Bm Real Estate Services Mortgage Rates, Fees & Info

Calabasas, CA

LEI: 54930091CYUK2SDZ6D37

Tax ID: 33-0886403

5 stars - out of 5 stars, based on 64 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Bm Real Estate Services is a small mortgage company specializing in Refi, Home Purchase, and Cash Out Refi loans. Bm Real Estate Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Los Angeles, Riverside, Oxnard, Austin, and Santa Maria among others. Bm Real Estate Services has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Bm Real Estate Services is typically an average fee lendor.


Originations

4,086

Origination Dollar Volume (All Markets)

$1,865,860,000

Relative Rate

Bm Real Estate Services 's average 30 year fixed rate mortgage of loans were 3.22%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.07%.

Relative Fees

Bm Real Estate Services 's average total fees for a 30 year fixed rate mortgage are $4,231.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,119 $834,805,000 $746,028 $6,054 3.13%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 257 $103,075,000 $401,070 $5,126 3.19%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 149 $93,035,000 $624,396 $0 3.02%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 152 $56,290,000 $370,329 $5,530 2.99%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 54 $53,920,000 $998,519 $0 3.30%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 228 $44,830,000 $196,623 $0 3.46%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 145 $40,875,000 $281,897 $0 3.06%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 139 $39,845,000 $286,655 $0 3.21%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 59 $36,975,000 $626,695 $0 3.06%
Outside of Metro Areas 106 $35,740,000 $337,170 $0 3.17%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 53 $32,055,000 $604,811 $0 3.11%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 75 $24,365,000 $324,867 $0 3.09%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 60 $21,780,000 $363,000 $0 3.26%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 125 $21,495,000 $171,960 $0 3.30%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 50 $20,220,000 $404,400 $0 3.26%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 80 $19,850,000 $248,125 $0 3.26%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 51 $19,085,000 $374,216 $0 2.91%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 20 $14,780,000 $739,000 $0 3.27%
LAREDO, TX (FHA|USDA|VA) 52 $14,440,000 $277,692 $0 3.22%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 44 $13,140,000 $298,636 $0 3.24%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 33 $13,125,000 $397,727 $0 3.26%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 37 $11,895,000 $321,486 $0 3.09%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 31 $10,165,000 $327,903 $0 2.89%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 12 $9,410,000 $784,167 $0 4.44%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 23 $9,165,000 $398,478 $0 3.15%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 19 $8,395,000 $441,842 $0 3.10%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 29 $8,285,000 $285,690 $0 3.02%
WORCESTER, MA-CT (FHA|USDA|VA) 30 $8,280,000 $276,000 $0 3.14%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 26 $7,330,000 $281,923 $0 3.22%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 22 $6,520,000 $296,364 $0 3.10%
RENO, NV (FHA|USDA|VA) 12 $5,570,000 $464,167 $0 3.07%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 11 $5,435,000 $494,091 $0 2.89%
STOCKTON, CA (FHA|USDA|VA) 18 $5,430,000 $301,667 $0 2.58%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 13 $5,365,000 $412,692 $0 3.37%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 11 $5,035,000 $457,727 $0 3.18%
MODESTO, CA (FHA|USDA|VA) 15 $4,925,000 $328,333 $0 3.87%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 13 $4,755,000 $365,769 $0 2.92%
URBAN HONOLULU, HI (FHA|USDA|VA) 9 $4,745,000 $527,222 $0 3.17%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 10 $4,600,000 $460,000 $0 2.97%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 14 $4,490,000 $320,714 $0 3.05%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 13 $4,475,000 $344,231 $0 3.26%
SALINAS, CA (FHA|USDA|VA) 4 $4,430,000 $1,107,500 $0 3.25%
CHICO, CA (FHA|USDA|VA) 16 $4,280,000 $267,500 $0 2.87%
BATON ROUGE, LA (FHA|USDA|VA) 21 $4,215,000 $200,714 $0 3.36%
Key West, FL (FHA|USDA|VA) 3 $4,175,000 $1,391,667 $0 3.96%
VALLEJO, CA (FHA|USDA|VA) 10 $3,850,000 $385,000 $0 3.06%
Holland, MI (FHA|USDA|VA) 16 $3,790,000 $236,875 $0 3.55%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 19 $3,705,000 $195,000 $0 3.07%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 15 $3,675,000 $245,000 $0 3.28%
Hilo, HI (FHA|USDA|VA) 5 $3,565,000 $713,000 $0 3.65%
RALEIGH-CARY, NC (FHA|USDA|VA) 12 $3,450,000 $287,500 $0 2.81%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 15 $3,265,000 $217,667 $0 3.15%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 6 $3,080,000 $513,333 $0 2.97%
Alma, MI (FHA|USDA|VA) 18 $2,970,000 $165,000 $0 3.60%
RICHMOND, VA (FHA|USDA|VA) 11 $2,945,000 $267,727 $0 2.99%
Mount Pleasant, MI (FHA|USDA|VA) 20 $2,790,000 $139,500 $0 3.55%
TUCSON, AZ (FHA|USDA|VA) 12 $2,740,000 $228,333 $0 3.23%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $2,630,000 $438,333 $0 3.33%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $2,510,000 $627,500 $0 4.16%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 9 $2,405,000 $267,222 $0 3.18%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $2,380,000 $396,667 $0 3.50%
MUSKEGON, MI (FHA|USDA|VA) 17 $2,345,000 $137,941 $0 3.29%
FLINT, MI (FHA|USDA|VA) 10 $2,270,000 $227,000 $0 3.66%
SALT LAKE CITY, UT (FHA|USDA|VA) 6 $2,190,000 $365,000 $0 3.16%
BAKERSFIELD, CA (FHA|USDA|VA) 8 $2,090,000 $261,250 $0 2.92%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 10 $2,040,000 $204,000 $0 3.02%
JACKSONVILLE, FL (FHA|USDA|VA) 8 $2,030,000 $253,750 $0 2.89%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $1,925,000 $385,000 $0 2.87%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 9 $1,915,000 $212,778 $0 3.12%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 9 $1,895,000 $210,556 $0 2.98%
PITTSBURGH, PA (FHA|USDA|VA) 5 $1,825,000 $365,000 $0 2.50%
BOISE CITY, ID (FHA|USDA|VA) 5 $1,825,000 $365,000 $0 2.68%
Fredericksburg, TX (FHA|USDA|VA) 4 $1,760,000 $440,000 $0 3.28%
Gardnerville Ranchos, NV (FHA|USDA|VA) 4 $1,670,000 $417,500 $0 2.88%
COLORADO SPRINGS, CO (FHA|USDA|VA) 5 $1,525,000 $305,000 $0 3.28%
COLUMBUS, OH (FHA|USDA|VA) 8 $1,500,000 $187,500 $0 3.80%
CARSON CITY, NV (FHA|USDA|VA) 4 $1,470,000 $367,500 $0 2.94%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 6 $1,400,000 $233,333 $0 3.21%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 5 $1,375,000 $275,000 $0 3.22%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 5 $1,355,000 $271,000 $0 4.08%
FRESNO, CA (FHA|USDA|VA) 5 $1,315,000 $263,000 $0 2.85%
EAST STROUDSBURG, PA (FHA|USDA|VA) 5 $1,255,000 $251,000 $0 3.94%
MEDFORD, OR (FHA|USDA|VA) 5 $1,235,000 $247,000 $0 3.06%
CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $1,230,000 $205,000 $0 3.43%
BOULDER, CO (FHA|USDA|VA) 2 $1,230,000 $615,000 $0 2.50%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 6 $1,220,000 $203,333 $0 3.23%
MIDLAND, MI (FHA|USDA|VA) 9 $1,215,000 $135,000 $0 3.29%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $1,150,000 $287,500 $0 3.06%
YUMA, AZ (FHA|USDA|VA) 3 $1,125,000 $375,000 $0 2.79%
Big Rapids, MI (FHA|USDA|VA) 6 $1,120,000 $186,667 $0 3.58%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $1,100,000 $275,000 $0 4.22%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $1,080,000 $540,000 $0 2.44%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $1,075,000 $215,000 $0 3.10%
VISALIA, CA (FHA|USDA|VA) 4 $1,060,000 $265,000 $0 3.04%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 5 $1,055,000 $211,000 $0 3.22%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $1,045,000 $348,333 $0 3.38%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $1,020,000 $255,000 $0 3.09%
ST. GEORGE, UT (FHA|USDA|VA) 4 $990,000 $247,500 $0 3.44%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $955,000 $318,333 $0 2.83%
PROVO-OREM, UT (FHA|USDA|VA) 4 $930,000 $232,500 $0 3.13%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 4 $910,000 $227,500 $0 3.16%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $845,000 $281,667 $0 3.13%
ASHEVILLE, NC (FHA|USDA|VA) 2 $830,000 $415,000 $0 3.56%
PANAMA CITY, FL (FHA|USDA|VA) 3 $825,000 $275,000 $0 3.13%
Elko, NV (FHA|USDA|VA) 3 $825,000 $275,000 $0 3.13%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $825,000 $275,000 $0 2.91%
BEND, OR (FHA|USDA|VA) 3 $825,000 $275,000 $0 3.25%
WILMINGTON, NC (FHA|USDA|VA) 2 $810,000 $405,000 $0 3.38%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $805,000 $268,333 $0 3.67%
KNOXVILLE, TN (FHA|USDA|VA) 3 $805,000 $268,333 $0 2.75%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $790,000 $197,500 $0 3.13%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $735,000 $245,000 $0 3.21%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $730,000 $365,000 $0 2.75%
FORT COLLINS, CO (FHA|USDA|VA) 2 $730,000 $365,000 $0 3.25%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $730,000 $365,000 $0 2.63%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $720,000 $360,000 $0 3.50%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $695,000 $231,667 $3,129 2.67%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $695,000 $695,000 $0 2.50%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $670,000 $335,000 $0 2.94%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $650,000 $325,000 $0 2.81%
ANN ARBOR, MI (FHA|USDA|VA) 3 $645,000 $215,000 $0 2.29%
Outside of Metro Areas 2 $630,000 $315,000 $0 3.44%
SAVANNAH, GA (FHA|USDA|VA) 2 $630,000 $315,000 $0 3.75%
YAKIMA, WA (FHA|USDA|VA) 2 $630,000 $315,000 $0 3.06%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $630,000 $315,000 $0 3.37%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $625,000 $208,333 $0 3.12%
COLUMBIA, SC (FHA|USDA|VA) 3 $615,000 $205,000 $0 3.33%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $615,000 $205,000 $3,758 3.17%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $610,000 $305,000 $0 2.75%
GAINESVILLE, FL (FHA|USDA|VA) 2 $600,000 $300,000 $0 3.24%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $580,000 $290,000 $0 2.94%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $565,000 $188,333 $0 3.20%
NEW BERN, NC (FHA|USDA|VA) 1 $545,000 $545,000 $0 2.13%
Gainesville, TX (FHA|USDA|VA) 1 $535,000 $535,000 $0 3.25%
North Wilkesboro, NC (FHA|USDA|VA) 1 $535,000 $535,000 $0 2.50%
Kalispell, MT (FHA|USDA|VA) 2 $530,000 $265,000 $0 4.50%
HARRISONBURG, VA (FHA|USDA|VA) 2 $520,000 $260,000 $0 2.13%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $515,000 $171,667 $0 3.29%
LANCASTER, PA (FHA|USDA|VA) 2 $510,000 $255,000 $0 3.06%
Baraboo, WI (FHA|USDA|VA) 1 $505,000 $505,000 $0 2.50%
REDDING, CA (FHA|USDA|VA) 2 $500,000 $250,000 $0 3.00%
SALEM, OR (FHA|USDA|VA) 2 $500,000 $250,000 $0 3.12%
Glenwood Springs, CO (FHA|USDA|VA) 1 $495,000 $495,000 $0 2.75%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $485,000 $485,000 $0 3.25%
Shawano, WI (FHA|USDA|VA) 1 $485,000 $485,000 $0 3.00%
Jackson, WY-ID (FHA|USDA|VA) 1 $485,000 $485,000 $0 3.25%
Huntsville, TX (FHA|USDA|VA) 2 $470,000 $235,000 $0 2.50%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $470,000 $235,000 $0 2.81%
WACO, TX (FHA|USDA|VA) 2 $460,000 $230,000 $0 2.50%
MIDLAND, TX (FHA|USDA|VA) 1 $445,000 $445,000 $0 3.38%
Paris, TX (FHA|USDA|VA) 2 $440,000 $220,000 $0 3.50%
Granbury, TX (FHA|USDA|VA) 3 $425,000 $141,667 $0 3.50%
LOGAN, UT-ID (FHA|USDA|VA) 2 $420,000 $210,000 $0 3.25%
EL CENTRO, CA (FHA|USDA|VA) 2 $420,000 $210,000 $0 3.38%
Warsaw, IN (FHA|USDA|VA) 2 $420,000 $210,000 $0 3.31%
BAY CITY, MI (FHA|USDA|VA) 3 $405,000 $135,000 $0 3.17%
Minden, LA (FHA|USDA|VA) 1 $395,000 $395,000 $0 3.13%
MOBILE, AL (FHA|USDA|VA) 1 $385,000 $385,000 $0 3.25%
GREELEY, CO (FHA|USDA|VA) 2 $380,000 $190,000 $0 3.31%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $375,000 $375,000 $0 2.63%
RACINE, WI (FHA|USDA|VA) 1 $375,000 $375,000 $0 2.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $370,000 $185,000 $0 2.69%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $365,000 $365,000 $0 2.75%
Brevard, NC (FHA|USDA|VA) 1 $355,000 $355,000 $0 2.75%
Mount Sterling, KY (FHA|USDA|VA) 1 $355,000 $355,000 $0 2.75%
Astoria, OR (FHA|USDA|VA) 1 $355,000 $355,000 $0 2.88%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $330,000 $165,000 $0 3.44%
TYLER, TX (FHA|USDA|VA) 2 $330,000 $165,000 $0 2.44%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $325,000 $325,000 $0 2.75%
Brownwood, TX (FHA|USDA|VA) 1 $325,000 $325,000 $0 0.00%
SPARTANBURG, SC (FHA|USDA|VA) 2 $320,000 $160,000 $0 3.06%
EL PASO, TX (FHA|USDA|VA) 1 $315,000 $315,000 $0 3.00%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $310,000 $155,000 $0 3.50%
AKRON, OH (FHA|USDA|VA) 2 $310,000 $155,000 $0 3.75%
MADERA, CA (FHA|USDA|VA) 1 $305,000 $305,000 $0 1.88%
CaƱon City, CO (FHA|USDA|VA) 1 $295,000 $295,000 $0 3.38%
BURLINGTON, NC (FHA|USDA|VA) 1 $295,000 $295,000 $0 2.50%
NAPA, CA (FHA|USDA|VA) 1 $295,000 $295,000 $0 2.63%
Sevierville, TN (FHA|USDA|VA) 2 $290,000 $145,000 $0 3.00%
Craig, CO (FHA|USDA|VA) 1 $285,000 $285,000 $0 3.25%
CLEVELAND, TN (FHA|USDA|VA) 1 $285,000 $285,000 $0 3.00%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $285,000 $285,000 $0 4.50%
SANTA FE, NM (FHA|USDA|VA) 1 $285,000 $285,000 $0 2.88%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $265,000 $265,000 $0 2.63%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $265,000 $265,000 $0 3.13%
Raymondville, TX (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.50%
TOLEDO, OH (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.63%
Heber, UT (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.00%
Morehead City, NC (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.63%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.38%
ODESSA, TX (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.38%
JACKSON, TN (FHA|USDA|VA) 1 $245,000 $245,000 $0 2.25%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $245,000 $245,000 $0 2.25%
MERCED, CA (FHA|USDA|VA) 1 $235,000 $235,000 $0 2.75%
READING, PA (FHA|USDA|VA) 1 $235,000 $235,000 $0 2.75%
Hood River, OR (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.49%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $235,000 $235,000 $0 2.87%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.38%
Dublin, GA (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.13%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $215,000 $215,000 $0 4.75%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.50%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $215,000 $215,000 $0 2.50%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.38%
TULSA, OK (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.75%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.25%
PUEBLO, CO (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.63%
GREENVILLE, NC (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.75%
NILES, MI (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.50%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.00%
ALBANY, GA (FHA|USDA|VA) 1 $195,000 $195,000 $0 2.75%
Van Wert, OH (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.50%
Coos Bay, OR (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.25%
McPherson, KS (FHA|USDA|VA) 2 $190,000 $95,000 $0 4.44%
Chillicothe, OH (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.00%
VICTORIA, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.00%
LUBBOCK, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.50%
McMinnville, TN (FHA|USDA|VA) 1 $185,000 $185,000 $0 0.00%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $185,000 $185,000 $0 2.25%
AMARILLO, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.38%
Crescent City, CA (FHA|USDA|VA) 1 $175,000 $175,000 $0 0.00%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $175,000 $175,000 $0 2.87%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.25%
YUBA CITY, CA (FHA|USDA|VA) 1 $165,000 $165,000 $0 1.88%
FORT WAYNE, IN (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.37%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.25%
Madisonville, KY (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.63%
Lawrenceburg, TN (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.88%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.00%
LIMA, OH (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.75%
OCALA, FL (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.75%
SAGINAW, MI (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.25%
Calhoun, GA (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.13%
DALTON, GA (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.50%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $140,000 $70,000 $0 4.00%
Adrian, MI (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.88%
Vernon, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.88%
Traverse City, MI (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.00%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.38%
BRUNSWICK, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
COLUMBUS, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.13%

Bm Real Estate Services 's top markets include Los Angeles, Riverside, Oxnard, Austin, and Santa Maria among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 3,469 $1,701,035,000 $490,353 $4,942 3.19%
FHA 442 $105,920,000 $239,638 $0 3.18%
VA 160 $55,810,000 $348,813 $0 2.73%
USDA 15 $3,095,000 $206,333 $0 3.06%

For the 2021 period, Bm Real Estate Services 's most frequently originated loan type of loans were Conventional, with 3,469 originations. Their 2nd most popular type is FHA, with 442 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 1,553 $697,945,000 $449,417 $5,079 2.92%
Home Purchase 1,469 $692,955,000 $471,719 $4,442 3.36%
Cash Out Refi 876 $395,160,000 $451,096 $0 3.28%
Home Improvement 116 $49,690,000 $428,362 $5,530 3.17%
Other 72 $30,110,000 $418,194 $0 3.09%

For the 2021, Bm Real Estate Services 's most frequently cited loan purpose of loans were Refi, with 1,553 originations. The 2nd most popular reason of loans were Home Purchase, with 1,469 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 3,643 $1,660,455,000 $455,793 $4,231 3.22%
15 Year 252 $81,610,000 $323,849 $8,497 2.47%
20 Year 86 $27,250,000 $316,860 $0 2.90%
30+ year 43 $76,845,000 $1,787,093 $0 4.34%
Other 33 $12,245,000 $371,061 $0 3.10%
10 Year 29 $7,455,000 $257,069 $0 2.22%

For the 2021, Bm Real Estate Services 's most frequently cited loan length of loans were 30 Year, with 3,643 originations. The 2nd most popular length of loans were 15 Year, with 252 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 4 $1,270,000 $317,500
$2k-3k 1 $455,000 $455,000
$5k+ 1 $385,000 $385,000

$4,231 of loans were Bm Real Estate Services 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 4 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 1,614 $713,590,000 $442,125
2.5-3% 1,577 $713,075,000 $452,172
<2.5% 515 $184,405,000 $358,068
4-5% 248 $181,190,000 $730,605
5-6% 60 $43,860,000 $731,000
6-7% 10 $5,850,000 $585,000
7-8% 3 $465,000 $155,000
Over 8% 3 $335,000 $111,667

During 2021, Bm Real Estate Services 's average interest rate of loans were 3.22%, while their most frequently originated rate bucket of loans were 3-4%, with 1,614 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 1,635 $477,075,000 $291,789 $5,813 3.08%
$400k-600k 885 $435,635,000 $492,243 $4,755 3.02%
$100k-200k 768 $121,230,000 $157,852 $3,758 3.27%
$600k-1MM 402 $306,560,000 $762,587 $0 3.34%
$1MM+ 314 $519,030,000 $1,652,962 $0 3.57%
$100,000 or less 82 $6,330,000 $77,195 $0 3.23%

2021 saw Bm Real Estate Services place emphasis on $200k-400k loans with 1,635 originations, totaling $477,075,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 786 $299,850,000 $381,489 $5,879 3.05%
$150k-250k 747 $382,865,000 $512,537 $0 3.08%
$250k+ 680 $671,340,000 $987,265 $3,758 3.35%
$50k or less 652 $157,900,000 $242,178 $0 3.39%
$50k-75k 624 $157,120,000 $251,795 $5,126 3.12%
$75k-100k 580 $184,010,000 $317,259 $3,129 3.03%

Bm Real Estate Services lent most frequently to those with incomes in the $100k-150k range, with 786 originations. The second most popular income band? $150k-250k, with 747 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 686 $316,320,000 $461,108 $3,758 3.04%
30-36% 642 $302,290,000 $470,857 $0 3.15%
<20% 336 $173,490,000 $516,339 $0 3.02%
42% 195 $109,885,000 $563,513 $0 3.20%
49% 188 $85,760,000 $456,170 $0 3.26%
44% 185 $74,375,000 $402,027 $0 3.27%
43% 182 $69,780,000 $383,407 $0 3.22%
41% 170 $81,260,000 $478,000 $0 3.27%
50-60% 166 $49,030,000 $295,361 $0 3.19%
39% 154 $73,500,000 $477,273 $3,129 3.21%
38% 152 $76,260,000 $501,711 $0 3.18%
40% 150 $74,140,000 $494,267 $0 3.09%
37% 148 $68,630,000 $463,716 $0 3.13%
46% 115 $48,555,000 $422,217 $0 3.00%
47% 113 $43,165,000 $381,991 $3,610 3.08%
45% 112 $45,610,000 $407,232 $5,126 3.22%
48% 110 $50,080,000 $455,273 $8,497 3.09%
36% 105 $40,005,000 $381,000 $5,530 3.13%
>60% 22 $12,270,000 $557,727 $0 4.04%

Bm Real Estate Services lent most frequently to those with DTI ratios of 20-30%, with 686 originations. The next most common DTI ratio? 30-36%, with 642 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 2,705 $1,243,815,000 $459,821 $4,007 3.18%
Not provided 851 $416,595,000 $489,536 $6,812 3.09%
Asian 282 $131,880,000 $467,660 $0 3.17%
Black 222 $65,180,000 $293,604 $0 3.34%
American Indian 17 $4,595,000 $270,294 $0 3.33%
Native Hawaiian 3 $1,815,000 $605,000 $0 2.81%
Asian Indian 3 $985,000 $328,333 $0 3.88%
Other Asian 1 $545,000 $545,000 $0 3.63%
Korean 1 $245,000 $245,000 $0 3.25%
Chinese 1 $205,000 $205,000 $0 4.13%

Approval Rates

Total approvals of all applications
84.74%

Bm Real Estate Services has a below average approval rate.

Pick Rate

Approvals leading to origination
76.33%

Bm Real Estate Services has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 4,086 $1,865,860,000 $456,647

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
4,086 $1,865,860,000 $456,647

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 317 $136,405,000 $430,300 $3,610 2.90%
40-60% 998 $492,490,000 $493,477 $8,497 2.98%
60-80% 1,541 $794,585,000 $515,629 $4,139 3.30%
80-100% 1,175 $423,425,000 $360,362 $5,126 3.26%
Over 100% 11 $3,845,000 $349,545 $0 2.95%
Under 20% 44 $15,110,000 $343,409 $0 2.54%