Hood River Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Hood River averaged 6.54% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

    The average rate for the prior week (2023-09-14) was 6.73% and one month ago for the week of 2023-08-17, the average rate was 6.84%.

    Hood River's average rate one year ago was 5.47%.

    For refis of the same type during the week of 2023-09-21, the average rate was 7.59%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-21 7.19%
    Hood River 30 Year Fixed Rate 2023-09-21 6.54%
    Hood River 30 Year Fixed Rate Refi 2023-09-21 7.59%
    Hood River 15 Year Fixed Rate 2023-09-21 6.54%
    Hood River 15 Year Fixed Rate Refi 2023-09-21 6.94%
    Hood River 30 Year FHA 2023-09-21 7.14%
    Hood River 30 Year FHA Refi 2023-09-21 7.14%
    Hood River 30 Year USDA 2023-09-21 6.82%
    Hood River 30 Year USDA Refi 2023-09-21 7.12%
    Hood River 30 Year VA 2023-09-21 7.02%
    Hood River 30 Year VA Refi 2023-09-21 7.02%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Hood River, OR.

    Hood River Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hood River, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    LOANDEPOT.COM, LLC 28 4.64% $8,686
    UNITED WHOLESALE MORTGAGE, LLC 22 4.94% $5,834
    DIRECTORS MORTGAGE, INC. 19 5.00% $8,112
    MANN FINANCIAL INC. 19 5.03% $8,816
    QUICKEN LOANS, LLC 15 4.43% $7,333
    KeyBank 15 4.65% $6,613
    Pacific NW Federal Credit Union 12 4.04% $3,843
    CALIBER HOME LOANS, INC. 11 4.80% $5,022
    HOME POINT FINANCIAL CORPORATION 7 4.02% $7,146
    GUILD MORTGAGE COMPANY 6 5.17% $9,756
    PENNYMAC LOAN SERVICES, LLC 6 4.29% $5,711
    CROSSCOUNTRY MORTGAGE, LLC 6 5.04% $8,314
    FINANCE OF AMERICA MORTGAGE LLC 4 4.97% $7,214
    Flagstar Bank, FSB 4 4.43% $5,089
    CMG MORTGAGE, INC. 4 3.88% $8,654
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 5.00% $8,323
    First Republic Bank 4 3.31% $6,095
    BETTER MORTGAGE CORPORATION 3 4.00% $7,345
    FIRST TECHNOLOGY 3 3.92% $6,459
    Bank of America 3 4.58% $4,824
    JPMorgan Chase Bank 3 4.71% $4,730
    Columbia State Bank 3 4.63% $5,920
    Consolidated Federal Credit Union 3 3.35% $5,581
    HOMEBRIDGE FINANCIAL SERVICES, INC. 3 5.33% $7,843
    OnPoint Community Credit Union 3 5.08% $5,115
    PROVIDENT FUNDING ASSOCIATES, L.P. 3 5.04% $3,474
    Umpqua Bank 3 3.83% $6,625
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 4.88% $7,976
    Gateway First Bank 2 4.75% $10,930
    GUARANTEED RATE, INC. 2 6.18% $6,764
    Mr. Cooper ( Nationstar Mortgage ) 2 3.38% $14,613
    Northwest Farm Credit Services, FLCA 2 5.05% $7,613
    OREGON COMMUNITY 2 5.50% $6,412
    PENTAGON FEDERAL CREDIT UNION 2 3.38% $4,506
    ACADEMY MORTGAGE CORPORATION 2 4.50% $13,170
    Rivermark Community Credit Union 2 4.88% $3,954
    Sierra Pacific Mortgage Company, Inc. 2 5.38% $8,852
    STAR ONE CREDIT UNION 2 4.25% $5,398
    UBS Bank USA 2 3.25% $4,856
    U.S. Bank 2 3.44% $8,486
    Washington Federal Bank 2 4.25% $8,992
    Wells Fargo Bank 2 4.75% $8,979
    Wyndham Capital Mortgage, Inc. 2 4.06% $2,363
    DIGITAL Federal Credit Union 1 2.88% $4,984
    The Loan Store, Inc. 1 5.13% $4,107
    CORNERSTONE HOME LENDING, INC. 1 5.88% $6,401
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 5.25% $4,281
    PANORAMA MORTGAGE GROUP, LLC 1 4.25% $4,702
    Citadel Servicing Corporation 1 8.75% $7,318
    Truist 1 5.75% $5,669
    Plains Commerce Bank 1 4.13% $3,636
    PLAZA HOME MORTGAGE, INC. 1 5.38% $14,301
    ZILLOW HOME LOANS, LLC 1 2.88% $3,531
    Charles Schwab Bank, SSB 1 2.58% $5,720
    BNC National Bank 1 7.38% $2,585
    BMO Harris Bank 1 3.50% $18,328
    HomeStreet Bank 1 5.25% $6,584
    HOMEXPRESS MORTGAGE CORP. 1 6.50% $17,040
    iQ Credit Union 1 3.25% $3,661
    HOMESIDE FINANCIAL, LLC 1 3.88% $10,260
    First Interstate Bank 1 3.38% $3,796
    Lend Smart Mortgage, LLC 1 5.50% $17,069
    First-Citizens Bank & Trust Company 1 4.25% $9,835
    ENVOY MORTGAGE, LTD 1 6.00% $12,299
    Morgan Stanley Private Bank 1 3.10% $4,600
    BAY EQUITY LLC 1 3.38% $7,676
    NATIONS DIRECT MORTGAGE, LLC 1 7.50% $11,422
    NAVY FEDERAL CREDIT UNION 1 5.50% $12,871
    UNIVERSITY CREDIT UNION 1 2.74% $4,227

    Hood River Average Closing Costs & Other Stats

    Hood River, OR's 69 lenders originated 594 loans during 2022. The total origination value was $211,800,000, with an average loan value of $356,566.

    Hood River's average closing costs are $5,743.

    The top Hood River lender as defined by loan originations is LOANDEPOT.COM, LLC, with 28 loans originated. Their average total fees are $8,686, which is $2,852 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Hood River lenders (with over 10 loans originated) are Pacific NW Federal Credit Union ($3,843), CALIBER HOME LOANS, INC. ($5,022), UNITED WHOLESALE MORTGAGE, LLC ($5,834), KeyBank ($6,613) and QUICKEN LOANS, LLC ($7,333).

    The lowest rate Hood River lenders (with over 10 loans originated) are Pacific NW Federal Credit Union (4.04%), QUICKEN LOANS, LLC (4.43%), LOANDEPOT.COM, LLC (4.64%), KeyBank (4.65%) and CALIBER HOME LOANS, INC. (4.80%).

    Hood River, OR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    KeyBank $30,235,000 $28,510,000 -5.7% 13.5%
    LOANDEPOT.COM, LLC $15,195,000 $17,050,000 12.2% 8.1%
    UNITED WHOLESALE MORTGAGE, LLC $42,015,000 $16,160,000 -61.5% 7.6%
    MANN FINANCIAL INC. $26,125,000 $9,920,000 -62.0% 4.7%
    DIRECTORS MORTGAGE, INC. $28,245,000 $9,870,000 -65.1% 4.7%
    QUICKEN LOANS, LLC $26,355,000 $7,590,000 -71.2% 3.6%
    U.S. Bank $16,985,000 $7,395,000 -56.5% 3.5%
    Pacific NW Federal Credit Union $24,995,000 $7,270,000 -70.9% 3.4%
    CALIBER HOME LOANS, INC. $34,360,000 $5,735,000 -83.3% 2.7%
    Columbia State Bank $2,740,000 $5,435,000 98.4% 2.6%
    First Republic Bank $4,240,000 $5,385,000 27.0% 2.5%
    Consolidated Federal Credit Union $4,860,000 n/a 2.3%
    CROSSCOUNTRY MORTGAGE, LLC $3,970,000 $4,515,000 13.7% 2.1%
    GUILD MORTGAGE COMPANY $5,965,000 $4,450,000 -25.4% 2.1%
    Umpqua Bank $11,630,000 $3,945,000 -66.1% 1.9%
    HOME POINT FINANCIAL CORPORATION $6,170,000 $3,735,000 -39.5% 1.8%
    PENNYMAC LOAN SERVICES, LLC $8,095,000 $2,975,000 -63.2% 1.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,485,000 $2,825,000 -18.9% 1.3%
    CMG MORTGAGE, INC. $1,525,000 $2,745,000 80.0% 1.3%
    Washington Federal Bank $4,910,000 $2,650,000 -46.0% 1.3%
    First Interstate Bank $7,540,000 $2,625,000 -65.2% 1.2%
    FIRST TECHNOLOGY $4,585,000 $2,335,000 -49.1% 1.1%
    OnPoint Community Credit Union $5,735,000 $1,735,000 -69.7% 0.8%
    Sierra Pacific Mortgage Company, Inc. $2,075,000 $1,680,000 -19.0% 0.8%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $4,695,000 $1,655,000 -64.7% 0.8%
    Wells Fargo Bank $7,860,000 $1,635,000 -79.2% 0.8%
    PROVIDENT FUNDING ASSOCIATES, L.P. $2,025,000 $1,590,000 -21.5% 0.8%
    BETTER MORTGAGE CORPORATION $7,210,000 $1,575,000 -78.2% 0.7%
    Rivermark Community Credit Union $1,345,000 $1,545,000 14.9% 0.7%
    STAR ONE CREDIT UNION $215,000 $1,530,000 611.6% 0.7%
    FINANCE OF AMERICA MORTGAGE LLC $7,055,000 $1,480,000 -79.0% 0.7%
    PENTAGON FEDERAL CREDIT UNION $1,055,000 $1,460,000 38.4% 0.7%
    Bank of America $2,920,000 $1,385,000 -52.6% 0.7%
    Flagstar Bank, FSB $3,940,000 $1,375,000 -65.1% 0.6%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,630,000 $1,370,000 -16.0% 0.6%
    UBS Bank USA $1,560,000 $1,330,000 -14.7% 0.6%
    JPMorgan Chase Bank $4,160,000 $1,320,000 -68.3% 0.6%
    PLAZA HOME MORTGAGE, INC. $670,000 $1,220,000 82.1% 0.6%
    OREGON COMMUNITY $95,000 $1,140,000 1,100.0% 0.5%
    GUARANTEED RATE, INC. $1,060,000 n/a 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $2,135,000 $1,025,000 -52.0% 0.5%
    Heritage Bank $1,005,000 n/a 0.5%
    Charles Schwab Bank, SSB $960,000 $985,000 2.6% 0.5%
    Wyndham Capital Mortgage, Inc. $995,000 $970,000 -2.5% 0.5%
    NATIONS DIRECT MORTGAGE, LLC $1,320,000 $965,000 -26.9% 0.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $625,000 $930,000 48.8% 0.4%
    NAVY FEDERAL CREDIT UNION $1,840,000 $905,000 -50.8% 0.4%
    ACADEMY MORTGAGE CORPORATION $890,000 n/a 0.4%
    Gateway First Bank $1,500,000 $850,000 -43.3% 0.4%
    The Loan Store, Inc. $815,000 n/a 0.4%
    CIVIC FINANCIAL SERVICES, LLC $705,000 n/a 0.3%
    First-Citizens Bank & Trust Company $245,000 $685,000 179.6% 0.3%
    BMO Harris Bank $665,000 n/a 0.3%
    Carrington Mortgage Services, LLC $660,000 n/a 0.3%
    Northwest Farm Credit Services, FLCA $1,145,000 $650,000 -43.2% 0.3%
    HOMEXPRESS MORTGAGE CORP. $645,000 n/a 0.3%
    Lend Smart Mortgage, LLC $645,000 n/a 0.3%
    HomeStreet Bank $615,000 $615,000 0.0% 0.3%
    North American Savings Bank, F.S.B. $900,000 $605,000 -32.8% 0.3%
    ENVOY MORTGAGE, LTD $585,000 n/a 0.3%
    Morgan Stanley Private Bank $820,000 $555,000 -32.3% 0.3%
    Truist $525,000 n/a 0.2%
    PNC Bank $620,000 $510,000 -17.7% 0.2%
    AMERICAN ADVISORS GROUP $145,000 $410,000 182.8% 0.2%
    Axos Bank $375,000 $405,000 8.0% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $1,640,000 $395,000 -75.9% 0.2%
    SUMMIT MORTGAGE CORPORATION $1,940,000 $385,000 -80.2% 0.2%
    DIGITAL Federal Credit Union $375,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $365,000 $365,000 0.0% 0.2%
    iQ Credit Union $645,000 $365,000 -43.4% 0.2%
    Paramount Residential Mortgage Group, Inc. $305,000 $365,000 19.7% 0.2%
    Oregon State Credit Union $155,000 $350,000 125.8% 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $1,230,000 $345,000 -72.0% 0.2%
    BROKER SOLUTIONS, INC. $1,300,000 $345,000 -73.5% 0.2%
    CORNERSTONE HOME LENDING, INC. $335,000 n/a 0.2%
    PHH Mortgage Corporation $490,000 $335,000 -31.6% 0.2%
    UNIVERSITY CREDIT UNION $335,000 n/a 0.2%
    1st Security Bank of Washington $315,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $730,000 $305,000 -58.2% 0.1%
    SPRING EQ, LLC $280,000 n/a 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,250,000 $275,000 -87.8% 0.1%
    LONGBRIDGE FINANCIAL, LLC $275,000 n/a 0.1%
    ALLIANT CREDIT UNION $270,000 n/a 0.1%
    OREGONIANS CREDIT UNION $255,000 n/a 0.1%
    SALAL $255,000 n/a 0.1%
    Stifel Bank and Trust $255,000 n/a 0.1%
    BAY EQUITY LLC $245,000 n/a 0.1%
    PANORAMA MORTGAGE GROUP, LLC $245,000 n/a 0.1%
    Gallic & Johnson, LLC $215,000 n/a 0.1%
    Plains Commerce Bank $215,000 n/a 0.1%
    ADVANTIS $1,730,000 $210,000 -87.9% 0.1%
    Third Federal Savings and Loan Association of Cleveland $370,000 $205,000 -44.6% 0.1%
    NEWREZ LLC $2,760,000 $175,000 -93.7% 0.1%
    NEXERA HOLDING LLC $175,000 n/a 0.1%
    MUFG Union Bank $725,000 $155,000 -78.6% 0.1%
    GTE Federal Credit Union $145,000 n/a 0.1%
    Citadel Servicing Corporation $135,000 n/a 0.1%
    BNC National Bank $105,000 n/a 0.0%
    HomeTrust Bank $105,000 n/a 0.0%
    Banner Bank $1,225,000 $85,000 -93.1% 0.0%
    COLUMBIA COMMUNITY CREDIT UNION $55,000 $85,000 54.5% 0.0%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $2,390,000 $85,000 -96.4% 0.0%
    ALTRA $65,000 n/a 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $65,000 n/a 0.0%
    Boeing Employees Credit Union $615,000 $35,000 -94.3% 0.0%

    Hood River's top lender by overall market share is KeyBank, with 13.5% market share. In second place, with 8.1%, is LOANDEPOT.COM, LLC, having originated $17,050,000 in loans. In third place, with 7.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $16,160,000 in loans. In fourth place, with 4.7%, is MANN FINANCIAL INC., having originated $9,920,000 in loans. In fifth place, with 4.7%, is DIRECTORS MORTGAGE, INC., having originated $9,870,000 in loans.

    Hood River Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Hood River (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $426,000 (-31.3%) $541,692 (-28.8%) 0.00 63
    2018-02-01 $457,000 (-26.0%) $572,852 (-21.4%) 0.00 63
    2018-03-01 $538,500 (-12.2%) $618,197 (-12.2%) 0.00 59
    2018-04-01 $595,250 (-11.8%) $648,374 (-13.7%) 0.00 60
    2018-05-01 $593,500 (-19.1%) $662,968 (-11.5%) 0.00 65
    2018-06-01 $608,000 (-3.9%) $722,231 (2.0%) 0.00 68
    2018-07-01 $560,750 (-8.8%) $697,502 (5.3%) 0.00 75
    2018-08-01 $547,000 (-0.4%) $694,483 (11.7%) 0.00 81
    2018-09-01 $529,900 (0.2%) $696,851 (16.5%) 0.00 84
    2018-10-01 $529,900 (0.0%) $695,202 (16.9%) 0.00 84
    2018-11-01 $554,000 (5.3%) $708,341 (19.7%) 0.00 81
    2018-12-01 $539,000 (12.3%) $704,836 (22.5%) 0.00 67
    2019-01-01 $515,000 (20.9%) $677,391 (25.1%) 0.00 61
    2019-02-01 $516,000 (12.9%) $687,583 (20.0%) 0.00 58
    2019-03-01 $574,714 (6.7%) $722,162 (16.8%) 0.00 54
    2019-04-01 $599,964 (0.8%) $739,272 (14.0%) 0.00 54
    2019-05-01 $543,225 (-8.5%) $731,181 (10.3%) 0.00 58
    2019-06-01 $532,000 (-12.5%) $681,032 (-5.7%) 0.00 79
    2019-07-01 $522,000 (-6.9%) $679,960 (-2.5%) 0.00 103
    2019-08-01 $525,364 (-4.0%) $673,159 (-3.1%) 0.00 106
    2019-09-01 $538,659 (1.7%) $701,980 (0.7%) 0.00 103
    2019-10-01 $522,773 (-1.4%) $684,680 (-1.5%) 0.00 98
    2019-11-01 $509,000 (-8.1%) $666,231 (-5.9%) 0.00 74
    2019-12-01 $470,450 (-12.7%) $628,469 (-10.8%) 0.00 64
    2020-01-01 $459,675 (-10.7%) $635,225 (-6.2%) 0.00 52
    2020-02-01 $490,000 (-5.0%) $647,299 (-5.9%) 0.00 53
    2020-03-01 $524,500 (-8.7%) $682,214 (-5.5%) 0.00 60
    2020-04-01 $557,500 (-7.1%) $704,307 (-4.7%) 0.00 66
    2020-05-01 $569,000 (4.7%) $723,344 (-1.1%) 0.00 72
    2020-06-01 $594,000 (11.7%) $783,257 (15.0%) 0.00 71
    2020-07-01 $596,748 (14.3%) $815,361 (19.9%) 0.00 63
    2020-08-01 $615,000 (17.1%) $865,386 (28.6%) 0.00 50
    2020-09-01 $749,750 (39.2%) $975,149 (38.9%) 0.00 39
    2020-10-01 $839,000 (60.5%) $1,024,263 (49.6%) 0.00 40
    2020-11-01 $818,125 (60.7%) $1,039,222 (56.0%) 0.00 33
    2020-12-01 $867,125 (84.3%) $1,104,832 (75.8%) 0.00 24
    2021-01-01 $895,000 (94.7%) $1,119,596 (76.3%) 0.00 19
    2021-02-01 $829,500 (69.3%) $1,065,706 (64.6%) 0.00 18
    2021-03-01 $764,250 (45.7%) $1,037,118 (52.0%) 0.00 16
    2021-04-01 $796,000 (42.8%) $1,030,050 (46.3%) 0.00 17
    2021-05-01 $800,000 (40.6%) $978,711 (35.3%) 0.00 17
    2021-06-01 $782,500 (31.7%) $935,117 (19.4%) 0.00 27
    2021-07-01 $765,000 (28.2%) $957,900 (17.5%) 0.00 24
    2021-08-01 $783,500 (27.4%) $927,021 (7.1%) 0.00 31
    2021-09-01 $748,500 (-0.2%) $949,636 (-2.6%) 0.00 34
    2021-10-01 $750,000 (-10.6%) $1,078,289 (5.3%) 0.00 25
    2021-11-01 $753,000 (-8.0%) $1,045,940 (0.7%) 0.00 22
    2021-12-01 $750,750 (-13.4%) $1,065,921 (-3.5%) 0.00 24
    2022-01-01 $739,500 (-17.4%) $1,109,000 (-1.0%) 0.00 17
    2022-02-01 $711,125 (-14.3%) $989,667 (-7.1%) 0.00 17
    2022-03-01 $708,750 (-7.3%) $972,480 (-6.2%) 0.00 22
    2022-04-01 $949,000 (19.2%) $984,190 (-4.5%) 0.00 23
    2022-05-01 $818,500 (2.3%) $955,139 (-2.4%) 0.00 32
    2022-06-01 $841,750 (7.6%) $943,286 (0.9%) 0.00 34
    2022-07-01 $785,000 (2.6%) $913,588 (-4.6%) 0.00 37
    2022-08-01 $801,875 (2.4%) $917,381 (-1.0%) 0.00 36
    2022-09-01 $842,375 (12.5%) $922,898 (-2.8%) 0.00 36
    2022-10-01 $835,000 (11.3%) $920,468 (-14.6%) 0.00 30
    2022-11-01 $794,000 (5.4%) $927,874 (-11.3%) 0.00 27
    2022-12-01 $774,000 (3.1%) $970,521 (-9.0%) 0.00 24
    2023-01-01 $819,750 (10.9%) $963,028 (-13.2%) 0.00 22
    2023-02-01 $868,500 (22.1%) $1,151,584 (16.4%) 0.00 24
    2023-03-01 $855,000 (20.6%) $1,009,022 (3.8%) 0.00 30
    2023-04-01 $850,000 (-10.4%) $1,029,342 (4.6%) 0.00 31
    2023-05-01 $854,975 (4.5%) $942,591 (-1.3%) 0.00 36
    2023-06-01 $823,750 (-2.1%) $969,605 (2.8%) 0.00 42
    2023-07-01 $837,000 (6.6%) $1,028,907 (12.6%) 0.00 47
    2023-08-01 $843,500 (5.2%) $1,066,774 (16.3%) 0.00 52
    Hood River's median listing price for 2023-08-01 was $843,500, a difference of $41,625 (5.2%) versus the prior year and $6,500 versus the prior month.

    Hood River's median listing price comes in at 0% of the national average.

    Hood River's average listing price for 2023-08-01 was $1,066,774, a difference of $149,393 (16.3%) versus the prior year and $37,867 versus the prior month.

    For the 2023-08-01 period, Hood River had 52 MLS listings, a difference of 5 listings (11%) versus the prior month and 16 listings (44%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Hood River (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,007 sqft
    2018-02-01 0 days 2,005 sqft
    2018-03-01 0 days 2,041 sqft
    2018-04-01 0 days 2,110 sqft
    2018-05-01 0 days 2,058 sqft
    2018-06-01 0 days 2,092 sqft
    2018-07-01 0 days 2,050 sqft
    2018-08-01 0 days 2,067 sqft
    2018-09-01 0 days 2,050 sqft
    2018-10-01 0 days 2,096 sqft
    2018-11-01 0 days 2,139 sqft
    2018-12-01 0 days 2,060 sqft
    2019-01-01 0 days 1,960 sqft
    2019-02-01 0 days 1,977 sqft
    2019-03-01 0 days 2,084 sqft
    2019-04-01 0 days 2,052 sqft
    2019-05-01 0 days 2,120 sqft
    2019-06-01 0 days 1,918 sqft
    2019-07-01 0 days 1,824 sqft
    2019-08-01 0 days 1,868 sqft
    2019-09-01 0 days 1,969 sqft
    2019-10-01 0 days 1,953 sqft
    2019-11-01 0 days 1,871 sqft
    2019-12-01 0 days 1,906 sqft
    2020-01-01 0 days 2,085 sqft
    2020-02-01 0 days 1,991 sqft
    2020-03-01 0 days 1,979 sqft
    2020-04-01 0 days 1,992 sqft
    2020-05-01 0 days 2,203 sqft
    2020-06-01 0 days 2,309 sqft
    2020-07-01 0 days 2,246 sqft
    2020-08-01 0 days 2,342 sqft
    2020-09-01 0 days 2,397 sqft
    2020-10-01 0 days 2,459 sqft
    2020-11-01 0 days 2,334 sqft
    2020-12-01 0 days 2,518 sqft
    2021-01-01 0 days 2,736 sqft
    2021-02-01 0 days 2,805 sqft
    2021-03-01 0 days 2,498 sqft
    2021-04-01 0 days 2,475 sqft
    2021-05-01 0 days 2,096 sqft
    2021-06-01 0 days 2,090 sqft
    2021-07-01 0 days 2,100 sqft
    2021-08-01 0 days 2,098 sqft
    2021-09-01 0 days 1,980 sqft
    2021-10-01 0 days 2,003 sqft
    2021-11-01 0 days 1,987 sqft
    2021-12-01 0 days 1,985 sqft
    2022-01-01 0 days 1,884 sqft
    2022-02-01 0 days 1,950 sqft
    2022-03-01 0 days 1,990 sqft
    2022-04-01 0 days 2,068 sqft
    2022-05-01 0 days 1,930 sqft
    2022-06-01 0 days 2,028 sqft
    2022-07-01 0 days 2,087 sqft
    2022-08-01 0 days 2,097 sqft
    2022-09-01 0 days 2,245 sqft
    2022-10-01 0 days 2,200 sqft
    2022-11-01 0 days 2,160 sqft
    2022-12-01 0 days 2,183 sqft
    2023-01-01 0 days 2,238 sqft
    2023-02-01 0 days 2,106 sqft
    2023-03-01 0 days 1,934 sqft
    2023-04-01 0 days 1,968 sqft
    2023-05-01 0 days 2,002 sqft
    2023-06-01 0 days 1,963 sqft
    2023-07-01 0 days 2,065 sqft
    2023-08-01 0 days 2,142 sqft
    Hood River's median listing age (time on market) for 2023-08-01 was 0 days.

    Hood River's median square footage for active listings during the 2023-08-01 period was 2,142 sqft. One year prior, the average listing was 2,097 sqft.

    Hood River, OR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 217 $104,035,000 $479,424
    Cash Out Refi 109 $40,865,000 $374,908
    Home Improvement 106 $21,650,000 $204,245
    Refi 83 $27,725,000 $334,036
    Other 79 $17,525,000 $221,835

    Hood River's most frequently cited loan purpose was Home Purchase, with 217 originations. The 2nd most popular reason was Cash Out Refi, with 109 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 160 $56,800,000 $355,000
    4-5% 141 $51,555,000 $365,638
    5-6% 130 $52,170,000 $401,308
    6-7% 65 $18,235,000 $280,538
    2.5-3% 52 $19,870,000 $382,115
    <2.5% 22 $6,490,000 $295,000
    7-8% 14 $4,170,000 $297,857
    Over 8% 9 $1,305,000 $145,000

    During 2022, Hood River's most frequently originated rate bucket was 3-4%, with 160 originations.

    Loan Sizing (Hood River, OR MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 195 $56,565,000 $290,077
    $400k-600k 154 $74,460,000 $483,506
    $100k-200k 90 $12,240,000 $136,000
    $100,000 or less 73 $4,285,000 $58,699
    $600k-1000k 67 $47,665,000 $711,418
    $Over $1MM 15 $16,585,000 $1,105,667

    Hood River's loan sizing saw the bucket of loans from $200k-400k with 195 originations, totaling $56,565,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    60-80% 147 $77,615,000 $527,993
    20-40% 134 $35,640,000 $265,970
    Under 20% 110 $9,680,000 $88,000
    40-60% 102 $37,550,000 $368,137
    80-100% 98 $48,510,000 $495,000
    Over 100% 3 $2,805,000 $935,000

    Hood River's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 147 originations, totaling $77,615,000 in origination value.