Baycoast Bank Mortgage Rates, Fees & Info
FALL RIVER, MALEI: 549300OTLWFQPOOSC346
Tax ID: 04-1178460
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Mortgage Data
Bank Data
Review & Overview
Baycoast Bank is a smaller bank specializing in Home Purchase loans. Baycoast Bank has a high proportion of conventional loans. Their top markets by origination volume include: Providence, Boston, Worcester, Bridgeport, and Barnstable Town among others. We have data for 49 markets. (Some data included below & more in-depth data is available with an active subscription.)Baycoast Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Baycoast Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 4.29% | 4/18/24 |
| 30 Year Conventional Purchase | 6.27% | 4/18/24 |
| 30 Year Conventional Refi | 6.27% | 4/18/24 |
| 30 Year Cash-out Refi | 6.27% | 4/18/24 |
| 15 Year Conventional Purchase | 7.79% | 4/18/24 |
| 15 Year Conventional Refi | 7.12% | 4/18/24 |
| 15 Year Cash-out Refi | 7.12% | 4/18/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Baycoast Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
787Origination Dollar Volume (All Markets)
$181,785,000Employee count
407Awards
BayCoast Bank - 2018
BayCoast Bank is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 471 | $120,085,000 | $254,958 | $2,571 | 4.67% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 123 | $30,045,000 | $244,268 | $4,286 | 5.26% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 15 | $5,585,000 | $372,333 | $3,448 | 5.13% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 6 | $5,580,000 | $930,000 | $10,244 | 4.31% |
| Outside of Metro Areas | 8 | $2,400,000 | $300,000 | $4,274 | 4.53% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 10 | $2,310,000 | $231,000 | $2,023 | 4.76% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 20 | $1,830,000 | $91,500 | $3,713 | 6.20% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2 | $1,500,000 | $750,000 | $9,505 | 4.25% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $9,779 | 5.25% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 12 | $1,050,000 | $87,500 | $3,740 | 6.04% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 8 | $1,020,000 | $127,500 | $3,878 | 5.45% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $4,825 | 5.68% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $6,360 | 3.88% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,358 | 5.88% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 11 | $615,000 | $55,909 | $0 | 6.70% |
| Concord, NH (FHA|USDA|VA) | 10 | $490,000 | $49,000 | $0 | 6.43% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,265 | 6.17% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $0 | 6.16% |
| Torrington, CT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 4.63% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 6 | $390,000 | $65,000 | $0 | 6.42% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 6 | $390,000 | $65,000 | $0 | 6.41% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $365,000 | $73,000 | $0 | 6.40% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 7 | $335,000 | $47,857 | $0 | 6.89% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $330,000 | $55,000 | $0 | 6.62% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 5 | $305,000 | $61,000 | $0 | 6.65% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,971 | 4.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 4.88% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $0 | 6.88% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 6.88% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 6.75% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 6.13% |
| Holland, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.75% |
| READING, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.25% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.50% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 6.87% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 6.87% |
| DOVER, DE (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.25% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 7.00% |
| Keene, NH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.00% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.25% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.75% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.50% |
| NILES, MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.25% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.75% |
| MONROE, MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.99% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.99% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 5.50% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.75% |
| FLINT, MI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.75% |
Their top states include:
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 787 | $181,785,000 | $230,985 | $3,016 | 5.07% |
For 2018, Baycoast Bank's most frequently originated type of loan was Conventional, with 787 originations.
Loan Reason
For 2018, Baycoast Bank's most frequently cited loan purpose was Home Purchase, with 519 originations. The 2nd most popular reason was Cash Out Refi, with 117 originations.
Loan Duration/Length
For 2018, Baycoast Bank's most frequently cited loan duration was 30 Year, with 308 originations. The 2nd most popular length was 20 Year, with 170 originations.
Origination Fees/Closing Costs
Baycoast Bank's average total fees were $3,812, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 271 originations.
Interest Rates
During 2018, Baycoast Bank's average interest rate for loans was 4.44%, while their most frequently originated rate bucket for loans was 4-5%, with 335 originations.
Loan Sizing
2018 saw Baycoast Bank place emphasis on $100,000 or less loans with 304 originations, totaling $15,930,000 in origination value.
Applicant Income
Baycoast Bank lent most frequently to those with incomes in the $50k-75k range, with 155 originations. The second most popular income band? $100k-150k, with 141 originations.
Applicant Debt to Income Ratio
Baycoast Bank lent most frequently to those with DTI ratios of 20-30%, with 176 originations. The next most common DTI ratio? 30-36%, with 156 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.79%
Baycoast Bank has an average approval rate.
Pick Rate
Approvals leading to origination76.62%
Baycoast Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 444.75 | 1 | $35,000 | $35,000 |
| 506.5 | 1 | $45,000 | $45,000 |
| 509.5 | 1 | $95,000 | $95,000 |
| 510.75 | 2 | $90,000 | $45,000 |
| 512.25 | 6 | $440,000 | $73,333 |
| 566.5 | 5 | $345,000 | $69,000 |
| 569.5 | 1 | $55,000 | $55,000 |
| 570.75 | 11 | $605,000 | $55,000 |
| 572.25 | 1 | $55,000 | $55,000 |
| 577.5 | 4 | $250,000 | $62,500 |
| 581.75 | 7 | $395,000 | $56,429 |
| 592.5 | 1 | $125,000 | $125,000 |
| 596.8 | 1 | $75,000 | $75,000 |
| 599.45 | 1 | $55,000 | $55,000 |
| 607.5 | 1 | $85,000 | $85,000 |
| 631.05 | 1 | $55,000 | $55,000 |
| 653.75 | 2 | $140,000 | $70,000 |
| 654.5 | 4 | $270,000 | $67,500 |
| 658.75 | 1 | $105,000 | $105,000 |
| 665.5 | 1 | $75,000 | $75,000 |
| 669.75 | 2 | $110,000 | $55,000 |
| 679.5 | 1 | $205,000 | $205,000 |
| 682.25 | 7 | $375,000 | $53,571 |
| 684.8 | 1 | $25,000 | $25,000 |
| 704.0 | 1 | $45,000 | $45,000 |
| 704.75 | 1 | $105,000 | $105,000 |
| 706.5 | 3 | $435,000 | $145,000 |
| 710.75 | 1 | $75,000 | $75,000 |
| 719.75 | 1 | $45,000 | $45,000 |
| 731.5 | 1 | $85,000 | $85,000 |
| 758.75 | 1 | $25,000 | $25,000 |
| 766.5 | 2 | $300,000 | $150,000 |
| 770.75 | 11 | $755,000 | $68,636 |
| 781.75 | 3 | $335,000 | $111,667 |
| 785.75 | 1 | $55,000 | $55,000 |
| 791.5 | 1 | $35,000 | $35,000 |
| 795.75 | 5 | $235,000 | $47,000 |
| 796.5 | 1 | $165,000 | $165,000 |
| 802.5 | 13 | $1,245,000 | $95,769 |
| 805.75 | 1 | $75,000 | $75,000 |
| 806.75 | 37 | $2,505,000 | $67,703 |
| 821.75 | 1 | $55,000 | $55,000 |
| 825.25 | 3 | $165,000 | $55,000 |
| 826.5 | 1 | $95,000 | $95,000 |
| 827.5 | 1 | $75,000 | $75,000 |
| 830.25 | 1 | $35,000 | $35,000 |
| 832.8 | 1 | $95,000 | $95,000 |
| 835.25 | 1 | $55,000 | $55,000 |
| 836.75 | 1 | $125,000 | $125,000 |
| 841.25 | 1 | $105,000 | $105,000 |
| 849.5 | 4 | $320,000 | $80,000 |
| 853.75 | 5 | $265,000 | $53,000 |
| 854.5 | 6 | $430,000 | $71,667 |
| 858.75 | 6 | $320,000 | $53,333 |
| 865.0 | 1 | $65,000 | $65,000 |
| 866.5 | 1 | $65,000 | $65,000 |
| 869.75 | 1 | $65,000 | $65,000 |
| 870.75 | 1 | $25,000 | $25,000 |
| 883.75 | 5 | $265,000 | $53,000 |
| 890.5 | 15 | $1,025,000 | $68,333 |
| 894.75 | 24 | $1,150,000 | $47,917 |
| 907.5 | 1 | $35,000 | $35,000 |
| NA | 558 | $166,320,000 | $298,065 |
Occupancy Type Mix
LTV Distribution
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| BayCoast Bank | 1 Crandall Road Tiverton, RI 2878 | Full Service B&M | $56,276 |
| BayCoast Bank | 1000 Ashley Boulevard New Bedford, MA 2745 | Full Service B&M | $87,316 |
| BayCoast Bank | 110 Taunton Avenue Seekonk, MA 2771 | Full Service B&M | $46,276 |
| BayCoast Bank | 75 Alden Road Fairhaven, MA 2719 | Full Service B&M | $40,223 |
| BayCoast Bank | 787 Main Road Westport, MA 2790 | Full Service B&M | $87,507 |
| BayCoast Bank | 81 Troy Street Fall River, MA 2721 | Full Service B&M | $63,025 |
| BayCoast Bank | 1485 Pleasant Street Fall River, MA 2722 | Full Service B&M | $26,056 |
| BayCoast Bank | 2 Meeting House Lane Little Compton, RI 2837 | Full Service B&M | $4,057 |
| BayCoast Bank | 23 Elm Street New Bedford, MA 2740 | Full Service B&M | $85,892 |
| BayCoast Bank | 299 State Road Dartmouth, MA 2747 | Full Service B&M | $37,288 |
| BayCoast Bank | 310 Airport Road Fall River, MA 2721 | Full Service B&M | $20,414 |
| BayCoast Bank | 330 Swansea Drive Swansea, MA 2777 | Full Service B&M | $0 |
| BayCoast Bank | 330 Swansea Mall Drive Swansea, MA 2777 | Full Service B&M | $180,926 |
| BayCoast Bank | 335 Stafford Road Fall River, MA 2721 | Full Service B&M | $73,972 |
| BayCoast Bank | 438 Spring Street North Dighton, MA 2764 | Full Service B&M | $56,814 |
| BayCoast Bank | 490 Robeson Street Fall River, MA 2720 | Full Service B&M | $119,428 |
| BayCoast Bank | 554 Wilbur Avenue Swansea, MA 2777 | Full Service B&M | $59,100 |
| BayCoast Bank | 714 Dartmouth Street Dartmouth, MA 2747 | Full Service B&M | $29,509 |
| BayCoast Bank | Route 6 And Brayton Point Road Somerset, MA 2725 | Full Service B&M | $74,930 |
For 2018, Baycoast Bank had 19 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $60,832 |
| Net interest income | $48,546 |
| Total noninterest income | $25,278 |
| Gross Fiduciary activities income | $4,596 |
| Service charges on deposit accounts | $2,245 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $18,437 |
| Pre-tax net operating income | $7,274 |
| Securities gains (or losses, -) | $4,010 |
| Income before extraordinary items | $8,778 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $8,778 |
| Minority interest net income | $53 |
| Net income | $8,725 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $5,610 |
Baycoast Bank's gross interest income from loans was $60,832,000.
Baycoast Bank's net interest income from loans was $48,546,000.
Baycoast Bank's fee based income from loans was $2,245,000.
Baycoast Bank's net income from loans was $8,725,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $12,286 |
| Provision for credit losses | $2,215 |
| Total noninterest expense | $64,335 |
| Salaries and employee benefits | $38,419 |
| Premises and equipment expense | $8,764 |
| Additional noninterest expense | $17,152 |
| Applicable income taxes | $2,506 |
| Net charge-offs | $343 |
| Cash dividends | $0 |
Baycoast Bank's interest expense for loans was $12,286,000.
Baycoast Bank's payroll and benefits expense were $38,419,000.
Baycoast Bank's property, plant and equipment expenses $8,764,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $1,311,989 |
| Deposits held in domestic offices | $1,311,989 |
| Deposits by Individuals, partnerships, and corporations | $1,171,739 |
| Deposits by U.S. Government | $40,765 |
| Deposits by States and political subdivisions in the U.S. | $19,836 |
| Deposits by Commercial banks and other depository institutions in U.S. | $79,649 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $145,450 |
| Demand deposits | $105,454 |
| Nontransaction accounts | $1,166,539 |
| Money market deposit accounts (MMDAs) | $217,336 |
| Other savings deposits (excluding MMDAs) | $525,314 |
| Total time deposits | $423,889 |
| Total time and savings deposits | $1,206,535 |
| Noninterest-bearing deposits | $274,400 |
| Interest-bearing deposits | $1,037,589 |
| Retail deposits | $1,129,038 |
| IRAs and Keogh plan accounts | $52,723 |
| Brokered deposits | $97,632 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $1,682,487 |
| Cash & Balances due from depository institutions | $29,201 |
| Interest-bearing balances | $1,780 |
| Total securities | $178,815 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $1,347,037 |
| Loan and leases loss allowance | $9,320 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $31,871 |
| Other real estate owned | $461 |
| Goodwill and other intangibles | $23,109 |
| All other assets | $71,993 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $1,682,487 |
| Total Liabilities | $1,526,414 |
| Total deposits | $1,311,989 |
| Interest-bearing deposits | $1,037,589 |
| Deposits held in domestic offices | $1,311,989 |
| % insured (estimated) | $74 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $181,157 |
| Subordinated debt | $0 |
| All other liabilities | $33,268 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $1,347,037 |
| Loan and leases loss allowance | $9,320 |
| Total loans and leases (domestic) | $1,356,357 |
| All real estate loans | $1,084,325 |
| Real estate loans in domestic offices | $1,084,325 |
| Construction and development loans | $107,409 |
| Residential 1-4 family construction | $27,423 |
| Other construction, all land development and other land | $79,986 |
| Loans secured by nonfarm nonresidential properties | $455,588 |
| Nonfarm nonresidential secured by owner-occupied properties | $237,191 |
| Commercial real estate & other non-farm, non-residential | $218,397 |
| Multifamily residential real estate | $74,941 |
| 1-4 family residential loans | $446,387 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $16,308 |
| Commercial and industrial loans | $155,205 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $100,354 |
| Credit card loans | $0 |
| Related Plans | $79 |
| Consumer Auto Loans | $5,725 |
| Other loans to individuals | $94,550 |
| All other loans & leases | $165 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $0 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $5,743 |
| Non 1-4 family restructured loans & leases | $3,243 |
| Total loans and leases (foreign) | $0 |
BayCoast Bank had $1,347,037,000 of loans outstanding in 2018. $1,084,325,000 of loans were in real estate loans. $107,409,000 of loans were in development loans. $74,941,000 of loans were in multifamily mortgage loans. $446,387,000 of loans were in 1-4 family mortgage loans. $16,308,000 of loans were in farm loans. $0 of loans were in credit card loans. $5,725,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 532 | $142,436 | $267,737 |
| Nonfarm, nonresidential loans - <$100k | 69 | $2,646 | $38,348 |
| Nonfarm, nonresidential loans - $100-250k | 180 | $24,030 | $133,500 |
| Nonfarm, nonresidential loans - $250k-1MM | 283 | $115,760 | $409,046 |
| Commercial & Industrial, US addressed loans - <$1MM | 624 | $54,877 | $87,944 |
| Commercial & Industrial, US addressed loans - <$100k | 372 | $8,733 | $23,476 |
| Commercial & Industrial, US addressed loans - $100-250k | 139 | $14,043 | $101,029 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 113 | $32,101 | $284,080 |
| Agriculture operations loans - <$1MM | 3 | $572 | $190,667 |
| Agriculture operations loans - $100-250k | 1 | $83 | $83,000 |
| Agriculture operations loans - $250k-1MM | 2 | $489 | $244,500 |