Moultrie Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Moultrie averaged 6.79% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

    The average rate for the prior week (2023-03-16) was 6.87% and one month ago for the week of 2023-02-16, the average rate was 6.79%.

    Moultrie's average rate one year ago was 3.57%.

    For refis of the same type during the week of 2023-03-23, the average rate was 6.79%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-23 6.42%
    Moultrie 30 Year Fixed Rate 2023-03-23 6.79%
    Moultrie 30 Year Fixed Rate Refi 2023-03-23 6.79%
    Moultrie 15 Year Fixed Rate 2023-03-23 6.38%
    Moultrie 15 Year Fixed Rate Refi 2023-03-23 6%
    Moultrie 30 Year FHA 2023-03-23 6.11%
    Moultrie 30 Year FHA Refi 2023-03-23 6.31%
    Moultrie 30 Year USDA 2023-03-23 6.23%
    Moultrie 30 Year USDA Refi 2023-03-23 5.98%
    Moultrie 30 Year VA 2023-03-23 6.54%
    Moultrie 30 Year VA Refi 2023-03-23 5.76%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Moultrie, GA.

    Moultrie Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Moultrie, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    QUICKEN LOANS, LLC 16 5.05% $6,288
    Ameris Bank 16 4.56% $3,889
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 4.67% $5,110
    Renasant Bank 8 3.75% $5,997
    Flagstar Bank, FSB 5 6.20% $4,950
    Wells Fargo Bank 5 4.18% $5,655
    21ST MORTGAGE CORPORATION 4 6.46% $5,764
    South State Bank 4 5.34% $3,269
    MORTGAGE INVESTORS GROUP, INC. 3 3.50% $4,181
    SOUTHEASTERN Credit Union 3 5.03% $5,367
    LOANDEPOT.COM, LLC 3 4.29% $5,324
    AMERISAVE MORTGAGE CORPORATION 2 3.81% $3,194
    AMERICAN FINANCING CORPORATION 2 4.81% $9,903
    ANGEL OAK HOME LOANS LLC 2 5.06% $5,407
    Colony Bank 2 4.00% $2,648
    GMFS LLC 2 4.06% $3,014
    HOMESTAR FINANCIAL CORPORATION 2 5.44% $9,486
    NEWREZ LLC 2 5.93% $6,313
    PENNYMAC LOAN SERVICES, LLC 2 3.62% $8,114
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 5.50% $3,703
    ROYAL UNITED MORTGAGE LLC 2 6.06% $5,576
    SOUTHWEST STAGE FUNDING, LLC 2 6.25% $8,611
    Synovus Bank 2 6.06% $5,334
    Truist 2 4.20% $3,971
    UNITED WHOLESALE MORTGAGE, LLC 2 5.25% $5,013
    I. H. MISSISSIPPI VALLEY CREDIT UNION 1 3.00% $2,730
    JPMorgan Chase Bank 1 5.50% $500
    BETTER MORTGAGE CORPORATION 1 3.25% $3,914
    MILEND, INC. 1 7.25% $14,297
    MORIA DEVELOPMENT, INC. 1 4.13% $2,887
    Bank of America 1 3.25% $4,197
    Mr. Cooper ( Nationstar Mortgage ) 1 6.50% $11,140
    MUTUAL OF OMAHA MORTGAGE, INC. 1 5.63% $4,424
    MY MORTGAGE, INC. 1 6.13% $10,281
    Wyndham Capital Mortgage, Inc. 1 2.99% $1,951
    NexBank 1 3.13% $6,564
    TOWNE MORTGAGE COMPANY 1 4.88% $1,607
    Pinnacle Bank 1 3.88% $4,754
    PLANET HOME LENDING, LLC 1 4.75% $4,069
    AgFirst Farm Credit Bank 1 5.00% $11,956
    ARC HOME LLC 1 5.38% $4,792
    AmeriHome Mortgage Company, LLC 1 6.13% $5,421
    UNION HOME MORTGAGE CORP. 1 5.25% $6,642
    Citizens Bank 1 5.88% $6,293
    AMERIFIRST FINANCIAL CORPORATION 1 3.38% $5,472
    DIRECT LENDERS, LLC 1 5.50% $1,207
    Discover Bank 1 7.99% $0
    BROKER SOLUTIONS, INC. 1 5.88% $5,444
    Fifth Third Bank 1 5.34% $874
    FIRST COMMERCE CREDIT UNION 1 5.50% $3,720
    Blue Ridge Bank 1 3.50% $12,183
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 4.75% $4,607
    GSF Mortgage Corporation 1 3.88% $4,536
    UNITED 1 3.88% $4,748

    Moultrie Average Closing Costs & Other Stats

    Moultrie, GA's 54 lenders originated 525 loans during 2022. The total origination value was $96,745,000, with an average loan value of $184,276.

    Moultrie's average closing costs are $4,949.

    The top Moultrie lender as defined by loan originations is QUICKEN LOANS, LLC, with 16 loans originated. Their average total fees are $6,288, which is $2,399 higher than the next largest lender, Ameris Bank.

    The lowest fee Moultrie lenders (with over 10 loans originated) are Ameris Bank ($3,889), QUICKEN LOANS, LLC ($6,288), .

    The lowest rate Moultrie lenders (with over 10 loans originated) are Ameris Bank (4.56%), QUICKEN LOANS, LLC (5.05%), .

    Moultrie, GA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    QUICKEN LOANS, LLC $18,055,000 $10,090,000 -44.1% 10.4%
    The First, A National Banking Association $10,950,000 $9,640,000 -12.0% 10.0%
    Ameris Bank $11,035,000 $7,775,000 -29.5% 8.0%
    Flagstar Bank, FSB $1,145,000 $5,815,000 407.9% 6.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $12,410,000 $2,810,000 -77.4% 2.9%
    Renasant Bank $2,040,000 $2,775,000 36.0% 2.9%
    Mortgage Research Center, LLC $2,125,000 $2,755,000 29.6% 2.8%
    SOUTHEASTERN Credit Union $235,000 $2,560,000 989.4% 2.6%
    Commercial Banking Company $2,800,000 $2,205,000 -21.3% 2.3%
    Mr. Cooper ( Nationstar Mortgage ) $1,095,000 $1,675,000 53.0% 1.7%
    21ST MORTGAGE CORPORATION $2,525,000 $1,650,000 -34.7% 1.7%
    Wells Fargo Bank $6,295,000 $1,595,000 -74.7% 1.6%
    HOMESTAR FINANCIAL CORPORATION $930,000 $1,535,000 65.1% 1.6%
    DOMINION FINANCIAL SERVICES, LLC $1,445,000 n/a 1.5%
    South State Bank $1,390,000 $1,390,000 0.0% 1.4%
    PENNYMAC LOAN SERVICES, LLC $2,315,000 $1,340,000 -42.1% 1.4%
    AMERISAVE MORTGAGE CORPORATION $1,695,000 $1,315,000 -22.4% 1.4%
    Colony Bank $3,620,000 $1,310,000 -63.8% 1.4%
    MORTGAGE INVESTORS GROUP, INC. $930,000 $1,220,000 31.2% 1.3%
    LOANDEPOT.COM, LLC $2,265,000 $1,040,000 -54.1% 1.1%
    UNITED WHOLESALE MORTGAGE, LLC $680,000 $1,030,000 51.5% 1.1%
    AMERICAN FINANCING CORPORATION $265,000 $1,000,000 277.4% 1.0%
    NAVY FEDERAL CREDIT UNION $1,375,000 $1,000,000 -27.3% 1.0%
    Thomasville National Bank $655,000 $995,000 51.9% 1.0%
    Synovus Bank $1,690,000 $970,000 -42.6% 1.0%
    NEWREZ LLC $850,000 $950,000 11.8% 1.0%
    GMFS LLC $280,000 $815,000 191.1% 0.8%
    BROKER SOLUTIONS, INC. $735,000 $800,000 8.8% 0.8%
    Truist $920,000 $725,000 -21.2% 0.7%
    Pinnacle Bank $415,000 $655,000 57.8% 0.7%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $405,000 $630,000 55.6% 0.7%
    SOUTHWEST STAGE FUNDING, LLC $285,000 $630,000 121.1% 0.7%
    UNITED $545,000 n/a 0.6%
    Guardian Bank $165,000 $540,000 227.3% 0.6%
    CROSSCOUNTRY MORTGAGE, LLC $525,000 n/a 0.5%
    AgFirst Farm Credit Bank $430,000 $505,000 17.4% 0.5%
    Envision Credit Union $490,000 n/a 0.5%
    I. H. MISSISSIPPI VALLEY CREDIT UNION $455,000 n/a 0.5%
    NEW DAY FINANCIAL, LLC $420,000 n/a 0.4%
    BANKSOUTH MORTGAGE COMPANY, LLC $415,000 n/a 0.4%
    FREEDOM MORTGAGE CORPORATION $1,560,000 $415,000 -73.4% 0.4%
    Bank of America $695,000 $400,000 -42.4% 0.4%
    Blue Ridge Bank $385,000 n/a 0.4%
    JPMorgan Chase Bank $835,000 $385,000 -53.9% 0.4%
    TRIAD FINANCIAL SERVICES, INC. $545,000 $375,000 -31.2% 0.4%
    Wyndham Capital Mortgage, Inc. $375,000 n/a 0.4%
    TC FEDERAL BANK $325,000 $370,000 13.8% 0.4%
    GEORGIA'S OWN $355,000 n/a 0.4%
    UNION HOME MORTGAGE CORP. $770,000 $345,000 -55.2% 0.4%
    FIRST COMMERCE CREDIT UNION $390,000 $335,000 -14.1% 0.3%
    MILEND, INC. $335,000 n/a 0.3%
    NexBank $325,000 n/a 0.3%
    TOP FLITE FINANCIAL, INC. $300,000 n/a 0.3%
    TOWNE MORTGAGE COMPANY $575,000 $295,000 -48.7% 0.3%
    ANGEL OAK HOME LOANS LLC $320,000 $290,000 -9.4% 0.3%
    Capital City Home Loans, LLC $135,000 $285,000 111.1% 0.3%
    PeoplesSouth Bank $45,000 $285,000 533.3% 0.3%
    Flint Community Bank $275,000 n/a 0.3%
    DIRECT LENDERS, LLC $235,000 n/a 0.2%
    MY MORTGAGE, INC. $235,000 n/a 0.2%
    GSF Mortgage Corporation $215,000 n/a 0.2%
    NATIONWIDE MORTGAGE BANKERS, INC. $95,000 $215,000 126.3% 0.2%
    Carrington Mortgage Services, LLC $735,000 $210,000 -71.4% 0.2%
    ARC HOME LLC $420,000 $205,000 -51.2% 0.2%
    BETTER MORTGAGE CORPORATION $1,325,000 $205,000 -84.5% 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $205,000 n/a 0.2%
    Nations Lending Corporation $205,000 n/a 0.2%
    Platinum Home Mortgage Corporation $195,000 n/a 0.2%
    The Federal Savings Bank $350,000 $195,000 -44.3% 0.2%
    AMERIFIRST FINANCIAL CORPORATION $185,000 n/a 0.2%
    AmeriHome Mortgage Company, LLC $155,000 $185,000 19.4% 0.2%
    Bank of England $230,000 $175,000 -23.9% 0.2%
    PREMIER LENDING, INC. $175,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $115,000 $165,000 43.5% 0.2%
    Citibank $165,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $160,000 n/a 0.2%
    PLANET HOME LENDING, LLC $155,000 n/a 0.2%
    Citizens Community Bank $205,000 $150,000 -26.8% 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $135,000 n/a 0.1%
    Goldwater Bank, N.A. $135,000 n/a 0.1%
    CALIBER HOME LOANS, INC. $125,000 n/a 0.1%
    ACOPIA, LLC $155,000 $115,000 -25.8% 0.1%
    Citizens Bank $115,000 n/a 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $115,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $105,000 n/a 0.1%
    First Guaranty Mortgage Corporation $105,000 n/a 0.1%
    MORIA DEVELOPMENT, INC. $105,000 n/a 0.1%
    Discover Bank $100,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $95,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $440,000 $95,000 -78.4% 0.1%
    GUARANTEED RATE, INC. $85,000 n/a 0.1%
    USAA Federal Savings Bank $585,000 $85,000 -85.5% 0.1%
    COUNTRYPLACE MORTGAGE, LTD. $75,000 n/a 0.1%
    Fifth Third Bank $75,000 n/a 0.1%
    WINGS FINANCIAL $75,000 n/a 0.1%
    STATE EMPLOYEES' $65,000 n/a 0.1%
    Figure Lending LLC $50,000 $55,000 10.0% 0.1%
    Regions Bank $55,000 n/a 0.1%
    Lakeview Community Capital, LLC $95,000 $25,000 -73.7% 0.0%

    Moultrie's top lender by overall market share is QUICKEN LOANS, LLC, with 10.4% market share. In second place, with 10.0%, is The First, A National Banking Association, having originated $9,640,000 in loans. In third place, with 8.0%, is Ameris Bank, having originated $7,775,000 in loans. In fourth place, with 6.0%, is Flagstar Bank, FSB, having originated $5,815,000 in loans. In fifth place, with 2.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $2,810,000 in loans.

    Moultrie Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Moultrie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $158,675 (5.9%) $208,924 (6.1%) 0.00 123
    2018-02-01 $159,900 (7.2%) $203,725 (2.8%) 0.00 126
    2018-03-01 $159,900 (10.3%) $203,425 (2.4%) 0.00 126
    2018-04-01 $164,700 (17.6%) $206,022 (3.7%) 0.00 129
    2018-05-01 $164,800 (15.7%) $205,335 (5.0%) 0.00 136
    2018-06-01 $164,500 (24.2%) $212,101 (12.3%) 0.00 133
    2018-07-01 $156,650 (16.1%) $211,456 (12.7%) 0.00 135
    2018-08-01 $152,450 (4.1%) $202,739 (3.1%) 0.00 131
    2018-09-01 $157,500 (7.6%) $196,058 (0.9%) 0.00 139
    2018-10-01 $153,675 (3.0%) $185,222 (-7.5%) 0.00 137
    2018-11-01 $154,900 (1.7%) $190,588 (-5.7%) 0.00 127
    2018-12-01 $149,900 (-3.3%) $193,561 (-6.2%) 0.00 111
    2019-01-01 $158,400 (-0.2%) $196,064 (-6.2%) 0.00 107
    2019-02-01 $154,900 (-3.1%) $191,861 (-5.8%) 0.00 118
    2019-03-01 $160,850 (0.6%) $200,420 (-1.5%) 0.00 112
    2019-04-01 $169,339 (2.8%) $214,938 (4.3%) 0.00 105
    2019-05-01 $164,925 (0.1%) $210,328 (2.4%) 0.00 107
    2019-06-01 $188,250 (14.4%) $222,691 (5.0%) 0.00 98
    2019-07-01 $189,900 (21.2%) $230,097 (8.8%) 0.00 102
    2019-08-01 $189,900 (24.6%) $228,397 (12.7%) 0.00 100
    2019-09-01 $189,900 (20.6%) $224,295 (14.4%) 0.00 97
    2019-10-01 $189,900 (23.6%) $221,017 (19.3%) 0.00 94
    2019-11-01 $191,700 (23.8%) $222,216 (16.6%) 0.00 90
    2019-12-01 $187,450 (25.1%) $220,063 (13.7%) 0.00 76
    2020-01-01 $191,150 (20.7%) $223,810 (14.2%) 0.00 69
    2020-02-01 $187,450 (21.0%) $223,809 (16.7%) 0.00 71
    2020-03-01 $192,700 (19.8%) $226,308 (12.9%) 0.00 68
    2020-04-01 $177,450 (4.8%) $213,283 (-0.8%) 0.00 73
    2020-05-01 $185,000 (12.2%) $225,700 (7.3%) 0.00 66
    2020-06-01 $191,175 (1.6%) $222,453 (-0.1%) 0.00 65
    2020-07-01 $199,900 (5.3%) $235,005 (2.1%) 0.00 58
    2020-08-01 $199,900 (5.3%) $225,763 (-1.2%) 0.00 54
    2020-09-01 $196,150 (3.3%) $225,313 (0.5%) 0.00 48
    2020-10-01 $202,950 (6.9%) $234,334 (6.0%) 0.00 46
    2020-11-01 $202,950 (5.9%) $238,176 (7.2%) 0.00 47
    2020-12-01 $217,175 (15.9%) $256,509 (16.6%) 0.00 42
    2021-01-01 $221,950 (16.1%) $268,664 (20.0%) 0.00 35
    2021-02-01 $237,400 (26.7%) $252,160 (12.7%) 0.00 44
    2021-03-01 $229,900 (19.3%) $234,733 (3.7%) 0.00 43
    2021-04-01 $274,500 (54.7%) $270,312 (26.7%) 0.00 29
    2021-05-01 $282,450 (52.7%) $291,267 (29.1%) 0.00 28
    2021-06-01 $261,175 (36.6%) $271,032 (21.8%) 0.00 28
    2021-07-01 $269,900 (35.0%) $299,811 (27.6%) 0.00 27
    2021-08-01 $229,925 (15.0%) $282,606 (25.2%) 0.00 42
    2021-09-01 $222,498 (13.4%) $273,234 (21.3%) 0.00 46
    2021-10-01 $222,500 (9.6%) $290,630 (24.0%) 0.00 42
    2021-11-01 $238,225 (17.4%) $301,807 (26.7%) 0.00 36
    2021-12-01 $225,000 (3.6%) $272,735 (6.3%) 0.00 40
    2022-01-01 $204,950 (-7.7%) $252,631 (-6.0%) 0.00 41
    2022-02-01 $173,450 (-26.9%) $272,985 (8.3%) 0.00 41
    2022-03-01 $189,900 (-17.4%) $284,098 (21.0%) 0.00 42
    2022-04-01 $166,950 (-39.2%) $256,888 (-5.0%) 0.00 43
    2022-05-01 $248,675 (-12.0%) $271,707 (-6.7%) 0.00 46
    2022-06-01 $267,475 (2.4%) $294,636 (8.7%) 0.00 41
    2022-07-01 $262,000 (-2.9%) $270,750 (-9.7%) 0.00 44
    2022-08-01 $218,500 (-5.0%) $258,128 (-8.7%) 0.00 45
    2022-09-01 $258,725 (16.3%) $268,554 (-1.7%) 0.00 46
    2022-10-01 $255,000 (14.6%) $253,549 (-12.8%) 0.00 55
    2022-11-01 $250,000 (4.9%) $246,446 (-18.3%) 0.00 67
    2022-12-01 $249,500 (10.9%) $250,963 (-8.0%) 0.00 78
    2023-01-01 $271,000 (32.2%) $297,642 (17.8%) 0.00 38
    2023-02-01 $270,250 (55.8%) $278,293 (1.9%) 0.00 44
    Moultrie's median listing price for 2023-02-01 was $270,250, a difference of $96,800 (55.8%) versus the prior year and $-750 versus the prior month.

    Moultrie's median listing price comes in at 0% of the national average.

    Moultrie's average listing price for 2023-02-01 was $278,293, a difference of $5,308 (1.9%) versus the prior year and $-19,349 versus the prior month.

    For the 2023-02-01 period, Moultrie had 44 MLS listings, a difference of 6 listings (16%) versus the prior month and 3 listings (7%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Moultrie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,014 sqft
    2018-02-01 0 days 1,913 sqft
    2018-03-01 0 days 2,009 sqft
    2018-04-01 0 days 2,048 sqft
    2018-05-01 0 days 2,082 sqft
    2018-06-01 0 days 2,104 sqft
    2018-07-01 0 days 2,082 sqft
    2018-08-01 0 days 2,022 sqft
    2018-09-01 0 days 2,014 sqft
    2018-10-01 0 days 2,006 sqft
    2018-11-01 0 days 2,019 sqft
    2018-12-01 0 days 2,044 sqft
    2019-01-01 0 days 2,072 sqft
    2019-02-01 0 days 1,938 sqft
    2019-03-01 0 days 1,939 sqft
    2019-04-01 0 days 1,979 sqft
    2019-05-01 0 days 1,994 sqft
    2019-06-01 0 days 2,115 sqft
    2019-07-01 0 days 2,059 sqft
    2019-08-01 0 days 2,060 sqft
    2019-09-01 0 days 2,060 sqft
    2019-10-01 0 days 2,060 sqft
    2019-11-01 0 days 2,113 sqft
    2019-12-01 0 days 2,064 sqft
    2020-01-01 0 days 2,077 sqft
    2020-02-01 0 days 2,123 sqft
    2020-03-01 0 days 2,122 sqft
    2020-04-01 0 days 2,067 sqft
    2020-05-01 0 days 2,109 sqft
    2020-06-01 0 days 2,110 sqft
    2020-07-01 0 days 2,169 sqft
    2020-08-01 0 days 2,153 sqft
    2020-09-01 0 days 2,176 sqft
    2020-10-01 0 days 2,176 sqft
    2020-11-01 0 days 2,139 sqft
    2020-12-01 0 days 2,561 sqft
    2021-01-01 0 days 2,650 sqft
    2021-02-01 0 days 2,537 sqft
    2021-03-01 0 days 2,519 sqft
    2021-04-01 0 days 2,666 sqft
    2021-05-01 0 days 2,533 sqft
    2021-06-01 0 days 2,136 sqft
    2021-07-01 0 days 2,319 sqft
    2021-08-01 0 days 2,106 sqft
    2021-09-01 0 days 2,039 sqft
    2021-10-01 0 days 2,111 sqft
    2021-11-01 0 days 2,073 sqft
    2021-12-01 0 days 1,820 sqft
    2022-01-01 0 days 1,821 sqft
    2022-02-01 0 days 2,022 sqft
    2022-03-01 0 days 1,904 sqft
    2022-04-01 0 days 1,953 sqft
    2022-05-01 0 days 2,062 sqft
    2022-06-01 0 days 2,370 sqft
    2022-07-01 0 days 2,356 sqft
    2022-08-01 0 days 1,977 sqft
    2022-09-01 0 days 1,959 sqft
    2022-10-01 0 days 1,944 sqft
    2022-11-01 0 days 2,035 sqft
    2022-12-01 0 days 2,052 sqft
    2023-01-01 0 days 2,141 sqft
    2023-02-01 0 days 1,873 sqft
    Moultrie's median listing age (time on market) for 2023-02-01 was 0 days.

    Moultrie's median square footage for active listings during the 2023-02-01 period was 1,873 sqft. One year prior, the average listing was 2,022 sqft.

    Moultrie, GA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 274 $50,770,000 $185,292
    Cash Out Refi 106 $20,680,000 $195,094
    Refi 102 $21,350,000 $209,314
    Home Improvement 28 $1,890,000 $67,500
    Other 13 $1,635,000 $125,769
    NA 2 $420,000 $210,000

    Moultrie's most frequently cited loan purpose was Home Purchase, with 274 originations. The 2nd most popular reason was Cash Out Refi, with 106 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 120 $21,670,000 $180,583
    3-4% 111 $21,615,000 $194,730
    4-5% 111 $22,645,000 $204,009
    6-7% 53 $7,665,000 $144,623
    2.5-3% 29 $5,965,000 $205,690
    7-8% 24 $2,600,000 $108,333
    Over 8% 11 $925,000 $84,091
    <2.5% 4 $610,000 $152,500

    During 2022, Moultrie's most frequently originated rate bucket was 5-6%, with 120 originations.

    Loan Sizing (Moultrie, GA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 201 $29,635,000 $147,438
    $200k-400k 154 $40,520,000 $263,117
    $100,000 or less 145 $8,995,000 $62,034
    $400k-600k 17 $8,155,000 $479,706
    $600k-1000k 4 $2,760,000 $690,000
    $Over $1MM 4 $6,680,000 $1,670,000

    Moultrie's loan sizing saw the bucket of loans from $100k-200k with 201 originations, totaling $29,635,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 225 $44,305,000 $196,911
    60-80% 137 $26,515,000 $193,540
    40-60% 44 $6,430,000 $146,136
    20-40% 31 $3,305,000 $106,613
    Under 20% 12 $710,000 $59,167
    Over 100% 9 $2,055,000 $228,333

    Moultrie's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 225 originations, totaling $44,305,000 in origination value.