Great Western Bank Mortgage Rates, Fees & Info

Sioux Falls, SD

LEI: GOJ1L4ZO0WN3FOYLH432

Tax ID: 46-0133550

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Great Western Bank is a smaller bank specializing in Home Purchase and Refi loans. Great Western Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Sioux Falls, Omaha, Des Moines, Watertown, and Lincoln among others. We have data for 66 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Great Western Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Great Western Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 11/22/24
    30 Year Conventional Purchase 6.65% 11/22/24
    30 Year Conventional Refi 6.79% 11/22/24
    30 Year Cash-out Refi 6.70% 11/22/24
    30 Year FHA Purchase 8.03% 11/22/24
    30 Year VA Purchase 6.27% 11/22/24
    30 Year VA Refi 5.95% 11/22/24
    30 Year USDA Purchase 6.82% 11/22/24
    15 Year Conventional Purchase 5.82% 11/22/24
    15 Year Conventional Refi 6.10% 11/22/24
    15 Year Cash-out Refi 6.10% 11/22/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Great Western Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Great Western Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    3,105

    Origination Dollar Volume (All Markets)

    $508,735,000

    Employee count

    1,645 Show all (22) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    SIOUX FALLS, SD (FHA|USDA|VA) 466 $82,260,000 $176,524 $2,945 4.80%
    Outside of Metro Areas 663 $66,335,000 $100,053 $2,434 5.15%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 344 $54,990,000 $159,855 $2,360 4.88%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 195 $30,945,000 $158,692 $2,077 5.03%
    Watertown, SD (FHA|USDA|VA) 192 $29,950,000 $155,990 $4,020 4.60%
    LINCOLN, NE (FHA|USDA|VA) 171 $29,525,000 $172,661 $2,046 4.73%
    Aberdeen, SD (FHA|USDA|VA) 100 $19,170,000 $191,700 $3,674 4.84%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 34 $13,430,000 $395,000 $2,891 4.85%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 16 $13,010,000 $813,125 $3,466 4.93%
    BOULDER, CO (FHA|USDA|VA) 41 $12,855,000 $313,537 $2,173 5.59%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 20 $12,470,000 $623,500 $2,776 4.70%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 35 $11,765,000 $336,143 $3,186 4.55%
    Brookings, SD (FHA|USDA|VA) 69 $10,615,000 $153,841 $2,809 4.50%
    AMES, IA (FHA|USDA|VA) 89 $10,575,000 $118,820 $2,147 5.19%
    FORT COLLINS, CO (FHA|USDA|VA) 34 $8,250,000 $242,647 $2,506 5.05%
    Fort Dodge, IA (FHA|USDA|VA) 85 $7,045,000 $82,882 $2,325 5.33%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 23 $6,915,000 $300,652 $1,983 5.18%
    GRAND ISLAND, NE (FHA|USDA|VA) 45 $6,725,000 $149,444 $2,477 5.07%
    BISMARCK, ND (FHA|USDA|VA) 1 $6,455,000 $6,455,000 $0 3.98%
    GREELEY, CO (FHA|USDA|VA) 18 $6,220,000 $345,556 $2,577 5.14%
    RAPID CITY, SD (FHA|USDA|VA) 44 $4,840,000 $110,000 $3,601 5.44%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 16 $4,050,000 $253,125 $5,871 5.41%
    Mitchell, SD (FHA|USDA|VA) 31 $4,005,000 $129,194 $2,362 5.07%
    TUCSON, AZ (FHA|USDA|VA) 9 $3,895,000 $432,778 $14,895 4.91%
    Burlington, IA-IL (FHA|USDA|VA) 55 $3,465,000 $63,000 $2,221 5.55%
    Pierre, SD (FHA|USDA|VA) 5 $3,385,000 $677,000 $2,212 4.95%
    FARGO, ND-MN (FHA|USDA|VA) 7 $3,295,000 $470,714 $3,591 4.42%
    IOWA CITY, IA (FHA|USDA|VA) 21 $3,275,000 $155,952 $1,723 4.88%
    Kearney, NE (FHA|USDA|VA) 22 $3,250,000 $147,727 $2,574 4.97%
    Marshalltown, IA (FHA|USDA|VA) 36 $3,130,000 $86,944 $1,955 4.77%
    Yankton, SD (FHA|USDA|VA) 20 $2,960,000 $148,000 $3,970 4.93%
    Scottsbluff, NE (FHA|USDA|VA) 16 $2,830,000 $176,875 $1,484 5.84%
    North Platte, NE (FHA|USDA|VA) 21 $2,495,000 $118,810 $1,988 4.99%
    Hastings, NE (FHA|USDA|VA) 25 $2,475,000 $99,000 $1,773 5.58%
    Marshall, MN (FHA|USDA|VA) 21 $2,035,000 $96,905 $2,454 4.81%
    Emporia, KS (FHA|USDA|VA) 1 $1,835,000 $1,835,000 $0 5.02%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $1,800,000 $900,000 $5,083 3.50%
    Spirit Lake, IA (FHA|USDA|VA) 6 $1,680,000 $280,000 $2,709 3.85%
    YUMA, AZ (FHA|USDA|VA) 3 $1,645,000 $548,333 $2,567 4.08%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 10 $1,430,000 $143,000 $2,481 4.65%
    Vermillion, SD (FHA|USDA|VA) 3 $1,135,000 $378,333 $3,112 5.25%
    Columbus, NE (FHA|USDA|VA) 18 $1,110,000 $61,667 $1,621 5.41%
    Fremont, NE (FHA|USDA|VA) 11 $1,025,000 $93,182 $1,923 4.96%
    Lexington, NE (FHA|USDA|VA) 16 $990,000 $61,875 $1,449 5.65%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 6 $990,000 $165,000 $2,511 4.48%
    Willmar, MN (FHA|USDA|VA) 3 $795,000 $265,000 $3,941 3.25%
    Spearfish, SD (FHA|USDA|VA) 8 $760,000 $95,000 $2,166 5.12%
    FLAGSTAFF, AZ (FHA|USDA|VA) 1 $605,000 $605,000 $2,916 3.63%
    Pella, IA (FHA|USDA|VA) 4 $450,000 $112,500 $2,229 5.03%
    Steamboat Springs, CO (FHA|USDA|VA) 1 $355,000 $355,000 $0 4.95%
    Fergus Falls, MN (FHA|USDA|VA) 1 $305,000 $305,000 $2,370 4.25%
    ST. CLOUD, MN (FHA|USDA|VA) 1 $295,000 $295,000 $2,326 4.00%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $275,000 $275,000 $4,221 5.38%
    Norfolk, NE (FHA|USDA|VA) 2 $260,000 $130,000 $2,312 5.44%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $255,000 $255,000 $3,810 3.00%
    Alexandria, MN (FHA|USDA|VA) 1 $245,000 $245,000 $4,607 3.63%
    Cañon City, CO (FHA|USDA|VA) 1 $245,000 $245,000 $0 6.00%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 4 $220,000 $55,000 $2,216 4.97%
    Sedalia, MO (FHA|USDA|VA) 1 $195,000 $195,000 $2,222 3.25%
    DULUTH, MN-WI (FHA|USDA|VA) 1 $195,000 $195,000 $0 5.25%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $175,000 $175,000 $3,352 3.63%
    Faribault-Northfield, MN (FHA|USDA|VA) 1 $165,000 $165,000 $5,841 3.25%
    Payson, AZ (FHA|USDA|VA) 2 $120,000 $60,000 $1,408 5.63%
    Beatrice, NE (FHA|USDA|VA) 2 $120,000 $60,000 $2,974 3.63%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,182 4.25%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.00%
    Great Western Bank's top markets include Sioux Falls, Omaha, Des Moines, Watertown, and Lincoln among others.

    Their top states include:
  • South Dakota (FHA|USDA|VA)
  • Nebraska (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Great Western Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Home Federal Savings & Loan Association of Grand Island
    Similarity Rank: 40
    FINANCIAL PLUS Credit Union
    Similarity Rank: 63
    United Bank of Iowa
    Similarity Rank: 70
    U.S. HOME MORTGAGE, INC.
    Similarity Rank: 110
    Raccoon Valley Bank
    Similarity Rank: 145
    Community Choice Credit Union
    Similarity Rank: 255
    ARAPAHOE CREDIT UNION
    Similarity Rank: 256
    MUTUAL FIRST
    Similarity Rank: 276
    Luana Savings Bank
    Similarity Rank: 322
    SIOUX FALLS
    Similarity Rank: 333

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,840 $400,180,000 $217,489 $2,336 4.43%
    HELOC 1,029 $70,855,000 $68,858 n/a 6.26%
    FHA 106 $15,650,000 $147,642 $5,308 3.59%
    VA 70 $14,870,000 $212,429 $4,727 3.42%
    USDA 60 $7,180,000 $119,667 $4,410 3.58%

    For 2019, Great Western Bank's most frequently originated type of loan was Conventional, with 1,840 originations. Their 2nd most popular type was HELOC, with 1,029 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,113 $241,895,000 $217,336 $3,316 4.12%
    Refi 1,074 $159,670,000 $148,669 $1,660 5.47%
    Home Improvement 462 $29,080,000 $62,944 $836 6.12%
    Cash Out Refi 293 $65,505,000 $223,567 $2,852 3.98%
    Other 163 $12,585,000 $77,209 $692 5.93%

    For 2019, Great Western Bank's most frequently cited loan purpose was Home Purchase, with 1,113 originations. The 2nd most popular reason was Refi, with 1,074 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,130 $258,870,000 $229,088 $3,295 3.95%
    5 Year 1,070 $120,020,000 $112,168 $417 6.21%
    10 Year 348 $35,400,000 $101,724 $470 5.33%
    15 Year 289 $48,175,000 $166,696 $2,465 3.70%
    20 Year 124 $20,350,000 $164,113 $1,979 4.53%
    Other 90 $11,610,000 $129,000 $649 5.81%
    1 Year 45 $5,885,000 $130,778 $5,348 5.74%
    3 Year 9 $8,425,000 $936,111 $0 5.17%

    For 2019, Great Western Bank's most frequently cited loan duration was 30 Year, with 1,130 originations. The 2nd most popular length was 5 Year, with 1,070 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,193 $210,265,000 $176,249
    $1k-2k 396 $72,730,000 $183,662
    $2k-3k 154 $34,830,000 $226,169
    $3k-4k 35 $10,955,000 $313,000
    $4k-5k 12 $4,460,000 $371,667
    $5k+ 9 $6,075,000 $675,000

    Great Western Bank's average total fees were $3,295, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,193 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 979 $233,995,000 $239,014
    6-7% 716 $42,200,000 $58,939
    5-6% 699 $77,765,000 $111,252
    4-5% 593 $138,325,000 $233,263
    2.5-3% 69 $14,405,000 $208,768
    7-8% 37 $1,985,000 $53,649
    <2.5% 12 $60,000 $5,000

    During 2019, Great Western Bank's average interest rate for loans was 3.95%, while their most frequently originated rate bucket for loans was 3-4%, with 979 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 1,511 $68,715,000 $45,477 $1,323 5.72%
    $100k-200k 870 $126,160,000 $145,011 $2,991 4.38%
    $200k-400k 528 $139,970,000 $265,095 $3,521 4.08%
    $400k-600k 105 $49,485,000 $471,286 $3,418 3.90%
    $1MM+ 46 $91,910,000 $1,998,043 $5,163 4.52%
    $600k-1MM 45 $32,495,000 $722,111 $3,308 4.23%

    2019 saw Great Western Bank place emphasis on $100,000 or less loans with 1,511 originations, totaling $68,715,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 678 $51,120,000 $75,398 $2,258 4.96%
    $50k-75k 655 $69,185,000 $105,626 $2,658 4.97%
    $100k-150k 531 $78,395,000 $147,637 $2,770 5.02%
    $75k-100k 471 $58,345,000 $123,875 $2,707 5.00%
    $150k-250k 284 $55,790,000 $196,444 $2,790 5.08%
    $250k+ 203 $86,105,000 $424,163 $3,458 4.58%

    Great Western Bank lent most frequently to those with incomes in the $50k or less range, with 678 originations. The second most popular income band? $50k-75k, with 655 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 758 $92,300,000 $121,768 $2,605 5.06%
    30-36% 574 $84,200,000 $146,690 $2,723 4.92%
    <20% 384 $51,070,000 $132,995 $2,374 5.22%
    39% 187 $25,825,000 $138,102 $2,347 5.29%
    37% 116 $17,120,000 $147,586 $2,410 5.06%
    38% 104 $16,290,000 $156,635 $3,021 4.71%
    36% 102 $15,160,000 $148,627 $2,876 4.79%
    40% 88 $12,820,000 $145,682 $3,035 4.86%
    50-60% 63 $8,225,000 $130,556 $3,511 4.49%
    42% 62 $12,780,000 $206,129 $3,189 4.47%
    43% 61 $12,245,000 $200,738 $3,249 4.01%
    >60% 58 $4,770,000 $82,241 $279 5.74%
    44% 49 $10,455,000 $213,367 $2,935 4.15%
    41% 44 $10,520,000 $239,091 $3,078 4.17%
    46% 36 $7,550,000 $209,722 $2,493 4.38%
    48% 34 $6,830,000 $200,882 $3,095 4.25%
    45% 33 $5,795,000 $175,606 $2,789 4.14%
    49% 31 $5,365,000 $173,065 $3,130 3.94%
    47% 22 $4,090,000 $185,909 $3,437 3.94%

    Great Western Bank lent most frequently to those with DTI ratios of 20-30%, with 758 originations. The next most common DTI ratio? 30-36%, with 574 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,320 $344,360,000 $148,431 $2,753 4.83%
    Not applicable 180 $92,140,000 $511,889 $0 5.19%
    Not provided 527 $58,465,000 $110,939 $2,012 5.58%
    Asian 41 $8,405,000 $205,000 $2,962 4.09%
    Black 18 $3,150,000 $175,000 $2,742 4.27%
    American Indian 15 $1,495,000 $99,667 $2,719 5.02%
    Asian Indian 1 $425,000 $425,000 $2,278 4.25%
    Vietnamese 1 $235,000 $235,000 $2,205 3.88%
    Chinese 1 $45,000 $45,000 $0 6.00%
    Native Hawaiian or Islander 1 $15,000 $15,000 $0 6.75%

    Approval Rates

    Total approvals of all applications
    76.62%

    Great Western Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    81.38%

    Great Western Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    408.52 1 $25,000 $25,000
    NA 3,104 $508,710,000 $163,889

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 77 $76,585,000 $994,610
    Single Family (1-4 Units):Manufactured 7 $375,000 $53,571
    Single Family (1-4 Units):Site-Built 3,021 $431,775,000 $142,925

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 569 $51,155,000 $89,903 $1,178 5.82%
    40-60% 363 $55,775,000 $153,650 $2,357 4.89%
    60-80% 712 $189,220,000 $265,758 $2,797 4.46%
    80-100% 829 $182,735,000 $220,428 $3,422 4.09%
    Over 100% 12 $2,750,000 $229,167 $7,755 3.72%
    Under 20% 620 $27,100,000 $43,710 $369 6.02%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    GREAT WESTERN BANCORP, INC. Conventional home mortgage Struggling to pay mortgage 1 50.0%
    GREAT WESTERN BANCORP, INC. Other type of mortgage Closing on a mortgage 1 50.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Great Western Bank 163 Grand Avenue Burwell, NE 68823 Full Service B&M $35,326
    Great Western Bank 100 East South Street Mount Ayr, IA 50854 Full Service B&M $30,654
    Great Western Bank 1000 East Court Street Beatrice, NE 68310 Full Service B&M $30,050
    Great Western Bank 101 E Kimball St Callaway, NE 68825 Full Service B&M $20,621
    Great Western Bank 101 East King Street Chamberlain, SD 57325 Full Service B&M $48,572
    Great Western Bank 1010 North Roosevelt Avenue Burlington, IA 52601 Full Service B&M $39,950
    Great Western Bank 10101 University Avenue Clive, IA 50325 Full Service B&M $622,140
    Great Western Bank 1016 Central Avenue Nebraska City, NE 68410 Full Service B&M $18,175
    Great Western Bank 102 S. Main Mt. Pleasant, IA 52641 Full Service B&M $23,153
    Great Western Bank 102 W 5th St Canton, SD 57013 Full Service B&M $14,805
    Great Western Bank 1020 Century Drive Louisville, CO 80027 Full Service B&M $40,736
    Great Western Bank 1020 Main Street Hamburg, IA 51640 Full Service B&M $52,337
    Great Western Bank 1028 Toledo Street Sidney, NE 69162 Full Service B&M $26,574
    Great Western Bank 103 West Taylor Creston, IA 50801 Full Service B&M $13,616
    Great Western Bank 1030 Broad Street Grinnell, IA 50112 Full Service B&M $45,491
    Great Western Bank 106 East 7th Ave Redfield, SD 57469 Full Service B&M $26,220
    Great Western Bank 10610 Shawnee Mission Parkway Shawnee, KS 66203 Full Service B&M $99,068
    Great Western Bank 11 North First Avenue Marshalltown, IA 50158 Full Service B&M $114,222
    Great Western Bank 110 South 9th Street Canon City, CO 81212 Full Service B&M $108,472
    Great Western Bank 110 West 7th Street Lexington, NE 68850 Full Service B&M $86,709
    Great Western Bank 111 N. East Street Gettysburg, SD 57442 Full Service B&M $51,079
    Great Western Bank 111 North Main Leon, IA 50144 Full Service B&M $54,984
    Great Western Bank 111 South Dewey Street North Platte, NE 69101 Full Service B&M $101,597
    Great Western Bank 1111 141st Street Perry, IA 50220 Full Service B&M $30,923
    Great Western Bank 114 West 15th Street Falls City, NE 68355 Full Service B&M $21,161
    Great Western Bank 118 North Main Street Colman, SD 57017 Full Service B&M $63,667
    Great Western Bank 119 6th Avenue S.E. Aberdeen, SD 57401 Full Service B&M $138,530
    Great Western Bank 120 S 68th St West Des Moines, IA 50266 Full Service B&M $10,489
    Great Western Bank 120 S. 1st Street Carlisle, IA 50047 Full Service B&M $53,342
    Great Western Bank 121 South Tejon Street, Ste 110 Colorado Springs, CO 80903 Full Service B&M $99,491
    Great Western Bank 1235 N Street Lincoln, NE 68508 Full Service B&M $91,903
    Great Western Bank 12670 L Street Omaha, NE 68137 Full Service B&M $102,790
    Great Western Bank 1300 East Florence Boulevard Casa Grande, AZ 85122 Full Service B&M $103,132
    Great Western Bank 1301 Main Avenue Crete, NE 68333 Full Service B&M $13,959
    Great Western Bank 1301 Main Street Webster, SD 57274 Full Service B&M $19,400
    Great Western Bank 1302 6th Street Brookings, SD 57006 Full Service B&M $17,706
    Great Western Bank 1305 E Cedar Brandon, SD 57005 Full Service B&M $38,367
    Great Western Bank 13150 Hickman Road Clive, IA 50325 Full Service B&M $16,500
    Great Western Bank 1347 E Euclid Des Moines, IA 50316 Full Service B&M $9,366
    Great Western Bank 135 North Cotner Boulevard Lincoln, NE 68505 Full Service B&M $41,869
    Great Western Bank 201 North Main Street Chariton, IA 50049 Full Service B&M $38,930
    Great Western Bank 14 St. Joseph Street Rapid City, SD 57701 Full Service B&M $164,372
    Great Western Bank 1401 South Washington Street Papillion, NE 68046 Full Service B&M $31,104
    Great Western Bank 1402 Washington Street Eldora, IA 50627 Full Service B&M $13,067
    Great Western Bank 1407 East 7th Street Atlantic, IA 50022 Full Service B&M $24,937
    Great Western Bank 1418 E College Drive Marshall, MN 56258 Full Service B&M $23,947
    Great Western Bank 1464 26th Avenue Columbus, NE 68602 Full Service B&M $50,797
    Great Western Bank 1504 L Street Ord, NE 68862 Full Service B&M $29,932
    Great Western Bank 151 South College Avenue Fort Collins, CO 80524 Full Service B&M $26,267
    Great Western Bank 1516 East Saint Patrick Street Rapid City, SD 57703 Full Service Retail $14,064
    Great Western Bank 1543 Wazee Street Denver, CO 80202 Full Service B&M $22,279
    Great Western Bank 1552 E 23rd Avenue N Fremont, NE 68025 Full Service B&M $21,748
    Great Western Bank 1609 Madison St Bedford, IA 50833 Full Service B&M $17,749
    Great Western Bank 161 West Oak Street Globe, AZ 85501 Full Service B&M $41,224
    Great Western Bank 16850 Evans Place Omaha, NE 68116 Full Service B&M $43,034
    Great Western Bank 1721 N. Arizona Ave., Suite 1 Chandler, AZ 85225 Full Service B&M $98,750
    Great Western Bank 17929 Welch Plaza Omaha, NE 68135 Full Service B&M $57,748
    Great Western Bank 1805 6th Ave Se Aberdeen, SD 57402 Full Service B&M $53,029
    Great Western Bank 1811 West 2nd Street Grand Island, NE 68802 Full Service B&M $25,538
    Great Western Bank 18511 N. Scottsdale Road, Suite 102, 200-201 Scottsdale, AZ 85260 Full Service B&M $6,368
    Great Western Bank 1900 Ninth Street Boulder, CO 80302 Full Service B&M $209,844
    Great Western Bank 1920 23rd Street Columbus, NE 68601 Full Service B&M $18,277
    Great Western Bank 19750 W John Wayne Parkway Maricopa, AZ 85139 Full Service B&M $55,958
    Great Western Bank 2 West 4th Street Grant City, MO 64456 Full Service B&M $39,147
    Great Western Bank 200 West Littleton Boulevard Littleton, CO 80120 Full Service B&M $19,410
    Great Western Bank 2001 Broadway Scottsbluff, NE 69361 Full Service B&M $22,992
    Great Western Bank 201 Main Street Rosholt, SD 57260 Full Service B&M $29,933
    Great Western Bank 201 South 25th Street Fort Dodge, IA 50501 Full Service B&M $35,474
    Great Western Bank 201 South Locust Glenwood, IA 51534 Full Service B&M $25,197
    Great Western Bank 2015 Clubhouse Drive, Suite 100 Greeley, CO 80634 Full Service B&M $52,008
    Great Western Bank 202 West Highway 38 Hartford, SD 57033 Full Service B&M $45,587
    Great Western Bank 203 South 25th Street Bethany, MO 64424 Full Service B&M $15,531
    Great Western Bank 205 E Erie Missouri Valley, IA 51555 Full Service B&M $8,883
    Great Western Bank 205 W. 2nd Street Cedar Falls, IA 50613 Full Service B&M $17,821
    Great Western Bank 206 Broad Street Humeston, IA 50123 Full Service B&M $17,663
    Great Western Bank 209 South Main Street Lennox, SD 57039 Full Service B&M $21,781
    Great Western Bank 210 North West Avenue Crooks, SD 57020 Full Service B&M $21,945
    Great Western Bank 2100 Commerce Red Oak, IA 51566 Full Service B&M $60,793
    Great Western Bank 2100 Main Street Longmont, CO 80501 Full Service B&M $61,035
    Great Western Bank 211 West C Street Mccook, NE 69001 Full Service B&M $15,502
    Great Western Bank 2110 Southeast Delaware Street Ankeny, IA 50021 Full Service B&M $105,775
    Great Western Bank 2120 First Avenue Kearney, NE 68848 Full Service B&M $48,521
    Great Western Bank 215 Union Boulevard, Suites 150 And 175 Lakewood, CO 80228 Full Service B&M $40,387
    Great Western Bank 217 Main Street Mc Intosh, SD 57641 Full Service B&M $21,721
    Great Western Bank 21783 Us 65 Princeton, MO 64673 Full Service B&M $38,316
    Great Western Bank 2228 Main Street Unionville, MO 63565 Full Service B&M $15,033
    Great Western Bank 224 West Wood Street Albany, MO 64402 Full Service B&M $32,250
    Great Western Bank 225 S. Main Ave. Sioux Falls, SD 57104 Full Service B&M $625,959
    Great Western Bank 2408 North Broadway Yankton, SD 57078 Full Service B&M $30,096
    Great Western Bank 2695 North Park Drive, Ste. 101 Lafayette, CO 80026 Full Service Retail $25,579
    Great Western Bank 2770 8th Street Southwest Altoona, IA 50009 Full Service B&M $61,971
    Great Western Bank 2775 Pearl Street Boulder, CO 80302 Full Service B&M $56,719
    Great Western Bank 2936 University Avenue Waterloo, IA 50701 Full Service B&M $25,924
    Great Western Bank 3 East South Ridge Road Marshalltown, IA 50158 Full Service B&M $37,306
    Great Western Bank 3002 North Campbell Avenue Tucson, AZ 85719 Full Service B&M $81,674
    Great Western Bank 301 E Washington Clarinda, IA 51632 Full Service B&M $16,034
    Great Western Bank 301 N Egan Ave Madison, SD 57042 Full Service B&M $83,469
    Great Western Bank 3010 North 90th Street Omaha, NE 68134 Full Service B&M $25,061
    Great Western Bank 302 Main Street Morristown, SD 57645 Full Service B&M $7,983
    Great Western Bank 302 South Main Street Milbank, SD 57252 Full Service B&M $92,414
    Great Western Bank 304 South Commerce Drive Prairie City, IA 50228 Full Service B&M $45,494
    Great Western Bank 309 East Jefferson Corydon, IA 50060 Full Service B&M $44,818
    Great Western Bank 316 South Duff Avenue Ames, IA 50010 Full Service B&M $106,864
    Great Western Bank 321 Burlington Street Holdrege, NE 68949 Limited, Drive-thru $0
    Great Western Bank 321 North Third Street Burlington, IA 52601 Full Service B&M $49,545
    Great Western Bank 330 East Douglas Street O'neill, NE 68763 Full Service B&M $44,852
    Great Western Bank 3410 N 27th Street Lincoln, NE 68521 Full Service B&M $20,907
    Great Western Bank 35 1st Avenue, N.E Watertown, SD 57201 Full Service B&M $796,873
    Great Western Bank 3510 West Sturgis Road Rapid City, SD 57701 Full Service B&M $30,538
    Great Western Bank 3601 Minnesota Drive, Ste 170 Bloomington, MN 55435 Full Service B&M $15,064
    Great Western Bank 3650 East 1st Avenue Denver, CO 80206 Full Service B&M $25,840
    Great Western Bank 3705 Twincreek Drive Bellevue, NE 68123 Full Service B&M $31,886
    Great Western Bank 3711 John F. Kennedy Parkway Fort Collins, CO 80521 Full Service B&M $310,179
    Great Western Bank 3717 East 10th Street Sioux Falls, SD 57103 Full Service B&M $36,058
    Great Western Bank 3800 East 15th Street Loveland, CO 80534 Full Service B&M $31,578
    Great Western Bank 3939 Normal Boulevard Lincoln, NE 68506 Full Service B&M $22,219
    Great Western Bank 400 Braasch Avenue Norfolk, NE 68702 Full Service B&M $23,999
    Great Western Bank 401 Broad Avenue Stanton, IA 51573 Full Service B&M $26,366
    Great Western Bank 401 Second Street Gladbrook, IA 50635 Full Service B&M $21,990
    Great Western Bank 404 Lincoln Way Nevada, IA 50201 Full Service B&M $57,232
    Great Western Bank 408 Hwy 77 Dell Rapids, SD 57022 Full Service B&M $32,732
    Great Western Bank 4140 South 84th Street Omaha, NE 68127 Full Service B&M $56,886
    Great Western Bank 4141 N. Scottsdale Road, Suite 101 Scottsdale, AZ 85251 Full Service B&M $68,912
    Great Western Bank 423 Broad Street Story City, IA 50248 Full Service B&M $24,817
    Great Western Bank 423 West 3rd Street Alliance, NE 69301 Full Service B&M $9,743
    Great Western Bank 424 West Avenue Holdrege, NE 68949 Full Service B&M $60,041
    Great Western Bank 4718 L Street Omaha, NE 68117 Full Service B&M $41,750
    Great Western Bank 4800 South Cliff Avenue Sioux Falls, SD 57103 Full Service B&M $62,695
    Great Western Bank 4901 W. 41st St. Sioux Falls, SD 57106 Full Service B&M $40,392
    Great Western Bank 4914 North Cliff Avenue Sioux Falls, SD 57104 Full Service B&M $30,946
    Great Western Bank 4th St & Poplar Freeman, SD 57029 Full Service B&M $36,853
    Great Western Bank 5000 South Louise Avenue Sioux Falls, SD 57108 Full Service B&M $63,715
    Great Western Bank 501 Pioneer Avenue Oakland, IA 51560 Full Service B&M $21,673
    Great Western Bank 505 N Main Mobridge, SD 57601 Full Service B&M $42,792
    Great Western Bank 509 W. Broadway Council Bluffs, IA 51503 Full Service B&M $64,033
    Great Western Bank 510 Main Street Spearfish, SD 57783 Full Service B&M $66,297
    Great Western Bank 5100 West 26th Street Sioux Falls, SD 57110 Full Service B&M $75,851
    Great Western Bank 511 1st Avenue East Newton, IA 50208 Full Service B&M $49,422
    Great Western Bank 520 North Pearl Street Milan, MO 63556 Full Service B&M $24,177
    Great Western Bank 5225 N. Academy Blvd. Suite 100 Colorado Springs, CO 80918 Full Service B&M $23,132
    Great Western Bank 5300 South 56th Street Lincoln, NE 68516 Full Service B&M $25,093
    Great Western Bank 550 North 155th Plaza Omaha, NE 68154 Full Service B&M $91,721
    Great Western Bank 5533 South 27th Street, Suite 101 Lincoln, NE 68512 Full Service B&M $29,021
    Great Western Bank 5675 26th Avenue South, Suite 156 Fargo, ND 58104 Full Service B&M $10,966
    Great Western Bank 5720 West 120th Avenue Broomfield, CO 80020 Full Service B&M $36,641
    Great Western Bank 6001 Northwest Radial Highway Omaha, NE 68104 Full Service B&M $93,314
    Great Western Bank 608 North Linden Street Wahoo, NE 68066 Full Service B&M $22,916
    Great Western Bank 610 - 4th Street Sully, IA 50251 Full Service B&M $26,800
    Great Western Bank 610 West Mclane Osceola, IA 50213 Full Service B&M $52,146
    Great Western Bank 635 North Arizona Boulevard Coolidge, AZ 85128 Full Service B&M $11,150
    Great Western Bank 6424 Havelock Avenue Lincoln, NE 68507 Full Service B&M $18,871
    Great Western Bank 655 Community Drive North Liberty, IA 52317 Full Service B&M $118,496
    Great Western Bank 6945 A Street Lincoln, NE 68510 Full Service B&M $28,186
    Great Western Bank 700 N. Burlington Hastings, NE 68901 Full Service B&M $80,083
    Great Western Bank 700 North Webb Road Grand Island, NE 68803 Full Service B&M $36,745
    Great Western Bank 700 West Thomas Avenue Shenandoah, IA 51601 Full Service B&M $17,520
    Great Western Bank 712 N. Main Street Eloy, AZ 85131 Full Service B&M $32,993
    Great Western Bank 714 South Burr Mitchell, SD 57301 Full Service B&M $31,607
    Great Western Bank 7300 Graceland Drive Omaha, NE 68134 Full Service B&M $810
    Great Western Bank 751 Mountain View Road Rapid City, SD 57709 Full Service Retail $20,123
    Great Western Bank 785 Cheesman Street Erie, CO 80516 Full Service B&M $37,484
    Great Western Bank 800 South Bridge Street Lexington, NE 68850 Limited, Drive-thru $0
    Great Western Bank 8001 Metcalf Avenue, Suite 100 Overland Park, KS 66204 Full Service B&M $19,131
    Great Western Bank 801 Main Street, Suite 130 Louisville, CO 80027 Full Service B&M $23,313
    Great Western Bank 811 South Public Road Lafayette, CO 80026 Full Service B&M $79,560
    Great Western Bank 825 Central Avenue Fort Dodge, IA 50501 Full Service B&M $175,268
    Great Western Bank 8380 Old Cheney Road Lincoln, NE 68516 Full Service B&M $15,954
    Great Western Bank 839 Gordon Drive Sioux City, IA 51101 Full Service B&M $83,044
    Great Western Bank 900 Illinois Sidney, IA 51652 Full Service B&M $21,819
    Great Western Bank 901 South D Street Broken Bow, NE 68822 Full Service B&M $31,317
    Great Western Bank 919 Galvin Road Bellevue, NE 68005 Full Service B&M $126,159
    Great Western Bank 9290 West Dodge Road, Suite 101 Omaha, NE 68114 Full Service B&M $542,200
    Great Western Bank Highways 212 And 81 Watertown, SD 57201 Full Service B&M $35,826
    Great Western Bank Sixth And Lincoln Streets Lexington, NE 68850 Limited, Drive-thru $0
    Great Western Bank State And Williams Streets Atkinson, NE 68713 Full Service B&M $47,335

    For 2019, Great Western Bank had 175 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $543,405
    Net interest income $427,481
    Total noninterest income $57,592
    Gross Fiduciary activities income $6,386
    Service charges on deposit accounts $24,208
    Trading account gains and fees $0
    Additional Noninterest Income $26,998
    Pre-tax net operating income $227,229
    Securities gains (or losses, -) $336
    Income before extraordinary items $177,248
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $177,248
    Minority interest net income $0
    Net income $177,248
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $176,982

    Great Western Bank's gross interest income from loans was $543,405,000.
    Great Western Bank's net interest income from loans was $427,481,000.
    Great Western Bank's fee based income from loans was $24,208,000.
    Great Western Bank's net income from loans was $177,248,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $115,924
    Provision for credit losses $43,835
    Total noninterest expense $214,009
    Salaries and employee benefits $130,926
    Premises and equipment expense $23,190
    Additional noninterest expense $59,893
    Applicable income taxes $50,317
    Net charge-offs $37,247
    Cash dividends $111,283

    Great Western Bank's interest expense for loans was $115,924,000.
    Great Western Bank's payroll and benefits expense were $130,926,000.
    Great Western Bank's property, plant and equipment expenses $23,190,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.3%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $10,163,769
    Deposits held in domestic offices $10,163,769
    Deposits by Individuals, partnerships, and corporations $9,150,488
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $1,011,588
    Deposits by Commercial banks and other depository institutions in U.S. $1,693
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $822,957
    Demand deposits $822,957
    Nontransaction accounts $9,340,812
    Money market deposit accounts (MMDAs) $3,725,762
    Other savings deposits (excluding MMDAs) $3,904,079
    Total time deposits $1,710,971
    Total time and savings deposits $9,340,812
    Noninterest-bearing deposits $2,122,742
    Interest-bearing deposits $8,041,027
    Retail deposits $9,330,814
    IRAs and Keogh plan accounts $156,758
    Brokered deposits $376,093
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $12,848,070
    Cash & Balances due from depository institutions $247,421
    Interest-bearing balances $68,553
    Total securities $1,904,673
    Federal funds sold & reverse repurchase $0
    Net loans and leases $9,553,386
    Loan and leases loss allowance $72,781
    Trading account assets $0
    Bank premises and fixed assets $138,603
    Other real estate owned $37,420
    Goodwill and other intangibles $751,535
    All other assets $215,032

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $12,848,070
    Total Liabilities $10,895,643
    Total deposits $10,163,769
    Interest-bearing deposits $8,041,027
    Deposits held in domestic offices $10,163,769
    % insured (estimated) $68
    Federal funds purchased and repurchase agreements $66,289
    Trading liabilities $0
    Other borrowed funds $595,058
    Subordinated debt $0
    All other liabilities $70,527

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $9,553,386
    Loan and leases loss allowance $72,781
    Total loans and leases (domestic) $9,626,167
    All real estate loans $6,307,660
    Real estate loans in domestic offices $6,307,660
    Construction and development loans $559,862
    Residential 1-4 family construction $80,969
    Other construction, all land development and other land $478,893
    Loans secured by nonfarm nonresidential properties $3,704,143
    Nonfarm nonresidential secured by owner-occupied properties $1,299,778
    Commercial real estate & other non-farm, non-residential $2,404,365
    Multifamily residential real estate $375,275
    1-4 family residential loans $726,151
    Farmland loans $942,229
    Loans held in foreign offices $0
    Farm loans $1,036,475
    Commercial and industrial loans $1,381,556
    To non-U.S. addressees $0
    Loans to individuals $53,342
    Credit card loans $16,275
    Related Plans $6,040
    Consumer Auto Loans $20,410
    Other loans to individuals $10,617
    All other loans & leases $860,939
    Loans to foreign governments and official institutions $0
    Other loans $70,967
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $33,401
    Non 1-4 family restructured loans & leases $33,150
    Total loans and leases (foreign) $0

    Great Western Bank had $9,553,386,000 of loans outstanding in 2019. $6,307,660,000 of loans were in real estate loans. $559,862,000 of loans were in development loans. $375,275,000 of loans were in multifamily mortgage loans. $726,151,000 of loans were in 1-4 family mortgage loans. $1,036,475,000 of loans were in farm loans. $16,275,000 of loans were in credit card loans. $20,410,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 2,075 $488,167 $235,261
    Nonfarm, nonresidential loans - <$100k 502 $18,596 $37,044
    Nonfarm, nonresidential loans - $100-250k 668 $86,896 $130,084
    Nonfarm, nonresidential loans - $250k-1MM 905 $382,675 $422,845
    Commercial & Industrial, US addressed loans - <$1MM 4,087 $385,333 $94,283
    Commercial & Industrial, US addressed loans - <$100k 2,569 $60,641 $23,605
    Commercial & Industrial, US addressed loans - $100-250k 743 $79,499 $106,997
    Commercial & Industrial, US addressed loans - $250k-1MM 775 $245,193 $316,378
    Farmland loans - <$1MM 1,600 $201,438 $125,899
    Farmland loans - <$100k 629 $24,029 $38,202
    Farmland loans - $100-250k 635 $82,721 $130,269
    Farmland loans - $250k-1MM 336 $94,688 $281,810
    Agriculture operations loans - <$1MM 2,737 $188,483 $68,865
    Agriculture operations loans - <$100k 1,927 $49,837 $25,862
    Agriculture operations loans - $100-250k 518 $61,108 $117,969
    Agriculture operations loans - $250k-1MM 292 $77,538 $265,541