Point Pleasant Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Point Pleasant averaged 7.07% for the week of 2023-09-14, compared to the national average of 7.18% for the same period.

The average rate for the prior week (2023-09-07) was 7.21% and one month ago for the week of 2023-08-10, the average rate was 7.15%.

Point Pleasant's average rate one year ago was 5.78%.

For refis of the same type during the week of 2023-09-14, the average rate was 7.78%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-14 7.18%
Point Pleasant 30 Year Fixed Rate 2023-09-14 7.07%
Point Pleasant 30 Year Fixed Rate Refi 2023-09-14 7.78%
Point Pleasant 15 Year Fixed Rate 2023-09-14 6.41%
Point Pleasant 15 Year Fixed Rate Refi 2023-09-14 6.71%
Point Pleasant 30 Year FHA 2023-09-14 6.87%
Point Pleasant 30 Year FHA Refi 2023-09-14 6.99%
Point Pleasant 30 Year USDA 2023-09-14 7.08%
Point Pleasant 30 Year USDA Refi 2023-09-14 7.08%
Point Pleasant 30 Year VA 2023-09-14 6.71%
Point Pleasant 30 Year VA Refi 2023-09-14 6.81%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Point Pleasant, WV-OH.

Point Pleasant Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Point Pleasant, WV-OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
The Ohio Valley Bank Company 54 5.52% $3,595
Peoples Bank 28 5.22% $3,146
QUICKEN LOANS, LLC 23 5.15% $5,346
RUOFF MORTGAGE COMPANY, INC. 17 5.13% $3,079
Victorian Finance, LLC 10 5.14% $3,926
City National Bank of West Virginia 9 4.68% $938
WesBanco 5 5.38% $3,787
LOANDEPOT.COM, LLC 5 4.47% $4,680
U.S. Bank 5 4.60% $3,815
Farm Credit Mid-America, ACA 4 4.53% $6,800
JPMorgan Chase Bank 4 5.16% $5,416
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 5.40% $3,897
THE VINTON COUNTY NATIONAL BANK 3 6.04% $3,102
UNITED WHOLESALE MORTGAGE, LLC 3 5.98% $5,726
STOCKTON MORTGAGE CORPORATION 3 5.33% $4,379
Gateway First Bank 2 5.31% $5,898
AMERISAVE MORTGAGE CORPORATION 2 4.00% $4,098
CALIBER HOME LOANS, INC. 2 6.06% $4,221
Farm Credit of the Virginias, ACA 2 5.75% $3,210
Fifth Third Bank 2 6.25% $3,375
MOVEMENT MORTGAGE, LLC 2 5.44% $3,584
Mr. Cooper ( Nationstar Mortgage ) 2 6.06% $6,758
Paramount Residential Mortgage Group, Inc. 2 5.81% $5,658
PENNYMAC LOAN SERVICES, LLC 2 4.69% $3,317
VANDERBILT MORTGAGE AND FINANCE, INC. 2 7.88% $5,348
Wells Fargo Bank 2 5.44% $5,132
First Financial Bank 1 5.25% $4,072
Mortgage Research Center, LLC 1 5.88% $5,786
AMERICAN FINANCING CORPORATION 1 5.75% $5,078
Bank of America 1 4.75% $4,608
NFM, INC. 1 4.25% $3,911
Warsaw Federal Savings and Loan Association 1 4.59% $4,752
WEST PENN FINANCIAL SERVICE CENTER, INC. 1 5.75% $3,938
First Federal Savings and Loan Association of Lakewood 1 3.72% $5,505
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.63% $9,227
EVERETT FINANCIAL, INC. 1 4.38% $2,323
RAPID MORTGAGE COMPANY 1 5.88% $4,577
EQUITY RESOURCES, INC. 1 5.25% $3,615
East Coast Capital Corp. 1 3.63% $7,247
The Farmers & Merchants State Bank 1 4.59% $3,389
The Huntington National Bank 1 6.00% $4,001
DAS Acquisition Company, LLC 1 5.63% $7,399
CROSSCOUNTRY MORTGAGE, LLC 1 5.50% $7,629
UNIFY FINANCIAL Credit Union 1 2.28% $0
UNION HOME MORTGAGE CORP. 1 3.38% $5,046
UNITED HOME LOANS, INC. 1 5.50% $5,656
BROKER SOLUTIONS, INC. 1 5.50% $3,191
BETTER MORTGAGE CORPORATION 1 5.88% $2,444
FREEDOM MORTGAGE CORPORATION 1 5.88% $7,118
21ST MORTGAGE CORPORATION 1 6.45% $6,795
Hometown Lenders, Inc. 1 3.88% $3,865
F & M BANK CORP. 1 4.88% $12,611
LAKEVIEW LOAN SERVICING, LLC 1 4.99% $8,334
LIBERTY HOME MORTGAGE CORPORATION 1 5.38% $4,319

Point Pleasant Average Closing Costs & Other Stats

Point Pleasant, WV-OH's 54 lenders originated 806 loans during 2022. The total origination value was $119,350,000, with an average loan value of $148,077.

Point Pleasant's average closing costs are $4,279.

The top Point Pleasant lender as defined by loan originations is The Ohio Valley Bank Company, with 54 loans originated. Their average total fees are $3,595, which is $449 higher than the next largest lender, Peoples Bank.

The lowest fee Point Pleasant lenders (with over 10 loans originated) are RUOFF MORTGAGE COMPANY, INC. ($3,079), Peoples Bank ($3,146), The Ohio Valley Bank Company ($3,595), Victorian Finance, LLC ($3,926) and QUICKEN LOANS, LLC ($5,346).

The lowest rate Point Pleasant lenders (with over 10 loans originated) are RUOFF MORTGAGE COMPANY, INC. (5.13%), Victorian Finance, LLC (5.14%), QUICKEN LOANS, LLC (5.15%), Peoples Bank (5.22%) and The Ohio Valley Bank Company (5.52%).

Point Pleasant, WV-OH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
The Ohio Valley Bank Company $24,745,000 $18,220,000 -26.4% 15.3%
The Farmers Bank & Savings Company $12,710,000 $10,130,000 -20.3% 8.5%
City National Bank of West Virginia $6,565,000 $9,770,000 48.8% 8.2%
QUICKEN LOANS, LLC $14,520,000 $7,915,000 -45.5% 6.6%
Peoples Bank $6,270,000 $6,310,000 0.6% 5.3%
Victorian Finance, LLC $6,880,000 $5,475,000 -20.4% 4.6%
RUOFF MORTGAGE COMPANY, INC. $4,910,000 $4,290,000 -12.6% 3.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,610,000 $2,740,000 5.0% 2.3%
WesBanco Bank, Inc. $5,105,000 $2,690,000 -47.3% 2.3%
Mortgage Research Center, LLC $2,905,000 $2,570,000 -11.5% 2.2%
Farm Credit Mid-America, ACA $3,230,000 $2,440,000 -24.5% 2.0%
THE VINTON COUNTY NATIONAL BANK $1,635,000 $2,290,000 40.1% 1.9%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,445,000 $1,885,000 -22.9% 1.6%
Gateway First Bank $1,510,000 $1,860,000 23.2% 1.6%
LOANDEPOT.COM, LLC $5,060,000 $1,795,000 -64.5% 1.5%
MOVEMENT MORTGAGE, LLC $1,815,000 $1,630,000 -10.2% 1.4%
The Huntington National Bank $1,495,000 $1,485,000 -0.7% 1.2%
Union Savings Bank $1,385,000 n/a 1.2%
AMERISAVE MORTGAGE CORPORATION $390,000 $1,235,000 216.7% 1.0%
U.S. Bank $4,275,000 $1,150,000 -73.1% 1.0%
Paramount Residential Mortgage Group, Inc. $935,000 $1,120,000 19.8% 0.9%
The Poca Valley Bank, Inc. $785,000 $1,055,000 34.4% 0.9%
Summit Community Bank, Inc. $45,000 $1,010,000 2,144.4% 0.8%
Farm Credit of the Virginias, ACA $710,000 $950,000 33.8% 0.8%
Putnam County Bank $1,425,000 $935,000 -34.4% 0.8%
EQUITY RESOURCES, INC. $890,000 n/a 0.7%
FREEDOM MORTGAGE CORPORATION $2,720,000 $870,000 -68.0% 0.7%
UNITED WHOLESALE MORTGAGE, LLC $195,000 $870,000 346.2% 0.7%
ATOMIC CREDIT UNION, INC. $1,555,000 $805,000 -48.2% 0.7%
Bank of Clarke County $805,000 n/a 0.7%
RAPID MORTGAGE COMPANY $1,020,000 $805,000 -21.1% 0.7%
The Union Bank Company $740,000 n/a 0.6%
UNION HOME MORTGAGE CORP. $1,405,000 $735,000 -47.7% 0.6%
Wells Fargo Bank $1,310,000 $725,000 -44.7% 0.6%
Equity Prime Mortgage LLC $705,000 n/a 0.6%
PENNYMAC LOAN SERVICES, LLC $785,000 $700,000 -10.8% 0.6%
BROKER SOLUTIONS, INC. $330,000 $645,000 95.5% 0.5%
The Federal Savings Bank $185,000 $645,000 248.6% 0.5%
Fifth Third Bank $230,000 $610,000 165.2% 0.5%
United Bank $825,000 $570,000 -30.9% 0.5%
LAKEVIEW LOAN SERVICING, LLC $645,000 $525,000 -18.6% 0.4%
STOCKTON MORTGAGE CORPORATION $1,220,000 $515,000 -57.8% 0.4%
Hometown Lenders, Inc. $1,240,000 $505,000 -59.3% 0.4%
JPMorgan Chase Bank $940,000 $490,000 -47.9% 0.4%
21ST MORTGAGE CORPORATION $1,000,000 $485,000 -51.5% 0.4%
Warsaw Federal Savings and Loan Association $475,000 n/a 0.4%
CALIBER HOME LOANS, INC. $1,430,000 $460,000 -67.8% 0.4%
DAS Acquisition Company, LLC $435,000 n/a 0.4%
F & M BANK CORP. $435,000 n/a 0.4%
UNIFY FINANCIAL Credit Union $230,000 $435,000 89.1% 0.4%
Barrington Bank & Trust Company, N.A. $575,000 $410,000 -28.7% 0.3%
EVERETT FINANCIAL, INC. $410,000 n/a 0.3%
Mr. Cooper ( Nationstar Mortgage ) $1,130,000 $410,000 -63.7% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $365,000 $390,000 6.8% 0.3%
First Financial Bank $365,000 n/a 0.3%
ACADEMY MORTGAGE CORPORATION $355,000 n/a 0.3%
East Coast Capital Corp. $355,000 n/a 0.3%
MCNB Bank and Trust Co. $245,000 $355,000 44.9% 0.3%
Princeton Mortgage Corporation $335,000 n/a 0.3%
Nations Lending Corporation $145,000 $325,000 124.1% 0.3%
RELIANCE FIRST CAPITAL, LLC $230,000 $320,000 39.1% 0.3%
AMERICAN FINANCING CORPORATION $315,000 n/a 0.3%
First Federal Savings and Loan Association of Lakewood $325,000 $315,000 -3.1% 0.3%
Bank of America $95,000 $305,000 221.1% 0.3%
USAA Federal Savings Bank $745,000 $300,000 -59.7% 0.3%
LIMA ONE CAPITAL, LLC $220,000 $290,000 31.8% 0.2%
AmRes Corporation $280,000 n/a 0.2%
SIWELL, INC. $275,000 n/a 0.2%
LIBERTY HOME MORTGAGE CORPORATION $655,000 $270,000 -58.8% 0.2%
BETTER MORTGAGE CORPORATION $635,000 $235,000 -63.0% 0.2%
HOME POINT FINANCIAL CORPORATION $485,000 $235,000 -51.5% 0.2%
1ST SIGNATURE LENDING, LLC $85,000 $225,000 164.7% 0.2%
NEWREZ LLC $625,000 $215,000 -65.6% 0.2%
MID AMERICA MORTGAGE, INC. $205,000 n/a 0.2%
NAVY FEDERAL CREDIT UNION $810,000 $205,000 -74.7% 0.2%
MYCUMORTGAGE, LLC $295,000 $185,000 -37.3% 0.2%
The Farmers & Merchants State Bank $185,000 n/a 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $480,000 $175,000 -63.5% 0.1%
North American Savings Bank, F.S.B. $175,000 n/a 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $165,000 n/a 0.1%
T2 FINANCIAL LLC $330,000 $165,000 -50.0% 0.1%
ROYAL UNITED MORTGAGE LLC $95,000 $160,000 68.4% 0.1%
Heartland Bank $150,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $145,000 n/a 0.1%
GUILD MORTGAGE COMPANY $135,000 n/a 0.1%
NFM, INC. $135,000 n/a 0.1%
WEST PENN FINANCIAL SERVICE CENTER, INC. $135,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $55,000 $125,000 127.3% 0.1%
UNITED HOME LOANS, INC. $125,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $405,000 $125,000 -69.1% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $115,000 n/a 0.1%
KEMBA FINANCIAL $55,000 $100,000 81.8% 0.1%
Flagstar Bank, FSB $560,000 $95,000 -83.0% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $405,000 $85,000 -79.0% 0.1%
Citizens Bank $85,000 n/a 0.1%
PRIORITY MORTGAGE CORP. $105,000 $85,000 -19.0% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $535,000 $85,000 -84.1% 0.1%
MICHIGAN MUTUAL, INC. $75,000 n/a 0.1%
HONDA Federal Credit Union $205,000 $65,000 -68.3% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $95,000 $65,000 -31.6% 0.1%
Pathways Financial Credit Union, Inc. $310,000 $65,000 -79.0% 0.1%
Community Trust Bank, Inc. $55,000 n/a 0.0%
The Grant County Bank $75,000 $55,000 -26.7% 0.0%
TELHIO $45,000 n/a 0.0%
Truist $1,110,000 $35,000 -96.8% 0.0%
Deere Employees Credit Union $15,000 n/a 0.0%

Point Pleasant's top lender by overall market share is The Ohio Valley Bank Company, with 15.3% market share. In second place, with 8.5%, is The Farmers Bank & Savings Company, having originated $10,130,000 in loans. In third place, with 8.2%, is City National Bank of West Virginia, having originated $9,770,000 in loans. In fourth place, with 6.6%, is QUICKEN LOANS, LLC, having originated $7,915,000 in loans. In fifth place, with 5.3%, is Peoples Bank, having originated $6,310,000 in loans.


Point Pleasant Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Point Pleasant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $119,750 (6.5%) $165,180 (5.6%) 0.00 187
2018-02-01 $124,975 (11.1%) $170,107 (9.0%) 0.00 188
2018-03-01 $124,950 (7.4%) $161,396 (7.9%) 0.00 191
2018-04-01 $122,250 (6.3%) $157,200 (6.6%) 0.00 199
2018-05-01 $122,400 (5.1%) $167,921 (12.4%) 0.00 205
2018-06-01 $125,580 (4.1%) $172,292 (15.5%) 0.00 218
2018-07-01 $129,500 (9.8%) $180,636 (22.2%) 0.00 219
2018-08-01 $129,900 (18.4%) $182,377 (29.3%) 0.00 221
2018-09-01 $128,000 (11.4%) $182,358 (25.6%) 0.00 220
2018-10-01 $124,475 (5.4%) $177,398 (19.9%) 0.00 215
2018-11-01 $122,450 (3.1%) $178,673 (16.3%) 0.00 205
2018-12-01 $125,000 (5.0%) $176,551 (13.1%) 0.00 190
2019-01-01 $125,000 (4.4%) $176,456 (6.8%) 0.00 171
2019-02-01 $127,000 (1.6%) $172,668 (1.5%) 0.00 173
2019-03-01 $127,264 (1.9%) $177,500 (10.0%) 0.00 181
2019-04-01 $125,889 (3.0%) $182,582 (16.2%) 0.00 184
2019-05-01 $129,650 (5.9%) $182,212 (8.5%) 0.00 180
2019-06-01 $129,900 (3.4%) $184,046 (6.8%) 0.00 178
2019-07-01 $129,900 (0.3%) $185,977 (3.0%) 0.00 171
2019-08-01 $128,482 (-1.1%) $181,779 (-0.3%) 0.00 172
2019-09-01 $126,355 (-1.3%) $169,347 (-7.1%) 0.00 166
2019-10-01 $124,936 (0.4%) $168,165 (-5.2%) 0.00 160
2019-11-01 $119,900 (-2.1%) $171,308 (-4.1%) 0.00 160
2019-12-01 $119,900 (-4.1%) $158,529 (-10.2%) 0.00 156
2020-01-01 $122,200 (-2.2%) $167,343 (-5.2%) 0.00 144
2020-02-01 $119,900 (-5.6%) $164,031 (-5.0%) 0.00 149
2020-03-01 $118,750 (-6.7%) $159,456 (-10.2%) 0.00 149
2020-04-01 $119,000 (-5.5%) $164,054 (-10.2%) 0.00 147
2020-05-01 $124,900 (-3.7%) $172,151 (-5.5%) 0.00 131
2020-06-01 $129,900 (0.0%) $181,893 (-1.2%) 0.00 130
2020-07-01 $125,950 (-3.0%) $179,805 (-3.3%) 0.00 139
2020-08-01 $128,750 (0.2%) $185,372 (2.0%) 0.00 124
2020-09-01 $123,825 (-2.0%) $184,694 (9.1%) 0.00 102
2020-10-01 $124,900 (0.0%) $191,886 (14.1%) 0.00 99
2020-11-01 $125,925 (5.0%) $191,011 (11.5%) 0.00 89
2020-12-01 $124,900 (4.2%) $194,003 (22.4%) 0.00 89
2021-01-01 $117,000 (-4.3%) $166,554 (-0.5%) 0.00 80
2021-02-01 $125,900 (5.0%) $185,747 (13.2%) 0.00 61
2021-03-01 $126,975 (6.9%) $188,356 (18.1%) 0.00 66
2021-04-01 $129,450 (8.8%) $187,019 (14.0%) 0.00 66
2021-05-01 $129,450 (3.6%) $210,341 (22.2%) 0.00 61
2021-06-01 $149,925 (15.4%) $236,977 (30.3%) 0.00 62
2021-07-01 $164,450 (30.6%) $304,810 (69.5%) 0.00 61
2021-08-01 $152,963 (18.8%) $270,125 (45.7%) 0.00 59
2021-09-01 $147,900 (19.4%) $233,548 (26.5%) 0.00 60
2021-10-01 $158,950 (27.3%) $235,872 (22.9%) 0.00 67
2021-11-01 $174,725 (38.8%) $256,428 (34.3%) 0.00 75
2021-12-01 $154,213 (23.5%) $248,096 (27.9%) 0.00 70
2022-01-01 $139,900 (19.6%) $247,218 (48.4%) 0.00 65
2022-02-01 $154,000 (22.3%) $265,703 (43.1%) 0.00 62
2022-03-01 $149,925 (18.1%) $299,501 (59.0%) 0.00 48
2022-04-01 $182,000 (40.6%) $323,608 (73.0%) 0.00 42
2022-05-01 $214,900 (66.0%) $341,040 (62.1%) 0.00 46
2022-06-01 $197,000 (31.4%) $310,492 (31.0%) 0.00 59
2022-07-01 $189,900 (15.5%) $294,381 (-3.4%) 0.00 77
2022-08-01 $185,925 (21.6%) $284,229 (5.2%) 0.00 85
2022-09-01 $168,225 (13.7%) $267,622 (14.6%) 0.00 78
2022-10-01 $159,900 (0.6%) $250,834 (6.3%) 0.00 76
2022-11-01 $168,475 (-3.6%) $260,608 (1.6%) 0.00 80
2022-12-01 $182,450 (18.3%) $275,326 (11.0%) 0.00 77
2023-01-01 $184,225 (31.7%) $277,099 (12.1%) 0.00 67
2023-02-01 $191,725 (24.5%) $275,859 (3.8%) 0.00 63
2023-03-01 $214,200 (42.9%) $289,655 (-3.3%) 0.00 65
2023-04-01 $219,850 (20.8%) $298,988 (-7.6%) 0.00 51
2023-05-01 $234,900 (9.3%) $315,587 (-7.5%) 0.00 54
2023-06-01 $231,150 (17.3%) $308,068 (-0.8%) 0.00 60
2023-07-01 $249,450 (31.4%) $307,689 (4.5%) 0.00 61
2023-08-01 $229,283 (23.3%) $283,654 (-0.2%) 0.00 76
Point Pleasant's median listing price for 2023-08-01 was $229,283, a difference of $43,358 (23.3%) versus the prior year and $-20,167 versus the prior month.

Point Pleasant's median listing price comes in at 0% of the national average.

Point Pleasant's average listing price for 2023-08-01 was $283,654, a difference of $-575 (-0.2%) versus the prior year and $-24,035 versus the prior month.

For the 2023-08-01 period, Point Pleasant had 76 MLS listings, a difference of 15 listings (25%) versus the prior month and -9 listings (-11%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Point Pleasant (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,720 sqft
2018-02-01 0 days 1,775 sqft
2018-03-01 0 days 1,714 sqft
2018-04-01 0 days 1,649 sqft
2018-05-01 0 days 1,630 sqft
2018-06-01 0 days 1,657 sqft
2018-07-01 0 days 1,680 sqft
2018-08-01 0 days 1,664 sqft
2018-09-01 0 days 1,623 sqft
2018-10-01 0 days 1,565 sqft
2018-11-01 0 days 1,573 sqft
2018-12-01 0 days 1,590 sqft
2019-01-01 0 days 1,626 sqft
2019-02-01 0 days 1,600 sqft
2019-03-01 0 days 1,584 sqft
2019-04-01 0 days 1,579 sqft
2019-05-01 0 days 1,583 sqft
2019-06-01 0 days 1,668 sqft
2019-07-01 0 days 1,680 sqft
2019-08-01 0 days 1,684 sqft
2019-09-01 0 days 1,682 sqft
2019-10-01 0 days 1,680 sqft
2019-11-01 0 days 1,627 sqft
2019-12-01 0 days 1,594 sqft
2020-01-01 0 days 1,594 sqft
2020-02-01 0 days 1,627 sqft
2020-03-01 0 days 1,550 sqft
2020-04-01 0 days 1,588 sqft
2020-05-01 0 days 1,636 sqft
2020-06-01 0 days 1,722 sqft
2020-07-01 0 days 1,677 sqft
2020-08-01 0 days 1,693 sqft
2020-09-01 0 days 1,624 sqft
2020-10-01 0 days 1,638 sqft
2020-11-01 0 days 1,606 sqft
2020-12-01 0 days 1,596 sqft
2021-01-01 0 days 1,544 sqft
2021-02-01 0 days 1,487 sqft
2021-03-01 0 days 1,480 sqft
2021-04-01 0 days 1,610 sqft
2021-05-01 0 days 1,648 sqft
2021-06-01 0 days 1,721 sqft
2021-07-01 0 days 1,705 sqft
2021-08-01 0 days 1,677 sqft
2021-09-01 0 days 1,743 sqft
2021-10-01 0 days 1,794 sqft
2021-11-01 0 days 1,831 sqft
2021-12-01 0 days 1,791 sqft
2022-01-01 0 days 1,747 sqft
2022-02-01 0 days 1,831 sqft
2022-03-01 0 days 1,672 sqft
2022-04-01 0 days 1,764 sqft
2022-05-01 0 days 1,846 sqft
2022-06-01 0 days 1,844 sqft
2022-07-01 0 days 1,888 sqft
2022-08-01 0 days 1,857 sqft
2022-09-01 0 days 1,820 sqft
2022-10-01 0 days 1,822 sqft
2022-11-01 0 days 1,772 sqft
2022-12-01 0 days 1,826 sqft
2023-01-01 0 days 1,927 sqft
2023-02-01 0 days 1,926 sqft
2023-03-01 0 days 1,821 sqft
2023-04-01 0 days 1,992 sqft
2023-05-01 0 days 1,976 sqft
2023-06-01 0 days 1,996 sqft
2023-07-01 0 days 2,011 sqft
2023-08-01 0 days 1,822 sqft
Point Pleasant's median listing age (time on market) for 2023-08-01 was 0 days.

Point Pleasant's median square footage for active listings during the 2023-08-01 period was 1,822 sqft. One year prior, the average listing was 1,857 sqft.

Point Pleasant, WV-OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 455 $79,125,000 $173,901
Refi 157 $21,625,000 $137,739
Cash Out Refi 105 $12,245,000 $116,619
Home Improvement 52 $3,010,000 $57,885
Other 37 $3,345,000 $90,405

Point Pleasant's most frequently cited loan purpose was Home Purchase, with 455 originations. The 2nd most popular reason was Refi, with 157 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 203 $35,415,000 $174,458
4-5% 139 $24,805,000 $178,453
3-4% 138 $18,840,000 $136,522
6-7% 105 $14,135,000 $134,619
7-8% 37 $4,665,000 $126,081
<2.5% 30 $2,940,000 $98,000
2.5-3% 29 $3,565,000 $122,931
Over 8% 21 $1,585,000 $75,476

During 2022, Point Pleasant's most frequently originated rate bucket was 5-6%, with 203 originations.

Loan Sizing (Point Pleasant, WV-OH MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 339 $20,975,000 $61,873
$100k-200k 315 $44,825,000 $142,302
$200k-400k 124 $32,230,000 $259,919
$400k-600k 18 $8,200,000 $455,556
$600k-1000k 6 $4,630,000 $771,667
$Over $1MM 4 $8,490,000 $2,122,500

Point Pleasant's loan sizing saw the bucket of loans from $100,000 or less with 339 originations, totaling $20,975,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 344 $63,390,000 $184,273
60-80% 138 $24,290,000 $176,014
40-60% 99 $9,935,000 $100,354
20-40% 70 $5,240,000 $74,857
Under 20% 41 $1,195,000 $29,146
Over 100% 7 $1,565,000 $223,571

Point Pleasant's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 344 originations, totaling $63,390,000 in origination value.