Progress Bank And Trust Mortgage Rates, Fees & Info

Huntsville, AL

LEI: 549300E2RDLPC5BL1Z93

Tax ID: 26-1740755

Latest/2023 | 2022 Data | 2021 Data | 2020 Data |

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Mortgage Data

Bank Data

Review & Overview

Progress Bank And Trust is a smaller bank specializing in Home Purchase loans. Progress Bank And Trust has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Crestview, Huntsville, Birmingham, Florence, and Decatur among others. We have data for 53 markets. (Some data included below & more in-depth data is available with an active subscription.)

Progress Bank And Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Progress Bank And Trust is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 5.68% 3/27/24
30 Year Conventional Purchase 6.36% 3/27/24
30 Year Conventional Refi 6.22% 3/27/24
30 Year Cash-out Refi 6.55% 3/27/24
30 Year FHA Purchase 7.12% 3/27/24
30 Year VA Purchase 6.02% 3/27/24
30 Year VA Refi 5.61% 3/27/24
30 Year USDA Purchase 6.48% 3/27/24
15 Year Conventional Purchase 5.93% 3/27/24
15 Year Conventional Refi 5.99% 3/27/24
15 Year Cash-out Refi 5.99% 3/27/24
15 Year VA Purchase 5.71% 3/27/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Progress Bank And Trust Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Progress Bank And Trust. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,557

Origination Dollar Volume (All Markets)

$515,535,000

Employee count

244 Show all (10) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 354 $172,010,000 $485,904 $7,964 3.39%
HUNTSVILLE, AL (FHA|USDA|VA) 556 $155,770,000 $280,162 $4,548 2.88%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 152 $51,460,000 $338,553 $3,184 3.21%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 169 $38,955,000 $230,503 $3,548 2.86%
DECATUR, AL (FHA|USDA|VA) 87 $18,275,000 $210,057 $4,048 2.93%
PANAMA CITY, FL (FHA|USDA|VA) 49 $16,595,000 $338,673 $6,253 3.87%
Outside of Metro Areas 23 $8,815,000 $383,261 $4,711 3.23%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 14 $7,520,000 $537,143 $3,387 3.27%
Albertville, AL (FHA|USDA|VA) 17 $7,475,000 $439,706 $4,958 3.03%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 24 $7,240,000 $301,667 $5,561 2.99%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 8 $2,620,000 $327,500 $3,772 2.55%
MONTGOMERY, AL (FHA|USDA|VA) 6 $2,580,000 $430,000 $5,607 2.92%
Cullman, AL (FHA|USDA|VA) 8 $2,360,000 $295,000 $4,916 2.89%
TUSCALOOSA, AL (FHA|USDA|VA) 8 $2,050,000 $256,250 $3,099 3.14%
MOBILE, AL (FHA|USDA|VA) 16 $1,850,000 $115,625 $0 4.00%
Scottsboro, AL (FHA|USDA|VA) 8 $1,730,000 $216,250 $3,685 2.75%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 6 $1,600,000 $266,667 $3,380 2.71%
JACKSONVILLE, FL (FHA|USDA|VA) 4 $1,410,000 $352,500 $4,239 3.09%
Steamboat Springs, CO (FHA|USDA|VA) 1 $1,355,000 $1,355,000 $0 4.50%
Alexander City, AL (FHA|USDA|VA) 3 $1,145,000 $381,667 $4,479 2.88%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3 $1,055,000 $351,667 $4,697 2.96%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $935,000 $311,667 $8,179 3.34%
GADSDEN, AL (FHA|USDA|VA) 3 $885,000 $295,000 $3,240 3.04%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $580,000 $290,000 $11,081 2.25%
Lake City, FL (FHA|USDA|VA) 1 $545,000 $545,000 $4,887 2.38%
Torrington, CT (FHA|USDA|VA) 1 $465,000 $465,000 $4,960 3.13%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $460,000 $230,000 $6,988 2.56%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $445,000 $445,000 $0 3.63%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $425,000 $425,000 $16,184 2.38%
JACKSON, MS (FHA|USDA|VA) 1 $425,000 $425,000 $6,440 2.25%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $420,000 $210,000 $4,718 2.25%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $405,000 $405,000 $2,273 3.25%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $405,000 $405,000 $3,804 2.75%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $405,000 $405,000 $9,165 2.25%
HATTIESBURG, MS (FHA|USDA|VA) 2 $400,000 $200,000 $6,145 2.75%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $375,000 $375,000 $0 4.50%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $355,000 $355,000 $12,826 2.38%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $345,000 $345,000 $0 2.25%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $335,000 $335,000 $2,414 3.00%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $330,000 $165,000 $4,187 3.31%
Lawrenceburg, TN (FHA|USDA|VA) 1 $315,000 $315,000 $13,383 2.75%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $305,000 $305,000 $1,136 2.13%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $265,000 $265,000 $8,454 2.38%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $235,000 $235,000 $5,474 2.75%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $235,000 $235,000 $2,362 3.25%
SAVANNAH, GA (FHA|USDA|VA) 1 $225,000 $225,000 $0 2.25%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $205,000 $205,000 $4,595 2.25%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $205,000 $205,000 $2,646 2.50%
Toccoa, GA (FHA|USDA|VA) 1 $195,000 $195,000 $2,652 2.50%
Oxford, MS (FHA|USDA|VA) 1 $175,000 $175,000 $2,613 3.25%
Starkville, MS (FHA|USDA|VA) 1 $175,000 $175,000 $5,491 3.50%
DOTHAN, AL (FHA|USDA|VA) 1 $105,000 $105,000 $4,258 2.25%
Columbus, MS (FHA|USDA|VA) 1 $85,000 $85,000 $3,452 2.25%
Progress Bank And Trust's top markets include Crestview, Huntsville, Birmingham, Florence, and Decatur among others.

Their top states include:
  • Alabama (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Progress Bank and Trust based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,278 $420,710,000 $329,194 $4,519 3.20%
    VA 190 $75,180,000 $395,684 $7,754 2.55%
    FHA 65 $15,015,000 $231,000 $7,065 2.52%
    USDA 24 $4,630,000 $192,917 $4,725 2.46%

    For 2021, Progress Bank And Trust's most frequently originated type of loan was Conventional, with 1,278 originations. Their 2nd most popular type was VA, with 190 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,037 $363,345,000 $350,381 $5,977 3.19%
    Refi 315 $92,015,000 $292,111 $3,387 2.77%
    Cash Out Refi 205 $60,175,000 $293,537 $4,019 3.01%

    For 2021, Progress Bank And Trust's most frequently cited loan purpose was Home Purchase, with 1,037 originations. The 2nd most popular reason was Refi, with 315 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,244 $405,930,000 $326,310 $5,310 3.04%
    15 Year 148 $42,280,000 $285,676 $3,995 2.41%
    5 Year 70 $24,140,000 $344,857 $3,794 4.21%
    1 Year 31 $5,555,000 $179,194 $4,252 4.82%
    Other 30 $25,700,000 $856,667 $4,968 3.81%
    20 Year 22 $5,500,000 $250,000 $3,041 2.65%
    10 Year 7 $3,285,000 $469,286 $3,396 2.38%
    3 Year 4 $2,040,000 $510,000 $9,072 4.06%
    30+ year 1 $1,105,000 $1,105,000 $20,421 3.75%

    For 2021, Progress Bank And Trust's most frequently cited loan duration was 30 Year, with 1,244 originations. The 2nd most popular length was 15 Year, with 148 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 649 $205,645,000 $316,864
    $1k-2k 207 $42,635,000 $205,966
    $2k-3k 191 $53,555,000 $280,393
    $3k-4k 99 $31,715,000 $320,354
    $5k+ 81 $66,355,000 $819,198
    $4k-5k 51 $21,385,000 $419,314

    Progress Bank And Trust's average total fees were $5,310, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 649 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 554 $166,510,000 $300,560
    <2.5% 422 $118,620,000 $281,090
    3-4% 372 $138,030,000 $371,048
    4-5% 199 $91,125,000 $457,915
    5-6% 10 $1,250,000 $125,000

    During 2021, Progress Bank And Trust's average interest rate for loans was 3.04%, while their most frequently originated rate bucket for loans was 2.5-3%, with 554 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 730 $212,070,000 $290,507 $4,532 2.95%
    $100k-200k 380 $57,460,000 $151,211 $3,427 3.06%
    $400k-600k 245 $117,365,000 $479,041 $6,221 3.00%
    $100,000 or less 93 $6,985,000 $75,108 $2,851 3.56%
    $600k-1MM 70 $52,330,000 $747,571 $11,668 3.80%
    $1MM+ 39 $69,325,000 $1,777,564 $20,211 3.87%

    2021 saw Progress Bank And Trust place emphasis on $200k-400k loans with 730 originations, totaling $212,070,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 349 $107,635,000 $308,410 $5,096 2.99%
    $150k-250k 259 $93,345,000 $360,405 $5,560 3.10%
    $75k-100k 224 $63,260,000 $282,411 $4,817 2.82%
    $50k-75k 223 $47,385,000 $212,489 $4,094 2.90%
    $250k+ 194 $117,570,000 $606,031 $8,931 3.50%
    $50k or less 159 $25,695,000 $161,604 $3,810 2.73%

    Progress Bank And Trust lent most frequently to those with incomes in the $100k-150k range, with 349 originations. The second most popular income band? $150k-250k, with 259 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 380 $120,320,000 $316,632 $4,540 2.91%
    30-36% 265 $83,605,000 $315,491 $4,893 3.02%
    <20% 190 $57,930,000 $304,895 $4,126 2.93%
    37% 54 $16,970,000 $314,259 $4,755 3.15%
    42% 53 $20,035,000 $378,019 $6,811 3.24%
    40% 49 $15,995,000 $326,429 $5,850 3.10%
    44% 49 $17,965,000 $366,633 $5,040 3.03%
    41% 48 $19,750,000 $411,458 $7,970 3.22%
    38% 48 $14,960,000 $311,667 $5,001 3.12%
    39% 44 $16,670,000 $378,864 $7,347 3.18%
    36% 42 $12,370,000 $294,524 $5,225 3.00%
    43% 39 $11,055,000 $283,462 $4,848 3.22%
    50-60% 37 $13,815,000 $373,378 $7,991 2.82%
    49% 28 $9,790,000 $349,643 $5,912 3.12%
    47% 27 $7,475,000 $276,852 $5,689 2.84%
    46% 25 $9,035,000 $361,400 $5,830 3.00%
    48% 22 $6,200,000 $281,818 $6,273 2.84%
    45% 20 $5,310,000 $265,500 $5,479 2.93%
    >60% 11 $4,615,000 $419,545 $8,903 3.45%

    Progress Bank And Trust lent most frequently to those with DTI ratios of 20-30%, with 380 originations. The next most common DTI ratio? 30-36%, with 265 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,270 $412,520,000 $324,819 $5,057 2.98%
    Not applicable 98 $44,150,000 $450,510 $0 4.37%
    Not provided 64 $24,110,000 $376,719 $6,527 3.29%
    Black 76 $20,980,000 $276,053 $5,493 2.89%
    Asian 38 $10,440,000 $274,737 $4,788 3.08%
    American Indian 9 $2,475,000 $275,000 $4,006 3.08%
    Asian Indian 2 $860,000 $430,000 $2,174 3.06%

    Approval Rates

    Total approvals of all applications
    99.26%

    Progress Bank And Trust has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    79.77%

    Progress Bank And Trust has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,557 $515,535,000 $331,108

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,557 $515,535,000 $331,108

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 67 $16,975,000 $253,358 $3,756 2.85%
    40-60% 196 $55,850,000 $284,949 $4,062 2.95%
    60-80% 609 $209,555,000 $344,097 $4,793 3.23%
    80-100% 642 $216,740,000 $337,601 $5,201 3.03%
    Over 100% 35 $14,005,000 $400,143 $16,084 2.54%
    Under 20% 8 $2,410,000 $301,250 $4,082 3.09%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Progress Bank and Trust 12805 Us Highway 98 E, Unit A100 Inlet Beach, FL 32461 Full Service B&M $76,071
    Progress Bank and Trust 1360 Montgomery Highway Birmingham, AL 35216 Full Service B&M $84,171
    Progress Bank and Trust 201 Williams Avenue Huntsville, AL 35801 Full Service B&M $492,327
    Progress Bank and Trust 2121 Highland Avenue South Birmingham, AL 35205 Full Service B&M $161,173
    Progress Bank and Trust 230 East Tennessee Street Florence, AL 35630 Full Service B&M $168,409
    Progress Bank and Trust 255 Grant Street Decatur, AL 35601 Full Service B&M $238,486
    Progress Bank and Trust 2746 Carl T. Jones Drive Huntsville, AL 35802 Full Service B&M $66,248
    Progress Bank and Trust 3063 Highway 98 Santa Rosa Beach, FL 32459 Full Service B&M $12,212
    Progress Bank and Trust 35008 Emerald Coast Parkway Destin, FL 32541 Full Service B&M $58,102
    Progress Bank and Trust 8337 Highway 72 Madison, AL 35758 Full Service B&M $94,178

    For 2021, Progress Bank And Trust had 10 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $59,663
    Net interest income $53,376
    Total noninterest income $20,760
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $377
    Trading account gains and fees $178
    Additional Noninterest Income $20,205
    Pre-tax net operating income $26,184
    Securities gains (or losses, -) $677
    Income before extraordinary items $20,980
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $20,980
    Minority interest net income $0
    Net income $20,980
    Sale, conversion, retirement of capital stock, net $557
    Net operating income $20,445

    Progress Bank And Trust's gross interest income from loans was $59,663,000.
    Progress Bank And Trust's net interest income from loans was $53,376,000.
    Progress Bank And Trust's fee based income from loans was $377,000.
    Progress Bank And Trust's net income from loans was $20,980,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $6,287
    Provision for credit losses $925
    Total noninterest expense $47,027
    Salaries and employee benefits $33,015
    Premises and equipment expense $4,506
    Additional noninterest expense $9,506
    Applicable income taxes $5,881
    Net charge-offs $-114
    Cash dividends $7,770

    Progress Bank And Trust's interest expense for loans was $6,287,000.
    Progress Bank And Trust's payroll and benefits expense were $33,015,000.
    Progress Bank And Trust's property, plant and equipment expenses $4,506,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,585,849
    Deposits held in domestic offices $1,585,849
    Deposits by Individuals, partnerships, and corporations $1,482,027
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $103,077
    Deposits by Commercial banks and other depository institutions in U.S. $745
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $717,345
    Demand deposits $717,345
    Nontransaction accounts $868,504
    Money market deposit accounts (MMDAs) $579,477
    Other savings deposits (excluding MMDAs) $36,014
    Total time deposits $253,013
    Total time and savings deposits $868,504
    Noninterest-bearing deposits $423,928
    Interest-bearing deposits $1,161,921
    Retail deposits $1,460,784
    IRAs and Keogh plan accounts $241
    Brokered deposits $372
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,779,568
    Cash & Balances due from depository institutions $81,540
    Interest-bearing balances $29,614
    Total securities $96,673
    Federal funds sold & reverse repurchase $274,228
    Net loans and leases $1,235,574
    Loan and leases loss allowance $13,061
    Trading account assets $572
    Bank premises and fixed assets $15,986
    Other real estate owned $113
    Goodwill and other intangibles $18,593
    All other assets $56,289

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,779,568
    Total Liabilities $1,600,910
    Total deposits $1,585,849
    Interest-bearing deposits $1,161,921
    Deposits held in domestic offices $1,585,849
    % insured (estimated) $52
    Federal funds purchased and repurchase agreements $12,945
    Trading liabilities $572
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $1,544

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,235,574
    Loan and leases loss allowance $13,061
    Total loans and leases (domestic) $1,248,635
    All real estate loans $963,334
    Real estate loans in domestic offices $963,334
    Construction and development loans $171,862
    Residential 1-4 family construction $73,979
    Other construction, all land development and other land $97,883
    Loans secured by nonfarm nonresidential properties $476,071
    Nonfarm nonresidential secured by owner-occupied properties $263,593
    Commercial real estate & other non-farm, non-residential $212,478
    Multifamily residential real estate $22,448
    1-4 family residential loans $290,231
    Farmland loans $2,722
    Loans held in foreign offices $0
    Farm loans $247
    Commercial and industrial loans $248,094
    To non-U.S. addressees $0
    Loans to individuals $21,015
    Credit card loans $0
    Related Plans $10,258
    Consumer Auto Loans $733
    Other loans to individuals $10,024
    All other loans & leases $15,945
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $25
    Loans not secured by real estate $12,288
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $3,762
    Non 1-4 family restructured loans & leases $3,331
    Total loans and leases (foreign) $0

    Progress Bank and Trust had $1,235,574,000 of loans outstanding in 2021. $963,334,000 of loans were in real estate loans. $171,862,000 of loans were in development loans. $22,448,000 of loans were in multifamily mortgage loans. $290,231,000 of loans were in 1-4 family mortgage loans. $247,000 of loans were in farm loans. $0 of loans were in credit card loans. $733,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 377 $126,571 $335,732
    Nonfarm, nonresidential loans - <$100k 30 $1,449 $48,300
    Nonfarm, nonresidential loans - $100-250k 97 $13,823 $142,505
    Nonfarm, nonresidential loans - $250k-1MM 250 $111,299 $445,196
    Commercial & Industrial, US addressed loans - <$1MM 1,283 $108,048 $84,215
    Commercial & Industrial, US addressed loans - <$100k 782 $18,353 $23,469
    Commercial & Industrial, US addressed loans - $100-250k 252 $23,401 $92,861
    Commercial & Industrial, US addressed loans - $250k-1MM 249 $66,294 $266,241
    Farmland loans - <$1MM 12 $2,208 $184,000
    Farmland loans - <$100k 3 $109 $36,333
    Farmland loans - $100-250k 4 $543 $135,750
    Farmland loans - $250k-1MM 5 $1,556 $311,200
    Agriculture operations loans - <$1MM 1 $247 $247,000
    Agriculture operations loans - $250k-1MM 1 $247 $247,000