First International Bank & Trust Mortgage Rates, Fees & Info
Watford City, NDLEI: 5493002LPXKMOZNXUY90
Tax ID: 45-0134280
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Bank Data
Review & Overview
First International Bank & Trust is a smaller bank specializing in Home Purchase and Refi loans. First International Bank & Trust has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Fargo, Phoenix, Bismarck, Minot, and Williston among others. We have data for 61 markets. (Some data included below & more in-depth data is available with an active subscription.)First International Bank & Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First International Bank & Trust is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.63% | 11/17/24 |
| 30 Year Conventional Purchase | 6.59% | 11/17/24 |
| 30 Year Conventional Refi | 6.52% | 11/17/24 |
| 30 Year Cash-out Refi | 6.72% | 11/17/24 |
| 30 Year FHA Purchase | 7.35% | 11/17/24 |
| 30 Year FHA Refi | 6.99% | 11/17/24 |
| 30 Year VA Purchase | 6.09% | 11/17/24 |
| 30 Year VA Refi | 5.89% | 11/17/24 |
| 30 Year USDA Purchase | 6.60% | 11/17/24 |
| 15 Year Conventional Purchase | 6.12% | 11/17/24 |
| 15 Year Conventional Refi | 6.12% | 11/17/24 |
| 15 Year Cash-out Refi | 6.12% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
First International Bank & Trust Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,023Origination Dollar Volume (All Markets)
$657,805,000Employee count
652Awards
First International Bank & Trust - 2020
First International Bank & Trust is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| FARGO, ND-MN (FHA|USDA|VA) | 634 | $189,720,000 | $299,243 | $3,060 | 3.18% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 289 | $164,185,000 | $568,114 | $5,508 | 3.72% |
| BISMARCK, ND (FHA|USDA|VA) | 299 | $80,635,000 | $269,682 | $3,130 | 3.20% |
| Outside of Metro Areas | 280 | $67,140,000 | $239,786 | $3,207 | 3.43% |
| Minot, ND (FHA|USDA|VA) | 225 | $50,465,000 | $224,289 | $2,694 | 3.19% |
| Williston, ND (FHA|USDA|VA) | 82 | $26,480,000 | $322,927 | $3,319 | 3.56% |
| Fergus Falls, MN (FHA|USDA|VA) | 37 | $16,215,000 | $438,243 | $4,263 | 3.10% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $14,005,000 | $14,005,000 | $176,676 | 3.88% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 60 | $13,700,000 | $228,333 | $2,647 | 3.40% |
| Show Low, AZ (FHA|USDA|VA) | 5 | $4,685,000 | $937,000 | $6,597 | 3.92% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 16 | $3,890,000 | $243,125 | $2,285 | 3.76% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 10 | $3,000,000 | $300,000 | $3,232 | 3.36% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 6 | $2,440,000 | $406,667 | $6,149 | 3.44% |
| Brainerd, MN (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $2,274 | 4.23% |
| PANAMA CITY, FL (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $4,232 | 3.50% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $21,054 | 4.50% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $4,053 | 3.04% |
| Dickinson, ND (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $1,986 | 3.51% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $4,166 | 3.92% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $3,759 | 4.00% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $4,669 | 3.69% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $4,756 | 2.75% |
| Payson, AZ (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $5,665 | 2.88% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $2,671 | 3.19% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,705 | 3.13% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,434 | 3.25% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,043 | 3.38% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $5,888 | 4.25% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $1,815 | 2.94% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,078 | 3.38% |
| Jamestown, ND (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $2,580 | 3.46% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,153 | 2.38% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $1,945 | 2.38% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,404 | 2.94% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,209 | 3.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,735 | 2.88% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $15,105 | 2.50% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,858 | 3.13% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,355 | 3.13% |
| MADISON, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,906 | 2.75% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,033 | 4.38% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,931 | 3.13% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,735 | 3.25% |
| RENO, NV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,474 | 2.75% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,303 | 3.63% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,611 | 3.00% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,723 | 2.38% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,431 | 2.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,206 | 3.00% |
| Gallup, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,471 | 2.88% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,738 | 2.63% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $1,704 | 3.88% |
| CASPER, WY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,386 | 2.88% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,441 | 3.25% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,914 | 3.00% |
| Española, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,428 | 2.63% |
| Willmar, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,781 | 4.50% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,788 | 2.63% |
| Riverton, WY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,141 | 2.88% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $670 | 3.63% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.00% |
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Product Mix
For 2020, First International Bank & Trust's most frequently originated type of loan was Conventional, with 1,769 originations. Their 2nd most popular type was FHA, with 131 originations.
Loan Reason
For 2020, First International Bank & Trust's most frequently cited loan purpose was Home Purchase, with 902 originations. The 2nd most popular reason was Refi, with 757 originations.
Loan Duration/Length
For 2020, First International Bank & Trust's most frequently cited loan duration was 30 Year, with 1,404 originations. The 2nd most popular length was 15 Year, with 330 originations.
Origination Fees/Closing Costs
First International Bank & Trust's average total fees were $3,749, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,072 originations.
Interest Rates
During 2020, First International Bank & Trust's average interest rate for loans was 3.30%, while their most frequently originated rate bucket for loans was 2.5-3%, with 813 originations.
Loan Sizing
2020 saw First International Bank & Trust place emphasis on $200k-400k loans with 1,005 originations, totaling $283,935,000 in origination value.
Applicant Income
First International Bank & Trust lent most frequently to those with incomes in the $100k-150k range, with 458 originations. The second most popular income band? $50k-75k, with 332 originations.
Applicant Debt to Income Ratio
First International Bank & Trust lent most frequently to those with DTI ratios of 20-30%, with 480 originations. The next most common DTI ratio? 30-36%, with 377 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.52%
First International Bank & Trust has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination83.59%
First International Bank & Trust has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,023 | $657,805,000 | $325,163 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST NATIONAL BANK OF OMAHA | Conventional home mortgage | Struggling to pay mortgage | 2 | 28.6% |
| FIRST NATIONAL BANK OF OMAHA | Other type of mortgage | Trouble during payment process | 1 | 14.3% |
| FIRST NATIONAL BANK OF OMAHA | FHA mortgage | Struggling to pay mortgage | 1 | 14.3% |
| FIRST NATIONAL BANK OF OMAHA | Conventional home mortgage | Trouble during payment process | 2 | 28.6% |
| FIRST NATIONAL BANK OF OMAHA | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 14.3% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| First International Bank & Trust | 100 North Main Street Watford City, ND 58854 | Full Service B&M | $730,471 |
| First International Bank & Trust | 111 N.E. Fourth Street Staples, MN 56479 | Full Service B&M | $88,085 |
| First International Bank & Trust | 1331 9th Avenue Nw Williston, ND 58801 | Full Service B&M | $262,028 |
| First International Bank & Trust | 1350 13th Avenue East West Fargo, ND 58078 | Full Service B&M | $195,650 |
| First International Bank & Trust | 143 Warrington Avenue Bowdon, ND 58418 | Full Service B&M | $3,034 |
| First International Bank & Trust | 150 16th Street Sw Minot, ND 58701 | Full Service B&M | $59,506 |
| First International Bank & Trust | 1600 South Broadway Minot, ND 58702 | Full Service B&M | $336,433 |
| First International Bank & Trust | 1601 North 12th Street Bismarck, ND 58501 | Full Service B&M | $220,534 |
| First International Bank & Trust | 1628 North Higley Road Gilbert, AZ 85234 | Full Service B&M | $200,296 |
| First International Bank & Trust | 19 Fourth Street E Williston, ND 58801 | Full Service B&M | $41,098 |
| First International Bank & Trust | 1970 South Columbia Road Suite 110 Grand Forks, ND 58201 | Full Service B&M | $63,620 |
| First International Bank & Trust | 204 North Main Elgin, ND 58533 | Full Service B&M | $43,174 |
| First International Bank & Trust | 215 Highway 2 Sw Rugby, ND 58368 | Full Service B&M | $37,692 |
| First International Bank & Trust | 2150 21st Ave Nw Minot, ND 58701 | Full Service B&M | $70,049 |
| First International Bank & Trust | 2231 East Camelback Road, Suite #107 Phoenix, AZ 85016 | Full Service B&M | $68,087 |
| First International Bank & Trust | 300 West 11th Street Williston, ND 58801 | Full Service B&M | $22,178 |
| First International Bank & Trust | 3001 25th Street South Fargo, ND 58103 | Full Service B&M | $432,172 |
| First International Bank & Trust | 3101 North Broadway Fargo, ND 58102 | Full Service B&M | $17,820 |
| First International Bank & Trust | 313 Fox Hills Parkway North Watford City, ND 58854 | Full Service B&M | $43,732 |
| First International Bank & Trust | 4501 40th Avenue South Fargo, ND 58104 | Full Service B&M | $92,140 |
| First International Bank & Trust | 6025 W. Chandler Boulevard Chandler, AZ 85226 | Full Service B&M | $14,660 |
| First International Bank & Trust | 616 Oak Street Alexander, ND 58831 | Full Service B&M | $30,380 |
| First International Bank & Trust | 78 South Main Street Fessenden, ND 58438 | Full Service B&M | $52,500 |
| First International Bank & Trust | 7900 East Raintree Drive Scottsdale, AZ 85260 | Full Service B&M | $47,511 |
| First International Bank & Trust | 800 30th Avenue South Moorhead, MN 56560 | Full Service B&M | $93,183 |
| First International Bank & Trust | 910 Lincoln Avenue Harvey, ND 58341 | Full Service B&M | $69,981 |
| First International Bank & Trust | Central And High Streets Killdeer, ND 58640 | Full Service B&M | $87,804 |
| First International Bank & Trust | Highway 10 And Beaulieu Street Motley, MN 56466 | Limited, Drive-thru | $16,598 |
For 2020, First International Bank & Trust had 28 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $163,198 |
| Net interest income | $141,960 |
| Total noninterest income | $62,388 |
| Gross Fiduciary activities income | $5,830 |
| Service charges on deposit accounts | $3,088 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $53,470 |
| Pre-tax net operating income | $63,078 |
| Securities gains (or losses, -) | $14 |
| Income before extraordinary items | $63,092 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $63,092 |
| Minority interest net income | $0 |
| Net income | $63,092 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $63,078 |
First International Bank & Trust's gross interest income from loans was $163,198,000.
First International Bank & Trust's net interest income from loans was $141,960,000.
First International Bank & Trust's fee based income from loans was $3,088,000.
First International Bank & Trust's net income from loans was $63,092,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $21,238 |
| Provision for credit losses | $9,369 |
| Total noninterest expense | $131,901 |
| Salaries and employee benefits | $70,860 |
| Premises and equipment expense | $21,817 |
| Additional noninterest expense | $39,224 |
| Applicable income taxes | $0 |
| Net charge-offs | $5,251 |
| Cash dividends | $23,850 |
First International Bank & Trust's interest expense for loans was $21,238,000.
First International Bank & Trust's payroll and benefits expense were $70,860,000.
First International Bank & Trust's property, plant and equipment expenses $21,817,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 1.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $3,623,938 |
| Deposits held in domestic offices | $3,623,938 |
| Deposits by Individuals, partnerships, and corporations | $3,030,888 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $584,482 |
| Deposits by Commercial banks and other depository institutions in U.S. | $8,568 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $817,352 |
| Demand deposits | $751,747 |
| Nontransaction accounts | $2,806,586 |
| Money market deposit accounts (MMDAs) | $781,036 |
| Other savings deposits (excluding MMDAs) | $1,595,715 |
| Total time deposits | $429,835 |
| Total time and savings deposits | $2,872,191 |
| Noninterest-bearing deposits | $883,866 |
| Interest-bearing deposits | $2,740,072 |
| Retail deposits | $3,444,711 |
| IRAs and Keogh plan accounts | $28,295 |
| Brokered deposits | $20,007 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $4,165,761 |
| Cash & Balances due from depository institutions | $511,323 |
| Interest-bearing balances | $454,634 |
| Total securities | $577,271 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $2,842,970 |
| Loan and leases loss allowance | $27,964 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $135,030 |
| Other real estate owned | $4,131 |
| Goodwill and other intangibles | $20,067 |
| All other assets | $74,969 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $4,165,761 |
| Total Liabilities | $3,798,375 |
| Total deposits | $3,623,938 |
| Interest-bearing deposits | $2,740,072 |
| Deposits held in domestic offices | $3,623,938 |
| % insured (estimated) | $86 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $156,000 |
| Subordinated debt | $0 |
| All other liabilities | $18,437 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $2,842,970 |
| Loan and leases loss allowance | $27,964 |
| Total loans and leases (domestic) | $2,870,934 |
| All real estate loans | $1,883,824 |
| Real estate loans in domestic offices | $1,883,824 |
| Construction and development loans | $310,229 |
| Residential 1-4 family construction | $140,443 |
| Other construction, all land development and other land | $169,786 |
| Loans secured by nonfarm nonresidential properties | $786,751 |
| Nonfarm nonresidential secured by owner-occupied properties | $299,490 |
| Commercial real estate & other non-farm, non-residential | $487,261 |
| Multifamily residential real estate | $176,409 |
| 1-4 family residential loans | $379,926 |
| Farmland loans | $230,509 |
| Loans held in foreign offices | $0 |
| Farm loans | $179,875 |
| Commercial and industrial loans | $698,782 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $87,593 |
| Credit card loans | $11,594 |
| Related Plans | $1,281 |
| Consumer Auto Loans | $31,363 |
| Other loans to individuals | $43,355 |
| All other loans & leases | $20,860 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $411 |
| Loans to depository institutions and acceptances of other banks | $7,204 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $26,089 |
| Non 1-4 family restructured loans & leases | $24,111 |
| Total loans and leases (foreign) | $0 |
First International Bank & Trust had $2,842,970,000 of loans outstanding in 2020. $1,883,824,000 of loans were in real estate loans. $310,229,000 of loans were in development loans. $176,409,000 of loans were in multifamily mortgage loans. $379,926,000 of loans were in 1-4 family mortgage loans. $179,875,000 of loans were in farm loans. $11,594,000 of loans were in credit card loans. $31,363,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 382 | $93,132 | $243,801 |
| Nonfarm, nonresidential loans - <$100k | 73 | $2,982 | $40,849 |
| Nonfarm, nonresidential loans - $100-250k | 132 | $17,176 | $130,121 |
| Nonfarm, nonresidential loans - $250k-1MM | 177 | $72,974 | $412,282 |
| Commercial & Industrial, US addressed loans - <$1MM | 3,759 | $294,607 | $78,374 |
| Commercial & Industrial, US addressed loans - <$100k | 2,591 | $61,654 | $23,795 |
| Commercial & Industrial, US addressed loans - $100-250k | 638 | $67,787 | $106,249 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 530 | $165,166 | $311,634 |
| Farmland loans - <$1MM | 503 | $66,816 | $132,835 |
| Farmland loans - <$100k | 168 | $7,311 | $43,518 |
| Farmland loans - $100-250k | 215 | $27,901 | $129,772 |
| Farmland loans - $250k-1MM | 120 | $31,604 | $263,367 |
| Agriculture operations loans - <$1MM | 1,436 | $87,583 | $60,991 |
| Agriculture operations loans - <$100k | 976 | $21,947 | $22,487 |
| Agriculture operations loans - $100-250k | 284 | $27,229 | $95,877 |
| Agriculture operations loans - $250k-1MM | 176 | $38,407 | $218,222 |