Central Bank Mortgage Rates, Fees & Info
Storm Lake, IALEI: 549300Q76VHK6FGPX546
Tax ID: 42-0191897
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Bank Data
Review & Overview
Central Bank is a smaller bank specializing in Refi and Home Purchase loans. Central Bank has a high proportion of conventional loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Des Moines, Sioux City, Spirit Lake, Sioux Falls, and Storm Lake among others. We have data for 66 markets. (Some data included below & more in-depth data is available with an active subscription.)Central Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Central Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.55% | 11/17/24 |
| 30 Year Conventional Purchase | 6.61% | 11/17/24 |
| 30 Year Conventional Refi | 6.49% | 11/17/24 |
| 30 Year Cash-out Refi | 6.52% | 11/17/24 |
| 30 Year FHA Purchase | 6.27% | 11/17/24 |
| 30 Year VA Purchase | 6.27% | 11/17/24 |
| 30 Year USDA Purchase | 7.30% | 11/17/24 |
| 15 Year Conventional Purchase | 6.19% | 11/17/24 |
| 15 Year Conventional Refi | 6.15% | 11/17/24 |
| 15 Year Cash-out Refi | 6.15% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Central Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,932Origination Dollar Volume (All Markets)
$441,660,000Employee count
283Awards
Central Bank - 2020
Central Bank is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 416 | $114,450,000 | $275,120 | $1,982 | 3.10% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 436 | $88,220,000 | $202,339 | $3,131 | 3.25% |
| Spirit Lake, IA (FHA|USDA|VA) | 233 | $66,915,000 | $287,189 | $3,215 | 3.02% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 201 | $56,855,000 | $282,861 | $3,992 | 3.02% |
| Outside of Metro Areas | 238 | $37,770,000 | $158,697 | $3,048 | 3.14% |
| Storm Lake, IA (FHA|USDA|VA) | 234 | $34,000,000 | $145,299 | $2,495 | 3.31% |
| Brookings, SD (FHA|USDA|VA) | 40 | $6,310,000 | $157,750 | $3,271 | 3.60% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 15 | $4,835,000 | $322,333 | $3,436 | 3.12% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 13 | $2,975,000 | $228,846 | $3,670 | 3.13% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 8 | $2,730,000 | $341,250 | $5,156 | 2.77% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $1,505,000 | $1,505,000 | $5,901 | 4.00% |
| Spencer, IA (FHA|USDA|VA) | 10 | $1,360,000 | $136,000 | $2,993 | 3.18% |
| AMES, IA (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $2,905 | 3.09% |
| Watertown, SD (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $4,296 | 2.82% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $3,956 | 3.54% |
| IOWA CITY, IA (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $1,985 | 3.20% |
| Spearfish, SD (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $4,818 | 2.75% |
| Yankton, SD (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $3,460 | 2.88% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $3,271 | 2.88% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,631 | 3.21% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $7,039 | 2.75% |
| Pella, IA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $4,249 | 3.19% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,270 | 3.08% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $2,800 | 3.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,181 | 3.06% |
| Mason City, IA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $1,614 | 2.75% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $8,798 | 2.63% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,900 | 3.13% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,701 | 2.63% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $7,454 | 2.63% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $9,953 | 3.13% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,484 | 2.63% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,696 | 3.75% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,539 | 2.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $1,884 | 4.50% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,397 | 3.00% |
| Marshalltown, IA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $1,845 | 2.69% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,175 | 2.63% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,714 | 2.88% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,773 | 2.75% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,325 | 3.38% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,981 | 3.25% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,908 | 2.75% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,631 | 3.00% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,106 | 2.50% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,888 | 3.88% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,557 | 3.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,842 | 3.25% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 5.00% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,139 | 3.81% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 4.00% |
| Forest City, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,135 | 2.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,407 | 2.63% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,352 | 2.50% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,085 | 2.25% |
| Vermillion, SD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,326 | 2.63% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,632 | 3.25% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,557 | 2.88% |
| Madison, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,528 | 3.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,519 | 2.13% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,056 | 3.13% |
| Murray, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,621 | 2.75% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,590 | 2.25% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,578 | 2.63% |
| Fort Dodge, IA (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $310 | 5.19% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,202 | 2.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against Central Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,868 | $434,800,000 | $232,762 | $2,901 | 3.15% |
| USDA | 63 | $6,475,000 | $102,778 | $4,153 | 3.16% |
| FHA | 1 | $385,000 | $385,000 | $0 | 4.50% |
For 2020, Central Bank's most frequently originated type of loan was Conventional, with 1,868 originations. Their 2nd most popular type was USDA, with 63 originations.
Loan Reason
For 2020, Central Bank's most frequently cited loan purpose was Refi, with 964 originations. The 2nd most popular reason was Home Purchase, with 682 originations.
Loan Duration/Length
For 2020, Central Bank's most frequently cited loan duration was 30 Year, with 1,049 originations. The 2nd most popular length was 15 Year, with 433 originations.
Origination Fees/Closing Costs
Central Bank's average total fees were $3,246, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 710 originations.
Interest Rates
During 2020, Central Bank's average interest rate for loans was 3.20%, while their most frequently originated rate bucket for loans was 2.5-3%, with 746 originations.
Loan Sizing
2020 saw Central Bank place emphasis on $100k-200k loans with 699 originations, totaling $104,105,000 in origination value.
Applicant Income
Central Bank lent most frequently to those with incomes in the $100k-150k range, with 420 originations. The second most popular income band? $50k-75k, with 337 originations.
Applicant Debt to Income Ratio
Central Bank lent most frequently to those with DTI ratios of 20-30%, with 472 originations. The next most common DTI ratio? 30-36%, with 369 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.75%
Central Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination89.54%
Central Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,932 | $441,660,000 | $228,602 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| CENTERSTATE BANK CORPORATION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 25.0% |
| CENTERSTATE BANK CORPORATION | Conventional home mortgage | Trouble during payment process | 2 | 50.0% |
| CENTERSTATE BANK CORPORATION | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 25.0% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Central Bank | 1003 Highway 71 South Okoboji, IA 51355 | Limited, Drive-thru | $3 |
| Central Bank | 121 East Fifth Street Storm Lake, IA 50588 | Full Service B&M | $46,866 |
| Central Bank | 1237 Lake Avenue Storm Lake, IA 50588 | Limited, Drive-thru | $9,379 |
| Central Bank | 1400 18th Street Spirit Lake, IA 51360 | Full Service B&M | $122,900 |
| Central Bank | 1413 North Lake Avenue Storm Lake, IA 50588 | Full Service B&M | $11,225 |
| Central Bank | 2 Bow Drive Cherokee, IA 51012 | Limited, Drive-thru | $2,106 |
| Central Bank | 201 West Main Street Cherokee, IA 51012 | Full Service B&M | $85,262 |
| Central Bank | 2104 W. 12th St. Sioux Falls, SD 57104 | Full Service B&M | $9,843 |
| Central Bank | 2500 S. Minnesota Ave. Sioux Falls, SD 57105 | Full Service B&M | $27,585 |
| Central Bank | 2805 North Ankeny Blvd Ankeny, IA 50023 | Full Service B&M | $36,091 |
| Central Bank | 2906 Hamilton Blvd Sioux City, IA 51104 | Full Service B&M | $44,325 |
| Central Bank | 300 E Hickman Rd Waukee, IA 50263 | Full Service B&M | $24,875 |
| Central Bank | 302 Jones St, Ste 100 Sioux City, IA 51101 | Limited, Drive-thru | $18 |
| Central Bank | 3455 Ingersoll Avenue Des Moines, IA 50312 | Full Service B&M | $7,779 |
| Central Bank | 3624 Sixth Avenue Des Moines, IA 50313 | Full Service B&M | $12,263 |
| Central Bank | 3800 100th Street Urbandale, IA 50322 | Full Service B&M | $45,307 |
| Central Bank | 400 Gold Circle, Suite 100 Dakota Dunes, SD 57049 | Full Service B&M | $52,425 |
| Central Bank | 4018 University Avenue Des Moines, IA 50311 | Full Service B&M | $27,640 |
| Central Bank | 4201 South Lakeport Sioux City, IA 51102 | Full Service B&M | $36,708 |
| Central Bank | 4848 86th Street Urbandale, IA 50322 | Full Service B&M | $53,164 |
| Central Bank | 4900 S Western Ave Sioux Falls, SD 57108 | Full Service B&M | $64,543 |
| Central Bank | 504 Fourth Street Branch Sioux City, IA 51101 | Full Service B&M | $168,491 |
| Central Bank | 5070 Mills Civic Parkway West Des Moines, IA 50265 | Full Service B&M | $58,487 |
| Central Bank | 600 Lake Avenue Storm Lake, IA 50588 | Full Service B&M | $169,358 |
| Central Bank | 600 Main Avenue Brookings, SD 57006 | Full Service B&M | $51,720 |
| Central Bank | 6601 Westown Parkway #140 West Des Moines, IA 50266 | Full Service B&M | $66,980 |
For 2020, Central Bank had 26 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $55,116 |
| Net interest income | $47,679 |
| Total noninterest income | $23,628 |
| Gross Fiduciary activities income | $30 |
| Service charges on deposit accounts | $1,004 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $22,594 |
| Pre-tax net operating income | $22,712 |
| Securities gains (or losses, -) | $5 |
| Income before extraordinary items | $17,291 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $17,291 |
| Minority interest net income | $0 |
| Net income | $17,291 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $17,287 |
Central Bank's gross interest income from loans was $55,116,000.
Central Bank's net interest income from loans was $47,679,000.
Central Bank's fee based income from loans was $1,004,000.
Central Bank's net income from loans was $17,291,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $7,437 |
| Provision for credit losses | $4,000 |
| Total noninterest expense | $44,595 |
| Salaries and employee benefits | $27,584 |
| Premises and equipment expense | $4,877 |
| Additional noninterest expense | $12,134 |
| Applicable income taxes | $5,426 |
| Net charge-offs | $334 |
| Cash dividends | $4,000 |
Central Bank's interest expense for loans was $7,437,000.
Central Bank's payroll and benefits expense were $27,584,000.
Central Bank's property, plant and equipment expenses $4,877,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $1,325,902 |
| Deposits held in domestic offices | $1,325,902 |
| Deposits by Individuals, partnerships, and corporations | $1,255,074 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $69,835 |
| Deposits by Commercial banks and other depository institutions in U.S. | $993 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $196,304 |
| Demand deposits | $139,933 |
| Nontransaction accounts | $1,129,598 |
| Money market deposit accounts (MMDAs) | $265,063 |
| Other savings deposits (excluding MMDAs) | $559,435 |
| Total time deposits | $305,098 |
| Total time and savings deposits | $1,185,969 |
| Noninterest-bearing deposits | $295,742 |
| Interest-bearing deposits | $1,030,160 |
| Retail deposits | $1,218,740 |
| IRAs and Keogh plan accounts | $29,628 |
| Brokered deposits | $5,000 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $1,495,421 |
| Cash & Balances due from depository institutions | $93,085 |
| Interest-bearing balances | $64,161 |
| Total securities | $63,908 |
| Federal funds sold & reverse repurchase | $56 |
| Net loans and leases | $1,264,937 |
| Loan and leases loss allowance | $13,811 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $35,182 |
| Other real estate owned | $300 |
| Goodwill and other intangibles | $18,771 |
| All other assets | $19,182 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $1,495,421 |
| Total Liabilities | $1,355,919 |
| Total deposits | $1,325,902 |
| Interest-bearing deposits | $1,030,160 |
| Deposits held in domestic offices | $1,325,902 |
| % insured (estimated) | $67 |
| Federal funds purchased and repurchase agreements | $24,464 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $0 |
| All other liabilities | $5,553 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $1,264,937 |
| Loan and leases loss allowance | $13,811 |
| Total loans and leases (domestic) | $1,278,748 |
| All real estate loans | $859,920 |
| Real estate loans in domestic offices | $859,920 |
| Construction and development loans | $91,531 |
| Residential 1-4 family construction | $38,879 |
| Other construction, all land development and other land | $52,652 |
| Loans secured by nonfarm nonresidential properties | $365,831 |
| Nonfarm nonresidential secured by owner-occupied properties | $120,934 |
| Commercial real estate & other non-farm, non-residential | $244,897 |
| Multifamily residential real estate | $49,364 |
| 1-4 family residential loans | $273,579 |
| Farmland loans | $79,615 |
| Loans held in foreign offices | $0 |
| Farm loans | $57,114 |
| Commercial and industrial loans | $326,308 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $21,490 |
| Credit card loans | $2,038 |
| Related Plans | $1,171 |
| Consumer Auto Loans | $10,530 |
| Other loans to individuals | $7,751 |
| All other loans & leases | $13,916 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $13,916 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $0 |
| Non 1-4 family restructured loans & leases | $0 |
| Total loans and leases (foreign) | $0 |
Central Bank had $1,264,937,000 of loans outstanding in 2020. $859,920,000 of loans were in real estate loans. $91,531,000 of loans were in development loans. $49,364,000 of loans were in multifamily mortgage loans. $273,579,000 of loans were in 1-4 family mortgage loans. $57,114,000 of loans were in farm loans. $2,038,000 of loans were in credit card loans. $10,530,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 409 | $105,829 | $258,751 |
| Nonfarm, nonresidential loans - <$100k | 155 | $6,531 | $42,135 |
| Nonfarm, nonresidential loans - $100-250k | 89 | $15,038 | $168,966 |
| Nonfarm, nonresidential loans - $250k-1MM | 165 | $84,260 | $510,667 |
| Commercial & Industrial, US addressed loans - <$1MM | 1,748 | $155,976 | $89,231 |
| Commercial & Industrial, US addressed loans - <$100k | 1,315 | $33,022 | $25,112 |
| Commercial & Industrial, US addressed loans - $100-250k | 263 | $42,913 | $163,167 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 170 | $80,041 | $470,829 |
| Farmland loans - <$1MM | 191 | $27,164 | $142,220 |
| Farmland loans - <$100k | 96 | $3,255 | $33,906 |
| Farmland loans - $100-250k | 55 | $9,264 | $168,436 |
| Farmland loans - $250k-1MM | 40 | $14,645 | $366,125 |
| Agriculture operations loans - <$1MM | 321 | $21,664 | $67,489 |
| Agriculture operations loans - <$100k | 262 | $7,751 | $29,584 |
| Agriculture operations loans - $100-250k | 36 | $5,366 | $149,056 |
| Agriculture operations loans - $250k-1MM | 23 | $8,547 | $371,609 |