Moultrie Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Moultrie averaged 7.14% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 6.99% and one month ago for the week of 2025-04-17, the average rate was 7.11%.

    Moultrie's average rate one year ago was 7.5%.

    For refis of the same type during the week of 2025-05-22, the average rate was 7.26%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Moultrie 30 Year Fixed Rate 2025-05-22 7.14%
    Moultrie 30 Year Fixed Rate Refi 2025-05-22 7.26%
    Moultrie 15 Year Fixed Rate 2025-05-22 6.01%
    Moultrie 15 Year Fixed Rate Refi 2025-05-22 5.91%
    Moultrie 30 Year FHA 2025-05-22 6.81%
    Moultrie 30 Year FHA Refi 2025-05-22 6.71%
    Moultrie 30 Year USDA 2025-05-22 6.53%
    Moultrie 30 Year USDA Refi 2025-05-22 6.63%
    Moultrie 30 Year VA 2025-05-22 6.42%
    Moultrie 30 Year VA Refi 2025-05-22 6.72%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Moultrie, GA.

    Moultrie Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Moultrie, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 20 6.87% $5,203
    Flagstar Bank, FSB 11 6.74% $6,083
    Colony Bank 7 6.62% $5,201
    Ameris Bank 7 6.94% $4,275
    SOUTHPOINT FINANCIAL SERVICES, INC. 6 6.50% $11,197
    NAVY FEDERAL CREDIT UNION 4 7.09% $3,273
    21ST MORTGAGE CORPORATION 3 8.87% $5,838
    Wells Fargo Bank 3 6.67% $5,113
    First Reliance Bank 2 6.56% $6,293
    Capital City Home Loans, LLC 2 7.13% $4,986
    Truist 2 6.74% $4,367
    PENNYMAC LOAN SERVICES, LLC 2 6.31% $8,980
    UNITED WHOLESALE MORTGAGE, LLC 2 6.37% $6,906
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.81% $5,798
    GUARANTEED RATE AFFINITY, LLC 1 7.99% $5,517
    GUARANTEED RATE, INC. 1 6.43% $4,902
    JPMorgan Chase Bank 1 7.13% $5,341
    LOANDEPOT.COM, LLC 1 7.63% $4,212
    MOVEMENT MORTGAGE, LLC 1 6.81% $6,340
    Mr. Cooper ( Nationstar Mortgage ) 1 7.13% $8,374
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.99% $6,540
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.50% $4,346
    CANOPY MORTGAGE, LLC 1 5.50% $13,145
    BETTER MORTGAGE CORPORATION 1 6.13% $12,759
    Synovus Bank 1 6.38% $3,708
    TIB The Independent Bankersbank 1 6.50% $8,064
    UNION HOME MORTGAGE CORP. 1 7.13% $4,891
    DEEPHAVEN MORTGAGE LLC 1 7.88% $15,455
    FirstBank 1 9.44% $5,027
    CITIZENS EQUITY FIRST 1 5.88% $2,874
    Florida Capital Bank 1 6.99% $5,828
    GENEVA FINANCIAL, LLC 1 6.88% $5,218
    GMFS LLC 1 8.13% $4,240

    Moultrie Average Closing Costs & Other Stats

    Moultrie, GA's 33 lenders originated 442 loans during 2024. The total origination value was $78,510,000, with an average loan value of $177,624.

    Moultrie's average closing costs are $5,559.

    The top Moultrie lender as defined by loan originations is QUICKEN LOANS, LLC, with 20 loans originated. Their average total fees are $5,203, which is $880 lower than the next largest lender, Flagstar Bank, FSB.

    The lowest fee Moultrie lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($5,203), Flagstar Bank, FSB ($6,083), .

    The lowest rate Moultrie lenders (with over 10 loans originated) are Flagstar Bank, FSB (6.74%), QUICKEN LOANS, LLC (6.87%), .

    Moultrie, GA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    QUICKEN LOANS, LLC $4,670,000 $8,770,000 87.8% 11.2%
    Flagstar Bank, FSB $11,140,000 $6,075,000 -45.5% 7.7%
    Ameris Bank $5,275,000 $3,970,000 -24.7% 5.1%
    FREEDOM MORTGAGE CORPORATION $3,935,000 n/a 5.0%
    The First, A National Banking Association $8,765,000 $3,705,000 -57.7% 4.7%
    21ST MORTGAGE CORPORATION $1,370,000 $3,035,000 121.5% 3.9%
    UNITED WHOLESALE MORTGAGE, LLC $1,585,000 $2,650,000 67.2% 3.4%
    Mortgage Research Center, LLC $1,010,000 $2,560,000 153.5% 3.3%
    Colony Bank $1,050,000 $2,555,000 143.3% 3.3%
    SOUTHPOINT FINANCIAL SERVICES, INC. $760,000 $2,335,000 207.2% 3.0%
    Commercial Banking Company $1,820,000 $2,155,000 18.4% 2.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,655,000 $1,875,000 13.3% 2.4%
    NAVY FEDERAL CREDIT UNION $1,195,000 $1,115,000 -6.7% 1.4%
    Synovus Bank $1,665,000 $960,000 -42.3% 1.2%
    CANOPY MORTGAGE, LLC $950,000 n/a 1.2%
    Capital City Home Loans, LLC $245,000 $810,000 230.6% 1.0%
    SOUTHEASTERN Credit Union $1,710,000 $740,000 -56.7% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $650,000 $725,000 11.5% 0.9%
    MID AMERICA MORTGAGE, INC. $665,000 n/a 0.8%
    GUILD MORTGAGE COMPANY $630,000 n/a 0.8%
    PENNYMAC LOAN SERVICES, LLC $780,000 $620,000 -20.5% 0.8%
    Wells Fargo Bank $220,000 $575,000 161.4% 0.7%
    HOMEXPRESS MORTGAGE CORP. $560,000 n/a 0.7%
    BETTER MORTGAGE CORPORATION $555,000 n/a 0.7%
    Truist $505,000 $505,000 0.0% 0.6%
    First Reliance Bank $555,000 $480,000 -13.5% 0.6%
    GENEVA FINANCIAL, LLC $530,000 $460,000 -13.2% 0.6%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $165,000 $460,000 178.8% 0.6%
    UNION HOME MORTGAGE CORP. $525,000 $450,000 -14.3% 0.6%
    The Federal Savings Bank $445,000 n/a 0.6%
    TOWNE MORTGAGE COMPANY $155,000 $430,000 177.4% 0.5%
    VILLAGE CAPITAL MORTGAGE $310,000 $430,000 38.7% 0.5%
    TRIAD FINANCIAL SERVICES, INC. $490,000 $370,000 -24.5% 0.5%
    FirstBank $230,000 $360,000 56.5% 0.5%
    1ST SIGNATURE LENDING, LLC $355,000 n/a 0.5%
    DEEPHAVEN MORTGAGE LLC $355,000 n/a 0.5%
    GUARANTEED RATE AFFINITY, LLC $355,000 n/a 0.5%
    NEW DAY FINANCIAL, LLC $265,000 $330,000 24.5% 0.4%
    NEWREZ LLC $155,000 $330,000 112.9% 0.4%
    GMFS LLC $380,000 $325,000 -14.5% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $675,000 $320,000 -52.6% 0.4%
    FIRST COMMERCE CREDIT UNION $35,000 $315,000 800.0% 0.4%
    JPMorgan Chase Bank $370,000 $315,000 -14.9% 0.4%
    Florida Capital Bank $295,000 n/a 0.4%
    BROKER SOLUTIONS, INC. $655,000 $285,000 -56.5% 0.4%
    Guardian Bank $1,535,000 $275,000 -82.1% 0.4%
    MOVEMENT MORTGAGE, LLC $275,000 n/a 0.4%
    PROVIDENT FUNDING ASSOCIATES, L.P. $265,000 n/a 0.3%
    DOMINION FINANCIAL SERVICES, LLC $260,000 n/a 0.3%
    SOUTHWEST STAGE FUNDING, LLC $135,000 $260,000 92.6% 0.3%
    BancorpSouth $955,000 $245,000 -74.3% 0.3%
    SOUTHEAST MORTGAGE OF GEORGIA, INC. $245,000 n/a 0.3%
    Figure Lending LLC $35,000 $240,000 585.7% 0.3%
    BANKSOUTH MORTGAGE COMPANY, LLC $785,000 $235,000 -70.1% 0.3%
    GUARANTEED RATE, INC. $255,000 $230,000 -9.8% 0.3%
    United Community Bank $225,000 n/a 0.3%
    TIB The Independent Bankersbank $215,000 n/a 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $285,000 $200,000 -29.8% 0.3%
    TOP FLITE FINANCIAL, INC. $185,000 n/a 0.2%
    LOANDEPOT.COM, LLC $310,000 $170,000 -45.2% 0.2%
    AMERICAN FINANCING CORPORATION $305,000 $165,000 -45.9% 0.2%
    AMERISAVE MORTGAGE CORPORATION $145,000 $165,000 13.8% 0.2%
    Equity Prime Mortgage LLC $165,000 n/a 0.2%
    Lakeview Community Capital, LLC $165,000 n/a 0.2%
    CARDINAL FINANCIAL $225,000 $155,000 -31.1% 0.2%
    LIBERTY HOME MORTGAGE CORPORATION $145,000 n/a 0.2%
    CITIZENS EQUITY FIRST $135,000 n/a 0.2%
    GEORGIA'S OWN $145,000 $135,000 -6.9% 0.2%
    EVERETT FINANCIAL, INC. $125,000 n/a 0.2%
    CHURCHILL MORTGAGE CORPORATION $115,000 n/a 0.1%
    MICHIGAN MUTUAL, INC. $105,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $545,000 $105,000 -80.7% 0.1%
    Renasant Bank $1,595,000 $100,000 -93.7% 0.1%
    NexBank $95,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $295,000 $85,000 -71.2% 0.1%
    USAA Federal Savings Bank $75,000 $75,000 0.0% 0.1%
    Citizens Bank $205,000 $55,000 -73.2% 0.1%

    Moultrie's top lender by overall market share is QUICKEN LOANS, LLC, with 11.2% market share. In second place, with 7.7%, is Flagstar Bank, FSB, having originated $6,075,000 in loans. In third place, with 5.1%, is Ameris Bank, having originated $3,970,000 in loans. In fourth place, with 5.0%, is FREEDOM MORTGAGE CORPORATION, having originated $3,935,000 in loans. In fifth place, with 4.7%, is The First, A National Banking Association, having originated $3,705,000 in loans.

    Moultrie Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Moultrie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $158,675 (5.9%) $208,924 (6.4%) 0.00 123
    2018-02-01 $159,900 (7.3%) $203,725 (3.1%) 0.00 126
    2018-03-01 $159,900 (11.3%) $203,425 (2.7%) 0.00 126
    2018-04-01 $164,700 (17.7%) $206,022 (4.0%) 0.00 129
    2018-05-01 $164,800 (16.7%) $205,335 (5.3%) 0.00 136
    2018-06-01 $164,500 (26.6%) $212,101 (12.6%) 0.00 133
    2018-07-01 $156,650 (18.3%) $211,456 (13.1%) 0.00 135
    2018-08-01 $152,450 (5.6%) $202,739 (3.5%) 0.00 131
    2018-09-01 $157,500 (8.7%) $196,058 (1.2%) 0.00 139
    2018-10-01 $153,675 (3.0%) $185,222 (-7.5%) 0.00 137
    2018-11-01 $154,900 (1.7%) $190,588 (-5.7%) 0.00 127
    2018-12-01 $149,900 (-3.3%) $193,561 (-6.2%) 0.00 111
    2019-01-01 $158,400 (-0.2%) $196,064 (-6.2%) 0.00 107
    2019-02-01 $154,900 (-3.1%) $191,861 (-5.8%) 0.00 118
    2019-03-01 $160,850 (0.6%) $200,420 (-1.5%) 0.00 112
    2019-04-01 $169,339 (2.8%) $214,938 (4.3%) 0.00 105
    2019-05-01 $164,925 (0.1%) $210,328 (2.4%) 0.00 107
    2019-06-01 $188,250 (14.4%) $222,691 (5.0%) 0.00 98
    2019-07-01 $189,900 (21.2%) $230,097 (8.8%) 0.00 102
    2019-08-01 $189,900 (24.6%) $228,397 (12.7%) 0.00 100
    2019-09-01 $189,900 (20.6%) $224,295 (14.4%) 0.00 97
    2019-10-01 $189,900 (23.6%) $221,017 (19.3%) 0.00 94
    2019-11-01 $191,700 (23.8%) $222,216 (16.6%) 0.00 90
    2019-12-01 $187,450 (25.1%) $220,063 (13.7%) 0.00 76
    2020-01-01 $191,150 (20.7%) $223,810 (14.2%) 0.00 69
    2020-02-01 $187,450 (21.0%) $223,809 (16.7%) 0.00 71
    2020-03-01 $192,700 (19.8%) $226,308 (12.9%) 0.00 68
    2020-04-01 $177,450 (4.8%) $213,283 (-0.8%) 0.00 73
    2020-05-01 $185,000 (12.2%) $225,700 (7.3%) 0.00 66
    2020-06-01 $191,175 (1.6%) $222,453 (-0.1%) 0.00 65
    2020-07-01 $199,900 (5.3%) $235,005 (2.1%) 0.00 58
    2020-08-01 $199,900 (5.3%) $225,763 (-1.2%) 0.00 54
    2020-09-01 $196,150 (3.3%) $225,313 (0.5%) 0.00 48
    2020-10-01 $202,950 (6.9%) $234,334 (6.0%) 0.00 46
    2020-11-01 $202,950 (5.9%) $238,176 (7.2%) 0.00 47
    2020-12-01 $217,175 (15.9%) $256,509 (16.6%) 0.00 42
    2021-01-01 $221,950 (16.1%) $268,664 (20.0%) 0.00 35
    2021-02-01 $237,400 (26.7%) $252,160 (12.7%) 0.00 44
    2021-03-01 $229,900 (19.3%) $234,733 (3.7%) 0.00 43
    2021-04-01 $274,500 (54.7%) $270,312 (26.7%) 0.00 29
    2021-05-01 $282,450 (52.7%) $291,267 (29.1%) 0.00 28
    2021-06-01 $261,175 (36.6%) $271,032 (21.8%) 0.00 28
    2021-07-01 $269,900 (35.0%) $299,811 (27.6%) 0.00 27
    2021-08-01 $229,925 (15.0%) $282,606 (25.2%) 0.00 42
    2021-09-01 $222,498 (13.4%) $273,234 (21.3%) 0.00 46
    2021-10-01 $222,500 (9.6%) $290,630 (24.0%) 0.00 42
    2021-11-01 $238,225 (17.4%) $301,807 (26.7%) 0.00 36
    2021-12-01 $225,000 (3.6%) $272,735 (6.3%) 0.00 40
    2022-01-01 $204,950 (-7.7%) $252,631 (-6.0%) 0.00 41
    2022-02-01 $173,450 (-26.9%) $272,985 (8.3%) 0.00 41
    2022-03-01 $189,900 (-17.4%) $284,098 (21.0%) 0.00 42
    2022-04-01 $166,950 (-39.2%) $256,888 (-5.0%) 0.00 43
    2022-05-01 $248,675 (-12.0%) $271,707 (-6.7%) 0.00 46
    2022-06-01 $267,475 (2.4%) $294,636 (8.7%) 0.00 41
    2022-07-01 $262,000 (-2.9%) $270,750 (-9.7%) 0.00 44
    2022-08-01 $218,500 (-5.0%) $258,128 (-8.7%) 0.00 45
    2022-09-01 $258,725 (16.3%) $268,554 (-1.7%) 0.00 46
    2022-10-01 $255,000 (14.6%) $253,549 (-12.8%) 0.00 55
    2022-11-01 $250,000 (4.9%) $246,446 (-18.3%) 0.00 67
    2022-12-01 $249,500 (10.9%) $250,963 (-8.0%) 0.00 78
    2023-01-01 $271,000 (32.2%) $297,642 (17.8%) 0.00 38
    2023-02-01 $270,250 (55.8%) $278,293 (1.9%) 0.00 44
    2023-03-01 $292,175 (53.9%) $286,362 (0.8%) 0.00 42
    2023-04-01 $299,900 (79.6%) $296,239 (15.3%) 0.00 32
    2023-05-01 $287,200 (15.5%) $295,630 (8.8%) 0.00 36
    2023-06-01 $303,750 (13.6%) $322,082 (9.3%) 0.00 45
    2023-07-01 $285,000 (8.8%) $335,392 (23.9%) 0.00 50
    2023-08-01 $297,500 (36.2%) $355,569 (37.8%) 0.00 47
    2023-09-01 $299,000 (15.6%) $359,413 (33.8%) 0.00 49
    2023-10-01 $302,450 (18.6%) $359,312 (41.7%) 0.00 54
    2023-11-01 $297,450 (19.0%) $337,857 (37.1%) 0.00 50
    2023-12-01 $299,900 (20.2%) $358,830 (43.0%) 0.00 49
    2024-01-01 $289,900 (7.0%) $338,096 (13.6%) 0.00 56
    2024-02-01 $287,450 (6.4%) $336,109 (20.8%) 0.00 46
    2024-03-01 $250,000 (-14.4%) $314,279 (9.8%) 0.00 52
    2024-04-01 $259,975 (-13.3%) $335,998 (13.4%) 0.00 55
    2024-05-01 $282,000 (-1.8%) $343,670 (16.3%) 0.00 57
    2024-06-01 $292,450 (-3.7%) $343,435 (6.6%) 0.00 61
    2024-07-01 $322,500 (13.2%) $366,707 (9.3%) 0.00 58
    2024-08-01 $297,000 (-0.2%) $351,789 (-1.1%) 0.00 70
    2024-09-01 $294,998 (-1.3%) $347,245 (-3.4%) 0.00 71
    2024-10-01 $277,250 (-8.3%) $317,585 (-11.6%) 0.00 69
    2024-11-01 $274,000 (-7.9%) $304,664 (-9.8%) 0.00 76
    2024-12-01 $275,125 (-8.3%) $301,074 (-16.1%) 0.00 64
    2025-01-01 $276,500 (-4.6%) $286,462 (-15.3%) 0.00 64
    2025-02-01 $273,500 (-4.9%) $280,779 (-16.5%) 0.00 63
    2025-03-01 $269,000 (7.6%) $278,643 (-11.3%) 0.00 52
    2025-04-01 $275,000 (5.8%) $299,463 (-10.9%) 0.00 48
    Moultrie's median listing price for 2025-04-01 was $275,000, a difference of $15,025 (5.8%) versus the prior year and $6,000 versus the prior month.

    Moultrie's median listing price comes in at 0% of the national average.

    Moultrie's average listing price for 2025-04-01 was $299,463, a difference of $-36,535 (-10.9%) versus the prior year and $20,820 versus the prior month.

    For the 2025-04-01 period, Moultrie had 48 MLS listings, a difference of -4 listings (-8%) versus the prior month and -7 listings (-13%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Moultrie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,014 sqft
    2018-02-01 0 days 1,913 sqft
    2018-03-01 0 days 2,009 sqft
    2018-04-01 0 days 2,048 sqft
    2018-05-01 0 days 2,082 sqft
    2018-06-01 0 days 2,104 sqft
    2018-07-01 0 days 2,082 sqft
    2018-08-01 0 days 2,022 sqft
    2018-09-01 0 days 2,014 sqft
    2018-10-01 0 days 2,006 sqft
    2018-11-01 0 days 2,019 sqft
    2018-12-01 0 days 2,044 sqft
    2019-01-01 0 days 2,072 sqft
    2019-02-01 0 days 1,938 sqft
    2019-03-01 0 days 1,939 sqft
    2019-04-01 0 days 1,979 sqft
    2019-05-01 0 days 1,994 sqft
    2019-06-01 0 days 2,115 sqft
    2019-07-01 0 days 2,059 sqft
    2019-08-01 0 days 2,060 sqft
    2019-09-01 0 days 2,060 sqft
    2019-10-01 0 days 2,060 sqft
    2019-11-01 0 days 2,113 sqft
    2019-12-01 0 days 2,064 sqft
    2020-01-01 0 days 2,077 sqft
    2020-02-01 0 days 2,123 sqft
    2020-03-01 0 days 2,122 sqft
    2020-04-01 0 days 2,067 sqft
    2020-05-01 0 days 2,108 sqft
    2020-06-01 0 days 2,070 sqft
    2020-07-01 0 days 2,169 sqft
    2020-08-01 0 days 2,153 sqft
    2020-09-01 0 days 2,176 sqft
    2020-10-01 0 days 2,176 sqft
    2020-11-01 0 days 2,139 sqft
    2020-12-01 0 days 2,561 sqft
    2021-01-01 0 days 2,650 sqft
    2021-02-01 0 days 2,537 sqft
    2021-03-01 0 days 2,519 sqft
    2021-04-01 0 days 2,666 sqft
    2021-05-01 0 days 2,533 sqft
    2021-06-01 0 days 2,136 sqft
    2021-07-01 0 days 2,226 sqft
    2021-08-01 0 days 2,103 sqft
    2021-09-01 0 days 2,097 sqft
    2021-10-01 0 days 2,111 sqft
    2021-11-01 0 days 2,073 sqft
    2021-12-01 0 days 1,820 sqft
    2022-01-01 0 days 1,821 sqft
    2022-02-01 0 days 2,022 sqft
    2022-03-01 0 days 1,904 sqft
    2022-04-01 0 days 1,953 sqft
    2022-05-01 0 days 2,060 sqft
    2022-06-01 0 days 2,356 sqft
    2022-07-01 0 days 2,356 sqft
    2022-08-01 0 days 1,977 sqft
    2022-09-01 0 days 1,959 sqft
    2022-10-01 0 days 1,944 sqft
    2022-11-01 0 days 2,035 sqft
    2022-12-01 0 days 2,052 sqft
    2023-01-01 0 days 2,141 sqft
    2023-02-01 0 days 1,873 sqft
    2023-03-01 0 days 1,998 sqft
    2023-04-01 0 days 1,877 sqft
    2023-05-01 0 days 1,909 sqft
    2023-06-01 0 days 1,999 sqft
    2023-07-01 0 days 1,876 sqft
    2023-08-01 0 days 2,028 sqft
    2023-09-01 0 days 1,926 sqft
    2023-10-01 0 days 1,895 sqft
    2023-11-01 0 days 1,800 sqft
    2023-12-01 0 days 1,800 sqft
    2024-01-01 0 days 1,746 sqft
    2024-02-01 0 days 1,733 sqft
    2024-03-01 0 days 1,766 sqft
    2024-04-01 0 days 1,870 sqft
    2024-05-01 0 days 1,926 sqft
    2024-06-01 0 days 2,034 sqft
    2024-07-01 0 days 2,179 sqft
    2024-08-01 0 days 2,138 sqft
    2024-09-01 0 days 2,158 sqft
    2024-10-01 0 days 2,024 sqft
    2024-11-01 0 days 2,000 sqft
    2024-12-01 0 days 1,889 sqft
    2025-01-01 0 days 1,952 sqft
    2025-02-01 0 days 1,997 sqft
    2025-03-01 0 days 2,000 sqft
    2025-04-01 0 days 2,010 sqft
    Moultrie's median listing age (time on market) for 2025-04-01 was 0 days.

    Moultrie's median square footage for active listings during the 2025-04-01 period was 2,010 sqft. One year prior, the average listing was 1,870 sqft.

    Moultrie, GA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 253 $49,935,000 $197,372
    Refi 87 $13,295,000 $152,816
    Cash Out Refi 57 $10,185,000 $178,684
    Other 25 $3,435,000 $137,400
    Home Improvement 20 $1,660,000 $83,000

    Moultrie's most frequently cited loan purpose was Home Purchase, with 253 originations. The 2nd most popular reason was Refi, with 87 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 135 $28,395,000 $210,333
    Over 8% 105 $11,735,000 $111,762
    5-6% 57 $12,965,000 $227,456
    7-8% 56 $11,190,000 $199,821
    <2.5% 1 $5,000 $5,000
    4-5% 1 $105,000 $105,000

    During 2024, Moultrie's most frequently originated rate bucket was 6-7%, with 135 originations.

    Loan Sizing (Moultrie, GA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 166 $24,350,000 $146,687
    $200k-400k 133 $37,325,000 $280,639
    $100,000 or less 124 $6,960,000 $56,129
    $400k-600k 16 $7,750,000 $484,375
    $600k-1000k 3 $2,125,000 $708,333

    Moultrie's loan sizing saw the bucket of loans from $100k-200k with 166 originations, totaling $24,350,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 184 $38,870,000 $211,250
    60-80% 72 $14,390,000 $199,861
    40-60% 34 $4,910,000 $144,412
    20-40% 28 $2,360,000 $84,286
    Under 20% 24 $1,330,000 $55,417
    Over 100% 7 $1,345,000 $192,143

    Moultrie's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 184 originations, totaling $38,870,000 in origination value.