Midwest Community Bank Mortgage Rates, Fees & Info

Freeport, IL

LEI: 549300FGUI1NQCS1M144

Tax ID: 36-2559411

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Midwest Community Bank is a smaller bank specializing in Home Purchase loans. Midwest Community Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Chicago, Rockford, Rochelle, Freeport, and Phoenix among others. We have data for 60 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Midwest Community Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Midwest Community Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.76% 12/16/24
    30 Year Conventional Refi 6.52% 12/16/24
    30 Year Cash-out Refi 6.85% 12/16/24
    30 Year FHA Purchase 7.32% 12/16/24
    30 Year FHA Refi 6.93% 12/16/24
    30 Year VA Purchase 6.24% 12/16/24
    15 Year Conventional Purchase 6.02% 12/16/24
    15 Year Conventional Refi 6.05% 12/16/24
    15 Year Cash-out Refi 6.05% 12/16/24
    15 Year FHA Refi 6.57% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Midwest Community Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Midwest Community Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,154

    Origination Dollar Volume (All Markets)

    $202,490,000

    Employee count

    163

    Awards

    Midwest Community Bank 30 Year Conventional Loans gold Midwest Community Bank FHA Loans gold Midwest Community Bank VA Loans gold
    Show all (3) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 502 $106,460,000 $212,072 $4,989 4.62%
    ROCKFORD, IL (FHA|USDA|VA) 473 $59,895,000 $126,628 $3,505 4.87%
    Rochelle, IL (FHA|USDA|VA) 32 $4,560,000 $142,500 $4,053 4.86%
    Freeport, IL (FHA|USDA|VA) 41 $4,175,000 $101,829 $2,318 4.66%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 15 $3,625,000 $241,667 $4,682 4.62%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 3 $1,945,000 $648,333 $4,627 4.58%
    Whitewater, WI (FHA|USDA|VA) 5 $1,885,000 $377,000 $3,051 4.45%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 3 $1,475,000 $491,667 $4,759 4.46%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 3 $1,255,000 $418,333 $3,953 4.67%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,235,000 $247,000 $3,541 4.48%
    Outside of Metro Areas 9 $1,155,000 $128,333 $2,900 4.49%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 5 $1,095,000 $219,000 $3,830 4.60%
    URBAN HONOLULU, HI (FHA|USDA|VA) 1 $755,000 $755,000 $3,815 4.50%
    Baraboo, WI (FHA|USDA|VA) 2 $730,000 $365,000 $3,640 4.63%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $645,000 $645,000 $5,730 4.50%
    COLUMBUS, OH (FHA|USDA|VA) 2 $580,000 $290,000 $2,675 4.63%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $505,000 $505,000 $4,655 4.63%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $495,000 $495,000 $0 5.13%
    Ottawa, IL (FHA|USDA|VA) 3 $485,000 $161,667 $4,125 5.04%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 3 $425,000 $141,667 $2,945 4.83%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $405,000 $405,000 $4,964 4.38%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $405,000 $405,000 $7,723 3.88%
    Holland, MI (FHA|USDA|VA) 1 $395,000 $395,000 $0 5.25%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $395,000 $395,000 $3,243 4.50%
    NILES, MI (FHA|USDA|VA) 1 $375,000 $375,000 $3,355 4.38%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $365,000 $365,000 $2,422 4.38%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $355,000 $355,000 $0 5.00%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $325,000 $325,000 $3,845 4.38%
    Eureka-Arcata, CA (FHA|USDA|VA) 1 $325,000 $325,000 $3,892 3.95%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $320,000 $160,000 $3,939 4.56%
    RACINE, WI (FHA|USDA|VA) 2 $320,000 $160,000 $2,312 4.69%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $285,000 $285,000 $2,973 4.75%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $285,000 $285,000 $0 5.00%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $275,000 $275,000 $3,974 4.50%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $265,000 $265,000 $2,651 4.38%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $255,000 $255,000 $2,860 4.38%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $255,000 $255,000 $3,383 4.75%
    ROCHESTER, MN (FHA|USDA|VA) 1 $245,000 $245,000 $7,483 4.50%
    Bemidji, MN (FHA|USDA|VA) 1 $235,000 $235,000 $3,125 4.13%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $235,000 $235,000 $2,482 4.63%
    TUCSON, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $3,346 4.50%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $7,634 4.63%
    MADISON, WI (FHA|USDA|VA) 1 $205,000 $205,000 $2,916 4.38%
    Menomonie, WI (FHA|USDA|VA) 2 $190,000 $95,000 $2,194 5.19%
    Dixon, IL (FHA|USDA|VA) 2 $190,000 $95,000 $4,026 4.88%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $175,000 $175,000 $6,543 4.50%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $175,000 $175,000 $2,816 4.88%
    EL PASO, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,226 4.50%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $155,000 $155,000 $2,374 4.38%
    Sevierville, TN (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.63%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $145,000 $145,000 $2,748 5.38%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $125,000 $125,000 $2,402 4.88%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $125,000 $125,000 $1,638 3.50%
    Dayton, TN (FHA|USDA|VA) 1 $125,000 $125,000 $2,614 4.63%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $105,000 $105,000 $4,136 3.75%
    Crossville, TN (FHA|USDA|VA) 1 $95,000 $95,000 $2,618 4.38%
    BLOOMINGTON, IN (FHA|USDA|VA) 1 $85,000 $85,000 $1,674 4.50%
    DECATUR, IL (FHA|USDA|VA) 1 $55,000 $55,000 $2,567 4.38%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.88%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $45,000 $45,000 $13,145 4.13%
    Midwest Community Bank's top markets include Chicago, Rockford, Rochelle, Freeport, and Phoenix among others.

    Their top states include:
  • Illinois (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Hawaii (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Midwest Community Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Bank of Milton
    Similarity Rank: 25
    UNITED
    Similarity Rank: 28
    Rock Valley Credit Union
    Similarity Rank: 30
    First Community Credit Union
    Similarity Rank: 63
    Liberty Bank for Savings
    Similarity Rank: 104
    Merchants Bank
    Similarity Rank: 290
    Sno Falls Credit Union
    Similarity Rank: 309
    PACIFIC GLOBAL BANK
    Similarity Rank: 408
    The First National Bank and Trust Company
    Similarity Rank: 459
    Summit Credit Union
    Similarity Rank: 481

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 829 $149,585,000 $180,440 $3,244 4.75%
    FHA 283 $44,705,000 $157,968 $6,344 4.73%
    VA 42 $8,200,000 $195,238 $6,048 4.36%

    For 2018, Midwest Community Bank's most frequently originated type of loan was Conventional, with 829 originations. Their 2nd most popular type was FHA, with 283 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 992 $170,660,000 $172,036 $4,389 4.77%
    Cash Out Refi 85 $15,505,000 $182,412 $2,833 4.61%
    Refi 77 $16,325,000 $212,013 $2,362 4.38%

    For 2018, Midwest Community Bank's most frequently cited loan purpose was Home Purchase, with 992 originations. The 2nd most popular reason was Cash Out Refi, with 85 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,050 $185,090,000 $176,276 $4,302 4.77%
    15 Year 71 $11,435,000 $161,056 $2,680 4.17%
    20 Year 23 $3,695,000 $160,652 $2,187 4.65%
    Other 4 $800,000 $200,000 $1,910 5.31%
    10 Year 3 $465,000 $155,000 $2,137 4.04%
    5 Year 2 $510,000 $255,000 $0 4.00%
    3 Year 1 $495,000 $495,000 $0 5.13%

    For 2018, Midwest Community Bank's most frequently cited loan duration was 30 Year, with 1,050 originations. The 2nd most popular length was 15 Year, with 71 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 564 $102,960,000 $182,553
    $1k-2k 507 $85,415,000 $168,471
    $2k-3k 15 $4,955,000 $330,333
    $4k-5k 2 $400,000 $200,000
    $5k+ 1 $545,000 $545,000

    Midwest Community Bank's average total fees were $4,302, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 564 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 790 $152,650,000 $193,228
    5-6% 269 $31,715,000 $117,900
    3-4% 90 $17,380,000 $193,111
    6-7% 5 $745,000 $149,000

    During 2018, Midwest Community Bank's average interest rate for loans was 4.77%, while their most frequently originated rate bucket for loans was 4-5%, with 790 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 557 $81,415,000 $146,167 $4,172 4.71%
    $200k-400k 301 $79,955,000 $265,631 $4,785 4.54%
    $100,000 or less 254 $17,900,000 $70,472 $3,160 5.03%
    $400k-600k 33 $15,155,000 $459,242 $4,674 4.50%
    $600k-1MM 6 $4,230,000 $705,000 $4,958 4.42%
    $1MM+ 3 $3,835,000 $1,278,333 $5,189 4.38%

    2018 saw Midwest Community Bank place emphasis on $100k-200k loans with 557 originations, totaling $81,415,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 341 $51,435,000 $150,836 $4,384 4.77%
    $50k or less 327 $35,425,000 $108,333 $4,017 4.86%
    $75k-100k 183 $33,925,000 $185,383 $4,241 4.70%
    $100k-150k 174 $38,250,000 $219,828 $4,013 4.60%
    $150k-250k 93 $28,655,000 $308,118 $4,047 4.53%
    $250k+ 33 $13,725,000 $415,909 $3,764 4.48%

    Midwest Community Bank lent most frequently to those with incomes in the $50k-75k range, with 341 originations. The second most popular income band? $50k or less, with 327 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 191 $30,545,000 $159,921 $3,680 4.75%
    20-30% 177 $28,915,000 $163,362 $3,454 4.70%
    50-60% 79 $13,855,000 $175,380 $6,743 4.54%
    44% 69 $12,155,000 $176,159 $4,410 4.87%
    43% 59 $10,015,000 $169,746 $4,326 4.90%
    41% 57 $9,885,000 $173,421 $4,285 4.82%
    39% 57 $8,955,000 $157,105 $3,915 4.85%
    42% 55 $9,635,000 $175,182 $4,083 4.77%
    37% 46 $10,140,000 $220,435 $4,563 4.85%
    38% 46 $10,990,000 $238,913 $4,180 4.73%
    36% 44 $7,740,000 $175,909 $3,615 4.75%
    40% 43 $7,445,000 $173,140 $4,109 4.83%
    48% 43 $8,585,000 $199,651 $4,332 4.55%
    <20% 39 $5,605,000 $143,718 $2,898 4.63%
    45% 39 $6,965,000 $178,590 $4,606 4.75%
    47% 37 $6,705,000 $181,216 $4,808 4.58%
    49% 35 $6,685,000 $191,000 $3,840 4.60%
    46% 31 $5,865,000 $189,194 $4,738 4.51%

    Midwest Community Bank lent most frequently to those with DTI ratios of 30-36%, with 191 originations. The next most common DTI ratio? 20-30%, with 177 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,082 $190,540,000 $176,100 $4,143 4.72%
    Black 44 $6,120,000 $139,091 $4,472 4.98%
    Asian 22 $4,570,000 $207,727 $4,129 4.81%
    Not applicable 2 $510,000 $255,000 $0 4.00%
    Native Hawaiian or Islander 2 $430,000 $215,000 $5,238 5.06%
    American Indian 1 $185,000 $185,000 $5,393 4.50%
    Not provided 1 $135,000 $135,000 $4,291 4.75%

    Approval Rates

    Total approvals of all applications
    95.87%

    Midwest Community Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    75.13%

    Midwest Community Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,154 $202,490,000 $175,468

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 1 $355,000 $355,000
    Single Family (1-4 Units):Site-Built 1,153 $202,135,000 $175,312

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 11 $965,000 $87,727 $2,372 4.40%
    40-60% 44 $5,880,000 $133,636 $2,840 4.52%
    60-80% 251 $48,365,000 $192,689 $3,033 4.67%
    80-100% 832 $144,080,000 $173,173 $4,444 4.77%
    Over 100% 10 $2,530,000 $253,000 $9,844 4.31%
    Under 20% 5 $105,000 $21,000 $6,120 4.93%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    MIDWEST EQUITY MORTGAGE, LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Midwest Community Bank 1725 South West Avenue Freeport, IL 61032 Full Service B&M $43,608
    Midwest Community Bank 3963 N Perryville Rd Rockford, IL 61114 Full Service B&M $41,796
    Midwest Community Bank 510 Park Crest Drive Freeport, IL 61032 Full Service B&M $117,672

    For 2018, Midwest Community Bank had 3 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $9,282
    Net interest income $7,713
    Total noninterest income $14,610
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $219
    Trading account gains and fees $0
    Additional Noninterest Income $14,391
    Pre-tax net operating income $2,472
    Securities gains (or losses, -) $0
    Income before extraordinary items $2,472
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $2,472
    Minority interest net income $255
    Net income $2,217
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $2,472

    Midwest Community Bank's gross interest income from loans was $9,282,000.
    Midwest Community Bank's net interest income from loans was $7,713,000.
    Midwest Community Bank's fee based income from loans was $219,000.
    Midwest Community Bank's net income from loans was $2,217,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $1,569
    Provision for credit losses $0
    Total noninterest expense $19,851
    Salaries and employee benefits $13,413
    Premises and equipment expense $1,617
    Additional noninterest expense $4,821
    Applicable income taxes $0
    Net charge-offs $181
    Cash dividends $2,467

    Midwest Community Bank's interest expense for loans was $1,569,000.
    Midwest Community Bank's payroll and benefits expense were $13,413,000.
    Midwest Community Bank's property, plant and equipment expenses $1,617,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $196,030
    Deposits held in domestic offices $196,030
    Deposits by Individuals, partnerships, and corporations $194,307
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $1,723
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $75,492
    Demand deposits $34,959
    Nontransaction accounts $120,538
    Money market deposit accounts (MMDAs) $35,948
    Other savings deposits (excluding MMDAs) $21,708
    Total time deposits $62,883
    Total time and savings deposits $161,071
    Noninterest-bearing deposits $36,567
    Interest-bearing deposits $159,463
    Retail deposits $179,807
    IRAs and Keogh plan accounts $13,430
    Brokered deposits $10,715
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $223,000
    Cash & Balances due from depository institutions $10,025
    Interest-bearing balances $4,819
    Total securities $1,647
    Federal funds sold & reverse repurchase $0
    Net loans and leases $192,637
    Loan and leases loss allowance $2,101
    Trading account assets $0
    Bank premises and fixed assets $3,628
    Other real estate owned $3,124
    Goodwill and other intangibles $3,638
    All other assets $8,301

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $223,000
    Total Liabilities $196,996
    Total deposits $196,030
    Interest-bearing deposits $159,463
    Deposits held in domestic offices $196,030
    % insured (estimated) $84
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $966

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $192,637
    Loan and leases loss allowance $2,101
    Total loans and leases (domestic) $194,738
    All real estate loans $160,698
    Real estate loans in domestic offices $160,698
    Construction and development loans $2,732
    Residential 1-4 family construction $2,548
    Other construction, all land development and other land $184
    Loans secured by nonfarm nonresidential properties $28,735
    Nonfarm nonresidential secured by owner-occupied properties $5,660
    Commercial real estate & other non-farm, non-residential $23,075
    Multifamily residential real estate $64,178
    1-4 family residential loans $58,899
    Farmland loans $6,154
    Loans held in foreign offices $0
    Farm loans $27,123
    Commercial and industrial loans $6,428
    To non-U.S. addressees $0
    Loans to individuals $464
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $97
    Other loans to individuals $367
    All other loans & leases $25
    Loans to foreign governments and official institutions $0
    Other loans $25
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,940
    Non 1-4 family restructured loans & leases $1,811
    Total loans and leases (foreign) $0

    Midwest Community Bank had $192,637,000 of loans outstanding in 2018. $160,698,000 of loans were in real estate loans. $2,732,000 of loans were in development loans. $64,178,000 of loans were in multifamily mortgage loans. $58,899,000 of loans were in 1-4 family mortgage loans. $27,123,000 of loans were in farm loans. $0 of loans were in credit card loans. $97,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 33 $7,321 $221,848
    Nonfarm, nonresidential loans - <$100k 5 $150 $30,000
    Nonfarm, nonresidential loans - $100-250k 10 $723 $72,300
    Nonfarm, nonresidential loans - $250k-1MM 18 $6,448 $358,222
    Commercial & Industrial, US addressed loans - <$1MM 36 $3,955 $109,861
    Commercial & Industrial, US addressed loans - <$100k 20 $397 $19,850
    Commercial & Industrial, US addressed loans - $100-250k 6 $504 $84,000
    Commercial & Industrial, US addressed loans - $250k-1MM 10 $3,054 $305,400
    Farmland loans - <$1MM 12 $1,877 $156,417
    Farmland loans - <$100k 1 $31 $31,000
    Farmland loans - $100-250k 7 $655 $93,571
    Farmland loans - $250k-1MM 4 $1,191 $297,750
    Agriculture operations loans - <$1MM 33 $3,605 $109,242
    Agriculture operations loans - <$100k 17 $443 $26,059
    Agriculture operations loans - $100-250k 9 $1,000 $111,111
    Agriculture operations loans - $250k-1MM 7 $2,162 $308,857