Equity Bank Mortgage Rates, Fees & Info
Andover, KSLEI: 549300TJF420N3F01V87
Tax ID: 48-0987182
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Mortgage Data
Bank Data
Review & Overview
Equity Bank is a smaller bank specializing in Refi and Home Purchase loans. Equity Bank has a high proportion of conventional loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Kansas City, Wichita, Harrison, Oklahoma City, and Pittsburg among others. We have data for 53 markets. (Some data included below & more in-depth data is available with an active subscription.)Equity Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Equity Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 12/16/24 |
| 30 Year Conventional Purchase | 6.59% | 12/16/24 |
| 30 Year Conventional Refi | 6.31% | 12/16/24 |
| 30 Year Cash-out Refi | 6.75% | 12/16/24 |
| 30 Year FHA Purchase | 7.09% | 12/16/24 |
| 30 Year VA Purchase | 6.27% | 12/16/24 |
| 30 Year USDA Purchase | 7.05% | 12/16/24 |
| 15 Year Conventional Purchase | 6.30% | 12/16/24 |
| 15 Year Conventional Refi | 6.15% | 12/16/24 |
| 15 Year Cash-out Refi | 6.15% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Equity Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,017Origination Dollar Volume (All Markets)
$181,765,000Employee count
623Awards
Equity Bank - 2020
Equity Bank is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 155 | $31,345,000 | $202,226 | $2,685 | 3.98% |
| Outside of Metro Areas | 202 | $30,470,000 | $150,842 | $2,862 | 4.13% |
| WICHITA, KS (FHA|USDA|VA) | 86 | $16,860,000 | $196,047 | $2,407 | 3.48% |
| Harrison, AR (FHA|USDA|VA) | 128 | $16,400,000 | $128,125 | $2,551 | 3.58% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 4 | $9,080,000 | $2,270,000 | $0 | 4.00% |
| Pittsburg, KS (FHA|USDA|VA) | 41 | $7,665,000 | $186,951 | $3,400 | 3.37% |
| Guymon, OK (FHA|USDA|VA) | 75 | $6,795,000 | $90,600 | $4,362 | 4.87% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 33 | $6,705,000 | $203,182 | $3,243 | 3.33% |
| TULSA, OK (FHA|USDA|VA) | 26 | $6,470,000 | $248,846 | $4,119 | 4.21% |
| Liberal, KS (FHA|USDA|VA) | 20 | $5,690,000 | $284,500 | $2,209 | 5.18% |
| Warrensburg, MO (FHA|USDA|VA) | 32 | $5,170,000 | $161,563 | $2,677 | 4.44% |
| Ponca City, OK (FHA|USDA|VA) | 50 | $4,710,000 | $94,200 | $3,880 | 4.75% |
| Hays, KS (FHA|USDA|VA) | 23 | $3,935,000 | $171,087 | $3,082 | 3.24% |
| Coffeyville, KS (FHA|USDA|VA) | 36 | $3,600,000 | $100,000 | $3,064 | 3.85% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $3,415,000 | $3,415,000 | $0 | 4.27% |
| Emporia, KS (FHA|USDA|VA) | 2 | $3,410,000 | $1,705,000 | $0 | 4.25% |
| TOPEKA, KS (FHA|USDA|VA) | 20 | $2,840,000 | $142,000 | $2,238 | 4.55% |
| Sedalia, MO (FHA|USDA|VA) | 19 | $2,215,000 | $116,579 | $2,676 | 3.86% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $2,005,000 | $2,005,000 | $0 | 4.25% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $1,165,000 | $1,165,000 | $7,968 | 4.50% |
| LAWRENCE, KS (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $2,352 | 3.86% |
| Branson, MO (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $3,065 | 3.67% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $6,166 | 3.88% |
| Garden City, KS (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $0 | 4.76% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $2,918 | 2.83% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,141 | 2.56% |
| Marshall, MO (FHA|USDA|VA) | 10 | $660,000 | $66,000 | $2,691 | 5.29% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $0 | 4.09% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 4.89% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $2,644 | 4.10% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $0 | 5.30% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,308 | 2.63% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,333 | 3.38% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,882 | 2.63% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,159 | 3.75% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,596 | 2.50% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,582 | 2.31% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,806 | 2.88% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,295 | 2.75% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,161 | 4.75% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.88% |
| Russellville, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,713 | 3.13% |
| Portales, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.78% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.50% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,869 | 3.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.77% |
| Parsons, KS (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,125 | 3.00% |
| Batesville, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,997 | 2.75% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,700 | 2.88% |
| ENID, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.71% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,613 | 3.99% |
| Winfield, KS (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 6.32% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against Equity Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2020, Equity Bank's most frequently originated type of loan was Conventional, with 847 originations. Their 2nd most popular type was USDA, with 80 originations.
Loan Reason
For 2020, Equity Bank's most frequently cited loan purpose was Refi, with 479 originations. The 2nd most popular reason was Home Purchase, with 446 originations.
Loan Duration/Length
For 2020, Equity Bank's most frequently cited loan duration was 30 Year, with 490 originations. The 2nd most popular length was 5 Year, with 207 originations.
Origination Fees/Closing Costs
Equity Bank's average total fees were $3,056, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 509 originations.
Interest Rates
During 2020, Equity Bank's average interest rate for loans was 3.25%, while their most frequently originated rate bucket for loans was 2.5-3%, with 233 originations.
Loan Sizing
2020 saw Equity Bank place emphasis on $100,000 or less loans with 399 originations, totaling $22,995,000 in origination value.
Applicant Income
Equity Bank lent most frequently to those with incomes in the $50k or less range, with 228 originations. The second most popular income band? $50k-75k, with 208 originations.
Applicant Debt to Income Ratio
Equity Bank lent most frequently to those with DTI ratios of 20-30%, with 181 originations. The next most common DTI ratio? 30-36%, with 132 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.15%
Equity Bank has an average approval rate.
Pick Rate
Approvals leading to origination79.84%
Equity Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 125.0 | 2 | $60,000 | $30,000 |
| 84.0 | 5 | $245,000 | $49,000 |
| NA | 1,010 | $181,460,000 | $179,663 |
Occupancy Type Mix
LTV Distribution
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Equity Bank | 2602 North Highway 64 Guymon, OK 73942 | Full Service B&M | $13,141 |
| Equity Bank | 110 E. First Street Cordell, OK 73632 | Full Service B&M | $27,624 |
| Equity Bank | 100 East Main Warsaw, MO 65355 | Full Service B&M | $65,919 |
| Equity Bank | 102 N Broadway Street Pittsburg, KS 66762 | Full Service B&M | $19,143 |
| Equity Bank | 102 South Main Street Newkirk, OK 74647 | Full Service B&M | $67,056 |
| Equity Bank | 10222 West Central Street Wichita, KS 67212 | Full Service B&M | $60,864 |
| Equity Bank | 106 South Adams Grinnell, KS 67738 | Full Service B&M | $24,791 |
| Equity Bank | 107 West Van Buren Eureka Springs, AR 72632 | Full Service B&M | $80,800 |
| Equity Bank | 112 E Myrtle Street Independence, KS 67301 | Full Service B&M | $53,451 |
| Equity Bank | 1251 Oldham Pkwy Lees Summit, MO 64081 | Full Service B&M | $44,491 |
| Equity Bank | 1304 Highway 62/65 North Harrison, AR 72601 | Full Service B&M | $60,287 |
| Equity Bank | 1417 E Hartford Ponca City, OK 74604 | Full Service B&M | $11,314 |
| Equity Bank | 1555 North Webb Road Wichita, KS 67206 | Full Service B&M | $40,694 |
| Equity Bank | 1700 N Lincoln Ave Liberal, KS 67901 | Full Service B&M | $288,402 |
| Equity Bank | 1919 North Highway 13 Higginsville, MO 64037 | Full Service B&M | $57,530 |
| Equity Bank | 198 Slack Street Pea Ridge, AR 72751 | Full Service B&M | $26,743 |
| Equity Bank | 200 East Ridge Avenue Harrison, AR 72601 | Full Service B&M | $176,292 |
| Equity Bank | 200 North State Street Knob Noster, MO 65336 | Full Service B&M | $58,939 |
| Equity Bank | 222 East Grand Ponca City, OK 74601 | Full Service B&M | $110,770 |
| Equity Bank | 23 W. 4th Street Liberal, KS 67901 | Full Service B&M | $1,432 |
| Equity Bank | 2428 Vine Street Hays, KS 67601 | Full Service B&M | $74,520 |
| Equity Bank | 250 East Tucker Road Liberal, KS 67901 | Full Service B&M | $5,626 |
| Equity Bank | 300 Highway 212 Quinter, KS 67752 | Full Service B&M | $15,187 |
| Equity Bank | 300 South Miller Street Sweet Springs, MO 65351 | Full Service B&M | $35,006 |
| Equity Bank | 301 S. E. Main Street Lees Summit, MO 64063 | Full Service B&M | $24,866 |
| Equity Bank | 345 North Andover Road Andover, KS 67002 | Full Service B&M | $131,331 |
| Equity Bank | 3825 Southwest 29th Street Topeka, KS 66614 | Full Service B&M | $40,932 |
| Equity Bank | 4551 W 107th St, Ste 210 Overland Park, KS 66207 | Full Service B&M | $94,160 |
| Equity Bank | 502 South Jackson Street Hugoton, KS 67951 | Full Service B&M | $35,535 |
| Equity Bank | 504 West Benton Windsor, MO 65360 | Full Service B&M | $63,549 |
| Equity Bank | 507 West 8th Street Topeka, KS 66603 | Limited, Drive-thru | $2 |
| Equity Bank | 601 North Main Street Guymon, OK 73942 | Full Service B&M | $142,265 |
| Equity Bank | 612 North Maguire Warrensburg, MO 64093 | Full Service B&M | $134,498 |
| Equity Bank | 615 East Ohio Street Clinton, MO 64735 | Full Service B&M | $81,132 |
| Equity Bank | 6200 Nw 63rd Street Kansas City, MO 64151 | Full Service B&M | $28,044 |
| Equity Bank | 651 Ne Coronado Drive Blue Springs, MO 64014 | Full Service B&M | $72,358 |
| Equity Bank | 701 Kansas Avenue Topeka, KS 66603 | Full Service B&M | $106,713 |
| Equity Bank | 745 Main Street Hoxie, KS 67740 | Full Service B&M | $93,361 |
| Equity Bank | 7701 East Kellogg Wichita, KS 67207 | Full Service B&M | $360,864 |
| Equity Bank | 801 Main Street Neodesha, KS 66757 | Full Service B&M | $12,153 |
| Equity Bank | 802 East Prospect Ponca City, OK 74602 | Full Service B&M | $47,212 |
| Equity Bank | 8880 W. 151st Street Overland Park, KS 66221 | Full Service B&M | $38,188 |
| Equity Bank | 902 Mcarthur Road Coffeyville, KS 67337 | Full Service B&M | $17,568 |
| Equity Bank | 909 Ne Rice Road Lees Summit, MO 64064 | Full Service B&M | $24,013 |
| Equity Bank | 911 W. Trimble Berryville, AR 72616 | Full Service B&M | $36,165 |
| Equity Bank | 916 Washington Street Ellis, KS 67637 | Full Service B&M | $67,489 |
| Equity Bank | 920 Thompson Boulevard Sedalia, MO 65301 | Full Service B&M | $89,965 |
| Equity Bank | 9292 South Delaware Ave Tulsa, OK 74137 | Full Service B&M | $101,248 |
| Equity Bank | 930 South Kansas Liberal, KS 67901 | Full Service B&M | $2,175 |
For 2020, Equity Bank had 49 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $155,562 |
| Net interest income | $136,577 |
| Total noninterest income | $24,539 |
| Gross Fiduciary activities income | $433 |
| Service charges on deposit accounts | $6,577 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $17,529 |
| Pre-tax net operating income | $-67,750 |
| Securities gains (or losses, -) | $11 |
| Income before extraordinary items | $-69,643 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $-69,643 |
| Minority interest net income | $0 |
| Net income | $-69,643 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $-69,654 |
Equity Bank's gross interest income from loans was $155,562,000.
Equity Bank's net interest income from loans was $136,577,000.
Equity Bank's fee based income from loans was $6,577,000.
Equity Bank's net income from loans was $-69,643,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $18,985 |
| Provision for credit losses | $24,255 |
| Total noninterest expense | $204,611 |
| Salaries and employee benefits | $54,007 |
| Premises and equipment expense | $8,783 |
| Additional noninterest expense | $141,821 |
| Applicable income taxes | $1,904 |
| Net charge-offs | $2,778 |
| Cash dividends | $7,500 |
Equity Bank's interest expense for loans was $18,985,000.
Equity Bank's payroll and benefits expense were $54,007,000.
Equity Bank's property, plant and equipment expenses $8,783,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 1.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 3.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $3,483,391 |
| Deposits held in domestic offices | $3,483,391 |
| Deposits by Individuals, partnerships, and corporations | $2,829,665 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $647,365 |
| Deposits by Commercial banks and other depository institutions in U.S. | $6,361 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $551,711 |
| Demand deposits | $202,328 |
| Nontransaction accounts | $2,931,680 |
| Money market deposit accounts (MMDAs) | $775,504 |
| Other savings deposits (excluding MMDAs) | $1,529,323 |
| Total time deposits | $626,853 |
| Total time and savings deposits | $3,281,063 |
| Noninterest-bearing deposits | $843,322 |
| Interest-bearing deposits | $2,640,069 |
| Retail deposits | $3,304,304 |
| IRAs and Keogh plan accounts | $81,080 |
| Brokered deposits | $12,773 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $4,012,781 |
| Cash & Balances due from depository institutions | $283,767 |
| Interest-bearing balances | $214,429 |
| Total securities | $872,327 |
| Federal funds sold & reverse repurchase | $548 |
| Net loans and leases | $2,570,381 |
| Loan and leases loss allowance | $33,709 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $89,526 |
| Other real estate owned | $11,733 |
| Goodwill and other intangibles | $48,789 |
| All other assets | $135,710 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $4,012,781 |
| Total Liabilities | $3,560,477 |
| Total deposits | $3,483,391 |
| Interest-bearing deposits | $2,640,069 |
| Deposits held in domestic offices | $3,483,391 |
| % insured (estimated) | $78 |
| Federal funds purchased and repurchase agreements | $36,029 |
| Trading liabilities | $0 |
| Other borrowed funds | $15,333 |
| Subordinated debt | $0 |
| All other liabilities | $25,724 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $2,570,381 |
| Loan and leases loss allowance | $33,709 |
| Total loans and leases (domestic) | $2,604,090 |
| All real estate loans | $1,756,584 |
| Real estate loans in domestic offices | $1,756,584 |
| Construction and development loans | $107,660 |
| Residential 1-4 family construction | $17,400 |
| Other construction, all land development and other land | $90,260 |
| Loans secured by nonfarm nonresidential properties | $866,303 |
| Nonfarm nonresidential secured by owner-occupied properties | $392,839 |
| Commercial real estate & other non-farm, non-residential | $473,464 |
| Multifamily residential real estate | $82,698 |
| 1-4 family residential loans | $557,341 |
| Farmland loans | $142,582 |
| Loans held in foreign offices | $0 |
| Farm loans | $86,152 |
| Commercial and industrial loans | $697,360 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $58,699 |
| Credit card loans | $557 |
| Related Plans | $11,420 |
| Consumer Auto Loans | $24,318 |
| Other loans to individuals | $22,404 |
| All other loans & leases | $5,295 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $1,818 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $0 |
| Non 1-4 family restructured loans & leases | $0 |
| Total loans and leases (foreign) | $0 |
Equity Bank had $2,570,381,000 of loans outstanding in 2020. $1,756,584,000 of loans were in real estate loans. $107,660,000 of loans were in development loans. $82,698,000 of loans were in multifamily mortgage loans. $557,341,000 of loans were in 1-4 family mortgage loans. $86,152,000 of loans were in farm loans. $557,000 of loans were in credit card loans. $24,318,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 770 | $152,001 | $197,404 |
| Nonfarm, nonresidential loans - <$100k | 260 | $10,600 | $40,769 |
| Nonfarm, nonresidential loans - $100-250k | 256 | $34,109 | $133,238 |
| Nonfarm, nonresidential loans - $250k-1MM | 254 | $107,292 | $422,409 |
| Commercial & Industrial, US addressed loans - <$1MM | 2,798 | $184,055 | $65,781 |
| Commercial & Industrial, US addressed loans - <$100k | 2,030 | $45,152 | $22,242 |
| Commercial & Industrial, US addressed loans - $100-250k | 489 | $56,425 | $115,389 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 279 | $82,478 | $295,620 |
| Farmland loans - <$1MM | 535 | $54,066 | $101,058 |
| Farmland loans - <$100k | 253 | $9,346 | $36,941 |
| Farmland loans - $100-250k | 200 | $22,314 | $111,570 |
| Farmland loans - $250k-1MM | 82 | $22,406 | $273,244 |
| Agriculture operations loans - <$1MM | 683 | $29,905 | $43,785 |
| Agriculture operations loans - <$100k | 508 | $10,972 | $21,598 |
| Agriculture operations loans - $100-250k | 111 | $9,011 | $81,180 |
| Agriculture operations loans - $250k-1MM | 64 | $9,922 | $155,031 |