Firstrust Savings Bank Mortgage Rates, Fees & Info

Conshohocken, PA

LEI: R7JQ9JTCFHXBQU4XIT26

Tax ID: 23-0970971

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Firstrust Savings Bank is a smaller bank specializing in Home Purchase and Refi loans. Firstrust Savings Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Philadelphia, Boston, Ocean City, New York, and Worcester among others. We have data for 45 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Firstrust Savings Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Firstrust Savings Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.70% 4/21/24
    30 Year Conventional Refi 6.45% 4/21/24
    30 Year Cash-out Refi 6.56% 4/21/24
    30 Year FHA Purchase 7.56% 4/21/24
    30 Year VA Purchase 6.11% 4/21/24
    15 Year Conventional Purchase 5.82% 4/21/24
    15 Year Conventional Refi 5.87% 4/21/24
    15 Year Cash-out Refi 5.87% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Firstrust Savings Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Firstrust Savings Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,937

    Origination Dollar Volume (All Markets)

    $545,275,000

    Employee count

    529 Show all (7) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1,292 $334,320,000 $258,762 $6,273 4.08%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 200 $76,750,000 $383,750 $4,181 3.98%
    OCEAN CITY, NJ (FHA|USDA|VA) 72 $23,800,000 $330,556 $6,416 3.99%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 70 $23,350,000 $333,571 $5,481 3.93%
    WORCESTER, MA-CT (FHA|USDA|VA) 39 $12,035,000 $308,590 $3,990 4.00%
    Outside of Metro Areas 39 $11,195,000 $287,051 $3,870 3.87%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 12 $5,710,000 $475,833 $6,575 3.88%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 13 $5,225,000 $401,923 $10,887 4.08%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 27 $5,195,000 $192,407 $5,647 3.45%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 19 $4,495,000 $236,579 $6,520 3.90%
    LANCASTER, PA (FHA|USDA|VA) 21 $4,365,000 $207,857 $5,828 3.75%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 14 $4,220,000 $301,429 $5,145 3.96%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 9 $3,855,000 $428,333 $5,016 4.10%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 9 $3,455,000 $383,889 $5,262 4.06%
    READING, PA (FHA|USDA|VA) 18 $3,320,000 $184,444 $4,802 3.80%
    YORK-HANOVER, PA (FHA|USDA|VA) 15 $3,125,000 $208,333 $7,006 3.49%
    Torrington, CT (FHA|USDA|VA) 1 $1,805,000 $1,805,000 $6,675 4.38%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 8 $1,770,000 $221,250 $6,231 3.95%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 7 $1,655,000 $236,429 $5,426 4.29%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $1,555,000 $518,333 $3,908 3.92%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 5 $1,455,000 $291,000 $5,977 4.08%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $1,280,000 $320,000 $6,456 4.00%
    SPRINGFIELD, MA (FHA|USDA|VA) 4 $1,230,000 $307,500 $3,296 3.97%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 4 $1,080,000 $270,000 $4,129 3.38%
    GAINESVILLE, FL (FHA|USDA|VA) 1 $995,000 $995,000 $23,354 4.13%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 3 $875,000 $291,667 $5,647 3.92%
    LEBANON, PA (FHA|USDA|VA) 4 $770,000 $192,500 $6,641 3.47%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $710,000 $355,000 $4,432 4.13%
    SALISBURY, MD-DE (FHA|USDA|VA) 2 $710,000 $355,000 $7,782 3.75%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $635,000 $635,000 $1,795 3.88%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $555,000 $555,000 $3,340 3.50%
    Laconia, NH (FHA|USDA|VA) 2 $400,000 $200,000 $3,684 3.94%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $355,000 $355,000 $4,474 4.25%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $335,000 $335,000 $3,321 3.13%
    PITTSBURGH, PA (FHA|USDA|VA) 3 $335,000 $111,667 $4,936 4.17%
    Concord, NH (FHA|USDA|VA) 1 $315,000 $315,000 $3,124 4.38%
    Selinsgrove, PA (FHA|USDA|VA) 2 $310,000 $155,000 $2,770 3.50%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $305,000 $305,000 $3,142 4.25%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $245,000 $245,000 $5,883 4.75%
    SAVANNAH, GA (FHA|USDA|VA) 1 $245,000 $245,000 $2,930 4.38%
    Lebanon, NH-VT (FHA|USDA|VA) 1 $215,000 $215,000 $2,798 3.75%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $205,000 $205,000 $5,222 3.63%
    WILMINGTON, NC (FHA|USDA|VA) 1 $175,000 $175,000 $2,306 3.88%
    Pottsville, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,035 3.38%
    Keene, NH (FHA|USDA|VA) 1 $165,000 $165,000 $2,811 4.25%
    Firstrust Savings Bank's top markets include Philadelphia, Boston, Ocean City, New York, and Worcester among others.

    Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Maine (FHA|USDA|VA)
  • New Hampshire (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Firstrust Savings Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    UTILITIES EMPLOYEES CREDIT UNION
    Similarity Rank: 42
    N C P D Federal Credit Union
    Similarity Rank: 56
    SOUTHBRIDGE CREDIT UNION
    Similarity Rank: 80
    Schuyler Savings Bank
    Similarity Rank: 104
    Piscataqua Savings Bank
    Similarity Rank: 118
    FIDELITY SAVINGS AND LOAN ASSOCIATION OF BUCKS COUNTY
    Similarity Rank: 122
    First Ipswich Bank
    Similarity Rank: 139
    Union County Savings Bank
    Similarity Rank: 150
    Prudential Bank
    Similarity Rank: 162
    LEOMINSTER CREDIT UNION
    Similarity Rank: 180

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,741 $505,715,000 $290,474 $5,687 4.03%
    FHA 181 $35,025,000 $193,508 $7,436 4.01%
    VA 15 $4,535,000 $302,333 $8,155 3.75%

    For 2019, Firstrust Savings Bank's most frequently originated type of loan was Conventional, with 1,741 originations. Their 2nd most popular type was FHA, with 181 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,068 $298,140,000 $279,157 $6,029 4.10%
    Refi 531 $159,345,000 $300,085 $5,695 3.82%
    Cash Out Refi 256 $78,650,000 $307,227 $5,787 3.94%
    Other 48 $5,980,000 $124,583 $4,258 4.57%
    Home Improvement 34 $3,160,000 $92,941 $4,928 4.85%

    For 2019, Firstrust Savings Bank's most frequently cited loan purpose was Home Purchase, with 1,068 originations. The 2nd most popular reason was Refi, with 531 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,543 $456,455,000 $295,823 $5,822 4.06%
    15 Year 233 $51,285,000 $220,107 $5,995 3.81%
    20 Year 59 $16,195,000 $274,492 $5,051 3.83%
    10 Year 54 $14,310,000 $265,000 $8,079 4.31%
    Other 26 $5,840,000 $224,615 $5,615 3.85%
    5 Year 22 $1,190,000 $54,091 $38,500 4.29%

    For 2019, Firstrust Savings Bank's most frequently cited loan duration was 30 Year, with 1,543 originations. The 2nd most popular length was 15 Year, with 233 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 931 $257,005,000 $276,053
    $5k+ 331 $145,335,000 $439,079
    $1k-2k 276 $56,940,000 $206,304
    $3k-4k 113 $26,895,000 $238,009
    $2k-3k 103 $26,255,000 $254,903
    $4k-5k 89 $25,545,000 $287,022

    Firstrust Savings Bank's average total fees were $5,822, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 931 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,101 $334,235,000 $303,574
    4-5% 677 $184,025,000 $271,824
    5-6% 93 $11,825,000 $127,151
    2.5-3% 63 $15,005,000 $238,175
    6-7% 3 $185,000 $61,667

    During 2019, Firstrust Savings Bank's average interest rate for loans was 4.06%, while their most frequently originated rate bucket for loans was 3-4%, with 1,101 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 898 $261,620,000 $291,336 $5,711 3.92%
    $100k-200k 506 $76,570,000 $151,324 $4,424 4.09%
    $400k-600k 281 $130,005,000 $462,651 $7,101 3.87%
    $100,000 or less 177 $11,245,000 $63,531 $6,222 4.62%
    $600k-1MM 57 $40,695,000 $713,947 $11,956 4.02%
    $1MM+ 18 $25,140,000 $1,396,667 $13,309 4.19%

    2019 saw Firstrust Savings Bank place emphasis on $200k-400k loans with 898 originations, totaling $261,620,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 470 $136,780,000 $291,021 $5,901 3.99%
    $150k-250k 447 $149,375,000 $334,172 $6,425 4.02%
    $75k-100k 300 $75,480,000 $251,600 $5,671 3.97%
    $50k-75k 274 $55,190,000 $201,423 $5,140 4.06%
    $50k or less 250 $33,830,000 $135,320 $4,477 4.13%
    $250k+ 184 $92,020,000 $500,109 $8,016 4.08%

    Firstrust Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 470 originations. The second most popular income band? $150k-250k, with 447 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 490 $136,040,000 $277,633 $5,996 3.98%
    30-36% 360 $106,020,000 $294,500 $5,770 4.03%
    <20% 167 $51,065,000 $305,778 $5,764 3.85%
    44% 77 $19,995,000 $259,675 $5,512 4.11%
    39% 76 $19,760,000 $260,000 $6,890 4.26%
    38% 75 $20,035,000 $267,133 $6,490 4.08%
    40% 72 $21,780,000 $302,500 $6,401 4.13%
    41% 71 $22,305,000 $314,155 $6,657 4.07%
    49% 67 $17,695,000 $264,104 $5,569 4.04%
    36% 67 $15,705,000 $234,403 $4,937 4.07%
    37% 65 $18,115,000 $278,692 $5,283 4.11%
    43% 64 $18,290,000 $285,781 $5,314 4.03%
    45% 58 $16,370,000 $282,241 $5,260 4.08%
    42% 56 $14,880,000 $265,714 $5,760 4.09%
    46% 43 $11,205,000 $260,581 $5,718 4.00%
    48% 42 $10,980,000 $261,429 $5,438 4.12%
    47% 41 $12,725,000 $310,366 $5,808 4.02%
    50-60% 41 $8,245,000 $201,098 $7,258 3.92%
    >60% 5 $4,065,000 $813,000 $6,360 4.10%

    Firstrust Savings Bank lent most frequently to those with DTI ratios of 20-30%, with 490 originations. The next most common DTI ratio? 30-36%, with 360 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,467 $421,045,000 $287,011 $5,882 4.04%
    Not provided 207 $58,405,000 $282,150 $6,459 3.89%
    Asian 131 $41,675,000 $318,130 $5,489 3.93%
    Black 129 $23,235,000 $180,116 $5,316 4.18%
    American Indian 1 $485,000 $485,000 $11,620 4.38%
    Native Hawaiian or Islander 2 $430,000 $215,000 $3,522 3.94%

    Approval Rates

    Total approvals of all applications
    94.72%

    Firstrust Savings Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    80.23%

    Firstrust Savings Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,937 $545,275,000 $281,505

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 1,937 $545,275,000 $281,505

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 73 $11,355,000 $155,548 $3,851 4.11%
    40-60% 170 $46,490,000 $273,471 $5,424 3.81%
    60-80% 776 $245,400,000 $316,237 $5,532 3.98%
    80-100% 843 $236,585,000 $280,647 $6,202 4.03%
    Over 100% 3 $1,065,000 $355,000 $14,749 3.88%
    Under 20% 72 $4,380,000 $60,833 $32,905 5.03%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    FIRST HORIZON BANK FHA mortgage Struggling to pay mortgage 1 6.7%
    FIRST HORIZON BANK Conventional home mortgage Trouble during payment process 4 26.7%
    FIRST HORIZON BANK Conventional home mortgage Struggling to pay mortgage 1 6.7%
    FIRST HORIZON BANK VA mortgage Closing on a mortgage 1 6.7%
    FIRST HORIZON BANK VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 6.7%
    FIRST HORIZON BANK Other type of mortgage Trouble during payment process 1 6.7%
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Trouble during payment process 3 20.0%
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Closing on a mortgage 1 6.7%
    FIRST HORIZON BANK FHA mortgage Trouble during payment process 2 13.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Firstrust Savings Bank 107 Coulter Avenue Ardmore, PA 19003 Full Service B&M $57,492
    Firstrust Savings Bank 108 E. Marlton Pike Cherry Hill, NJ 8034 Full Service B&M $97,475
    Firstrust Savings Bank 11 Durham Road Newtown, PA 18940 Full Service B&M $72,859
    Firstrust Savings Bank 1332 Point Breeze Avenue Philadelphia, PA 19146 Full Service B&M $18,123
    Firstrust Savings Bank 1403 North Cedar Crest Boulevard Allentown, PA 18104 Full Service B&M $155,803
    Firstrust Savings Bank 15 East Ridge Pike Conshohocken, PA 19428 Full Service B&M $637,332
    Firstrust Savings Bank 1515 Market Street Philadelphia, PA 19102 Full Service B&M $220,796
    Firstrust Savings Bank 1816 Bethlehem Pike Flourtown, PA 19031 Full Service B&M $123,465
    Firstrust Savings Bank 1901 Walnut Street Philadelphia, PA 19103 Full Service B&M $166,446
    Firstrust Savings Bank 261 Old York Road Jenkintown, PA 19046 Full Service B&M $172,901
    Firstrust Savings Bank 288 South Main Street Doylestown, PA 18901 Full Service B&M $86,560
    Firstrust Savings Bank 351 Conshohocken State Road Gladwyne, PA 19035 Full Service B&M $75,379
    Firstrust Savings Bank 361 Second Street Pike Southampton, PA 18966 Full Service B&M $170,787
    Firstrust Savings Bank 555 City Avenue Bala-Cynwyd, PA 19004 Full Service B&M $80,354
    Firstrust Savings Bank 725 West Lancaster Avenue Bryn Mawr, PA 19010 Full Service B&M $103,371
    Firstrust Savings Bank 7918 Bustleton Avenue Philadelphia, PA 19152 Full Service B&M $166,272
    Firstrust Savings Bank 9309 Krewstown Rd. Philadelphia, PA 19115 Full Service B&M $303,654
    Firstrust Savings Bank One Walnut Grove Drive Horsham, PA 19044 Full Service B&M $16,347

    For 2019, Firstrust Savings Bank had 18 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $179,125
    Net interest income $147,325
    Total noninterest income $29,012
    Gross Fiduciary activities income $12
    Service charges on deposit accounts $4,916
    Trading account gains and fees $0
    Additional Noninterest Income $24,084
    Pre-tax net operating income $53,219
    Securities gains (or losses, -) $-2,832
    Income before extraordinary items $49,077
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $49,077
    Minority interest net income $0
    Net income $49,077
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $51,824

    Firstrust Savings Bank's gross interest income from loans was $179,125,000.
    Firstrust Savings Bank's net interest income from loans was $147,325,000.
    Firstrust Savings Bank's fee based income from loans was $4,916,000.
    Firstrust Savings Bank's net income from loans was $49,077,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $31,800
    Provision for credit losses $2,745
    Total noninterest expense $120,373
    Salaries and employee benefits $56,021
    Premises and equipment expense $8,874
    Additional noninterest expense $55,478
    Applicable income taxes $1,310
    Net charge-offs $1,800
    Cash dividends $20,000

    Firstrust Savings Bank's interest expense for loans was $31,800,000.
    Firstrust Savings Bank's payroll and benefits expense were $56,021,000.
    Firstrust Savings Bank's property, plant and equipment expenses $8,874,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 1.4%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $3,024,728
    Deposits held in domestic offices $3,024,728
    Deposits by Individuals, partnerships, and corporations $2,880,332
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $123,231
    Deposits by Commercial banks and other depository institutions in U.S. $21,165
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $319,257
    Demand deposits $0
    Nontransaction accounts $2,705,471
    Money market deposit accounts (MMDAs) $205,374
    Other savings deposits (excluding MMDAs) $1,799,034
    Total time deposits $701,062
    Total time and savings deposits $3,024,728
    Noninterest-bearing deposits $966,696
    Interest-bearing deposits $2,058,032
    Retail deposits $2,751,398
    IRAs and Keogh plan accounts $56,419
    Brokered deposits $130,209
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $3,722,539
    Cash & Balances due from depository institutions $303,910
    Interest-bearing balances $278,817
    Total securities $284,261
    Federal funds sold & reverse repurchase $0
    Net loans and leases $3,065,515
    Loan and leases loss allowance $51,251
    Trading account assets $0
    Bank premises and fixed assets $12,280
    Other real estate owned $1,769
    Goodwill and other intangibles $17,839
    All other assets $36,965

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $3,722,539
    Total Liabilities $3,339,423
    Total deposits $3,024,728
    Interest-bearing deposits $2,058,032
    Deposits held in domestic offices $3,024,728
    % insured (estimated) $65
    Federal funds purchased and repurchase agreements $71,038
    Trading liabilities $0
    Other borrowed funds $188,440
    Subordinated debt $0
    All other liabilities $55,217

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $3,065,515
    Loan and leases loss allowance $51,251
    Total loans and leases (domestic) $3,116,766
    All real estate loans $2,036,316
    Real estate loans in domestic offices $2,036,316
    Construction and development loans $241,416
    Residential 1-4 family construction $69,983
    Other construction, all land development and other land $171,433
    Loans secured by nonfarm nonresidential properties $1,073,818
    Nonfarm nonresidential secured by owner-occupied properties $420,600
    Commercial real estate & other non-farm, non-residential $653,218
    Multifamily residential real estate $97,883
    1-4 family residential loans $623,199
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $825,567
    To non-U.S. addressees $0
    Loans to individuals $177,075
    Credit card loans $1,203
    Related Plans $0
    Consumer Auto Loans $110
    Other loans to individuals $175,762
    All other loans & leases $77,808
    Loans to foreign governments and official institutions $0
    Other loans $446
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $8,061
    Non 1-4 family restructured loans & leases $8,061
    Total loans and leases (foreign) $0

    Firstrust Savings Bank had $3,065,515,000 of loans outstanding in 2019. $2,036,316,000 of loans were in real estate loans. $241,416,000 of loans were in development loans. $97,883,000 of loans were in multifamily mortgage loans. $623,199,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $1,203,000 of loans were in credit card loans. $110,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 2,350 $490,640 $208,783
    Nonfarm, nonresidential loans - <$100k 562 $35,145 $62,536
    Nonfarm, nonresidential loans - $100-250k 974 $146,362 $150,269
    Nonfarm, nonresidential loans - $250k-1MM 814 $309,133 $379,770
    Commercial & Industrial, US addressed loans - <$1MM 698 $115,050 $164,828
    Commercial & Industrial, US addressed loans - <$100k 196 $5,156 $26,306
    Commercial & Industrial, US addressed loans - $100-250k 168 $12,535 $74,613
    Commercial & Industrial, US addressed loans - $250k-1MM 334 $97,359 $291,494