Moultrie Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Moultrie averaged
6.58%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.38% and
one month ago for the week of 2024-09-05, the
average rate was 6.71%.
Moultrie's average rate one year ago was 7.85%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.42%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Moultrie 30 Year Fixed Rate | 2024-10-10 | 6.58% |
Moultrie 30 Year Fixed Rate Refi | 2024-10-10 | 6.42% |
Moultrie 15 Year Fixed Rate | 2024-10-10 | 5.51% |
Moultrie 15 Year Fixed Rate Refi | 2024-10-10 | 5.81% |
Moultrie 30 Year FHA | 2024-10-10 | 6.09% |
Moultrie 30 Year FHA Refi | 2024-10-10 | 6.2% |
Moultrie 30 Year USDA | 2024-10-10 | 6.08% |
Moultrie 30 Year USDA Refi | 2024-10-10 | 6.18% |
Moultrie 30 Year VA | 2024-10-10 | 5.95% |
Moultrie 30 Year VA Refi | 2024-10-10 | 6.05% |
Moultrie Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Moultrie, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Moultrie Average Closing Costs & Other Stats
Moultrie, GA's 40 lenders originated 415
loans during 2023. The total origination value was $76,375,000, with an average loan value of
$184,036.
Moultrie's average closing costs are $5,281.
The top Moultrie lender as defined by loan originations is QUICKEN LOANS, LLC, with
13 loans originated. Their average total fees are
$5,846, which is $7
higher than the next largest lender,
Ameris Bank.
The lowest fee Moultrie lenders (with over 10 loans originated) are
Ameris Bank ($5,838), QUICKEN LOANS, LLC ($5,846), .
The lowest rate Moultrie lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC (6.98%), Ameris Bank (7.22%), .
Moultrie, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Flagstar Bank, FSB | $5,815,000 | $11,140,000 | 91.6% | 14.6% |
The First, A National Banking Association | $9,640,000 | $8,765,000 | -9.1% | 11.5% |
Ameris Bank | $7,775,000 | $5,275,000 | -32.2% | 6.9% |
QUICKEN LOANS, LLC | $10,090,000 | $4,670,000 | -53.7% | 6.1% |
Commercial Banking Company | $2,205,000 | $1,820,000 | -17.5% | 2.4% |
SOUTHEASTERN Credit Union | $2,560,000 | $1,710,000 | -33.2% | 2.2% |
Synovus Bank | $970,000 | $1,665,000 | 71.6% | 2.2% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,810,000 | $1,655,000 | -41.1% | 2.2% |
Renasant Bank | $2,775,000 | $1,595,000 | -42.5% | 2.1% |
UNITED WHOLESALE MORTGAGE, LLC | $1,030,000 | $1,585,000 | 53.9% | 2.1% |
Guardian Bank | $540,000 | $1,535,000 | 184.3% | 2.0% |
21ST MORTGAGE CORPORATION | $1,650,000 | $1,370,000 | -17.0% | 1.8% |
NAVY FEDERAL CREDIT UNION | $1,000,000 | $1,195,000 | 19.5% | 1.6% |
Colony Bank | $1,310,000 | $1,050,000 | -19.8% | 1.4% |
Mortgage Research Center, LLC | $2,755,000 | $1,010,000 | -63.3% | 1.3% |
BancorpSouth | $955,000 | n/a | 1.3% | |
PLAZA HOME MORTGAGE, INC. | $845,000 | n/a | 1.1% | |
BANKSOUTH MORTGAGE COMPANY, LLC | $415,000 | $785,000 | 89.2% | 1.0% |
PENNYMAC LOAN SERVICES, LLC | $1,340,000 | $780,000 | -41.8% | 1.0% |
SOUTHPOINT FINANCIAL SERVICES, INC. | $760,000 | n/a | 1.0% | |
Pinnacle Bank | $655,000 | $755,000 | 15.3% | 1.0% |
HOMESTAR FINANCIAL CORPORATION | $1,535,000 | $730,000 | -52.4% | 1.0% |
CROSSCOUNTRY MORTGAGE, LLC | $525,000 | $675,000 | 28.6% | 0.9% |
BROKER SOLUTIONS, INC. | $800,000 | $655,000 | -18.1% | 0.9% |
Mr. Cooper ( Nationstar Mortgage ) | $1,675,000 | $650,000 | -61.2% | 0.9% |
PENTAGON FEDERAL CREDIT UNION | $560,000 | n/a | 0.7% | |
First Reliance Bank | $555,000 | n/a | 0.7% | |
ZILLOW HOME LOANS, LLC | $555,000 | n/a | 0.7% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $545,000 | n/a | 0.7% | |
PNC Bank | $540,000 | n/a | 0.7% | |
GENEVA FINANCIAL, LLC | $530,000 | n/a | 0.7% | |
UNION HOME MORTGAGE CORP. | $345,000 | $525,000 | 52.2% | 0.7% |
Truist | $725,000 | $505,000 | -30.3% | 0.7% |
TRIAD FINANCIAL SERVICES, INC. | $375,000 | $490,000 | 30.7% | 0.6% |
Bank of America | $400,000 | $470,000 | 17.5% | 0.6% |
Blue Ridge Bank | $385,000 | $455,000 | 18.2% | 0.6% |
Carrington Mortgage Services, LLC | $210,000 | $425,000 | 102.4% | 0.6% |
GMFS LLC | $815,000 | $380,000 | -53.4% | 0.5% |
JPMorgan Chase Bank | $385,000 | $370,000 | -3.9% | 0.5% |
First Horizon Bank | $355,000 | n/a | 0.5% | |
Tyndall Federal Credit Union | $355,000 | n/a | 0.5% | |
Citizens Community Bank | $150,000 | $345,000 | 130.0% | 0.5% |
NBKC BANK | $345,000 | n/a | 0.5% | |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $310,000 | n/a | 0.4% | |
LOANDEPOT.COM, LLC | $1,040,000 | $310,000 | -70.2% | 0.4% |
VILLAGE CAPITAL MORTGAGE | $310,000 | n/a | 0.4% | |
AMERICAN FINANCING CORPORATION | $1,000,000 | $305,000 | -69.5% | 0.4% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $105,000 | $295,000 | 181.0% | 0.4% |
MORTGAGEONE, INC. | $285,000 | n/a | 0.4% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $95,000 | $285,000 | 200.0% | 0.4% |
Paramount Residential Mortgage Group, Inc. | $280,000 | n/a | 0.4% | |
SECURITYNATIONAL MORTGAGE COMPANY | $275,000 | n/a | 0.4% | |
NEW DAY FINANCIAL, LLC | $420,000 | $265,000 | -36.9% | 0.3% |
Plains Commerce Bank | $265,000 | n/a | 0.3% | |
GUARANTEED RATE, INC. | $85,000 | $255,000 | 200.0% | 0.3% |
Presidential Bank, FSB | $250,000 | n/a | 0.3% | |
Bank of England | $175,000 | $245,000 | 40.0% | 0.3% |
Capital City Home Loans, LLC | $285,000 | $245,000 | -14.0% | 0.3% |
COUNTRYPLACE MORTGAGE, LTD. | $75,000 | $230,000 | 206.7% | 0.3% |
FirstBank | $230,000 | n/a | 0.3% | |
CARDINAL FINANCIAL | $205,000 | $225,000 | 9.8% | 0.3% |
Wells Fargo Bank | $1,595,000 | $220,000 | -86.2% | 0.3% |
Citizens Bank | $115,000 | $205,000 | 78.3% | 0.3% |
Thomasville National Bank | $995,000 | $205,000 | -79.4% | 0.3% |
River Bank & Trust | $195,000 | n/a | 0.3% | |
HOMESIDE FINANCIAL, LLC | $185,000 | n/a | 0.2% | |
The Citizens National Bank of Quitman | $185,000 | n/a | 0.2% | |
First State Bank of Blakely, Inc. | $165,000 | n/a | 0.2% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $95,000 | $165,000 | 73.7% | 0.2% |
The Huntington National Bank | $165,000 | n/a | 0.2% | |
Ixonia Bank | $155,000 | n/a | 0.2% | |
NEWREZ LLC | $950,000 | $155,000 | -83.7% | 0.2% |
TOWNE MORTGAGE COMPANY | $295,000 | $155,000 | -47.5% | 0.2% |
AMERISAVE MORTGAGE CORPORATION | $1,315,000 | $145,000 | -89.0% | 0.2% |
GEORGIA'S OWN | $355,000 | $145,000 | -59.2% | 0.2% |
AMERICAN FINANCIAL NETWORK, INC. | $135,000 | n/a | 0.2% | |
EMM LOANS LLC | $135,000 | n/a | 0.2% | |
Metro City Bank | $135,000 | n/a | 0.2% | |
SOUTHWEST STAGE FUNDING, LLC | $630,000 | $135,000 | -78.6% | 0.2% |
US MORTGAGE CORPORATION | $125,000 | n/a | 0.2% | |
AmeriHome Mortgage Company, LLC | $185,000 | $115,000 | -37.8% | 0.2% |
CREDIT HUMAN FEDERAL CREDIT UNION | $115,000 | n/a | 0.2% | |
Farmers & Merchants Bank | $115,000 | n/a | 0.2% | |
Regions Bank | $55,000 | $105,000 | 90.9% | 0.1% |
U.S. Bank | $95,000 | n/a | 0.1% | |
Discover Bank | $100,000 | $85,000 | -15.0% | 0.1% |
Loan Simple, Inc. | $85,000 | n/a | 0.1% | |
Third Federal Savings and Loan Association of Cleveland | $75,000 | n/a | 0.1% | |
USAA Federal Savings Bank | $85,000 | $75,000 | -11.8% | 0.1% |
Five Star Credit Union | $65,000 | n/a | 0.1% | |
NASA Federal Credit Union | $65,000 | n/a | 0.1% | |
Envision Credit Union | $490,000 | $55,000 | -88.8% | 0.1% |
Georgia Community Bank | $45,000 | n/a | 0.1% | |
PeoplesSouth Bank | $285,000 | $45,000 | -84.2% | 0.1% |
Figure Lending LLC | $55,000 | $35,000 | -36.4% | 0.0% |
FIRST COMMERCE CREDIT UNION | $335,000 | $35,000 | -89.6% | 0.0% |
Moultrie's top lender by overall market share is Flagstar Bank, FSB, with 14.6% market share. In second place, with 11.5%, is The First, A National Banking Association, having originated $8,765,000 in loans. In third place, with 6.9%, is Ameris Bank, having originated $5,275,000 in loans. In fourth place, with 6.1%, is QUICKEN LOANS, LLC, having originated $4,670,000 in loans. In fifth place, with 2.4%, is Commercial Banking Company, having originated $1,820,000 in loans.
Moultrie Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Moultrie (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $158,675 (5.9%) | $208,924 (5.8%) | 0.00 | 123 |
2018-02-01 | $159,900 (7.0%) | $203,725 (2.5%) | 0.00 | 126 |
2018-03-01 | $159,900 (10.3%) | $203,425 (2.1%) | 0.00 | 126 |
2018-04-01 | $164,700 (15.6%) | $206,022 (3.4%) | 0.00 | 129 |
2018-05-01 | $164,800 (15.7%) | $205,335 (4.6%) | 0.00 | 136 |
2018-06-01 | $164,500 (23.5%) | $212,101 (11.9%) | 0.00 | 133 |
2018-07-01 | $156,650 (16.1%) | $211,456 (12.7%) | 0.00 | 135 |
2018-08-01 | $152,450 (4.1%) | $202,739 (3.1%) | 0.00 | 131 |
2018-09-01 | $157,500 (7.6%) | $196,058 (0.9%) | 0.00 | 139 |
2018-10-01 | $153,675 (3.0%) | $185,222 (-7.5%) | 0.00 | 137 |
2018-11-01 | $154,900 (1.7%) | $190,588 (-5.7%) | 0.00 | 127 |
2018-12-01 | $149,900 (-3.3%) | $193,561 (-6.2%) | 0.00 | 111 |
2019-01-01 | $158,400 (-0.2%) | $196,064 (-6.2%) | 0.00 | 107 |
2019-02-01 | $154,900 (-3.1%) | $191,861 (-5.8%) | 0.00 | 118 |
2019-03-01 | $160,850 (0.6%) | $200,420 (-1.5%) | 0.00 | 112 |
2019-04-01 | $169,339 (2.8%) | $214,938 (4.3%) | 0.00 | 105 |
2019-05-01 | $164,925 (0.1%) | $210,328 (2.4%) | 0.00 | 107 |
2019-06-01 | $188,250 (14.4%) | $222,691 (5.0%) | 0.00 | 98 |
2019-07-01 | $189,900 (21.2%) | $230,097 (8.8%) | 0.00 | 102 |
2019-08-01 | $189,900 (24.6%) | $228,397 (12.7%) | 0.00 | 100 |
2019-09-01 | $189,900 (20.6%) | $224,295 (14.4%) | 0.00 | 97 |
2019-10-01 | $189,900 (23.6%) | $221,017 (19.3%) | 0.00 | 94 |
2019-11-01 | $191,700 (23.8%) | $222,216 (16.6%) | 0.00 | 90 |
2019-12-01 | $187,450 (25.1%) | $220,063 (13.7%) | 0.00 | 76 |
2020-01-01 | $191,150 (20.7%) | $223,810 (14.2%) | 0.00 | 69 |
2020-02-01 | $187,450 (21.0%) | $223,809 (16.7%) | 0.00 | 71 |
2020-03-01 | $192,700 (19.8%) | $226,308 (12.9%) | 0.00 | 68 |
2020-04-01 | $177,450 (4.8%) | $213,283 (-0.8%) | 0.00 | 73 |
2020-05-01 | $185,000 (12.2%) | $225,700 (7.3%) | 0.00 | 66 |
2020-06-01 | $191,175 (1.6%) | $222,453 (-0.1%) | 0.00 | 65 |
2020-07-01 | $199,900 (5.3%) | $235,005 (2.1%) | 0.00 | 58 |
2020-08-01 | $199,900 (5.3%) | $225,763 (-1.2%) | 0.00 | 54 |
2020-09-01 | $196,150 (3.3%) | $225,313 (0.5%) | 0.00 | 48 |
2020-10-01 | $202,950 (6.9%) | $234,334 (6.0%) | 0.00 | 46 |
2020-11-01 | $202,950 (5.9%) | $238,176 (7.2%) | 0.00 | 47 |
2020-12-01 | $217,175 (15.9%) | $256,509 (16.6%) | 0.00 | 42 |
2021-01-01 | $221,950 (16.1%) | $268,664 (20.0%) | 0.00 | 35 |
2021-02-01 | $237,400 (26.7%) | $252,160 (12.7%) | 0.00 | 44 |
2021-03-01 | $229,900 (19.3%) | $234,733 (3.7%) | 0.00 | 43 |
2021-04-01 | $274,500 (54.7%) | $270,312 (26.7%) | 0.00 | 29 |
2021-05-01 | $282,450 (52.7%) | $291,267 (29.1%) | 0.00 | 28 |
2021-06-01 | $261,175 (36.6%) | $271,032 (21.8%) | 0.00 | 28 |
2021-07-01 | $269,900 (35.0%) | $299,811 (27.6%) | 0.00 | 27 |
2021-08-01 | $229,925 (15.0%) | $282,606 (25.2%) | 0.00 | 42 |
2021-09-01 | $222,498 (13.4%) | $273,234 (21.3%) | 0.00 | 46 |
2021-10-01 | $222,500 (9.6%) | $290,630 (24.0%) | 0.00 | 42 |
2021-11-01 | $238,225 (17.4%) | $301,807 (26.7%) | 0.00 | 36 |
2021-12-01 | $225,000 (3.6%) | $272,735 (6.3%) | 0.00 | 40 |
2022-01-01 | $204,950 (-7.7%) | $252,631 (-6.0%) | 0.00 | 41 |
2022-02-01 | $173,450 (-26.9%) | $272,985 (8.3%) | 0.00 | 41 |
2022-03-01 | $189,900 (-17.4%) | $284,098 (21.0%) | 0.00 | 42 |
2022-04-01 | $166,950 (-39.2%) | $256,888 (-5.0%) | 0.00 | 43 |
2022-05-01 | $248,675 (-12.0%) | $271,707 (-6.7%) | 0.00 | 46 |
2022-06-01 | $267,475 (2.4%) | $294,636 (8.7%) | 0.00 | 41 |
2022-07-01 | $262,000 (-2.9%) | $270,750 (-9.7%) | 0.00 | 44 |
2022-08-01 | $218,500 (-5.0%) | $258,128 (-8.7%) | 0.00 | 45 |
2022-09-01 | $258,725 (16.3%) | $268,554 (-1.7%) | 0.00 | 46 |
2022-10-01 | $255,000 (14.6%) | $253,549 (-12.8%) | 0.00 | 55 |
2022-11-01 | $250,500 (5.2%) | $248,033 (-17.8%) | 0.00 | 68 |
2022-12-01 | $249,750 (11.0%) | $251,988 (-7.6%) | 0.00 | 79 |
2023-01-01 | $271,000 (32.2%) | $297,642 (17.8%) | 0.00 | 38 |
2023-02-01 | $270,250 (55.8%) | $278,293 (1.9%) | 0.00 | 44 |
2023-03-01 | $292,175 (53.9%) | $286,362 (0.8%) | 0.00 | 42 |
2023-04-01 | $299,900 (79.6%) | $296,239 (15.3%) | 0.00 | 32 |
2023-05-01 | $287,200 (15.5%) | $295,630 (8.8%) | 0.00 | 36 |
2023-06-01 | $303,750 (13.6%) | $322,082 (9.3%) | 0.00 | 45 |
2023-07-01 | $285,000 (8.8%) | $335,392 (23.9%) | 0.00 | 50 |
2023-08-01 | $297,500 (36.2%) | $355,569 (37.8%) | 0.00 | 47 |
2023-09-01 | $299,000 (15.6%) | $359,413 (33.8%) | 0.00 | 49 |
2023-10-01 | $302,450 (18.6%) | $359,312 (41.7%) | 0.00 | 54 |
2023-11-01 | $297,450 (18.7%) | $337,857 (36.2%) | 0.00 | 50 |
2023-12-01 | $299,900 (20.1%) | $358,830 (42.4%) | 0.00 | 49 |
2024-01-01 | $289,900 (7.0%) | $338,096 (13.6%) | 0.00 | 56 |
2024-02-01 | $287,450 (6.4%) | $336,109 (20.8%) | 0.00 | 46 |
2024-03-01 | $250,000 (-14.4%) | $314,279 (9.8%) | 0.00 | 52 |
2024-04-01 | $259,975 (-13.3%) | $335,998 (13.4%) | 0.00 | 55 |
2024-05-01 | $275,000 (-4.3%) | $344,870 (16.7%) | 0.00 | 57 |
2024-06-01 | $292,450 (-3.7%) | $351,572 (9.2%) | 0.00 | 61 |
2024-07-01 | $322,500 (13.2%) | $366,707 (9.3%) | 0.00 | 58 |
2024-08-01 | $297,000 (-0.2%) | $351,789 (-1.1%) | 0.00 | 70 |
2024-09-01 | $294,998 (-1.3%) | $347,245 (-3.4%) | 0.00 | 71 |
Moultrie's median listing price comes in at 0% of the national average.
Moultrie's average listing price for 2024-09-01 was $347,245, a difference of $-12,168 (-3.4%) versus the prior year and $-4,544 versus the prior month.
For the 2024-09-01 period, Moultrie had 71 MLS listings, a difference of 1 listings (1%) versus the prior month and 22 listings (45%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Moultrie (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,014 sqft |
2018-02-01 | 0 days | 1,913 sqft |
2018-03-01 | 0 days | 2,009 sqft |
2018-04-01 | 0 days | 2,048 sqft |
2018-05-01 | 0 days | 2,082 sqft |
2018-06-01 | 0 days | 2,104 sqft |
2018-07-01 | 0 days | 2,082 sqft |
2018-08-01 | 0 days | 2,022 sqft |
2018-09-01 | 0 days | 2,014 sqft |
2018-10-01 | 0 days | 2,006 sqft |
2018-11-01 | 0 days | 2,019 sqft |
2018-12-01 | 0 days | 2,044 sqft |
2019-01-01 | 0 days | 2,072 sqft |
2019-02-01 | 0 days | 1,938 sqft |
2019-03-01 | 0 days | 1,939 sqft |
2019-04-01 | 0 days | 1,979 sqft |
2019-05-01 | 0 days | 1,994 sqft |
2019-06-01 | 0 days | 2,115 sqft |
2019-07-01 | 0 days | 2,059 sqft |
2019-08-01 | 0 days | 2,060 sqft |
2019-09-01 | 0 days | 2,060 sqft |
2019-10-01 | 0 days | 2,060 sqft |
2019-11-01 | 0 days | 2,113 sqft |
2019-12-01 | 0 days | 2,064 sqft |
2020-01-01 | 0 days | 2,077 sqft |
2020-02-01 | 0 days | 2,123 sqft |
2020-03-01 | 0 days | 2,122 sqft |
2020-04-01 | 0 days | 2,067 sqft |
2020-05-01 | 0 days | 2,108 sqft |
2020-06-01 | 0 days | 2,070 sqft |
2020-07-01 | 0 days | 2,169 sqft |
2020-08-01 | 0 days | 2,153 sqft |
2020-09-01 | 0 days | 2,176 sqft |
2020-10-01 | 0 days | 2,176 sqft |
2020-11-01 | 0 days | 2,139 sqft |
2020-12-01 | 0 days | 2,561 sqft |
2021-01-01 | 0 days | 2,650 sqft |
2021-02-01 | 0 days | 2,537 sqft |
2021-03-01 | 0 days | 2,519 sqft |
2021-04-01 | 0 days | 2,666 sqft |
2021-05-01 | 0 days | 2,533 sqft |
2021-06-01 | 0 days | 2,136 sqft |
2021-07-01 | 0 days | 2,319 sqft |
2021-08-01 | 0 days | 2,106 sqft |
2021-09-01 | 0 days | 2,097 sqft |
2021-10-01 | 0 days | 2,111 sqft |
2021-11-01 | 0 days | 2,073 sqft |
2021-12-01 | 0 days | 1,820 sqft |
2022-01-01 | 0 days | 1,821 sqft |
2022-02-01 | 0 days | 2,022 sqft |
2022-03-01 | 0 days | 1,904 sqft |
2022-04-01 | 0 days | 1,953 sqft |
2022-05-01 | 0 days | 2,062 sqft |
2022-06-01 | 0 days | 2,363 sqft |
2022-07-01 | 0 days | 2,356 sqft |
2022-08-01 | 0 days | 1,977 sqft |
2022-09-01 | 0 days | 1,959 sqft |
2022-10-01 | 0 days | 1,944 sqft |
2022-11-01 | 0 days | 1,993 sqft |
2022-12-01 | 0 days | 2,018 sqft |
2023-01-01 | 0 days | 2,141 sqft |
2023-02-01 | 0 days | 1,876 sqft |
2023-03-01 | 0 days | 1,954 sqft |
2023-04-01 | 0 days | 1,862 sqft |
2023-05-01 | 0 days | 1,928 sqft |
2023-06-01 | 0 days | 1,999 sqft |
2023-07-01 | 0 days | 1,876 sqft |
2023-08-01 | 0 days | 2,028 sqft |
2023-09-01 | 0 days | 1,926 sqft |
2023-10-01 | 0 days | 1,895 sqft |
2023-11-01 | 0 days | 1,800 sqft |
2023-12-01 | 0 days | 1,800 sqft |
2024-01-01 | 0 days | 1,746 sqft |
2024-02-01 | 0 days | 1,733 sqft |
2024-03-01 | 0 days | 1,766 sqft |
2024-04-01 | 0 days | 1,870 sqft |
2024-05-01 | 0 days | 1,935 sqft |
2024-06-01 | 0 days | 2,056 sqft |
2024-07-01 | 0 days | 2,179 sqft |
2024-08-01 | 0 days | 2,134 sqft |
2024-09-01 | 0 days | 2,158 sqft |
Moultrie's median square footage for active listings during the 2024-09-01 period was 2,158 sqft. One year prior, the average listing was 1,926 sqft.
Moultrie, GA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 246 | $52,010,000 | $211,423 |
Refi | 76 | $12,470,000 | $164,079 |
Cash Out Refi | 51 | $8,345,000 | $163,627 |
Home Improvement | 21 | $1,835,000 | $87,381 |
Other | 21 | $1,715,000 | $81,667 |
Moultrie's most frequently cited loan purpose was Home Purchase, with 246 originations. The 2nd most popular reason was Refi, with 76 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 138 | $27,600,000 | $200,000 |
7-8% | 91 | $20,255,000 | $222,582 |
Over 8% | 75 | $10,065,000 | $134,200 |
5-6% | 44 | $9,830,000 | $223,409 |
4-5% | 2 | $400,000 | $200,000 |
3-4% | 1 | $25,000 | $25,000 |
During 2023, Moultrie's most frequently originated rate bucket was 6-7%, with 138 originations.
Loan Sizing (Moultrie, GA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 154 | $23,000,000 | $149,351 |
$100,000 or less | 125 | $7,555,000 | $60,440 |
$200k-400k | 115 | $30,625,000 | $266,304 |
$400k-600k | 13 | $6,055,000 | $465,769 |
$600k-1000k | 4 | $3,090,000 | $772,500 |
$Over $1MM | 4 | $6,050,000 | $1,512,500 |
Moultrie's loan sizing saw the bucket of loans from $100k-200k with 154 originations, totaling $23,000,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 189 | $39,835,000 | $210,767 |
60-80% | 82 | $19,020,000 | $231,951 |
40-60% | 31 | $4,715,000 | $152,097 |
20-40% | 26 | $2,540,000 | $97,692 |
Under 20% | 14 | $630,000 | $45,000 |
Over 100% | 8 | $1,330,000 | $166,250 |
Moultrie's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 189 originations, totaling $39,835,000 in origination value.