Roundpoint Mortgage Servicing Corporation Rates, Fees & Info

WILMINGTON, DE

LEI: 5493000IIYWBLONJVJ30

Tax ID: 26-1193089

3.6 stars - out of 5 stars, based on 76 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Roundpoint Mortgage Servicing Corporation is a small mortgage company specializing in Home Purchase loans. Roundpoint Mortgage Servicing Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include New York, Sacramento, Philadelphia, Seattle, and Yuba City among others. Roundpoint Mortgage Servicing Corporation has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Roundpoint Mortgage Servicing Corporation is typically a high fee lendor.


Originations

5,795

Origination Dollar Volume (All Markets)

$1,954,675,000
Show all (17) awards

Relative Rate

Roundpoint Mortgage Servicing Corporation's average 30 year fixed rate mortgage of loans were 3.16%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.01%.

Relative Fees

Roundpoint Mortgage Servicing Corporation's average total fees for a 30 year fixed rate mortgage are $6,106.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,299 $530,655,000 $408,510 $8,128 3.07%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 500 $171,050,000 $342,100 $4,159 2.98%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 576 $146,500,000 $254,340 $4,904 2.94%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 175 $75,385,000 $430,771 $3,860 3.06%
YUBA CITY, CA (FHA|USDA|VA) 243 $69,225,000 $284,877 $5,843 2.81%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 152 $64,500,000 $424,342 $5,898 3.13%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 152 $56,370,000 $370,855 $5,969 3.05%
URBAN HONOLULU, HI (FHA|USDA|VA) 97 $53,645,000 $553,041 $10,350 3.08%
STOCKTON, CA (FHA|USDA|VA) 156 $48,420,000 $310,385 $5,385 2.89%
VALLEJO, CA (FHA|USDA|VA) 126 $47,390,000 $376,111 $5,537 3.00%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 131 $36,515,000 $278,740 $5,610 3.17%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 68 $36,330,000 $534,265 $7,959 3.15%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 111 $35,325,000 $318,243 $4,735 3.13%
MODESTO, CA (FHA|USDA|VA) 104 $31,960,000 $307,308 $4,517 3.05%
LYNCHBURG, VA (FHA|USDA|VA) 142 $30,980,000 $218,169 $3,581 3.24%
Outside of Metro Areas 113 $28,845,000 $255,265 $4,774 3.09%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 60 $28,420,000 $473,667 $5,897 3.11%
SALEM, OR (FHA|USDA|VA) 98 $26,650,000 $271,939 $4,997 3.07%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 97 $26,545,000 $273,660 $6,395 3.38%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 49 $24,515,000 $500,306 $5,922 3.15%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 94 $23,090,000 $245,638 $5,941 3.23%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 69 $21,775,000 $315,580 $3,283 3.24%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 65 $20,065,000 $308,692 $6,292 3.28%
MERCED, CA (FHA|USDA|VA) 57 $13,785,000 $241,842 $4,211 3.07%
CHICO, CA (FHA|USDA|VA) 47 $13,045,000 $277,553 $6,239 2.78%
BAKERSFIELD, CA (FHA|USDA|VA) 46 $11,940,000 $259,565 $6,001 2.99%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 31 $11,345,000 $365,968 $4,150 3.13%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 34 $9,700,000 $285,294 $5,233 3.16%
Hilo, HI (FHA|USDA|VA) 24 $9,500,000 $395,833 $10,065 2.98%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 27 $8,825,000 $326,852 $6,474 3.21%
EAST STROUDSBURG, PA (FHA|USDA|VA) 34 $7,670,000 $225,588 $3,998 3.15%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 25 $7,025,000 $281,000 $6,529 3.27%
NAPA, CA (FHA|USDA|VA) 15 $6,745,000 $449,667 $4,429 3.03%
ALBANY-LEBANON, OR (FHA|USDA|VA) 23 $6,565,000 $285,435 $6,083 3.05%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 23 $6,525,000 $283,696 $7,015 3.35%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 23 $5,395,000 $234,565 $6,011 3.04%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 16 $5,340,000 $333,750 $4,827 3.07%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 17 $5,305,000 $312,059 $3,668 3.18%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 11 $5,095,000 $463,182 $4,128 3.22%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 21 $5,055,000 $240,714 $6,227 3.58%
RICHMOND, VA (FHA|USDA|VA) 16 $4,900,000 $306,250 $5,801 3.45%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 14 $4,510,000 $322,143 $5,875 2.93%
CORVALLIS, OR (FHA|USDA|VA) 13 $4,485,000 $345,000 $4,283 3.15%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 8 $4,450,000 $556,250 $8,383 3.14%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 13 $4,395,000 $338,077 $7,791 3.11%
YAKIMA, WA (FHA|USDA|VA) 13 $4,055,000 $311,923 $4,893 3.09%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 14 $4,040,000 $288,571 $5,300 3.11%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 9 $3,785,000 $420,556 $8,043 2.90%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 13 $3,545,000 $272,692 $6,516 3.31%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 17 $3,105,000 $182,647 $5,339 2.88%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 12 $2,860,000 $238,333 $4,644 2.95%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $2,770,000 $461,667 $6,829 3.27%
EL PASO, TX (FHA|USDA|VA) 11 $2,585,000 $235,000 $4,939 3.16%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $2,510,000 $627,500 $3,673 3.66%
SALINAS, CA (FHA|USDA|VA) 6 $2,460,000 $410,000 $3,473 3.02%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 7 $2,355,000 $336,429 $5,896 3.09%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 6 $2,300,000 $383,333 $8,358 2.90%
Truckee-Grass Valley, CA (FHA|USDA|VA) 7 $2,275,000 $325,000 $3,628 3.21%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 10 $2,270,000 $227,000 $4,891 3.28%
JACKSONVILLE, FL (FHA|USDA|VA) 9 $2,235,000 $248,333 $6,647 2.92%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 8 $2,210,000 $276,250 $6,086 3.28%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 8 $2,190,000 $273,750 $3,065 3.33%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 7 $2,185,000 $312,143 $3,313 3.36%
Sonora, CA (FHA|USDA|VA) 9 $2,155,000 $239,444 $5,243 2.96%
Kalispell, MT (FHA|USDA|VA) 4 $2,050,000 $512,500 $3,216 3.41%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 11 $2,025,000 $184,091 $5,627 2.92%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 7 $1,985,000 $283,571 $3,529 3.27%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 10 $1,940,000 $194,000 $5,624 2.71%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 8 $1,860,000 $232,500 $5,136 3.28%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 7 $1,835,000 $262,143 $3,915 3.20%
OCALA, FL (FHA|USDA|VA) 8 $1,820,000 $227,500 $5,766 3.41%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 5 $1,755,000 $351,000 $3,501 3.13%
RENO, NV (FHA|USDA|VA) 6 $1,730,000 $288,333 $5,353 3.21%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $1,550,000 $258,333 $4,370 3.04%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $1,505,000 $301,000 $2,514 3.23%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 4 $1,470,000 $367,500 $5,802 3.25%
FRESNO, CA (FHA|USDA|VA) 5 $1,445,000 $289,000 $7,444 2.95%
Kapaa, HI (FHA|USDA|VA) 2 $1,390,000 $695,000 $5,576 3.25%
ROANOKE, VA (FHA|USDA|VA) 5 $1,375,000 $275,000 $3,981 3.18%
Fernley, NV (FHA|USDA|VA) 4 $1,370,000 $342,500 $4,649 3.25%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 6 $1,370,000 $228,333 $5,349 3.08%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 6 $1,360,000 $226,667 $7,143 3.17%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 6 $1,350,000 $225,000 $5,301 3.17%
Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $1,345,000 $448,333 $4,391 3.00%
REDDING, CA (FHA|USDA|VA) 4 $1,320,000 $330,000 $4,770 3.09%
BOISE CITY, ID (FHA|USDA|VA) 3 $1,295,000 $431,667 $3,905 3.29%
BELLINGHAM, WA (FHA|USDA|VA) 3 $1,275,000 $425,000 $2,421 3.46%
Moses Lake, WA (FHA|USDA|VA) 3 $1,175,000 $391,667 $357 3.13%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $1,160,000 $580,000 $4,363 3.38%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 5 $1,145,000 $229,000 $4,815 3.67%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 3 $1,095,000 $365,000 $7,611 3.50%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $1,055,000 $351,667 $7,451 3.08%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $1,020,000 $510,000 $2,826 3.06%
FORT COLLINS, CO (FHA|USDA|VA) 3 $1,005,000 $335,000 $1,861 3.21%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $970,000 $485,000 $6,496 3.31%
Outside of Metro Areas 2 $940,000 $470,000 $2,520 3.19%
Oak Harbor, WA (FHA|USDA|VA) 3 $905,000 $301,667 $1,721 2.83%
Centralia, WA (FHA|USDA|VA) 3 $895,000 $298,333 $5,592 3.13%
READING, PA (FHA|USDA|VA) 4 $890,000 $222,500 $4,633 2.62%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 4 $870,000 $217,500 $4,727 3.09%
Hudson, NY (FHA|USDA|VA) 3 $855,000 $285,000 $4,416 3.42%
PITTSBURGH, PA (FHA|USDA|VA) 3 $845,000 $281,667 $8,909 3.29%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $835,000 $278,333 $6,277 3.29%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $835,000 $278,333 $4,702 3.21%
MORGANTOWN, WV (FHA|USDA|VA) 3 $835,000 $278,333 $2,913 3.25%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $825,000 $275,000 $6,783 2.88%
Hood River, OR (FHA|USDA|VA) 2 $790,000 $395,000 $3,022 3.38%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $780,000 $390,000 $3,685 3.13%
Sandpoint, ID (FHA|USDA|VA) 2 $780,000 $390,000 $4,819 3.31%
MADERA, CA (FHA|USDA|VA) 3 $765,000 $255,000 $7,007 3.83%
WENATCHEE, WA (FHA|USDA|VA) 3 $745,000 $248,333 $3,850 2.67%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $725,000 $241,667 $2,230 2.71%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $715,000 $238,333 $1,608 3.38%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $695,000 $231,667 $2,636 3.00%
RALEIGH-CARY, NC (FHA|USDA|VA) 3 $695,000 $231,667 $3,047 3.25%
SAVANNAH, GA (FHA|USDA|VA) 2 $690,000 $345,000 $4,880 3.19%
COLUMBUS, OH (FHA|USDA|VA) 3 $675,000 $225,000 $2,832 3.21%
ANCHORAGE, AK (FHA|USDA|VA) 2 $670,000 $335,000 $2,098 3.13%
KNOXVILLE, TN (FHA|USDA|VA) 4 $670,000 $167,500 $1,745 3.41%
Ukiah, CA (FHA|USDA|VA) 2 $670,000 $335,000 $2,195 3.13%
Aberdeen, WA (FHA|USDA|VA) 2 $660,000 $330,000 $10,120 2.69%
COLUMBIA, SC (FHA|USDA|VA) 3 $645,000 $215,000 $6,121 3.33%
AMARILLO, TX (FHA|USDA|VA) 2 $640,000 $320,000 $11,018 3.31%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $635,000 $635,000 $12,150 2.75%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $630,000 $315,000 $5,099 3.31%
PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $625,000 $208,333 $5,066 3.29%
CARSON CITY, NV (FHA|USDA|VA) 2 $620,000 $310,000 $3,312 3.13%
Uvalde, TX (FHA|USDA|VA) 2 $620,000 $310,000 $4,988 3.13%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $615,000 $205,000 $5,479 3.33%
ROCHESTER, NY (FHA|USDA|VA) 3 $615,000 $205,000 $5,355 2.96%
Kerrville, TX (FHA|USDA|VA) 2 $610,000 $305,000 $6,237 2.75%
LANCASTER, PA (FHA|USDA|VA) 3 $605,000 $201,667 $2,234 3.25%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $595,000 $198,333 $4,133 3.29%
TUCSON, AZ (FHA|USDA|VA) 2 $570,000 $285,000 $3,258 3.25%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $565,000 $188,333 $4,552 3.13%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $550,000 $137,500 $5,098 3.19%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $545,000 $181,667 $2,524 3.25%
Elko, NV (FHA|USDA|VA) 2 $530,000 $265,000 $3,775 3.19%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $520,000 $260,000 $6,426 3.44%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $505,000 $505,000 $56 2.99%
TULSA, OK (FHA|USDA|VA) 2 $500,000 $250,000 $3,937 3.18%
LEBANON, PA (FHA|USDA|VA) 2 $490,000 $245,000 $6,924 3.25%
Corning, NY (FHA|USDA|VA) 2 $490,000 $245,000 $11,348 3.00%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $485,000 $485,000 $3,914 3.25%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $485,000 $485,000 $2,195 3.50%
JACKSON, MS (FHA|USDA|VA) 2 $480,000 $240,000 $6,398 3.19%
YUMA, AZ (FHA|USDA|VA) 2 $460,000 $230,000 $3,282 3.06%
Thomasville, GA (FHA|USDA|VA) 1 $455,000 $455,000 $2,063 3.75%
Bozeman, MT (FHA|USDA|VA) 1 $455,000 $455,000 $7,799 4.38%
MEDFORD, OR (FHA|USDA|VA) 1 $445,000 $445,000 $9,714 3.50%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $445,000 $445,000 $1,015 2.75%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $445,000 $445,000 $3,042 2.88%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $440,000 $220,000 $2,843 3.06%
WICHITA, KS (FHA|USDA|VA) 2 $440,000 $220,000 $4,927 3.63%
VICTORIA, TX (FHA|USDA|VA) 1 $435,000 $435,000 $2,871 3.25%
Fredericksburg, TX (FHA|USDA|VA) 1 $435,000 $435,000 $6,109 2.50%
Danville, VA (FHA|USDA|VA) 3 $425,000 $141,667 $1,950 3.46%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $420,000 $210,000 $4,222 3.06%
Newport, OR (FHA|USDA|VA) 2 $420,000 $210,000 $5,555 3.38%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $415,000 $415,000 $4,328 3.75%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $405,000 $405,000 $3,455 3.13%
Olean, NY (FHA|USDA|VA) 1 $405,000 $405,000 $3,908 3.13%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $395,000 $395,000 $11,111 3.25%
SYRACUSE, NY (FHA|USDA|VA) 2 $380,000 $190,000 $5,909 3.06%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 2 $370,000 $185,000 $2,412 2.75%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $365,000 $365,000 $135 3.13%
THE VILLAGES, FL (FHA|USDA|VA) 1 $355,000 $355,000 $2,275 3.13%
Payson, AZ (FHA|USDA|VA) 1 $335,000 $335,000 $4,856 3.13%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $335,000 $335,000 $851 3.38%
Logansport, IN (FHA|USDA|VA) 1 $335,000 $335,000 $19,222 3.13%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $335,000 $335,000 $8,667 3.38%
Cambridge, MD (FHA|USDA|VA) 1 $335,000 $335,000 $1,685 3.50%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $330,000 $165,000 $3,575 3.31%
Palatka, FL (FHA|USDA|VA) 1 $325,000 $325,000 $11,682 3.88%
GREELEY, CO (FHA|USDA|VA) 1 $315,000 $315,000 $5,052 3.50%
Mountain Home, ID (FHA|USDA|VA) 1 $315,000 $315,000 $9,199 3.25%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $305,000 $305,000 $4,848 3.13%
Heber, UT (FHA|USDA|VA) 1 $305,000 $305,000 $2,353 3.50%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $305,000 $305,000 $8,425 2.75%
Dublin, GA (FHA|USDA|VA) 1 $305,000 $305,000 $6,725 3.50%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $295,000 $295,000 $10,786 3.75%
GAINESVILLE, GA (FHA|USDA|VA) 1 $295,000 $295,000 $9,208 3.25%
NEW BERN, NC (FHA|USDA|VA) 1 $295,000 $295,000 $2,855 3.13%
Coos Bay, OR (FHA|USDA|VA) 1 $295,000 $295,000 $0 2.75%
LONGVIEW, WA (FHA|USDA|VA) 1 $295,000 $295,000 $5,262 2.99%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $290,000 $145,000 $4,330 3.50%
GLENS FALLS, NY (FHA|USDA|VA) 1 $285,000 $285,000 $2,989 3.25%
ROME, GA (FHA|USDA|VA) 1 $285,000 $285,000 $2,371 3.38%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $275,000 $275,000 $11,739 3.63%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $275,000 $275,000 $6,547 2.88%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $275,000 $275,000 $3,317 3.25%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $275,000 $275,000 $9,846 2.75%
Pahrump, NV (FHA|USDA|VA) 2 $270,000 $135,000 $7,391 2.88%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $270,000 $135,000 $2,428 2.88%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $265,000 $265,000 $2,273 2.75%
Shelton, WA (FHA|USDA|VA) 1 $265,000 $265,000 $1,960 3.25%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $265,000 $265,000 $11,492 3.99%
Cleveland, MS (FHA|USDA|VA) 1 $255,000 $255,000 $2,375 3.38%
ODESSA, TX (FHA|USDA|VA) 1 $255,000 $255,000 $11,451 2.75%
Torrington, CT (FHA|USDA|VA) 1 $255,000 $255,000 $8,047 4.25%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $255,000 $255,000 $1,182 3.25%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $255,000 $255,000 $3,010 3.25%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $250,000 $125,000 $2,877 3.75%
ABILENE, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,877 3.75%
Ruston, LA (FHA|USDA|VA) 1 $235,000 $235,000 $7,811 3.75%
Athens, TX (FHA|USDA|VA) 1 $235,000 $235,000 $11,369 2.75%
Shelby, NC (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.13%
LAFAYETTE, LA (FHA|USDA|VA) 1 $225,000 $225,000 $3,606 3.25%
MIDLAND, TX (FHA|USDA|VA) 1 $225,000 $225,000 $5,424 2.75%
BEND, OR (FHA|USDA|VA) 1 $225,000 $225,000 $6,192 3.13%
Roseburg, OR (FHA|USDA|VA) 1 $215,000 $215,000 $2,787 3.25%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $215,000 $215,000 $8,651 3.25%
Paducah, KY-IL (FHA|USDA|VA) 1 $205,000 $205,000 $10,750 3.13%
Tahlequah, OK (FHA|USDA|VA) 1 $205,000 $205,000 $6,868 3.50%
Newport, TN (FHA|USDA|VA) 1 $205,000 $205,000 $103 3.50%
GRANTS PASS, OR (FHA|USDA|VA) 1 $205,000 $205,000 $6,955 3.38%
Harrison, AR (FHA|USDA|VA) 1 $195,000 $195,000 $2,401 3.63%
TYLER, TX (FHA|USDA|VA) 1 $195,000 $195,000 $6,894 2.75%
Helena, MT (FHA|USDA|VA) 1 $195,000 $195,000 $4,158 3.13%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $185,000 $185,000 $7,473 3.38%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $175,000 $175,000 $5,435 3.13%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $175,000 $175,000 $1,901 3.50%
EL CENTRO, CA (FHA|USDA|VA) 1 $175,000 $175,000 $5,071 3.00%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $165,000 $165,000 $2,653 3.00%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $165,000 $165,000 $1,490 3.38%
Rockport, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,137 3.13%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $165,000 $165,000 $3,031 3.25%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $155,000 $155,000 $7,088 2.75%
Bluffton, IN (FHA|USDA|VA) 1 $155,000 $155,000 $4,305 3.25%
VALDOSTA, GA (FHA|USDA|VA) 1 $155,000 $155,000 $9,642 3.50%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $155,000 $155,000 $3,563 3.50%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $145,000 $145,000 $3,205 2.75%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,475 2.75%
The Dalles, OR (FHA|USDA|VA) 1 $145,000 $145,000 $3,067 2.63%
Opelousas, LA (FHA|USDA|VA) 1 $145,000 $145,000 $3,500 3.38%
Bartlesville, OK (FHA|USDA|VA) 1 $145,000 $145,000 $6,562 2.75%
WHEELING, WV-OH (FHA|USDA|VA) 1 $145,000 $145,000 $7,497 3.50%
Martinsville, VA (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.38%
Hutchinson, KS (FHA|USDA|VA) 1 $145,000 $145,000 $3,032 3.88%
Jesup, GA (FHA|USDA|VA) 1 $135,000 $135,000 $1,076 3.50%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $125,000 $125,000 $7,404 3.75%
Port Angeles, WA (FHA|USDA|VA) 1 $125,000 $125,000 $3,492 3.13%
Clearlake, CA (FHA|USDA|VA) 1 $125,000 $125,000 $474 2.88%
Oneonta, NY (FHA|USDA|VA) 1 $115,000 $115,000 $6,100 2.99%
Albemarle, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,864 3.25%
Sunbury, PA (FHA|USDA|VA) 1 $105,000 $105,000 $4,191 3.25%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $105,000 $105,000 $3,498 3.13%
MORRISTOWN, TN (FHA|USDA|VA) 1 $105,000 $105,000 $1,944 2.88%
Klamath Falls, OR (FHA|USDA|VA) 1 $105,000 $105,000 $4,801 3.50%
FORT WAYNE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $3,670 2.63%
CHARLESTON, WV (FHA|USDA|VA) 1 $105,000 $105,000 $637 3.25%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $85,000 $85,000 $2,495 3.75%
COLUMBIA, MO (FHA|USDA|VA) 1 $75,000 $75,000 $2,262 2.13%
Gloversville, NY (FHA|USDA|VA) 1 $75,000 $75,000 $3,468 3.13%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $65,000 $65,000 $4,662 3.25%
GETTYSBURG, PA (FHA|USDA|VA) 1 $15,000 $15,000 $0 0.00%

Roundpoint Mortgage Servicing Corporation's top markets include New York, Sacramento, Philadelphia, Seattle, and Yuba City among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 4,429 $1,450,905,000 $327,592 $4,512 3.05%
FHA 914 $312,410,000 $341,805 $11,031 3.18%
VA 425 $184,875,000 $435,000 $8,648 2.99%
USDA 27 $6,485,000 $240,185 $4,708 3.04%

For the 2021 period, Roundpoint Mortgage Servicing Corporation's most frequently originated loan type of loans were Conventional, with 4,429 originations. Their 2nd most popular type is FHA, with 914 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 3,563 $1,249,425,000 $350,667 $6,380 3.01%
Refi 1,118 $346,340,000 $309,785 $4,149 3.04%
Cash Out Refi 1,113 $358,645,000 $322,233 $6,123 3.29%
Home Improvement 1 $265,000 $265,000 $2,857 3.38%

For the 2021, Roundpoint Mortgage Servicing Corporation's most frequently cited loan purpose of loans were Home Purchase, with 3,563 originations. The 2nd most popular reason of loans were Refi, with 1,118 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 5,114 $1,808,470,000 $353,631 $6,106 3.16%
15 Year 346 $79,720,000 $230,405 $4,018 2.63%
Other 106 $32,030,000 $302,170 $4,124 3.09%
20 Year 102 $26,300,000 $257,843 $4,467 3.07%
10 Year 97 $7,755,000 $79,948 $2,800 0.89%
3 Year 21 $265,000 $12,619 $0 0.00%
5 Year 8 $120,000 $15,000 $0 0.00%
30+ year 1 $15,000 $15,000 $202 0.00%

For the 2021, Roundpoint Mortgage Servicing Corporation's most frequently cited loan length of loans were 30 Year, with 5,114 originations. The 2nd most popular length of loans were 15 Year, with 346 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 2,221 $707,275,000 $318,449
$1k-2k 1,584 $513,250,000 $324,021
$3k-4k 759 $266,045,000 $350,520
$2k-3k 655 $205,495,000 $313,733
$5k+ 575 $262,155,000 $455,922

$6,106 of loans were Roundpoint Mortgage Servicing Corporation's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 2,221 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 3,816 $1,336,000,000 $350,105
2.5-3% 1,389 $509,075,000 $366,505
<2.5% 466 $72,130,000 $154,785
4-5% 123 $37,175,000 $302,236
5-6% 1 $295,000 $295,000

During 2021, Roundpoint Mortgage Servicing Corporation's average interest rate of loans were 3.16%, while their most frequently originated rate bucket of loans were 3-4%, with 3,816 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 2,773 $823,165,000 $296,850 $5,508 3.20%
$400k-600k 1,492 $720,570,000 $482,956 $7,022 3.17%
$100k-200k 861 $135,045,000 $156,847 $3,916 3.14%
$600k-1MM 359 $252,315,000 $702,827 $10,074 3.14%
$100,000 or less 298 $9,170,000 $30,772 $1,895 1.04%
$1MM+ 12 $14,410,000 $1,200,833 $13,639 2.94%

2021 saw Roundpoint Mortgage Servicing Corporation place emphasis on $200k-400k loans with 2,773 originations, totaling $823,165,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 1,611 $634,435,000 $393,814 $6,541 3.07%
$50k-75k 1,338 $330,550,000 $247,048 $5,274 3.02%
$75k-100k 1,252 $403,470,000 $322,260 $6,297 3.06%
$150k-250k 833 $379,785,000 $455,924 $6,247 3.16%
$50k or less 491 $84,695,000 $172,495 $4,040 3.05%
$250k+ 201 $96,385,000 $479,527 $5,421 3.17%

Roundpoint Mortgage Servicing Corporation lent most frequently to those with incomes in the $100k-150k range, with 1,611 originations. The second most popular income band? $50k-75k, with 1,338 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
30-36% 895 $295,755,000 $330,453 $5,055 3.10%
20-30% 859 $275,815,000 $321,088 $4,590 3.07%
50-60% 371 $141,955,000 $382,628 $10,433 3.11%
44% 352 $121,330,000 $344,688 $6,677 3.05%
43% 274 $88,770,000 $323,978 $5,851 3.05%
41% 271 $96,085,000 $354,557 $6,262 3.10%
42% 265 $93,555,000 $353,038 $5,736 3.04%
49% 264 $95,910,000 $363,295 $6,319 3.15%
40% 252 $83,280,000 $330,476 $6,022 3.01%
45% 248 $89,520,000 $360,968 $6,321 3.05%
39% 245 $77,205,000 $315,122 $5,530 3.03%
38% 225 $74,265,000 $330,067 $5,410 3.13%
<20% 224 $52,590,000 $234,777 $4,006 2.66%
37% 216 $70,360,000 $325,741 $5,317 3.09%
48% 209 $75,165,000 $359,641 $7,158 3.15%
47% 185 $66,945,000 $361,865 $6,377 3.16%
36% 182 $60,360,000 $331,648 $5,265 3.19%
46% 176 $63,040,000 $358,182 $6,290 3.14%
>60% 12 $6,970,000 $580,833 $7,431 3.01%

Roundpoint Mortgage Servicing Corporation lent most frequently to those with DTI ratios of 30-36%, with 895 originations. The next most common DTI ratio? 20-30%, with 859 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 3,754 $1,230,820,000 $327,869 $5,377 3.10%
Not provided 1,112 $382,270,000 $343,768 $6,419 2.97%
Asian 373 $161,105,000 $431,917 $6,718 3.08%
Black 497 $157,405,000 $316,710 $7,405 3.00%
Native Hawaiian 38 $15,020,000 $395,263 $12,372 2.98%
American Indian 12 $3,930,000 $327,500 $7,773 3.36%
Other Pacific Islander 4 $1,710,000 $427,500 $6,492 3.22%
Asian Indian 2 $1,220,000 $610,000 $12,367 3.63%
Filipino 1 $595,000 $595,000 $0 3.25%
Chinese 1 $375,000 $375,000 $1,557 3.13%
Native Hawiian 1 $225,000 $225,000 $4,568 3.25%

Approval Rates

Total approvals of all applications
90.72%

Roundpoint Mortgage Servicing Corporation has an average approval rate.

Pick Rate

Approvals leading to origination
59.65%

Roundpoint Mortgage Servicing Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
0.0 4 $30,000 $7,500
0.01 1 $25,000 $25,000
1.0 6 $60,000 $10,000
NA 5,784 $1,954,560,000 $337,925

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
5,795 $1,954,675,000 $337,304

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 229 $49,245,000 $215,044 $3,924 3.01%
40-60% 765 $215,755,000 $282,033 $4,144 3.06%
60-80% 1,863 $651,395,000 $349,648 $5,312 3.24%
80-100% 2,594 $985,550,000 $379,934 $6,796 3.19%
Over 100% 98 $43,300,000 $441,837 $15,533 3.03%
Under 20% 229 $3,725,000 $16,266 $532 0.39%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
RoundPoint Mortgage Servicing Corporation Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 4 5.5%
RoundPoint Mortgage Servicing Corporation Conventional home mortgage Closing on a mortgage 2 2.7%
RoundPoint Mortgage Servicing Corporation Conventional home mortgage Struggling to pay mortgage 4 5.5%
RoundPoint Mortgage Servicing Corporation Conventional home mortgage Trouble during payment process 52 71.2%
RoundPoint Mortgage Servicing Corporation FHA mortgage Closing on a mortgage 1 1.4%
RoundPoint Mortgage Servicing Corporation FHA mortgage Problem with a credit reporting company's investigation into an existing problem 1 1.4%
RoundPoint Mortgage Servicing Corporation FHA mortgage Struggling to pay mortgage 1 1.4%
RoundPoint Mortgage Servicing Corporation FHA mortgage Trouble during payment process 4 5.5%
RoundPoint Mortgage Servicing Corporation Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 1.4%
RoundPoint Mortgage Servicing Corporation Other type of mortgage Incorrect information on your report 2 2.7%
RoundPoint Mortgage Servicing Corporation Other type of mortgage Trouble during payment process 1 1.4%