Moultrie Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Moultrie averaged 6.58% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 6.38% and one month ago for the week of 2024-09-05, the average rate was 6.71%.

Moultrie's average rate one year ago was 7.85%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.42%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Moultrie 30 Year Fixed Rate 2024-10-10 6.58%
Moultrie 30 Year Fixed Rate Refi 2024-10-10 6.42%
Moultrie 15 Year Fixed Rate 2024-10-10 5.51%
Moultrie 15 Year Fixed Rate Refi 2024-10-10 5.81%
Moultrie 30 Year FHA 2024-10-10 6.09%
Moultrie 30 Year FHA Refi 2024-10-10 6.2%
Moultrie 30 Year USDA 2024-10-10 6.08%
Moultrie 30 Year USDA Refi 2024-10-10 6.18%
Moultrie 30 Year VA 2024-10-10 5.95%
Moultrie 30 Year VA Refi 2024-10-10 6.05%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Moultrie, GA.

Moultrie Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Moultrie, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 13 6.98% $5,846
Ameris Bank 12 7.22% $5,838
Flagstar Bank, FSB 9 7.19% $7,229
Colony Bank 3 6.46% $3,544
ZILLOW HOME LOANS, LLC 3 6.58% $4,959
Synovus Bank 3 6.54% $4,335
Paramount Residential Mortgage Group, Inc. 2 7.38% $5,490
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.81% $8,452
GENEVA FINANCIAL, LLC 2 7.75% $8,741
GMFS LLC 2 6.81% $1,840
PENNYMAC LOAN SERVICES, LLC 2 5.81% $3,976
PNC Bank 2 6.75% $4,288
SOUTHPOINT FINANCIAL SERVICES, INC. 2 6.63% $7,738
Truist 2 6.75% $3,264
JPMorgan Chase Bank 1 7.38% $633
LOANDEPOT.COM, LLC 1 6.13% $5,630
Metro City Bank 1 7.38% $4,198
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.38% $1,724
NAVY FEDERAL CREDIT UNION 1 6.00% $2,699
NEWREZ LLC 1 8.13% $4,058
21ST MORTGAGE CORPORATION 1 10.25% $6,983
UNITED WHOLESALE MORTGAGE, LLC 1 6.25% $5,111
Pinnacle Bank 1 6.25% $3,059
Plains Commerce Bank 1 7.50% $5,699
PLAZA HOME MORTGAGE, INC. 1 5.75% $5,096
US MORTGAGE CORPORATION 1 6.38% $4,744
Capital City Home Loans, LLC 1 7.13% $5,719
Renasant Bank 1 6.38% $4,104
River Bank & Trust 1 6.38% $4,638
SOUTHEASTERN Credit Union 1 6.40% $13
Wells Fargo Bank 1 7.00% $3,816
SOUTHWEST STAGE FUNDING, LLC 1 7.20% $5,670
Blue Ridge Bank 1 7.00% $4,967
The Huntington National Bank 1 7.00% $7,417
FirstBank 1 8.09% $5,649
First Horizon Bank 1 5.75% $4,475
First Reliance Bank 1 6.50% $9,861
CARDINAL FINANCIAL 1 7.38% $4,131
Bank of America 1 8.63% $9,922
Tyndall Federal Credit Union 1 5.75% $6,226

Moultrie Average Closing Costs & Other Stats

Moultrie, GA's 40 lenders originated 415 loans during 2023. The total origination value was $76,375,000, with an average loan value of $184,036.

Moultrie's average closing costs are $5,281.

The top Moultrie lender as defined by loan originations is QUICKEN LOANS, LLC, with 13 loans originated. Their average total fees are $5,846, which is $7 higher than the next largest lender, Ameris Bank.

The lowest fee Moultrie lenders (with over 10 loans originated) are Ameris Bank ($5,838), QUICKEN LOANS, LLC ($5,846), .

The lowest rate Moultrie lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.98%), Ameris Bank (7.22%), .

Moultrie, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Flagstar Bank, FSB $5,815,000 $11,140,000 91.6% 14.6%
The First, A National Banking Association $9,640,000 $8,765,000 -9.1% 11.5%
Ameris Bank $7,775,000 $5,275,000 -32.2% 6.9%
QUICKEN LOANS, LLC $10,090,000 $4,670,000 -53.7% 6.1%
Commercial Banking Company $2,205,000 $1,820,000 -17.5% 2.4%
SOUTHEASTERN Credit Union $2,560,000 $1,710,000 -33.2% 2.2%
Synovus Bank $970,000 $1,665,000 71.6% 2.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,810,000 $1,655,000 -41.1% 2.2%
Renasant Bank $2,775,000 $1,595,000 -42.5% 2.1%
UNITED WHOLESALE MORTGAGE, LLC $1,030,000 $1,585,000 53.9% 2.1%
Guardian Bank $540,000 $1,535,000 184.3% 2.0%
21ST MORTGAGE CORPORATION $1,650,000 $1,370,000 -17.0% 1.8%
NAVY FEDERAL CREDIT UNION $1,000,000 $1,195,000 19.5% 1.6%
Colony Bank $1,310,000 $1,050,000 -19.8% 1.4%
Mortgage Research Center, LLC $2,755,000 $1,010,000 -63.3% 1.3%
BancorpSouth $955,000 n/a 1.3%
PLAZA HOME MORTGAGE, INC. $845,000 n/a 1.1%
BANKSOUTH MORTGAGE COMPANY, LLC $415,000 $785,000 89.2% 1.0%
PENNYMAC LOAN SERVICES, LLC $1,340,000 $780,000 -41.8% 1.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $760,000 n/a 1.0%
Pinnacle Bank $655,000 $755,000 15.3% 1.0%
HOMESTAR FINANCIAL CORPORATION $1,535,000 $730,000 -52.4% 1.0%
CROSSCOUNTRY MORTGAGE, LLC $525,000 $675,000 28.6% 0.9%
BROKER SOLUTIONS, INC. $800,000 $655,000 -18.1% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $1,675,000 $650,000 -61.2% 0.9%
PENTAGON FEDERAL CREDIT UNION $560,000 n/a 0.7%
First Reliance Bank $555,000 n/a 0.7%
ZILLOW HOME LOANS, LLC $555,000 n/a 0.7%
VANDERBILT MORTGAGE AND FINANCE, INC. $545,000 n/a 0.7%
PNC Bank $540,000 n/a 0.7%
GENEVA FINANCIAL, LLC $530,000 n/a 0.7%
UNION HOME MORTGAGE CORP. $345,000 $525,000 52.2% 0.7%
Truist $725,000 $505,000 -30.3% 0.7%
TRIAD FINANCIAL SERVICES, INC. $375,000 $490,000 30.7% 0.6%
Bank of America $400,000 $470,000 17.5% 0.6%
Blue Ridge Bank $385,000 $455,000 18.2% 0.6%
Carrington Mortgage Services, LLC $210,000 $425,000 102.4% 0.6%
GMFS LLC $815,000 $380,000 -53.4% 0.5%
JPMorgan Chase Bank $385,000 $370,000 -3.9% 0.5%
First Horizon Bank $355,000 n/a 0.5%
Tyndall Federal Credit Union $355,000 n/a 0.5%
Citizens Community Bank $150,000 $345,000 130.0% 0.5%
NBKC BANK $345,000 n/a 0.5%
ANGEL OAK MORTGAGE SOLUTIONS LLC $310,000 n/a 0.4%
LOANDEPOT.COM, LLC $1,040,000 $310,000 -70.2% 0.4%
VILLAGE CAPITAL MORTGAGE $310,000 n/a 0.4%
AMERICAN FINANCING CORPORATION $1,000,000 $305,000 -69.5% 0.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $105,000 $295,000 181.0% 0.4%
MORTGAGEONE, INC. $285,000 n/a 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $95,000 $285,000 200.0% 0.4%
Paramount Residential Mortgage Group, Inc. $280,000 n/a 0.4%
SECURITYNATIONAL MORTGAGE COMPANY $275,000 n/a 0.4%
NEW DAY FINANCIAL, LLC $420,000 $265,000 -36.9% 0.3%
Plains Commerce Bank $265,000 n/a 0.3%
GUARANTEED RATE, INC. $85,000 $255,000 200.0% 0.3%
Presidential Bank, FSB $250,000 n/a 0.3%
Bank of England $175,000 $245,000 40.0% 0.3%
Capital City Home Loans, LLC $285,000 $245,000 -14.0% 0.3%
COUNTRYPLACE MORTGAGE, LTD. $75,000 $230,000 206.7% 0.3%
FirstBank $230,000 n/a 0.3%
CARDINAL FINANCIAL $205,000 $225,000 9.8% 0.3%
Wells Fargo Bank $1,595,000 $220,000 -86.2% 0.3%
Citizens Bank $115,000 $205,000 78.3% 0.3%
Thomasville National Bank $995,000 $205,000 -79.4% 0.3%
River Bank & Trust $195,000 n/a 0.3%
HOMESIDE FINANCIAL, LLC $185,000 n/a 0.2%
The Citizens National Bank of Quitman $185,000 n/a 0.2%
First State Bank of Blakely, Inc. $165,000 n/a 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $95,000 $165,000 73.7% 0.2%
The Huntington National Bank $165,000 n/a 0.2%
Ixonia Bank $155,000 n/a 0.2%
NEWREZ LLC $950,000 $155,000 -83.7% 0.2%
TOWNE MORTGAGE COMPANY $295,000 $155,000 -47.5% 0.2%
AMERISAVE MORTGAGE CORPORATION $1,315,000 $145,000 -89.0% 0.2%
GEORGIA'S OWN $355,000 $145,000 -59.2% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $135,000 n/a 0.2%
EMM LOANS LLC $135,000 n/a 0.2%
Metro City Bank $135,000 n/a 0.2%
SOUTHWEST STAGE FUNDING, LLC $630,000 $135,000 -78.6% 0.2%
US MORTGAGE CORPORATION $125,000 n/a 0.2%
AmeriHome Mortgage Company, LLC $185,000 $115,000 -37.8% 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $115,000 n/a 0.2%
Farmers & Merchants Bank $115,000 n/a 0.2%
Regions Bank $55,000 $105,000 90.9% 0.1%
U.S. Bank $95,000 n/a 0.1%
Discover Bank $100,000 $85,000 -15.0% 0.1%
Loan Simple, Inc. $85,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $75,000 n/a 0.1%
USAA Federal Savings Bank $85,000 $75,000 -11.8% 0.1%
Five Star Credit Union $65,000 n/a 0.1%
NASA Federal Credit Union $65,000 n/a 0.1%
Envision Credit Union $490,000 $55,000 -88.8% 0.1%
Georgia Community Bank $45,000 n/a 0.1%
PeoplesSouth Bank $285,000 $45,000 -84.2% 0.1%
Figure Lending LLC $55,000 $35,000 -36.4% 0.0%
FIRST COMMERCE CREDIT UNION $335,000 $35,000 -89.6% 0.0%

Moultrie's top lender by overall market share is Flagstar Bank, FSB, with 14.6% market share. In second place, with 11.5%, is The First, A National Banking Association, having originated $8,765,000 in loans. In third place, with 6.9%, is Ameris Bank, having originated $5,275,000 in loans. In fourth place, with 6.1%, is QUICKEN LOANS, LLC, having originated $4,670,000 in loans. In fifth place, with 2.4%, is Commercial Banking Company, having originated $1,820,000 in loans.


Moultrie Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Moultrie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $158,675 (5.9%) $208,924 (5.8%) 0.00 123
2018-02-01 $159,900 (7.0%) $203,725 (2.5%) 0.00 126
2018-03-01 $159,900 (10.3%) $203,425 (2.1%) 0.00 126
2018-04-01 $164,700 (15.6%) $206,022 (3.4%) 0.00 129
2018-05-01 $164,800 (15.7%) $205,335 (4.6%) 0.00 136
2018-06-01 $164,500 (23.5%) $212,101 (11.9%) 0.00 133
2018-07-01 $156,650 (16.1%) $211,456 (12.7%) 0.00 135
2018-08-01 $152,450 (4.1%) $202,739 (3.1%) 0.00 131
2018-09-01 $157,500 (7.6%) $196,058 (0.9%) 0.00 139
2018-10-01 $153,675 (3.0%) $185,222 (-7.5%) 0.00 137
2018-11-01 $154,900 (1.7%) $190,588 (-5.7%) 0.00 127
2018-12-01 $149,900 (-3.3%) $193,561 (-6.2%) 0.00 111
2019-01-01 $158,400 (-0.2%) $196,064 (-6.2%) 0.00 107
2019-02-01 $154,900 (-3.1%) $191,861 (-5.8%) 0.00 118
2019-03-01 $160,850 (0.6%) $200,420 (-1.5%) 0.00 112
2019-04-01 $169,339 (2.8%) $214,938 (4.3%) 0.00 105
2019-05-01 $164,925 (0.1%) $210,328 (2.4%) 0.00 107
2019-06-01 $188,250 (14.4%) $222,691 (5.0%) 0.00 98
2019-07-01 $189,900 (21.2%) $230,097 (8.8%) 0.00 102
2019-08-01 $189,900 (24.6%) $228,397 (12.7%) 0.00 100
2019-09-01 $189,900 (20.6%) $224,295 (14.4%) 0.00 97
2019-10-01 $189,900 (23.6%) $221,017 (19.3%) 0.00 94
2019-11-01 $191,700 (23.8%) $222,216 (16.6%) 0.00 90
2019-12-01 $187,450 (25.1%) $220,063 (13.7%) 0.00 76
2020-01-01 $191,150 (20.7%) $223,810 (14.2%) 0.00 69
2020-02-01 $187,450 (21.0%) $223,809 (16.7%) 0.00 71
2020-03-01 $192,700 (19.8%) $226,308 (12.9%) 0.00 68
2020-04-01 $177,450 (4.8%) $213,283 (-0.8%) 0.00 73
2020-05-01 $185,000 (12.2%) $225,700 (7.3%) 0.00 66
2020-06-01 $191,175 (1.6%) $222,453 (-0.1%) 0.00 65
2020-07-01 $199,900 (5.3%) $235,005 (2.1%) 0.00 58
2020-08-01 $199,900 (5.3%) $225,763 (-1.2%) 0.00 54
2020-09-01 $196,150 (3.3%) $225,313 (0.5%) 0.00 48
2020-10-01 $202,950 (6.9%) $234,334 (6.0%) 0.00 46
2020-11-01 $202,950 (5.9%) $238,176 (7.2%) 0.00 47
2020-12-01 $217,175 (15.9%) $256,509 (16.6%) 0.00 42
2021-01-01 $221,950 (16.1%) $268,664 (20.0%) 0.00 35
2021-02-01 $237,400 (26.7%) $252,160 (12.7%) 0.00 44
2021-03-01 $229,900 (19.3%) $234,733 (3.7%) 0.00 43
2021-04-01 $274,500 (54.7%) $270,312 (26.7%) 0.00 29
2021-05-01 $282,450 (52.7%) $291,267 (29.1%) 0.00 28
2021-06-01 $261,175 (36.6%) $271,032 (21.8%) 0.00 28
2021-07-01 $269,900 (35.0%) $299,811 (27.6%) 0.00 27
2021-08-01 $229,925 (15.0%) $282,606 (25.2%) 0.00 42
2021-09-01 $222,498 (13.4%) $273,234 (21.3%) 0.00 46
2021-10-01 $222,500 (9.6%) $290,630 (24.0%) 0.00 42
2021-11-01 $238,225 (17.4%) $301,807 (26.7%) 0.00 36
2021-12-01 $225,000 (3.6%) $272,735 (6.3%) 0.00 40
2022-01-01 $204,950 (-7.7%) $252,631 (-6.0%) 0.00 41
2022-02-01 $173,450 (-26.9%) $272,985 (8.3%) 0.00 41
2022-03-01 $189,900 (-17.4%) $284,098 (21.0%) 0.00 42
2022-04-01 $166,950 (-39.2%) $256,888 (-5.0%) 0.00 43
2022-05-01 $248,675 (-12.0%) $271,707 (-6.7%) 0.00 46
2022-06-01 $267,475 (2.4%) $294,636 (8.7%) 0.00 41
2022-07-01 $262,000 (-2.9%) $270,750 (-9.7%) 0.00 44
2022-08-01 $218,500 (-5.0%) $258,128 (-8.7%) 0.00 45
2022-09-01 $258,725 (16.3%) $268,554 (-1.7%) 0.00 46
2022-10-01 $255,000 (14.6%) $253,549 (-12.8%) 0.00 55
2022-11-01 $250,500 (5.2%) $248,033 (-17.8%) 0.00 68
2022-12-01 $249,750 (11.0%) $251,988 (-7.6%) 0.00 79
2023-01-01 $271,000 (32.2%) $297,642 (17.8%) 0.00 38
2023-02-01 $270,250 (55.8%) $278,293 (1.9%) 0.00 44
2023-03-01 $292,175 (53.9%) $286,362 (0.8%) 0.00 42
2023-04-01 $299,900 (79.6%) $296,239 (15.3%) 0.00 32
2023-05-01 $287,200 (15.5%) $295,630 (8.8%) 0.00 36
2023-06-01 $303,750 (13.6%) $322,082 (9.3%) 0.00 45
2023-07-01 $285,000 (8.8%) $335,392 (23.9%) 0.00 50
2023-08-01 $297,500 (36.2%) $355,569 (37.8%) 0.00 47
2023-09-01 $299,000 (15.6%) $359,413 (33.8%) 0.00 49
2023-10-01 $302,450 (18.6%) $359,312 (41.7%) 0.00 54
2023-11-01 $297,450 (18.7%) $337,857 (36.2%) 0.00 50
2023-12-01 $299,900 (20.1%) $358,830 (42.4%) 0.00 49
2024-01-01 $289,900 (7.0%) $338,096 (13.6%) 0.00 56
2024-02-01 $287,450 (6.4%) $336,109 (20.8%) 0.00 46
2024-03-01 $250,000 (-14.4%) $314,279 (9.8%) 0.00 52
2024-04-01 $259,975 (-13.3%) $335,998 (13.4%) 0.00 55
2024-05-01 $275,000 (-4.3%) $344,870 (16.7%) 0.00 57
2024-06-01 $292,450 (-3.7%) $351,572 (9.2%) 0.00 61
2024-07-01 $322,500 (13.2%) $366,707 (9.3%) 0.00 58
2024-08-01 $297,000 (-0.2%) $351,789 (-1.1%) 0.00 70
2024-09-01 $294,998 (-1.3%) $347,245 (-3.4%) 0.00 71
Moultrie's median listing price for 2024-09-01 was $294,998, a difference of $-4,002 (-1.3%) versus the prior year and $-2,002 versus the prior month.

Moultrie's median listing price comes in at 0% of the national average.

Moultrie's average listing price for 2024-09-01 was $347,245, a difference of $-12,168 (-3.4%) versus the prior year and $-4,544 versus the prior month.

For the 2024-09-01 period, Moultrie had 71 MLS listings, a difference of 1 listings (1%) versus the prior month and 22 listings (45%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Moultrie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,014 sqft
2018-02-01 0 days 1,913 sqft
2018-03-01 0 days 2,009 sqft
2018-04-01 0 days 2,048 sqft
2018-05-01 0 days 2,082 sqft
2018-06-01 0 days 2,104 sqft
2018-07-01 0 days 2,082 sqft
2018-08-01 0 days 2,022 sqft
2018-09-01 0 days 2,014 sqft
2018-10-01 0 days 2,006 sqft
2018-11-01 0 days 2,019 sqft
2018-12-01 0 days 2,044 sqft
2019-01-01 0 days 2,072 sqft
2019-02-01 0 days 1,938 sqft
2019-03-01 0 days 1,939 sqft
2019-04-01 0 days 1,979 sqft
2019-05-01 0 days 1,994 sqft
2019-06-01 0 days 2,115 sqft
2019-07-01 0 days 2,059 sqft
2019-08-01 0 days 2,060 sqft
2019-09-01 0 days 2,060 sqft
2019-10-01 0 days 2,060 sqft
2019-11-01 0 days 2,113 sqft
2019-12-01 0 days 2,064 sqft
2020-01-01 0 days 2,077 sqft
2020-02-01 0 days 2,123 sqft
2020-03-01 0 days 2,122 sqft
2020-04-01 0 days 2,067 sqft
2020-05-01 0 days 2,108 sqft
2020-06-01 0 days 2,070 sqft
2020-07-01 0 days 2,169 sqft
2020-08-01 0 days 2,153 sqft
2020-09-01 0 days 2,176 sqft
2020-10-01 0 days 2,176 sqft
2020-11-01 0 days 2,139 sqft
2020-12-01 0 days 2,561 sqft
2021-01-01 0 days 2,650 sqft
2021-02-01 0 days 2,537 sqft
2021-03-01 0 days 2,519 sqft
2021-04-01 0 days 2,666 sqft
2021-05-01 0 days 2,533 sqft
2021-06-01 0 days 2,136 sqft
2021-07-01 0 days 2,319 sqft
2021-08-01 0 days 2,106 sqft
2021-09-01 0 days 2,097 sqft
2021-10-01 0 days 2,111 sqft
2021-11-01 0 days 2,073 sqft
2021-12-01 0 days 1,820 sqft
2022-01-01 0 days 1,821 sqft
2022-02-01 0 days 2,022 sqft
2022-03-01 0 days 1,904 sqft
2022-04-01 0 days 1,953 sqft
2022-05-01 0 days 2,062 sqft
2022-06-01 0 days 2,363 sqft
2022-07-01 0 days 2,356 sqft
2022-08-01 0 days 1,977 sqft
2022-09-01 0 days 1,959 sqft
2022-10-01 0 days 1,944 sqft
2022-11-01 0 days 1,993 sqft
2022-12-01 0 days 2,018 sqft
2023-01-01 0 days 2,141 sqft
2023-02-01 0 days 1,876 sqft
2023-03-01 0 days 1,954 sqft
2023-04-01 0 days 1,862 sqft
2023-05-01 0 days 1,928 sqft
2023-06-01 0 days 1,999 sqft
2023-07-01 0 days 1,876 sqft
2023-08-01 0 days 2,028 sqft
2023-09-01 0 days 1,926 sqft
2023-10-01 0 days 1,895 sqft
2023-11-01 0 days 1,800 sqft
2023-12-01 0 days 1,800 sqft
2024-01-01 0 days 1,746 sqft
2024-02-01 0 days 1,733 sqft
2024-03-01 0 days 1,766 sqft
2024-04-01 0 days 1,870 sqft
2024-05-01 0 days 1,935 sqft
2024-06-01 0 days 2,056 sqft
2024-07-01 0 days 2,179 sqft
2024-08-01 0 days 2,134 sqft
2024-09-01 0 days 2,158 sqft
Moultrie's median listing age (time on market) for 2024-09-01 was 0 days.

Moultrie's median square footage for active listings during the 2024-09-01 period was 2,158 sqft. One year prior, the average listing was 1,926 sqft.

Moultrie, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 246 $52,010,000 $211,423
Refi 76 $12,470,000 $164,079
Cash Out Refi 51 $8,345,000 $163,627
Home Improvement 21 $1,835,000 $87,381
Other 21 $1,715,000 $81,667

Moultrie's most frequently cited loan purpose was Home Purchase, with 246 originations. The 2nd most popular reason was Refi, with 76 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 138 $27,600,000 $200,000
7-8% 91 $20,255,000 $222,582
Over 8% 75 $10,065,000 $134,200
5-6% 44 $9,830,000 $223,409
4-5% 2 $400,000 $200,000
3-4% 1 $25,000 $25,000

During 2023, Moultrie's most frequently originated rate bucket was 6-7%, with 138 originations.

Loan Sizing (Moultrie, GA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 154 $23,000,000 $149,351
$100,000 or less 125 $7,555,000 $60,440
$200k-400k 115 $30,625,000 $266,304
$400k-600k 13 $6,055,000 $465,769
$600k-1000k 4 $3,090,000 $772,500
$Over $1MM 4 $6,050,000 $1,512,500

Moultrie's loan sizing saw the bucket of loans from $100k-200k with 154 originations, totaling $23,000,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 189 $39,835,000 $210,767
60-80% 82 $19,020,000 $231,951
40-60% 31 $4,715,000 $152,097
20-40% 26 $2,540,000 $97,692
Under 20% 14 $630,000 $45,000
Over 100% 8 $1,330,000 $166,250

Moultrie's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 189 originations, totaling $39,835,000 in origination value.