WATERTOWN - FORT DRUM Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Watertown - Fort Drum averaged
5.94%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
5.64% and
one month ago for the week of 2024-09-05, the
average rate was 6.17%.
Watertown - Fort Drum's average rate one year ago was 7.11%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.72%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Watertown - Fort Drum 30 Year Fixed Rate | 2024-10-10 | 5.94% |
Watertown - Fort Drum 30 Year Fixed Rate Refi | 2024-10-10 | 6.72% |
Watertown - Fort Drum 15 Year Fixed Rate | 2024-10-10 | 5.31% |
Watertown - Fort Drum 15 Year Fixed Rate Refi | 2024-10-10 | 5.41% |
Watertown - Fort Drum 30 Year FHA | 2024-10-10 | 6.2% |
Watertown - Fort Drum 30 Year FHA Refi | 2024-10-10 | 6.2% |
Watertown - Fort Drum 30 Year USDA | 2024-10-10 | 5.98% |
Watertown - Fort Drum 30 Year USDA Refi | 2024-10-10 | 5.88% |
Watertown - Fort Drum 30 Year VA | 2024-10-10 | 6.02% |
Watertown - Fort Drum 30 Year VA Refi | 2024-10-10 | 6.05% |
WATERTOWN - FORT DRUM Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WATERTOWN-FORT DRUM, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
WATERTOWN - FORT DRUM Average Closing Costs & Other Stats
WATERTOWN-FORT DRUM, NY's 45 lenders originated 1,823
loans during 2023. The total origination value was $363,215,000, with an average loan value of
$199,240.
WATERTOWN - FORT DRUM's average closing costs are $4,735.
The top WATERTOWN - FORT DRUM lender as defined by loan originations is Watertown Savings Bank, with
73 loans originated. Their average total fees are
$2,641, which is $1,945
higher than the next largest lender,
Community Bank.
The lowest fee WATERTOWN - FORT DRUM lenders (with over 10 loans originated) are
Community Bank ($696), Gouverneur Savings and Loan Association ($1,307), Watertown Savings Bank ($2,641), HOMESTEAD FUNDING CORP. ($4,387) and NORTHERN CREDIT UNION ($4,409).
The lowest rate WATERTOWN - FORT DRUM lenders (with over 10 loans originated) are
AMERICU Credit Union (5.60%), Gouverneur Savings and Loan Association (6.02%), Watertown Savings Bank (6.13%), HOMESTEAD FUNDING CORP. (6.45%) and NORTHERN CREDIT UNION (6.55%).
WATERTOWN-FORT DRUM, NY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
FIRST TECHNOLOGY | $51,505,000 | n/a | 14.2% | |
MOVEMENT MORTGAGE, LLC | $37,275,000 | $40,685,000 | 9.1% | 11.2% |
Community Bank | $27,990,000 | $39,420,000 | 40.8% | 10.9% |
Watertown Savings Bank | $38,275,000 | $28,905,000 | -24.5% | 8.0% |
NORTHERN CREDIT UNION | $33,125,000 | $21,185,000 | -36.0% | 5.8% |
AMERICU Credit Union | $47,025,000 | $20,145,000 | -57.2% | 5.5% |
Mortgage Research Center, LLC | $21,885,000 | $19,775,000 | -9.6% | 5.4% |
HOMESTEAD FUNDING CORP. | $21,120,000 | $18,765,000 | -11.2% | 5.2% |
Carthage Federal Savings and Loan Association | $36,295,000 | $15,475,000 | -57.4% | 4.3% |
QUICKEN LOANS, LLC | $19,940,000 | $13,095,000 | -34.3% | 3.6% |
PLAZA HOME MORTGAGE, INC. | $13,915,000 | $10,560,000 | -24.1% | 2.9% |
NAVY FEDERAL CREDIT UNION | $13,090,000 | $9,740,000 | -25.6% | 2.7% |
CROSSCOUNTRY MORTGAGE, LLC | $7,115,000 | $7,405,000 | 4.1% | 2.0% |
Gouverneur Savings and Loan Association | $5,660,000 | $6,935,000 | 22.5% | 1.9% |
Genesee Regional Bank | $4,205,000 | $5,735,000 | 36.4% | 1.6% |
USAA Federal Savings Bank | $5,560,000 | $3,665,000 | -34.1% | 1.0% |
KeyBank | $10,465,000 | $3,560,000 | -66.0% | 1.0% |
UNITED WHOLESALE MORTGAGE, LLC | $1,785,000 | $2,705,000 | 51.5% | 0.7% |
First-Citizens Bank & Trust Company | $1,995,000 | n/a | 0.5% | |
LOANDEPOT.COM, LLC | $3,190,000 | $1,935,000 | -39.3% | 0.5% |
GUARANTEED RATE, INC. | $20,835,000 | $1,910,000 | -90.8% | 0.5% |
Empower Federal Credit Union | $7,995,000 | $1,820,000 | -77.2% | 0.5% |
NEWREZ LLC | $1,395,000 | $1,545,000 | 10.8% | 0.4% |
SEFCU SERVICES, LLC | $1,415,000 | $1,450,000 | 2.5% | 0.4% |
Farm Credit East, ACA | $3,455,000 | $1,385,000 | -59.9% | 0.4% |
M&T Bank | $2,860,000 | $1,310,000 | -54.2% | 0.4% |
Wells Fargo Bank | $4,660,000 | $1,220,000 | -73.8% | 0.3% |
PENNYMAC LOAN SERVICES, LLC | $285,000 | $1,115,000 | 291.2% | 0.3% |
HOME TOWN FUNDING, INC. | $710,000 | $1,005,000 | 41.5% | 0.3% |
NBKC BANK | $155,000 | $1,005,000 | 548.4% | 0.3% |
PNC Bank | $285,000 | $985,000 | 245.6% | 0.3% |
FREEDOM MORTGAGE CORPORATION | $865,000 | $965,000 | 11.6% | 0.3% |
JPMorgan Chase Bank | $1,480,000 | $940,000 | -36.5% | 0.3% |
PENTAGON FEDERAL CREDIT UNION | $1,440,000 | $930,000 | -35.4% | 0.3% |
NBT Bank | $1,025,000 | $910,000 | -11.2% | 0.3% |
CMG MORTGAGE, INC. | $865,000 | n/a | 0.2% | |
The Upstate National Bank | $1,295,000 | $855,000 | -34.0% | 0.2% |
Mr. Cooper ( Nationstar Mortgage ) | $1,725,000 | $835,000 | -51.6% | 0.2% |
21ST MORTGAGE CORPORATION | $1,520,000 | $820,000 | -46.1% | 0.2% |
Wilmington Savings Fund Society, FSB | $805,000 | n/a | 0.2% | |
HUNT MORTGAGE CORPORATION | $135,000 | $795,000 | 488.9% | 0.2% |
LENDINGHOME FUNDING CORPORATION | $1,520,000 | $755,000 | -50.3% | 0.2% |
CARDINAL FINANCIAL | $55,000 | $705,000 | 1,181.8% | 0.2% |
PREMIA MORTGAGE, LLC | $705,000 | n/a | 0.2% | |
UBS Bank USA | $705,000 | n/a | 0.2% | |
Barrington Bank & Trust Company, N.A. | $1,980,000 | $590,000 | -70.2% | 0.2% |
The Federal Savings Bank | $385,000 | $585,000 | 51.9% | 0.2% |
EASTMAN | $580,000 | n/a | 0.2% | |
CONTOUR MORTGAGE CORPORATION | $550,000 | n/a | 0.2% | |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $410,000 | $510,000 | 24.4% | 0.1% |
Flagstar Bank, FSB | $12,695,000 | $495,000 | -96.1% | 0.1% |
THE SUMMIT Federal Credit Union | $105,000 | $495,000 | 371.4% | 0.1% |
PARAGON HOME LOANS INC. | $480,000 | n/a | 0.1% | |
Ukrainian Selfreliance Federal Credit Union | $465,000 | n/a | 0.1% | |
Bank of America | $500,000 | $445,000 | -11.0% | 0.1% |
A&D Mortgage LLC | $85,000 | $420,000 | 394.1% | 0.1% |
Pathfinder Bank | $135,000 | $405,000 | 200.0% | 0.1% |
Carrington Mortgage Services, LLC | $1,400,000 | $385,000 | -72.5% | 0.1% |
Adirondack Bank | $155,000 | $370,000 | 138.7% | 0.1% |
Premium Mortgage Corporation | $1,165,000 | $365,000 | -68.7% | 0.1% |
LIMA ONE CAPITAL, LLC | $1,140,000 | $355,000 | -68.9% | 0.1% |
Ally Bank | $345,000 | n/a | 0.1% | |
Solvay Bank | $175,000 | $335,000 | 91.4% | 0.1% |
Citizens Bank | $1,870,000 | $315,000 | -83.2% | 0.1% |
NJ LENDERS CORP. | $315,000 | n/a | 0.1% | |
1ST PRIORITY MORTGAGE, INC. | $1,085,000 | $310,000 | -71.4% | 0.1% |
ALLIED MORTGAGE GROUP, INC. | $305,000 | n/a | 0.1% | |
RELIANCE FIRST CAPITAL, LLC | $850,000 | $290,000 | -65.9% | 0.1% |
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $245,000 | n/a | 0.1% | |
RELIANT COMMUNITY FEDERAL CREDIT UNION | $155,000 | $235,000 | 51.6% | 0.1% |
U.S. Bank | $230,000 | n/a | 0.1% | |
BETTER MORTGAGE CORPORATION | $225,000 | n/a | 0.1% | |
CFCU Community Credit Union | $205,000 | n/a | 0.1% | |
TRIAD FINANCIAL SERVICES, INC. | $360,000 | $200,000 | -44.4% | 0.1% |
Citizens & Northern Bank | $185,000 | $185,000 | 0.0% | 0.1% |
INB | $185,000 | n/a | 0.1% | |
North American Savings Bank, F.S.B. | $220,000 | $155,000 | -29.5% | 0.0% |
PHH Mortgage Corporation | $155,000 | n/a | 0.0% | |
ROYAL UNITED MORTGAGE LLC | $390,000 | $155,000 | -60.3% | 0.0% |
Community First National Bank | $145,000 | n/a | 0.0% | |
FINANCE OF AMERICA REVERSE LLC | $105,000 | n/a | 0.0% | |
Tompkins Trust Company | $245,000 | $105,000 | -57.1% | 0.0% |
VISIONS | $395,000 | $105,000 | -73.4% | 0.0% |
Plains Commerce Bank | $95,000 | n/a | 0.0% | |
The Huntington National Bank | $95,000 | n/a | 0.0% | |
FIRST SOURCE | $145,000 | $75,000 | -48.3% | 0.0% |
Discover Bank | $35,000 | $65,000 | 85.7% | 0.0% |
Signature Federal Credit Union | $65,000 | n/a | 0.0% | |
STATE EMPLOYEES FEDERAL CREDIT UNION | $60,000 | n/a | 0.0% | |
Nicolet National Bank | $55,000 | n/a | 0.0% | |
Northwest Federal Credit Union | $125,000 | $55,000 | -56.0% | 0.0% |
THRIVENT Federal Credit Union | $75,000 | $35,000 | -53.3% | 0.0% |
WATERTOWN - FORT DRUM's top lender by overall market share is FIRST TECHNOLOGY, with 14.2% market share. In second place, with 11.2%, is MOVEMENT MORTGAGE, LLC, having originated $40,685,000 in loans. In third place, with 10.9%, is Community Bank, having originated $39,420,000 in loans. In fourth place, with 8.0%, is Watertown Savings Bank, having originated $28,905,000 in loans. In fifth place, with 5.8%, is NORTHERN CREDIT UNION, having originated $21,185,000 in loans.
WATERTOWN - FORT DRUM Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - WATERTOWN - FORT DRUM (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $146,500 (1.1%) | $217,726 (4.5%) | 0.00 | 710 |
2018-02-01 | $147,850 (2.0%) | $213,542 (2.5%) | 0.00 | 693 |
2018-03-01 | $149,900 (2.7%) | $219,895 (3.9%) | 0.00 | 701 |
2018-04-01 | $152,400 (1.7%) | $222,225 (0.5%) | 0.00 | 718 |
2018-05-01 | $163,825 (3.0%) | $225,516 (0.7%) | 0.00 | 799 |
2018-06-01 | $168,235 (5.0%) | $223,015 (-0.4%) | 0.00 | 927 |
2018-07-01 | $169,800 (6.2%) | $233,747 (2.7%) | 0.00 | 987 |
2018-08-01 | $168,900 (8.3%) | $235,883 (4.4%) | 0.00 | 995 |
2018-09-01 | $169,900 (9.6%) | $241,448 (6.0%) | 0.00 | 985 |
2018-10-01 | $168,350 (8.7%) | $242,016 (5.2%) | 0.00 | 964 |
2018-11-01 | $165,000 (6.5%) | $237,195 (-20.0%) | 0.00 | 882 |
2018-12-01 | $164,640 (8.7%) | $230,495 (2.4%) | 0.00 | 787 |
2019-01-01 | $163,500 (11.6%) | $228,073 (4.8%) | 0.00 | 718 |
2019-02-01 | $162,900 (10.2%) | $230,658 (8.0%) | 0.00 | 689 |
2019-03-01 | $168,529 (12.4%) | $247,723 (12.7%) | 0.00 | 677 |
2019-04-01 | $179,950 (18.1%) | $273,574 (23.1%) | 0.00 | 676 |
2019-05-01 | $181,250 (10.6%) | $267,567 (18.7%) | 0.00 | 737 |
2019-06-01 | $183,000 (8.8%) | $255,261 (14.5%) | 0.00 | 813 |
2019-07-01 | $184,900 (8.9%) | $259,331 (11.0%) | 0.00 | 846 |
2019-08-01 | $180,336 (6.8%) | $254,500 (7.9%) | 0.00 | 825 |
2019-09-01 | $175,591 (3.4%) | $249,794 (3.5%) | 0.00 | 802 |
2019-10-01 | $172,427 (2.4%) | $247,017 (2.1%) | 0.00 | 775 |
2019-11-01 | $169,000 (2.4%) | $239,711 (1.1%) | 0.00 | 716 |
2019-12-01 | $162,875 (-1.1%) | $225,119 (-2.3%) | 0.00 | 662 |
2020-01-01 | $159,900 (-2.2%) | $215,208 (-5.6%) | 0.00 | 587 |
2020-02-01 | $164,000 (0.7%) | $221,996 (-3.8%) | 0.00 | 559 |
2020-03-01 | $167,450 (-0.6%) | $226,513 (-8.6%) | 0.00 | 547 |
2020-04-01 | $175,700 (-2.4%) | $250,879 (-8.3%) | 0.00 | 546 |
2020-05-01 | $179,000 (-1.2%) | $263,821 (-1.4%) | 0.00 | 540 |
2020-06-01 | $186,950 (2.2%) | $271,657 (6.4%) | 0.00 | 539 |
2020-07-01 | $192,450 (4.1%) | $274,801 (6.0%) | 0.00 | 559 |
2020-08-01 | $189,000 (4.8%) | $277,807 (9.2%) | 0.00 | 535 |
2020-09-01 | $173,500 (-1.2%) | $277,271 (11.0%) | 0.00 | 501 |
2020-10-01 | $169,900 (-1.5%) | $278,761 (12.9%) | 0.00 | 468 |
2020-11-01 | $169,900 (0.5%) | $272,295 (13.6%) | 0.00 | 413 |
2020-12-01 | $168,500 (3.5%) | $268,140 (19.1%) | 0.00 | 367 |
2021-01-01 | $160,000 (0.1%) | $233,408 (8.5%) | 0.00 | 297 |
2021-02-01 | $167,950 (2.4%) | $234,778 (5.8%) | 0.00 | 248 |
2021-03-01 | $172,000 (2.7%) | $250,539 (10.6%) | 0.00 | 212 |
2021-04-01 | $182,925 (4.1%) | $268,210 (6.9%) | 0.00 | 205 |
2021-05-01 | $199,000 (11.2%) | $283,846 (7.6%) | 0.00 | 233 |
2021-06-01 | $192,425 (2.9%) | $274,267 (1.0%) | 0.00 | 294 |
2021-07-01 | $189,900 (-1.3%) | $264,882 (-3.6%) | 0.00 | 347 |
2021-08-01 | $186,000 (-1.6%) | $273,483 (-1.6%) | 0.00 | 350 |
2021-09-01 | $188,975 (8.9%) | $277,452 (0.1%) | 0.00 | 344 |
2021-10-01 | $174,450 (2.7%) | $256,188 (-8.1%) | 0.00 | 304 |
2021-11-01 | $162,400 (-4.4%) | $254,084 (-6.7%) | 0.00 | 254 |
2021-12-01 | $166,875 (-1.0%) | $255,280 (-4.8%) | 0.00 | 222 |
2022-01-01 | $159,950 (0.0%) | $241,237 (3.4%) | 0.00 | 181 |
2022-02-01 | $165,925 (-1.2%) | $232,632 (-0.9%) | 0.00 | 149 |
2022-03-01 | $170,650 (-0.8%) | $241,073 (-3.8%) | 0.00 | 141 |
2022-04-01 | $171,000 (-6.5%) | $265,943 (-0.9%) | 0.00 | 131 |
2022-05-01 | $203,274 (2.2%) | $275,835 (-2.8%) | 0.00 | 177 |
2022-06-01 | $210,000 (9.1%) | $308,300 (12.4%) | 0.00 | 232 |
2022-07-01 | $199,000 (4.8%) | $300,400 (13.4%) | 0.00 | 271 |
2022-08-01 | $199,000 (7.0%) | $306,442 (12.1%) | 0.00 | 286 |
2022-09-01 | $193,625 (2.5%) | $301,151 (8.5%) | 0.00 | 310 |
2022-10-01 | $198,900 (14.0%) | $303,450 (18.5%) | 0.00 | 292 |
2022-11-01 | $194,830 (20.0%) | $302,090 (18.9%) | 0.00 | 274 |
2022-12-01 | $185,000 (10.9%) | $291,566 (14.2%) | 0.00 | 234 |
2023-01-01 | $177,000 (10.7%) | $242,423 (0.5%) | 0.00 | 184 |
2023-02-01 | $173,700 (4.7%) | $249,481 (7.2%) | 0.00 | 155 |
2023-03-01 | $179,800 (5.4%) | $247,515 (2.7%) | 0.00 | 139 |
2023-04-01 | $197,000 (15.2%) | $314,598 (18.3%) | 0.00 | 153 |
2023-05-01 | $217,450 (7.0%) | $333,852 (21.0%) | 0.00 | 167 |
2023-06-01 | $252,475 (20.2%) | $362,904 (17.7%) | 0.00 | 184 |
2023-07-01 | $249,450 (25.4%) | $382,300 (27.3%) | 0.00 | 187 |
2023-08-01 | $247,300 (24.3%) | $385,042 (25.7%) | 0.00 | 210 |
2023-09-01 | $245,000 (26.5%) | $354,466 (17.7%) | 0.00 | 231 |
2023-10-01 | $241,500 (21.4%) | $351,910 (16.0%) | 0.00 | 245 |
2023-11-01 | $224,475 (15.2%) | $336,547 (11.4%) | 0.00 | 243 |
2023-12-01 | $220,000 (18.9%) | $331,943 (13.9%) | 0.00 | 206 |
2024-01-01 | $229,500 (29.7%) | $341,400 (40.8%) | 0.00 | 188 |
2024-02-01 | $225,450 (29.8%) | $343,015 (37.5%) | 0.00 | 183 |
2024-03-01 | $235,000 (30.7%) | $356,652 (44.1%) | 0.00 | 190 |
2024-04-01 | $249,175 (26.5%) | $367,536 (16.8%) | 0.00 | 215 |
2024-05-01 | $265,625 (22.2%) | $378,075 (13.3%) | 0.00 | 244 |
2024-06-01 | $269,900 (6.9%) | $373,792 (3.0%) | 0.00 | 250 |
2024-07-01 | $266,950 (7.0%) | $378,788 (-0.9%) | 0.00 | 290 |
2024-08-01 | $260,000 (5.1%) | $363,170 (-5.7%) | 0.00 | 332 |
2024-09-01 | $259,900 (6.1%) | $357,044 (0.7%) | 0.00 | 357 |
WATERTOWN - FORT DRUM's median listing price comes in at 0% of the national average.
WATERTOWN - FORT DRUM's average listing price for 2024-09-01 was $357,044, a difference of $2,578 (0.7%) versus the prior year and $-6,126 versus the prior month.
For the 2024-09-01 period, WATERTOWN - FORT DRUM had 357 MLS listings, a difference of 25 listings (8%) versus the prior month and 126 listings (55%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - WATERTOWN - FORT DRUM (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,680 sqft |
2018-02-01 | 0 days | 1,680 sqft |
2018-03-01 | 0 days | 1,680 sqft |
2018-04-01 | 0 days | 1,661 sqft |
2018-05-01 | 0 days | 1,660 sqft |
2018-06-01 | 0 days | 1,629 sqft |
2018-07-01 | 0 days | 1,626 sqft |
2018-08-01 | 0 days | 1,633 sqft |
2018-09-01 | 0 days | 1,636 sqft |
2018-10-01 | 0 days | 1,603 sqft |
2018-11-01 | 0 days | 1,598 sqft |
2018-12-01 | 0 days | 1,607 sqft |
2019-01-01 | 0 days | 1,620 sqft |
2019-02-01 | 0 days | 1,634 sqft |
2019-03-01 | 0 days | 1,684 sqft |
2019-04-01 | 0 days | 1,724 sqft |
2019-05-01 | 0 days | 1,687 sqft |
2019-06-01 | 0 days | 1,680 sqft |
2019-07-01 | 0 days | 1,701 sqft |
2019-08-01 | 0 days | 1,689 sqft |
2019-09-01 | 0 days | 1,674 sqft |
2019-10-01 | 0 days | 1,665 sqft |
2019-11-01 | 0 days | 1,663 sqft |
2019-12-01 | 0 days | 1,649 sqft |
2020-01-01 | 0 days | 1,646 sqft |
2020-02-01 | 0 days | 1,653 sqft |
2020-03-01 | 0 days | 1,656 sqft |
2020-04-01 | 0 days | 1,684 sqft |
2020-05-01 | 0 days | 1,689 sqft |
2020-06-01 | 0 days | 1,673 sqft |
2020-07-01 | 0 days | 1,698 sqft |
2020-08-01 | 0 days | 1,700 sqft |
2020-09-01 | 0 days | 1,695 sqft |
2020-10-01 | 0 days | 1,666 sqft |
2020-11-01 | 0 days | 1,695 sqft |
2020-12-01 | 0 days | 1,687 sqft |
2021-01-01 | 0 days | 1,678 sqft |
2021-02-01 | 0 days | 1,744 sqft |
2021-03-01 | 0 days | 1,699 sqft |
2021-04-01 | 0 days | 1,674 sqft |
2021-05-01 | 0 days | 1,676 sqft |
2021-06-01 | 0 days | 1,658 sqft |
2021-07-01 | 0 days | 1,684 sqft |
2021-08-01 | 0 days | 1,683 sqft |
2021-09-01 | 0 days | 1,686 sqft |
2021-10-01 | 0 days | 1,672 sqft |
2021-11-01 | 0 days | 1,648 sqft |
2021-12-01 | 0 days | 1,648 sqft |
2022-01-01 | 0 days | 1,669 sqft |
2022-02-01 | 0 days | 1,671 sqft |
2022-03-01 | 0 days | 1,687 sqft |
2022-04-01 | 0 days | 1,680 sqft |
2022-05-01 | 0 days | 1,668 sqft |
2022-06-01 | 0 days | 1,680 sqft |
2022-07-01 | 0 days | 1,680 sqft |
2022-08-01 | 0 days | 1,730 sqft |
2022-09-01 | 0 days | 1,717 sqft |
2022-10-01 | 0 days | 1,734 sqft |
2022-11-01 | 0 days | 1,681 sqft |
2022-12-01 | 0 days | 1,652 sqft |
2023-01-01 | 0 days | 1,666 sqft |
2023-02-01 | 0 days | 1,739 sqft |
2023-03-01 | 0 days | 1,675 sqft |
2023-04-01 | 0 days | 1,759 sqft |
2023-05-01 | 0 days | 1,685 sqft |
2023-06-01 | 0 days | 1,795 sqft |
2023-07-01 | 0 days | 1,766 sqft |
2023-08-01 | 0 days | 1,744 sqft |
2023-09-01 | 0 days | 1,702 sqft |
2023-10-01 | 0 days | 1,780 sqft |
2023-11-01 | 0 days | 1,708 sqft |
2023-12-01 | 0 days | 1,694 sqft |
2024-01-01 | 0 days | 1,772 sqft |
2024-02-01 | 0 days | 1,699 sqft |
2024-03-01 | 0 days | 1,700 sqft |
2024-04-01 | 0 days | 1,736 sqft |
2024-05-01 | 0 days | 1,721 sqft |
2024-06-01 | 0 days | 1,737 sqft |
2024-07-01 | 0 days | 1,753 sqft |
2024-08-01 | 0 days | 1,740 sqft |
2024-09-01 | 0 days | 1,715 sqft |
WATERTOWN - FORT DRUM's median square footage for active listings during the 2024-09-01 period was 1,715 sqft. One year prior, the average listing was 1,702 sqft.
WATERTOWN-FORT DRUM, NY Average Rent (2023)
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Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
---|---|---|---|---|---|---|
13083 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13145 | Watertown-Fort Drum, NY MSA | $730 | $820 | $1,070 | $1,430 | $1,680 |
13601 | Watertown-Fort Drum, NY MSA | $800 | $900 | $1,190 | $1,610 | $1,900 |
13602 | Watertown-Fort Drum, NY MSA | $1,220 | $1,390 | $1,830 | $2,470 | $2,920 |
13603 | Watertown-Fort Drum, NY MSA | $1,070 | $1,220 | $1,600 | $2,160 | $2,560 |
13605 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13606 | Watertown-Fort Drum, NY MSA | $760 | $870 | $1,140 | $1,540 | $1,820 |
13607 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13608 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13611 | Watertown-Fort Drum, NY MSA | $820 | $930 | $1,220 | $1,650 | $1,950 |
13612 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13615 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13616 | Watertown-Fort Drum, NY MSA | $840 | $960 | $1,260 | $1,700 | $2,010 |
13618 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13619 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13622 | Watertown-Fort Drum, NY MSA | $820 | $930 | $1,220 | $1,650 | $1,950 |
13624 | Watertown-Fort Drum, NY MSA | $720 | $810 | $1,070 | $1,450 | $1,710 |
13626 | Watertown-Fort Drum, NY MSA | $730 | $830 | $1,090 | $1,470 | $1,740 |
13628 | Watertown-Fort Drum, NY MSA | $860 | $970 | $1,280 | $1,730 | $2,040 |
13631 | Watertown-Fort Drum, NY MSA | $820 | $930 | $1,220 | $1,650 | $1,950 |
13632 | Watertown-Fort Drum, NY MSA | $820 | $930 | $1,220 | $1,650 | $1,950 |
13634 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13636 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13637 | Watertown-Fort Drum, NY MSA | $930 | $1,060 | $1,390 | $1,880 | $2,220 |
13638 | Watertown-Fort Drum, NY MSA | $820 | $940 | $1,240 | $1,660 | $1,950 |
13640 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13641 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13642 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13643 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13646 | Watertown-Fort Drum, NY MSA | $820 | $930 | $1,220 | $1,650 | $1,950 |
13650 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13651 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13656 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13659 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13661 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13665 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13671 | Watertown-Fort Drum, NY MSA | $820 | $930 | $1,220 | $1,650 | $1,950 |
13673 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13674 | Watertown-Fort Drum, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
13675 | Watertown-Fort Drum, NY MSA | $740 | $840 | $1,100 | $1,490 | $1,760 |
13679 | Watertown-Fort Drum, NY MSA | $760 | $860 | $1,130 | $1,530 | $1,810 |
13682 | Watertown-Fort Drum, NY MSA | $1,070 | $1,220 | $1,600 | $2,140 | $2,520 |
13685 | Watertown-Fort Drum, NY MSA | $960 | $1,090 | $1,430 | $1,930 | $2,280 |
13691 | Watertown-Fort Drum, NY MSA | $750 | $850 | $1,120 | $1,510 | $1,790 |
13692 | Watertown-Fort Drum, NY MSA | $820 | $930 | $1,220 | $1,650 | $1,950 |
13693 | Watertown-Fort Drum, NY MSA | $810 | $920 | $1,220 | $1,580 | $1,800 |
2022 Average & Median Rent Data Statistics
WATERTOWN-FORT DRUM, NY average 1BR rent: $889, median: $815
WATERTOWN-FORT DRUM, NY average 2BR rent: $1,170, median: $1,070
WATERTOWN-FORT DRUM, NY average 3BR rent: $1,572, median: $1,440
WATERTOWN-FORT DRUM, NY Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 1,106 | $285,500,000 | $258,137 |
Home Improvement | 258 | $15,390,000 | $59,651 |
Other | 202 | $14,500,000 | $71,782 |
Refi | 140 | $29,490,000 | $210,643 |
Cash Out Refi | 117 | $18,335,000 | $156,709 |
Watertown - Fort Drum's most frequently cited loan purpose was Home Purchase, with 1,106 originations. The 2nd most popular reason was Home Improvement, with 258 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 705 | $138,995,000 | $197,156 |
5-6% | 391 | $73,225,000 | $187,276 |
7-8% | 332 | $103,610,000 | $312,078 |
Over 8% | 145 | $11,725,000 | $80,862 |
3-4% | 56 | $3,910,000 | $69,821 |
<2.5% | 40 | $4,930,000 | $123,250 |
4-5% | 32 | $9,810,000 | $306,563 |
2.5-3% | 1 | $135,000 | $135,000 |
During 2023, Watertown - Fort Drum's most frequently originated rate bucket was 6-7%, with 705 originations.
Loan Sizing (WATERTOWN-FORT DRUM, NY MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 649 | $34,665,000 | $53,413 |
$100k-200k | 608 | $90,730,000 | $149,227 |
$200k-400k | 500 | $134,670,000 | $269,340 |
$400k-600k | 48 | $21,940,000 | $457,083 |
$600k-1000k | 13 | $9,785,000 | $752,692 |
$Over $1MM | 5 | $71,425,000 | $14,285,000 |
WATERTOWN - FORT DRUM's loan sizing saw the bucket of loans from $100,000 or less with 649 originations, totaling $34,665,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 690 | $141,640,000 | $205,275 |
60-80% | 283 | $109,985,000 | $388,640 |
20-40% | 250 | $18,950,000 | $75,800 |
Under 20% | 204 | $7,200,000 | $35,294 |
Over 100% | 146 | $38,800,000 | $265,753 |
40-60% | 122 | $28,980,000 | $237,541 |
WATERTOWN - FORT DRUM's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 690 originations, totaling $141,640,000 in origination value.