Thompson Kane & Company Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300HN58ONH5KNJJ12
Tax ID: 45-4156623
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Mortgage Data
Review & Overview
Thompson Kane & Company is a smaller mortgage company specializing in Home Purchase loans. Thompson Kane & Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Madison, Janesville, Denver, Milwaukee, and Hannibal among others. We have data for 56 markets. (Some data included below & more in-depth data is available with an active subscription.)Thompson Kane & Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Thompson Kane & Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.72% | 11/17/24 |
| 30 Year Conventional Refi | 6.67% | 11/17/24 |
| 30 Year Cash-out Refi | 6.69% | 11/17/24 |
| 30 Year FHA Purchase | 7.54% | 11/17/24 |
| 30 Year FHA Refi | 7.28% | 11/17/24 |
| 30 Year VA Purchase | 6.24% | 11/17/24 |
| 30 Year VA Refi | 6.31% | 11/17/24 |
| 30 Year USDA Purchase | 6.98% | 11/17/24 |
| 15 Year Conventional Purchase | 5.84% | 11/17/24 |
| 15 Year Conventional Refi | 6.05% | 11/17/24 |
| 15 Year Cash-out Refi | 6.05% | 11/17/24 |
| 15 Year VA Refi | 6.52% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Thompson Kane & Company Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,127Origination Dollar Volume (All Markets)
$348,965,000Awards
THOMPSON KANE & COMPANY - 2022
THOMPSON KANE & COMPANY is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MADISON, WI (FHA|USDA|VA) | 662 | $217,470,000 | $328,505 | $4,115 | 5.22% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 79 | $17,855,000 | $226,013 | $5,363 | 6.08% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 26 | $14,800,000 | $569,231 | $5,337 | 5.26% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 38 | $12,260,000 | $322,632 | $3,757 | 5.32% |
| Outside of Metro Areas | 50 | $11,070,000 | $221,400 | $4,127 | 5.28% |
| Hannibal, MO (FHA|USDA|VA) | 70 | $10,800,000 | $154,286 | $4,044 | 5.76% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 27 | $8,975,000 | $332,407 | $4,259 | 5.66% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 20 | $6,110,000 | $305,500 | $7,424 | 5.45% |
| Baraboo, WI (FHA|USDA|VA) | 19 | $5,595,000 | $294,474 | $5,854 | 5.29% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $4,170,000 | $2,085,000 | $0 | 7.99% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 6 | $3,170,000 | $528,333 | $13,250 | 4.54% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 15 | $2,985,000 | $199,000 | $3,329 | 4.82% |
| Whitewater, WI (FHA|USDA|VA) | 9 | $2,665,000 | $296,111 | $5,807 | 6.13% |
| Beaver Dam, WI (FHA|USDA|VA) | 12 | $2,450,000 | $204,167 | $5,182 | 6.09% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $1,935,000 | $645,000 | $4,564 | 7.96% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $1,830,000 | $457,500 | $5,483 | 4.81% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $1,730,000 | $865,000 | $11,934 | 7.31% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 4 | $1,550,000 | $387,500 | $6,856 | 6.78% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $1,505,000 | $501,667 | $8,474 | 6.16% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $4,406 | 4.56% |
| APPLETON, WI (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $3,105 | 4.65% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $7,260 | 4.96% |
| DUBUQUE, IA (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $4,020 | 5.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $1,080,000 | $540,000 | $6,899 | 4.88% |
| RACINE, WI (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $3,268 | 5.79% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $2,575 | 4.94% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $3,804 | 4.79% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $11,051 | 8.50% |
| Quincy, IL-MO (FHA|USDA|VA) | 8 | $740,000 | $92,500 | $2,863 | 5.36% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,632 | 5.94% |
| Edwards, CO (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $3,389 | 3.75% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,808 | 4.63% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $2,238 | 4.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $6,966 | 5.38% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $14,810 | 3.50% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $3,610 | 3.63% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,615 | 5.56% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $10,741 | 3.88% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $6,730 | 3.75% |
| Platteville, WI (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $6,274 | 6.21% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,033 | 6.13% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,851 | 4.13% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,562 | 5.25% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,471 | 5.25% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,852 | 6.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,453 | 7.00% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,485 | 5.63% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,923 | 5.38% |
| Durango, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,224 | 3.88% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $1,571 | 6.38% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,553 | 7.63% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,737 | 4.50% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,622 | 5.75% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,101 | 5.88% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,265 | 4.13% |
| Mexico, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,773 | 7.75% |
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Product Mix
For 2022, Thompson Kane & Company's most frequently originated type of loan was Conventional, with 941 originations. Their 2nd most popular type was FHA, with 127 originations.
Loan Reason
For 2022, Thompson Kane & Company's most frequently cited loan purpose was Home Purchase, with 987 originations. The 2nd most popular reason was Refi, with 131 originations.
Loan Duration/Length
For 2022, Thompson Kane & Company's most frequently cited loan duration was 30 Year, with 960 originations. The 2nd most popular length was Other, with 88 originations.
Origination Fees/Closing Costs
Thompson Kane & Company's average total fees were $4,521, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 418 originations.
Interest Rates
During 2022, Thompson Kane & Company's average interest rate for loans was 5.21%, while their most frequently originated rate bucket for loans was 5-6%, with 442 originations.
Loan Sizing
2022 saw Thompson Kane & Company place emphasis on $200k-400k loans with 565 originations, totaling $166,435,000 in origination value.
Applicant Income
Thompson Kane & Company lent most frequently to those with incomes in the $100k-150k range, with 302 originations. The second most popular income band? $75k-100k, with 226 originations.
Applicant Debt to Income Ratio
Thompson Kane & Company lent most frequently to those with DTI ratios of 30-36%, with 207 originations. The next most common DTI ratio? 20-30%, with 181 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.90%
Thompson Kane & Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination87.84%
Thompson Kane & Company has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,127 | $348,965,000 | $309,641 |