Moultrie Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Moultrie averaged 7.61% for the week of 2026-11-05, compared to the national average of 7.18% for the same period.

    The average rate for the prior week (2026-10-29) was 7.67% and one month ago for the week of 2026-10-01, the average rate was 7.51%.

    Moultrie's average rate one year ago was 6.4%.

    For refis of the same type during the week of 2026-11-05, the average rate was 7.68%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2026-11-05 7.18%
    Moultrie 30 Year Fixed Rate 2026-11-05 7.61%
    Moultrie 30 Year Fixed Rate Refi 2026-11-05 7.68%
    Moultrie 15 Year Fixed Rate 2026-11-05 6.37%
    Moultrie 15 Year Fixed Rate Refi 2026-11-05 6.57%
    Moultrie 30 Year FHA 2026-11-05 7.13%
    Moultrie 30 Year FHA Refi 2026-11-05 7.03%
    Moultrie 30 Year USDA 2026-11-05 7.1%
    Moultrie 30 Year USDA Refi 2026-11-05 6.9%
    Moultrie 30 Year VA 2026-11-05 6.66%
    Moultrie 30 Year VA Refi 2026-11-05 6.56%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Moultrie, GA.

    Moultrie Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Moultrie, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2025 Avg. 30yFix Rate 2025 Avg. Closing Costs
    QUICKEN LOANS, LLC 46 6.73% $5,630
    Ameris Bank 11 6.70% $5,806
    NEWREZ LLC 4 6.84% $7,051
    GENEVA FINANCIAL, LLC 4 6.47% $7,733
    UNITED WHOLESALE MORTGAGE, LLC 3 6.37% $5,333
    Colony Bank 3 6.91% $6,344
    21ST MORTGAGE CORPORATION 3 9.36% $5,954
    ZILLOW HOME LOANS, LLC 2 7.00% $4,189
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.56% $7,689
    GEORGIA'S OWN 2 6.75% $4,422
    LOANDEPOT.COM, LLC 2 7.38% $4,249
    Truist 2 6.33% $4,072
    FIRST COMMERCE CREDIT UNION 1 6.25% $3,472
    First Federal Bank 1 6.50% $8,016
    First Reliance Bank 1 6.50% $6,362
    Capital City Home Loans, LLC 1 6.63% $3,636
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.50% $10,621
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.25% $8,712
    HOMESIDE FINANCIAL, LLC 1 8.13% $7,696
    JPMorgan Chase Bank 1 6.88% $5,048
    LAKEVIEW LOAN SERVICING, LLC 1 6.99% $6,421
    LENOX FINANCIAL MORTGAGE CORPORATION 1 6.87% $8,338
    Wells Fargo Bank 1 6.00% $4,802
    LOANPAL, LLC 1 6.63% $16,190
    Mr. Cooper ( Nationstar Mortgage ) 1 7.63% $9,884
    NAVY FEDERAL CREDIT UNION 1 7.63% $6,969
    BETTER MORTGAGE CORPORATION 1 6.13% $12,759
    NexBank 1 6.88% $4,338
    PENNYMAC LOAN SERVICES, LLC 1 7.00% $7,830
    Bank of America 1 5.88% $5,335
    SOUTHEASTERN Credit Union 1 7.00% $4,136
    STOCKTON MORTGAGE CORPORATION 1 6.88% $3,745
    The Huntington National Bank 1 7.13% $6,277
    TOWNE MORTGAGE COMPANY 1 7.49% $6,319
    Discover Bank 1 7.33% $0
    Encompass Lending Group, LP 1 6.13% $11,595
    EVERETT FINANCIAL, INC. 1 6.13% $11,476
    A&D Mortgage LLC 1 6.49% $3,704

    Moultrie Average Closing Costs & Other Stats

    Moultrie, GA's 38 lenders originated 521 loans during 2025. The total origination value was $111,135,000, with an average loan value of $213,311.

    Moultrie's average closing costs are $5,833.

    The top Moultrie lender as defined by loan originations is QUICKEN LOANS, LLC, with 46 loans originated. Their average total fees are $5,630, which is $176 lower than the next largest lender, Ameris Bank.

    The lowest fee Moultrie lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($5,630), Ameris Bank ($5,806), .

    The lowest rate Moultrie lenders (with over 10 loans originated) are Ameris Bank (6.70%), QUICKEN LOANS, LLC (6.73%), .

    Moultrie, GA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2024 Loan Value 2025 Loan Value % Change 2025 Market Share
    QUICKEN LOANS, LLC $8,770,000 $15,585,000 77.7% 14.0%
    GREYSTONE SERVICING COMPANY LLC $6,675,000 n/a 6.0%
    Ameris Bank $3,970,000 $5,240,000 32.0% 4.7%
    UNITED WHOLESALE MORTGAGE, LLC $2,650,000 $4,265,000 60.9% 3.8%
    21ST MORTGAGE CORPORATION $3,035,000 $4,045,000 33.3% 3.6%
    Regions Bank $3,465,000 n/a 3.1%
    Five Star Credit Union $3,145,000 n/a 2.8%
    Colony Bank $2,555,000 $3,100,000 21.3% 2.8%
    Commercial Banking Company $2,155,000 $3,075,000 42.7% 2.8%
    NEWREZ LLC $330,000 $2,970,000 800.0% 2.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,875,000 $2,655,000 41.6% 2.4%
    Renasant Bank $100,000 $2,415,000 2,315.0% 2.2%
    Mortgage Research Center, LLC $2,560,000 $2,355,000 -8.0% 2.1%
    TOWNE MORTGAGE COMPANY $430,000 $2,300,000 434.9% 2.1%
    Prime Meridian Bank $2,255,000 n/a 2.0%
    FREEDOM MORTGAGE CORPORATION $3,935,000 $1,855,000 -52.9% 1.7%
    Guardian Bank $275,000 $1,415,000 414.5% 1.3%
    Truist $505,000 $1,405,000 178.2% 1.3%
    Mr. Cooper ( Nationstar Mortgage ) $725,000 $1,390,000 91.7% 1.3%
    GENEVA FINANCIAL, LLC $460,000 $1,250,000 171.7% 1.1%
    Flagstar Bank, FSB $6,075,000 $1,215,000 -80.0% 1.1%
    PENNYMAC LOAN SERVICES, LLC $620,000 $1,095,000 76.6% 1.0%
    Century Mortgage Company DBA Century Lending Company $990,000 n/a 0.9%
    PLANET HOME LENDING, LLC $960,000 n/a 0.9%
    VANDERBILT MORTGAGE AND FINANCE, INC. $105,000 $840,000 700.0% 0.8%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $800,000 n/a 0.7%
    Synovus Bank $960,000 $780,000 -18.8% 0.7%
    NAVY FEDERAL CREDIT UNION $1,115,000 $740,000 -33.6% 0.7%
    First Federal Bank $700,000 n/a 0.6%
    GEORGIA'S OWN $135,000 $675,000 400.0% 0.6%
    FIRST COMMERCE CREDIT UNION $315,000 $660,000 109.5% 0.6%
    BROKER SOLUTIONS, INC. $285,000 $640,000 124.6% 0.6%
    Thomasville National Bank $630,000 n/a 0.6%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $460,000 $610,000 32.6% 0.5%
    LOANDEPOT.COM, LLC $170,000 $560,000 229.4% 0.5%
    BETTER MORTGAGE CORPORATION $555,000 $555,000 0.0% 0.5%
    TRIAD FINANCIAL SERVICES, INC. $370,000 $535,000 44.6% 0.5%
    Wells Fargo Bank $575,000 $535,000 -7.0% 0.5%
    SUN WEST MORTGAGE COMPANY, INC. $530,000 n/a 0.5%
    BANKSOUTH MORTGAGE COMPANY, LLC $235,000 $525,000 123.4% 0.5%
    AmeriHome Mortgage Company, LLC $520,000 n/a 0.5%
    AMERICAN PACIFIC MORTGAGE CORPORATION $85,000 $495,000 482.4% 0.4%
    CMG MORTGAGE, INC. $495,000 n/a 0.4%
    LOANPAL, LLC $490,000 n/a 0.4%
    SOUTHEASTERN Credit Union $740,000 $480,000 -35.1% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $320,000 $450,000 40.6% 0.4%
    ZILLOW HOME LOANS, LLC $430,000 n/a 0.4%
    Figure Lending LLC $240,000 $425,000 77.1% 0.4%
    ROYAL UNITED MORTGAGE LLC $425,000 n/a 0.4%
    STOCKTON MORTGAGE CORPORATION $420,000 n/a 0.4%
    Metro City Bank $390,000 n/a 0.4%
    Mainstreet Community Bank of Florida $385,000 n/a 0.3%
    CSL Financial, LLC $380,000 n/a 0.3%
    Assurance Financial Group, L.L.C. $375,000 n/a 0.3%
    The Huntington National Bank $375,000 n/a 0.3%
    FIRST BANCORP $345,000 n/a 0.3%
    NEW WAVE LENDING GROUP INC $345,000 n/a 0.3%
    LAKEVIEW LOAN SERVICING, LLC $315,000 n/a 0.3%
    EVERETT FINANCIAL, INC. $125,000 $305,000 144.0% 0.3%
    LENOX FINANCIAL MORTGAGE CORPORATION $305,000 n/a 0.3%
    Bank of America $300,000 n/a 0.3%
    AMERITRUST MORTGAGE CORPORATION $275,000 n/a 0.2%
    Georgia Community Bank $275,000 n/a 0.2%
    NATIONWIDE MORTGAGE BANKERS, INC. $275,000 n/a 0.2%
    CANOPY MORTGAGE, LLC $950,000 $270,000 -71.6% 0.2%
    UNION HOME MORTGAGE CORP. $450,000 $255,000 -43.3% 0.2%
    ACOPIA, LLC $250,000 n/a 0.2%
    First Reliance Bank $480,000 $235,000 -51.0% 0.2%
    CREDIT HUMAN FEDERAL CREDIT UNION $230,000 n/a 0.2%
    FirstBank $360,000 $230,000 -36.1% 0.2%
    SOUTHWEST STAGE FUNDING, LLC $260,000 $225,000 -13.5% 0.2%
    M&T Bank $205,000 n/a 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $205,000 n/a 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $195,000 n/a 0.2%
    PREMIER MORTGAGE RESOURCES, L.L.C. $190,000 n/a 0.2%
    A&D Mortgage LLC $185,000 n/a 0.2%
    Equity Prime Mortgage LLC $165,000 $185,000 12.1% 0.2%
    The Federal Savings Bank $445,000 $185,000 -58.4% 0.2%
    SOUTHEAST MORTGAGE OF GEORGIA, INC. $245,000 $180,000 -26.5% 0.2%
    Encompass Lending Group, LP $175,000 n/a 0.2%
    MID AMERICA MORTGAGE, INC. $665,000 $175,000 -73.7% 0.2%
    City National Bank of Florida $165,000 n/a 0.1%
    Peoples Bank $165,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $165,000 $160,000 -3.0% 0.1%
    GUARANTEED RATE AFFINITY, LLC $355,000 $155,000 -56.3% 0.1%
    NexBank $95,000 $145,000 52.6% 0.1%
    SPRING EQ, LLC $140,000 n/a 0.1%
    BAYSHORE MORTGAGE FUNDING, LLC $135,000 n/a 0.1%
    Discover Bank $130,000 n/a 0.1%
    JPMorgan Chase Bank $315,000 $125,000 -60.3% 0.1%
    MEMBER FIRST MORTGAGE, LLC $125,000 n/a 0.1%
    Nations Lending Corporation $125,000 n/a 0.1%
    OCMBC, INC. $125,000 n/a 0.1%
    Capital City Home Loans, LLC $810,000 $115,000 -85.8% 0.1%
    Citizens Community Bank $115,000 n/a 0.1%
    COREVEST AMERICAN FINANCE LENDER LLC $115,000 n/a 0.1%
    The Citizens National Bank of Quitman $115,000 n/a 0.1%
    Citizens Bank $55,000 $105,000 90.9% 0.1%
    FINANCE OF AMERICA REVERSE LLC $105,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $105,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $200,000 $105,000 -47.5% 0.1%
    University Bank $105,000 n/a 0.1%
    Wilmington Savings Fund Society, FSB $105,000 n/a 0.1%
    Service Federal Credit Union $95,000 n/a 0.1%
    CARDINAL FINANCIAL $155,000 $85,000 -45.2% 0.1%
    PNC Bank $65,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $165,000 $55,000 -66.7% 0.0%
    ATLANTA POSTAL $55,000 n/a 0.0%
    Coastal Community Bank $35,000 n/a 0.0%
    GEORGIA UNITED $25,000 n/a 0.0%

    Moultrie's top lender by overall market share is QUICKEN LOANS, LLC, with 14.0% market share. In second place, with 6.0%, is GREYSTONE SERVICING COMPANY LLC, having originated $6,675,000 in loans. In third place, with 4.7%, is Ameris Bank, having originated $5,240,000 in loans. In fourth place, with 3.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $4,265,000 in loans. In fifth place, with 3.6%, is 21ST MORTGAGE CORPORATION, having originated $4,045,000 in loans.

    Moultrie Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Moultrie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $158,675 (5.9%) $208,924 (6.4%) 0.00 123
    2018-02-01 $159,900 (7.3%) $203,725 (3.1%) 0.00 126
    2018-03-01 $159,900 (11.3%) $203,425 (2.7%) 0.00 126
    2018-04-01 $164,700 (17.7%) $206,022 (4.0%) 0.00 129
    2018-05-01 $164,800 (16.7%) $205,335 (5.3%) 0.00 136
    2018-06-01 $164,500 (26.6%) $212,101 (12.6%) 0.00 133
    2018-07-01 $156,650 (18.3%) $211,456 (13.1%) 0.00 135
    2018-08-01 $152,450 (5.6%) $202,739 (3.5%) 0.00 131
    2018-09-01 $157,500 (8.7%) $196,058 (1.2%) 0.00 139
    2018-10-01 $153,675 (3.0%) $185,222 (-7.5%) 0.00 137
    2018-11-01 $154,900 (1.7%) $190,588 (-5.7%) 0.00 127
    2018-12-01 $149,900 (-3.3%) $193,561 (-6.2%) 0.00 111
    2019-01-01 $158,400 (-0.2%) $196,064 (-6.2%) 0.00 107
    2019-02-01 $154,900 (-3.1%) $191,861 (-5.8%) 0.00 118
    2019-03-01 $160,850 (0.6%) $200,420 (-1.5%) 0.00 112
    2019-04-01 $169,339 (2.8%) $214,938 (4.3%) 0.00 105
    2019-05-01 $164,925 (0.1%) $210,328 (2.4%) 0.00 107
    2019-06-01 $188,250 (14.4%) $222,691 (5.0%) 0.00 98
    2019-07-01 $189,900 (21.2%) $230,097 (8.8%) 0.00 102
    2019-08-01 $189,900 (24.6%) $228,397 (12.7%) 0.00 100
    2019-09-01 $189,900 (20.6%) $224,295 (14.4%) 0.00 97
    2019-10-01 $189,900 (23.6%) $221,017 (19.3%) 0.00 94
    2019-11-01 $191,700 (23.8%) $222,216 (16.6%) 0.00 90
    2019-12-01 $187,450 (25.1%) $220,063 (13.7%) 0.00 76
    2020-01-01 $191,150 (20.7%) $223,810 (14.2%) 0.00 69
    2020-02-01 $187,450 (21.0%) $223,809 (16.7%) 0.00 71
    2020-03-01 $192,700 (19.8%) $226,308 (12.9%) 0.00 68
    2020-04-01 $177,450 (4.8%) $213,283 (-0.8%) 0.00 73
    2020-05-01 $185,000 (12.2%) $225,700 (7.3%) 0.00 66
    2020-06-01 $191,175 (1.6%) $222,453 (-0.1%) 0.00 65
    2020-07-01 $199,900 (5.3%) $235,005 (2.1%) 0.00 58
    2020-08-01 $199,900 (5.3%) $225,763 (-1.2%) 0.00 54
    2020-09-01 $196,150 (3.3%) $225,313 (0.5%) 0.00 48
    2020-10-01 $202,950 (6.9%) $234,334 (6.0%) 0.00 46
    2020-11-01 $202,950 (5.9%) $238,176 (7.2%) 0.00 47
    2020-12-01 $217,175 (15.9%) $256,509 (16.6%) 0.00 42
    2021-01-01 $221,950 (16.1%) $268,664 (20.0%) 0.00 35
    2021-02-01 $237,400 (26.7%) $252,160 (12.7%) 0.00 44
    2021-03-01 $229,900 (19.3%) $234,733 (3.7%) 0.00 43
    2021-04-01 $274,500 (54.7%) $270,312 (26.7%) 0.00 29
    2021-05-01 $282,450 (52.7%) $291,267 (29.1%) 0.00 28
    2021-06-01 $261,175 (36.6%) $271,032 (21.8%) 0.00 28
    2021-07-01 $269,900 (35.0%) $299,811 (27.6%) 0.00 27
    2021-08-01 $229,925 (15.0%) $282,606 (25.2%) 0.00 42
    2021-09-01 $222,498 (13.4%) $273,234 (21.3%) 0.00 46
    2021-10-01 $222,500 (9.6%) $290,630 (24.0%) 0.00 42
    2021-11-01 $238,225 (17.4%) $301,807 (26.7%) 0.00 36
    2021-12-01 $225,000 (3.6%) $272,735 (6.3%) 0.00 40
    2022-01-01 $204,950 (-7.7%) $252,631 (-6.0%) 0.00 41
    2022-02-01 $173,450 (-26.9%) $272,985 (8.3%) 0.00 41
    2022-03-01 $189,900 (-17.4%) $284,098 (21.0%) 0.00 42
    2022-04-01 $166,950 (-39.2%) $256,888 (-5.0%) 0.00 43
    2022-05-01 $248,675 (-12.0%) $271,707 (-6.7%) 0.00 46
    2022-06-01 $267,475 (2.4%) $294,636 (8.7%) 0.00 41
    2022-07-01 $262,000 (-2.9%) $270,750 (-9.7%) 0.00 44
    2022-08-01 $218,500 (-5.0%) $258,128 (-8.7%) 0.00 45
    2022-09-01 $258,725 (16.3%) $268,554 (-1.7%) 0.00 46
    2022-10-01 $255,000 (14.6%) $253,549 (-12.8%) 0.00 55
    2022-11-01 $250,000 (4.9%) $246,446 (-18.3%) 0.00 67
    2022-12-01 $249,500 (10.9%) $250,963 (-8.0%) 0.00 78
    2023-01-01 $271,000 (32.2%) $297,642 (17.8%) 0.00 38
    2023-02-01 $270,250 (55.8%) $278,293 (1.9%) 0.00 44
    2023-03-01 $292,175 (53.9%) $286,362 (0.8%) 0.00 42
    2023-04-01 $299,900 (79.6%) $296,239 (15.3%) 0.00 32
    2023-05-01 $287,200 (15.5%) $295,630 (8.8%) 0.00 36
    2023-06-01 $303,750 (13.6%) $322,082 (9.3%) 0.00 45
    2023-07-01 $285,000 (8.8%) $335,392 (23.9%) 0.00 50
    2023-08-01 $297,500 (36.2%) $355,569 (37.8%) 0.00 47
    2023-09-01 $299,000 (15.6%) $359,413 (33.8%) 0.00 49
    2023-10-01 $302,450 (18.6%) $359,312 (41.7%) 0.00 54
    2023-11-01 $297,450 (19.0%) $337,857 (37.1%) 0.00 50
    2023-12-01 $299,900 (20.2%) $358,830 (43.0%) 0.00 49
    2024-01-01 $289,900 (7.0%) $338,096 (13.6%) 0.00 56
    2024-02-01 $287,450 (6.4%) $336,109 (20.8%) 0.00 46
    2024-03-01 $250,000 (-14.4%) $314,279 (9.8%) 0.00 52
    2024-04-01 $259,975 (-13.3%) $335,998 (13.4%) 0.00 55
    2024-05-01 $282,000 (-1.8%) $343,670 (16.3%) 0.00 57
    2024-06-01 $292,450 (-3.7%) $343,435 (6.6%) 0.00 61
    2024-07-01 $322,500 (13.2%) $366,707 (9.3%) 0.00 58
    2024-08-01 $297,000 (-0.2%) $351,789 (-1.1%) 0.00 70
    2024-09-01 $296,246 (-0.9%) $347,807 (-3.2%) 0.00 70
    2024-10-01 $272,900 (-9.8%) $311,361 (-13.4%) 0.00 69
    2024-11-01 $274,000 (-7.9%) $304,664 (-9.8%) 0.00 76
    2024-12-01 $275,125 (-8.3%) $301,074 (-16.1%) 0.00 64
    2025-01-01 $276,500 (-4.6%) $286,462 (-15.3%) 0.00 64
    2025-02-01 $273,500 (-4.9%) $280,779 (-16.5%) 0.00 63
    2025-03-01 $269,000 (7.6%) $278,643 (-11.3%) 0.00 52
    2025-04-01 $275,000 (5.8%) $299,463 (-10.9%) 0.00 48
    2025-05-01 $275,000 (-2.5%) $303,639 (-11.7%) 0.00 48
    2025-06-01 $249,975 (-14.5%) $271,150 (-21.1%) 0.00 53
    2025-07-01 $249,900 (-22.5%) $280,994 (-23.4%) 0.00 63
    2025-08-01 $259,900 (-12.5%) $295,784 (-15.9%) 0.00 71
    2025-09-01 $249,975 (-15.6%) $281,432 (-19.1%) 0.00 73
    2025-10-01 $259,500 (-4.9%) $277,910 (-10.7%) 0.00 85
    2025-11-01 $259,950 (-5.1%) $280,613 (-7.9%) 0.00 85
    2025-12-01 $275,000 (-0.1%) $303,368 (0.8%) 0.00 84
    2026-01-01 $275,000 (-0.5%) $304,198 (6.2%) 0.00 86
    2026-02-01 $277,000 (1.3%) $304,679 (8.5%) 0.00 83
    2026-03-01 $279,000 (3.7%) $333,425 (19.7%) 0.00 78
    2026-04-01 $279,675 (1.7%) $336,252 (12.3%) 0.00 83
    2026-05-01 $289,950 (5.4%) $326,319 (7.5%) 0.00 80
    2026-06-01 $287,400 (15.0%) $310,837 (14.6%) 0.00 82
    2026-07-01 $281,225 (12.5%) $316,808 (12.8%) 0.00 87
    2026-08-01 $279,900 (7.7%) $310,302 (4.9%) 0.00 87
    2026-09-01 $277,450 (11.0%) $300,172 (6.7%) 0.00 92
    2026-10-01 $279,900 (7.9%) $302,368 (8.8%) 0.00 86
    Moultrie's median listing price for 2026-10-01 was $279,900, a difference of $20,400 (7.9%) versus the prior year and $2,450 versus the prior month.

    Moultrie's median listing price comes in at 0% of the national average.

    Moultrie's average listing price for 2026-10-01 was $302,368, a difference of $24,458 (8.8%) versus the prior year and $2,196 versus the prior month.

    For the 2026-10-01 period, Moultrie had 86 MLS listings, a difference of -6 listings (-7%) versus the prior month and 1 listings (1%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Moultrie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,014 sqft
    2018-02-01 0 days 1,913 sqft
    2018-03-01 0 days 2,009 sqft
    2018-04-01 0 days 2,048 sqft
    2018-05-01 0 days 2,082 sqft
    2018-06-01 0 days 2,104 sqft
    2018-07-01 0 days 2,082 sqft
    2018-08-01 0 days 2,022 sqft
    2018-09-01 0 days 2,014 sqft
    2018-10-01 0 days 2,006 sqft
    2018-11-01 0 days 2,019 sqft
    2018-12-01 0 days 2,044 sqft
    2019-01-01 0 days 2,072 sqft
    2019-02-01 0 days 1,938 sqft
    2019-03-01 0 days 1,939 sqft
    2019-04-01 0 days 1,979 sqft
    2019-05-01 0 days 1,994 sqft
    2019-06-01 0 days 2,115 sqft
    2019-07-01 0 days 2,059 sqft
    2019-08-01 0 days 2,060 sqft
    2019-09-01 0 days 2,060 sqft
    2019-10-01 0 days 2,060 sqft
    2019-11-01 0 days 2,113 sqft
    2019-12-01 0 days 2,064 sqft
    2020-01-01 0 days 2,077 sqft
    2020-02-01 0 days 2,123 sqft
    2020-03-01 0 days 2,122 sqft
    2020-04-01 0 days 2,067 sqft
    2020-05-01 0 days 2,108 sqft
    2020-06-01 0 days 2,085 sqft
    2020-07-01 0 days 2,169 sqft
    2020-08-01 0 days 2,153 sqft
    2020-09-01 0 days 2,176 sqft
    2020-10-01 0 days 2,176 sqft
    2020-11-01 0 days 2,139 sqft
    2020-12-01 0 days 2,561 sqft
    2021-01-01 0 days 2,650 sqft
    2021-02-01 0 days 2,537 sqft
    2021-03-01 0 days 2,519 sqft
    2021-04-01 0 days 2,666 sqft
    2021-05-01 0 days 2,533 sqft
    2021-06-01 0 days 2,136 sqft
    2021-07-01 0 days 2,226 sqft
    2021-08-01 0 days 2,103 sqft
    2021-09-01 0 days 2,054 sqft
    2021-10-01 0 days 2,111 sqft
    2021-11-01 0 days 2,073 sqft
    2021-12-01 0 days 1,820 sqft
    2022-01-01 0 days 1,821 sqft
    2022-02-01 0 days 2,022 sqft
    2022-03-01 0 days 1,904 sqft
    2022-04-01 0 days 1,953 sqft
    2022-05-01 0 days 2,062 sqft
    2022-06-01 0 days 2,363 sqft
    2022-07-01 0 days 2,356 sqft
    2022-08-01 0 days 1,977 sqft
    2022-09-01 0 days 1,959 sqft
    2022-10-01 0 days 1,944 sqft
    2022-11-01 0 days 2,035 sqft
    2022-12-01 0 days 2,052 sqft
    2023-01-01 0 days 2,141 sqft
    2023-02-01 0 days 1,873 sqft
    2023-03-01 0 days 1,998 sqft
    2023-04-01 0 days 1,877 sqft
    2023-05-01 0 days 1,909 sqft
    2023-06-01 0 days 1,999 sqft
    2023-07-01 0 days 1,876 sqft
    2023-08-01 0 days 2,028 sqft
    2023-09-01 0 days 1,926 sqft
    2023-10-01 0 days 1,895 sqft
    2023-11-01 0 days 1,800 sqft
    2023-12-01 0 days 1,800 sqft
    2024-01-01 0 days 1,746 sqft
    2024-02-01 0 days 1,733 sqft
    2024-03-01 0 days 1,766 sqft
    2024-04-01 0 days 1,870 sqft
    2024-05-01 0 days 1,926 sqft
    2024-06-01 0 days 2,034 sqft
    2024-07-01 0 days 2,179 sqft
    2024-08-01 0 days 2,138 sqft
    2024-09-01 0 days 2,152 sqft
    2024-10-01 0 days 2,038 sqft
    2024-11-01 0 days 2,000 sqft
    2024-12-01 0 days 1,889 sqft
    2025-01-01 0 days 1,952 sqft
    2025-02-01 0 days 1,997 sqft
    2025-03-01 0 days 2,000 sqft
    2025-04-01 0 days 2,010 sqft
    2025-05-01 0 days 1,916 sqft
    2025-06-01 0 days 1,892 sqft
    2025-07-01 0 days 1,740 sqft
    2025-08-01 0 days 1,666 sqft
    2025-09-01 0 days 1,780 sqft
    2025-10-01 0 days 1,823 sqft
    2025-11-01 0 days 1,784 sqft
    2025-12-01 0 days 1,817 sqft
    2026-01-01 0 days 1,800 sqft
    2026-02-01 0 days 1,678 sqft
    2026-03-01 0 days 1,710 sqft
    2026-04-01 0 days 1,818 sqft
    2026-05-01 0 days 1,964 sqft
    2026-06-01 0 days 1,932 sqft
    2026-07-01 0 days 1,898 sqft
    2026-08-01 0 days 1,899 sqft
    2026-09-01 0 days 1,814 sqft
    2026-10-01 0 days 1,812 sqft
    Moultrie's median listing age (time on market) for 2026-10-01 was 0 days.

    Moultrie's median square footage for active listings during the 2026-10-01 period was 1,812 sqft. One year prior, the average listing was 1,823 sqft.

    Moultrie, GA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 268 $65,030,000 $242,649
    Refi 105 $25,055,000 $238,619
    Cash Out Refi 95 $16,105,000 $169,526
    Other 30 $2,470,000 $82,333
    Home Improvement 21 $2,365,000 $112,619
    NA 2 $110,000 $55,000

    Moultrie's most frequently cited loan purpose was Home Purchase, with 268 originations. The 2nd most popular reason was Refi, with 105 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 198 $48,360,000 $244,242
    Over 8% 89 $8,985,000 $100,955
    7-8% 76 $12,570,000 $165,395
    5-6% 67 $21,995,000 $328,284
    4-5% 4 $780,000 $195,000
    <2.5% 3 $25,000 $8,333

    During 2025, Moultrie's most frequently originated rate bucket was 6-7%, with 198 originations.

    Loan Sizing (Moultrie, GA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 198 $29,210,000 $147,525
    $200k-400k 163 $43,885,000 $269,233
    $100,000 or less 130 $7,960,000 $61,231
    $400k-600k 19 $8,965,000 $471,842
    $Over $1MM 6 $17,490,000 $2,915,000
    $600k-1000k 5 $3,625,000 $725,000

    Moultrie's loan sizing saw the bucket of loans from $100k-200k with 198 originations, totaling $29,210,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 209 $46,535,000 $222,656
    60-80% 76 $27,590,000 $363,026
    40-60% 50 $7,200,000 $144,000
    20-40% 49 $4,445,000 $90,714
    Under 20% 35 $1,635,000 $46,714
    Over 100% 10 $2,200,000 $220,000

    Moultrie's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 209 originations, totaling $46,535,000 in origination value.