Uwharrie Bank Mortgage Rates, Fees & Info

Albemarle, NC

LEI: 5493001LHLYJE6PHUL18

Tax ID: 56-1366219

Latest/2023 | 2022 Data | 2021 Data | 2020 Data |

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Mortgage Data

Bank Data

Review & Overview

Uwharrie Bank is a smaller bank specializing in Refi, Home Purchase, and Cash Out Refi loans. Uwharrie Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Charlotte, Albemarle, Myrtle Beach, Raleigh, and Hickory among others. We have data for 46 markets. (Some data included below & more in-depth data is available with an active subscription.)

Uwharrie Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Uwharrie Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.15% 3/28/24
30 Year Conventional Purchase 6.67% 3/28/24
30 Year Conventional Refi 6.74% 3/28/24
30 Year Cash-out Refi 6.72% 3/28/24
30 Year FHA Purchase 7.34% 3/28/24
30 Year VA Purchase 6.21% 3/28/24
30 Year USDA Purchase 6.82% 3/28/24
15 Year Conventional Purchase 6.95% 3/28/24
15 Year Conventional Refi 6.54% 3/28/24
15 Year Cash-out Refi 6.54% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Uwharrie Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Uwharrie Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,426

Origination Dollar Volume (All Markets)

$357,210,000

Employee count

172 Show all (12) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 857 $228,225,000 $266,307 $2,280 3.15%
Albemarle, NC (FHA|USDA|VA) 340 $68,660,000 $201,941 $2,201 3.29%
Outside of Metro Areas 43 $10,705,000 $248,953 $2,196 3.19%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 28 $8,130,000 $290,357 $2,649 3.42%
RALEIGH-CARY, NC (FHA|USDA|VA) 20 $5,610,000 $280,500 $2,087 3.17%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 15 $3,615,000 $241,000 $2,213 3.06%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 8 $3,360,000 $420,000 $3,059 3.03%
WINSTON-SALEM, NC (FHA|USDA|VA) 13 $3,325,000 $255,769 $1,990 2.97%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 10 $2,500,000 $250,000 $3,054 3.09%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $2,435,000 $270,556 $2,262 2.88%
ASHEVILLE, NC (FHA|USDA|VA) 8 $2,160,000 $270,000 $2,112 3.13%
Shelby, NC (FHA|USDA|VA) 9 $1,635,000 $181,667 $4,596 3.54%
Boone, NC (FHA|USDA|VA) 5 $1,555,000 $311,000 $2,146 2.93%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 6 $1,270,000 $211,667 $3,867 3.19%
Morehead City, NC (FHA|USDA|VA) 2 $1,240,000 $620,000 $5,278 3.50%
WILMINGTON, NC (FHA|USDA|VA) 4 $1,070,000 $267,500 $2,330 3.73%
Cullowhee, NC (FHA|USDA|VA) 5 $925,000 $185,000 $3,260 3.63%
Mount Airy, NC (FHA|USDA|VA) 3 $905,000 $301,667 $2,226 2.75%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3 $895,000 $298,333 $2,297 3.25%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 2 $670,000 $335,000 $2,578 3.13%
North Wilkesboro, NC (FHA|USDA|VA) 2 $630,000 $315,000 $1,786 3.13%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $565,000 $188,333 $2,705 2.75%
FAYETTEVILLE, NC (FHA|USDA|VA) 3 $525,000 $175,000 $1,704 3.25%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $475,000 $475,000 $2,926 3.75%
GREENVILLE, NC (FHA|USDA|VA) 2 $460,000 $230,000 $3,202 3.63%
NEW BERN, NC (FHA|USDA|VA) 1 $435,000 $435,000 $2,590 2.63%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $415,000 $415,000 $2,154 3.25%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $405,000 $405,000 $2,201 3.25%
Forest City, NC (FHA|USDA|VA) 2 $400,000 $200,000 $2,648 3.56%
Rockingham, NC (FHA|USDA|VA) 3 $365,000 $121,667 $2,564 3.17%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $325,000 $325,000 $2,535 3.25%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $315,000 $315,000 $1,885 3.13%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $305,000 $305,000 $2,371 3.13%
Washington, NC (FHA|USDA|VA) 1 $275,000 $275,000 $1,612 3.13%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $275,000 $275,000 $5,463 3.13%
Georgetown, SC (FHA|USDA|VA) 2 $260,000 $130,000 $2,040 3.13%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $255,000 $255,000 $2,797 3.38%
SPARTANBURG, SC (FHA|USDA|VA) 1 $245,000 $245,000 $2,044 2.75%
RICHMOND, VA (FHA|USDA|VA) 1 $235,000 $235,000 $2,742 2.88%
COLUMBIA, SC (FHA|USDA|VA) 1 $205,000 $205,000 $1,929 2.88%
Elizabeth City, NC (FHA|USDA|VA) 1 $205,000 $205,000 $7,460 3.88%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $205,000 $205,000 $1,619 3.00%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $175,000 $175,000 $1,610 2.88%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $155,000 $155,000 $2,271 3.13%
OCALA, FL (FHA|USDA|VA) 1 $125,000 $125,000 $3,188 3.64%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $85,000 $85,000 $1,568 3.63%
Uwharrie Bank's top markets include Charlotte, Albemarle, Myrtle Beach, Raleigh, and Hickory among others.

Their top states include:
  • North Carolina (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,351 $341,255,000 $252,594 $2,134 3.20%
    FHA 35 $6,875,000 $196,429 $5,873 3.12%
    VA 21 $6,005,000 $285,952 $5,620 2.77%
    USDA 19 $3,075,000 $161,842 $3,687 3.30%

    For 2020, Uwharrie Bank's most frequently originated type of loan was Conventional, with 1,351 originations. Their 2nd most popular type was FHA, with 35 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 575 $144,955,000 $252,096 $1,892 3.09%
    Home Purchase 510 $128,720,000 $252,392 $2,822 3.24%
    Cash Out Refi 309 $77,775,000 $251,699 $2,259 3.25%
    Other 28 $5,380,000 $192,143 $2,128 3.40%
    Home Improvement 4 $380,000 $95,000 $1,231 4.65%

    For 2020, Uwharrie Bank's most frequently cited loan purpose was Refi, with 575 originations. The 2nd most popular reason was Home Purchase, with 510 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,029 $267,875,000 $260,326 $2,386 3.23%
    15 Year 218 $51,230,000 $235,000 $2,114 2.90%
    20 Year 144 $31,980,000 $222,083 $2,010 3.31%
    10 Year 23 $4,105,000 $178,478 $1,791 3.08%
    Other 6 $1,570,000 $261,667 $3,619 3.27%
    1 Year 3 $425,000 $141,667 $0 4.30%
    3 Year 2 $10,000 $5,000 $62 5.63%
    5 Year 1 $15,000 $15,000 $778 5.47%

    For 2020, Uwharrie Bank's most frequently cited loan duration was 30 Year, with 1,029 originations. The 2nd most popular length was 15 Year, with 218 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,248 $311,870,000 $249,896
    $1k-2k 96 $24,490,000 $255,104
    $2k-3k 29 $6,635,000 $228,793
    $3k-4k 11 $3,195,000 $290,455
    $4k-5k 5 $1,485,000 $297,000
    $5k+ 5 $1,895,000 $379,000

    Uwharrie Bank's average total fees were $2,386, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,248 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 699 $167,125,000 $239,092
    2.5-3% 526 $142,570,000 $271,046
    <2.5% 108 $32,100,000 $297,222
    4-5% 76 $13,880,000 $182,632
    5-6% 16 $1,460,000 $91,250
    6-7% 1 $75,000 $75,000

    During 2020, Uwharrie Bank's average interest rate for loans was 3.23%, while their most frequently originated rate bucket for loans was 3-4%, with 699 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 652 $180,450,000 $276,764 $2,382 3.08%
    $100k-200k 482 $73,710,000 $152,925 $2,172 3.28%
    $400k-600k 194 $90,570,000 $466,856 $2,568 3.02%
    $100,000 or less 91 $6,605,000 $72,582 $1,783 3.88%
    $600k-1MM 5 $3,865,000 $773,000 $2,029 3.92%
    $1MM+ 2 $2,010,000 $1,005,000 $5,278 3.38%

    2020 saw Uwharrie Bank place emphasis on $200k-400k loans with 652 originations, totaling $180,450,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 311 $87,405,000 $281,045 $2,299 3.18%
    $50k-75k 287 $57,585,000 $200,645 $2,415 3.19%
    $75k-100k 249 $56,485,000 $226,847 $2,204 3.17%
    $150k-250k 237 $81,875,000 $345,464 $2,339 3.08%
    $50k or less 207 $29,955,000 $144,710 $2,276 3.37%
    $250k+ 94 $34,010,000 $361,809 $2,270 3.12%

    Uwharrie Bank lent most frequently to those with incomes in the $100k-150k range, with 311 originations. The second most popular income band? $50k-75k, with 287 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 389 $94,615,000 $243,226 $2,171 3.13%
    30-36% 238 $61,160,000 $256,975 $2,279 3.17%
    <20% 182 $40,280,000 $221,319 $1,975 3.11%
    42% 63 $17,205,000 $273,095 $2,704 3.20%
    44% 55 $13,975,000 $254,091 $2,387 3.29%
    43% 52 $14,370,000 $276,346 $2,334 3.30%
    40% 51 $12,575,000 $246,569 $2,526 3.24%
    37% 46 $11,410,000 $248,043 $2,245 3.29%
    36% 46 $11,040,000 $240,000 $2,547 3.23%
    39% 43 $11,205,000 $260,581 $2,474 3.19%
    38% 39 $10,195,000 $261,410 $2,409 3.08%
    45% 36 $9,850,000 $273,611 $2,593 3.18%
    41% 35 $8,255,000 $235,857 $2,337 3.13%
    47% 30 $6,860,000 $228,667 $2,931 3.21%
    46% 28 $6,860,000 $245,000 $2,387 3.10%
    49% 25 $6,665,000 $266,600 $1,951 3.19%
    48% 20 $6,050,000 $302,500 $2,533 3.04%
    50-60% 5 $1,095,000 $219,000 $5,082 3.25%

    Uwharrie Bank lent most frequently to those with DTI ratios of 20-30%, with 389 originations. The next most common DTI ratio? 30-36%, with 238 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,210 $304,440,000 $251,603 $2,275 3.19%
    Not provided 112 $28,190,000 $251,696 $2,275 3.13%
    Black 59 $13,135,000 $222,627 $2,911 3.14%
    Asian 25 $6,885,000 $275,400 $2,127 3.07%
    Not applicable 12 $2,430,000 $202,500 $0 4.27%
    American Indian 5 $1,465,000 $293,000 $3,052 3.18%
    Asian Indian 2 $390,000 $195,000 $2,233 3.38%
    Other Asian 1 $275,000 $275,000 $2,115 3.13%

    Approval Rates

    Total approvals of all applications
    95.77%

    Uwharrie Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    78.61%

    Uwharrie Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,426 $357,210,000 $250,498

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 3 $1,805,000 $601,667
    Single Family (1-4 Units):Manufactured 17 $1,665,000 $97,941
    Single Family (1-4 Units):Site-Built 1,406 $353,740,000 $251,593

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 81 $14,845,000 $183,272 $1,957 3.16%
    40-60% 302 $74,160,000 $245,563 $1,980 3.05%
    60-80% 633 $166,305,000 $262,725 $2,146 3.24%
    80-100% 396 $98,910,000 $249,773 $2,777 3.20%
    Over 100% 5 $1,765,000 $353,000 $11,231 3.17%
    Under 20% 4 $750,000 $187,500 $1,878 3.13%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Uwharrie Bank 107 South Main Street Norwood, NC 28128 Full Service B&M $52,496
    Uwharrie Bank 1490 South Main Street Mount Pleasant, NC 28124 Full Service B&M $22,284
    Uwharrie Bank 167 North Second Street Albemarle, NC 28001 Full Service B&M $181,030
    Uwharrie Bank 211 South Greene Street Wadesboro, NC 28170 Full Service B&M $64,929
    Uwharrie Bank 25 Palaside Drive, N.E. Concord, NC 28026 Full Service B&M $183,047
    Uwharrie Bank 416 West Main Street, Po Box 715 Locust, NC 28097 Full Service B&M $40,643
    Uwharrie Bank 5231 Piper Station Drive Charlotte, NC 28277 Full Service B&M $24,694
    Uwharrie Bank 624 N Main Street Oakboro, NC 28129 Full Service B&M $36,853
    Uwharrie Bank 710 North First Street Albemarle, NC 28001 Full Service B&M $20,516
    Uwharrie Bank 800 Highway 24-27 Bypass Albemarle, NC 28001 Full Service B&M $50,112

    For 2020, Uwharrie Bank had 10 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $24,214
    Net interest income $22,536
    Total noninterest income $19,989
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $932
    Trading account gains and fees $0
    Additional Noninterest Income $19,057
    Pre-tax net operating income $10,754
    Securities gains (or losses, -) $71
    Income before extraordinary items $8,408
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $8,408
    Minority interest net income $0
    Net income $8,408
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $8,351

    Uwharrie Bank's gross interest income from loans was $24,214,000.
    Uwharrie Bank's net interest income from loans was $22,536,000.
    Uwharrie Bank's fee based income from loans was $932,000.
    Uwharrie Bank's net income from loans was $8,408,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $1,678
    Provision for credit losses $2,387
    Total noninterest expense $29,384
    Salaries and employee benefits $18,240
    Premises and equipment expense $2,547
    Additional noninterest expense $8,597
    Applicable income taxes $2,417
    Net charge-offs $-34
    Cash dividends $3,066

    Uwharrie Bank's interest expense for loans was $1,678,000.
    Uwharrie Bank's payroll and benefits expense were $18,240,000.
    Uwharrie Bank's property, plant and equipment expenses $2,547,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 2.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $745,293
    Deposits held in domestic offices $745,293
    Deposits by Individuals, partnerships, and corporations $628,245
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $117,048
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $221,846
    Demand deposits $44,427
    Nontransaction accounts $523,447
    Money market deposit accounts (MMDAs) $205,382
    Other savings deposits (excluding MMDAs) $236,241
    Total time deposits $81,825
    Total time and savings deposits $700,866
    Noninterest-bearing deposits $44,426
    Interest-bearing deposits $700,867
    Retail deposits $715,951
    IRAs and Keogh plan accounts $19,155
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $822,563
    Cash & Balances due from depository institutions $88,868
    Interest-bearing balances $82,567
    Total securities $219,720
    Federal funds sold & reverse repurchase $0
    Net loans and leases $470,298
    Loan and leases loss allowance $4,402
    Trading account assets $0
    Bank premises and fixed assets $16,558
    Other real estate owned $0
    Goodwill and other intangibles $3,957
    All other assets $23,162

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $822,563
    Total Liabilities $756,961
    Total deposits $745,293
    Interest-bearing deposits $700,867
    Deposits held in domestic offices $745,293
    % insured (estimated) $68
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $11,668

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $470,298
    Loan and leases loss allowance $4,402
    Total loans and leases (domestic) $474,700
    All real estate loans $329,897
    Real estate loans in domestic offices $329,897
    Construction and development loans $40,630
    Residential 1-4 family construction $7,709
    Other construction, all land development and other land $32,921
    Loans secured by nonfarm nonresidential properties $145,499
    Nonfarm nonresidential secured by owner-occupied properties $78,988
    Commercial real estate & other non-farm, non-residential $66,511
    Multifamily residential real estate $1,730
    1-4 family residential loans $133,586
    Farmland loans $8,452
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $123,258
    To non-U.S. addressees $0
    Loans to individuals $11,073
    Credit card loans $2,105
    Related Plans $1,005
    Consumer Auto Loans $2,416
    Other loans to individuals $5,547
    All other loans & leases $10,472
    Loans to foreign governments and official institutions $0
    Other loans $3,098
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $4,221
    Non 1-4 family restructured loans & leases $2,136
    Total loans and leases (foreign) $0

    Uwharrie Bank had $470,298,000 of loans outstanding in 2020. $329,897,000 of loans were in real estate loans. $40,630,000 of loans were in development loans. $1,730,000 of loans were in multifamily mortgage loans. $133,586,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $2,105,000 of loans were in credit card loans. $2,416,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 280 $57,014 $203,621
    Nonfarm, nonresidential loans - <$100k 60 $2,996 $49,933
    Nonfarm, nonresidential loans - $100-250k 120 $16,002 $133,350
    Nonfarm, nonresidential loans - $250k-1MM 100 $38,016 $380,160
    Commercial & Industrial, US addressed loans - <$1MM 500 $33,260 $66,520
    Commercial & Industrial, US addressed loans - <$100k 344 $6,800 $19,767
    Commercial & Industrial, US addressed loans - $100-250k 79 $6,285 $79,557
    Commercial & Industrial, US addressed loans - $250k-1MM 77 $20,175 $262,013
    Farmland loans - <$1MM 31 $4,325 $139,516
    Farmland loans - <$100k 11 $568 $51,636
    Farmland loans - $100-250k 14 $1,809 $129,214
    Farmland loans - $250k-1MM 6 $1,948 $324,667