Point Pleasant Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Point Pleasant averaged 6.88% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 7.11% and one month ago for the week of 2023-02-09, the average rate was 6.1%.

    Point Pleasant's average rate one year ago was 3.93%.

    For refis of the same type during the week of 2023-03-16, the average rate was 7.06%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Point Pleasant 30 Year Fixed Rate 2023-03-16 6.88%
    Point Pleasant 30 Year Fixed Rate Refi 2023-03-16 7.06%
    Point Pleasant 15 Year Fixed Rate 2023-03-16 7%
    Point Pleasant 15 Year Fixed Rate Refi 2023-03-16 6.18%
    Point Pleasant 30 Year FHA 2023-03-16 6.7%
    Point Pleasant 30 Year FHA Refi 2023-03-16 6.41%
    Point Pleasant 30 Year USDA 2023-03-16 6.48%
    Point Pleasant 30 Year USDA Refi 2023-03-16 6.42%
    Point Pleasant 30 Year VA 2023-03-16 6.68%
    Point Pleasant 30 Year VA Refi 2023-03-16 5.88%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Point Pleasant, WV-OH.

    Point Pleasant Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Point Pleasant, WV-OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    The Ohio Valley Bank Company 76 3.76% $3,003
    QUICKEN LOANS, LLC 35 3.24% $4,981
    RUOFF MORTGAGE COMPANY, INC. 22 3.34% $2,494
    Peoples Bank 21 3.37% $2,939
    City National Bank of West Virginia 16 3.36% $1,332
    WesBanco Bank, Inc. 14 3.05% $4,175
    Victorian Finance, LLC 14 3.21% $3,543
    U.S. Bank 10 3.00% $3,459
    PRIMELENDING, A PLAINSCAPITAL COMPANY 10 3.35% $3,796
    Farm Credit Mid-America, ACA 8 3.24% $7,155
    LOANDEPOT.COM, LLC 6 3.22% $4,491
    CALIBER HOME LOANS, INC. 5 3.15% $4,330
    UNION HOME MORTGAGE CORP. 5 3.35% $3,989
    Paramount Residential Mortgage Group, Inc. 4 3.06% $3,835
    Truist 4 3.38% $3,310
    THE VINTON COUNTY NATIONAL BANK 4 3.06% $3,037
    STOCKTON MORTGAGE CORPORATION 3 2.92% $3,202
    Gateway First Bank 3 3.46% $2,571
    Hometown Lenders, Inc. 3 3.75% $4,195
    JPMorgan Chase Bank 3 3.33% $2,408
    Wells Fargo Bank 3 3.38% $3,141
    Farm Credit of the Virginias, ACA 2 4.56% $5,350
    RAPID MORTGAGE COMPANY 2 3.50% $4,415
    NAVY FEDERAL CREDIT UNION 2 2.88% $6,882
    MOVEMENT MORTGAGE, LLC 2 3.31% $6,023
    The Huntington National Bank 2 3.04% $5,541
    FREEDOM MORTGAGE CORPORATION 2 3.31% $3,053
    CROSSCOUNTRY MORTGAGE, LLC 2 3.31% $2,802
    CMG MORTGAGE, INC. 2 3.06% $4,693
    MYCUMORTGAGE, LLC 1 3.25% $3,381
    Nations Lending Corporation 1 3.25% $5,462
    First Federal Savings and Loan Association of Lakewood 1 2.98% $3,698
    PENTAGON FEDERAL CREDIT UNION 1 3.50% $3,253
    First Federal Bank of the Midwest 1 3.13% $3,905
    POLARIS HOME FUNDING CORP. 1 3.38% $2,864
    Fifth Third Bank 1 2.99% $2,040
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 3.49% $7,081
    Servion, Inc. 1 2.88% $6,812
    1ST SIGNATURE LENDING, LLC 1 3.25% $5,530
    SWBC MORTGAGE CORPORATION 1 3.25% $3,269
    T2 FINANCIAL LLC 1 3.75% $3,863
    The Farmers National Bank of Canfield 1 3.50% $4,115
    Chicago Mortgage Solutions LLC 1 2.87% $1,384
    BETTER MORTGAGE CORPORATION 1 3.25% $3,303
    United Bank 1 3.75% $3,632
    Bank of England 1 3.50% $1,826
    Flagstar Bank, FSB 1 3.34% $2,465
    AMERISAVE MORTGAGE CORPORATION 1 3.63% $1,867
    YOUR HOME FINANCIAL LLC 1 3.63% $5,480
    GUARANTEED RATE, INC. 1 2.99% $1,698
    HONDA Federal Credit Union 1 3.25% $3,183
    AMERIFIRST FINANCIAL CORPORATION 1 3.50% $4,559
    LIBERTY HOME MORTGAGE CORPORATION 1 3.00% $5,560
    First Guaranty Mortgage Corporation 1 3.13% $4,027
    Mortgage Research Center, LLC 1 2.75% $5,246
    Mr. Cooper ( Nationstar Mortgage ) 1 3.25% $3,776
    MUTUAL OF OMAHA MORTGAGE, INC. 1 3.50% $4,045

    Point Pleasant Average Closing Costs & Other Stats

    Point Pleasant, WV-OH's 57 lenders originated 1,060 loans during 2021. The total origination value was $151,200,000, with an average loan value of $142,642.

    Point Pleasant's average closing costs are $4,047.

    The top Point Pleasant lender as defined by loan originations is The Ohio Valley Bank Company, with 76 loans originated. Their average total fees are $3,003, which is $1,978 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Point Pleasant lenders (with over 10 loans originated) are City National Bank of West Virginia ($1,332), RUOFF MORTGAGE COMPANY, INC. ($2,494), Peoples Bank ($2,939), The Ohio Valley Bank Company ($3,003) and U.S. Bank ($3,459).

    The lowest rate Point Pleasant lenders (with over 10 loans originated) are U.S. Bank (3.00%), WesBanco Bank, Inc. (3.05%), Victorian Finance, LLC (3.21%), QUICKEN LOANS, LLC (3.24%) and RUOFF MORTGAGE COMPANY, INC. (3.34%).

    Point Pleasant, WV-OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    The Ohio Valley Bank Company $34,295,000 $24,745,000 -27.8% 16.4%
    QUICKEN LOANS, LLC $10,310,000 $14,520,000 40.8% 9.6%
    The Farmers Bank & Savings Company $12,615,000 $12,710,000 0.8% 8.4%
    Victorian Finance, LLC $9,490,000 $6,880,000 -27.5% 4.6%
    City National Bank of West Virginia $3,405,000 $6,565,000 92.8% 4.3%
    Peoples Bank $8,320,000 $6,270,000 -24.6% 4.1%
    WesBanco Bank, Inc. $3,815,000 $5,105,000 33.8% 3.4%
    LOANDEPOT.COM, LLC $1,385,000 $5,060,000 265.3% 3.3%
    RUOFF MORTGAGE COMPANY, INC. $105,000 $4,910,000 4,576.2% 3.2%
    U.S. Bank $3,790,000 $4,275,000 12.8% 2.8%
    Farm Credit Mid-America, ACA $2,735,000 $3,230,000 18.1% 2.1%
    Mortgage Research Center, LLC $1,345,000 $2,905,000 116.0% 1.9%
    FREEDOM MORTGAGE CORPORATION $3,760,000 $2,720,000 -27.7% 1.8%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $2,670,000 $2,610,000 -2.2% 1.7%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,255,000 $2,445,000 8.4% 1.6%
    MOVEMENT MORTGAGE, LLC $985,000 $1,815,000 84.3% 1.2%
    THE VINTON COUNTY NATIONAL BANK $685,000 $1,635,000 138.7% 1.1%
    ATOMIC CREDIT UNION, INC. $190,000 $1,555,000 718.4% 1.0%
    Gateway First Bank $910,000 $1,510,000 65.9% 1.0%
    The Huntington National Bank $1,780,000 $1,495,000 -16.0% 1.0%
    CALIBER HOME LOANS, INC. $1,020,000 $1,430,000 40.2% 0.9%
    Putnam County Bank $565,000 $1,425,000 152.2% 0.9%
    UNION HOME MORTGAGE CORP. $970,000 $1,405,000 44.8% 0.9%
    Wells Fargo Bank $220,000 $1,310,000 495.5% 0.9%
    CMG MORTGAGE, INC. $865,000 $1,260,000 45.7% 0.8%
    Hometown Lenders, Inc. $335,000 $1,240,000 270.1% 0.8%
    STOCKTON MORTGAGE CORPORATION $2,075,000 $1,220,000 -41.2% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $560,000 $1,130,000 101.8% 0.7%
    Truist Bank $685,000 $1,110,000 62.0% 0.7%
    RAPID MORTGAGE COMPANY $925,000 $1,020,000 10.3% 0.7%
    21ST MORTGAGE CORPORATION $1,305,000 $1,000,000 -23.4% 0.7%
    JPMorgan Chase Bank $1,170,000 $940,000 -19.7% 0.6%
    Paramount Residential Mortgage Group, Inc. $960,000 $935,000 -2.6% 0.6%
    United Bank $920,000 $825,000 -10.3% 0.5%
    NAVY FEDERAL CREDIT UNION $875,000 $810,000 -7.4% 0.5%
    PENNYMAC LOAN SERVICES, LLC $155,000 $785,000 406.5% 0.5%
    The Poca Valley Bank, Inc. $1,955,000 $785,000 -59.8% 0.5%
    USAA Federal Savings Bank $405,000 $745,000 84.0% 0.5%
    Farm Credit of the Virginias, ACA $645,000 $710,000 10.1% 0.5%
    LIBERTY HOME MORTGAGE CORPORATION $95,000 $655,000 589.5% 0.4%
    LAKEVIEW LOAN SERVICING, LLC $295,000 $645,000 118.6% 0.4%
    BETTER MORTGAGE CORPORATION $635,000 n/a 0.4%
    NEWREZ LLC $95,000 $625,000 557.9% 0.4%
    Barrington Bank & Trust Company, N.A. $265,000 $575,000 117.0% 0.4%
    Flagstar Bank, FSB $25,000 $560,000 2,140.0% 0.4%
    SUN WEST MORTGAGE COMPANY, INC. $645,000 $535,000 -17.1% 0.4%
    NEW DAY FINANCIAL, LLC $315,000 $505,000 60.3% 0.3%
    HOME POINT FINANCIAL CORPORATION $735,000 $485,000 -34.0% 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $95,000 $480,000 405.3% 0.3%
    First Federal Bank of the Midwest $475,000 n/a 0.3%
    BAYSHORE MORTGAGE FUNDING, LLC $450,000 n/a 0.3%
    Cf Bank $425,000 n/a 0.3%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $405,000 n/a 0.3%
    Servion, Inc. $405,000 n/a 0.3%
    VILLAGE CAPITAL & INVESTMENT LLC $250,000 $405,000 62.0% 0.3%
    AMERISAVE MORTGAGE CORPORATION $475,000 $390,000 -17.9% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $500,000 $365,000 -27.0% 0.2%
    AgFirst Farm Credit Bank $75,000 $335,000 346.7% 0.2%
    BROKER SOLUTIONS, INC. $115,000 $330,000 187.0% 0.2%
    T2 FINANCIAL LLC $330,000 n/a 0.2%
    First Federal Savings and Loan Association of Lakewood $325,000 n/a 0.2%
    Pathways Financial Credit Union, Inc. $25,000 $310,000 1,140.0% 0.2%
    SOUTHWEST STAGE FUNDING, LLC $700,000 $310,000 -55.7% 0.2%
    MYCUMORTGAGE, LLC $295,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $235,000 $290,000 23.4% 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $280,000 n/a 0.2%
    WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION $265,000 n/a 0.2%
    HALLMARK HOME MORTGAGE, LLC $155,000 $245,000 58.1% 0.2%
    Kentucky Farmers Bank Corporation $85,000 $245,000 188.2% 0.2%
    MCNB Bank and Trust Co. $85,000 $245,000 188.2% 0.2%
    Carrington Mortgage Services, LLC $675,000 $240,000 -64.4% 0.2%
    Fifth Third Bank $880,000 $230,000 -73.9% 0.2%
    RELIANCE FIRST CAPITAL, LLC $230,000 n/a 0.2%
    UNIFY FINANCIAL Credit Union $230,000 n/a 0.2%
    LIMA ONE CAPITAL, LLC $75,000 $220,000 193.3% 0.1%
    Bank of England $205,000 n/a 0.1%
    HONDA Federal Credit Union $205,000 n/a 0.1%
    PLANET HOME LENDING, LLC $135,000 $205,000 51.9% 0.1%
    UNITED WHOLESALE MORTGAGE, LLC $195,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $190,000 n/a 0.1%
    The Federal Savings Bank $185,000 n/a 0.1%
    The Farmers National Bank of Canfield $165,000 n/a 0.1%
    Nations Lending Corporation $555,000 $145,000 -73.9% 0.1%
    AMERIFIRST FINANCIAL CORPORATION $305,000 $125,000 -59.0% 0.1%
    Chicago Mortgage Solutions LLC $125,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $330,000 $125,000 -62.1% 0.1%
    CityWorth Mortgage LLC $125,000 n/a 0.1%
    PNC Bank $625,000 $125,000 -80.0% 0.1%
    WRIGHT-PATT CREDIT UNION, INC. $115,000 n/a 0.1%
    YOUR HOME FINANCIAL LLC $115,000 n/a 0.1%
    GUARANTEED RATE, INC. $105,000 n/a 0.1%
    LENDUS, LLC $190,000 $105,000 -44.7% 0.1%
    PRIORITY MORTGAGE CORP. $355,000 $105,000 -70.4% 0.1%
    SWBC MORTGAGE CORPORATION $105,000 n/a 0.1%
    The Merchants National Bank $105,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $105,000 n/a 0.1%
    Bank of America $45,000 $95,000 111.1% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $95,000 n/a 0.1%
    Premier Bank, Inc. $635,000 $95,000 -85.0% 0.1%
    ROYAL UNITED MORTGAGE LLC $95,000 $95,000 0.0% 0.1%
    1ST SIGNATURE LENDING, LLC $300,000 $85,000 -71.7% 0.1%
    AMERICAN ADVISORS GROUP $85,000 n/a 0.1%
    Citizens Bank of Kentucky, Inc. $85,000 n/a 0.1%
    First Guaranty Mortgage Corporation $260,000 $85,000 -67.3% 0.1%
    DESCO $135,000 $75,000 -44.4% 0.0%
    POLARIS HOME FUNDING CORP. $270,000 $75,000 -72.2% 0.0%
    The Grant County Bank $75,000 n/a 0.0%
    UNIVERSAL Federal Credit Union $55,000 $65,000 18.2% 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $55,000 n/a 0.0%
    KEMBA FINANCIAL $55,000 n/a 0.0%
    Summit Community Bank, Inc. $175,000 $45,000 -74.3% 0.0%
    Citizens Deposit Bank & Trust $500,000 $35,000 -93.0% 0.0%

    Point Pleasant's top lender by overall market share is The Ohio Valley Bank Company, with 16.4% market share. In second place, with 9.6%, is QUICKEN LOANS, LLC, having originated $14,520,000 in loans. In third place, with 8.4%, is The Farmers Bank & Savings Company, having originated $12,710,000 in loans. In fourth place, with 4.6%, is Victorian Finance, LLC, having originated $6,880,000 in loans. In fifth place, with 4.3%, is City National Bank of West Virginia, having originated $6,565,000 in loans.

    Point Pleasant Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Point Pleasant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $119,750 (6.5%) $165,180 (5.6%) 0.00 187
    2018-02-01 $124,975 (11.1%) $170,107 (9.0%) 0.00 188
    2018-03-01 $124,950 (7.4%) $161,396 (7.9%) 0.00 191
    2018-04-01 $122,250 (6.3%) $157,200 (6.6%) 0.00 199
    2018-05-01 $122,400 (5.1%) $167,921 (12.4%) 0.00 205
    2018-06-01 $125,580 (4.1%) $172,292 (15.5%) 0.00 218
    2018-07-01 $129,500 (9.8%) $180,636 (22.2%) 0.00 219
    2018-08-01 $129,900 (18.4%) $182,377 (29.3%) 0.00 221
    2018-09-01 $128,000 (11.4%) $182,358 (25.6%) 0.00 220
    2018-10-01 $124,475 (5.4%) $177,398 (19.9%) 0.00 215
    2018-11-01 $122,450 (3.1%) $178,673 (16.3%) 0.00 205
    2018-12-01 $125,000 (5.0%) $176,551 (13.1%) 0.00 190
    2019-01-01 $125,000 (4.4%) $176,456 (6.8%) 0.00 171
    2019-02-01 $127,000 (1.6%) $172,668 (1.5%) 0.00 173
    2019-03-01 $127,264 (1.9%) $177,500 (10.0%) 0.00 181
    2019-04-01 $126,514 (3.5%) $182,582 (16.2%) 0.00 184
    2019-05-01 $129,550 (5.8%) $182,256 (8.5%) 0.00 180
    2019-06-01 $129,900 (3.4%) $184,046 (6.8%) 0.00 178
    2019-07-01 $129,900 (0.3%) $185,977 (3.0%) 0.00 171
    2019-08-01 $128,482 (-1.1%) $181,779 (-0.3%) 0.00 172
    2019-09-01 $126,355 (-1.3%) $169,347 (-7.1%) 0.00 166
    2019-10-01 $124,936 (0.4%) $168,165 (-5.2%) 0.00 160
    2019-11-01 $119,900 (-2.1%) $171,308 (-4.1%) 0.00 160
    2019-12-01 $119,900 (-4.1%) $158,529 (-10.2%) 0.00 156
    2020-01-01 $122,200 (-2.2%) $167,343 (-5.2%) 0.00 144
    2020-02-01 $119,900 (-5.6%) $164,031 (-5.0%) 0.00 149
    2020-03-01 $118,750 (-6.7%) $159,456 (-10.2%) 0.00 149
    2020-04-01 $119,000 (-5.9%) $164,054 (-10.2%) 0.00 147
    2020-05-01 $124,900 (-3.6%) $172,151 (-5.5%) 0.00 131
    2020-06-01 $129,900 (0.0%) $181,893 (-1.2%) 0.00 130
    2020-07-01 $125,950 (-3.0%) $179,805 (-3.3%) 0.00 139
    2020-08-01 $128,750 (0.2%) $185,372 (2.0%) 0.00 124
    2020-09-01 $123,825 (-2.0%) $184,694 (9.1%) 0.00 102
    2020-10-01 $124,900 (0.0%) $191,886 (14.1%) 0.00 99
    2020-11-01 $125,925 (5.0%) $191,011 (11.5%) 0.00 89
    2020-12-01 $124,900 (4.2%) $194,003 (22.4%) 0.00 89
    2021-01-01 $117,000 (-4.3%) $166,554 (-0.5%) 0.00 80
    2021-02-01 $125,900 (5.0%) $185,747 (13.2%) 0.00 61
    2021-03-01 $126,975 (6.9%) $188,356 (18.1%) 0.00 66
    2021-04-01 $129,450 (8.8%) $187,019 (14.0%) 0.00 66
    2021-05-01 $129,450 (3.6%) $210,341 (22.2%) 0.00 61
    2021-06-01 $149,925 (15.4%) $236,977 (30.3%) 0.00 62
    2021-07-01 $164,450 (30.6%) $304,810 (69.5%) 0.00 61
    2021-08-01 $152,963 (18.8%) $270,125 (45.7%) 0.00 59
    2021-09-01 $147,900 (19.4%) $233,548 (26.5%) 0.00 60
    2021-10-01 $158,950 (27.3%) $235,872 (22.9%) 0.00 67
    2021-11-01 $174,725 (38.8%) $256,428 (34.3%) 0.00 75
    2021-12-01 $154,213 (23.5%) $248,096 (27.9%) 0.00 70
    2022-01-01 $139,900 (19.6%) $247,218 (48.4%) 0.00 65
    2022-02-01 $154,000 (22.3%) $265,703 (43.1%) 0.00 62
    2022-03-01 $149,925 (18.1%) $299,501 (59.0%) 0.00 48
    2022-04-01 $182,000 (40.6%) $323,608 (73.0%) 0.00 42
    2022-05-01 $214,900 (66.0%) $341,040 (62.1%) 0.00 46
    2022-06-01 $197,000 (31.4%) $310,492 (31.0%) 0.00 59
    2022-07-01 $189,900 (15.5%) $294,381 (-3.4%) 0.00 77
    2022-08-01 $185,925 (21.6%) $284,229 (5.2%) 0.00 85
    2022-09-01 $168,225 (13.7%) $267,622 (14.6%) 0.00 78
    2022-10-01 $159,900 (0.6%) $250,834 (6.3%) 0.00 76
    2022-11-01 $168,475 (-3.6%) $260,608 (1.6%) 0.00 80
    2022-12-01 $182,450 (18.3%) $275,326 (11.0%) 0.00 77
    2023-01-01 $184,225 (31.7%) $277,099 (12.1%) 0.00 67
    2023-02-01 $191,725 (24.5%) $275,859 (3.8%) 0.00 63
    Point Pleasant's median listing price for 2023-02-01 was $191,725, a difference of $37,725 (24.5%) versus the prior year and $7,500 versus the prior month.

    Point Pleasant's median listing price comes in at 0% of the national average.

    Point Pleasant's average listing price for 2023-02-01 was $275,859, a difference of $10,156 (3.8%) versus the prior year and $-1,240 versus the prior month.

    For the 2023-02-01 period, Point Pleasant had 63 MLS listings, a difference of -4 listings (-6%) versus the prior month and 1 listings (2%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Point Pleasant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,720 sqft
    2018-02-01 0 days 1,781 sqft
    2018-03-01 0 days 1,719 sqft
    2018-04-01 0 days 1,649 sqft
    2018-05-01 0 days 1,616 sqft
    2018-06-01 0 days 1,649 sqft
    2018-07-01 0 days 1,679 sqft
    2018-08-01 0 days 1,651 sqft
    2018-09-01 0 days 1,600 sqft
    2018-10-01 0 days 1,564 sqft
    2018-11-01 0 days 1,567 sqft
    2018-12-01 0 days 1,578 sqft
    2019-01-01 0 days 1,604 sqft
    2019-02-01 0 days 1,591 sqft
    2019-03-01 0 days 1,579 sqft
    2019-04-01 0 days 1,572 sqft
    2019-05-01 0 days 1,579 sqft
    2019-06-01 0 days 1,650 sqft
    2019-07-01 0 days 1,680 sqft
    2019-08-01 0 days 1,680 sqft
    2019-09-01 0 days 1,680 sqft
    2019-10-01 0 days 1,680 sqft
    2019-11-01 0 days 1,627 sqft
    2019-12-01 0 days 1,594 sqft
    2020-01-01 0 days 1,590 sqft
    2020-02-01 0 days 1,566 sqft
    2020-03-01 0 days 1,549 sqft
    2020-04-01 0 days 1,584 sqft
    2020-05-01 0 days 1,632 sqft
    2020-06-01 0 days 1,719 sqft
    2020-07-01 0 days 1,685 sqft
    2020-08-01 0 days 1,693 sqft
    2020-09-01 0 days 1,624 sqft
    2020-10-01 0 days 1,638 sqft
    2020-11-01 0 days 1,606 sqft
    2020-12-01 0 days 1,596 sqft
    2021-01-01 0 days 1,543 sqft
    2021-02-01 0 days 1,466 sqft
    2021-03-01 0 days 1,480 sqft
    2021-04-01 0 days 1,599 sqft
    2021-05-01 0 days 1,638 sqft
    2021-06-01 0 days 1,685 sqft
    2021-07-01 0 days 1,705 sqft
    2021-08-01 0 days 1,705 sqft
    2021-09-01 0 days 1,754 sqft
    2021-10-01 0 days 1,794 sqft
    2021-11-01 0 days 1,831 sqft
    2021-12-01 0 days 1,791 sqft
    2022-01-01 0 days 1,747 sqft
    2022-02-01 0 days 1,831 sqft
    2022-03-01 0 days 1,672 sqft
    2022-04-01 0 days 1,764 sqft
    2022-05-01 0 days 1,846 sqft
    2022-06-01 0 days 1,844 sqft
    2022-07-01 0 days 1,888 sqft
    2022-08-01 0 days 1,838 sqft
    2022-09-01 0 days 1,790 sqft
    2022-10-01 0 days 1,822 sqft
    2022-11-01 0 days 1,772 sqft
    2022-12-01 0 days 1,826 sqft
    2023-01-01 0 days 1,927 sqft
    2023-02-01 0 days 1,920 sqft
    Point Pleasant's median listing age (time on market) for 2023-02-01 was 0 days.

    Point Pleasant's median square footage for active listings during the 2023-02-01 period was 1,920 sqft. One year prior, the average listing was 1,831 sqft.

    Point Pleasant, WV-OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 532 $83,020,000 $156,053
    Refi 335 $47,105,000 $140,612
    Cash Out Refi 117 $15,705,000 $134,231
    Home Improvement 46 $3,040,000 $66,087
    Other 30 $2,330,000 $77,667

    Point Pleasant's most frequently cited loan purpose was Home Purchase, with 532 originations. The 2nd most popular reason was Refi, with 335 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 387 $58,285,000 $150,607
    2.5-3% 276 $41,480,000 $150,290
    <2.5% 117 $17,695,000 $151,239
    4-5% 88 $10,390,000 $118,068
    5-6% 22 $1,860,000 $84,545
    Over 8% 18 $1,680,000 $93,333
    6-7% 11 $1,145,000 $104,091
    7-8% 6 $770,000 $128,333

    During 2021, Point Pleasant's most frequently originated rate bucket was 3-4%, with 387 originations.

    Loan Sizing (Point Pleasant, WV-OH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 481 $66,725,000 $138,721
    $100,000 or less 371 $24,715,000 $66,617
    $200k-400k 190 $49,250,000 $259,211
    $400k-600k 13 $5,865,000 $451,154
    $Over $1MM 3 $3,325,000 $1,108,333
    $600k-1000k 2 $1,320,000 $660,000

    Point Pleasant's loan sizing saw the bucket of loans from $100k-200k with 481 originations, totaling $66,725,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 432 $69,640,000 $161,204
    60-80% 263 $39,455,000 $150,019
    40-60% 110 $13,140,000 $119,455
    20-40% 54 $3,760,000 $69,630
    Under 20% 27 $1,055,000 $39,074
    Over 100% 14 $2,640,000 $188,571

    Point Pleasant's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 432 originations, totaling $69,640,000 in origination value.