Bm Real Estate Services Mortgage Rates, Fees & Info

Calabasas, CA

LEI: 54930091CYUK2SDZ6D37

Tax ID: 33-0886403

1 stars - Updated: 5/27/24 - out of 5 stars, based on 29 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Bm Real Estate Services is a smaller mortgage company specializing in Home Purchase loans. Bm Real Estate Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Orlando, Oxnard, Dallas, and Riverside among others. We have data for 114 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bm Real Estate Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bm Real Estate Services is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 8.16% 5/27/24
30 Year Conventional Purchase 7.40% 5/27/24
30 Year Conventional Refi 6.94% 5/27/24
30 Year Cash-out Refi 7.15% 5/27/24
30 Year FHA Purchase 6.27% 5/27/24
30 Year VA Purchase 6.27% 5/27/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Bm Real Estate Services Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Bm Real Estate Services. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

813

Origination Dollar Volume (All Markets)

$371,115,000

Awards

BM Real Estate Services FHA Loans silver
Show all (1) awards

Relative Rate

Bm Real Estate Services's average 30 year fixed mortgage rate was 7.26%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.78%.

Relative Fees (Closing Costs)

Bm Real Estate Services's average total fees/closing costs for a 30 year fixed rate mortgage were $11,834.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 119 $108,195,000 $909,202 $14,948 7.45%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 58 $27,670,000 $477,069 $18,948 6.41%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 44 $26,900,000 $611,364 $13,052 7.03%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 59 $21,005,000 $356,017 $11,697 7.11%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 34 $18,590,000 $546,765 $9,247 7.61%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 33 $13,435,000 $407,121 $12,917 6.83%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 29 $10,435,000 $359,828 $11,160 7.31%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 32 $8,740,000 $273,125 $6,417 7.14%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 24 $8,640,000 $360,000 $13,978 6.99%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 18 $8,400,000 $466,667 $14,541 8.03%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 13 $7,355,000 $565,769 $13,232 7.87%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 37 $6,935,000 $187,432 $6,806 6.81%
Outside of Metro Areas 23 $6,475,000 $281,522 $7,105 7.44%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 8 $6,400,000 $800,000 $16,148 7.63%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 9 $5,795,000 $643,889 $10,648 6.96%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 11 $4,415,000 $401,364 $13,513 7.00%
Hilo, HI (FHA|USDA|VA) 4 $3,710,000 $927,500 $5,601 8.72%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 5 $3,615,000 $723,000 $6,348 7.08%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 12 $3,490,000 $290,833 $14,239 7.55%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 5 $3,405,000 $681,000 $14,891 7.62%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 11 $3,325,000 $302,273 $10,560 7.59%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 20 $3,020,000 $151,000 $6,880 8.29%
JACKSONVILLE, FL (FHA|USDA|VA) 6 $2,980,000 $496,667 $10,457 7.48%
LAREDO, TX (FHA|USDA|VA) 10 $2,710,000 $271,000 $11,861 6.61%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $2,105,000 $2,105,000 $0 8.88%
BAKERSFIELD, CA (FHA|USDA|VA) 7 $2,095,000 $299,286 $10,281 6.93%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 6 $2,070,000 $345,000 $8,664 7.50%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $1,965,000 $393,000 $13,292 7.50%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 4 $1,920,000 $480,000 $20,534 6.97%
Alma, MI (FHA|USDA|VA) 11 $1,915,000 $174,091 $6,845 7.12%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 3 $1,735,000 $578,333 $18,376 7.79%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $1,725,000 $575,000 $25,368 7.13%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $1,625,000 $541,667 $6,193 7.87%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 5 $1,485,000 $297,000 $8,912 6.50%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 6 $1,430,000 $238,333 $9,198 6.65%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $1,415,000 $471,667 $7,118 7.71%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 4 $1,250,000 $312,500 $14,217 7.56%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 3 $1,195,000 $398,333 $14,555 8.58%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 3 $1,185,000 $395,000 $0 7.75%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 4 $1,160,000 $290,000 $8,014 7.94%
Mount Pleasant, MI (FHA|USDA|VA) 9 $1,135,000 $126,111 $6,149 7.04%
Kapaa, HI (FHA|USDA|VA) 1 $1,125,000 $1,125,000 $22,216 7.25%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 5 $1,065,000 $213,000 $8,403 7.80%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2 $980,000 $490,000 $22,788 7.06%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $900,000 $450,000 $12,443 7.06%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 5 $885,000 $177,000 $6,771 7.83%
FLINT, MI (FHA|USDA|VA) 5 $795,000 $159,000 $6,546 7.02%
Breckenridge, CO (FHA|USDA|VA) 1 $775,000 $775,000 $23,207 7.38%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 3 $735,000 $245,000 $12,260 8.25%
Seneca, SC (FHA|USDA|VA) 1 $715,000 $715,000 $165 6.75%
Fredericksburg, TX (FHA|USDA|VA) 2 $710,000 $355,000 $12,410 7.87%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $710,000 $355,000 $0 8.31%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 3 $665,000 $221,667 $19,424 6.21%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $630,000 $315,000 $6,129 6.87%
PITTSBURGH, PA (FHA|USDA|VA) 5 $615,000 $123,000 $0 7.75%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $610,000 $305,000 $3,145 7.81%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $545,000 $545,000 $5,061 7.50%
GAINESVILLE, GA (FHA|USDA|VA) 1 $525,000 $525,000 $10,330 7.63%
HARRISONBURG, VA (FHA|USDA|VA) 1 $515,000 $515,000 $16,477 4.75%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $505,000 $505,000 $4,284 6.75%
VISALIA, CA (FHA|USDA|VA) 2 $500,000 $250,000 $12,116 8.06%
LONGVIEW, TX (FHA|USDA|VA) 1 $495,000 $495,000 $21,181 9.75%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $495,000 $495,000 $17,990 6.75%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $490,000 $245,000 $0 7.50%
Duncan, OK (FHA|USDA|VA) 1 $425,000 $425,000 $15,731 7.00%
RICHMOND, VA (FHA|USDA|VA) 3 $425,000 $141,667 $0 8.88%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $375,000 $375,000 $10,862 7.13%
MUSKEGON, MI (FHA|USDA|VA) 1 $375,000 $375,000 $7,800 7.63%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $365,000 $365,000 $18,210 5.63%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $355,000 $355,000 $14,923 7.50%
Hailey, ID (FHA|USDA|VA) 1 $345,000 $345,000 $0 8.00%
MIDLAND, MI (FHA|USDA|VA) 3 $345,000 $115,000 $6,855 7.54%
Durango, CO (FHA|USDA|VA) 1 $315,000 $315,000 $7,710 7.88%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $310,000 $155,000 $0 8.00%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $305,000 $305,000 $10,381 12.63%
Pahrump, NV (FHA|USDA|VA) 1 $305,000 $305,000 $12,162 6.25%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $305,000 $305,000 $0 7.00%
Shawnee, OK (FHA|USDA|VA) 1 $305,000 $305,000 $7,877 8.38%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $295,000 $295,000 $6,752 7.25%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $295,000 $295,000 $3,308 7.38%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $285,000 $285,000 $10,939 7.75%
Payson, AZ (FHA|USDA|VA) 1 $285,000 $285,000 $13,979 7.75%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $285,000 $285,000 $0 7.75%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $265,000 $265,000 $16,721 5.63%
TYLER, TX (FHA|USDA|VA) 1 $265,000 $265,000 $8,399 7.50%
POCATELLO, ID (FHA|USDA|VA) 1 $265,000 $265,000 $12,439 7.13%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $255,000 $255,000 $6,738 6.63%
BATON ROUGE, LA (FHA|USDA|VA) 1 $245,000 $245,000 $11,848 7.13%
Kalispell, MT (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.63%
AMARILLO, TX (FHA|USDA|VA) 1 $225,000 $225,000 $11,017 6.25%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $225,000 $225,000 $6,285 6.62%
New Castle, PA (FHA|USDA|VA) 2 $220,000 $110,000 $0 7.50%
Holland, MI (FHA|USDA|VA) 1 $205,000 $205,000 $3,680 6.13%
LOUISVILLE, KY (FHA|USDA|VA) 1 $205,000 $205,000 $0 9.13%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.88%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $195,000 $195,000 $7,117 8.38%
LANCASTER, PA (FHA|USDA|VA) 1 $185,000 $185,000 $10,308 7.75%
Natchitoches, LA (FHA|USDA|VA) 1 $185,000 $185,000 $10,210 6.75%
Hutchinson, KS (FHA|USDA|VA) 1 $185,000 $185,000 $7,239 7.13%
Wauchula, FL (FHA|USDA|VA) 1 $185,000 $185,000 $0 8.75%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $185,000 $185,000 $53 7.75%
NEW BERN, NC (FHA|USDA|VA) 1 $175,000 $175,000 $5,769 7.25%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $170,000 $85,000 $5,587 7.50%
PEORIA, IL (FHA|USDA|VA) 1 $165,000 $165,000 $3,448 6.75%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $155,000 $155,000 $5,127 7.50%
COLUMBUS, OH (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.13%
Lake City, FL (FHA|USDA|VA) 1 $145,000 $145,000 $6,151 7.75%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $145,000 $145,000 $3,572 7.63%
WACO, TX (FHA|USDA|VA) 1 $145,000 $145,000 $6,723 6.62%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $135,000 $135,000 $8,093 7.00%
BAY CITY, MI (FHA|USDA|VA) 2 $120,000 $60,000 $3,923 7.19%
DALTON, GA (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.38%
OWENSBORO, KY (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.38%
Big Rapids, MI (FHA|USDA|VA) 1 $105,000 $105,000 $3,521 6.38%
Bm Real Estate Services's top markets include Los Angeles, Orlando, Oxnard, Dallas, and Riverside among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against BM Real Estate Services based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Michigan Legacy Credit Union
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    MISSION
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    Total Community Credit Union
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    VENTURA COUNTY
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    United Bank of Michigan
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    St James Mortgage Corporation
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    Adventure Credit Union
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 603 $299,725,000 $497,056 $11,035 7.49%
    FHA 175 $55,745,000 $318,543 $14,715 6.61%
    VA 31 $14,905,000 $480,806 $8,930 6.91%
    USDA 4 $740,000 $185,000 $6,185 6.69%

    For 2023, Bm Real Estate Services's most frequently originated type of loan was Conventional, with 603 originations. Their 2nd most popular type was FHA, with 175 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 627 $275,855,000 $439,960 $11,897 7.11%
    Cash Out Refi 121 $53,845,000 $445,000 $11,329 8.10%
    Refi 45 $32,135,000 $714,111 $13,019 7.20%
    Home Improvement 15 $5,495,000 $366,333 $9,225 7.61%
    Other 4 $1,680,000 $420,000 $7,151 7.50%
    NA 1 $2,105,000 $2,105,000 $0 8.88%

    For 2023, Bm Real Estate Services's most frequently cited loan purpose was Home Purchase, with 627 originations. The 2nd most popular reason was Cash Out Refi, with 121 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 798 $362,510,000 $454,273 $11,834 7.26%
    15 Year 5 $1,735,000 $347,000 $7,759 6.28%
    30+ year 5 $5,855,000 $1,171,000 $30,349 7.45%
    10 Year 2 $30,000 $15,000 $263 9.63%
    20 Year 2 $600,000 $300,000 $10,443 11.88%
    Other 1 $385,000 $385,000 $11,708 7.63%

    For 2023, Bm Real Estate Services's most frequently cited loan duration was 30 Year, with 798 originations. The 2nd most popular length was 15 Year, with 5 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 318 $175,910,000 $553,176
    $1k-2k 146 $77,820,000 $533,014
    $2k-3k 68 $17,270,000 $253,971
    $4k-5k 68 $23,570,000 $346,618
    $3k-4k 65 $17,165,000 $264,077
    $<1k 24 $7,870,000 $327,917

    Bm Real Estate Services's average total fees were $11,834, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 318 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 293 $118,385,000 $404,044
    7-8% 286 $126,890,000 $443,671
    Over 8% 153 $92,975,000 $607,680
    5-6% 76 $32,230,000 $424,079
    <2.5% 3 $65,000 $21,667
    4-5% 2 $570,000 $285,000

    During 2023, Bm Real Estate Services's average interest rate for loans was 7.26%, while their most frequently originated rate bucket for loans was 6-7%, with 293 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 308 $91,880,000 $298,312 $10,794 7.22%
    $400k-600k 158 $76,490,000 $484,114 $13,357 7.06%
    $100k-200k 144 $21,420,000 $148,750 $6,135 7.45%
    $600k-1MM 110 $80,570,000 $732,455 $14,115 7.36%
    $1MM+ 63 $98,775,000 $1,567,857 $22,986 7.83%
    $100,000 or less 30 $1,980,000 $66,000 $3,673 6.54%

    2023 saw Bm Real Estate Services place emphasis on $200k-400k loans with 308 originations, totaling $91,880,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 170 $149,950,000 $882,059 $16,096 7.78%
    $100k-150k 155 $58,745,000 $379,000 $11,110 7.06%
    $150k-250k 139 $67,955,000 $488,885 $11,554 7.02%
    $50k or less 139 $34,355,000 $247,158 $6,363 7.80%
    $75k-100k 129 $38,425,000 $297,868 $11,858 6.78%
    $50k-75k 80 $17,320,000 $216,500 $8,426 6.89%

    Bm Real Estate Services lent most frequently to those with incomes in the $250k+ range, with 170 originations. The second most popular income band? $100k-150k, with 155 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 94 $35,070,000 $373,085 $14,501 6.71%
    30-36% 88 $45,570,000 $517,841 $11,402 7.31%
    20-30% 71 $35,465,000 $499,507 $11,867 7.31%
    49% 61 $25,035,000 $410,410 $11,391 7.25%
    >60% 43 $11,605,000 $269,884 $8,768 8.29%
    48% 39 $17,635,000 $452,179 $11,948 7.10%
    47% 36 $18,240,000 $506,667 $13,193 7.11%
    <20% 35 $17,815,000 $509,000 $9,674 7.51%
    43% 35 $15,515,000 $443,286 $10,969 7.09%
    45% 34 $12,420,000 $365,294 $10,257 6.85%
    46% 33 $15,985,000 $484,394 $13,082 7.01%
    44% 29 $16,165,000 $557,414 $10,975 7.07%
    42% 28 $17,820,000 $636,429 $13,994 7.38%
    41% 27 $8,615,000 $319,074 $8,574 7.50%
    38% 25 $15,075,000 $603,000 $11,973 7.49%
    36% 25 $11,225,000 $449,000 $10,892 7.00%
    39% 23 $9,585,000 $416,739 $11,705 6.91%
    40% 19 $9,595,000 $505,000 $8,143 7.29%
    37% 17 $10,775,000 $633,824 $12,568 7.37%

    Bm Real Estate Services lent most frequently to those with DTI ratios of 50-60%, with 94 originations. The next most common DTI ratio? 30-36%, with 88 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 521 $234,225,000 $449,568 $11,395 7.22%
    Not provided 168 $84,370,000 $502,202 $12,645 7.25%
    Black 77 $28,975,000 $376,299 $13,006 7.65%
    Asian 40 $19,860,000 $496,500 $12,971 7.29%
    American Indian 6 $3,240,000 $540,000 $13,041 7.65%
    Native Hawaiian or Islander 1 $445,000 $445,000 $20,074 7.00%

    Approval Rates

    Total approvals of all applications
    91.43%

    Bm Real Estate Services has an average approval rate.

    Pick Rate

    Approvals leading to origination
    40.96%

    Bm Real Estate Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 813 $371,115,000 $456,476

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    813 $371,115,000 $456,476

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 32 $9,710,000 $303,438 $8,368 7.35%
    40-60% 87 $43,405,000 $498,908 $9,976 7.31%
    60-80% 279 $150,655,000 $539,982 $12,034 7.67%
    80-100% 394 $159,810,000 $405,609 $12,550 6.99%
    Over 100% 6 $2,360,000 $393,333 $13,523 7.02%
    Under 20% 15 $5,175,000 $345,000 $4,680 6.93%