Northmarq Capital Finance Mortgage Rates, Fees & Info
LINCOLN, NELEI: 549300AV8QD552DSI743
Tax ID: 41-1492937
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Mortgage Data
Review & Overview
Northmarq Capital Finance is a small mortgage company specializing in Cash Out Refi and Home Purchase loans. Northmarq Capital Finance has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Seattle, Houston, Kansas City, and San Francisco among others. We have data for 38 markets. (Some data included below & more in-depth data is available with an active subscription.)Northmarq Capital Finance has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 15 Year Conventional Refi | 5.68% | 12/3/24 |
| 15 Year Cash-out Refi | 5.68% | 12/3/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Northmarq Capital Finance Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
91Origination Dollar Volume (All Markets)
$1,967,125,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 9 | $268,105,000 | $29,789,444 | $0 | 4.26% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 5 | $263,805,000 | $52,761,000 | $0 | 4.32% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 9 | $203,815,000 | $22,646,111 | $0 | 4.81% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 8 | $171,180,000 | $21,397,500 | $0 | 4.44% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $126,475,000 | $42,158,333 | $0 | 4.42% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 7 | $119,965,000 | $17,137,857 | $0 | 4.43% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 6 | $114,140,000 | $19,023,333 | $0 | 4.46% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 5 | $78,225,000 | $15,645,000 | $0 | 4.54% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $64,010,000 | $32,005,000 | $0 | 4.29% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $55,675,000 | $18,558,333 | $0 | 4.40% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $43,610,000 | $21,805,000 | $0 | 4.76% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $39,125,000 | $39,125,000 | $0 | 4.93% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $37,610,000 | $18,805,000 | $0 | 4.75% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $37,305,000 | $37,305,000 | $0 | 4.48% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $36,405,000 | $36,405,000 | $0 | 4.14% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $34,215,000 | $34,215,000 | $0 | 4.43% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $32,600,000 | $16,300,000 | $0 | 5.50% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $23,715,000 | $23,715,000 | $0 | 4.92% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $22,825,000 | $22,825,000 | $0 | 4.44% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $22,505,000 | $22,505,000 | $0 | 4.65% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $22,110,000 | $11,055,000 | $0 | 3.99% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $22,005,000 | $22,005,000 | $0 | 4.10% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $19,765,000 | $19,765,000 | $0 | 4.29% |
| MADISON, WI (FHA|USDA|VA) | 1 | $16,495,000 | $16,495,000 | $0 | 4.60% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $15,010,000 | $7,505,000 | $0 | 4.69% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $13,805,000 | $13,805,000 | $0 | 4.35% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $12,675,000 | $12,675,000 | $0 | 4.62% |
| AMES, IA (FHA|USDA|VA) | 1 | $8,255,000 | $8,255,000 | $0 | 4.55% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $6,975,000 | $6,975,000 | $0 | 4.90% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $6,375,000 | $6,375,000 | $0 | 4.60% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $5,975,000 | $5,975,000 | $0 | 4.71% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $5,230,000 | $2,615,000 | $0 | 5.84% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $4,305,000 | $4,305,000 | $0 | 6.13% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $3,505,000 | $3,505,000 | $0 | 4.76% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $3,305,000 | $3,305,000 | $0 | 4.68% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $3,205,000 | $3,205,000 | $0 | 5.10% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $1,515,000 | $1,515,000 | $0 | 5.92% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $1,305,000 | $1,305,000 | $0 | 6.25% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 91 | $1,967,125,000 | $21,616,758 | $0 | 4.60% |
For 2018, Northmarq Capital Finance's most frequently originated type of loan was Conventional, with 91 originations.
Loan Reason
For 2018, Northmarq Capital Finance's most frequently cited loan purpose was Cash Out Refi, with 57 originations. The 2nd most popular reason was Home Purchase, with 23 originations.
Loan Duration/Length
For 2018, Northmarq Capital Finance's most frequently cited loan duration was 10 Year, with 53 originations. The 2nd most popular length was Other, with 18 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 76 | $1,826,210,000 | $24,029,079 |
| 3-4% | 6 | $111,810,000 | $18,635,000 |
| 5-6% | 5 | $21,225,000 | $4,245,000 |
| 6-7% | 4 | $7,880,000 | $1,970,000 |
During 2018, Northmarq Capital Finance's average interest rate for loans was 4.83%, while their most frequently originated rate bucket for loans was 4-5%, with 76 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $1MM+ | 90 | $1,966,450,000 | $21,849,444 | $0 | 4.58% |
| $600k-1MM | 1 | $675,000 | $675,000 | $0 | 6.42% |
2018 saw Northmarq Capital Finance place emphasis on $1MM+ loans with 90 originations, totaling $1,966,450,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 91 | $1,967,125,000 | $21,616,758 | $0 | 4.60% |
Approval Rates
Total approvals of all applications98.11%
Northmarq Capital Finance has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination85.71%
Northmarq Capital Finance has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 91 | $1,967,125,000 | $21,616,758 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Manufactured | 1 | $7,005,000 | $7,005,000 |
| Multifamily:Site-Built | 90 | $1,960,120,000 | $21,779,111 |