Moultrie Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Moultrie averaged 6.94% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.95% and one month ago for the week of 2024-10-10, the average rate was 6.38%.

    Moultrie's average rate one year ago was 7.76%.

    For refis of the same type during the week of 2024-11-14, the average rate was 6.68%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Moultrie 30 Year Fixed Rate 2024-11-14 6.94%
    Moultrie 30 Year Fixed Rate Refi 2024-11-14 6.68%
    Moultrie 15 Year Fixed Rate 2024-11-14 6.09%
    Moultrie 15 Year Fixed Rate Refi 2024-11-14 6.59%
    Moultrie 30 Year FHA 2024-11-14 -0.21%
    Moultrie 30 Year FHA Refi 2024-11-14 -0.2%
    Moultrie 30 Year USDA 2024-11-14 0.1%
    Moultrie 30 Year USDA Refi 2024-11-14 -0.1%
    Moultrie 30 Year VA 2024-11-14 -0.1%
    Moultrie 30 Year VA Refi 2024-11-14 -0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Moultrie, GA.

    Moultrie Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Moultrie, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    QUICKEN LOANS, LLC 13 6.98% $5,846
    Ameris Bank 12 7.22% $5,838
    Flagstar Bank, FSB 9 7.19% $7,229
    Colony Bank 3 6.46% $3,544
    ZILLOW HOME LOANS, LLC 3 6.58% $4,959
    Synovus Bank 3 6.54% $4,335
    Paramount Residential Mortgage Group, Inc. 2 7.38% $5,490
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.81% $8,452
    GENEVA FINANCIAL, LLC 2 7.75% $8,741
    GMFS LLC 2 6.81% $1,840
    PENNYMAC LOAN SERVICES, LLC 2 5.81% $3,976
    PNC Bank 2 6.75% $4,288
    SOUTHPOINT FINANCIAL SERVICES, INC. 2 6.63% $7,738
    Truist 2 6.75% $3,264
    JPMorgan Chase Bank 1 7.38% $633
    LOANDEPOT.COM, LLC 1 6.13% $5,630
    Metro City Bank 1 7.38% $4,198
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.38% $1,724
    NAVY FEDERAL CREDIT UNION 1 6.00% $2,699
    NEWREZ LLC 1 8.13% $4,058
    21ST MORTGAGE CORPORATION 1 10.25% $6,983
    UNITED WHOLESALE MORTGAGE, LLC 1 6.25% $5,111
    Pinnacle Bank 1 6.25% $3,059
    Plains Commerce Bank 1 7.50% $5,699
    PLAZA HOME MORTGAGE, INC. 1 5.75% $5,096
    US MORTGAGE CORPORATION 1 6.38% $4,744
    Capital City Home Loans, LLC 1 7.13% $5,719
    Renasant Bank 1 6.38% $4,104
    River Bank & Trust 1 6.38% $4,638
    SOUTHEASTERN Credit Union 1 6.40% $13
    Wells Fargo Bank 1 7.00% $3,816
    SOUTHWEST STAGE FUNDING, LLC 1 7.20% $5,670
    Blue Ridge Bank 1 7.00% $4,967
    The Huntington National Bank 1 7.00% $7,417
    FirstBank 1 8.09% $5,649
    First Horizon Bank 1 5.75% $4,475
    First Reliance Bank 1 6.50% $9,861
    CARDINAL FINANCIAL 1 7.38% $4,131
    Bank of America 1 8.63% $9,922
    Tyndall Federal Credit Union 1 5.75% $6,226

    Moultrie Average Closing Costs & Other Stats

    Moultrie, GA's 40 lenders originated 415 loans during 2023. The total origination value was $76,375,000, with an average loan value of $184,036.

    Moultrie's average closing costs are $5,281.

    The top Moultrie lender as defined by loan originations is QUICKEN LOANS, LLC, with 13 loans originated. Their average total fees are $5,846, which is $7 higher than the next largest lender, Ameris Bank.

    The lowest fee Moultrie lenders (with over 10 loans originated) are Ameris Bank ($5,838), QUICKEN LOANS, LLC ($5,846), .

    The lowest rate Moultrie lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.98%), Ameris Bank (7.22%), .

    Moultrie, GA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Flagstar Bank, FSB $5,815,000 $11,140,000 91.6% 14.6%
    The First, A National Banking Association $9,640,000 $8,765,000 -9.1% 11.5%
    Ameris Bank $7,775,000 $5,275,000 -32.2% 6.9%
    QUICKEN LOANS, LLC $10,090,000 $4,670,000 -53.7% 6.1%
    Commercial Banking Company $2,205,000 $1,820,000 -17.5% 2.4%
    SOUTHEASTERN Credit Union $2,560,000 $1,710,000 -33.2% 2.2%
    Synovus Bank $970,000 $1,665,000 71.6% 2.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,810,000 $1,655,000 -41.1% 2.2%
    Renasant Bank $2,775,000 $1,595,000 -42.5% 2.1%
    UNITED WHOLESALE MORTGAGE, LLC $1,030,000 $1,585,000 53.9% 2.1%
    Guardian Bank $540,000 $1,535,000 184.3% 2.0%
    21ST MORTGAGE CORPORATION $1,650,000 $1,370,000 -17.0% 1.8%
    NAVY FEDERAL CREDIT UNION $1,000,000 $1,195,000 19.5% 1.6%
    Colony Bank $1,310,000 $1,050,000 -19.8% 1.4%
    Mortgage Research Center, LLC $2,755,000 $1,010,000 -63.3% 1.3%
    BancorpSouth $955,000 n/a 1.3%
    PLAZA HOME MORTGAGE, INC. $845,000 n/a 1.1%
    BANKSOUTH MORTGAGE COMPANY, LLC $415,000 $785,000 89.2% 1.0%
    PENNYMAC LOAN SERVICES, LLC $1,340,000 $780,000 -41.8% 1.0%
    SOUTHPOINT FINANCIAL SERVICES, INC. $760,000 n/a 1.0%
    Pinnacle Bank $655,000 $755,000 15.3% 1.0%
    HOMESTAR FINANCIAL CORPORATION $1,535,000 $730,000 -52.4% 1.0%
    CROSSCOUNTRY MORTGAGE, LLC $525,000 $675,000 28.6% 0.9%
    BROKER SOLUTIONS, INC. $800,000 $655,000 -18.1% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $1,675,000 $650,000 -61.2% 0.9%
    PENTAGON FEDERAL CREDIT UNION $560,000 n/a 0.7%
    First Reliance Bank $555,000 n/a 0.7%
    ZILLOW HOME LOANS, LLC $555,000 n/a 0.7%
    VANDERBILT MORTGAGE AND FINANCE, INC. $545,000 n/a 0.7%
    PNC Bank $540,000 n/a 0.7%
    GENEVA FINANCIAL, LLC $530,000 n/a 0.7%
    UNION HOME MORTGAGE CORP. $345,000 $525,000 52.2% 0.7%
    Truist $725,000 $505,000 -30.3% 0.7%
    TRIAD FINANCIAL SERVICES, INC. $375,000 $490,000 30.7% 0.6%
    Bank of America $400,000 $470,000 17.5% 0.6%
    Blue Ridge Bank $385,000 $455,000 18.2% 0.6%
    Carrington Mortgage Services, LLC $210,000 $425,000 102.4% 0.6%
    GMFS LLC $815,000 $380,000 -53.4% 0.5%
    JPMorgan Chase Bank $385,000 $370,000 -3.9% 0.5%
    First Horizon Bank $355,000 n/a 0.5%
    Tyndall Federal Credit Union $355,000 n/a 0.5%
    Citizens Community Bank $150,000 $345,000 130.0% 0.5%
    NBKC BANK $345,000 n/a 0.5%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $310,000 n/a 0.4%
    LOANDEPOT.COM, LLC $1,040,000 $310,000 -70.2% 0.4%
    VILLAGE CAPITAL MORTGAGE $310,000 n/a 0.4%
    AMERICAN FINANCING CORPORATION $1,000,000 $305,000 -69.5% 0.4%
    AMERICAN PACIFIC MORTGAGE CORPORATION $105,000 $295,000 181.0% 0.4%
    MORTGAGEONE, INC. $285,000 n/a 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $95,000 $285,000 200.0% 0.4%
    Paramount Residential Mortgage Group, Inc. $280,000 n/a 0.4%
    SECURITYNATIONAL MORTGAGE COMPANY $275,000 n/a 0.4%
    NEW DAY FINANCIAL, LLC $420,000 $265,000 -36.9% 0.3%
    Plains Commerce Bank $265,000 n/a 0.3%
    GUARANTEED RATE, INC. $85,000 $255,000 200.0% 0.3%
    Presidential Bank, FSB $250,000 n/a 0.3%
    Bank of England $175,000 $245,000 40.0% 0.3%
    Capital City Home Loans, LLC $285,000 $245,000 -14.0% 0.3%
    COUNTRYPLACE MORTGAGE, LTD. $75,000 $230,000 206.7% 0.3%
    FirstBank $230,000 n/a 0.3%
    CARDINAL FINANCIAL $205,000 $225,000 9.8% 0.3%
    Wells Fargo Bank $1,595,000 $220,000 -86.2% 0.3%
    Citizens Bank $115,000 $205,000 78.3% 0.3%
    Thomasville National Bank $995,000 $205,000 -79.4% 0.3%
    River Bank & Trust $195,000 n/a 0.3%
    HOMESIDE FINANCIAL, LLC $185,000 n/a 0.2%
    The Citizens National Bank of Quitman $185,000 n/a 0.2%
    First State Bank of Blakely, Inc. $165,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $95,000 $165,000 73.7% 0.2%
    The Huntington National Bank $165,000 n/a 0.2%
    Ixonia Bank $155,000 n/a 0.2%
    NEWREZ LLC $950,000 $155,000 -83.7% 0.2%
    TOWNE MORTGAGE COMPANY $295,000 $155,000 -47.5% 0.2%
    AMERISAVE MORTGAGE CORPORATION $1,315,000 $145,000 -89.0% 0.2%
    GEORGIA'S OWN $355,000 $145,000 -59.2% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $135,000 n/a 0.2%
    EMM LOANS LLC $135,000 n/a 0.2%
    Metro City Bank $135,000 n/a 0.2%
    SOUTHWEST STAGE FUNDING, LLC $630,000 $135,000 -78.6% 0.2%
    US MORTGAGE CORPORATION $125,000 n/a 0.2%
    AmeriHome Mortgage Company, LLC $185,000 $115,000 -37.8% 0.2%
    CREDIT HUMAN FEDERAL CREDIT UNION $115,000 n/a 0.2%
    Farmers & Merchants Bank $115,000 n/a 0.2%
    Regions Bank $55,000 $105,000 90.9% 0.1%
    U.S. Bank $95,000 n/a 0.1%
    Discover Bank $100,000 $85,000 -15.0% 0.1%
    Loan Simple, Inc. $85,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $75,000 n/a 0.1%
    USAA Federal Savings Bank $85,000 $75,000 -11.8% 0.1%
    Five Star Credit Union $65,000 n/a 0.1%
    NASA Federal Credit Union $65,000 n/a 0.1%
    Envision Credit Union $490,000 $55,000 -88.8% 0.1%
    Georgia Community Bank $45,000 n/a 0.1%
    PeoplesSouth Bank $285,000 $45,000 -84.2% 0.1%
    Figure Lending LLC $55,000 $35,000 -36.4% 0.0%
    FIRST COMMERCE CREDIT UNION $335,000 $35,000 -89.6% 0.0%

    Moultrie's top lender by overall market share is Flagstar Bank, FSB, with 14.6% market share. In second place, with 11.5%, is The First, A National Banking Association, having originated $8,765,000 in loans. In third place, with 6.9%, is Ameris Bank, having originated $5,275,000 in loans. In fourth place, with 6.1%, is QUICKEN LOANS, LLC, having originated $4,670,000 in loans. In fifth place, with 2.4%, is Commercial Banking Company, having originated $1,820,000 in loans.

    Moultrie Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Moultrie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $158,675 (5.9%) $208,924 (5.8%) 0.00 123
    2018-02-01 $159,900 (7.0%) $203,725 (2.5%) 0.00 126
    2018-03-01 $159,900 (10.3%) $203,425 (2.1%) 0.00 126
    2018-04-01 $164,700 (15.6%) $206,022 (3.4%) 0.00 129
    2018-05-01 $164,800 (15.7%) $205,335 (4.6%) 0.00 136
    2018-06-01 $164,500 (23.5%) $212,101 (11.9%) 0.00 133
    2018-07-01 $156,650 (16.1%) $211,456 (12.7%) 0.00 135
    2018-08-01 $152,450 (4.1%) $202,739 (3.1%) 0.00 131
    2018-09-01 $157,500 (7.6%) $196,058 (0.9%) 0.00 139
    2018-10-01 $153,675 (3.0%) $185,222 (-7.5%) 0.00 137
    2018-11-01 $154,900 (1.7%) $190,588 (-5.7%) 0.00 127
    2018-12-01 $149,900 (-3.3%) $193,561 (-6.2%) 0.00 111
    2019-01-01 $158,400 (-0.2%) $196,064 (-6.2%) 0.00 107
    2019-02-01 $154,900 (-3.1%) $191,861 (-5.8%) 0.00 118
    2019-03-01 $160,850 (0.6%) $200,420 (-1.5%) 0.00 112
    2019-04-01 $169,339 (2.8%) $214,938 (4.3%) 0.00 105
    2019-05-01 $164,925 (0.1%) $210,328 (2.4%) 0.00 107
    2019-06-01 $188,250 (14.4%) $222,691 (5.0%) 0.00 98
    2019-07-01 $189,900 (21.2%) $230,097 (8.8%) 0.00 102
    2019-08-01 $189,900 (24.6%) $228,397 (12.7%) 0.00 100
    2019-09-01 $189,900 (20.6%) $224,295 (14.4%) 0.00 97
    2019-10-01 $189,900 (23.6%) $221,017 (19.3%) 0.00 94
    2019-11-01 $191,700 (23.8%) $222,216 (16.6%) 0.00 90
    2019-12-01 $187,450 (25.1%) $220,063 (13.7%) 0.00 76
    2020-01-01 $191,150 (20.7%) $223,810 (14.2%) 0.00 69
    2020-02-01 $187,450 (21.0%) $223,809 (16.7%) 0.00 71
    2020-03-01 $192,700 (19.8%) $226,308 (12.9%) 0.00 68
    2020-04-01 $177,450 (4.8%) $213,283 (-0.8%) 0.00 73
    2020-05-01 $185,000 (12.2%) $225,700 (7.3%) 0.00 66
    2020-06-01 $191,175 (1.6%) $222,453 (-0.1%) 0.00 65
    2020-07-01 $199,900 (5.3%) $235,005 (2.1%) 0.00 58
    2020-08-01 $199,900 (5.3%) $225,763 (-1.2%) 0.00 54
    2020-09-01 $196,150 (3.3%) $225,313 (0.5%) 0.00 48
    2020-10-01 $202,950 (6.9%) $234,334 (6.0%) 0.00 46
    2020-11-01 $202,950 (5.9%) $238,176 (7.2%) 0.00 47
    2020-12-01 $217,175 (15.9%) $256,509 (16.6%) 0.00 42
    2021-01-01 $221,950 (16.1%) $268,664 (20.0%) 0.00 35
    2021-02-01 $237,400 (26.7%) $252,160 (12.7%) 0.00 44
    2021-03-01 $229,900 (19.3%) $234,733 (3.7%) 0.00 43
    2021-04-01 $274,500 (54.7%) $270,312 (26.7%) 0.00 29
    2021-05-01 $282,450 (52.7%) $291,267 (29.1%) 0.00 28
    2021-06-01 $261,175 (36.6%) $271,032 (21.8%) 0.00 28
    2021-07-01 $269,900 (35.0%) $299,811 (27.6%) 0.00 27
    2021-08-01 $229,925 (15.0%) $282,606 (25.2%) 0.00 42
    2021-09-01 $222,498 (13.4%) $273,234 (21.3%) 0.00 46
    2021-10-01 $222,500 (9.6%) $290,630 (24.0%) 0.00 42
    2021-11-01 $238,225 (17.4%) $301,807 (26.7%) 0.00 36
    2021-12-01 $225,000 (3.6%) $272,735 (6.3%) 0.00 40
    2022-01-01 $204,950 (-7.7%) $252,631 (-6.0%) 0.00 41
    2022-02-01 $173,450 (-26.9%) $272,985 (8.3%) 0.00 41
    2022-03-01 $189,900 (-17.4%) $284,098 (21.0%) 0.00 42
    2022-04-01 $166,950 (-39.2%) $256,888 (-5.0%) 0.00 43
    2022-05-01 $248,675 (-12.0%) $271,707 (-6.7%) 0.00 46
    2022-06-01 $267,475 (2.4%) $294,636 (8.7%) 0.00 41
    2022-07-01 $262,000 (-2.9%) $270,750 (-9.7%) 0.00 44
    2022-08-01 $218,500 (-5.0%) $258,128 (-8.7%) 0.00 45
    2022-09-01 $258,725 (16.3%) $268,554 (-1.7%) 0.00 46
    2022-10-01 $255,000 (14.6%) $253,549 (-12.8%) 0.00 55
    2022-11-01 $250,500 (5.2%) $248,033 (-17.8%) 0.00 68
    2022-12-01 $249,750 (11.0%) $251,988 (-7.6%) 0.00 79
    2023-01-01 $271,000 (32.2%) $297,642 (17.8%) 0.00 38
    2023-02-01 $270,250 (55.8%) $278,293 (1.9%) 0.00 44
    2023-03-01 $292,175 (53.9%) $286,362 (0.8%) 0.00 42
    2023-04-01 $299,900 (79.6%) $296,239 (15.3%) 0.00 32
    2023-05-01 $287,200 (15.5%) $295,630 (8.8%) 0.00 36
    2023-06-01 $303,750 (13.6%) $322,082 (9.3%) 0.00 45
    2023-07-01 $285,000 (8.8%) $335,392 (23.9%) 0.00 50
    2023-08-01 $297,500 (36.2%) $355,569 (37.8%) 0.00 47
    2023-09-01 $299,000 (15.6%) $359,413 (33.8%) 0.00 49
    2023-10-01 $302,450 (18.6%) $359,312 (41.7%) 0.00 54
    2023-11-01 $297,450 (18.7%) $337,857 (36.2%) 0.00 50
    2023-12-01 $299,900 (20.1%) $358,830 (42.4%) 0.00 49
    2024-01-01 $289,900 (7.0%) $338,096 (13.6%) 0.00 56
    2024-02-01 $287,450 (6.4%) $336,109 (20.8%) 0.00 46
    2024-03-01 $250,000 (-14.4%) $314,279 (9.8%) 0.00 52
    2024-04-01 $259,975 (-13.3%) $335,998 (13.4%) 0.00 55
    2024-05-01 $275,000 (-4.3%) $344,870 (16.7%) 0.00 57
    2024-06-01 $292,450 (-3.7%) $351,572 (9.2%) 0.00 61
    2024-07-01 $322,500 (13.2%) $366,707 (9.3%) 0.00 58
    2024-08-01 $297,000 (-0.2%) $351,789 (-1.1%) 0.00 70
    2024-09-01 $294,998 (-1.3%) $347,245 (-3.4%) 0.00 71
    2024-10-01 $277,250 (-8.3%) $317,585 (-11.6%) 0.00 69
    Moultrie's median listing price for 2024-10-01 was $277,250, a difference of $-25,200 (-8.3%) versus the prior year and $-17,748 versus the prior month.

    Moultrie's median listing price comes in at 0% of the national average.

    Moultrie's average listing price for 2024-10-01 was $317,585, a difference of $-41,727 (-11.6%) versus the prior year and $-29,660 versus the prior month.

    For the 2024-10-01 period, Moultrie had 69 MLS listings, a difference of -2 listings (-3%) versus the prior month and 15 listings (28%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Moultrie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,014 sqft
    2018-02-01 0 days 1,913 sqft
    2018-03-01 0 days 2,009 sqft
    2018-04-01 0 days 2,048 sqft
    2018-05-01 0 days 2,082 sqft
    2018-06-01 0 days 2,104 sqft
    2018-07-01 0 days 2,082 sqft
    2018-08-01 0 days 2,022 sqft
    2018-09-01 0 days 2,014 sqft
    2018-10-01 0 days 2,006 sqft
    2018-11-01 0 days 2,019 sqft
    2018-12-01 0 days 2,044 sqft
    2019-01-01 0 days 2,072 sqft
    2019-02-01 0 days 1,938 sqft
    2019-03-01 0 days 1,939 sqft
    2019-04-01 0 days 1,979 sqft
    2019-05-01 0 days 1,994 sqft
    2019-06-01 0 days 2,115 sqft
    2019-07-01 0 days 2,059 sqft
    2019-08-01 0 days 2,060 sqft
    2019-09-01 0 days 2,060 sqft
    2019-10-01 0 days 2,060 sqft
    2019-11-01 0 days 2,113 sqft
    2019-12-01 0 days 2,064 sqft
    2020-01-01 0 days 2,077 sqft
    2020-02-01 0 days 2,123 sqft
    2020-03-01 0 days 2,122 sqft
    2020-04-01 0 days 2,067 sqft
    2020-05-01 0 days 2,108 sqft
    2020-06-01 0 days 2,070 sqft
    2020-07-01 0 days 2,169 sqft
    2020-08-01 0 days 2,153 sqft
    2020-09-01 0 days 2,176 sqft
    2020-10-01 0 days 2,176 sqft
    2020-11-01 0 days 2,139 sqft
    2020-12-01 0 days 2,561 sqft
    2021-01-01 0 days 2,650 sqft
    2021-02-01 0 days 2,537 sqft
    2021-03-01 0 days 2,519 sqft
    2021-04-01 0 days 2,666 sqft
    2021-05-01 0 days 2,533 sqft
    2021-06-01 0 days 2,136 sqft
    2021-07-01 0 days 2,319 sqft
    2021-08-01 0 days 2,106 sqft
    2021-09-01 0 days 2,097 sqft
    2021-10-01 0 days 2,111 sqft
    2021-11-01 0 days 2,073 sqft
    2021-12-01 0 days 1,820 sqft
    2022-01-01 0 days 1,821 sqft
    2022-02-01 0 days 2,022 sqft
    2022-03-01 0 days 1,904 sqft
    2022-04-01 0 days 1,953 sqft
    2022-05-01 0 days 2,062 sqft
    2022-06-01 0 days 2,363 sqft
    2022-07-01 0 days 2,356 sqft
    2022-08-01 0 days 1,977 sqft
    2022-09-01 0 days 1,959 sqft
    2022-10-01 0 days 1,944 sqft
    2022-11-01 0 days 1,993 sqft
    2022-12-01 0 days 2,018 sqft
    2023-01-01 0 days 2,141 sqft
    2023-02-01 0 days 1,876 sqft
    2023-03-01 0 days 1,954 sqft
    2023-04-01 0 days 1,862 sqft
    2023-05-01 0 days 1,928 sqft
    2023-06-01 0 days 1,999 sqft
    2023-07-01 0 days 1,876 sqft
    2023-08-01 0 days 2,028 sqft
    2023-09-01 0 days 1,926 sqft
    2023-10-01 0 days 1,895 sqft
    2023-11-01 0 days 1,800 sqft
    2023-12-01 0 days 1,800 sqft
    2024-01-01 0 days 1,746 sqft
    2024-02-01 0 days 1,733 sqft
    2024-03-01 0 days 1,766 sqft
    2024-04-01 0 days 1,870 sqft
    2024-05-01 0 days 1,935 sqft
    2024-06-01 0 days 2,056 sqft
    2024-07-01 0 days 2,179 sqft
    2024-08-01 0 days 2,134 sqft
    2024-09-01 0 days 2,158 sqft
    2024-10-01 0 days 2,024 sqft
    Moultrie's median listing age (time on market) for 2024-10-01 was 0 days.

    Moultrie's median square footage for active listings during the 2024-10-01 period was 2,024 sqft. One year prior, the average listing was 1,895 sqft.

    Moultrie, GA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 246 $52,010,000 $211,423
    Refi 76 $12,470,000 $164,079
    Cash Out Refi 51 $8,345,000 $163,627
    Home Improvement 21 $1,835,000 $87,381
    Other 21 $1,715,000 $81,667

    Moultrie's most frequently cited loan purpose was Home Purchase, with 246 originations. The 2nd most popular reason was Refi, with 76 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 138 $27,600,000 $200,000
    7-8% 91 $20,255,000 $222,582
    Over 8% 75 $10,065,000 $134,200
    5-6% 44 $9,830,000 $223,409
    4-5% 2 $400,000 $200,000
    3-4% 1 $25,000 $25,000

    During 2023, Moultrie's most frequently originated rate bucket was 6-7%, with 138 originations.

    Loan Sizing (Moultrie, GA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 154 $23,000,000 $149,351
    $100,000 or less 125 $7,555,000 $60,440
    $200k-400k 115 $30,625,000 $266,304
    $400k-600k 13 $6,055,000 $465,769
    $600k-1000k 4 $3,090,000 $772,500
    $Over $1MM 4 $6,050,000 $1,512,500

    Moultrie's loan sizing saw the bucket of loans from $100k-200k with 154 originations, totaling $23,000,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 189 $39,835,000 $210,767
    60-80% 82 $19,020,000 $231,951
    40-60% 31 $4,715,000 $152,097
    20-40% 26 $2,540,000 $97,692
    Under 20% 14 $630,000 $45,000
    Over 100% 8 $1,330,000 $166,250

    Moultrie's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 189 originations, totaling $39,835,000 in origination value.