Greenbox Loans Mortgage Rates, Fees & Info

Los Angeles, CA

LEI: 549300TMY3OACQC9U777

Tax ID: 95-4830207

1 stars - Updated: 2/19/24 - out of 5 stars, based on 33 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Greenbox Loans is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Greenbox Loans has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Miami, Riverside, Houston, and San Francisco among others. We have data for 141 markets. (Some data included below & more in-depth data is available with an active subscription.)

Greenbox Loans has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Greenbox Loans is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 9.48% 2/19/24
30 Year Conventional Refi 8.82% 2/19/24
30 Year Cash-out Refi 9.07% 2/19/24
30 Year FHA Purchase 6.27% 2/19/24
15 Year Conventional Purchase 5.68% 2/19/24
15 Year Conventional Refi 5.68% 2/19/24
15 Year Cash-out Refi 5.68% 2/19/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Greenbox Loans Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Greenbox Loans. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,064

Origination Dollar Volume (All Markets)

$563,470,000

Relative Rate

Greenbox Loans's average 30 year fixed mortgage rate was 7.52%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 2.76%.

Relative Fees (Closing Costs)

Greenbox Loans's average total fees/closing costs for a 30 year fixed rate mortgage were $16,658.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 197 $183,855,000 $933,274 $21,746 6.50%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 84 $43,030,000 $512,262 $19,087 7.78%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 83 $42,695,000 $514,398 $16,734 7.39%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 60 $22,220,000 $370,333 $14,007 7.69%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 23 $18,455,000 $802,391 $21,272 6.82%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 36 $18,110,000 $503,056 $13,822 7.62%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 39 $16,455,000 $421,923 $15,057 7.82%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 32 $13,260,000 $414,375 $15,575 7.65%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 21 $12,265,000 $584,048 $18,030 6.98%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 29 $10,215,000 $352,241 $15,306 8.19%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 28 $10,210,000 $364,643 $13,370 8.57%
BAKERSFIELD, CA (FHA|USDA|VA) 32 $9,940,000 $310,625 $14,278 7.75%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 10 $7,790,000 $779,000 $20,292 7.99%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 18 $7,290,000 $405,000 $14,110 7.94%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 17 $7,255,000 $426,765 $16,947 7.97%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 26 $6,870,000 $264,231 $12,690 7.72%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 10 $6,610,000 $661,000 $14,861 7.81%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 14 $6,580,000 $470,000 $12,562 8.24%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 7 $5,815,000 $830,714 $24,021 6.57%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 9 $5,725,000 $636,111 $24,013 7.74%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 21 $5,575,000 $265,476 $15,359 7.96%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $4,065,000 $1,355,000 $34,725 9.12%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 9 $3,855,000 $428,333 $13,939 8.00%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 10 $3,820,000 $382,000 $12,153 7.52%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 6 $3,080,000 $513,333 $15,440 8.08%
Outside of Metro Areas 8 $2,910,000 $363,750 $15,487 8.66%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 7 $2,735,000 $390,714 $15,581 7.84%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 5 $2,655,000 $531,000 $15,254 7.58%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 7 $2,475,000 $353,571 $17,489 6.86%
Fredericksburg, TX (FHA|USDA|VA) 1 $2,455,000 $2,455,000 $51,315 4.88%
Key West, FL (FHA|USDA|VA) 2 $2,360,000 $1,180,000 $11,545 9.06%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $2,260,000 $1,130,000 $23,744 7.25%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 7 $2,155,000 $307,857 $15,086 7.87%
STOCKTON, CA (FHA|USDA|VA) 5 $2,115,000 $423,000 $12,760 6.55%
VISALIA, CA (FHA|USDA|VA) 7 $2,075,000 $296,429 $12,262 7.48%
RENO, NV (FHA|USDA|VA) 2 $1,920,000 $960,000 $9,961 6.19%
MODESTO, CA (FHA|USDA|VA) 7 $1,915,000 $273,571 $11,734 8.95%
VALLEJO, CA (FHA|USDA|VA) 5 $1,905,000 $381,000 $17,190 7.02%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $1,890,000 $472,500 $16,723 8.47%
Ellensburg, WA (FHA|USDA|VA) 2 $1,770,000 $885,000 $34,293 9.62%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $1,580,000 $395,000 $4,275 7.97%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 5 $1,455,000 $291,000 $14,875 9.08%
BOISE CITY, ID (FHA|USDA|VA) 2 $1,430,000 $715,000 $12,084 8.50%
GREELEY, CO (FHA|USDA|VA) 4 $1,350,000 $337,500 $14,109 9.22%
MERCED, CA (FHA|USDA|VA) 4 $1,330,000 $332,500 $14,678 7.75%
FRESNO, CA (FHA|USDA|VA) 4 $1,310,000 $327,500 $13,018 8.63%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 6 $1,270,000 $211,667 $10,852 9.60%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 4 $1,260,000 $315,000 $14,705 7.75%
YAKIMA, WA (FHA|USDA|VA) 6 $1,210,000 $201,667 $8,741 7.83%
WORCESTER, MA-CT (FHA|USDA|VA) 3 $1,135,000 $378,333 $0 8.71%
Breckenridge, CO (FHA|USDA|VA) 1 $1,135,000 $1,135,000 $27,028 5.50%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $1,115,000 $223,000 $10,311 6.93%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $1,100,000 $275,000 $12,268 7.13%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $1,045,000 $1,045,000 $53,497 6.50%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $1,010,000 $505,000 $0 7.63%
Ukiah, CA (FHA|USDA|VA) 2 $960,000 $480,000 $19,521 9.00%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 4 $910,000 $227,500 $9,631 8.38%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 3 $855,000 $285,000 $11,901 6.50%
MADERA, CA (FHA|USDA|VA) 3 $825,000 $275,000 $11,370 5.87%
CHICO, CA (FHA|USDA|VA) 1 $805,000 $805,000 $21,014 9.75%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $795,000 $265,000 $13,529 7.71%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $780,000 $390,000 $15,694 7.25%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $755,000 $251,667 $11,773 5.17%
WENATCHEE, WA (FHA|USDA|VA) 2 $730,000 $365,000 $11,835 6.31%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $730,000 $365,000 $0 11.00%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $725,000 $725,000 $0 5.99%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $710,000 $355,000 $8,571 9.06%
Durango, CO (FHA|USDA|VA) 1 $685,000 $685,000 $0 4.13%
Cullowhee, NC (FHA|USDA|VA) 1 $675,000 $675,000 $18,880 6.88%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $675,000 $675,000 $17,503 6.25%
Sevierville, TN (FHA|USDA|VA) 2 $670,000 $335,000 $0 7.00%
EL CENTRO, CA (FHA|USDA|VA) 2 $650,000 $325,000 $12,960 7.75%
WACO, TX (FHA|USDA|VA) 2 $640,000 $320,000 $16,379 9.00%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $635,000 $635,000 $6,968 4.50%
WILMINGTON, NC (FHA|USDA|VA) 1 $635,000 $635,000 $17,386 9.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $610,000 $305,000 $13,035 7.94%
SALINAS, CA (FHA|USDA|VA) 2 $590,000 $295,000 $13,669 8.75%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $555,000 $555,000 $0 10.25%
Holland, MI (FHA|USDA|VA) 1 $555,000 $555,000 $0 9.38%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $545,000 $545,000 $17,999 6.00%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $535,000 $535,000 $0 7.63%
AMARILLO, TX (FHA|USDA|VA) 1 $525,000 $525,000 $23,299 9.00%
Opelousas, LA (FHA|USDA|VA) 1 $505,000 $505,000 $13,286 5.38%
NAPA, CA (FHA|USDA|VA) 1 $475,000 $475,000 $0 8.00%
Newport, OR (FHA|USDA|VA) 1 $475,000 $475,000 $12,687 3.50%
SPARTANBURG, SC (FHA|USDA|VA) 1 $475,000 $475,000 $5,868 7.38%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $465,000 $155,000 $2,892 8.92%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $455,000 $455,000 $0 9.13%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $440,000 $220,000 $11,202 6.88%
CARSON CITY, NV (FHA|USDA|VA) 2 $430,000 $215,000 $9,278 7.12%
Moses Lake, WA (FHA|USDA|VA) 1 $415,000 $415,000 $0 8.38%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $410,000 $205,000 $0 9.13%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $405,000 $405,000 $0 8.63%
LONGVIEW, WA (FHA|USDA|VA) 1 $385,000 $385,000 $13,734 9.25%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $375,000 $375,000 $14,384 8.50%
Helena, MT (FHA|USDA|VA) 1 $375,000 $375,000 $0 6.25%
EL PASO, TX (FHA|USDA|VA) 2 $370,000 $185,000 $11,639 8.81%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $365,000 $365,000 $12,137 7.00%
MIDLAND, TX (FHA|USDA|VA) 1 $365,000 $365,000 $0 8.88%
SAVANNAH, GA (FHA|USDA|VA) 2 $360,000 $180,000 $8,309 5.37%
BELLINGHAM, WA (FHA|USDA|VA) 1 $355,000 $355,000 $0 9.63%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $355,000 $355,000 $10,315 9.88%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $345,000 $345,000 $11,909 5.25%
PANAMA CITY, FL (FHA|USDA|VA) 1 $345,000 $345,000 $18,019 10.00%
Fernley, NV (FHA|USDA|VA) 1 $345,000 $345,000 $14,064 8.25%
El Campo, TX (FHA|USDA|VA) 1 $335,000 $335,000 $0 9.25%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $335,000 $335,000 $0 6.38%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $325,000 $325,000 $12,597 8.50%
Bay City, TX (FHA|USDA|VA) 1 $295,000 $295,000 $0 7.75%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $295,000 $295,000 $8,943 5.88%
TUCSON, AZ (FHA|USDA|VA) 1 $295,000 $295,000 $13,306 8.50%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $285,000 $285,000 $0 9.75%
PITTSBURGH, PA (FHA|USDA|VA) 1 $275,000 $275,000 $12,488 7.75%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $265,000 $265,000 $10,595 8.63%
ROCKFORD, IL (FHA|USDA|VA) 1 $265,000 $265,000 $7,468 6.13%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $265,000 $265,000 $11,952 8.50%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $255,000 $255,000 $10,869 8.50%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $255,000 $255,000 $11,629 6.25%
YUBA CITY, CA (FHA|USDA|VA) 1 $255,000 $255,000 $11,636 5.63%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $255,000 $255,000 $0 8.25%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $245,000 $245,000 $10,241 6.63%
SALEM, OR (FHA|USDA|VA) 1 $235,000 $235,000 $10,200 6.38%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $225,000 $225,000 $0 11.50%
TYLER, TX (FHA|USDA|VA) 1 $215,000 $215,000 $14,576 11.38%
Othello, WA (FHA|USDA|VA) 1 $215,000 $215,000 $10,207 5.63%
TWIN FALLS, ID (FHA|USDA|VA) 1 $215,000 $215,000 $0 4.25%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $195,000 $195,000 $0 8.63%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $195,000 $195,000 $8,974 9.00%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $185,000 $185,000 $9,359 6.25%
Bainbridge, GA (FHA|USDA|VA) 1 $175,000 $175,000 $0 10.88%
COLUMBIA, SC (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.50%
Mineral Wells, TX (FHA|USDA|VA) 1 $165,000 $165,000 $9,853 8.63%
OCALA, FL (FHA|USDA|VA) 1 $165,000 $165,000 $7,646 4.38%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $155,000 $155,000 $7,187 9.13%
DOVER, DE (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.38%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.75%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $155,000 $155,000 $8,212 6.88%
THE VILLAGES, FL (FHA|USDA|VA) 1 $155,000 $155,000 $8,686 8.50%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $155,000 $155,000 $8,090 10.38%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $135,000 $135,000 $7,824 9.50%
RICHMOND, VA (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.75%
Greenbox Loans's top markets include Los Angeles, Miami, Riverside, Houston, and San Francisco among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,064 $563,470,000 $529,577 $16,767 7.52%

    For 2022, Greenbox Loans's most frequently originated type of loan was Conventional, with 1,064 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 739 $370,675,000 $501,590 $16,555 7.66%
    Cash Out Refi 237 $142,775,000 $602,426 $17,827 7.26%
    Refi 88 $50,020,000 $568,409 $16,222 7.08%

    For 2022, Greenbox Loans's most frequently cited loan purpose was Home Purchase, with 739 originations. The 2nd most popular reason was Cash Out Refi, with 237 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,044 $545,100,000 $522,126 $16,658 7.52%
    30+ year 19 $18,325,000 $964,474 $23,179 7.63%
    5 Year 1 $45,000 $45,000 $2,892 10.50%

    For 2022, Greenbox Loans's most frequently cited loan duration was 30 Year, with 1,044 originations. The 2nd most popular length was 30+ year, with 19 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 723 $407,965,000 $564,267
    $4k-5k 25 $6,445,000 $257,800
    $1k-2k 9 $3,085,000 $342,778
    $3k-4k 7 $4,595,000 $656,429
    $<1k 6 $4,650,000 $775,000
    $2k-3k 4 $3,700,000 $925,000

    Greenbox Loans's average total fees were $16,658, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 723 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 470 $213,950,000 $455,213
    7-8% 167 $90,175,000 $539,970
    6-7% 148 $71,770,000 $484,932
    5-6% 136 $82,220,000 $604,559
    4-5% 105 $76,555,000 $729,095
    3-4% 37 $28,795,000 $778,243
    <2.5% 1 $5,000 $5,000

    During 2022, Greenbox Loans's average interest rate for loans was 7.52%, while their most frequently originated rate bucket for loans was Over 8%, with 470 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 439 $130,215,000 $296,617 $12,846 7.84%
    $400k-600k 219 $106,605,000 $486,781 $16,535 7.63%
    $600k-1MM 142 $106,980,000 $753,380 $19,541 6.64%
    $100k-200k 138 $23,570,000 $170,797 $8,928 7.91%
    $1MM+ 124 $196,050,000 $1,581,048 $33,987 6.83%
    $100,000 or less 2 $50,000 $25,000 $1,446 5.25%

    2022 saw Greenbox Loans place emphasis on $200k-400k loans with 439 originations, totaling $130,215,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 291 $267,545,000 $919,399 $23,490 7.36%
    $150k-250k 179 $88,445,000 $494,106 $16,110 7.32%
    $100k-150k 126 $45,630,000 $362,143 $13,953 7.72%
    $75k-100k 103 $30,085,000 $292,087 $12,056 7.47%
    $50k-75k 86 $20,240,000 $235,349 $11,033 7.61%
    $50k or less 25 $5,625,000 $225,000 $8,929 7.60%

    Greenbox Loans lent most frequently to those with incomes in the $250k+ range, with 291 originations. The second most popular income band? $150k-250k, with 179 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 6 $2,570,000 $428,333 $11,634 7.75%
    <20% 6 $2,440,000 $406,667 $16,937 7.08%
    44% 2 $1,170,000 $585,000 $13,802 4.94%
    45% 2 $470,000 $235,000 $12,754 8.44%
    46% 2 $1,310,000 $655,000 $11,805 5.75%
    47% 2 $630,000 $315,000 $15,722 9.63%
    42% 1 $385,000 $385,000 $14,765 8.50%
    48% 1 $405,000 $405,000 $15,838 8.00%
    >60% 1 $175,000 $175,000 $13,932 10.25%
    20-30% 1 $635,000 $635,000 $6,968 4.50%
    38% 1 $405,000 $405,000 $14,849 3.50%
    39% 1 $1,805,000 $1,805,000 $34,820 4.13%
    40% 1 $1,505,000 $1,505,000 $27,393 3.50%
    41% 1 $245,000 $245,000 $13,407 6.88%

    Greenbox Loans lent most frequently to those with DTI ratios of 30-36%, with 6 originations. The next most common DTI ratio? <20%, with 6 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 677 $354,635,000 $523,833 $16,747 7.56%
    Not provided 217 $111,225,000 $512,558 $16,989 7.61%
    Asian 87 $56,905,000 $654,080 $16,575 6.97%
    Black 70 $35,210,000 $503,000 $16,642 7.58%
    American Indian 12 $5,300,000 $441,667 $16,059 7.09%
    Native Hawaiian or Islander 1 $195,000 $195,000 $13,912 9.00%

    Approval Rates

    Total approvals of all applications
    95.53%

    Greenbox Loans has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    33.55%

    Greenbox Loans has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 3 $1,375,000 $458,333
    13841.88 1 $445,000 $445,000
    1490.0 11 $10,835,000 $985,000
    15055.0 1 $495,000 $495,000
    1685.0 1 $265,000 $265,000
    1775.0 1 $155,000 $155,000
    1790.0 154 $66,270,000 $430,325
    1792.0 1 $335,000 $335,000
    1793.0 1 $385,000 $385,000
    1800.0 2 $420,000 $210,000
    1817.95 1 $265,000 $265,000
    1835.0 1 $215,000 $215,000
    1837.0 1 $1,125,000 $1,125,000
    1940.0 1 $345,000 $345,000
    2085.0 4 $1,970,000 $492,500
    2140.0 2 $790,000 $395,000
    2180.0 1 $425,000 $425,000
    2285.0 2 $660,000 $330,000
    2290.0 1 $455,000 $455,000
    2335.0 1 $395,000 $395,000
    2340.0 1 $215,000 $215,000
    2360.0 1 $355,000 $355,000
    2389.0 2 $550,000 $275,000
    2390.0 1 $255,000 $255,000
    2449.0 1 $785,000 $785,000
    2476.0 1 $275,000 $275,000
    2485.0 16 $6,110,000 $381,875
    2489.0 1 $305,000 $305,000
    2490.0 3 $1,175,000 $391,667
    2510.0 1 $285,000 $285,000
    2540.0 1 $365,000 $365,000
    2585.0 8 $2,830,000 $353,750
    2595.0 5 $3,855,000 $771,000
    2640.0 1 $505,000 $505,000
    2685.0 8 $5,350,000 $668,750
    2730.0 1 $415,000 $415,000
    2785.0 10 $3,690,000 $369,000
    2790.0 10 $4,110,000 $411,000
    2795.0 1 $2,005,000 $2,005,000
    2865.0 5 $2,445,000 $489,000
    2880.0 1 $385,000 $385,000
    2885.0 1 $2,205,000 $2,205,000
    3040.0 4 $1,250,000 $312,500
    3042.0 1 $155,000 $155,000
    3085.0 2 $1,020,000 $510,000
    3090.0 1 $285,000 $285,000
    3185.0 2 $660,000 $330,000
    3996.88 1 $145,000 $145,000
    4945.0 1 $285,000 $285,000
    5090.0 1 $705,000 $705,000
    6115.75 1 $155,000 $155,000
    6360.0 1 $155,000 $155,000
    7640.0 1 $395,000 $395,000
    7762.24 1 $1,265,000 $1,265,000
    9085.0 1 $235,000 $235,000
    965.0 1 $225,000 $225,000
    NA 774 $430,440,000 $556,124

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,064 $563,470,000 $529,577

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    40-60% 6 $3,840,000 $640,000 $17,952 5.79%
    60-80% 20 $9,570,000 $478,500 $13,941 7.49%
    80-100% 4 $2,350,000 $587,500 $16,733 5.41%