Cf Bank Mortgage Rates, Fees & Info
Worthington, OHLEI: 549300ZGCIDP1G72QO72
Tax ID: 34-0137475
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Bank Data
Review & Overview
Cf Bank is a smaller bank specializing in Refi and Cash Out Refi loans. Cf Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Columbus, New York, Washington, Los Angeles, and Atlanta among others. We have data for 270 markets. (Some data included below & more in-depth data is available with an active subscription.)Cf Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cf Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.27% | 5/5/24 |
| 30 Year Conventional Refi | 6.27% | 5/5/24 |
| 30 Year Cash-out Refi | 6.27% | 5/5/24 |
| 30 Year VA Purchase | 6.27% | 5/5/24 |
| 15 Year Conventional Purchase | 5.68% | 5/5/24 |
| 15 Year Conventional Refi | 5.68% | 5/5/24 |
| 15 Year Cash-out Refi | 5.68% | 5/5/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Cf Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Cf Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,598Origination Dollar Volume (All Markets)
$893,080,000Employee count
123Awards
×
![]()
Cf Bank - 2019
Cf Bank is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
Work for Cf Bank?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| COLUMBUS, OH (FHA|USDA|VA) | 260 | $77,800,000 | $299,231 | $2,139 | 3.84% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 123 | $45,455,000 | $369,553 | $3,172 | 3.95% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 99 | $39,925,000 | $403,283 | $2,388 | 3.66% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 84 | $35,910,000 | $427,500 | $2,551 | 3.69% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 94 | $31,560,000 | $335,745 | $1,907 | 3.73% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 88 | $30,190,000 | $343,068 | $3,454 | 3.75% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 74 | $28,260,000 | $381,892 | $1,842 | 3.64% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 71 | $28,075,000 | $395,423 | $2,684 | 3.57% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 85 | $27,985,000 | $329,235 | $2,081 | 3.67% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 43 | $18,915,000 | $439,884 | $2,010 | 3.53% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 47 | $18,795,000 | $399,894 | $2,637 | 4.05% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 56 | $18,330,000 | $327,321 | $3,318 | 3.76% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 50 | $17,730,000 | $354,600 | $2,481 | 3.72% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 50 | $17,370,000 | $347,400 | $3,171 | 3.60% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 45 | $16,645,000 | $369,889 | $2,266 | 3.64% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 45 | $15,955,000 | $354,556 | $1,710 | 3.70% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 50 | $15,270,000 | $305,400 | $2,341 | 3.78% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 42 | $15,070,000 | $358,810 | $1,659 | 3.71% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 43 | $14,945,000 | $347,558 | $2,263 | 3.75% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 39 | $14,865,000 | $381,154 | $2,125 | 3.70% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 23 | $14,175,000 | $616,304 | $2,985 | 3.55% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 38 | $13,730,000 | $361,316 | $2,501 | 3.75% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 40 | $13,640,000 | $341,000 | $3,577 | 3.76% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 33 | $12,965,000 | $392,879 | $1,766 | 3.69% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 36 | $11,870,000 | $329,722 | $1,740 | 3.77% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 28 | $9,970,000 | $356,071 | $1,985 | 3.62% |
| Outside of Metro Areas | 35 | $9,835,000 | $281,000 | $2,732 | 3.82% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 25 | $9,015,000 | $360,600 | $1,850 | 3.72% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 24 | $8,280,000 | $345,000 | $3,049 | 3.78% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 21 | $7,325,000 | $348,810 | $3,184 | 3.66% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 22 | $6,990,000 | $317,727 | $1,549 | 3.75% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 19 | $6,055,000 | $318,684 | $3,014 | 3.62% |
| VALLEJO, CA (FHA|USDA|VA) | 18 | $6,040,000 | $335,556 | $3,811 | 3.98% |
| AKRON, OH (FHA|USDA|VA) | 21 | $5,165,000 | $245,952 | $2,064 | 3.73% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 17 | $5,055,000 | $297,353 | $2,334 | 3.79% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 15 | $4,715,000 | $314,333 | $3,331 | 3.95% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 15 | $4,655,000 | $310,333 | $2,356 | 3.86% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 15 | $4,615,000 | $307,667 | $2,168 | 3.88% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 13 | $4,435,000 | $341,154 | $2,121 | 3.67% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 11 | $4,055,000 | $368,636 | $2,285 | 3.64% |
| STOCKTON, CA (FHA|USDA|VA) | 12 | $3,790,000 | $315,833 | $1,713 | 3.84% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 11 | $3,755,000 | $341,364 | $2,609 | 3.68% |
| BOISE CITY, ID (FHA|USDA|VA) | 13 | $3,715,000 | $285,769 | $2,552 | 3.91% |
| RICHMOND, VA (FHA|USDA|VA) | 11 | $3,705,000 | $336,818 | $2,749 | 3.66% |
| BOULDER, CO (FHA|USDA|VA) | 9 | $3,485,000 | $387,222 | $2,006 | 3.54% |
| RENO, NV (FHA|USDA|VA) | 11 | $3,435,000 | $312,273 | $1,895 | 3.74% |
| GREELEY, CO (FHA|USDA|VA) | 9 | $3,415,000 | $379,444 | $2,693 | 3.87% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 12 | $3,400,000 | $283,333 | $2,860 | 3.83% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 10 | $3,150,000 | $315,000 | $2,341 | 3.76% |
| TUCSON, AZ (FHA|USDA|VA) | 9 | $3,025,000 | $336,111 | $2,442 | 3.61% |
| PROVO-OREM, UT (FHA|USDA|VA) | 9 | $2,895,000 | $321,667 | $3,755 | 3.67% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 9 | $2,895,000 | $321,667 | $1,875 | 3.51% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 8 | $2,840,000 | $355,000 | $3,023 | 3.69% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 9 | $2,785,000 | $309,444 | $2,372 | 3.97% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 9 | $2,735,000 | $303,889 | $2,634 | 3.75% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 6 | $2,650,000 | $441,667 | $3,478 | 3.25% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 8 | $2,640,000 | $330,000 | $3,041 | 3.98% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 8 | $2,550,000 | $318,750 | $2,360 | 3.75% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 9 | $2,465,000 | $273,889 | $3,351 | 4.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $2,275,000 | $2,275,000 | $0 | 5.50% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 6 | $2,170,000 | $361,667 | $3,219 | 3.79% |
| LOUISVILLE, KY (FHA|USDA|VA) | 7 | $2,125,000 | $303,571 | $1,620 | 3.79% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 7 | $2,055,000 | $293,571 | $2,191 | 3.64% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $3,110 | 3.73% |
| Bozeman, MT (FHA|USDA|VA) | 6 | $2,010,000 | $335,000 | $2,355 | 3.71% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $1,147 | 3.67% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 6 | $1,980,000 | $330,000 | $1,495 | 3.58% |
| BELLINGHAM, WA (FHA|USDA|VA) | 6 | $1,930,000 | $321,667 | $2,004 | 3.42% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 6 | $1,900,000 | $316,667 | $1,840 | 4.02% |
| FORT COLLINS, CO (FHA|USDA|VA) | 6 | $1,870,000 | $311,667 | $3,054 | 3.58% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $4,317 | 4.08% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 6 | $1,790,000 | $298,333 | $3,465 | 3.44% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 4 | $1,790,000 | $447,500 | $1,702 | 3.53% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 7 | $1,785,000 | $255,000 | $1,764 | 3.84% |
| ST. GEORGE, UT (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $3,625 | 3.90% |
| TULSA, OK (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $2,880 | 3.96% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $1,910 | 3.78% |
| TOLEDO, OH (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $2,050 | 3.93% |
| PITTSBURGH, PA (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $4,166 | 3.38% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $2,999 | 3.34% |
| NAPA, CA (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $1,759 | 3.59% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $2,161 | 3.47% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $3,397 | 3.41% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $3,191 | 3.47% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $2,891 | 4.06% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $2,807 | 4.05% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $2,124 | 3.90% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $2,334 | 3.97% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $2,345 | 4.06% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $1,914 | 3.66% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $3,735 | 3.62% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $1,606 | 4.21% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $2,598 | 3.65% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $1,861 | 4.16% |
| Heber, UT (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $3,513 | 4.12% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $2,573 | 4.33% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $2,406 | 4.38% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $1,795 | 3.46% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $1,678 | 3.90% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $1,582 | 3.67% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $1,649 | 3.58% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $1,620 | 3.33% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $1,686 | 3.75% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $1,495 | 3.96% |
| Elko, NV (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $1,148 | 3.84% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $2,416 | 4.28% |
| Laconia, NH (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $1,732 | 3.71% |
| MEDFORD, OR (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $3,517 | 3.38% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $1,480 | 3.71% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $1,947 | 3.56% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $2,081 | 3.69% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $1,997 | 3.97% |
| SALINAS, CA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $2,992 | 3.71% |
| KINGSTON, NY (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $1,956 | 4.33% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $1,557 | 3.75% |
| SYRACUSE, NY (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $2,853 | 4.50% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $2,471 | 3.96% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $2,844 | 3.87% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $2,719 | 4.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $3,690 | 4.06% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $2,201 | 4.12% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $1,918 | 4.19% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $3,063 | 3.88% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $2,056 | 3.56% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $1,538 | 3.25% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $3,329 | 3.69% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $1,460 | 3.88% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $2,506 | 3.50% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $1,300 | 3.44% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,779 | 3.38% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $1,436 | 3.84% |
| Durango, CO (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,146 | 3.13% |
| Payson, AZ (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $2,863 | 3.88% |
| Findlay, OH (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $2,490 | 3.69% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,192 | 4.00% |
| Helena, MT (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $1,973 | 3.44% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $2,896 | 3.63% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $1,830 | 4.08% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $1,584 | 3.62% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,110 | 3.79% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $1,818 | 3.88% |
| Salem, OH (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $1,978 | 4.28% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $1,728 | 3.68% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,902 | 4.06% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,177 | 3.25% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,998 | 3.69% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $1,505 | 3.68% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,515 | 3.88% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $1,809 | 3.88% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $1,961 | 3.25% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,826 | 4.25% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $1,593 | 3.61% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,333 | 3.94% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,482 | 3.56% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,756 | 3.88% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $1,183 | 4.06% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $1,008 | 3.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $1,238 | 3.28% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,223 | 3.49% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $2,531 | 4.13% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,097 | 3.38% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,290 | 3.94% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 4.13% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,335 | 4.12% |
| SALEM, OR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,345 | 4.00% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $1,078 | 3.00% |
| Bennington, VT (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,008 | 3.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $1,080 | 3.63% |
| Seneca, SC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $1,238 | 3.75% |
| Edwards, CO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,869 | 3.50% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,306 | 3.49% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,985 | 4.19% |
| Fernley, NV (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,066 | 3.63% |
| MONROE, MI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $1,553 | 3.63% |
| BEND, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $1,742 | 3.88% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,068 | 3.50% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $1,860 | 3.88% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,736 | 4.88% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,072 | 3.38% |
| Outside of Metro Areas | 1 | $355,000 | $355,000 | $3,483 | 3.75% |
| MADERA, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,055 | 3.38% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,213 | 4.25% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,350 | 3.50% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,341 | 3.88% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,026 | 3.75% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,979 | 3.38% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,743 | 3.50% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,268 | 3.96% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,633 | 3.88% |
| Shelton, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,593 | 3.25% |
| MERCED, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,490 | 3.49% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,111 | 4.13% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,085 | 3.25% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,578 | 2.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,735 | 4.25% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,088 | 2.88% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,782 | 3.38% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,623 | 3.88% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $993 | 3.50% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,397 | 3.88% |
| MADISON, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,573 | 3.99% |
| Holland, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,523 | 3.99% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,866 | 3.38% |
| Boone, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,773 | 4.25% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,055 | 3.50% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,624 | 3.88% |
| Sanford, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,428 | 3.88% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,397 | 4.13% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,465 | 3.88% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,945 | 3.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,916 | 3.88% |
| DOVER, DE (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,254 | 4.25% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $1,623 | 3.93% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,078 | 4.38% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,603 | 3.38% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,352 | 3.50% |
| CHICO, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,398 | 3.75% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,842 | 3.99% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,223 | 4.00% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,519 | 4.38% |
| Hudson, NY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,753 | 4.75% |
| Torrington, CT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,228 | 3.49% |
| Murray, KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,571 | 4.38% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,840 | 4.38% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,858 | 3.88% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,732 | 4.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,646 | 4.63% |
| Marietta, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,623 | 3.85% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,188 | 3.13% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,471 | 3.25% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,347 | 4.38% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,723 | 3.63% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,543 | 3.75% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,203 | 3.75% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.75% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,288 | 3.88% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,022 | 4.38% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,093 | 3.88% |
| Corinth, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,373 | 3.99% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,789 | 3.75% |
| Pullman, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 4.99% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,498 | 3.88% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,005 | 3.13% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,020 | 4.75% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,188 | 3.13% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,522 | 3.13% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,058 | 3.49% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,438 | 3.63% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,578 | 3.50% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,789 | 3.50% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,970 | 4.25% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,335 | 4.00% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,620 | 4.25% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $900 | 3.50% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,792 | 3.99% |
| REDDING, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,644 | 3.63% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,826 | 3.50% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,942 | 4.50% |
| Silver City, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,149 | 3.75% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,937 | 3.38% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,744 | 4.75% |
| Wooster, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,976 | 4.38% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,546 | 3.75% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,528 | 4.13% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,550 | 3.38% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,660 | 5.13% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,761 | 3.88% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,883 | 3.50% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,581 | 4.25% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.25% |
Similar Lenders
We use machine learning to identify the top lenders compared against Cf Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
SOMERSET
Similarity Rank: 26
Similarity Rank: 26
N C P D Federal Credit Union
Similarity Rank: 56
Similarity Rank: 56
ABNB Federal Credit Union
Similarity Rank: 75
Similarity Rank: 75
SOUTHBRIDGE CREDIT UNION
Similarity Rank: 80
Similarity Rank: 80
Schuyler Savings Bank
Similarity Rank: 104
Similarity Rank: 104
Rhode Island Credit Union
Similarity Rank: 116
Similarity Rank: 116
Sharon & Crescent United Credit Union
Similarity Rank: 120
Similarity Rank: 120
FIDELITY SAVINGS AND LOAN ASSOCIATION OF BUCKS COUNTY
Similarity Rank: 122
Similarity Rank: 122
Middlesex Savings Bank
Similarity Rank: 145
Similarity Rank: 145
MYPOINT Credit Union
Similarity Rank: 147
Similarity Rank: 147
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 2,533 | $873,885,000 | $345,000 | $2,345 | 3.76% |
| VA | 38 | $12,660,000 | $333,158 | $6,245 | 3.54% |
| FHA | 27 | $6,535,000 | $242,037 | $6,420 | 3.88% |
For 2019, Cf Bank's most frequently originated type of loan was Conventional, with 2,533 originations. Their 2nd most popular type was VA, with 38 originations.
Loan Reason
For 2019, Cf Bank's most frequently cited loan purpose was Refi, with 1,522 originations. The 2nd most popular reason was Cash Out Refi, with 534 originations.
Loan Duration/Length
For 2019, Cf Bank's most frequently cited loan duration was 30 Year, with 1,912 originations. The 2nd most popular length was 15 Year, with 457 originations.
Origination Fees/Closing Costs
Cf Bank's average total fees were $2,489, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,068 originations.
Interest Rates
During 2019, Cf Bank's average interest rate for loans was 3.86%, while their most frequently originated rate bucket for loans was 3-4%, with 1,868 originations.
Loan Sizing
2019 saw Cf Bank place emphasis on $200k-400k loans with 1,764 originations, totaling $538,910,000 in origination value.
Applicant Income
Cf Bank lent most frequently to those with incomes in the $100k-150k range, with 887 originations. The second most popular income band? $150k-250k, with 729 originations.
Applicant Debt to Income Ratio
Cf Bank lent most frequently to those with DTI ratios of 20-30%, with 750 originations. The next most common DTI ratio? 30-36%, with 584 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.04%
Cf Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination65.94%
Cf Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,598 | $893,080,000 | $343,757 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 2 | $6,050,000 | $3,025,000 |
| Single Family (1-4 Units):Site-Built | 2,596 | $887,030,000 | $341,691 |
LTV Distribution
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Cf Bank, National Association | 28879 Chagrin Blvd Woodmere, OH 44122 | Full Service B&M | $0 |
| Cf Bank, National Association | 10300 Alliance Road Cincinnati, OH 45242 | Full Service B&M | $42,226 |
| Cf Bank, National Association | 3009 Smith Rd Fairlawn, OH 44333 | Full Service B&M | $231,286 |
| Cf Bank, National Association | 38 Village Square Glendale, OH 45246 | Full Service B&M | $15,589 |
| Cf Bank, National Association | 49028 Foulks Drive East Liverpool, OH 43920 | Full Service B&M | $52,094 |
| Cf Bank, National Association | 601 Main Street Wellsville, OH 43968 | Full Service B&M | $36,872 |
| Cf Bank, National Association | 7000 North High Street Worthington, OH 43085 | Full Service B&M | $252,444 |
For 2019, Cf Bank had 7 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $35,099 |
| Net interest income | $23,094 |
| Total noninterest income | $11,691 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $448 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $11,243 |
| Pre-tax net operating income | $14,077 |
| Securities gains (or losses, -) | $0 |
| Income before extraordinary items | $11,209 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $11,209 |
| Minority interest net income | $0 |
| Net income | $11,209 |
| Sale, conversion, retirement of capital stock, net | $528 |
| Net operating income | $11,209 |
Cf Bank's gross interest income from loans was $35,099,000.
Cf Bank's net interest income from loans was $23,094,000.
Cf Bank's fee based income from loans was $448,000.
Cf Bank's net income from loans was $11,209,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $12,005 |
| Provision for credit losses | $0 |
| Total noninterest expense | $20,708 |
| Salaries and employee benefits | $10,808 |
| Premises and equipment expense | $1,395 |
| Additional noninterest expense | $8,505 |
| Applicable income taxes | $2,868 |
| Net charge-offs | $-127 |
| Cash dividends | $0 |
Cf Bank's interest expense for loans was $12,005,000.
Cf Bank's payroll and benefits expense were $10,808,000.
Cf Bank's property, plant and equipment expenses $1,395,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $757,450 |
| Deposits held in domestic offices | $757,450 |
| Deposits by Individuals, partnerships, and corporations | $677,995 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $21,729 |
| Deposits by Commercial banks and other depository institutions in U.S. | $57,726 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $151,810 |
| Demand deposits | $145,745 |
| Nontransaction accounts | $605,640 |
| Money market deposit accounts (MMDAs) | $222,638 |
| Other savings deposits (excluding MMDAs) | $18,852 |
| Total time deposits | $364,151 |
| Total time and savings deposits | $611,705 |
| Noninterest-bearing deposits | $127,141 |
| Interest-bearing deposits | $630,309 |
| Retail deposits | $604,565 |
| IRAs and Keogh plan accounts | $16,157 |
| Brokered deposits | $124,884 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $879,238 |
| Cash & Balances due from depository institutions | $45,872 |
| Interest-bearing balances | $44,136 |
| Total securities | $8,174 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $799,014 |
| Loan and leases loss allowance | $7,138 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $5,771 |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $1 |
| All other assets | $20,406 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $879,238 |
| Total Liabilities | $790,921 |
| Total deposits | $757,450 |
| Interest-bearing deposits | $630,309 |
| Deposits held in domestic offices | $757,450 |
| % insured (estimated) | $78 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $25,977 |
| Subordinated debt | $0 |
| All other liabilities | $7,494 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $799,014 |
| Loan and leases loss allowance | $7,138 |
| Total loans and leases (domestic) | $806,152 |
| All real estate loans | $609,304 |
| Real estate loans in domestic offices | $609,304 |
| Construction and development loans | $92,873 |
| Residential 1-4 family construction | $15,006 |
| Other construction, all land development and other land | $77,867 |
| Loans secured by nonfarm nonresidential properties | $215,470 |
| Nonfarm nonresidential secured by owner-occupied properties | $81,870 |
| Commercial real estate & other non-farm, non-residential | $133,600 |
| Multifamily residential real estate | $39,229 |
| 1-4 family residential loans | $261,732 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $160,409 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $156 |
| Credit card loans | $0 |
| Related Plans | $9 |
| Consumer Auto Loans | $0 |
| Other loans to individuals | $147 |
| All other loans & leases | $36,283 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $26,046 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $2,838 |
| Non 1-4 family restructured loans & leases | $2,731 |
| Total loans and leases (foreign) | $0 |
Cf Bank had $799,014,000 of loans outstanding in 2019. $609,304,000 of loans were in real estate loans. $92,873,000 of loans were in development loans. $39,229,000 of loans were in multifamily mortgage loans. $261,732,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 119 | $46,722 | $392,622 |
| Nonfarm, nonresidential loans - <$100k | 9 | $372 | $41,333 |
| Nonfarm, nonresidential loans - $100-250k | 26 | $3,760 | $144,615 |
| Nonfarm, nonresidential loans - $250k-1MM | 84 | $42,590 | $507,024 |
| Commercial & Industrial, US addressed loans - <$1MM | 131 | $27,938 | $213,267 |
| Commercial & Industrial, US addressed loans - <$100k | 30 | $1,675 | $55,833 |
| Commercial & Industrial, US addressed loans - $100-250k | 36 | $4,078 | $113,278 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 65 | $22,185 | $341,308 |