Roundpoint Mortgage Servicing Corporation Rates, Fees & Info

WILMINGTON, DE

LEI: 5493000IIYWBLONJVJ30

Tax ID: 26-1193089

3.6 stars - out of 5 stars, based on 76 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Roundpoint Mortgage Servicing Corporation is a small mortgage company specializing in loans. Roundpoint Mortgage Servicing Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Sacramento, Philadelphia, Seattle, and Yuba City among others. We have data for 256 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Roundpoint Mortgage Servicing Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Roundpoint Mortgage Servicing Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.81% 12/4/22
    30 Year Conventional Refi 6.85% 12/4/22
    30 Year Cash-out Refi 7.07% 12/4/22
    30 Year FHA Purchase 7.79% 12/4/22
    30 Year FHA Refi 7.53% 12/4/22
    30 Year VA Purchase 6.73% 12/4/22
    30 Year VA Refi 6.17% 12/4/22
    30 Year USDA Purchase 7.11% 12/4/22
    30 Year USDA Refi 7.15% 12/4/22
    15 Year Conventional Purchase 6.03% 12/4/22
    15 Year Conventional Refi 6.16% 12/4/22
    15 Year Cash-out Refi 6.16% 12/4/22
    15 Year FHA Purchase 6.69% 12/4/22
    15 Year FHA Refi 5.76% 12/4/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    5,795

    Origination Dollar Volume (All Markets)

    $1,954,675,000
    Show all (17) awards

    Relative Rate

    Roundpoint Mortgage Servicing Corporation's average 30 year fixed mortgage rate was 3.16%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 0.01%.

    Relative Fees (Closing Costs)

    Roundpoint Mortgage Servicing Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $6,106.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,299 $530,655,000 $408,510 $8,128 3.07%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 500 $171,050,000 $342,100 $4,159 2.98%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 576 $146,500,000 $254,340 $4,904 2.94%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 175 $75,385,000 $430,771 $3,860 3.06%
    YUBA CITY, CA (FHA|USDA|VA) 243 $69,225,000 $284,877 $5,843 2.81%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 152 $64,500,000 $424,342 $5,898 3.13%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 152 $56,370,000 $370,855 $5,969 3.05%
    URBAN HONOLULU, HI (FHA|USDA|VA) 97 $53,645,000 $553,041 $10,350 3.08%
    STOCKTON, CA (FHA|USDA|VA) 156 $48,420,000 $310,385 $5,385 2.89%
    VALLEJO, CA (FHA|USDA|VA) 126 $47,390,000 $376,111 $5,537 3.00%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 131 $36,515,000 $278,740 $5,610 3.17%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 68 $36,330,000 $534,265 $7,959 3.15%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 111 $35,325,000 $318,243 $4,735 3.13%
    MODESTO, CA (FHA|USDA|VA) 104 $31,960,000 $307,308 $4,517 3.05%
    LYNCHBURG, VA (FHA|USDA|VA) 142 $30,980,000 $218,169 $3,581 3.24%
    Outside of Metro Areas 113 $28,845,000 $255,265 $4,774 3.09%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 60 $28,420,000 $473,667 $5,897 3.11%
    SALEM, OR (FHA|USDA|VA) 98 $26,650,000 $271,939 $4,997 3.07%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 97 $26,545,000 $273,660 $6,395 3.38%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 49 $24,515,000 $500,306 $5,922 3.15%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 94 $23,090,000 $245,638 $5,941 3.23%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 69 $21,775,000 $315,580 $3,283 3.24%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 65 $20,065,000 $308,692 $6,292 3.28%
    MERCED, CA (FHA|USDA|VA) 57 $13,785,000 $241,842 $4,211 3.07%
    CHICO, CA (FHA|USDA|VA) 47 $13,045,000 $277,553 $6,239 2.78%
    BAKERSFIELD, CA (FHA|USDA|VA) 46 $11,940,000 $259,565 $6,001 2.99%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 31 $11,345,000 $365,968 $4,150 3.13%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 34 $9,700,000 $285,294 $5,233 3.16%
    Hilo, HI (FHA|USDA|VA) 24 $9,500,000 $395,833 $10,065 2.98%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 27 $8,825,000 $326,852 $6,474 3.21%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 34 $7,670,000 $225,588 $3,998 3.15%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 25 $7,025,000 $281,000 $6,529 3.27%
    NAPA, CA (FHA|USDA|VA) 15 $6,745,000 $449,667 $4,429 3.03%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 23 $6,565,000 $285,435 $6,083 3.05%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 23 $6,525,000 $283,696 $7,015 3.35%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 23 $5,395,000 $234,565 $6,011 3.04%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 16 $5,340,000 $333,750 $4,827 3.07%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 17 $5,305,000 $312,059 $3,668 3.18%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 11 $5,095,000 $463,182 $4,128 3.22%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 21 $5,055,000 $240,714 $6,227 3.58%
    RICHMOND, VA (FHA|USDA|VA) 16 $4,900,000 $306,250 $5,801 3.45%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 14 $4,510,000 $322,143 $5,875 2.93%
    CORVALLIS, OR (FHA|USDA|VA) 13 $4,485,000 $345,000 $4,283 3.15%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 8 $4,450,000 $556,250 $8,383 3.14%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 13 $4,395,000 $338,077 $7,791 3.11%
    YAKIMA, WA (FHA|USDA|VA) 13 $4,055,000 $311,923 $4,893 3.09%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 14 $4,040,000 $288,571 $5,300 3.11%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 9 $3,785,000 $420,556 $8,043 2.90%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 13 $3,545,000 $272,692 $6,516 3.31%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 17 $3,105,000 $182,647 $5,339 2.88%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 12 $2,860,000 $238,333 $4,644 2.95%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $2,770,000 $461,667 $6,829 3.27%
    EL PASO, TX (FHA|USDA|VA) 11 $2,585,000 $235,000 $4,939 3.16%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $2,510,000 $627,500 $3,673 3.66%
    SALINAS, CA (FHA|USDA|VA) 6 $2,460,000 $410,000 $3,473 3.02%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 7 $2,355,000 $336,429 $5,896 3.09%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 6 $2,300,000 $383,333 $8,358 2.90%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 7 $2,275,000 $325,000 $3,628 3.21%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 10 $2,270,000 $227,000 $4,891 3.28%
    JACKSONVILLE, FL (FHA|USDA|VA) 9 $2,235,000 $248,333 $6,647 2.92%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 8 $2,210,000 $276,250 $6,086 3.28%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 8 $2,190,000 $273,750 $3,065 3.33%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 7 $2,185,000 $312,143 $3,313 3.36%
    Sonora, CA (FHA|USDA|VA) 9 $2,155,000 $239,444 $5,243 2.96%
    Kalispell, MT (FHA|USDA|VA) 4 $2,050,000 $512,500 $3,216 3.41%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 11 $2,025,000 $184,091 $5,627 2.92%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 7 $1,985,000 $283,571 $3,529 3.27%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 10 $1,940,000 $194,000 $5,624 2.71%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 8 $1,860,000 $232,500 $5,136 3.28%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 7 $1,835,000 $262,143 $3,915 3.20%
    OCALA, FL (FHA|USDA|VA) 8 $1,820,000 $227,500 $5,766 3.41%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 5 $1,755,000 $351,000 $3,501 3.13%
    RENO, NV (FHA|USDA|VA) 6 $1,730,000 $288,333 $5,353 3.21%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $1,550,000 $258,333 $4,370 3.04%
    OCEAN CITY, NJ (FHA|USDA|VA) 5 $1,505,000 $301,000 $2,514 3.23%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 4 $1,470,000 $367,500 $5,802 3.25%
    FRESNO, CA (FHA|USDA|VA) 5 $1,445,000 $289,000 $7,444 2.95%
    Kapaa, HI (FHA|USDA|VA) 2 $1,390,000 $695,000 $5,576 3.25%
    ROANOKE, VA (FHA|USDA|VA) 5 $1,375,000 $275,000 $3,981 3.18%
    Fernley, NV (FHA|USDA|VA) 4 $1,370,000 $342,500 $4,649 3.25%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 6 $1,370,000 $228,333 $5,349 3.08%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 6 $1,360,000 $226,667 $7,143 3.17%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 6 $1,350,000 $225,000 $5,301 3.17%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $1,345,000 $448,333 $4,391 3.00%
    REDDING, CA (FHA|USDA|VA) 4 $1,320,000 $330,000 $4,770 3.09%
    BOISE CITY, ID (FHA|USDA|VA) 3 $1,295,000 $431,667 $3,905 3.29%
    BELLINGHAM, WA (FHA|USDA|VA) 3 $1,275,000 $425,000 $2,421 3.46%
    Moses Lake, WA (FHA|USDA|VA) 3 $1,175,000 $391,667 $357 3.13%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $1,160,000 $580,000 $4,363 3.38%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 5 $1,145,000 $229,000 $4,815 3.67%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 3 $1,095,000 $365,000 $7,611 3.50%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $1,055,000 $351,667 $7,451 3.08%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $1,020,000 $510,000 $2,826 3.06%
    FORT COLLINS, CO (FHA|USDA|VA) 3 $1,005,000 $335,000 $1,861 3.21%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $970,000 $485,000 $6,496 3.31%
    Outside of Metro Areas 2 $940,000 $470,000 $2,520 3.19%
    Oak Harbor, WA (FHA|USDA|VA) 3 $905,000 $301,667 $1,721 2.83%
    Centralia, WA (FHA|USDA|VA) 3 $895,000 $298,333 $5,592 3.13%
    READING, PA (FHA|USDA|VA) 4 $890,000 $222,500 $4,633 2.62%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 4 $870,000 $217,500 $4,727 3.09%
    Hudson, NY (FHA|USDA|VA) 3 $855,000 $285,000 $4,416 3.42%
    PITTSBURGH, PA (FHA|USDA|VA) 3 $845,000 $281,667 $8,909 3.29%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $835,000 $278,333 $6,277 3.29%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $835,000 $278,333 $4,702 3.21%
    MORGANTOWN, WV (FHA|USDA|VA) 3 $835,000 $278,333 $2,913 3.25%
    SALISBURY, MD-DE (FHA|USDA|VA) 3 $825,000 $275,000 $6,783 2.88%
    Hood River, OR (FHA|USDA|VA) 2 $790,000 $395,000 $3,022 3.38%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $780,000 $390,000 $3,685 3.13%
    Sandpoint, ID (FHA|USDA|VA) 2 $780,000 $390,000 $4,819 3.31%
    MADERA, CA (FHA|USDA|VA) 3 $765,000 $255,000 $7,007 3.83%
    WENATCHEE, WA (FHA|USDA|VA) 3 $745,000 $248,333 $3,850 2.67%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $725,000 $241,667 $2,230 2.71%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $715,000 $238,333 $1,608 3.38%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $695,000 $231,667 $2,636 3.00%
    RALEIGH-CARY, NC (FHA|USDA|VA) 3 $695,000 $231,667 $3,047 3.25%
    SAVANNAH, GA (FHA|USDA|VA) 2 $690,000 $345,000 $4,880 3.19%
    COLUMBUS, OH (FHA|USDA|VA) 3 $675,000 $225,000 $2,832 3.21%
    ANCHORAGE, AK (FHA|USDA|VA) 2 $670,000 $335,000 $2,098 3.13%
    KNOXVILLE, TN (FHA|USDA|VA) 4 $670,000 $167,500 $1,745 3.41%
    Ukiah, CA (FHA|USDA|VA) 2 $670,000 $335,000 $2,195 3.13%
    Aberdeen, WA (FHA|USDA|VA) 2 $660,000 $330,000 $10,120 2.69%
    COLUMBIA, SC (FHA|USDA|VA) 3 $645,000 $215,000 $6,121 3.33%
    AMARILLO, TX (FHA|USDA|VA) 2 $640,000 $320,000 $11,018 3.31%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $635,000 $635,000 $12,150 2.75%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $630,000 $315,000 $5,099 3.31%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $625,000 $208,333 $5,066 3.29%
    CARSON CITY, NV (FHA|USDA|VA) 2 $620,000 $310,000 $3,312 3.13%
    Uvalde, TX (FHA|USDA|VA) 2 $620,000 $310,000 $4,988 3.13%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $615,000 $205,000 $5,479 3.33%
    ROCHESTER, NY (FHA|USDA|VA) 3 $615,000 $205,000 $5,355 2.96%
    Kerrville, TX (FHA|USDA|VA) 2 $610,000 $305,000 $6,237 2.75%
    LANCASTER, PA (FHA|USDA|VA) 3 $605,000 $201,667 $2,234 3.25%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $595,000 $198,333 $4,133 3.29%
    TUCSON, AZ (FHA|USDA|VA) 2 $570,000 $285,000 $3,258 3.25%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $565,000 $188,333 $4,552 3.13%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $550,000 $137,500 $5,098 3.19%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $545,000 $181,667 $2,524 3.25%
    Elko, NV (FHA|USDA|VA) 2 $530,000 $265,000 $3,775 3.19%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $520,000 $260,000 $6,426 3.44%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $505,000 $505,000 $56 2.99%
    TULSA, OK (FHA|USDA|VA) 2 $500,000 $250,000 $3,937 3.18%
    LEBANON, PA (FHA|USDA|VA) 2 $490,000 $245,000 $6,924 3.25%
    Corning, NY (FHA|USDA|VA) 2 $490,000 $245,000 $11,348 3.00%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $485,000 $485,000 $3,914 3.25%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $485,000 $485,000 $2,195 3.50%
    JACKSON, MS (FHA|USDA|VA) 2 $480,000 $240,000 $6,398 3.19%
    YUMA, AZ (FHA|USDA|VA) 2 $460,000 $230,000 $3,282 3.06%
    Thomasville, GA (FHA|USDA|VA) 1 $455,000 $455,000 $2,063 3.75%
    Bozeman, MT (FHA|USDA|VA) 1 $455,000 $455,000 $7,799 4.38%
    MEDFORD, OR (FHA|USDA|VA) 1 $445,000 $445,000 $9,714 3.50%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $445,000 $445,000 $1,015 2.75%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $445,000 $445,000 $3,042 2.88%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $440,000 $220,000 $2,843 3.06%
    WICHITA, KS (FHA|USDA|VA) 2 $440,000 $220,000 $4,927 3.63%
    VICTORIA, TX (FHA|USDA|VA) 1 $435,000 $435,000 $2,871 3.25%
    Fredericksburg, TX (FHA|USDA|VA) 1 $435,000 $435,000 $6,109 2.50%
    Danville, VA (FHA|USDA|VA) 3 $425,000 $141,667 $1,950 3.46%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $420,000 $210,000 $4,222 3.06%
    Newport, OR (FHA|USDA|VA) 2 $420,000 $210,000 $5,555 3.38%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $415,000 $415,000 $4,328 3.75%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $405,000 $405,000 $3,455 3.13%
    Olean, NY (FHA|USDA|VA) 1 $405,000 $405,000 $3,908 3.13%
    Kill Devil Hills, NC (FHA|USDA|VA) 1 $395,000 $395,000 $11,111 3.25%
    SYRACUSE, NY (FHA|USDA|VA) 2 $380,000 $190,000 $5,909 3.06%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 2 $370,000 $185,000 $2,412 2.75%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $365,000 $365,000 $135 3.13%
    THE VILLAGES, FL (FHA|USDA|VA) 1 $355,000 $355,000 $2,275 3.13%
    Payson, AZ (FHA|USDA|VA) 1 $335,000 $335,000 $4,856 3.13%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $335,000 $335,000 $851 3.38%
    Logansport, IN (FHA|USDA|VA) 1 $335,000 $335,000 $19,222 3.13%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $335,000 $335,000 $8,667 3.38%
    Cambridge, MD (FHA|USDA|VA) 1 $335,000 $335,000 $1,685 3.50%
    PUNTA GORDA, FL (FHA|USDA|VA) 2 $330,000 $165,000 $3,575 3.31%
    Palatka, FL (FHA|USDA|VA) 1 $325,000 $325,000 $11,682 3.88%
    GREELEY, CO (FHA|USDA|VA) 1 $315,000 $315,000 $5,052 3.50%
    Mountain Home, ID (FHA|USDA|VA) 1 $315,000 $315,000 $9,199 3.25%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $305,000 $305,000 $4,848 3.13%
    Heber, UT (FHA|USDA|VA) 1 $305,000 $305,000 $2,353 3.50%
    WORCESTER, MA-CT (FHA|USDA|VA) 1 $305,000 $305,000 $8,425 2.75%
    Dublin, GA (FHA|USDA|VA) 1 $305,000 $305,000 $6,725 3.50%
    WINSTON-SALEM, NC (FHA|USDA|VA) 1 $295,000 $295,000 $10,786 3.75%
    GAINESVILLE, GA (FHA|USDA|VA) 1 $295,000 $295,000 $9,208 3.25%
    NEW BERN, NC (FHA|USDA|VA) 1 $295,000 $295,000 $2,855 3.13%
    Coos Bay, OR (FHA|USDA|VA) 1 $295,000 $295,000 $0 2.75%
    LONGVIEW, WA (FHA|USDA|VA) 1 $295,000 $295,000 $5,262 2.99%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $290,000 $145,000 $4,330 3.50%
    GLENS FALLS, NY (FHA|USDA|VA) 1 $285,000 $285,000 $2,989 3.25%
    ROME, GA (FHA|USDA|VA) 1 $285,000 $285,000 $2,371 3.38%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $275,000 $275,000 $11,739 3.63%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $275,000 $275,000 $6,547 2.88%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $275,000 $275,000 $3,317 3.25%
    YORK-HANOVER, PA (FHA|USDA|VA) 1 $275,000 $275,000 $9,846 2.75%
    Pahrump, NV (FHA|USDA|VA) 2 $270,000 $135,000 $7,391 2.88%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $270,000 $135,000 $2,428 2.88%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $265,000 $265,000 $2,273 2.75%
    Shelton, WA (FHA|USDA|VA) 1 $265,000 $265,000 $1,960 3.25%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $265,000 $265,000 $11,492 3.99%
    Cleveland, MS (FHA|USDA|VA) 1 $255,000 $255,000 $2,375 3.38%
    ODESSA, TX (FHA|USDA|VA) 1 $255,000 $255,000 $11,451 2.75%
    Torrington, CT (FHA|USDA|VA) 1 $255,000 $255,000 $8,047 4.25%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $255,000 $255,000 $1,182 3.25%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $255,000 $255,000 $3,010 3.25%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $250,000 $125,000 $2,877 3.75%
    ABILENE, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,877 3.75%
    Ruston, LA (FHA|USDA|VA) 1 $235,000 $235,000 $7,811 3.75%
    Athens, TX (FHA|USDA|VA) 1 $235,000 $235,000 $11,369 2.75%
    Shelby, NC (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.13%
    LAFAYETTE, LA (FHA|USDA|VA) 1 $225,000 $225,000 $3,606 3.25%
    MIDLAND, TX (FHA|USDA|VA) 1 $225,000 $225,000 $5,424 2.75%
    BEND, OR (FHA|USDA|VA) 1 $225,000 $225,000 $6,192 3.13%
    Roseburg, OR (FHA|USDA|VA) 1 $215,000 $215,000 $2,787 3.25%
    Butte-Silver Bow, MT (FHA|USDA|VA) 1 $215,000 $215,000 $8,651 3.25%
    Paducah, KY-IL (FHA|USDA|VA) 1 $205,000 $205,000 $10,750 3.13%
    Tahlequah, OK (FHA|USDA|VA) 1 $205,000 $205,000 $6,868 3.50%
    Newport, TN (FHA|USDA|VA) 1 $205,000 $205,000 $103 3.50%
    GRANTS PASS, OR (FHA|USDA|VA) 1 $205,000 $205,000 $6,955 3.38%
    Harrison, AR (FHA|USDA|VA) 1 $195,000 $195,000 $2,401 3.63%
    TYLER, TX (FHA|USDA|VA) 1 $195,000 $195,000 $6,894 2.75%
    Helena, MT (FHA|USDA|VA) 1 $195,000 $195,000 $4,158 3.13%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $185,000 $185,000 $7,473 3.38%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $175,000 $175,000 $5,435 3.13%
    TUSCALOOSA, AL (FHA|USDA|VA) 1 $175,000 $175,000 $1,901 3.50%
    EL CENTRO, CA (FHA|USDA|VA) 1 $175,000 $175,000 $5,071 3.00%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $165,000 $165,000 $2,653 3.00%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $165,000 $165,000 $1,490 3.38%
    Rockport, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,137 3.13%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $165,000 $165,000 $3,031 3.25%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $155,000 $155,000 $7,088 2.75%
    Bluffton, IN (FHA|USDA|VA) 1 $155,000 $155,000 $4,305 3.25%
    VALDOSTA, GA (FHA|USDA|VA) 1 $155,000 $155,000 $9,642 3.50%
    Roanoke Rapids, NC (FHA|USDA|VA) 1 $155,000 $155,000 $3,563 3.50%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $145,000 $145,000 $3,205 2.75%
    SPRINGFIELD, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,475 2.75%
    The Dalles, OR (FHA|USDA|VA) 1 $145,000 $145,000 $3,067 2.63%
    Opelousas, LA (FHA|USDA|VA) 1 $145,000 $145,000 $3,500 3.38%
    Bartlesville, OK (FHA|USDA|VA) 1 $145,000 $145,000 $6,562 2.75%
    WHEELING, WV-OH (FHA|USDA|VA) 1 $145,000 $145,000 $7,497 3.50%
    Martinsville, VA (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.38%
    Hutchinson, KS (FHA|USDA|VA) 1 $145,000 $145,000 $3,032 3.88%
    Jesup, GA (FHA|USDA|VA) 1 $135,000 $135,000 $1,076 3.50%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $125,000 $125,000 $7,404 3.75%
    Port Angeles, WA (FHA|USDA|VA) 1 $125,000 $125,000 $3,492 3.13%
    Clearlake, CA (FHA|USDA|VA) 1 $125,000 $125,000 $474 2.88%
    Oneonta, NY (FHA|USDA|VA) 1 $115,000 $115,000 $6,100 2.99%
    Albemarle, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,864 3.25%
    Sunbury, PA (FHA|USDA|VA) 1 $105,000 $105,000 $4,191 3.25%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $105,000 $105,000 $3,498 3.13%
    MORRISTOWN, TN (FHA|USDA|VA) 1 $105,000 $105,000 $1,944 2.88%
    Klamath Falls, OR (FHA|USDA|VA) 1 $105,000 $105,000 $4,801 3.50%
    FORT WAYNE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $3,670 2.63%
    CHARLESTON, WV (FHA|USDA|VA) 1 $105,000 $105,000 $637 3.25%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $85,000 $85,000 $2,495 3.75%
    COLUMBIA, MO (FHA|USDA|VA) 1 $75,000 $75,000 $2,262 2.13%
    Gloversville, NY (FHA|USDA|VA) 1 $75,000 $75,000 $3,468 3.13%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $65,000 $65,000 $4,662 3.25%
    GETTYSBURG, PA (FHA|USDA|VA) 1 $15,000 $15,000 $0 0.00%
    Roundpoint Mortgage Servicing Corporation's top markets include New York, Sacramento, Philadelphia, Seattle, and Yuba City among others.

    Their top states include:
  • California (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,429 $1,450,905,000 $327,592 $4,512 3.05%
    FHA 914 $312,410,000 $341,805 $11,031 3.18%
    VA 425 $184,875,000 $435,000 $8,648 2.99%
    USDA 27 $6,485,000 $240,185 $4,708 3.04%

    For 2021, Roundpoint Mortgage Servicing Corporation's most frequently originated type of loan was Conventional, with 4,429 originations. Their 2nd most popular type was FHA, with 914 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,563 $1,249,425,000 $350,667 $6,380 3.01%
    Refi 1,118 $346,340,000 $309,785 $4,149 3.04%
    Cash Out Refi 1,113 $358,645,000 $322,233 $6,123 3.29%
    Home Improvement 1 $265,000 $265,000 $2,857 3.38%

    For 2021, Roundpoint Mortgage Servicing Corporation's most frequently cited loan purpose was Home Purchase, with 3,563 originations. The 2nd most popular reason was Refi, with 1,118 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,114 $1,808,470,000 $353,631 $6,106 3.16%
    15 Year 346 $79,720,000 $230,405 $4,018 2.63%
    Other 106 $32,030,000 $302,170 $4,124 3.09%
    20 Year 102 $26,300,000 $257,843 $4,467 3.07%
    10 Year 97 $7,755,000 $79,948 $2,800 0.89%
    3 Year 21 $265,000 $12,619 $0 0.00%
    5 Year 8 $120,000 $15,000 $0 0.00%
    30+ year 1 $15,000 $15,000 $202 0.00%

    For 2021, Roundpoint Mortgage Servicing Corporation's most frequently cited loan duration was 30 Year, with 5,114 originations. The 2nd most popular length was 15 Year, with 346 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,221 $707,275,000 $318,449
    $1k-2k 1,584 $513,250,000 $324,021
    $2k-3k 655 $205,495,000 $313,733
    $5k+ 575 $262,155,000 $455,922
    $3k-4k 473 $158,215,000 $334,493
    $4k-5k 286 $107,830,000 $377,028

    Roundpoint Mortgage Servicing Corporation's average total fees were $6,106, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,221 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 3,816 $1,336,000,000 $350,105
    2.5-3% 1,389 $509,075,000 $366,505
    <2.5% 466 $72,130,000 $154,785
    4-5% 123 $37,175,000 $302,236
    5-6% 1 $295,000 $295,000

    During 2021, Roundpoint Mortgage Servicing Corporation's average interest rate for loans was 3.16%, while their most frequently originated rate bucket for loans was 3-4%, with 3,816 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,773 $823,165,000 $296,850 $5,508 3.20%
    $400k-600k 1,492 $720,570,000 $482,956 $7,022 3.17%
    $100k-200k 861 $135,045,000 $156,847 $3,916 3.14%
    $600k-1MM 359 $252,315,000 $702,827 $10,074 3.14%
    $100,000 or less 298 $9,170,000 $30,772 $1,895 1.04%
    $1MM+ 12 $14,410,000 $1,200,833 $13,639 2.94%

    2021 saw Roundpoint Mortgage Servicing Corporation place emphasis on $200k-400k loans with 2,773 originations, totaling $823,165,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,611 $634,435,000 $393,814 $6,541 3.07%
    $50k-75k 1,338 $330,550,000 $247,048 $5,274 3.02%
    $75k-100k 1,252 $403,470,000 $322,260 $6,297 3.06%
    $150k-250k 833 $379,785,000 $455,924 $6,247 3.16%
    $50k or less 491 $84,695,000 $172,495 $4,040 3.05%
    $250k+ 201 $96,385,000 $479,527 $5,421 3.17%

    Roundpoint Mortgage Servicing Corporation lent most frequently to those with incomes in the $100k-150k range, with 1,611 originations. The second most popular income band? $50k-75k, with 1,338 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 895 $295,755,000 $330,453 $5,055 3.10%
    20-30% 859 $275,815,000 $321,088 $4,590 3.07%
    50-60% 371 $141,955,000 $382,628 $10,433 3.11%
    44% 352 $121,330,000 $344,688 $6,677 3.05%
    43% 274 $88,770,000 $323,978 $5,851 3.05%
    41% 271 $96,085,000 $354,557 $6,262 3.10%
    42% 265 $93,555,000 $353,038 $5,736 3.04%
    49% 264 $95,910,000 $363,295 $6,319 3.15%
    40% 252 $83,280,000 $330,476 $6,022 3.01%
    45% 248 $89,520,000 $360,968 $6,321 3.05%
    39% 245 $77,205,000 $315,122 $5,530 3.03%
    38% 225 $74,265,000 $330,067 $5,410 3.13%
    <20% 224 $52,590,000 $234,777 $4,006 2.66%
    37% 216 $70,360,000 $325,741 $5,317 3.09%
    48% 209 $75,165,000 $359,641 $7,158 3.15%
    47% 185 $66,945,000 $361,865 $6,377 3.16%
    36% 182 $60,360,000 $331,648 $5,265 3.19%
    46% 176 $63,040,000 $358,182 $6,290 3.14%
    >60% 12 $6,970,000 $580,833 $7,431 3.01%

    Roundpoint Mortgage Servicing Corporation lent most frequently to those with DTI ratios of 30-36%, with 895 originations. The next most common DTI ratio? 20-30%, with 859 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,754 $1,230,820,000 $327,869 $5,377 3.10%
    Not provided 1,112 $382,270,000 $343,768 $6,419 2.97%
    Asian 373 $161,105,000 $431,917 $6,718 3.08%
    Black 497 $157,405,000 $316,710 $7,405 3.00%
    Native Hawaiian or Islander 38 $15,020,000 $395,263 $12,372 2.98%
    American Indian 12 $3,930,000 $327,500 $7,773 3.36%
    Other Pacific Islander 4 $1,710,000 $427,500 $6,492 3.22%
    Asian Indian 2 $1,220,000 $610,000 $12,367 3.63%
    Filipino 1 $595,000 $595,000 $0 3.25%
    Chinese 1 $375,000 $375,000 $1,557 3.13%
    Native Hawaiian 1 $225,000 $225,000 $4,568 3.25%

    Approval Rates

    Total approvals of all applications
    97.27%

    Roundpoint Mortgage Servicing Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    73.25%

    Roundpoint Mortgage Servicing Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 4 $30,000 $7,500
    0.01 1 $25,000 $25,000
    1.0 6 $60,000 $10,000
    NA 5,784 $1,954,560,000 $337,925

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,795 $1,954,675,000 $337,304

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 229 $49,245,000 $215,044 $3,924 3.01%
    40-60% 765 $215,755,000 $282,033 $4,144 3.06%
    60-80% 1,863 $651,395,000 $349,648 $5,312 3.24%
    80-100% 2,594 $985,550,000 $379,934 $6,796 3.19%
    Over 100% 98 $43,300,000 $441,837 $15,533 3.03%
    Under 20% 229 $3,725,000 $16,266 $532 0.39%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    RoundPoint Mortgage Servicing Corporation Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 4 5.5%
    RoundPoint Mortgage Servicing Corporation Conventional home mortgage Closing on a mortgage 2 2.7%
    RoundPoint Mortgage Servicing Corporation Conventional home mortgage Struggling to pay mortgage 4 5.5%
    RoundPoint Mortgage Servicing Corporation Conventional home mortgage Trouble during payment process 52 71.2%
    RoundPoint Mortgage Servicing Corporation FHA mortgage Closing on a mortgage 1 1.4%
    RoundPoint Mortgage Servicing Corporation FHA mortgage Problem with a credit reporting company's investigation into an existing problem 1 1.4%
    RoundPoint Mortgage Servicing Corporation FHA mortgage Struggling to pay mortgage 1 1.4%
    RoundPoint Mortgage Servicing Corporation FHA mortgage Trouble during payment process 4 5.5%
    RoundPoint Mortgage Servicing Corporation Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 1.4%
    RoundPoint Mortgage Servicing Corporation Other type of mortgage Incorrect information on your report 2 2.7%
    RoundPoint Mortgage Servicing Corporation Other type of mortgage Trouble during payment process 1 1.4%