Sanford Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Sanford averaged
6.65%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
6.66% and
one month ago for the week of 2024-10-10, the
average rate was 5.99%.
Sanford's average rate one year ago was 7.07%.
For refis of the same type during the week of 2024-11-14, the average rate
was 6.98%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
| Sanford 30 Year Fixed Rate | 2024-11-14 | 6.65% |
| Sanford 30 Year Fixed Rate Refi | 2024-11-14 | 6.98% |
| Sanford 15 Year Fixed Rate | 2024-11-14 | 5.79% |
| Sanford 15 Year Fixed Rate Refi | 2024-11-14 | 6.09% |
| Sanford 30 Year FHA | 2024-11-14 | -0.35% |
| Sanford 30 Year FHA Refi | 2024-11-14 | -0.2% |
| Sanford 30 Year USDA | 2024-11-14 | 0.2% |
| Sanford 30 Year USDA Refi | 2024-11-14 | 0.1% |
| Sanford 30 Year VA | 2024-11-14 | -0.27% |
| Sanford 30 Year VA Refi | 2024-11-14 | -0.1% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Sanford, NC.
Sanford Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Sanford, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Sanford Average Closing Costs & Other Stats
Sanford, NC's 87 lenders originated 1,427
loans during 2023. The total origination value was $333,295,000, with an average loan value of
$233,563.
Sanford's average closing costs are $5,283.
The top Sanford lender as defined by loan originations is STATE EMPLOYEES', with
66 loans originated. Their average total fees are
$4,306, which is $1,938
higher than the next largest lender,
DHI MORTGAGE COMPANY, LTD..
The lowest fee Sanford lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($2,368), Wells Fargo Bank ($3,593), First-Citizens Bank & Trust Company ($3,872), STATE EMPLOYEES' ($4,306) and MOVEMENT MORTGAGE, LLC ($5,474).
The lowest rate Sanford lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.52%), STATE EMPLOYEES' (5.94%), Wells Fargo Bank (6.40%), MOVEMENT MORTGAGE, LLC (6.77%) and GoPrime Mortgage, Inc. (6.85%).
Sanford, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| STATE EMPLOYEES' | $45,250,000 | $31,380,000 | -30.7% | 9.4% |
| DHI MORTGAGE COMPANY, LTD. | $415,000 | $27,160,000 | 6,444.6% | 8.1% |
| MOVEMENT MORTGAGE, LLC | $12,690,000 | $19,765,000 | 55.8% | 5.9% |
| QUICKEN LOANS, LLC | $17,670,000 | $15,870,000 | -10.2% | 4.8% |
| CMG MORTGAGE, INC. | $16,720,000 | $10,210,000 | -38.9% | 3.1% |
| Arbor Realty Trust, Inc. | $2,055,000 | $10,205,000 | 396.6% | 3.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $9,180,000 | $10,185,000 | 10.9% | 3.1% |
| First National Bank of Pennsylvania | $8,760,000 | $8,560,000 | -2.3% | 2.6% |
| Mortgage Research Center, LLC | $12,095,000 | $8,360,000 | -30.9% | 2.5% |
| NAVY FEDERAL CREDIT UNION | $4,740,000 | $8,355,000 | 76.3% | 2.5% |
| Merchants Bank of Indiana | $7,505,000 | n/a | 2.3% | |
| GoPrime Mortgage, Inc. | $6,075,000 | $6,360,000 | 4.7% | 1.9% |
| First-Citizens Bank & Trust Company | $6,175,000 | $6,325,000 | 2.4% | 1.9% |
| First Bank | $20,975,000 | $6,040,000 | -71.2% | 1.8% |
| Truist | $11,995,000 | $5,585,000 | -53.4% | 1.7% |
| INTERCOASTAL MORTGAGE COMPANY | $3,730,000 | $5,040,000 | 35.1% | 1.5% |
| PNC Bank | $6,845,000 | $4,710,000 | -31.2% | 1.4% |
| The Fidelity Bank | $3,970,000 | $4,700,000 | 18.4% | 1.4% |
| Wells Fargo Bank | $10,750,000 | $4,575,000 | -57.4% | 1.4% |
| CORNERSTONE HOME LENDING, INC. | $5,120,000 | $4,410,000 | -13.9% | 1.3% |
| GUILD MORTGAGE COMPANY | $355,000 | $4,315,000 | 1,115.5% | 1.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $6,620,000 | $4,260,000 | -35.6% | 1.3% |
| COASTAL Federal Credit Union | $4,815,000 | $3,880,000 | -19.4% | 1.2% |
| FREEDOM MORTGAGE CORPORATION | $5,735,000 | $3,590,000 | -37.4% | 1.1% |
| Bar Harbor Bank & Trust | $8,005,000 | $3,305,000 | -58.7% | 1.0% |
| GUARANTEED RATE, INC. | $2,930,000 | $3,120,000 | 6.5% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $3,275,000 | $3,090,000 | -5.6% | 0.9% |
| JET HOMELOANS, LLC | $6,925,000 | $3,030,000 | -56.2% | 0.9% |
| American Security Mortgage Corp. | $1,700,000 | $2,845,000 | 67.4% | 0.9% |
| UNION HOME MORTGAGE CORP. | $1,645,000 | $2,675,000 | 62.6% | 0.8% |
| LOANDEPOT.COM, LLC | $4,655,000 | $2,580,000 | -44.6% | 0.8% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $2,815,000 | $2,425,000 | -13.9% | 0.7% |
| Merchants Capital Corp. | $2,355,000 | n/a | 0.7% | |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $5,695,000 | $2,350,000 | -58.7% | 0.7% |
| NFM, INC. | $1,480,000 | $2,265,000 | 53.0% | 0.7% |
| USAA Federal Savings Bank | $3,090,000 | $2,230,000 | -27.8% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,695,000 | $1,945,000 | -47.4% | 0.6% |
| LENDINGHOME FUNDING CORPORATION | $790,000 | $1,940,000 | 145.6% | 0.6% |
| HOMESIDE FINANCIAL, LLC | $330,000 | $1,920,000 | 481.8% | 0.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $785,000 | $1,775,000 | 126.1% | 0.5% |
| NEW DAY FINANCIAL, LLC | $1,125,000 | $1,745,000 | 55.1% | 0.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $5,775,000 | $1,685,000 | -70.8% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,750,000 | $1,620,000 | -65.9% | 0.5% |
| 1ST SIGNATURE LENDING, LLC | $1,615,000 | n/a | 0.5% | |
| First Horizon Bank | $1,340,000 | $1,595,000 | 19.0% | 0.5% |
| T2 FINANCIAL LLC | $1,775,000 | $1,540,000 | -13.2% | 0.5% |
| Alcova Mortgage LLC | $4,625,000 | $1,505,000 | -67.5% | 0.5% |
| First Heritage Mortgage, LLC | $805,000 | $1,475,000 | 83.2% | 0.4% |
| CARDINAL FINANCIAL | $1,380,000 | $1,445,000 | 4.7% | 0.4% |
| First Federal Bank | $1,265,000 | n/a | 0.4% | |
| LATINO COMMUNITY CREDIT UNION | $1,630,000 | $1,255,000 | -23.0% | 0.4% |
| Truliant Federal Credit Union | $385,000 | $1,255,000 | 226.0% | 0.4% |
| Prosperity Home Mortgage, LLC | $2,750,000 | $1,195,000 | -56.5% | 0.4% |
| ACADEMY MORTGAGE CORPORATION | $310,000 | $1,190,000 | 283.9% | 0.4% |
| Carter Bank & Trust | $475,000 | $1,190,000 | 150.5% | 0.4% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,080,000 | $1,190,000 | 10.2% | 0.4% |
| BROKER SOLUTIONS, INC. | $1,595,000 | $1,155,000 | -27.6% | 0.3% |
| RF Renovo Management Company, LLC | $230,000 | $1,110,000 | 382.6% | 0.3% |
| EQUITY RESOURCES, INC. | $1,445,000 | $1,095,000 | -24.2% | 0.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $420,000 | $1,085,000 | 158.3% | 0.3% |
| Towne Mortgage of the Carolinas, LLC | $1,990,000 | $1,075,000 | -46.0% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $2,505,000 | $1,005,000 | -59.9% | 0.3% |
| Plains Commerce Bank | $380,000 | $990,000 | 160.5% | 0.3% |
| The Federal Savings Bank | $1,205,000 | $990,000 | -17.8% | 0.3% |
| BETTER MORTGAGE CORPORATION | $2,345,000 | $970,000 | -58.6% | 0.3% |
| South Pacific Financial Corporation | $965,000 | n/a | 0.3% | |
| Flagstar Bank, FSB | $655,000 | $960,000 | 46.6% | 0.3% |
| Corporate Investors Mortgage Group, Inc. | $585,000 | $915,000 | 56.4% | 0.3% |
| Discover Bank | $255,000 | $890,000 | 249.0% | 0.3% |
| ZILLOW HOME LOANS, LLC | $1,285,000 | $890,000 | -30.7% | 0.3% |
| NexBank | $385,000 | $875,000 | 127.3% | 0.3% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $860,000 | n/a | 0.3% | |
| Bank of America | $1,830,000 | $845,000 | -53.8% | 0.3% |
| Keystone Funding, Inc. | $845,000 | n/a | 0.3% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,130,000 | $825,000 | -61.3% | 0.2% |
| CAPITAL CENTER, L.L.C. | $1,145,000 | $775,000 | -32.3% | 0.2% |
| Citizens Bank | $730,000 | n/a | 0.2% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $600,000 | $705,000 | 17.5% | 0.2% |
| FIRST HOME MORTGAGE CORPORATION | $700,000 | n/a | 0.2% | |
| TOP FLITE FINANCIAL, INC. | $595,000 | n/a | 0.2% | |
| Magnolia Bank | $390,000 | $590,000 | 51.3% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $935,000 | $590,000 | -36.9% | 0.2% |
| 21ST MORTGAGE CORPORATION | $170,000 | $565,000 | 232.4% | 0.2% |
| Carrington Mortgage Services, LLC | $960,000 | $565,000 | -41.1% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $1,265,000 | $535,000 | -57.7% | 0.2% |
| Deere Employees Credit Union | $290,000 | $530,000 | 82.8% | 0.2% |
| LOANPAL, LLC | $520,000 | n/a | 0.2% | |
| Barrington Bank & Trust Company, N.A. | $615,000 | $510,000 | -17.1% | 0.2% |
| CLEARPATH LENDING | $645,000 | $510,000 | -20.9% | 0.2% |
| United Community Bank | $1,065,000 | $510,000 | -52.1% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $235,000 | $490,000 | 108.5% | 0.1% |
| Meridian Bank Corporation | $465,000 | n/a | 0.1% | |
| AgFirst Farm Credit Bank | $395,000 | $450,000 | 13.9% | 0.1% |
| American Airlines Federal Credit Union | $415,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $410,000 | n/a | 0.1% | |
| Northpointe Bank | $670,000 | $410,000 | -38.8% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $410,000 | n/a | 0.1% | |
| Blue Ridge Bank | $1,070,000 | $395,000 | -63.1% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $350,000 | $365,000 | 4.3% | 0.1% |
| HOMESPIRE MORTGAGE CORPORATION | $905,000 | $365,000 | -59.7% | 0.1% |
| Allen Tate Mortgage Partners, LLC | $355,000 | n/a | 0.1% | |
| EVERETT FINANCIAL, INC. | $185,000 | $350,000 | 89.2% | 0.1% |
| NEWREZ LLC | $1,740,000 | $350,000 | -79.9% | 0.1% |
| SOUTHERN TRUST MORTGAGE, LLC | $3,155,000 | $345,000 | -89.1% | 0.1% |
| TIDEWATER MORTGAGE SERVICES, INC. | $345,000 | n/a | 0.1% | |
| Fulton Bank | $335,000 | n/a | 0.1% | |
| MICHIGAN MUTUAL, INC. | $335,000 | n/a | 0.1% | |
| Morgan Stanley Private Bank | $335,000 | n/a | 0.1% | |
| PREMIA MORTGAGE, LLC | $690,000 | $325,000 | -52.9% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $165,000 | $325,000 | 97.0% | 0.1% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $315,000 | n/a | 0.1% | |
| The Huntington National Bank | $315,000 | n/a | 0.1% | |
| CERTAINTY HOME LOANS, LLC | $1,625,000 | $305,000 | -81.2% | 0.1% |
| AMWEST FUNDING CORP. | $235,000 | $295,000 | 25.5% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $190,000 | $295,000 | 55.3% | 0.1% |
| Armed Forces Bank | $510,000 | $285,000 | -44.1% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $205,000 | $285,000 | 39.0% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $690,000 | $285,000 | -58.7% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $275,000 | $285,000 | 3.6% | 0.1% |
| ALTITUDE FINANCIAL CORPORATION | $275,000 | n/a | 0.1% | |
| NVR Mortgage Finance, Inc. | $275,000 | n/a | 0.1% | |
| RESOURCE FINANCIAL SERVICES, INC. | $125,000 | $275,000 | 120.0% | 0.1% |
| Shamrock Home Loans, Inc. | $255,000 | $275,000 | 7.8% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $425,000 | $265,000 | -37.6% | 0.1% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $255,000 | n/a | 0.1% | |
| Baxter Credit Union | $85,000 | $255,000 | 200.0% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $530,000 | $255,000 | -51.9% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $255,000 | n/a | 0.1% | |
| NBKC BANK | $470,000 | $245,000 | -47.9% | 0.1% |
| Ameris Bank | $780,000 | $225,000 | -71.2% | 0.1% |
| JPMorgan Chase Bank | $2,155,000 | $225,000 | -89.6% | 0.1% |
| Paramount Bank | $225,000 | n/a | 0.1% | |
| SELF-HELP Credit Union | $215,000 | $225,000 | 4.7% | 0.1% |
| The Central Trust Bank | $510,000 | $225,000 | -55.9% | 0.1% |
| Ally Bank | $205,000 | $215,000 | 4.9% | 0.1% |
| Sound Bank | $215,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $355,000 | $215,000 | -39.4% | 0.1% |
| The Loan Store, Inc. | $215,000 | n/a | 0.1% | |
| CANOPY MORTGAGE, LLC | $205,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $105,000 | $205,000 | 95.2% | 0.1% |
| General Mortgage Capital Corporation | $195,000 | n/a | 0.1% | |
| HUNT MORTGAGE CORPORATION | $585,000 | $195,000 | -66.7% | 0.1% |
| MLB RESIDENTIAL LENDING, LLC | $195,000 | n/a | 0.1% | |
| NORWICH COMMERCIAL GROUP, INC. | $195,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $185,000 | n/a | 0.1% | |
| First National Bank of America | $185,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $95,000 | $165,000 | 73.7% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $620,000 | $155,000 | -75.0% | 0.0% |
| EMM LOANS LLC | $145,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $530,000 | $140,000 | -73.6% | 0.0% |
| AMERICAN FINANCING CORPORATION | $415,000 | $135,000 | -67.5% | 0.0% |
| U.S. Bank | $585,000 | $125,000 | -78.6% | 0.0% |
| RTP Federal Credit Union | $25,000 | $120,000 | 380.0% | 0.0% |
| Pinnacle Bank | $115,000 | n/a | 0.0% | |
| Figure Lending LLC | $535,000 | $110,000 | -79.4% | 0.0% |
| ALLIANT CREDIT UNION | $35,000 | $105,000 | 200.0% | 0.0% |
| First Farmers Bank and Trust Company | $75,000 | n/a | 0.0% | |
| UTILITIES EMPLOYEES CREDIT UNION | $75,000 | n/a | 0.0% | |
| LANGLEY | $65,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $95,000 | $65,000 | -31.6% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $55,000 | n/a | 0.0% | |
| Fifth Third Bank | $380,000 | $55,000 | -85.5% | 0.0% |
| Northwest Federal Credit Union | $210,000 | $55,000 | -73.8% | 0.0% |
| MidFirst Bank | $35,000 | n/a | 0.0% |
Sanford's top lender by overall market share is STATE EMPLOYEES', with 9.4% market share. In second place, with 8.1%, is DHI MORTGAGE COMPANY, LTD., having originated $27,160,000 in loans. In third place, with 5.9%, is MOVEMENT MORTGAGE, LLC, having originated $19,765,000 in loans. In fourth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $15,870,000 in loans. In fifth place, with 3.1%, is CMG MORTGAGE, INC., having originated $10,210,000 in loans.
Sanford Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Sanford (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $213,300 (12.6%) | $228,727 (4.2%) | 0.00 | 211 |
| 2018-02-01 | $209,211 (7.6%) | $226,149 (0.2%) | 0.00 | 197 |
| 2018-03-01 | $214,747 (7.6%) | $232,899 (0.8%) | 0.00 | 194 |
| 2018-04-01 | $213,633 (1.8%) | $233,508 (2.0%) | 0.00 | 186 |
| 2018-05-01 | $218,950 (3.8%) | $234,529 (-2.3%) | 0.00 | 172 |
| 2018-06-01 | $216,900 (3.4%) | $235,291 (-0.6%) | 0.00 | 164 |
| 2018-07-01 | $221,425 (5.5%) | $238,041 (-1.1%) | 0.00 | 175 |
| 2018-08-01 | $226,550 (13.3%) | $241,940 (9.1%) | 0.00 | 167 |
| 2018-09-01 | $224,950 (12.6%) | $229,996 (6.4%) | 0.00 | 169 |
| 2018-10-01 | $225,000 (13.9%) | $235,052 (10.2%) | 0.00 | 178 |
| 2018-11-01 | $226,225 (12.7%) | $237,121 (8.5%) | 0.00 | 179 |
| 2018-12-01 | $225,000 (10.7%) | $232,970 (6.0%) | 0.00 | 187 |
| 2019-01-01 | $225,000 (5.5%) | $238,466 (4.3%) | 0.00 | 180 |
| 2019-02-01 | $225,375 (7.7%) | $247,965 (9.7%) | 0.00 | 177 |
| 2019-03-01 | $226,071 (5.3%) | $256,654 (10.2%) | 0.00 | 178 |
| 2019-04-01 | $227,321 (6.4%) | $265,278 (13.6%) | 0.00 | 185 |
| 2019-05-01 | $226,250 (3.3%) | $268,730 (14.6%) | 0.00 | 189 |
| 2019-06-01 | $234,900 (8.3%) | $277,664 (18.0%) | 0.00 | 178 |
| 2019-07-01 | $237,063 (7.1%) | $277,701 (16.7%) | 0.00 | 181 |
| 2019-08-01 | $239,900 (5.9%) | $280,297 (15.9%) | 0.00 | 179 |
| 2019-09-01 | $239,900 (6.7%) | $280,115 (21.8%) | 0.00 | 186 |
| 2019-10-01 | $239,450 (6.4%) | $278,603 (18.5%) | 0.00 | 188 |
| 2019-11-01 | $235,000 (3.9%) | $281,262 (18.6%) | 0.00 | 178 |
| 2019-12-01 | $228,850 (1.7%) | $277,683 (19.2%) | 0.00 | 166 |
| 2020-01-01 | $224,250 (-0.3%) | $267,883 (12.3%) | 0.00 | 165 |
| 2020-02-01 | $229,200 (1.7%) | $280,719 (13.2%) | 0.00 | 138 |
| 2020-03-01 | $244,925 (8.3%) | $288,098 (12.3%) | 0.00 | 134 |
| 2020-04-01 | $245,975 (8.2%) | $292,274 (10.2%) | 0.00 | 134 |
| 2020-05-01 | $236,000 (4.3%) | $285,270 (6.2%) | 0.00 | 124 |
| 2020-06-01 | $266,175 (13.3%) | $306,701 (10.5%) | 0.00 | 91 |
| 2020-07-01 | $257,200 (8.5%) | $297,814 (7.2%) | 0.00 | 77 |
| 2020-08-01 | $249,900 (4.2%) | $298,318 (6.4%) | 0.00 | 79 |
| 2020-09-01 | $270,637 (12.8%) | $311,885 (11.3%) | 0.00 | 81 |
| 2020-10-01 | $259,000 (8.2%) | $316,642 (13.7%) | 0.00 | 67 |
| 2020-11-01 | $251,300 (6.9%) | $316,725 (12.6%) | 0.00 | 68 |
| 2020-12-01 | $260,000 (13.6%) | $327,462 (17.9%) | 0.00 | 61 |
| 2021-01-01 | $259,000 (15.5%) | $322,398 (20.4%) | 0.00 | 58 |
| 2021-02-01 | $274,698 (19.9%) | $318,773 (13.6%) | 0.00 | 61 |
| 2021-03-01 | $269,925 (10.2%) | $281,918 (-2.2%) | 0.00 | 53 |
| 2021-04-01 | $285,210 (16.0%) | $306,390 (4.8%) | 0.00 | 50 |
| 2021-05-01 | $275,000 (16.5%) | $349,718 (22.6%) | 0.00 | 47 |
| 2021-06-01 | $315,190 (18.4%) | $391,097 (27.5%) | 0.00 | 47 |
| 2021-07-01 | $332,250 (29.2%) | $390,710 (31.2%) | 0.00 | 58 |
| 2021-08-01 | $328,640 (31.5%) | $377,005 (26.4%) | 0.00 | 83 |
| 2021-09-01 | $314,450 (16.2%) | $361,304 (15.9%) | 0.00 | 88 |
| 2021-10-01 | $299,750 (15.7%) | $380,124 (20.1%) | 0.00 | 79 |
| 2021-11-01 | $337,400 (34.3%) | $385,684 (21.8%) | 0.00 | 65 |
| 2021-12-01 | $347,996 (33.8%) | $418,728 (27.9%) | 0.00 | 52 |
| 2022-01-01 | $344,586 (33.0%) | $412,850 (28.1%) | 0.00 | 38 |
| 2022-02-01 | $319,475 (16.3%) | $380,872 (19.5%) | 0.00 | 37 |
| 2022-03-01 | $328,675 (21.8%) | $411,091 (45.8%) | 0.00 | 31 |
| 2022-04-01 | $356,450 (25.0%) | $467,764 (52.7%) | 0.00 | 36 |
| 2022-05-01 | $354,900 (29.1%) | $454,905 (30.1%) | 0.00 | 39 |
| 2022-06-01 | $365,975 (16.1%) | $417,802 (6.8%) | 0.00 | 62 |
| 2022-07-01 | $350,000 (5.3%) | $390,655 (0.0%) | 0.00 | 74 |
| 2022-08-01 | $358,950 (9.2%) | $391,281 (3.8%) | 0.00 | 66 |
| 2022-09-01 | $374,500 (19.1%) | $410,295 (13.6%) | 0.00 | 64 |
| 2022-10-01 | $369,900 (23.4%) | $419,584 (10.4%) | 0.00 | 82 |
| 2022-11-01 | $377,095 (11.8%) | $421,611 (9.3%) | 0.00 | 85 |
| 2022-12-01 | $394,000 (13.2%) | $434,198 (3.7%) | 0.00 | 85 |
| 2023-01-01 | $377,875 (9.7%) | $407,912 (-1.2%) | 0.00 | 86 |
| 2023-02-01 | $373,650 (17.0%) | $411,864 (8.1%) | 0.00 | 89 |
| 2023-03-01 | $375,000 (14.1%) | $411,772 (0.2%) | 0.00 | 103 |
| 2023-04-01 | $380,002 (6.6%) | $397,285 (-15.1%) | 0.00 | 110 |
| 2023-05-01 | $377,502 (6.4%) | $405,860 (-10.8%) | 0.00 | 124 |
| 2023-06-01 | $384,738 (5.1%) | $420,716 (0.7%) | 0.00 | 144 |
| 2023-07-01 | $374,990 (7.1%) | $407,109 (4.2%) | 0.00 | 150 |
| 2023-08-01 | $361,388 (0.7%) | $392,005 (0.2%) | 0.00 | 162 |
| 2023-09-01 | $360,925 (-3.6%) | $399,690 (-2.6%) | 0.00 | 166 |
| 2023-10-01 | $364,425 (-1.5%) | $407,297 (-2.9%) | 0.00 | 184 |
| 2023-11-01 | $358,120 (-5.0%) | $406,080 (-3.7%) | 0.00 | 188 |
| 2023-12-01 | $360,000 (-8.6%) | $413,747 (-4.7%) | 0.00 | 186 |
| 2024-01-01 | $368,139 (-2.6%) | $422,589 (3.6%) | 0.00 | 178 |
| 2024-02-01 | $362,225 (-3.1%) | $414,565 (0.7%) | 0.00 | 182 |
| 2024-03-01 | $361,850 (-3.5%) | $415,875 (1.0%) | 0.00 | 167 |
| 2024-04-01 | $359,950 (-5.3%) | $395,795 (-0.4%) | 0.00 | 187 |
| 2024-05-01 | $355,667 (-5.8%) | $401,130 (-1.2%) | 0.00 | 212 |
| 2024-06-01 | $365,000 (-5.1%) | $405,131 (-3.7%) | 0.00 | 217 |
| 2024-07-01 | $372,450 (-0.7%) | $410,901 (0.9%) | 0.00 | 208 |
| 2024-08-01 | $371,150 (2.7%) | $412,467 (5.2%) | 0.00 | 212 |
| 2024-09-01 | $362,894 (0.6%) | $404,810 (1.3%) | 0.00 | 203 |
| 2024-10-01 | $363,896 (-0.2%) | $403,220 (-1.0%) | 0.00 | 225 |
Sanford's median listing price for 2024-10-01 was $363,896, a difference of
$-529
(-0.2%) versus the prior year and
$1,002 versus the prior month.
Sanford's median listing price comes in at 0% of the national average.
Sanford's average listing price for 2024-10-01 was $403,220, a difference of $-4,077 (-1.0%) versus the prior year and $-1,590 versus the prior month.
For the 2024-10-01 period, Sanford had 225 MLS listings, a difference of 22 listings (11%) versus the prior month and 41 listings (22%) versus the prior year.
Sanford's median listing price comes in at 0% of the national average.
Sanford's average listing price for 2024-10-01 was $403,220, a difference of $-4,077 (-1.0%) versus the prior year and $-1,590 versus the prior month.
For the 2024-10-01 period, Sanford had 225 MLS listings, a difference of 22 listings (11%) versus the prior month and 41 listings (22%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Sanford (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,271 sqft |
| 2018-02-01 | 0 days | 2,156 sqft |
| 2018-03-01 | 0 days | 2,100 sqft |
| 2018-04-01 | 0 days | 2,100 sqft |
| 2018-05-01 | 0 days | 2,189 sqft |
| 2018-06-01 | 0 days | 2,102 sqft |
| 2018-07-01 | 0 days | 2,237 sqft |
| 2018-08-01 | 0 days | 2,270 sqft |
| 2018-09-01 | 0 days | 2,100 sqft |
| 2018-10-01 | 0 days | 2,100 sqft |
| 2018-11-01 | 0 days | 2,100 sqft |
| 2018-12-01 | 0 days | 2,100 sqft |
| 2019-01-01 | 0 days | 2,111 sqft |
| 2019-02-01 | 0 days | 2,147 sqft |
| 2019-03-01 | 0 days | 2,145 sqft |
| 2019-04-01 | 0 days | 2,156 sqft |
| 2019-05-01 | 0 days | 2,170 sqft |
| 2019-06-01 | 0 days | 2,256 sqft |
| 2019-07-01 | 0 days | 2,179 sqft |
| 2019-08-01 | 0 days | 2,158 sqft |
| 2019-09-01 | 0 days | 2,126 sqft |
| 2019-10-01 | 0 days | 2,100 sqft |
| 2019-11-01 | 0 days | 2,100 sqft |
| 2019-12-01 | 0 days | 2,100 sqft |
| 2020-01-01 | 0 days | 2,093 sqft |
| 2020-02-01 | 0 days | 2,100 sqft |
| 2020-03-01 | 0 days | 2,143 sqft |
| 2020-04-01 | 0 days | 2,201 sqft |
| 2020-05-01 | 0 days | 2,144 sqft |
| 2020-06-01 | 0 days | 2,304 sqft |
| 2020-07-01 | 0 days | 2,311 sqft |
| 2020-08-01 | 0 days | 2,300 sqft |
| 2020-09-01 | 0 days | 2,329 sqft |
| 2020-10-01 | 0 days | 2,300 sqft |
| 2020-11-01 | 0 days | 2,298 sqft |
| 2020-12-01 | 0 days | 2,336 sqft |
| 2021-01-01 | 0 days | 2,300 sqft |
| 2021-02-01 | 0 days | 2,296 sqft |
| 2021-03-01 | 0 days | 2,100 sqft |
| 2021-04-01 | 0 days | 2,216 sqft |
| 2021-05-01 | 0 days | 1,950 sqft |
| 2021-06-01 | 0 days | 2,171 sqft |
| 2021-07-01 | 0 days | 2,301 sqft |
| 2021-08-01 | 0 days | 2,259 sqft |
| 2021-09-01 | 0 days | 2,105 sqft |
| 2021-10-01 | 0 days | 2,120 sqft |
| 2021-11-01 | 0 days | 2,324 sqft |
| 2021-12-01 | 0 days | 2,298 sqft |
| 2022-01-01 | 0 days | 2,301 sqft |
| 2022-02-01 | 0 days | 1,925 sqft |
| 2022-03-01 | 0 days | 2,061 sqft |
| 2022-04-01 | 0 days | 2,300 sqft |
| 2022-05-01 | 0 days | 2,190 sqft |
| 2022-06-01 | 0 days | 2,337 sqft |
| 2022-07-01 | 0 days | 2,189 sqft |
| 2022-08-01 | 0 days | 2,271 sqft |
| 2022-09-01 | 0 days | 2,257 sqft |
| 2022-10-01 | 0 days | 2,151 sqft |
| 2022-11-01 | 0 days | 2,156 sqft |
| 2022-12-01 | 0 days | 2,243 sqft |
| 2023-01-01 | 0 days | 2,116 sqft |
| 2023-02-01 | 0 days | 2,085 sqft |
| 2023-03-01 | 0 days | 2,038 sqft |
| 2023-04-01 | 0 days | 2,134 sqft |
| 2023-05-01 | 0 days | 2,134 sqft |
| 2023-06-01 | 0 days | 2,157 sqft |
| 2023-07-01 | 0 days | 2,083 sqft |
| 2023-08-01 | 0 days | 2,051 sqft |
| 2023-09-01 | 0 days | 2,072 sqft |
| 2023-10-01 | 0 days | 2,055 sqft |
| 2023-11-01 | 0 days | 2,023 sqft |
| 2023-12-01 | 0 days | 2,034 sqft |
| 2024-01-01 | 0 days | 2,095 sqft |
| 2024-02-01 | 0 days | 2,020 sqft |
| 2024-03-01 | 0 days | 2,057 sqft |
| 2024-04-01 | 0 days | 2,088 sqft |
| 2024-05-01 | 0 days | 2,025 sqft |
| 2024-06-01 | 0 days | 2,078 sqft |
| 2024-07-01 | 0 days | 2,108 sqft |
| 2024-08-01 | 0 days | 2,116 sqft |
| 2024-09-01 | 0 days | 2,051 sqft |
| 2024-10-01 | 0 days | 2,018 sqft |
Sanford's median listing age (time on market) for 2024-10-01 was 0 days.
Sanford's median square footage for active listings during the 2024-10-01 period was 2,018 sqft. One year prior, the average listing was 2,055 sqft.
Sanford's median square footage for active listings during the 2024-10-01 period was 2,018 sqft. One year prior, the average listing was 2,055 sqft.
Sanford, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 830 | $254,570,000 | $306,711 |
| Cash Out Refi | 168 | $34,110,000 | $203,036 |
| Other | 162 | $16,160,000 | $99,753 |
| Home Improvement | 138 | $11,500,000 | $83,333 |
| Refi | 129 | $16,955,000 | $131,434 |
Sanford's most frequently cited loan purpose was Home Purchase, with 830 originations. The 2nd most popular reason was Cash Out Refi, with 168 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 441 | $127,235,000 | $288,515 |
| 7-8% | 347 | $79,925,000 | $230,331 |
| 5-6% | 266 | $75,160,000 | $282,556 |
| Over 8% | 199 | $22,855,000 | $114,849 |
| 4-5% | 148 | $22,820,000 | $154,189 |
| <2.5% | 10 | $500,000 | $50,000 |
| 3-4% | 2 | $280,000 | $140,000 |
| 2.5-3% | 2 | $580,000 | $290,000 |
During 2023, Sanford's most frequently originated rate bucket was 6-7%, with 441 originations.
Loan Sizing (Sanford, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 665 | $189,995,000 | $285,707 |
| $100,000 or less | 333 | $18,545,000 | $55,691 |
| $100k-200k | 319 | $47,835,000 | $149,953 |
| $400k-600k | 90 | $40,960,000 | $455,111 |
| $600k-1000k | 15 | $11,475,000 | $765,000 |
| $Over $1MM | 5 | $24,485,000 | $4,897,000 |
Sanford's loan sizing saw the bucket of loans from $200k-400k with 665 originations, totaling $189,995,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 589 | $178,315,000 | $302,742 |
| 60-80% | 259 | $74,785,000 | $288,745 |
| 20-40% | 215 | $21,695,000 | $100,907 |
| Under 20% | 190 | $8,610,000 | $45,316 |
| 40-60% | 108 | $19,360,000 | $179,259 |
| Over 100% | 55 | $25,175,000 | $457,727 |
Sanford's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 589 originations, totaling $178,315,000 in origination value.