Bellwether Enterprise Real Estate Capital Mortgage Rates, Fees & Info

CLEVELAND, OH

LEI: 549300RFPLMCMJL7BS81

Tax ID: 26-2916887

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Mortgage Data

Review & Overview

Bellwether Enterprise Real Estate Capital is a mid-sized mortgage company specializing in Refi and Cash Out Refi loans. Bellwether Enterprise Real Estate Capital has a high proportion of conventional loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Columbus, Dallas, Austin, Los Angeles, and Cincinnati among others. We have data for 80 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bellwether Enterprise Real Estate Capital has an average approval rate when compared to the average across all lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
15 Year Conventional Refi 6.00% 4/5/25
15 Year Cash-out Refi 6.00% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Bellwether Enterprise Real Estate Capital Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Bellwether Enterprise Real Estate Capital. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

174

Origination Dollar Volume (All Markets)

$3,259,550,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
COLUMBUS, OH (FHA|USDA|VA) 12 $248,770,000 $20,730,833 $0 0.00%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 15 $190,685,000 $12,712,333 $0 0.00%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 8 $180,710,000 $22,588,750 $0 0.00%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 3 $165,985,000 $55,328,333 $0 0.00%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 8 $140,930,000 $17,616,250 $0 0.00%
RALEIGH-CARY, NC (FHA|USDA|VA) 4 $132,340,000 $33,085,000 $0 0.00%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $128,250,000 $64,125,000 $0 0.00%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 4 $121,330,000 $30,332,500 $0 0.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 3 $117,875,000 $39,291,667 $0 0.00%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 4 $115,640,000 $28,910,000 $0 0.00%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2 $108,140,000 $54,070,000 $0 0.00%
PITTSBURGH, PA (FHA|USDA|VA) 4 $105,530,000 $26,382,500 $0 0.00%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $91,765,000 $91,765,000 $0 0.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $77,810,000 $38,905,000 $0 0.00%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 4 $59,950,000 $14,987,500 $0 0.00%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 3 $57,825,000 $19,275,000 $0 0.00%
ITHACA, NY (FHA|USDA|VA) 1 $56,575,000 $56,575,000 $0 0.00%
SYRACUSE, NY (FHA|USDA|VA) 1 $50,655,000 $50,655,000 $0 0.00%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $47,860,000 $23,930,000 $0 0.00%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $44,420,000 $22,210,000 $0 0.00%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $43,235,000 $43,235,000 $0 0.00%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $42,315,000 $42,315,000 $0 0.00%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 4 $42,130,000 $10,532,500 $0 0.00%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 3 $41,205,000 $13,735,000 $0 0.00%
AKRON, OH (FHA|USDA|VA) 2 $39,980,000 $19,990,000 $0 0.00%
PUEBLO, CO (FHA|USDA|VA) 1 $39,485,000 $39,485,000 $0 0.00%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $37,830,000 $18,915,000 $0 0.00%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 3 $36,625,000 $12,208,333 $0 0.00%
MADISON, WI (FHA|USDA|VA) 1 $36,135,000 $36,135,000 $0 0.00%
Ottawa, IL (FHA|USDA|VA) 1 $33,605,000 $33,605,000 $0 0.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 4 $32,100,000 $8,025,000 $0 0.00%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $31,990,000 $15,995,000 $0 0.00%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $27,325,000 $27,325,000 $0 0.00%
BELLINGHAM, WA (FHA|USDA|VA) 1 $27,205,000 $27,205,000 $0 0.00%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $26,055,000 $26,055,000 $0 0.00%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $25,300,000 $12,650,000 $0 0.00%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $24,460,000 $12,230,000 $0 0.00%
KNOXVILLE, TN (FHA|USDA|VA) 2 $23,070,000 $11,535,000 $0 0.00%
GAINESVILLE, FL (FHA|USDA|VA) 2 $22,210,000 $11,105,000 $0 0.00%
KANSAS CITY, MO-KS (FHA|USDA|VA) 2 $20,500,000 $10,250,000 $0 0.00%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $19,925,000 $19,925,000 $0 0.00%
EL PASO, TX (FHA|USDA|VA) 2 $19,500,000 $9,750,000 $0 0.00%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3 $19,165,000 $6,388,333 $0 0.00%
ROCHESTER, MN (FHA|USDA|VA) 1 $18,725,000 $18,725,000 $0 0.00%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $18,725,000 $6,241,667 $0 0.00%
Kalispell, MT (FHA|USDA|VA) 2 $15,920,000 $7,960,000 $0 0.00%
MANKATO, MN (FHA|USDA|VA) 1 $15,385,000 $15,385,000 $0 0.00%
LOUISVILLE, KY (FHA|USDA|VA) 2 $14,980,000 $7,490,000 $0 0.00%
SPARTANBURG, SC (FHA|USDA|VA) 1 $14,105,000 $14,105,000 $0 0.00%
Outside of Metro Areas 3 $13,865,000 $4,621,667 $0 0.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $13,655,000 $13,655,000 $0 0.00%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $12,515,000 $12,515,000 $0 0.00%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $11,875,000 $11,875,000 $0 0.00%
CHEYENNE, WY (FHA|USDA|VA) 1 $11,625,000 $11,625,000 $0 0.00%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $11,305,000 $11,305,000 $0 0.00%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $10,925,000 $10,925,000 $0 0.00%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $10,905,000 $10,905,000 $0 0.00%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $10,395,000 $10,395,000 $0 0.00%
Laramie, WY (FHA|USDA|VA) 1 $10,225,000 $10,225,000 $0 0.00%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $8,905,000 $8,905,000 $0 0.00%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $8,485,000 $8,485,000 $0 0.00%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $8,455,000 $8,455,000 $0 0.00%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $7,355,000 $7,355,000 $0 0.00%
Indianola, MS (FHA|USDA|VA) 1 $7,015,000 $7,015,000 $0 0.00%
WACO, TX (FHA|USDA|VA) 1 $6,825,000 $6,825,000 $0 0.00%
MISSOULA, MT (FHA|USDA|VA) 1 $6,475,000 $6,475,000 $0 0.00%
Waycross, GA (FHA|USDA|VA) 1 $5,005,000 $5,005,000 $0 0.00%
SANTA FE, NM (FHA|USDA|VA) 1 $4,895,000 $4,895,000 $0 0.00%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $4,645,000 $4,645,000 $0 0.00%
BILLINGS, MT (FHA|USDA|VA) 2 $4,540,000 $2,270,000 $0 0.00%
Traverse City, MI (FHA|USDA|VA) 1 $4,485,000 $4,485,000 $0 0.00%
ASHEVILLE, NC (FHA|USDA|VA) 1 $3,125,000 $3,125,000 $0 0.00%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $3,095,000 $3,095,000 $0 0.00%
STOCKTON, CA (FHA|USDA|VA) 1 $2,335,000 $2,335,000 $0 0.00%
CLEVELAND, TN (FHA|USDA|VA) 1 $1,555,000 $1,555,000 $0 0.00%
Jacksonville, TX (FHA|USDA|VA) 1 $1,155,000 $1,155,000 $0 0.00%
Palestine, TX (FHA|USDA|VA) 1 $965,000 $965,000 $0 0.00%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $695,000 $695,000 $0 0.00%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $10,000 $5,000 $0 0.00%
JACKSON, MS (FHA|USDA|VA) 1 $5,000 $5,000 $0 0.00%
Bellwether Enterprise Real Estate Capital's top markets include Columbus, Dallas, Austin, Los Angeles, and Cincinnati among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 158 $3,088,730,000 $19,548,924 $0 0.00%
    USDA 10 $38,280,000 $3,828,000 $0 0.00%
    FHA 6 $132,540,000 $22,090,000 $0 0.00%

    For 2024, Bellwether Enterprise Real Estate Capital's most frequently originated type of loan was Conventional, with 158 originations. Their 2nd most popular type was USDA, with 10 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 90 $1,581,110,000 $17,567,889 $0 0.00%
    Cash Out Refi 73 $1,578,385,000 $21,621,712 $0 0.00%
    NA 11 $100,055,000 $9,095,909 $0 0.00%

    For 2024, Bellwether Enterprise Real Estate Capital's most frequently cited loan purpose was Refi, with 90 originations. The 2nd most popular reason was Cash Out Refi, with 73 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    10 Year 54 $1,092,560,000 $20,232,593 $0 0.00%
    5 Year 53 $1,297,365,000 $24,478,585 $0 0.00%
    Other 47 $538,285,000 $11,452,872 $0 0.00%
    30+ year 16 $170,820,000 $10,676,250 $0 0.00%
    15 Year 2 $58,530,000 $29,265,000 $0 0.00%
    3 Year 2 $101,990,000 $50,995,000 $0 0.00%

    For 2024, Bellwether Enterprise Real Estate Capital's most frequently cited loan duration was 10 Year, with 54 originations. The 2nd most popular length was 5 Year, with 53 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 159 $3,257,255,000 $20,485,881 $0 0.00%
    $100,000 or less 12 $60,000 $5,000 $0 0.00%
    $600k-1MM 2 $1,660,000 $830,000 $0 0.00%
    $400k-600k 1 $575,000 $575,000 $0 0.00%

    2024 saw Bellwether Enterprise Real Estate Capital place emphasis on $1MM+ loans with 159 originations, totaling $3,257,255,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 174 $3,259,550,000 $18,733,046 $0 0.00%

    Approval Rates

    Total approvals of all applications
    83.65%

    Bellwether Enterprise Real Estate Capital has a below average approval rate.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    NA 174 $3,259,550,000 $18,733,046

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    174 $3,259,550,000 $18,733,046

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    40-60% 3 $126,265,000 $42,088,333 $0 0.00%
    60-80% 1 $39,695,000 $39,695,000 $0 0.00%
    Over 100% 2 $141,810,000 $70,905,000 $0 0.00%