Toccoa Mortgage Rates

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Toccoa averaged 5.9% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

    The average rate for the prior week (2022-06-16) was 6.17% and one month ago for the week of 2022-05-19, the average rate was 5.44%.

    Toccoa's average rate one year ago was 3.19%.

    For refis of the same type during the week of 2022-06-23, the average rate was 6.29%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2022-06-23 5.81%
    Toccoa 30 Year Fixed Rate 2022-06-23 5.9%
    Toccoa 30 Year Fixed Rate Refi 2022-06-23 6.29%
    Toccoa 15 Year Fixed Rate 2022-06-23 4.92%
    Toccoa 15 Year Fixed Rate Refi 2022-06-23 5.25%
    Toccoa 30 Year FHA 2022-06-23 -0.07%
    Toccoa 30 Year FHA Refi 2022-06-23 0.07%
    Toccoa 30 Year USDA 2022-06-23 0.28%
    Toccoa 30 Year USDA Refi 2022-06-23 -0.17%
    Toccoa 30 Year VA 2022-06-23 0.35%
    Toccoa 30 Year VA Refi 2022-06-23 -0.25%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Toccoa, GA.

    Toccoa Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Toccoa, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
    HOMESTAR FINANCIAL CORPORATION 59 3.34% $3,017
    QUICKEN LOANS, LLC 44 3.14% $4,963
    Ameris Bank 16 3.05% $4,189
    South State Bank 10 3.41% $3,959
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 3.16% $4,003
    PENNYMAC LOAN SERVICES, LLC 9 3.37% $4,602
    LOANDEPOT.COM, LLC 8 3.16% $4,139
    Regions Bank 8 3.45% $3,379
    UNITED WHOLESALE MORTGAGE, LLC 8 3.05% $4,843
    First-Citizens Bank & Trust Company 7 3.42% $3,589
    HOMEOWNERS FINANCIAL GROUP USA, LLC 6 3.52% $4,307
    THE MORTGAGE FIRM, INC. 6 2.17% $2,570
    Renasant Bank 4 3.03% $3,553
    AMERISAVE MORTGAGE CORPORATION 4 3.28% $2,803
    BETTER MORTGAGE CORPORATION 4 2.84% $2,394
    GUARANTEED RATE, INC. 4 3.15% $3,938
    JPMorgan Chase Bank 4 3.16% $3,428
    KELLER MORTGAGE, LLC 4 3.13% $2,880
    Magnolia Bank 4 3.06% $6,075
    Carrington Mortgage Services, LLC 4 3.19% $3,808
    SOUTHEAST MORTGAGE OF GEORGIA, INC. 3 3.17% $6,130
    Community First Bank, Inc. 3 3.83% $4,313
    STOCKTON MORTGAGE CORPORATION 3 2.75% $3,573
    HOMESIDE FINANCIAL, LLC 3 3.71% $4,258
    PEACH STATE FEDERAL CREDIT UNION 3 3.50% $3,461
    ON Q FINANCIAL, INC. 3 2.83% $5,113
    Wells Fargo Bank 3 3.17% $4,901
    Northpointe Bank 3 2.96% $4,042
    CALIBER HOME LOANS, INC. 2 3.25% $3,675
    MOVEMENT MORTGAGE, LLC 2 3.25% $3,477
    InterContinental Capital Group, Inc 2 2.81% $4,654
    BROKER SOLUTIONS, INC. 2 3.75% $4,606
    NAVY FEDERAL CREDIT UNION 2 3.44% $3,421
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 2.81% $3,987
    NEWREZ LLC 2 3.38% $3,236
    SHELTER HOME MORTGAGE, LLC 2 3.12% $4,277
    Bank of America 2 2.63% $3,671
    HOME POINT FINANCIAL CORPORATION 2 2.69% $3,728
    Synovus Bank 2 3.50% $4,037
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 3.13% $4,865
    PROVIDENT FUNDING ASSOCIATES, L.P. 2 2.75% $2,880
    Truist Bank 2 3.00% $2,903
    The Park National Bank 1 3.25% $4,179
    AmeriHome Mortgage Company, LLC 1 2.99% $4,846
    BANKSOUTH MORTGAGE COMPANY, LLC 1 3.38% $5,612
    Barrington Bank & Trust Company, N.A. 1 2.99% $2,525
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 3.13% $5,022
    Citibank 1 2.63% $5,457
    CMG MORTGAGE, INC. 1 2.99% $6,092
    Colonial Savings, F.A. 1 3.25% $4,098
    CREDIT UNION FINANCIAL SERVICES, LLC 1 3.38% $10,714
    CROSSCOUNTRY MORTGAGE, LLC 1 3.38% $5,242
    DELTA COMMUNITY CREDIT UNION 1 3.38% $8,655
    First American Bank and Trust Company 1 2.50% $2,607
    FIRST COMMUNITY MORTGAGE, INC. 1 3.38% $5,395
    First Federal Bank 1 3.38% $4,338
    First Guaranty Mortgage Corporation 1 4.25% $5,068
    GUARANTEED RATE AFFINITY, LLC 1 3.50% $4,263
    GUARANTY HOME MORTGAGE CORPORATION 1 2.88% $4,482
    HOMESPIRE MORTGAGE CORPORATION 1 3.25% $3,754
    LENDUS, LLC 1 2.99% $6,874
    Mortgage Assurance Inc. 1 2.88% $2,244
    MORTGAGE FINANCIAL GROUP, INC. 1 3.50% $5,340
    Mortgage Research Center, LLC 1 2.88% $5,930
    Mr. Cooper ( Nationstar Mortgage ) 1 2.88% $4,059
    PANORAMA MORTGAGE GROUP, LLC 1 4.38% $11,263
    Paramount Residential Mortgage Group, Inc. 1 2.99% $7,770
    Progress Bank and Trust 1 2.50% $2,652
    Prosperity Home Mortgage, LLC 1 2.88% $2,726
    ROYAL UNITED MORTGAGE LLC 1 3.25% $4,861
    SPRING EQ, LLC 1 2.88% $0
    Suncoast Credit Union 1 2.63% $2,844
    Ally Bank 1 2.75% $5,648
    Tyndall Federal Credit Union 1 2.63% $2,925
    UNION HOME MORTGAGE CORP. 1 3.13% $2,649
    United Community Bank 1 2.88% $3,242
    U.S. Bank 1 3.99% $3,780
    VAN DYK MORTGAGE CORPORATION 1 3.38% $3,975

    Toccoa, GA's 78 lenders originated 794 loans during 2021. The total origination value was $150,510,000, with an average loan value of $189,559.

    The top Toccoa lender as defined by loan originations is HOMESTAR FINANCIAL CORPORATION, with 59 loans originated. Their average total fees are $3,017, which is $1,945 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Toccoa lenders (with over 10 loans originated) are HOMESTAR FINANCIAL CORPORATION ($3,017), South State Bank ($3,959), Ameris Bank ($4,189), QUICKEN LOANS, LLC ($4,963) and .

    The lowest rate Toccoa lenders (with over 10 loans originated) are Ameris Bank (3.05%), QUICKEN LOANS, LLC (3.14%), HOMESTAR FINANCIAL CORPORATION (3.34%), South State Bank (3.41%) and .

    Toccoa, GA Lender Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    HOMESTAR FINANCIAL CORPORATION $19,920,000 $22,125,000 11.1% 14.7%
    QUICKEN LOANS, LLC $11,965,000 $19,450,000 62.6% 12.9%
    Ameris Bank $5,220,000 $10,370,000 98.7% 6.9%
    First-Citizens Bank & Trust Company $5,540,000 $4,895,000 -11.6% 3.3%
    UNITED WHOLESALE MORTGAGE, LLC $1,695,000 $4,085,000 141.0% 2.7%
    South State Bank $770,000 $3,915,000 408.4% 2.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,440,000 $3,500,000 143.1% 2.3%
    FREEDOM MORTGAGE CORPORATION $5,425,000 $3,490,000 -35.7% 2.3%
    Pinnacle Bank $1,795,000 $3,150,000 75.5% 2.1%
    Regions Bank $2,685,000 $2,760,000 2.8% 1.8%
    PENNYMAC LOAN SERVICES, LLC $675,000 $2,730,000 304.4% 1.8%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $735,000 $2,490,000 238.8% 1.7%
    THE MORTGAGE FIRM, INC. $2,225,000 n/a 1.5%
    Mr. Cooper ( Nationstar Mortgage ) $975,000 $2,040,000 109.2% 1.4%
    AMERISAVE MORTGAGE CORPORATION $660,000 $1,990,000 201.5% 1.3%
    ON Q FINANCIAL, INC. $475,000 $1,875,000 294.7% 1.2%
    Synovus Bank $1,420,000 $1,865,000 31.3% 1.2%
    LOANDEPOT.COM, LLC $1,290,000 $1,835,000 42.2% 1.2%
    21ST MORTGAGE CORPORATION $990,000 $1,765,000 78.3% 1.2%
    Renasant Bank $135,000 $1,705,000 1,163.0% 1.1%
    The Piedmont Bank $1,685,000 n/a 1.1%
    Mortgage Research Center, LLC $795,000 $1,655,000 108.2% 1.1%
    Magnolia Bank $1,050,000 $1,640,000 56.2% 1.1%
    BETTER MORTGAGE CORPORATION $105,000 $1,585,000 1,409.5% 1.1%
    CALIBER HOME LOANS, INC. $490,000 $1,550,000 216.3% 1.0%
    GUARANTEED RATE, INC. $715,000 $1,405,000 96.5% 0.9%
    JPMorgan Chase Bank $750,000 $1,375,000 83.3% 0.9%
    KELLER MORTGAGE, LLC $1,370,000 n/a 0.9%
    Wells Fargo Bank $2,105,000 $1,370,000 -34.9% 0.9%
    PEACH STATE FEDERAL CREDIT UNION $705,000 $1,340,000 90.1% 0.9%
    CROSSCOUNTRY MORTGAGE, LLC $445,000 $1,175,000 164.0% 0.8%
    NEW DAY FINANCIAL, LLC $995,000 $1,140,000 14.6% 0.8%
    Bank of America $705,000 $1,075,000 52.5% 0.7%
    United Community Bank $3,510,000 $1,050,000 -70.1% 0.7%
    STOCKTON MORTGAGE CORPORATION $210,000 $1,015,000 383.3% 0.7%
    Northpointe Bank $560,000 $975,000 74.1% 0.6%
    HOME POINT FINANCIAL CORPORATION $155,000 $935,000 503.2% 0.6%
    Paramount Residential Mortgage Group, Inc. $425,000 $915,000 115.3% 0.6%
    Carrington Mortgage Services, LLC $210,000 $890,000 323.8% 0.6%
    LAKEVIEW LOAN SERVICING, LLC $1,095,000 $865,000 -21.0% 0.6%
    FIRST COMMUNITY MORTGAGE, INC. $3,235,000 $850,000 -73.7% 0.6%
    SOUTHEAST MORTGAGE OF GEORGIA, INC. $225,000 $820,000 264.4% 0.5%
    First Federal Bank $1,425,000 $780,000 -45.3% 0.5%
    Truist Bank $2,150,000 $765,000 -64.4% 0.5%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $345,000 $740,000 114.5% 0.5%
    LIMA ONE CAPITAL, LLC $695,000 n/a 0.5%
    InterContinental Capital Group, Inc $175,000 $645,000 268.6% 0.4%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $610,000 n/a 0.4%
    BROKER SOLUTIONS, INC. $970,000 $605,000 -37.6% 0.4%
    DELTA COMMUNITY CREDIT UNION $65,000 $605,000 830.8% 0.4%
    Barrington Bank & Trust Company, N.A. $295,000 $570,000 93.2% 0.4%
    PENTAGON FEDERAL CREDIT UNION $560,000 n/a 0.4%
    CIVIC FINANCIAL SERVICES, LLC $545,000 n/a 0.4%
    EVERETT FINANCIAL, INC. $1,020,000 $535,000 -47.5% 0.4%
    Prosperity Home Mortgage, LLC $305,000 $535,000 75.4% 0.4%
    Community First Bank, Inc. $525,000 n/a 0.3%
    GUARANTEED RATE AFFINITY, LLC $250,000 $525,000 110.0% 0.3%
    NEWREZ LLC $365,000 $515,000 41.1% 0.3%
    NAVY FEDERAL CREDIT UNION $310,000 $510,000 64.5% 0.3%
    CLEARPATH LENDING $680,000 $455,000 -33.1% 0.3%
    SOVEREIGN LENDING GROUP INCORPORATED $455,000 $455,000 0.0% 0.3%
    PANORAMA MORTGAGE GROUP, LLC $425,000 n/a 0.3%
    U.S. Bank $225,000 $420,000 86.7% 0.3%
    The Park National Bank $415,000 n/a 0.3%
    Nations Lending Corporation $145,000 $395,000 172.4% 0.3%
    GUIDANCE RESIDENTIAL, LLC $385,000 n/a 0.3%
    First American Bank and Trust Company $295,000 $380,000 28.8% 0.3%
    MOVEMENT MORTGAGE, LLC $510,000 $380,000 -25.5% 0.3%
    First Option Mortgage, LLC $155,000 $370,000 138.7% 0.2%
    PROVIDENT FUNDING ASSOCIATES, L.P. $370,000 n/a 0.2%
    SHELTER HOME MORTGAGE, LLC $370,000 n/a 0.2%
    Centennial Bank $365,000 n/a 0.2%
    LENDUS, LLC $355,000 n/a 0.2%
    LENDINGHOME FUNDING CORPORATION $350,000 n/a 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,200,000 $350,000 -70.8% 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $340,000 n/a 0.2%
    East West Bank $335,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $335,000 $335,000 0.0% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $370,000 $305,000 -17.6% 0.2%
    USAA Federal Savings Bank $570,000 $305,000 -46.5% 0.2%
    HOMESPIRE MORTGAGE CORPORATION $295,000 n/a 0.2%
    Tyndall Federal Credit Union $285,000 n/a 0.2%
    AmeriHome Mortgage Company, LLC $175,000 $275,000 57.1% 0.2%
    BANKSOUTH MORTGAGE COMPANY, LLC $905,000 $275,000 -69.6% 0.2%
    US MORTGAGE CORPORATION $265,000 n/a 0.2%
    CREDIT UNION FINANCIAL SERVICES, LLC $255,000 n/a 0.2%
    Equity Prime Mortgage LLC $195,000 $255,000 30.8% 0.2%
    CMG MORTGAGE, INC. $750,000 $245,000 -67.3% 0.2%
    LGE COMMUNITY $225,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $210,000 n/a 0.1%
    Ally Bank $205,000 n/a 0.1%
    Progress Bank and Trust $195,000 n/a 0.1%
    Assurance Financial Group, L.L.C. $455,000 $185,000 -59.3% 0.1%
    Capital City Home Loans, LLC $185,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $145,000 $185,000 27.6% 0.1%
    Colonial Savings, F.A. $165,000 n/a 0.1%
    ISERVE RESIDENTIAL LENDING, LLC $155,000 $165,000 6.5% 0.1%
    Suncoast Credit Union $165,000 n/a 0.1%
    VAN DYK MORTGAGE CORPORATION $165,000 n/a 0.1%
    The Commercial Bank $255,000 $160,000 -37.3% 0.1%
    PLANET HOME LENDING, LLC $155,000 n/a 0.1%
    RADIUS FINANCIAL GROUP INC. $155,000 n/a 0.1%
    Citibank $85,000 $145,000 70.6% 0.1%
    DOMINION FINANCIAL SERVICES, LLC $145,000 n/a 0.1%
    GUARANTY HOME MORTGAGE CORPORATION $145,000 $145,000 0.0% 0.1%
    Mortgage Assurance Inc. $145,000 n/a 0.1%
    OCEANSIDE MORTGAGE COMPANY $65,000 $145,000 123.1% 0.1%
    Hometown Equity Mortgage, LLC $135,000 n/a 0.1%
    Manufacturers and Traders Trust Company $125,000 n/a 0.1%
    SPRING EQ, LLC $35,000 $125,000 257.1% 0.1%
    CERTAINTY HOME LOANS, LLC $315,000 $115,000 -63.5% 0.1%
    Citizens Bank $85,000 $115,000 35.3% 0.1%
    Farm Credit Mid-America, ACA $115,000 n/a 0.1%
    MORTGAGE FINANCIAL GROUP, INC. $115,000 n/a 0.1%
    First Guaranty Mortgage Corporation $300,000 $105,000 -65.0% 0.1%
    MILEND, INC. $105,000 n/a 0.1%
    SeaTrust Mortgage Company $105,000 n/a 0.1%
    PHH Mortgage Corporation $95,000 n/a 0.1%
    UNION HOME MORTGAGE CORP. $95,000 n/a 0.1%
    American Bank & Trust $85,000 n/a 0.1%
    Discover Bank $130,000 $85,000 -34.6% 0.1%
    VILLAGE CAPITAL & INVESTMENT LLC $190,000 $85,000 -55.3% 0.1%
    First Horizon Bank $75,000 n/a 0.0%
    Peoples Bank & Trust $75,000 n/a 0.0%
    Gateway First Bank $65,000 n/a 0.0%
    GEORGIA UNITED $480,000 $65,000 -86.5% 0.0%
    ROYAL UNITED MORTGAGE LLC $65,000 n/a 0.0%
    Third Federal Savings and Loan Association of Cleveland $55,000 n/a 0.0%
    FirstBank $570,000 $45,000 -92.1% 0.0%

    Toccoa's top lender by overall market share is HOMESTAR FINANCIAL CORPORATION, with 14.7% market share. In second place, with 12.9%, is QUICKEN LOANS, LLC, having originated $19,450,000 in loans. In third place, with 6.9%, is Ameris Bank, having originated $10,370,000 in loans. In third place, with 3.3%, is First-Citizens Bank & Trust Company, having originated $4,895,000 in loans. In third place, with 2.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $4,085,000 in loans.

    Toccoa, GA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 388 $85,950,000 $221,521
    Refi 212 $36,010,000 $169,858
    Cash Out Refi 160 $25,150,000 $157,188
    Home Improvement 18 $1,870,000 $103,889
    Other 16 $1,530,000 $95,625

    Toccoa's most frequently cited loan purpose was Home Purchase, with 388 originations. The 2nd most popular reason was Refi, with 212 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 321 $61,455,000 $191,449
    2.5-3% 278 $52,810,000 $189,964
    <2.5% 118 $21,260,000 $180,169
    4-5% 32 $5,620,000 $175,625
    Over 8% 11 $1,305,000 $118,636
    7-8% 8 $1,160,000 $145,000
    5-6% 7 $785,000 $112,143
    6-7% 4 $1,030,000 $257,500

    During 2021, Toccoa's most frequently originated rate bucket was 3-4%, with 321 originations.

    Loan Sizing (Toccoa, GA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 395 $56,615,000 $143,329
    $200k-400k 197 $52,085,000 $264,391
    $100,000 or less 146 $10,020,000 $68,630
    $400k-600k 41 $19,025,000 $464,024
    $600k-1000k 12 $8,960,000 $746,667
    $Over $1MM 3 $3,805,000 $1,268,333

    Toccoa's loan sizing saw the bucket of loans from $100k-200k with 395 originations, totaling $56,615,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 342 $67,940,000 $198,655
    60-80% 230 $48,740,000 $211,913
    40-60% 120 $17,640,000 $147,000
    20-40% 39 $5,145,000 $131,923
    Under 20% 18 $600,000 $33,333
    Over 100% 4 $980,000 $245,000

    Toccoa's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 342 originations, totaling $67,940,000 in origination value.

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Toccoa (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $262,500 (7.4%) $313,991 (9.5%) 0.00 155
    2018-02-01 $289,000 (15.7%) $306,195 (5.7%) 0.00 158
    2018-03-01 $265,000 (3.9%) $294,727 (-0.8%) 0.00 181
    2018-04-01 $279,000 (8.2%) $311,526 (4.8%) 0.00 192
    2018-05-01 $272,500 (7.4%) $312,955 (7.2%) 0.00 201
    2018-06-01 $264,300 (2.7%) $309,589 (3.8%) 0.00 199
    2018-07-01 $289,000 (3.6%) $317,531 (1.8%) 0.00 188
    2018-08-01 $287,000 (2.0%) $316,439 (-2.1%) 0.00 169
    2018-09-01 $259,000 (-5.8%) $304,708 (-5.2%) 0.00 173
    2018-10-01 $237,000 (-8.5%) $292,702 (-8.3%) 0.00 183
    2018-11-01 $228,850 (-23.5%) $319,902 (-2.0%) 0.00 182
    2018-12-01 $249,900 (-9.1%) $331,883 (1.5%) 0.00 164
    2019-01-01 $249,900 (-4.8%) $337,738 (7.6%) 0.00 159
    2019-02-01 $242,450 (-16.1%) $310,743 (1.5%) 0.00 152
    2019-03-01 $230,943 (-12.9%) $290,723 (-1.4%) 0.00 154
    2019-04-01 $225,993 (-19.0%) $280,543 (-10.0%) 0.00 157
    2019-05-01 $244,950 (-10.1%) $291,390 (-6.9%) 0.00 137
    2019-06-01 $244,900 (-7.3%) $287,084 (-7.3%) 0.00 141
    2019-07-01 $244,900 (-15.3%) $282,905 (-10.9%) 0.00 144
    2019-08-01 $238,086 (-17.0%) $271,359 (-14.3%) 0.00 139
    2019-09-01 $238,086 (-8.1%) $271,640 (-10.9%) 0.00 143
    2019-10-01 $250,000 (5.5%) $293,836 (0.4%) 0.00 142
    2019-11-01 $279,000 (21.9%) $317,414 (-0.8%) 0.00 129
    2019-12-01 $275,000 (10.0%) $320,243 (-3.5%) 0.00 110
    2020-01-01 $262,000 (4.8%) $309,566 (-8.3%) 0.00 100
    2020-02-01 $255,000 (5.2%) $301,851 (-2.9%) 0.00 94
    2020-03-01 $244,900 (6.0%) $281,671 (-3.1%) 0.00 98
    2020-04-01 $247,450 (9.5%) $284,903 (1.6%) 0.00 105
    2020-05-01 $250,000 (2.1%) $305,667 (4.9%) 0.00 99
    2020-06-01 $284,900 (16.3%) $328,634 (14.5%) 0.00 77
    2020-07-01 $264,000 (7.8%) $323,911 (14.5%) 0.00 59
    2020-08-01 $289,900 (21.8%) $323,673 (19.3%) 0.00 54
    2020-09-01 $309,900 (30.2%) $374,416 (37.8%) 0.00 67
    2020-10-01 $309,900 (24.0%) $387,592 (31.9%) 0.00 74
    2020-11-01 $299,900 (7.5%) $370,743 (16.8%) 0.00 66
    2020-12-01 $242,000 (-12.0%) $322,300 (0.6%) 0.00 58
    2021-01-01 $319,000 (21.8%) $355,956 (15.0%) 0.00 75
    2021-02-01 $319,000 (25.1%) $364,203 (20.7%) 0.00 92
    2021-03-01 $329,900 (34.7%) $417,186 (48.1%) 0.00 84
    2021-04-01 $329,900 (33.3%) $405,889 (42.5%) 0.00 79
    2021-05-01 $329,900 (32.0%) $429,867 (40.6%) 0.00 73
    2021-06-01 $329,900 (15.8%) $394,130 (19.9%) 0.00 78
    2021-07-01 $349,950 (32.6%) $450,198 (39.0%) 0.00 77
    2021-08-01 $329,900 (13.8%) $390,691 (20.7%) 0.00 68
    2021-09-01 $304,450 (-1.8%) $359,367 (-4.0%) 0.00 82
    2021-10-01 $299,900 (-3.2%) $347,239 (-10.4%) 0.00 75
    2021-11-01 $286,200 (-4.6%) $334,625 (-9.7%) 0.00 74
    2021-12-01 $294,900 (21.9%) $345,224 (7.1%) 0.00 68
    2022-01-01 $319,000 (0.0%) $354,395 (-0.4%) 0.00 51
    2022-02-01 $259,950 (-18.5%) $304,501 (-16.4%) 0.00 47
    2022-03-01 $269,950 (-18.2%) $310,729 (-25.5%) 0.00 53
    2022-04-01 $300,000 (-9.1%) $327,358 (-19.4%) 0.00 46
    2022-05-01 $274,450 (-16.8%) $347,529 (-19.2%) 0.00 71
    Toccoa's median listing price for 2022-05-01 was $274,450, a difference of $-55,450 (-16.8%) versus the prior year and $-25,550 versus the prior month.

    Toccoa's median listing price comes in at 0% of the national average.

    Toccoa's average listing price for 2022-05-01 was $347,529, a difference of $-82,338 (-19.2%) versus the prior year and $20,171 versus the prior month.

    For the 2022-05-01 period, Toccoa had 71 MLS listings, a difference of 25 listings (54%) versus the prior month and -2 listings (-3%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Toccoa (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,048 sqft
    2018-02-01 0 days 1,935 sqft
    2018-03-01 0 days 2,184 sqft
    2018-04-01 0 days 2,171 sqft
    2018-05-01 0 days 2,090 sqft
    2018-06-01 0 days 2,088 sqft
    2018-07-01 0 days 2,152 sqft
    2018-08-01 0 days 2,129 sqft
    2018-09-01 0 days 2,028 sqft
    2018-10-01 0 days 1,932 sqft
    2018-11-01 0 days 1,918 sqft
    2018-12-01 0 days 1,932 sqft
    2019-01-01 0 days 1,986 sqft
    2019-02-01 0 days 1,932 sqft
    2019-03-01 0 days 1,886 sqft
    2019-04-01 0 days 1,842 sqft
    2019-05-01 0 days 1,813 sqft
    2019-06-01 0 days 1,780 sqft
    2019-07-01 0 days 1,785 sqft
    2019-08-01 0 days 1,760 sqft
    2019-09-01 0 days 1,858 sqft
    2019-10-01 0 days 1,895 sqft
    2019-11-01 0 days 2,112 sqft
    2019-12-01 0 days 2,160 sqft
    2020-01-01 0 days 2,200 sqft
    2020-02-01 0 days 2,200 sqft
    2020-03-01 0 days 1,820 sqft
    2020-04-01 0 days 1,847 sqft
    2020-05-01 0 days 1,769 sqft
    2020-06-01 0 days 2,260 sqft
    2020-07-01 0 days 1,890 sqft
    2020-08-01 0 days 1,708 sqft
    2020-09-01 0 days 1,706 sqft
    2020-10-01 0 days 1,836 sqft
    2020-11-01 0 days 1,990 sqft
    2020-12-01 0 days 1,738 sqft
    2021-01-01 0 days 1,651 sqft
    2021-02-01 0 days 1,700 sqft
    2021-03-01 0 days 1,806 sqft
    2021-04-01 0 days 1,753 sqft
    2021-05-01 0 days 1,878 sqft
    2021-06-01 0 days 1,875 sqft
    2021-07-01 0 days 1,932 sqft
    2021-08-01 0 days 2,086 sqft
    2021-09-01 0 days 1,867 sqft
    2021-10-01 0 days 1,960 sqft
    2021-11-01 0 days 1,685 sqft
    2021-12-01 0 days 1,699 sqft
    2022-01-01 0 days 1,660 sqft
    2022-02-01 0 days 1,726 sqft
    2022-03-01 0 days 1,725 sqft
    2022-04-01 0 days 1,600 sqft
    2022-05-01 0 days 1,700 sqft
    Toccoa's median listing age (time on market) for 2022-05-01 was 0 days.

    Toccoa's median square footage for active listings during the 2022-05-01 period was 1,700 sqft. One year prior, the average listing was 1,878 sqft.