Plains Commerce Bank Mortgage Rates, Fees & Info
Gettysburg, SDLEI: 549300KJ8PAJ7E52HG32
Tax ID: 46-0108210
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Mortgage Data
Review & Overview
Plains Commerce Bank is a mid-sized bank specializing in Home Purchase loans. Plains Commerce Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Sioux Falls, Orlando, Baltimore, Washington, and New York among others. We have data for 483 markets. (Some data included below & more in-depth data is available with an active subscription.)Plains Commerce Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Plains Commerce Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 4/28/24 |
| 30 Year Conventional Purchase | 6.74% | 4/28/24 |
| 30 Year Conventional Refi | 6.59% | 4/28/24 |
| 30 Year Cash-out Refi | 6.81% | 4/28/24 |
| 30 Year FHA Purchase | 7.28% | 4/28/24 |
| 30 Year FHA Refi | 6.89% | 4/28/24 |
| 30 Year VA Purchase | 6.13% | 4/28/24 |
| 30 Year VA Refi | 5.97% | 4/28/24 |
| 30 Year USDA Purchase | 6.71% | 4/28/24 |
| 30 Year USDA Refi | 6.26% | 4/28/24 |
| 15 Year Conventional Purchase | 6.22% | 4/28/24 |
| 15 Year Conventional Refi | 6.10% | 4/28/24 |
| 15 Year Cash-out Refi | 6.10% | 4/28/24 |
| 15 Year FHA Refi | 6.58% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Plains Commerce Bank Mortgage Calculator
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This is not an official calculator from Plains Commerce Bank. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
11,876Origination Dollar Volume (All Markets)
$3,307,350,000Awards
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Plains Commerce Bank - 2022
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SIOUX FALLS, SD (FHA|USDA|VA) | 1,600 | $398,920,000 | $249,325 | $5,282 | 5.06% |
| Outside of Metro Areas | 824 | $160,500,000 | $194,782 | $5,320 | 4.98% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 438 | $139,940,000 | $319,498 | $8,323 | 4.95% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 423 | $131,115,000 | $309,965 | $10,053 | 4.85% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 310 | $126,430,000 | $407,839 | $11,520 | 4.70% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 323 | $123,865,000 | $383,483 | $10,963 | 4.79% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 396 | $102,780,000 | $259,545 | $8,887 | 5.29% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 325 | $89,125,000 | $274,231 | $9,957 | 4.79% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 321 | $85,385,000 | $265,997 | $5,398 | 4.68% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 155 | $78,105,000 | $503,903 | $8,675 | 4.77% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 182 | $72,620,000 | $399,011 | $8,478 | 5.20% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 213 | $59,065,000 | $277,300 | $6,356 | 4.97% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 180 | $51,910,000 | $288,389 | $9,030 | 5.06% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 147 | $49,355,000 | $335,748 | $10,168 | 5.19% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 120 | $44,830,000 | $373,583 | $6,551 | 4.91% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 160 | $43,950,000 | $274,688 | $6,551 | 4.90% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 94 | $43,610,000 | $463,936 | $8,508 | 4.87% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 172 | $39,720,000 | $230,930 | $4,616 | 5.19% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 143 | $37,685,000 | $263,531 | $8,197 | 4.86% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 90 | $37,260,000 | $414,000 | $9,983 | 5.16% |
| PROVO-OREM, UT (FHA|USDA|VA) | 85 | $37,185,000 | $437,471 | $8,397 | 4.47% |
| RAPID CITY, SD (FHA|USDA|VA) | 129 | $36,195,000 | $280,581 | $6,317 | 4.77% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 92 | $35,360,000 | $384,348 | $10,755 | 4.64% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 178 | $32,910,000 | $184,888 | $4,334 | 4.94% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 114 | $32,050,000 | $281,140 | $8,640 | 4.84% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 66 | $31,610,000 | $478,939 | $8,892 | 5.20% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 129 | $30,605,000 | $237,248 | $7,485 | 4.72% |
| SAVANNAH, GA (FHA|USDA|VA) | 110 | $30,330,000 | $275,727 | $8,049 | 4.67% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 91 | $29,885,000 | $328,407 | $10,374 | 5.22% |
| Kalispell, MT (FHA|USDA|VA) | 64 | $29,360,000 | $458,750 | $6,981 | 4.80% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 117 | $28,825,000 | $246,368 | $5,097 | 4.74% |
| RICHMOND, VA (FHA|USDA|VA) | 87 | $26,165,000 | $300,747 | $10,077 | 4.95% |
| Mitchell, SD (FHA|USDA|VA) | 121 | $22,705,000 | $187,645 | $4,255 | 4.94% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 70 | $22,230,000 | $317,571 | $10,028 | 5.57% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 83 | $22,125,000 | $266,566 | $9,342 | 4.73% |
| WICHITA, KS (FHA|USDA|VA) | 113 | $22,035,000 | $195,000 | $4,842 | 5.02% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 67 | $20,705,000 | $309,030 | $9,396 | 4.98% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 47 | $20,355,000 | $433,085 | $9,073 | 4.93% |
| LOUISVILLE, KY (FHA|USDA|VA) | 102 | $19,720,000 | $193,333 | $5,553 | 6.15% |
| Aberdeen, SD (FHA|USDA|VA) | 107 | $19,495,000 | $182,196 | $4,857 | 5.11% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 67 | $16,835,000 | $251,269 | $5,897 | 5.02% |
| Harrison, AR (FHA|USDA|VA) | 83 | $14,785,000 | $178,133 | $3,987 | 4.26% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 16 | $14,610,000 | $913,125 | $11,041 | 4.90% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 44 | $14,390,000 | $327,045 | $7,952 | 4.61% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 43 | $13,595,000 | $316,163 | $10,094 | 5.62% |
| Mountain Home, AR (FHA|USDA|VA) | 80 | $13,280,000 | $166,000 | $4,268 | 4.28% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 44 | $13,110,000 | $297,955 | $8,731 | 5.41% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 24 | $13,050,000 | $543,750 | $12,657 | 4.45% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 62 | $12,920,000 | $208,387 | $5,573 | 5.05% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 31 | $12,445,000 | $401,452 | $10,135 | 5.45% |
| Watertown, SD (FHA|USDA|VA) | 76 | $12,140,000 | $159,737 | $4,304 | 5.29% |
| Columbus, NE (FHA|USDA|VA) | 50 | $12,050,000 | $241,000 | $4,929 | 5.14% |
| BISMARCK, ND (FHA|USDA|VA) | 57 | $11,615,000 | $203,772 | $7,647 | 4.42% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 24 | $11,500,000 | $479,167 | $8,651 | 4.33% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 30 | $10,990,000 | $366,333 | $8,121 | 4.90% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 29 | $10,935,000 | $377,069 | $9,651 | 4.90% |
| MANHATTAN, KS (FHA|USDA|VA) | 47 | $9,945,000 | $211,596 | $5,252 | 4.95% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 27 | $9,725,000 | $360,185 | $7,507 | 5.04% |
| LINCOLN, NE (FHA|USDA|VA) | 37 | $9,565,000 | $258,514 | $3,886 | 5.06% |
| EL PASO, TX (FHA|USDA|VA) | 36 | $9,400,000 | $261,111 | $8,919 | 5.18% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 37 | $9,335,000 | $252,297 | $5,418 | 5.13% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 25 | $9,155,000 | $366,200 | $8,814 | 5.17% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 18 | $9,150,000 | $508,333 | $12,419 | 4.68% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 46 | $9,120,000 | $198,261 | $4,796 | 4.82% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 21 | $8,925,000 | $425,000 | $11,244 | 5.32% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 35 | $8,845,000 | $252,714 | $5,726 | 4.60% |
| ANN ARBOR, MI (FHA|USDA|VA) | 31 | $8,765,000 | $282,742 | $4,364 | 4.57% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 20 | $8,710,000 | $435,500 | $6,310 | 5.68% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 24 | $8,550,000 | $356,250 | $11,652 | 5.30% |
| TYLER, TX (FHA|USDA|VA) | 29 | $8,455,000 | $291,552 | $9,885 | 5.93% |
| LaGrange, GA-AL (FHA|USDA|VA) | 41 | $8,115,000 | $197,927 | $9,837 | 5.74% |
| TOLEDO, OH (FHA|USDA|VA) | 52 | $7,780,000 | $149,615 | $3,990 | 5.09% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 24 | $7,650,000 | $318,750 | $9,388 | 5.09% |
| Spearfish, SD (FHA|USDA|VA) | 22 | $7,150,000 | $325,000 | $6,776 | 4.97% |
| STOCKTON, CA (FHA|USDA|VA) | 19 | $7,085,000 | $372,895 | $7,537 | 4.78% |
| MANKATO, MN (FHA|USDA|VA) | 28 | $7,080,000 | $252,857 | $6,938 | 4.70% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 21 | $6,995,000 | $333,095 | $7,490 | 5.95% |
| Vermillion, SD (FHA|USDA|VA) | 33 | $6,885,000 | $208,636 | $5,270 | 5.20% |
| GREELEY, CO (FHA|USDA|VA) | 16 | $6,800,000 | $425,000 | $9,259 | 5.47% |
| Brookings, SD (FHA|USDA|VA) | 27 | $6,775,000 | $250,926 | $5,744 | 4.95% |
| Mason City, IA (FHA|USDA|VA) | 58 | $6,710,000 | $115,690 | $4,576 | 5.09% |
| Worthington, MN (FHA|USDA|VA) | 35 | $6,515,000 | $186,143 | $5,448 | 4.88% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 33 | $6,455,000 | $195,606 | $7,824 | 5.23% |
| Kearney, NE (FHA|USDA|VA) | 26 | $6,260,000 | $240,769 | $4,298 | 5.34% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 9 | $5,905,000 | $656,111 | $18,228 | 4.07% |
| BOULDER, CO (FHA|USDA|VA) | 11 | $5,545,000 | $504,091 | $8,526 | 4.49% |
| Burlington, IA-IL (FHA|USDA|VA) | 52 | $5,520,000 | $106,154 | $3,948 | 5.11% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 10 | $5,490,000 | $549,000 | $5,960 | 4.97% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 21 | $5,345,000 | $254,524 | $7,704 | 5.27% |
| TUCSON, AZ (FHA|USDA|VA) | 19 | $5,155,000 | $271,316 | $7,140 | 5.08% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 17 | $4,995,000 | $293,824 | $4,791 | 4.74% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 14 | $4,950,000 | $353,571 | $9,161 | 4.07% |
| OCALA, FL (FHA|USDA|VA) | 19 | $4,885,000 | $257,105 | $7,821 | 5.27% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 38 | $4,710,000 | $123,947 | $4,432 | 4.47% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 12 | $4,690,000 | $390,833 | $6,157 | 5.45% |
| Minot, ND (FHA|USDA|VA) | 4 | $4,680,000 | $1,170,000 | $6,287 | 4.09% |
| BRUNSWICK, GA (FHA|USDA|VA) | 13 | $4,665,000 | $358,846 | $11,587 | 5.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 9 | $4,255,000 | $472,778 | $7,906 | 5.17% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 34 | $4,250,000 | $125,000 | $5,856 | 4.88% |
| SANTA FE, NM (FHA|USDA|VA) | 15 | $4,135,000 | $275,667 | $5,991 | 5.02% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 12 | $4,020,000 | $335,000 | $9,769 | 4.71% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 17 | $3,875,000 | $227,941 | $8,074 | 5.26% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $3,820,000 | $636,667 | $14,234 | 4.92% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 9 | $3,805,000 | $422,778 | $10,445 | 5.60% |
| BOISE CITY, ID (FHA|USDA|VA) | 9 | $3,635,000 | $403,889 | $5,528 | 5.47% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 18 | $3,610,000 | $200,556 | $5,592 | 6.32% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 14 | $3,550,000 | $253,571 | $7,294 | 5.68% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 11 | $3,485,000 | $316,818 | $12,777 | 5.20% |
| Lexington, NE (FHA|USDA|VA) | 22 | $3,480,000 | $158,182 | $4,972 | 5.41% |
| WILMINGTON, NC (FHA|USDA|VA) | 9 | $3,465,000 | $385,000 | $5,925 | 5.10% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 9 | $3,455,000 | $383,889 | $10,491 | 4.82% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 13 | $3,355,000 | $258,077 | $7,479 | 5.99% |
| Huron, SD (FHA|USDA|VA) | 19 | $3,295,000 | $173,421 | $4,896 | 4.86% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 12 | $3,290,000 | $274,167 | $11,362 | 4.68% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 12 | $3,290,000 | $274,167 | $7,622 | 4.73% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 11 | $3,225,000 | $293,182 | $8,843 | 5.02% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 10 | $3,210,000 | $321,000 | $8,824 | 5.24% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 12 | $3,130,000 | $260,833 | $8,992 | 5.11% |
| LAFAYETTE, LA (FHA|USDA|VA) | 15 | $3,115,000 | $207,667 | $5,397 | 5.37% |
| FORT COLLINS, CO (FHA|USDA|VA) | 6 | $3,100,000 | $516,667 | $7,460 | 4.98% |
| Owatonna, MN (FHA|USDA|VA) | 14 | $3,090,000 | $220,714 | $6,475 | 4.08% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 17 | $2,985,000 | $175,588 | $7,374 | 5.23% |
| FARGO, ND-MN (FHA|USDA|VA) | 10 | $2,810,000 | $281,000 | $5,104 | 4.80% |
| Glenwood Springs, CO (FHA|USDA|VA) | 5 | $2,765,000 | $553,000 | $10,018 | 5.40% |
| BILLINGS, MT (FHA|USDA|VA) | 9 | $2,715,000 | $301,667 | $9,034 | 4.71% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $2,700,000 | $1,350,000 | $3,220 | 5.13% |
| APPLETON, WI (FHA|USDA|VA) | 12 | $2,600,000 | $216,667 | $4,183 | 5.16% |
| Breckenridge, CO (FHA|USDA|VA) | 5 | $2,575,000 | $515,000 | $9,291 | 5.02% |
| ROCHESTER, MN (FHA|USDA|VA) | 11 | $2,555,000 | $232,273 | $6,534 | 4.47% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 10 | $2,540,000 | $254,000 | $9,555 | 6.15% |
| PANAMA CITY, FL (FHA|USDA|VA) | 10 | $2,480,000 | $248,000 | $9,055 | 5.27% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 10 | $2,440,000 | $244,000 | $4,466 | 4.54% |
| Yankton, SD (FHA|USDA|VA) | 12 | $2,420,000 | $201,667 | $5,616 | 5.59% |
| HINESVILLE, GA (FHA|USDA|VA) | 9 | $2,415,000 | $268,333 | $8,500 | 5.33% |
| Key West, FL (FHA|USDA|VA) | 5 | $2,355,000 | $471,000 | $11,833 | 4.98% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 5 | $2,315,000 | $463,000 | $12,255 | 4.35% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 16 | $2,210,000 | $138,125 | $5,962 | 4.99% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $2,200,000 | $366,667 | $10,676 | 5.02% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 16 | $2,180,000 | $136,250 | $5,551 | 5.91% |
| TULSA, OK (FHA|USDA|VA) | 7 | $2,165,000 | $309,286 | $9,735 | 5.45% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 11 | $2,155,000 | $195,909 | $5,110 | 4.56% |
| Easton, MD (FHA|USDA|VA) | 6 | $2,150,000 | $358,333 | $6,984 | 3.83% |
| Dickinson, ND (FHA|USDA|VA) | 16 | $2,120,000 | $132,500 | $8,248 | 4.82% |
| Bozeman, MT (FHA|USDA|VA) | 4 | $2,110,000 | $527,500 | $6,414 | 4.06% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $2,110,000 | $527,500 | $8,227 | 5.84% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 8 | $2,100,000 | $262,500 | $10,165 | 5.25% |
| DOVER, DE (FHA|USDA|VA) | 8 | $2,080,000 | $260,000 | $11,120 | 5.53% |
| THE VILLAGES, FL (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $10,378 | 4.94% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $7,047 | 5.33% |
| VALLEJO, CA (FHA|USDA|VA) | 5 | $2,035,000 | $407,000 | $10,529 | 4.82% |
| Fremont, NE (FHA|USDA|VA) | 10 | $2,000,000 | $200,000 | $4,781 | 4.94% |
| Pierre, SD (FHA|USDA|VA) | 8 | $1,980,000 | $247,500 | $5,384 | 4.70% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 16 | $1,970,000 | $123,125 | $5,159 | 5.50% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $6,873 | 5.52% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $5,496 | 5.80% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 10 | $1,780,000 | $178,000 | $5,965 | 5.02% |
| MIDLAND, TX (FHA|USDA|VA) | 4 | $1,770,000 | $442,500 | $10,418 | 5.28% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 3 | $1,765,000 | $588,333 | $11,983 | 3.71% |
| GREEN BAY, WI (FHA|USDA|VA) | 10 | $1,710,000 | $171,000 | $5,483 | 5.24% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $5,136 | 5.14% |
| Silver City, NM (FHA|USDA|VA) | 9 | $1,655,000 | $183,889 | $5,769 | 4.62% |
| ST. GEORGE, UT (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $7,944 | 4.62% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 10 | $1,630,000 | $163,000 | $8,287 | 5.95% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $7,883 | 5.30% |
| Cañon City, CO (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $9,129 | 4.50% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $7,589 | 6.07% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $1,585,000 | $528,333 | $16,232 | 4.83% |
| Spirit Lake, IA (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $8,453 | 5.46% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $10,861 | 4.71% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 9 | $1,525,000 | $169,444 | $5,506 | 4.46% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 9 | $1,475,000 | $163,889 | $4,956 | 4.90% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $9,157 | 4.25% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $11,762 | 6.15% |
| RENO, NV (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $6,481 | 6.12% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $1,410,000 | $705,000 | $8,760 | 3.56% |
| JACKSON, MS (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $12,876 | 5.87% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $14,135 | 4.50% |
| Rock Springs, WY (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $4,515 | 4.57% |
| CASPER, WY (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $3,245 | 4.69% |
| LAWRENCE, KS (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $3,676 | 4.92% |
| Willmar, MN (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $5,695 | 3.85% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $8,607 | 4.96% |
| Sonora, CA (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $10,561 | 4.63% |
| HAMMOND, LA (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $4,955 | 4.68% |
| Marshall, MN (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $5,145 | 5.14% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $5,061 | 5.89% |
| COLUMBUS, OH (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $5,369 | 5.69% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $8,423 | 4.34% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $10,879 | 4.71% |
| GREAT FALLS, MT (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $8,269 | 5.66% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $6,710 | 5.02% |
| NAPA, CA (FHA|USDA|VA) | 1 | $1,175,000 | $1,175,000 | $4,858 | 8.00% |
| Palatka, FL (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $6,556 | 4.50% |
| Kirksville, MO (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $7,218 | 5.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $9,069 | 5.16% |
| Vernal, UT (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $7,713 | 4.55% |
| GAINESVILLE, FL (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $6,943 | 6.25% |
| Clinton, IA (FHA|USDA|VA) | 11 | $1,145,000 | $104,091 | $5,431 | 5.38% |
| London, KY (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $5,283 | 5.62% |
| AMES, IA (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $4,658 | 5.43% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $1,135,000 | $1,135,000 | $7,462 | 5.88% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $3,720 | 5.50% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $6,015 | 6.18% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $5,405 | 5.60% |
| Statesboro, GA (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $9,314 | 5.38% |
| Warrensburg, MO (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $5,287 | 4.25% |
| KANKAKEE, IL (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $4,067 | 5.23% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $6,887 | 4.25% |
| Heber, UT (FHA|USDA|VA) | 1 | $1,015,000 | $1,015,000 | $6,195 | 3.75% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $18,512 | 4.13% |
| JACKSON, MI (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $2,359 | 5.17% |
| Athens, TX (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $10,505 | 6.06% |
| Branson, MO (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $7,223 | 5.25% |
| Jesup, GA (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $5,426 | 5.80% |
| LAS CRUCES, NM (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $11,141 | 5.69% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $4,009 | 5.42% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $4,035 | 6.38% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $8,961 | 4.63% |
| JOPLIN, MO (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $8,349 | 6.05% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $3,704 | 4.44% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $12,807 | 5.54% |
| Fergus Falls, MN (FHA|USDA|VA) | 7 | $895,000 | $127,857 | $5,136 | 4.38% |
| ST. CLOUD, MN (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $5,553 | 4.78% |
| Brainerd, MN (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $7,146 | 5.16% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $10,965 | 6.28% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $11,267 | 6.00% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $5,358 | 6.09% |
| Williston, ND (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $9,442 | 4.94% |
| Lewistown, PA (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $5,618 | 6.18% |
| Norfolk, NE (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $7,468 | 3.54% |
| Riverton, WY (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $5,395 | 4.63% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $835,000 | $835,000 | $21,742 | 3.38% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 7 | $835,000 | $119,286 | $4,383 | 5.50% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $4,171 | 5.56% |
| Gillette, WY (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $15,233 | 5.12% |
| Newberry, SC (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $4,051 | 3.13% |
| New Ulm, MN (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $7,289 | 5.78% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $9,547 | 4.92% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $4,472 | 5.46% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $12,846 | 5.29% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $3,871 | 4.50% |
| IOWA CITY, IA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $6,612 | 4.63% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $5,154 | 5.52% |
| AKRON, OH (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $3,968 | 5.77% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $11,299 | 4.31% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $7,634 | 5.19% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,416 | 5.83% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $5,180 | 6.48% |
| Clovis, NM (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $4,306 | 5.39% |
| PITTSBURGH, PA (FHA|USDA|VA) | 7 | $725,000 | $103,571 | $5,329 | 6.18% |
| Los Alamos, NM (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $10,111 | 5.08% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $12,175 | 5.25% |
| Freeport, IL (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $4,259 | 6.06% |
| Helena, MT (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $22,135 | 5.13% |
| MONROE, MI (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $4,468 | 4.03% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $10,122 | 4.88% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $5,480 | 6.25% |
| READING, PA (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $5,651 | 4.57% |
| ROCKFORD, IL (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $5,913 | 5.33% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,697 | 4.19% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $7,354 | 6.06% |
| TOPEKA, KS (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,396 | 5.38% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $11,549 | 4.94% |
| Enterprise, AL (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $2,791 | 5.53% |
| WACO, TX (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $9,882 | 4.13% |
| Taos, NM (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $10,109 | 5.94% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $14,977 | 6.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $8,194 | 6.08% |
| Cambridge, MD (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $9,416 | 6.13% |
| REDDING, CA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $6,588 | 5.06% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,902 | 5.94% |
| Fairmont, MN (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $4,806 | 5.10% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $13,366 | 6.75% |
| Hutchinson, MN (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $2,186 | 4.65% |
| MERCED, CA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,633 | 4.54% |
| Sterling, IL (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $5,537 | 5.40% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,880 | 3.75% |
| Deming, NM (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,278 | 5.50% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $12,720 | 6.50% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $10,461 | 4.38% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,923 | 5.12% |
| Dayton, TN (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $8,757 | 6.29% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,303 | 5.96% |
| Granbury, TX (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $9,247 | 5.38% |
| Bardstown, KY (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,755 | 5.62% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $8,994 | 2.88% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,957 | 4.50% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,124 | 6.50% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,572 | 4.12% |
| McPherson, KS (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,868 | 5.25% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,334 | 6.06% |
| Washington, NC (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $7,080 | 4.13% |
| Jennings, LA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,817 | 6.75% |
| Seneca, SC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,761 | 5.06% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,120 | 5.31% |
| Roswell, NM (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,677 | 5.38% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $9,941 | 4.75% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $7,694 | 3.50% |
| Hutchinson, KS (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,599 | 4.63% |
| Somerset, KY (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,170 | 6.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,326 | 5.13% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,741 | 4.06% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $14,361 | 1.88% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 3.38% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,255 | 5.06% |
| Thomaston, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,560 | 5.56% |
| Batesville, AR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,913 | 5.43% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,139 | 3.50% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $8,818 | 5.46% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,234 | 6.38% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $6,968 | 6.04% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $10,558 | 4.81% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $9,716 | 6.38% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,829 | 3.25% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $11,849 | 6.13% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,405 | 4.31% |
| Houghton, MI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $12,179 | 4.38% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,901 | 7.13% |
| West Plains, MO (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,329 | 4.33% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,729 | 4.63% |
| Huntingdon, PA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $6,419 | 6.75% |
| Sanford, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,966 | 5.50% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,071 | 6.69% |
| Beatrice, NE (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,057 | 4.69% |
| Newport, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $17,335 | 5.88% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $9,258 | 4.75% |
| Palestine, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $11,405 | 4.75% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,218 | 4.63% |
| Price, UT (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,668 | 5.25% |
| Danville, VA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $18,762 | 4.63% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,914 | 4.88% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,193 | 4.00% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,380 | 6.75% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $10,838 | 5.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,636 | 6.88% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $0 | 6.17% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,200 | 5.38% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,594 | 6.13% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,566 | 6.63% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,005 | 4.56% |
| MADISON, WI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,939 | 5.19% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,567 | 6.75% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,175 | 5.63% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,317 | 3.88% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,964 | 5.75% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,169 | 6.13% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,054 | 4.63% |
| Pontiac, IL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,416 | 5.94% |
| Bonham, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,881 | 4.75% |
| Grants, NM (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $17,035 | 6.75% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,704 | 6.75% |
| Safford, AZ (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 4.94% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,011 | 6.75% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,841 | 5.25% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,538 | 6.25% |
| Lincoln, IL (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $3,703 | 4.42% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,966 | 5.63% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,077 | 5.88% |
| FLINT, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,207 | 5.50% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,745 | 5.81% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,714 | 6.88% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,453 | 5.50% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,871 | 3.63% |
| Quincy, IL-MO (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,969 | 5.63% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,038 | 5.25% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,755 | 2.75% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,668 | 5.50% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,481 | 3.00% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,254 | 4.75% |
| DALTON, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,521 | 6.75% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,693 | 3.25% |
| ROME, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,211 | 6.25% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 3.94% |
| Shelby, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,040 | 5.13% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,755 | 6.81% |
| SALEM, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,965 | 3.25% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,168 | 5.13% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,620 | 5.50% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,720 | 5.00% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $14,744 | 6.75% |
| Storm Lake, IA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,936 | 5.81% |
| Salina, KS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,713 | 5.75% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,394 | 5.63% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,340 | 6.50% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,677 | 5.50% |
| Hood River, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,636 | 4.13% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,727 | 6.13% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,452 | 6.13% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,420 | 6.50% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,127 | 4.31% |
| Durango, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,850 | 5.63% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,383 | 5.63% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,792 | 5.25% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,625 | 7.50% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.00% |
| Torrington, CT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,454 | 6.88% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,272 | 5.50% |
| Lake City, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.13% |
| Laramie, WY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,091 | 3.50% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,801 | 5.50% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $16,453 | 6.00% |
| ENID, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,324 | 3.99% |
| North Platte, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,197 | 3.38% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,039 | 6.75% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,145 | 5.63% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,918 | 5.88% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.63% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,651 | 3.75% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,667 | 3.99% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,543 | 4.88% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,574 | 3.25% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,030 | 6.88% |
| Rolla, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,254 | 6.00% |
| Hays, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,652 | 6.13% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,164 | 5.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,817 | 6.63% |
| Bay City, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,256 | 6.38% |
| Farmington, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,234 | 3.75% |
| Española, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,876 | 5.13% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,375 | 6.50% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,391 | 3.88% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $996 | 5.50% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,596 | 3.13% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,688 | 7.38% |
| Altus, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,227 | 4.99% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,507 | 6.25% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,575 | 4.38% |
| Portales, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,261 | 5.38% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,581 | 6.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,836 | 3.13% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,445 | 5.50% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,677 | 3.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,989 | 2.63% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,186 | 5.63% |
| Wilson, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.75% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,022 | 6.50% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,183 | 5.63% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,906 | 5.75% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,242 | 6.75% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,563 | 6.38% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,322 | 5.63% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,651 | 5.63% |
| Hastings, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,459 | 5.63% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,044 | 4.75% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.99% |
| Adrian, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,811 | 6.38% |
| Pella, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,898 | 4.38% |
| Spencer, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,145 | 6.25% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,019 | 3.38% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.25% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,228 | 6.00% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,735 | 5.50% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.88% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,208 | 5.75% |
| Winona, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,583 | 3.25% |
| Shawano, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.50% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,215 | 5.38% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.88% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,415 | 3.75% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,006 | 7.63% |
| Jasper, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,276 | 3.50% |
| Dumas, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.13% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,068 | 5.00% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,403 | 5.38% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,300 | 6.25% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.75% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,318 | 5.63% |
| Keene, NH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,646 | 4.50% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,218 | 4.13% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,595 | 5.13% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,971 | 5.50% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,813 | 2.75% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,175 | 4.13% |
| Emporia, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,507 | 3.00% |
| Alpena, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,619 | 4.88% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,280 | 3.00% |
| RACINE, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,980 | 5.75% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,840 | 4.38% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,264 | 3.50% |
| ERIE, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,070 | 5.50% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,282 | 4.88% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,574 | 7.13% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,309 | 4.13% |
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Product Mix
For 2022, Plains Commerce Bank's most frequently originated type of loan was Conventional, with 7,753 originations. Their 2nd most popular type was FHA, with 2,695 originations.
Loan Reason
For 2022, Plains Commerce Bank's most frequently cited loan purpose was Home Purchase, with 9,280 originations. The 2nd most popular reason was Cash Out Refi, with 1,327 originations.
Loan Duration/Length
For 2022, Plains Commerce Bank's most frequently cited loan duration was 30 Year, with 10,582 originations. The 2nd most popular length was 5 Year, with 425 originations.
Origination Fees/Closing Costs
Plains Commerce Bank's average total fees were $7,631, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,761 originations.
Interest Rates
During 2022, Plains Commerce Bank's average interest rate for loans was 5.02%, while their most frequently originated rate bucket for loans was 5-6%, with 3,603 originations.
Loan Sizing
2022 saw Plains Commerce Bank place emphasis on $200k-400k loans with 5,231 originations, totaling $1,501,355,000 in origination value.
Applicant Income
Plains Commerce Bank lent most frequently to those with incomes in the $50k-75k range, with 2,860 originations. The second most popular income band? $100k-150k, with 2,769 originations.
Applicant Debt to Income Ratio
Plains Commerce Bank lent most frequently to those with DTI ratios of 30-36%, with 1,896 originations. The next most common DTI ratio? 20-30%, with 1,872 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.72%
Plains Commerce Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination54.18%
Plains Commerce Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 11,876 | $3,307,350,000 | $278,490 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 11,876 | $3,307,350,000 | $278,490 |