Colony Bank Mortgage Rates, Fees & Info

Fitzgerald, GA

LEI: 254900AHLSHUJOTJG402

Tax ID: 58-1248467

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Bank Data

Review & Overview

Colony Bank is a smaller bank specializing in Refi and Home Purchase loans. Colony Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Warner Robins, Savannah, Valdosta, Macon, and Albany among others. We have data for 35 markets. (Some data included below & more in-depth data is available with an active subscription.)

Colony Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Colony Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.56% 3/24/24
30 Year Conventional Refi 6.65% 3/24/24
30 Year Cash-out Refi 6.81% 3/24/24
30 Year FHA Purchase 7.31% 3/24/24
30 Year FHA Refi 7.84% 3/24/24
30 Year VA Purchase 6.27% 3/24/24
30 Year VA Refi 6.00% 3/24/24
30 Year USDA Purchase 6.80% 3/24/24
15 Year Conventional Purchase 6.00% 3/24/24
15 Year Conventional Refi 6.12% 3/24/24
15 Year Cash-out Refi 6.12% 3/24/24
15 Year VA Purchase 6.30% 3/24/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Colony Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Colony Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

823

Origination Dollar Volume (All Markets)

$117,895,000

Employee count

360 Show all (11) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
WARNER ROBINS, GA (FHA|USDA|VA) 129 $24,975,000 $193,605 $3,760 3.94%
SAVANNAH, GA (FHA|USDA|VA) 44 $12,860,000 $292,273 $3,665 5.15%
VALDOSTA, GA (FHA|USDA|VA) 83 $10,785,000 $129,940 $3,427 5.82%
Outside of Metro Areas 87 $9,605,000 $110,402 $2,533 5.92%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 50 $9,220,000 $184,400 $3,764 4.32%
ALBANY, GA (FHA|USDA|VA) 54 $7,430,000 $137,593 $3,184 4.89%
Tifton, GA (FHA|USDA|VA) 49 $7,275,000 $148,469 $2,561 5.88%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 28 $5,410,000 $193,214 $3,587 4.62%
LaGrange, GA-AL (FHA|USDA|VA) 38 $5,070,000 $133,421 $2,868 5.12%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 16 $3,370,000 $210,625 $3,401 3.94%
COLUMBUS, GA-AL (FHA|USDA|VA) 31 $3,285,000 $105,968 $3,147 6.30%
Fitzgerald, GA (FHA|USDA|VA) 55 $3,145,000 $57,182 $1,951 6.44%
Douglas, GA (FHA|USDA|VA) 59 $2,645,000 $44,831 $1,195 6.10%
Cordele, GA (FHA|USDA|VA) 29 $2,265,000 $78,103 $1,694 6.45%
Dublin, GA (FHA|USDA|VA) 9 $1,365,000 $151,667 $2,576 4.57%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $1,255,000 $1,255,000 $0 4.95%
Milledgeville, GA (FHA|USDA|VA) 7 $1,155,000 $165,000 $3,050 3.93%
Statesboro, GA (FHA|USDA|VA) 5 $1,025,000 $205,000 $3,837 4.70%
Thomasville, GA (FHA|USDA|VA) 5 $735,000 $147,000 $3,880 5.64%
Americus, GA (FHA|USDA|VA) 4 $730,000 $182,500 $1,913 5.17%
Moultrie, GA (FHA|USDA|VA) 15 $655,000 $43,667 $951 6.74%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $600,000 $300,000 $2,415 4.38%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 4 $480,000 $120,000 $2,727 6.00%
Jefferson, GA (FHA|USDA|VA) 2 $440,000 $220,000 $3,081 3.88%
PANAMA CITY, FL (FHA|USDA|VA) 1 $325,000 $325,000 $4,008 3.88%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $295,000 $295,000 $6,256 4.00%
Thomaston, GA (FHA|USDA|VA) 5 $255,000 $51,000 $3,228 5.13%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $215,000 $215,000 $0 6.00%
Waycross, GA (FHA|USDA|VA) 2 $210,000 $105,000 $6,357 5.50%
Okeechobee, FL (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.00%
DALTON, GA (FHA|USDA|VA) 1 $165,000 $165,000 $6,040 3.50%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $125,000 $125,000 $4,065 3.50%
BRUNSWICK, GA (FHA|USDA|VA) 2 $120,000 $60,000 $3,211 5.25%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $115,000 $115,000 $4,423 3.88%
Sevierville, TN (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.50%
Colony Bank's top markets include Warner Robins, Savannah, Valdosta, Macon, and Albany among others.

Their top states include:
  • Georgia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Colony Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Emory Alliance Credit Union
    Similarity Rank: 516
    Coastal Carolina National Bank
    Similarity Rank: 592
    AUGUSTA MORTGAGE CO.
    Similarity Rank: 882
    FIRST CHOICE MORTGAGE, INC.
    Similarity Rank: 1080
    LGE COMMUNITY
    Similarity Rank: 1503
    First Community Bank
    Similarity Rank: 1674
    SRP Federal Credit Union
    Similarity Rank: 1834
    PLANTERS FIRST BANK
    Similarity Rank: 2244
    Deere Employees Credit Union
    Similarity Rank: 2970

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 678 $90,430,000 $133,378 $2,592 5.65%
    VA 80 $17,660,000 $220,750 $3,761 3.51%
    FHA 49 $7,665,000 $156,429 $5,783 3.68%
    USDA 16 $2,140,000 $133,750 $4,467 3.90%

    For 2019, Colony Bank's most frequently originated type of loan was Conventional, with 678 originations. Their 2nd most popular type was VA, with 80 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 401 $50,015,000 $124,726 $2,064 5.95%
    Home Purchase 369 $62,035,000 $168,117 $3,811 4.58%
    Cash Out Refi 27 $4,505,000 $166,852 $3,351 3.91%
    Home Improvement 21 $985,000 $46,905 $1,101 6.90%
    Other 5 $355,000 $71,000 $1,563 6.21%

    For 2019, Colony Bank's most frequently cited loan purpose was Refi, with 401 originations. The 2nd most popular reason was Home Purchase, with 369 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 322 $61,530,000 $191,087 $3,759 3.95%
    Other 248 $23,380,000 $94,274 $1,464 6.38%
    5 Year 99 $12,245,000 $123,687 $908 6.27%
    10 Year 56 $9,980,000 $178,214 $1,040 6.03%
    15 Year 54 $6,510,000 $120,556 $2,273 4.95%
    20 Year 19 $1,615,000 $85,000 $1,291 6.24%
    1 Year 16 $1,880,000 $117,500 $0 6.27%
    3 Year 7 $235,000 $33,571 $0 6.88%
    30+ year 2 $520,000 $260,000 $6,435 4.80%

    For 2019, Colony Bank's most frequently cited loan duration was 30 Year, with 322 originations. The 2nd most popular length was Other, with 248 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 371 $58,975,000 $158,962
    $1k-2k 36 $6,010,000 $166,944
    $2k-3k 14 $2,960,000 $211,429
    $3k-4k 4 $1,140,000 $285,000
    $4k-5k 3 $935,000 $311,667
    $5k+ 1 $485,000 $485,000

    Colony Bank's average total fees were $3,759, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 371 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 264 $51,250,000 $194,129
    6-7% 238 $16,590,000 $69,706
    5-6% 148 $19,000,000 $128,378
    4-5% 109 $25,035,000 $229,679
    7-8% 51 $5,155,000 $101,078
    Over 8% 11 $345,000 $31,364
    2.5-3% 2 $520,000 $260,000

    During 2019, Colony Bank's average interest rate for loans was 3.95%, while their most frequently originated rate bucket for loans was 3-4%, with 264 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 417 $19,585,000 $46,966 $1,954 6.14%
    $100k-200k 229 $34,515,000 $150,721 $3,617 4.50%
    $200k-400k 143 $38,225,000 $267,308 $3,988 4.20%
    $400k-600k 16 $7,360,000 $460,000 $4,766 4.25%
    $600k-1MM 11 $7,505,000 $682,273 $0 5.41%
    $1MM+ 7 $10,705,000 $1,529,286 $0 5.67%

    2019 saw Colony Bank place emphasis on $100,000 or less loans with 417 originations, totaling $19,585,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 202 $15,920,000 $78,812 $2,935 5.45%
    $50k-75k 148 $18,270,000 $123,446 $3,156 4.87%
    $75k-100k 96 $13,930,000 $145,104 $3,362 5.06%
    $100k-150k 81 $16,025,000 $197,840 $3,902 4.61%
    $150k-250k 51 $8,975,000 $175,980 $3,822 5.24%
    $250k+ 29 $7,815,000 $269,483 $3,436 4.99%

    Colony Bank lent most frequently to those with incomes in the $50k or less range, with 202 originations. The second most popular income band? $50k-75k, with 148 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 103 $16,185,000 $157,136 $2,897 4.38%
    30-36% 74 $11,820,000 $159,730 $3,178 4.46%
    <20% 40 $4,740,000 $118,500 $2,546 5.33%
    50-60% 24 $4,570,000 $190,417 $4,693 4.35%
    36% 21 $3,085,000 $146,905 $3,369 4.90%
    40% 19 $2,425,000 $127,632 $3,545 4.42%
    37% 18 $3,550,000 $197,222 $3,506 4.69%
    42% 16 $2,540,000 $158,750 $2,828 4.39%
    38% 16 $2,610,000 $163,125 $3,481 3.81%
    41% 15 $2,655,000 $177,000 $4,180 4.03%
    45% 13 $2,325,000 $178,846 $5,000 4.08%
    43% 11 $1,935,000 $175,909 $3,240 4.21%
    44% 11 $1,405,000 $127,727 $2,356 4.78%
    >60% 10 $1,140,000 $114,000 $2,362 6.38%
    47% 10 $1,490,000 $149,000 $3,562 4.33%
    48% 10 $1,870,000 $187,000 $3,825 3.79%
    39% 8 $1,480,000 $185,000 $3,752 4.62%
    46% 6 $1,110,000 $185,000 $3,777 4.12%
    49% 5 $955,000 $191,000 $2,971 3.75%

    Colony Bank lent most frequently to those with DTI ratios of 20-30%, with 103 originations. The next most common DTI ratio? 30-36%, with 74 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 495 $69,055,000 $139,505 $3,227 5.12%
    Not applicable 188 $30,630,000 $162,926 $0 6.07%
    Black 92 $10,760,000 $116,957 $3,277 5.09%
    Not provided 25 $3,955,000 $158,200 $3,294 4.11%
    Asian 13 $1,915,000 $147,308 $3,270 4.56%
    American Indian 4 $740,000 $185,000 $4,368 4.44%
    Native Hawaiian or Islander 2 $460,000 $230,000 $2,801 4.13%
    Asian Indian 1 $135,000 $135,000 $0 6.25%
    Other Asian 1 $115,000 $115,000 $0 4.59%
    Chinese 1 $85,000 $85,000 $0 5.75%
    Other Pacific Islander 1 $45,000 $45,000 $0 6.50%

    Approval Rates

    Total approvals of all applications
    90.75%

    Colony Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    89.06%

    Colony Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    303.6 1 $35,000 $35,000
    NA 822 $117,860,000 $143,382

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 5 $1,135,000 $227,000
    Multifamily:Site-Built 39 $19,015,000 $487,564
    Single Family (1-4 Units):Manufactured 67 $2,725,000 $40,672
    Single Family (1-4 Units):Site-Built 712 $95,020,000 $133,455

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 129 $10,455,000 $81,047 $1,524 6.08%
    40-60% 144 $16,050,000 $111,458 $2,069 6.01%
    60-80% 230 $38,680,000 $168,174 $2,934 5.51%
    80-100% 268 $47,540,000 $177,388 $3,598 4.26%
    Over 100% 21 $3,805,000 $181,190 $6,930 4.53%
    Under 20% 30 $1,050,000 $35,000 $815 6.64%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    COLUMBIA BANKING SYSTEM, INC. Conventional home mortgage Trouble during payment process 2 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Colony Bank 2609 Ledo Road Albany, GA 31707 Full Service B&M $46,443
    Colony Bank 101 Calumet Center Road Lagrange, GA 30241 Full Service B&M $121,809
    Colony Bank 103 Alabama Street Broxton, GA 31519 Full Service B&M $38,573
    Colony Bank 1031 East 24th Avenue Cordele, GA 31015 Full Service B&M $75,102
    Colony Bank 104 Second Street West Tifton, GA 31794 Full Service B&M $45,449
    Colony Bank 104 Springhill Drive Statesboro, GA 30458 Full Service B&M $1,965
    Colony Bank 113 N. Westover Blvd Albany, GA 31707 Full Service B&M $0
    Colony Bank 1290 South Houston Lake Road Warner Robins, GA 31095 Full Service B&M $24,184
    Colony Bank 1351 Southeast Bowens Mill Road Douglas, GA 31533 Full Service B&M $10,291
    Colony Bank 137 Robert B Lee Drive Leesburg, GA 31763 Full Service B&M $53,188
    Colony Bank 1581 Bradley Park Drive Columbus, GA 31904 Full Service B&M $39,310
    Colony Bank 200 Gunn Road Centerville, GA 31028 Full Service B&M $17,306
    Colony Bank 206 North Church Street Thomaston, GA 30286 Full Service B&M $37,727
    Colony Bank 209 First Avenue Rochelle, GA 31079 Full Service B&M $35,566
    Colony Bank 241 Drayton Street Savannah, GA 31401 Full Service B&M $7,386
    Colony Bank 2910-N North Ashley Street Valdosta, GA 31602 Full Service B&M $11,351
    Colony Bank 2921 Airport Thru Way Columbus, GA 31909 Full Service B&M $66,674
    Colony Bank 302 South Main Street Fitzgerald, GA 31750 Full Service B&M $253,439
    Colony Bank 310 Main Street, West Soperton, GA 30457 Full Service B&M $16,464
    Colony Bank 3774 Old U.S. Highway 41 North Valdosta, GA 31602 Full Service B&M $16,334
    Colony Bank 416 East Washington Street Ashburn, GA 31714 Limited, Drive-thru $0
    Colony Bank 515 East Washington Avenue Ashburn, GA 31714 Full Service B&M $76,180
    Colony Bank 5510 Oak Street Eastman, GA 31023 Full Service B&M $53,474
    Colony Bank 5987 Ogeechee Road Savannah, GA 31419 Full Service B&M $18,010
    Colony Bank 601 North Main Street Sylvester, GA 31791 Full Service B&M $53,113
    Colony Bank 602 E Screven Street Quitman, GA 31643 Full Service B&M $38,113
    Colony Bank 621 East By-Pass N.E. Moultrie, GA 31768 Full Service B&M $41,712
    Colony Bank 675 West Ward Street Douglas, GA 31533 Full Service B&M $71,826
    Colony Bank 7011 Hodgson Memorial Drive Savannah, GA 31406 Full Service B&M $28,919
    Colony Bank U.S. Highway 129 And Roanoke Drive Fitzgerald, GA 31750 Limited, Drive-thru $0

    For 2019, Colony Bank had 30 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $60,440
    Net interest income $49,326
    Total noninterest income $14,082
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $4,724
    Trading account gains and fees $0
    Additional Noninterest Income $9,358
    Pre-tax net operating income $15,231
    Securities gains (or losses, -) $97
    Income before extraordinary items $12,293
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $12,293
    Minority interest net income $0
    Net income $12,293
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $12,215

    Colony Bank's gross interest income from loans was $60,440,000.
    Colony Bank's net interest income from loans was $49,326,000.
    Colony Bank's fee based income from loans was $4,724,000.
    Colony Bank's net income from loans was $12,293,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $11,114
    Provision for credit losses $1,104
    Total noninterest expense $47,073
    Salaries and employee benefits $25,872
    Premises and equipment expense $4,769
    Additional noninterest expense $16,432
    Applicable income taxes $3,035
    Net charge-offs $1,518
    Cash dividends $6,700

    Colony Bank's interest expense for loans was $11,114,000.
    Colony Bank's payroll and benefits expense were $25,872,000.
    Colony Bank's property, plant and equipment expenses $4,769,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,296,271
    Deposits held in domestic offices $1,296,271
    Deposits by Individuals, partnerships, and corporations $1,079,613
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $206,140
    Deposits by Commercial banks and other depository institutions in U.S. $10,518
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $123,414
    Demand deposits $58,523
    Nontransaction accounts $1,172,857
    Money market deposit accounts (MMDAs) $736,408
    Other savings deposits (excluding MMDAs) $88,970
    Total time deposits $347,479
    Total time and savings deposits $1,237,748
    Noninterest-bearing deposits $58,523
    Interest-bearing deposits $1,237,748
    Retail deposits $1,242,344
    IRAs and Keogh plan accounts $45,749
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,511,400
    Cash & Balances due from depository institutions $101,404
    Interest-bearing balances $86,209
    Total securities $347,182
    Federal funds sold & reverse repurchase $1,578
    Net loans and leases $972,027
    Loan and leases loss allowance $6,863
    Trading account assets $0
    Bank premises and fixed assets $32,468
    Other real estate owned $1,320
    Goodwill and other intangibles $19,533
    All other assets $35,888

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,511,400
    Total Liabilities $1,346,924
    Total deposits $1,296,271
    Interest-bearing deposits $1,237,748
    Deposits held in domestic offices $1,296,271
    % insured (estimated) $73
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $47,000
    Subordinated debt $0
    All other liabilities $3,653

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $972,027
    Loan and leases loss allowance $6,863
    Total loans and leases (domestic) $978,890
    All real estate loans $841,874
    Real estate loans in domestic offices $841,874
    Construction and development loans $96,159
    Residential 1-4 family construction $21,570
    Other construction, all land development and other land $74,589
    Loans secured by nonfarm nonresidential properties $438,181
    Nonfarm nonresidential secured by owner-occupied properties $189,726
    Commercial real estate & other non-farm, non-residential $248,455
    Multifamily residential real estate $36,869
    1-4 family residential loans $205,583
    Farmland loans $65,082
    Loans held in foreign offices $0
    Farm loans $14,737
    Commercial and industrial loans $76,237
    To non-U.S. addressees $0
    Loans to individuals $22,656
    Credit card loans $0
    Related Plans $219
    Consumer Auto Loans $3,260
    Other loans to individuals $19,177
    All other loans & leases $23,996
    Loans to foreign governments and official institutions $0
    Other loans $3,498
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $5,200
    Non 1-4 family restructured loans & leases $5,200
    Total loans and leases (foreign) $0

    Colony Bank had $972,027,000 of loans outstanding in 2019. $841,874,000 of loans were in real estate loans. $96,159,000 of loans were in development loans. $36,869,000 of loans were in multifamily mortgage loans. $205,583,000 of loans were in 1-4 family mortgage loans. $14,737,000 of loans were in farm loans. $0 of loans were in credit card loans. $3,260,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 867 $174,753 $201,561
    Nonfarm, nonresidential loans - <$100k 293 $11,673 $39,840
    Nonfarm, nonresidential loans - $100-250k 266 $33,850 $127,256
    Nonfarm, nonresidential loans - $250k-1MM 308 $129,230 $419,578
    Commercial & Industrial, US addressed loans - <$1MM 1,457 $58,322 $40,029
    Commercial & Industrial, US addressed loans - <$100k 1,256 $23,321 $18,568
    Commercial & Industrial, US addressed loans - $100-250k 106 $10,171 $95,953
    Commercial & Industrial, US addressed loans - $250k-1MM 95 $24,830 $261,368
    Farmland loans - <$1MM 431 $40,319 $93,548
    Farmland loans - <$100k 244 $9,106 $37,320
    Farmland loans - $100-250k 133 $17,618 $132,466
    Farmland loans - $250k-1MM 54 $13,595 $251,759
    Agriculture operations loans - <$1MM 356 $13,026 $36,590
    Agriculture operations loans - <$100k 310 $7,374 $23,787
    Agriculture operations loans - $100-250k 35 $3,815 $109,000
    Agriculture operations loans - $250k-1MM 11 $1,837 $167,000