Point Pleasant Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Point Pleasant averaged 6.77% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.98% and one month ago for the week of 2024-10-10, the average rate was 6.11%.

    Point Pleasant's average rate one year ago was 7.29%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.28%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Point Pleasant 30 Year Fixed Rate 2024-11-14 6.77%
    Point Pleasant 30 Year Fixed Rate Refi 2024-11-14 7.28%
    Point Pleasant 15 Year Fixed Rate 2024-11-14 5.89%
    Point Pleasant 15 Year Fixed Rate Refi 2024-11-14 6.49%
    Point Pleasant 30 Year FHA 2024-11-14 0%
    Point Pleasant 30 Year FHA Refi 2024-11-14 0.3%
    Point Pleasant 30 Year USDA 2024-11-14 -0.2%
    Point Pleasant 30 Year USDA Refi 2024-11-14 -0.1%
    Point Pleasant 30 Year VA 2024-11-14 0.2%
    Point Pleasant 30 Year VA Refi 2024-11-14 0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Point Pleasant, WV-OH.

    Point Pleasant Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Point Pleasant, WV-OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    The Ohio Valley Bank Company 66 6.21% $3,486
    MOVEMENT MORTGAGE, LLC 15 7.11% $5,709
    Peoples Bank 14 6.64% $3,709
    QUICKEN LOANS, LLC 11 6.88% $5,314
    PRIMELENDING, A PLAINSCAPITAL COMPANY 11 7.25% $7,004
    The Farmers Bank & Savings Company 10 8.93% $2,486
    Victorian Finance, LLC 9 6.76% $4,613
    Farm Credit Mid-America, ACA 9 7.01% $5,338
    City National Bank of West Virginia 7 6.06% $1,283
    RUOFF MORTGAGE COMPANY, INC. 7 6.61% $2,644
    VANDERBILT MORTGAGE AND FINANCE, INC. 5 8.05% $5,974
    U.S. Bank 4 6.72% $4,360
    The Huntington National Bank 4 7.06% $5,316
    UNITED WHOLESALE MORTGAGE, LLC 3 7.67% $7,754
    LOANDEPOT.COM, LLC 3 6.65% $5,951
    WRIGHT-PATT CREDIT UNION, INC. 2 6.75% $3,693
    GUARANTEED RATE, INC. 2 6.99% $4,160
    JPMorgan Chase Bank 2 7.31% $4,943
    Mortgage Research Center, LLC 2 7.19% $4,865
    STOCKTON MORTGAGE CORPORATION 2 7.50% $3,845
    The Union Bank Company 2 6.56% $4,498
    UNION HOME MORTGAGE CORP. 2 7.63% $4,198
    WesBanco 2 7.38% $5,639
    KeyBank 1 5.88% $4,660
    RAPID MORTGAGE COMPANY 1 7.99% $4,882
    Huntington Federal Savings Bank 1 6.00% $2,957
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.50% $3,537
    Gateway First Bank 1 5.38% $5,276
    The Farmers & Merchants State Bank 1 6.13% $3,965
    First Federal Savings and Loan Association of Lakewood 1 7.25% $3,940
    CMG MORTGAGE, INC. 1 7.00% $7,239
    Wells Fargo Bank 1 6.75% $4,542
    THE VINTON COUNTY NATIONAL BANK 1 6.75% $3,072
    Third Federal Savings and Loan Association of Cleveland 1 6.54% $0
    21ST MORTGAGE CORPORATION 1 8.49% $5,709
    United Bank 1 6.25% $3,385
    BROKER SOLUTIONS, INC. 1 6.88% $5,702
    USAA Federal Savings Bank 1 5.75% $5,309
    BETTER MORTGAGE CORPORATION 1 6.50% $4,100
    Atlantic Union Bank 1 6.88% $5,599
    NEWREZ LLC 1 6.50% $5,149
    NAVY FEDERAL CREDIT UNION 1 6.88% $2,620
    PNC Bank 1 7.25% $7,344
    Mr. Cooper ( Nationstar Mortgage ) 1 7.13% $5,622

    Point Pleasant Average Closing Costs & Other Stats

    Point Pleasant, WV-OH's 44 lenders originated 631 loans during 2023. The total origination value was $87,415,000, with an average loan value of $138,534.

    Point Pleasant's average closing costs are $4,469.

    The top Point Pleasant lender as defined by loan originations is The Ohio Valley Bank Company, with 66 loans originated. Their average total fees are $3,486, which is $2,223 lower than the next largest lender, MOVEMENT MORTGAGE, LLC.

    The lowest fee Point Pleasant lenders (with over 10 loans originated) are The Farmers Bank & Savings Company ($2,486), The Ohio Valley Bank Company ($3,486), Peoples Bank ($3,709), QUICKEN LOANS, LLC ($5,314) and MOVEMENT MORTGAGE, LLC ($5,709).

    The lowest rate Point Pleasant lenders (with over 10 loans originated) are The Ohio Valley Bank Company (6.21%), Peoples Bank (6.64%), QUICKEN LOANS, LLC (6.88%), MOVEMENT MORTGAGE, LLC (7.11%) and PRIMELENDING, A PLAINSCAPITAL COMPANY (7.25%).

    Point Pleasant, WV-OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    The Ohio Valley Bank Company $18,220,000 $17,415,000 -4.4% 19.9%
    The Farmers Bank & Savings Company $10,130,000 $7,520,000 -25.8% 8.6%
    MOVEMENT MORTGAGE, LLC $1,630,000 $5,285,000 224.2% 6.0%
    QUICKEN LOANS, LLC $7,915,000 $4,940,000 -37.6% 5.7%
    Peoples Bank $6,310,000 $3,810,000 -39.6% 4.4%
    City National Bank of West Virginia $9,770,000 $3,035,000 -68.9% 3.5%
    Mortgage Research Center, LLC $2,570,000 $2,930,000 14.0% 3.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $2,740,000 $2,750,000 0.4% 3.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,885,000 $2,495,000 32.4% 2.9%
    Victorian Finance, LLC $5,475,000 $2,495,000 -54.4% 2.9%
    WesBanco $2,690,000 $2,155,000 -19.9% 2.5%
    Farm Credit Mid-America, ACA $2,440,000 $1,975,000 -19.1% 2.3%
    U.S. Bank $1,150,000 $1,695,000 47.4% 1.9%
    RAPID MORTGAGE COMPANY $805,000 $1,500,000 86.3% 1.7%
    21ST MORTGAGE CORPORATION $485,000 $1,450,000 199.0% 1.7%
    RUOFF MORTGAGE COMPANY, INC. $4,290,000 $1,385,000 -67.7% 1.6%
    Paramount Residential Mortgage Group, Inc. $1,120,000 $1,315,000 17.4% 1.5%
    LOANDEPOT.COM, LLC $1,795,000 $1,240,000 -30.9% 1.4%
    UNITED WHOLESALE MORTGAGE, LLC $870,000 $1,130,000 29.9% 1.3%
    STOCKTON MORTGAGE CORPORATION $515,000 $1,125,000 118.4% 1.3%
    CMG MORTGAGE, INC. $980,000 n/a 1.1%
    PENNYMAC LOAN SERVICES, LLC $700,000 $955,000 36.4% 1.1%
    ATOMIC CREDIT UNION, INC. $805,000 $925,000 14.9% 1.1%
    UNION HOME MORTGAGE CORP. $735,000 $910,000 23.8% 1.0%
    The Huntington National Bank $1,485,000 $895,000 -39.7% 1.0%
    The Poca Valley Bank, Inc. $1,055,000 $870,000 -17.5% 1.0%
    TRIAD FINANCIAL SERVICES, INC. $145,000 $715,000 393.1% 0.8%
    THE VINTON COUNTY NATIONAL BANK $2,290,000 $535,000 -76.6% 0.6%
    NAVY FEDERAL CREDIT UNION $205,000 $485,000 136.6% 0.6%
    NBKC BANK $470,000 n/a 0.5%
    LIBERTY HOME MORTGAGE CORPORATION $270,000 $455,000 68.5% 0.5%
    PNC Bank $415,000 n/a 0.5%
    BROKER SOLUTIONS, INC. $645,000 $410,000 -36.4% 0.5%
    The Union Bank Company $740,000 $405,000 -45.3% 0.5%
    WRIGHT-PATT CREDIT UNION, INC. $405,000 n/a 0.5%
    NEWREZ LLC $215,000 $400,000 86.0% 0.5%
    Putnam County Bank $935,000 $385,000 -58.8% 0.4%
    JPMorgan Chase Bank $490,000 $370,000 -24.5% 0.4%
    FREEDOM MORTGAGE CORPORATION $870,000 $340,000 -60.9% 0.4%
    Equity Prime Mortgage LLC $705,000 $335,000 -52.5% 0.4%
    SOUTHWEST STAGE FUNDING, LLC $330,000 n/a 0.4%
    Wells Fargo Bank $725,000 $325,000 -55.2% 0.4%
    GUARANTEED RATE, INC. $300,000 n/a 0.3%
    USAA Federal Savings Bank $300,000 $270,000 -10.0% 0.3%
    The Federal Savings Bank $645,000 $265,000 -58.9% 0.3%
    Carrington Mortgage Services, LLC $260,000 n/a 0.3%
    Summit Community Bank, Inc. $1,010,000 $260,000 -74.3% 0.3%
    AMERISAVE MORTGAGE CORPORATION $1,235,000 $250,000 -79.8% 0.3%
    Gateway First Bank $1,860,000 $250,000 -86.6% 0.3%
    POLARIS HOME FUNDING CORP. $235,000 n/a 0.3%
    The Farmers & Merchants State Bank $185,000 $235,000 27.0% 0.3%
    Huntington Federal Savings Bank $225,000 n/a 0.3%
    Truist $35,000 $225,000 542.9% 0.3%
    CREDIT HUMAN FEDERAL CREDIT UNION $125,000 $220,000 76.0% 0.3%
    Discover Bank $220,000 n/a 0.3%
    Fifth Third Bank $610,000 $210,000 -65.6% 0.2%
    NATIONS RELIABLE LENDING, LLC $205,000 n/a 0.2%
    BETTER MORTGAGE CORPORATION $235,000 $195,000 -17.0% 0.2%
    UNIVERSAL Federal Credit Union $190,000 n/a 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $390,000 $185,000 -52.6% 0.2%
    KeyBank $170,000 n/a 0.2%
    AmRes Corporation $280,000 $165,000 -41.1% 0.2%
    EQUITY RESOURCES, INC. $890,000 $165,000 -81.5% 0.2%
    LIMA ONE CAPITAL, LLC $290,000 $165,000 -43.1% 0.2%
    Atlantic Union Bank $155,000 n/a 0.2%
    Clay County Bank, Inc. $155,000 n/a 0.2%
    Nations Lending Corporation $325,000 $145,000 -55.4% 0.2%
    Third Federal Savings and Loan Association of Cleveland $145,000 n/a 0.2%
    BAYSHORE MORTGAGE FUNDING, LLC $135,000 n/a 0.2%
    WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION $135,000 n/a 0.2%
    DAS Acquisition Company, LLC $435,000 $125,000 -71.3% 0.1%
    First Federal Savings and Loan Association of Lakewood $315,000 $125,000 -60.3% 0.1%
    Flagstar Bank, FSB $95,000 $125,000 31.6% 0.1%
    Bank of England $115,000 n/a 0.1%
    CARDINAL FINANCIAL $85,000 $115,000 35.3% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $525,000 $115,000 -78.1% 0.1%
    INTERNATIONAL CITY MORTGAGE, INC. $105,000 n/a 0.1%
    NFM, INC. $135,000 $105,000 -22.2% 0.1%
    Unified Bank $105,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $65,000 $95,000 46.2% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $85,000 n/a 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $410,000 $85,000 -79.3% 0.1%
    Signature Federal Credit Union $75,000 n/a 0.1%
    United Bank $570,000 $55,000 -90.4% 0.1%
    Coastal Community Bank $45,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $35,000 n/a 0.0%
    SPRING EQ, LLC $35,000 n/a 0.0%
    The Park National Bank $35,000 n/a 0.0%
    UNIVERSAL 1 CREDIT UNION $35,000 n/a 0.0%
    UNIFY FINANCIAL Credit Union $435,000 $25,000 -94.3% 0.0%

    Point Pleasant's top lender by overall market share is The Ohio Valley Bank Company, with 19.9% market share. In second place, with 8.6%, is The Farmers Bank & Savings Company, having originated $7,520,000 in loans. In third place, with 6.0%, is MOVEMENT MORTGAGE, LLC, having originated $5,285,000 in loans. In fourth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $4,940,000 in loans. In fifth place, with 4.4%, is Peoples Bank, having originated $3,810,000 in loans.

    Point Pleasant Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Point Pleasant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $119,625 (4.1%) $164,910 (5.1%) 0.00 186
    2018-02-01 $124,950 (8.5%) $170,211 (7.9%) 0.00 187
    2018-03-01 $124,900 (7.3%) $161,456 (7.4%) 0.00 190
    2018-04-01 $122,250 (5.0%) $157,200 (5.9%) 0.00 199
    2018-05-01 $122,400 (5.1%) $167,921 (11.6%) 0.00 205
    2018-06-01 $125,580 (3.4%) $172,292 (14.7%) 0.00 218
    2018-07-01 $129,500 (9.8%) $180,636 (21.3%) 0.00 219
    2018-08-01 $129,900 (18.1%) $182,377 (28.3%) 0.00 221
    2018-09-01 $128,000 (11.3%) $182,358 (24.7%) 0.00 220
    2018-10-01 $123,475 (4.6%) $177,240 (19.0%) 0.00 215
    2018-11-01 $122,225 (3.0%) $178,350 (16.6%) 0.00 206
    2018-12-01 $125,000 (5.0%) $176,211 (13.3%) 0.00 191
    2019-01-01 $125,000 (4.5%) $176,456 (7.0%) 0.00 171
    2019-02-01 $127,000 (1.6%) $172,668 (1.4%) 0.00 173
    2019-03-01 $127,264 (1.9%) $177,500 (9.9%) 0.00 181
    2019-04-01 $125,889 (3.0%) $182,582 (16.2%) 0.00 184
    2019-05-01 $129,650 (5.9%) $182,212 (8.5%) 0.00 180
    2019-06-01 $129,900 (3.4%) $184,046 (6.8%) 0.00 178
    2019-07-01 $129,900 (0.3%) $185,977 (3.0%) 0.00 171
    2019-08-01 $128,482 (-1.1%) $181,779 (-0.3%) 0.00 172
    2019-09-01 $126,355 (-1.3%) $169,347 (-7.1%) 0.00 166
    2019-10-01 $124,936 (1.2%) $168,165 (-5.1%) 0.00 160
    2019-11-01 $119,900 (-1.9%) $171,308 (-4.0%) 0.00 160
    2019-12-01 $119,900 (-4.1%) $158,529 (-10.0%) 0.00 156
    2020-01-01 $122,200 (-2.2%) $167,343 (-5.2%) 0.00 144
    2020-02-01 $119,900 (-5.6%) $164,031 (-5.0%) 0.00 149
    2020-03-01 $118,750 (-6.7%) $159,456 (-10.2%) 0.00 149
    2020-04-01 $119,000 (-5.5%) $164,054 (-10.2%) 0.00 147
    2020-05-01 $124,900 (-3.7%) $172,151 (-5.5%) 0.00 131
    2020-06-01 $129,900 (0.0%) $181,893 (-1.2%) 0.00 130
    2020-07-01 $126,825 (-2.4%) $179,646 (-3.4%) 0.00 140
    2020-08-01 $129,000 (0.4%) $184,998 (1.8%) 0.00 125
    2020-09-01 $124,200 (-1.7%) $184,466 (8.9%) 0.00 103
    2020-10-01 $124,950 (0.0%) $191,731 (14.0%) 0.00 100
    2020-11-01 $125,925 (5.0%) $191,011 (11.5%) 0.00 89
    2020-12-01 $124,900 (4.2%) $194,003 (22.4%) 0.00 89
    2021-01-01 $117,000 (-4.3%) $167,306 (0.0%) 0.00 80
    2021-02-01 $126,900 (5.8%) $186,422 (13.7%) 0.00 62
    2021-03-01 $127,725 (7.6%) $188,608 (18.3%) 0.00 66
    2021-04-01 $129,450 (8.8%) $187,019 (14.0%) 0.00 66
    2021-05-01 $129,450 (3.6%) $210,341 (22.2%) 0.00 61
    2021-06-01 $149,925 (15.4%) $236,977 (30.3%) 0.00 62
    2021-07-01 $164,450 (29.7%) $304,810 (69.7%) 0.00 61
    2021-08-01 $152,963 (18.6%) $270,125 (46.0%) 0.00 59
    2021-09-01 $147,900 (19.1%) $233,548 (26.6%) 0.00 60
    2021-10-01 $156,975 (25.6%) $235,872 (23.0%) 0.00 67
    2021-11-01 $171,975 (36.6%) $256,440 (34.3%) 0.00 73
    2021-12-01 $154,200 (23.5%) $248,582 (28.1%) 0.00 70
    2022-01-01 $139,900 (19.6%) $247,218 (47.8%) 0.00 65
    2022-02-01 $154,000 (21.4%) $265,703 (42.5%) 0.00 62
    2022-03-01 $149,925 (17.4%) $299,501 (58.8%) 0.00 48
    2022-04-01 $175,950 (35.9%) $317,172 (69.6%) 0.00 43
    2022-05-01 $212,400 (64.1%) $334,828 (59.2%) 0.00 46
    2022-06-01 $197,000 (31.4%) $310,492 (31.0%) 0.00 59
    2022-07-01 $189,900 (15.5%) $294,381 (-3.4%) 0.00 77
    2022-08-01 $185,925 (21.6%) $284,229 (5.2%) 0.00 85
    2022-09-01 $168,225 (13.7%) $267,622 (14.6%) 0.00 78
    2022-10-01 $159,900 (1.9%) $250,834 (6.3%) 0.00 76
    2022-11-01 $168,475 (-2.0%) $260,608 (1.6%) 0.00 80
    2022-12-01 $182,450 (18.3%) $275,326 (10.8%) 0.00 77
    2023-01-01 $181,725 (29.9%) $275,555 (11.5%) 0.00 68
    2023-02-01 $191,725 (24.5%) $275,859 (3.8%) 0.00 63
    2023-03-01 $214,200 (42.9%) $289,655 (-3.3%) 0.00 65
    2023-04-01 $219,850 (25.0%) $298,988 (-5.7%) 0.00 51
    2023-05-01 $229,900 (8.2%) $315,369 (-5.8%) 0.00 55
    2023-06-01 $224,875 (14.2%) $306,096 (-1.4%) 0.00 61
    2023-07-01 $249,000 (31.1%) $305,752 (3.9%) 0.00 61
    2023-08-01 $229,283 (23.3%) $283,654 (-0.2%) 0.00 76
    2023-09-01 $239,450 (42.3%) $283,886 (6.1%) 0.00 70
    2023-10-01 $233,175 (45.8%) $285,231 (13.7%) 0.00 69
    2023-11-01 $219,875 (30.5%) $324,106 (24.4%) 0.00 61
    2023-12-01 $216,650 (18.7%) $277,956 (1.0%) 0.00 64
    2024-01-01 $219,900 (21.0%) $290,041 (5.3%) 0.00 51
    2024-02-01 $219,950 (14.7%) $248,748 (-9.8%) 0.00 52
    2024-03-01 $219,750 (2.6%) $285,575 (-1.4%) 0.00 54
    2024-04-01 $226,725 (3.1%) $278,629 (-6.8%) 0.00 52
    2024-05-01 $248,650 (8.2%) $289,405 (-8.2%) 0.00 65
    2024-06-01 $254,000 (13.0%) $293,614 (-4.1%) 0.00 76
    2024-07-01 $223,675 (-10.2%) $304,016 (-0.6%) 0.00 89
    2024-08-01 $237,200 (3.5%) $348,104 (22.7%) 0.00 84
    2024-09-01 $244,850 (2.3%) $385,787 (35.9%) 0.00 83
    2024-10-01 $228,600 (-2.0%) $354,636 (24.3%) 0.00 92
    Point Pleasant's median listing price for 2024-10-01 was $228,600, a difference of $-4,575 (-2.0%) versus the prior year and $-16,250 versus the prior month.

    Point Pleasant's median listing price comes in at 0% of the national average.

    Point Pleasant's average listing price for 2024-10-01 was $354,636, a difference of $69,405 (24.3%) versus the prior year and $-31,151 versus the prior month.

    For the 2024-10-01 period, Point Pleasant had 92 MLS listings, a difference of 9 listings (11%) versus the prior month and 23 listings (33%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Point Pleasant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,708 sqft
    2018-02-01 0 days 1,769 sqft
    2018-03-01 0 days 1,703 sqft
    2018-04-01 0 days 1,656 sqft
    2018-05-01 0 days 1,634 sqft
    2018-06-01 0 days 1,664 sqft
    2018-07-01 0 days 1,679 sqft
    2018-08-01 0 days 1,661 sqft
    2018-09-01 0 days 1,623 sqft
    2018-10-01 0 days 1,564 sqft
    2018-11-01 0 days 1,567 sqft
    2018-12-01 0 days 1,578 sqft
    2019-01-01 0 days 1,620 sqft
    2019-02-01 0 days 1,600 sqft
    2019-03-01 0 days 1,594 sqft
    2019-04-01 0 days 1,592 sqft
    2019-05-01 0 days 1,594 sqft
    2019-06-01 0 days 1,668 sqft
    2019-07-01 0 days 1,680 sqft
    2019-08-01 0 days 1,684 sqft
    2019-09-01 0 days 1,682 sqft
    2019-10-01 0 days 1,680 sqft
    2019-11-01 0 days 1,630 sqft
    2019-12-01 0 days 1,599 sqft
    2020-01-01 0 days 1,600 sqft
    2020-02-01 0 days 1,630 sqft
    2020-03-01 0 days 1,557 sqft
    2020-04-01 0 days 1,594 sqft
    2020-05-01 0 days 1,640 sqft
    2020-06-01 0 days 1,735 sqft
    2020-07-01 0 days 1,663 sqft
    2020-08-01 0 days 1,693 sqft
    2020-09-01 0 days 1,631 sqft
    2020-10-01 0 days 1,638 sqft
    2020-11-01 0 days 1,606 sqft
    2020-12-01 0 days 1,596 sqft
    2021-01-01 0 days 1,543 sqft
    2021-02-01 0 days 1,466 sqft
    2021-03-01 0 days 1,480 sqft
    2021-04-01 0 days 1,610 sqft
    2021-05-01 0 days 1,648 sqft
    2021-06-01 0 days 1,721 sqft
    2021-07-01 0 days 1,705 sqft
    2021-08-01 0 days 1,677 sqft
    2021-09-01 0 days 1,788 sqft
    2021-10-01 0 days 1,807 sqft
    2021-11-01 0 days 1,826 sqft
    2021-12-01 0 days 1,770 sqft
    2022-01-01 0 days 1,747 sqft
    2022-02-01 0 days 1,831 sqft
    2022-03-01 0 days 1,672 sqft
    2022-04-01 0 days 1,800 sqft
    2022-05-01 0 days 1,855 sqft
    2022-06-01 0 days 1,844 sqft
    2022-07-01 0 days 1,888 sqft
    2022-08-01 0 days 1,838 sqft
    2022-09-01 0 days 1,790 sqft
    2022-10-01 0 days 1,822 sqft
    2022-11-01 0 days 1,772 sqft
    2022-12-01 0 days 1,826 sqft
    2023-01-01 0 days 1,920 sqft
    2023-02-01 0 days 1,926 sqft
    2023-03-01 0 days 1,821 sqft
    2023-04-01 0 days 1,992 sqft
    2023-05-01 0 days 1,972 sqft
    2023-06-01 0 days 1,998 sqft
    2023-07-01 0 days 2,022 sqft
    2023-08-01 0 days 1,822 sqft
    2023-09-01 0 days 1,758 sqft
    2023-10-01 0 days 1,689 sqft
    2023-11-01 0 days 1,712 sqft
    2023-12-01 0 days 1,728 sqft
    2024-01-01 0 days 1,663 sqft
    2024-02-01 0 days 1,676 sqft
    2024-03-01 0 days 1,663 sqft
    2024-04-01 0 days 1,506 sqft
    2024-05-01 0 days 1,835 sqft
    2024-06-01 0 days 1,732 sqft
    2024-07-01 0 days 1,732 sqft
    2024-08-01 0 days 1,680 sqft
    2024-09-01 0 days 1,834 sqft
    2024-10-01 0 days 1,809 sqft
    Point Pleasant's median listing age (time on market) for 2024-10-01 was 0 days.

    Point Pleasant's median square footage for active listings during the 2024-10-01 period was 1,809 sqft. One year prior, the average listing was 1,689 sqft.

    Point Pleasant, WV-OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 396 $66,220,000 $167,222
    Refi 64 $7,030,000 $109,844
    Cash Out Refi 60 $6,990,000 $116,500
    Home Improvement 59 $2,965,000 $50,254
    Other 52 $4,210,000 $80,962

    Point Pleasant's most frequently cited loan purpose was Home Purchase, with 396 originations. The 2nd most popular reason was Refi, with 64 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 202 $29,540,000 $146,238
    7-8% 148 $21,740,000 $146,892
    Over 8% 128 $13,470,000 $105,234
    5-6% 96 $16,740,000 $174,375
    3-4% 19 $1,075,000 $56,579
    <2.5% 10 $1,010,000 $101,000
    2.5-3% 6 $210,000 $35,000
    4-5% 3 $865,000 $288,333

    During 2023, Point Pleasant's most frequently originated rate bucket was 6-7%, with 202 originations.

    Loan Sizing (Point Pleasant, WV-OH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 260 $37,110,000 $142,731
    $100,000 or less 248 $13,810,000 $55,685
    $200k-400k 112 $29,980,000 $267,679
    $400k-600k 7 $3,315,000 $473,571
    $600k-1000k 3 $2,175,000 $725,000
    $Over $1MM 1 $1,025,000 $1,025,000

    Point Pleasant's loan sizing saw the bucket of loans from $100k-200k with 260 originations, totaling $37,110,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 291 $50,285,000 $172,801
    60-80% 127 $18,235,000 $143,583
    20-40% 66 $4,310,000 $65,303
    Under 20% 59 $1,745,000 $29,576
    40-60% 56 $6,090,000 $108,750
    Over 100% 12 $3,840,000 $320,000

    Point Pleasant's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 291 originations, totaling $50,285,000 in origination value.