General Mortgage Capital Corporation Rates, Fees & Info
Burlingame, CALEI: 254900VELJPWWT51WN03
Tax ID: 47-0953861
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
General Mortgage Capital Corporation is a small mortgage company specializing in Home Purchase loans. General Mortgage Capital Corporation has a high proportion of conventional loans. Their top markets by origination volume include: San Francisco, Los Angeles, Seattle, San Jose, and Boston among others. We have data for 167 markets. (Some data included below & more in-depth data is available with an active subscription.)General Mortgage Capital Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. General Mortgage Capital Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.89% | 4/5/25 |
| 30 Year Conventional Refi | 6.76% | 4/5/25 |
| 30 Year Cash-out Refi | 7.20% | 4/5/25 |
| 15 Year Conventional Purchase | 5.85% | 4/5/25 |
| 15 Year Conventional Refi | 5.99% | 4/5/25 |
| 15 Year Cash-out Refi | 5.99% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
General Mortgage Capital Corporation Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from General Mortgage Capital Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,308Origination Dollar Volume (All Markets)
$1,631,170,000Awards
General Mortgage Capital Corporation - 2024
General Mortgage Capital Corporation is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
Work for General Mortgage Capital Corporation?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
General Mortgage Capital Corporation's average 30 year fixed mortgage rate was
6.88%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.33%.
Relative Fees (Closing Costs)
General Mortgage Capital Corporation's average total fees/closing costs for a 30 year fixed rate
mortgage were $6,935.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 423 | $300,185,000 | $709,657 | $7,989 | 6.89% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 376 | $254,030,000 | $675,612 | $9,040 | 6.82% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 247 | $142,395,000 | $576,498 | $6,174 | 6.58% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 164 | $137,160,000 | $836,341 | $6,386 | 6.88% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 137 | $73,415,000 | $535,876 | $6,046 | 6.81% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 172 | $63,250,000 | $367,733 | $7,149 | 6.77% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 118 | $57,540,000 | $487,627 | $8,519 | 7.00% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 106 | $53,660,000 | $506,226 | $7,447 | 6.54% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 112 | $44,610,000 | $398,304 | $6,092 | 6.96% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 121 | $44,205,000 | $365,331 | $4,347 | 6.71% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 121 | $38,905,000 | $321,529 | $6,358 | 7.11% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 85 | $32,155,000 | $378,294 | $6,747 | 6.74% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 39 | $25,095,000 | $643,462 | $6,899 | 6.88% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 63 | $19,795,000 | $314,206 | $4,205 | 6.80% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 50 | $17,790,000 | $355,800 | $6,715 | 6.79% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 50 | $17,760,000 | $355,200 | $4,598 | 6.66% |
| STOCKTON, CA (FHA|USDA|VA) | 33 | $16,985,000 | $514,697 | $5,288 | 6.55% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 47 | $16,565,000 | $352,447 | $5,936 | 6.61% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 32 | $16,100,000 | $503,125 | $10,485 | 6.96% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 39 | $15,675,000 | $401,923 | $6,569 | 7.04% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 30 | $12,670,000 | $422,333 | $4,572 | 6.49% |
| SAVANNAH, GA (FHA|USDA|VA) | 48 | $10,950,000 | $228,125 | $6,399 | 6.75% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 38 | $9,550,000 | $251,316 | $7,641 | 6.89% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 39 | $8,935,000 | $229,103 | $5,560 | 7.17% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 26 | $8,700,000 | $334,615 | $6,086 | 6.76% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 8 | $7,930,000 | $991,250 | $11,319 | 6.92% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 25 | $7,815,000 | $312,600 | $5,753 | 6.52% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 14 | $5,560,000 | $397,143 | $4,860 | 6.90% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 18 | $5,460,000 | $303,333 | $5,585 | 7.35% |
| VALLEJO, CA (FHA|USDA|VA) | 12 | $5,170,000 | $430,833 | $5,139 | 7.02% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 14 | $4,900,000 | $350,000 | $5,659 | 7.51% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 14 | $4,840,000 | $345,714 | $4,655 | 6.76% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 6 | $4,350,000 | $725,000 | $15,917 | 7.39% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 4 | $4,310,000 | $1,077,500 | $10,844 | 7.00% |
| Outside of Metro Areas | 11 | $4,205,000 | $382,273 | $6,466 | 7.11% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 9 | $3,965,000 | $440,556 | $4,731 | 7.64% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 14 | $3,870,000 | $276,429 | $3,852 | 6.73% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 11 | $3,835,000 | $348,636 | $3,770 | 7.07% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 9 | $3,765,000 | $418,333 | $5,098 | 6.80% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 10 | $3,560,000 | $356,000 | $5,727 | 6.79% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 14 | $3,480,000 | $248,571 | $6,209 | 6.54% |
| RENO, NV (FHA|USDA|VA) | 8 | $3,430,000 | $428,750 | $4,369 | 6.73% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 11 | $3,415,000 | $310,455 | $5,066 | 6.36% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 14 | $3,280,000 | $234,286 | $3,491 | 6.45% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 19 | $3,255,000 | $171,316 | $5,528 | 6.69% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 12 | $3,140,000 | $261,667 | $5,329 | 6.77% |
| HINESVILLE, GA (FHA|USDA|VA) | 17 | $2,875,000 | $169,118 | $5,823 | 6.67% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $2,790,000 | $697,500 | $7,341 | 6.81% |
| COLUMBUS, OH (FHA|USDA|VA) | 10 | $2,720,000 | $272,000 | $5,022 | 6.86% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 8 | $2,710,000 | $338,750 | $7,478 | 6.97% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 8 | $2,690,000 | $336,250 | $4,302 | 6.91% |
| GAINESVILLE, GA (FHA|USDA|VA) | 10 | $2,660,000 | $266,000 | $7,402 | 6.49% |
| NAPA, CA (FHA|USDA|VA) | 3 | $2,595,000 | $865,000 | $6,347 | 6.50% |
| WICHITA, KS (FHA|USDA|VA) | 12 | $2,490,000 | $207,500 | $3,838 | 6.59% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 5 | $2,135,000 | $427,000 | $6,296 | 6.58% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 6 | $2,080,000 | $346,667 | $4,953 | 6.42% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $2,050,000 | $341,667 | $6,243 | 6.88% |
| PITTSBURGH, PA (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $5,359 | 5.96% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 5 | $1,875,000 | $375,000 | $5,564 | 6.65% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,790,000 | $447,500 | $6,968 | 7.37% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $9,564 | 6.60% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $1,630,000 | $815,000 | $5,522 | 6.56% |
| DALTON, GA (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $4,903 | 7.09% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $4,559 | 6.28% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $6,312 | 6.75% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $1,455,000 | $485,000 | $4,781 | 8.33% |
| BURLINGTON, NC (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $4,714 | 7.23% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $6,116 | 6.44% |
| FRESNO, CA (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $4,664 | 7.32% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $3,817 | 7.01% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $3,605 | 7.13% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $1,355,000 | $451,667 | $4,787 | 6.91% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $4,745 | 6.77% |
| COLUMBIA, MO (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $2,764 | 6.44% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $7,169 | 7.28% |
| Hilo, HI (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $5,451 | 6.92% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $3,290 | 6.37% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $3,707 | 6.00% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $5,856 | 6.78% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $4,568 | 6.96% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $4,092 | 6.93% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $5,097 | 6.37% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $5,380 | 7.17% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $5,797 | 7.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $4,706 | 7.25% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $4,364 | 7.29% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $3,765 | 6.62% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $2,867 | 6.06% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $4,772 | 6.04% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $6,663 | 7.46% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $895,000 | $895,000 | $4,469 | 7.13% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $4,201 | 6.93% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $5,331 | 7.96% |
| Statesboro, GA (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $4,048 | 6.43% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $4,023 | 6.81% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $14,205 | 7.63% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $0 | 7.38% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $0 | 6.13% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,696 | 7.08% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,674 | 7.17% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,159 | 7.00% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $5,791 | 6.94% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $6,455 | 7.38% |
| MADERA, CA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,949 | 7.31% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,805 | 7.06% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,672 | 6.31% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,229 | 6.43% |
| MERCED, CA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,142 | 6.81% |
| Seneca, SC (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $14,238 | 6.25% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,954 | 6.56% |
| MADISON, WI (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,077 | 6.75% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,854 | 8.06% |
| Durant, OK (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $10,714 | 6.42% |
| WACO, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $6,319 | 6.50% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,872 | 6.31% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $15,001 | 7.25% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 6.88% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,526 | 7.13% |
| NILES, MI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,431 | 8.75% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,970 | 7.00% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,983 | 5.88% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,145 | 5.99% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 7.50% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,630 | 5.93% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,484 | 7.13% |
| Sonora, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,776 | 6.62% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,458 | 6.12% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,407 | 6.88% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,665 | 5.25% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,267 | 6.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,752 | 6.88% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,157 | 7.38% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.75% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 6.75% |
| REDDING, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 7.63% |
| BEND, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,630 | 5.75% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,420 | 7.13% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,765 | 6.69% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,851 | 6.88% |
| TULSA, OK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,866 | 7.13% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 6.50% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 7.06% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 9.00% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,586 | 6.62% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,419 | 7.00% |
| CHICO, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,251 | 6.50% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 7.13% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,303 | 8.00% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 8.38% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,628 | 6.88% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,287 | 7.25% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.13% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,746 | 6.25% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,381 | 6.63% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,649 | 6.38% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,994 | 6.63% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,843 | 7.00% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,348 | 6.99% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,758 | 6.13% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.50% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,147 | 7.13% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,961 | 6.38% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.00% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,784 | 6.50% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,925 | 7.50% |
Their top states include:
Similar Lenders
We use machine learning to identify the top lenders compared against General Mortgage Capital Corporation based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 36
Similarity Rank: 36
Similarity Rank: 42
Similarity Rank: 56
Similarity Rank: 80
Similarity Rank: 81
Similarity Rank: 135
Similarity Rank: 184
Similarity Rank: 205
Similarity Rank: 216
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 3,308 | $1,631,170,000 | $493,099 | $6,756 | 6.82% |
For 2024, General Mortgage Capital Corporation's most frequently originated type of loan was Conventional, with 3,308 originations.
Loan Reason
For 2024, General Mortgage Capital Corporation's most frequently cited loan purpose was Home Purchase, with 2,696 originations. The 2nd most popular reason was Refi, with 352 originations.
Loan Duration/Length
For 2024, General Mortgage Capital Corporation's most frequently cited loan duration was 30 Year, with 3,066 originations. The 2nd most popular length was 15 Year, with 192 originations.
Origination Fees/Closing Costs
General Mortgage Capital Corporation's average total fees were $6,935, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,824 originations.
Interest Rates
During 2024, General Mortgage Capital Corporation's average interest rate for loans was 6.88%, while their most frequently originated rate bucket for loans was 6-7%, with 1,760 originations.
Loan Sizing
2024 saw General Mortgage Capital Corporation place emphasis on $200k-400k loans with 1,227 originations, totaling $360,705,000 in origination value.
Applicant Income
General Mortgage Capital Corporation lent most frequently to those with incomes in the $50k or less range, with 896 originations. The second most popular income band? $150k-250k, with 849 originations.
Applicant Debt to Income Ratio
General Mortgage Capital Corporation lent most frequently to those with DTI ratios of <20%, with 402 originations. The next most common DTI ratio? 30-36%, with 353 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.69%
General Mortgage Capital Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination81.50%
General Mortgage Capital Corporation has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,308 | $1,631,170,000 | $493,099 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,308 | $1,631,170,000 | $493,099 |