Roundpoint Mortgage Servicing Corporation Rates, Fees & Info

WILMINGTON, DE

LEI: 5493000IIYWBLONJVJ30

Tax ID: 26-1193089

3.7 stars - Updated: 2/26/24 - out of 5 stars, based on 69 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Roundpoint Mortgage Servicing Corporation is a small mortgage company specializing in Home Purchase loans. Roundpoint Mortgage Servicing Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Philadelphia, Sacramento, Yuba City, and Washington among others. We have data for 198 markets. (Some data included below & more in-depth data is available with an active subscription.)

Roundpoint Mortgage Servicing Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Roundpoint Mortgage Servicing Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.57% 2/26/24
30 Year Conventional Refi 6.61% 2/26/24
30 Year Cash-out Refi 6.85% 2/26/24
30 Year FHA Purchase 7.45% 2/26/24
30 Year FHA Refi 7.36% 2/26/24
30 Year VA Purchase 6.38% 2/26/24
30 Year VA Refi 6.27% 2/26/24
30 Year USDA Purchase 6.91% 2/26/24
30 Year USDA Refi 6.27% 2/26/24
15 Year Conventional Purchase 6.25% 2/26/24
15 Year Conventional Refi 6.31% 2/26/24
15 Year Cash-out Refi 6.31% 2/26/24
15 Year VA Refi 5.68% 2/26/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Roundpoint Mortgage Servicing Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Roundpoint Mortgage Servicing Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,800

Origination Dollar Volume (All Markets)

$1,768,190,000
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Relative Rate

Roundpoint Mortgage Servicing Corporation's average 30 year fixed mortgage rate was 4.31%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of -0.45%.

Relative Fees (Closing Costs)

Roundpoint Mortgage Servicing Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $9,167.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2,063 $882,015,000 $427,540 $10,776 3.96%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 555 $144,965,000 $261,198 $6,624 4.13%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 195 $70,255,000 $360,282 $5,977 4.10%
YUBA CITY, CA (FHA|USDA|VA) 143 $44,825,000 $313,462 $8,068 3.88%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 79 $40,005,000 $506,392 $9,767 4.36%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 74 $30,630,000 $413,919 $9,771 4.45%
STOCKTON, CA (FHA|USDA|VA) 86 $28,640,000 $333,023 $7,649 4.01%
URBAN HONOLULU, HI (FHA|USDA|VA) 46 $28,250,000 $614,130 $15,053 4.55%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 95 $27,125,000 $285,526 $8,330 4.44%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 66 $25,030,000 $379,242 $6,728 4.86%
Outside of Metro Areas 84 $22,630,000 $269,405 $6,279 4.39%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 47 $21,535,000 $458,191 $7,183 4.24%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 29 $21,255,000 $732,931 $15,784 4.27%
VALLEJO, CA (FHA|USDA|VA) 46 $20,010,000 $435,000 $11,268 4.43%
LYNCHBURG, VA (FHA|USDA|VA) 68 $18,160,000 $267,059 $5,974 4.49%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 51 $17,695,000 $346,961 $8,962 4.37%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 55 $17,025,000 $309,545 $8,047 4.65%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 38 $14,020,000 $368,947 $6,196 4.19%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 28 $13,840,000 $494,286 $11,749 4.28%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 40 $13,170,000 $329,250 $8,403 4.07%
MODESTO, CA (FHA|USDA|VA) 32 $11,430,000 $357,188 $7,082 4.30%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 40 $11,090,000 $277,250 $9,520 4.40%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 51 $10,745,000 $210,686 $6,769 4.28%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 32 $10,700,000 $334,375 $7,739 4.59%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 23 $10,665,000 $463,696 $12,540 3.73%
SALEM, OR (FHA|USDA|VA) 35 $10,195,000 $291,286 $6,400 4.25%
BAKERSFIELD, CA (FHA|USDA|VA) 37 $9,315,000 $251,757 $10,833 4.09%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 21 $8,415,000 $400,714 $11,809 4.62%
EAST STROUDSBURG, PA (FHA|USDA|VA) 33 $8,345,000 $252,879 $6,690 4.63%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 22 $6,940,000 $315,455 $8,107 4.83%
CHICO, CA (FHA|USDA|VA) 23 $6,335,000 $275,435 $7,358 4.49%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 17 $6,295,000 $370,294 $9,675 4.55%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 16 $5,760,000 $360,000 $9,229 4.38%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 23 $5,135,000 $223,261 $7,221 3.75%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 9 $4,985,000 $553,889 $13,557 4.36%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 13 $4,955,000 $381,154 $8,729 4.66%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 18 $4,950,000 $275,000 $4,690 4.99%
YORK-HANOVER, PA (FHA|USDA|VA) 14 $4,060,000 $290,000 $6,040 4.90%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 11 $4,005,000 $364,091 $7,605 4.83%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 15 $3,955,000 $263,667 $8,942 4.76%
JACKSONVILLE, FL (FHA|USDA|VA) 12 $3,670,000 $305,833 $8,093 4.07%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 11 $3,175,000 $288,636 $9,456 4.89%
MERCED, CA (FHA|USDA|VA) 14 $2,820,000 $201,429 $5,796 3.54%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 8 $2,740,000 $342,500 $6,355 4.94%
ALBANY-LEBANON, OR (FHA|USDA|VA) 9 $2,555,000 $283,889 $6,114 4.50%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $2,460,000 $615,000 $5,610 4.31%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 5 $2,385,000 $477,000 $10,803 3.85%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 7 $2,345,000 $335,000 $9,681 4.43%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 10 $2,140,000 $214,000 $5,331 4.12%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 7 $2,115,000 $302,143 $4,885 4.53%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 7 $2,095,000 $299,286 $5,498 3.64%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 6 $2,020,000 $336,667 $8,132 4.08%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 7 $1,955,000 $279,286 $7,775 4.28%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 7 $1,935,000 $276,429 $7,976 4.96%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 7 $1,905,000 $272,143 $7,525 4.63%
OCEAN CITY, NJ (FHA|USDA|VA) 6 $1,880,000 $313,333 $7,712 4.85%
OCALA, FL (FHA|USDA|VA) 8 $1,790,000 $223,750 $7,460 5.05%
NAPA, CA (FHA|USDA|VA) 2 $1,760,000 $880,000 $11,156 4.06%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 5 $1,725,000 $345,000 $6,736 3.70%
SALISBURY, MD-DE (FHA|USDA|VA) 6 $1,720,000 $286,667 $4,682 4.31%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 4 $1,710,000 $427,500 $9,790 5.53%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 4 $1,680,000 $420,000 $6,567 3.87%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 7 $1,535,000 $219,286 $5,939 5.57%
COLUMBUS, OH (FHA|USDA|VA) 5 $1,525,000 $305,000 $13,785 4.95%
MEDFORD, OR (FHA|USDA|VA) 2 $1,520,000 $760,000 $21,732 3.25%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $1,520,000 $380,000 $5,861 4.34%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 9 $1,485,000 $165,000 $6,718 3.96%
RICHMOND, VA (FHA|USDA|VA) 5 $1,465,000 $293,000 $8,344 4.67%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $1,420,000 $355,000 $11,866 4.63%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $1,365,000 $455,000 $15,021 4.79%
Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $1,305,000 $435,000 $8,631 4.00%
PUEBLO, CO (FHA|USDA|VA) 5 $1,305,000 $261,000 $8,885 5.43%
Hudson, NY (FHA|USDA|VA) 3 $1,235,000 $411,667 $6,536 3.67%
Hilo, HI (FHA|USDA|VA) 3 $1,225,000 $408,333 $9,946 3.96%
BOISE CITY, ID (FHA|USDA|VA) 3 $1,225,000 $408,333 $6,939 3.50%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $1,185,000 $395,000 $6,123 4.25%
READING, PA (FHA|USDA|VA) 4 $1,030,000 $257,500 $8,327 4.53%
Cambridge, MD (FHA|USDA|VA) 4 $1,000,000 $250,000 $5,215 4.91%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 3 $995,000 $331,667 $3,945 4.21%
ROCHESTER, NY (FHA|USDA|VA) 5 $955,000 $191,000 $6,126 4.43%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $935,000 $187,000 $4,857 5.40%
CORVALLIS, OR (FHA|USDA|VA) 2 $920,000 $460,000 $8,790 4.75%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $915,000 $305,000 $3,550 3.63%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $885,000 $295,000 $4,734 4.00%
Shelton, WA (FHA|USDA|VA) 3 $875,000 $291,667 $9,261 4.25%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $870,000 $435,000 $6,090 3.94%
Clearlake, CA (FHA|USDA|VA) 4 $870,000 $217,500 $2,841 3.97%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 8 $870,000 $108,750 $6,732 4.11%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $860,000 $430,000 $10,908 3.56%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 3 $825,000 $275,000 $7,145 4.50%
CARSON CITY, NV (FHA|USDA|VA) 2 $820,000 $410,000 $5,384 4.81%
JACKSON, MS (FHA|USDA|VA) 2 $800,000 $400,000 $3,441 4.56%
DOVER, DE (FHA|USDA|VA) 3 $795,000 $265,000 $4,547 4.46%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $785,000 $261,667 $8,572 4.08%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $760,000 $380,000 $9,711 4.63%
KINGSTON, NY (FHA|USDA|VA) 3 $705,000 $235,000 $6,325 3.42%
LUBBOCK, TX (FHA|USDA|VA) 2 $700,000 $350,000 $7,257 4.62%
WACO, TX (FHA|USDA|VA) 3 $675,000 $225,000 $7,319 4.17%
ROANOKE, VA (FHA|USDA|VA) 4 $650,000 $162,500 $4,778 4.56%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $635,000 $211,667 $7,314 5.25%
Riverton, WY (FHA|USDA|VA) 3 $625,000 $208,333 $6,138 4.96%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $615,000 $205,000 $7,387 4.92%
WILMINGTON, NC (FHA|USDA|VA) 2 $610,000 $305,000 $7,500 3.25%
TUCSON, AZ (FHA|USDA|VA) 2 $600,000 $300,000 $10,476 4.56%
KNOXVILLE, TN (FHA|USDA|VA) 3 $595,000 $198,333 $5,280 4.83%
RENO, NV (FHA|USDA|VA) 2 $590,000 $295,000 $5,205 4.56%
Glenwood Springs, CO (FHA|USDA|VA) 1 $585,000 $585,000 $3,723 4.88%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $585,000 $195,000 $5,907 5.04%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $560,000 $280,000 $5,491 4.06%
Kalispell, MT (FHA|USDA|VA) 1 $555,000 $555,000 $2,555 3.25%
Key West, FL (FHA|USDA|VA) 1 $555,000 $555,000 $18,788 4.25%
Jefferson, GA (FHA|USDA|VA) 2 $550,000 $275,000 $5,670 4.50%
COLUMBIA, SC (FHA|USDA|VA) 2 $550,000 $275,000 $6,025 4.00%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $510,000 $255,000 $10,115 4.38%
LANCASTER, PA (FHA|USDA|VA) 2 $510,000 $255,000 $2,980 5.38%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $500,000 $250,000 $5,417 5.37%
EL PASO, TX (FHA|USDA|VA) 3 $485,000 $161,667 $3,931 4.29%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $485,000 $485,000 $4,904 5.50%
Cookeville, TN (FHA|USDA|VA) 1 $475,000 $475,000 $5,421 4.13%
Kapaa, HI (FHA|USDA|VA) 1 $465,000 $465,000 $14,853 4.88%
Easton, MD (FHA|USDA|VA) 2 $460,000 $230,000 $3,364 4.50%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $460,000 $230,000 $4,292 4.81%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $435,000 $435,000 $13,592 3.75%
BELLINGHAM, WA (FHA|USDA|VA) 1 $425,000 $425,000 $6,406 4.00%
Del Rio, TX (FHA|USDA|VA) 1 $425,000 $425,000 $10,729 4.75%
Lake City, FL (FHA|USDA|VA) 1 $425,000 $425,000 $21,155 5.50%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 3 $415,000 $138,333 $4,267 4.75%
SPARTANBURG, SC (FHA|USDA|VA) 2 $410,000 $205,000 $6,855 4.19%
Aberdeen, WA (FHA|USDA|VA) 1 $405,000 $405,000 $6,505 4.25%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $390,000 $195,000 $3,977 3.62%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $365,000 $365,000 $5,141 3.88%
YAKIMA, WA (FHA|USDA|VA) 1 $355,000 $355,000 $4,638 3.50%
Centralia, WA (FHA|USDA|VA) 1 $345,000 $345,000 $4,076 2.75%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $340,000 $170,000 $3,939 3.50%
FLORENCE, SC (FHA|USDA|VA) 1 $335,000 $335,000 $4,247 3.75%
Danville, VA (FHA|USDA|VA) 2 $330,000 $165,000 $3,396 5.25%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $325,000 $325,000 $7,533 5.38%
PITTSBURGH, PA (FHA|USDA|VA) 2 $320,000 $160,000 $5,839 5.25%
GETTYSBURG, PA (FHA|USDA|VA) 1 $315,000 $315,000 $8,350 3.25%
MONTGOMERY, AL (FHA|USDA|VA) 1 $315,000 $315,000 $5,613 3.88%
SAVANNAH, GA (FHA|USDA|VA) 1 $315,000 $315,000 $7,875 3.25%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $315,000 $315,000 $3,358 4.25%
Oneonta, NY (FHA|USDA|VA) 2 $310,000 $155,000 $6,043 4.56%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $310,000 $155,000 $6,501 4.00%
FRESNO, CA (FHA|USDA|VA) 1 $305,000 $305,000 $7,517 3.75%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $295,000 $295,000 $4,985 3.50%
Newport, OR (FHA|USDA|VA) 1 $295,000 $295,000 $8,306 3.50%
St. Marys, GA (FHA|USDA|VA) 1 $285,000 $285,000 $12,633 3.50%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $280,000 $140,000 $2,325 4.31%
Murray, KY (FHA|USDA|VA) 1 $275,000 $275,000 $13,310 5.25%
Fernley, NV (FHA|USDA|VA) 1 $275,000 $275,000 $5,343 3.75%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $275,000 $275,000 $1,833 3.88%
VISALIA, CA (FHA|USDA|VA) 1 $275,000 $275,000 $3,846 4.13%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $270,000 $135,000 $5,494 4.63%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $270,000 $135,000 $7,538 4.44%
REDDING, CA (FHA|USDA|VA) 1 $265,000 $265,000 $0 4.50%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $265,000 $265,000 $7,024 4.50%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $260,000 $130,000 $5,096 4.06%
TWIN FALLS, ID (FHA|USDA|VA) 1 $255,000 $255,000 $5,430 6.00%
Crossville, TN (FHA|USDA|VA) 1 $255,000 $255,000 $6,815 3.75%
Steamboat Springs, CO (FHA|USDA|VA) 1 $245,000 $245,000 $4,949 3.13%
TYLER, TX (FHA|USDA|VA) 1 $235,000 $235,000 $7,039 2.99%
Cortland, NY (FHA|USDA|VA) 2 $230,000 $115,000 $6,153 5.69%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $225,000 $225,000 $7,769 4.75%
Vicksburg, MS (FHA|USDA|VA) 1 $225,000 $225,000 $8,359 5.75%
Bonham, TX (FHA|USDA|VA) 1 $225,000 $225,000 $5,843 4.88%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $225,000 $225,000 $6,291 4.50%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $225,000 $225,000 $8,719 5.75%
AKRON, OH (FHA|USDA|VA) 1 $215,000 $215,000 $6,060 5.25%
Brookings, OR (FHA|USDA|VA) 1 $215,000 $215,000 $3,546 4.13%
LAS CRUCES, NM (FHA|USDA|VA) 1 $215,000 $215,000 $7,478 5.75%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $215,000 $215,000 $3,841 4.13%
GAINESVILLE, FL (FHA|USDA|VA) 1 $205,000 $205,000 $16,890 4.75%
THE VILLAGES, FL (FHA|USDA|VA) 1 $205,000 $205,000 $7,302 4.38%
SYRACUSE, NY (FHA|USDA|VA) 2 $200,000 $100,000 $5,370 5.50%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $195,000 $195,000 $824 3.25%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $195,000 $195,000 $4,322 4.38%
Susanville, CA (FHA|USDA|VA) 1 $185,000 $185,000 $5,917 4.75%
Searcy, AR (FHA|USDA|VA) 1 $185,000 $185,000 $6,963 4.88%
Pittsburg, KS (FHA|USDA|VA) 1 $175,000 $175,000 $7,060 5.50%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $175,000 $175,000 $3,767 3.75%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $175,000 $175,000 $1,868 6.38%
MADERA, CA (FHA|USDA|VA) 1 $175,000 $175,000 $2,308 3.25%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,800 5.50%
UTICA-ROME, NY (FHA|USDA|VA) 1 $165,000 $165,000 $7,531 4.25%
TULSA, OK (FHA|USDA|VA) 1 $145,000 $145,000 $4,643 5.88%
Corning, NY (FHA|USDA|VA) 1 $135,000 $135,000 $9,322 3.25%
BINGHAMTON, NY (FHA|USDA|VA) 1 $135,000 $135,000 $4,261 4.88%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $135,000 $135,000 $3,597 4.75%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $135,000 $135,000 $6,543 4.25%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.25%
BURLINGTON, NC (FHA|USDA|VA) 1 $125,000 $125,000 $4,625 4.63%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $125,000 $125,000 $4,519 2.88%
Craig, CO (FHA|USDA|VA) 1 $115,000 $115,000 $2,883 3.38%
TOLEDO, OH (FHA|USDA|VA) 1 $115,000 $115,000 $495 5.75%
Somerset, PA (FHA|USDA|VA) 1 $65,000 $65,000 $1,800 6.00%
Ashtabula, OH (FHA|USDA|VA) 1 $55,000 $55,000 $1,694 5.88%
Angola, IN (FHA|USDA|VA) 1 $55,000 $55,000 $3,846 4.49%
Roundpoint Mortgage Servicing Corporation's top markets include New York, Philadelphia, Sacramento, Yuba City, and Washington among others.

Their top states include:
  • New York (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,716 $1,332,480,000 $358,579 $7,409 4.11%
    FHA 854 $328,190,000 $384,297 $14,015 4.31%
    VA 211 $103,465,000 $490,355 $14,115 4.19%
    USDA 19 $4,055,000 $213,421 $6,164 4.53%

    For 2022, Roundpoint Mortgage Servicing Corporation's most frequently originated type of loan was Conventional, with 3,716 originations. Their 2nd most popular type was FHA, with 854 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,781 $1,407,605,000 $372,284 $9,006 4.18%
    Cash Out Refi 686 $245,870,000 $358,411 $9,698 4.21%
    Refi 332 $114,500,000 $344,880 $7,481 3.64%
    Home Improvement 1 $215,000 $215,000 $5,578 6.25%

    For 2022, Roundpoint Mortgage Servicing Corporation's most frequently cited loan purpose was Home Purchase, with 3,781 originations. The 2nd most popular reason was Cash Out Refi, with 686 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,435 $1,709,105,000 $385,368 $9,167 4.31%
    15 Year 144 $35,060,000 $243,472 $5,852 3.47%
    10 Year 130 $3,690,000 $28,385 $4,505 0.28%
    20 Year 39 $9,955,000 $255,256 $5,885 3.79%
    Other 31 $10,085,000 $325,323 $6,721 3.61%
    5 Year 17 $245,000 $14,412 $0 0.00%
    3 Year 3 $35,000 $11,667 $0 0.00%
    30+ year 1 $15,000 $15,000 $0 0.00%

    For 2022, Roundpoint Mortgage Servicing Corporation's most frequently cited loan duration was 30 Year, with 4,435 originations. The 2nd most popular length was 15 Year, with 144 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,485 $702,865,000 $473,310
    $<1k 1,108 $327,570,000 $295,641
    $1k-2k 728 $259,200,000 $356,044
    $2k-3k 535 $159,225,000 $297,617
    $3k-4k 490 $159,390,000 $325,286
    $4k-5k 454 $159,940,000 $352,291

    Roundpoint Mortgage Servicing Corporation's average total fees were $9,167, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,485 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,700 $656,890,000 $386,406
    4-5% 1,566 $592,920,000 $378,621
    5-6% 1,015 $376,125,000 $370,567
    <2.5% 244 $22,020,000 $90,246
    2.5-3% 181 $91,415,000 $505,055
    6-7% 93 $28,205,000 $303,280
    7-8% 1 $615,000 $615,000

    During 2022, Roundpoint Mortgage Servicing Corporation's average interest rate for loans was 4.31%, while their most frequently originated rate bucket for loans was 3-4%, with 1,700 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,038 $610,510,000 $299,563 $7,598 4.38%
    $400k-600k 1,319 $641,155,000 $486,092 $10,568 4.34%
    $100k-200k 656 $103,170,000 $157,271 $5,266 4.34%
    $600k-1MM 455 $326,375,000 $717,308 $15,296 4.21%
    $100,000 or less 276 $8,560,000 $31,014 $4,081 1.18%
    $1MM+ 56 $78,420,000 $1,400,357 $18,709 3.49%

    2022 saw Roundpoint Mortgage Servicing Corporation place emphasis on $200k-400k loans with 2,038 originations, totaling $610,510,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,452 $592,330,000 $407,941 $9,860 4.19%
    $75k-100k 1,028 $322,250,000 $313,473 $8,843 4.08%
    $50k-75k 914 $211,040,000 $230,897 $6,645 4.01%
    $150k-250k 839 $416,235,000 $496,108 $10,640 4.33%
    $50k or less 318 $53,440,000 $168,050 $5,859 4.14%
    $250k+ 239 $169,135,000 $707,678 $11,190 4.22%

    Roundpoint Mortgage Servicing Corporation lent most frequently to those with incomes in the $100k-150k range, with 1,452 originations. The second most popular income band? $75k-100k, with 1,028 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 708 $253,410,000 $357,924 $7,742 4.13%
    20-30% 591 $198,515,000 $335,897 $6,825 4.04%
    50-60% 421 $178,275,000 $423,456 $14,955 4.25%
    49% 343 $134,225,000 $391,327 $10,060 4.40%
    44% 270 $92,990,000 $344,407 $8,463 4.24%
    43% 235 $79,135,000 $336,745 $8,220 4.22%
    41% 228 $93,730,000 $411,096 $8,513 4.29%
    42% 227 $89,975,000 $396,366 $8,616 4.11%
    48% 213 $84,395,000 $396,221 $9,192 4.37%
    46% 203 $83,415,000 $410,911 $9,954 4.41%
    45% 200 $73,170,000 $365,850 $9,461 4.27%
    <20% 191 $42,935,000 $224,791 $6,505 2.71%
    47% 185 $69,305,000 $374,622 $8,907 4.40%
    40% 176 $62,820,000 $356,932 $8,388 4.19%
    38% 170 $61,350,000 $360,882 $8,180 4.32%
    37% 151 $54,145,000 $358,576 $7,952 4.14%
    39% 140 $55,030,000 $393,071 $8,861 4.18%
    36% 125 $49,535,000 $396,280 $8,006 4.03%
    >60% 14 $8,360,000 $597,143 $21,763 3.58%

    Roundpoint Mortgage Servicing Corporation lent most frequently to those with DTI ratios of 30-36%, with 708 originations. The next most common DTI ratio? 20-30%, with 591 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,764 $988,340,000 $357,576 $8,183 4.11%
    Not provided 1,282 $495,670,000 $386,638 $10,139 4.29%
    Black 436 $146,210,000 $335,344 $10,434 3.90%
    Asian 278 $122,710,000 $441,403 $9,655 4.33%
    Native Hawaiian or Islander 24 $9,090,000 $378,750 $10,141 4.26%
    American Indian 9 $3,495,000 $388,333 $12,643 3.86%
    Other Pacific Islander 3 $1,215,000 $405,000 $10,919 5.33%
    Native Hawaiian 2 $670,000 $335,000 $10,735 4.44%
    Asian Indian 1 $405,000 $405,000 $775 4.88%
    Filipino 1 $385,000 $385,000 $18,447 4.75%

    Approval Rates

    Total approvals of all applications
    95.90%

    Roundpoint Mortgage Servicing Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    61.17%

    Roundpoint Mortgage Servicing Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    1970.0 1 $145,000 $145,000
    NA 4,799 $1,768,045,000 $368,419

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,800 $1,768,190,000 $368,373

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 166 $36,360,000 $219,036 $6,222 4.11%
    40-60% 457 $143,505,000 $314,015 $6,746 4.13%
    60-80% 1,330 $528,040,000 $397,023 $8,432 4.35%
    80-100% 2,548 $1,020,420,000 $400,479 $9,637 4.38%
    Over 100% 64 $33,000,000 $515,625 $21,509 4.27%
    Under 20% 234 $6,410,000 $27,393 $4,822 0.63%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    RoundPoint Mortgage Servicing Corporation Conventional home mortgage Trouble during payment process 1 100.0%