Thompson Kane & Company Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300HN58ONH5KNJJ12
Tax ID: 45-4156623
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Mortgage Data
Review & Overview
Thompson Kane & Company is a smaller mortgage company specializing in Home Purchase and Refi loans. Thompson Kane & Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Madison, Denver, Milwaukee, Hattiesburg, and Chicago among others. We have data for 53 markets. (Some data included below & more in-depth data is available with an active subscription.)Thompson Kane & Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Thompson Kane & Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.72% | 4/14/24 |
| 30 Year Conventional Refi | 6.67% | 4/14/24 |
| 30 Year Cash-out Refi | 6.69% | 4/14/24 |
| 30 Year FHA Purchase | 7.54% | 4/14/24 |
| 30 Year FHA Refi | 7.28% | 4/14/24 |
| 30 Year VA Purchase | 6.24% | 4/14/24 |
| 30 Year VA Refi | 6.31% | 4/14/24 |
| 30 Year USDA Purchase | 6.98% | 4/14/24 |
| 15 Year Conventional Purchase | 5.84% | 4/14/24 |
| 15 Year Conventional Refi | 6.05% | 4/14/24 |
| 15 Year Cash-out Refi | 6.05% | 4/14/24 |
| 15 Year VA Refi | 6.52% | 4/14/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Thompson Kane & Company Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
904Origination Dollar Volume (All Markets)
$211,740,000Awards
THOMPSON KANE & COMPANY - 2019
THOMPSON KANE & COMPANY is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MADISON, WI (FHA|USDA|VA) | 456 | $122,750,000 | $269,189 | $3,170 | 4.07% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 58 | $18,520,000 | $319,310 | $4,822 | 4.00% |
| Outside of Metro Areas | 42 | $7,830,000 | $186,429 | $3,543 | 4.21% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 39 | $7,535,000 | $193,205 | $3,074 | 4.45% |
| HATTIESBURG, MS (FHA|USDA|VA) | 43 | $7,525,000 | $175,000 | $5,301 | 4.33% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 36 | $6,360,000 | $176,667 | $5,754 | 5.08% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 34 | $6,010,000 | $176,765 | $3,690 | 4.31% |
| Baraboo, WI (FHA|USDA|VA) | 19 | $3,965,000 | $208,684 | $3,733 | 4.24% |
| Hannibal, MO (FHA|USDA|VA) | 33 | $3,895,000 | $118,030 | $2,571 | 4.03% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 18 | $3,760,000 | $208,889 | $3,872 | 4.31% |
| Beaver Dam, WI (FHA|USDA|VA) | 24 | $3,480,000 | $145,000 | $3,869 | 4.23% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 17 | $2,945,000 | $173,235 | $3,210 | 4.22% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $2,737 | 5.11% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $4,621 | 4.08% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $5,525 | 5.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $3,108 | 5.21% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $1,125,000 | $1,125,000 | $16,765 | 5.25% |
| RACINE, WI (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $3,981 | 4.83% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $3,374 | 4.40% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,276 | 3.88% |
| Whitewater, WI (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $5,531 | 4.28% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,551 | 4.17% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,154 | 4.13% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,997 | 4.06% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $13,573 | 3.50% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,224 | 4.25% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,814 | 4.54% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,105 | 4.13% |
| Laurel, MS (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,045 | 4.17% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,214 | 3.88% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,365 | 3.75% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,554 | 4.44% |
| Quincy, IL-MO (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,248 | 4.31% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,086 | 5.88% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,592 | 3.75% |
| Freeport, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,457 | 4.25% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,205 | 3.88% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,685 | 5.50% |
| Platteville, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,430 | 3.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,350 | 4.19% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,836 | 4.50% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,566 | 4.69% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,291 | 3.13% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,400 | 3.88% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,130 | 4.25% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,674 | 2.75% |
| Picayune, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,924 | 4.50% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,080 | 3.88% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,582 | 4.38% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,694 | 3.75% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,930 | 4.50% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,133 | 3.50% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,629 | 10.00% |
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Product Mix
For 2019, Thompson Kane & Company's most frequently originated type of loan was Conventional, with 642 originations. Their 2nd most popular type was FHA, with 164 originations.
Loan Reason
For 2019, Thompson Kane & Company's most frequently cited loan purpose was Home Purchase, with 661 originations. The 2nd most popular reason was Refi, with 223 originations.
Loan Duration/Length
For 2019, Thompson Kane & Company's most frequently cited loan duration was 30 Year, with 850 originations. The 2nd most popular length was 15 Year, with 38 originations.
Origination Fees/Closing Costs
Thompson Kane & Company's average total fees were $3,731, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 577 originations.
Interest Rates
During 2019, Thompson Kane & Company's average interest rate for loans was 4.22%, while their most frequently originated rate bucket for loans was 3-4%, with 425 originations.
Loan Sizing
2019 saw Thompson Kane & Company place emphasis on $200k-400k loans with 453 originations, totaling $122,885,000 in origination value.
Applicant Income
Thompson Kane & Company lent most frequently to those with incomes in the $50k-75k range, with 243 originations. The second most popular income band? $100k-150k, with 190 originations.
Applicant Debt to Income Ratio
Thompson Kane & Company lent most frequently to those with DTI ratios of 30-36%, with 178 originations. The next most common DTI ratio? 20-30%, with 159 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.46%
Thompson Kane & Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination79.09%
Thompson Kane & Company has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 904 | $211,740,000 | $234,226 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 1 | $235,000 | $235,000 |
| Single Family (1-4 Units):Site-Built | 903 | $211,505,000 | $234,225 |