Hood River Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Hood River averaged 6.84% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.75% and one month ago for the week of 2024-10-10, the average rate was 6.48%.

    Hood River's average rate one year ago was 7.26%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.38%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Hood River 30 Year Fixed Rate 2024-11-14 6.84%
    Hood River 30 Year Fixed Rate Refi 2024-11-14 7.38%
    Hood River 15 Year Fixed Rate 2024-11-14 5.89%
    Hood River 15 Year Fixed Rate Refi 2024-11-14 5.99%
    Hood River 30 Year FHA 2024-11-14 0.1%
    Hood River 30 Year FHA Refi 2024-11-14 0.3%
    Hood River 30 Year USDA 2024-11-14 0%
    Hood River 30 Year USDA Refi 2024-11-14 0.1%
    Hood River 30 Year VA 2024-11-14 -0.2%
    Hood River 30 Year VA Refi 2024-11-14 0%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Hood River, OR.

    Hood River Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hood River, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 18 6.71% $6,228
    DIRECTORS MORTGAGE, INC. 11 6.92% $10,986
    KeyBank 10 6.44% $6,266
    NEWREZ LLC 9 7.33% $8,979
    QUICKEN LOANS, LLC 9 6.51% $10,370
    MANN FINANCIAL INC. 6 7.29% $8,219
    U.S. Bank 6 6.50% $5,540
    Pacific NW Federal Credit Union 4 6.47% $4,259
    Umpqua Bank 4 6.75% $6,960
    CALIBER HOME LOANS, INC. 4 6.63% $8,504
    GUILD MORTGAGE COMPANY 4 7.25% $9,316
    PENNYMAC LOAN SERVICES, LLC 3 6.63% $9,909
    Wells Fargo Bank 2 6.50% $4,761
    NATIONS DIRECT MORTGAGE, LLC 2 7.00% $5,839
    PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.50% $6,346
    CROSSCOUNTRY MORTGAGE, LLC 2 6.44% $8,844
    Citadel Servicing Corporation 2 8.63% $5,286
    AMERISAVE MORTGAGE CORPORATION 1 4.75% $18,798
    PLAZA HOME MORTGAGE, INC. 1 7.50% $11,833
    PREMIA MORTGAGE, LLC 1 6.13% $5,324
    RED CANOE CREDIT UNION 1 5.75% $16,107
    Rivermark Community Credit Union 1 8.25% $5,015
    SAMMAMISH MORTGAGE COMPANY 1 5.88% $10,847
    Sierra Pacific Mortgage Company, Inc. 1 7.38% $10,050
    Stifel Bank and Trust 1 5.88% $2,801
    OnPoint Community Credit Union 1 6.25% $9,389
    ARC HOME LLC 1 8.50% $4,096
    Bank of America 1 5.25% $3,165
    BMO Harris Bank 1 5.50% $13,569
    CMG MORTGAGE, INC. 1 7.88% $5,524
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 5.75% $9,097
    Flagstar Bank, FSB 1 6.63% $2,400
    JPMorgan Chase Bank 1 7.25% $5,861
    LOANDEPOT.COM, LLC 1 5.50% $20,260
    Luxury Mortgage Corp. 1 7.50% $5,162
    Morgan Stanley Private Bank 1 5.15% $3,256
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 7.38% $10,842
    NAVY FEDERAL CREDIT UNION 1 5.75% $3,420
    NBKC BANK 1 6.00% $2,611
    NFM, INC. 1 6.99% $9,923
    Northwest Farm Credit Services, FLCA 1 6.90% $5,259
    NOVA FINANCIAL & INVESTMENT CORPORATION 1 7.25% $9,794

    Hood River Average Closing Costs & Other Stats

    Hood River, OR's 42 lenders originated 294 loans during 2023. The total origination value was $93,590,000, with an average loan value of $318,333.

    Hood River's average closing costs are $5,884.

    The top Hood River lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 18 loans originated. Their average total fees are $6,228, which is $4,757 lower than the next largest lender, DIRECTORS MORTGAGE, INC..

    The lowest fee Hood River lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC ($6,228), KeyBank ($6,266), DIRECTORS MORTGAGE, INC. ($10,986), .

    The lowest rate Hood River lenders (with over 10 loans originated) are KeyBank (6.44%), UNITED WHOLESALE MORTGAGE, LLC (6.71%), DIRECTORS MORTGAGE, INC. (6.92%), .

    Hood River, OR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $16,160,000 $9,945,000 -38.5% 10.6%
    KeyBank $28,510,000 $9,570,000 -66.4% 10.2%
    Umpqua Bank $3,945,000 $8,055,000 104.2% 8.6%
    U.S. Bank $7,395,000 $6,485,000 -12.3% 6.9%
    DIRECTORS MORTGAGE, INC. $9,870,000 $5,920,000 -40.0% 6.3%
    NEWREZ LLC $175,000 $4,770,000 2,625.7% 5.1%
    Consolidated Federal Credit Union $4,860,000 $3,605,000 -25.8% 3.9%
    QUICKEN LOANS, LLC $7,590,000 $3,465,000 -54.3% 3.7%
    MANN FINANCIAL INC. $9,920,000 $2,880,000 -71.0% 3.1%
    PENNYMAC LOAN SERVICES, LLC $2,975,000 $2,860,000 -3.9% 3.1%
    CALIBER HOME LOANS, INC. $5,735,000 $2,835,000 -50.6% 3.0%
    Pacific NW Federal Credit Union $7,270,000 $2,195,000 -69.8% 2.3%
    GUILD MORTGAGE COMPANY $4,450,000 $2,170,000 -51.2% 2.3%
    JPMorgan Chase Bank $1,320,000 $1,170,000 -11.4% 1.3%
    Flagstar Bank, FSB $1,375,000 $1,145,000 -16.7% 1.2%
    Sierra Pacific Mortgage Company, Inc. $1,680,000 $1,100,000 -34.5% 1.2%
    NATIONS DIRECT MORTGAGE, LLC $965,000 $1,085,000 12.4% 1.2%
    NBKC BANK $1,050,000 n/a 1.1%
    OnPoint Community Credit Union $1,735,000 $990,000 -42.9% 1.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $1,590,000 $960,000 -39.6% 1.0%
    CROSSCOUNTRY MORTGAGE, LLC $4,515,000 $920,000 -79.6% 1.0%
    LOANDEPOT.COM, LLC $17,050,000 $850,000 -95.0% 0.9%
    CMG MORTGAGE, INC. $2,745,000 $790,000 -71.2% 0.8%
    FINANCE OF AMERICA REVERSE LLC $750,000 n/a 0.8%
    Washington Federal Bank $2,650,000 $700,000 -73.6% 0.7%
    CALCON MUTUAL MORTGAGE LLC $695,000 n/a 0.7%
    NAVY FEDERAL CREDIT UNION $905,000 $680,000 -24.9% 0.7%
    MUTUAL OF OMAHA MORTGAGE, INC. $670,000 n/a 0.7%
    FIRST TECHNOLOGY $2,335,000 $655,000 -71.9% 0.7%
    Wells Fargo Bank $1,635,000 $650,000 -60.2% 0.7%
    Morgan Stanley Private Bank $555,000 $645,000 16.2% 0.7%
    Stifel Bank and Trust $255,000 $645,000 152.9% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $1,025,000 $615,000 -40.0% 0.7%
    PNC Bank $510,000 $580,000 13.7% 0.6%
    Citadel Servicing Corporation $135,000 $570,000 322.2% 0.6%
    Bank of America $1,385,000 $555,000 -59.9% 0.6%
    PREMIA MORTGAGE, LLC $555,000 n/a 0.6%
    RED CANOE CREDIT UNION $535,000 n/a 0.6%
    Rivermark Community Credit Union $1,545,000 $525,000 -66.0% 0.6%
    BMO Harris Bank $665,000 $505,000 -24.1% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,825,000 $490,000 -82.7% 0.5%
    NOVA FINANCIAL & INVESTMENT CORPORATION $485,000 n/a 0.5%
    PLAZA HOME MORTGAGE, INC. $1,220,000 $465,000 -61.9% 0.5%
    SAMMAMISH MORTGAGE COMPANY $425,000 n/a 0.5%
    MORTGAGE EXPRESS, LLC $395,000 n/a 0.4%
    AMERICAN FINANCIAL RESOURCES, INC. $345,000 $375,000 8.7% 0.4%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $375,000 n/a 0.4%
    AMERISAVE MORTGAGE CORPORATION $345,000 n/a 0.4%
    Figure Lending LLC $340,000 n/a 0.4%
    Commerce Home Mortgage, Inc. $315,000 n/a 0.3%
    HomeStreet Bank $615,000 $315,000 -48.8% 0.3%
    NFM, INC. $305,000 n/a 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $295,000 n/a 0.3%
    ADVANTIS $210,000 $280,000 33.3% 0.3%
    First Interstate Bank $2,625,000 $275,000 -89.5% 0.3%
    Boeing Employees Credit Union $35,000 $260,000 642.9% 0.3%
    First Federal Bank $255,000 n/a 0.3%
    ARC HOME LLC $235,000 n/a 0.3%
    Luxury Mortgage Corp. $225,000 n/a 0.2%
    Northwest Farm Credit Services, FLCA $650,000 $225,000 -65.4% 0.2%
    Third Federal Savings and Loan Association of Cleveland $205,000 $210,000 2.4% 0.2%
    First Republic Bank $5,385,000 $205,000 -96.2% 0.2%
    FREEDOM MORTGAGE CORPORATION $185,000 n/a 0.2%
    ALLIANT CREDIT UNION $270,000 $155,000 -42.6% 0.2%
    iQ Credit Union $365,000 $110,000 -69.9% 0.1%
    Alaska USA Federal Credit Union $105,000 n/a 0.1%
    Range Bank $85,000 n/a 0.1%
    Unitus Community Credit Union $55,000 n/a 0.1%
    WASHINGTON STATE EMPLOYEES Credit Union $35,000 n/a 0.0%
    FIBRE FEDERAL CREDIT UNION $15,000 n/a 0.0%

    Hood River's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.6% market share. In second place, with 10.2%, is KeyBank, having originated $9,570,000 in loans. In third place, with 8.6%, is Umpqua Bank, having originated $8,055,000 in loans. In fourth place, with 6.9%, is U.S. Bank, having originated $6,485,000 in loans. In fifth place, with 6.3%, is DIRECTORS MORTGAGE, INC., having originated $5,920,000 in loans.

    Hood River Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Hood River (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $426,000 (-31.3%) $541,692 (-28.8%) 0.00 63
    2018-02-01 $457,000 (-26.0%) $572,852 (-21.4%) 0.00 63
    2018-03-01 $538,500 (-12.2%) $618,197 (-12.2%) 0.00 59
    2018-04-01 $595,250 (-11.8%) $648,374 (-13.7%) 0.00 60
    2018-05-01 $593,500 (-19.1%) $662,968 (-11.5%) 0.00 65
    2018-06-01 $608,000 (-3.9%) $722,231 (2.0%) 0.00 68
    2018-07-01 $560,750 (-8.8%) $697,502 (5.3%) 0.00 75
    2018-08-01 $547,000 (-0.4%) $694,483 (11.7%) 0.00 81
    2018-09-01 $529,900 (0.2%) $696,851 (16.5%) 0.00 84
    2018-10-01 $529,900 (0.0%) $695,202 (16.9%) 0.00 84
    2018-11-01 $554,000 (5.3%) $708,341 (19.7%) 0.00 81
    2018-12-01 $539,000 (12.3%) $704,836 (22.5%) 0.00 67
    2019-01-01 $515,000 (20.9%) $677,391 (25.1%) 0.00 61
    2019-02-01 $516,000 (12.9%) $687,583 (20.0%) 0.00 58
    2019-03-01 $574,714 (6.7%) $722,162 (16.8%) 0.00 54
    2019-04-01 $599,964 (0.8%) $739,272 (14.0%) 0.00 54
    2019-05-01 $543,000 (-8.5%) $729,386 (10.0%) 0.00 59
    2019-06-01 $532,000 (-12.5%) $681,032 (-5.7%) 0.00 79
    2019-07-01 $522,000 (-6.9%) $679,960 (-2.5%) 0.00 103
    2019-08-01 $525,364 (-4.0%) $673,159 (-3.1%) 0.00 106
    2019-09-01 $538,659 (1.7%) $701,980 (0.7%) 0.00 103
    2019-10-01 $522,773 (-1.4%) $684,680 (-1.5%) 0.00 98
    2019-11-01 $509,000 (-8.1%) $666,231 (-5.9%) 0.00 74
    2019-12-01 $470,450 (-12.7%) $628,469 (-10.8%) 0.00 64
    2020-01-01 $459,675 (-10.7%) $635,225 (-6.2%) 0.00 52
    2020-02-01 $490,000 (-5.0%) $647,299 (-5.9%) 0.00 53
    2020-03-01 $524,500 (-8.7%) $682,214 (-5.5%) 0.00 60
    2020-04-01 $557,500 (-7.1%) $704,307 (-4.7%) 0.00 66
    2020-05-01 $569,000 (4.8%) $723,344 (-0.8%) 0.00 72
    2020-06-01 $594,000 (11.7%) $783,257 (15.0%) 0.00 71
    2020-07-01 $596,748 (14.3%) $815,361 (19.9%) 0.00 63
    2020-08-01 $615,000 (17.1%) $865,386 (28.6%) 0.00 50
    2020-09-01 $749,750 (39.2%) $975,149 (38.9%) 0.00 39
    2020-10-01 $839,000 (60.5%) $1,024,263 (49.6%) 0.00 40
    2020-11-01 $818,125 (60.7%) $1,039,222 (56.0%) 0.00 33
    2020-12-01 $867,125 (84.3%) $1,104,832 (75.8%) 0.00 24
    2021-01-01 $895,000 (94.7%) $1,119,596 (76.3%) 0.00 19
    2021-02-01 $829,500 (69.3%) $1,065,706 (64.6%) 0.00 18
    2021-03-01 $764,250 (45.7%) $1,037,118 (52.0%) 0.00 16
    2021-04-01 $796,000 (42.8%) $1,030,050 (46.3%) 0.00 17
    2021-05-01 $800,000 (40.6%) $978,711 (35.3%) 0.00 17
    2021-06-01 $782,500 (31.7%) $935,117 (19.4%) 0.00 27
    2021-07-01 $765,000 (28.2%) $957,900 (17.5%) 0.00 24
    2021-08-01 $783,500 (27.4%) $927,021 (7.1%) 0.00 31
    2021-09-01 $748,500 (-0.2%) $949,636 (-2.6%) 0.00 34
    2021-10-01 $750,000 (-10.6%) $1,078,289 (5.3%) 0.00 25
    2021-11-01 $753,000 (-8.0%) $1,045,940 (0.7%) 0.00 22
    2021-12-01 $750,750 (-13.4%) $1,065,921 (-3.5%) 0.00 24
    2022-01-01 $739,500 (-17.4%) $1,109,000 (-1.0%) 0.00 17
    2022-02-01 $711,125 (-14.3%) $989,667 (-7.1%) 0.00 17
    2022-03-01 $708,750 (-7.3%) $972,480 (-6.2%) 0.00 22
    2022-04-01 $949,000 (19.2%) $984,190 (-4.5%) 0.00 23
    2022-05-01 $818,500 (2.3%) $955,139 (-2.4%) 0.00 32
    2022-06-01 $841,750 (7.6%) $943,286 (0.9%) 0.00 34
    2022-07-01 $785,000 (2.6%) $913,588 (-4.6%) 0.00 37
    2022-08-01 $801,875 (2.4%) $917,381 (-1.0%) 0.00 36
    2022-09-01 $842,375 (12.5%) $922,898 (-2.8%) 0.00 36
    2022-10-01 $835,000 (11.3%) $920,468 (-14.6%) 0.00 30
    2022-11-01 $794,000 (5.4%) $927,874 (-11.3%) 0.00 27
    2022-12-01 $774,000 (3.1%) $970,521 (-9.0%) 0.00 24
    2023-01-01 $819,750 (10.9%) $963,028 (-13.2%) 0.00 22
    2023-02-01 $868,500 (22.1%) $1,151,584 (16.4%) 0.00 24
    2023-03-01 $855,000 (20.6%) $1,009,022 (3.8%) 0.00 30
    2023-04-01 $850,000 (-10.4%) $1,029,342 (4.6%) 0.00 31
    2023-05-01 $854,975 (4.5%) $942,591 (-1.3%) 0.00 36
    2023-06-01 $823,750 (-2.1%) $969,605 (2.8%) 0.00 42
    2023-07-01 $837,000 (6.6%) $1,028,907 (12.6%) 0.00 47
    2023-08-01 $843,500 (5.2%) $1,066,774 (16.3%) 0.00 52
    2023-09-01 $792,500 (-5.9%) $1,011,816 (9.6%) 0.00 48
    2023-10-01 $837,500 (0.3%) $1,093,858 (18.8%) 0.00 45
    2023-11-01 $850,000 (7.1%) $1,138,118 (22.7%) 0.00 41
    2023-12-01 $825,000 (6.6%) $1,120,177 (15.4%) 0.00 34
    2024-01-01 $825,000 (0.6%) $1,084,042 (12.6%) 0.00 30
    2024-02-01 $777,250 (-10.5%) $1,038,963 (-9.8%) 0.00 30
    2024-03-01 $769,500 (-10.0%) $1,048,424 (3.9%) 0.00 30
    2024-04-01 $817,500 (-3.8%) $1,039,963 (1.0%) 0.00 44
    2024-05-01 $762,225 (-10.9%) $991,342 (5.2%) 0.00 43
    2024-06-01 $750,000 (-9.0%) $976,332 (0.7%) 0.00 51
    2024-07-01 $776,938 (-7.2%) $986,531 (-4.1%) 0.00 57
    2024-08-01 $785,000 (-6.9%) $980,124 (-8.1%) 0.00 79
    2024-09-01 $791,000 (-0.2%) $1,040,187 (2.8%) 0.00 73
    2024-10-01 $770,000 (-8.1%) $1,047,326 (-4.3%) 0.00 61
    Hood River's median listing price for 2024-10-01 was $770,000, a difference of $-67,500 (-8.1%) versus the prior year and $-21,000 versus the prior month.

    Hood River's median listing price comes in at 0% of the national average.

    Hood River's average listing price for 2024-10-01 was $1,047,326, a difference of $-46,532 (-4.3%) versus the prior year and $7,139 versus the prior month.

    For the 2024-10-01 period, Hood River had 61 MLS listings, a difference of -12 listings (-16%) versus the prior month and 16 listings (36%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Hood River (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,007 sqft
    2018-02-01 0 days 2,005 sqft
    2018-03-01 0 days 2,041 sqft
    2018-04-01 0 days 2,110 sqft
    2018-05-01 0 days 2,058 sqft
    2018-06-01 0 days 2,092 sqft
    2018-07-01 0 days 2,050 sqft
    2018-08-01 0 days 2,067 sqft
    2018-09-01 0 days 2,050 sqft
    2018-10-01 0 days 2,096 sqft
    2018-11-01 0 days 2,139 sqft
    2018-12-01 0 days 2,060 sqft
    2019-01-01 0 days 1,960 sqft
    2019-02-01 0 days 1,977 sqft
    2019-03-01 0 days 2,084 sqft
    2019-04-01 0 days 2,052 sqft
    2019-05-01 0 days 2,128 sqft
    2019-06-01 0 days 1,918 sqft
    2019-07-01 0 days 1,824 sqft
    2019-08-01 0 days 1,868 sqft
    2019-09-01 0 days 1,969 sqft
    2019-10-01 0 days 1,953 sqft
    2019-11-01 0 days 1,871 sqft
    2019-12-01 0 days 1,906 sqft
    2020-01-01 0 days 2,085 sqft
    2020-02-01 0 days 1,991 sqft
    2020-03-01 0 days 1,979 sqft
    2020-04-01 0 days 1,992 sqft
    2020-05-01 0 days 2,203 sqft
    2020-06-01 0 days 2,309 sqft
    2020-07-01 0 days 2,246 sqft
    2020-08-01 0 days 2,342 sqft
    2020-09-01 0 days 2,397 sqft
    2020-10-01 0 days 2,459 sqft
    2020-11-01 0 days 2,334 sqft
    2020-12-01 0 days 2,518 sqft
    2021-01-01 0 days 2,736 sqft
    2021-02-01 0 days 2,805 sqft
    2021-03-01 0 days 2,498 sqft
    2021-04-01 0 days 2,475 sqft
    2021-05-01 0 days 2,096 sqft
    2021-06-01 0 days 2,090 sqft
    2021-07-01 0 days 2,100 sqft
    2021-08-01 0 days 2,098 sqft
    2021-09-01 0 days 1,980 sqft
    2021-10-01 0 days 2,003 sqft
    2021-11-01 0 days 1,987 sqft
    2021-12-01 0 days 1,985 sqft
    2022-01-01 0 days 1,884 sqft
    2022-02-01 0 days 1,950 sqft
    2022-03-01 0 days 1,990 sqft
    2022-04-01 0 days 2,068 sqft
    2022-05-01 0 days 1,930 sqft
    2022-06-01 0 days 2,028 sqft
    2022-07-01 0 days 2,087 sqft
    2022-08-01 0 days 2,097 sqft
    2022-09-01 0 days 2,245 sqft
    2022-10-01 0 days 2,200 sqft
    2022-11-01 0 days 2,160 sqft
    2022-12-01 0 days 2,183 sqft
    2023-01-01 0 days 2,238 sqft
    2023-02-01 0 days 2,106 sqft
    2023-03-01 0 days 1,934 sqft
    2023-04-01 0 days 1,968 sqft
    2023-05-01 0 days 2,002 sqft
    2023-06-01 0 days 1,963 sqft
    2023-07-01 0 days 2,065 sqft
    2023-08-01 0 days 2,142 sqft
    2023-09-01 0 days 2,080 sqft
    2023-10-01 0 days 2,106 sqft
    2023-11-01 0 days 2,069 sqft
    2023-12-01 0 days 2,054 sqft
    2024-01-01 0 days 1,946 sqft
    2024-02-01 0 days 1,936 sqft
    2024-03-01 0 days 1,898 sqft
    2024-04-01 0 days 1,868 sqft
    2024-05-01 0 days 1,855 sqft
    2024-06-01 0 days 1,864 sqft
    2024-07-01 0 days 1,911 sqft
    2024-08-01 0 days 1,924 sqft
    2024-09-01 0 days 2,002 sqft
    2024-10-01 0 days 2,071 sqft
    Hood River's median listing age (time on market) for 2024-10-01 was 0 days.

    Hood River's median square footage for active listings during the 2024-10-01 period was 2,071 sqft. One year prior, the average listing was 2,106 sqft.

    Hood River, OR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 124 $59,930,000 $483,306
    Home Improvement 60 $6,730,000 $112,167
    Other 53 $9,355,000 $176,509
    Cash Out Refi 33 $10,355,000 $313,788
    Refi 24 $7,220,000 $300,833

    Hood River's most frequently cited loan purpose was Home Purchase, with 124 originations. The 2nd most popular reason was Home Improvement, with 60 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    Over 8% 96 $14,280,000 $148,750
    7-8% 82 $30,630,000 $373,537
    6-7% 74 $29,470,000 $398,243
    5-6% 35 $16,995,000 $485,571
    4-5% 7 $2,215,000 $316,429

    During 2023, Hood River's most frequently originated rate bucket was Over 8%, with 96 originations.

    Loan Sizing (Hood River, OR MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 75 $22,065,000 $294,200
    $100,000 or less 65 $3,745,000 $57,615
    $400k-600k 65 $32,065,000 $493,308
    $100k-200k 51 $6,655,000 $130,490
    $600k-1000k 33 $23,045,000 $698,333
    $Over $1MM 5 $6,015,000 $1,203,000

    Hood River's loan sizing saw the bucket of loans from $200k-400k with 75 originations, totaling $22,065,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    Under 20% 102 $8,430,000 $82,647
    60-80% 58 $30,510,000 $526,034
    80-100% 50 $26,800,000 $536,000
    20-40% 45 $11,495,000 $255,444
    40-60% 38 $15,680,000 $412,632
    Over 100% 1 $675,000 $675,000

    Hood River's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 102 originations, totaling $8,430,000 in origination value.