Point Pleasant Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Point Pleasant averaged 7.07% for the week of 2023-09-14, compared to the national average of 7.18% for the same period.

    The average rate for the prior week (2023-09-07) was 7.21% and one month ago for the week of 2023-08-10, the average rate was 7.15%.

    Point Pleasant's average rate one year ago was 5.78%.

    For refis of the same type during the week of 2023-09-14, the average rate was 7.78%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-14 7.18%
    Point Pleasant 30 Year Fixed Rate 2023-09-14 7.07%
    Point Pleasant 30 Year Fixed Rate Refi 2023-09-14 7.78%
    Point Pleasant 15 Year Fixed Rate 2023-09-14 6.41%
    Point Pleasant 15 Year Fixed Rate Refi 2023-09-14 6.71%
    Point Pleasant 30 Year FHA 2023-09-14 6.87%
    Point Pleasant 30 Year FHA Refi 2023-09-14 6.99%
    Point Pleasant 30 Year USDA 2023-09-14 7.08%
    Point Pleasant 30 Year USDA Refi 2023-09-14 7.08%
    Point Pleasant 30 Year VA 2023-09-14 6.71%
    Point Pleasant 30 Year VA Refi 2023-09-14 6.81%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Point Pleasant, WV-OH.

    Point Pleasant Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Point Pleasant, WV-OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    The Ohio Valley Bank Company 54 5.52% $3,595
    Peoples Bank 28 5.22% $3,146
    QUICKEN LOANS, LLC 23 5.15% $5,346
    RUOFF MORTGAGE COMPANY, INC. 17 5.13% $3,079
    Victorian Finance, LLC 10 5.14% $3,926
    City National Bank of West Virginia 9 4.68% $938
    WesBanco 5 5.38% $3,787
    LOANDEPOT.COM, LLC 5 4.47% $4,680
    U.S. Bank 5 4.60% $3,815
    Farm Credit Mid-America, ACA 4 4.53% $6,800
    JPMorgan Chase Bank 4 5.16% $5,416
    PRIMELENDING, A PLAINSCAPITAL COMPANY 4 5.40% $3,897
    THE VINTON COUNTY NATIONAL BANK 3 6.04% $3,102
    UNITED WHOLESALE MORTGAGE, LLC 3 5.98% $5,726
    STOCKTON MORTGAGE CORPORATION 3 5.33% $4,379
    Gateway First Bank 2 5.31% $5,898
    AMERISAVE MORTGAGE CORPORATION 2 4.00% $4,098
    CALIBER HOME LOANS, INC. 2 6.06% $4,221
    Farm Credit of the Virginias, ACA 2 5.75% $3,210
    Fifth Third Bank 2 6.25% $3,375
    MOVEMENT MORTGAGE, LLC 2 5.44% $3,584
    Mr. Cooper ( Nationstar Mortgage ) 2 6.06% $6,758
    Paramount Residential Mortgage Group, Inc. 2 5.81% $5,658
    PENNYMAC LOAN SERVICES, LLC 2 4.69% $3,317
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 7.88% $5,348
    Wells Fargo Bank 2 5.44% $5,132
    First Financial Bank 1 5.25% $4,072
    Mortgage Research Center, LLC 1 5.88% $5,786
    AMERICAN FINANCING CORPORATION 1 5.75% $5,078
    Bank of America 1 4.75% $4,608
    NFM, INC. 1 4.25% $3,911
    Warsaw Federal Savings and Loan Association 1 4.59% $4,752
    WEST PENN FINANCIAL SERVICE CENTER, INC. 1 5.75% $3,938
    First Federal Savings and Loan Association of Lakewood 1 3.72% $5,505
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.63% $9,227
    EVERETT FINANCIAL, INC. 1 4.38% $2,323
    RAPID MORTGAGE COMPANY 1 5.88% $4,577
    EQUITY RESOURCES, INC. 1 5.25% $3,615
    East Coast Capital Corp. 1 3.63% $7,247
    The Farmers & Merchants State Bank 1 4.59% $3,389
    The Huntington National Bank 1 6.00% $4,001
    DAS Acquisition Company, LLC 1 5.63% $7,399
    CROSSCOUNTRY MORTGAGE, LLC 1 5.50% $7,629
    UNIFY FINANCIAL Credit Union 1 2.28% $0
    UNION HOME MORTGAGE CORP. 1 3.38% $5,046
    UNITED HOME LOANS, INC. 1 5.50% $5,656
    BROKER SOLUTIONS, INC. 1 5.50% $3,191
    BETTER MORTGAGE CORPORATION 1 5.88% $2,444
    FREEDOM MORTGAGE CORPORATION 1 5.88% $7,118
    21ST MORTGAGE CORPORATION 1 6.45% $6,795
    Hometown Lenders, Inc. 1 3.88% $3,865
    F & M BANK CORP. 1 4.88% $12,611
    LAKEVIEW LOAN SERVICING, LLC 1 4.99% $8,334
    LIBERTY HOME MORTGAGE CORPORATION 1 5.38% $4,319

    Point Pleasant Average Closing Costs & Other Stats

    Point Pleasant, WV-OH's 54 lenders originated 806 loans during 2022. The total origination value was $119,350,000, with an average loan value of $148,077.

    Point Pleasant's average closing costs are $4,279.

    The top Point Pleasant lender as defined by loan originations is The Ohio Valley Bank Company, with 54 loans originated. Their average total fees are $3,595, which is $449 higher than the next largest lender, Peoples Bank.

    The lowest fee Point Pleasant lenders (with over 10 loans originated) are RUOFF MORTGAGE COMPANY, INC. ($3,079), Peoples Bank ($3,146), The Ohio Valley Bank Company ($3,595), Victorian Finance, LLC ($3,926) and QUICKEN LOANS, LLC ($5,346).

    The lowest rate Point Pleasant lenders (with over 10 loans originated) are RUOFF MORTGAGE COMPANY, INC. (5.13%), Victorian Finance, LLC (5.14%), QUICKEN LOANS, LLC (5.15%), Peoples Bank (5.22%) and The Ohio Valley Bank Company (5.52%).

    Point Pleasant, WV-OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    The Ohio Valley Bank Company $24,745,000 $18,220,000 -26.4% 15.3%
    The Farmers Bank & Savings Company $12,710,000 $10,130,000 -20.3% 8.5%
    City National Bank of West Virginia $6,565,000 $9,770,000 48.8% 8.2%
    QUICKEN LOANS, LLC $14,520,000 $7,915,000 -45.5% 6.6%
    Peoples Bank $6,270,000 $6,310,000 0.6% 5.3%
    Victorian Finance, LLC $6,880,000 $5,475,000 -20.4% 4.6%
    RUOFF MORTGAGE COMPANY, INC. $4,910,000 $4,290,000 -12.6% 3.6%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $2,610,000 $2,740,000 5.0% 2.3%
    WesBanco Bank, Inc. $5,105,000 $2,690,000 -47.3% 2.3%
    Mortgage Research Center, LLC $2,905,000 $2,570,000 -11.5% 2.2%
    Farm Credit Mid-America, ACA $3,230,000 $2,440,000 -24.5% 2.0%
    THE VINTON COUNTY NATIONAL BANK $1,635,000 $2,290,000 40.1% 1.9%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,445,000 $1,885,000 -22.9% 1.6%
    Gateway First Bank $1,510,000 $1,860,000 23.2% 1.6%
    LOANDEPOT.COM, LLC $5,060,000 $1,795,000 -64.5% 1.5%
    MOVEMENT MORTGAGE, LLC $1,815,000 $1,630,000 -10.2% 1.4%
    The Huntington National Bank $1,495,000 $1,485,000 -0.7% 1.2%
    Union Savings Bank $1,385,000 n/a 1.2%
    AMERISAVE MORTGAGE CORPORATION $390,000 $1,235,000 216.7% 1.0%
    U.S. Bank $4,275,000 $1,150,000 -73.1% 1.0%
    Paramount Residential Mortgage Group, Inc. $935,000 $1,120,000 19.8% 0.9%
    The Poca Valley Bank, Inc. $785,000 $1,055,000 34.4% 0.9%
    Summit Community Bank, Inc. $45,000 $1,010,000 2,144.4% 0.8%
    Farm Credit of the Virginias, ACA $710,000 $950,000 33.8% 0.8%
    Putnam County Bank $1,425,000 $935,000 -34.4% 0.8%
    EQUITY RESOURCES, INC. $890,000 n/a 0.7%
    FREEDOM MORTGAGE CORPORATION $2,720,000 $870,000 -68.0% 0.7%
    UNITED WHOLESALE MORTGAGE, LLC $195,000 $870,000 346.2% 0.7%
    ATOMIC CREDIT UNION, INC. $1,555,000 $805,000 -48.2% 0.7%
    Bank of Clarke County $805,000 n/a 0.7%
    RAPID MORTGAGE COMPANY $1,020,000 $805,000 -21.1% 0.7%
    The Union Bank Company $740,000 n/a 0.6%
    UNION HOME MORTGAGE CORP. $1,405,000 $735,000 -47.7% 0.6%
    Wells Fargo Bank $1,310,000 $725,000 -44.7% 0.6%
    Equity Prime Mortgage LLC $705,000 n/a 0.6%
    PENNYMAC LOAN SERVICES, LLC $785,000 $700,000 -10.8% 0.6%
    BROKER SOLUTIONS, INC. $330,000 $645,000 95.5% 0.5%
    The Federal Savings Bank $185,000 $645,000 248.6% 0.5%
    Fifth Third Bank $230,000 $610,000 165.2% 0.5%
    United Bank $825,000 $570,000 -30.9% 0.5%
    LAKEVIEW LOAN SERVICING, LLC $645,000 $525,000 -18.6% 0.4%
    STOCKTON MORTGAGE CORPORATION $1,220,000 $515,000 -57.8% 0.4%
    Hometown Lenders, Inc. $1,240,000 $505,000 -59.3% 0.4%
    JPMorgan Chase Bank $940,000 $490,000 -47.9% 0.4%
    21ST MORTGAGE CORPORATION $1,000,000 $485,000 -51.5% 0.4%
    Warsaw Federal Savings and Loan Association $475,000 n/a 0.4%
    CALIBER HOME LOANS, INC. $1,430,000 $460,000 -67.8% 0.4%
    DAS Acquisition Company, LLC $435,000 n/a 0.4%
    F & M BANK CORP. $435,000 n/a 0.4%
    UNIFY FINANCIAL Credit Union $230,000 $435,000 89.1% 0.4%
    Barrington Bank & Trust Company, N.A. $575,000 $410,000 -28.7% 0.3%
    EVERETT FINANCIAL, INC. $410,000 n/a 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $1,130,000 $410,000 -63.7% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $365,000 $390,000 6.8% 0.3%
    First Financial Bank $365,000 n/a 0.3%
    ACADEMY MORTGAGE CORPORATION $355,000 n/a 0.3%
    East Coast Capital Corp. $355,000 n/a 0.3%
    MCNB Bank and Trust Co. $245,000 $355,000 44.9% 0.3%
    Princeton Mortgage Corporation $335,000 n/a 0.3%
    Nations Lending Corporation $145,000 $325,000 124.1% 0.3%
    RELIANCE FIRST CAPITAL, LLC $230,000 $320,000 39.1% 0.3%
    AMERICAN FINANCING CORPORATION $315,000 n/a 0.3%
    First Federal Savings and Loan Association of Lakewood $325,000 $315,000 -3.1% 0.3%
    Bank of America $95,000 $305,000 221.1% 0.3%
    USAA Federal Savings Bank $745,000 $300,000 -59.7% 0.3%
    LIMA ONE CAPITAL, LLC $220,000 $290,000 31.8% 0.2%
    AmRes Corporation $280,000 n/a 0.2%
    SIWELL, INC. $275,000 n/a 0.2%
    LIBERTY HOME MORTGAGE CORPORATION $655,000 $270,000 -58.8% 0.2%
    BETTER MORTGAGE CORPORATION $635,000 $235,000 -63.0% 0.2%
    HOME POINT FINANCIAL CORPORATION $485,000 $235,000 -51.5% 0.2%
    1ST SIGNATURE LENDING, LLC $85,000 $225,000 164.7% 0.2%
    NEWREZ LLC $625,000 $215,000 -65.6% 0.2%
    MID AMERICA MORTGAGE, INC. $205,000 n/a 0.2%
    NAVY FEDERAL CREDIT UNION $810,000 $205,000 -74.7% 0.2%
    MYCUMORTGAGE, LLC $295,000 $185,000 -37.3% 0.2%
    The Farmers & Merchants State Bank $185,000 n/a 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $480,000 $175,000 -63.5% 0.1%
    North American Savings Bank, F.S.B. $175,000 n/a 0.1%
    SOUTHPOINT FINANCIAL SERVICES, INC. $165,000 n/a 0.1%
    T2 FINANCIAL LLC $330,000 $165,000 -50.0% 0.1%
    ROYAL UNITED MORTGAGE LLC $95,000 $160,000 68.4% 0.1%
    Heartland Bank $150,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $145,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $135,000 n/a 0.1%
    NFM, INC. $135,000 n/a 0.1%
    WEST PENN FINANCIAL SERVICE CENTER, INC. $135,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $55,000 $125,000 127.3% 0.1%
    UNITED HOME LOANS, INC. $125,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $405,000 $125,000 -69.1% 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $115,000 n/a 0.1%
    KEMBA FINANCIAL $55,000 $100,000 81.8% 0.1%
    Flagstar Bank, FSB $560,000 $95,000 -83.0% 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $405,000 $85,000 -79.0% 0.1%
    Citizens Bank $85,000 n/a 0.1%
    PRIORITY MORTGAGE CORP. $105,000 $85,000 -19.0% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $535,000 $85,000 -84.1% 0.1%
    MICHIGAN MUTUAL, INC. $75,000 n/a 0.1%
    HONDA Federal Credit Union $205,000 $65,000 -68.3% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $95,000 $65,000 -31.6% 0.1%
    Pathways Financial Credit Union, Inc. $310,000 $65,000 -79.0% 0.1%
    Community Trust Bank, Inc. $55,000 n/a 0.0%
    The Grant County Bank $75,000 $55,000 -26.7% 0.0%
    TELHIO $45,000 n/a 0.0%
    Truist $1,110,000 $35,000 -96.8% 0.0%
    Deere Employees Credit Union $15,000 n/a 0.0%

    Point Pleasant's top lender by overall market share is The Ohio Valley Bank Company, with 15.3% market share. In second place, with 8.5%, is The Farmers Bank & Savings Company, having originated $10,130,000 in loans. In third place, with 8.2%, is City National Bank of West Virginia, having originated $9,770,000 in loans. In fourth place, with 6.6%, is QUICKEN LOANS, LLC, having originated $7,915,000 in loans. In fifth place, with 5.3%, is Peoples Bank, having originated $6,310,000 in loans.

    Point Pleasant Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Point Pleasant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $119,750 (6.5%) $165,180 (5.6%) 0.00 187
    2018-02-01 $124,975 (11.1%) $170,107 (9.0%) 0.00 188
    2018-03-01 $124,950 (7.4%) $161,396 (7.9%) 0.00 191
    2018-04-01 $122,250 (6.3%) $157,200 (6.6%) 0.00 199
    2018-05-01 $122,400 (5.1%) $167,921 (12.4%) 0.00 205
    2018-06-01 $125,580 (4.1%) $172,292 (15.5%) 0.00 218
    2018-07-01 $129,500 (9.8%) $180,636 (22.2%) 0.00 219
    2018-08-01 $129,900 (18.4%) $182,377 (29.3%) 0.00 221
    2018-09-01 $128,000 (11.4%) $182,358 (25.6%) 0.00 220
    2018-10-01 $124,475 (5.4%) $177,398 (19.9%) 0.00 215
    2018-11-01 $122,450 (3.1%) $178,673 (16.3%) 0.00 205
    2018-12-01 $125,000 (5.0%) $176,551 (13.1%) 0.00 190
    2019-01-01 $125,000 (4.4%) $176,456 (6.8%) 0.00 171
    2019-02-01 $127,000 (1.6%) $172,668 (1.5%) 0.00 173
    2019-03-01 $127,264 (1.9%) $177,500 (10.0%) 0.00 181
    2019-04-01 $125,889 (3.0%) $182,582 (16.2%) 0.00 184
    2019-05-01 $129,650 (5.9%) $182,212 (8.5%) 0.00 180
    2019-06-01 $129,900 (3.4%) $184,046 (6.8%) 0.00 178
    2019-07-01 $129,900 (0.3%) $185,977 (3.0%) 0.00 171
    2019-08-01 $128,482 (-1.1%) $181,779 (-0.3%) 0.00 172
    2019-09-01 $126,355 (-1.3%) $169,347 (-7.1%) 0.00 166
    2019-10-01 $124,936 (0.4%) $168,165 (-5.2%) 0.00 160
    2019-11-01 $119,900 (-2.1%) $171,308 (-4.1%) 0.00 160
    2019-12-01 $119,900 (-4.1%) $158,529 (-10.2%) 0.00 156
    2020-01-01 $122,200 (-2.2%) $167,343 (-5.2%) 0.00 144
    2020-02-01 $119,900 (-5.6%) $164,031 (-5.0%) 0.00 149
    2020-03-01 $118,750 (-6.7%) $159,456 (-10.2%) 0.00 149
    2020-04-01 $119,000 (-5.5%) $164,054 (-10.2%) 0.00 147
    2020-05-01 $124,900 (-3.7%) $172,151 (-5.5%) 0.00 131
    2020-06-01 $129,900 (0.0%) $181,893 (-1.2%) 0.00 130
    2020-07-01 $125,950 (-3.0%) $179,805 (-3.3%) 0.00 139
    2020-08-01 $128,750 (0.2%) $185,372 (2.0%) 0.00 124
    2020-09-01 $123,825 (-2.0%) $184,694 (9.1%) 0.00 102
    2020-10-01 $124,900 (0.0%) $191,886 (14.1%) 0.00 99
    2020-11-01 $125,925 (5.0%) $191,011 (11.5%) 0.00 89
    2020-12-01 $124,900 (4.2%) $194,003 (22.4%) 0.00 89
    2021-01-01 $117,000 (-4.3%) $166,554 (-0.5%) 0.00 80
    2021-02-01 $125,900 (5.0%) $185,747 (13.2%) 0.00 61
    2021-03-01 $126,975 (6.9%) $188,356 (18.1%) 0.00 66
    2021-04-01 $129,450 (8.8%) $187,019 (14.0%) 0.00 66
    2021-05-01 $129,450 (3.6%) $210,341 (22.2%) 0.00 61
    2021-06-01 $149,925 (15.4%) $236,977 (30.3%) 0.00 62
    2021-07-01 $164,450 (30.6%) $304,810 (69.5%) 0.00 61
    2021-08-01 $152,963 (18.8%) $270,125 (45.7%) 0.00 59
    2021-09-01 $147,900 (19.4%) $233,548 (26.5%) 0.00 60
    2021-10-01 $158,950 (27.3%) $235,872 (22.9%) 0.00 67
    2021-11-01 $174,725 (38.8%) $256,428 (34.3%) 0.00 75
    2021-12-01 $154,213 (23.5%) $248,096 (27.9%) 0.00 70
    2022-01-01 $139,900 (19.6%) $247,218 (48.4%) 0.00 65
    2022-02-01 $154,000 (22.3%) $265,703 (43.1%) 0.00 62
    2022-03-01 $149,925 (18.1%) $299,501 (59.0%) 0.00 48
    2022-04-01 $182,000 (40.6%) $323,608 (73.0%) 0.00 42
    2022-05-01 $214,900 (66.0%) $341,040 (62.1%) 0.00 46
    2022-06-01 $197,000 (31.4%) $310,492 (31.0%) 0.00 59
    2022-07-01 $189,900 (15.5%) $294,381 (-3.4%) 0.00 77
    2022-08-01 $185,925 (21.6%) $284,229 (5.2%) 0.00 85
    2022-09-01 $168,225 (13.7%) $267,622 (14.6%) 0.00 78
    2022-10-01 $159,900 (0.6%) $250,834 (6.3%) 0.00 76
    2022-11-01 $168,475 (-3.6%) $260,608 (1.6%) 0.00 80
    2022-12-01 $182,450 (18.3%) $275,326 (11.0%) 0.00 77
    2023-01-01 $184,225 (31.7%) $277,099 (12.1%) 0.00 67
    2023-02-01 $191,725 (24.5%) $275,859 (3.8%) 0.00 63
    2023-03-01 $214,200 (42.9%) $289,655 (-3.3%) 0.00 65
    2023-04-01 $219,850 (20.8%) $298,988 (-7.6%) 0.00 51
    2023-05-01 $234,900 (9.3%) $315,587 (-7.5%) 0.00 54
    2023-06-01 $231,150 (17.3%) $308,068 (-0.8%) 0.00 60
    2023-07-01 $249,450 (31.4%) $307,689 (4.5%) 0.00 61
    2023-08-01 $229,283 (23.3%) $283,654 (-0.2%) 0.00 76
    Point Pleasant's median listing price for 2023-08-01 was $229,283, a difference of $43,358 (23.3%) versus the prior year and $-20,167 versus the prior month.

    Point Pleasant's median listing price comes in at 0% of the national average.

    Point Pleasant's average listing price for 2023-08-01 was $283,654, a difference of $-575 (-0.2%) versus the prior year and $-24,035 versus the prior month.

    For the 2023-08-01 period, Point Pleasant had 76 MLS listings, a difference of 15 listings (25%) versus the prior month and -9 listings (-11%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Point Pleasant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,720 sqft
    2018-02-01 0 days 1,775 sqft
    2018-03-01 0 days 1,714 sqft
    2018-04-01 0 days 1,649 sqft
    2018-05-01 0 days 1,630 sqft
    2018-06-01 0 days 1,657 sqft
    2018-07-01 0 days 1,680 sqft
    2018-08-01 0 days 1,664 sqft
    2018-09-01 0 days 1,623 sqft
    2018-10-01 0 days 1,565 sqft
    2018-11-01 0 days 1,573 sqft
    2018-12-01 0 days 1,590 sqft
    2019-01-01 0 days 1,626 sqft
    2019-02-01 0 days 1,600 sqft
    2019-03-01 0 days 1,584 sqft
    2019-04-01 0 days 1,579 sqft
    2019-05-01 0 days 1,583 sqft
    2019-06-01 0 days 1,668 sqft
    2019-07-01 0 days 1,680 sqft
    2019-08-01 0 days 1,684 sqft
    2019-09-01 0 days 1,682 sqft
    2019-10-01 0 days 1,680 sqft
    2019-11-01 0 days 1,627 sqft
    2019-12-01 0 days 1,594 sqft
    2020-01-01 0 days 1,594 sqft
    2020-02-01 0 days 1,627 sqft
    2020-03-01 0 days 1,550 sqft
    2020-04-01 0 days 1,588 sqft
    2020-05-01 0 days 1,636 sqft
    2020-06-01 0 days 1,722 sqft
    2020-07-01 0 days 1,677 sqft
    2020-08-01 0 days 1,693 sqft
    2020-09-01 0 days 1,624 sqft
    2020-10-01 0 days 1,638 sqft
    2020-11-01 0 days 1,606 sqft
    2020-12-01 0 days 1,596 sqft
    2021-01-01 0 days 1,544 sqft
    2021-02-01 0 days 1,487 sqft
    2021-03-01 0 days 1,480 sqft
    2021-04-01 0 days 1,610 sqft
    2021-05-01 0 days 1,648 sqft
    2021-06-01 0 days 1,721 sqft
    2021-07-01 0 days 1,705 sqft
    2021-08-01 0 days 1,677 sqft
    2021-09-01 0 days 1,743 sqft
    2021-10-01 0 days 1,794 sqft
    2021-11-01 0 days 1,831 sqft
    2021-12-01 0 days 1,791 sqft
    2022-01-01 0 days 1,747 sqft
    2022-02-01 0 days 1,831 sqft
    2022-03-01 0 days 1,672 sqft
    2022-04-01 0 days 1,764 sqft
    2022-05-01 0 days 1,846 sqft
    2022-06-01 0 days 1,844 sqft
    2022-07-01 0 days 1,888 sqft
    2022-08-01 0 days 1,857 sqft
    2022-09-01 0 days 1,820 sqft
    2022-10-01 0 days 1,822 sqft
    2022-11-01 0 days 1,772 sqft
    2022-12-01 0 days 1,826 sqft
    2023-01-01 0 days 1,927 sqft
    2023-02-01 0 days 1,926 sqft
    2023-03-01 0 days 1,821 sqft
    2023-04-01 0 days 1,992 sqft
    2023-05-01 0 days 1,976 sqft
    2023-06-01 0 days 1,996 sqft
    2023-07-01 0 days 2,011 sqft
    2023-08-01 0 days 1,822 sqft
    Point Pleasant's median listing age (time on market) for 2023-08-01 was 0 days.

    Point Pleasant's median square footage for active listings during the 2023-08-01 period was 1,822 sqft. One year prior, the average listing was 1,857 sqft.

    Point Pleasant, WV-OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 455 $79,125,000 $173,901
    Refi 157 $21,625,000 $137,739
    Cash Out Refi 105 $12,245,000 $116,619
    Home Improvement 52 $3,010,000 $57,885
    Other 37 $3,345,000 $90,405

    Point Pleasant's most frequently cited loan purpose was Home Purchase, with 455 originations. The 2nd most popular reason was Refi, with 157 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 203 $35,415,000 $174,458
    4-5% 139 $24,805,000 $178,453
    3-4% 138 $18,840,000 $136,522
    6-7% 105 $14,135,000 $134,619
    7-8% 37 $4,665,000 $126,081
    <2.5% 30 $2,940,000 $98,000
    2.5-3% 29 $3,565,000 $122,931
    Over 8% 21 $1,585,000 $75,476

    During 2022, Point Pleasant's most frequently originated rate bucket was 5-6%, with 203 originations.

    Loan Sizing (Point Pleasant, WV-OH MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 339 $20,975,000 $61,873
    $100k-200k 315 $44,825,000 $142,302
    $200k-400k 124 $32,230,000 $259,919
    $400k-600k 18 $8,200,000 $455,556
    $600k-1000k 6 $4,630,000 $771,667
    $Over $1MM 4 $8,490,000 $2,122,500

    Point Pleasant's loan sizing saw the bucket of loans from $100,000 or less with 339 originations, totaling $20,975,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 344 $63,390,000 $184,273
    60-80% 138 $24,290,000 $176,014
    40-60% 99 $9,935,000 $100,354
    20-40% 70 $5,240,000 $74,857
    Under 20% 41 $1,195,000 $29,146
    Over 100% 7 $1,565,000 $223,571

    Point Pleasant's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 344 originations, totaling $63,390,000 in origination value.