YUMA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Yuma averaged
6.85%
for the week of 2023-09-14, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2023-09-07) was
6.69% and
one month ago for the week of 2023-08-10, the
average rate was 6.63%.
Yuma's average rate one year ago was 5.86%.
For refis of the same type during the week of 2023-09-14, the average rate
was 6.08%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-09-14 | 7.18% |
| Yuma 30 Year Fixed Rate | 2023-09-14 | 6.85% |
| Yuma 30 Year Fixed Rate Refi | 2023-09-14 | 6.08% |
| Yuma 15 Year Fixed Rate | 2023-09-14 | 6.34% |
| Yuma 15 Year Fixed Rate Refi | 2023-09-14 | 5.01% |
| Yuma 30 Year FHA | 2023-09-14 | 6.4% |
| Yuma 30 Year FHA Refi | 2023-09-14 | 7.19% |
| Yuma 30 Year USDA | 2023-09-14 | 6.43% |
| Yuma 30 Year USDA Refi | 2023-09-14 | 7.18% |
| Yuma 30 Year VA | 2023-09-14 | 6.19% |
| Yuma 30 Year VA Refi | 2023-09-14 | 6.81% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within YUMA, AZ.
YUMA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the YUMA, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
YUMA Average Closing Costs & Other Stats
YUMA, AZ's 152 lenders originated 5,281
loans during 2022. The total origination value was $1,213,835,000, with an average loan value of
$229,849.
YUMA's average closing costs are $5,453.
The top YUMA lender as defined by loan originations is NOVA FINANCIAL & INVESTMENT CORPORATION, with
483 loans originated. Their average total fees are
$5,505, which is $814
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee YUMA lenders (with over 10 loans originated) are
U.S. Bank ($3,669), Wells Fargo Bank ($3,688), Zions Bank ($3,899), JPMorgan Chase Bank ($3,943) and NAVY FEDERAL CREDIT UNION ($4,462).
The lowest rate YUMA lenders (with over 10 loans originated) are
LOANDEPOT.COM, LLC (4.15%), LOANPAL, LLC (4.40%), Mr. Cooper ( Nationstar Mortgage ) (4.42%), Wells Fargo Bank (4.49%) and ACADEMY MORTGAGE CORPORATION (4.52%).
YUMA, AZ Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| NOVA FINANCIAL & INVESTMENT CORPORATION | $340,105,000 | $206,035,000 | -39.4% | 17.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $95,595,000 | $132,405,000 | 38.5% | 10.9% |
| ACADEMY MORTGAGE CORPORATION | $159,375,000 | $64,160,000 | -59.7% | 5.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $96,155,000 | $59,985,000 | -37.6% | 4.9% |
| QUICKEN LOANS, LLC | $108,955,000 | $56,535,000 | -48.1% | 4.7% |
| GUILD MORTGAGE COMPANY | $125,935,000 | $45,705,000 | -63.7% | 3.8% |
| Neighborhood Loans, Inc. | $87,080,000 | $40,565,000 | -53.4% | 3.3% |
| Washington Federal Bank | $14,620,000 | $37,030,000 | 153.3% | 3.1% |
| NAVY FEDERAL CREDIT UNION | $52,420,000 | $35,240,000 | -32.8% | 2.9% |
| LOANDEPOT.COM, LLC | $86,920,000 | $33,480,000 | -61.5% | 2.8% |
| Mortgage Research Center, LLC | $42,910,000 | $33,030,000 | -23.0% | 2.7% |
| Gateway First Bank | $31,735,000 | $30,600,000 | -3.6% | 2.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $6,555,000 | $29,945,000 | 356.8% | 2.5% |
| Wells Fargo Bank | $38,915,000 | $22,580,000 | -42.0% | 1.9% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $275,000 | $19,815,000 | 7,105.5% | 1.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $27,485,000 | $18,055,000 | -34.3% | 1.5% |
| FREEDOM MORTGAGE CORPORATION | $69,365,000 | $16,260,000 | -76.6% | 1.3% |
| Zions Bancorporation, N.A. | $16,740,000 | $15,355,000 | -8.3% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $25,255,000 | $13,600,000 | -46.1% | 1.1% |
| JPMorgan Chase Bank | $19,040,000 | $12,760,000 | -33.0% | 1.1% |
| Glacier Bank | $19,835,000 | $12,240,000 | -38.3% | 1.0% |
| Mr. Cooper ( Nationstar Mortgage ) | $19,225,000 | $11,080,000 | -42.4% | 0.9% |
| LOANPAL, LLC | $7,195,000 | $10,910,000 | 51.6% | 0.9% |
| SECURITYNATIONAL MORTGAGE COMPANY | $350,000 | $10,190,000 | 2,811.4% | 0.8% |
| GUARANTEED RATE, INC. | $14,110,000 | $8,675,000 | -38.5% | 0.7% |
| GENEVA FINANCIAL, LLC | $13,715,000 | $8,480,000 | -38.2% | 0.7% |
| CMG MORTGAGE, INC. | $6,405,000 | $7,525,000 | 17.5% | 0.6% |
| U.S. Bank | $7,825,000 | $7,510,000 | -4.0% | 0.6% |
| CALIBER HOME LOANS, INC. | $14,630,000 | $7,225,000 | -50.6% | 0.6% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $13,535,000 | $7,150,000 | -47.2% | 0.6% |
| The Home Loan Expert LLC | $6,970,000 | n/a | 0.6% | |
| USAA Federal Savings Bank | $6,810,000 | $6,470,000 | -5.0% | 0.5% |
| RESIDENTIAL BANCORP. | $10,680,000 | $6,275,000 | -41.2% | 0.5% |
| PANORAMA MORTGAGE GROUP, LLC | $27,665,000 | $6,270,000 | -77.3% | 0.5% |
| NEWREZ LLC | $16,175,000 | $5,740,000 | -64.5% | 0.5% |
| Flagstar Bank, FSB | $4,160,000 | $5,680,000 | 36.5% | 0.5% |
| A. E. A. Federal Credit Union | $5,500,000 | n/a | 0.5% | |
| HOME POINT FINANCIAL CORPORATION | $8,570,000 | $5,375,000 | -37.3% | 0.4% |
| BROKER SOLUTIONS, INC. | $7,450,000 | $5,240,000 | -29.7% | 0.4% |
| NEW DAY FINANCIAL, LLC | $7,520,000 | $3,915,000 | -47.9% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $10,925,000 | $3,415,000 | -68.7% | 0.3% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,870,000 | $3,375,000 | 17.6% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $6,505,000 | $3,360,000 | -48.3% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $11,890,000 | $3,245,000 | -72.7% | 0.3% |
| AMERICAN FINANCING CORPORATION | $2,710,000 | $3,180,000 | 17.3% | 0.3% |
| The Federal Savings Bank | $4,360,000 | $3,150,000 | -27.8% | 0.3% |
| MOUNTAIN AMERICA | $35,000 | $2,805,000 | 7,914.3% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $3,080,000 | $2,665,000 | -13.5% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $5,040,000 | $2,645,000 | -47.5% | 0.2% |
| Carrington Mortgage Services, LLC | $5,370,000 | $2,455,000 | -54.3% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,855,000 | $2,330,000 | 25.6% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $2,245,000 | $2,060,000 | -8.2% | 0.2% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,160,000 | $1,955,000 | 68.5% | 0.2% |
| Watermark Capital, Inc. | $1,420,000 | $1,895,000 | 33.5% | 0.2% |
| HORIZON COMMUNITY BANK, INC. | $1,855,000 | n/a | 0.2% | |
| S1L, Inc. | $930,000 | $1,855,000 | 99.5% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $790,000 | $1,825,000 | 131.0% | 0.2% |
| SUMMIT FUNDING, INC. | $640,000 | $1,740,000 | 171.9% | 0.1% |
| Lakeview Community Capital, LLC | $5,525,000 | $1,675,000 | -69.7% | 0.1% |
| NBKC BANK | $1,715,000 | $1,615,000 | -5.8% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $9,105,000 | $1,610,000 | -82.3% | 0.1% |
| V.I.P. MORTGAGE, INC. | $3,540,000 | $1,495,000 | -57.8% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $575,000 | $1,375,000 | 139.1% | 0.1% |
| Wallick & Volk, Inc. | $855,000 | $1,350,000 | 57.9% | 0.1% |
| AmeriHome Mortgage Company, LLC | $3,380,000 | $1,335,000 | -60.5% | 0.1% |
| Discover Bank | $605,000 | $1,330,000 | 119.8% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $360,000 | $1,320,000 | 266.7% | 0.1% |
| INTERCAP LENDING INC. | $1,425,000 | $1,270,000 | -10.9% | 0.1% |
| OCMBC, INC. | $185,000 | $1,245,000 | 573.0% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $705,000 | $1,190,000 | 68.8% | 0.1% |
| SILVER HILL FUNDING, LLC | $1,175,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $335,000 | $1,170,000 | 249.3% | 0.1% |
| CLEARPATH LENDING | $7,430,000 | $1,165,000 | -84.3% | 0.1% |
| Equity Prime Mortgage LLC | $315,000 | $1,135,000 | 260.3% | 0.1% |
| ZILLOW HOME LOANS, LLC | $1,530,000 | $1,110,000 | -27.5% | 0.1% |
| EVERETT FINANCIAL, INC. | $1,535,000 | $1,100,000 | -28.3% | 0.1% |
| Bank of America | $2,375,000 | $1,080,000 | -54.5% | 0.1% |
| BETTER MORTGAGE CORPORATION | $7,845,000 | $1,070,000 | -86.4% | 0.1% |
| PNC Bank | $14,340,000 | $1,070,000 | -92.5% | 0.1% |
| KeyBank | $905,000 | $1,060,000 | 17.1% | 0.1% |
| PLANET HOME LENDING, LLC | $1,980,000 | $1,055,000 | -46.7% | 0.1% |
| 21ST MORTGAGE CORPORATION | $1,465,000 | $1,040,000 | -29.0% | 0.1% |
| ENVOY MORTGAGE, LTD | $905,000 | $1,040,000 | 14.9% | 0.1% |
| Figure Lending LLC | $190,000 | $1,025,000 | 439.5% | 0.1% |
| MUFG Union Bank | $1,145,000 | $1,025,000 | -10.5% | 0.1% |
| Nations Lending Corporation | $1,950,000 | $980,000 | -49.7% | 0.1% |
| AMERICAN ADVISORS GROUP | $1,290,000 | $975,000 | -24.4% | 0.1% |
| DESERT FINANCIAL FEDERAL CREDIT UNION | $230,000 | $955,000 | 315.2% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $1,250,000 | $945,000 | -24.4% | 0.1% |
| USAlliance Federal Credit Union | $940,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $465,000 | $890,000 | 91.4% | 0.1% |
| Truist | $885,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $1,950,000 | $860,000 | -55.9% | 0.1% |
| PHH Mortgage Corporation | $1,710,000 | $840,000 | -50.9% | 0.1% |
| VERITAS FUNDING, LLC | $245,000 | $840,000 | 242.9% | 0.1% |
| OneAZ Credit Union | $300,000 | $835,000 | 178.3% | 0.1% |
| Waterstone Mortgage Corporation | $225,000 | $835,000 | 271.1% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $550,000 | $825,000 | 50.0% | 0.1% |
| UNION HOME MORTGAGE CORP. | $1,045,000 | $825,000 | -21.1% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $760,000 | $805,000 | 5.9% | 0.1% |
| Northpointe Bank | $795,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $460,000 | $785,000 | 70.7% | 0.1% |
| BNC National Bank | $780,000 | n/a | 0.1% | |
| NEW WEST LENDING, INC. | $205,000 | $780,000 | 280.5% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $470,000 | $745,000 | 58.5% | 0.1% |
| JMJ FINANCIAL GROUP | $710,000 | n/a | 0.1% | |
| Pacific Lending LLC | $710,000 | n/a | 0.1% | |
| AMWEST FUNDING CORP. | $675,000 | n/a | 0.1% | |
| Strong Home Mortgage, LLC | $660,000 | n/a | 0.1% | |
| LADERA LENDING, INC. | $1,235,000 | $655,000 | -47.0% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $640,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $1,660,000 | $640,000 | -61.4% | 0.1% |
| Great Southern Bank | $635,000 | n/a | 0.1% | |
| Deere Employees Credit Union | $480,000 | $625,000 | 30.2% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $2,830,000 | $615,000 | -78.3% | 0.1% |
| TOWNE MORTGAGE COMPANY | $600,000 | n/a | 0.0% | |
| Sunflower Bank | $505,000 | $580,000 | 14.9% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $555,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $545,000 | n/a | 0.0% | |
| HUNT MORTGAGE CORPORATION | $545,000 | n/a | 0.0% | |
| Unison Bank | $220,000 | $545,000 | 147.7% | 0.0% |
| Mid-Continent Funding, Inc. | $540,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $305,000 | $535,000 | 75.4% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $1,555,000 | $520,000 | -66.6% | 0.0% |
| NexBank | $520,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $125,000 | $510,000 | 308.0% | 0.0% |
| Prosperity Home Mortgage, LLC | $915,000 | $510,000 | -44.3% | 0.0% |
| DEFINE MORTGAGE SOLUTIONS, LLC | $235,000 | $500,000 | 112.8% | 0.0% |
| First Internet Bank of Indiana | $335,000 | $490,000 | 46.3% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $735,000 | $470,000 | -36.1% | 0.0% |
| EAGLE HOME MORTGAGE, LLC | $400,000 | $470,000 | 17.5% | 0.0% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $645,000 | $470,000 | -27.1% | 0.0% |
| Umpqua Bank | $990,000 | $465,000 | -53.0% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $455,000 | n/a | 0.0% | |
| BayCoast Bank | $450,000 | n/a | 0.0% | |
| BANC ONE MORTGAGE CORPORATION | $445,000 | n/a | 0.0% | |
| Magnolia Bank | $370,000 | $445,000 | 20.3% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $1,335,000 | $440,000 | -67.0% | 0.0% |
| North American Savings Bank, F.S.B. | $855,000 | $440,000 | -48.5% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $495,000 | $440,000 | -11.1% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $390,000 | $440,000 | 12.8% | 0.0% |
| Allied First Bank,sb | $425,000 | n/a | 0.0% | |
| NFM, INC. | $655,000 | $425,000 | -35.1% | 0.0% |
| DATA MORTGAGE, INC. | $1,250,000 | $415,000 | -66.8% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $185,000 | $415,000 | 124.3% | 0.0% |
| First National Bank of America | $415,000 | n/a | 0.0% | |
| First Savings Bank | $415,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $1,110,000 | $400,000 | -64.0% | 0.0% |
| UNITED | $390,000 | n/a | 0.0% | |
| Amerifirst Financial, Inc. | $3,770,000 | $375,000 | -90.1% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $375,000 | n/a | 0.0% | |
| DIGNIFIED HOME LOANS, LLC | $115,000 | $365,000 | 217.4% | 0.0% |
| GREENWOOD | $105,000 | $360,000 | 242.9% | 0.0% |
| MORIA DEVELOPMENT, INC. | $825,000 | $360,000 | -56.4% | 0.0% |
| BEST CAPITAL FUNDING | $155,000 | $345,000 | 122.6% | 0.0% |
| First Federal Bank | $340,000 | $345,000 | 1.5% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $340,000 | n/a | 0.0% | |
| Simmons Bank | $335,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $415,000 | $335,000 | -19.3% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $715,000 | $330,000 | -53.8% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $330,000 | n/a | 0.0% | |
| Bank of Utah | $315,000 | n/a | 0.0% | |
| Core Bank | $315,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $1,215,000 | $315,000 | -74.1% | 0.0% |
| HUGHES FEDERAL CREDIT UNION | $260,000 | $310,000 | 19.2% | 0.0% |
| AMERICA FIRST | $225,000 | $305,000 | 35.6% | 0.0% |
| INTELLILOAN, INC. | $245,000 | $300,000 | 22.4% | 0.0% |
| Armed Forces Bank | $195,000 | $295,000 | 51.3% | 0.0% |
| INLAND BANK & TRUST | $295,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $540,000 | $285,000 | -47.2% | 0.0% |
| NMSI, INC. | $285,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $160,000 | $275,000 | 71.9% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $215,000 | $275,000 | 27.9% | 0.0% |
| Paramount Bank | $275,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $270,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $1,780,000 | $270,000 | -84.8% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $255,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $275,000 | $255,000 | -7.3% | 0.0% |
| ALTITUDE FINANCIAL CORPORATION | $310,000 | $245,000 | -21.0% | 0.0% |
| Flanagan State Bank | $245,000 | n/a | 0.0% | |
| LHM FINANCIAL CORPORATION | $480,000 | $245,000 | -49.0% | 0.0% |
| NP, Inc. | $1,105,000 | $245,000 | -77.8% | 0.0% |
| SeaTrust Mortgage Company | $245,000 | n/a | 0.0% | |
| HomeStreet Bank | $240,000 | n/a | 0.0% | |
| Ally Bank | $585,000 | $235,000 | -59.8% | 0.0% |
| GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION | $235,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $235,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $235,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $330,000 | $230,000 | -30.3% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $225,000 | n/a | 0.0% | |
| ISERVE RESIDENTIAL LENDING, LLC | $580,000 | $225,000 | -61.2% | 0.0% |
| NUMERICA CREDIT UNION | $225,000 | n/a | 0.0% | |
| SUNSTREET MORTGAGE, LLC | $1,810,000 | $225,000 | -87.6% | 0.0% |
| A&D Mortgage LLC | $215,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $1,430,000 | $215,000 | -85.0% | 0.0% |
| Commerce Home Mortgage, Inc. | $245,000 | $215,000 | -12.2% | 0.0% |
| FIRST TECHNOLOGY | $215,000 | n/a | 0.0% | |
| BELEM SERVICING LLC | $965,000 | $205,000 | -78.8% | 0.0% |
| Citizens Bank | $205,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $205,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $205,000 | n/a | 0.0% | |
| R M K FINANCIAL CORP. | $205,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $1,285,000 | $195,000 | -84.8% | 0.0% |
| Colonial Savings, F.A. | $265,000 | $195,000 | -26.4% | 0.0% |
| First Interstate Bank | $195,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $195,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $2,425,000 | $195,000 | -92.0% | 0.0% |
| GFA Federal Credit Union | $190,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $190,000 | n/a | 0.0% | |
| EMM LOANS LLC | $310,000 | $185,000 | -40.3% | 0.0% |
| IMPAC MORTGAGE CORP. | $805,000 | $185,000 | -77.0% | 0.0% |
| OPEN MORTGAGE, LLC | $210,000 | $185,000 | -11.9% | 0.0% |
| SWBC MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| TruHome Solutions, LLC | $185,000 | n/a | 0.0% | |
| Bell Bank | $750,000 | $175,000 | -76.7% | 0.0% |
| EMBRACE HOME LOANS, INC. | $275,000 | $175,000 | -36.4% | 0.0% |
| First Western Bank & Trust | $175,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $165,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $280,000 | $165,000 | -41.1% | 0.0% |
| JMAC LENDING, INC. | $155,000 | n/a | 0.0% | |
| KINECTA | $155,000 | n/a | 0.0% | |
| M&T Bank | $825,000 | $155,000 | -81.2% | 0.0% |
| The Central Trust Bank | $155,000 | n/a | 0.0% | |
| Bank of the West | $600,000 | $150,000 | -75.0% | 0.0% |
| Axos Bank | $75,000 | $145,000 | 93.3% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $145,000 | n/a | 0.0% | |
| BMO Harris Bank | $640,000 | $135,000 | -78.9% | 0.0% |
| CREDIT UNION OF NEW JERSEY | $135,000 | n/a | 0.0% | |
| MOUNTAIN WEST FINANCIAL, INC. | $815,000 | $135,000 | -83.4% | 0.0% |
| Plains Commerce Bank | $135,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $130,000 | n/a | 0.0% | |
| ADVANTIS | $125,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $125,000 | n/a | 0.0% | |
| ARIZONA CENTRAL | $135,000 | $125,000 | -7.4% | 0.0% |
| Lend Smart Mortgage, LLC | $1,115,000 | $125,000 | -88.8% | 0.0% |
| FBC MORTGAGE, LLC | $135,000 | $115,000 | -14.8% | 0.0% |
| LANTZMAN MANAGEMENT, INC. | $115,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $105,000 | $105,000 | 0.0% | 0.0% |
| RBC Bank, (Georgia) | $105,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $100,000 | n/a | 0.0% | |
| Comerica Bank | $95,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $115,000 | $95,000 | -17.4% | 0.0% |
| First Guaranty Mortgage Corporation | $640,000 | $95,000 | -85.2% | 0.0% |
| HighTechLending Inc | $85,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $80,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $450,000 | $75,000 | -83.3% | 0.0% |
| ARIZONA | $65,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $65,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $55,000 | n/a | 0.0% | |
| CERTIFIED | $35,000 | $55,000 | 57.1% | 0.0% |
| HomeTrust Bank | $55,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $125,000 | $45,000 | -64.0% | 0.0% |
| Landings Credit Union | $35,000 | n/a | 0.0% | |
| Canyon State Credit Union | $235,000 | $15,000 | -93.6% | 0.0% |
YUMA's top lender by overall market share is NOVA FINANCIAL & INVESTMENT CORPORATION, with 17.0% market share. In second place, with 10.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $132,405,000 in loans. In third place, with 5.3%, is ACADEMY MORTGAGE CORPORATION, having originated $64,160,000 in loans. In fourth place, with 4.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $59,985,000 in loans. In fifth place, with 4.7%, is QUICKEN LOANS, LLC, having originated $56,535,000 in loans.
YUMA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - YUMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $191,100 (0.6%) | $221,576 (0.2%) | 0.71 | 807 |
| 2018-02-01 | $195,000 (0.3%) | $224,779 (-0.3%) | 0.71 | 784 |
| 2018-03-01 | $199,000 (-0.2%) | $226,613 (-0.3%) | 0.70 | 763 |
| 2018-04-01 | $199,850 (1.9%) | $229,462 (0.5%) | 0.68 | 704 |
| 2018-05-01 | $208,788 (4.8%) | $231,748 (-0.1%) | 0.70 | 649 |
| 2018-06-01 | $206,187 (4.0%) | $230,336 (0.3%) | 0.69 | 628 |
| 2018-07-01 | $205,000 (2.6%) | $230,138 (-1.2%) | 0.68 | 595 |
| 2018-08-01 | $214,000 (7.1%) | $234,369 (0.6%) | 0.72 | 599 |
| 2018-09-01 | $217,912 (9.0%) | $235,240 (2.0%) | 0.73 | 659 |
| 2018-10-01 | $217,431 (4.6%) | $235,484 (2.6%) | 0.74 | 666 |
| 2018-11-01 | $217,500 (8.8%) | $237,812 (6.4%) | 0.74 | 690 |
| 2018-12-01 | $220,000 (12.9%) | $234,564 (6.4%) | 0.76 | 681 |
| 2019-01-01 | $219,900 (15.1%) | $235,306 (6.2%) | 0.76 | 681 |
| 2019-02-01 | $222,862 (14.3%) | $242,255 (7.8%) | 0.75 | 690 |
| 2019-03-01 | $225,929 (13.5%) | $244,417 (7.9%) | 0.74 | 663 |
| 2019-04-01 | $226,204 (13.2%) | $245,738 (7.1%) | 0.72 | 640 |
| 2019-05-01 | $221,600 (6.1%) | $248,296 (7.1%) | 0.69 | 628 |
| 2019-06-01 | $224,900 (9.1%) | $251,427 (9.2%) | 0.70 | 590 |
| 2019-07-01 | $227,250 (10.9%) | $256,138 (11.3%) | 0.71 | 534 |
| 2019-08-01 | $229,232 (7.1%) | $259,458 (10.7%) | 0.73 | 534 |
| 2019-09-01 | $228,230 (4.7%) | $258,551 (9.9%) | 0.73 | 538 |
| 2019-10-01 | $227,786 (4.8%) | $259,013 (10.0%) | 0.74 | 541 |
| 2019-11-01 | $229,900 (5.7%) | $258,637 (8.8%) | 0.75 | 560 |
| 2019-12-01 | $227,373 (3.4%) | $256,167 (9.2%) | 0.76 | 555 |
| 2020-01-01 | $219,450 (-0.2%) | $248,519 (5.6%) | 0.73 | 552 |
| 2020-02-01 | $224,900 (0.9%) | $255,663 (5.5%) | 0.74 | 509 |
| 2020-03-01 | $239,913 (6.2%) | $267,098 (9.3%) | 0.75 | 461 |
| 2020-04-01 | $237,950 (5.2%) | $264,014 (7.4%) | 0.75 | 454 |
| 2020-05-01 | $239,900 (8.3%) | $261,809 (5.4%) | 0.73 | 355 |
| 2020-06-01 | $232,600 (3.4%) | $264,209 (5.1%) | 0.69 | 271 |
| 2020-07-01 | $242,879 (6.9%) | $282,201 (10.2%) | 0.70 | 225 |
| 2020-08-01 | $229,900 (0.3%) | $284,749 (9.8%) | 0.66 | 190 |
| 2020-09-01 | $227,450 (-0.3%) | $294,144 (13.8%) | 0.65 | 194 |
| 2020-10-01 | $210,900 (-7.4%) | $281,133 (8.5%) | 0.60 | 207 |
| 2020-11-01 | $231,250 (0.6%) | $291,215 (12.6%) | 0.68 | 201 |
| 2020-12-01 | $229,508 (0.9%) | $290,015 (13.2%) | 0.68 | 199 |
| 2021-01-01 | $240,000 (9.4%) | $293,787 (18.2%) | 0.72 | 172 |
| 2021-02-01 | $246,850 (9.8%) | $301,900 (18.1%) | 0.72 | 165 |
| 2021-03-01 | $256,175 (6.8%) | $297,999 (11.6%) | 0.73 | 160 |
| 2021-04-01 | $260,888 (9.6%) | $317,525 (20.3%) | 0.71 | 145 |
| 2021-05-01 | $279,900 (16.7%) | $335,538 (28.2%) | 0.74 | 139 |
| 2021-06-01 | $281,975 (21.2%) | $324,819 (22.9%) | 0.74 | 147 |
| 2021-07-01 | $281,450 (15.9%) | $326,385 (15.7%) | 0.74 | 203 |
| 2021-08-01 | $270,200 (17.5%) | $314,996 (10.6%) | 0.72 | 209 |
| 2021-09-01 | $271,000 (19.2%) | $313,151 (6.5%) | 0.72 | 201 |
| 2021-10-01 | $279,250 (32.4%) | $331,984 (18.1%) | 0.74 | 184 |
| 2021-11-01 | $279,500 (20.9%) | $331,982 (14.0%) | 0.75 | 172 |
| 2021-12-01 | $280,000 (22.0%) | $332,596 (14.7%) | 0.76 | 166 |
| 2022-01-01 | $285,741 (19.1%) | $336,976 (14.7%) | 0.77 | 152 |
| 2022-02-01 | $296,450 (20.1%) | $337,175 (11.7%) | 0.77 | 151 |
| 2022-03-01 | $299,625 (17.0%) | $339,100 (13.8%) | 0.75 | 150 |
| 2022-04-01 | $315,000 (20.7%) | $362,252 (14.1%) | 0.75 | 169 |
| 2022-05-01 | $309,724 (10.7%) | $363,769 (8.4%) | 0.71 | 212 |
| 2022-06-01 | $302,128 (7.2%) | $354,112 (9.0%) | 0.67 | 269 |
| 2022-07-01 | $310,130 (10.2%) | $353,713 (8.4%) | 0.70 | 314 |
| 2022-08-01 | $311,440 (15.3%) | $360,023 (14.3%) | 0.72 | 342 |
| 2022-09-01 | $315,000 (16.2%) | $365,030 (16.6%) | 0.74 | 362 |
| 2022-10-01 | $311,440 (11.5%) | $359,317 (8.2%) | 0.73 | 393 |
| 2022-11-01 | $309,640 (10.8%) | $349,619 (5.3%) | 0.74 | 399 |
| 2022-12-01 | $305,000 (8.9%) | $349,202 (5.0%) | 0.75 | 371 |
| 2023-01-01 | $299,900 (5.0%) | $346,862 (2.9%) | 0.74 | 338 |
| 2023-02-01 | $303,950 (2.5%) | $352,647 (4.6%) | 0.73 | 306 |
| 2023-03-01 | $299,700 (0.0%) | $357,811 (5.5%) | 0.71 | 268 |
| 2023-04-01 | $305,000 (-3.2%) | $364,358 (0.6%) | 0.71 | 242 |
| 2023-05-01 | $325,000 (4.9%) | $371,481 (2.1%) | 0.74 | 233 |
| 2023-06-01 | $346,100 (14.6%) | $396,649 (12.0%) | 0.78 | 234 |
| 2023-07-01 | $335,000 (8.0%) | $390,183 (10.3%) | 0.76 | 261 |
| 2023-08-01 | $335,475 (7.7%) | $393,578 (9.3%) | 0.77 | 257 |
YUMA's median listing price for 2023-08-01 was $335,475, a difference of
$24,035
(7.7%) versus the prior year and
$475 versus the prior month.
YUMA's median listing price comes in at 77% of the national average.
YUMA's average listing price for 2023-08-01 was $393,578, a difference of $33,555 (9.3%) versus the prior year and $3,395 versus the prior month.
For the 2023-08-01 period, YUMA had 257 MLS listings, a difference of -4 listings (-2%) versus the prior month and -85 listings (-25%) versus the prior year.
YUMA's median listing price comes in at 77% of the national average.
YUMA's average listing price for 2023-08-01 was $393,578, a difference of $33,555 (9.3%) versus the prior year and $3,395 versus the prior month.
For the 2023-08-01 period, YUMA had 257 MLS listings, a difference of -4 listings (-2%) versus the prior month and -85 listings (-25%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - YUMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 72 days | 1,627 sqft |
| 2018-02-01 | 75 days | 1,629 sqft |
| 2018-03-01 | 66 days | 1,649 sqft |
| 2018-04-01 | 64 days | 1,660 sqft |
| 2018-05-01 | 67 days | 1,701 sqft |
| 2018-06-01 | 63 days | 1,701 sqft |
| 2018-07-01 | 70 days | 1,701 sqft |
| 2018-08-01 | 68 days | 1,700 sqft |
| 2018-09-01 | 58 days | 1,695 sqft |
| 2018-10-01 | 57 days | 1,691 sqft |
| 2018-11-01 | 60 days | 1,690 sqft |
| 2018-12-01 | 65 days | 1,694 sqft |
| 2019-01-01 | 72 days | 1,699 sqft |
| 2019-02-01 | 68 days | 1,699 sqft |
| 2019-03-01 | 64 days | 1,690 sqft |
| 2019-04-01 | 63 days | 1,682 sqft |
| 2019-05-01 | 68 days | 1,665 sqft |
| 2019-06-01 | 73 days | 1,679 sqft |
| 2019-07-01 | 76 days | 1,696 sqft |
| 2019-08-01 | 67 days | 1,696 sqft |
| 2019-09-01 | 56 days | 1,675 sqft |
| 2019-10-01 | 50 days | 1,665 sqft |
| 2019-11-01 | 54 days | 1,662 sqft |
| 2019-12-01 | 65 days | 1,660 sqft |
| 2020-01-01 | 68 days | 1,638 sqft |
| 2020-02-01 | 68 days | 1,660 sqft |
| 2020-03-01 | 58 days | 1,686 sqft |
| 2020-04-01 | 61 days | 1,654 sqft |
| 2020-05-01 | 66 days | 1,666 sqft |
| 2020-06-01 | 67 days | 1,609 sqft |
| 2020-07-01 | 54 days | 1,670 sqft |
| 2020-08-01 | 45 days | 1,634 sqft |
| 2020-09-01 | 33 days | 1,606 sqft |
| 2020-10-01 | 29 days | 1,548 sqft |
| 2020-11-01 | 42 days | 1,563 sqft |
| 2020-12-01 | 40 days | 1,538 sqft |
| 2021-01-01 | 47 days | 1,552 sqft |
| 2021-02-01 | 32 days | 1,569 sqft |
| 2021-03-01 | 26 days | 1,606 sqft |
| 2021-04-01 | 25 days | 1,674 sqft |
| 2021-05-01 | 29 days | 1,718 sqft |
| 2021-06-01 | 28 days | 1,667 sqft |
| 2021-07-01 | 24 days | 1,602 sqft |
| 2021-08-01 | 31 days | 1,570 sqft |
| 2021-09-01 | 38 days | 1,553 sqft |
| 2021-10-01 | 41 days | 1,553 sqft |
| 2021-11-01 | 34 days | 1,555 sqft |
| 2021-12-01 | 41 days | 1,549 sqft |
| 2022-01-01 | 32 days | 1,595 sqft |
| 2022-02-01 | 20 days | 1,570 sqft |
| 2022-03-01 | 22 days | 1,600 sqft |
| 2022-04-01 | 19 days | 1,657 sqft |
| 2022-05-01 | 22 days | 1,625 sqft |
| 2022-06-01 | 24 days | 1,614 sqft |
| 2022-07-01 | 30 days | 1,584 sqft |
| 2022-08-01 | 38 days | 1,595 sqft |
| 2022-09-01 | 42 days | 1,662 sqft |
| 2022-10-01 | 45 days | 1,608 sqft |
| 2022-11-01 | 51 days | 1,575 sqft |
| 2022-12-01 | 61 days | 1,574 sqft |
| 2023-01-01 | 58 days | 1,570 sqft |
| 2023-02-01 | 46 days | 1,579 sqft |
| 2023-03-01 | 43 days | 1,565 sqft |
| 2023-04-01 | 43 days | 1,584 sqft |
| 2023-05-01 | 40 days | 1,622 sqft |
| 2023-06-01 | 42 days | 1,677 sqft |
| 2023-07-01 | 35 days | 1,605 sqft |
| 2023-08-01 | 48 days | 1,599 sqft |
YUMA's median listing age (time on market) for 2023-08-01 was 48 days.
This
is 25%
longer
than the same period one year ago.
YUMA's median square footage for active listings during the 2023-08-01 period was 1,599 sqft. One year prior, the average listing was 1,595 sqft.
YUMA's median square footage for active listings during the 2023-08-01 period was 1,599 sqft. One year prior, the average listing was 1,595 sqft.
YUMA, AZ Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 85333 | Yuma, AZ | $840 | $930 | $1,130 | $1,590 | $1,810 |
| 85336 | Yuma, AZ | $650 | $660 | $870 | $1,240 | $1,490 |
| 85347 | Yuma, AZ | $660 | $670 | $880 | $1,250 | $1,490 |
| 85349 | Yuma, AZ | $630 | $640 | $840 | $1,190 | $1,450 |
| 85350 | Yuma, AZ | $670 | $680 | $890 | $1,260 | $1,520 |
| 85352 | Yuma, AZ | $690 | $700 | $920 | $1,310 | $1,570 |
| 85356 | Yuma, AZ | $690 | $700 | $920 | $1,310 | $1,570 |
| 85364 | Yuma, AZ | $750 | $760 | $1,000 | $1,420 | $1,710 |
| 85365 | Yuma, AZ | $830 | $840 | $1,110 | $1,580 | $1,900 |
| 85366 | Yuma, AZ | $730 | $740 | $970 | $1,380 | $1,660 |
| 85367 | Yuma, AZ | $890 | $900 | $1,190 | $1,690 | $2,040 |
2022 Average & Median Rent Data Statistics
YUMA, AZ average 1BR rent: $747, median: $700
YUMA, AZ average 2BR rent: $975, median: $920
YUMA, AZ average 3BR rent: $1,384, median: $1,310
YUMA, AZ Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,992 | $794,730,000 | $265,618 |
| Cash Out Refi | 1,446 | $296,110,000 | $204,779 |
| Refi | 500 | $92,760,000 | $185,520 |
| Other | 193 | $16,955,000 | $87,850 |
| Home Improvement | 149 | $13,165,000 | $88,356 |
| NA | 1 | $115,000 | $115,000 |
Yuma's most frequently cited loan purpose was Home Purchase, with 2,992 originations. The 2nd most popular reason was Cash Out Refi, with 1,446 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 1,347 | $331,265,000 | $245,928 |
| 5-6% | 1,316 | $311,160,000 | $236,444 |
| 3-4% | 1,268 | $280,380,000 | $221,120 |
| 6-7% | 538 | $120,310,000 | $223,625 |
| 2.5-3% | 357 | $76,715,000 | $214,888 |
| 7-8% | 184 | $32,140,000 | $174,674 |
| <2.5% | 130 | $48,440,000 | $372,615 |
| Over 8% | 111 | $10,025,000 | $90,315 |
During 2022, Yuma's most frequently originated rate bucket was 4-5%, with 1,347 originations.
Loan Sizing (YUMA, AZ MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,528 | $697,580,000 | $275,941 |
| $100k-200k | 1,813 | $277,105,000 | $152,843 |
| $100,000 or less | 610 | $37,710,000 | $61,820 |
| $400k-600k | 283 | $130,645,000 | $461,643 |
| $600k-1000k | 39 | $27,705,000 | $710,385 |
| $Over $1MM | 8 | $43,090,000 | $5,386,250 |
YUMA's loan sizing saw the bucket of loans from $200k-400k with 2,528 originations, totaling $697,580,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,350 | $633,240,000 | $269,464 |
| 60-80% | 1,588 | $350,150,000 | $220,497 |
| 40-60% | 584 | $116,640,000 | $199,726 |
| 20-40% | 292 | $38,510,000 | $131,884 |
| Under 20% | 239 | $9,895,000 | $41,402 |
| Over 100% | 176 | $56,260,000 | $319,659 |
YUMA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,350 originations, totaling $633,240,000 in origination value.