Northmarq Capital Finance Mortgage Rates, Fees & Info
LINCOLN, NELEI: 549300AV8QD552DSI743
Tax ID: 41-1492937
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Mortgage Data
Review & Overview
Northmarq Capital Finance is a small mortgage company specializing in Cash Out Refi and Home Purchase loans. Northmarq Capital Finance has a high proportion of conventional loans. Their top markets by origination volume include: San Antonio, Las Vegas, Denver, Minneapolis, and Dallas among others. We have data for 48 markets. (Some data included below & more in-depth data is available with an active subscription.)Northmarq Capital Finance has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 15 Year Conventional Refi | 5.68% | 11/21/24 |
| 15 Year Cash-out Refi | 5.68% | 11/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Northmarq Capital Finance Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
104Origination Dollar Volume (All Markets)
$2,019,120,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 9 | $160,895,000 | $17,877,222 | $0 | 4.18% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 4 | $143,080,000 | $35,770,000 | $0 | 4.72% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $140,170,000 | $70,085,000 | $0 | 4.01% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $139,940,000 | $34,985,000 | $0 | 4.74% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 4 | $131,670,000 | $32,917,500 | $0 | 4.16% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 2 | $128,090,000 | $64,045,000 | $0 | 5.18% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $121,005,000 | $121,005,000 | $0 | 3.68% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 10 | $103,750,000 | $10,375,000 | $0 | 4.61% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 16 | $82,920,000 | $5,182,500 | $0 | 3.12% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $74,395,000 | $74,395,000 | $0 | 5.61% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $67,675,000 | $22,558,333 | $0 | 4.29% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 3 | $59,065,000 | $19,688,333 | $0 | 4.61% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $57,615,000 | $57,615,000 | $0 | 3.74% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $50,005,000 | $50,005,000 | $0 | 2.27% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $49,645,000 | $49,645,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $47,620,000 | $23,810,000 | $0 | 4.67% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2 | $38,010,000 | $19,005,000 | $0 | 4.30% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $36,405,000 | $36,405,000 | $0 | 4.14% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 4 | $35,870,000 | $8,967,500 | $0 | 4.98% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $32,095,000 | $32,095,000 | $0 | 4.65% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 3 | $27,075,000 | $9,025,000 | $0 | 3.78% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $26,925,000 | $26,925,000 | $0 | 4.85% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $24,145,000 | $24,145,000 | $0 | 4.63% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $22,405,000 | $22,405,000 | $0 | 4.33% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $21,960,000 | $10,980,000 | $0 | 4.63% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2 | $21,390,000 | $10,695,000 | $0 | 4.50% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $19,295,000 | $19,295,000 | $0 | 4.27% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $18,135,000 | $18,135,000 | $0 | 4.59% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $18,105,000 | $18,105,000 | $0 | 4.24% |
| SALEM, OR (FHA|USDA|VA) | 1 | $12,915,000 | $12,915,000 | $0 | 4.29% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $12,455,000 | $12,455,000 | $0 | 4.11% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $12,395,000 | $12,395,000 | $0 | 4.00% |
| TULSA, OK (FHA|USDA|VA) | 1 | $11,365,000 | $11,365,000 | $0 | 3.45% |
| RENO, NV (FHA|USDA|VA) | 1 | $7,205,000 | $7,205,000 | $0 | 4.05% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $6,905,000 | $6,905,000 | $0 | 7.20% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $6,505,000 | $6,505,000 | $0 | 4.48% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $6,205,000 | $6,205,000 | $0 | 4.60% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $6,195,000 | $6,195,000 | $0 | 4.62% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $6,005,000 | $6,005,000 | $0 | 3.95% |
| Granbury, TX (FHA|USDA|VA) | 1 | $4,655,000 | $4,655,000 | $0 | 5.75% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $4,525,000 | $4,525,000 | $0 | 5.61% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $4,465,000 | $4,465,000 | $0 | 6.82% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $4,345,000 | $4,345,000 | $0 | 5.27% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $4,015,000 | $4,015,000 | $0 | 4.45% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $3,945,000 | $3,945,000 | $0 | 4.52% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $2,705,000 | $2,705,000 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $1,875,000 | $1,875,000 | $0 | 4.45% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $1,085,000 | $1,085,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 104 | $2,019,120,000 | $19,414,615 | $0 | 4.31% |
For 2022, Northmarq Capital Finance's most frequently originated type of loan was Conventional, with 104 originations.
Loan Reason
For 2022, Northmarq Capital Finance's most frequently cited loan purpose was Cash Out Refi, with 55 originations. The 2nd most popular reason was Home Purchase, with 35 originations.
Loan Duration/Length
For 2022, Northmarq Capital Finance's most frequently cited loan duration was 10 Year, with 66 originations. The 2nd most popular length was Other, with 21 originations.
Interest Rates
During 2022, Northmarq Capital Finance's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 4-5%, with 46 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $1MM+ | 104 | $2,019,120,000 | $19,414,615 | $0 | 4.31% |
2022 saw Northmarq Capital Finance place emphasis on $1MM+ loans with 104 originations, totaling $2,019,120,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 104 | $2,019,120,000 | $19,414,615 | $0 | 4.31% |
Approval Rates
Total approvals of all applications99.14%
Northmarq Capital Finance has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination89.42%
Northmarq Capital Finance has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 104 | $2,019,120,000 | $19,414,615 |