Greenbox Loans Mortgage Rates, Fees & Info

Los Angeles, CA

LEI: 549300TMY3OACQC9U777

Tax ID: 95-4830207

1 stars - out of 5 stars, based on 42 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Greenbox Loans is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Greenbox Loans has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Miami, San Francisco, Riverside, and Houston among others. We have data for 143 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Greenbox Loans has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Greenbox Loans is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 9.10% 10/3/22
    30 Year Conventional Refi 8.12% 10/3/22
    30 Year Cash-out Refi 8.46% 10/3/22
    30 Year FHA Purchase 6.29% 10/3/22
    15 Year Conventional Refi 6.27% 10/3/22
    15 Year Cash-out Refi 6.27% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    1,724

    Origination Dollar Volume (All Markets)

    $943,280,000

    Relative Rate

    Greenbox Loans 's average 30 year fixed mortgage rate was 5.27%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 2.12%.

    Relative Fees (Closing Costs)

    Greenbox Loans 's average total fees/closing costs for a 30 year fixed rate mortgage were $14,897.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 408 $334,290,000 $819,338 $17,199 4.57%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 132 $70,350,000 $532,955 $17,101 5.35%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 74 $48,520,000 $655,676 $16,073 5.21%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 115 $45,725,000 $397,609 $13,872 5.06%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 113 $40,405,000 $357,566 $13,055 5.50%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 70 $33,380,000 $476,857 $14,972 5.42%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 54 $28,870,000 $534,630 $13,878 5.35%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 19 $20,355,000 $1,071,316 $18,337 4.89%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 27 $19,025,000 $704,630 $18,035 4.98%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 37 $16,865,000 $455,811 $16,720 5.48%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 27 $14,075,000 $521,296 $16,784 5.64%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 46 $13,470,000 $292,826 $11,350 5.91%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 27 $13,205,000 $489,074 $15,001 5.57%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 14 $12,830,000 $916,429 $19,287 4.44%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 28 $12,410,000 $443,214 $12,148 5.69%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 20 $11,550,000 $577,500 $16,193 5.16%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 35 $10,695,000 $305,571 $13,245 5.85%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 20 $8,880,000 $444,000 $11,956 5.41%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 21 $8,275,000 $394,048 $10,980 5.80%
    STOCKTON, CA (FHA|USDA|VA) 18 $7,900,000 $438,889 $13,266 5.57%
    BAKERSFIELD, CA (FHA|USDA|VA) 22 $6,930,000 $315,000 $13,742 5.60%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 21 $6,475,000 $308,333 $12,239 5.46%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 16 $6,410,000 $400,625 $14,871 5.47%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 11 $5,335,000 $485,000 $15,393 5.47%
    Breckenridge, CO (FHA|USDA|VA) 2 $5,220,000 $2,610,000 $29,607 4.75%
    SALINAS, CA (FHA|USDA|VA) 8 $5,150,000 $643,750 $17,905 6.33%
    RENO, NV (FHA|USDA|VA) 7 $5,055,000 $722,143 $13,713 5.25%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 13 $4,865,000 $374,231 $12,893 5.67%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 8 $4,860,000 $607,500 $14,283 4.91%
    Key West, FL (FHA|USDA|VA) 6 $4,390,000 $731,667 $23,231 5.35%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 18 $4,260,000 $236,667 $9,548 5.78%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 15 $4,255,000 $283,667 $12,207 5.73%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 8 $3,900,000 $487,500 $14,807 5.39%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 10 $3,830,000 $383,000 $15,836 5.60%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 7 $3,775,000 $539,286 $10,997 5.79%
    Hilo, HI (FHA|USDA|VA) 1 $3,645,000 $3,645,000 $0 5.88%
    Outside of Metro Areas 6 $3,200,000 $533,333 $10,614 5.79%
    Sevierville, TN (FHA|USDA|VA) 3 $3,075,000 $1,025,000 $0 4.25%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 10 $3,030,000 $303,000 $11,673 6.51%
    VALLEJO, CA (FHA|USDA|VA) 9 $3,025,000 $336,111 $13,918 5.56%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 5 $3,015,000 $603,000 $15,270 5.35%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 7 $2,915,000 $416,429 $12,122 5.27%
    Kapaa, HI (FHA|USDA|VA) 1 $2,665,000 $2,665,000 $0 5.38%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $2,555,000 $851,667 $0 4.54%
    Fredericksburg, TX (FHA|USDA|VA) 1 $2,525,000 $2,525,000 $54,080 4.25%
    NAPA, CA (FHA|USDA|VA) 5 $2,425,000 $485,000 $20,296 6.43%
    MODESTO, CA (FHA|USDA|VA) 6 $2,420,000 $403,333 $14,115 5.50%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 8 $2,330,000 $291,250 $11,265 5.27%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $2,250,000 $1,125,000 $28,227 4.81%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $2,115,000 $423,000 $14,460 5.58%
    MERCED, CA (FHA|USDA|VA) 6 $2,050,000 $341,667 $11,816 6.58%
    RALEIGH-CARY, NC (FHA|USDA|VA) 3 $2,045,000 $681,667 $12,627 5.21%
    FRESNO, CA (FHA|USDA|VA) 6 $1,940,000 $323,333 $12,737 5.83%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 6 $1,600,000 $266,667 $12,294 5.98%
    OCALA, FL (FHA|USDA|VA) 5 $1,555,000 $311,000 $11,166 5.67%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 5 $1,375,000 $275,000 $13,291 5.27%
    MADERA, CA (FHA|USDA|VA) 5 $1,245,000 $249,000 $10,293 5.52%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 5 $1,245,000 $249,000 $11,388 6.90%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $1,230,000 $615,000 $19,168 5.50%
    GAINESVILLE, GA (FHA|USDA|VA) 3 $1,225,000 $408,333 $11,452 4.96%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 4 $1,180,000 $295,000 $15,114 5.56%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 4 $1,180,000 $295,000 $11,928 5.19%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $1,170,000 $585,000 $0 5.94%
    VISALIA, CA (FHA|USDA|VA) 3 $1,105,000 $368,333 $13,046 6.12%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $1,095,000 $219,000 $9,909 5.83%
    SALISBURY, MD-DE (FHA|USDA|VA) 3 $1,085,000 $361,667 $14,139 6.88%
    Roseburg, OR (FHA|USDA|VA) 1 $1,025,000 $1,025,000 $26,122 4.99%
    BOISE CITY, ID (FHA|USDA|VA) 2 $1,020,000 $510,000 $17,366 4.50%
    YAKIMA, WA (FHA|USDA|VA) 5 $985,000 $197,000 $8,131 5.93%
    JACKSONVILLE, FL (FHA|USDA|VA) 2 $980,000 $490,000 $16,300 5.38%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 4 $950,000 $237,500 $11,206 6.25%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $950,000 $237,500 $10,285 6.66%
    WORCESTER, MA-CT (FHA|USDA|VA) 2 $910,000 $455,000 $0 6.69%
    URBAN HONOLULU, HI (FHA|USDA|VA) 2 $900,000 $450,000 $0 6.25%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $870,000 $435,000 $13,571 5.94%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $855,000 $285,000 $10,077 5.46%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $775,000 $775,000 $23,206 5.50%
    EL PASO, TX (FHA|USDA|VA) 3 $765,000 $255,000 $11,342 5.08%
    YUBA CITY, CA (FHA|USDA|VA) 2 $730,000 $365,000 $12,925 7.00%
    FLAGSTAFF, AZ (FHA|USDA|VA) 1 $685,000 $685,000 $0 5.88%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $660,000 $330,000 $0 6.00%
    Outside of Metro Areas 1 $635,000 $635,000 $0 5.38%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $625,000 $208,333 $10,004 6.17%
    BATON ROUGE, LA (FHA|USDA|VA) 1 $625,000 $625,000 $11,844 5.88%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $605,000 $605,000 $0 4.38%
    Georgetown, SC (FHA|USDA|VA) 1 $575,000 $575,000 $0 6.63%
    TYLER, TX (FHA|USDA|VA) 1 $565,000 $565,000 $18,622 5.38%
    Durango, CO (FHA|USDA|VA) 1 $555,000 $555,000 $0 4.13%
    YORK-HANOVER, PA (FHA|USDA|VA) 2 $550,000 $275,000 $8,727 4.88%
    PUEBLO, CO (FHA|USDA|VA) 2 $550,000 $275,000 $10,491 5.94%
    SPARTANBURG, SC (FHA|USDA|VA) 1 $545,000 $545,000 $5,952 5.50%
    BEND, OR (FHA|USDA|VA) 1 $545,000 $545,000 $4,733 3.13%
    WACO, TX (FHA|USDA|VA) 1 $525,000 $525,000 $15,777 4.50%
    RICHMOND, VA (FHA|USDA|VA) 2 $500,000 $250,000 $10,501 6.56%
    OCEAN CITY, NJ (FHA|USDA|VA) 1 $495,000 $495,000 $15,088 5.50%
    Newport, OR (FHA|USDA|VA) 1 $475,000 $475,000 $6,256 3.49%
    Clearlake, CA (FHA|USDA|VA) 2 $470,000 $235,000 $10,812 6.12%
    Hood River, OR (FHA|USDA|VA) 1 $465,000 $465,000 $14,984 5.75%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $425,000 $425,000 $12,575 6.50%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $415,000 $415,000 $0 5.25%
    EL CENTRO, CA (FHA|USDA|VA) 2 $380,000 $190,000 $7,156 5.87%
    PITTSBURGH, PA (FHA|USDA|VA) 1 $375,000 $375,000 $13,716 7.25%
    Helena, MT (FHA|USDA|VA) 1 $375,000 $375,000 $0 4.50%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $365,000 $365,000 $0 5.50%
    SAVANNAH, GA (FHA|USDA|VA) 2 $360,000 $180,000 $8,426 5.25%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $355,000 $355,000 $13,798 6.63%
    Othello, WA (FHA|USDA|VA) 1 $325,000 $325,000 $15,825 5.50%
    Las Vegas, NM (FHA|USDA|VA) 1 $325,000 $325,000 $0 6.13%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $320,000 $160,000 $0 5.88%
    PUNTA GORDA, FL (FHA|USDA|VA) 2 $320,000 $160,000 $9,267 6.06%
    VICTORIA, TX (FHA|USDA|VA) 1 $305,000 $305,000 $11,980 5.00%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $305,000 $305,000 $0 6.25%
    CHICO, CA (FHA|USDA|VA) 1 $305,000 $305,000 $0 5.25%
    HOT SPRINGS, AR (FHA|USDA|VA) 1 $305,000 $305,000 $0 5.38%
    GREELEY, CO (FHA|USDA|VA) 1 $295,000 $295,000 $11,881 5.75%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $295,000 $295,000 $14,867 4.75%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $295,000 $295,000 $7,936 4.38%
    SALEM, OR (FHA|USDA|VA) 1 $285,000 $285,000 $11,769 6.38%
    READING, PA (FHA|USDA|VA) 1 $265,000 $265,000 $10,062 5.50%
    ROCKFORD, IL (FHA|USDA|VA) 1 $265,000 $265,000 $9,505 6.25%
    KNOXVILLE, TN (FHA|USDA|VA) 1 $255,000 $255,000 $0 7.00%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.75%
    AMARILLO, TX (FHA|USDA|VA) 1 $215,000 $215,000 $7,671 5.99%
    TWIN FALLS, ID (FHA|USDA|VA) 1 $215,000 $215,000 $0 4.25%
    Moses Lake, WA (FHA|USDA|VA) 1 $215,000 $215,000 $9,267 5.63%
    Torrington, CT (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.50%
    MONTGOMERY, AL (FHA|USDA|VA) 1 $205,000 $205,000 $11,650 7.75%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.75%
    POCATELLO, ID (FHA|USDA|VA) 1 $205,000 $205,000 $10,258 6.38%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.25%
    BELLINGHAM, WA (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.50%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $195,000 $195,000 $9,745 6.63%
    Red Bluff, CA (FHA|USDA|VA) 1 $185,000 $185,000 $8,676 6.63%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $185,000 $185,000 $9,040 5.99%
    GAINESVILLE, FL (FHA|USDA|VA) 1 $175,000 $175,000 $4,420 5.88%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $175,000 $175,000 $10,702 5.75%
    Fernley, NV (FHA|USDA|VA) 1 $175,000 $175,000 $9,076 8.13%
    COLUMBIA, MO (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.00%
    Dixon, IL (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.63%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,975 4.25%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.50%
    Fort Morgan, CO (FHA|USDA|VA) 1 $145,000 $145,000 $8,877 6.75%
    BURLINGTON, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,925 2.38%

    Greenbox Loans 's top markets include Los Angeles, Miami, San Francisco, Riverside, and Houston among others.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,724 $943,280,000 $547,146 $14,942 5.25%

    For 2021, Greenbox Loans 's most frequently originated type of loan was Conventional, with 1,724 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,118 $573,020,000 $512,540 $15,269 5.46%
    Cash Out Refi 345 $211,525,000 $613,116 $14,929 5.04%
    Refi 261 $158,735,000 $608,180 $13,555 4.67%

    For 2021, Greenbox Loans 's most frequently cited loan purpose was Home Purchase, with 1,118 originations. The 2nd most popular reason was Cash Out Refi, with 345 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,697 $919,505,000 $541,841 $14,897 5.27%
    30+ year 20 $22,060,000 $1,103,000 $23,529 4.85%
    15 Year 6 $1,430,000 $238,333 $3,655 2.50%
    20 Year 1 $285,000 $285,000 $3,598 2.88%

    For 2021, Greenbox Loans 's most frequently cited loan duration was 30 Year, with 1,697 originations. The 2nd most popular length was 30+ year, with 20 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,169 $663,325,000 $567,429
    $1k-2k 52 $25,370,000 $487,885
    $4k-5k 49 $18,095,000 $369,286
    $<1k 24 $19,000,000 $791,667
    $3k-4k 16 $4,100,000 $256,250
    $2k-3k 13 $8,785,000 $675,769

    Greenbox Loans 's average total fees were $14,897, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,169 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 582 $286,320,000 $491,959
    4-5% 434 $292,230,000 $673,341
    6-7% 325 $118,605,000 $364,938
    3-4% 263 $203,985,000 $775,608
    7-8% 81 $26,005,000 $321,049
    2.5-3% 30 $12,430,000 $414,333
    <2.5% 5 $1,635,000 $327,000
    Over 8% 4 $2,070,000 $517,500

    During 2021, Greenbox Loans 's average interest rate for loans was 5.27%, while their most frequently originated rate bucket for loans was 5-6%, with 582 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 696 $204,840,000 $294,310 $11,285 5.49%
    $400k-600k 356 $174,100,000 $489,045 $14,153 5.08%
    $600k-1MM 255 $195,295,000 $765,863 $18,306 4.88%
    $100k-200k 218 $37,000,000 $169,725 $8,659 5.76%
    $1MM+ 198 $331,950,000 $1,676,515 $30,576 4.67%
    $100,000 or less 1 $95,000 $95,000 $2,690 2.88%

    2021 saw Greenbox Loans place emphasis on $200k-400k loans with 696 originations, totaling $204,840,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 450 $432,070,000 $960,156 $21,300 4.97%
    $150k-250k 273 $150,695,000 $551,996 $15,352 5.02%
    $100k-150k 244 $96,260,000 $394,508 $12,100 5.22%
    $75k-100k 214 $66,010,000 $308,458 $10,979 5.45%
    $50k-75k 182 $46,100,000 $253,297 $10,378 5.74%
    $50k or less 71 $15,225,000 $214,437 $9,407 5.85%

    Greenbox Loans lent most frequently to those with incomes in the $250k+ range, with 450 originations. The second most popular income band? $150k-250k, with 273 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    <20% 14 $10,580,000 $755,714 $19,005 5.40%
    30-36% 13 $5,545,000 $426,538 $10,785 5.35%
    20-30% 11 $5,615,000 $510,455 $11,884 5.70%
    42% 10 $4,500,000 $450,000 $12,239 4.90%
    43% 6 $2,520,000 $420,000 $12,401 5.77%
    50-60% 5 $2,025,000 $405,000 $12,276 5.12%
    >60% 4 $840,000 $210,000 $0 6.06%
    38% 4 $2,410,000 $602,500 $20,102 5.25%
    45% 4 $2,240,000 $560,000 $14,584 4.97%
    47% 3 $755,000 $251,667 $9,421 6.08%
    41% 3 $685,000 $228,333 $9,663 7.04%
    44% 3 $1,115,000 $371,667 $10,950 6.54%
    49% 2 $1,260,000 $630,000 $19,740 5.25%
    40% 2 $1,220,000 $610,000 $20,990 6.31%
    39% 2 $910,000 $455,000 $16,587 6.38%
    46% 2 $390,000 $195,000 $8,952 6.25%
    36% 2 $610,000 $305,000 $12,619 5.63%
    48% 1 $2,625,000 $2,625,000 $44,756 4.75%

    Greenbox Loans lent most frequently to those with DTI ratios of <20%, with 14 originations. The next most common DTI ratio? 30-36%, with 13 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,044 $540,050,000 $517,289 $14,552 5.31%
    Not provided 355 $205,725,000 $579,507 $15,461 5.31%
    Asian 188 $127,880,000 $680,213 $15,603 4.69%
    Black 123 $61,165,000 $497,276 $16,319 5.44%
    American Indian 11 $6,665,000 $605,909 $15,627 5.72%
    Native Hawaiian or Islander 2 $1,390,000 $695,000 $4,280 5.12%
    Other Asian 1 $405,000 $405,000 $0 4.25%

    Approval Rates

    Total approvals of all applications
    97.34%

    Greenbox Loans has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    51.39%

    Greenbox Loans has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 2 $1,150,000 $575,000
    10882.5 1 $305,000 $305,000
    12422.5 1 $395,000 $395,000
    1490.0 18 $15,210,000 $845,000
    1497.0 1 $165,000 $165,000
    1640.0 1 $275,000 $275,000
    1790.0 210 $104,950,000 $499,762
    1792.0 6 $1,760,000 $293,333
    1793.0 1 $155,000 $155,000
    1800.0 1 $175,000 $175,000
    1940.0 1 $165,000 $165,000
    1990.0 1 $155,000 $155,000
    19942.5 1 $595,000 $595,000
    2054.5 1 $355,000 $355,000
    2085.0 6 $4,520,000 $753,333
    2090.0 4 $1,000,000 $250,000
    2140.0 3 $1,025,000 $341,667
    2185.0 1 $125,000 $125,000
    2190.0 1 $335,000 $335,000
    2275.0 1 $1,005,000 $1,005,000
    2285.0 5 $1,645,000 $329,000
    2290.0 9 $2,805,000 $311,667
    2340.0 1 $215,000 $215,000
    2385.0 3 $785,000 $261,667
    2389.0 1 $385,000 $385,000
    2390.0 3 $785,000 $261,667
    2443.0 1 $215,000 $215,000
    2449.0 1 $785,000 $785,000
    2485.0 23 $15,655,000 $680,652
    2487.0 1 $225,000 $225,000
    2490.0 1 $525,000 $525,000
    2495.0 1 $175,000 $175,000
    2510.0 1 $475,000 $475,000
    2515.0 1 $165,000 $165,000
    2535.0 2 $1,480,000 $740,000
    2540.0 1 $995,000 $995,000
    2585.0 4 $3,140,000 $785,000
    2685.0 18 $10,170,000 $565,000
    2688.0 1 $155,000 $155,000
    2690.0 2 $650,000 $325,000
    2740.0 1 $185,000 $185,000
    2765.0 1 $375,000 $375,000
    2785.0 15 $7,705,000 $513,667
    2789.0 2 $1,120,000 $560,000
    2790.0 3 $2,835,000 $945,000
    2793.0 1 $155,000 $155,000
    2869.0 1 $335,000 $335,000
    2885.0 1 $1,395,000 $1,395,000
    2890.0 1 $405,000 $405,000
    2990.0 1 $565,000 $565,000
    3040.0 1 $145,000 $145,000
    3080.0 1 $175,000 $175,000
    3085.0 4 $2,710,000 $677,500
    3090.0 1 $285,000 $285,000
    3185.0 2 $1,680,000 $840,000
    3250.0 1 $735,000 $735,000
    3285.0 3 $955,000 $318,333
    3287.0 1 $135,000 $135,000
    3290.0 1 $985,000 $985,000
    3530.0 4 $1,270,000 $317,500
    3580.0 2 $450,000 $225,000
    3585.0 1 $635,000 $635,000
    3740.0 1 $415,000 $415,000
    4206.25 1 $165,000 $165,000
    4415.0 1 $175,000 $175,000
    4790.0 1 $155,000 $155,000
    495.0 1 $355,000 $355,000
    6643.42 1 $1,655,000 $1,655,000
    7515.0 1 $355,000 $355,000
    8028.88 1 $295,000 $295,000
    8286.88 1 $235,000 $235,000
    8415.0 1 $315,000 $315,000
    NA 1,323 $738,675,000 $558,333

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,724 $943,280,000 $547,146

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 12 $3,500,000 $291,667 $7,454 4.80%
    40-60% 23 $8,225,000 $357,609 $10,490 5.32%
    60-80% 76 $52,050,000 $684,868 $17,113 5.55%
    80-100% 32 $15,660,000 $489,375 $13,666 5.71%
    Over 100% 1 $1,805,000 $1,805,000 $0 7.50%
    Under 20% 1 $465,000 $465,000 $11,742 6.38%