
    2018-03-01 0 days 1,515 sqft
    2018-04-01 0 days 1,735 sqft
    2018-05-01 0 days 1,721 sqft
    2018-06-01 0 days 1,520 sqft
    2018-07-01 0 days 1,534 sqft
    2018-08-01 0 days 1,629 sqft
    2018-09-01 0 days 1,667 sqft
    2018-10-01 0 days 1,628 sqft
    2018-11-01 0 days 1,628 sqft
    2018-12-01 0 days 1,603 sqft
    2019-01-01 0 days 1,603 sqft
    2019-02-01 0 days 1,651 sqft
    2019-03-01 0 days 1,641 sqft
    2019-04-01 0 days 1,602 sqft
    2019-05-01 0 days 1,577 sqft
    2019-06-01 0 days 1,540 sqft
    2019-07-01 0 days 1,576 sqft
    2019-08-01 0 days 1,573 sqft
    2019-09-01 0 days 1,593 sqft
    2019-10-01 0 days 1,623 sqft
    2019-11-01 0 days 1,576 sqft
    2019-12-01 0 days 1,587 sqft
    2020-01-01 0 days 1,560 sqft
    2020-02-01 0 days 1,644 sqft
    2020-03-01 0 days 1,613 sqft
    2020-04-01 0 days 1,588 sqft
    2020-05-01 0 days 1,669 sqft
    2020-06-01 0 days 1,623 sqft
    2020-07-01 0 days 1,595 sqft
    2020-08-01 0 days 1,512 sqft
    2020-09-01 0 days 1,536 sqft
    2020-10-01 0 days 1,641 sqft
    2020-11-01 0 days 1,616 sqft
    2020-12-01 0 days 1,556 sqft
    2021-01-01 0 days 1,520 sqft
    2021-02-01 0 days 1,545 sqft
    2021-03-01 0 days 1,677 sqft
    2021-04-01 0 days 1,500 sqft
    2021-05-01 0 days 1,568 sqft
    2021-06-01 0 days 1,565 sqft
    2021-07-01 0 days 1,600 sqft
    2021-08-01 0 days 1,571 sqft
    2021-09-01 0 days 1,604 sqft
    2021-10-01 0 days 1,604 sqft
    2021-11-01 0 days 1,601 sqft
    2021-12-01 0 days 1,408 sqft
    2022-01-01 0 days 1,456 sqft
    2022-02-01 0 days 1,586 sqft
    2022-03-01 0 days 1,498 sqft
    2022-04-01 0 days 1,463 sqft
    2022-05-01 0 days 1,545 sqft
    2022-06-01 0 days 1,418 sqft
    2022-07-01 0 days 1,461 sqft
    2022-08-01 0 days 1,496 sqft
    2022-09-01 0 days 1,522 sqft
    2022-10-01 0 days 1,425 sqft
    2022-11-01 0 days 1,467 sqft
    2022-12-01 0 days 1,607 sqft
    2023-01-01 0 days 1,559 sqft
    2023-02-01 0 days 1,571 sqft
    2023-03-01 0 days 1,565 sqft
    2023-04-01 0 days 1,629 sqft
    2023-05-01 0 days 1,650 sqft
    2023-06-01 0 days 1,587 sqft
    2023-07-01 0 days 1,548 sqft
    2023-08-01 0 days 1,454 sqft
    2023-09-01 0 days 1,564 sqft
    2023-10-01 0 days 1,570 sqft
    2023-11-01 0 days 1,682 sqft
    2023-12-01 0 days 1,714 sqft
    2024-01-01 0 days 1,651 sqft
    2024-02-01 0 days 1,710 sqft
    2024-03-01 0 days 1,683 sqft
    2024-04-01 0 days 1,686 sqft
    2024-05-01 0 days 1,678 sqft
    2024-06-01 0 days 1,720 sqft
    2024-07-01 0 days 1,687 sqft
    2024-08-01 0 days 1,711 sqft
    2024-09-01 0 days 1,614 sqft
    2024-10-01 0 days 1,537 sqft
    2024-11-01 0 days 1,526 sqft
    2024-12-01 0 days 1,469 sqft
    2025-01-01 0 days 1,557 sqft
    2025-02-01 0 days 1,478 sqft
    2025-03-01 0 days 1,523 sqft
    Rockingham's median listing age (time on market) for 2025-03-01 was 0 days.

    Rockingham's median square footage for active listings during the 2025-03-01 period was 1,523 sqft. One year prior, the average listing was 1,683 sqft.

    Rockingham, NC Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 303 $59,615,000 $196,749
    Refi 85 $15,335,000 $180,412
    Cash Out Refi 77 $12,215,000 $158,636
    Other 61 $4,525,000 $74,180
    Home Improvement 52 $3,480,000 $66,923

    Rockingham's most frequently cited loan purpose was Home Purchase, with 303 originations. The 2nd most popular reason was Refi, with 85 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 218 $44,870,000 $205,826
    7-8% 154 $21,000,000 $136,364
    Over 8% 105 $10,415,000 $99,190
    5-6% 83 $16,625,000 $200,301
    <2.5% 8 $330,000 $41,250
    4-5% 4 $970,000 $242,500
    2.5-3% 2 $220,000 $110,000

    During 2024, Rockingham's most frequently originated rate bucket was 6-7%, with 218 originations.

    Loan Sizing (Rockingham, NC MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 228 $33,600,000 $147,368
    $100,000 or less 189 $11,205,000 $59,286
    $200k-400k 135 $34,745,000 $257,370
    $400k-600k 22 $10,390,000 $472,273
    $600k-1000k 3 $2,235,000 $745,000
    $Over $1MM 1 $2,995,000 $2,995,000

    Rockingham's loan sizing saw the bucket of loans from $100k-200k with 228 originations, totaling $33,600,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 248 $48,680,000 $196,290
    60-80% 103 $20,875,000 $202,670
    20-40% 69 $5,835,000 $84,565
    40-60% 65 $7,045,000 $108,385
    Under 20% 56 $2,200,000 $39,286
    Over 100% 16 $4,820,000 $301,250

    Rockingham's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 248 originations, totaling $48,680,000 in origination value.