Justice Federal Credit Union Mortgage Rates, Fees & Info

Chantilly, VA

LEI: 549300AOB4S7B0DB7863

Tax ID: 53-0197022

3.2 stars - out of 5 stars, based on 24 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Justice Federal Credit Union is a smaller credit union specializing in Refi and Home Purchase loans. Justice Federal Credit Union has a high proportion of conventional loans. Their top markets include Washington, Miami, New York, Baltimore, and Atlanta among others. Justice Federal Credit Union has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Justice Federal Credit Union is typically an average fee lendor.


Originations

590

Origination Dollar Volume (All Markets)

$125,480,000

Relative Rate

Justice Federal Credit Union's average 30 year fixed rate mortgage of loans were 3.37%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.22%.

Relative Fees

Justice Federal Credit Union's average total fees for a 30 year fixed rate mortgage are $5,851.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 240 $56,910,000 $237,125 $4,418 3.71%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 37 $9,375,000 $253,378 $4,835 3.73%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 21 $5,945,000 $283,095 $6,413 3.69%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 26 $5,540,000 $213,077 $5,292 3.83%
Outside of Metro Areas 21 $4,705,000 $224,048 $4,918 3.29%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 22 $3,870,000 $175,909 $3,194 3.60%
Clarksburg, WV (FHA|USDA|VA) 28 $3,160,000 $112,857 $3,189 3.59%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 9 $2,365,000 $262,778 $6,305 3.88%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 10 $2,190,000 $219,000 $4,048 3.94%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 7 $1,855,000 $265,000 $5,094 3.29%
Fairmont, WV (FHA|USDA|VA) 12 $1,730,000 $144,167 $3,685 3.56%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 6 $1,550,000 $258,333 $4,632 3.69%
MORGANTOWN, WV (FHA|USDA|VA) 7 $1,435,000 $205,000 $5,058 3.23%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 8 $1,400,000 $175,000 $3,403 4.34%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 5 $1,115,000 $223,000 $9,577 3.75%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 5 $985,000 $197,000 $2,942 4.20%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $910,000 $455,000 $8,003 2.81%
JACKSONVILLE, FL (FHA|USDA|VA) 4 $860,000 $215,000 $3,528 3.13%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3 $725,000 $241,667 $5,415 3.63%
SAVANNAH, GA (FHA|USDA|VA) 2 $680,000 $340,000 $9,057 3.44%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 4 $650,000 $162,500 $427 4.31%
RICHMOND, VA (FHA|USDA|VA) 3 $605,000 $201,667 $5,581 3.13%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $560,000 $280,000 $5,827 2.75%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 1 $545,000 $545,000 $5,556 2.63%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $500,000 $250,000 $4,785 2.69%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 4 $480,000 $120,000 $1,858 4.41%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $470,000 $235,000 $9,408 3.31%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $420,000 $210,000 $3,881 3.44%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $405,000 $405,000 $11,249 3.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $395,000 $395,000 $3,484 2.75%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $390,000 $195,000 $2,073 3.44%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $380,000 $190,000 $3,871 3.38%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 5 $375,000 $75,000 $3,835 3.80%
MISSOULA, MT (FHA|USDA|VA) 1 $365,000 $365,000 $4,648 3.00%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $360,000 $180,000 $5,528 3.56%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $360,000 $180,000 $0 4.00%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $350,000 $175,000 $4,003 4.38%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $325,000 $325,000 $5,955 3.75%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $320,000 $160,000 $1,541 3.50%
Indianola, MS (FHA|USDA|VA) 1 $305,000 $305,000 $8,313 3.00%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $305,000 $305,000 $7,288 3.00%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $305,000 $305,000 $6,028 2.88%
RALEIGH-CARY, NC (FHA|USDA|VA) 3 $295,000 $98,333 $2,713 3.71%
OCALA, FL (FHA|USDA|VA) 1 $285,000 $285,000 $2,650 2.50%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $285,000 $285,000 $4,835 3.88%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $285,000 $285,000 $5,500 2.75%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $275,000 $275,000 $7,603 3.38%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $255,000 $255,000 $2,719 2.63%
JACKSON, MS (FHA|USDA|VA) 2 $250,000 $125,000 $4,493 3.19%
Spirit Lake, IA (FHA|USDA|VA) 1 $245,000 $245,000 $4,838 3.00%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $225,000 $225,000 $2,813 3.00%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $225,000 $225,000 $5,653 2.75%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $215,000 $215,000 $6,330 3.00%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $215,000 $215,000 $6,583 3.00%
Georgetown, SC (FHA|USDA|VA) 1 $215,000 $215,000 $3,575 2.50%
KINGSTON, NY (FHA|USDA|VA) 2 $210,000 $105,000 $3,535 3.63%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $205,000 $205,000 $4,955 2.50%
LYNCHBURG, VA (FHA|USDA|VA) 1 $195,000 $195,000 $3,512 2.63%
WILMINGTON, NC (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.00%
ALBANY, GA (FHA|USDA|VA) 1 $195,000 $195,000 $4,016 2.75%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $195,000 $65,000 $837 3.71%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $180,000 $90,000 $0 4.00%
MOBILE, AL (FHA|USDA|VA) 1 $175,000 $175,000 $4,319 3.75%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $175,000 $175,000 $4,083 3.50%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $175,000 $175,000 $2,455 3.00%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $165,000 $165,000 $4,540 3.00%
TUCSON, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $3,107 2.25%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $155,000 $155,000 $3,264 2.75%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $145,000 $145,000 $4,563 2.50%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $145,000 $145,000 $3,538 3.13%
ROANOKE, VA (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.00%
GAINESVILLE, GA (FHA|USDA|VA) 2 $140,000 $70,000 $1,282 3.56%
Statesboro, GA (FHA|USDA|VA) 1 $135,000 $135,000 $4,819 2.75%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $135,000 $135,000 $3,812 4.00%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $130,000 $65,000 $341 5.00%
FLORENCE, SC (FHA|USDA|VA) 1 $125,000 $125,000 $3,604 3.13%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $125,000 $125,000 $4,263 2.75%
SALEM, OR (FHA|USDA|VA) 1 $125,000 $125,000 $3,196 2.50%
LANCASTER, PA (FHA|USDA|VA) 1 $115,000 $115,000 $3,119 2.63%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $115,000 $115,000 $1,401 2.75%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $115,000 $115,000 $3,968 2.75%
EL PASO, TX (FHA|USDA|VA) 1 $115,000 $115,000 $306 5.50%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $115,000 $115,000 $4,339 2.50%
GREENVILLE, NC (FHA|USDA|VA) 1 $115,000 $115,000 $3,063 2.75%
London, KY (FHA|USDA|VA) 1 $115,000 $115,000 $3,061 3.50%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $105,000 $105,000 $4,058 3.13%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.00%
Bluefield, WV-VA (FHA|USDA|VA) 1 $105,000 $105,000 $2,965 3.25%
Easton, MD (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.00%
BATON ROUGE, LA (FHA|USDA|VA) 1 $105,000 $105,000 $3,396 2.50%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.00%
Elkins, WV (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.00%
GOLDSBORO, NC (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.00%
MERCED, CA (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.00%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $65,000 $65,000 $403 4.25%
Sunbury, PA (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.00%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.00%
TOLEDO, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.00%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $35,000 $35,000 $233 6.00%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.00%
AMARILLO, TX (FHA|USDA|VA) 1 $25,000 $25,000 $280 4.25%
Pottsville, PA (FHA|USDA|VA) 1 $25,000 $25,000 $315 5.50%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $15,000 $15,000 $0 4.00%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $15,000 $15,000 $0 4.00%

Justice Federal Credit Union's top markets include Washington, Miami, New York, Baltimore, and Atlanta among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 590 $125,480,000 $212,678 $4,401 3.65%

For the 2021 period, Justice Federal Credit Union's most frequently originated loan type of loans were Conventional, with 590 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Improvement 195 $19,975,000 $102,436 $772 4.32%
Refi 175 $49,605,000 $283,457 $4,937 2.80%
Home Purchase 131 $46,505,000 $355,000 $6,129 3.28%
Cash Out Refi 72 $7,720,000 $107,222 $1,314 4.34%
Other 17 $1,675,000 $98,529 $743 4.53%

For the 2021, Justice Federal Credit Union's most frequently cited loan purpose of loans were Home Improvement, with 195 originations. The 2nd most popular reason of loans were Refi, with 175 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 303 $91,305,000 $301,337 $5,851 3.37%
20 Year 167 $19,185,000 $114,880 $2,874 4.09%
15 Year 56 $9,590,000 $171,250 $3,323 3.33%
10 Year 39 $4,075,000 $104,487 $1,922 3.89%
Other 18 $980,000 $54,444 $506 4.47%
5 Year 7 $345,000 $49,286 $591 4.32%

For the 2021, Justice Federal Credit Union's most frequently cited loan length of loans were 30 Year, with 303 originations. The 2nd most popular length of loans were 20 Year, with 167 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 145 $22,715,000 $156,655
$1k-2k 76 $13,830,000 $181,974
$3k-4k 74 $28,260,000 $381,892
$2k-3k 55 $16,155,000 $293,727
$5k+ 45 $22,175,000 $492,778

$5,851 of loans were Justice Federal Credit Union's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 145 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 271 $51,235,000 $189,059
2.5-3% 175 $57,275,000 $327,286
<2.5% 52 $9,600,000 $184,615
5-6% 52 $3,970,000 $76,346
4-5% 40 $3,400,000 $85,000

During 2021, Justice Federal Credit Union's average interest rate of loans were 3.37%, while their most frequently originated rate bucket of loans were 3-4%, with 271 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100,000 or less 175 $9,815,000 $56,086 $938 4.39%
$200k-400k 171 $48,485,000 $283,538 $5,460 3.22%
$100k-200k 165 $22,745,000 $137,848 $3,118 3.54%
$400k-600k 58 $28,010,000 $482,931 $7,111 3.20%
$600k-1MM 20 $14,690,000 $734,500 $8,870 3.13%
$1MM+ 1 $1,735,000 $1,735,000 $21,736 3.25%

2021 saw Justice Federal Credit Union place emphasis on $100,000 or less loans with 175 originations, totaling $9,815,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$150k-250k 186 $43,140,000 $231,935 $4,856 3.75%
$100k-150k 180 $37,540,000 $208,556 $4,197 3.65%
$75k-100k 83 $15,345,000 $184,880 $4,095 3.44%
$250k+ 62 $19,480,000 $314,194 $6,063 3.62%
$50k-75k 57 $7,695,000 $135,000 $3,690 3.60%
$50k or less 17 $2,025,000 $119,118 $2,529 3.52%

Justice Federal Credit Union lent most frequently to those with incomes in the $150k-250k range, with 186 originations. The second most popular income band? $100k-150k, with 180 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 157 $34,585,000 $220,287 $4,524 3.51%
30-36% 111 $23,565,000 $212,297 $4,423 3.53%
<20% 72 $15,460,000 $214,722 $4,919 3.19%
39% 28 $6,290,000 $224,643 $4,789 3.74%
41% 24 $4,680,000 $195,000 $4,926 3.84%
40% 23 $5,935,000 $258,043 $4,893 3.70%
50-60% 22 $2,000,000 $90,909 $320 4.47%
38% 18 $5,190,000 $288,333 $5,274 3.58%
43% 18 $3,690,000 $205,000 $3,698 4.16%
37% 17 $4,725,000 $277,941 $5,592 3.47%
42% 16 $3,470,000 $216,875 $5,389 3.91%
47% 15 $2,455,000 $163,667 $4,223 3.76%
36% 13 $2,515,000 $193,462 $2,823 3.98%
48% 13 $2,305,000 $177,308 $2,025 4.25%
44% 12 $2,540,000 $211,667 $4,701 3.69%
46% 11 $2,585,000 $235,000 $2,472 4.26%
49% 11 $1,475,000 $134,091 $2,269 4.48%
45% 8 $1,950,000 $243,750 $4,284 3.72%
>60% 1 $65,000 $65,000 $0 4.00%

Justice Federal Credit Union lent most frequently to those with DTI ratios of 20-30%, with 157 originations. The next most common DTI ratio? 30-36%, with 111 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 351 $70,165,000 $199,900 $4,275 3.67%
Black 116 $24,230,000 $208,879 $4,404 3.74%
Not provided 85 $20,045,000 $235,824 $4,460 3.49%
Asian 26 $6,710,000 $258,077 $4,833 3.63%
American Indian 6 $1,440,000 $240,000 $4,478 3.98%
Native Hawaiian 2 $1,280,000 $640,000 $13,084 2.88%
Other Asian 2 $900,000 $450,000 $4,665 2.88%
Asian Indian 1 $525,000 $525,000 $4,115 3.00%
Korean 1 $185,000 $185,000 $3,644 2.38%

Approval Rates

Total approvals of all applications
93.40%

Justice Federal Credit Union has an average approval rate.

Pick Rate

Approvals leading to origination
43.81%

Justice Federal Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
1017.33 1 $75,000 $75,000
1023.67 1 $205,000 $205,000
1029.0 1 $115,000 $115,000
1040.67 1 $85,000 $85,000
1066.33 1 $105,000 $105,000
1073.67 1 $215,000 $215,000
1123.67 1 $235,000 $235,000
1143.0 1 $245,000 $245,000
1145.0 1 $105,000 $105,000
1146.67 1 $235,000 $235,000
1164.33 1 $255,000 $255,000
1178.0 1 $255,000 $255,000
1190.33 2 $510,000 $255,000
1191.33 1 $135,000 $135,000
1228.0 1 $105,000 $105,000
1232.33 1 $135,000 $135,000
1234.0 1 $245,000 $245,000
1238.0 1 $255,000 $255,000
1369.0 1 $35,000 $35,000
1370.0 1 $245,000 $245,000
1374.67 1 $185,000 $185,000
1420.6 1 $155,000 $155,000
1467.0 1 $25,000 $25,000
1476.0 1 $35,000 $35,000
1506.0 1 $25,000 $25,000
1591.33 1 $255,000 $255,000
1607.0 1 $55,000 $55,000
1619.6 1 $235,000 $235,000
1642.5 1 $75,000 $75,000
179.0 1 $55,000 $55,000
1791.5 1 $65,000 $65,000
1816.0 1 $105,000 $105,000
1832.0 1 $55,000 $55,000
1832.33 1 $255,000 $255,000
1904.0 1 $35,000 $35,000
1975.5 1 $35,000 $35,000
2023.0 1 $115,000 $115,000
2092.0 1 $105,000 $105,000
2175.0 1 $105,000 $105,000
224.0 1 $105,000 $105,000
2301.0 1 $105,000 $105,000
233.0 1 $75,000 $75,000
2352.0 1 $75,000 $75,000
241.0 1 $55,000 $55,000
2443.0 1 $105,000 $105,000
2485.0 1 $75,000 $75,000
249.0 1 $155,000 $155,000
2493.0 1 $75,000 $75,000
252.0 2 $120,000 $60,000
254.0 1 $35,000 $35,000
255.0 1 $75,000 $75,000
2554.0 1 $205,000 $205,000
2578.0 1 $75,000 $75,000
2593.05 1 $175,000 $175,000
2658.0 1 $75,000 $75,000
2673.0 1 $155,000 $155,000
272.0 1 $55,000 $55,000
2927.0 1 $145,000 $145,000
297.0 1 $35,000 $35,000
3064.0 1 $155,000 $155,000
309.0 1 $75,000 $75,000
319.0 1 $55,000 $55,000
326.0 3 $135,000 $45,000
327.0 3 $185,000 $61,667
329.0 3 $205,000 $68,333
332.0 1 $255,000 $255,000
3325.25 1 $255,000 $255,000
336.0 2 $120,000 $60,000
339.0 1 $85,000 $85,000
342.0 2 $510,000 $255,000
344.33 1 $15,000 $15,000
346.0 2 $410,000 $205,000
347.25 1 $55,000 $55,000
349.0 1 $155,000 $155,000
350.0 1 $55,000 $55,000
353.0 1 $15,000 $15,000
3589.0 1 $145,000 $145,000
360.0 1 $195,000 $195,000
361.0 1 $15,000 $15,000
364.0 1 $255,000 $255,000
372.0 1 $105,000 $105,000
374.5 2 $210,000 $105,000
382.25 1 $55,000 $55,000
384.67 1 $25,000 $25,000
386.0 1 $105,000 $105,000
389.0 1 $195,000 $195,000
394.5 1 $255,000 $255,000
403.0 1 $105,000 $105,000
403.67 1 $55,000 $55,000
4040.0 1 $255,000 $255,000
4094.5 1 $255,000 $255,000
410.0 2 $220,000 $110,000
412.0 1 $75,000 $75,000
415.33 1 $25,000 $25,000
423.67 1 $25,000 $25,000
427.67 1 $35,000 $35,000
436.5 1 $85,000 $85,000
437.0 1 $205,000 $205,000
4407.0 1 $225,000 $225,000
445.33 1 $35,000 $35,000
448.5 2 $90,000 $45,000
451.25 1 $35,000 $35,000
452.5 1 $25,000 $25,000
456.0 1 $85,000 $85,000
456.5 1 $155,000 $155,000
463.0 1 $105,000 $105,000
465.0 1 $35,000 $35,000
465.5 1 $55,000 $55,000
468.0 1 $205,000 $205,000
468.5 3 $765,000 $255,000
469.0 1 $105,000 $105,000
472.0 2 $180,000 $90,000
477.0 1 $55,000 $55,000
477.67 1 $55,000 $55,000
482.0 1 $225,000 $225,000
486.0 1 $255,000 $255,000
489.0 2 $490,000 $245,000
489.67 1 $55,000 $55,000
495.0 1 $195,000 $195,000
498.0 1 $145,000 $145,000
498.67 2 $110,000 $55,000
499.6 1 $35,000 $35,000
518.2 1 $45,000 $45,000
519.0 1 $25,000 $25,000
523.0 1 $65,000 $65,000
527.67 1 $65,000 $65,000
531.33 1 $65,000 $65,000
538.0 1 $55,000 $55,000
548.0 1 $75,000 $75,000
555.33 1 $65,000 $65,000
568.0 2 $150,000 $75,000
569.0 1 $55,000 $55,000
577.33 1 $105,000 $105,000
577.67 1 $85,000 $85,000
608.0 1 $85,000 $85,000
621.0 1 $35,000 $35,000
621.33 1 $95,000 $95,000
625.33 1 $85,000 $85,000
639.0 1 $75,000 $75,000
644.33 1 $105,000 $105,000
649.67 1 $115,000 $115,000
659.67 1 $115,000 $115,000
665.33 4 $420,000 $105,000
697.0 1 $105,000 $105,000
703.0 2 $180,000 $90,000
711.67 1 $115,000 $115,000
757.0 1 $125,000 $125,000
758.0 1 $45,000 $45,000
797.0 2 $250,000 $125,000
811.0 1 $135,000 $135,000
823.67 1 $145,000 $145,000
828.0 1 $155,000 $155,000
845.0 1 $155,000 $155,000
847.75 1 $195,000 $195,000
848.0 1 $155,000 $155,000
862.0 1 $65,000 $65,000
871.0 1 $45,000 $45,000
884.0 1 $35,000 $35,000
885.0 1 $75,000 $75,000
899.67 1 $55,000 $55,000
902.0 1 $25,000 $25,000
943.0 1 $105,000 $105,000
962.0 1 $205,000 $205,000
976.33 1 $75,000 $75,000
990.67 1 $35,000 $35,000
991.0 1 $195,000 $195,000
994.5 1 $125,000 $125,000
NA 398 $103,590,000 $260,276

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
590 $125,480,000 $212,678

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 96 $14,500,000 $151,042 $2,952 3.83%
40-60% 65 $14,515,000 $223,308 $3,764 3.02%
60-80% 129 $41,945,000 $325,155 $5,677 2.95%
80-100% 117 $40,925,000 $349,786 $6,046 3.38%
Under 20% 183 $13,595,000 $74,290 $745 4.44%