Point Pleasant Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Point Pleasant averaged 7.17% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 7.12% and one month ago for the week of 2025-04-17, the average rate was 7.04%.

    Point Pleasant's average rate one year ago was 6.93%.

    For refis of the same type during the week of 2025-05-22, the average rate was 6.76%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Point Pleasant 30 Year Fixed Rate 2025-05-22 7.17%
    Point Pleasant 30 Year Fixed Rate Refi 2025-05-22 6.76%
    Point Pleasant 15 Year Fixed Rate 2025-05-22 6.01%
    Point Pleasant 15 Year Fixed Rate Refi 2025-05-22 6.01%
    Point Pleasant 30 Year FHA 2025-05-22 6.56%
    Point Pleasant 30 Year FHA Refi 2025-05-22 6.61%
    Point Pleasant 30 Year USDA 2025-05-22 6.63%
    Point Pleasant 30 Year USDA Refi 2025-05-22 6.53%
    Point Pleasant 30 Year VA 2025-05-22 6.72%
    Point Pleasant 30 Year VA Refi 2025-05-22 6.42%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Point Pleasant, WV-OH.

    Point Pleasant Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Point Pleasant, WV-OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    The Ohio Valley Bank Company 36 6.64% $3,815
    QUICKEN LOANS, LLC 27 6.96% $5,726
    The Farmers Bank & Savings Company 15 7.12% $3,527
    MOVEMENT MORTGAGE, LLC 10 6.98% $5,363
    Farm Credit Mid-America, ACA 9 6.96% $6,323
    U.S. Bank 8 7.04% $3,396
    Peoples Bank 7 6.29% $3,822
    Victorian Finance, LLC 7 6.76% $4,231
    City National Bank of West Virginia 6 6.43% $1,359
    CMG MORTGAGE, INC. 6 7.12% $5,421
    The Huntington National Bank 5 7.40% $3,950
    Fifth Third Bank 4 6.84% $4,733
    PRIMELENDING, A PLAINSCAPITAL COMPANY 4 6.52% $4,369
    LOANDEPOT.COM, LLC 4 6.72% $5,001
    RUOFF MORTGAGE COMPANY, INC. 3 6.92% $2,484
    JPMorgan Chase Bank 3 6.96% $2,547
    Paramount Residential Mortgage Group, Inc. 3 7.25% $5,689
    WesBanco 3 6.67% $4,456
    21ST MORTGAGE CORPORATION 2 8.10% $6,593
    CROSSCOUNTRY MORTGAGE, LLC 2 7.24% $5,458
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.25% $5,316
    Mortgage Research Center, LLC 2 7.06% $3,810
    RAPID MORTGAGE COMPANY 2 7.13% $4,540
    UNITED WHOLESALE MORTGAGE, LLC 2 7.22% $4,681
    BROKER SOLUTIONS, INC. 2 6.94% $4,810
    Gateway First Bank 2 6.31% $4,421
    The Union Bank Company 2 6.75% $3,463
    Huntington Federal Savings Bank 2 6.63% $3,063
    DESCO 1 6.50% $4,216
    Servion, Inc. 1 7.63% $6,740
    SIRVA MORTGAGE, INC. 1 6.88% $0
    STOCKTON MORTGAGE CORPORATION 1 7.63% $4,298
    SUCCESS MORTGAGE PARTNERS, INC. 1 6.99% $7,736
    CME Federal Credit Union 1 5.90% $4,610
    The Merchants National Bank 1 8.00% $3,128
    CHURCHILL MORTGAGE CORPORATION 1 6.50% $6,700
    THE VINTON COUNTY NATIONAL BANK 1 6.63% $3,252
    Truist 1 7.38% $4,168
    UNION CAPITAL MORTGAGE CORPORATION 1 6.50% $5,175
    Union Savings Bank 1 6.25% $3,015
    United Bank 1 6.75% $4,326
    GENERAL ELECTRIC CREDIT UNION 1 6.88% $3,246
    GUARANTEED RATE, INC. 1 7.49% $5,975
    LCNB National Bank 1 6.63% $3,150
    First Federal Bank 1 6.88% $4,761
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.13% $3,981
    NAVY FEDERAL CREDIT UNION 1 8.13% $2,980
    NFM, INC. 1 6.50% $6,362
    AMERICAN FINANCING CORPORATION 1 6.99% $6,846
    EQUITY RESOURCES, INC. 1 6.63% $2,847
    PNC Bank 1 7.00% $3,937
    Discover Bank 1 6.99% $0

    Point Pleasant Average Closing Costs & Other Stats

    Point Pleasant, WV-OH's 52 lenders originated 669 loans during 2024. The total origination value was $100,375,000, with an average loan value of $150,037.

    Point Pleasant's average closing costs are $4,630.

    The top Point Pleasant lender as defined by loan originations is The Ohio Valley Bank Company, with 36 loans originated. Their average total fees are $3,815, which is $1,912 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Point Pleasant lenders (with over 10 loans originated) are The Farmers Bank & Savings Company ($3,527), The Ohio Valley Bank Company ($3,815), MOVEMENT MORTGAGE, LLC ($5,363), QUICKEN LOANS, LLC ($5,726) and .

    The lowest rate Point Pleasant lenders (with over 10 loans originated) are The Ohio Valley Bank Company (6.64%), QUICKEN LOANS, LLC (6.96%), MOVEMENT MORTGAGE, LLC (6.98%), The Farmers Bank & Savings Company (7.12%) and .

    Point Pleasant, WV-OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    The Ohio Valley Bank Company $17,415,000 $12,525,000 -28.1% 12.5%
    QUICKEN LOANS, LLC $4,940,000 $8,905,000 80.3% 8.9%
    The Farmers Bank & Savings Company $7,520,000 $7,675,000 2.1% 7.6%
    MOVEMENT MORTGAGE, LLC $5,285,000 $6,845,000 29.5% 6.8%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,495,000 $3,100,000 24.2% 3.1%
    Mortgage Research Center, LLC $2,930,000 $2,830,000 -3.4% 2.8%
    WesBanco $2,155,000 $2,615,000 21.3% 2.6%
    City National Bank of West Virginia $3,035,000 $2,545,000 -16.1% 2.5%
    Farm Credit Mid-America, ACA $1,975,000 $2,480,000 25.6% 2.5%
    Peoples Bank $3,810,000 $2,455,000 -35.6% 2.4%
    U.S. Bank $1,695,000 $2,420,000 42.8% 2.4%
    CMG MORTGAGE, INC. $980,000 $2,225,000 127.0% 2.2%
    21ST MORTGAGE CORPORATION $1,450,000 $1,970,000 35.9% 2.0%
    UNITED WHOLESALE MORTGAGE, LLC $1,130,000 $1,915,000 69.5% 1.9%
    LOANDEPOT.COM, LLC $1,240,000 $1,845,000 48.8% 1.8%
    Victorian Finance, LLC $2,495,000 $1,765,000 -29.3% 1.8%
    The Poca Valley Bank, Inc. $870,000 $1,630,000 87.4% 1.6%
    PENNYMAC LOAN SERVICES, LLC $955,000 $1,500,000 57.1% 1.5%
    The Huntington National Bank $895,000 $1,345,000 50.3% 1.3%
    Fifth Third Bank $210,000 $1,325,000 531.0% 1.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $2,750,000 $1,310,000 -52.4% 1.3%
    Equity Prime Mortgage LLC $335,000 $1,265,000 277.6% 1.3%
    Paramount Residential Mortgage Group, Inc. $1,315,000 $1,245,000 -5.3% 1.2%
    ATOMIC CREDIT UNION, INC. $925,000 $1,210,000 30.8% 1.2%
    Putnam County Bank $385,000 $1,205,000 213.0% 1.2%
    NAVY FEDERAL CREDIT UNION $485,000 $960,000 97.9% 1.0%
    STOCKTON MORTGAGE CORPORATION $1,125,000 $960,000 -14.7% 1.0%
    BROKER SOLUTIONS, INC. $410,000 $945,000 130.5% 0.9%
    GUARANTEED RATE, INC. $300,000 $890,000 196.7% 0.9%
    RAPID MORTGAGE COMPANY $1,500,000 $825,000 -45.0% 0.8%
    RUOFF MORTGAGE COMPANY, INC. $1,385,000 $805,000 -41.9% 0.8%
    Gateway First Bank $250,000 $785,000 214.0% 0.8%
    USAA Federal Savings Bank $270,000 $785,000 190.7% 0.8%
    CROSSCOUNTRY MORTGAGE, LLC $185,000 $695,000 275.7% 0.7%
    Huntington Federal Savings Bank $225,000 $615,000 173.3% 0.6%
    NEWREZ LLC $400,000 $605,000 51.3% 0.6%
    Nations Lending Corporation $145,000 $565,000 289.7% 0.6%
    Burke & Herbert Bank & Trust Company $530,000 n/a 0.5%
    SOUTHWEST STAGE FUNDING, LLC $330,000 $530,000 60.6% 0.5%
    Discover Bank $220,000 $515,000 134.1% 0.5%
    THE VINTON COUNTY NATIONAL BANK $535,000 $455,000 -15.0% 0.5%
    Truist $225,000 $450,000 100.0% 0.4%
    SIRVA MORTGAGE, INC. $445,000 n/a 0.4%
    JPMorgan Chase Bank $370,000 $425,000 14.9% 0.4%
    1ST SIGNATURE LENDING, LLC $420,000 n/a 0.4%
    The Union Bank Company $405,000 $415,000 2.5% 0.4%
    PLANET HOME LENDING, LLC $400,000 n/a 0.4%
    FREEDOM MORTGAGE CORPORATION $340,000 $375,000 10.3% 0.4%
    Figure Lending LLC $365,000 n/a 0.4%
    CME Federal Credit Union $355,000 n/a 0.4%
    Barrington Bank & Trust Company, N.A. $350,000 n/a 0.3%
    United Bank $55,000 $350,000 536.4% 0.3%
    J. VIRGIL, INC. $340,000 n/a 0.3%
    FIRST COMMUNITY MORTGAGE, INC. $305,000 n/a 0.3%
    First Federal Bank $295,000 n/a 0.3%
    EQUITY RESOURCES, INC. $165,000 $280,000 69.7% 0.3%
    AgFirst Farm Credit Bank $255,000 n/a 0.3%
    The Federal Savings Bank $265,000 $255,000 -3.8% 0.3%
    PNC Bank $415,000 $250,000 -39.8% 0.2%
    CALCON MUTUAL MORTGAGE LLC $245,000 n/a 0.2%
    DESCO $245,000 n/a 0.2%
    GENERAL ELECTRIC CREDIT UNION $245,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $245,000 n/a 0.2%
    CREDIT HUMAN FEDERAL CREDIT UNION $220,000 $235,000 6.8% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $85,000 $215,000 152.9% 0.2%
    FINANCE OF AMERICA REVERSE LLC $210,000 n/a 0.2%
    PENTAGON FEDERAL CREDIT UNION $35,000 $210,000 500.0% 0.2%
    Servion, Inc. $205,000 n/a 0.2%
    CHURCHILL MORTGAGE CORPORATION $195,000 n/a 0.2%
    DAS Acquisition Company, LLC $125,000 $195,000 56.0% 0.2%
    The Merchants National Bank $195,000 n/a 0.2%
    AMERICAN FINANCING CORPORATION $185,000 n/a 0.2%
    SUCCESS MORTGAGE PARTNERS, INC. $185,000 n/a 0.2%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $175,000 n/a 0.2%
    LCNB National Bank $175,000 n/a 0.2%
    UNION CAPITAL MORTGAGE CORPORATION $175,000 n/a 0.2%
    NFM, INC. $105,000 $165,000 57.1% 0.2%
    CARDINAL FINANCIAL $115,000 $155,000 34.8% 0.2%
    Centier Bank $155,000 n/a 0.2%
    Farm Credit of the Virginias, ACA $155,000 n/a 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $135,000 n/a 0.1%
    First Financial Bank $135,000 n/a 0.1%
    Bethpage Federal Credit Union $130,000 n/a 0.1%
    Carrington Mortgage Services, LLC $260,000 $125,000 -51.9% 0.1%
    NEW DAY FINANCIAL, LLC $125,000 n/a 0.1%
    UNIVERSAL 1 CREDIT UNION $35,000 $125,000 257.1% 0.1%
    Citizens Bank $105,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $715,000 $105,000 -85.3% 0.1%
    Union Savings Bank $105,000 n/a 0.1%
    UNION HOME MORTGAGE CORP. $910,000 $95,000 -89.6% 0.1%
    GUILD MORTGAGE COMPANY $65,000 n/a 0.1%
    Pathways Financial Credit Union, Inc. $45,000 n/a 0.0%
    S1L, Inc. $25,000 n/a 0.0%
    WEST VIRGINIA FEDERAL CREDIT UNION $25,000 n/a 0.0%
    Members Choice WV Federal Credit Union $5,000 n/a 0.0%

    Point Pleasant's top lender by overall market share is The Ohio Valley Bank Company, with 12.5% market share. In second place, with 8.9%, is QUICKEN LOANS, LLC, having originated $8,905,000 in loans. In third place, with 7.6%, is The Farmers Bank & Savings Company, having originated $7,675,000 in loans. In fourth place, with 6.8%, is MOVEMENT MORTGAGE, LLC, having originated $6,845,000 in loans. In fifth place, with 3.1%, is VANDERBILT MORTGAGE AND FINANCE, INC., having originated $3,100,000 in loans.

    Point Pleasant Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Point Pleasant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $119,625 (4.1%) $164,910 (5.1%) 0.00 186
    2018-02-01 $124,950 (8.5%) $170,211 (7.9%) 0.00 187
    2018-03-01 $124,900 (7.3%) $161,456 (7.4%) 0.00 190
    2018-04-01 $122,250 (5.0%) $157,200 (5.9%) 0.00 199
    2018-05-01 $122,400 (5.1%) $167,921 (11.6%) 0.00 205
    2018-06-01 $125,580 (3.4%) $172,292 (14.7%) 0.00 218
    2018-07-01 $129,500 (9.8%) $180,636 (21.3%) 0.00 219
    2018-08-01 $129,900 (18.1%) $182,377 (28.3%) 0.00 221
    2018-09-01 $128,000 (11.3%) $182,358 (24.7%) 0.00 220
    2018-10-01 $123,475 (4.6%) $177,240 (19.0%) 0.00 215
    2018-11-01 $122,225 (3.0%) $178,350 (16.6%) 0.00 206
    2018-12-01 $125,000 (5.0%) $176,211 (13.3%) 0.00 191
    2019-01-01 $125,000 (4.5%) $176,456 (7.0%) 0.00 171
    2019-02-01 $127,000 (1.6%) $172,668 (1.4%) 0.00 173
    2019-03-01 $127,264 (1.9%) $177,500 (9.9%) 0.00 181
    2019-04-01 $125,889 (3.0%) $182,582 (16.2%) 0.00 184
    2019-05-01 $129,650 (5.9%) $182,212 (8.5%) 0.00 180
    2019-06-01 $129,900 (3.4%) $184,046 (6.8%) 0.00 178
    2019-07-01 $129,900 (0.3%) $185,977 (3.0%) 0.00 171
    2019-08-01 $128,482 (-1.1%) $181,779 (-0.3%) 0.00 172
    2019-09-01 $126,355 (-1.3%) $169,347 (-7.1%) 0.00 166
    2019-10-01 $124,936 (1.2%) $168,165 (-5.1%) 0.00 160
    2019-11-01 $119,900 (-1.9%) $171,308 (-4.0%) 0.00 160
    2019-12-01 $119,900 (-4.1%) $158,529 (-10.0%) 0.00 156
    2020-01-01 $122,200 (-2.2%) $167,343 (-5.2%) 0.00 144
    2020-02-01 $119,900 (-5.6%) $164,031 (-5.0%) 0.00 149
    2020-03-01 $118,750 (-6.7%) $159,456 (-10.2%) 0.00 149
    2020-04-01 $119,000 (-5.5%) $164,054 (-10.2%) 0.00 147
    2020-05-01 $124,900 (-3.7%) $172,151 (-5.5%) 0.00 131
    2020-06-01 $129,900 (0.0%) $181,893 (-1.2%) 0.00 130
    2020-07-01 $126,825 (-2.4%) $179,646 (-3.4%) 0.00 140
    2020-08-01 $129,000 (0.4%) $184,998 (1.8%) 0.00 125
    2020-09-01 $124,200 (-1.7%) $184,466 (8.9%) 0.00 103
    2020-10-01 $124,950 (0.0%) $191,731 (14.0%) 0.00 100
    2020-11-01 $125,925 (5.0%) $191,011 (11.5%) 0.00 89
    2020-12-01 $124,900 (4.2%) $194,003 (22.4%) 0.00 89
    2021-01-01 $117,000 (-4.3%) $167,306 (0.0%) 0.00 80
    2021-02-01 $126,900 (5.8%) $186,422 (13.7%) 0.00 62
    2021-03-01 $127,725 (7.6%) $188,608 (18.3%) 0.00 66
    2021-04-01 $129,450 (8.8%) $187,019 (14.0%) 0.00 66
    2021-05-01 $129,450 (3.6%) $210,341 (22.2%) 0.00 61
    2021-06-01 $149,925 (15.4%) $236,977 (30.3%) 0.00 62
    2021-07-01 $164,450 (29.7%) $304,810 (69.7%) 0.00 61
    2021-08-01 $152,963 (18.6%) $270,125 (46.0%) 0.00 59
    2021-09-01 $147,900 (19.1%) $233,548 (26.6%) 0.00 60
    2021-10-01 $156,975 (25.6%) $235,872 (23.0%) 0.00 67
    2021-11-01 $171,975 (36.6%) $256,440 (34.3%) 0.00 73
    2021-12-01 $154,200 (23.5%) $248,582 (28.1%) 0.00 70
    2022-01-01 $139,900 (19.6%) $247,218 (47.8%) 0.00 65
    2022-02-01 $154,000 (21.4%) $265,703 (42.5%) 0.00 62
    2022-03-01 $149,925 (17.4%) $299,501 (58.8%) 0.00 48
    2022-04-01 $175,950 (35.9%) $317,172 (69.6%) 0.00 43
    2022-05-01 $212,400 (64.1%) $334,828 (59.2%) 0.00 46
    2022-06-01 $197,000 (31.4%) $310,492 (31.0%) 0.00 59
    2022-07-01 $189,900 (15.5%) $294,381 (-3.4%) 0.00 77
    2022-08-01 $185,925 (21.6%) $284,229 (5.2%) 0.00 85
    2022-09-01 $168,225 (13.7%) $267,622 (14.6%) 0.00 78
    2022-10-01 $159,900 (1.9%) $250,834 (6.3%) 0.00 76
    2022-11-01 $168,475 (-2.0%) $260,608 (1.6%) 0.00 80
    2022-12-01 $182,450 (18.3%) $275,326 (10.8%) 0.00 77
    2023-01-01 $181,725 (29.9%) $275,555 (11.5%) 0.00 68
    2023-02-01 $191,725 (24.5%) $275,859 (3.8%) 0.00 63
    2023-03-01 $214,200 (42.9%) $289,655 (-3.3%) 0.00 65
    2023-04-01 $219,850 (25.0%) $298,988 (-5.7%) 0.00 51
    2023-05-01 $229,900 (8.2%) $315,369 (-5.8%) 0.00 55
    2023-06-01 $224,875 (14.2%) $306,096 (-1.4%) 0.00 61
    2023-07-01 $249,000 (31.1%) $305,752 (3.9%) 0.00 61
    2023-08-01 $229,283 (23.3%) $283,654 (-0.2%) 0.00 76
    2023-09-01 $239,450 (42.3%) $283,886 (6.1%) 0.00 70
    2023-10-01 $233,175 (45.8%) $285,231 (13.7%) 0.00 69
    2023-11-01 $219,875 (30.5%) $324,106 (24.4%) 0.00 61
    2023-12-01 $216,650 (18.7%) $277,956 (1.0%) 0.00 64
    2024-01-01 $219,900 (21.0%) $290,041 (5.3%) 0.00 51
    2024-02-01 $219,950 (14.7%) $248,748 (-9.8%) 0.00 52
    2024-03-01 $219,750 (2.6%) $285,575 (-1.4%) 0.00 54
    2024-04-01 $226,725 (3.1%) $278,629 (-6.8%) 0.00 52
    2024-05-01 $248,650 (8.2%) $289,405 (-8.2%) 0.00 65
    2024-06-01 $254,000 (13.0%) $293,614 (-4.1%) 0.00 76
    2024-07-01 $223,675 (-10.2%) $304,016 (-0.6%) 0.00 89
    2024-08-01 $237,200 (3.5%) $348,104 (22.7%) 0.00 84
    2024-09-01 $244,850 (2.3%) $385,787 (35.9%) 0.00 83
    2024-10-01 $228,600 (-2.0%) $354,636 (24.3%) 0.00 92
    2024-11-01 $214,900 (-2.3%) $329,382 (1.6%) 0.00 104
    2024-12-01 $194,950 (-10.0%) $318,211 (14.5%) 0.00 98
    Point Pleasant's median listing price for 2024-12-01 was $194,950, a difference of $-21,700 (-10.0%) versus the prior year and $-19,950 versus the prior month.

    Point Pleasant's median listing price comes in at 0% of the national average.

    Point Pleasant's average listing price for 2024-12-01 was $318,211, a difference of $40,255 (14.5%) versus the prior year and $-11,171 versus the prior month.

    For the 2024-12-01 period, Point Pleasant had 98 MLS listings, a difference of -6 listings (-6%) versus the prior month and 34 listings (53%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Point Pleasant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,708 sqft
    2018-02-01 0 days 1,769 sqft
    2018-03-01 0 days 1,703 sqft
    2018-04-01 0 days 1,656 sqft
    2018-05-01 0 days 1,634 sqft
    2018-06-01 0 days 1,664 sqft
    2018-07-01 0 days 1,679 sqft
    2018-08-01 0 days 1,661 sqft
    2018-09-01 0 days 1,623 sqft
    2018-10-01 0 days 1,564 sqft
    2018-11-01 0 days 1,567 sqft
    2018-12-01 0 days 1,578 sqft
    2019-01-01 0 days 1,620 sqft
    2019-02-01 0 days 1,600 sqft
    2019-03-01 0 days 1,594 sqft
    2019-04-01 0 days 1,592 sqft
    2019-05-01 0 days 1,594 sqft
    2019-06-01 0 days 1,668 sqft
    2019-07-01 0 days 1,680 sqft
    2019-08-01 0 days 1,684 sqft
    2019-09-01 0 days 1,682 sqft
    2019-10-01 0 days 1,680 sqft
    2019-11-01 0 days 1,630 sqft
    2019-12-01 0 days 1,599 sqft
    2020-01-01 0 days 1,600 sqft
    2020-02-01 0 days 1,630 sqft
    2020-03-01 0 days 1,557 sqft
    2020-04-01 0 days 1,594 sqft
    2020-05-01 0 days 1,640 sqft
    2020-06-01 0 days 1,735 sqft
    2020-07-01 0 days 1,663 sqft
    2020-08-01 0 days 1,693 sqft
    2020-09-01 0 days 1,631 sqft
    2020-10-01 0 days 1,638 sqft
    2020-11-01 0 days 1,606 sqft
    2020-12-01 0 days 1,596 sqft
    2021-01-01 0 days 1,543 sqft
    2021-02-01 0 days 1,466 sqft
    2021-03-01 0 days 1,480 sqft
    2021-04-01 0 days 1,610 sqft
    2021-05-01 0 days 1,648 sqft
    2021-06-01 0 days 1,721 sqft
    2021-07-01 0 days 1,705 sqft
    2021-08-01 0 days 1,677 sqft
    2021-09-01 0 days 1,788 sqft
    2021-10-01 0 days 1,807 sqft
    2021-11-01 0 days 1,826 sqft
    2021-12-01 0 days 1,770 sqft
    2022-01-01 0 days 1,747 sqft
    2022-02-01 0 days 1,831 sqft
    2022-03-01 0 days 1,672 sqft
    2022-04-01 0 days 1,800 sqft
    2022-05-01 0 days 1,855 sqft
    2022-06-01 0 days 1,844 sqft
    2022-07-01 0 days 1,888 sqft
    2022-08-01 0 days 1,838 sqft
    2022-09-01 0 days 1,790 sqft
    2022-10-01 0 days 1,822 sqft
    2022-11-01 0 days 1,772 sqft
    2022-12-01 0 days 1,826 sqft
    2023-01-01 0 days 1,920 sqft
    2023-02-01 0 days 1,926 sqft
    2023-03-01 0 days 1,821 sqft
    2023-04-01 0 days 1,992 sqft
    2023-05-01 0 days 1,972 sqft
    2023-06-01 0 days 1,998 sqft
    2023-07-01 0 days 2,022 sqft
    2023-08-01 0 days 1,822 sqft
    2023-09-01 0 days 1,758 sqft
    2023-10-01 0 days 1,689 sqft
    2023-11-01 0 days 1,712 sqft
    2023-12-01 0 days 1,728 sqft
    2024-01-01 0 days 1,663 sqft
    2024-02-01 0 days 1,676 sqft
    2024-03-01 0 days 1,663 sqft
    2024-04-01 0 days 1,506 sqft
    2024-05-01 0 days 1,835 sqft
    2024-06-01 0 days 1,732 sqft
    2024-07-01 0 days 1,732 sqft
    2024-08-01 0 days 1,680 sqft
    2024-09-01 0 days 1,834 sqft
    2024-10-01 0 days 1,809 sqft
    2024-11-01 0 days 1,746 sqft
    2024-12-01 0 days 1,669 sqft
    Point Pleasant's median listing age (time on market) for 2024-12-01 was 0 days.

    Point Pleasant's median square footage for active listings during the 2024-12-01 period was 1,669 sqft. One year prior, the average listing was 1,728 sqft.

    Point Pleasant, WV-OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 410 $73,870,000 $180,171
    Cash Out Refi 82 $9,340,000 $113,902
    Refi 65 $8,815,000 $135,615
    Other 58 $4,830,000 $83,276
    Home Improvement 54 $3,520,000 $65,185

    Point Pleasant's most frequently cited loan purpose was Home Purchase, with 410 originations. The 2nd most popular reason was Cash Out Refi, with 82 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 266 $43,530,000 $163,647
    Over 8% 151 $15,315,000 $101,424
    7-8% 148 $23,530,000 $158,986
    5-6% 61 $11,535,000 $189,098
    3-4% 8 $880,000 $110,000
    <2.5% 6 $30,000 $5,000
    2.5-3% 5 $145,000 $29,000
    4-5% 3 $1,275,000 $425,000

    During 2024, Point Pleasant's most frequently originated rate bucket was 6-7%, with 266 originations.

    Loan Sizing (Point Pleasant, WV-OH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 276 $39,640,000 $143,623
    $100,000 or less 230 $12,760,000 $55,478
    $200k-400k 147 $39,985,000 $272,007
    $400k-600k 14 $6,550,000 $467,857
    $600k-1000k 2 $1,440,000 $720,000

    Point Pleasant's loan sizing saw the bucket of loans from $100k-200k with 276 originations, totaling $39,640,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 307 $57,995,000 $188,909
    60-80% 131 $20,955,000 $159,962
    Under 20% 67 $2,035,000 $30,373
    20-40% 66 $5,080,000 $76,970
    40-60% 62 $7,000,000 $112,903
    Over 100% 9 $1,695,000 $188,333

    Point Pleasant's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 307 originations, totaling $57,995,000 in origination value.