YUMA Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Yuma averaged
5.84%
for the week of 2022-05-19, compared to the national average of
5.25% for the same period.
The average rate for the prior week (2022-05-12) was
5.69% and
one month ago for the week of 2022-04-14, the
average rate was 5.19%.
Yuma's average rate one year ago was 3.2%.
For refis of the same type during the week of 2022-05-19, the average rate
was 5.16%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-19 | 5.25% |
| Yuma 30 Year Fixed Rate | 2022-05-19 | 5.84% |
| Yuma 30 Year Fixed Rate Refi | 2022-05-19 | 5.16% |
| Yuma 15 Year Fixed Rate | 2022-05-19 | 5.01% |
| Yuma 15 Year Fixed Rate Refi | 2022-05-19 | 4.61% |
| Yuma 30 Year FHA | 2022-05-19 | 5.81% |
| Yuma 30 Year FHA Refi | 2022-05-19 | 5.28% |
| Yuma 30 Year USDA | 2022-05-19 | 5.1% |
| Yuma 30 Year USDA Refi | 2022-05-19 | 4.91% |
| Yuma 30 Year VA | 2022-05-19 | 5.55% |
| Yuma 30 Year VA Refi | 2022-05-19 | 4.85% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within YUMA, AZ.
YUMA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the YUMA, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
YUMA, AZ's 187 lenders originated 9,571
loans during 2021. The total origination value was $1,939,025,000, with an average loan value of
$202,594.
The top YUMA lender as defined by loan originations is NOVA FINANCIAL & INVESTMENT CORPORATION, with
816 loans originated. Their average total fees are
$2,735, which is $2,332
lower than the next largest lender,
GUILD MORTGAGE COMPANY.
The lowest fee YUMA lenders (with over 10 loans originated) are
FREEDOM MORTGAGE CORPORATION ($2,367), U.S. Bank ($2,586), JPMorgan Chase Bank ($2,732), NOVA FINANCIAL & INVESTMENT CORPORATION ($2,735) and GUARANTEED RATE, INC. ($3,347).
The lowest rate YUMA lenders (with over 10 loans originated) are
BETTER MORTGAGE CORPORATION (2.91%), AMERISAVE MORTGAGE CORPORATION (2.95%), JPMorgan Chase Bank (3.03%), UNITED WHOLESALE MORTGAGE, LLC (3.07%) and BROKER SOLUTIONS, INC. (3.09%).
YUMA, AZ Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| NOVA FINANCIAL & INVESTMENT CORPORATION | $270,480,000 | $340,105,000 | 25.7% | 17.5% |
| ACADEMY MORTGAGE CORPORATION | $130,530,000 | $159,375,000 | 22.1% | 8.2% |
| GUILD MORTGAGE COMPANY | $138,615,000 | $125,935,000 | -9.1% | 6.5% |
| QUICKEN LOANS, LLC | $72,825,000 | $108,955,000 | 49.6% | 5.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $63,165,000 | $96,155,000 | 52.2% | 5.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $45,685,000 | $95,595,000 | 109.2% | 4.9% |
| Neighborhood Loans, Inc. | $1,040,000 | $87,080,000 | 8,273.1% | 4.5% |
| LOANDEPOT.COM, LLC | $56,585,000 | $86,920,000 | 53.6% | 4.5% |
| FREEDOM MORTGAGE CORPORATION | $89,470,000 | $69,365,000 | -22.5% | 3.6% |
| NAVY FEDERAL CREDIT UNION | $42,280,000 | $52,420,000 | 24.0% | 2.7% |
| Mortgage Research Center, LLC | $26,105,000 | $42,910,000 | 64.4% | 2.2% |
| Wells Fargo Bank | $41,130,000 | $38,915,000 | -5.4% | 2.0% |
| Gateway First Bank | $24,675,000 | $31,735,000 | 28.6% | 1.6% |
| GREYSTONE SERVICING COMPANY LLC | $23,065,000 | $30,485,000 | 32.2% | 1.6% |
| PANORAMA MORTGAGE GROUP, LLC | $27,665,000 | n/a | 1.4% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $38,100,000 | $27,485,000 | -27.9% | 1.4% |
| PENNYMAC LOAN SERVICES, LLC | $9,615,000 | $25,255,000 | 162.7% | 1.3% |
| Glacier Bank | $7,340,000 | $19,835,000 | 170.2% | 1.0% |
| Mr. Cooper ( Nationstar Mortgage ) | $15,690,000 | $19,225,000 | 22.5% | 1.0% |
| JPMorgan Chase Bank | $12,280,000 | $19,040,000 | 55.0% | 1.0% |
| Zions Bancorporation, N.A. | $11,945,000 | $16,740,000 | 40.1% | 0.9% |
| NEWREZ LLC | $9,530,000 | $16,175,000 | 69.7% | 0.8% |
| CALIBER HOME LOANS, INC. | $8,415,000 | $14,630,000 | 73.9% | 0.8% |
| Washington Federal Bank | $14,670,000 | $14,620,000 | -0.3% | 0.8% |
| PNC Bank | $250,000 | $14,340,000 | 5,636.0% | 0.7% |
| GUARANTEED RATE, INC. | $13,230,000 | $14,110,000 | 6.7% | 0.7% |
| GENEVA FINANCIAL, LLC | $75,110,000 | $13,715,000 | -81.7% | 0.7% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $9,660,000 | $13,535,000 | 40.1% | 0.7% |
| Arbor Realty Trust, Inc. | $8,835,000 | $12,350,000 | 39.8% | 0.6% |
| LAKEVIEW LOAN SERVICING, LLC | $10,440,000 | $11,890,000 | 13.9% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $8,115,000 | $10,925,000 | 34.6% | 0.6% |
| RESIDENTIAL BANCORP. | $10,820,000 | $10,680,000 | -1.3% | 0.6% |
| VILLAGE CAPITAL & INVESTMENT LLC | $5,145,000 | $9,105,000 | 77.0% | 0.5% |
| HOME POINT FINANCIAL CORPORATION | $3,425,000 | $8,570,000 | 150.2% | 0.4% |
| BETTER MORTGAGE CORPORATION | $3,620,000 | $7,845,000 | 116.7% | 0.4% |
| U.S. Bank | $5,170,000 | $7,825,000 | 51.4% | 0.4% |
| NEW DAY FINANCIAL, LLC | $5,345,000 | $7,520,000 | 40.7% | 0.4% |
| BROKER SOLUTIONS, INC. | $2,600,000 | $7,450,000 | 186.5% | 0.4% |
| CLEARPATH LENDING | $10,930,000 | $7,430,000 | -32.0% | 0.4% |
| LOANPAL, LLC | $4,880,000 | $7,195,000 | 47.4% | 0.4% |
| USAA Federal Savings Bank | $14,255,000 | $6,810,000 | -52.2% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,530,000 | $6,555,000 | 159.1% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,920,000 | $6,505,000 | 122.8% | 0.3% |
| CMG MORTGAGE, INC. | $10,470,000 | $6,405,000 | -38.8% | 0.3% |
| Lakeview Community Capital, LLC | $2,215,000 | $5,525,000 | 149.4% | 0.3% |
| Carrington Mortgage Services, LLC | $2,855,000 | $5,370,000 | 88.1% | 0.3% |
| InterContinental Capital Group, Inc | $4,040,000 | $5,265,000 | 30.3% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,165,000 | $5,040,000 | 21.0% | 0.3% |
| The Federal Savings Bank | $4,320,000 | $4,360,000 | 0.9% | 0.2% |
| Flagstar Bank, FSB | $2,705,000 | $4,160,000 | 53.8% | 0.2% |
| Amerifirst Financial, Inc. | $3,165,000 | $3,770,000 | 19.1% | 0.2% |
| V.I.P. MORTGAGE, INC. | $1,255,000 | $3,540,000 | 182.1% | 0.2% |
| AmeriHome Mortgage Company, LLC | $2,990,000 | $3,380,000 | 13.0% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $5,125,000 | $3,190,000 | -37.8% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $1,425,000 | $3,080,000 | 116.1% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $4,280,000 | $2,870,000 | -32.9% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $2,165,000 | $2,830,000 | 30.7% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,260,000 | $2,710,000 | 115.1% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $315,000 | $2,425,000 | 669.8% | 0.1% |
| Bank of America | $1,855,000 | $2,375,000 | 28.0% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,620,000 | $2,245,000 | 38.6% | 0.1% |
| PLANET HOME LENDING, LLC | $1,135,000 | $1,980,000 | 74.4% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $2,705,000 | $1,950,000 | -27.9% | 0.1% |
| Nations Lending Corporation | $785,000 | $1,950,000 | 148.4% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,080,000 | $1,855,000 | -10.8% | 0.1% |
| STEARNS LENDING, LLC | $1,775,000 | $1,810,000 | 2.0% | 0.1% |
| SUNSTREET MORTGAGE, LLC | $760,000 | $1,810,000 | 138.2% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $1,055,000 | $1,780,000 | 68.7% | 0.1% |
| NBKC BANK | $1,020,000 | $1,715,000 | 68.1% | 0.1% |
| PHH Mortgage Corporation | $590,000 | $1,710,000 | 189.8% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $970,000 | $1,660,000 | 71.1% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $335,000 | $1,555,000 | 364.2% | 0.1% |
| EVERETT FINANCIAL, INC. | $1,240,000 | $1,535,000 | 23.8% | 0.1% |
| ZILLOW HOME LOANS, LLC | $195,000 | $1,530,000 | 684.6% | 0.1% |
| 21ST MORTGAGE CORPORATION | $805,000 | $1,465,000 | 82.0% | 0.1% |
| CANOPY MORTGAGE, LLC | $2,695,000 | $1,430,000 | -46.9% | 0.1% |
| INTERCAP LENDING INC. | $1,220,000 | $1,425,000 | 16.8% | 0.1% |
| Watermark Capital, Inc. | $455,000 | $1,420,000 | 212.1% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $4,195,000 | $1,335,000 | -68.2% | 0.1% |
| AMERICAN ADVISORS GROUP | $265,000 | $1,290,000 | 386.8% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $280,000 | $1,285,000 | 358.9% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $2,060,000 | $1,285,000 | -37.6% | 0.1% |
| DATA MORTGAGE, INC. | $1,250,000 | n/a | 0.1% | |
| LENDINGHOME FUNDING CORPORATION | $1,250,000 | n/a | 0.1% | |
| LADERA LENDING, INC. | $1,655,000 | $1,235,000 | -25.4% | 0.1% |
| Low VA Rates, LLC | $2,695,000 | $1,215,000 | -54.9% | 0.1% |
| INTERNATIONAL CITY MORTGAGE, INC. | $820,000 | $1,185,000 | 44.5% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $2,290,000 | $1,160,000 | -49.3% | 0.1% |
| MUFG Union Bank | $395,000 | $1,145,000 | 189.9% | 0.1% |
| BM Real Estate Services, Inc. | $1,125,000 | n/a | 0.1% | |
| Lend Smart Mortgage, LLC | $450,000 | $1,115,000 | 147.8% | 0.1% |
| Loan Simple, Inc. | $105,000 | $1,110,000 | 957.1% | 0.1% |
| NP, Inc. | $185,000 | $1,105,000 | 497.3% | 0.1% |
| Golden Empire Mortgage, Inc. | $1,100,000 | n/a | 0.1% | |
| Great Western Bank | $425,000 | $1,100,000 | 158.8% | 0.1% |
| AHL FUNDING | $1,090,000 | n/a | 0.1% | |
| SOFI LENDING CORP. | $300,000 | $1,055,000 | 251.7% | 0.1% |
| UNION HOME MORTGAGE CORP. | $195,000 | $1,045,000 | 435.9% | 0.1% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,035,000 | n/a | 0.1% | |
| Umpqua Bank | $510,000 | $990,000 | 94.1% | 0.1% |
| BELEM SERVICING LLC | $755,000 | $965,000 | 27.8% | 0.0% |
| S1L, Inc. | $1,970,000 | $930,000 | -52.8% | 0.0% |
| Prosperity Home Mortgage, LLC | $690,000 | $915,000 | 32.6% | 0.0% |
| ENVOY MORTGAGE, LTD | $480,000 | $905,000 | 88.5% | 0.0% |
| KeyBank | $455,000 | $905,000 | 98.9% | 0.0% |
| The Huntington National Bank | $155,000 | $895,000 | 477.4% | 0.0% |
| TCF National Bank | $470,000 | $875,000 | 86.2% | 0.0% |
| FirstBank | $870,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $2,295,000 | $855,000 | -62.7% | 0.0% |
| Wallick & Volk, Inc. | $675,000 | $855,000 | 26.7% | 0.0% |
| Manufacturers and Traders Trust Company | $295,000 | $825,000 | 179.7% | 0.0% |
| MORIA DEVELOPMENT, INC. | $1,865,000 | $825,000 | -55.8% | 0.0% |
| MOUNTAIN WEST FINANCIAL, INC. | $155,000 | $815,000 | 425.8% | 0.0% |
| IMPAC MORTGAGE CORP. | $375,000 | $805,000 | 114.7% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $2,530,000 | $790,000 | -68.8% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,730,000 | $760,000 | -56.1% | 0.0% |
| Bell Bank | $280,000 | $750,000 | 167.9% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $205,000 | $745,000 | 263.4% | 0.0% |
| INSPIRE HOME LOANS INC. | $670,000 | $745,000 | 11.2% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $215,000 | $735,000 | 241.9% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $995,000 | $715,000 | -28.1% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $1,190,000 | $705,000 | -40.8% | 0.0% |
| KELLER MORTGAGE, LLC | $2,415,000 | $670,000 | -72.3% | 0.0% |
| CELEBRITY HOME LOANS, LLC | $125,000 | $665,000 | 432.0% | 0.0% |
| NFM, INC. | $655,000 | n/a | 0.0% | |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $205,000 | $645,000 | 214.6% | 0.0% |
| BMO Harris Bank | $640,000 | n/a | 0.0% | |
| First Guaranty Mortgage Corporation | $1,205,000 | $640,000 | -46.9% | 0.0% |
| SUMMIT FUNDING, INC. | $145,000 | $640,000 | 341.4% | 0.0% |
| Discover Bank | $690,000 | $605,000 | -12.3% | 0.0% |
| SUN AMERICAN MORTGAGE COMPANY | $365,000 | $605,000 | 65.8% | 0.0% |
| Bank of the West | $600,000 | n/a | 0.0% | |
| Austin Capital Bank SSB | $595,000 | n/a | 0.0% | |
| Ally Bank | $105,000 | $585,000 | 457.1% | 0.0% |
| PIMA Federal Credit Union | $585,000 | n/a | 0.0% | |
| ISERVE RESIDENTIAL LENDING, LLC | $580,000 | n/a | 0.0% | |
| MOVEMENT MORTGAGE, LLC | $760,000 | $575,000 | -24.3% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $565,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $565,000 | $550,000 | -2.7% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $545,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $255,000 | $540,000 | 111.8% | 0.0% |
| ARC HOME LLC | $310,000 | $535,000 | 72.6% | 0.0% |
| Community First National Bank | $590,000 | $510,000 | -13.6% | 0.0% |
| Sunflower Bank | $275,000 | $505,000 | 83.6% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $485,000 | $495,000 | 2.1% | 0.0% |
| Deere Employees Credit Union | $210,000 | $480,000 | 128.6% | 0.0% |
| LHM FINANCIAL CORPORATION | $1,480,000 | $480,000 | -67.6% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,005,000 | $470,000 | -53.2% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $470,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $465,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $1,180,000 | $460,000 | -61.0% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $425,000 | $460,000 | 8.2% | 0.0% |
| The Loan Store, Inc. | $455,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $450,000 | n/a | 0.0% | |
| Arvest Bank | $440,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $425,000 | n/a | 0.0% | |
| First Credit Union | $205,000 | $420,000 | 104.9% | 0.0% |
| TJC Mortgage, Inc. | $415,000 | n/a | 0.0% | |
| SWH FUNDING, LLC | $410,000 | n/a | 0.0% | |
| WNB Financial, N.A. | $410,000 | n/a | 0.0% | |
| EAGLE HOME MORTGAGE, LLC | $255,000 | $400,000 | 56.9% | 0.0% |
| PREMIER LENDING, INC. | $400,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $145,000 | $390,000 | 169.0% | 0.0% |
| Renasant Bank | $380,000 | n/a | 0.0% | |
| HealthCare Associates Credit Union | $375,000 | n/a | 0.0% | |
| Colten Mortgage, LLC | $370,000 | n/a | 0.0% | |
| Magnolia Bank | $475,000 | $370,000 | -22.1% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $570,000 | $360,000 | -36.8% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $525,000 | $350,000 | -33.3% | 0.0% |
| First Federal Bank | $750,000 | $340,000 | -54.7% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $210,000 | $335,000 | 59.5% | 0.0% |
| First Internet Bank of Indiana | $335,000 | n/a | 0.0% | |
| LENDUS, LLC | $440,000 | $335,000 | -23.9% | 0.0% |
| SPRING EQ, LLC | $460,000 | $335,000 | -27.2% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $270,000 | $330,000 | 22.2% | 0.0% |
| Equity Prime Mortgage LLC | $315,000 | $315,000 | 0.0% | 0.0% |
| FIRST NATIONS HOME FINANCE CORPORATION | $315,000 | n/a | 0.0% | |
| Alaska USA Federal Credit Union | $55,000 | $310,000 | 463.6% | 0.0% |
| ALTITUDE FINANCIAL CORPORATION | $310,000 | n/a | 0.0% | |
| EMM LOANS LLC | $295,000 | $310,000 | 5.1% | 0.0% |
| BLUE BRICK FINANCIAL LLC | $305,000 | $305,000 | 0.0% | 0.0% |
| First Liberty Bank | $305,000 | n/a | 0.0% | |
| Goldman Sachs Bank USA | $135,000 | $305,000 | 125.9% | 0.0% |
| HOMESTEAD FUNDING CORP. | $305,000 | n/a | 0.0% | |
| LOANLEADERS OF AMERICA, INC. | $450,000 | $305,000 | -32.2% | 0.0% |
| PREMIA MORTGAGE, LLC | $165,000 | $305,000 | 84.8% | 0.0% |
| VANTAGE WEST | $305,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $225,000 | $300,000 | 33.3% | 0.0% |
| OneAZ Credit Union | $525,000 | $300,000 | -42.9% | 0.0% |
| Alerus Financial | $295,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $295,000 | n/a | 0.0% | |
| DIRECT MORTGAGE, CORP. | $295,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $225,000 | $290,000 | 28.9% | 0.0% |
| KS StateBank | $285,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $280,000 | n/a | 0.0% | |
| CHOICE LENDING CORP. | $275,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $275,000 | n/a | 0.0% | |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $280,000 | $275,000 | -1.8% | 0.0% |
| First International Bank & Trust | $275,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $145,000 | $275,000 | 89.7% | 0.0% |
| Colonial Savings, F.A. | $265,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $265,000 | n/a | 0.0% | |
| Tradition Capital Bank | $265,000 | $265,000 | 0.0% | 0.0% |
| FINANCE OF AMERICA COMMERCIAL LLC | $395,000 | $260,000 | -34.2% | 0.0% |
| HUGHES FEDERAL CREDIT UNION | $35,000 | $260,000 | 642.9% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $255,000 | n/a | 0.0% | |
| DIRECTORS MORTGAGE, INC. | $250,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $250,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $730,000 | $245,000 | -66.4% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $245,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $380,000 | $245,000 | -35.5% | 0.0% |
| VERITAS FUNDING, LLC | $245,000 | n/a | 0.0% | |
| Canyon State Credit Union | $235,000 | n/a | 0.0% | |
| DEFINE MORTGAGE SOLUTIONS, LLC | $515,000 | $235,000 | -54.4% | 0.0% |
| DESERT FINANCIAL FEDERAL CREDIT UNION | $25,000 | $230,000 | 820.0% | 0.0% |
| AMERICA FIRST | $90,000 | $225,000 | 150.0% | 0.0% |
| Baxter Credit Union | $225,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $225,000 | n/a | 0.0% | |
| INFINITY EQUITY GROUP, INC. | $225,000 | n/a | 0.0% | |
| MANN FINANCIAL INC. | $225,000 | n/a | 0.0% | |
| PINNACLE LENDING GROUP, INC. | $225,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $345,000 | $225,000 | -34.8% | 0.0% |
| Unison Bank | $95,000 | $220,000 | 131.6% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $215,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $215,000 | $215,000 | 0.0% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $215,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $540,000 | $215,000 | -60.2% | 0.0% |
| OPEN MORTGAGE, LLC | $210,000 | n/a | 0.0% | |
| MAYO EMPLOYEES FEDERAL CREDIT UNION | $205,000 | n/a | 0.0% | |
| NEW WEST LENDING, INC. | $410,000 | $205,000 | -50.0% | 0.0% |
| Republic Bank & Trust Company | $185,000 | $205,000 | 10.8% | 0.0% |
| United States Senate Federal Credit Union | $205,000 | n/a | 0.0% | |
| Armed Forces Bank | $345,000 | $195,000 | -43.5% | 0.0% |
| CHEVRON | $195,000 | n/a | 0.0% | |
| NBH Bank | $195,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $195,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $195,000 | n/a | 0.0% | |
| Figure Lending LLC | $235,000 | $190,000 | -19.1% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $185,000 | n/a | 0.0% | |
| IncredibleBank | $185,000 | n/a | 0.0% | |
| OCMBC, INC. | $185,000 | n/a | 0.0% | |
| Washington Trust Bank | $185,000 | $185,000 | 0.0% | 0.0% |
| MICHIGAN MUTUAL, INC. | $175,000 | n/a | 0.0% | |
| CALCULATED RISK ANALYTICS LLC | $165,000 | n/a | 0.0% | |
| IDEAL HOME LOANS LLC | $165,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $175,000 | $160,000 | -8.6% | 0.0% |
| BEST CAPITAL FUNDING | $185,000 | $155,000 | -16.2% | 0.0% |
| BOKF | $785,000 | $155,000 | -80.3% | 0.0% |
| Evolve Bank & Trust | $225,000 | $155,000 | -31.1% | 0.0% |
| Secured Investment Corp. | $155,000 | n/a | 0.0% | |
| WINNPOINTE CORPORATION | $765,000 | $155,000 | -79.7% | 0.0% |
| CIBC Bank USA | $145,000 | n/a | 0.0% | |
| CONSUMERS COOPERATIVE CREDIT UNION | $145,000 | n/a | 0.0% | |
| First Home Bank | $350,000 | $145,000 | -58.6% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $145,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $280,000 | $145,000 | -48.2% | 0.0% |
| SUBURBAN MORTGAGE, INC. | $655,000 | $145,000 | -77.9% | 0.0% |
| VISION ONE MORTGAGE, INC. | $145,000 | n/a | 0.0% | |
| ARIZONA CENTRAL | $135,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $135,000 | n/a | 0.0% | |
| LENDERFI, INC. | $135,000 | n/a | 0.0% | |
| MK LENDING CORP. | $135,000 | n/a | 0.0% | |
| RANLIFE, INC. | $135,000 | n/a | 0.0% | |
| SRE MORTGAGE ALLIANCE INC. | $285,000 | $135,000 | -52.6% | 0.0% |
| Firefighters First Federal Credit Union | $45,000 | $125,000 | 177.8% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $145,000 | $125,000 | -13.8% | 0.0% |
| ONY GLO, INC. | $125,000 | n/a | 0.0% | |
| DIGNIFIED HOME LOANS, LLC | $325,000 | $115,000 | -64.6% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $115,000 | n/a | 0.0% | |
| Bank of England | $395,000 | $105,000 | -73.4% | 0.0% |
| GREENWOOD | $105,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $865,000 | $105,000 | -87.9% | 0.0% |
| CREDIT UNION WEST | $100,000 | n/a | 0.0% | |
| Financial Partners Credit Union | $85,000 | n/a | 0.0% | |
| First National Bank of Omaha | $85,000 | n/a | 0.0% | |
| MidFirst Bank | $15,000 | $85,000 | 466.7% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $85,000 | n/a | 0.0% | |
| Axos Bank | $75,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $545,000 | $75,000 | -86.2% | 0.0% |
| CERTIFIED | $35,000 | n/a | 0.0% | |
| MOUNTAIN AMERICA | $315,000 | $35,000 | -88.9% | 0.0% |
YUMA's top lender by overall market share is NOVA FINANCIAL & INVESTMENT CORPORATION, with 17.5% market share. In second place, with 8.2%, is ACADEMY MORTGAGE CORPORATION, having originated $159,375,000 in loans. In third place, with 6.5%, is GUILD MORTGAGE COMPANY, having originated $125,935,000 in loans. In third place, with 5.6%, is QUICKEN LOANS, LLC, having originated $108,955,000 in loans. In third place, with 5.0%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $96,155,000 in loans.
YUMA, AZ Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,228 | $931,400,000 | $220,293 |
| Refi | 3,297 | $636,475,000 | $193,047 |
| Cash Out Refi | 1,871 | $351,355,000 | $187,790 |
| Other | 97 | $11,625,000 | $119,845 |
| Home Improvement | 78 | $8,170,000 | $104,744 |
Yuma's most frequently cited loan purpose was Home Purchase, with 4,228 originations. The 2nd most popular reason was Refi, with 3,297 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 3,776 | $778,560,000 | $206,186 |
| 2.5-3% | 3,439 | $704,195,000 | $204,767 |
| <2.5% | 1,911 | $386,215,000 | $202,101 |
| 4-5% | 293 | $58,305,000 | $198,993 |
| 5-6% | 43 | $3,525,000 | $81,977 |
| 6-7% | 30 | $2,980,000 | $99,333 |
| Over 8% | 25 | $2,245,000 | $89,800 |
| 7-8% | 10 | $1,020,000 | $102,000 |
During 2021, Yuma's most frequently originated rate bucket was 3-4%, with 3,776 originations.
Loan Sizing (YUMA, AZ MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 4,549 | $689,275,000 | $151,522 |
| $200k-400k | 3,571 | $943,585,000 | $264,236 |
| $100,000 or less | 1,121 | $69,235,000 | $61,762 |
| $400k-600k | 283 | $131,045,000 | $463,057 |
| $600k-1000k | 30 | $22,530,000 | $751,000 |
| $Over $1MM | 17 | $83,355,000 | $4,903,235 |
YUMA's loan sizing saw the bucket of loans from $100k-200k with 4,549 originations, totaling $689,275,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 4,096 | $968,880,000 | $236,543 |
| 60-80% | 2,971 | $592,545,000 | $199,443 |
| 40-60% | 1,188 | $187,030,000 | $157,433 |
| 20-40% | 331 | $33,755,000 | $101,979 |
| Under 20% | 287 | $4,335,000 | $15,105 |
| Over 100% | 209 | $59,435,000 | $284,378 |
YUMA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,096 originations, totaling $968,880,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - YUMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $204,900 (3.4%) | $226,875 (0.4%) | 0.75 | 818 |
| 2018-02-01 | $204,975 (2.1%) | $230,118 (-0.5%) | 0.74 | 799 |
| 2018-03-01 | $209,100 (4.5%) | $232,561 (0.2%) | 0.72 | 768 |
| 2018-04-01 | $211,500 (5.8%) | $235,340 (1.2%) | 0.71 | 727 |
| 2018-05-01 | $224,000 (9.0%) | $239,121 (1.0%) | 0.75 | 659 |
| 2018-06-01 | $219,900 (10.0%) | $236,947 (1.6%) | 0.73 | 639 |
| 2018-07-01 | $218,000 (4.3%) | $238,275 (0.6%) | 0.73 | 597 |
| 2018-08-01 | $224,950 (9.0%) | $244,035 (2.2%) | 0.75 | 599 |
| 2018-09-01 | $225,000 (7.2%) | $245,291 (3.6%) | 0.75 | 667 |
| 2018-10-01 | $225,000 (6.0%) | $244,198 (4.1%) | 0.75 | 684 |
| 2018-11-01 | $228,750 (10.3%) | $247,876 (8.4%) | 0.77 | 693 |
| 2018-12-01 | $229,900 (12.2%) | $245,101 (8.0%) | 0.79 | 681 |
| 2019-01-01 | $229,200 (11.9%) | $245,489 (8.2%) | 0.79 | 684 |
| 2019-02-01 | $231,700 (13.0%) | $251,576 (9.3%) | 0.78 | 686 |
| 2019-03-01 | $231,614 (10.8%) | $251,985 (8.4%) | 0.75 | 670 |
| 2019-04-01 | $232,414 (9.9%) | $253,463 (7.7%) | 0.73 | 660 |
| 2019-05-01 | $231,550 (3.4%) | $257,655 (7.8%) | 0.71 | 648 |
| 2019-06-01 | $233,000 (6.0%) | $259,537 (9.5%) | 0.72 | 610 |
| 2019-07-01 | $234,450 (7.6%) | $264,105 (10.8%) | 0.73 | 548 |
| 2019-08-01 | $232,757 (3.5%) | $264,265 (8.3%) | 0.73 | 528 |
| 2019-09-01 | $233,807 (3.9%) | $263,730 (7.5%) | 0.74 | 508 |
| 2019-10-01 | $238,750 (6.1%) | $270,211 (10.7%) | 0.76 | 568 |
| 2019-11-01 | $239,950 (4.9%) | $267,764 (8.0%) | 0.77 | 594 |
| 2019-12-01 | $240,248 (4.5%) | $265,229 (8.2%) | 0.80 | 579 |
| 2020-01-01 | $231,700 (1.1%) | $258,930 (5.5%) | 0.77 | 581 |
| 2020-02-01 | $239,900 (3.5%) | $266,651 (6.0%) | 0.77 | 529 |
| 2020-03-01 | $249,450 (7.7%) | $277,774 (10.2%) | 0.78 | 477 |
| 2020-04-01 | $249,750 (7.5%) | $276,462 (9.1%) | 0.78 | 465 |
| 2020-05-01 | $249,500 (7.8%) | $275,709 (7.0%) | 0.76 | 377 |
| 2020-06-01 | $240,950 (3.4%) | $274,763 (5.9%) | 0.70 | 288 |
| 2020-07-01 | $254,500 (8.6%) | $293,608 (11.2%) | 0.73 | 225 |
| 2020-08-01 | $258,525 (11.1%) | $304,547 (15.2%) | 0.74 | 195 |
| 2020-09-01 | $248,900 (6.5%) | $314,108 (19.1%) | 0.71 | 192 |
| 2020-10-01 | $239,900 (0.5%) | $300,704 (11.3%) | 0.69 | 201 |
| 2020-11-01 | $252,450 (5.2%) | $312,572 (16.7%) | 0.72 | 190 |
| 2020-12-01 | $245,450 (2.2%) | $307,081 (15.8%) | 0.72 | 187 |
| 2021-01-01 | $255,900 (10.4%) | $310,566 (19.9%) | 0.75 | 158 |
| 2021-02-01 | $256,275 (6.8%) | $306,767 (15.0%) | 0.74 | 158 |
| 2021-03-01 | $267,400 (7.2%) | $308,484 (11.1%) | 0.75 | 153 |
| 2021-04-01 | $274,950 (10.1%) | $328,265 (18.7%) | 0.74 | 136 |
| 2021-05-01 | $287,000 (15.0%) | $338,809 (22.9%) | 0.76 | 127 |
| 2021-06-01 | $295,000 (22.4%) | $334,534 (21.8%) | 0.77 | 145 |
| 2021-07-01 | $292,450 (14.9%) | $330,059 (12.4%) | 0.76 | 189 |
| 2021-08-01 | $279,900 (8.3%) | $320,891 (5.4%) | 0.74 | 207 |
| 2021-09-01 | $279,000 (12.1%) | $316,353 (0.7%) | 0.73 | 206 |
| 2021-10-01 | $289,000 (20.5%) | $338,378 (12.5%) | 0.76 | 187 |
| 2021-11-01 | $287,500 (13.9%) | $338,221 (8.2%) | 0.76 | 178 |
| 2021-12-01 | $283,500 (15.5%) | $340,911 (11.0%) | 0.76 | 164 |
| 2022-01-01 | $299,000 (16.8%) | $348,580 (12.2%) | 0.80 | 156 |
| 2022-02-01 | $299,950 (17.0%) | $350,131 (14.1%) | 0.76 | 160 |
| 2022-03-01 | $312,500 (16.9%) | $351,891 (14.1%) | 0.77 | 150 |
| 2022-04-01 | $329,000 (19.7%) | $374,139 (14.0%) | 0.77 | 177 |
YUMA's median listing price for 2022-04-01 was $329,000, a difference of
$54,050
(19.7%) versus the prior year and
$16,500 versus the prior month.
YUMA's median listing price comes in at 77% of the national average.
YUMA's average listing price for 2022-04-01 was $374,139, a difference of $45,874 (14.0%) versus the prior year and $22,248 versus the prior month.
For the 2022-04-01 period, YUMA had 177 MLS listings, a difference of 27 listings (18%) versus the prior month and 41 listings (30%) versus the prior year.
YUMA's median listing price comes in at 77% of the national average.
YUMA's average listing price for 2022-04-01 was $374,139, a difference of $45,874 (14.0%) versus the prior year and $22,248 versus the prior month.
For the 2022-04-01 period, YUMA had 177 MLS listings, a difference of 27 listings (18%) versus the prior month and 41 listings (30%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - YUMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 75 days | 1,644 sqft |
| 2018-02-01 | 82 days | 1,647 sqft |
| 2018-03-01 | 72 days | 1,656 sqft |
| 2018-04-01 | 67 days | 1,674 sqft |
| 2018-05-01 | 74 days | 1,734 sqft |
| 2018-06-01 | 71 days | 1,733 sqft |
| 2018-07-01 | 73 days | 1,732 sqft |
| 2018-08-01 | 74 days | 1,738 sqft |
| 2018-09-01 | 64 days | 1,725 sqft |
| 2018-10-01 | 61 days | 1,719 sqft |
| 2018-11-01 | 66 days | 1,714 sqft |
| 2018-12-01 | 73 days | 1,735 sqft |
| 2019-01-01 | 79 days | 1,750 sqft |
| 2019-02-01 | 79 days | 1,745 sqft |
| 2019-03-01 | 67 days | 1,717 sqft |
| 2019-04-01 | 66 days | 1,700 sqft |
| 2019-05-01 | 67 days | 1,700 sqft |
| 2019-06-01 | 73 days | 1,699 sqft |
| 2019-07-01 | 82 days | 1,722 sqft |
| 2019-08-01 | 74 days | 1,704 sqft |
| 2019-09-01 | 66 days | 1,692 sqft |
| 2019-10-01 | 51 days | 1,716 sqft |
| 2019-11-01 | 56 days | 1,699 sqft |
| 2019-12-01 | 68 days | 1,699 sqft |
| 2020-01-01 | 73 days | 1,687 sqft |
| 2020-02-01 | 74 days | 1,715 sqft |
| 2020-03-01 | 60 days | 1,756 sqft |
| 2020-04-01 | 60 days | 1,728 sqft |
| 2020-05-01 | 65 days | 1,693 sqft |
| 2020-06-01 | 74 days | 1,630 sqft |
| 2020-07-01 | 60 days | 1,687 sqft |
| 2020-08-01 | 42 days | 1,686 sqft |
| 2020-09-01 | 31 days | 1,632 sqft |
| 2020-10-01 | 28 days | 1,606 sqft |
| 2020-11-01 | 36 days | 1,606 sqft |
| 2020-12-01 | 43 days | 1,606 sqft |
| 2021-01-01 | 49 days | 1,606 sqft |
| 2021-02-01 | 32 days | 1,606 sqft |
| 2021-03-01 | 29 days | 1,644 sqft |
| 2021-04-01 | 32 days | 1,758 sqft |
| 2021-05-01 | 31 days | 1,727 sqft |
| 2021-06-01 | 28 days | 1,720 sqft |
| 2021-07-01 | 29 days | 1,624 sqft |
| 2021-08-01 | 31 days | 1,604 sqft |
| 2021-09-01 | 39 days | 1,574 sqft |
| 2021-10-01 | 39 days | 1,568 sqft |
| 2021-11-01 | 35 days | 1,560 sqft |
| 2021-12-01 | 37 days | 1,543 sqft |
| 2022-01-01 | 31 days | 1,606 sqft |
| 2022-02-01 | 20 days | 1,607 sqft |
| 2022-03-01 | 20 days | 1,657 sqft |
| 2022-04-01 | 21 days | 1,728 sqft |
YUMA's median listing age (time on market) for 2022-04-01 was 21 days.
This
is -34%
shorter
than the same period one year ago.
YUMA's median square footage for active listings during the 2022-04-01 period was 1,728 sqft. One year prior, the average listing was 1,758 sqft.
YUMA's median square footage for active listings during the 2022-04-01 period was 1,728 sqft. One year prior, the average listing was 1,758 sqft.
