Hood River Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Hood River averaged 6.87% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

The average rate for the prior week (2025-04-03) was 6.69% and one month ago for the week of 2025-03-06, the average rate was 6.58%.

Hood River's average rate one year ago was 6.87%.

For refis of the same type during the week of 2025-04-10, the average rate was 6.72%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-10 6.62%
Hood River 30 Year Fixed Rate 2025-04-10 6.87%
Hood River 30 Year Fixed Rate Refi 2025-04-10 6.72%
Hood River 15 Year Fixed Rate 2025-04-10 5.82%
Hood River 15 Year Fixed Rate Refi 2025-04-10 5.92%
Hood River 30 Year FHA 2025-04-10 6.63%
Hood River 30 Year FHA Refi 2025-04-10 6.53%
Hood River 30 Year USDA 2025-04-10 6.35%
Hood River 30 Year USDA Refi 2025-04-10 6.65%
Hood River 30 Year VA 2025-04-10 6.29%
Hood River 30 Year VA Refi 2025-04-10 6.29%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Hood River, OR.

Hood River Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hood River, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
DIRECTORS MORTGAGE, INC. 20 6.67% $11,334
UNITED WHOLESALE MORTGAGE, LLC 13 6.70% $8,080
UNION HOME MORTGAGE CORP. 13 6.76% $8,753
QUICKEN LOANS, LLC 8 6.91% $7,041
KeyBank 7 6.93% $5,911
OnPoint Community Credit Union 5 6.63% $7,396
GUILD MORTGAGE COMPANY 5 6.50% $11,159
Umpqua Bank 4 6.63% $10,253
U.S. Bank 4 6.59% $8,864
JPMorgan Chase Bank 3 6.33% $13,782
Pacific NW Federal Credit Union 3 6.50% $2,098
LOANDEPOT.COM, LLC 3 6.46% $14,301
NATIONS DIRECT MORTGAGE, LLC 3 6.50% $9,761
Northwest Farm Credit Services, FLCA 2 6.93% $10,157
Century Mortgage Company DBA Century Lending Company 2 6.25% $6,803
Flagstar Bank, FSB 2 7.16% $6,108
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.31% $6,565
NEWREZ LLC 2 6.56% $9,603
Farmers Bank & Trust 2 6.44% $2,433
PLANET HOME LENDING, LLC 1 6.63% $12,811
Rivermark Community Credit Union 1 6.00% $5,974
S1L, Inc. 1 6.00% $10,842
SCENIC OAKS FUNDING, INC. 1 6.12% $4,206
SELCO COMMUNITY 1 6.25% $4,967
Sierra Pacific Mortgage Company, Inc. 1 8.13% $9,275
SUMMIT MORTGAGE CORPORATION 1 6.63% $12,390
The Loan Store, Inc. 1 6.63% $7,919
Washington Federal Bank 1 6.00% $5,932
Bank of America 1 6.50% $5,659
Wells Fargo Bank 1 6.75% $5,681
Bank of England 1 6.13% $5,415
BAY EQUITY LLC 1 6.88% $6,560
Boeing Employees Credit Union 1 7.50% $4,884
CANOPY MORTGAGE, LLC 1 6.99% $11,249
CMG MORTGAGE, INC. 1 7.49% $8,482
COMMUNITY MORTGAGE FUNDING, LLC 1 8.38% $5,306
CORNERSTONE HOME LENDING, INC. 1 7.13% $9,532
CROSSCOUNTRY MORTGAGE, LLC 1 8.00% $4,084
FIRST COMMUNITY 1 5.50% $5,237
FIRST TECHNOLOGY 1 6.50% $10,320
GUARANTEED RATE, INC. 1 8.25% $5,330
Morgan Stanley Private Bank 1 5.85% $3,470
MOVEMENT MORTGAGE, LLC 1 7.13% $4,226
Mr. Cooper ( Nationstar Mortgage ) 1 7.38% $8,797
NAVY FEDERAL CREDIT UNION 1 6.63% $5,347
NBKC BANK 1 6.50% $3,369
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 7.13% $4,084
PENNYMAC LOAN SERVICES, LLC 1 6.62% $13,069

Hood River Average Closing Costs & Other Stats

Hood River, OR's 48 lenders originated 315 loans during 2024. The total origination value was $108,715,000, with an average loan value of $345,127.

Hood River's average closing costs are $6,085.

The top Hood River lender as defined by loan originations is DIRECTORS MORTGAGE, INC., with 20 loans originated. Their average total fees are $11,334, which is $3,254 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Hood River lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC ($8,080), UNION HOME MORTGAGE CORP. ($8,753), DIRECTORS MORTGAGE, INC. ($11,334), .

The lowest rate Hood River lenders (with over 10 loans originated) are DIRECTORS MORTGAGE, INC. (6.67%), UNITED WHOLESALE MORTGAGE, LLC (6.70%), UNION HOME MORTGAGE CORP. (6.76%), .

Hood River, OR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
UNITED WHOLESALE MORTGAGE, LLC $9,945,000 $11,045,000 11.1% 10.2%
DIRECTORS MORTGAGE, INC. $5,920,000 $9,955,000 68.2% 9.2%
KeyBank $9,570,000 $5,755,000 -39.9% 5.3%
UNION HOME MORTGAGE CORP. $5,705,000 n/a 5.2%
QUICKEN LOANS, LLC $3,465,000 $5,335,000 54.0% 4.9%
Consolidated Federal Credit Union $3,605,000 $4,275,000 18.6% 3.9%
Umpqua Bank $8,055,000 $4,030,000 -50.0% 3.7%
OnPoint Community Credit Union $990,000 $3,920,000 296.0% 3.6%
U.S. Bank $6,485,000 $3,280,000 -49.4% 3.0%
FIRST TECHNOLOGY $655,000 $2,935,000 348.1% 2.7%
PENNYMAC LOAN SERVICES, LLC $2,860,000 $2,705,000 -5.4% 2.5%
JPMorgan Chase Bank $1,170,000 $2,495,000 113.2% 2.3%
GUILD MORTGAGE COMPANY $2,170,000 $2,325,000 7.1% 2.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $490,000 $2,300,000 369.4% 2.1%
Century Mortgage Company DBA Century Lending Company $1,770,000 n/a 1.6%
Pacific NW Federal Credit Union $2,195,000 $1,665,000 -24.1% 1.5%
Washington Federal Bank $700,000 $1,650,000 135.7% 1.5%
NATIONS DIRECT MORTGAGE, LLC $1,085,000 $1,465,000 35.0% 1.3%
LOANDEPOT.COM, LLC $850,000 $1,435,000 68.8% 1.3%
Boeing Employees Credit Union $260,000 $1,370,000 426.9% 1.3%
Northwest Farm Credit Services, FLCA $225,000 $1,350,000 500.0% 1.2%
ALLIANT CREDIT UNION $155,000 $1,325,000 754.8% 1.2%
S1L, Inc. $1,280,000 n/a 1.2%
Flagstar Bank, FSB $1,145,000 $1,200,000 4.8% 1.1%
NEWREZ LLC $4,770,000 $1,155,000 -75.8% 1.1%
CMG MORTGAGE, INC. $790,000 $1,135,000 43.7% 1.0%
Farmers Bank & Trust $1,080,000 n/a 1.0%
Rivermark Community Credit Union $525,000 $1,070,000 103.8% 1.0%
NAVY FEDERAL CREDIT UNION $680,000 $895,000 31.6% 0.8%
AMERICAN FINANCIAL RESOURCES, INC. $375,000 $880,000 134.7% 0.8%
Mabrey Bank $875,000 n/a 0.8%
PACIFIC RESIDENTIAL MORTGAGE, LLC $785,000 n/a 0.7%
BAY EQUITY LLC $765,000 n/a 0.7%
SUMMIT MORTGAGE CORPORATION $765,000 n/a 0.7%
Wells Fargo Bank $650,000 $735,000 13.1% 0.7%
Banner Bank $705,000 n/a 0.6%
Bank of England $685,000 n/a 0.6%
The Loan Store, Inc. $670,000 n/a 0.6%
COMMUNITY MORTGAGE FUNDING, LLC $630,000 n/a 0.6%
SELCO COMMUNITY $620,000 n/a 0.6%
SOUTHWEST FUNDING, LP $575,000 n/a 0.5%
iQ Credit Union $110,000 $550,000 400.0% 0.5%
OCMBC, INC. $535,000 n/a 0.5%
PLANET HOME LENDING, LLC $535,000 n/a 0.5%
Mortgage Research Center, LLC $525,000 n/a 0.5%
Morgan Stanley Private Bank $645,000 $515,000 -20.2% 0.5%
Barrington Bank & Trust Company, N.A. $505,000 n/a 0.5%
GEORGIA'S OWN $505,000 n/a 0.5%
GUARANTEED RATE, INC. $505,000 n/a 0.5%
MOVEMENT MORTGAGE, LLC $495,000 n/a 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $670,000 $495,000 -26.1% 0.5%
Paramount Residential Mortgage Group, Inc. $475,000 n/a 0.4%
Loan Simple, Inc. $455,000 n/a 0.4%
SCENIC OAKS FUNDING, INC. $445,000 n/a 0.4%
Mr. Cooper ( Nationstar Mortgage ) $615,000 $410,000 -33.3% 0.4%
21ST MORTGAGE CORPORATION $380,000 n/a 0.3%
Discover Bank $365,000 n/a 0.3%
FINANCE OF AMERICA REVERSE LLC $750,000 $355,000 -52.7% 0.3%
NBKC BANK $1,050,000 $355,000 -66.2% 0.3%
Greenbox Loans, Inc. $345,000 n/a 0.3%
FIRST COMMUNITY $305,000 n/a 0.3%
HomeTrust Bank $305,000 n/a 0.3%
FREEDOM MORTGAGE CORPORATION $185,000 $275,000 48.6% 0.3%
First Federal Bank $255,000 $265,000 3.9% 0.2%
Charles Schwab Bank, SSB $260,000 n/a 0.2%
First Interstate Bank $275,000 $255,000 -7.3% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $960,000 $255,000 -73.4% 0.2%
CANOPY MORTGAGE, LLC $245,000 n/a 0.2%
Sierra Pacific Mortgage Company, Inc. $1,100,000 $245,000 -77.7% 0.2%
Third Federal Savings and Loan Association of Cleveland $210,000 $240,000 14.3% 0.2%
CORNERSTONE HOME LENDING, INC. $225,000 n/a 0.2%
Citadel Servicing Corporation $570,000 $165,000 -71.1% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $920,000 $155,000 -83.2% 0.1%
TRIAD FINANCIAL SERVICES, INC. $145,000 n/a 0.1%
Figure Lending LLC $340,000 $125,000 -63.2% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $115,000 n/a 0.1%
Bank of America $555,000 $105,000 -81.1% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $95,000 n/a 0.1%
Carrington Mortgage Services, LLC $85,000 n/a 0.1%
LADERA LENDING, INC. $75,000 n/a 0.1%
SUMMIT FUNDING, INC. $75,000 n/a 0.1%
GTE Federal Credit Union $65,000 n/a 0.1%
COLUMBIA COMMUNITY CREDIT UNION $55,000 n/a 0.1%
Coastal Community Bank $35,000 n/a 0.0%

Hood River's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.2% market share. In second place, with 9.2%, is DIRECTORS MORTGAGE, INC., having originated $9,955,000 in loans. In third place, with 5.3%, is KeyBank, having originated $5,755,000 in loans. In fourth place, with 5.2%, is UNION HOME MORTGAGE CORP., having originated $5,705,000 in loans. In fifth place, with 4.9%, is QUICKEN LOANS, LLC, having originated $5,335,000 in loans.


Hood River Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Hood River (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $426,000 (-31.3%) $541,692 (-28.8%) 0.00 63
2018-02-01 $457,000 (-26.0%) $572,852 (-21.4%) 0.00 63
2018-03-01 $538,500 (-12.2%) $618,197 (-12.2%) 0.00 59
2018-04-01 $595,250 (-11.8%) $648,374 (-13.7%) 0.00 60
2018-05-01 $593,500 (-19.1%) $662,968 (-11.5%) 0.00 65
2018-06-01 $608,000 (-3.9%) $722,231 (2.0%) 0.00 68
2018-07-01 $560,750 (-8.8%) $697,502 (5.3%) 0.00 75
2018-08-01 $547,000 (-0.4%) $694,483 (11.7%) 0.00 81
2018-09-01 $529,900 (0.2%) $696,851 (16.5%) 0.00 84
2018-10-01 $529,900 (0.0%) $695,202 (16.9%) 0.00 84
2018-11-01 $554,000 (5.3%) $708,341 (19.7%) 0.00 81
2018-12-01 $539,000 (12.3%) $704,836 (22.5%) 0.00 67
2019-01-01 $515,000 (20.9%) $677,391 (25.1%) 0.00 61
2019-02-01 $516,000 (12.9%) $687,583 (20.0%) 0.00 58
2019-03-01 $574,714 (6.7%) $722,162 (16.8%) 0.00 54
2019-04-01 $599,964 (0.8%) $739,272 (14.0%) 0.00 54
2019-05-01 $543,225 (-8.5%) $731,181 (10.3%) 0.00 58
2019-06-01 $532,000 (-12.5%) $681,032 (-5.7%) 0.00 79
2019-07-01 $522,000 (-6.9%) $679,960 (-2.5%) 0.00 103
2019-08-01 $525,364 (-4.0%) $673,159 (-3.1%) 0.00 106
2019-09-01 $538,659 (1.7%) $701,980 (0.7%) 0.00 103
2019-10-01 $522,773 (-1.4%) $684,680 (-1.5%) 0.00 98
2019-11-01 $509,000 (-8.1%) $666,231 (-5.9%) 0.00 74
2019-12-01 $470,450 (-12.7%) $628,469 (-10.8%) 0.00 64
2020-01-01 $459,675 (-10.7%) $635,225 (-6.2%) 0.00 52
2020-02-01 $490,000 (-5.0%) $647,299 (-5.9%) 0.00 53
2020-03-01 $524,500 (-8.7%) $682,214 (-5.5%) 0.00 60
2020-04-01 $557,500 (-7.1%) $704,307 (-4.7%) 0.00 66
2020-05-01 $569,000 (4.7%) $723,344 (-1.1%) 0.00 72
2020-06-01 $594,000 (11.7%) $783,257 (15.0%) 0.00 71
2020-07-01 $596,748 (14.3%) $815,361 (19.9%) 0.00 63
2020-08-01 $615,000 (17.1%) $865,386 (28.6%) 0.00 50
2020-09-01 $749,750 (39.2%) $975,149 (38.9%) 0.00 39
2020-10-01 $839,000 (60.5%) $1,024,263 (49.6%) 0.00 40
2020-11-01 $818,125 (60.7%) $1,039,222 (56.0%) 0.00 33
2020-12-01 $867,125 (84.3%) $1,104,832 (75.8%) 0.00 24
2021-01-01 $895,000 (94.7%) $1,119,596 (76.3%) 0.00 19
2021-02-01 $829,500 (69.3%) $1,065,706 (64.6%) 0.00 18
2021-03-01 $764,250 (45.7%) $1,037,118 (52.0%) 0.00 16
2021-04-01 $796,000 (42.8%) $1,030,050 (46.3%) 0.00 17
2021-05-01 $800,000 (40.6%) $978,711 (35.3%) 0.00 17
2021-06-01 $782,500 (31.7%) $935,117 (19.4%) 0.00 27
2021-07-01 $765,000 (28.2%) $957,900 (17.5%) 0.00 24
2021-08-01 $783,500 (27.4%) $927,021 (7.1%) 0.00 31
2021-09-01 $748,500 (-0.2%) $949,636 (-2.6%) 0.00 34
2021-10-01 $750,000 (-10.6%) $1,078,289 (5.3%) 0.00 25
2021-11-01 $753,000 (-8.0%) $1,045,940 (0.7%) 0.00 22
2021-12-01 $750,750 (-13.4%) $1,065,921 (-3.5%) 0.00 24
2022-01-01 $739,500 (-17.4%) $1,109,000 (-1.0%) 0.00 17
2022-02-01 $711,125 (-14.3%) $989,667 (-7.1%) 0.00 17
2022-03-01 $708,750 (-7.3%) $972,480 (-6.2%) 0.00 22
2022-04-01 $949,000 (19.2%) $984,190 (-4.5%) 0.00 23
2022-05-01 $818,500 (2.3%) $955,139 (-2.4%) 0.00 32
2022-06-01 $841,750 (7.6%) $943,286 (0.9%) 0.00 34
2022-07-01 $785,000 (2.6%) $913,588 (-4.6%) 0.00 37
2022-08-01 $801,875 (2.4%) $917,381 (-1.0%) 0.00 36
2022-09-01 $842,375 (12.5%) $922,898 (-2.8%) 0.00 36
2022-10-01 $835,000 (11.3%) $920,468 (-14.6%) 0.00 30
2022-11-01 $794,000 (5.4%) $927,874 (-11.3%) 0.00 27
2022-12-01 $774,000 (3.1%) $970,521 (-9.0%) 0.00 24
2023-01-01 $819,750 (10.9%) $963,028 (-13.2%) 0.00 22
2023-02-01 $868,500 (22.1%) $1,151,584 (16.4%) 0.00 24
2023-03-01 $855,000 (20.6%) $1,009,022 (3.8%) 0.00 30
2023-04-01 $850,000 (-10.4%) $1,029,342 (4.6%) 0.00 31
2023-05-01 $854,975 (4.5%) $942,591 (-1.3%) 0.00 36
2023-06-01 $823,750 (-2.1%) $969,605 (2.8%) 0.00 42
2023-07-01 $837,000 (6.6%) $1,028,907 (12.6%) 0.00 47
2023-08-01 $843,500 (5.2%) $1,066,774 (16.3%) 0.00 52
2023-09-01 $792,500 (-5.9%) $1,011,816 (9.6%) 0.00 48
2023-10-01 $837,500 (0.3%) $1,093,858 (18.8%) 0.00 45
2023-11-01 $850,000 (7.1%) $1,138,118 (22.7%) 0.00 41
2023-12-01 $825,000 (6.6%) $1,120,177 (15.4%) 0.00 34
2024-01-01 $825,000 (0.6%) $1,084,042 (12.6%) 0.00 30
2024-02-01 $777,250 (-10.5%) $1,038,963 (-9.8%) 0.00 30
2024-03-01 $769,500 (-10.0%) $1,048,424 (3.9%) 0.00 30
2024-04-01 $817,500 (-3.8%) $1,039,963 (1.0%) 0.00 44
2024-05-01 $762,225 (-10.9%) $980,724 (4.1%) 0.00 43
2024-06-01 $750,000 (-9.0%) $976,332 (0.7%) 0.00 50
2024-07-01 $776,938 (-7.2%) $986,531 (-4.1%) 0.00 57
2024-08-01 $785,000 (-6.9%) $980,124 (-8.1%) 0.00 79
2024-09-01 $791,000 (-0.2%) $1,040,187 (2.8%) 0.00 73
2024-10-01 $770,000 (-8.1%) $1,047,326 (-4.3%) 0.00 61
2024-11-01 $771,950 (-9.2%) $1,062,917 (-6.6%) 0.00 52
2024-12-01 $804,500 (-2.5%) $1,096,417 (-2.1%) 0.00 40
2025-01-01 $804,000 (-2.6%) $1,112,239 (2.6%) 0.00 33
2025-02-01 $759,000 (-2.4%) $1,100,877 (6.0%) 0.00 32
2025-03-01 $875,000 (13.7%) $1,066,497 (1.7%) 0.00 37
Hood River's median listing price for 2025-03-01 was $875,000, a difference of $105,500 (13.7%) versus the prior year and $116,000 versus the prior month.

Hood River's median listing price comes in at 0% of the national average.

Hood River's average listing price for 2025-03-01 was $1,066,497, a difference of $18,073 (1.7%) versus the prior year and $-34,380 versus the prior month.

For the 2025-03-01 period, Hood River had 37 MLS listings, a difference of 5 listings (16%) versus the prior month and 7 listings (23%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Hood River (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,007 sqft
2018-02-01 0 days 2,005 sqft
2018-03-01 0 days 2,041 sqft
2018-04-01 0 days 2,110 sqft
2018-05-01 0 days 2,058 sqft
2018-06-01 0 days 2,092 sqft
2018-07-01 0 days 2,050 sqft
2018-08-01 0 days 2,067 sqft
2018-09-01 0 days 2,050 sqft
2018-10-01 0 days 2,096 sqft
2018-11-01 0 days 2,139 sqft
2018-12-01 0 days 2,060 sqft
2019-01-01 0 days 1,960 sqft
2019-02-01 0 days 1,977 sqft
2019-03-01 0 days 2,084 sqft
2019-04-01 0 days 2,052 sqft
2019-05-01 0 days 2,120 sqft
2019-06-01 0 days 1,918 sqft
2019-07-01 0 days 1,824 sqft
2019-08-01 0 days 1,868 sqft
2019-09-01 0 days 1,969 sqft
2019-10-01 0 days 1,953 sqft
2019-11-01 0 days 1,871 sqft
2019-12-01 0 days 1,906 sqft
2020-01-01 0 days 2,085 sqft
2020-02-01 0 days 1,991 sqft
2020-03-01 0 days 1,979 sqft
2020-04-01 0 days 1,992 sqft
2020-05-01 0 days 2,203 sqft
2020-06-01 0 days 2,309 sqft
2020-07-01 0 days 2,246 sqft
2020-08-01 0 days 2,342 sqft
2020-09-01 0 days 2,397 sqft
2020-10-01 0 days 2,459 sqft
2020-11-01 0 days 2,334 sqft
2020-12-01 0 days 2,518 sqft
2021-01-01 0 days 2,736 sqft
2021-02-01 0 days 2,805 sqft
2021-03-01 0 days 2,498 sqft
2021-04-01 0 days 2,475 sqft
2021-05-01 0 days 2,096 sqft
2021-06-01 0 days 2,090 sqft
2021-07-01 0 days 2,100 sqft
2021-08-01 0 days 2,098 sqft
2021-09-01 0 days 1,980 sqft
2021-10-01 0 days 2,003 sqft
2021-11-01 0 days 1,987 sqft
2021-12-01 0 days 1,985 sqft
2022-01-01 0 days 1,884 sqft
2022-02-01 0 days 1,950 sqft
2022-03-01 0 days 1,990 sqft
2022-04-01 0 days 2,068 sqft
2022-05-01 0 days 1,930 sqft
2022-06-01 0 days 2,028 sqft
2022-07-01 0 days 2,087 sqft
2022-08-01 0 days 2,097 sqft
2022-09-01 0 days 2,245 sqft
2022-10-01 0 days 2,200 sqft
2022-11-01 0 days 2,160 sqft
2022-12-01 0 days 2,183 sqft
2023-01-01 0 days 2,238 sqft
2023-02-01 0 days 2,106 sqft
2023-03-01 0 days 1,934 sqft
2023-04-01 0 days 1,968 sqft
2023-05-01 0 days 2,002 sqft
2023-06-01 0 days 1,963 sqft
2023-07-01 0 days 2,065 sqft
2023-08-01 0 days 2,142 sqft
2023-09-01 0 days 2,080 sqft
2023-10-01 0 days 2,106 sqft
2023-11-01 0 days 2,069 sqft
2023-12-01 0 days 2,054 sqft
2024-01-01 0 days 1,946 sqft
2024-02-01 0 days 1,936 sqft
2024-03-01 0 days 1,898 sqft
2024-04-01 0 days 1,868 sqft
2024-05-01 0 days 1,855 sqft
2024-06-01 0 days 1,864 sqft
2024-07-01 0 days 1,911 sqft
2024-08-01 0 days 1,924 sqft
2024-09-01 0 days 2,002 sqft
2024-10-01 0 days 2,071 sqft
2024-11-01 0 days 2,072 sqft
2024-12-01 0 days 2,072 sqft
2025-01-01 0 days 2,071 sqft
2025-02-01 0 days 1,963 sqft
2025-03-01 0 days 1,976 sqft
Hood River's median listing age (time on market) for 2025-03-01 was 0 days.

Hood River's median square footage for active listings during the 2025-03-01 period was 1,976 sqft. One year prior, the average listing was 1,898 sqft.

Hood River, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 147 $70,235,000 $477,789
Other 55 $9,055,000 $164,636
Cash Out Refi 44 $13,340,000 $303,182
Home Improvement 40 $6,370,000 $159,250
Refi 29 $9,715,000 $335,000

Hood River's most frequently cited loan purpose was Home Purchase, with 147 originations. The 2nd most popular reason was Other, with 55 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 110 $49,320,000 $448,364
Over 8% 96 $17,230,000 $179,479
7-8% 71 $23,295,000 $328,099
5-6% 36 $18,040,000 $501,111
<2.5% 1 $325,000 $325,000
4-5% 1 $505,000 $505,000

During 2024, Hood River's most frequently originated rate bucket was 6-7%, with 110 originations.

Loan Sizing (Hood River, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 89 $24,835,000 $279,045
$400k-600k 85 $42,405,000 $498,882
$100,000 or less 55 $3,285,000 $59,727
$100k-200k 43 $6,055,000 $140,814
$600k-1000k 40 $28,630,000 $715,750
$Over $1MM 3 $3,505,000 $1,168,333

Hood River's loan sizing saw the bucket of loans from $200k-400k with 89 originations, totaling $24,835,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
Under 20% 73 $6,445,000 $88,288
80-100% 69 $35,885,000 $520,072
60-80% 56 $31,240,000 $557,857
20-40% 54 $12,000,000 $222,222
40-60% 53 $19,865,000 $374,811
Over 100% 1 $515,000 $515,000

Hood River's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 73 originations, totaling $6,445,000 in origination value.