Plains Commerce Bank Mortgage Rates, Fees & Info

Gettysburg, SD

LEI: 549300KJ8PAJ7E52HG32

Tax ID: 46-0108210

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Mortgage Data

Bank Data

Review & Overview

Plains Commerce Bank is a smaller bank specializing in Home Purchase loans. Plains Commerce Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Sioux Falls, Bismarck, Watertown, Aberdeen, and Minneapolis among others. We have data for 72 markets. (Some data included below & more in-depth data is available with an active subscription.)

Plains Commerce Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Plains Commerce Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 4/14/24
30 Year Conventional Purchase 6.74% 4/14/24
30 Year Conventional Refi 6.59% 4/14/24
30 Year Cash-out Refi 6.81% 4/14/24
30 Year FHA Purchase 7.28% 4/14/24
30 Year FHA Refi 6.89% 4/14/24
30 Year VA Purchase 6.13% 4/14/24
30 Year VA Refi 5.97% 4/14/24
30 Year USDA Purchase 6.71% 4/14/24
30 Year USDA Refi 6.26% 4/14/24
15 Year Conventional Purchase 6.22% 4/14/24
15 Year Conventional Refi 6.10% 4/14/24
15 Year Cash-out Refi 6.10% 4/14/24
15 Year FHA Refi 6.58% 4/14/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Plains Commerce Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Plains Commerce Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,503

Origination Dollar Volume (All Markets)

$435,345,000

Employee count

223 Show all (5) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
SIOUX FALLS, SD (FHA|USDA|VA) 1,188 $226,930,000 $191,019 $4,596 4.72%
Outside of Metro Areas 393 $52,745,000 $134,211 $3,975 4.81%
BISMARCK, ND (FHA|USDA|VA) 111 $23,615,000 $212,748 $7,167 4.31%
Watertown, SD (FHA|USDA|VA) 102 $16,450,000 $161,275 $4,153 4.79%
Aberdeen, SD (FHA|USDA|VA) 117 $15,685,000 $134,060 $4,634 4.99%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 45 $10,125,000 $225,000 $5,046 4.93%
Owatonna, MN (FHA|USDA|VA) 55 $8,865,000 $161,182 $5,633 4.93%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 59 $8,265,000 $140,085 $3,174 4.84%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 44 $7,630,000 $173,409 $4,858 4.91%
Mitchell, SD (FHA|USDA|VA) 44 $7,550,000 $171,591 $4,456 4.69%
Worthington, MN (FHA|USDA|VA) 43 $5,775,000 $134,302 $4,836 4.84%
MANKATO, MN (FHA|USDA|VA) 32 $5,000,000 $156,250 $5,051 4.76%
Willmar, MN (FHA|USDA|VA) 27 $4,995,000 $185,000 $4,562 4.87%
Brookings, SD (FHA|USDA|VA) 20 $3,820,000 $191,000 $5,539 4.69%
ROCHESTER, MN (FHA|USDA|VA) 22 $3,630,000 $165,000 $4,516 4.82%
Vermillion, SD (FHA|USDA|VA) 20 $2,630,000 $131,500 $3,820 4.83%
KANSAS CITY, MO-KS (FHA|USDA|VA) 12 $2,220,000 $185,000 $3,735 4.92%
Marshall, MN (FHA|USDA|VA) 15 $2,025,000 $135,000 $3,635 4.93%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 8 $1,890,000 $236,250 $6,116 4.42%
Fairmont, MN (FHA|USDA|VA) 9 $1,795,000 $199,444 $5,121 5.10%
Yankton, SD (FHA|USDA|VA) 8 $1,570,000 $196,250 $5,207 4.63%
RAPID CITY, SD (FHA|USDA|VA) 7 $1,405,000 $200,714 $5,806 4.63%
New Ulm, MN (FHA|USDA|VA) 14 $1,380,000 $98,571 $3,378 4.99%
ST. CLOUD, MN (FHA|USDA|VA) 7 $1,335,000 $190,714 $4,402 4.66%
Lexington, NE (FHA|USDA|VA) 11 $1,165,000 $105,909 $3,567 4.95%
Huron, SD (FHA|USDA|VA) 7 $1,155,000 $165,000 $4,337 4.39%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 10 $1,150,000 $115,000 $2,583 4.85%
Spearfish, SD (FHA|USDA|VA) 4 $1,080,000 $270,000 $5,554 4.44%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2 $1,080,000 $540,000 $8,335 4.75%
Spirit Lake, IA (FHA|USDA|VA) 5 $975,000 $195,000 $3,733 5.00%
Faribault-Northfield, MN (FHA|USDA|VA) 4 $830,000 $207,500 $5,196 5.41%
Pierre, SD (FHA|USDA|VA) 3 $705,000 $235,000 $6,378 4.38%
Mason City, IA (FHA|USDA|VA) 6 $580,000 $96,667 $3,356 5.21%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2 $550,000 $275,000 $5,301 4.44%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $505,000 $505,000 $5,712 4.75%
FORT COLLINS, CO (FHA|USDA|VA) 1 $485,000 $485,000 $6,650 4.88%
FARGO, ND-MN (FHA|USDA|VA) 4 $460,000 $115,000 $2,944 4.84%
Winona, MN (FHA|USDA|VA) 2 $430,000 $215,000 $3,869 4.56%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $395,000 $395,000 $15,591 4.50%
Brainerd, MN (FHA|USDA|VA) 2 $370,000 $185,000 $4,088 4.81%
North Platte, NE (FHA|USDA|VA) 2 $360,000 $180,000 $5,440 4.50%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $335,000 $335,000 $9,849 4.38%
Alexandria, MN (FHA|USDA|VA) 2 $330,000 $165,000 $3,821 4.81%
Fergus Falls, MN (FHA|USDA|VA) 1 $305,000 $305,000 $5,788 4.38%
Dickinson, ND (FHA|USDA|VA) 2 $300,000 $150,000 $3,784 4.24%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $295,000 $295,000 $11,597 5.00%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $275,000 $275,000 $4,242 4.75%
TUCSON, AZ (FHA|USDA|VA) 1 $235,000 $235,000 $7,770 4.88%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $225,000 $225,000 $6,092 4.88%
Kearney, NE (FHA|USDA|VA) 1 $225,000 $225,000 $3,511 5.00%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $205,000 $205,000 $4,056 4.75%
Salina, KS (FHA|USDA|VA) 1 $205,000 $205,000 $3,081 4.13%
Albert Lea, MN (FHA|USDA|VA) 1 $195,000 $195,000 $8,827 5.38%
Minot, ND (FHA|USDA|VA) 1 $195,000 $195,000 $11,091 3.88%
Columbus, NE (FHA|USDA|VA) 1 $195,000 $195,000 $3,110 4.75%
BOISE CITY, ID (FHA|USDA|VA) 1 $185,000 $185,000 $5,738 4.63%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $175,000 $175,000 $3,246 4.75%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $175,000 $175,000 $6,897 4.50%
LINCOLN, NE (FHA|USDA|VA) 1 $165,000 $165,000 $5,926 4.25%
OCALA, FL (FHA|USDA|VA) 1 $165,000 $165,000 $4,055 5.13%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $155,000 $155,000 $6,602 4.63%
DULUTH, MN-WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,660 4.75%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $145,000 $145,000 $6,379 4.63%
Galesburg, IL (FHA|USDA|VA) 1 $135,000 $135,000 $5,646 5.25%
Ottumwa, IA (FHA|USDA|VA) 1 $135,000 $135,000 $5,906 4.13%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $135,000 $135,000 $3,807 4.75%
Austin, MN (FHA|USDA|VA) 2 $110,000 $55,000 $4,732 5.13%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $105,000 $105,000 $4,426 6.00%
Norfolk, NE (FHA|USDA|VA) 1 $105,000 $105,000 $2,335 4.75%
Storm Lake, IA (FHA|USDA|VA) 1 $85,000 $85,000 $2,656 4.88%
Hutchinson, MN (FHA|USDA|VA) 1 $65,000 $65,000 $2,896 4.25%
Jamestown, ND (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.50%
Plains Commerce Bank's top markets include Sioux Falls, Bismarck, Watertown, Aberdeen, and Minneapolis among others.

Their top states include:
  • South Dakota (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • North Dakota (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)
  • Nebraska (FHA|USDA|VA)
  • Similar Lenders

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,557 $275,835,000 $177,158 $3,598 4.85%
    FHA 625 $103,855,000 $166,168 $6,545 4.66%
    USDA 189 $26,485,000 $140,132 $4,961 4.58%
    VA 132 $29,170,000 $220,985 $6,502 4.47%

    For 2018, Plains Commerce Bank's most frequently originated type of loan was Conventional, with 1,557 originations. Their 2nd most popular type was FHA, with 625 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,962 $349,240,000 $178,002 $4,892 4.73%
    Refi 251 $43,395,000 $172,888 $3,358 4.77%
    Cash Out Refi 245 $40,575,000 $165,612 $4,271 4.81%
    Other 28 $1,300,000 $46,429 $617 5.76%
    Home Improvement 17 $835,000 $49,118 $953 5.88%

    For 2018, Plains Commerce Bank's most frequently cited loan purpose was Home Purchase, with 1,962 originations. The 2nd most popular reason was Refi, with 251 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,128 $386,450,000 $181,602 $4,911 4.73%
    15 Year 143 $22,925,000 $160,315 $3,589 4.24%
    Other 70 $5,900,000 $84,286 $1,077 5.78%
    20 Year 65 $10,865,000 $167,154 $3,821 4.60%
    5 Year 45 $3,805,000 $84,556 $793 5.65%
    1 Year 38 $4,500,000 $118,421 $1,160 5.48%
    10 Year 12 $790,000 $65,833 $2,322 4.69%
    3 Year 2 $110,000 $55,000 $0 5.75%

    For 2018, Plains Commerce Bank's most frequently cited loan duration was 30 Year, with 2,128 originations. The 2nd most popular length was 15 Year, with 143 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 963 $129,995,000 $134,990
    $2k-3k 845 $169,315,000 $200,373
    $<1k 290 $21,230,000 $73,207
    $3k-4k 201 $55,955,000 $278,383
    $4k-5k 92 $29,510,000 $320,761
    $5k+ 59 $23,565,000 $399,407

    Plains Commerce Bank's average total fees were $4,911, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 963 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 1,671 $310,055,000 $185,551
    5-6% 590 $81,340,000 $137,864
    3-4% 214 $41,630,000 $194,533
    6-7% 21 $1,695,000 $80,714

    During 2018, Plains Commerce Bank's average interest rate for loans was 4.73%, while their most frequently originated rate bucket for loans was 4-5%, with 1,671 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,243 $188,205,000 $151,412 $4,374 4.71%
    $200k-400k 715 $184,315,000 $257,783 $5,951 4.65%
    $100,000 or less 483 $31,825,000 $65,890 $2,620 5.06%
    $400k-600k 56 $25,190,000 $449,821 $8,045 4.69%
    $600k-1MM 4 $3,040,000 $760,000 $11,664 5.00%
    $1MM+ 2 $2,770,000 $1,385,000 $8,859 4.25%

    2018 saw Plains Commerce Bank place emphasis on $100k-200k loans with 1,243 originations, totaling $188,205,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 755 $123,115,000 $163,066 $4,646 4.75%
    $50k or less 733 $90,475,000 $123,431 $4,162 4.73%
    $75k-100k 405 $77,015,000 $190,160 $4,798 4.72%
    $100k-150k 376 $85,310,000 $226,888 $5,097 4.80%
    $150k-250k 153 $36,905,000 $241,209 $4,715 4.82%
    $250k+ 48 $16,430,000 $342,292 $5,235 4.74%

    Plains Commerce Bank lent most frequently to those with incomes in the $50k-75k range, with 755 originations. The second most popular income band? $50k or less, with 733 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 462 $75,840,000 $164,156 $3,934 4.75%
    30-36% 420 $71,240,000 $169,619 $4,303 4.76%
    50-60% 241 $44,755,000 $185,705 $6,681 4.61%
    <20% 159 $23,695,000 $149,025 $3,394 4.77%
    44% 110 $20,310,000 $184,636 $4,595 4.90%
    40% 97 $18,855,000 $194,381 $5,251 4.70%
    42% 95 $17,365,000 $182,789 $4,907 4.70%
    37% 94 $16,030,000 $170,532 $4,379 4.82%
    41% 84 $16,190,000 $192,738 $4,994 4.74%
    43% 84 $14,450,000 $172,024 $4,345 4.85%
    36% 83 $14,365,000 $173,072 $4,406 4.86%
    39% 82 $13,800,000 $168,293 $4,110 4.83%
    47% 82 $15,320,000 $186,829 $4,965 4.66%
    49% 79 $15,895,000 $201,203 $5,192 4.73%
    38% 78 $13,110,000 $168,077 $4,005 4.71%
    48% 75 $13,685,000 $182,467 $5,122 4.72%
    46% 73 $13,225,000 $181,164 $5,019 4.78%
    45% 65 $12,135,000 $186,692 $4,907 4.84%
    >60% 14 $1,840,000 $131,429 $3,500 5.05%

    Plains Commerce Bank lent most frequently to those with DTI ratios of 20-30%, with 462 originations. The next most common DTI ratio? 30-36%, with 420 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,367 $415,005,000 $175,330 $4,595 4.75%
    Asian 30 $4,780,000 $159,333 $4,706 4.85%
    Not provided 32 $4,580,000 $143,125 $4,398 4.89%
    Black 23 $3,905,000 $169,783 $5,667 4.70%
    American Indian 26 $3,890,000 $149,615 $4,645 4.74%
    Not applicable 19 $1,955,000 $102,895 $0 5.72%
    Native Hawaiian or Islander 4 $620,000 $155,000 $5,599 4.28%
    Asian Indian 1 $545,000 $545,000 $8,495 5.00%
    Other Asian 1 $65,000 $65,000 $3,125 5.13%

    Approval Rates

    Total approvals of all applications
    94.15%

    Plains Commerce Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    61.81%

    Plains Commerce Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    111.0 1 $5,000 $5,000
    NA 2,502 $435,340,000 $173,997

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 1 $165,000 $165,000
    Single Family (1-4 Units):Manufactured 21 $2,465,000 $117,381
    Single Family (1-4 Units):Site-Built 2,481 $432,715,000 $174,412

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 56 $5,400,000 $96,429 $1,877 5.13%
    40-60% 133 $18,295,000 $137,556 $2,942 4.77%
    60-80% 539 $98,945,000 $183,571 $3,803 4.76%
    80-100% 1,690 $304,000,000 $179,882 $5,115 4.72%
    Over 100% 24 $6,280,000 $261,667 $10,663 4.43%
    Under 20% 60 $2,220,000 $37,000 $561 5.77%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Plains Commerce Bank 1130 South Burr Street, Suite 100 Mitchell, SD 57301 Full Service B&M $10,677
    Plains Commerce Bank 1411 East 10th Street Sioux Falls, SD 57103 Full Service B&M $18,547
    Plains Commerce Bank 109 First Avenue Southeast Watertown, SD 57201 Full Service B&M $103,352
    Plains Commerce Bank 220 Main Street Hoven, SD 57450 Full Service B&M $88,123
    Plains Commerce Bank 280 Broadway St Conde, SD 57434 Full Service B&M $12,291
    Plains Commerce Bank 3905 West 49th Street Sioux Falls, SD 57106 Full Service B&M $115,793
    Plains Commerce Bank 404 South 3rd Street Bismarck, ND 58504 Full Service B&M $36,946
    Plains Commerce Bank 524 South Dakota Street Aberdeen, SD 57401 Full Service B&M $163,789
    Plains Commerce Bank 920 Fifth Street S.E. Watertown, SD 57201 Full Service B&M $5,198

    For 2018, Plains Commerce Bank had 9 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $33,519
    Net interest income $27,285
    Total noninterest income $14,975
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $296
    Trading account gains and fees $0
    Additional Noninterest Income $14,679
    Pre-tax net operating income $10,886
    Securities gains (or losses, -) $2
    Income before extraordinary items $10,347
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $10,347
    Minority interest net income $0
    Net income $10,347
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $10,345

    Plains Commerce Bank's gross interest income from loans was $33,519,000.
    Plains Commerce Bank's net interest income from loans was $27,285,000.
    Plains Commerce Bank's fee based income from loans was $296,000.
    Plains Commerce Bank's net income from loans was $10,347,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $6,234
    Provision for credit losses $1,123
    Total noninterest expense $30,251
    Salaries and employee benefits $20,062
    Premises and equipment expense $1,544
    Additional noninterest expense $8,645
    Applicable income taxes $541
    Net charge-offs $1,993
    Cash dividends $6,504

    Plains Commerce Bank's interest expense for loans was $6,234,000.
    Plains Commerce Bank's payroll and benefits expense were $20,062,000.
    Plains Commerce Bank's property, plant and equipment expenses $1,544,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 4.0%
    Real Estate loans 6.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 6.0%
    Multifamily residential loans 6.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 1.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $561,412
    Deposits held in domestic offices $561,412
    Deposits by Individuals, partnerships, and corporations $480,313
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $25,418
    Deposits by Commercial banks and other depository institutions in U.S. $55,681
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $139,452
    Demand deposits $87,958
    Nontransaction accounts $421,960
    Money market deposit accounts (MMDAs) $49,089
    Other savings deposits (excluding MMDAs) $59,109
    Total time deposits $313,762
    Total time and savings deposits $473,454
    Noninterest-bearing deposits $88,279
    Interest-bearing deposits $473,132
    Retail deposits $497,010
    IRAs and Keogh plan accounts $27,166
    Brokered deposits $27,868
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $656,158
    Cash & Balances due from depository institutions $13,146
    Interest-bearing balances $2,422
    Total securities $54,320
    Federal funds sold & reverse repurchase $43,423
    Net loans and leases $510,658
    Loan and leases loss allowance $7,811
    Trading account assets $0
    Bank premises and fixed assets $14,758
    Other real estate owned $500
    Goodwill and other intangibles $8,038
    All other assets $11,315

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $656,158
    Total Liabilities $565,770
    Total deposits $561,412
    Interest-bearing deposits $473,132
    Deposits held in domestic offices $561,412
    % insured (estimated) $88
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $4,358

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $510,658
    Loan and leases loss allowance $7,811
    Total loans and leases (domestic) $518,469
    All real estate loans $399,036
    Real estate loans in domestic offices $399,036
    Construction and development loans $59,511
    Residential 1-4 family construction $29,254
    Other construction, all land development and other land $30,257
    Loans secured by nonfarm nonresidential properties $97,349
    Nonfarm nonresidential secured by owner-occupied properties $40,505
    Commercial real estate & other non-farm, non-residential $56,844
    Multifamily residential real estate $20,866
    1-4 family residential loans $71,087
    Farmland loans $150,223
    Loans held in foreign offices $0
    Farm loans $59,217
    Commercial and industrial loans $53,600
    To non-U.S. addressees $0
    Loans to individuals $5,953
    Credit card loans $1,244
    Related Plans $88
    Consumer Auto Loans $1,412
    Other loans to individuals $3,209
    All other loans & leases $663
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $2,092
    Non 1-4 family restructured loans & leases $2,092
    Total loans and leases (foreign) $0

    Plains Commerce Bank had $510,658,000 of loans outstanding in 2018. $399,036,000 of loans were in real estate loans. $59,511,000 of loans were in development loans. $20,866,000 of loans were in multifamily mortgage loans. $71,087,000 of loans were in 1-4 family mortgage loans. $59,217,000 of loans were in farm loans. $1,244,000 of loans were in credit card loans. $1,412,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 154 $34,062 $221,182
    Nonfarm, nonresidential loans - <$100k 44 $1,633 $37,114
    Nonfarm, nonresidential loans - $100-250k 50 $7,166 $143,320
    Nonfarm, nonresidential loans - $250k-1MM 60 $25,263 $421,050
    Commercial & Industrial, US addressed loans - <$1MM 314 $28,472 $90,675
    Commercial & Industrial, US addressed loans - <$100k 182 $3,764 $20,681
    Commercial & Industrial, US addressed loans - $100-250k 79 $9,813 $124,215
    Commercial & Industrial, US addressed loans - $250k-1MM 53 $14,895 $281,038
    Farmland loans - <$1MM 517 $84,176 $162,816
    Farmland loans - <$100k 187 $6,550 $35,027
    Farmland loans - $100-250k 152 $20,090 $132,171
    Farmland loans - $250k-1MM 178 $57,536 $323,236
    Agriculture operations loans - <$1MM 379 $31,153 $82,198
    Agriculture operations loans - <$100k 237 $5,365 $22,637
    Agriculture operations loans - $100-250k 80 $7,985 $99,813
    Agriculture operations loans - $250k-1MM 62 $17,803 $287,145