Moultrie Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Moultrie averaged 6.9% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 6.95% and one month ago for the week of 2023-10-19, the average rate was 7.24%.

Moultrie's average rate one year ago was 6.12%.

For refis of the same type during the week of 2023-11-22, the average rate was 7.79%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Moultrie 30 Year Fixed Rate 2023-11-22 6.9%
Moultrie 30 Year Fixed Rate Refi 2023-11-22 7.79%
Moultrie 15 Year Fixed Rate 2023-11-22 6.87%
Moultrie 15 Year Fixed Rate Refi 2023-11-22 7.17%
Moultrie 30 Year FHA 2023-11-22 0.2%
Moultrie 30 Year FHA Refi 2023-11-22 0.1%
Moultrie 30 Year USDA 2023-11-22 -0.1%
Moultrie 30 Year USDA Refi 2023-11-22 -0.2%
Moultrie 30 Year VA 2023-11-22 0%
Moultrie 30 Year VA Refi 2023-11-22 -0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Moultrie, GA.

Moultrie Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Moultrie, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 16 5.05% $6,288
Ameris Bank 16 4.56% $3,889
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 4.67% $5,110
Renasant Bank 8 3.75% $5,997
Flagstar Bank, FSB 5 6.20% $4,950
Wells Fargo Bank 5 4.18% $5,655
21ST MORTGAGE CORPORATION 4 6.46% $5,764
South State Bank 4 5.34% $3,269
MORTGAGE INVESTORS GROUP, INC. 3 3.50% $4,181
SOUTHEASTERN Credit Union 3 5.03% $5,367
LOANDEPOT.COM, LLC 3 4.29% $5,324
AMERISAVE MORTGAGE CORPORATION 2 3.81% $3,194
AMERICAN FINANCING CORPORATION 2 4.81% $9,903
ANGEL OAK HOME LOANS LLC 2 5.06% $5,407
Colony Bank 2 4.00% $2,648
GMFS LLC 2 4.06% $3,014
HOMESTAR FINANCIAL CORPORATION 2 5.44% $9,486
NEWREZ LLC 2 5.93% $6,313
PENNYMAC LOAN SERVICES, LLC 2 3.62% $8,114
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 5.50% $3,703
ROYAL UNITED MORTGAGE LLC 2 6.06% $5,576
SOUTHWEST STAGE FUNDING, LLC 2 6.25% $8,611
Synovus Bank 2 6.06% $5,334
Truist 2 4.20% $3,971
UNITED WHOLESALE MORTGAGE, LLC 2 5.25% $5,013
I. H. MISSISSIPPI VALLEY CREDIT UNION 1 3.00% $2,730
JPMorgan Chase Bank 1 5.50% $500
BETTER MORTGAGE CORPORATION 1 3.25% $3,914
MILEND, INC. 1 7.25% $14,297
MORIA DEVELOPMENT, INC. 1 4.13% $2,887
Bank of America 1 3.25% $4,197
Mr. Cooper ( Nationstar Mortgage ) 1 6.50% $11,140
MUTUAL OF OMAHA MORTGAGE, INC. 1 5.63% $4,424
MY MORTGAGE, INC. 1 6.13% $10,281
Wyndham Capital Mortgage, Inc. 1 2.99% $1,951
NexBank 1 3.13% $6,564
TOWNE MORTGAGE COMPANY 1 4.88% $1,607
Pinnacle Bank 1 3.88% $4,754
PLANET HOME LENDING, LLC 1 4.75% $4,069
AgFirst Farm Credit Bank 1 5.00% $11,956
ARC HOME LLC 1 5.38% $4,792
AmeriHome Mortgage Company, LLC 1 6.13% $5,421
UNION HOME MORTGAGE CORP. 1 5.25% $6,642
Citizens Bank 1 5.88% $6,293
AMERIFIRST FINANCIAL CORPORATION 1 3.38% $5,472
DIRECT LENDERS, LLC 1 5.50% $1,207
Discover Bank 1 7.99% $0
BROKER SOLUTIONS, INC. 1 5.88% $5,444
Fifth Third Bank 1 5.34% $874
FIRST COMMERCE CREDIT UNION 1 5.50% $3,720
Blue Ridge Bank 1 3.50% $12,183
AMERICAN PACIFIC MORTGAGE CORPORATION 1 4.75% $4,607
GSF Mortgage Corporation 1 3.88% $4,536
UNITED 1 3.88% $4,748

Moultrie Average Closing Costs & Other Stats

Moultrie, GA's 54 lenders originated 525 loans during 2022. The total origination value was $96,745,000, with an average loan value of $184,276.

Moultrie's average closing costs are $4,949.

The top Moultrie lender as defined by loan originations is QUICKEN LOANS, LLC, with 16 loans originated. Their average total fees are $6,288, which is $2,399 higher than the next largest lender, Ameris Bank.

The lowest fee Moultrie lenders (with over 10 loans originated) are Ameris Bank ($3,889), QUICKEN LOANS, LLC ($6,288), .

The lowest rate Moultrie lenders (with over 10 loans originated) are Ameris Bank (4.56%), QUICKEN LOANS, LLC (5.05%), .

Moultrie, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
QUICKEN LOANS, LLC $18,055,000 $10,090,000 -44.1% 10.4%
The First, A National Banking Association $10,950,000 $9,640,000 -12.0% 10.0%
Ameris Bank $11,035,000 $7,775,000 -29.5% 8.0%
Flagstar Bank, FSB $1,145,000 $5,815,000 407.9% 6.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $12,410,000 $2,810,000 -77.4% 2.9%
Renasant Bank $2,040,000 $2,775,000 36.0% 2.9%
Mortgage Research Center, LLC $2,125,000 $2,755,000 29.6% 2.8%
SOUTHEASTERN Credit Union $235,000 $2,560,000 989.4% 2.6%
Commercial Banking Company $2,800,000 $2,205,000 -21.3% 2.3%
Mr. Cooper ( Nationstar Mortgage ) $1,095,000 $1,675,000 53.0% 1.7%
21ST MORTGAGE CORPORATION $2,525,000 $1,650,000 -34.7% 1.7%
Wells Fargo Bank $6,295,000 $1,595,000 -74.7% 1.6%
HOMESTAR FINANCIAL CORPORATION $930,000 $1,535,000 65.1% 1.6%
DOMINION FINANCIAL SERVICES, LLC $1,445,000 n/a 1.5%
South State Bank $1,390,000 $1,390,000 0.0% 1.4%
PENNYMAC LOAN SERVICES, LLC $2,315,000 $1,340,000 -42.1% 1.4%
AMERISAVE MORTGAGE CORPORATION $1,695,000 $1,315,000 -22.4% 1.4%
Colony Bank $3,620,000 $1,310,000 -63.8% 1.4%
MORTGAGE INVESTORS GROUP, INC. $930,000 $1,220,000 31.2% 1.3%
LOANDEPOT.COM, LLC $2,265,000 $1,040,000 -54.1% 1.1%
UNITED WHOLESALE MORTGAGE, LLC $680,000 $1,030,000 51.5% 1.1%
AMERICAN FINANCING CORPORATION $265,000 $1,000,000 277.4% 1.0%
NAVY FEDERAL CREDIT UNION $1,375,000 $1,000,000 -27.3% 1.0%
Thomasville National Bank $655,000 $995,000 51.9% 1.0%
Synovus Bank $1,690,000 $970,000 -42.6% 1.0%
NEWREZ LLC $850,000 $950,000 11.8% 1.0%
GMFS LLC $280,000 $815,000 191.1% 0.8%
BROKER SOLUTIONS, INC. $735,000 $800,000 8.8% 0.8%
Truist $920,000 $725,000 -21.2% 0.7%
Pinnacle Bank $415,000 $655,000 57.8% 0.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY $405,000 $630,000 55.6% 0.7%
SOUTHWEST STAGE FUNDING, LLC $285,000 $630,000 121.1% 0.7%
UNITED $545,000 n/a 0.6%
Guardian Bank $165,000 $540,000 227.3% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $525,000 n/a 0.5%
AgFirst Farm Credit Bank $430,000 $505,000 17.4% 0.5%
Envision Credit Union $490,000 n/a 0.5%
I. H. MISSISSIPPI VALLEY CREDIT UNION $455,000 n/a 0.5%
NEW DAY FINANCIAL, LLC $420,000 n/a 0.4%
BANKSOUTH MORTGAGE COMPANY, LLC $415,000 n/a 0.4%
FREEDOM MORTGAGE CORPORATION $1,560,000 $415,000 -73.4% 0.4%
Bank of America $695,000 $400,000 -42.4% 0.4%
Blue Ridge Bank $385,000 n/a 0.4%
JPMorgan Chase Bank $835,000 $385,000 -53.9% 0.4%
TRIAD FINANCIAL SERVICES, INC. $545,000 $375,000 -31.2% 0.4%
Wyndham Capital Mortgage, Inc. $375,000 n/a 0.4%
TC FEDERAL BANK $325,000 $370,000 13.8% 0.4%
GEORGIA'S OWN $355,000 n/a 0.4%
UNION HOME MORTGAGE CORP. $770,000 $345,000 -55.2% 0.4%
FIRST COMMERCE CREDIT UNION $390,000 $335,000 -14.1% 0.3%
MILEND, INC. $335,000 n/a 0.3%
NexBank $325,000 n/a 0.3%
TOP FLITE FINANCIAL, INC. $300,000 n/a 0.3%
TOWNE MORTGAGE COMPANY $575,000 $295,000 -48.7% 0.3%
ANGEL OAK HOME LOANS LLC $320,000 $290,000 -9.4% 0.3%
Capital City Home Loans, LLC $135,000 $285,000 111.1% 0.3%
PeoplesSouth Bank $45,000 $285,000 533.3% 0.3%
Flint Community Bank $275,000 n/a 0.3%
DIRECT LENDERS, LLC $235,000 n/a 0.2%
MY MORTGAGE, INC. $235,000 n/a 0.2%
GSF Mortgage Corporation $215,000 n/a 0.2%
NATIONWIDE MORTGAGE BANKERS, INC. $95,000 $215,000 126.3% 0.2%
Carrington Mortgage Services, LLC $735,000 $210,000 -71.4% 0.2%
ARC HOME LLC $420,000 $205,000 -51.2% 0.2%
BETTER MORTGAGE CORPORATION $1,325,000 $205,000 -84.5% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $205,000 n/a 0.2%
Nations Lending Corporation $205,000 n/a 0.2%
Platinum Home Mortgage Corporation $195,000 n/a 0.2%
The Federal Savings Bank $350,000 $195,000 -44.3% 0.2%
AMERIFIRST FINANCIAL CORPORATION $185,000 n/a 0.2%
AmeriHome Mortgage Company, LLC $155,000 $185,000 19.4% 0.2%
Bank of England $230,000 $175,000 -23.9% 0.2%
PREMIER LENDING, INC. $175,000 n/a 0.2%
Barrington Bank & Trust Company, N.A. $115,000 $165,000 43.5% 0.2%
Citibank $165,000 n/a 0.2%
ROYAL UNITED MORTGAGE LLC $160,000 n/a 0.2%
PLANET HOME LENDING, LLC $155,000 n/a 0.2%
Citizens Community Bank $205,000 $150,000 -26.8% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $135,000 n/a 0.1%
Goldwater Bank, N.A. $135,000 n/a 0.1%
CALIBER HOME LOANS, INC. $125,000 n/a 0.1%
ACOPIA, LLC $155,000 $115,000 -25.8% 0.1%
Citizens Bank $115,000 n/a 0.1%
LIBERTY HOME MORTGAGE CORPORATION $115,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $105,000 n/a 0.1%
First Guaranty Mortgage Corporation $105,000 n/a 0.1%
MORIA DEVELOPMENT, INC. $105,000 n/a 0.1%
Discover Bank $100,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $95,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $440,000 $95,000 -78.4% 0.1%
GUARANTEED RATE, INC. $85,000 n/a 0.1%
USAA Federal Savings Bank $585,000 $85,000 -85.5% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $75,000 n/a 0.1%
Fifth Third Bank $75,000 n/a 0.1%
WINGS FINANCIAL $75,000 n/a 0.1%
STATE EMPLOYEES' $65,000 n/a 0.1%
Figure Lending LLC $50,000 $55,000 10.0% 0.1%
Regions Bank $55,000 n/a 0.1%
Lakeview Community Capital, LLC $95,000 $25,000 -73.7% 0.0%

Moultrie's top lender by overall market share is QUICKEN LOANS, LLC, with 10.4% market share. In second place, with 10.0%, is The First, A National Banking Association, having originated $9,640,000 in loans. In third place, with 8.0%, is Ameris Bank, having originated $7,775,000 in loans. In fourth place, with 6.0%, is Flagstar Bank, FSB, having originated $5,815,000 in loans. In fifth place, with 2.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $2,810,000 in loans.


Moultrie Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Moultrie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $158,675 (5.9%) $208,924 (6.1%) 0.00 123
2018-02-01 $159,900 (7.2%) $203,725 (2.8%) 0.00 126
2018-03-01 $159,900 (10.3%) $203,425 (2.4%) 0.00 126
2018-04-01 $164,700 (17.6%) $206,022 (3.7%) 0.00 129
2018-05-01 $164,800 (15.7%) $205,335 (5.0%) 0.00 136
2018-06-01 $164,500 (24.2%) $212,101 (12.3%) 0.00 133
2018-07-01 $156,650 (16.1%) $211,456 (12.7%) 0.00 135
2018-08-01 $152,450 (4.1%) $202,739 (3.1%) 0.00 131
2018-09-01 $157,500 (7.6%) $196,058 (0.9%) 0.00 139
2018-10-01 $153,675 (3.0%) $185,222 (-7.5%) 0.00 137
2018-11-01 $154,900 (1.7%) $190,588 (-5.7%) 0.00 127
2018-12-01 $149,900 (-3.3%) $193,561 (-6.2%) 0.00 111
2019-01-01 $158,400 (-0.2%) $196,064 (-6.2%) 0.00 107
2019-02-01 $154,900 (-3.1%) $191,861 (-5.8%) 0.00 118
2019-03-01 $160,850 (0.6%) $200,420 (-1.5%) 0.00 112
2019-04-01 $169,339 (2.8%) $214,938 (4.3%) 0.00 105
2019-05-01 $164,925 (0.1%) $210,328 (2.4%) 0.00 107
2019-06-01 $188,250 (14.4%) $222,691 (5.0%) 0.00 98
2019-07-01 $189,900 (21.2%) $230,097 (8.8%) 0.00 102
2019-08-01 $189,900 (24.6%) $228,397 (12.7%) 0.00 100
2019-09-01 $189,900 (20.6%) $224,295 (14.4%) 0.00 97
2019-10-01 $189,900 (23.6%) $221,017 (19.3%) 0.00 94
2019-11-01 $191,700 (23.8%) $222,216 (16.6%) 0.00 90
2019-12-01 $187,450 (25.1%) $220,063 (13.7%) 0.00 76
2020-01-01 $191,150 (20.7%) $223,810 (14.2%) 0.00 69
2020-02-01 $187,450 (21.0%) $223,809 (16.7%) 0.00 71
2020-03-01 $192,700 (19.8%) $226,308 (12.9%) 0.00 68
2020-04-01 $177,450 (4.8%) $213,283 (-0.8%) 0.00 73
2020-05-01 $185,000 (12.2%) $225,700 (7.3%) 0.00 66
2020-06-01 $191,175 (1.6%) $222,453 (-0.1%) 0.00 65
2020-07-01 $199,900 (5.3%) $235,005 (2.1%) 0.00 58
2020-08-01 $199,900 (5.3%) $225,763 (-1.2%) 0.00 54
2020-09-01 $196,150 (3.3%) $225,313 (0.5%) 0.00 48
2020-10-01 $202,950 (6.9%) $234,334 (6.0%) 0.00 46
2020-11-01 $202,950 (5.9%) $238,176 (7.2%) 0.00 47
2020-12-01 $217,175 (15.9%) $256,509 (16.6%) 0.00 42
2021-01-01 $221,950 (16.1%) $268,664 (20.0%) 0.00 35
2021-02-01 $237,400 (26.7%) $252,160 (12.7%) 0.00 44
2021-03-01 $229,900 (19.3%) $234,733 (3.7%) 0.00 43
2021-04-01 $274,500 (54.7%) $270,312 (26.7%) 0.00 29
2021-05-01 $282,450 (52.7%) $291,267 (29.1%) 0.00 28
2021-06-01 $261,175 (36.6%) $271,032 (21.8%) 0.00 28
2021-07-01 $269,900 (35.0%) $299,811 (27.6%) 0.00 27
2021-08-01 $229,925 (15.0%) $282,606 (25.2%) 0.00 42
2021-09-01 $222,498 (13.4%) $273,234 (21.3%) 0.00 46
2021-10-01 $222,500 (9.6%) $290,630 (24.0%) 0.00 42
2021-11-01 $238,225 (17.4%) $301,807 (26.7%) 0.00 36
2021-12-01 $225,000 (3.6%) $272,735 (6.3%) 0.00 40
2022-01-01 $204,950 (-7.7%) $252,631 (-6.0%) 0.00 41
2022-02-01 $173,450 (-26.9%) $272,985 (8.3%) 0.00 41
2022-03-01 $189,900 (-17.4%) $284,098 (21.0%) 0.00 42
2022-04-01 $166,950 (-39.2%) $256,888 (-5.0%) 0.00 43
2022-05-01 $248,675 (-12.0%) $271,707 (-6.7%) 0.00 46
2022-06-01 $267,475 (2.4%) $294,636 (8.7%) 0.00 41
2022-07-01 $262,000 (-2.9%) $270,750 (-9.7%) 0.00 44
2022-08-01 $218,500 (-5.0%) $258,128 (-8.7%) 0.00 45
2022-09-01 $258,725 (16.3%) $268,554 (-1.7%) 0.00 46
2022-10-01 $255,000 (14.6%) $253,549 (-12.8%) 0.00 55
2022-11-01 $250,000 (4.9%) $246,446 (-18.3%) 0.00 67
2022-12-01 $249,500 (10.9%) $250,963 (-8.0%) 0.00 78
2023-01-01 $271,000 (32.2%) $297,642 (17.8%) 0.00 38
2023-02-01 $270,250 (55.8%) $278,293 (1.9%) 0.00 44
2023-03-01 $292,175 (53.9%) $286,362 (0.8%) 0.00 42
2023-04-01 $299,900 (79.6%) $296,239 (15.3%) 0.00 32
2023-05-01 $287,200 (15.5%) $295,630 (8.8%) 0.00 36
2023-06-01 $303,750 (13.6%) $322,082 (9.3%) 0.00 45
2023-07-01 $285,000 (8.8%) $335,392 (23.9%) 0.00 50
2023-08-01 $297,500 (36.2%) $355,569 (37.8%) 0.00 47
2023-09-01 $299,000 (15.6%) $359,413 (33.8%) 0.00 49
2023-10-01 $302,450 (18.6%) $359,312 (41.7%) 0.00 54
Moultrie's median listing price for 2023-10-01 was $302,450, a difference of $47,450 (18.6%) versus the prior year and $3,450 versus the prior month.

Moultrie's median listing price comes in at 0% of the national average.

Moultrie's average listing price for 2023-10-01 was $359,312, a difference of $105,763 (41.7%) versus the prior year and $-101 versus the prior month.

For the 2023-10-01 period, Moultrie had 54 MLS listings, a difference of 5 listings (10%) versus the prior month and -1 listings (-2%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Moultrie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,014 sqft
2018-02-01 0 days 1,913 sqft
2018-03-01 0 days 2,009 sqft
2018-04-01 0 days 2,048 sqft
2018-05-01 0 days 2,082 sqft
2018-06-01 0 days 2,104 sqft
2018-07-01 0 days 2,082 sqft
2018-08-01 0 days 2,022 sqft
2018-09-01 0 days 2,014 sqft
2018-10-01 0 days 2,006 sqft
2018-11-01 0 days 2,019 sqft
2018-12-01 0 days 2,044 sqft
2019-01-01 0 days 2,072 sqft
2019-02-01 0 days 1,938 sqft
2019-03-01 0 days 1,939 sqft
2019-04-01 0 days 1,979 sqft
2019-05-01 0 days 1,994 sqft
2019-06-01 0 days 2,115 sqft
2019-07-01 0 days 2,059 sqft
2019-08-01 0 days 2,060 sqft
2019-09-01 0 days 2,060 sqft
2019-10-01 0 days 2,060 sqft
2019-11-01 0 days 2,113 sqft
2019-12-01 0 days 2,064 sqft
2020-01-01 0 days 2,077 sqft
2020-02-01 0 days 2,123 sqft
2020-03-01 0 days 2,122 sqft
2020-04-01 0 days 2,067 sqft
2020-05-01 0 days 2,108 sqft
2020-06-01 0 days 2,070 sqft
2020-07-01 0 days 2,169 sqft
2020-08-01 0 days 2,153 sqft
2020-09-01 0 days 2,176 sqft
2020-10-01 0 days 2,176 sqft
2020-11-01 0 days 2,139 sqft
2020-12-01 0 days 2,561 sqft
2021-01-01 0 days 2,650 sqft
2021-02-01 0 days 2,537 sqft
2021-03-01 0 days 2,519 sqft
2021-04-01 0 days 2,666 sqft
2021-05-01 0 days 2,533 sqft
2021-06-01 0 days 2,136 sqft
2021-07-01 0 days 2,319 sqft
2021-08-01 0 days 2,106 sqft
2021-09-01 0 days 2,039 sqft
2021-10-01 0 days 2,111 sqft
2021-11-01 0 days 2,073 sqft
2021-12-01 0 days 1,820 sqft
2022-01-01 0 days 1,821 sqft
2022-02-01 0 days 2,022 sqft
2022-03-01 0 days 1,904 sqft
2022-04-01 0 days 1,953 sqft
2022-05-01 0 days 2,062 sqft
2022-06-01 0 days 2,370 sqft
2022-07-01 0 days 2,356 sqft
2022-08-01 0 days 1,977 sqft
2022-09-01 0 days 1,959 sqft
2022-10-01 0 days 1,944 sqft
2022-11-01 0 days 2,035 sqft
2022-12-01 0 days 2,052 sqft
2023-01-01 0 days 2,141 sqft
2023-02-01 0 days 1,873 sqft
2023-03-01 0 days 1,998 sqft
2023-04-01 0 days 1,877 sqft
2023-05-01 0 days 1,928 sqft
2023-06-01 0 days 1,999 sqft
2023-07-01 0 days 1,876 sqft
2023-08-01 0 days 2,028 sqft
2023-09-01 0 days 1,926 sqft
2023-10-01 0 days 1,913 sqft
Moultrie's median listing age (time on market) for 2023-10-01 was 0 days.

Moultrie's median square footage for active listings during the 2023-10-01 period was 1,913 sqft. One year prior, the average listing was 1,944 sqft.

Moultrie, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 274 $50,770,000 $185,292
Cash Out Refi 106 $20,680,000 $195,094
Refi 102 $21,350,000 $209,314
Home Improvement 28 $1,890,000 $67,500
Other 13 $1,635,000 $125,769
NA 2 $420,000 $210,000

Moultrie's most frequently cited loan purpose was Home Purchase, with 274 originations. The 2nd most popular reason was Cash Out Refi, with 106 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 120 $21,670,000 $180,583
3-4% 111 $21,615,000 $194,730
4-5% 111 $22,645,000 $204,009
6-7% 53 $7,665,000 $144,623
2.5-3% 29 $5,965,000 $205,690
7-8% 24 $2,600,000 $108,333
Over 8% 11 $925,000 $84,091
<2.5% 4 $610,000 $152,500

During 2022, Moultrie's most frequently originated rate bucket was 5-6%, with 120 originations.

Loan Sizing (Moultrie, GA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 201 $29,635,000 $147,438
$200k-400k 154 $40,520,000 $263,117
$100,000 or less 145 $8,995,000 $62,034
$400k-600k 17 $8,155,000 $479,706
$600k-1000k 4 $2,760,000 $690,000
$Over $1MM 4 $6,680,000 $1,670,000

Moultrie's loan sizing saw the bucket of loans from $100k-200k with 201 originations, totaling $29,635,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 225 $44,305,000 $196,911
60-80% 137 $26,515,000 $193,540
40-60% 44 $6,430,000 $146,136
20-40% 31 $3,305,000 $106,613
Under 20% 12 $710,000 $59,167
Over 100% 9 $2,055,000 $228,333

Moultrie's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 225 originations, totaling $44,305,000 in origination value.