Kinecta Mortgage Rates, Fees & Info

Manhattan Beach, CA

LEI: 549300IKS3MMB5YK6T18

Tax ID: 95-6038909

1 stars - Updated: 4/5/25 - out of 5 stars, based on 40 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Kinecta is a smaller mortgage company specializing in Cash Out Refi and Home Purchase loans. Kinecta has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Riverside, San Francisco, Seattle, and Rochester among others. We have data for 108 markets. (Some data included below & more in-depth data is available with an active subscription.)

Kinecta has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Kinecta is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.67% 4/5/25
30 Year Conventional Refi 6.55% 4/5/25
30 Year Cash-out Refi 6.69% 4/5/25
30 Year FHA Purchase 7.20% 4/5/25
30 Year VA Purchase 6.96% 4/5/25
15 Year Conventional Purchase 6.72% 4/5/25
15 Year Conventional Refi 5.48% 4/5/25
15 Year Cash-out Refi 5.48% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Kinecta Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Kinecta. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,637

Origination Dollar Volume (All Markets)

$523,125,000

Relative Rate

Kinecta's average 30 year fixed mortgage rate was 7.2%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of 0.65%.

Relative Fees (Closing Costs)

Kinecta's average total fees/closing costs for a 30 year fixed rate mortgage were $10,522.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 943 $287,205,000 $304,565 $6,988 7.24%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 118 $30,510,000 $258,559 $7,653 7.37%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 34 $29,580,000 $870,000 $14,337 7.12%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 18 $28,080,000 $1,560,000 $11,591 6.74%
ROCHESTER, NY (FHA|USDA|VA) 129 $15,595,000 $120,891 $3,706 7.54%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 37 $15,325,000 $414,189 $11,118 7.15%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 47 $14,765,000 $314,149 $11,794 7.12%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 16 $11,810,000 $738,125 $10,153 7.12%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 14 $11,320,000 $808,571 $13,997 7.13%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 45 $10,405,000 $231,222 $8,379 7.20%
Heber, UT (FHA|USDA|VA) 2 $6,260,000 $3,130,000 $20,010 6.88%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 14 $5,840,000 $417,143 $8,962 7.33%
Hilo, HI (FHA|USDA|VA) 1 $4,005,000 $4,005,000 $25,713 7.50%
Outside of Metro Areas 8 $3,570,000 $446,250 $15,869 7.29%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 9 $3,555,000 $395,000 $7,580 7.31%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 17 $3,215,000 $189,118 $3,172 7.29%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 8 $2,890,000 $361,250 $8,830 7.20%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $2,100,000 $1,050,000 $23,548 7.18%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $2,085,000 $2,085,000 $18,680 6.38%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 5 $1,885,000 $377,000 $4,846 6.87%
Sandpoint, ID (FHA|USDA|VA) 1 $1,825,000 $1,825,000 $16,425 6.00%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 9 $1,495,000 $166,111 $10,450 7.30%
BAKERSFIELD, CA (FHA|USDA|VA) 7 $1,355,000 $193,571 $15,671 7.08%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 8 $1,070,000 $133,750 $4,995 7.48%
MODESTO, CA (FHA|USDA|VA) 2 $1,030,000 $515,000 $13,063 8.25%
BOISE CITY, ID (FHA|USDA|VA) 1 $985,000 $985,000 $6,892 6.75%
Bozeman, MT (FHA|USDA|VA) 1 $905,000 $905,000 $12,622 6.63%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 3 $905,000 $301,667 $3,734 6.87%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $800,000 $400,000 $5,321 8.06%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 6 $780,000 $130,000 $0 7.85%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 4 $770,000 $192,500 $4,636 6.25%
FORT COLLINS, CO (FHA|USDA|VA) 4 $760,000 $190,000 $2,615 7.46%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 4 $750,000 $187,500 $6,641 6.75%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 3 $735,000 $245,000 $3,876 7.21%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 2 $730,000 $365,000 $6,641 7.31%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 7 $705,000 $100,714 $395 7.33%
ST. GEORGE, UT (FHA|USDA|VA) 2 $690,000 $345,000 $4,325 8.06%
TUCSON, AZ (FHA|USDA|VA) 4 $670,000 $167,500 $4,849 7.50%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $595,000 $198,333 $6,579 7.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 4 $570,000 $142,500 $0 6.99%
VISALIA, CA (FHA|USDA|VA) 1 $565,000 $565,000 $8,040 6.25%
FRESNO, CA (FHA|USDA|VA) 5 $545,000 $109,000 $4,591 7.27%
MADERA, CA (FHA|USDA|VA) 1 $535,000 $535,000 $6,764 7.13%
COLUMBUS, OH (FHA|USDA|VA) 3 $525,000 $175,000 $2,801 7.16%
MERCED, CA (FHA|USDA|VA) 2 $500,000 $250,000 $4,282 7.18%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 3 $475,000 $158,333 $0 7.87%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $470,000 $235,000 $5,621 7.12%
READING, PA (FHA|USDA|VA) 2 $460,000 $230,000 $0 6.99%
Ashtabula, OH (FHA|USDA|VA) 2 $440,000 $220,000 $0 8.06%
CHICO, CA (FHA|USDA|VA) 1 $435,000 $435,000 $4,999 6.63%
Riverton, WY (FHA|USDA|VA) 1 $405,000 $405,000 $4,983 7.13%
Truckee-Grass Valley, CA (FHA|USDA|VA) 3 $405,000 $135,000 $0 7.16%
CARSON CITY, NV (FHA|USDA|VA) 1 $405,000 $405,000 $16,719 5.63%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $385,000 $385,000 $6,467 6.50%
Durango, CO (FHA|USDA|VA) 1 $345,000 $345,000 $6,496 6.50%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $325,000 $325,000 $0 6.99%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 3 $315,000 $105,000 $0 7.70%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $310,000 $155,000 $0 7.24%
BEND, OR (FHA|USDA|VA) 1 $305,000 $305,000 $0 6.99%
PROVO-OREM, UT (FHA|USDA|VA) 1 $305,000 $305,000 $0 6.99%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $295,000 $295,000 $6,179 6.88%
Kalispell, MT (FHA|USDA|VA) 1 $265,000 $265,000 $0 6.99%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $245,000 $245,000 $5,777 6.50%
STOCKTON, CA (FHA|USDA|VA) 3 $245,000 $81,667 $0 7.95%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $240,000 $120,000 $0 6.99%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $235,000 $235,000 $2,566 6.88%
BATON ROUGE, LA (FHA|USDA|VA) 1 $235,000 $235,000 $9,761 6.13%
VALLEJO, CA (FHA|USDA|VA) 3 $235,000 $78,333 $0 7.91%
WICHITA, KS (FHA|USDA|VA) 1 $215,000 $215,000 $7,178 6.00%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $205,000 $205,000 $2,671 7.25%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $205,000 $205,000 $5,464 5.63%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $205,000 $205,000 $0 7.49%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $200,000 $100,000 $3,388 6.75%
MISSOULA, MT (FHA|USDA|VA) 1 $195,000 $195,000 $3,679 7.00%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $185,000 $185,000 $3,187 6.88%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $175,000 $175,000 $7,273 6.63%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $175,000 $175,000 $5,487 6.88%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $175,000 $175,000 $0 6.99%
OCALA, FL (FHA|USDA|VA) 1 $175,000 $175,000 $0 6.99%
SALEM, OR (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.49%
BILLINGS, MT (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.49%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 2 $140,000 $70,000 $0 7.24%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $135,000 $135,000 $5,413 6.00%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.99%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.49%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.99%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $115,000 $115,000 $5,151 5.25%
SAVANNAH, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.49%
GREELEY, CO (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.99%
Coos Bay, OR (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.49%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.49%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.99%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.13%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $75,000 $75,000 $1,145 9.75%
PITTSBURGH, PA (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.49%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.99%
Safford, AZ (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.63%
GAINESVILLE, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.99%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $55,000 $55,000 $57 8.75%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.88%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.49%
Batavia, NY (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.25%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.99%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $45,000 $45,000 $395 9.00%
Clearlake, CA (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.88%
Sayre, PA (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.49%
WACO, TX (FHA|USDA|VA) 1 $25,000 $25,000 $400 8.75%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.49%
Kinecta's top markets include Los Angeles, Riverside, San Francisco, Seattle, and Rochester among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against KINECTA based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Pittsford Federal Credit Union
    Similarity Rank: 17
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    STRATA Credit Union
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    Los Angeles Federal Credit Union
    Similarity Rank: 42
    VENTURA COUNTY
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    Columbia Bank
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    MYPOINT Credit Union
    Similarity Rank: 81
    COASTHILLS
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 1,292 $241,000,000 $186,533 n/a 7.30%
    Conventional 340 $280,890,000 $826,147 $7,609 7.11%
    FHA 4 $750,000 $187,500 $7,677 6.47%
    VA 1 $485,000 $485,000 $11,980 6.63%

    For 2024, Kinecta's most frequently originated type of loan was HELOC, with 1,292 originations. Their 2nd most popular type was Conventional, with 340 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 1,068 $201,740,000 $188,895 $1,263 7.22%
    Refi 356 $74,030,000 $207,949 $5,631 7.74%
    Home Purchase 213 $247,355,000 $1,161,291 $11,083 6.67%

    For 2024, Kinecta's most frequently cited loan purpose was Cash Out Refi, with 1,068 originations. The 2nd most popular reason was Refi, with 356 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,532 $508,020,000 $331,606 $10,522 7.20%
    20 Year 95 $11,785,000 $124,053 $499 8.35%
    15 Year 9 $2,915,000 $323,889 $5,588 6.48%
    10 Year 1 $405,000 $405,000 $4,849 5.88%

    For 2024, Kinecta's most frequently cited loan duration was 30 Year, with 1,532 originations. The 2nd most popular length was 20 Year, with 95 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 138 $180,240,000 $1,306,087
    $<1k 100 $20,430,000 $204,300
    $5k+ 33 $36,415,000 $1,103,485
    $2k-3k 31 $13,815,000 $445,645
    $3k-4k 28 $19,620,000 $700,714
    $4k-5k 14 $10,200,000 $728,571

    Kinecta's average total fees were $10,522, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 138 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 1,049 $330,555,000 $315,114
    7-8% 332 $117,090,000 $352,681
    Over 8% 205 $31,765,000 $154,951
    5-6% 51 $43,715,000 $857,157

    During 2024, Kinecta's average interest rate for loans was 7.20%, while their most frequently originated rate bucket for loans was 6-7%, with 1,049 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 509 $66,985,000 $131,601 $2,385 7.32%
    $200k-400k 454 $127,340,000 $280,485 $4,986 7.14%
    $100,000 or less 378 $24,150,000 $63,889 $296 7.60%
    $400k-600k 170 $78,850,000 $463,824 $7,077 7.07%
    $1MM+ 81 $191,585,000 $2,365,247 $16,376 6.77%
    $600k-1MM 45 $34,215,000 $760,333 $10,333 6.64%

    2024 saw Kinecta place emphasis on $100k-200k loans with 509 originations, totaling $66,985,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 502 $124,900,000 $248,805 $5,810 7.28%
    $100k-150k 406 $69,420,000 $170,985 $4,028 7.35%
    $250k+ 326 $272,130,000 $834,755 $13,491 7.05%
    $75k-100k 189 $27,915,000 $147,698 $4,067 7.30%
    $50k-75k 132 $13,620,000 $103,182 $2,650 7.39%
    $50k or less 58 $6,960,000 $120,000 $2,107 7.34%

    Kinecta lent most frequently to those with incomes in the $150k-250k range, with 502 originations. The second most popular income band? $100k-150k, with 406 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 256 $82,370,000 $321,758 $6,024 7.31%
    49% 234 $76,120,000 $325,299 $9,819 7.24%
    20-30% 206 $58,330,000 $283,155 $7,716 7.21%
    48% 107 $51,035,000 $476,963 $9,851 7.17%
    47% 81 $25,105,000 $309,938 $9,564 7.22%
    44% 77 $27,195,000 $353,182 $6,856 7.21%
    46% 75 $26,665,000 $355,533 $6,700 7.24%
    42% 71 $22,185,000 $312,465 $9,733 7.21%
    45% 65 $18,225,000 $280,385 $7,881 7.39%
    43% 62 $13,320,000 $214,839 $2,371 7.29%
    38% 60 $16,830,000 $280,500 $6,668 7.24%
    41% 57 $19,575,000 $343,421 $6,320 7.36%
    <20% 54 $16,170,000 $299,444 $6,888 7.23%
    40% 53 $15,795,000 $298,019 $8,444 7.24%
    39% 51 $19,365,000 $379,706 $7,655 7.17%
    36% 49 $17,195,000 $350,918 $6,093 7.43%
    37% 48 $10,320,000 $215,000 $8,204 7.29%
    50-60% 28 $3,730,000 $133,214 $94 7.58%
    >60% 2 $2,190,000 $1,095,000 $3,974 7.13%

    Kinecta lent most frequently to those with DTI ratios of 30-36%, with 256 originations. The next most common DTI ratio? 49%, with 234 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 909 $295,645,000 $325,242 $8,573 7.28%
    Not provided 382 $108,490,000 $284,005 $6,357 7.22%
    Asian 186 $86,330,000 $464,140 $8,336 7.15%
    Black 116 $18,970,000 $163,534 $3,657 7.41%
    Asian Indian 6 $4,940,000 $823,333 $9,296 7.37%
    American Indian 19 $3,645,000 $191,842 $2,943 7.39%
    Other Asian 6 $1,860,000 $310,000 $0 7.26%
    Not applicable 1 $1,405,000 $1,405,000 $0 7.71%
    Native Hawaiian or Islander 7 $855,000 $122,143 $0 7.94%
    Japanese 3 $725,000 $241,667 $0 7.62%
    Filipino 2 $260,000 $130,000 $0 6.99%

    Approval Rates

    Total approvals of all applications
    89.46%

    Kinecta has an average approval rate.

    Pick Rate

    Approvals leading to origination
    86.07%

    Kinecta has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,637 $523,125,000 $319,563

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,637 $523,125,000 $319,563

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 460 $125,260,000 $272,304 $5,016 7.28%
    40-60% 113 $81,375,000 $720,133 $10,371 7.00%
    60-80% 140 $160,040,000 $1,143,143 $11,343 6.79%
    80-100% 59 $34,585,000 $586,186 $8,683 6.68%
    Under 20% 865 $121,865,000 $140,884 $772 7.40%