Point Pleasant Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Point Pleasant averaged 6.88% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2023-03-09) was 7.11% and one month ago for the week of 2023-02-09, the average rate was 6.1%.

Point Pleasant's average rate one year ago was 3.93%.

For refis of the same type during the week of 2023-03-16, the average rate was 7.06%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-16 6.6%
Point Pleasant 30 Year Fixed Rate 2023-03-16 6.88%
Point Pleasant 30 Year Fixed Rate Refi 2023-03-16 7.06%
Point Pleasant 15 Year Fixed Rate 2023-03-16 7%
Point Pleasant 15 Year Fixed Rate Refi 2023-03-16 6.18%
Point Pleasant 30 Year FHA 2023-03-16 6.7%
Point Pleasant 30 Year FHA Refi 2023-03-16 6.41%
Point Pleasant 30 Year USDA 2023-03-16 6.48%
Point Pleasant 30 Year USDA Refi 2023-03-16 6.42%
Point Pleasant 30 Year VA 2023-03-16 6.68%
Point Pleasant 30 Year VA Refi 2023-03-16 5.88%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Point Pleasant, WV-OH.

Point Pleasant Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Point Pleasant, WV-OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
The Ohio Valley Bank Company 76 3.76% $3,003
QUICKEN LOANS, LLC 35 3.24% $4,981
RUOFF MORTGAGE COMPANY, INC. 22 3.34% $2,494
Peoples Bank 21 3.37% $2,939
City National Bank of West Virginia 16 3.36% $1,332
WesBanco Bank, Inc. 14 3.05% $4,175
Victorian Finance, LLC 14 3.21% $3,543
U.S. Bank 10 3.00% $3,459
PRIMELENDING, A PLAINSCAPITAL COMPANY 10 3.35% $3,796
Farm Credit Mid-America, ACA 8 3.24% $7,155
LOANDEPOT.COM, LLC 6 3.22% $4,491
CALIBER HOME LOANS, INC. 5 3.15% $4,330
UNION HOME MORTGAGE CORP. 5 3.35% $3,989
Paramount Residential Mortgage Group, Inc. 4 3.06% $3,835
Truist 4 3.38% $3,310
THE VINTON COUNTY NATIONAL BANK 4 3.06% $3,037
STOCKTON MORTGAGE CORPORATION 3 2.92% $3,202
Gateway First Bank 3 3.46% $2,571
Hometown Lenders, Inc. 3 3.75% $4,195
JPMorgan Chase Bank 3 3.33% $2,408
Wells Fargo Bank 3 3.38% $3,141
Farm Credit of the Virginias, ACA 2 4.56% $5,350
RAPID MORTGAGE COMPANY 2 3.50% $4,415
NAVY FEDERAL CREDIT UNION 2 2.88% $6,882
MOVEMENT MORTGAGE, LLC 2 3.31% $6,023
The Huntington National Bank 2 3.04% $5,541
FREEDOM MORTGAGE CORPORATION 2 3.31% $3,053
CROSSCOUNTRY MORTGAGE, LLC 2 3.31% $2,802
CMG MORTGAGE, INC. 2 3.06% $4,693
MYCUMORTGAGE, LLC 1 3.25% $3,381
Nations Lending Corporation 1 3.25% $5,462
First Federal Savings and Loan Association of Lakewood 1 2.98% $3,698
PENTAGON FEDERAL CREDIT UNION 1 3.50% $3,253
First Federal Bank of the Midwest 1 3.13% $3,905
POLARIS HOME FUNDING CORP. 1 3.38% $2,864
Fifth Third Bank 1 2.99% $2,040
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 3.49% $7,081
Servion, Inc. 1 2.88% $6,812
1ST SIGNATURE LENDING, LLC 1 3.25% $5,530
SWBC MORTGAGE CORPORATION 1 3.25% $3,269
T2 FINANCIAL LLC 1 3.75% $3,863
The Farmers National Bank of Canfield 1 3.50% $4,115
Chicago Mortgage Solutions LLC 1 2.87% $1,384
BETTER MORTGAGE CORPORATION 1 3.25% $3,303
United Bank 1 3.75% $3,632
Bank of England 1 3.50% $1,826
Flagstar Bank, FSB 1 3.34% $2,465
AMERISAVE MORTGAGE CORPORATION 1 3.63% $1,867
YOUR HOME FINANCIAL LLC 1 3.63% $5,480
GUARANTEED RATE, INC. 1 2.99% $1,698
HONDA Federal Credit Union 1 3.25% $3,183
AMERIFIRST FINANCIAL CORPORATION 1 3.50% $4,559
LIBERTY HOME MORTGAGE CORPORATION 1 3.00% $5,560
First Guaranty Mortgage Corporation 1 3.13% $4,027
Mortgage Research Center, LLC 1 2.75% $5,246
Mr. Cooper ( Nationstar Mortgage ) 1 3.25% $3,776
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.50% $4,045

Point Pleasant Average Closing Costs & Other Stats

Point Pleasant, WV-OH's 57 lenders originated 1,060 loans during 2021. The total origination value was $151,200,000, with an average loan value of $142,642.

Point Pleasant's average closing costs are $4,047.

The top Point Pleasant lender as defined by loan originations is The Ohio Valley Bank Company, with 76 loans originated. Their average total fees are $3,003, which is $1,978 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Point Pleasant lenders (with over 10 loans originated) are City National Bank of West Virginia ($1,332), RUOFF MORTGAGE COMPANY, INC. ($2,494), Peoples Bank ($2,939), The Ohio Valley Bank Company ($3,003) and U.S. Bank ($3,459).

The lowest rate Point Pleasant lenders (with over 10 loans originated) are U.S. Bank (3.00%), WesBanco Bank, Inc. (3.05%), Victorian Finance, LLC (3.21%), QUICKEN LOANS, LLC (3.24%) and RUOFF MORTGAGE COMPANY, INC. (3.34%).

Point Pleasant, WV-OH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
The Ohio Valley Bank Company $34,295,000 $24,745,000 -27.8% 16.4%
QUICKEN LOANS, LLC $10,310,000 $14,520,000 40.8% 9.6%
The Farmers Bank & Savings Company $12,615,000 $12,710,000 0.8% 8.4%
Victorian Finance, LLC $9,490,000 $6,880,000 -27.5% 4.6%
City National Bank of West Virginia $3,405,000 $6,565,000 92.8% 4.3%
Peoples Bank $8,320,000 $6,270,000 -24.6% 4.1%
WesBanco Bank, Inc. $3,815,000 $5,105,000 33.8% 3.4%
LOANDEPOT.COM, LLC $1,385,000 $5,060,000 265.3% 3.3%
RUOFF MORTGAGE COMPANY, INC. $105,000 $4,910,000 4,576.2% 3.2%
U.S. Bank $3,790,000 $4,275,000 12.8% 2.8%
Farm Credit Mid-America, ACA $2,735,000 $3,230,000 18.1% 2.1%
Mortgage Research Center, LLC $1,345,000 $2,905,000 116.0% 1.9%
FREEDOM MORTGAGE CORPORATION $3,760,000 $2,720,000 -27.7% 1.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,670,000 $2,610,000 -2.2% 1.7%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,255,000 $2,445,000 8.4% 1.6%
MOVEMENT MORTGAGE, LLC $985,000 $1,815,000 84.3% 1.2%
THE VINTON COUNTY NATIONAL BANK $685,000 $1,635,000 138.7% 1.1%
ATOMIC CREDIT UNION, INC. $190,000 $1,555,000 718.4% 1.0%
Gateway First Bank $910,000 $1,510,000 65.9% 1.0%
The Huntington National Bank $1,780,000 $1,495,000 -16.0% 1.0%
CALIBER HOME LOANS, INC. $1,020,000 $1,430,000 40.2% 0.9%
Putnam County Bank $565,000 $1,425,000 152.2% 0.9%
UNION HOME MORTGAGE CORP. $970,000 $1,405,000 44.8% 0.9%
Wells Fargo Bank $220,000 $1,310,000 495.5% 0.9%
CMG MORTGAGE, INC. $865,000 $1,260,000 45.7% 0.8%
Hometown Lenders, Inc. $335,000 $1,240,000 270.1% 0.8%
STOCKTON MORTGAGE CORPORATION $2,075,000 $1,220,000 -41.2% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $560,000 $1,130,000 101.8% 0.7%
Truist Bank $685,000 $1,110,000 62.0% 0.7%
RAPID MORTGAGE COMPANY $925,000 $1,020,000 10.3% 0.7%
21ST MORTGAGE CORPORATION $1,305,000 $1,000,000 -23.4% 0.7%
JPMorgan Chase Bank $1,170,000 $940,000 -19.7% 0.6%
Paramount Residential Mortgage Group, Inc. $960,000 $935,000 -2.6% 0.6%
United Bank $920,000 $825,000 -10.3% 0.5%
NAVY FEDERAL CREDIT UNION $875,000 $810,000 -7.4% 0.5%
PENNYMAC LOAN SERVICES, LLC $155,000 $785,000 406.5% 0.5%
The Poca Valley Bank, Inc. $1,955,000 $785,000 -59.8% 0.5%
USAA Federal Savings Bank $405,000 $745,000 84.0% 0.5%
Farm Credit of the Virginias, ACA $645,000 $710,000 10.1% 0.5%
LIBERTY HOME MORTGAGE CORPORATION $95,000 $655,000 589.5% 0.4%
LAKEVIEW LOAN SERVICING, LLC $295,000 $645,000 118.6% 0.4%
BETTER MORTGAGE CORPORATION $635,000 n/a 0.4%
NEWREZ LLC $95,000 $625,000 557.9% 0.4%
Barrington Bank & Trust Company, N.A. $265,000 $575,000 117.0% 0.4%
Flagstar Bank, FSB $25,000 $560,000 2,140.0% 0.4%
SUN WEST MORTGAGE COMPANY, INC. $645,000 $535,000 -17.1% 0.4%
NEW DAY FINANCIAL, LLC $315,000 $505,000 60.3% 0.3%
HOME POINT FINANCIAL CORPORATION $735,000 $485,000 -34.0% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $95,000 $480,000 405.3% 0.3%
First Federal Bank of the Midwest $475,000 n/a 0.3%
BAYSHORE MORTGAGE FUNDING, LLC $450,000 n/a 0.3%
Cf Bank $425,000 n/a 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $405,000 n/a 0.3%
Servion, Inc. $405,000 n/a 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $250,000 $405,000 62.0% 0.3%
AMERISAVE MORTGAGE CORPORATION $475,000 $390,000 -17.9% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $500,000 $365,000 -27.0% 0.2%
AgFirst Farm Credit Bank $75,000 $335,000 346.7% 0.2%
BROKER SOLUTIONS, INC. $115,000 $330,000 187.0% 0.2%
T2 FINANCIAL LLC $330,000 n/a 0.2%
First Federal Savings and Loan Association of Lakewood $325,000 n/a 0.2%
Pathways Financial Credit Union, Inc. $25,000 $310,000 1,140.0% 0.2%
SOUTHWEST STAGE FUNDING, LLC $700,000 $310,000 -55.7% 0.2%
MYCUMORTGAGE, LLC $295,000 n/a 0.2%
HOMESIDE FINANCIAL, LLC $235,000 $290,000 23.4% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $280,000 n/a 0.2%
WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION $265,000 n/a 0.2%
HALLMARK HOME MORTGAGE, LLC $155,000 $245,000 58.1% 0.2%
Kentucky Farmers Bank Corporation $85,000 $245,000 188.2% 0.2%
MCNB Bank and Trust Co. $85,000 $245,000 188.2% 0.2%
Carrington Mortgage Services, LLC $675,000 $240,000 -64.4% 0.2%
Fifth Third Bank $880,000 $230,000 -73.9% 0.2%
RELIANCE FIRST CAPITAL, LLC $230,000 n/a 0.2%
UNIFY FINANCIAL Credit Union $230,000 n/a 0.2%
LIMA ONE CAPITAL, LLC $75,000 $220,000 193.3% 0.1%
Bank of England $205,000 n/a 0.1%
HONDA Federal Credit Union $205,000 n/a 0.1%
PLANET HOME LENDING, LLC $135,000 $205,000 51.9% 0.1%
UNITED WHOLESALE MORTGAGE, LLC $195,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $190,000 n/a 0.1%
The Federal Savings Bank $185,000 n/a 0.1%
The Farmers National Bank of Canfield $165,000 n/a 0.1%
Nations Lending Corporation $555,000 $145,000 -73.9% 0.1%
AMERIFIRST FINANCIAL CORPORATION $305,000 $125,000 -59.0% 0.1%
Chicago Mortgage Solutions LLC $125,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $330,000 $125,000 -62.1% 0.1%
CityWorth Mortgage LLC $125,000 n/a 0.1%
PNC Bank $625,000 $125,000 -80.0% 0.1%
WRIGHT-PATT CREDIT UNION, INC. $115,000 n/a 0.1%
YOUR HOME FINANCIAL LLC $115,000 n/a 0.1%
GUARANTEED RATE, INC. $105,000 n/a 0.1%
LENDUS, LLC $190,000 $105,000 -44.7% 0.1%
PRIORITY MORTGAGE CORP. $355,000 $105,000 -70.4% 0.1%
SWBC MORTGAGE CORPORATION $105,000 n/a 0.1%
The Merchants National Bank $105,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $105,000 n/a 0.1%
Bank of America $45,000 $95,000 111.1% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $95,000 n/a 0.1%
Premier Bank, Inc. $635,000 $95,000 -85.0% 0.1%
ROYAL UNITED MORTGAGE LLC $95,000 $95,000 0.0% 0.1%
1ST SIGNATURE LENDING, LLC $300,000 $85,000 -71.7% 0.1%
AMERICAN ADVISORS GROUP $85,000 n/a 0.1%
Citizens Bank of Kentucky, Inc. $85,000 n/a 0.1%
First Guaranty Mortgage Corporation $260,000 $85,000 -67.3% 0.1%
DESCO $135,000 $75,000 -44.4% 0.0%
POLARIS HOME FUNDING CORP. $270,000 $75,000 -72.2% 0.0%
The Grant County Bank $75,000 n/a 0.0%
UNIVERSAL Federal Credit Union $55,000 $65,000 18.2% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $55,000 n/a 0.0%
KEMBA FINANCIAL $55,000 n/a 0.0%
Summit Community Bank, Inc. $175,000 $45,000 -74.3% 0.0%
Citizens Deposit Bank & Trust $500,000 $35,000 -93.0% 0.0%

Point Pleasant's top lender by overall market share is The Ohio Valley Bank Company, with 16.4% market share. In second place, with 9.6%, is QUICKEN LOANS, LLC, having originated $14,520,000 in loans. In third place, with 8.4%, is The Farmers Bank & Savings Company, having originated $12,710,000 in loans. In fourth place, with 4.6%, is Victorian Finance, LLC, having originated $6,880,000 in loans. In fifth place, with 4.3%, is City National Bank of West Virginia, having originated $6,565,000 in loans.


Point Pleasant Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Point Pleasant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $119,750 (6.5%) $165,180 (5.6%) 0.00 187
2018-02-01 $124,975 (11.1%) $170,107 (9.0%) 0.00 188
2018-03-01 $124,950 (7.4%) $161,396 (7.9%) 0.00 191
2018-04-01 $122,250 (6.3%) $157,200 (6.6%) 0.00 199
2018-05-01 $122,400 (5.1%) $167,921 (12.4%) 0.00 205
2018-06-01 $125,580 (4.1%) $172,292 (15.5%) 0.00 218
2018-07-01 $129,500 (9.8%) $180,636 (22.2%) 0.00 219
2018-08-01 $129,900 (18.4%) $182,377 (29.3%) 0.00 221
2018-09-01 $128,000 (11.4%) $182,358 (25.6%) 0.00 220
2018-10-01 $124,475 (5.4%) $177,398 (19.9%) 0.00 215
2018-11-01 $122,450 (3.1%) $178,673 (16.3%) 0.00 205
2018-12-01 $125,000 (5.0%) $176,551 (13.1%) 0.00 190
2019-01-01 $125,000 (4.4%) $176,456 (6.8%) 0.00 171
2019-02-01 $127,000 (1.6%) $172,668 (1.5%) 0.00 173
2019-03-01 $127,264 (1.9%) $177,500 (10.0%) 0.00 181
2019-04-01 $126,514 (3.5%) $182,582 (16.2%) 0.00 184
2019-05-01 $129,550 (5.8%) $182,256 (8.5%) 0.00 180
2019-06-01 $129,900 (3.4%) $184,046 (6.8%) 0.00 178
2019-07-01 $129,900 (0.3%) $185,977 (3.0%) 0.00 171
2019-08-01 $128,482 (-1.1%) $181,779 (-0.3%) 0.00 172
2019-09-01 $126,355 (-1.3%) $169,347 (-7.1%) 0.00 166
2019-10-01 $124,936 (0.4%) $168,165 (-5.2%) 0.00 160
2019-11-01 $119,900 (-2.1%) $171,308 (-4.1%) 0.00 160
2019-12-01 $119,900 (-4.1%) $158,529 (-10.2%) 0.00 156
2020-01-01 $122,200 (-2.2%) $167,343 (-5.2%) 0.00 144
2020-02-01 $119,900 (-5.6%) $164,031 (-5.0%) 0.00 149
2020-03-01 $118,750 (-6.7%) $159,456 (-10.2%) 0.00 149
2020-04-01 $119,000 (-5.9%) $164,054 (-10.2%) 0.00 147
2020-05-01 $124,900 (-3.6%) $172,151 (-5.5%) 0.00 131
2020-06-01 $129,900 (0.0%) $181,893 (-1.2%) 0.00 130
2020-07-01 $125,950 (-3.0%) $179,805 (-3.3%) 0.00 139
2020-08-01 $128,750 (0.2%) $185,372 (2.0%) 0.00 124
2020-09-01 $123,825 (-2.0%) $184,694 (9.1%) 0.00 102
2020-10-01 $124,900 (0.0%) $191,886 (14.1%) 0.00 99
2020-11-01 $125,925 (5.0%) $191,011 (11.5%) 0.00 89
2020-12-01 $124,900 (4.2%) $194,003 (22.4%) 0.00 89
2021-01-01 $117,000 (-4.3%) $166,554 (-0.5%) 0.00 80
2021-02-01 $125,900 (5.0%) $185,747 (13.2%) 0.00 61
2021-03-01 $126,975 (6.9%) $188,356 (18.1%) 0.00 66
2021-04-01 $129,450 (8.8%) $187,019 (14.0%) 0.00 66
2021-05-01 $129,450 (3.6%) $210,341 (22.2%) 0.00 61
2021-06-01 $149,925 (15.4%) $236,977 (30.3%) 0.00 62
2021-07-01 $164,450 (30.6%) $304,810 (69.5%) 0.00 61
2021-08-01 $152,963 (18.8%) $270,125 (45.7%) 0.00 59
2021-09-01 $147,900 (19.4%) $233,548 (26.5%) 0.00 60
2021-10-01 $158,950 (27.3%) $235,872 (22.9%) 0.00 67
2021-11-01 $174,725 (38.8%) $256,428 (34.3%) 0.00 75
2021-12-01 $154,213 (23.5%) $248,096 (27.9%) 0.00 70
2022-01-01 $139,900 (19.6%) $247,218 (48.4%) 0.00 65
2022-02-01 $154,000 (22.3%) $265,703 (43.1%) 0.00 62
2022-03-01 $149,925 (18.1%) $299,501 (59.0%) 0.00 48
2022-04-01 $182,000 (40.6%) $323,608 (73.0%) 0.00 42
2022-05-01 $214,900 (66.0%) $341,040 (62.1%) 0.00 46
2022-06-01 $197,000 (31.4%) $310,492 (31.0%) 0.00 59
2022-07-01 $189,900 (15.5%) $294,381 (-3.4%) 0.00 77
2022-08-01 $185,925 (21.6%) $284,229 (5.2%) 0.00 85
2022-09-01 $168,225 (13.7%) $267,622 (14.6%) 0.00 78
2022-10-01 $159,900 (0.6%) $250,834 (6.3%) 0.00 76
2022-11-01 $168,475 (-3.6%) $260,608 (1.6%) 0.00 80
2022-12-01 $182,450 (18.3%) $275,326 (11.0%) 0.00 77
2023-01-01 $184,225 (31.7%) $277,099 (12.1%) 0.00 67
2023-02-01 $191,725 (24.5%) $275,859 (3.8%) 0.00 63
Point Pleasant's median listing price for 2023-02-01 was $191,725, a difference of $37,725 (24.5%) versus the prior year and $7,500 versus the prior month.

Point Pleasant's median listing price comes in at 0% of the national average.

Point Pleasant's average listing price for 2023-02-01 was $275,859, a difference of $10,156 (3.8%) versus the prior year and $-1,240 versus the prior month.

For the 2023-02-01 period, Point Pleasant had 63 MLS listings, a difference of -4 listings (-6%) versus the prior month and 1 listings (2%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Point Pleasant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,720 sqft
2018-02-01 0 days 1,781 sqft
2018-03-01 0 days 1,719 sqft
2018-04-01 0 days 1,649 sqft
2018-05-01 0 days 1,616 sqft
2018-06-01 0 days 1,649 sqft
2018-07-01 0 days 1,679 sqft
2018-08-01 0 days 1,651 sqft
2018-09-01 0 days 1,600 sqft
2018-10-01 0 days 1,564 sqft
2018-11-01 0 days 1,567 sqft
2018-12-01 0 days 1,578 sqft
2019-01-01 0 days 1,604 sqft
2019-02-01 0 days 1,591 sqft
2019-03-01 0 days 1,579 sqft
2019-04-01 0 days 1,572 sqft
2019-05-01 0 days 1,579 sqft
2019-06-01 0 days 1,650 sqft
2019-07-01 0 days 1,680 sqft
2019-08-01 0 days 1,680 sqft
2019-09-01 0 days 1,680 sqft
2019-10-01 0 days 1,680 sqft
2019-11-01 0 days 1,627 sqft
2019-12-01 0 days 1,594 sqft
2020-01-01 0 days 1,590 sqft
2020-02-01 0 days 1,566 sqft
2020-03-01 0 days 1,549 sqft
2020-04-01 0 days 1,584 sqft
2020-05-01 0 days 1,632 sqft
2020-06-01 0 days 1,719 sqft
2020-07-01 0 days 1,685 sqft
2020-08-01 0 days 1,693 sqft
2020-09-01 0 days 1,624 sqft
2020-10-01 0 days 1,638 sqft
2020-11-01 0 days 1,606 sqft
2020-12-01 0 days 1,596 sqft
2021-01-01 0 days 1,543 sqft
2021-02-01 0 days 1,466 sqft
2021-03-01 0 days 1,480 sqft
2021-04-01 0 days 1,599 sqft
2021-05-01 0 days 1,638 sqft
2021-06-01 0 days 1,685 sqft
2021-07-01 0 days 1,705 sqft
2021-08-01 0 days 1,705 sqft
2021-09-01 0 days 1,754 sqft
2021-10-01 0 days 1,794 sqft
2021-11-01 0 days 1,831 sqft
2021-12-01 0 days 1,791 sqft
2022-01-01 0 days 1,747 sqft
2022-02-01 0 days 1,831 sqft
2022-03-01 0 days 1,672 sqft
2022-04-01 0 days 1,764 sqft
2022-05-01 0 days 1,846 sqft
2022-06-01 0 days 1,844 sqft
2022-07-01 0 days 1,888 sqft
2022-08-01 0 days 1,838 sqft
2022-09-01 0 days 1,790 sqft
2022-10-01 0 days 1,822 sqft
2022-11-01 0 days 1,772 sqft
2022-12-01 0 days 1,826 sqft
2023-01-01 0 days 1,927 sqft
2023-02-01 0 days 1,920 sqft
Point Pleasant's median listing age (time on market) for 2023-02-01 was 0 days.

Point Pleasant's median square footage for active listings during the 2023-02-01 period was 1,920 sqft. One year prior, the average listing was 1,831 sqft.

Point Pleasant, WV-OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 532 $83,020,000 $156,053
Refi 335 $47,105,000 $140,612
Cash Out Refi 117 $15,705,000 $134,231
Home Improvement 46 $3,040,000 $66,087
Other 30 $2,330,000 $77,667

Point Pleasant's most frequently cited loan purpose was Home Purchase, with 532 originations. The 2nd most popular reason was Refi, with 335 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 387 $58,285,000 $150,607
2.5-3% 276 $41,480,000 $150,290
<2.5% 117 $17,695,000 $151,239
4-5% 88 $10,390,000 $118,068
5-6% 22 $1,860,000 $84,545
Over 8% 18 $1,680,000 $93,333
6-7% 11 $1,145,000 $104,091
7-8% 6 $770,000 $128,333

During 2021, Point Pleasant's most frequently originated rate bucket was 3-4%, with 387 originations.

Loan Sizing (Point Pleasant, WV-OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 481 $66,725,000 $138,721
$100,000 or less 371 $24,715,000 $66,617
$200k-400k 190 $49,250,000 $259,211
$400k-600k 13 $5,865,000 $451,154
$Over $1MM 3 $3,325,000 $1,108,333
$600k-1000k 2 $1,320,000 $660,000

Point Pleasant's loan sizing saw the bucket of loans from $100k-200k with 481 originations, totaling $66,725,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 432 $69,640,000 $161,204
60-80% 263 $39,455,000 $150,019
40-60% 110 $13,140,000 $119,455
20-40% 54 $3,760,000 $69,630
Under 20% 27 $1,055,000 $39,074
Over 100% 14 $2,640,000 $188,571

Point Pleasant's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 432 originations, totaling $69,640,000 in origination value.