Servisfirst Bank Mortgage Rates, Fees & Info

Birmingham, AL

LEI: 549300XSS1CPK8G7B851

Tax ID: 20-2451671

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Servisfirst Bank is a smaller bank specializing in Home Purchase and Refi loans. Servisfirst Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Birmingham, Atlanta, Charleston, Huntsville, and Mobile among others. We have data for 50 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Servisfirst Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Servisfirst Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 4/18/24
    30 Year Conventional Purchase 6.71% 4/18/24
    30 Year Conventional Refi 6.70% 4/18/24
    30 Year Cash-out Refi 7.02% 4/18/24
    30 Year FHA Purchase 7.37% 4/18/24
    30 Year VA Purchase 6.46% 4/18/24
    15 Year Conventional Purchase 6.18% 4/18/24
    15 Year Conventional Refi 6.09% 4/18/24
    15 Year Cash-out Refi 6.09% 4/18/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Servisfirst Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Servisfirst Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    554

    Origination Dollar Volume (All Markets)

    $317,320,000

    Employee count

    468

    Awards

    ServisFirst Bank 30 Year Conventional Loans silver ServisFirst Bank FHA Loans silver
    Show all (2) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 182 $87,090,000 $478,516 $4,167 4.83%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 28 $26,690,000 $953,214 $6,065 5.08%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 32 $19,410,000 $606,563 $6,192 4.92%
    HUNTSVILLE, AL (FHA|USDA|VA) 56 $19,070,000 $340,536 $5,247 4.72%
    MOBILE, AL (FHA|USDA|VA) 26 $16,740,000 $643,846 $4,378 4.91%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 37 $15,895,000 $429,595 $4,000 5.13%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $15,005,000 $15,005,000 $0 5.35%
    LOUISVILLE, KY (FHA|USDA|VA) 2 $11,930,000 $5,965,000 $0 5.08%
    DOTHAN, AL (FHA|USDA|VA) 52 $11,650,000 $224,038 $3,713 4.81%
    MONTGOMERY, AL (FHA|USDA|VA) 30 $10,590,000 $353,000 $3,509 4.90%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 10 $9,870,000 $987,000 $4,937 5.20%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 9 $8,815,000 $979,444 $7,112 4.73%
    Albertville, AL (FHA|USDA|VA) 3 $8,175,000 $2,725,000 $7,122 5.00%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 8 $5,400,000 $675,000 $6,325 4.86%
    GADSDEN, AL (FHA|USDA|VA) 2 $5,320,000 $2,660,000 $6,903 4.50%
    HATTIESBURG, MS (FHA|USDA|VA) 1 $4,465,000 $4,465,000 $0 4.75%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $4,350,000 $2,175,000 $1,773 5.06%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $4,170,000 $2,085,000 $0 4.50%
    Ozark, AL (FHA|USDA|VA) 3 $3,695,000 $1,231,667 $3,409 4.50%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 12 $3,020,000 $251,667 $3,007 4.68%
    Alexander City, AL (FHA|USDA|VA) 3 $2,915,000 $971,667 $7,060 4.75%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 8 $2,640,000 $330,000 $4,459 4.78%
    Edwards, CO (FHA|USDA|VA) 1 $2,305,000 $2,305,000 $0 5.00%
    Cullman, AL (FHA|USDA|VA) 4 $2,030,000 $507,500 $8,431 5.15%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $1,855,000 $1,855,000 $11,065 4.50%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $1,710,000 $855,000 $6,929 4.62%
    COLUMBUS, GA-AL (FHA|USDA|VA) 1 $1,365,000 $1,365,000 $0 6.25%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $1,275,000 $1,275,000 $0 4.99%
    PANAMA CITY, FL (FHA|USDA|VA) 5 $1,185,000 $237,000 $3,333 5.23%
    TUSCALOOSA, AL (FHA|USDA|VA) 4 $1,040,000 $260,000 $5,167 4.65%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $755,000 $755,000 $9,303 4.50%
    DECATUR, AL (FHA|USDA|VA) 3 $745,000 $248,333 $5,091 4.42%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2 $650,000 $325,000 $3,690 5.00%
    Outside of Metro Areas 3 $585,000 $195,000 $4,189 5.13%
    Shelbyville, TN (FHA|USDA|VA) 1 $505,000 $505,000 $5,455 4.99%
    RALEIGH-CARY, NC (FHA|USDA|VA) 1 $455,000 $455,000 $3,543 4.13%
    Troy, AL (FHA|USDA|VA) 1 $445,000 $445,000 $4,024 5.25%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $415,000 $415,000 $3,249 4.75%
    Enterprise, AL (FHA|USDA|VA) 1 $415,000 $415,000 $0 5.30%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $390,000 $195,000 $3,449 5.21%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $375,000 $375,000 $7,283 4.99%
    LaGrange, GA-AL (FHA|USDA|VA) 1 $355,000 $355,000 $0 6.25%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $345,000 $345,000 $0 5.25%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $345,000 $345,000 $6,969 4.50%
    SPARTANBURG, SC (FHA|USDA|VA) 1 $195,000 $195,000 $2,932 5.13%
    KNOXVILLE, TN (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.75%
    Brevard, NC (FHA|USDA|VA) 1 $155,000 $155,000 $4,328 4.50%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $125,000 $125,000 $2,989 5.63%
    JACKSON, MS (FHA|USDA|VA) 1 $115,000 $115,000 $5,990 4.25%
    Georgetown, SC (FHA|USDA|VA) 1 $105,000 $105,000 $3,712 4.99%
    Servisfirst Bank's top markets include Birmingham, Atlanta, Charleston, Huntsville, and Mobile among others.

    Their top states include:
  • Alabama (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against ServisFirst Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Eglin Federal Credit Union
    Similarity Rank: 38
    NAVIGATOR CU
    Similarity Rank: 144
    HARVESTERS FEDERAL CREDIT UNION
    Similarity Rank: 159
    Jefferson Credit Union
    Similarity Rank: 228
    Gulf Winds Credit Union
    Similarity Rank: 343
    Eco Credit Union
    Similarity Rank: 368
    Pen Air Federal Credit Union
    Similarity Rank: 376
    KELLEY MORTGAGE, LLC
    Similarity Rank: 412
    Liberty Mortgage Corporation
    Similarity Rank: 432
    MORTGAGE ONE OF THE SOUTH, INC.
    Similarity Rank: 436

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 531 $313,315,000 $590,047 $4,426 4.89%
    FHA 19 $3,265,000 $171,842 $6,704 4.39%
    VA 3 $595,000 $198,333 $7,668 4.67%
    HELOC 1 $145,000 $145,000 n/a 5.78%

    For 2018, Servisfirst Bank's most frequently originated type of loan was Conventional, with 531 originations. Their 2nd most popular type was FHA, with 19 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 411 $228,495,000 $555,949 $4,552 4.88%
    Refi 87 $64,955,000 $746,609 $5,142 4.88%
    Other 23 $6,885,000 $299,348 $4,177 4.72%
    Cash Out Refi 23 $5,765,000 $250,652 $3,671 4.72%
    Home Improvement 10 $11,220,000 $1,122,000 $1,195 5.30%

    For 2018, Servisfirst Bank's most frequently cited loan purpose was Home Purchase, with 411 originations. The 2nd most popular reason was Refi, with 87 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 344 $106,250,000 $308,866 $4,832 4.72%
    5 Year 85 $97,985,000 $1,152,765 $0 5.36%
    Other 37 $58,785,000 $1,588,784 $0 5.26%
    1 Year 33 $19,315,000 $585,303 $2,892 5.35%
    15 Year 22 $5,730,000 $260,455 $3,639 4.16%
    20 Year 13 $2,665,000 $205,000 $2,975 4.64%
    10 Year 13 $9,495,000 $730,385 $1,104 4.77%
    3 Year 7 $17,095,000 $2,442,143 $0 5.36%

    For 2018, Servisfirst Bank's most frequently cited loan duration was 30 Year, with 344 originations. The 2nd most popular length was 5 Year, with 85 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 156 $40,110,000 $257,115
    $2k-3k 91 $17,415,000 $191,374
    $1k-2k 46 $10,210,000 $221,957
    $5k+ 45 $32,505,000 $722,333
    $3k-4k 36 $10,580,000 $293,889
    $4k-5k 26 $11,160,000 $429,231

    Servisfirst Bank's average total fees were $4,832, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 156 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 366 $206,090,000 $563,087
    5-6% 147 $92,635,000 $630,170
    3-4% 31 $8,185,000 $264,032
    6-7% 10 $10,410,000 $1,041,000

    During 2018, Servisfirst Bank's average interest rate for loans was 4.72%, while their most frequently originated rate bucket for loans was 4-5%, with 366 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 172 $24,940,000 $145,000 $3,769 4.89%
    $200k-400k 162 $47,050,000 $290,432 $4,144 4.76%
    $400k-600k 81 $37,025,000 $457,099 $5,522 4.77%
    $100,000 or less 60 $3,580,000 $59,667 $2,156 5.13%
    $1MM+ 57 $188,135,000 $3,300,614 $11,421 5.02%
    $600k-1MM 22 $16,590,000 $754,091 $9,817 4.91%

    2018 saw Servisfirst Bank place emphasis on $100k-200k loans with 172 originations, totaling $24,940,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 102 $55,840,000 $547,451 $6,073 4.80%
    $150k-250k 78 $26,370,000 $338,077 $4,692 4.76%
    $100k-150k 74 $22,340,000 $301,892 $4,689 4.76%
    $50k or less 70 $8,890,000 $127,000 $3,494 4.89%
    $50k-75k 63 $11,385,000 $180,714 $3,907 4.63%
    $75k-100k 39 $8,525,000 $218,590 $3,997 4.59%

    Servisfirst Bank lent most frequently to those with incomes in the $250k+ range, with 102 originations. The second most popular income band? $150k-250k, with 78 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    <20% 78 $25,520,000 $327,179 $4,259 4.78%
    20-30% 68 $21,990,000 $323,382 $4,306 4.66%
    30-36% 56 $15,090,000 $269,464 $4,170 4.68%
    44% 29 $7,515,000 $259,138 $4,449 4.75%
    40% 20 $7,740,000 $387,000 $5,909 4.77%
    42% 17 $4,825,000 $283,824 $4,623 4.76%
    37% 17 $7,085,000 $416,765 $5,701 4.69%
    49% 15 $2,905,000 $193,667 $3,557 4.69%
    38% 14 $3,800,000 $271,429 $3,993 4.63%
    46% 13 $3,005,000 $231,154 $3,959 4.50%
    43% 13 $3,255,000 $250,385 $4,539 4.63%
    41% 12 $3,150,000 $262,500 $4,765 4.72%
    45% 11 $3,595,000 $326,818 $5,635 4.93%
    39% 10 $2,440,000 $244,000 $3,931 4.59%
    47% 10 $5,060,000 $506,000 $5,849 4.52%
    48% 10 $2,290,000 $229,000 $4,444 4.88%
    36% 8 $4,450,000 $556,250 $5,719 4.67%
    50-60% 8 $3,790,000 $473,750 $7,366 4.89%
    >60% 4 $990,000 $247,500 $5,065 4.62%

    Servisfirst Bank lent most frequently to those with DTI ratios of <20%, with 78 originations. The next most common DTI ratio? 20-30%, with 68 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 116 $179,450,000 $1,546,983 $0 5.31%
    White 349 $121,185,000 $347,235 $4,658 4.76%
    Black 58 $8,090,000 $139,483 $3,986 4.76%
    Not provided 25 $7,315,000 $292,600 $4,840 4.74%
    Asian 4 $850,000 $212,500 $3,452 4.63%
    Native Hawaiian or Islander 2 $430,000 $215,000 $4,855 4.50%

    Approval Rates

    Total approvals of all applications
    94.67%

    Servisfirst Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    82.67%

    Servisfirst Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 554 $317,320,000 $572,780

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 4 $1,470,000 $367,500
    Multifamily:Site-Built 41 $154,505,000 $3,768,415
    Single Family (1-4 Units):Manufactured 1 $75,000 $75,000
    Single Family (1-4 Units):Site-Built 508 $161,270,000 $317,461

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 21 $32,705,000 $1,557,381 $4,125 4.79%
    40-60% 64 $62,380,000 $974,688 $4,430 4.93%
    60-80% 194 $122,650,000 $632,216 $4,488 4.90%
    80-100% 263 $96,405,000 $366,559 $4,724 4.85%
    Over 100% 1 $445,000 $445,000 $17,597 4.50%
    Under 20% 10 $2,430,000 $243,000 $489 4.93%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    SERVICE 1ST MORTGAGE, INC. Conventional home mortgage Trouble during payment process 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    ServisFirst Bank 1267-A Enterprise Way Huntsville, AL 35806 Full Service B&M $29,111
    ServisFirst Bank 1640 Ross Clark Circle Dothan, AL 36301 Full Service B&M $28,005
    ServisFirst Bank 1801 West End Avenue Nashville, TN 37203 Full Service B&M $318,001
    ServisFirst Bank 2 North Royal Street Mobile, AL 36602 Full Service B&M $212,540
    ServisFirst Bank 2454 Kennesaw Due West Road Kennesaw, GA 30144 Full Service B&M $79,415
    ServisFirst Bank 2500 Woodcrest Place Homewood, AL 35209 Full Service B&M $2,560,503
    ServisFirst Bank 2801 Chapel Hill Road Douglasville, GA 30135 Full Service B&M $142,330
    ServisFirst Bank 300 Galleria Parkway, Suites 100 And 350 Atlanta, GA 30339 Full Service B&M $123,313
    ServisFirst Bank 316 South Baylen Street Pensacola, FL 32502 Full Service B&M $333,210
    ServisFirst Bank 324 Richard Arrington Blvd Birmingham, AL 35203 Full Service B&M $81,000
    ServisFirst Bank 401 Meridian Street, Suite 100 Huntsville, AL 35801 Full Service B&M $733,682
    ServisFirst Bank 4221 West Boy Scout Blvd., Ste.100 Tampa, FL 33607 Full Service B&M $128,937
    ServisFirst Bank 4400 0ld Shell Road Mobile, AL 36608 Limited, Mobile/Seasonal Office $60,025
    ServisFirst Bank 4801 West Main Street Dothan, AL 36305 Full Service B&M $483,103
    ServisFirst Bank 4980 North 12th Avenue Pensacola, FL 32504 Full Service B&M $33,183
    ServisFirst Bank 54 South Greeno Road Fairhope, AL 36532 Full Service B&M $9,012
    ServisFirst Bank 5403 Highway 280, Suite 401 Hoover, AL 35244 Full Service B&M $32,792
    ServisFirst Bank 701 East Bay Street Charleston, SC 29403 Full Service B&M $141,231
    ServisFirst Bank 8117 Vaughn Road Unit 20 Montgomery, AL 36116 Full Service B&M $14,195
    ServisFirst Bank One Commerce Street Ste 200 Montgomery, AL 36104 Full Service B&M $548,944

    For 2018, Servisfirst Bank had 20 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $326,626
    Net interest income $265,802
    Total noninterest income $21,346
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $6,547
    Trading account gains and fees $0
    Additional Noninterest Income $14,799
    Pre-tax net operating income $172,474
    Securities gains (or losses, -) $15
    Income before extraordinary items $139,697
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $139,697
    Minority interest net income $0
    Net income $139,697
    Sale, conversion, retirement of capital stock, net $828
    Net operating income $139,684

    Servisfirst Bank's gross interest income from loans was $326,626,000.
    Servisfirst Bank's net interest income from loans was $265,802,000.
    Servisfirst Bank's fee based income from loans was $6,547,000.
    Servisfirst Bank's net income from loans was $139,697,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $60,824
    Provision for credit losses $21,402
    Total noninterest expense $93,272
    Salaries and employee benefits $51,849
    Premises and equipment expense $8,423
    Additional noninterest expense $33,000
    Applicable income taxes $32,792
    Net charge-offs $12,208
    Cash dividends $23,063

    Servisfirst Bank's interest expense for loans was $60,824,000.
    Servisfirst Bank's payroll and benefits expense were $51,849,000.
    Servisfirst Bank's property, plant and equipment expenses $8,423,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 1.3%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $6,924,742
    Deposits held in domestic offices $6,924,742
    Deposits by Individuals, partnerships, and corporations $6,255,192
    Deposits by U.S. Government $27,903
    Deposits by States and political subdivisions in the U.S. $489,218
    Deposits by Commercial banks and other depository institutions in U.S. $152,429
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $793,671
    Demand deposits $477,847
    Nontransaction accounts $6,131,071
    Money market deposit accounts (MMDAs) $5,397,613
    Other savings deposits (excluding MMDAs) $53,880
    Total time deposits $679,577
    Total time and savings deposits $6,446,895
    Noninterest-bearing deposits $1,566,375
    Interest-bearing deposits $5,358,367
    Retail deposits $6,503,090
    IRAs and Keogh plan accounts $33,378
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $8,007,143
    Cash & Balances due from depository institutions $458,050
    Interest-bearing balances $360,534
    Total securities $590,668
    Federal funds sold & reverse repurchase $223,845
    Net loans and leases $6,465,019
    Loan and leases loss allowance $68,600
    Trading account assets $0
    Bank premises and fixed assets $57,822
    Other real estate owned $5,169
    Goodwill and other intangibles $14,449
    All other assets $192,121

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $8,007,143
    Total Liabilities $7,228,529
    Total deposits $6,924,742
    Interest-bearing deposits $5,358,367
    Deposits held in domestic offices $6,924,742
    % insured (estimated) $42
    Federal funds purchased and repurchase agreements $288,725
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $15,062

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $6,465,019
    Loan and leases loss allowance $68,600
    Total loans and leases (domestic) $6,533,619
    All real estate loans $3,955,901
    Real estate loans in domestic offices $3,955,901
    Construction and development loans $533,192
    Residential 1-4 family construction $108,854
    Other construction, all land development and other land $424,338
    Loans secured by nonfarm nonresidential properties $2,509,120
    Nonfarm nonresidential secured by owner-occupied properties $1,463,887
    Commercial real estate & other non-farm, non-residential $1,045,233
    Multifamily residential real estate $160,981
    1-4 family residential loans $621,754
    Farmland loans $130,854
    Loans held in foreign offices $0
    Farm loans $87,795
    Commercial and industrial loans $2,403,863
    To non-U.S. addressees $0
    Loans to individuals $61,242
    Credit card loans $8,583
    Related Plans $20,831
    Consumer Auto Loans $3,460
    Other loans to individuals $28,368
    All other loans & leases $24,818
    Loans to foreign governments and official institutions $0
    Other loans $10,938
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $39,215
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    ServisFirst Bank had $6,465,019,000 of loans outstanding in 2018. $3,955,901,000 of loans were in real estate loans. $533,192,000 of loans were in development loans. $160,981,000 of loans were in multifamily mortgage loans. $621,754,000 of loans were in 1-4 family mortgage loans. $87,795,000 of loans were in farm loans. $8,583,000 of loans were in credit card loans. $3,460,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,730 $569,944 $329,447
    Nonfarm, nonresidential loans - <$100k 189 $10,721 $56,725
    Nonfarm, nonresidential loans - $100-250k 462 $67,804 $146,762
    Nonfarm, nonresidential loans - $250k-1MM 1,079 $491,419 $455,439
    Commercial & Industrial, US addressed loans - <$1MM 5,200 $784,083 $150,785
    Commercial & Industrial, US addressed loans - <$100k 2,243 $93,448 $41,662
    Commercial & Industrial, US addressed loans - $100-250k 1,392 $168,999 $121,407
    Commercial & Industrial, US addressed loans - $250k-1MM 1,565 $521,636 $333,314
    Farmland loans - <$1MM 91 $24,533 $269,593
    Farmland loans - <$100k 12 $447 $37,250
    Farmland loans - $100-250k 35 $6,546 $187,029
    Farmland loans - $250k-1MM 44 $17,540 $398,636
    Agriculture operations loans - <$1MM 149 $20,707 $138,973
    Agriculture operations loans - <$100k 50 $2,306 $46,120
    Agriculture operations loans - $100-250k 62 $9,823 $158,435
    Agriculture operations loans - $250k-1MM 37 $8,578 $231,838