Toccoa Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Toccoa averaged 5.9% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 6.17% and one month ago for the week of 2022-05-19, the average rate was 5.44%.

Toccoa's average rate one year ago was 3.19%.

For refis of the same type during the week of 2022-06-23, the average rate was 6.29%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Toccoa 30 Year Fixed Rate 2022-06-23 5.9%
Toccoa 30 Year Fixed Rate Refi 2022-06-23 6.29%
Toccoa 15 Year Fixed Rate 2022-06-23 4.92%
Toccoa 15 Year Fixed Rate Refi 2022-06-23 5.25%
Toccoa 30 Year FHA 2022-06-23 -0.07%
Toccoa 30 Year FHA Refi 2022-06-23 0.07%
Toccoa 30 Year USDA 2022-06-23 0.28%
Toccoa 30 Year USDA Refi 2022-06-23 -0.17%
Toccoa 30 Year VA 2022-06-23 0.35%
Toccoa 30 Year VA Refi 2022-06-23 -0.25%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Toccoa, GA.

Toccoa Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Toccoa, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
HOMESTAR FINANCIAL CORPORATION 59 3.34% $3,017
QUICKEN LOANS, LLC 44 3.14% $4,963
Ameris Bank 16 3.05% $4,189
South State Bank 10 3.41% $3,959
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 3.16% $4,003
PENNYMAC LOAN SERVICES, LLC 9 3.37% $4,602
LOANDEPOT.COM, LLC 8 3.16% $4,139
Regions Bank 8 3.45% $3,379
UNITED WHOLESALE MORTGAGE, LLC 8 3.05% $4,843
First-Citizens Bank & Trust Company 7 3.42% $3,589
HOMEOWNERS FINANCIAL GROUP USA, LLC 6 3.52% $4,307
THE MORTGAGE FIRM, INC. 6 2.17% $2,570
Renasant Bank 4 3.03% $3,553
AMERISAVE MORTGAGE CORPORATION 4 3.28% $2,803
BETTER MORTGAGE CORPORATION 4 2.84% $2,394
GUARANTEED RATE, INC. 4 3.15% $3,938
JPMorgan Chase Bank 4 3.16% $3,428
KELLER MORTGAGE, LLC 4 3.13% $2,880
Magnolia Bank 4 3.06% $6,075
Carrington Mortgage Services, LLC 4 3.19% $3,808
SOUTHEAST MORTGAGE OF GEORGIA, INC. 3 3.17% $6,130
Community First Bank, Inc. 3 3.83% $4,313
STOCKTON MORTGAGE CORPORATION 3 2.75% $3,573
HOMESIDE FINANCIAL, LLC 3 3.71% $4,258
PEACH STATE FEDERAL CREDIT UNION 3 3.50% $3,461
ON Q FINANCIAL, INC. 3 2.83% $5,113
Wells Fargo Bank 3 3.17% $4,901
Northpointe Bank 3 2.96% $4,042
CALIBER HOME LOANS, INC. 2 3.25% $3,675
MOVEMENT MORTGAGE, LLC 2 3.25% $3,477
InterContinental Capital Group, Inc 2 2.81% $4,654
BROKER SOLUTIONS, INC. 2 3.75% $4,606
NAVY FEDERAL CREDIT UNION 2 3.44% $3,421
VANDERBILT MORTGAGE AND FINANCE, INC. 2 2.81% $3,987
NEWREZ LLC 2 3.38% $3,236
SHELTER HOME MORTGAGE, LLC 2 3.12% $4,277
Bank of America 2 2.63% $3,671
HOME POINT FINANCIAL CORPORATION 2 2.69% $3,728
Synovus Bank 2 3.50% $4,037
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 3.13% $4,865
PROVIDENT FUNDING ASSOCIATES, L.P. 2 2.75% $2,880
Truist Bank 2 3.00% $2,903
The Park National Bank 1 3.25% $4,179
AmeriHome Mortgage Company, LLC 1 2.99% $4,846
BANKSOUTH MORTGAGE COMPANY, LLC 1 3.38% $5,612
Barrington Bank & Trust Company, N.A. 1 2.99% $2,525
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 3.13% $5,022
Citibank 1 2.63% $5,457
CMG MORTGAGE, INC. 1 2.99% $6,092
Colonial Savings, F.A. 1 3.25% $4,098
CREDIT UNION FINANCIAL SERVICES, LLC 1 3.38% $10,714
CROSSCOUNTRY MORTGAGE, LLC 1 3.38% $5,242
DELTA COMMUNITY CREDIT UNION 1 3.38% $8,655
First American Bank and Trust Company 1 2.50% $2,607
FIRST COMMUNITY MORTGAGE, INC. 1 3.38% $5,395
First Federal Bank 1 3.38% $4,338
First Guaranty Mortgage Corporation 1 4.25% $5,068
GUARANTEED RATE AFFINITY, LLC 1 3.50% $4,263
GUARANTY HOME MORTGAGE CORPORATION 1 2.88% $4,482
HOMESPIRE MORTGAGE CORPORATION 1 3.25% $3,754
LENDUS, LLC 1 2.99% $6,874
Mortgage Assurance Inc. 1 2.88% $2,244
MORTGAGE FINANCIAL GROUP, INC. 1 3.50% $5,340
Mortgage Research Center, LLC 1 2.88% $5,930
Mr. Cooper ( Nationstar Mortgage ) 1 2.88% $4,059
PANORAMA MORTGAGE GROUP, LLC 1 4.38% $11,263
Paramount Residential Mortgage Group, Inc. 1 2.99% $7,770
Progress Bank and Trust 1 2.50% $2,652
Prosperity Home Mortgage, LLC 1 2.88% $2,726
ROYAL UNITED MORTGAGE LLC 1 3.25% $4,861
SPRING EQ, LLC 1 2.88% $0
Suncoast Credit Union 1 2.63% $2,844
Ally Bank 1 2.75% $5,648
Tyndall Federal Credit Union 1 2.63% $2,925
UNION HOME MORTGAGE CORP. 1 3.13% $2,649
United Community Bank 1 2.88% $3,242
U.S. Bank 1 3.99% $3,780
VAN DYK MORTGAGE CORPORATION 1 3.38% $3,975

Toccoa, GA's 78 lenders originated 794 loans during 2021. The total origination value was $150,510,000, with an average loan value of $189,559.

The top Toccoa lender as defined by loan originations is HOMESTAR FINANCIAL CORPORATION, with 59 loans originated. Their average total fees are $3,017, which is $1,945 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Toccoa lenders (with over 10 loans originated) are HOMESTAR FINANCIAL CORPORATION ($3,017), South State Bank ($3,959), Ameris Bank ($4,189), QUICKEN LOANS, LLC ($4,963) and .

The lowest rate Toccoa lenders (with over 10 loans originated) are Ameris Bank (3.05%), QUICKEN LOANS, LLC (3.14%), HOMESTAR FINANCIAL CORPORATION (3.34%), South State Bank (3.41%) and .

Toccoa, GA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
HOMESTAR FINANCIAL CORPORATION $19,920,000 $22,125,000 11.1% 14.7%
QUICKEN LOANS, LLC $11,965,000 $19,450,000 62.6% 12.9%
Ameris Bank $5,220,000 $10,370,000 98.7% 6.9%
First-Citizens Bank & Trust Company $5,540,000 $4,895,000 -11.6% 3.3%
UNITED WHOLESALE MORTGAGE, LLC $1,695,000 $4,085,000 141.0% 2.7%
South State Bank $770,000 $3,915,000 408.4% 2.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,440,000 $3,500,000 143.1% 2.3%
FREEDOM MORTGAGE CORPORATION $5,425,000 $3,490,000 -35.7% 2.3%
Pinnacle Bank $1,795,000 $3,150,000 75.5% 2.1%
Regions Bank $2,685,000 $2,760,000 2.8% 1.8%
PENNYMAC LOAN SERVICES, LLC $675,000 $2,730,000 304.4% 1.8%
HOMEOWNERS FINANCIAL GROUP USA, LLC $735,000 $2,490,000 238.8% 1.7%
THE MORTGAGE FIRM, INC. $2,225,000 n/a 1.5%
Mr. Cooper ( Nationstar Mortgage ) $975,000 $2,040,000 109.2% 1.4%
AMERISAVE MORTGAGE CORPORATION $660,000 $1,990,000 201.5% 1.3%
ON Q FINANCIAL, INC. $475,000 $1,875,000 294.7% 1.2%
Synovus Bank $1,420,000 $1,865,000 31.3% 1.2%
LOANDEPOT.COM, LLC $1,290,000 $1,835,000 42.2% 1.2%
21ST MORTGAGE CORPORATION $990,000 $1,765,000 78.3% 1.2%
Renasant Bank $135,000 $1,705,000 1,163.0% 1.1%
The Piedmont Bank $1,685,000 n/a 1.1%
Mortgage Research Center, LLC $795,000 $1,655,000 108.2% 1.1%
Magnolia Bank $1,050,000 $1,640,000 56.2% 1.1%
BETTER MORTGAGE CORPORATION $105,000 $1,585,000 1,409.5% 1.1%
CALIBER HOME LOANS, INC. $490,000 $1,550,000 216.3% 1.0%
GUARANTEED RATE, INC. $715,000 $1,405,000 96.5% 0.9%
JPMorgan Chase Bank $750,000 $1,375,000 83.3% 0.9%
KELLER MORTGAGE, LLC $1,370,000 n/a 0.9%
Wells Fargo Bank $2,105,000 $1,370,000 -34.9% 0.9%
PEACH STATE FEDERAL CREDIT UNION $705,000 $1,340,000 90.1% 0.9%
CROSSCOUNTRY MORTGAGE, LLC $445,000 $1,175,000 164.0% 0.8%
NEW DAY FINANCIAL, LLC $995,000 $1,140,000 14.6% 0.8%
Bank of America $705,000 $1,075,000 52.5% 0.7%
United Community Bank $3,510,000 $1,050,000 -70.1% 0.7%
STOCKTON MORTGAGE CORPORATION $210,000 $1,015,000 383.3% 0.7%
Northpointe Bank $560,000 $975,000 74.1% 0.6%
HOME POINT FINANCIAL CORPORATION $155,000 $935,000 503.2% 0.6%
Paramount Residential Mortgage Group, Inc. $425,000 $915,000 115.3% 0.6%
Carrington Mortgage Services, LLC $210,000 $890,000 323.8% 0.6%
LAKEVIEW LOAN SERVICING, LLC $1,095,000 $865,000 -21.0% 0.6%
FIRST COMMUNITY MORTGAGE, INC. $3,235,000 $850,000 -73.7% 0.6%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $225,000 $820,000 264.4% 0.5%
First Federal Bank $1,425,000 $780,000 -45.3% 0.5%
Truist Bank $2,150,000 $765,000 -64.4% 0.5%
PRIMARY RESIDENTIAL MORTGAGE, INC. $345,000 $740,000 114.5% 0.5%
LIMA ONE CAPITAL, LLC $695,000 n/a 0.5%
InterContinental Capital Group, Inc $175,000 $645,000 268.6% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $610,000 n/a 0.4%
BROKER SOLUTIONS, INC. $970,000 $605,000 -37.6% 0.4%
DELTA COMMUNITY CREDIT UNION $65,000 $605,000 830.8% 0.4%
Barrington Bank & Trust Company, N.A. $295,000 $570,000 93.2% 0.4%
PENTAGON FEDERAL CREDIT UNION $560,000 n/a 0.4%
CIVIC FINANCIAL SERVICES, LLC $545,000 n/a 0.4%
EVERETT FINANCIAL, INC. $1,020,000 $535,000 -47.5% 0.4%
Prosperity Home Mortgage, LLC $305,000 $535,000 75.4% 0.4%
Community First Bank, Inc. $525,000 n/a 0.3%
GUARANTEED RATE AFFINITY, LLC $250,000 $525,000 110.0% 0.3%
NEWREZ LLC $365,000 $515,000 41.1% 0.3%
NAVY FEDERAL CREDIT UNION $310,000 $510,000 64.5% 0.3%
CLEARPATH LENDING $680,000 $455,000 -33.1% 0.3%
SOVEREIGN LENDING GROUP INCORPORATED $455,000 $455,000 0.0% 0.3%
PANORAMA MORTGAGE GROUP, LLC $425,000 n/a 0.3%
U.S. Bank $225,000 $420,000 86.7% 0.3%
The Park National Bank $415,000 n/a 0.3%
Nations Lending Corporation $145,000 $395,000 172.4% 0.3%
GUIDANCE RESIDENTIAL, LLC $385,000 n/a 0.3%
First American Bank and Trust Company $295,000 $380,000 28.8% 0.3%
MOVEMENT MORTGAGE, LLC $510,000 $380,000 -25.5% 0.3%
First Option Mortgage, LLC $155,000 $370,000 138.7% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $370,000 n/a 0.2%
SHELTER HOME MORTGAGE, LLC $370,000 n/a 0.2%
Centennial Bank $365,000 n/a 0.2%
LENDUS, LLC $355,000 n/a 0.2%
LENDINGHOME FUNDING CORPORATION $350,000 n/a 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,200,000 $350,000 -70.8% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $340,000 n/a 0.2%
East West Bank $335,000 n/a 0.2%
HOMESIDE FINANCIAL, LLC $335,000 $335,000 0.0% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $370,000 $305,000 -17.6% 0.2%
USAA Federal Savings Bank $570,000 $305,000 -46.5% 0.2%
HOMESPIRE MORTGAGE CORPORATION $295,000 n/a 0.2%
Tyndall Federal Credit Union $285,000 n/a 0.2%
AmeriHome Mortgage Company, LLC $175,000 $275,000 57.1% 0.2%
BANKSOUTH MORTGAGE COMPANY, LLC $905,000 $275,000 -69.6% 0.2%
US MORTGAGE CORPORATION $265,000 n/a 0.2%
CREDIT UNION FINANCIAL SERVICES, LLC $255,000 n/a 0.2%
Equity Prime Mortgage LLC $195,000 $255,000 30.8% 0.2%
CMG MORTGAGE, INC. $750,000 $245,000 -67.3% 0.2%
LGE COMMUNITY $225,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $210,000 n/a 0.1%
Ally Bank $205,000 n/a 0.1%
Progress Bank and Trust $195,000 n/a 0.1%
Assurance Financial Group, L.L.C. $455,000 $185,000 -59.3% 0.1%
Capital City Home Loans, LLC $185,000 n/a 0.1%
GENEVA FINANCIAL, LLC $145,000 $185,000 27.6% 0.1%
Colonial Savings, F.A. $165,000 n/a 0.1%
ISERVE RESIDENTIAL LENDING, LLC $155,000 $165,000 6.5% 0.1%
Suncoast Credit Union $165,000 n/a 0.1%
VAN DYK MORTGAGE CORPORATION $165,000 n/a 0.1%
The Commercial Bank $255,000 $160,000 -37.3% 0.1%
PLANET HOME LENDING, LLC $155,000 n/a 0.1%
RADIUS FINANCIAL GROUP INC. $155,000 n/a 0.1%
Citibank $85,000 $145,000 70.6% 0.1%
DOMINION FINANCIAL SERVICES, LLC $145,000 n/a 0.1%
GUARANTY HOME MORTGAGE CORPORATION $145,000 $145,000 0.0% 0.1%
Mortgage Assurance Inc. $145,000 n/a 0.1%
OCEANSIDE MORTGAGE COMPANY $65,000 $145,000 123.1% 0.1%
Hometown Equity Mortgage, LLC $135,000 n/a 0.1%
Manufacturers and Traders Trust Company $125,000 n/a 0.1%
SPRING EQ, LLC $35,000 $125,000 257.1% 0.1%
CERTAINTY HOME LOANS, LLC $315,000 $115,000 -63.5% 0.1%
Citizens Bank $85,000 $115,000 35.3% 0.1%
Farm Credit Mid-America, ACA $115,000 n/a 0.1%
MORTGAGE FINANCIAL GROUP, INC. $115,000 n/a 0.1%
First Guaranty Mortgage Corporation $300,000 $105,000 -65.0% 0.1%
MILEND, INC. $105,000 n/a 0.1%
SeaTrust Mortgage Company $105,000 n/a 0.1%
PHH Mortgage Corporation $95,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $95,000 n/a 0.1%
American Bank & Trust $85,000 n/a 0.1%
Discover Bank $130,000 $85,000 -34.6% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $190,000 $85,000 -55.3% 0.1%
First Horizon Bank $75,000 n/a 0.0%
Peoples Bank & Trust $75,000 n/a 0.0%
Gateway First Bank $65,000 n/a 0.0%
GEORGIA UNITED $480,000 $65,000 -86.5% 0.0%
ROYAL UNITED MORTGAGE LLC $65,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $55,000 n/a 0.0%
FirstBank $570,000 $45,000 -92.1% 0.0%

Toccoa's top lender by overall market share is HOMESTAR FINANCIAL CORPORATION, with 14.7% market share. In second place, with 12.9%, is QUICKEN LOANS, LLC, having originated $19,450,000 in loans. In third place, with 6.9%, is Ameris Bank, having originated $10,370,000 in loans. In third place, with 3.3%, is First-Citizens Bank & Trust Company, having originated $4,895,000 in loans. In third place, with 2.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $4,085,000 in loans.


Toccoa, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 388 $85,950,000 $221,521
Refi 212 $36,010,000 $169,858
Cash Out Refi 160 $25,150,000 $157,188
Home Improvement 18 $1,870,000 $103,889
Other 16 $1,530,000 $95,625

Toccoa's most frequently cited loan purpose was Home Purchase, with 388 originations. The 2nd most popular reason was Refi, with 212 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 321 $61,455,000 $191,449
2.5-3% 278 $52,810,000 $189,964
<2.5% 118 $21,260,000 $180,169
4-5% 32 $5,620,000 $175,625
Over 8% 11 $1,305,000 $118,636
7-8% 8 $1,160,000 $145,000
5-6% 7 $785,000 $112,143
6-7% 4 $1,030,000 $257,500

During 2021, Toccoa's most frequently originated rate bucket was 3-4%, with 321 originations.

Loan Sizing (Toccoa, GA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 395 $56,615,000 $143,329
$200k-400k 197 $52,085,000 $264,391
$100,000 or less 146 $10,020,000 $68,630
$400k-600k 41 $19,025,000 $464,024
$600k-1000k 12 $8,960,000 $746,667
$Over $1MM 3 $3,805,000 $1,268,333

Toccoa's loan sizing saw the bucket of loans from $100k-200k with 395 originations, totaling $56,615,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 342 $67,940,000 $198,655
60-80% 230 $48,740,000 $211,913
40-60% 120 $17,640,000 $147,000
20-40% 39 $5,145,000 $131,923
Under 20% 18 $600,000 $33,333
Over 100% 4 $980,000 $245,000

Toccoa's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 342 originations, totaling $67,940,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Toccoa (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $262,500 (7.4%) $313,991 (9.5%) 0.00 155
2018-02-01 $289,000 (15.7%) $306,195 (5.7%) 0.00 158
2018-03-01 $265,000 (3.9%) $294,727 (-0.8%) 0.00 181
2018-04-01 $279,000 (8.2%) $311,526 (4.8%) 0.00 192
2018-05-01 $272,500 (7.4%) $312,955 (7.2%) 0.00 201
2018-06-01 $264,300 (2.7%) $309,589 (3.8%) 0.00 199
2018-07-01 $289,000 (3.6%) $317,531 (1.8%) 0.00 188
2018-08-01 $287,000 (2.0%) $316,439 (-2.1%) 0.00 169
2018-09-01 $259,000 (-5.8%) $304,708 (-5.2%) 0.00 173
2018-10-01 $237,000 (-8.5%) $292,702 (-8.3%) 0.00 183
2018-11-01 $228,850 (-23.5%) $319,902 (-2.0%) 0.00 182
2018-12-01 $249,900 (-9.1%) $331,883 (1.5%) 0.00 164
2019-01-01 $249,900 (-4.8%) $337,738 (7.6%) 0.00 159
2019-02-01 $242,450 (-16.1%) $310,743 (1.5%) 0.00 152
2019-03-01 $230,943 (-12.9%) $290,723 (-1.4%) 0.00 154
2019-04-01 $225,993 (-19.0%) $280,543 (-10.0%) 0.00 157
2019-05-01 $244,950 (-10.1%) $291,390 (-6.9%) 0.00 137
2019-06-01 $244,900 (-7.3%) $287,084 (-7.3%) 0.00 141
2019-07-01 $244,900 (-15.3%) $282,905 (-10.9%) 0.00 144
2019-08-01 $238,086 (-17.0%) $271,359 (-14.3%) 0.00 139
2019-09-01 $238,086 (-8.1%) $271,640 (-10.9%) 0.00 143
2019-10-01 $250,000 (5.5%) $293,836 (0.4%) 0.00 142
2019-11-01 $279,000 (21.9%) $317,414 (-0.8%) 0.00 129
2019-12-01 $275,000 (10.0%) $320,243 (-3.5%) 0.00 110
2020-01-01 $262,000 (4.8%) $309,566 (-8.3%) 0.00 100
2020-02-01 $255,000 (5.2%) $301,851 (-2.9%) 0.00 94
2020-03-01 $244,900 (6.0%) $281,671 (-3.1%) 0.00 98
2020-04-01 $247,450 (9.5%) $284,903 (1.6%) 0.00 105
2020-05-01 $250,000 (2.1%) $305,667 (4.9%) 0.00 99
2020-06-01 $284,900 (16.3%) $328,634 (14.5%) 0.00 77
2020-07-01 $264,000 (7.8%) $323,911 (14.5%) 0.00 59
2020-08-01 $289,900 (21.8%) $323,673 (19.3%) 0.00 54
2020-09-01 $309,900 (30.2%) $374,416 (37.8%) 0.00 67
2020-10-01 $309,900 (24.0%) $387,592 (31.9%) 0.00 74
2020-11-01 $299,900 (7.5%) $370,743 (16.8%) 0.00 66
2020-12-01 $242,000 (-12.0%) $322,300 (0.6%) 0.00 58
2021-01-01 $319,000 (21.8%) $355,956 (15.0%) 0.00 75
2021-02-01 $319,000 (25.1%) $364,203 (20.7%) 0.00 92
2021-03-01 $329,900 (34.7%) $417,186 (48.1%) 0.00 84
2021-04-01 $329,900 (33.3%) $405,889 (42.5%) 0.00 79
2021-05-01 $329,900 (32.0%) $429,867 (40.6%) 0.00 73
2021-06-01 $329,900 (15.8%) $394,130 (19.9%) 0.00 78
2021-07-01 $349,950 (32.6%) $450,198 (39.0%) 0.00 77
2021-08-01 $329,900 (13.8%) $390,691 (20.7%) 0.00 68
2021-09-01 $304,450 (-1.8%) $359,367 (-4.0%) 0.00 82
2021-10-01 $299,900 (-3.2%) $347,239 (-10.4%) 0.00 75
2021-11-01 $286,200 (-4.6%) $334,625 (-9.7%) 0.00 74
2021-12-01 $294,900 (21.9%) $345,224 (7.1%) 0.00 68
2022-01-01 $319,000 (0.0%) $354,395 (-0.4%) 0.00 51
2022-02-01 $259,950 (-18.5%) $304,501 (-16.4%) 0.00 47
2022-03-01 $269,950 (-18.2%) $310,729 (-25.5%) 0.00 53
2022-04-01 $300,000 (-9.1%) $327,358 (-19.4%) 0.00 46
2022-05-01 $274,450 (-16.8%) $347,529 (-19.2%) 0.00 71
Toccoa's median listing price for 2022-05-01 was $274,450, a difference of $-55,450 (-16.8%) versus the prior year and $-25,550 versus the prior month.

Toccoa's median listing price comes in at 0% of the national average.

Toccoa's average listing price for 2022-05-01 was $347,529, a difference of $-82,338 (-19.2%) versus the prior year and $20,171 versus the prior month.

For the 2022-05-01 period, Toccoa had 71 MLS listings, a difference of 25 listings (54%) versus the prior month and -2 listings (-3%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Toccoa (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,048 sqft
2018-02-01 0 days 1,935 sqft
2018-03-01 0 days 2,184 sqft
2018-04-01 0 days 2,171 sqft
2018-05-01 0 days 2,090 sqft
2018-06-01 0 days 2,088 sqft
2018-07-01 0 days 2,152 sqft
2018-08-01 0 days 2,129 sqft
2018-09-01 0 days 2,028 sqft
2018-10-01 0 days 1,932 sqft
2018-11-01 0 days 1,918 sqft
2018-12-01 0 days 1,932 sqft
2019-01-01 0 days 1,986 sqft
2019-02-01 0 days 1,932 sqft
2019-03-01 0 days 1,886 sqft
2019-04-01 0 days 1,842 sqft
2019-05-01 0 days 1,813 sqft
2019-06-01 0 days 1,780 sqft
2019-07-01 0 days 1,785 sqft
2019-08-01 0 days 1,760 sqft
2019-09-01 0 days 1,858 sqft
2019-10-01 0 days 1,895 sqft
2019-11-01 0 days 2,112 sqft
2019-12-01 0 days 2,160 sqft
2020-01-01 0 days 2,200 sqft
2020-02-01 0 days 2,200 sqft
2020-03-01 0 days 1,820 sqft
2020-04-01 0 days 1,847 sqft
2020-05-01 0 days 1,769 sqft
2020-06-01 0 days 2,260 sqft
2020-07-01 0 days 1,890 sqft
2020-08-01 0 days 1,708 sqft
2020-09-01 0 days 1,706 sqft
2020-10-01 0 days 1,836 sqft
2020-11-01 0 days 1,990 sqft
2020-12-01 0 days 1,738 sqft
2021-01-01 0 days 1,651 sqft
2021-02-01 0 days 1,700 sqft
2021-03-01 0 days 1,806 sqft
2021-04-01 0 days 1,753 sqft
2021-05-01 0 days 1,878 sqft
2021-06-01 0 days 1,875 sqft
2021-07-01 0 days 1,932 sqft
2021-08-01 0 days 2,086 sqft
2021-09-01 0 days 1,867 sqft
2021-10-01 0 days 1,960 sqft
2021-11-01 0 days 1,685 sqft
2021-12-01 0 days 1,699 sqft
2022-01-01 0 days 1,660 sqft
2022-02-01 0 days 1,726 sqft
2022-03-01 0 days 1,725 sqft
2022-04-01 0 days 1,600 sqft
2022-05-01 0 days 1,700 sqft
Toccoa's median listing age (time on market) for 2022-05-01 was 0 days.

Toccoa's median square footage for active listings during the 2022-05-01 period was 1,700 sqft. One year prior, the average listing was 1,878 sqft.