Franklin Loan Corporation Mortgage Rates, Fees & Info

Palm Desert, CA

LEI: 254900RQX8N4HXJIDK44

Tax ID: 33-0397503

1 stars - Updated: 5/20/24 - out of 5 stars, based on 35 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Franklin Loan Corporation is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Franklin Loan Corporation has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Riverside, Los Angeles, San Diego, Phoenix, and Atlanta among others. We have data for 114 markets. (Some data included below & more in-depth data is available with an active subscription.)

Franklin Loan Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Franklin Loan Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.44% 5/20/24
30 Year Conventional Refi 6.49% 5/20/24
30 Year Cash-out Refi 6.79% 5/20/24
30 Year FHA Purchase 7.48% 5/20/24
30 Year FHA Refi 6.83% 5/20/24
30 Year VA Purchase 6.36% 5/20/24
15 Year Conventional Purchase 6.35% 5/20/24
15 Year Conventional Refi 6.22% 5/20/24
15 Year Cash-out Refi 6.22% 5/20/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Franklin Loan Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Franklin Loan Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,255

Origination Dollar Volume (All Markets)

$534,335,000

Awards

Franklin Loan Corporation FHA Loans gold Franklin Loan Corporation FHA Loans silver
Show all (2) awards

Relative Rate

Franklin Loan Corporation's average 30 year fixed mortgage rate was 6.64%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.16%.

Relative Fees (Closing Costs)

Franklin Loan Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $13,513.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 624 $242,900,000 $389,263 $11,179 6.79%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 150 $95,540,000 $636,933 $17,775 6.85%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 57 $38,565,000 $676,579 $15,625 7.05%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 47 $18,325,000 $389,894 $15,345 6.38%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 48 $17,540,000 $365,417 $16,928 6.05%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 37 $13,155,000 $355,541 $14,018 6.46%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 22 $10,430,000 $474,091 $16,232 6.36%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 10 $5,430,000 $543,000 $13,672 5.64%
BOISE CITY, ID (FHA|USDA|VA) 11 $4,625,000 $420,455 $17,096 6.43%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 10 $4,130,000 $413,000 $20,029 6.09%
Outside of Metro Areas 11 $3,995,000 $363,182 $12,933 6.24%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 9 $3,655,000 $406,111 $21,242 6.68%
Outside of Metro Areas 9 $3,595,000 $399,444 $9,592 6.75%
BAKERSFIELD, CA (FHA|USDA|VA) 10 $3,450,000 $345,000 $16,130 6.18%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 8 $3,310,000 $413,750 $11,332 7.14%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $2,640,000 $660,000 $19,500 7.88%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $2,365,000 $788,333 $24,260 6.63%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 8 $2,170,000 $271,250 $8,541 7.12%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 5 $2,015,000 $403,000 $19,446 6.50%
MODESTO, CA (FHA|USDA|VA) 4 $1,620,000 $405,000 $14,826 6.94%
Jefferson, GA (FHA|USDA|VA) 4 $1,560,000 $390,000 $18,549 6.66%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 4 $1,550,000 $387,500 $16,838 5.97%
SALEM, OR (FHA|USDA|VA) 4 $1,460,000 $365,000 $16,716 6.50%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 4 $1,430,000 $357,500 $15,637 6.22%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $1,390,000 $695,000 $18,780 6.94%
STOCKTON, CA (FHA|USDA|VA) 3 $1,375,000 $458,333 $23,629 6.17%
RENO, NV (FHA|USDA|VA) 4 $1,300,000 $325,000 $9,215 6.84%
SANTA FE, NM (FHA|USDA|VA) 1 $1,295,000 $1,295,000 $0 8.13%
SALINAS, CA (FHA|USDA|VA) 2 $1,260,000 $630,000 $7,042 7.31%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 4 $1,240,000 $310,000 $11,882 6.44%
Clearlake, CA (FHA|USDA|VA) 6 $1,160,000 $193,333 $4,876 7.12%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $1,115,000 $371,667 $13,712 6.21%
KNOXVILLE, TN (FHA|USDA|VA) 3 $1,055,000 $351,667 $17,678 6.25%
FRESNO, CA (FHA|USDA|VA) 4 $1,000,000 $250,000 $13,890 6.25%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 3 $945,000 $315,000 $17,713 5.38%
IDAHO FALLS, ID (FHA|USDA|VA) 3 $945,000 $315,000 $17,388 6.67%
GAINESVILLE, GA (FHA|USDA|VA) 3 $935,000 $311,667 $15,171 6.29%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $895,000 $895,000 $26,222 6.25%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 4 $890,000 $222,500 $10,238 6.91%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $880,000 $440,000 $24,541 5.75%
FORT COLLINS, CO (FHA|USDA|VA) 2 $880,000 $440,000 $9,615 6.56%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 3 $845,000 $281,667 $15,300 5.38%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $835,000 $278,333 $6,487 7.25%
THE VILLAGES, FL (FHA|USDA|VA) 2 $790,000 $395,000 $16,172 6.50%
CHICO, CA (FHA|USDA|VA) 2 $780,000 $390,000 $13,388 6.75%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $780,000 $390,000 $12,489 6.69%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $720,000 $360,000 $17,554 5.50%
VISALIA, CA (FHA|USDA|VA) 2 $720,000 $360,000 $5,418 6.94%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $720,000 $360,000 $20,007 6.00%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $700,000 $350,000 $15,609 5.94%
GREELEY, CO (FHA|USDA|VA) 2 $680,000 $340,000 $10,035 6.44%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $650,000 $325,000 $15,719 6.38%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $645,000 $645,000 $34,704 5.63%
JACKSON, TN (FHA|USDA|VA) 3 $645,000 $215,000 $10,510 6.63%
CLEVELAND, TN (FHA|USDA|VA) 2 $640,000 $320,000 $16,245 5.63%
Fernley, NV (FHA|USDA|VA) 2 $640,000 $320,000 $16,135 6.13%
Moscow, ID (FHA|USDA|VA) 2 $610,000 $305,000 $17,136 5.94%
SAVANNAH, GA (FHA|USDA|VA) 2 $580,000 $290,000 $14,568 5.88%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $560,000 $280,000 $16,171 5.56%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $560,000 $280,000 $3,510 6.75%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $550,000 $275,000 $16,447 6.13%
NAPA, CA (FHA|USDA|VA) 1 $545,000 $545,000 $8,778 7.13%
Cornelia, GA (FHA|USDA|VA) 2 $530,000 $265,000 $15,904 5.63%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $530,000 $265,000 $13,756 5.44%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $525,000 $525,000 $9,733 8.13%
CORVALLIS, OR (FHA|USDA|VA) 1 $525,000 $525,000 $17,144 5.88%
Ukiah, CA (FHA|USDA|VA) 1 $515,000 $515,000 $13,980 8.63%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $495,000 $495,000 $25,300 5.63%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $480,000 $240,000 $10,119 7.13%
TUCSON, AZ (FHA|USDA|VA) 2 $460,000 $230,000 $11,433 6.56%
Pahrump, NV (FHA|USDA|VA) 2 $450,000 $225,000 $7,839 6.31%
MADERA, CA (FHA|USDA|VA) 2 $430,000 $215,000 $10,608 6.00%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $385,000 $385,000 $13,763 6.63%
WENATCHEE, WA (FHA|USDA|VA) 1 $385,000 $385,000 $11,870 5.38%
Red Bluff, CA (FHA|USDA|VA) 2 $380,000 $190,000 $8,446 6.25%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $375,000 $375,000 $4,409 6.25%
Dayton, TN (FHA|USDA|VA) 1 $365,000 $365,000 $5,526 7.25%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $365,000 $365,000 $13,071 7.25%
Payson, AZ (FHA|USDA|VA) 1 $355,000 $355,000 $14,722 6.38%
Oak Harbor, WA (FHA|USDA|VA) 1 $355,000 $355,000 $14,880 5.63%
POCATELLO, ID (FHA|USDA|VA) 1 $345,000 $345,000 $12,436 7.13%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $345,000 $345,000 $11,689 6.63%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $325,000 $325,000 $17,643 6.00%
Cookeville, TN (FHA|USDA|VA) 1 $325,000 $325,000 $15,993 5.75%
YUBA CITY, CA (FHA|USDA|VA) 1 $325,000 $325,000 $16,238 5.75%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $315,000 $315,000 $17,244 5.88%
MERCED, CA (FHA|USDA|VA) 1 $305,000 $305,000 $15,881 5.88%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $305,000 $305,000 $6,316 5.50%
Crescent City, CA (FHA|USDA|VA) 1 $305,000 $305,000 $16,084 5.38%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $295,000 $295,000 $15,443 5.63%
REDDING, CA (FHA|USDA|VA) 1 $295,000 $295,000 $14,440 5.88%
EL CENTRO, CA (FHA|USDA|VA) 1 $285,000 $285,000 $6,886 6.63%
Prineville, OR (FHA|USDA|VA) 1 $285,000 $285,000 $17,475 7.38%
ERIE, PA (FHA|USDA|VA) 1 $285,000 $285,000 $6,136 7.75%
PITTSBURGH, PA (FHA|USDA|VA) 1 $265,000 $265,000 $15,834 5.75%
Crossville, TN (FHA|USDA|VA) 1 $255,000 $255,000 $14,664 6.75%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.50%
Mountain Home, ID (FHA|USDA|VA) 1 $225,000 $225,000 $13,269 6.63%
ALBANY, GA (FHA|USDA|VA) 1 $225,000 $225,000 $12,742 5.63%
Rexburg, ID (FHA|USDA|VA) 1 $215,000 $215,000 $12,351 5.13%
Okeechobee, FL (FHA|USDA|VA) 1 $215,000 $215,000 $7,563 6.38%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $215,000 $215,000 $8,179 6.63%
OWENSBORO, KY (FHA|USDA|VA) 1 $205,000 $205,000 $4,199 6.88%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $205,000 $205,000 $11,854 6.00%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $205,000 $205,000 $8,557 5.88%
Ontario, OR-ID (FHA|USDA|VA) 1 $205,000 $205,000 $12,676 5.63%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $195,000 $195,000 $14,587 6.00%
Orangeburg, SC (FHA|USDA|VA) 1 $165,000 $165,000 $0 8.38%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $155,000 $155,000 $5,109 6.63%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $155,000 $155,000 $5,057 8.50%
MEDFORD, OR (FHA|USDA|VA) 1 $155,000 $155,000 $4,460 7.63%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $135,000 $135,000 $5,764 7.88%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.13%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $115,000 $115,000 $5,358 7.38%
Franklin Loan Corporation's top markets include Riverside, Los Angeles, San Diego, Phoenix, and Atlanta among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 746 $320,530,000 $429,665 $9,937 6.94%
    FHA 409 $165,915,000 $405,660 $18,775 6.27%
    VA 99 $47,555,000 $480,354 $14,915 6.32%
    USDA 1 $335,000 $335,000 $15,657 6.63%

    For 2023, Franklin Loan Corporation's most frequently originated type of loan was Conventional, with 746 originations. Their 2nd most popular type was FHA, with 409 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 785 $358,695,000 $456,936 $12,124 6.66%
    Cash Out Refi 450 $164,230,000 $364,956 $15,485 6.68%
    Refi 20 $11,410,000 $570,500 $12,995 6.90%

    For 2023, Franklin Loan Corporation's most frequently cited loan purpose was Home Purchase, with 785 originations. The 2nd most popular reason was Cash Out Refi, with 450 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,222 $529,240,000 $433,093 $13,513 6.64%
    15 Year 16 $3,090,000 $193,125 $6,106 6.87%
    10 Year 6 $90,000 $15,000 $0 9.69%
    20 Year 6 $570,000 $95,000 $5,370 8.10%
    Other 5 $1,345,000 $269,000 $11,574 7.58%

    For 2023, Franklin Loan Corporation's most frequently cited loan duration was 30 Year, with 1,222 originations. The 2nd most popular length was 15 Year, with 16 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 716 $346,620,000 $484,106
    $1k-2k 188 $76,810,000 $408,564
    $2k-3k 114 $39,120,000 $343,158
    $3k-4k 80 $27,220,000 $340,250
    $<1k 67 $11,195,000 $167,090
    $4k-5k 66 $23,920,000 $362,424

    Franklin Loan Corporation's average total fees were $13,513, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 716 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 551 $244,555,000 $443,838
    7-8% 298 $136,060,000 $456,577
    5-6% 258 $102,550,000 $397,481
    Over 8% 109 $47,785,000 $438,394
    <2.5% 33 $1,255,000 $38,030
    4-5% 6 $2,130,000 $355,000

    During 2023, Franklin Loan Corporation's average interest rate for loans was 6.64%, while their most frequently originated rate bucket for loans was 6-7%, with 551 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 512 $156,200,000 $305,078 $11,800 6.62%
    $400k-600k 368 $180,090,000 $489,375 $15,208 6.70%
    $600k-1MM 158 $113,170,000 $716,266 $18,253 6.85%
    $100k-200k 108 $16,140,000 $149,444 $6,123 7.14%
    $100,000 or less 60 $2,480,000 $41,333 $2,167 5.04%
    $1MM+ 49 $66,255,000 $1,352,143 $21,853 7.46%

    2023 saw Franklin Loan Corporation place emphasis on $200k-400k loans with 512 originations, totaling $156,200,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 387 $149,895,000 $387,326 $13,624 6.39%
    $150k-250k 303 $147,595,000 $487,112 $14,502 6.98%
    $75k-100k 200 $60,550,000 $302,750 $12,494 6.25%
    $250k+ 168 $125,910,000 $749,464 $15,001 7.35%
    $50k-75k 145 $34,725,000 $239,483 $10,832 6.31%
    $50k or less 46 $11,430,000 $248,478 $8,391 7.43%

    Franklin Loan Corporation lent most frequently to those with incomes in the $100k-150k range, with 387 originations. The second most popular income band? $150k-250k, with 303 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 221 $100,135,000 $453,100 $18,482 6.30%
    30-36% 132 $57,740,000 $437,424 $11,461 7.07%
    49% 99 $40,045,000 $404,495 $11,577 6.52%
    20-30% 81 $32,415,000 $400,185 $10,757 6.57%
    44% 73 $30,095,000 $412,260 $12,743 7.19%
    48% 63 $31,375,000 $498,016 $13,739 6.86%
    <20% 63 $19,445,000 $308,651 $8,199 4.82%
    47% 61 $27,805,000 $455,820 $13,060 6.66%
    42% 59 $26,375,000 $447,034 $13,861 6.91%
    43% 59 $23,165,000 $392,627 $12,362 7.00%
    46% 59 $24,025,000 $407,203 $13,442 6.59%
    45% 58 $24,080,000 $415,172 $13,882 6.67%
    41% 53 $19,985,000 $377,075 $11,130 7.12%
    40% 41 $18,515,000 $451,585 $12,773 6.80%
    39% 33 $14,885,000 $451,061 $13,326 6.79%
    36% 29 $13,875,000 $478,448 $12,284 6.87%
    38% 29 $10,795,000 $372,241 $12,104 6.99%
    37% 20 $8,700,000 $435,000 $12,142 6.74%
    >60% 3 $2,935,000 $978,333 $15,100 6.46%

    Franklin Loan Corporation lent most frequently to those with DTI ratios of 50-60%, with 221 originations. The next most common DTI ratio? 30-36%, with 132 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 798 $338,870,000 $424,649 $12,278 6.74%
    Not provided 314 $132,510,000 $422,006 $16,470 6.47%
    Asian 76 $37,190,000 $489,342 $12,014 6.94%
    Black 45 $17,305,000 $384,556 $12,119 6.37%
    American Indian 12 $4,930,000 $410,833 $14,123 6.31%
    Native Hawaiian or Islander 10 $3,530,000 $353,000 $14,077 7.19%

    Approval Rates

    Total approvals of all applications
    98.96%

    Franklin Loan Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    71.95%

    Franklin Loan Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,255 $534,335,000 $425,765

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,255 $534,335,000 $425,765

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 83 $20,105,000 $242,229 $6,379 6.84%
    40-60% 121 $42,925,000 $354,752 $9,796 6.82%
    60-80% 426 $202,860,000 $476,197 $14,674 6.73%
    80-100% 534 $255,060,000 $477,640 $14,909 6.65%
    Over 100% 14 $7,930,000 $566,429 $18,929 6.55%
    Under 20% 77 $5,455,000 $70,844 $3,173 6.13%