Hood River Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Hood River averaged
6.54%
for the week of 2023-09-21, compared to the national average of
7.19% for the same period.
The average rate for the prior week (2023-09-14) was
6.73% and
one month ago for the week of 2023-08-17, the
average rate was 6.84%.
Hood River's average rate one year ago was 5.47%.
For refis of the same type during the week of 2023-09-21, the average rate
was 7.59%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-09-21 | 7.19% |
Hood River 30 Year Fixed Rate | 2023-09-21 | 6.54% |
Hood River 30 Year Fixed Rate Refi | 2023-09-21 | 7.59% |
Hood River 15 Year Fixed Rate | 2023-09-21 | 6.54% |
Hood River 15 Year Fixed Rate Refi | 2023-09-21 | 6.94% |
Hood River 30 Year FHA | 2023-09-21 | 7.14% |
Hood River 30 Year FHA Refi | 2023-09-21 | 7.14% |
Hood River 30 Year USDA | 2023-09-21 | 6.82% |
Hood River 30 Year USDA Refi | 2023-09-21 | 7.12% |
Hood River 30 Year VA | 2023-09-21 | 7.02% |
Hood River 30 Year VA Refi | 2023-09-21 | 7.02% |
Hood River Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hood River, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Hood River Average Closing Costs & Other Stats
Hood River, OR's 69 lenders originated 594
loans during 2022. The total origination value was $211,800,000, with an average loan value of
$356,566.
Hood River's average closing costs are $5,743.
The top Hood River lender as defined by loan originations is LOANDEPOT.COM, LLC, with
28 loans originated. Their average total fees are
$8,686, which is $2,852
higher than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Hood River lenders (with over 10 loans originated) are
Pacific NW Federal Credit Union ($3,843), CALIBER HOME LOANS, INC. ($5,022), UNITED WHOLESALE MORTGAGE, LLC ($5,834), KeyBank ($6,613) and QUICKEN LOANS, LLC ($7,333).
The lowest rate Hood River lenders (with over 10 loans originated) are
Pacific NW Federal Credit Union (4.04%), QUICKEN LOANS, LLC (4.43%), LOANDEPOT.COM, LLC (4.64%), KeyBank (4.65%) and CALIBER HOME LOANS, INC. (4.80%).
Hood River, OR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
KeyBank | $30,235,000 | $28,510,000 | -5.7% | 13.5% |
LOANDEPOT.COM, LLC | $15,195,000 | $17,050,000 | 12.2% | 8.1% |
UNITED WHOLESALE MORTGAGE, LLC | $42,015,000 | $16,160,000 | -61.5% | 7.6% |
MANN FINANCIAL INC. | $26,125,000 | $9,920,000 | -62.0% | 4.7% |
DIRECTORS MORTGAGE, INC. | $28,245,000 | $9,870,000 | -65.1% | 4.7% |
QUICKEN LOANS, LLC | $26,355,000 | $7,590,000 | -71.2% | 3.6% |
U.S. Bank | $16,985,000 | $7,395,000 | -56.5% | 3.5% |
Pacific NW Federal Credit Union | $24,995,000 | $7,270,000 | -70.9% | 3.4% |
CALIBER HOME LOANS, INC. | $34,360,000 | $5,735,000 | -83.3% | 2.7% |
Columbia State Bank | $2,740,000 | $5,435,000 | 98.4% | 2.6% |
First Republic Bank | $4,240,000 | $5,385,000 | 27.0% | 2.5% |
Consolidated Federal Credit Union | $4,860,000 | n/a | 2.3% | |
CROSSCOUNTRY MORTGAGE, LLC | $3,970,000 | $4,515,000 | 13.7% | 2.1% |
GUILD MORTGAGE COMPANY | $5,965,000 | $4,450,000 | -25.4% | 2.1% |
Umpqua Bank | $11,630,000 | $3,945,000 | -66.1% | 1.9% |
HOME POINT FINANCIAL CORPORATION | $6,170,000 | $3,735,000 | -39.5% | 1.8% |
PENNYMAC LOAN SERVICES, LLC | $8,095,000 | $2,975,000 | -63.2% | 1.4% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,485,000 | $2,825,000 | -18.9% | 1.3% |
CMG MORTGAGE, INC. | $1,525,000 | $2,745,000 | 80.0% | 1.3% |
Washington Federal Bank | $4,910,000 | $2,650,000 | -46.0% | 1.3% |
First Interstate Bank | $7,540,000 | $2,625,000 | -65.2% | 1.2% |
FIRST TECHNOLOGY | $4,585,000 | $2,335,000 | -49.1% | 1.1% |
OnPoint Community Credit Union | $5,735,000 | $1,735,000 | -69.7% | 0.8% |
Sierra Pacific Mortgage Company, Inc. | $2,075,000 | $1,680,000 | -19.0% | 0.8% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,695,000 | $1,655,000 | -64.7% | 0.8% |
Wells Fargo Bank | $7,860,000 | $1,635,000 | -79.2% | 0.8% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $2,025,000 | $1,590,000 | -21.5% | 0.8% |
BETTER MORTGAGE CORPORATION | $7,210,000 | $1,575,000 | -78.2% | 0.7% |
Rivermark Community Credit Union | $1,345,000 | $1,545,000 | 14.9% | 0.7% |
STAR ONE CREDIT UNION | $215,000 | $1,530,000 | 611.6% | 0.7% |
FINANCE OF AMERICA MORTGAGE LLC | $7,055,000 | $1,480,000 | -79.0% | 0.7% |
PENTAGON FEDERAL CREDIT UNION | $1,055,000 | $1,460,000 | 38.4% | 0.7% |
Bank of America | $2,920,000 | $1,385,000 | -52.6% | 0.7% |
Flagstar Bank, FSB | $3,940,000 | $1,375,000 | -65.1% | 0.6% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $1,630,000 | $1,370,000 | -16.0% | 0.6% |
UBS Bank USA | $1,560,000 | $1,330,000 | -14.7% | 0.6% |
JPMorgan Chase Bank | $4,160,000 | $1,320,000 | -68.3% | 0.6% |
PLAZA HOME MORTGAGE, INC. | $670,000 | $1,220,000 | 82.1% | 0.6% |
OREGON COMMUNITY | $95,000 | $1,140,000 | 1,100.0% | 0.5% |
GUARANTEED RATE, INC. | $1,060,000 | n/a | 0.5% | |
Mr. Cooper ( Nationstar Mortgage ) | $2,135,000 | $1,025,000 | -52.0% | 0.5% |
Heritage Bank | $1,005,000 | n/a | 0.5% | |
Charles Schwab Bank, SSB | $960,000 | $985,000 | 2.6% | 0.5% |
Wyndham Capital Mortgage, Inc. | $995,000 | $970,000 | -2.5% | 0.5% |
NATIONS DIRECT MORTGAGE, LLC | $1,320,000 | $965,000 | -26.9% | 0.5% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $625,000 | $930,000 | 48.8% | 0.4% |
NAVY FEDERAL CREDIT UNION | $1,840,000 | $905,000 | -50.8% | 0.4% |
ACADEMY MORTGAGE CORPORATION | $890,000 | n/a | 0.4% | |
Gateway First Bank | $1,500,000 | $850,000 | -43.3% | 0.4% |
The Loan Store, Inc. | $815,000 | n/a | 0.4% | |
CIVIC FINANCIAL SERVICES, LLC | $705,000 | n/a | 0.3% | |
First-Citizens Bank & Trust Company | $245,000 | $685,000 | 179.6% | 0.3% |
BMO Harris Bank | $665,000 | n/a | 0.3% | |
Carrington Mortgage Services, LLC | $660,000 | n/a | 0.3% | |
Northwest Farm Credit Services, FLCA | $1,145,000 | $650,000 | -43.2% | 0.3% |
HOMEXPRESS MORTGAGE CORP. | $645,000 | n/a | 0.3% | |
Lend Smart Mortgage, LLC | $645,000 | n/a | 0.3% | |
HomeStreet Bank | $615,000 | $615,000 | 0.0% | 0.3% |
North American Savings Bank, F.S.B. | $900,000 | $605,000 | -32.8% | 0.3% |
ENVOY MORTGAGE, LTD | $585,000 | n/a | 0.3% | |
Morgan Stanley Private Bank | $820,000 | $555,000 | -32.3% | 0.3% |
Truist | $525,000 | n/a | 0.2% | |
PNC Bank | $620,000 | $510,000 | -17.7% | 0.2% |
AMERICAN ADVISORS GROUP | $145,000 | $410,000 | 182.8% | 0.2% |
Axos Bank | $375,000 | $405,000 | 8.0% | 0.2% |
LAKEVIEW LOAN SERVICING, LLC | $1,640,000 | $395,000 | -75.9% | 0.2% |
SUMMIT MORTGAGE CORPORATION | $1,940,000 | $385,000 | -80.2% | 0.2% |
DIGITAL Federal Credit Union | $375,000 | n/a | 0.2% | |
HOMESIDE FINANCIAL, LLC | $365,000 | $365,000 | 0.0% | 0.2% |
iQ Credit Union | $645,000 | $365,000 | -43.4% | 0.2% |
Paramount Residential Mortgage Group, Inc. | $305,000 | $365,000 | 19.7% | 0.2% |
Oregon State Credit Union | $155,000 | $350,000 | 125.8% | 0.2% |
AMERICAN FINANCIAL RESOURCES, INC. | $1,230,000 | $345,000 | -72.0% | 0.2% |
BROKER SOLUTIONS, INC. | $1,300,000 | $345,000 | -73.5% | 0.2% |
CORNERSTONE HOME LENDING, INC. | $335,000 | n/a | 0.2% | |
PHH Mortgage Corporation | $490,000 | $335,000 | -31.6% | 0.2% |
UNIVERSITY CREDIT UNION | $335,000 | n/a | 0.2% | |
1st Security Bank of Washington | $315,000 | n/a | 0.1% | |
ZILLOW HOME LOANS, LLC | $730,000 | $305,000 | -58.2% | 0.1% |
SPRING EQ, LLC | $280,000 | n/a | 0.1% | |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,250,000 | $275,000 | -87.8% | 0.1% |
LONGBRIDGE FINANCIAL, LLC | $275,000 | n/a | 0.1% | |
ALLIANT CREDIT UNION | $270,000 | n/a | 0.1% | |
OREGONIANS CREDIT UNION | $255,000 | n/a | 0.1% | |
SALAL | $255,000 | n/a | 0.1% | |
Stifel Bank and Trust | $255,000 | n/a | 0.1% | |
BAY EQUITY LLC | $245,000 | n/a | 0.1% | |
PANORAMA MORTGAGE GROUP, LLC | $245,000 | n/a | 0.1% | |
Gallic & Johnson, LLC | $215,000 | n/a | 0.1% | |
Plains Commerce Bank | $215,000 | n/a | 0.1% | |
ADVANTIS | $1,730,000 | $210,000 | -87.9% | 0.1% |
Third Federal Savings and Loan Association of Cleveland | $370,000 | $205,000 | -44.6% | 0.1% |
NEWREZ LLC | $2,760,000 | $175,000 | -93.7% | 0.1% |
NEXERA HOLDING LLC | $175,000 | n/a | 0.1% | |
MUFG Union Bank | $725,000 | $155,000 | -78.6% | 0.1% |
GTE Federal Credit Union | $145,000 | n/a | 0.1% | |
Citadel Servicing Corporation | $135,000 | n/a | 0.1% | |
BNC National Bank | $105,000 | n/a | 0.0% | |
HomeTrust Bank | $105,000 | n/a | 0.0% | |
Banner Bank | $1,225,000 | $85,000 | -93.1% | 0.0% |
COLUMBIA COMMUNITY CREDIT UNION | $55,000 | $85,000 | 54.5% | 0.0% |
PACIFIC RESIDENTIAL MORTGAGE, LLC | $2,390,000 | $85,000 | -96.4% | 0.0% |
ALTRA | $65,000 | n/a | 0.0% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
Boeing Employees Credit Union | $615,000 | $35,000 | -94.3% | 0.0% |
Hood River's top lender by overall market share is KeyBank, with 13.5% market share. In second place, with 8.1%, is LOANDEPOT.COM, LLC, having originated $17,050,000 in loans. In third place, with 7.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $16,160,000 in loans. In fourth place, with 4.7%, is MANN FINANCIAL INC., having originated $9,920,000 in loans. In fifth place, with 4.7%, is DIRECTORS MORTGAGE, INC., having originated $9,870,000 in loans.
Hood River Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Hood River (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $426,000 (-31.3%) | $541,692 (-28.8%) | 0.00 | 63 |
2018-02-01 | $457,000 (-26.0%) | $572,852 (-21.4%) | 0.00 | 63 |
2018-03-01 | $538,500 (-12.2%) | $618,197 (-12.2%) | 0.00 | 59 |
2018-04-01 | $595,250 (-11.8%) | $648,374 (-13.7%) | 0.00 | 60 |
2018-05-01 | $593,500 (-19.1%) | $662,968 (-11.5%) | 0.00 | 65 |
2018-06-01 | $608,000 (-3.9%) | $722,231 (2.0%) | 0.00 | 68 |
2018-07-01 | $560,750 (-8.8%) | $697,502 (5.3%) | 0.00 | 75 |
2018-08-01 | $547,000 (-0.4%) | $694,483 (11.7%) | 0.00 | 81 |
2018-09-01 | $529,900 (0.2%) | $696,851 (16.5%) | 0.00 | 84 |
2018-10-01 | $529,900 (0.0%) | $695,202 (16.9%) | 0.00 | 84 |
2018-11-01 | $554,000 (5.3%) | $708,341 (19.7%) | 0.00 | 81 |
2018-12-01 | $539,000 (12.3%) | $704,836 (22.5%) | 0.00 | 67 |
2019-01-01 | $515,000 (20.9%) | $677,391 (25.1%) | 0.00 | 61 |
2019-02-01 | $516,000 (12.9%) | $687,583 (20.0%) | 0.00 | 58 |
2019-03-01 | $574,714 (6.7%) | $722,162 (16.8%) | 0.00 | 54 |
2019-04-01 | $599,964 (0.8%) | $739,272 (14.0%) | 0.00 | 54 |
2019-05-01 | $543,225 (-8.5%) | $731,181 (10.3%) | 0.00 | 58 |
2019-06-01 | $532,000 (-12.5%) | $681,032 (-5.7%) | 0.00 | 79 |
2019-07-01 | $522,000 (-6.9%) | $679,960 (-2.5%) | 0.00 | 103 |
2019-08-01 | $525,364 (-4.0%) | $673,159 (-3.1%) | 0.00 | 106 |
2019-09-01 | $538,659 (1.7%) | $701,980 (0.7%) | 0.00 | 103 |
2019-10-01 | $522,773 (-1.4%) | $684,680 (-1.5%) | 0.00 | 98 |
2019-11-01 | $509,000 (-8.1%) | $666,231 (-5.9%) | 0.00 | 74 |
2019-12-01 | $470,450 (-12.7%) | $628,469 (-10.8%) | 0.00 | 64 |
2020-01-01 | $459,675 (-10.7%) | $635,225 (-6.2%) | 0.00 | 52 |
2020-02-01 | $490,000 (-5.0%) | $647,299 (-5.9%) | 0.00 | 53 |
2020-03-01 | $524,500 (-8.7%) | $682,214 (-5.5%) | 0.00 | 60 |
2020-04-01 | $557,500 (-7.1%) | $704,307 (-4.7%) | 0.00 | 66 |
2020-05-01 | $569,000 (4.7%) | $723,344 (-1.1%) | 0.00 | 72 |
2020-06-01 | $594,000 (11.7%) | $783,257 (15.0%) | 0.00 | 71 |
2020-07-01 | $596,748 (14.3%) | $815,361 (19.9%) | 0.00 | 63 |
2020-08-01 | $615,000 (17.1%) | $865,386 (28.6%) | 0.00 | 50 |
2020-09-01 | $749,750 (39.2%) | $975,149 (38.9%) | 0.00 | 39 |
2020-10-01 | $839,000 (60.5%) | $1,024,263 (49.6%) | 0.00 | 40 |
2020-11-01 | $818,125 (60.7%) | $1,039,222 (56.0%) | 0.00 | 33 |
2020-12-01 | $867,125 (84.3%) | $1,104,832 (75.8%) | 0.00 | 24 |
2021-01-01 | $895,000 (94.7%) | $1,119,596 (76.3%) | 0.00 | 19 |
2021-02-01 | $829,500 (69.3%) | $1,065,706 (64.6%) | 0.00 | 18 |
2021-03-01 | $764,250 (45.7%) | $1,037,118 (52.0%) | 0.00 | 16 |
2021-04-01 | $796,000 (42.8%) | $1,030,050 (46.3%) | 0.00 | 17 |
2021-05-01 | $800,000 (40.6%) | $978,711 (35.3%) | 0.00 | 17 |
2021-06-01 | $782,500 (31.7%) | $935,117 (19.4%) | 0.00 | 27 |
2021-07-01 | $765,000 (28.2%) | $957,900 (17.5%) | 0.00 | 24 |
2021-08-01 | $783,500 (27.4%) | $927,021 (7.1%) | 0.00 | 31 |
2021-09-01 | $748,500 (-0.2%) | $949,636 (-2.6%) | 0.00 | 34 |
2021-10-01 | $750,000 (-10.6%) | $1,078,289 (5.3%) | 0.00 | 25 |
2021-11-01 | $753,000 (-8.0%) | $1,045,940 (0.7%) | 0.00 | 22 |
2021-12-01 | $750,750 (-13.4%) | $1,065,921 (-3.5%) | 0.00 | 24 |
2022-01-01 | $739,500 (-17.4%) | $1,109,000 (-1.0%) | 0.00 | 17 |
2022-02-01 | $711,125 (-14.3%) | $989,667 (-7.1%) | 0.00 | 17 |
2022-03-01 | $708,750 (-7.3%) | $972,480 (-6.2%) | 0.00 | 22 |
2022-04-01 | $949,000 (19.2%) | $984,190 (-4.5%) | 0.00 | 23 |
2022-05-01 | $818,500 (2.3%) | $955,139 (-2.4%) | 0.00 | 32 |
2022-06-01 | $841,750 (7.6%) | $943,286 (0.9%) | 0.00 | 34 |
2022-07-01 | $785,000 (2.6%) | $913,588 (-4.6%) | 0.00 | 37 |
2022-08-01 | $801,875 (2.4%) | $917,381 (-1.0%) | 0.00 | 36 |
2022-09-01 | $842,375 (12.5%) | $922,898 (-2.8%) | 0.00 | 36 |
2022-10-01 | $835,000 (11.3%) | $920,468 (-14.6%) | 0.00 | 30 |
2022-11-01 | $794,000 (5.4%) | $927,874 (-11.3%) | 0.00 | 27 |
2022-12-01 | $774,000 (3.1%) | $970,521 (-9.0%) | 0.00 | 24 |
2023-01-01 | $819,750 (10.9%) | $963,028 (-13.2%) | 0.00 | 22 |
2023-02-01 | $868,500 (22.1%) | $1,151,584 (16.4%) | 0.00 | 24 |
2023-03-01 | $855,000 (20.6%) | $1,009,022 (3.8%) | 0.00 | 30 |
2023-04-01 | $850,000 (-10.4%) | $1,029,342 (4.6%) | 0.00 | 31 |
2023-05-01 | $854,975 (4.5%) | $942,591 (-1.3%) | 0.00 | 36 |
2023-06-01 | $823,750 (-2.1%) | $969,605 (2.8%) | 0.00 | 42 |
2023-07-01 | $837,000 (6.6%) | $1,028,907 (12.6%) | 0.00 | 47 |
2023-08-01 | $843,500 (5.2%) | $1,066,774 (16.3%) | 0.00 | 52 |
Hood River's median listing price comes in at 0% of the national average.
Hood River's average listing price for 2023-08-01 was $1,066,774, a difference of $149,393 (16.3%) versus the prior year and $37,867 versus the prior month.
For the 2023-08-01 period, Hood River had 52 MLS listings, a difference of 5 listings (11%) versus the prior month and 16 listings (44%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Hood River (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,007 sqft |
2018-02-01 | 0 days | 2,005 sqft |
2018-03-01 | 0 days | 2,041 sqft |
2018-04-01 | 0 days | 2,110 sqft |
2018-05-01 | 0 days | 2,058 sqft |
2018-06-01 | 0 days | 2,092 sqft |
2018-07-01 | 0 days | 2,050 sqft |
2018-08-01 | 0 days | 2,067 sqft |
2018-09-01 | 0 days | 2,050 sqft |
2018-10-01 | 0 days | 2,096 sqft |
2018-11-01 | 0 days | 2,139 sqft |
2018-12-01 | 0 days | 2,060 sqft |
2019-01-01 | 0 days | 1,960 sqft |
2019-02-01 | 0 days | 1,977 sqft |
2019-03-01 | 0 days | 2,084 sqft |
2019-04-01 | 0 days | 2,052 sqft |
2019-05-01 | 0 days | 2,120 sqft |
2019-06-01 | 0 days | 1,918 sqft |
2019-07-01 | 0 days | 1,824 sqft |
2019-08-01 | 0 days | 1,868 sqft |
2019-09-01 | 0 days | 1,969 sqft |
2019-10-01 | 0 days | 1,953 sqft |
2019-11-01 | 0 days | 1,871 sqft |
2019-12-01 | 0 days | 1,906 sqft |
2020-01-01 | 0 days | 2,085 sqft |
2020-02-01 | 0 days | 1,991 sqft |
2020-03-01 | 0 days | 1,979 sqft |
2020-04-01 | 0 days | 1,992 sqft |
2020-05-01 | 0 days | 2,203 sqft |
2020-06-01 | 0 days | 2,309 sqft |
2020-07-01 | 0 days | 2,246 sqft |
2020-08-01 | 0 days | 2,342 sqft |
2020-09-01 | 0 days | 2,397 sqft |
2020-10-01 | 0 days | 2,459 sqft |
2020-11-01 | 0 days | 2,334 sqft |
2020-12-01 | 0 days | 2,518 sqft |
2021-01-01 | 0 days | 2,736 sqft |
2021-02-01 | 0 days | 2,805 sqft |
2021-03-01 | 0 days | 2,498 sqft |
2021-04-01 | 0 days | 2,475 sqft |
2021-05-01 | 0 days | 2,096 sqft |
2021-06-01 | 0 days | 2,090 sqft |
2021-07-01 | 0 days | 2,100 sqft |
2021-08-01 | 0 days | 2,098 sqft |
2021-09-01 | 0 days | 1,980 sqft |
2021-10-01 | 0 days | 2,003 sqft |
2021-11-01 | 0 days | 1,987 sqft |
2021-12-01 | 0 days | 1,985 sqft |
2022-01-01 | 0 days | 1,884 sqft |
2022-02-01 | 0 days | 1,950 sqft |
2022-03-01 | 0 days | 1,990 sqft |
2022-04-01 | 0 days | 2,068 sqft |
2022-05-01 | 0 days | 1,930 sqft |
2022-06-01 | 0 days | 2,028 sqft |
2022-07-01 | 0 days | 2,087 sqft |
2022-08-01 | 0 days | 2,097 sqft |
2022-09-01 | 0 days | 2,245 sqft |
2022-10-01 | 0 days | 2,200 sqft |
2022-11-01 | 0 days | 2,160 sqft |
2022-12-01 | 0 days | 2,183 sqft |
2023-01-01 | 0 days | 2,238 sqft |
2023-02-01 | 0 days | 2,106 sqft |
2023-03-01 | 0 days | 1,934 sqft |
2023-04-01 | 0 days | 1,968 sqft |
2023-05-01 | 0 days | 2,002 sqft |
2023-06-01 | 0 days | 1,963 sqft |
2023-07-01 | 0 days | 2,065 sqft |
2023-08-01 | 0 days | 2,142 sqft |
Hood River's median square footage for active listings during the 2023-08-01 period was 2,142 sqft. One year prior, the average listing was 2,097 sqft.
Hood River, OR Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 217 | $104,035,000 | $479,424 |
Cash Out Refi | 109 | $40,865,000 | $374,908 |
Home Improvement | 106 | $21,650,000 | $204,245 |
Refi | 83 | $27,725,000 | $334,036 |
Other | 79 | $17,525,000 | $221,835 |
Hood River's most frequently cited loan purpose was Home Purchase, with 217 originations. The 2nd most popular reason was Cash Out Refi, with 109 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 160 | $56,800,000 | $355,000 |
4-5% | 141 | $51,555,000 | $365,638 |
5-6% | 130 | $52,170,000 | $401,308 |
6-7% | 65 | $18,235,000 | $280,538 |
2.5-3% | 52 | $19,870,000 | $382,115 |
<2.5% | 22 | $6,490,000 | $295,000 |
7-8% | 14 | $4,170,000 | $297,857 |
Over 8% | 9 | $1,305,000 | $145,000 |
During 2022, Hood River's most frequently originated rate bucket was 3-4%, with 160 originations.
Loan Sizing (Hood River, OR MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 195 | $56,565,000 | $290,077 |
$400k-600k | 154 | $74,460,000 | $483,506 |
$100k-200k | 90 | $12,240,000 | $136,000 |
$100,000 or less | 73 | $4,285,000 | $58,699 |
$600k-1000k | 67 | $47,665,000 | $711,418 |
$Over $1MM | 15 | $16,585,000 | $1,105,667 |
Hood River's loan sizing saw the bucket of loans from $200k-400k with 195 originations, totaling $56,565,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
60-80% | 147 | $77,615,000 | $527,993 |
20-40% | 134 | $35,640,000 | $265,970 |
Under 20% | 110 | $9,680,000 | $88,000 |
40-60% | 102 | $37,550,000 | $368,137 |
80-100% | 98 | $48,510,000 | $495,000 |
Over 100% | 3 | $2,805,000 | $935,000 |
Hood River's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 147 originations, totaling $77,615,000 in origination value.