Hood River Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Hood River averaged 6.54% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

The average rate for the prior week (2023-09-14) was 6.73% and one month ago for the week of 2023-08-17, the average rate was 6.84%.

Hood River's average rate one year ago was 5.47%.

For refis of the same type during the week of 2023-09-21, the average rate was 7.59%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-21 7.19%
Hood River 30 Year Fixed Rate 2023-09-21 6.54%
Hood River 30 Year Fixed Rate Refi 2023-09-21 7.59%
Hood River 15 Year Fixed Rate 2023-09-21 6.54%
Hood River 15 Year Fixed Rate Refi 2023-09-21 6.94%
Hood River 30 Year FHA 2023-09-21 7.14%
Hood River 30 Year FHA Refi 2023-09-21 7.14%
Hood River 30 Year USDA 2023-09-21 6.82%
Hood River 30 Year USDA Refi 2023-09-21 7.12%
Hood River 30 Year VA 2023-09-21 7.02%
Hood River 30 Year VA Refi 2023-09-21 7.02%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Hood River, OR.

Hood River Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hood River, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
LOANDEPOT.COM, LLC 28 4.64% $8,686
UNITED WHOLESALE MORTGAGE, LLC 22 4.94% $5,834
DIRECTORS MORTGAGE, INC. 19 5.00% $8,112
MANN FINANCIAL INC. 19 5.03% $8,816
QUICKEN LOANS, LLC 15 4.43% $7,333
KeyBank 15 4.65% $6,613
Pacific NW Federal Credit Union 12 4.04% $3,843
CALIBER HOME LOANS, INC. 11 4.80% $5,022
HOME POINT FINANCIAL CORPORATION 7 4.02% $7,146
GUILD MORTGAGE COMPANY 6 5.17% $9,756
PENNYMAC LOAN SERVICES, LLC 6 4.29% $5,711
CROSSCOUNTRY MORTGAGE, LLC 6 5.04% $8,314
FINANCE OF AMERICA MORTGAGE LLC 4 4.97% $7,214
Flagstar Bank, FSB 4 4.43% $5,089
CMG MORTGAGE, INC. 4 3.88% $8,654
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 5.00% $8,323
First Republic Bank 4 3.31% $6,095
BETTER MORTGAGE CORPORATION 3 4.00% $7,345
FIRST TECHNOLOGY 3 3.92% $6,459
Bank of America 3 4.58% $4,824
JPMorgan Chase Bank 3 4.71% $4,730
Columbia State Bank 3 4.63% $5,920
Consolidated Federal Credit Union 3 3.35% $5,581
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 5.33% $7,843
OnPoint Community Credit Union 3 5.08% $5,115
PROVIDENT FUNDING ASSOCIATES, L.P. 3 5.04% $3,474
Umpqua Bank 3 3.83% $6,625
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 4.88% $7,976
Gateway First Bank 2 4.75% $10,930
GUARANTEED RATE, INC. 2 6.18% $6,764
Mr. Cooper ( Nationstar Mortgage ) 2 3.38% $14,613
Northwest Farm Credit Services, FLCA 2 5.05% $7,613
OREGON COMMUNITY 2 5.50% $6,412
PENTAGON FEDERAL CREDIT UNION 2 3.38% $4,506
ACADEMY MORTGAGE CORPORATION 2 4.50% $13,170
Rivermark Community Credit Union 2 4.88% $3,954
Sierra Pacific Mortgage Company, Inc. 2 5.38% $8,852
STAR ONE CREDIT UNION 2 4.25% $5,398
UBS Bank USA 2 3.25% $4,856
U.S. Bank 2 3.44% $8,486
Washington Federal Bank 2 4.25% $8,992
Wells Fargo Bank 2 4.75% $8,979
Wyndham Capital Mortgage, Inc. 2 4.06% $2,363
DIGITAL Federal Credit Union 1 2.88% $4,984
The Loan Store, Inc. 1 5.13% $4,107
CORNERSTONE HOME LENDING, INC. 1 5.88% $6,401
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 5.25% $4,281
PANORAMA MORTGAGE GROUP, LLC 1 4.25% $4,702
Citadel Servicing Corporation 1 8.75% $7,318
Truist 1 5.75% $5,669
Plains Commerce Bank 1 4.13% $3,636
PLAZA HOME MORTGAGE, INC. 1 5.38% $14,301
ZILLOW HOME LOANS, LLC 1 2.88% $3,531
Charles Schwab Bank, SSB 1 2.58% $5,720
BNC National Bank 1 7.38% $2,585
BMO Harris Bank 1 3.50% $18,328
HomeStreet Bank 1 5.25% $6,584
HOMEXPRESS MORTGAGE CORP. 1 6.50% $17,040
iQ Credit Union 1 3.25% $3,661
HOMESIDE FINANCIAL, LLC 1 3.88% $10,260
First Interstate Bank 1 3.38% $3,796
Lend Smart Mortgage, LLC 1 5.50% $17,069
First-Citizens Bank & Trust Company 1 4.25% $9,835
ENVOY MORTGAGE, LTD 1 6.00% $12,299
Morgan Stanley Private Bank 1 3.10% $4,600
BAY EQUITY LLC 1 3.38% $7,676
NATIONS DIRECT MORTGAGE, LLC 1 7.50% $11,422
NAVY FEDERAL CREDIT UNION 1 5.50% $12,871
UNIVERSITY CREDIT UNION 1 2.74% $4,227

Hood River Average Closing Costs & Other Stats

Hood River, OR's 69 lenders originated 594 loans during 2022. The total origination value was $211,800,000, with an average loan value of $356,566.

Hood River's average closing costs are $5,743.

The top Hood River lender as defined by loan originations is LOANDEPOT.COM, LLC, with 28 loans originated. Their average total fees are $8,686, which is $2,852 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Hood River lenders (with over 10 loans originated) are Pacific NW Federal Credit Union ($3,843), CALIBER HOME LOANS, INC. ($5,022), UNITED WHOLESALE MORTGAGE, LLC ($5,834), KeyBank ($6,613) and QUICKEN LOANS, LLC ($7,333).

The lowest rate Hood River lenders (with over 10 loans originated) are Pacific NW Federal Credit Union (4.04%), QUICKEN LOANS, LLC (4.43%), LOANDEPOT.COM, LLC (4.64%), KeyBank (4.65%) and CALIBER HOME LOANS, INC. (4.80%).

Hood River, OR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
KeyBank $30,235,000 $28,510,000 -5.7% 13.5%
LOANDEPOT.COM, LLC $15,195,000 $17,050,000 12.2% 8.1%
UNITED WHOLESALE MORTGAGE, LLC $42,015,000 $16,160,000 -61.5% 7.6%
MANN FINANCIAL INC. $26,125,000 $9,920,000 -62.0% 4.7%
DIRECTORS MORTGAGE, INC. $28,245,000 $9,870,000 -65.1% 4.7%
QUICKEN LOANS, LLC $26,355,000 $7,590,000 -71.2% 3.6%
U.S. Bank $16,985,000 $7,395,000 -56.5% 3.5%
Pacific NW Federal Credit Union $24,995,000 $7,270,000 -70.9% 3.4%
CALIBER HOME LOANS, INC. $34,360,000 $5,735,000 -83.3% 2.7%
Columbia State Bank $2,740,000 $5,435,000 98.4% 2.6%
First Republic Bank $4,240,000 $5,385,000 27.0% 2.5%
Consolidated Federal Credit Union $4,860,000 n/a 2.3%
CROSSCOUNTRY MORTGAGE, LLC $3,970,000 $4,515,000 13.7% 2.1%
GUILD MORTGAGE COMPANY $5,965,000 $4,450,000 -25.4% 2.1%
Umpqua Bank $11,630,000 $3,945,000 -66.1% 1.9%
HOME POINT FINANCIAL CORPORATION $6,170,000 $3,735,000 -39.5% 1.8%
PENNYMAC LOAN SERVICES, LLC $8,095,000 $2,975,000 -63.2% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,485,000 $2,825,000 -18.9% 1.3%
CMG MORTGAGE, INC. $1,525,000 $2,745,000 80.0% 1.3%
Washington Federal Bank $4,910,000 $2,650,000 -46.0% 1.3%
First Interstate Bank $7,540,000 $2,625,000 -65.2% 1.2%
FIRST TECHNOLOGY $4,585,000 $2,335,000 -49.1% 1.1%
OnPoint Community Credit Union $5,735,000 $1,735,000 -69.7% 0.8%
Sierra Pacific Mortgage Company, Inc. $2,075,000 $1,680,000 -19.0% 0.8%
HOMEBRIDGE FINANCIAL SERVICES, INC. $4,695,000 $1,655,000 -64.7% 0.8%
Wells Fargo Bank $7,860,000 $1,635,000 -79.2% 0.8%
PROVIDENT FUNDING ASSOCIATES, L.P. $2,025,000 $1,590,000 -21.5% 0.8%
BETTER MORTGAGE CORPORATION $7,210,000 $1,575,000 -78.2% 0.7%
Rivermark Community Credit Union $1,345,000 $1,545,000 14.9% 0.7%
STAR ONE CREDIT UNION $215,000 $1,530,000 611.6% 0.7%
FINANCE OF AMERICA MORTGAGE LLC $7,055,000 $1,480,000 -79.0% 0.7%
PENTAGON FEDERAL CREDIT UNION $1,055,000 $1,460,000 38.4% 0.7%
Bank of America $2,920,000 $1,385,000 -52.6% 0.7%
Flagstar Bank, FSB $3,940,000 $1,375,000 -65.1% 0.6%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,630,000 $1,370,000 -16.0% 0.6%
UBS Bank USA $1,560,000 $1,330,000 -14.7% 0.6%
JPMorgan Chase Bank $4,160,000 $1,320,000 -68.3% 0.6%
PLAZA HOME MORTGAGE, INC. $670,000 $1,220,000 82.1% 0.6%
OREGON COMMUNITY $95,000 $1,140,000 1,100.0% 0.5%
GUARANTEED RATE, INC. $1,060,000 n/a 0.5%
Mr. Cooper ( Nationstar Mortgage ) $2,135,000 $1,025,000 -52.0% 0.5%
Heritage Bank $1,005,000 n/a 0.5%
Charles Schwab Bank, SSB $960,000 $985,000 2.6% 0.5%
Wyndham Capital Mortgage, Inc. $995,000 $970,000 -2.5% 0.5%
NATIONS DIRECT MORTGAGE, LLC $1,320,000 $965,000 -26.9% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $625,000 $930,000 48.8% 0.4%
NAVY FEDERAL CREDIT UNION $1,840,000 $905,000 -50.8% 0.4%
ACADEMY MORTGAGE CORPORATION $890,000 n/a 0.4%
Gateway First Bank $1,500,000 $850,000 -43.3% 0.4%
The Loan Store, Inc. $815,000 n/a 0.4%
CIVIC FINANCIAL SERVICES, LLC $705,000 n/a 0.3%
First-Citizens Bank & Trust Company $245,000 $685,000 179.6% 0.3%
BMO Harris Bank $665,000 n/a 0.3%
Carrington Mortgage Services, LLC $660,000 n/a 0.3%
Northwest Farm Credit Services, FLCA $1,145,000 $650,000 -43.2% 0.3%
HOMEXPRESS MORTGAGE CORP. $645,000 n/a 0.3%
Lend Smart Mortgage, LLC $645,000 n/a 0.3%
HomeStreet Bank $615,000 $615,000 0.0% 0.3%
North American Savings Bank, F.S.B. $900,000 $605,000 -32.8% 0.3%
ENVOY MORTGAGE, LTD $585,000 n/a 0.3%
Morgan Stanley Private Bank $820,000 $555,000 -32.3% 0.3%
Truist $525,000 n/a 0.2%
PNC Bank $620,000 $510,000 -17.7% 0.2%
AMERICAN ADVISORS GROUP $145,000 $410,000 182.8% 0.2%
Axos Bank $375,000 $405,000 8.0% 0.2%
LAKEVIEW LOAN SERVICING, LLC $1,640,000 $395,000 -75.9% 0.2%
SUMMIT MORTGAGE CORPORATION $1,940,000 $385,000 -80.2% 0.2%
DIGITAL Federal Credit Union $375,000 n/a 0.2%
HOMESIDE FINANCIAL, LLC $365,000 $365,000 0.0% 0.2%
iQ Credit Union $645,000 $365,000 -43.4% 0.2%
Paramount Residential Mortgage Group, Inc. $305,000 $365,000 19.7% 0.2%
Oregon State Credit Union $155,000 $350,000 125.8% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $1,230,000 $345,000 -72.0% 0.2%
BROKER SOLUTIONS, INC. $1,300,000 $345,000 -73.5% 0.2%
CORNERSTONE HOME LENDING, INC. $335,000 n/a 0.2%
PHH Mortgage Corporation $490,000 $335,000 -31.6% 0.2%
UNIVERSITY CREDIT UNION $335,000 n/a 0.2%
1st Security Bank of Washington $315,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $730,000 $305,000 -58.2% 0.1%
SPRING EQ, LLC $280,000 n/a 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,250,000 $275,000 -87.8% 0.1%
LONGBRIDGE FINANCIAL, LLC $275,000 n/a 0.1%
ALLIANT CREDIT UNION $270,000 n/a 0.1%
OREGONIANS CREDIT UNION $255,000 n/a 0.1%
SALAL $255,000 n/a 0.1%
Stifel Bank and Trust $255,000 n/a 0.1%
BAY EQUITY LLC $245,000 n/a 0.1%
PANORAMA MORTGAGE GROUP, LLC $245,000 n/a 0.1%
Gallic & Johnson, LLC $215,000 n/a 0.1%
Plains Commerce Bank $215,000 n/a 0.1%
ADVANTIS $1,730,000 $210,000 -87.9% 0.1%
Third Federal Savings and Loan Association of Cleveland $370,000 $205,000 -44.6% 0.1%
NEWREZ LLC $2,760,000 $175,000 -93.7% 0.1%
NEXERA HOLDING LLC $175,000 n/a 0.1%
MUFG Union Bank $725,000 $155,000 -78.6% 0.1%
GTE Federal Credit Union $145,000 n/a 0.1%
Citadel Servicing Corporation $135,000 n/a 0.1%
BNC National Bank $105,000 n/a 0.0%
HomeTrust Bank $105,000 n/a 0.0%
Banner Bank $1,225,000 $85,000 -93.1% 0.0%
COLUMBIA COMMUNITY CREDIT UNION $55,000 $85,000 54.5% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $2,390,000 $85,000 -96.4% 0.0%
ALTRA $65,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $65,000 n/a 0.0%
Boeing Employees Credit Union $615,000 $35,000 -94.3% 0.0%

Hood River's top lender by overall market share is KeyBank, with 13.5% market share. In second place, with 8.1%, is LOANDEPOT.COM, LLC, having originated $17,050,000 in loans. In third place, with 7.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $16,160,000 in loans. In fourth place, with 4.7%, is MANN FINANCIAL INC., having originated $9,920,000 in loans. In fifth place, with 4.7%, is DIRECTORS MORTGAGE, INC., having originated $9,870,000 in loans.


Hood River Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Hood River (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $426,000 (-31.3%) $541,692 (-28.8%) 0.00 63
2018-02-01 $457,000 (-26.0%) $572,852 (-21.4%) 0.00 63
2018-03-01 $538,500 (-12.2%) $618,197 (-12.2%) 0.00 59
2018-04-01 $595,250 (-11.8%) $648,374 (-13.7%) 0.00 60
2018-05-01 $593,500 (-19.1%) $662,968 (-11.5%) 0.00 65
2018-06-01 $608,000 (-3.9%) $722,231 (2.0%) 0.00 68
2018-07-01 $560,750 (-8.8%) $697,502 (5.3%) 0.00 75
2018-08-01 $547,000 (-0.4%) $694,483 (11.7%) 0.00 81
2018-09-01 $529,900 (0.2%) $696,851 (16.5%) 0.00 84
2018-10-01 $529,900 (0.0%) $695,202 (16.9%) 0.00 84
2018-11-01 $554,000 (5.3%) $708,341 (19.7%) 0.00 81
2018-12-01 $539,000 (12.3%) $704,836 (22.5%) 0.00 67
2019-01-01 $515,000 (20.9%) $677,391 (25.1%) 0.00 61
2019-02-01 $516,000 (12.9%) $687,583 (20.0%) 0.00 58
2019-03-01 $574,714 (6.7%) $722,162 (16.8%) 0.00 54
2019-04-01 $599,964 (0.8%) $739,272 (14.0%) 0.00 54
2019-05-01 $543,225 (-8.5%) $731,181 (10.3%) 0.00 58
2019-06-01 $532,000 (-12.5%) $681,032 (-5.7%) 0.00 79
2019-07-01 $522,000 (-6.9%) $679,960 (-2.5%) 0.00 103
2019-08-01 $525,364 (-4.0%) $673,159 (-3.1%) 0.00 106
2019-09-01 $538,659 (1.7%) $701,980 (0.7%) 0.00 103
2019-10-01 $522,773 (-1.4%) $684,680 (-1.5%) 0.00 98
2019-11-01 $509,000 (-8.1%) $666,231 (-5.9%) 0.00 74
2019-12-01 $470,450 (-12.7%) $628,469 (-10.8%) 0.00 64
2020-01-01 $459,675 (-10.7%) $635,225 (-6.2%) 0.00 52
2020-02-01 $490,000 (-5.0%) $647,299 (-5.9%) 0.00 53
2020-03-01 $524,500 (-8.7%) $682,214 (-5.5%) 0.00 60
2020-04-01 $557,500 (-7.1%) $704,307 (-4.7%) 0.00 66
2020-05-01 $569,000 (4.7%) $723,344 (-1.1%) 0.00 72
2020-06-01 $594,000 (11.7%) $783,257 (15.0%) 0.00 71
2020-07-01 $596,748 (14.3%) $815,361 (19.9%) 0.00 63
2020-08-01 $615,000 (17.1%) $865,386 (28.6%) 0.00 50
2020-09-01 $749,750 (39.2%) $975,149 (38.9%) 0.00 39
2020-10-01 $839,000 (60.5%) $1,024,263 (49.6%) 0.00 40
2020-11-01 $818,125 (60.7%) $1,039,222 (56.0%) 0.00 33
2020-12-01 $867,125 (84.3%) $1,104,832 (75.8%) 0.00 24
2021-01-01 $895,000 (94.7%) $1,119,596 (76.3%) 0.00 19
2021-02-01 $829,500 (69.3%) $1,065,706 (64.6%) 0.00 18
2021-03-01 $764,250 (45.7%) $1,037,118 (52.0%) 0.00 16
2021-04-01 $796,000 (42.8%) $1,030,050 (46.3%) 0.00 17
2021-05-01 $800,000 (40.6%) $978,711 (35.3%) 0.00 17
2021-06-01 $782,500 (31.7%) $935,117 (19.4%) 0.00 27
2021-07-01 $765,000 (28.2%) $957,900 (17.5%) 0.00 24
2021-08-01 $783,500 (27.4%) $927,021 (7.1%) 0.00 31
2021-09-01 $748,500 (-0.2%) $949,636 (-2.6%) 0.00 34
2021-10-01 $750,000 (-10.6%) $1,078,289 (5.3%) 0.00 25
2021-11-01 $753,000 (-8.0%) $1,045,940 (0.7%) 0.00 22
2021-12-01 $750,750 (-13.4%) $1,065,921 (-3.5%) 0.00 24
2022-01-01 $739,500 (-17.4%) $1,109,000 (-1.0%) 0.00 17
2022-02-01 $711,125 (-14.3%) $989,667 (-7.1%) 0.00 17
2022-03-01 $708,750 (-7.3%) $972,480 (-6.2%) 0.00 22
2022-04-01 $949,000 (19.2%) $984,190 (-4.5%) 0.00 23
2022-05-01 $818,500 (2.3%) $955,139 (-2.4%) 0.00 32
2022-06-01 $841,750 (7.6%) $943,286 (0.9%) 0.00 34
2022-07-01 $785,000 (2.6%) $913,588 (-4.6%) 0.00 37
2022-08-01 $801,875 (2.4%) $917,381 (-1.0%) 0.00 36
2022-09-01 $842,375 (12.5%) $922,898 (-2.8%) 0.00 36
2022-10-01 $835,000 (11.3%) $920,468 (-14.6%) 0.00 30
2022-11-01 $794,000 (5.4%) $927,874 (-11.3%) 0.00 27
2022-12-01 $774,000 (3.1%) $970,521 (-9.0%) 0.00 24
2023-01-01 $819,750 (10.9%) $963,028 (-13.2%) 0.00 22
2023-02-01 $868,500 (22.1%) $1,151,584 (16.4%) 0.00 24
2023-03-01 $855,000 (20.6%) $1,009,022 (3.8%) 0.00 30
2023-04-01 $850,000 (-10.4%) $1,029,342 (4.6%) 0.00 31
2023-05-01 $854,975 (4.5%) $942,591 (-1.3%) 0.00 36
2023-06-01 $823,750 (-2.1%) $969,605 (2.8%) 0.00 42
2023-07-01 $837,000 (6.6%) $1,028,907 (12.6%) 0.00 47
2023-08-01 $843,500 (5.2%) $1,066,774 (16.3%) 0.00 52
Hood River's median listing price for 2023-08-01 was $843,500, a difference of $41,625 (5.2%) versus the prior year and $6,500 versus the prior month.

Hood River's median listing price comes in at 0% of the national average.

Hood River's average listing price for 2023-08-01 was $1,066,774, a difference of $149,393 (16.3%) versus the prior year and $37,867 versus the prior month.

For the 2023-08-01 period, Hood River had 52 MLS listings, a difference of 5 listings (11%) versus the prior month and 16 listings (44%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Hood River (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,007 sqft
2018-02-01 0 days 2,005 sqft
2018-03-01 0 days 2,041 sqft
2018-04-01 0 days 2,110 sqft
2018-05-01 0 days 2,058 sqft
2018-06-01 0 days 2,092 sqft
2018-07-01 0 days 2,050 sqft
2018-08-01 0 days 2,067 sqft
2018-09-01 0 days 2,050 sqft
2018-10-01 0 days 2,096 sqft
2018-11-01 0 days 2,139 sqft
2018-12-01 0 days 2,060 sqft
2019-01-01 0 days 1,960 sqft
2019-02-01 0 days 1,977 sqft
2019-03-01 0 days 2,084 sqft
2019-04-01 0 days 2,052 sqft
2019-05-01 0 days 2,120 sqft
2019-06-01 0 days 1,918 sqft
2019-07-01 0 days 1,824 sqft
2019-08-01 0 days 1,868 sqft
2019-09-01 0 days 1,969 sqft
2019-10-01 0 days 1,953 sqft
2019-11-01 0 days 1,871 sqft
2019-12-01 0 days 1,906 sqft
2020-01-01 0 days 2,085 sqft
2020-02-01 0 days 1,991 sqft
2020-03-01 0 days 1,979 sqft
2020-04-01 0 days 1,992 sqft
2020-05-01 0 days 2,203 sqft
2020-06-01 0 days 2,309 sqft
2020-07-01 0 days 2,246 sqft
2020-08-01 0 days 2,342 sqft
2020-09-01 0 days 2,397 sqft
2020-10-01 0 days 2,459 sqft
2020-11-01 0 days 2,334 sqft
2020-12-01 0 days 2,518 sqft
2021-01-01 0 days 2,736 sqft
2021-02-01 0 days 2,805 sqft
2021-03-01 0 days 2,498 sqft
2021-04-01 0 days 2,475 sqft
2021-05-01 0 days 2,096 sqft
2021-06-01 0 days 2,090 sqft
2021-07-01 0 days 2,100 sqft
2021-08-01 0 days 2,098 sqft
2021-09-01 0 days 1,980 sqft
2021-10-01 0 days 2,003 sqft
2021-11-01 0 days 1,987 sqft
2021-12-01 0 days 1,985 sqft
2022-01-01 0 days 1,884 sqft
2022-02-01 0 days 1,950 sqft
2022-03-01 0 days 1,990 sqft
2022-04-01 0 days 2,068 sqft
2022-05-01 0 days 1,930 sqft
2022-06-01 0 days 2,028 sqft
2022-07-01 0 days 2,087 sqft
2022-08-01 0 days 2,097 sqft
2022-09-01 0 days 2,245 sqft
2022-10-01 0 days 2,200 sqft
2022-11-01 0 days 2,160 sqft
2022-12-01 0 days 2,183 sqft
2023-01-01 0 days 2,238 sqft
2023-02-01 0 days 2,106 sqft
2023-03-01 0 days 1,934 sqft
2023-04-01 0 days 1,968 sqft
2023-05-01 0 days 2,002 sqft
2023-06-01 0 days 1,963 sqft
2023-07-01 0 days 2,065 sqft
2023-08-01 0 days 2,142 sqft
Hood River's median listing age (time on market) for 2023-08-01 was 0 days.

Hood River's median square footage for active listings during the 2023-08-01 period was 2,142 sqft. One year prior, the average listing was 2,097 sqft.

Hood River, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 217 $104,035,000 $479,424
Cash Out Refi 109 $40,865,000 $374,908
Home Improvement 106 $21,650,000 $204,245
Refi 83 $27,725,000 $334,036
Other 79 $17,525,000 $221,835

Hood River's most frequently cited loan purpose was Home Purchase, with 217 originations. The 2nd most popular reason was Cash Out Refi, with 109 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 160 $56,800,000 $355,000
4-5% 141 $51,555,000 $365,638
5-6% 130 $52,170,000 $401,308
6-7% 65 $18,235,000 $280,538
2.5-3% 52 $19,870,000 $382,115
<2.5% 22 $6,490,000 $295,000
7-8% 14 $4,170,000 $297,857
Over 8% 9 $1,305,000 $145,000

During 2022, Hood River's most frequently originated rate bucket was 3-4%, with 160 originations.

Loan Sizing (Hood River, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 195 $56,565,000 $290,077
$400k-600k 154 $74,460,000 $483,506
$100k-200k 90 $12,240,000 $136,000
$100,000 or less 73 $4,285,000 $58,699
$600k-1000k 67 $47,665,000 $711,418
$Over $1MM 15 $16,585,000 $1,105,667

Hood River's loan sizing saw the bucket of loans from $200k-400k with 195 originations, totaling $56,565,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 147 $77,615,000 $527,993
20-40% 134 $35,640,000 $265,970
Under 20% 110 $9,680,000 $88,000
40-60% 102 $37,550,000 $368,137
80-100% 98 $48,510,000 $495,000
Over 100% 3 $2,805,000 $935,000

Hood River's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 147 originations, totaling $77,615,000 in origination value.