YUMA Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Yuma averaged 6.73% for the week of 2024-11-07, compared to the national average of 6.79% for the same period.

The average rate for the prior week (2024-10-31) was 6.86% and one month ago for the week of 2024-10-03, the average rate was 5.96%.

Yuma's average rate one year ago was 7.7%.

For refis of the same type during the week of 2024-11-07, the average rate was 7.29%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-07 6.79%
Yuma 30 Year Fixed Rate 2024-11-07 6.73%
Yuma 30 Year Fixed Rate Refi 2024-11-07 7.29%
Yuma 15 Year Fixed Rate 2024-11-07 6%
Yuma 15 Year Fixed Rate Refi 2024-11-07 6.6%
Yuma 30 Year FHA 2024-11-07 6.02%
Yuma 30 Year FHA Refi 2024-11-07 6.33%
Yuma 30 Year USDA 2024-11-07 6.06%
Yuma 30 Year USDA Refi 2024-11-07 6.48%
Yuma 30 Year VA 2024-11-07 6.05%
Yuma 30 Year VA Refi 2024-11-07 6.44%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within YUMA, AZ.

YUMA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the YUMA, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
NOVA FINANCIAL & INVESTMENT CORPORATION 197 6.78% $4,313
UNITED WHOLESALE MORTGAGE, LLC 147 6.89% $8,426
GUILD MORTGAGE COMPANY 68 6.91% $8,363
QUICKEN LOANS, LLC 61 6.74% $8,061
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 47 6.50% $6,868
CROSSCOUNTRY MORTGAGE, LLC 47 6.56% $8,438
JPMorgan Chase Bank 26 6.41% $5,238
ACADEMY MORTGAGE CORPORATION 24 6.41% $5,489
CMG MORTGAGE, INC. 23 7.19% $6,988
PRIMELENDING, A PLAINSCAPITAL COMPANY 22 7.31% $5,847
Gateway First Bank 17 6.86% $4,823
NAVY FEDERAL CREDIT UNION 17 6.57% $6,339
SECURITYNATIONAL MORTGAGE COMPANY 14 7.45% $10,097
Wells Fargo Bank 13 6.63% $5,011
GENEVA FINANCIAL, LLC 11 7.11% $8,527
Mr. Cooper ( Nationstar Mortgage ) 8 6.31% $7,272
RESIDENTIAL WHOLESALE MORTGAGE, INC. 8 7.06% $5,083
A. E. A. Federal Credit Union 7 7.16% $5,618
PENNYMAC LOAN SERVICES, LLC 6 7.35% $6,155
AMERICAN FINANCING CORPORATION 5 6.23% $7,252
Neighborhood Loans, Inc. 5 5.90% $6,507
OCMBC, INC. 4 0.00% $0
AMERISAVE MORTGAGE CORPORATION 4 6.71% $7,893
BROKER SOLUTIONS, INC. 4 6.50% $8,193
Flagstar Bank, FSB 4 6.68% $6,586
GUARANTEED RATE, INC. 4 7.23% $4,419
LOANDEPOT.COM, LLC 4 6.34% $9,154
SUMMIT FUNDING, INC. 4 7.06% $6,349
U.S. Bank 4 6.13% $6,133
Zions Bank 4 7.00% $4,949
ZILLOW HOME LOANS, LLC 3 6.88% $5,971
Citadel Servicing Corporation 3 9.00% $11,873
NEWREZ LLC 3 6.54% $7,057
ROYAL UNITED MORTGAGE LLC 3 7.17% $6,592
AMERICAN FINANCIAL NETWORK, INC. 3 6.29% $6,748
The Loan Store, Inc. 2 7.13% $5,162
PENTAGON FEDERAL CREDIT UNION 2 6.06% $2,276
POINT Mortgage 2 6.56% $7,237
AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.38% $5,395
BMO Harris Bank 2 6.75% $6,532
RESIDENTIAL BANCORP 2 7.56% $7,691
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 2 6.81% $12,103
S1L, Inc. 2 6.31% $11,795
V.I.P. MORTGAGE, INC. 2 7.12% $9,915
Carrington Mortgage Services, LLC 2 7.25% $2,751
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 7.06% $6,819
INTERNATIONAL CITY MORTGAGE, INC. 2 6.19% $2,894
Bell Bank 2 7.50% $5,425
Boeing Employees Credit Union 1 5.88% $1,407
NP, Inc. 1 9.50% $7,287
OneAZ Credit Union 1 5.88% $4,437
ON Q FINANCIAL, INC. 1 7.49% $3,694
Operating Engineers Local Union #3 1 6.38% $3,152
Paramount Residential Mortgage Group, Inc. 1 6.63% $8,380
PHH Mortgage Corporation 1 7.13% $4,037
Prosperity Home Mortgage, LLC 1 7.13% $5,622
ALTITUDE FINANCIAL CORPORATION 1 6.13% $3,780
Ally Bank 1 7.25% $8,690
A&D Mortgage LLC 1 8.13% $14,146
Sunflower Bank 1 6.49% $4,788
SUN WEST MORTGAGE COMPANY, INC. 1 6.37% $3,962
TRIAD FINANCIAL SERVICES, INC. 1 7.65% $5,999
UIF CORPORATION 1 6.50% $5,873
Alerus Financial 1 6.63% $3,685
USAA Federal Savings Bank 1 5.50% $8,423
Victorian Finance, LLC 1 7.13% $7,537
Discover Bank 1 6.24% $0
EVERETT FINANCIAL, INC. 1 7.13% $5,871
DIRECTORS MORTGAGE, INC. 1 6.75% $8,679
First National Bank Texas 1 8.13% $4,401
FIRST NATIONS HOME FINANCE CORPORATION 1 7.13% $15,302
FREEDOM MORTGAGE CORPORATION 1 7.38% $7,721
CHURCHILL MORTGAGE CORPORATION 1 6.88% $4,563
Glacier Bank 1 7.88% $5,459
Golden Empire Mortgage, Inc. 1 6.99% $6,078
Wallick & Volk, Inc. 1 7.13% $11,238
CHEVRON 1 6.50% $3,091
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.50% $11,878
HOMEXPRESS MORTGAGE CORP. 1 7.25% $5,333
Centra Credit Union 1 6.25% $3,542
Washington Federal Bank 1 6.75% $2,895
LOANPAL, LLC 1 6.99% $4,149
MOUNTAIN AMERICA 1 6.75% $5,677
Nations Lending Corporation 1 7.99% $12,308
CARDINAL FINANCIAL 1 6.63% $6,655
CALCON MUTUAL MORTGAGE LLC 1 6.75% $7,609
NFM, INC. 1 6.63% $12,395
NMSI, INC. 1 6.13% $6,891

YUMA Average Closing Costs & Other Stats

YUMA, AZ's 88 lenders originated 3,303 loans during 2023. The total origination value was $718,595,000, with an average loan value of $217,558.

YUMA's average closing costs are $5,771.

The top YUMA lender as defined by loan originations is NOVA FINANCIAL & INVESTMENT CORPORATION, with 197 loans originated. Their average total fees are $4,313, which is $4,113 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee YUMA lenders (with over 10 loans originated) are NOVA FINANCIAL & INVESTMENT CORPORATION ($4,313), Gateway First Bank ($4,823), Wells Fargo Bank ($5,011), JPMorgan Chase Bank ($5,238) and ACADEMY MORTGAGE CORPORATION ($5,489).

The lowest rate YUMA lenders (with over 10 loans originated) are ACADEMY MORTGAGE CORPORATION (6.41%), JPMorgan Chase Bank (6.41%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.50%), CROSSCOUNTRY MORTGAGE, LLC (6.56%) and NAVY FEDERAL CREDIT UNION (6.57%).

YUMA, AZ Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $132,405,000 $126,090,000 -4.8% 17.5%
NOVA FINANCIAL & INVESTMENT CORPORATION $206,035,000 $113,955,000 -44.7% 15.9%
ACADEMY MORTGAGE CORPORATION $64,160,000 $41,825,000 -34.8% 5.8%
CROSSCOUNTRY MORTGAGE, LLC $29,945,000 $39,655,000 32.4% 5.5%
GUILD MORTGAGE COMPANY $45,705,000 $36,245,000 -20.7% 5.0%
QUICKEN LOANS, LLC $56,535,000 $35,985,000 -36.3% 5.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $59,985,000 $26,860,000 -55.2% 3.7%
NAVY FEDERAL CREDIT UNION $35,240,000 $26,155,000 -25.8% 3.6%
Mortgage Research Center, LLC $33,030,000 $19,505,000 -40.9% 2.7%
Zions Bank $15,355,000 $18,450,000 20.2% 2.6%
CMG MORTGAGE, INC. $7,525,000 $17,640,000 134.4% 2.5%
Gateway First Bank $30,600,000 $15,340,000 -49.9% 2.1%
GENEVA FINANCIAL, LLC $8,480,000 $13,050,000 53.9% 1.8%
SECURITYNATIONAL MORTGAGE COMPANY $10,190,000 $10,645,000 4.5% 1.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $18,055,000 $10,070,000 -44.2% 1.4%
PENNYMAC LOAN SERVICES, LLC $13,600,000 $8,045,000 -40.8% 1.1%
GUARANTEED RATE, INC. $8,675,000 $7,765,000 -10.5% 1.1%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $7,150,000 $6,220,000 -13.0% 0.9%
FREEDOM MORTGAGE CORPORATION $16,260,000 $5,345,000 -67.1% 0.7%
JPMorgan Chase Bank $12,760,000 $5,140,000 -59.7% 0.7%
LOANDEPOT.COM, LLC $33,480,000 $4,685,000 -86.0% 0.7%
Wells Fargo Bank $22,580,000 $4,395,000 -80.5% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $11,080,000 $4,370,000 -60.6% 0.6%
OCMBC, INC. $1,245,000 $4,010,000 222.1% 0.6%
Glacier Bank $12,240,000 $3,860,000 -68.5% 0.5%
Neighborhood Loans, Inc. $40,565,000 $3,845,000 -90.5% 0.5%
Flagstar Bank, FSB $5,680,000 $3,480,000 -38.7% 0.5%
BROKER SOLUTIONS, INC. $5,240,000 $3,320,000 -36.6% 0.5%
NEWREZ LLC $5,740,000 $3,210,000 -44.1% 0.4%
SUMMIT FUNDING, INC. $1,740,000 $3,035,000 74.4% 0.4%
AMERISAVE MORTGAGE CORPORATION $3,415,000 $2,820,000 -17.4% 0.4%
Washington Federal Bank $37,030,000 $2,685,000 -92.7% 0.4%
AMERICAN FINANCIAL NETWORK, INC. $2,595,000 n/a 0.4%
USAA Federal Savings Bank $6,470,000 $2,335,000 -63.9% 0.3%
U.S. Bank $7,510,000 $2,310,000 -69.2% 0.3%
SUN WEST MORTGAGE COMPANY, INC. $3,375,000 $2,000,000 -40.7% 0.3%
CREDIT HUMAN FEDERAL CREDIT UNION $1,955,000 $1,995,000 2.0% 0.3%
Discover Bank $1,330,000 $1,880,000 41.4% 0.3%
Equity Prime Mortgage LLC $1,135,000 $1,860,000 63.9% 0.3%
The Federal Savings Bank $3,150,000 $1,795,000 -43.0% 0.2%
RESIDENTIAL BANCORP $6,275,000 $1,715,000 -72.7% 0.2%
LOANPAL, LLC $10,910,000 $1,705,000 -84.4% 0.2%
NEW DAY FINANCIAL, LLC $3,915,000 $1,625,000 -58.5% 0.2%
Figure Lending LLC $1,025,000 $1,555,000 51.7% 0.2%
PENTAGON FEDERAL CREDIT UNION $2,665,000 $1,525,000 -42.8% 0.2%
CLEARPATH LENDING $1,165,000 $1,450,000 24.5% 0.2%
Carrington Mortgage Services, LLC $2,455,000 $1,435,000 -41.5% 0.2%
Paramount Residential Mortgage Group, Inc. $1,190,000 $1,430,000 20.2% 0.2%
A. E. A. Federal Credit Union $5,500,000 $1,375,000 -75.0% 0.2%
VILLAGE CAPITAL MORTGAGE $1,610,000 $1,315,000 -18.3% 0.2%
CARDINAL FINANCIAL $3,360,000 $1,220,000 -63.7% 0.2%
S1L, Inc. $1,855,000 $1,195,000 -35.6% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $825,000 $1,190,000 44.2% 0.2%
AMERICAN FINANCING CORPORATION $3,180,000 $1,150,000 -63.8% 0.2%
BMO Harris Bank $135,000 $1,070,000 692.6% 0.1%
MID AMERICA MORTGAGE, INC. $270,000 $1,045,000 287.0% 0.1%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $19,815,000 $995,000 -95.0% 0.1%
Wallick & Volk, Inc. $1,350,000 $995,000 -26.3% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,060,000 $990,000 -51.9% 0.1%
V.I.P. MORTGAGE, INC. $1,495,000 $975,000 -34.8% 0.1%
NP, Inc. $245,000 $945,000 285.7% 0.1%
Coastal Community Bank $920,000 n/a 0.1%
Plains Commerce Bank $135,000 $865,000 540.7% 0.1%
VANTAGE WEST $845,000 n/a 0.1%
SPRING EQ, LLC $1,170,000 $835,000 -28.6% 0.1%
FIRST ALLIANCE HOME MORTGAGE, LLC $830,000 n/a 0.1%
Bell Bank $175,000 $815,000 365.7% 0.1%
Boeing Employees Credit Union $275,000 $815,000 196.4% 0.1%
Nations Lending Corporation $980,000 $805,000 -17.9% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,645,000 $800,000 -69.8% 0.1%
Bank of America $1,080,000 $780,000 -27.8% 0.1%
21ST MORTGAGE CORPORATION $1,040,000 $775,000 -25.5% 0.1%
Citadel Servicing Corporation $755,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $3,245,000 $725,000 -77.7% 0.1%
ZILLOW HOME LOANS, LLC $1,110,000 $715,000 -35.6% 0.1%
MORTGAGEONE, INC. $680,000 n/a 0.1%
ALLIANT CREDIT UNION $165,000 $630,000 281.8% 0.1%
OneAZ Credit Union $835,000 $630,000 -24.6% 0.1%
PHH Mortgage Corporation $840,000 $630,000 -25.0% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $2,330,000 $625,000 -73.2% 0.1%
GREENWOOD $360,000 $620,000 72.2% 0.1%
CALCON MUTUAL MORTGAGE LLC $555,000 $615,000 10.8% 0.1%
CHEVRON $615,000 n/a 0.1%
PREMIA MORTGAGE, LLC $595,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $95,000 $580,000 510.5% 0.1%
TOP FLITE FINANCIAL, INC. $455,000 $560,000 23.1% 0.1%
TRIAD FINANCIAL SERVICES, INC. $100,000 $550,000 450.0% 0.1%
AMERICA FIRST $305,000 $535,000 75.4% 0.1%
FIRST NATIONS HOME FINANCE CORPORATION $535,000 n/a 0.1%
CORNERSTONE HOME LENDING, INC. $520,000 n/a 0.1%
Commerce Home Mortgage, Inc. $215,000 $495,000 130.2% 0.1%
EVERETT FINANCIAL, INC. $1,100,000 $465,000 -57.7% 0.1%
LONGBRIDGE FINANCIAL, LLC $640,000 $455,000 -28.9% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $745,000 $445,000 -40.3% 0.1%
HOMEXPRESS MORTGAGE CORP. $225,000 $440,000 95.6% 0.1%
NBKC BANK $1,615,000 $440,000 -72.8% 0.1%
MOUNTAIN AMERICA $2,805,000 $430,000 -84.7% 0.1%
A&D Mortgage LLC $215,000 $420,000 95.3% 0.1%
Lakeview Community Capital, LLC $1,675,000 $415,000 -75.2% 0.1%
LEADERONE FINANCIAL CORPORATION $195,000 $415,000 112.8% 0.1%
Ameris Bank $405,000 n/a 0.1%
The Loan Store, Inc. $400,000 n/a 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $1,320,000 $395,000 -70.1% 0.1%
Cornerstone First Mortgage, Inc $285,000 $390,000 36.8% 0.1%
Magnolia Bank $445,000 $365,000 -18.0% 0.1%
TOWNE MORTGAGE COMPANY $600,000 $365,000 -39.2% 0.1%
NEXERA HOLDING LLC $360,000 n/a 0.1%
First Savings Bank $415,000 $355,000 -14.5% 0.0%
PLANET HOME LENDING, LLC $1,055,000 $355,000 -66.4% 0.0%
Prosperity Home Mortgage, LLC $510,000 $330,000 -35.3% 0.0%
NFM, INC. $425,000 $325,000 -23.5% 0.0%
Barrington Bank & Trust Company, N.A. $860,000 $320,000 -62.8% 0.0%
UIF CORPORATION $315,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $305,000 n/a 0.0%
ON Q FINANCIAL, INC. $300,000 n/a 0.0%
POINT Mortgage $300,000 n/a 0.0%
ALTITUDE FINANCIAL CORPORATION $245,000 $295,000 20.4% 0.0%
NMSI, INC. $285,000 $295,000 3.5% 0.0%
ROGUE $295,000 n/a 0.0%
Ixonia Bank $285,000 n/a 0.0%
Victorian Finance, LLC $285,000 n/a 0.0%
CITYWIDE HOME LOANS, LLC $470,000 $275,000 -41.5% 0.0%
Commerce Bank $275,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $270,000 n/a 0.0%
iCore Lending, Inc. $265,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $945,000 $260,000 -72.5% 0.0%
Alerus Financial $255,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $805,000 $250,000 -68.9% 0.0%
DESERT FINANCIAL FEDERAL CREDIT UNION $955,000 $250,000 -73.8% 0.0%
GUARANTEED RATE AFFINITY, LLC $510,000 $245,000 -52.0% 0.0%
BayCoast Bank $450,000 $240,000 -46.7% 0.0%
Mid-Continent Funding, Inc. $540,000 $235,000 -56.5% 0.0%
Operating Engineers Local Union #3 $235,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $330,000 $235,000 -28.8% 0.0%
CREDIT UNION WEST $215,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $890,000 $205,000 -77.0% 0.0%
Centra Credit Union $205,000 n/a 0.0%
Ally Bank $235,000 $185,000 -21.3% 0.0%
CHURCHILL MORTGAGE CORPORATION $615,000 $185,000 -69.9% 0.0%
OAKTREE FUNDING CORP. $185,000 n/a 0.0%
LADERA LENDING, INC. $655,000 $175,000 -73.3% 0.0%
NATIONS DIRECT MORTGAGE, LLC $440,000 $175,000 -60.2% 0.0%
Sunflower Bank $580,000 $175,000 -69.8% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $165,000 n/a 0.0%
GFA Federal Credit Union $190,000 $160,000 -15.8% 0.0%
BOKF $155,000 n/a 0.0%
FAY SERVICING, LLC $155,000 n/a 0.0%
First National Bank Texas $145,000 n/a 0.0%
Golden Empire Mortgage, Inc. $145,000 n/a 0.0%
DIRECTORS MORTGAGE, INC. $135,000 n/a 0.0%
Firefighters First Federal Credit Union $45,000 $135,000 200.0% 0.0%
VAL-CHRIS INVESTMENTS, INC. $110,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $270,000 $105,000 -61.1% 0.0%
TRUWEST Credit Union $105,000 n/a 0.0%
Unitus Community Credit Union $95,000 n/a 0.0%
First Interstate Bank $195,000 $85,000 -56.4% 0.0%
GEORGIA'S OWN $130,000 $85,000 -34.6% 0.0%
ARIZONA CENTRAL $125,000 $75,000 -40.0% 0.0%
Bethpage Federal Credit Union $55,000 $75,000 36.4% 0.0%
Alaska USA Federal Credit Union $65,000 n/a 0.0%
Deere Employees Credit Union $625,000 $65,000 -89.6% 0.0%
PNC Bank $1,070,000 $60,000 -94.4% 0.0%
ARIZONA $65,000 $55,000 -15.4% 0.0%
CERTIFIED $55,000 $55,000 0.0% 0.0%
HomeTrust Bank $55,000 $55,000 0.0% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $145,000 $45,000 -69.0% 0.0%
HUGHES FEDERAL CREDIT UNION $310,000 $45,000 -85.5% 0.0%
QUORUM FEDERAL CREDIT UNION $80,000 $45,000 -43.8% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $35,000 n/a 0.0%
Unison Bank $545,000 $25,000 -95.4% 0.0%

YUMA's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 17.5% market share. In second place, with 15.9%, is NOVA FINANCIAL & INVESTMENT CORPORATION, having originated $113,955,000 in loans. In third place, with 5.8%, is ACADEMY MORTGAGE CORPORATION, having originated $41,825,000 in loans. In fourth place, with 5.5%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $39,655,000 in loans. In fifth place, with 5.0%, is GUILD MORTGAGE COMPANY, having originated $36,245,000 in loans.

YUMA, AZ Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
85333 Yuma, AZ MSA $910 $990 $1,180 $1,650 $1,880
85336 Yuma, AZ MSA $660 $670 $880 $1,240 $1,500
85347 Yuma, AZ MSA $660 $670 $880 $1,240 $1,500
85349 Yuma, AZ MSA $690 $700 $920 $1,300 $1,570
85350 Yuma, AZ MSA $780 $780 $1,030 $1,450 $1,750
85352 Yuma, AZ MSA $660 $670 $890 $1,250 $1,510
85356 Yuma, AZ MSA $760 $770 $1,010 $1,430 $1,720
85364 Yuma, AZ MSA $830 $840 $1,100 $1,550 $1,870
85365 Yuma, AZ MSA $920 $930 $1,220 $1,720 $2,080
85366 Yuma, AZ MSA $810 $810 $1,070 $1,510 $1,820
85367 Yuma, AZ MSA $1,000 $1,000 $1,320 $1,860 $2,250

2022 Average & Median Rent Data Statistics
YUMA, AZ average 1BR rent: $803, median: $780
YUMA, AZ average 2BR rent: $1,045, median: $1,030
YUMA, AZ average 3BR rent: $1,473, median: $1,450

YUMA, AZ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,133 $547,135,000 $256,510
Cash Out Refi 582 $108,790,000 $186,924
Other 294 $25,660,000 $87,279
Home Improvement 162 $12,830,000 $79,198
Refi 132 $24,180,000 $183,182

Yuma's most frequently cited loan purpose was Home Purchase, with 2,133 originations. The 2nd most popular reason was Cash Out Refi, with 582 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,230 $300,930,000 $244,659
7-8% 778 $173,600,000 $223,136
5-6% 654 $176,190,000 $269,404
Over 8% 559 $56,305,000 $100,725
4-5% 42 $9,080,000 $216,190
<2.5% 28 $410,000 $14,643
3-4% 7 $1,385,000 $197,857
2.5-3% 2 $510,000 $255,000

During 2023, Yuma's most frequently originated rate bucket was 6-7%, with 1,230 originations.

Loan Sizing (YUMA, AZ MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,516 $418,010,000 $275,732
$100k-200k 886 $134,690,000 $152,020
$100,000 or less 636 $34,980,000 $55,000
$400k-600k 234 $107,350,000 $458,761
$600k-1000k 28 $19,540,000 $697,857
$Over $1MM 3 $4,025,000 $1,341,667

YUMA's loan sizing saw the bucket of loans from $200k-400k with 1,516 originations, totaling $418,010,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,612 $442,990,000 $274,808
60-80% 633 $144,185,000 $227,780
Under 20% 349 $14,985,000 $42,937
20-40% 292 $26,540,000 $90,890
40-60% 275 $43,725,000 $159,000
Over 100% 132 $44,960,000 $340,606

YUMA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,612 originations, totaling $442,990,000 in origination value.