WATERTOWN - FORT DRUM Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Watertown - Fort Drum averaged
6.88%
for the week of 2023-03-23, compared to the national average of
6.42% for the same period.
The average rate for the prior week (2023-03-16) was
6.76% and
one month ago for the week of 2023-02-16, the
average rate was 6.68%.
Watertown - Fort Drum's average rate one year ago was 3.91%.
For refis of the same type during the week of 2023-03-23, the average rate
was 6.89%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-03-23 | 6.42% |
Watertown - Fort Drum 30 Year Fixed Rate | 2023-03-23 | 6.88% |
Watertown - Fort Drum 30 Year Fixed Rate Refi | 2023-03-23 | 6.89% |
Watertown - Fort Drum 15 Year Fixed Rate | 2023-03-23 | 6.12% |
Watertown - Fort Drum 15 Year Fixed Rate Refi | 2023-03-23 | 6.59% |
Watertown - Fort Drum 30 Year FHA | 2023-03-23 | 6.43% |
Watertown - Fort Drum 30 Year FHA Refi | 2023-03-23 | 6.16% |
Watertown - Fort Drum 30 Year USDA | 2023-03-23 | 6.2% |
Watertown - Fort Drum 30 Year VA | 2023-03-23 | 6.4% |
Watertown - Fort Drum 30 Year VA Refi | 2023-03-23 | 5.89% |
WATERTOWN - FORT DRUM Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WATERTOWN-FORT DRUM, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
WATERTOWN - FORT DRUM Average Closing Costs & Other Stats
WATERTOWN-FORT DRUM, NY's 54 lenders originated 2,540
loans during 2022. The total origination value was $458,190,000, with an average loan value of
$180,390.
WATERTOWN - FORT DRUM's average closing costs are $4,465.
The top WATERTOWN - FORT DRUM lender as defined by loan originations is AMERICU Credit Union, with
134 loans originated. Their average total fees are
$4,236, which is $1,739
higher than the next largest lender,
Watertown Savings Bank.
The lowest fee WATERTOWN - FORT DRUM lenders (with over 10 loans originated) are
Community Bank ($665), Gouverneur Savings and Loan Association ($1,340), Watertown Savings Bank ($2,497), KeyBank ($4,104) and AMERICU Credit Union ($4,236).
The lowest rate WATERTOWN - FORT DRUM lenders (with over 10 loans originated) are
Watertown Savings Bank (4.13%), QUICKEN LOANS, LLC (4.65%), NORTHERN CREDIT UNION (4.75%), AMERICU Credit Union (4.80%) and Gouverneur Savings and Loan Association (4.85%).
WATERTOWN-FORT DRUM, NY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
AMERICU Credit Union | $43,535,000 | $47,025,000 | 8.0% | 10.3% |
Watertown Savings Bank | $65,085,000 | $38,275,000 | -41.2% | 8.4% |
MOVEMENT MORTGAGE, LLC | $49,300,000 | $37,275,000 | -24.4% | 8.1% |
Carthage Federal Savings and Loan Association | $40,155,000 | $36,295,000 | -9.6% | 7.9% |
NORTHERN CREDIT UNION | $56,320,000 | $33,125,000 | -41.2% | 7.2% |
Community Bank | $44,820,000 | $27,990,000 | -37.6% | 6.1% |
Mortgage Research Center, LLC | $17,680,000 | $21,885,000 | 23.8% | 4.8% |
HOMESTEAD FUNDING CORP. | $43,200,000 | $21,120,000 | -51.1% | 4.6% |
GUARANTEED RATE, INC. | $21,880,000 | $20,835,000 | -4.8% | 4.5% |
QUICKEN LOANS, LLC | $46,050,000 | $19,940,000 | -56.7% | 4.4% |
PLAZA HOME MORTGAGE, INC. | $25,280,000 | $13,915,000 | -45.0% | 3.0% |
NAVY FEDERAL CREDIT UNION | $9,230,000 | $13,090,000 | 41.8% | 2.9% |
Flagstar Bank, FSB | $895,000 | $12,695,000 | 1,318.4% | 2.8% |
KeyBank | $19,780,000 | $10,465,000 | -47.1% | 2.3% |
The Canandaigua National Bank and Trust Company | $8,005,000 | n/a | 1.7% | |
Empower Federal Credit Union | $2,340,000 | $7,995,000 | 241.7% | 1.7% |
CROSSCOUNTRY MORTGAGE, LLC | $520,000 | $7,115,000 | 1,268.3% | 1.6% |
Gouverneur Savings and Loan Association | $7,820,000 | $5,660,000 | -27.6% | 1.2% |
USAA Federal Savings Bank | $9,775,000 | $5,560,000 | -43.1% | 1.2% |
Wells Fargo Bank | $5,125,000 | $4,660,000 | -9.1% | 1.0% |
Genesee Regional Bank | $5,005,000 | $4,205,000 | -16.0% | 0.9% |
NORTHMARQ CAPITAL FINANCE, L.L.C. | $3,945,000 | n/a | 0.9% | |
Farm Credit East, ACA | $2,285,000 | $3,455,000 | 51.2% | 0.8% |
LOANDEPOT.COM, LLC | $2,590,000 | $3,190,000 | 23.2% | 0.7% |
M&T Bank | $2,720,000 | $2,860,000 | 5.1% | 0.6% |
GREYSTONE SERVICING COMPANY LLC | $2,610,000 | n/a | 0.6% | |
TD Bank | $300,000 | $2,100,000 | 600.0% | 0.5% |
Barrington Bank & Trust Company, N.A. | $2,585,000 | $1,980,000 | -23.4% | 0.4% |
Citizens Bank | $910,000 | $1,870,000 | 105.5% | 0.4% |
UNITED WHOLESALE MORTGAGE, LLC | $1,065,000 | $1,785,000 | 67.6% | 0.4% |
Mr. Cooper ( Nationstar Mortgage ) | $5,815,000 | $1,725,000 | -70.3% | 0.4% |
21ST MORTGAGE CORPORATION | $490,000 | $1,520,000 | 210.2% | 0.3% |
LENDINGHOME FUNDING CORPORATION | $1,520,000 | n/a | 0.3% | |
JPMorgan Chase Bank | $2,055,000 | $1,480,000 | -28.0% | 0.3% |
PENTAGON FEDERAL CREDIT UNION | $1,630,000 | $1,440,000 | -11.7% | 0.3% |
SEFCU SERVICES, LLC | $370,000 | $1,415,000 | 282.4% | 0.3% |
Carrington Mortgage Services, LLC | $1,305,000 | $1,400,000 | 7.3% | 0.3% |
NEWREZ LLC | $3,595,000 | $1,395,000 | -61.2% | 0.3% |
The Upstate National Bank | $755,000 | $1,295,000 | 71.5% | 0.3% |
Premium Mortgage Corporation | $1,125,000 | $1,165,000 | 3.6% | 0.3% |
LIMA ONE CAPITAL, LLC | $875,000 | $1,140,000 | 30.3% | 0.2% |
1ST PRIORITY MORTGAGE, INC. | $1,635,000 | $1,085,000 | -33.6% | 0.2% |
NBT Bank | $1,155,000 | $1,025,000 | -11.3% | 0.2% |
Univest Bank and Trust Co. | $925,000 | n/a | 0.2% | |
Morgan Stanley Private Bank | $655,000 | $880,000 | 34.4% | 0.2% |
FREEDOM MORTGAGE CORPORATION | $6,160,000 | $865,000 | -86.0% | 0.2% |
RELIANCE FIRST CAPITAL, LLC | $380,000 | $850,000 | 123.7% | 0.2% |
NETWORK CAPITAL FUNDING CORPORATION | $755,000 | n/a | 0.2% | |
HOME TOWN FUNDING, INC. | $420,000 | $710,000 | 69.0% | 0.2% |
Northpointe Bank | $630,000 | n/a | 0.1% | |
Paramount Bank | $735,000 | $530,000 | -27.9% | 0.1% |
Bank of America | $4,305,000 | $500,000 | -88.4% | 0.1% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $380,000 | $490,000 | 28.9% | 0.1% |
LONGBRIDGE FINANCIAL, LLC | $490,000 | n/a | 0.1% | |
City National Bank | $465,000 | n/a | 0.1% | |
CALIBER HOME LOANS, INC. | $885,000 | $455,000 | -48.6% | 0.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,225,000 | $410,000 | -66.5% | 0.1% |
FIRST ALLIANCE HOME MORTGAGE, LLC | $400,000 | n/a | 0.1% | |
VISIONS | $495,000 | $395,000 | -20.2% | 0.1% |
ROYAL UNITED MORTGAGE LLC | $710,000 | $390,000 | -45.1% | 0.1% |
The Federal Savings Bank | $2,500,000 | $385,000 | -84.6% | 0.1% |
TRIAD FINANCIAL SERVICES, INC. | $25,000 | $360,000 | 1,340.0% | 0.1% |
VELOCITY COMMERCIAL CAPITAL, LLC | $360,000 | n/a | 0.1% | |
The Lyons National Bank | $565,000 | $350,000 | -38.1% | 0.1% |
EMBRACE HOME LOANS, INC. | $300,000 | n/a | 0.1% | |
CLIFFCO, INC. | $295,000 | n/a | 0.1% | |
First Federal Bank | $295,000 | n/a | 0.1% | |
STAR ONE CREDIT UNION | $295,000 | n/a | 0.1% | |
PENNYMAC LOAN SERVICES, LLC | $285,000 | n/a | 0.1% | |
PNC Bank | $25,000 | $285,000 | 1,040.0% | 0.1% |
Geddes Federal Savings and Loan Association | $670,000 | $280,000 | -58.2% | 0.1% |
HOME POINT FINANCIAL CORPORATION | $735,000 | $265,000 | -63.9% | 0.1% |
CREDIT HUMAN FEDERAL CREDIT UNION | $215,000 | $260,000 | 20.9% | 0.1% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $960,000 | $260,000 | -72.9% | 0.1% |
NATIONWIDE MORTGAGE BANKERS, INC. | $255,000 | n/a | 0.1% | |
NBH Bank | $255,000 | n/a | 0.1% | |
Tompkins Trust Company | $245,000 | n/a | 0.1% | |
TOTAL MORTGAGE SERVICES, LLC | $230,000 | n/a | 0.1% | |
North American Savings Bank, F.S.B. | $795,000 | $220,000 | -72.3% | 0.0% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $195,000 | n/a | 0.0% | |
Ulster Savings Bank | $195,000 | n/a | 0.0% | |
Citizens & Northern Bank | $185,000 | n/a | 0.0% | |
OSWEGO COUNTY | $175,000 | n/a | 0.0% | |
Solvay Bank | $175,000 | n/a | 0.0% | |
Adirondack Bank | $155,000 | n/a | 0.0% | |
Bank of England | $155,000 | n/a | 0.0% | |
Evans Bank | $135,000 | $155,000 | 14.8% | 0.0% |
NBKC BANK | $1,210,000 | $155,000 | -87.2% | 0.0% |
RELIANT COMMUNITY FEDERAL CREDIT UNION | $460,000 | $155,000 | -66.3% | 0.0% |
FIRST SOURCE | $640,000 | $145,000 | -77.3% | 0.0% |
SILVER HILL FUNDING, LLC | $155,000 | $145,000 | -6.5% | 0.0% |
HUNT MORTGAGE CORPORATION | $95,000 | $135,000 | 42.1% | 0.0% |
Pathfinder Bank | $2,135,000 | $135,000 | -93.7% | 0.0% |
Armed Forces Bank | $570,000 | $125,000 | -78.1% | 0.0% |
Evolve Bank & Trust | $125,000 | n/a | 0.0% | |
GREENWAY MORTGAGE FUNDING CORP. | $125,000 | n/a | 0.0% | |
Northwest Federal Credit Union | $125,000 | n/a | 0.0% | |
THE SUMMIT Federal Credit Union | $590,000 | $105,000 | -82.2% | 0.0% |
United Nations Federal Credit Union | $105,000 | n/a | 0.0% | |
A&D Mortgage LLC | $85,000 | n/a | 0.0% | |
Citibank | $75,000 | n/a | 0.0% | |
THRIVENT Federal Credit Union | $75,000 | n/a | 0.0% | |
HUDSON VALLEY CREDIT UNION | $65,000 | n/a | 0.0% | |
Manasquan Bank | $65,000 | n/a | 0.0% | |
AMERICAN ADVISORS GROUP | $195,000 | $55,000 | -71.8% | 0.0% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $410,000 | $55,000 | -86.6% | 0.0% |
Advantage Federal Credit Union | $45,000 | n/a | 0.0% | |
AFFINITY | $275,000 | $45,000 | -83.6% | 0.0% |
Discover Bank | $55,000 | $35,000 | -36.4% | 0.0% |
Home Loan Investment Bank, F.S.B. | $15,000 | n/a | 0.0% |
WATERTOWN - FORT DRUM's top lender by overall market share is AMERICU Credit Union, with 10.3% market share. In second place, with 8.4%, is Watertown Savings Bank, having originated $38,275,000 in loans. In third place, with 8.1%, is MOVEMENT MORTGAGE, LLC, having originated $37,275,000 in loans. In fourth place, with 7.9%, is Carthage Federal Savings and Loan Association, having originated $36,295,000 in loans. In fifth place, with 7.2%, is NORTHERN CREDIT UNION, having originated $33,125,000 in loans.
WATERTOWN - FORT DRUM Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - WATERTOWN - FORT DRUM (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $146,625 (1.2%) | $217,785 (4.7%) | 0.00 | 711 |
2018-02-01 | $148,225 (2.5%) | $213,583 (2.6%) | 0.00 | 696 |
2018-03-01 | $149,900 (2.7%) | $219,630 (3.8%) | 0.00 | 705 |
2018-04-01 | $152,400 (1.7%) | $221,835 (0.3%) | 0.00 | 722 |
2018-05-01 | $164,500 (3.5%) | $225,294 (0.6%) | 0.00 | 801 |
2018-06-01 | $168,235 (5.0%) | $222,956 (-0.5%) | 0.00 | 929 |
2018-07-01 | $169,600 (6.0%) | $233,524 (2.5%) | 0.00 | 988 |
2018-08-01 | $168,900 (8.3%) | $235,636 (4.3%) | 0.00 | 997 |
2018-09-01 | $169,900 (9.6%) | $241,492 (6.0%) | 0.00 | 988 |
2018-10-01 | $168,250 (8.6%) | $242,059 (5.2%) | 0.00 | 967 |
2018-11-01 | $165,000 (6.5%) | $237,260 (-19.9%) | 0.00 | 885 |
2018-12-01 | $164,320 (8.5%) | $230,764 (2.5%) | 0.00 | 789 |
2019-01-01 | $163,500 (11.5%) | $228,408 (4.9%) | 0.00 | 720 |
2019-02-01 | $162,900 (9.9%) | $230,992 (8.2%) | 0.00 | 691 |
2019-03-01 | $168,529 (12.4%) | $247,876 (12.9%) | 0.00 | 680 |
2019-04-01 | $179,925 (18.1%) | $273,470 (23.3%) | 0.00 | 680 |
2019-05-01 | $180,625 (9.8%) | $267,501 (18.7%) | 0.00 | 740 |
2019-06-01 | $182,750 (8.6%) | $255,479 (14.6%) | 0.00 | 814 |
2019-07-01 | $184,900 (9.0%) | $259,200 (11.0%) | 0.00 | 847 |
2019-08-01 | $179,973 (6.6%) | $254,346 (7.9%) | 0.00 | 826 |
2019-09-01 | $175,432 (3.3%) | $249,605 (3.4%) | 0.00 | 804 |
2019-10-01 | $172,405 (2.5%) | $246,800 (2.0%) | 0.00 | 777 |
2019-11-01 | $169,000 (2.4%) | $239,497 (0.9%) | 0.00 | 718 |
2019-12-01 | $162,875 (-0.9%) | $224,931 (-2.5%) | 0.00 | 664 |
2020-01-01 | $159,900 (-2.2%) | $215,023 (-5.9%) | 0.00 | 589 |
2020-02-01 | $164,000 (0.7%) | $221,770 (-4.0%) | 0.00 | 561 |
2020-03-01 | $167,450 (-0.6%) | $226,349 (-8.7%) | 0.00 | 549 |
2020-04-01 | $174,950 (-2.8%) | $250,641 (-8.4%) | 0.00 | 547 |
2020-05-01 | $179,000 (-0.9%) | $263,664 (-1.4%) | 0.00 | 541 |
2020-06-01 | $186,950 (2.3%) | $271,572 (6.3%) | 0.00 | 540 |
2020-07-01 | $192,450 (4.1%) | $274,801 (6.0%) | 0.00 | 559 |
2020-08-01 | $189,000 (5.0%) | $278,214 (9.4%) | 0.00 | 535 |
2020-09-01 | $173,975 (-0.8%) | $277,923 (11.4%) | 0.00 | 504 |
2020-10-01 | $169,900 (-1.5%) | $279,410 (13.2%) | 0.00 | 471 |
2020-11-01 | $169,900 (0.5%) | $272,921 (14.0%) | 0.00 | 415 |
2020-12-01 | $168,500 (3.5%) | $268,911 (19.6%) | 0.00 | 369 |
2021-01-01 | $160,000 (0.1%) | $234,586 (9.1%) | 0.00 | 299 |
2021-02-01 | $168,400 (2.7%) | $236,036 (6.4%) | 0.00 | 251 |
2021-03-01 | $172,000 (2.7%) | $250,000 (10.5%) | 0.00 | 214 |
2021-04-01 | $181,675 (3.8%) | $267,671 (6.8%) | 0.00 | 206 |
2021-05-01 | $199,000 (11.2%) | $283,268 (7.4%) | 0.00 | 234 |
2021-06-01 | $192,425 (2.9%) | $273,960 (0.9%) | 0.00 | 294 |
2021-07-01 | $189,900 (-1.3%) | $264,882 (-3.6%) | 0.00 | 348 |
2021-08-01 | $186,000 (-1.6%) | $273,483 (-1.7%) | 0.00 | 350 |
2021-09-01 | $188,975 (8.6%) | $277,452 (-0.2%) | 0.00 | 344 |
2021-10-01 | $174,450 (2.7%) | $256,188 (-8.3%) | 0.00 | 304 |
2021-11-01 | $162,400 (-4.4%) | $254,084 (-6.9%) | 0.00 | 254 |
2021-12-01 | $166,875 (-1.0%) | $255,280 (-5.1%) | 0.00 | 222 |
2022-01-01 | $159,950 (0.0%) | $241,237 (2.8%) | 0.00 | 181 |
2022-02-01 | $165,925 (-1.5%) | $232,632 (-1.4%) | 0.00 | 149 |
2022-03-01 | $170,650 (-0.8%) | $241,073 (-3.6%) | 0.00 | 141 |
2022-04-01 | $171,000 (-5.9%) | $265,943 (-0.7%) | 0.00 | 131 |
2022-05-01 | $203,274 (2.2%) | $275,835 (-2.6%) | 0.00 | 177 |
2022-06-01 | $210,000 (9.1%) | $308,300 (12.5%) | 0.00 | 232 |
2022-07-01 | $199,000 (4.8%) | $300,400 (13.4%) | 0.00 | 271 |
2022-08-01 | $199,000 (7.0%) | $306,442 (12.1%) | 0.00 | 286 |
2022-09-01 | $193,625 (2.5%) | $301,151 (8.5%) | 0.00 | 310 |
2022-10-01 | $198,900 (14.0%) | $303,450 (18.5%) | 0.00 | 292 |
2022-11-01 | $194,830 (20.0%) | $302,090 (18.9%) | 0.00 | 274 |
2022-12-01 | $185,000 (10.9%) | $291,566 (14.2%) | 0.00 | 234 |
2023-01-01 | $177,000 (10.7%) | $242,423 (0.5%) | 0.00 | 184 |
2023-02-01 | $173,700 (4.7%) | $249,481 (7.2%) | 0.00 | 155 |
WATERTOWN - FORT DRUM's median listing price comes in at 0% of the national average.
WATERTOWN - FORT DRUM's average listing price for 2023-02-01 was $249,481, a difference of $16,849 (7.2%) versus the prior year and $7,058 versus the prior month.
For the 2023-02-01 period, WATERTOWN - FORT DRUM had 155 MLS listings, a difference of -29 listings (-16%) versus the prior month and 6 listings (4%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - WATERTOWN - FORT DRUM (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,680 sqft |
2018-02-01 | 0 days | 1,680 sqft |
2018-03-01 | 0 days | 1,680 sqft |
2018-04-01 | 0 days | 1,661 sqft |
2018-05-01 | 0 days | 1,660 sqft |
2018-06-01 | 0 days | 1,632 sqft |
2018-07-01 | 0 days | 1,629 sqft |
2018-08-01 | 0 days | 1,633 sqft |
2018-09-01 | 0 days | 1,635 sqft |
2018-10-01 | 0 days | 1,603 sqft |
2018-11-01 | 0 days | 1,597 sqft |
2018-12-01 | 0 days | 1,606 sqft |
2019-01-01 | 0 days | 1,620 sqft |
2019-02-01 | 0 days | 1,634 sqft |
2019-03-01 | 0 days | 1,682 sqft |
2019-04-01 | 0 days | 1,721 sqft |
2019-05-01 | 0 days | 1,683 sqft |
2019-06-01 | 0 days | 1,680 sqft |
2019-07-01 | 0 days | 1,698 sqft |
2019-08-01 | 0 days | 1,687 sqft |
2019-09-01 | 0 days | 1,674 sqft |
2019-10-01 | 0 days | 1,665 sqft |
2019-11-01 | 0 days | 1,663 sqft |
2019-12-01 | 0 days | 1,649 sqft |
2020-01-01 | 0 days | 1,649 sqft |
2020-02-01 | 0 days | 1,653 sqft |
2020-03-01 | 0 days | 1,656 sqft |
2020-04-01 | 0 days | 1,685 sqft |
2020-05-01 | 0 days | 1,691 sqft |
2020-06-01 | 0 days | 1,673 sqft |
2020-07-01 | 0 days | 1,698 sqft |
2020-08-01 | 0 days | 1,700 sqft |
2020-09-01 | 0 days | 1,694 sqft |
2020-10-01 | 0 days | 1,667 sqft |
2020-11-01 | 0 days | 1,695 sqft |
2020-12-01 | 0 days | 1,688 sqft |
2021-01-01 | 0 days | 1,680 sqft |
2021-02-01 | 0 days | 1,740 sqft |
2021-03-01 | 0 days | 1,697 sqft |
2021-04-01 | 0 days | 1,675 sqft |
2021-05-01 | 0 days | 1,678 sqft |
2021-06-01 | 0 days | 1,658 sqft |
2021-07-01 | 0 days | 1,684 sqft |
2021-08-01 | 0 days | 1,683 sqft |
2021-09-01 | 0 days | 1,686 sqft |
2021-10-01 | 0 days | 1,672 sqft |
2021-11-01 | 0 days | 1,645 sqft |
2021-12-01 | 0 days | 1,648 sqft |
2022-01-01 | 0 days | 1,669 sqft |
2022-02-01 | 0 days | 1,671 sqft |
2022-03-01 | 0 days | 1,687 sqft |
2022-04-01 | 0 days | 1,680 sqft |
2022-05-01 | 0 days | 1,668 sqft |
2022-06-01 | 0 days | 1,680 sqft |
2022-07-01 | 0 days | 1,680 sqft |
2022-08-01 | 0 days | 1,730 sqft |
2022-09-01 | 0 days | 1,717 sqft |
2022-10-01 | 0 days | 1,734 sqft |
2022-11-01 | 0 days | 1,681 sqft |
2022-12-01 | 0 days | 1,652 sqft |
2023-01-01 | 0 days | 1,666 sqft |
2023-02-01 | 0 days | 1,739 sqft |
WATERTOWN - FORT DRUM's median square footage for active listings during the 2023-02-01 period was 1,739 sqft. One year prior, the average listing was 1,671 sqft.
WATERTOWN-FORT DRUM, NY Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
---|---|---|---|---|---|---|
13083 | Watertown-Fort Drum, NY | $630 | $720 | $950 | $1,260 | $1,450 |
13145 | Watertown-Fort Drum, NY | $660 | $740 | $950 | $1,260 | $1,450 |
13601 | Watertown-Fort Drum, NY | $750 | $860 | $1,130 | $1,520 | $1,780 |
13602 | Watertown-Fort Drum, NY | $1,180 | $1,350 | $1,770 | $2,370 | $2,790 |
13603 | Watertown-Fort Drum, NY | $1,050 | $1,200 | $1,580 | $2,120 | $2,490 |
13605 | Watertown-Fort Drum, NY | $630 | $720 | $950 | $1,270 | $1,500 |
13606 | Watertown-Fort Drum, NY | $800 | $910 | $1,200 | $1,610 | $1,890 |
13607 | Watertown-Fort Drum, NY | $630 | $720 | $950 | $1,260 | $1,450 |
13608 | Watertown-Fort Drum, NY | $630 | $720 | $950 | $1,260 | $1,450 |
13611 | Watertown-Fort Drum, NY | $780 | $900 | $1,180 | $1,580 | $1,860 |
13612 | Watertown-Fort Drum, NY | $700 | $800 | $1,050 | $1,410 | $1,650 |
13615 | Watertown-Fort Drum, NY | $630 | $720 | $950 | $1,260 | $1,450 |
13616 | Watertown-Fort Drum, NY | $850 | $970 | $1,280 | $1,720 | $2,020 |
13618 | Watertown-Fort Drum, NY | $630 | $720 | $950 | $1,260 | $1,450 |
13619 | Watertown-Fort Drum, NY | $680 | $780 | $1,020 | $1,370 | $1,610 |
13622 | Watertown-Fort Drum, NY | $840 | $960 | $1,260 | $1,690 | $1,990 |
13624 | Watertown-Fort Drum, NY | $730 | $840 | $1,100 | $1,480 | $1,730 |
13626 | Watertown-Fort Drum, NY | $720 | $830 | $1,090 | $1,460 | $1,720 |
13628 | Watertown-Fort Drum, NY | $810 | $930 | $1,220 | $1,640 | $1,920 |
13631 | Watertown-Fort Drum, NY | $780 | $900 | $1,180 | $1,580 | $1,860 |
13632 | Watertown-Fort Drum, NY | $780 | $900 | $1,180 | $1,580 | $1,860 |
13634 | Watertown-Fort Drum, NY | $630 | $720 | $950 | $1,260 | $1,450 |
13636 | Watertown-Fort Drum, NY | $660 | $760 | $1,000 | $1,340 | $1,580 |
13637 | Watertown-Fort Drum, NY | $900 | $1,030 | $1,350 | $1,810 | $2,130 |
13638 | Watertown-Fort Drum, NY | $910 | $1,040 | $1,370 | $1,840 | $2,160 |
13640 | Watertown-Fort Drum, NY | $630 | $720 | $950 | $1,260 | $1,450 |
13641 | Watertown-Fort Drum, NY | $670 | $760 | $1,000 | $1,350 | $1,580 |
13642 | Watertown-Fort Drum, NY | $630 | $720 | $950 | $1,260 | $1,450 |
13643 | Watertown-Fort Drum, NY | $680 | $780 | $1,020 | $1,370 | $1,610 |
13646 | Watertown-Fort Drum, NY | $780 | $900 | $1,180 | $1,580 | $1,860 |
13650 | Watertown-Fort Drum, NY | $670 | $770 | $1,010 | $1,350 | $1,590 |
13651 | Watertown-Fort Drum, NY | $650 | $740 | $980 | $1,300 | $1,540 |
13656 | Watertown-Fort Drum, NY | $740 | $840 | $1,110 | $1,490 | $1,750 |
13659 | Watertown-Fort Drum, NY | $630 | $720 | $950 | $1,260 | $1,450 |
13661 | Watertown-Fort Drum, NY | $660 | $750 | $990 | $1,330 | $1,560 |
13665 | Watertown-Fort Drum, NY | $630 | $720 | $950 | $1,260 | $1,450 |
13671 | Watertown-Fort Drum, NY | $780 | $900 | $1,180 | $1,580 | $1,860 |
13673 | Watertown-Fort Drum, NY | $630 | $720 | $950 | $1,260 | $1,450 |
13674 | Watertown-Fort Drum, NY | $640 | $730 | $970 | $1,290 | $1,520 |
13675 | Watertown-Fort Drum, NY | $720 | $830 | $1,090 | $1,460 | $1,720 |
13679 | Watertown-Fort Drum, NY | $700 | $800 | $1,050 | $1,410 | $1,650 |
13682 | Watertown-Fort Drum, NY | $1,180 | $1,350 | $1,770 | $2,370 | $2,790 |
13685 | Watertown-Fort Drum, NY | $890 | $1,020 | $1,340 | $1,800 | $2,110 |
13691 | Watertown-Fort Drum, NY | $740 | $850 | $1,120 | $1,500 | $1,760 |
13692 | Watertown-Fort Drum, NY | $780 | $900 | $1,180 | $1,580 | $1,860 |
13693 | Watertown-Fort Drum, NY | $890 | $1,020 | $1,350 | $1,750 | $2,000 |
2022 Average & Median Rent Data Statistics
WATERTOWN-FORT DRUM, NY average 1BR rent: $854, median: $815
WATERTOWN-FORT DRUM, NY average 2BR rent: $1,123, median: $1,070
WATERTOWN-FORT DRUM, NY average 3BR rent: $1,500, median: $1,435
WATERTOWN-FORT DRUM, NY Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 1,516 | $313,420,000 | $206,741 |
Refi | 277 | $45,965,000 | $165,939 |
Home Improvement | 274 | $18,570,000 | $67,774 |
Other | 238 | $18,720,000 | $78,655 |
Cash Out Refi | 235 | $61,515,000 | $261,766 |
Watertown - Fort Drum's most frequently cited loan purpose was Home Purchase, with 1,516 originations. The 2nd most popular reason was Refi, with 277 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
4-5% | 594 | $129,350,000 | $217,761 |
5-6% | 575 | $101,525,000 | $176,565 |
3-4% | 563 | $103,555,000 | $183,934 |
6-7% | 225 | $36,855,000 | $163,800 |
2.5-3% | 168 | $24,200,000 | $144,048 |
<2.5% | 96 | $12,740,000 | $132,708 |
7-8% | 78 | $8,620,000 | $110,513 |
Over 8% | 46 | $4,630,000 | $100,652 |
During 2022, Watertown - Fort Drum's most frequently originated rate bucket was 4-5%, with 594 originations.
Loan Sizing (WATERTOWN-FORT DRUM, NY MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 1,060 | $157,060,000 | $148,170 |
$100,000 or less | 742 | $42,440,000 | $57,197 |
$200k-400k | 646 | $171,700,000 | $265,789 |
$400k-600k | 64 | $30,260,000 | $472,813 |
$Over $1MM | 15 | $47,775,000 | $3,185,000 |
$600k-1000k | 13 | $8,955,000 | $688,846 |
WATERTOWN - FORT DRUM's loan sizing saw the bucket of loans from $100k-200k with 1,060 originations, totaling $157,060,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 1,004 | $200,500,000 | $199,701 |
60-80% | 520 | $111,510,000 | $214,442 |
20-40% | 259 | $18,875,000 | $72,876 |
Under 20% | 200 | $8,400,000 | $42,000 |
40-60% | 198 | $43,380,000 | $219,091 |
Over 100% | 154 | $37,570,000 | $243,961 |
WATERTOWN - FORT DRUM's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,004 originations, totaling $200,500,000 in origination value.