Roundpoint Mortgage Servicing Corporation Rates, Fees & Info

WILMINGTON, DE

LEI: 5493000IIYWBLONJVJ30

Tax ID: 26-1193089

5 stars - Updated: 4/5/25 - out of 5 stars, based on 28 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Roundpoint Mortgage Servicing Corporation is a smaller mortgage company specializing in Other loans. Roundpoint Mortgage Servicing Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Denver, Washington, Seattle, New York, and Dallas among others. We have data for 207 markets. (Some data included below & more in-depth data is available with an active subscription.)

Roundpoint Mortgage Servicing Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Roundpoint Mortgage Servicing Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.91% 4/5/25
30 Year Conventional Refi 6.82% 4/5/25
30 Year Cash-out Refi 7.13% 4/5/25
15 Year Conventional Purchase 6.00% 4/5/25
15 Year Conventional Refi 6.06% 4/5/25
15 Year Cash-out Refi 6.06% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Roundpoint Mortgage Servicing Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Roundpoint Mortgage Servicing Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

766

Origination Dollar Volume (All Markets)

$229,110,000

Awards

ROUNDPOINT MORTGAGE SERVICING CORPORATION 30 Year Conventional Loans gold
Show all (1) awards

Relative Rate

Roundpoint Mortgage Servicing Corporation's average 30 year fixed mortgage rate was 6.62%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of 0.07%.

Relative Fees (Closing Costs)

Roundpoint Mortgage Servicing Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $4,448.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 38 $14,650,000 $385,526 $2,361 3.59%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 24 $9,510,000 $396,250 $3,211 3.89%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 21 $9,285,000 $442,143 $2,800 3.96%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 23 $8,175,000 $355,435 $3,518 4.65%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 29 $7,735,000 $266,724 $4,258 4.61%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 18 $7,720,000 $428,889 $2,941 3.71%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 14 $6,960,000 $497,143 $2,783 3.65%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 27 $6,935,000 $256,852 $2,938 4.08%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 21 $6,615,000 $315,000 $2,630 4.12%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 19 $5,835,000 $307,105 $2,504 4.06%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 18 $5,800,000 $322,222 $2,319 3.76%
Outside of Metro Areas 16 $5,460,000 $341,250 $2,666 3.96%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 15 $5,365,000 $357,667 $3,929 4.39%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 14 $4,620,000 $330,000 $3,081 4.00%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 13 $4,415,000 $339,615 $3,208 5.56%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 13 $4,345,000 $334,231 $3,121 3.97%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 11 $4,025,000 $365,909 $2,277 3.50%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 12 $3,720,000 $310,000 $2,283 3.24%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 15 $3,645,000 $243,000 $2,122 3.46%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 15 $3,335,000 $222,333 $4,162 4.46%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 13 $3,275,000 $251,923 $1,954 3.50%
KANSAS CITY, MO-KS (FHA|USDA|VA) 12 $3,250,000 $270,833 $2,334 4.59%
JACKSONVILLE, FL (FHA|USDA|VA) 9 $3,035,000 $337,222 $2,409 3.38%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 9 $2,785,000 $309,444 $2,160 3.42%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 10 $2,760,000 $276,000 $3,062 4.26%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 8 $2,740,000 $342,500 $2,137 4.20%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 11 $2,715,000 $246,818 $2,882 5.00%
COLUMBUS, OH (FHA|USDA|VA) 9 $2,155,000 $239,444 $2,430 3.71%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 7 $2,105,000 $300,714 $2,051 3.55%
BOISE CITY, ID (FHA|USDA|VA) 6 $2,060,000 $343,333 $3,111 3.56%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 8 $1,970,000 $246,250 $2,023 3.55%
BOULDER, CO (FHA|USDA|VA) 4 $1,750,000 $437,500 $2,498 3.72%
LOUISVILLE, KY (FHA|USDA|VA) 8 $1,670,000 $208,750 $2,307 3.98%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 4 $1,520,000 $380,000 $5,499 5.72%
GREELEY, CO (FHA|USDA|VA) 4 $1,470,000 $367,500 $2,095 2.85%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $1,455,000 $485,000 $2,709 4.46%
PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $1,435,000 $478,333 $3,260 4.29%
RALEIGH-CARY, NC (FHA|USDA|VA) 4 $1,410,000 $352,500 $2,147 4.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 4 $1,360,000 $340,000 $4,174 4.00%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 4 $1,270,000 $317,500 $3,113 4.83%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 4 $1,250,000 $312,500 $2,020 3.91%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 5 $1,195,000 $239,000 $3,217 3.80%
FORT COLLINS, CO (FHA|USDA|VA) 3 $1,185,000 $395,000 $1,810 4.06%
SALT LAKE CITY, UT (FHA|USDA|VA) 3 $1,175,000 $391,667 $3,873 4.33%
RICHMOND, VA (FHA|USDA|VA) 3 $1,075,000 $358,333 $2,237 3.67%
PITTSBURGH, PA (FHA|USDA|VA) 4 $1,050,000 $262,500 $2,445 3.56%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $1,050,000 $262,500 $2,327 3.84%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $1,025,000 $341,667 $2,286 2.96%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 3 $965,000 $321,667 $2,445 4.24%
PROVO-OREM, UT (FHA|USDA|VA) 4 $940,000 $235,000 $2,409 3.03%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $930,000 $465,000 $2,469 4.63%
BOWLING GREEN, KY (FHA|USDA|VA) 4 $920,000 $230,000 $3,223 6.75%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $870,000 $435,000 $2,753 3.25%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $870,000 $435,000 $2,259 4.74%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 4 $850,000 $212,500 $3,332 4.06%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 4 $850,000 $212,500 $2,508 3.17%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $845,000 $281,667 $1,994 3.67%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $835,000 $278,333 $2,514 4.88%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $790,000 $395,000 $2,281 2.81%
ROCHESTER, NY (FHA|USDA|VA) 4 $780,000 $195,000 $3,585 4.78%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $760,000 $380,000 $2,135 3.25%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 4 $690,000 $172,500 $3,477 5.75%
Kalispell, MT (FHA|USDA|VA) 2 $670,000 $335,000 $2,141 3.00%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $645,000 $645,000 $15,960 6.13%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $635,000 $211,667 $2,180 4.29%
Brainerd, MN (FHA|USDA|VA) 1 $625,000 $625,000 $3,515 6.63%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 3 $595,000 $198,333 $3,959 4.79%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $555,000 $555,000 $2,384 2.88%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $550,000 $275,000 $2,160 3.40%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $545,000 $181,667 $4,160 5.62%
ABILENE, TX (FHA|USDA|VA) 2 $540,000 $270,000 $3,708 2.75%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $530,000 $265,000 $2,227 3.81%
Montrose, CO (FHA|USDA|VA) 1 $505,000 $505,000 $2,059 2.38%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $505,000 $505,000 $10,365 5.63%
BELLINGHAM, WA (FHA|USDA|VA) 1 $465,000 $465,000 $2,110 2.63%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $460,000 $230,000 $3,605 6.31%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 2 $450,000 $225,000 $2,039 3.25%
WICHITA, KS (FHA|USDA|VA) 2 $440,000 $220,000 $2,159 6.56%
Sonora, CA (FHA|USDA|VA) 1 $435,000 $435,000 $2,970 7.13%
LAWRENCE, KS (FHA|USDA|VA) 2 $430,000 $215,000 $1,813 2.75%
TUCSON, AZ (FHA|USDA|VA) 2 $430,000 $215,000 $2,318 4.69%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $430,000 $215,000 $2,595 3.13%
FRESNO, CA (FHA|USDA|VA) 1 $425,000 $425,000 $2,162 2.67%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $420,000 $210,000 $3,311 3.63%
LINCOLN, NE (FHA|USDA|VA) 2 $420,000 $210,000 $2,088 2.82%
COLUMBIA, SC (FHA|USDA|VA) 3 $415,000 $138,333 $2,364 4.21%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $415,000 $415,000 $2,368 5.49%
FLINT, MI (FHA|USDA|VA) 2 $410,000 $205,000 $2,347 3.96%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $405,000 $135,000 $1,977 3.14%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $405,000 $405,000 $5,020 6.38%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $395,000 $395,000 $3,678 7.49%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $390,000 $195,000 $2,086 3.44%
FORT WAYNE, IN (FHA|USDA|VA) 1 $385,000 $385,000 $2,478 2.35%
The Dalles, OR (FHA|USDA|VA) 1 $385,000 $385,000 $2,620 2.99%
SALINAS, CA (FHA|USDA|VA) 1 $375,000 $375,000 $2,669 6.13%
Concord, NH (FHA|USDA|VA) 1 $375,000 $375,000 $4,014 6.63%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $375,000 $375,000 $2,866 3.38%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $365,000 $365,000 $2,203 2.68%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $360,000 $180,000 $2,078 3.13%
Washington, NC (FHA|USDA|VA) 1 $355,000 $355,000 $2,085 6.13%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $355,000 $355,000 $2,086 2.88%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $350,000 $175,000 $2,721 5.93%
EL PASO, TX (FHA|USDA|VA) 2 $350,000 $175,000 $3,123 2.81%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 3 $345,000 $115,000 $2,063 3.59%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $345,000 $345,000 $2,223 2.99%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $335,000 $335,000 $2,317 3.63%
MODESTO, CA (FHA|USDA|VA) 1 $325,000 $325,000 $10,098 5.63%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $315,000 $315,000 $3,182 3.99%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $310,000 $155,000 $4,406 6.24%
Glenwood Springs, CO (FHA|USDA|VA) 1 $305,000 $305,000 $2,118 3.13%
Richmond-Berea, KY (FHA|USDA|VA) 1 $305,000 $305,000 $2,627 3.63%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $305,000 $305,000 $2,277 1.88%
Bozeman, MT (FHA|USDA|VA) 1 $305,000 $305,000 $1,986 4.13%
Salem, OH (FHA|USDA|VA) 1 $305,000 $305,000 $3,198 2.75%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $305,000 $305,000 $2,181 2.63%
Greeneville, TN (FHA|USDA|VA) 1 $295,000 $295,000 $5,567 5.99%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $295,000 $295,000 $2,173 2.50%
Cullman, AL (FHA|USDA|VA) 1 $295,000 $295,000 $2,534 2.99%
Newport, OR (FHA|USDA|VA) 1 $285,000 $285,000 $2,236 3.99%
STOCKTON, CA (FHA|USDA|VA) 1 $275,000 $275,000 $2,120 3.25%
SPARTANBURG, SC (FHA|USDA|VA) 1 $275,000 $275,000 $4,698 6.13%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $275,000 $275,000 $1,982 3.13%
ST. LOUIS, MO-IL (FHA|USDA|VA) 3 $265,000 $88,333 $2,239 3.16%
MADERA, CA (FHA|USDA|VA) 1 $265,000 $265,000 $2,095 4.63%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $265,000 $265,000 $1,978 2.72%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $255,000 $255,000 $2,074 7.63%
POCATELLO, ID (FHA|USDA|VA) 1 $245,000 $245,000 $2,236 2.88%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $2,322 5.49%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $235,000 $235,000 $1,913 2.25%
Williston, ND (FHA|USDA|VA) 1 $235,000 $235,000 $5,347 6.99%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $235,000 $235,000 $3,706 3.50%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $235,000 $235,000 $1,938 2.88%
BATON ROUGE, LA (FHA|USDA|VA) 1 $225,000 $225,000 $2,137 3.63%
Heber, UT (FHA|USDA|VA) 1 $225,000 $225,000 $2,176 2.38%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $225,000 $225,000 $2,098 3.50%
SANTA FE, NM (FHA|USDA|VA) 1 $225,000 $225,000 $2,994 2.00%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $215,000 $215,000 $2,013 4.25%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $215,000 $215,000 $2,348 3.88%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $215,000 $215,000 $4,032 6.63%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $215,000 $215,000 $2,110 2.63%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $215,000 $215,000 $2,037 3.38%
KNOXVILLE, TN (FHA|USDA|VA) 1 $205,000 $205,000 $2,235 2.50%
YUMA, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $2,822 6.49%
GREEN BAY, WI (FHA|USDA|VA) 1 $205,000 $205,000 $3,029 6.38%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $205,000 $205,000 $1,864 3.50%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $200,000 $100,000 $4,582 5.81%
Coos Bay, OR (FHA|USDA|VA) 1 $195,000 $195,000 $2,318 3.38%
MANSFIELD, OH (FHA|USDA|VA) 1 $195,000 $195,000 $1,823 3.50%
WALLA WALLA, WA (FHA|USDA|VA) 1 $185,000 $185,000 $2,036 3.88%
Corsicana, TX (FHA|USDA|VA) 1 $185,000 $185,000 $6,181 6.38%
RACINE, WI (FHA|USDA|VA) 1 $185,000 $185,000 $2,794 6.63%
MISSOULA, MT (FHA|USDA|VA) 1 $185,000 $185,000 $2,154 3.25%
ROCHESTER, MN (FHA|USDA|VA) 1 $185,000 $185,000 $2,394 4.00%
PUEBLO, CO (FHA|USDA|VA) 1 $175,000 $175,000 $4,143 6.88%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $175,000 $175,000 $2,043 3.63%
MADISON, WI (FHA|USDA|VA) 1 $175,000 $175,000 $2,043 3.63%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $175,000 $175,000 $1,836 3.50%
Muskogee, OK (FHA|USDA|VA) 1 $175,000 $175,000 $2,830 6.38%
Jefferson, GA (FHA|USDA|VA) 1 $175,000 $175,000 $2,739 6.49%
AKRON, OH (FHA|USDA|VA) 1 $175,000 $175,000 $1,964 6.63%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,019 3.13%
EspaƱola, NM (FHA|USDA|VA) 1 $165,000 $165,000 $3,525 3.99%
LONGVIEW, WA (FHA|USDA|VA) 1 $165,000 $165,000 $2,087 3.38%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $165,000 $165,000 $1,768 2.90%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,304 2.88%
DOVER, DE (FHA|USDA|VA) 1 $165,000 $165,000 $2,997 3.25%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $165,000 $165,000 $2,686 3.88%
WILMINGTON, NC (FHA|USDA|VA) 1 $165,000 $165,000 $1,561 4.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $165,000 $165,000 $2,290 2.75%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $155,000 $155,000 $1,923 2.75%
RENO, NV (FHA|USDA|VA) 1 $155,000 $155,000 $1,456 2.50%
SYRACUSE, NY (FHA|USDA|VA) 1 $155,000 $155,000 $3,611 3.25%
Aberdeen, WA (FHA|USDA|VA) 1 $145,000 $145,000 $2,295 1.88%
Lebanon, NH-VT (FHA|USDA|VA) 1 $145,000 $145,000 $2,037 3.13%
Manitowoc, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,662 6.88%
Holland, MI (FHA|USDA|VA) 1 $145,000 $145,000 $2,062 4.00%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $145,000 $145,000 $2,179 4.00%
FAIRBANKS, AK (FHA|USDA|VA) 1 $135,000 $135,000 $2,960 2.50%
Roseburg, OR (FHA|USDA|VA) 1 $125,000 $125,000 $2,363 2.28%
Kearney, NE (FHA|USDA|VA) 1 $125,000 $125,000 $1,688 3.25%
Hudson, NY (FHA|USDA|VA) 1 $125,000 $125,000 $3,478 3.00%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $115,000 $115,000 $1,749 2.88%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $115,000 $115,000 $1,980 2.63%
OWENSBORO, KY (FHA|USDA|VA) 1 $115,000 $115,000 $2,111 4.00%
LANCASTER, PA (FHA|USDA|VA) 1 $115,000 $115,000 $1,731 2.25%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,261 3.99%
TYLER, TX (FHA|USDA|VA) 1 $105,000 $105,000 $2,715 3.38%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $105,000 $105,000 $3,774 7.13%
OCALA, FL (FHA|USDA|VA) 1 $105,000 $105,000 $2,170 4.25%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $105,000 $105,000 $2,287 5.38%
CHICO, CA (FHA|USDA|VA) 1 $105,000 $105,000 $2,162 3.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $105,000 $105,000 $1,938 3.13%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $95,000 $95,000 $2,162 3.75%
MANKATO, MN (FHA|USDA|VA) 1 $95,000 $95,000 $1,692 4.13%
MEDFORD, OR (FHA|USDA|VA) 1 $95,000 $95,000 $1,980 4.50%
Richmond, IN (FHA|USDA|VA) 1 $95,000 $95,000 $1,828 3.49%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $95,000 $95,000 $2,640 3.00%
Crawfordsville, IN (FHA|USDA|VA) 1 $85,000 $85,000 $1,877 6.88%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $85,000 $85,000 $4,264 6.49%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,619 6.99%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $75,000 $75,000 $1,865 2.50%
Warrensburg, MO (FHA|USDA|VA) 1 $65,000 $65,000 $1,991 4.13%
Breckenridge, CO (FHA|USDA|VA) 1 $65,000 $65,000 $1,427 3.63%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $55,000 $55,000 $2,510 5.13%
CLEVELAND, TN (FHA|USDA|VA) 1 $45,000 $45,000 $1,790 3.50%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $45,000 $45,000 $1,731 3.13%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $25,000 $25,000 $1,588 3.13%
Roundpoint Mortgage Servicing Corporation's top markets include Denver, Washington, Seattle, New York, and Dallas among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 765 $228,885,000 $299,196 $2,820 4.05%
    VA 1 $225,000 $225,000 $2,176 2.38%

    For 2024, Roundpoint Mortgage Servicing Corporation's most frequently originated type of loan was Conventional, with 765 originations. Their 2nd most popular type was VA, with 1 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Other 534 $156,050,000 $292,228 $2,277 3.21%
    Cash Out Refi 86 $25,750,000 $299,419 $4,932 6.67%
    Refi 80 $30,430,000 $380,375 $3,900 6.51%
    Home Purchase 66 $16,880,000 $255,758 $3,141 4.45%

    For 2024, Roundpoint Mortgage Servicing Corporation's most frequently cited loan purpose was Other, with 534 originations. The 2nd most popular reason was Cash Out Refi, with 86 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 573 $164,065,000 $286,326 $2,290 3.20%
    30 Year 182 $61,640,000 $338,681 $4,448 6.62%
    15 Year 7 $2,205,000 $315,000 $4,106 5.89%
    20 Year 2 $510,000 $255,000 $2,177 5.68%
    30+ year 2 $690,000 $345,000 $2,190 4.69%

    For 2024, Roundpoint Mortgage Servicing Corporation's most frequently cited loan duration was Other, with 573 originations. The 2nd most popular length was 30 Year, with 182 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 679 $203,195,000 $299,256
    $1k-2k 32 $8,090,000 $252,813
    $3k-4k 16 $4,150,000 $259,375
    $5k+ 15 $6,125,000 $408,333
    $2k-3k 13 $3,515,000 $270,385
    $4k-5k 11 $4,035,000 $366,818

    Roundpoint Mortgage Servicing Corporation's average total fees were $4,448, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 679 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 225 $72,415,000 $321,844
    3-4% 204 $52,610,000 $257,892
    6-7% 135 $43,885,000 $325,074
    <2.5% 81 $23,355,000 $288,333
    4-5% 52 $11,580,000 $222,692
    5-6% 36 $13,270,000 $368,611
    7-8% 31 $11,495,000 $370,806
    Over 8% 2 $500,000 $250,000

    During 2024, Roundpoint Mortgage Servicing Corporation's average interest rate for loans was 6.62%, while their most frequently originated rate bucket for loans was 2.5-3%, with 225 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 374 $110,360,000 $295,080 $2,778 3.99%
    $100k-200k 181 $28,215,000 $155,884 $2,605 3.98%
    $400k-600k 141 $66,925,000 $474,645 $3,119 4.06%
    $100,000 or less 39 $2,905,000 $74,487 $2,309 3.96%
    $600k-1MM 31 $20,705,000 $667,903 $3,836 5.21%

    2024 saw Roundpoint Mortgage Servicing Corporation place emphasis on $200k-400k loans with 374 originations, totaling $110,360,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 222 $70,910,000 $319,414 $2,785 3.92%
    $150k-250k 150 $57,650,000 $384,333 $3,135 4.37%
    $75k-100k 140 $34,250,000 $244,643 $2,627 3.97%
    $50k-75k 124 $25,570,000 $206,210 $2,688 3.87%
    $50k or less 73 $16,405,000 $224,726 $2,341 3.64%
    $250k+ 57 $24,325,000 $426,754 $3,486 4.77%

    Roundpoint Mortgage Servicing Corporation lent most frequently to those with incomes in the $100k-150k range, with 222 originations. The second most popular income band? $150k-250k, with 150 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 191 $55,105,000 $288,508 $2,579 3.88%
    30-36% 164 $49,230,000 $300,183 $2,773 3.83%
    <20% 78 $19,980,000 $256,154 $2,330 3.46%
    43% 36 $10,640,000 $295,556 $3,205 4.54%
    39% 34 $10,470,000 $307,941 $2,805 4.35%
    40% 31 $8,595,000 $277,258 $2,536 3.90%
    49% 28 $9,740,000 $347,857 $3,732 5.01%
    37% 26 $6,910,000 $265,769 $3,313 4.77%
    46% 25 $8,645,000 $345,800 $2,840 4.29%
    38% 24 $7,010,000 $292,083 $2,883 4.34%
    42% 23 $8,335,000 $362,391 $3,762 4.61%
    41% 21 $6,865,000 $326,905 $3,158 4.12%
    36% 20 $6,560,000 $328,000 $2,614 3.89%
    45% 17 $5,005,000 $294,412 $3,252 4.69%
    44% 17 $5,915,000 $347,941 $3,314 4.58%
    48% 16 $5,420,000 $338,750 $3,307 4.58%
    47% 13 $4,285,000 $329,615 $2,707 3.54%
    50-60% 2 $400,000 $200,000 $2,519 3.31%

    Roundpoint Mortgage Servicing Corporation lent most frequently to those with DTI ratios of 20-30%, with 191 originations. The next most common DTI ratio? 30-36%, with 164 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 557 $161,805,000 $290,494 $2,598 3.77%
    Not provided 138 $44,820,000 $324,783 $3,565 5.17%
    Asian 49 $16,285,000 $332,347 $2,815 3.67%
    Black 13 $3,625,000 $278,846 $3,798 5.06%
    American Indian 5 $1,125,000 $225,000 $2,720 4.71%
    Japanese 1 $775,000 $775,000 $7,467 6.63%
    Asian Indian 3 $675,000 $225,000 $3,899 4.92%

    Approval Rates

    Total approvals of all applications
    87.85%

    Roundpoint Mortgage Servicing Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    69.58%

    Roundpoint Mortgage Servicing Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 766 $229,110,000 $299,099

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    766 $229,110,000 $299,099

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 31 $7,195,000 $232,097 $3,051 5.42%
    40-60% 125 $34,825,000 $278,600 $2,979 4.65%
    60-80% 235 $68,975,000 $293,511 $3,214 4.42%
    80-100% 366 $116,390,000 $318,005 $2,493 3.48%
    Over 100% 2 $510,000 $255,000 $2,070 4.50%
    Under 20% 7 $1,215,000 $173,571 $2,946 4.50%