Toccoa Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Toccoa averaged
6.51%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.31% and
one month ago for the week of 2024-09-05, the
average rate was 6.74%.
Toccoa's average rate one year ago was 7.88%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.42%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Toccoa 30 Year Fixed Rate | 2024-10-10 | 6.51% |
Toccoa 30 Year Fixed Rate Refi | 2024-10-10 | 6.42% |
Toccoa 15 Year Fixed Rate | 2024-10-10 | 5.21% |
Toccoa 15 Year Fixed Rate Refi | 2024-10-10 | 5.31% |
Toccoa 30 Year FHA | 2024-10-10 | 6.09% |
Toccoa 30 Year FHA Refi | 2024-10-10 | 6.3% |
Toccoa 30 Year USDA | 2024-10-10 | 6.18% |
Toccoa 30 Year USDA Refi | 2024-10-10 | 6.08% |
Toccoa 30 Year VA | 2024-10-10 | 5.65% |
Toccoa 30 Year VA Refi | 2024-10-10 | 5.85% |
Toccoa Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Toccoa, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Toccoa Average Closing Costs & Other Stats
Toccoa, GA's 56 lenders originated 462
loans during 2023. The total origination value was $89,540,000, with an average loan value of
$193,810.
Toccoa's average closing costs are $5,010.
The top Toccoa lender as defined by loan originations is QUICKEN LOANS, LLC, with
17 loans originated. Their average total fees are
$5,921, which is $472
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Toccoa lenders (with over 10 loans originated) are
HOMESTAR FINANCIAL CORPORATION ($4,025), QUICKEN LOANS, LLC ($5,921), UNITED WHOLESALE MORTGAGE, LLC ($6,393), .
The lowest rate Toccoa lenders (with over 10 loans originated) are
HOMESTAR FINANCIAL CORPORATION (6.51%), UNITED WHOLESALE MORTGAGE, LLC (7.11%), QUICKEN LOANS, LLC (7.15%), .
Toccoa, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
UNITED WHOLESALE MORTGAGE, LLC | $1,770,000 | $6,315,000 | 256.8% | 7.1% |
QUICKEN LOANS, LLC | $8,790,000 | $6,275,000 | -28.6% | 7.0% |
HOMESTAR FINANCIAL CORPORATION | $13,685,000 | $4,835,000 | -64.7% | 5.4% |
21ST MORTGAGE CORPORATION | $2,055,000 | $4,000,000 | 94.6% | 4.5% |
Mortgage Research Center, LLC | $1,835,000 | $3,915,000 | 113.4% | 4.4% |
HOMEOWNERS FINANCIAL GROUP USA, LLC | $2,715,000 | $3,775,000 | 39.0% | 4.2% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $1,270,000 | $3,230,000 | 154.3% | 3.6% |
Ameris Bank | $5,755,000 | $2,495,000 | -56.6% | 2.8% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,280,000 | $2,430,000 | 6.6% | 2.7% |
Pinnacle Bank | $2,070,000 | $2,030,000 | -1.9% | 2.3% |
Regions Bank | $1,830,000 | $1,950,000 | 6.6% | 2.2% |
First-Citizens Bank & Trust Company | $4,480,000 | $1,945,000 | -56.6% | 2.2% |
PENNYMAC LOAN SERVICES, LLC | $1,110,000 | $1,780,000 | 60.4% | 2.0% |
Magnolia Bank | $1,210,000 | $1,470,000 | 21.5% | 1.6% |
South State Bank | $2,160,000 | $1,365,000 | -36.8% | 1.5% |
PREMIER MORTGAGE RESOURCES, L.L.C. | $175,000 | $1,350,000 | 671.4% | 1.5% |
United Community Bank | $2,245,000 | $1,350,000 | -39.9% | 1.5% |
UNION HOME MORTGAGE CORP. | $1,315,000 | n/a | 1.5% | |
GREENVILLE FEDERAL CREDIT UNION | $1,205,000 | n/a | 1.3% | |
STOCKTON MORTGAGE CORPORATION | $805,000 | $1,070,000 | 32.9% | 1.2% |
SOUTHEAST MORTGAGE OF GEORGIA, INC. | $420,000 | $1,015,000 | 141.7% | 1.1% |
The Commercial Bank | $1,005,000 | n/a | 1.1% | |
JPMorgan Chase Bank | $430,000 | $940,000 | 118.6% | 1.0% |
Mr. Cooper ( Nationstar Mortgage ) | $925,000 | $940,000 | 1.6% | 1.0% |
GENEVA FINANCIAL, LLC | $420,000 | $900,000 | 114.3% | 1.0% |
AMERICAN FINANCIAL NETWORK, INC. | $890,000 | n/a | 1.0% | |
EVERETT FINANCIAL, INC. | $2,065,000 | $890,000 | -56.9% | 1.0% |
Wells Fargo Bank | $380,000 | $850,000 | 123.7% | 0.9% |
Northpointe Bank | $115,000 | $845,000 | 634.8% | 0.9% |
PNC Bank | $425,000 | $825,000 | 94.1% | 0.9% |
BROKER SOLUTIONS, INC. | $745,000 | $780,000 | 4.7% | 0.9% |
Flagstar Bank, FSB | $240,000 | $780,000 | 225.0% | 0.9% |
LOANDEPOT.COM, LLC | $2,285,000 | $750,000 | -67.2% | 0.8% |
First Option Mortgage, LLC | $1,190,000 | $680,000 | -42.9% | 0.8% |
Prosperity Home Mortgage, LLC | $655,000 | $675,000 | 3.1% | 0.8% |
GUARANTEED RATE, INC. | $680,000 | $635,000 | -6.6% | 0.7% |
NEWREZ LLC | $670,000 | $590,000 | -11.9% | 0.7% |
Renasant Bank | $1,200,000 | $585,000 | -51.3% | 0.7% |
MORTGAGE INVESTORS GROUP, INC. | $470,000 | $580,000 | 23.4% | 0.6% |
NAVY FEDERAL CREDIT UNION | $1,160,000 | $560,000 | -51.7% | 0.6% |
NEW DAY FINANCIAL, LLC | $510,000 | $530,000 | 3.9% | 0.6% |
MOVEMENT MORTGAGE, LLC | $775,000 | $525,000 | -32.3% | 0.6% |
STATE EMPLOYEES' | $515,000 | n/a | 0.6% | |
TRIAD FINANCIAL SERVICES, INC. | $470,000 | n/a | 0.5% | |
PEACH STATE FEDERAL CREDIT UNION | $895,000 | $450,000 | -49.7% | 0.5% |
AMERISAVE MORTGAGE CORPORATION | $1,330,000 | $420,000 | -68.4% | 0.5% |
CAPITAL CENTER, L.L.C. | $405,000 | n/a | 0.5% | |
WEST COMMUNITY | $375,000 | n/a | 0.4% | |
FIRST COMMUNITY MORTGAGE, INC. | $370,000 | n/a | 0.4% | |
TOWNE MORTGAGE COMPANY | $370,000 | n/a | 0.4% | |
Carrington Mortgage Services, LLC | $135,000 | $345,000 | 155.6% | 0.4% |
Metro City Bank | $330,000 | n/a | 0.4% | |
Associated Credit Union | $245,000 | $325,000 | 32.7% | 0.4% |
The Huntington National Bank | $315,000 | n/a | 0.4% | |
CROSSCOUNTRY MORTGAGE, LLC | $255,000 | $295,000 | 15.7% | 0.3% |
NP, Inc. | $295,000 | n/a | 0.3% | |
NASA Federal Credit Union | $285,000 | n/a | 0.3% | |
DAS Acquisition Company, LLC | $275,000 | n/a | 0.3% | |
GUILD MORTGAGE COMPANY | $275,000 | n/a | 0.3% | |
SWBC MORTGAGE CORPORATION | $275,000 | n/a | 0.3% | |
Colony Bank | $265,000 | n/a | 0.3% | |
ACOPIA, LLC | $470,000 | $255,000 | -45.7% | 0.3% |
CALIBER HOME LOANS, INC. | $1,145,000 | $255,000 | -77.7% | 0.3% |
GEORGIA UNITED | $255,000 | n/a | 0.3% | |
Lend Smart Mortgage, LLC | $255,000 | n/a | 0.3% | |
RADIUS FINANCIAL GROUP INC. | $310,000 | $250,000 | -19.4% | 0.3% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $245,000 | n/a | 0.3% | |
The Federal Savings Bank | $315,000 | $245,000 | -22.2% | 0.3% |
THE MORTGAGE FIRM, INC. | $2,095,000 | $245,000 | -88.3% | 0.3% |
GUARANTEED RATE AFFINITY, LLC | $235,000 | n/a | 0.3% | |
Paramount Residential Mortgage Group, Inc. | $340,000 | $215,000 | -36.8% | 0.2% |
PLANET HOME LENDING, LLC | $215,000 | n/a | 0.2% | |
AMERICAN HERITAGE LENDING, INC. | $205,000 | n/a | 0.2% | |
LENDINGHOME FUNDING CORPORATION | $145,000 | $205,000 | 41.4% | 0.2% |
LOANLEADERS OF AMERICA, INC. | $205,000 | n/a | 0.2% | |
MILEND, INC. | $295,000 | $205,000 | -30.5% | 0.2% |
NATIONS DIRECT MORTGAGE, LLC | $205,000 | n/a | 0.2% | |
RELIANCE FIRST CAPITAL, LLC | $205,000 | n/a | 0.2% | |
Truist | $645,000 | $205,000 | -68.2% | 0.2% |
US MORTGAGE CORPORATION | $570,000 | $205,000 | -64.0% | 0.2% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $195,000 | n/a | 0.2% | |
USAA Federal Savings Bank | $275,000 | $195,000 | -29.1% | 0.2% |
1ST SIGNATURE LENDING, LLC | $475,000 | $185,000 | -61.1% | 0.2% |
Bank of England | $515,000 | $185,000 | -64.1% | 0.2% |
First Federal Bank | $175,000 | $185,000 | 5.7% | 0.2% |
GMFS LLC | $180,000 | n/a | 0.2% | |
BANKSOUTH MORTGAGE COMPANY, LLC | $175,000 | n/a | 0.2% | |
Equity Prime Mortgage LLC | $175,000 | n/a | 0.2% | |
OCMBC, INC. | $170,000 | n/a | 0.2% | |
AMERICAN PACIFIC MORTGAGE CORPORATION | $145,000 | $165,000 | 13.8% | 0.2% |
FREEDOM MORTGAGE CORPORATION | $1,530,000 | $165,000 | -89.2% | 0.2% |
ZILLOW HOME LOANS, LLC | $225,000 | $165,000 | -26.7% | 0.2% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $255,000 | $155,000 | -39.2% | 0.2% |
SOUTHPOINT FINANCIAL SERVICES, INC. | $155,000 | n/a | 0.2% | |
Fifth Third Bank | $855,000 | $135,000 | -84.2% | 0.2% |
HALLCO COMMUNITY CREDIT UNION | $135,000 | n/a | 0.2% | |
U.S. Bank | $505,000 | $130,000 | -74.3% | 0.1% |
AMERICAN FINANCING CORPORATION | $230,000 | $125,000 | -45.7% | 0.1% |
FINANCE OF AMERICA REVERSE LLC | $225,000 | $125,000 | -44.4% | 0.1% |
Peoples Bank & Trust | $125,000 | n/a | 0.1% | |
Peach State Bank & Trust | $115,000 | n/a | 0.1% | |
Citizens Bank | $135,000 | $110,000 | -18.5% | 0.1% |
Bank of America | $425,000 | $105,000 | -75.3% | 0.1% |
MEMBER FIRST MORTGAGE, LLC | $460,000 | $95,000 | -79.3% | 0.1% |
Pinnacle Bank | $2,070,000 | $95,000 | -95.4% | 0.1% |
CARDINAL FINANCIAL | $85,000 | n/a | 0.1% | |
RUOFF MORTGAGE COMPANY, INC. | $390,000 | $85,000 | -78.2% | 0.1% |
Synovus Bank | $915,000 | $80,000 | -91.3% | 0.1% |
Community First Bank, Inc. | $375,000 | $75,000 | -80.0% | 0.1% |
Discover Bank | $75,000 | n/a | 0.1% | |
LOANPAL, LLC | $75,000 | n/a | 0.1% | |
LONGBRIDGE FINANCIAL, LLC | $75,000 | n/a | 0.1% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $55,000 | $75,000 | 36.4% | 0.1% |
Figure Lending LLC | $140,000 | $70,000 | -50.0% | 0.1% |
LEADERONE FINANCIAL CORPORATION | $65,000 | n/a | 0.1% | |
Lakeview Community Capital, LLC | $35,000 | n/a | 0.0% | |
ROBINS FINANCIAL | $35,000 | n/a | 0.0% |
Toccoa's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.1% market share. In second place, with 7.0%, is QUICKEN LOANS, LLC, having originated $6,275,000 in loans. In third place, with 5.4%, is HOMESTAR FINANCIAL CORPORATION, having originated $4,835,000 in loans. In fourth place, with 4.5%, is 21ST MORTGAGE CORPORATION, having originated $4,000,000 in loans. In fifth place, with 4.4%, is Mortgage Research Center, LLC, having originated $3,915,000 in loans.
Toccoa Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Toccoa (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $216,000 (0.7%) | $291,172 (6.4%) | 0.00 | 124 |
2018-02-01 | $216,000 (-1.9%) | $287,059 (4.1%) | 0.00 | 130 |
2018-03-01 | $229,450 (1.8%) | $289,124 (3.0%) | 0.00 | 142 |
2018-04-01 | $243,475 (8.2%) | $298,603 (6.9%) | 0.00 | 144 |
2018-05-01 | $235,375 (3.7%) | $297,791 (8.7%) | 0.00 | 153 |
2018-06-01 | $229,000 (-3.8%) | $292,674 (4.4%) | 0.00 | 158 |
2018-07-01 | $250,000 (0.0%) | $304,483 (2.9%) | 0.00 | 149 |
2018-08-01 | $250,000 (0.1%) | $302,984 (1.4%) | 0.00 | 136 |
2018-09-01 | $235,000 (-6.0%) | $292,799 (-4.0%) | 0.00 | 135 |
2018-10-01 | $225,000 (-0.4%) | $282,041 (-6.4%) | 0.00 | 146 |
2018-11-01 | $220,000 (-10.6%) | $303,628 (-0.5%) | 0.00 | 143 |
2018-12-01 | $239,000 (1.1%) | $315,162 (3.3%) | 0.00 | 129 |
2019-01-01 | $244,950 (13.4%) | $321,139 (10.3%) | 0.00 | 123 |
2019-02-01 | $224,000 (3.7%) | $312,671 (8.9%) | 0.00 | 115 |
2019-03-01 | $200,143 (-12.8%) | $284,988 (-1.4%) | 0.00 | 118 |
2019-04-01 | $191,818 (-21.2%) | $267,286 (-10.5%) | 0.00 | 123 |
2019-05-01 | $214,175 (-9.0%) | $278,289 (-6.6%) | 0.00 | 111 |
2019-06-01 | $199,900 (-12.7%) | $270,920 (-7.4%) | 0.00 | 115 |
2019-07-01 | $205,825 (-17.7%) | $270,769 (-11.1%) | 0.00 | 123 |
2019-08-01 | $179,655 (-28.1%) | $264,438 (-12.7%) | 0.00 | 121 |
2019-09-01 | $186,711 (-20.6%) | $267,007 (-8.8%) | 0.00 | 122 |
2019-10-01 | $215,350 (-4.3%) | $275,868 (-2.2%) | 0.00 | 116 |
2019-11-01 | $250,000 (13.6%) | $299,474 (-1.4%) | 0.00 | 101 |
2019-12-01 | $252,200 (5.5%) | $302,360 (-4.1%) | 0.00 | 89 |
2020-01-01 | $252,450 (3.1%) | $301,616 (-6.1%) | 0.00 | 82 |
2020-02-01 | $254,900 (13.8%) | $297,139 (-5.0%) | 0.00 | 78 |
2020-03-01 | $247,000 (23.4%) | $282,910 (-0.7%) | 0.00 | 78 |
2020-04-01 | $244,700 (27.6%) | $281,015 (5.1%) | 0.00 | 85 |
2020-05-01 | $247,000 (15.3%) | $292,465 (5.1%) | 0.00 | 76 |
2020-06-01 | $270,750 (35.4%) | $314,663 (16.2%) | 0.00 | 66 |
2020-07-01 | $249,250 (21.1%) | $307,401 (13.5%) | 0.00 | 54 |
2020-08-01 | $257,400 (43.3%) | $308,117 (16.5%) | 0.00 | 52 |
2020-09-01 | $281,150 (50.6%) | $320,551 (20.1%) | 0.00 | 55 |
2020-10-01 | $279,900 (30.0%) | $321,748 (16.6%) | 0.00 | 53 |
2020-11-01 | $277,975 (11.2%) | $313,730 (4.8%) | 0.00 | 51 |
2020-12-01 | $207,450 (-17.7%) | $272,516 (-9.9%) | 0.00 | 46 |
2021-01-01 | $279,450 (10.7%) | $304,661 (1.0%) | 0.00 | 57 |
2021-02-01 | $264,900 (3.9%) | $334,119 (12.5%) | 0.00 | 65 |
2021-03-01 | $324,450 (31.4%) | $386,218 (36.5%) | 0.00 | 57 |
2021-04-01 | $324,450 (32.6%) | $393,109 (39.9%) | 0.00 | 52 |
2021-05-01 | $329,450 (33.4%) | $401,060 (37.1%) | 0.00 | 52 |
2021-06-01 | $329,900 (21.9%) | $383,757 (22.0%) | 0.00 | 55 |
2021-07-01 | $349,900 (40.4%) | $431,142 (40.3%) | 0.00 | 54 |
2021-08-01 | $324,450 (26.1%) | $364,725 (18.4%) | 0.00 | 52 |
2021-09-01 | $314,250 (11.8%) | $339,940 (6.1%) | 0.00 | 67 |
2021-10-01 | $299,950 (7.2%) | $330,551 (2.7%) | 0.00 | 59 |
2021-11-01 | $275,600 (-0.9%) | $297,738 (-5.1%) | 0.00 | 59 |
2021-12-01 | $281,200 (35.6%) | $307,148 (12.7%) | 0.00 | 55 |
2022-01-01 | $294,900 (5.5%) | $318,000 (4.4%) | 0.00 | 41 |
2022-02-01 | $286,725 (8.2%) | $300,579 (-10.0%) | 0.00 | 40 |
2022-03-01 | $289,950 (-10.6%) | $321,792 (-16.7%) | 0.00 | 43 |
2022-04-01 | $307,500 (-5.2%) | $326,739 (-16.9%) | 0.00 | 38 |
2022-05-01 | $278,475 (-15.5%) | $339,034 (-15.5%) | 0.00 | 54 |
2022-06-01 | $277,000 (-16.0%) | $334,770 (-12.8%) | 0.00 | 49 |
2022-07-01 | $268,900 (-23.2%) | $311,806 (-27.7%) | 0.00 | 65 |
2022-08-01 | $281,200 (-13.3%) | $310,385 (-14.9%) | 0.00 | 85 |
2022-09-01 | $284,900 (-9.3%) | $317,232 (-6.7%) | 0.00 | 78 |
2022-10-01 | $269,750 (-10.1%) | $310,999 (-5.9%) | 0.00 | 79 |
2022-11-01 | $282,400 (2.5%) | $322,629 (8.4%) | 0.00 | 75 |
2022-12-01 | $309,900 (10.2%) | $355,663 (15.8%) | 0.00 | 64 |
2023-01-01 | $328,650 (11.4%) | $360,189 (13.3%) | 0.00 | 59 |
2023-02-01 | $334,950 (16.8%) | $393,526 (30.9%) | 0.00 | 55 |
2023-03-01 | $331,250 (14.2%) | $390,733 (21.4%) | 0.00 | 61 |
2023-04-01 | $330,000 (7.3%) | $410,528 (25.6%) | 0.00 | 66 |
2023-05-01 | $336,175 (20.7%) | $383,016 (13.0%) | 0.00 | 74 |
2023-06-01 | $338,675 (22.3%) | $414,098 (23.7%) | 0.00 | 67 |
2023-07-01 | $339,900 (26.4%) | $428,148 (37.3%) | 0.00 | 76 |
2023-08-01 | $327,475 (16.5%) | $406,085 (30.8%) | 0.00 | 82 |
2023-09-01 | $309,950 (8.8%) | $395,367 (24.6%) | 0.00 | 72 |
2023-10-01 | $327,500 (21.4%) | $414,313 (33.2%) | 0.00 | 75 |
2023-11-01 | $289,900 (2.7%) | $389,749 (20.8%) | 0.00 | 85 |
2023-12-01 | $286,000 (-7.7%) | $376,426 (5.8%) | 0.00 | 79 |
2024-01-01 | $299,950 (-8.7%) | $387,196 (7.5%) | 0.00 | 78 |
2024-02-01 | $305,950 (-8.7%) | $432,782 (10.0%) | 0.00 | 76 |
2024-03-01 | $297,400 (-10.2%) | $437,121 (11.9%) | 0.00 | 78 |
2024-04-01 | $299,225 (-9.3%) | $415,515 (1.2%) | 0.00 | 73 |
2024-05-01 | $349,900 (4.1%) | $471,408 (23.1%) | 0.00 | 75 |
2024-06-01 | $324,900 (-4.1%) | $461,868 (11.5%) | 0.00 | 86 |
2024-07-01 | $308,675 (-9.2%) | $421,645 (-1.5%) | 0.00 | 103 |
2024-08-01 | $294,900 (-10.0%) | $416,769 (2.6%) | 0.00 | 108 |
2024-09-01 | $277,450 (-10.5%) | $419,353 (6.1%) | 0.00 | 116 |
Toccoa's median listing price comes in at 0% of the national average.
Toccoa's average listing price for 2024-09-01 was $419,353, a difference of $23,986 (6.1%) versus the prior year and $2,584 versus the prior month.
For the 2024-09-01 period, Toccoa had 116 MLS listings, a difference of 8 listings (7%) versus the prior month and 44 listings (61%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Toccoa (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,933 sqft |
2018-02-01 | 0 days | 1,926 sqft |
2018-03-01 | 0 days | 2,098 sqft |
2018-04-01 | 0 days | 2,063 sqft |
2018-05-01 | 0 days | 2,053 sqft |
2018-06-01 | 0 days | 2,014 sqft |
2018-07-01 | 0 days | 2,148 sqft |
2018-08-01 | 0 days | 2,134 sqft |
2018-09-01 | 0 days | 2,049 sqft |
2018-10-01 | 0 days | 1,920 sqft |
2018-11-01 | 0 days | 1,967 sqft |
2018-12-01 | 0 days | 2,039 sqft |
2019-01-01 | 0 days | 2,048 sqft |
2019-02-01 | 0 days | 1,864 sqft |
2019-03-01 | 0 days | 1,809 sqft |
2019-04-01 | 0 days | 1,791 sqft |
2019-05-01 | 0 days | 1,777 sqft |
2019-06-01 | 0 days | 1,733 sqft |
2019-07-01 | 0 days | 1,749 sqft |
2019-08-01 | 0 days | 1,747 sqft |
2019-09-01 | 0 days | 1,765 sqft |
2019-10-01 | 0 days | 1,806 sqft |
2019-11-01 | 0 days | 2,030 sqft |
2019-12-01 | 0 days | 2,122 sqft |
2020-01-01 | 0 days | 2,151 sqft |
2020-02-01 | 0 days | 2,161 sqft |
2020-03-01 | 0 days | 1,978 sqft |
2020-04-01 | 0 days | 1,974 sqft |
2020-05-01 | 0 days | 1,899 sqft |
2020-06-01 | 0 days | 2,161 sqft |
2020-07-01 | 0 days | 1,792 sqft |
2020-08-01 | 0 days | 1,708 sqft |
2020-09-01 | 0 days | 1,707 sqft |
2020-10-01 | 0 days | 1,686 sqft |
2020-11-01 | 0 days | 1,737 sqft |
2020-12-01 | 0 days | 1,616 sqft |
2021-01-01 | 0 days | 1,625 sqft |
2021-02-01 | 0 days | 1,545 sqft |
2021-03-01 | 0 days | 1,693 sqft |
2021-04-01 | 0 days | 1,517 sqft |
2021-05-01 | 0 days | 1,648 sqft |
2021-06-01 | 0 days | 1,682 sqft |
2021-07-01 | 0 days | 1,852 sqft |
2021-08-01 | 0 days | 1,927 sqft |
2021-09-01 | 0 days | 1,756 sqft |
2021-10-01 | 0 days | 1,762 sqft |
2021-11-01 | 0 days | 1,555 sqft |
2021-12-01 | 0 days | 1,678 sqft |
2022-01-01 | 0 days | 1,668 sqft |
2022-02-01 | 0 days | 1,663 sqft |
2022-03-01 | 0 days | 1,696 sqft |
2022-04-01 | 0 days | 1,642 sqft |
2022-05-01 | 0 days | 1,740 sqft |
2022-06-01 | 0 days | 1,751 sqft |
2022-07-01 | 0 days | 1,672 sqft |
2022-08-01 | 0 days | 1,611 sqft |
2022-09-01 | 0 days | 1,683 sqft |
2022-10-01 | 0 days | 1,607 sqft |
2022-11-01 | 0 days | 1,634 sqft |
2022-12-01 | 0 days | 1,745 sqft |
2023-01-01 | 0 days | 1,793 sqft |
2023-02-01 | 0 days | 1,792 sqft |
2023-03-01 | 0 days | 1,762 sqft |
2023-04-01 | 0 days | 1,784 sqft |
2023-05-01 | 0 days | 1,800 sqft |
2023-06-01 | 0 days | 1,900 sqft |
2023-07-01 | 0 days | 1,875 sqft |
2023-08-01 | 0 days | 1,781 sqft |
2023-09-01 | 0 days | 1,848 sqft |
2023-10-01 | 0 days | 1,770 sqft |
2023-11-01 | 0 days | 1,657 sqft |
2023-12-01 | 0 days | 1,576 sqft |
2024-01-01 | 0 days | 1,658 sqft |
2024-02-01 | 0 days | 1,650 sqft |
2024-03-01 | 0 days | 1,646 sqft |
2024-04-01 | 0 days | 1,590 sqft |
2024-05-01 | 0 days | 1,718 sqft |
2024-06-01 | 0 days | 1,734 sqft |
2024-07-01 | 0 days | 1,762 sqft |
2024-08-01 | 0 days | 1,734 sqft |
2024-09-01 | 0 days | 1,553 sqft |
Toccoa's median square footage for active listings during the 2024-09-01 period was 1,553 sqft. One year prior, the average listing was 1,848 sqft.
Toccoa, GA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 313 | $69,025,000 | $220,527 |
Cash Out Refi | 60 | $10,350,000 | $172,500 |
Other | 39 | $3,825,000 | $98,077 |
Home Improvement | 28 | $2,600,000 | $92,857 |
Refi | 22 | $3,740,000 | $170,000 |
Toccoa's most frequently cited loan purpose was Home Purchase, with 313 originations. The 2nd most popular reason was Cash Out Refi, with 60 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 180 | $38,980,000 | $216,556 |
7-8% | 115 | $24,135,000 | $209,870 |
Over 8% | 73 | $9,905,000 | $135,685 |
5-6% | 56 | $11,170,000 | $199,464 |
4-5% | 3 | $505,000 | $168,333 |
During 2023, Toccoa's most frequently originated rate bucket was 6-7%, with 180 originations.
Loan Sizing (Toccoa, GA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 182 | $27,550,000 | $151,374 |
$200k-400k | 150 | $39,990,000 | $266,600 |
$100,000 or less | 102 | $6,230,000 | $61,078 |
$400k-600k | 20 | $9,410,000 | $470,500 |
$600k-1000k | 7 | $5,155,000 | $736,429 |
$Over $1MM | 1 | $1,205,000 | $1,205,000 |
Toccoa's loan sizing saw the bucket of loans from $100k-200k with 182 originations, totaling $27,550,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 219 | $47,695,000 | $217,785 |
60-80% | 91 | $21,815,000 | $239,725 |
40-60% | 41 | $8,535,000 | $208,171 |
20-40% | 40 | $4,640,000 | $116,000 |
Under 20% | 35 | $1,425,000 | $40,714 |
Over 100% | 4 | $960,000 | $240,000 |
Toccoa's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 219 originations, totaling $47,695,000 in origination value.