YUMA Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Yuma averaged 7.19% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2023-03-09) was 6.92% and one month ago for the week of 2023-02-09, the average rate was 6.41%.

Yuma's average rate one year ago was 4.14%.

For refis of the same type during the week of 2023-03-16, the average rate was 6.91%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-16 6.6%
Yuma 30 Year Fixed Rate 2023-03-16 7.19%
Yuma 30 Year Fixed Rate Refi 2023-03-16 6.91%
Yuma 15 Year Fixed Rate 2023-03-16 6.78%
Yuma 15 Year Fixed Rate Refi 2023-03-16 6.28%
Yuma 30 Year FHA 2023-03-16 6.7%
Yuma 30 Year FHA Refi 2023-03-16 6.18%
Yuma 30 Year USDA 2023-03-16 6.48%
Yuma 30 Year USDA Refi 2023-03-16 6.2%
Yuma 30 Year VA 2023-03-16 6.64%
Yuma 30 Year VA Refi 2023-03-16 6.24%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within YUMA, AZ.

YUMA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the YUMA, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
NOVA FINANCIAL & INVESTMENT CORPORATION 816 3.19% $2,735
GUILD MORTGAGE COMPANY 335 3.34% $5,067
QUICKEN LOANS, LLC 263 3.14% $4,870
ACADEMY MORTGAGE CORPORATION 238 3.28% $5,931
UNITED WHOLESALE MORTGAGE, LLC 216 3.07% $4,415
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 175 3.33% $4,557
Neighborhood Loans, Inc. 163 3.51% $4,843
LOANDEPOT.COM, LLC 161 3.30% $5,969
Wells Fargo Bank 94 3.17% $3,526
Gateway First Bank 70 3.32% $3,670
PRIMELENDING, A PLAINSCAPITAL COMPANY 67 3.27% $4,568
JPMorgan Chase Bank 62 3.03% $2,732
NAVY FEDERAL CREDIT UNION 61 3.42% $3,889
PANORAMA MORTGAGE GROUP, LLC 46 3.55% $4,705
RESIDENTIAL WHOLESALE MORTGAGE, INC. 37 3.18% $3,983
Mr. Cooper ( Nationstar Mortgage ) 33 3.25% $4,775
GENEVA FINANCIAL, LLC 32 3.16% $4,331
NEWREZ LLC 31 3.20% $3,767
AMERISAVE MORTGAGE CORPORATION 28 2.95% $3,974
PENNYMAC LOAN SERVICES, LLC 26 3.21% $4,775
CALIBER HOME LOANS, INC. 23 3.27% $4,720
RESIDENTIAL BANCORP. 22 3.30% $6,330
BETTER MORTGAGE CORPORATION 22 2.91% $3,605
U.S. Bank 21 3.14% $2,586
GUARANTEED RATE, INC. 19 3.17% $3,347
FREEDOM MORTGAGE CORPORATION 18 3.23% $2,367
BROKER SOLUTIONS, INC. 17 3.09% $3,910
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 15 3.16% $4,144
LOANPAL, LLC 14 3.20% $5,227
InterContinental Capital Group, Inc 13 3.12% $4,247
Zions Bancorporation, N.A. 13 3.10% $3,352
HOME POINT FINANCIAL CORPORATION 13 3.34% $4,301
CROSSCOUNTRY MORTGAGE, LLC 12 3.10% $4,789
V.I.P. MORTGAGE, INC. 11 3.40% $3,833
Washington Federal Bank 10 3.28% $4,678
Glacier Bank 9 3.07% $3,165
Flagstar Bank, FSB 9 3.20% $3,210
Amerifirst Financial, Inc. 9 3.28% $4,876
CMG MORTGAGE, INC. 8 3.36% $3,949
Carrington Mortgage Services, LLC 8 3.45% $5,424
CHURCHILL MORTGAGE CORPORATION 7 3.30% $4,949
Bank of America 7 2.91% $3,839
MUTUAL OF OMAHA MORTGAGE, INC. 6 3.40% $4,761
MUFG Union Bank 5 2.88% $3,310
EVERETT FINANCIAL, INC. 5 3.53% $1,880
HOMEBRIDGE FINANCIAL SERVICES, INC. 5 3.27% $4,610
NETWORK CAPITAL FUNDING CORPORATION 5 3.63% $2,836
PHH Mortgage Corporation 5 3.68% $6,186
STEARNS LENDING, LLC 5 3.10% $6,894
The Federal Savings Bank 5 3.18% $4,570
Wyndham Capital Mortgage, Inc. 5 2.92% $3,100
ZILLOW HOME LOANS, LLC 5 3.48% $4,233
LADERA LENDING, INC. 4 3.06% $3,517
Mortgage Research Center, LLC 4 2.81% $5,966
HOMESIDE FINANCIAL, LLC 4 2.97% $4,806
PENTAGON FEDERAL CREDIT UNION 4 3.13% $2,373
Paramount Residential Mortgage Group, Inc. 4 3.28% $3,829
AMERICAN FINANCIAL NETWORK, INC. 4 3.22% $6,455
NFM, INC. 4 3.28% $4,456
AMERICAN FINANCING CORPORATION 4 3.31% $4,817
Watermark Capital, Inc. 3 2.79% $2,718
CANOPY MORTGAGE, LLC 3 2.83% $4,924
INTERCAP LENDING INC. 3 2.91% $7,116
AMERICAN INTERNET MORTGAGE, INC. 3 2.96% $2,533
Prosperity Home Mortgage, LLC 3 3.25% $3,365
CITYWIDE HOME LOANS, LLC 3 3.38% $6,695
Austin Capital Bank SSB 3 3.75% $5,452
FIRST CENTENNIAL MORTGAGE CORPORATION 3 2.63% $3,462
ROYAL UNITED MORTGAGE LLC 3 3.58% $8,468
S1L, Inc. 3 2.83% $4,273
SOFI LENDING CORP. 3 3.13% $2,907
SUNSTREET MORTGAGE, LLC 3 3.58% $2,774
The Loan Store, Inc. 3 3.13% $2,493
Umpqua Bank 3 3.38% $3,595
FINANCE OF AMERICA MORTGAGE LLC 3 3.38% $4,030
KELLER MORTGAGE, LLC 3 3.00% $2,170
AMERICAN PACIFIC MORTGAGE CORPORATION 3 2.96% $5,608
PIMA Federal Credit Union 3 3.00% $3,587
MOUNTAIN WEST FINANCIAL, INC. 3 3.04% $6,483
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 3.04% $4,136
M&T Bank 2 3.13% $2,791
UNION HOME MORTGAGE CORP. 2 2.81% $1,440
DAS Acquisition Company, LLC 2 2.75% $2,844
SECURITYNATIONAL MORTGAGE COMPANY 2 3.25% $4,262
PLANET HOME LENDING, LLC 2 3.00% $2,770
Deere Employees Credit Union 2 3.31% $3,110
Lend Smart Mortgage, LLC 2 3.31% $4,029
Ally Bank 2 3.00% $3,386
Wallick & Volk, Inc. 2 3.00% $6,826
KeyBank 2 2.50% $4,145
Bank of the West 2 3.06% $5,010
Golden Empire Mortgage, Inc. 2 3.31% $10,206
CLEARPATH LENDING 2 3.06% $6,872
SUN WEST MORTGAGE COMPANY, INC. 2 3.25% $3,459
WNB Financial, N.A. 2 3.06% $3,576
INTERNATIONAL CITY MORTGAGE, INC. 2 3.25% $6,094
AHL FUNDING 2 3.19% $7,747
The Huntington National Bank 2 3.38% $5,137
LAKEVIEW LOAN SERVICING, LLC 2 3.43% $4,179
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.25% $5,663
ARIZONA CENTRAL 1 3.75% $2,141
NBKC BANK 1 2.88% $4,357
ARC HOME LLC 1 2.50% $5,565
Alaska USA Federal Credit Union 1 3.00% $2,254
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 4.50% $12,236
North American Savings Bank, F.S.B. 1 3.13% $2,712
AmeriHome Mortgage Company, LLC 1 3.50% $3,258
OCMBC, INC. 1 3.13% $5,419
OneAZ Credit Union 1 3.88% $2,999
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.12% $3,971
WINNPOINTE CORPORATION 1 2.88% $25
PREMIA MORTGAGE, LLC 1 2.50% $495
PREMIER LENDING, INC. 1 3.50% $3,157
PROVIDENT FUNDING ASSOCIATES, L.P. 1 2.63% $3,345
RANLIFE, INC. 1 2.75% $5,985
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 3.00% $22,817
Renasant Bank 1 2.88% $3,852
Republic Bank & Trust Company 1 2.88% $4,544
AMERICAN FINANCIAL RESOURCES, INC. 1 2.75% $3,467
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.25% $4,747
SOVEREIGN LENDING GROUP INCORPORATED 1 2.99% $4,642
SRE MORTGAGE ALLIANCE INC. 1 3.38% $1,000
SUBURBAN MORTGAGE, INC. 1 2.50% $2,260
SUMMIT FUNDING, INC. 1 3.13% $3,839
SUN AMERICAN MORTGAGE COMPANY 1 3.00% $4,334
T2 FINANCIAL LLC 1 3.12% $3,286
TCF National Bank 1 3.00% $5,956
AMERICAN ADVISORS GROUP 1 3.00% $4,586
USAA Federal Savings Bank 1 3.00% $1,663
ALTITUDE FINANCIAL CORPORATION 1 2.75% $2,847
VANTAGE WEST 1 2.88% $4,965
VERITAS FUNDING, LLC 1 3.25% $5,214
Alerus Financial 1 2.88% $3,302
Washington Trust Bank 1 2.75% $4,893
Colten Mortgage, LLC 1 2.88% $4,040
Colonial Savings, F.A. 1 3.38% $2,881
DATA MORTGAGE, INC. 1 2.88% $2,895
DEFINE MORTGAGE SOLUTIONS, LLC 1 3.25% $2,093
DIGNIFIED HOME LOANS, LLC 1 3.63% $4,316
EAGLE HOME MORTGAGE, LLC 1 4.00% $3,221
Discover Bank 1 3.99% $0
EMM LOANS LLC 1 2.75% $7,006
ENVOY MORTGAGE, LTD 1 3.88% $10,586
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 4.25% $8,065
Firefighters First Federal Credit Union 1 3.25% $2,542
FIRST COLONY MORTGAGE CORPORATION 1 3.00% $6,896
First Credit Union 1 3.25% $2,773
First Guaranty Mortgage Corporation 1 3.38% $2,137
First Home Bank 1 2.75% $6,264
First International Bank & Trust 1 2.75% $3,480
FIRST NATIONS HOME FINANCE CORPORATION 1 3.25% $3,786
CHEVRON 1 2.88% $3,595
CELEBRITY HOME LOANS, LLC 1 3.25% $5,123
Canyon State Credit Union 1 3.25% $3,639
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.25% $3,504
Great Western Bank 1 3.00% $4,087
GUARANTEED RATE AFFINITY, LLC 1 3.00% $2,309
CALCULATED RISK ANALYTICS LLC 1 6.75% $6,135
BOKF 1 3.63% $5,995
Waterstone Mortgage Corporation 1 3.13% $6,192
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.63% $5,066
BLUE BRICK FINANCIAL LLC 1 2.63% $1,404
HOMESTEAD FUNDING CORP. 1 2.88% $3,030
IMPAC MORTGAGE CORP. 1 2.75% $0
IncredibleBank 1 2.50% $4,047
INFINITY EQUITY GROUP, INC. 1 3.63% $3,690
INSPIRE HOME LOANS INC. 1 3.50% $4,259
BAY EQUITY LLC 1 3.25% $3,682
ISERVE RESIDENTIAL LENDING, LLC 1 2.88% $4,318
Baxter Credit Union 1 3.13% $2,125
Lakeview Community Capital, LLC 1 3.63% $2,726
LENDERFI, INC. 1 2.88% $1,999
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.00% $4,049
LHM FINANCIAL CORPORATION 1 2.99% $3,008
Barrington Bank & Trust Company, N.A. 1 3.25% $3,932
LOANLEADERS OF AMERICA, INC. 1 2.88% $5,795
Loan Simple, Inc. 1 2.99% $2,113
MICHIGAN MUTUAL, INC. 1 3.13% $4,275
MID AMERICA MORTGAGE, INC. 1 3.25% $2,248
MidFirst Bank 1 3.25% $2,700
MLD MORTGAGE INC. 1 2.88% $3,898
MORIA DEVELOPMENT, INC. 1 4.13% $4,503
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 2.88% $5,670
MOVEMENT MORTGAGE, LLC 1 2.88% $4,035
ABSOLUTE HOME MORTGAGE CORPORATION 1 2.88% $2,410
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 2.88% $4,169
Nations Lending Corporation 1 3.88% $7,764

YUMA Average Closing Costs & Other Stats

YUMA, AZ's 187 lenders originated 9,571 loans during 2021. The total origination value was $1,939,025,000, with an average loan value of $202,594.

YUMA's average closing costs are $4,996.

The top YUMA lender as defined by loan originations is NOVA FINANCIAL & INVESTMENT CORPORATION, with 816 loans originated. Their average total fees are $2,735, which is $2,332 lower than the next largest lender, GUILD MORTGAGE COMPANY.

The lowest fee YUMA lenders (with over 10 loans originated) are FREEDOM MORTGAGE CORPORATION ($2,367), U.S. Bank ($2,586), JPMorgan Chase Bank ($2,732), NOVA FINANCIAL & INVESTMENT CORPORATION ($2,735) and GUARANTEED RATE, INC. ($3,347).

The lowest rate YUMA lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (2.91%), AMERISAVE MORTGAGE CORPORATION (2.95%), JPMorgan Chase Bank (3.03%), UNITED WHOLESALE MORTGAGE, LLC (3.07%) and BROKER SOLUTIONS, INC. (3.09%).

YUMA, AZ Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
NOVA FINANCIAL & INVESTMENT CORPORATION $270,480,000 $340,105,000 25.7% 17.5%
ACADEMY MORTGAGE CORPORATION $130,530,000 $159,375,000 22.1% 8.2%
GUILD MORTGAGE COMPANY $138,615,000 $125,935,000 -9.1% 6.5%
QUICKEN LOANS, LLC $72,825,000 $108,955,000 49.6% 5.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $63,165,000 $96,155,000 52.2% 5.0%
UNITED WHOLESALE MORTGAGE, LLC $45,685,000 $95,595,000 109.2% 4.9%
Neighborhood Loans, Inc. $1,040,000 $87,080,000 8,273.1% 4.5%
LOANDEPOT.COM, LLC $56,585,000 $86,920,000 53.6% 4.5%
FREEDOM MORTGAGE CORPORATION $89,470,000 $69,365,000 -22.5% 3.6%
NAVY FEDERAL CREDIT UNION $42,280,000 $52,420,000 24.0% 2.7%
Mortgage Research Center, LLC $26,105,000 $42,910,000 64.4% 2.2%
Wells Fargo Bank $41,130,000 $38,915,000 -5.4% 2.0%
Gateway First Bank $24,675,000 $31,735,000 28.6% 1.6%
GREYSTONE SERVICING COMPANY LLC $23,065,000 $30,485,000 32.2% 1.6%
PANORAMA MORTGAGE GROUP, LLC $27,665,000 n/a 1.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $38,100,000 $27,485,000 -27.9% 1.4%
PENNYMAC LOAN SERVICES, LLC $9,615,000 $25,255,000 162.7% 1.3%
Glacier Bank $7,340,000 $19,835,000 170.2% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $15,690,000 $19,225,000 22.5% 1.0%
JPMorgan Chase Bank $12,280,000 $19,040,000 55.0% 1.0%
Zions Bancorporation, N.A. $11,945,000 $16,740,000 40.1% 0.9%
NEWREZ LLC $9,530,000 $16,175,000 69.7% 0.8%
CALIBER HOME LOANS, INC. $8,415,000 $14,630,000 73.9% 0.8%
Washington Federal Bank $14,670,000 $14,620,000 -0.3% 0.8%
PNC Bank $250,000 $14,340,000 5,636.0% 0.7%
GUARANTEED RATE, INC. $13,230,000 $14,110,000 6.7% 0.7%
GENEVA FINANCIAL, LLC $75,110,000 $13,715,000 -81.7% 0.7%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $9,660,000 $13,535,000 40.1% 0.7%
Arbor Realty Trust, Inc. $8,835,000 $12,350,000 39.8% 0.6%
LAKEVIEW LOAN SERVICING, LLC $10,440,000 $11,890,000 13.9% 0.6%
AMERISAVE MORTGAGE CORPORATION $8,115,000 $10,925,000 34.6% 0.6%
RESIDENTIAL BANCORP. $10,820,000 $10,680,000 -1.3% 0.6%
VILLAGE CAPITAL & INVESTMENT LLC $5,145,000 $9,105,000 77.0% 0.5%
HOME POINT FINANCIAL CORPORATION $3,425,000 $8,570,000 150.2% 0.4%
BETTER MORTGAGE CORPORATION $3,620,000 $7,845,000 116.7% 0.4%
U.S. Bank $5,170,000 $7,825,000 51.4% 0.4%
NEW DAY FINANCIAL, LLC $5,345,000 $7,520,000 40.7% 0.4%
BROKER SOLUTIONS, INC. $2,600,000 $7,450,000 186.5% 0.4%
CLEARPATH LENDING $10,930,000 $7,430,000 -32.0% 0.4%
LOANPAL, LLC $4,880,000 $7,195,000 47.4% 0.4%
USAA Federal Savings Bank $14,255,000 $6,810,000 -52.2% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $2,530,000 $6,555,000 159.1% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,920,000 $6,505,000 122.8% 0.3%
CMG MORTGAGE, INC. $10,470,000 $6,405,000 -38.8% 0.3%
Lakeview Community Capital, LLC $2,215,000 $5,525,000 149.4% 0.3%
Carrington Mortgage Services, LLC $2,855,000 $5,370,000 88.1% 0.3%
InterContinental Capital Group, Inc $4,040,000 $5,265,000 30.3% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $4,165,000 $5,040,000 21.0% 0.3%
The Federal Savings Bank $4,320,000 $4,360,000 0.9% 0.2%
Flagstar Bank, FSB $2,705,000 $4,160,000 53.8% 0.2%
Amerifirst Financial, Inc. $3,165,000 $3,770,000 19.1% 0.2%
V.I.P. MORTGAGE, INC. $1,255,000 $3,540,000 182.1% 0.2%
AmeriHome Mortgage Company, LLC $2,990,000 $3,380,000 13.0% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $5,125,000 $3,190,000 -37.8% 0.2%
PENTAGON FEDERAL CREDIT UNION $1,425,000 $3,080,000 116.1% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $4,280,000 $2,870,000 -32.9% 0.1%
CHURCHILL MORTGAGE CORPORATION $2,165,000 $2,830,000 30.7% 0.1%
AMERICAN FINANCING CORPORATION $1,260,000 $2,710,000 115.1% 0.1%
Wyndham Capital Mortgage, Inc. $315,000 $2,425,000 669.8% 0.1%
Bank of America $1,855,000 $2,375,000 28.0% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,620,000 $2,245,000 38.6% 0.1%
PLANET HOME LENDING, LLC $1,135,000 $1,980,000 74.4% 0.1%
Barrington Bank & Trust Company, N.A. $2,705,000 $1,950,000 -27.9% 0.1%
Nations Lending Corporation $785,000 $1,950,000 148.4% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $2,080,000 $1,855,000 -10.8% 0.1%
STEARNS LENDING, LLC $1,775,000 $1,810,000 2.0% 0.1%
SUNSTREET MORTGAGE, LLC $760,000 $1,810,000 138.2% 0.1%
MID AMERICA MORTGAGE, INC. $1,055,000 $1,780,000 68.7% 0.1%
NBKC BANK $1,020,000 $1,715,000 68.1% 0.1%
PHH Mortgage Corporation $590,000 $1,710,000 189.8% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $970,000 $1,660,000 71.1% 0.1%
HOMESIDE FINANCIAL, LLC $335,000 $1,555,000 364.2% 0.1%
EVERETT FINANCIAL, INC. $1,240,000 $1,535,000 23.8% 0.1%
ZILLOW HOME LOANS, LLC $195,000 $1,530,000 684.6% 0.1%
21ST MORTGAGE CORPORATION $805,000 $1,465,000 82.0% 0.1%
CANOPY MORTGAGE, LLC $2,695,000 $1,430,000 -46.9% 0.1%
INTERCAP LENDING INC. $1,220,000 $1,425,000 16.8% 0.1%
Watermark Capital, Inc. $455,000 $1,420,000 212.1% 0.1%
NATIONS DIRECT MORTGAGE, LLC $4,195,000 $1,335,000 -68.2% 0.1%
AMERICAN ADVISORS GROUP $265,000 $1,290,000 386.8% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $280,000 $1,285,000 358.9% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $2,060,000 $1,285,000 -37.6% 0.1%
DATA MORTGAGE, INC. $1,250,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $1,250,000 n/a 0.1%
LADERA LENDING, INC. $1,655,000 $1,235,000 -25.4% 0.1%
Low VA Rates, LLC $2,695,000 $1,215,000 -54.9% 0.1%
INTERNATIONAL CITY MORTGAGE, INC. $820,000 $1,185,000 44.5% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $2,290,000 $1,160,000 -49.3% 0.1%
MUFG Union Bank $395,000 $1,145,000 189.9% 0.1%
BM Real Estate Services, Inc. $1,125,000 n/a 0.1%
Lend Smart Mortgage, LLC $450,000 $1,115,000 147.8% 0.1%
Loan Simple, Inc. $105,000 $1,110,000 957.1% 0.1%
NP, Inc. $185,000 $1,105,000 497.3% 0.1%
Golden Empire Mortgage, Inc. $1,100,000 n/a 0.1%
Great Western Bank $425,000 $1,100,000 158.8% 0.1%
AHL FUNDING $1,090,000 n/a 0.1%
SOFI LENDING CORP. $300,000 $1,055,000 251.7% 0.1%
UNION HOME MORTGAGE CORP. $195,000 $1,045,000 435.9% 0.1%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,035,000 n/a 0.1%
Umpqua Bank $510,000 $990,000 94.1% 0.1%
BELEM SERVICING LLC $755,000 $965,000 27.8% 0.0%
S1L, Inc. $1,970,000 $930,000 -52.8% 0.0%
Prosperity Home Mortgage, LLC $690,000 $915,000 32.6% 0.0%
ENVOY MORTGAGE, LTD $480,000 $905,000 88.5% 0.0%
KeyBank $455,000 $905,000 98.9% 0.0%
The Huntington National Bank $155,000 $895,000 477.4% 0.0%
TCF National Bank $470,000 $875,000 86.2% 0.0%
FirstBank $870,000 n/a 0.0%
North American Savings Bank, F.S.B. $2,295,000 $855,000 -62.7% 0.0%
Wallick & Volk, Inc. $675,000 $855,000 26.7% 0.0%
Manufacturers and Traders Trust Company $295,000 $825,000 179.7% 0.0%
MORIA DEVELOPMENT, INC. $1,865,000 $825,000 -55.8% 0.0%
MOUNTAIN WEST FINANCIAL, INC. $155,000 $815,000 425.8% 0.0%
IMPAC MORTGAGE CORP. $375,000 $805,000 114.7% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $2,530,000 $790,000 -68.8% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,730,000 $760,000 -56.1% 0.0%
Bell Bank $280,000 $750,000 167.9% 0.0%
ACCELERATE MORTGAGE, LLC $205,000 $745,000 263.4% 0.0%
INSPIRE HOME LOANS INC. $670,000 $745,000 11.2% 0.0%
CITYWIDE HOME LOANS, LLC $215,000 $735,000 241.9% 0.0%
ROYAL UNITED MORTGAGE LLC $995,000 $715,000 -28.1% 0.0%
Paramount Residential Mortgage Group, Inc. $1,190,000 $705,000 -40.8% 0.0%
KELLER MORTGAGE, LLC $2,415,000 $670,000 -72.3% 0.0%
CELEBRITY HOME LOANS, LLC $125,000 $665,000 432.0% 0.0%
NFM, INC. $655,000 n/a 0.0%
STARBOARD FINANCIAL MANAGEMENT, LLC $205,000 $645,000 214.6% 0.0%
BMO Harris Bank $640,000 n/a 0.0%
First Guaranty Mortgage Corporation $1,205,000 $640,000 -46.9% 0.0%
SUMMIT FUNDING, INC. $145,000 $640,000 341.4% 0.0%
Discover Bank $690,000 $605,000 -12.3% 0.0%
SUN AMERICAN MORTGAGE COMPANY $365,000 $605,000 65.8% 0.0%
Bank of the West $600,000 n/a 0.0%
Austin Capital Bank SSB $595,000 n/a 0.0%
Ally Bank $105,000 $585,000 457.1% 0.0%
PIMA Federal Credit Union $585,000 n/a 0.0%
ISERVE RESIDENTIAL LENDING, LLC $580,000 n/a 0.0%
MOVEMENT MORTGAGE, LLC $760,000 $575,000 -24.3% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $565,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $565,000 $550,000 -2.7% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $545,000 n/a 0.0%
Cornerstone First Mortgage, Inc $255,000 $540,000 111.8% 0.0%
ARC HOME LLC $310,000 $535,000 72.6% 0.0%
Community First National Bank $590,000 $510,000 -13.6% 0.0%
Sunflower Bank $275,000 $505,000 83.6% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $485,000 $495,000 2.1% 0.0%
Deere Employees Credit Union $210,000 $480,000 128.6% 0.0%
LHM FINANCIAL CORPORATION $1,480,000 $480,000 -67.6% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,005,000 $470,000 -53.2% 0.0%
CORNERSTONE HOME LENDING, INC. $470,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $465,000 n/a 0.0%
BAY EQUITY LLC $1,180,000 $460,000 -61.0% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $425,000 $460,000 8.2% 0.0%
The Loan Store, Inc. $455,000 n/a 0.0%
MLD MORTGAGE INC. $450,000 n/a 0.0%
Arvest Bank $440,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $425,000 n/a 0.0%
First Credit Union $205,000 $420,000 104.9% 0.0%
TJC Mortgage, Inc. $415,000 n/a 0.0%
SWH FUNDING, LLC $410,000 n/a 0.0%
WNB Financial, N.A. $410,000 n/a 0.0%
EAGLE HOME MORTGAGE, LLC $255,000 $400,000 56.9% 0.0%
PREMIER LENDING, INC. $400,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $145,000 $390,000 169.0% 0.0%
Renasant Bank $380,000 n/a 0.0%
HealthCare Associates Credit Union $375,000 n/a 0.0%
Colten Mortgage, LLC $370,000 n/a 0.0%
Magnolia Bank $475,000 $370,000 -22.1% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $570,000 $360,000 -36.8% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $525,000 $350,000 -33.3% 0.0%
First Federal Bank $750,000 $340,000 -54.7% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $210,000 $335,000 59.5% 0.0%
First Internet Bank of Indiana $335,000 n/a 0.0%
LENDUS, LLC $440,000 $335,000 -23.9% 0.0%
SPRING EQ, LLC $460,000 $335,000 -27.2% 0.0%
RELIANCE FIRST CAPITAL, LLC $270,000 $330,000 22.2% 0.0%
Equity Prime Mortgage LLC $315,000 $315,000 0.0% 0.0%
FIRST NATIONS HOME FINANCE CORPORATION $315,000 n/a 0.0%
Alaska USA Federal Credit Union $55,000 $310,000 463.6% 0.0%
ALTITUDE FINANCIAL CORPORATION $310,000 n/a 0.0%
EMM LOANS LLC $295,000 $310,000 5.1% 0.0%
BLUE BRICK FINANCIAL LLC $305,000 $305,000 0.0% 0.0%
First Liberty Bank $305,000 n/a 0.0%
Goldman Sachs Bank USA $135,000 $305,000 125.9% 0.0%
HOMESTEAD FUNDING CORP. $305,000 n/a 0.0%
LOANLEADERS OF AMERICA, INC. $450,000 $305,000 -32.2% 0.0%
PREMIA MORTGAGE, LLC $165,000 $305,000 84.8% 0.0%
VANTAGE WEST $305,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $225,000 $300,000 33.3% 0.0%
OneAZ Credit Union $525,000 $300,000 -42.9% 0.0%
Alerus Financial $295,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $295,000 n/a 0.0%
DIRECT MORTGAGE, CORP. $295,000 n/a 0.0%
DAS Acquisition Company, LLC $225,000 $290,000 28.9% 0.0%
KS StateBank $285,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $280,000 n/a 0.0%
CHOICE LENDING CORP. $275,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $275,000 n/a 0.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $280,000 $275,000 -1.8% 0.0%
First International Bank & Trust $275,000 n/a 0.0%
Goldwater Bank, N.A. $145,000 $275,000 89.7% 0.0%
Colonial Savings, F.A. $265,000 n/a 0.0%
FIRST COLONY MORTGAGE CORPORATION $265,000 n/a 0.0%
Tradition Capital Bank $265,000 $265,000 0.0% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $395,000 $260,000 -34.2% 0.0%
HUGHES FEDERAL CREDIT UNION $35,000 $260,000 642.9% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $255,000 n/a 0.0%
DIRECTORS MORTGAGE, INC. $250,000 n/a 0.0%
T2 FINANCIAL LLC $250,000 n/a 0.0%
Commerce Home Mortgage, Inc. $730,000 $245,000 -66.4% 0.0%
DOMINION FINANCIAL SERVICES, LLC $245,000 n/a 0.0%
INTELLILOAN, INC. $380,000 $245,000 -35.5% 0.0%
VERITAS FUNDING, LLC $245,000 n/a 0.0%
Canyon State Credit Union $235,000 n/a 0.0%
DEFINE MORTGAGE SOLUTIONS, LLC $515,000 $235,000 -54.4% 0.0%
DESERT FINANCIAL FEDERAL CREDIT UNION $25,000 $230,000 820.0% 0.0%
AMERICA FIRST $90,000 $225,000 150.0% 0.0%
Baxter Credit Union $225,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $225,000 n/a 0.0%
INFINITY EQUITY GROUP, INC. $225,000 n/a 0.0%
MANN FINANCIAL INC. $225,000 n/a 0.0%
PINNACLE LENDING GROUP, INC. $225,000 n/a 0.0%
Waterstone Mortgage Corporation $345,000 $225,000 -34.8% 0.0%
Unison Bank $95,000 $220,000 131.6% 0.0%
Century Mortgage Company DBA Century Lending Company $215,000 n/a 0.0%
Citadel Servicing Corporation $215,000 $215,000 0.0% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $215,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $540,000 $215,000 -60.2% 0.0%
OPEN MORTGAGE, LLC $210,000 n/a 0.0%
MAYO EMPLOYEES FEDERAL CREDIT UNION $205,000 n/a 0.0%
NEW WEST LENDING, INC. $410,000 $205,000 -50.0% 0.0%
Republic Bank & Trust Company $185,000 $205,000 10.8% 0.0%
United States Senate Federal Credit Union $205,000 n/a 0.0%
Armed Forces Bank $345,000 $195,000 -43.5% 0.0%
CHEVRON $195,000 n/a 0.0%
NBH Bank $195,000 n/a 0.0%
NEXERA HOLDING LLC $195,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $195,000 n/a 0.0%
Figure Lending LLC $235,000 $190,000 -19.1% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $185,000 n/a 0.0%
IncredibleBank $185,000 n/a 0.0%
OCMBC, INC. $185,000 n/a 0.0%
Washington Trust Bank $185,000 $185,000 0.0% 0.0%
MICHIGAN MUTUAL, INC. $175,000 n/a 0.0%
CALCULATED RISK ANALYTICS LLC $165,000 n/a 0.0%
IDEAL HOME LOANS LLC $165,000 n/a 0.0%
Boeing Employees Credit Union $175,000 $160,000 -8.6% 0.0%
BEST CAPITAL FUNDING $185,000 $155,000 -16.2% 0.0%
BOKF $785,000 $155,000 -80.3% 0.0%
Evolve Bank & Trust $225,000 $155,000 -31.1% 0.0%
Secured Investment Corp. $155,000 n/a 0.0%
WINNPOINTE CORPORATION $765,000 $155,000 -79.7% 0.0%
CIBC Bank USA $145,000 n/a 0.0%
CONSUMERS COOPERATIVE CREDIT UNION $145,000 n/a 0.0%
First Home Bank $350,000 $145,000 -58.6% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $145,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $280,000 $145,000 -48.2% 0.0%
SUBURBAN MORTGAGE, INC. $655,000 $145,000 -77.9% 0.0%
VISION ONE MORTGAGE, INC. $145,000 n/a 0.0%
ARIZONA CENTRAL $135,000 n/a 0.0%
FBC MORTGAGE, LLC $135,000 n/a 0.0%
LENDERFI, INC. $135,000 n/a 0.0%
MK LENDING CORP. $135,000 n/a 0.0%
RANLIFE, INC. $135,000 n/a 0.0%
SRE MORTGAGE ALLIANCE INC. $285,000 $135,000 -52.6% 0.0%
Firefighters First Federal Credit Union $45,000 $125,000 177.8% 0.0%
GUARANTEED RATE AFFINITY, LLC $145,000 $125,000 -13.8% 0.0%
ONY GLO, INC. $125,000 n/a 0.0%
DIGNIFIED HOME LOANS, LLC $325,000 $115,000 -64.6% 0.0%
FINANCE OF AMERICA REVERSE LLC $115,000 n/a 0.0%
Bank of England $395,000 $105,000 -73.4% 0.0%
GREENWOOD $105,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $865,000 $105,000 -87.9% 0.0%
CREDIT UNION WEST $100,000 n/a 0.0%
Financial Partners Credit Union $85,000 n/a 0.0%
First National Bank of Omaha $85,000 n/a 0.0%
MidFirst Bank $15,000 $85,000 466.7% 0.0%
RUOFF MORTGAGE COMPANY, INC. $85,000 n/a 0.0%
Axos Bank $75,000 n/a 0.0%
ON Q FINANCIAL, INC. $545,000 $75,000 -86.2% 0.0%
CERTIFIED $35,000 n/a 0.0%
MOUNTAIN AMERICA $315,000 $35,000 -88.9% 0.0%

YUMA's top lender by overall market share is NOVA FINANCIAL & INVESTMENT CORPORATION, with 17.5% market share. In second place, with 8.2%, is ACADEMY MORTGAGE CORPORATION, having originated $159,375,000 in loans. In third place, with 6.5%, is GUILD MORTGAGE COMPANY, having originated $125,935,000 in loans. In fourth place, with 5.6%, is QUICKEN LOANS, LLC, having originated $108,955,000 in loans. In fifth place, with 5.0%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $96,155,000 in loans.


YUMA Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - YUMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $191,100 (0.6%) $221,576 (0.2%) 0.71 807
2018-02-01 $195,000 (0.3%) $224,779 (-0.3%) 0.71 784
2018-03-01 $199,000 (-0.2%) $226,613 (-0.3%) 0.70 763
2018-04-01 $199,850 (1.9%) $229,462 (0.5%) 0.68 704
2018-05-01 $208,788 (4.8%) $231,748 (-0.1%) 0.70 649
2018-06-01 $206,187 (4.0%) $230,336 (0.3%) 0.69 628
2018-07-01 $205,000 (2.6%) $230,138 (-1.2%) 0.68 595
2018-08-01 $214,000 (7.1%) $234,369 (0.6%) 0.72 599
2018-09-01 $217,912 (9.0%) $235,240 (2.0%) 0.73 659
2018-10-01 $217,431 (4.6%) $235,484 (2.6%) 0.73 666
2018-11-01 $217,500 (8.8%) $237,812 (6.4%) 0.74 690
2018-12-01 $220,000 (12.9%) $234,564 (6.4%) 0.76 681
2019-01-01 $219,900 (15.1%) $235,306 (6.2%) 0.76 681
2019-02-01 $222,862 (14.3%) $242,255 (7.8%) 0.75 690
2019-03-01 $225,929 (13.5%) $244,417 (7.9%) 0.74 663
2019-04-01 $226,204 (13.2%) $245,695 (7.1%) 0.72 640
2019-05-01 $221,600 (6.1%) $248,296 (7.1%) 0.69 628
2019-06-01 $224,900 (9.1%) $251,427 (9.2%) 0.70 590
2019-07-01 $227,250 (10.9%) $256,138 (11.3%) 0.71 534
2019-08-01 $229,232 (7.1%) $259,458 (10.7%) 0.72 534
2019-09-01 $228,230 (4.7%) $258,551 (9.9%) 0.73 538
2019-10-01 $227,786 (4.8%) $259,013 (10.0%) 0.73 541
2019-11-01 $229,900 (5.7%) $258,637 (8.8%) 0.75 560
2019-12-01 $227,373 (3.4%) $256,167 (9.2%) 0.76 555
2020-01-01 $219,450 (-0.2%) $248,519 (5.6%) 0.73 552
2020-02-01 $224,900 (0.9%) $255,663 (5.5%) 0.73 509
2020-03-01 $239,913 (6.2%) $267,098 (9.3%) 0.75 461
2020-04-01 $237,950 (5.2%) $264,014 (7.5%) 0.74 454
2020-05-01 $239,900 (8.3%) $261,809 (5.4%) 0.73 355
2020-06-01 $232,600 (3.4%) $264,209 (5.1%) 0.68 271
2020-07-01 $242,879 (6.9%) $282,201 (10.2%) 0.70 225
2020-08-01 $229,900 (0.3%) $284,749 (9.8%) 0.66 190
2020-09-01 $227,450 (-0.3%) $294,144 (13.8%) 0.65 194
2020-10-01 $210,900 (-7.4%) $281,133 (8.5%) 0.60 207
2020-11-01 $231,250 (0.6%) $291,215 (12.6%) 0.67 201
2020-12-01 $229,508 (0.9%) $290,015 (13.2%) 0.68 199
2021-01-01 $240,000 (9.4%) $293,787 (18.2%) 0.72 172
2021-02-01 $246,850 (9.8%) $301,900 (18.1%) 0.72 165
2021-03-01 $256,175 (6.8%) $297,999 (11.6%) 0.73 160
2021-04-01 $260,888 (9.6%) $317,525 (20.3%) 0.71 145
2021-05-01 $279,900 (16.7%) $335,538 (28.2%) 0.74 139
2021-06-01 $281,975 (21.2%) $324,819 (22.9%) 0.74 147
2021-07-01 $281,450 (15.9%) $326,385 (15.7%) 0.74 203
2021-08-01 $270,200 (17.5%) $314,996 (10.6%) 0.72 209
2021-09-01 $271,000 (19.2%) $313,151 (6.5%) 0.72 201
2021-10-01 $279,250 (32.4%) $331,984 (18.1%) 0.74 184
2021-11-01 $279,500 (20.9%) $331,982 (14.0%) 0.75 172
2021-12-01 $280,000 (22.0%) $332,596 (14.7%) 0.76 166
2022-01-01 $285,741 (19.1%) $336,976 (14.7%) 0.77 152
2022-02-01 $296,450 (20.1%) $337,175 (11.7%) 0.77 151
2022-03-01 $299,625 (17.0%) $339,100 (13.8%) 0.75 150
2022-04-01 $315,000 (20.7%) $362,252 (14.1%) 0.75 169
2022-05-01 $309,724 (10.7%) $363,769 (8.4%) 0.71 212
2022-06-01 $302,128 (7.2%) $354,112 (9.0%) 0.67 269
2022-07-01 $310,130 (10.2%) $353,713 (8.4%) 0.70 314
2022-08-01 $311,440 (15.3%) $360,023 (14.3%) 0.72 342
2022-09-01 $315,000 (16.2%) $365,030 (16.6%) 0.73 362
2022-10-01 $311,440 (11.5%) $359,317 (8.2%) 0.73 393
2022-11-01 $309,640 (10.8%) $349,619 (5.3%) 0.74 399
2022-12-01 $305,000 (8.9%) $349,202 (5.0%) 0.75 371
2023-01-01 $299,900 (5.0%) $346,862 (2.9%) 0.74 338
2023-02-01 $303,950 (2.5%) $352,647 (4.6%) 0.73 306
YUMA's median listing price for 2023-02-01 was $303,950, a difference of $7,500 (2.5%) versus the prior year and $4,050 versus the prior month.

YUMA's median listing price comes in at 73% of the national average.

YUMA's average listing price for 2023-02-01 was $352,647, a difference of $15,472 (4.6%) versus the prior year and $5,785 versus the prior month.

For the 2023-02-01 period, YUMA had 306 MLS listings, a difference of -32 listings (-9%) versus the prior month and 155 listings (103%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - YUMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 75 days 1,628 sqft
2018-02-01 81 days 1,630 sqft
2018-03-01 69 days 1,650 sqft
2018-04-01 67 days 1,660 sqft
2018-05-01 71 days 1,700 sqft
2018-06-01 68 days 1,700 sqft
2018-07-01 73 days 1,701 sqft
2018-08-01 74 days 1,699 sqft
2018-09-01 64 days 1,695 sqft
2018-10-01 60 days 1,691 sqft
2018-11-01 63 days 1,691 sqft
2018-12-01 67 days 1,695 sqft
2019-01-01 74 days 1,699 sqft
2019-02-01 72 days 1,699 sqft
2019-03-01 67 days 1,690 sqft
2019-04-01 68 days 1,682 sqft
2019-05-01 71 days 1,665 sqft
2019-06-01 77 days 1,679 sqft
2019-07-01 81 days 1,696 sqft
2019-08-01 74 days 1,696 sqft
2019-09-01 63 days 1,675 sqft
2019-10-01 55 days 1,665 sqft
2019-11-01 58 days 1,660 sqft
2019-12-01 68 days 1,660 sqft
2020-01-01 74 days 1,638 sqft
2020-02-01 77 days 1,658 sqft
2020-03-01 63 days 1,689 sqft
2020-04-01 69 days 1,654 sqft
2020-05-01 71 days 1,666 sqft
2020-06-01 75 days 1,606 sqft
2020-07-01 57 days 1,670 sqft
2020-08-01 49 days 1,634 sqft
2020-09-01 37 days 1,606 sqft
2020-10-01 30 days 1,552 sqft
2020-11-01 43 days 1,565 sqft
2020-12-01 42 days 1,541 sqft
2021-01-01 49 days 1,552 sqft
2021-02-01 32 days 1,573 sqft
2021-03-01 26 days 1,606 sqft
2021-04-01 25 days 1,688 sqft
2021-05-01 29 days 1,718 sqft
2021-06-01 28 days 1,667 sqft
2021-07-01 25 days 1,602 sqft
2021-08-01 31 days 1,570 sqft
2021-09-01 39 days 1,553 sqft
2021-10-01 43 days 1,553 sqft
2021-11-01 35 days 1,555 sqft
2021-12-01 41 days 1,549 sqft
2022-01-01 33 days 1,595 sqft
2022-02-01 22 days 1,570 sqft
2022-03-01 22 days 1,600 sqft
2022-04-01 21 days 1,657 sqft
2022-05-01 23 days 1,625 sqft
2022-06-01 24 days 1,614 sqft
2022-07-01 30 days 1,584 sqft
2022-08-01 38 days 1,595 sqft
2022-09-01 42 days 1,662 sqft
2022-10-01 45 days 1,608 sqft
2022-11-01 51 days 1,575 sqft
2022-12-01 61 days 1,574 sqft
2023-01-01 58 days 1,570 sqft
2023-02-01 46 days 1,579 sqft
YUMA's median listing age (time on market) for 2023-02-01 was 46 days. This is 112% longer than the same period one year ago.

YUMA's median square footage for active listings during the 2023-02-01 period was 1,579 sqft. One year prior, the average listing was 1,570 sqft.

YUMA, AZ Average Rent (2022)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
85333 Yuma, AZ $840 $930 $1,130 $1,590 $1,810
85336 Yuma, AZ $650 $660 $870 $1,240 $1,490
85347 Yuma, AZ $660 $670 $880 $1,250 $1,490
85349 Yuma, AZ $630 $640 $840 $1,190 $1,450
85350 Yuma, AZ $670 $680 $890 $1,260 $1,520
85352 Yuma, AZ $690 $700 $920 $1,310 $1,570
85356 Yuma, AZ $690 $700 $920 $1,310 $1,570
85364 Yuma, AZ $750 $760 $1,000 $1,420 $1,710
85365 Yuma, AZ $830 $840 $1,110 $1,580 $1,900
85366 Yuma, AZ $730 $740 $970 $1,380 $1,660
85367 Yuma, AZ $890 $900 $1,190 $1,690 $2,040

2022 Average & Median Rent Data Statistics
YUMA, AZ average 1BR rent: $747, median: $700
YUMA, AZ average 2BR rent: $975, median: $920
YUMA, AZ average 3BR rent: $1,384, median: $1,310

YUMA, AZ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 4,228 $931,400,000 $220,293
Refi 3,297 $636,475,000 $193,047
Cash Out Refi 1,871 $351,355,000 $187,790
Other 97 $11,625,000 $119,845
Home Improvement 78 $8,170,000 $104,744

Yuma's most frequently cited loan purpose was Home Purchase, with 4,228 originations. The 2nd most popular reason was Refi, with 3,297 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 3,776 $778,560,000 $206,186
2.5-3% 3,439 $704,195,000 $204,767
<2.5% 1,911 $386,215,000 $202,101
4-5% 293 $58,305,000 $198,993
5-6% 43 $3,525,000 $81,977
6-7% 30 $2,980,000 $99,333
Over 8% 25 $2,245,000 $89,800
7-8% 10 $1,020,000 $102,000

During 2021, Yuma's most frequently originated rate bucket was 3-4%, with 3,776 originations.

Loan Sizing (YUMA, AZ MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 4,549 $689,275,000 $151,522
$200k-400k 3,571 $943,585,000 $264,236
$100,000 or less 1,121 $69,235,000 $61,762
$400k-600k 283 $131,045,000 $463,057
$600k-1000k 30 $22,530,000 $751,000
$Over $1MM 17 $83,355,000 $4,903,235

YUMA's loan sizing saw the bucket of loans from $100k-200k with 4,549 originations, totaling $689,275,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 4,096 $968,880,000 $236,543
60-80% 2,971 $592,545,000 $199,443
40-60% 1,188 $187,030,000 $157,433
20-40% 331 $33,755,000 $101,979
Under 20% 287 $4,335,000 $15,105
Over 100% 209 $59,435,000 $284,378

YUMA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,096 originations, totaling $968,880,000 in origination value.