YUMA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Yuma averaged
7.2%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.85% and
one month ago for the week of 2025-04-17, the
average rate was 7.07%.
Yuma's average rate one year ago was 7.26%.
For refis of the same type during the week of 2025-05-22, the average rate
was 7.14%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Yuma 30 Year Fixed Rate | 2025-05-22 | 7.2% |
| Yuma 30 Year Fixed Rate Refi | 2025-05-22 | 7.14% |
| Yuma 15 Year Fixed Rate | 2025-05-22 | 6.21% |
| Yuma 15 Year Fixed Rate Refi | 2025-05-22 | 6.41% |
| Yuma 30 Year FHA | 2025-05-22 | 6.56% |
| Yuma 30 Year FHA Refi | 2025-05-22 | 6.71% |
| Yuma 30 Year USDA | 2025-05-22 | 6.29% |
| Yuma 30 Year USDA Refi | 2025-05-22 | 6.23% |
| Yuma 30 Year VA | 2025-05-22 | 6.5% |
| Yuma 30 Year VA Refi | 2025-05-22 | 5.89% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within YUMA, AZ.
YUMA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the YUMA, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
YUMA Average Closing Costs & Other Stats
YUMA, AZ's 86 lenders originated 4,061
loans during 2024. The total origination value was $976,055,000, with an average loan value of
$240,348.
YUMA's average closing costs are $6,102.
The top YUMA lender as defined by loan originations is NOVA FINANCIAL & INVESTMENT CORPORATION, with
217 loans originated. Their average total fees are
$4,171, which is $4,595
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee YUMA lenders (with over 10 loans originated) are
NOVA FINANCIAL & INVESTMENT CORPORATION ($4,171), Gateway First Bank ($4,735), Wells Fargo Bank ($5,646), JPMorgan Chase Bank ($5,800) and PRIMELENDING, A PLAINSCAPITAL COMPANY ($6,149).
The lowest rate YUMA lenders (with over 10 loans originated) are
NAVY FEDERAL CREDIT UNION (6.53%), Zions Bank (6.63%), Wells Fargo Bank (6.68%), JPMorgan Chase Bank (6.68%) and CMG MORTGAGE, INC. (6.78%).
YUMA, AZ Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $126,090,000 | $177,385,000 | 40.7% | 18.2% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $113,955,000 | $154,655,000 | 35.7% | 15.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $39,655,000 | $81,005,000 | 104.3% | 8.3% |
| GUILD MORTGAGE COMPANY | $36,245,000 | $63,905,000 | 76.3% | 6.5% |
| QUICKEN LOANS, LLC | $35,985,000 | $56,440,000 | 56.8% | 5.8% |
| NAVY FEDERAL CREDIT UNION | $26,155,000 | $34,365,000 | 31.4% | 3.5% |
| Mortgage Research Center, LLC | $19,505,000 | $28,040,000 | 43.8% | 2.9% |
| SECURITYNATIONAL MORTGAGE COMPANY | $10,645,000 | $19,185,000 | 80.2% | 2.0% |
| Gateway First Bank | $15,340,000 | $18,605,000 | 21.3% | 1.9% |
| Zions Bank | $18,450,000 | $17,440,000 | -5.5% | 1.8% |
| Bank of America | $780,000 | $17,120,000 | 2,094.9% | 1.8% |
| FREEDOM MORTGAGE CORPORATION | $5,345,000 | $16,010,000 | 199.5% | 1.6% |
| GENEVA FINANCIAL, LLC | $13,050,000 | $14,895,000 | 14.1% | 1.5% |
| CMG MORTGAGE, INC. | $17,640,000 | $14,645,000 | -17.0% | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | $8,045,000 | $14,000,000 | 74.0% | 1.4% |
| JPMorgan Chase Bank | $5,140,000 | $8,820,000 | 71.6% | 0.9% |
| Glacier Bank | $3,860,000 | $8,015,000 | 107.6% | 0.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $10,070,000 | $7,395,000 | -26.6% | 0.8% |
| GUARANTEED RATE, INC. | $7,765,000 | $6,915,000 | -10.9% | 0.7% |
| The Loan Store, Inc. | $400,000 | $6,030,000 | 1,407.5% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $4,370,000 | $5,970,000 | 36.6% | 0.6% |
| LOANDEPOT.COM, LLC | $4,685,000 | $5,885,000 | 25.6% | 0.6% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $6,220,000 | $5,575,000 | -10.4% | 0.6% |
| NEWREZ LLC | $3,210,000 | $5,435,000 | 69.3% | 0.6% |
| VILLAGE CAPITAL MORTGAGE | $1,315,000 | $5,215,000 | 296.6% | 0.5% |
| Equity Prime Mortgage LLC | $1,860,000 | $5,145,000 | 176.6% | 0.5% |
| Wells Fargo Bank | $4,395,000 | $4,605,000 | 4.8% | 0.5% |
| USAA Federal Savings Bank | $2,335,000 | $4,475,000 | 91.6% | 0.5% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,595,000 | $4,285,000 | 65.1% | 0.4% |
| Lakeview Community Capital, LLC | $415,000 | $4,130,000 | 895.2% | 0.4% |
| NEW DAY FINANCIAL, LLC | $1,625,000 | $3,910,000 | 140.6% | 0.4% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,000,000 | $3,850,000 | 92.5% | 0.4% |
| Flagstar Bank, FSB | $3,480,000 | $3,575,000 | 2.7% | 0.4% |
| Figure Lending LLC | $1,555,000 | $3,265,000 | 110.0% | 0.3% |
| BROKER SOLUTIONS, INC. | $3,320,000 | $3,220,000 | -3.0% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $725,000 | $3,205,000 | 342.1% | 0.3% |
| MORTGAGEONE, INC. | $680,000 | $3,045,000 | 347.8% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $990,000 | $3,015,000 | 204.5% | 0.3% |
| OCMBC, INC. | $4,010,000 | $2,790,000 | -30.4% | 0.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $26,860,000 | $2,620,000 | -90.2% | 0.3% |
| Washington Federal Bank | $2,685,000 | $2,520,000 | -6.1% | 0.3% |
| U.S. Bank | $2,310,000 | $2,395,000 | 3.7% | 0.2% |
| BMO Harris Bank | $1,070,000 | $2,365,000 | 121.0% | 0.2% |
| PLANET HOME LENDING, LLC | $355,000 | $2,210,000 | 522.5% | 0.2% |
| UBS Bank USA | $2,005,000 | n/a | 0.2% | |
| Discover Bank | $1,880,000 | $1,900,000 | 1.1% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $2,820,000 | $1,865,000 | -33.9% | 0.2% |
| Citadel Servicing Corporation | $755,000 | $1,800,000 | 138.4% | 0.2% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,995,000 | $1,780,000 | -10.8% | 0.2% |
| Cornerstone First Mortgage, Inc | $390,000 | $1,645,000 | 321.8% | 0.2% |
| DESERT FINANCIAL FEDERAL CREDIT UNION | $250,000 | $1,635,000 | 554.0% | 0.2% |
| Carrington Mortgage Services, LLC | $1,435,000 | $1,410,000 | -1.7% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $250,000 | $1,390,000 | 456.0% | 0.1% |
| Coastal Community Bank | $920,000 | $1,280,000 | 39.1% | 0.1% |
| ALLIANT CREDIT UNION | $630,000 | $1,260,000 | 100.0% | 0.1% |
| NBKC BANK | $440,000 | $1,240,000 | 181.8% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $1,225,000 | n/a | 0.1% | |
| Nations Lending Corporation | $805,000 | $1,200,000 | 49.1% | 0.1% |
| LOANPAL, LLC | $1,705,000 | $1,170,000 | -31.4% | 0.1% |
| 21ST MORTGAGE CORPORATION | $775,000 | $1,070,000 | 38.1% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,150,000 | $1,060,000 | -7.8% | 0.1% |
| First Federal Bank | $1,045,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $625,000 | $1,030,000 | 64.8% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $1,020,000 | n/a | 0.1% | |
| The Federal Savings Bank | $1,795,000 | $995,000 | -44.6% | 0.1% |
| CLEARPATH LENDING | $1,450,000 | $975,000 | -32.8% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,525,000 | $970,000 | -36.4% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $320,000 | $915,000 | 185.9% | 0.1% |
| Brighton Bank | $900,000 | n/a | 0.1% | |
| Magnolia Bank | $365,000 | $865,000 | 137.0% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $860,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $1,430,000 | $860,000 | -39.9% | 0.1% |
| Golden Empire Mortgage, Inc. | $145,000 | $855,000 | 489.7% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $835,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $445,000 | $830,000 | 86.5% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $1,045,000 | $830,000 | -20.6% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $550,000 | $810,000 | 47.3% | 0.1% |
| ZILLOW HOME LOANS, LLC | $715,000 | $795,000 | 11.2% | 0.1% |
| BAY-VALLEY MORTGAGE GROUP | $790,000 | n/a | 0.1% | |
| FOUNDATION MORTGAGE CORPORATION | $785,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $800,000 | $780,000 | -2.5% | 0.1% |
| Wallick & Volk, Inc. | $995,000 | $765,000 | -23.1% | 0.1% |
| BETTER MORTGAGE CORPORATION | $755,000 | n/a | 0.1% | |
| Alaska USA Federal Credit Union | $65,000 | $705,000 | 984.6% | 0.1% |
| SPRING EQ, LLC | $835,000 | $705,000 | -15.6% | 0.1% |
| Home Mortgage Alliance Corp | $685,000 | n/a | 0.1% | |
| V.I.P. MORTGAGE, INC. | $975,000 | $665,000 | -31.8% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $395,000 | $650,000 | 64.6% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $640,000 | n/a | 0.1% | |
| CANOPY MORTGAGE, LLC | $640,000 | n/a | 0.1% | |
| Banterra Bank | $625,000 | n/a | 0.1% | |
| EVERETT FINANCIAL, INC. | $465,000 | $610,000 | 31.2% | 0.1% |
| S1L, Inc. | $1,195,000 | $605,000 | -49.4% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $600,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,190,000 | $570,000 | -52.1% | 0.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $565,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $455,000 | $555,000 | 22.0% | 0.1% |
| GARDNER FINANCIAL SERVICES, LTD. | $550,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $550,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $580,000 | $545,000 | -6.0% | 0.1% |
| DAS Acquisition Company, LLC | $535,000 | n/a | 0.1% | |
| NEXERA HOLDING LLC | $360,000 | $530,000 | 47.2% | 0.1% |
| Plains Commerce Bank | $865,000 | $510,000 | -41.0% | 0.1% |
| Umpqua Bank | $510,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $505,000 | n/a | 0.1% | |
| First Western Trust Bank | $500,000 | n/a | 0.1% | |
| AMERICA FIRST | $535,000 | $490,000 | -8.4% | 0.1% |
| Armed Forces Bank | $475,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $475,000 | n/a | 0.0% | |
| FIRST MORTGAGE COMPANY, INC. | $475,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $815,000 | $470,000 | -42.3% | 0.0% |
| M&T Bank | $470,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $330,000 | $465,000 | 40.9% | 0.0% |
| HUGHES FEDERAL CREDIT UNION | $45,000 | $460,000 | 922.2% | 0.0% |
| T2 FINANCIAL LLC | $445,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $430,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $365,000 | $415,000 | 13.7% | 0.0% |
| ARC HOME LLC | $410,000 | n/a | 0.0% | |
| CREDIT UNION WEST | $215,000 | $410,000 | 90.7% | 0.0% |
| RESIDENTIAL BANCORP | $1,715,000 | $400,000 | -76.7% | 0.0% |
| Ameris Bank | $405,000 | $395,000 | -2.5% | 0.0% |
| INFINITY EQUITY GROUP, INC. | $395,000 | n/a | 0.0% | |
| Morgan Stanley Private Bank | $395,000 | n/a | 0.0% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $165,000 | $375,000 | 127.3% | 0.0% |
| CARDINAL FINANCIAL | $1,220,000 | $370,000 | -69.7% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $370,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $35,000 | $360,000 | 928.6% | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $995,000 | $355,000 | -64.3% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $345,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $235,000 | $340,000 | 44.7% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $260,000 | $330,000 | 26.9% | 0.0% |
| Bell Bank | $815,000 | $315,000 | -61.3% | 0.0% |
| Commerce Home Mortgage, Inc. | $495,000 | $300,000 | -39.4% | 0.0% |
| BOKF | $155,000 | $295,000 | 90.3% | 0.0% |
| AXIA FINANCIAL, LLC | $285,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $285,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $630,000 | $280,000 | -55.6% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $45,000 | $280,000 | 522.2% | 0.0% |
| AmeriHome Mortgage Company, LLC | $275,000 | n/a | 0.0% | |
| Credence Funding Corporation | $265,000 | n/a | 0.0% | |
| PNC Bank | $60,000 | $260,000 | 333.3% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $255,000 | n/a | 0.0% | |
| ARIZONA | $55,000 | $255,000 | 363.6% | 0.0% |
| MK LENDING CORP. | $255,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $245,000 | n/a | 0.0% | |
| Axos Bank | $235,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $235,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $235,000 | n/a | 0.0% | |
| Bank of Magnolia Company | $225,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $215,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $215,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $215,000 | n/a | 0.0% | |
| Baxter Credit Union | $205,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $205,000 | n/a | 0.0% | |
| Willamette Valley Bank | $205,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $195,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $135,000 | $195,000 | 44.4% | 0.0% |
| Goldwater Bank, N.A. | $190,000 | n/a | 0.0% | |
| TOWER | $190,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $185,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $175,000 | n/a | 0.0% | |
| JMJ FINANCIAL GROUP | $175,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $175,000 | $175,000 | 0.0% | 0.0% |
| MidFirst Bank | $175,000 | n/a | 0.0% | |
| Raymond James Bank | $175,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $165,000 | n/a | 0.0% | |
| BELEM SERVICING LLC | $155,000 | n/a | 0.0% | |
| RESIDENTIAL MORTGAGE, LLC | $135,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $130,000 | n/a | 0.0% | |
| CERTIFIED | $55,000 | $125,000 | 127.3% | 0.0% |
| A&D Mortgage LLC | $420,000 | $115,000 | -72.6% | 0.0% |
| Connexus Credit Union | $115,000 | n/a | 0.0% | |
| FirstBank | $115,000 | n/a | 0.0% | |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $115,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $115,000 | n/a | 0.0% | |
| VAL-CHRIS INVESTMENTS, INC. | $110,000 | $115,000 | 4.5% | 0.0% |
| Ally Bank | $185,000 | $105,000 | -43.2% | 0.0% |
| ARIZONA CENTRAL | $75,000 | $105,000 | 40.0% | 0.0% |
| First-Citizens Bank & Trust Company | $105,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $105,000 | n/a | 0.0% | |
| GREENWOOD | $620,000 | $90,000 | -85.5% | 0.0% |
| First National Bank of America | $85,000 | n/a | 0.0% | |
| Solarity Credit Union | $85,000 | n/a | 0.0% | |
| Canyon State Credit Union | $65,000 | n/a | 0.0% | |
| East Coast Capital Corp. | $65,000 | n/a | 0.0% | |
| Landings Credit Union | $65,000 | n/a | 0.0% | |
| OneAZ Credit Union | $630,000 | $65,000 | -89.7% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $65,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $85,000 | $55,000 | -35.3% | 0.0% |
| HomeTrust Bank | $55,000 | $55,000 | 0.0% | 0.0% |
| UMB Bank | $55,000 | n/a | 0.0% | |
| VANTAGE WEST | $845,000 | $55,000 | -93.5% | 0.0% |
| BayCoast Bank | $240,000 | $45,000 | -81.3% | 0.0% |
YUMA's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 18.2% market share. In second place, with 15.8%, is NOVA FINANCIAL & INVESTMENT CORPORATION, having originated $154,655,000 in loans. In third place, with 8.3%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $81,005,000 in loans. In fourth place, with 6.5%, is GUILD MORTGAGE COMPANY, having originated $63,905,000 in loans. In fifth place, with 5.8%, is QUICKEN LOANS, LLC, having originated $56,440,000 in loans.
YUMA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - YUMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $191,100 (0.6%) | $221,576 (0.3%) | 0.71 | 807 |
| 2018-02-01 | $195,000 (0.3%) | $224,779 (-0.3%) | 0.71 | 784 |
| 2018-03-01 | $199,000 (-0.2%) | $226,613 (-0.2%) | 0.70 | 763 |
| 2018-04-01 | $199,850 (1.9%) | $229,462 (0.6%) | 0.68 | 704 |
| 2018-05-01 | $208,788 (4.8%) | $231,748 (-0.1%) | 0.70 | 649 |
| 2018-06-01 | $206,187 (4.2%) | $230,336 (0.3%) | 0.69 | 628 |
| 2018-07-01 | $205,000 (2.6%) | $230,138 (-1.2%) | 0.68 | 595 |
| 2018-08-01 | $214,000 (7.1%) | $234,369 (0.6%) | 0.72 | 599 |
| 2018-09-01 | $217,912 (9.0%) | $235,240 (2.0%) | 0.73 | 659 |
| 2018-10-01 | $217,431 (4.6%) | $235,484 (2.6%) | 0.74 | 666 |
| 2018-11-01 | $217,500 (8.8%) | $237,812 (6.4%) | 0.74 | 690 |
| 2018-12-01 | $220,000 (12.9%) | $234,564 (6.4%) | 0.76 | 681 |
| 2019-01-01 | $219,900 (15.1%) | $235,306 (6.2%) | 0.76 | 681 |
| 2019-02-01 | $222,862 (14.3%) | $242,255 (7.8%) | 0.75 | 690 |
| 2019-03-01 | $225,929 (13.5%) | $244,417 (7.9%) | 0.74 | 663 |
| 2019-04-01 | $226,204 (13.2%) | $245,738 (7.1%) | 0.72 | 640 |
| 2019-05-01 | $221,600 (6.1%) | $248,296 (7.1%) | 0.69 | 628 |
| 2019-06-01 | $224,900 (9.1%) | $251,427 (9.2%) | 0.70 | 589 |
| 2019-07-01 | $226,500 (10.5%) | $256,125 (11.3%) | 0.71 | 533 |
| 2019-08-01 | $229,109 (7.1%) | $259,451 (10.7%) | 0.73 | 533 |
| 2019-09-01 | $227,923 (4.6%) | $258,542 (9.9%) | 0.73 | 538 |
| 2019-10-01 | $227,582 (4.7%) | $259,009 (10.0%) | 0.73 | 541 |
| 2019-11-01 | $229,900 (5.7%) | $258,637 (8.8%) | 0.75 | 560 |
| 2019-12-01 | $227,373 (3.4%) | $256,167 (9.2%) | 0.76 | 555 |
| 2020-01-01 | $219,450 (-0.2%) | $248,519 (5.6%) | 0.73 | 552 |
| 2020-02-01 | $224,900 (0.9%) | $255,663 (5.5%) | 0.74 | 509 |
| 2020-03-01 | $239,913 (6.2%) | $267,098 (9.3%) | 0.75 | 461 |
| 2020-04-01 | $237,950 (5.2%) | $264,014 (7.4%) | 0.75 | 454 |
| 2020-05-01 | $239,900 (8.3%) | $261,809 (5.4%) | 0.73 | 355 |
| 2020-06-01 | $232,600 (3.4%) | $264,209 (5.1%) | 0.69 | 271 |
| 2020-07-01 | $242,879 (7.2%) | $282,201 (10.2%) | 0.70 | 225 |
| 2020-08-01 | $229,900 (0.4%) | $284,749 (9.8%) | 0.66 | 190 |
| 2020-09-01 | $227,450 (-0.2%) | $294,144 (13.8%) | 0.65 | 194 |
| 2020-10-01 | $210,900 (-7.3%) | $281,133 (8.5%) | 0.60 | 207 |
| 2020-11-01 | $231,250 (0.6%) | $291,215 (12.6%) | 0.68 | 201 |
| 2020-12-01 | $229,508 (0.9%) | $290,015 (13.2%) | 0.68 | 199 |
| 2021-01-01 | $240,000 (9.4%) | $293,787 (18.2%) | 0.72 | 172 |
| 2021-02-01 | $246,850 (9.8%) | $301,900 (18.1%) | 0.72 | 165 |
| 2021-03-01 | $256,175 (6.8%) | $297,999 (11.6%) | 0.73 | 160 |
| 2021-04-01 | $260,888 (9.6%) | $317,525 (20.3%) | 0.71 | 145 |
| 2021-05-01 | $279,900 (16.7%) | $335,538 (28.2%) | 0.74 | 139 |
| 2021-06-01 | $281,975 (21.2%) | $324,819 (22.9%) | 0.74 | 147 |
| 2021-07-01 | $281,450 (15.9%) | $326,385 (15.7%) | 0.74 | 203 |
| 2021-08-01 | $270,200 (17.5%) | $314,996 (10.6%) | 0.72 | 209 |
| 2021-09-01 | $271,000 (19.2%) | $313,151 (6.5%) | 0.72 | 201 |
| 2021-10-01 | $279,250 (32.4%) | $331,984 (18.1%) | 0.74 | 184 |
| 2021-11-01 | $279,500 (20.9%) | $331,982 (14.0%) | 0.75 | 172 |
| 2021-12-01 | $280,000 (22.0%) | $332,596 (14.7%) | 0.76 | 166 |
| 2022-01-01 | $285,741 (19.1%) | $336,976 (14.7%) | 0.77 | 152 |
| 2022-02-01 | $296,450 (20.1%) | $337,175 (11.7%) | 0.77 | 151 |
| 2022-03-01 | $299,625 (17.0%) | $339,100 (13.8%) | 0.75 | 150 |
| 2022-04-01 | $315,000 (20.7%) | $362,252 (14.1%) | 0.75 | 169 |
| 2022-05-01 | $309,724 (10.7%) | $363,769 (8.4%) | 0.71 | 212 |
| 2022-06-01 | $302,128 (7.2%) | $354,112 (9.0%) | 0.67 | 269 |
| 2022-07-01 | $310,130 (10.2%) | $353,713 (8.4%) | 0.70 | 314 |
| 2022-08-01 | $311,440 (15.3%) | $360,023 (14.3%) | 0.72 | 342 |
| 2022-09-01 | $315,000 (16.2%) | $365,030 (16.6%) | 0.74 | 362 |
| 2022-10-01 | $311,440 (11.5%) | $359,317 (8.2%) | 0.73 | 393 |
| 2022-11-01 | $309,640 (10.8%) | $349,630 (5.3%) | 0.74 | 399 |
| 2022-12-01 | $305,000 (8.9%) | $349,224 (5.0%) | 0.75 | 370 |
| 2023-01-01 | $299,800 (4.9%) | $346,910 (3.0%) | 0.74 | 337 |
| 2023-02-01 | $303,939 (2.5%) | $352,680 (4.6%) | 0.73 | 306 |
| 2023-03-01 | $299,225 (-0.1%) | $357,859 (5.5%) | 0.71 | 267 |
| 2023-04-01 | $305,000 (-3.2%) | $364,358 (0.6%) | 0.71 | 242 |
| 2023-05-01 | $326,000 (5.3%) | $371,628 (2.2%) | 0.74 | 232 |
| 2023-06-01 | $346,275 (14.6%) | $397,051 (12.1%) | 0.78 | 233 |
| 2023-07-01 | $337,250 (8.7%) | $390,433 (10.4%) | 0.77 | 261 |
| 2023-08-01 | $335,475 (7.7%) | $393,656 (9.3%) | 0.77 | 259 |
| 2023-09-01 | $349,900 (11.1%) | $392,376 (7.5%) | 0.81 | 275 |
| 2023-10-01 | $342,450 (10.0%) | $385,320 (7.2%) | 0.81 | 376 |
| 2023-11-01 | $339,675 (9.7%) | $396,953 (13.5%) | 0.81 | 418 |
| 2023-12-01 | $330,000 (8.2%) | $387,477 (11.0%) | 0.80 | 421 |
| 2024-01-01 | $328,825 (9.7%) | $379,348 (9.4%) | 0.80 | 408 |
| 2024-02-01 | $337,450 (11.0%) | $386,124 (9.5%) | 0.81 | 396 |
| 2024-03-01 | $339,000 (13.3%) | $386,307 (8.0%) | 0.80 | 403 |
| 2024-04-01 | $349,450 (14.6%) | $390,362 (7.1%) | 0.81 | 414 |
| 2024-05-01 | $354,925 (8.9%) | $385,938 (3.9%) | 0.81 | 397 |
| 2024-06-01 | $349,900 (1.1%) | $377,449 (-4.9%) | 0.80 | 407 |
| 2024-07-01 | $342,475 (1.6%) | $374,760 (-4.0%) | 0.78 | 381 |
| 2024-08-01 | $338,500 (0.9%) | $371,877 (-5.5%) | 0.79 | 411 |
| 2024-09-01 | $340,200 (-2.8%) | $1,415,496 (260.8%) | 0.80 | 420 |
| 2024-10-01 | $345,750 (1.0%) | $381,561 (-1.0%) | 0.81 | 442 |
| 2024-11-01 | $341,354 (0.5%) | $377,883 (-4.8%) | 0.82 | 526 |
| 2024-12-01 | $337,250 (2.2%) | $376,612 (-2.8%) | 0.84 | 552 |
| 2025-01-01 | $334,500 (1.7%) | $374,032 (-1.4%) | 0.84 | 568 |
| 2025-02-01 | $338,900 (0.4%) | $380,485 (-1.5%) | 0.82 | 606 |
| 2025-03-01 | $338,900 (0.0%) | $383,137 (-0.8%) | 0.80 | 636 |
| 2025-04-01 | $339,950 (-2.7%) | $388,228 (-0.6%) | 0.79 | 633 |
YUMA's median listing price for 2025-04-01 was $339,950, a difference of
$-9,500
(-2.7%) versus the prior year and
$1,050 versus the prior month.
YUMA's median listing price comes in at 79% of the national average.
YUMA's average listing price for 2025-04-01 was $388,228, a difference of $-2,134 (-0.6%) versus the prior year and $5,091 versus the prior month.
For the 2025-04-01 period, YUMA had 633 MLS listings, a difference of -3 listings (0%) versus the prior month and 219 listings (53%) versus the prior year.
YUMA's median listing price comes in at 79% of the national average.
YUMA's average listing price for 2025-04-01 was $388,228, a difference of $-2,134 (-0.6%) versus the prior year and $5,091 versus the prior month.
For the 2025-04-01 period, YUMA had 633 MLS listings, a difference of -3 listings (0%) versus the prior month and 219 listings (53%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - YUMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 72 days | 1,628 sqft |
| 2018-02-01 | 75 days | 1,630 sqft |
| 2018-03-01 | 66 days | 1,650 sqft |
| 2018-04-01 | 64 days | 1,660 sqft |
| 2018-05-01 | 67 days | 1,700 sqft |
| 2018-06-01 | 63 days | 1,700 sqft |
| 2018-07-01 | 70 days | 1,701 sqft |
| 2018-08-01 | 68 days | 1,699 sqft |
| 2018-09-01 | 58 days | 1,695 sqft |
| 2018-10-01 | 57 days | 1,691 sqft |
| 2018-11-01 | 60 days | 1,691 sqft |
| 2018-12-01 | 65 days | 1,695 sqft |
| 2019-01-01 | 72 days | 1,699 sqft |
| 2019-02-01 | 68 days | 1,699 sqft |
| 2019-03-01 | 64 days | 1,690 sqft |
| 2019-04-01 | 63 days | 1,682 sqft |
| 2019-05-01 | 68 days | 1,665 sqft |
| 2019-06-01 | 73 days | 1,679 sqft |
| 2019-07-01 | 75 days | 1,694 sqft |
| 2019-08-01 | 67 days | 1,696 sqft |
| 2019-09-01 | 56 days | 1,674 sqft |
| 2019-10-01 | 50 days | 1,664 sqft |
| 2019-11-01 | 54 days | 1,662 sqft |
| 2019-12-01 | 65 days | 1,660 sqft |
| 2020-01-01 | 68 days | 1,638 sqft |
| 2020-02-01 | 68 days | 1,660 sqft |
| 2020-03-01 | 58 days | 1,686 sqft |
| 2020-04-01 | 61 days | 1,654 sqft |
| 2020-05-01 | 66 days | 1,666 sqft |
| 2020-06-01 | 67 days | 1,609 sqft |
| 2020-07-01 | 54 days | 1,670 sqft |
| 2020-08-01 | 45 days | 1,634 sqft |
| 2020-09-01 | 33 days | 1,606 sqft |
| 2020-10-01 | 29 days | 1,548 sqft |
| 2020-11-01 | 42 days | 1,565 sqft |
| 2020-12-01 | 40 days | 1,541 sqft |
| 2021-01-01 | 47 days | 1,552 sqft |
| 2021-02-01 | 32 days | 1,578 sqft |
| 2021-03-01 | 26 days | 1,606 sqft |
| 2021-04-01 | 25 days | 1,674 sqft |
| 2021-05-01 | 29 days | 1,718 sqft |
| 2021-06-01 | 28 days | 1,667 sqft |
| 2021-07-01 | 24 days | 1,602 sqft |
| 2021-08-01 | 31 days | 1,572 sqft |
| 2021-09-01 | 38 days | 1,555 sqft |
| 2021-10-01 | 41 days | 1,553 sqft |
| 2021-11-01 | 34 days | 1,555 sqft |
| 2021-12-01 | 41 days | 1,549 sqft |
| 2022-01-01 | 32 days | 1,595 sqft |
| 2022-02-01 | 20 days | 1,570 sqft |
| 2022-03-01 | 22 days | 1,600 sqft |
| 2022-04-01 | 19 days | 1,657 sqft |
| 2022-05-01 | 22 days | 1,625 sqft |
| 2022-06-01 | 24 days | 1,614 sqft |
| 2022-07-01 | 30 days | 1,584 sqft |
| 2022-08-01 | 38 days | 1,595 sqft |
| 2022-09-01 | 42 days | 1,662 sqft |
| 2022-10-01 | 45 days | 1,608 sqft |
| 2022-11-01 | 51 days | 1,575 sqft |
| 2022-12-01 | 61 days | 1,574 sqft |
| 2023-01-01 | 57 days | 1,573 sqft |
| 2023-02-01 | 46 days | 1,579 sqft |
| 2023-03-01 | 43 days | 1,565 sqft |
| 2023-04-01 | 43 days | 1,584 sqft |
| 2023-05-01 | 40 days | 1,622 sqft |
| 2023-06-01 | 42 days | 1,678 sqft |
| 2023-07-01 | 35 days | 1,605 sqft |
| 2023-08-01 | 48 days | 1,599 sqft |
| 2023-09-01 | 45 days | 1,627 sqft |
| 2023-10-01 | 40 days | 1,664 sqft |
| 2023-11-01 | 46 days | 1,645 sqft |
| 2023-12-01 | 58 days | 1,587 sqft |
| 2024-01-01 | 62 days | 1,586 sqft |
| 2024-02-01 | 53 days | 1,596 sqft |
| 2024-03-01 | 45 days | 1,602 sqft |
| 2024-04-01 | 42 days | 1,602 sqft |
| 2024-05-01 | 45 days | 1,606 sqft |
| 2024-06-01 | 52 days | 1,589 sqft |
| 2024-07-01 | 53 days | 1,582 sqft |
| 2024-08-01 | 51 days | 1,565 sqft |
| 2024-09-01 | 45 days | 1,567 sqft |
| 2024-10-01 | 43 days | 1,566 sqft |
| 2024-11-01 | 43 days | 1,548 sqft |
| 2024-12-01 | 49 days | 1,522 sqft |
| 2025-01-01 | 58 days | 1,511 sqft |
| 2025-02-01 | 49 days | 1,533 sqft |
| 2025-03-01 | 53 days | 1,538 sqft |
| 2025-04-01 | 57 days | 1,559 sqft |
YUMA's median listing age (time on market) for 2025-04-01 was 57 days.
This
is 37%
longer
than the same period one year ago.
YUMA's median square footage for active listings during the 2025-04-01 period was 1,559 sqft. One year prior, the average listing was 1,602 sqft.
YUMA's median square footage for active listings during the 2025-04-01 period was 1,559 sqft. One year prior, the average listing was 1,602 sqft.
YUMA, AZ Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,484 | $680,980,000 | $274,147 |
| Cash Out Refi | 638 | $123,070,000 | $192,900 |
| Refi | 397 | $125,845,000 | $316,990 |
| Other | 349 | $30,565,000 | $87,579 |
| Home Improvement | 193 | $15,595,000 | $80,803 |
Yuma's most frequently cited loan purpose was Home Purchase, with 2,484 originations. The 2nd most popular reason was Cash Out Refi, with 638 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,819 | $489,315,000 | $269,002 |
| 5-6% | 765 | $224,095,000 | $292,935 |
| Over 8% | 731 | $71,755,000 | $98,160 |
| 7-8% | 652 | $175,390,000 | $269,003 |
| <2.5% | 38 | $2,030,000 | $53,421 |
| 4-5% | 35 | $9,275,000 | $265,000 |
| 2.5-3% | 8 | $2,040,000 | $255,000 |
| 3-4% | 3 | $365,000 | $121,667 |
During 2024, Yuma's most frequently originated rate bucket was 6-7%, with 1,819 originations.
Loan Sizing (YUMA, AZ MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,036 | $575,550,000 | $282,687 |
| $100k-200k | 900 | $137,700,000 | $153,000 |
| $100,000 or less | 711 | $38,645,000 | $54,353 |
| $400k-600k | 369 | $172,955,000 | $468,713 |
| $600k-1000k | 41 | $29,455,000 | $718,415 |
| $Over $1MM | 4 | $21,750,000 | $5,437,500 |
YUMA's loan sizing saw the bucket of loans from $200k-400k with 2,036 originations, totaling $575,550,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,073 | $612,615,000 | $295,521 |
| 60-80% | 637 | $172,525,000 | $270,840 |
| Under 20% | 425 | $19,515,000 | $45,918 |
| 20-40% | 378 | $39,670,000 | $104,947 |
| 40-60% | 292 | $49,620,000 | $169,932 |
| Over 100% | 168 | $57,640,000 | $343,095 |
YUMA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,073 originations, totaling $612,615,000 in origination value.