Laurinburg Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Laurinburg averaged 6.6% for the week of 2025-03-27, compared to the national average of 6.65% for the same period.

    The average rate for the prior week (2025-03-20) was 6.72% and one month ago for the week of 2025-02-20, the average rate was 7%.

    Laurinburg's average rate one year ago was 6.92%.

    For refis of the same type during the week of 2025-03-27, the average rate was 6.55%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-03-27 6.65%
    Laurinburg 30 Year Fixed Rate 2025-03-27 6.6%
    Laurinburg 30 Year Fixed Rate Refi 2025-03-27 6.55%
    Laurinburg 15 Year Fixed Rate 2025-03-27 5.79%
    Laurinburg 15 Year Fixed Rate Refi 2025-03-27 6.19%
    Laurinburg 30 Year FHA 2025-03-27 6.47%
    Laurinburg 30 Year FHA Refi 2025-03-27 6.47%
    Laurinburg 30 Year USDA 2025-03-27 6.4%
    Laurinburg 30 Year USDA Refi 2025-03-27 6.5%
    Laurinburg 30 Year VA 2025-03-27 6.29%
    Laurinburg 30 Year VA Refi 2025-03-27 6.19%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Laurinburg, NC.

    Laurinburg Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Laurinburg, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    STATE EMPLOYEES' 26 6.07% $3,418
    QUICKEN LOANS, LLC 13 7.04% $6,666
    LOCAL GOVERNMENT FEDERAL CREDIT UNION 7 5.94% $3,117
    VANDERBILT MORTGAGE AND FINANCE, INC. 6 8.29% $5,577
    LOANDEPOT.COM, LLC 4 6.97% $5,818
    GoPrime Mortgage, Inc. 4 6.77% $3,593
    First Bank 3 6.50% $4,876
    Wells Fargo Bank 3 6.17% $3,200
    UNION HOME MORTGAGE CORP. 3 6.50% $8,009
    INTERCOASTAL MORTGAGE COMPANY 3 6.63% $6,216
    21ST MORTGAGE CORPORATION 2 7.83% $6,236
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 7.56% $5,052
    Mortgage Research Center, LLC 2 7.38% $5,701
    MOVEMENT MORTGAGE, LLC 2 6.31% $5,186
    PNC Bank 2 6.69% $5,326
    SOUTHERN TRUST MORTGAGE, LLC 2 7.38% $11,681
    UNITED WHOLESALE MORTGAGE, LLC 2 6.13% $8,618
    MICHIGAN MUTUAL, INC. 1 6.75% $2,485
    U.S. Bank 1 6.13% $4,041
    American Security Mortgage Corp. 1 5.88% $5,478
    NEW FED MORTGAGE, CORP. 1 6.50% $4,248
    NEWREZ LLC 1 7.38% $5,694
    NFM, INC. 1 6.63% $4,494
    PENNYMAC LOAN SERVICES, LLC 1 8.00% $4,203
    AgCarolina Farm Credit, FLCA 1 8.73% $6,239
    CORNERSTONE HOME LENDING, INC. 1 6.38% $5,753
    ROYAL UNITED MORTGAGE LLC 1 7.38% $3,532
    WINGS FINANCIAL 1 6.13% $3,094
    CMG MORTGAGE, INC. 1 6.99% $4,047
    Truist 1 5.99% $4,009
    BMO Harris Bank 1 6.75% $3,596
    WRIGHT-PATT CREDIT UNION, INC. 1 6.50% $3,444
    USAA Federal Savings Bank 1 6.88% $2,150
    HomeTrust Bank 1 7.50% $3,153
    First-Citizens Bank & Trust Company 1 7.43% $5,707
    JPMorgan Chase Bank 1 8.13% $3,641
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 8.00% $2,726
    COUNTRYPLACE MORTGAGE, LTD. 1 7.70% $4,294

    Laurinburg Average Closing Costs & Other Stats

    Laurinburg, NC's 38 lenders originated 405 loans during 2023. The total origination value was $63,955,000, with an average loan value of $157,914.

    Laurinburg's average closing costs are $4,869.

    The top Laurinburg lender as defined by loan originations is STATE EMPLOYEES', with 26 loans originated. Their average total fees are $3,418, which is $3,248 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Laurinburg lenders (with over 10 loans originated) are STATE EMPLOYEES' ($3,418), QUICKEN LOANS, LLC ($6,666), .

    The lowest rate Laurinburg lenders (with over 10 loans originated) are STATE EMPLOYEES' (6.07%), QUICKEN LOANS, LLC (7.04%), .

    Laurinburg, NC Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    STATE EMPLOYEES' $13,245,000 $7,240,000 -45.3% 11.3%
    QUICKEN LOANS, LLC $5,975,000 $4,945,000 -17.2% 7.7%
    Mortgage Research Center, LLC $4,185,000 $4,090,000 -2.3% 6.4%
    UNION HOME MORTGAGE CORP. $755,000 $2,730,000 261.6% 4.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,350,000 $2,400,000 77.8% 3.8%
    First Bank $3,085,000 $2,315,000 -25.0% 3.6%
    UNITED WHOLESALE MORTGAGE, LLC $3,915,000 $2,125,000 -45.7% 3.3%
    21ST MORTGAGE CORPORATION $1,020,000 $1,965,000 92.6% 3.1%
    LOCAL GOVERNMENT FEDERAL CREDIT UNION $2,505,000 $1,650,000 -34.1% 2.6%
    Truist $1,390,000 $1,525,000 9.7% 2.4%
    SOUTHERN TRUST MORTGAGE, LLC $3,015,000 $1,420,000 -52.9% 2.2%
    CROSSCOUNTRY MORTGAGE, LLC $1,325,000 $1,230,000 -7.2% 1.9%
    INTERCOASTAL MORTGAGE COMPANY $2,305,000 $1,185,000 -48.6% 1.9%
    NAVY FEDERAL CREDIT UNION $1,570,000 $1,105,000 -29.6% 1.7%
    CMG MORTGAGE, INC. $700,000 $1,090,000 55.7% 1.7%
    GoPrime Mortgage, Inc. $235,000 $935,000 297.9% 1.5%
    First National Bank of Pennsylvania $970,000 $890,000 -8.2% 1.4%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $175,000 $880,000 402.9% 1.4%
    MOVEMENT MORTGAGE, LLC $1,600,000 $865,000 -45.9% 1.4%
    Wells Fargo Bank $1,965,000 $840,000 -57.3% 1.3%
    Blue Ridge Bank $2,455,000 $800,000 -67.4% 1.3%
    Southern Bank and Trust Company $660,000 n/a 1.0%
    PENNYMAC LOAN SERVICES, LLC $95,000 $615,000 547.4% 1.0%
    Bank of England $65,000 $610,000 838.5% 1.0%
    Flagstar Bank, FSB $590,000 n/a 0.9%
    LOANDEPOT.COM, LLC $1,245,000 $565,000 -54.6% 0.9%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $105,000 $560,000 433.3% 0.9%
    AgCarolina Farm Credit, FLCA $555,000 n/a 0.9%
    NBKC BANK $540,000 n/a 0.8%
    VILLAGE CAPITAL MORTGAGE $540,000 n/a 0.8%
    First-Citizens Bank & Trust Company $790,000 $530,000 -32.9% 0.8%
    FREEDOM MORTGAGE CORPORATION $360,000 $525,000 45.8% 0.8%
    BROKER SOLUTIONS, INC. $505,000 $500,000 -1.0% 0.8%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $125,000 $490,000 292.0% 0.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $895,000 $485,000 -45.8% 0.8%
    CORNERSTONE HOME LENDING, INC. $675,000 $440,000 -34.8% 0.7%
    PNC Bank $3,590,000 $435,000 -87.9% 0.7%
    American Security Mortgage Corp. $630,000 $425,000 -32.5% 0.7%
    First Federal Bank $425,000 n/a 0.7%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $295,000 $400,000 35.6% 0.6%
    CARDINAL FINANCIAL $155,000 $370,000 138.7% 0.6%
    ASSEMBLIES OF GOD Credit Union $355,000 n/a 0.6%
    AMERISAVE MORTGAGE CORPORATION $115,000 $345,000 200.0% 0.5%
    SOUTHWEST STAGE FUNDING, LLC $745,000 $325,000 -56.4% 0.5%
    U.S. Bank $280,000 $290,000 3.6% 0.5%
    GUARANTEED RATE, INC. $670,000 $285,000 -57.5% 0.4%
    HOMESIDE FINANCIAL, LLC $285,000 n/a 0.4%
    THE MORTGAGE FIRM, INC. $105,000 $275,000 161.9% 0.4%
    Alcova Mortgage LLC $340,000 $270,000 -20.6% 0.4%
    PLAZA HOME MORTGAGE, INC. $295,000 $265,000 -10.2% 0.4%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $255,000 n/a 0.4%
    RELIANCE FIRST CAPITAL, LLC $255,000 n/a 0.4%
    GENEVA FINANCIAL, LLC $250,000 n/a 0.4%
    1ST SIGNATURE LENDING, LLC $585,000 $245,000 -58.1% 0.4%
    Arvest Bank $245,000 n/a 0.4%
    Wolfe Financial, Inc $245,000 n/a 0.4%
    USAA Federal Savings Bank $900,000 $240,000 -73.3% 0.4%
    COUNTRYPLACE MORTGAGE, LTD. $235,000 n/a 0.4%
    MID AMERICA MORTGAGE, INC. $320,000 $235,000 -26.6% 0.4%
    NEW FED MORTGAGE, CORP. $125,000 $235,000 88.0% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $485,000 $230,000 -52.6% 0.4%
    RAPID MORTGAGE COMPANY $225,000 n/a 0.4%
    United Community Bank $225,000 n/a 0.4%
    WINGS FINANCIAL $225,000 n/a 0.4%
    Armed Forces Bank $205,000 n/a 0.3%
    Lumbee Guaranty Bank $205,000 $195,000 -4.9% 0.3%
    Regions Bank $255,000 $195,000 -23.5% 0.3%
    Keystone Funding, Inc. $185,000 n/a 0.3%
    SeaTrust Mortgage Company $185,000 n/a 0.3%
    Figure Lending LLC $150,000 $180,000 20.0% 0.3%
    WRIGHT-PATT CREDIT UNION, INC. $165,000 n/a 0.3%
    Barrington Bank & Trust Company, N.A. $210,000 $155,000 -26.2% 0.2%
    NFM, INC. $750,000 $155,000 -79.3% 0.2%
    Sierra Pacific Mortgage Company, Inc. $155,000 n/a 0.2%
    MICHIGAN MUTUAL, INC. $145,000 n/a 0.2%
    BMO Harris Bank $135,000 n/a 0.2%
    C & F Mortgage Corporation $135,000 n/a 0.2%
    Mid-Continent Funding, Inc. $185,000 $135,000 -27.0% 0.2%
    NEWREZ LLC $275,000 $125,000 -54.5% 0.2%
    ROYAL UNITED MORTGAGE LLC $160,000 $120,000 -25.0% 0.2%
    Truliant Federal Credit Union $195,000 $110,000 -43.6% 0.2%
    PREMIER MORTGAGE RESOURCES, L.L.C. $105,000 n/a 0.2%
    HomeTrust Bank $95,000 n/a 0.1%
    Bank of America $75,000 $85,000 13.3% 0.1%
    CBM Mortgage, Inc. $85,000 n/a 0.1%
    JPMorgan Chase Bank $165,000 $85,000 -48.5% 0.1%
    TOP FLITE FINANCIAL, INC. $85,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $145,000 $75,000 -48.3% 0.1%
    RUOFF MORTGAGE COMPANY, INC. $75,000 n/a 0.1%
    Victorian Finance, LLC $75,000 n/a 0.1%
    Citizens Bank $135,000 $65,000 -51.9% 0.1%
    CSL Financial, LLC $65,000 n/a 0.1%
    REV FEDERAL CREDIT UNION $55,000 n/a 0.1%
    UNITED $135,000 $55,000 -59.3% 0.1%
    TD Bank $30,000 n/a 0.0%

    Laurinburg's top lender by overall market share is STATE EMPLOYEES', with 11.3% market share. In second place, with 7.7%, is QUICKEN LOANS, LLC, having originated $4,945,000 in loans. In third place, with 6.4%, is Mortgage Research Center, LLC, having originated $4,090,000 in loans. In fourth place, with 4.3%, is UNION HOME MORTGAGE CORP., having originated $2,730,000 in loans. In fifth place, with 3.8%, is VANDERBILT MORTGAGE AND FINANCE, INC., having originated $2,400,000 in loans.

    Laurinburg Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Laurinburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $129,925 (16.6%) $160,767 (16.3%) 0.00 133
    2018-02-01 $128,575 (15.9%) $158,434 (15.4%) 0.00 129
    2018-03-01 $129,900 (14.4%) $156,404 (13.2%) 0.00 132
    2018-04-01 $129,900 (10.3%) $155,699 (8.1%) 0.00 138
    2018-05-01 $129,900 (6.7%) $159,912 (5.3%) 0.00 146
    2018-06-01 $128,450 (8.0%) $152,874 (2.2%) 0.00 154
    2018-07-01 $124,975 (-3.8%) $149,536 (-3.6%) 0.00 152
    2018-08-01 $121,175 (-7.7%) $145,176 (-8.9%) 0.00 154
    2018-09-01 $121,000 (-9.3%) $145,325 (-9.0%) 0.00 142
    2018-10-01 $114,975 (-16.5%) $140,482 (-15.2%) 0.00 127
    2018-11-01 $113,385 (-12.7%) $145,790 (-8.0%) 0.00 115
    2018-12-01 $113,250 (-9.4%) $148,847 (-3.4%) 0.00 107
    2019-01-01 $114,700 (-11.7%) $147,281 (-8.4%) 0.00 97
    2019-02-01 $117,350 (-8.7%) $148,135 (-6.5%) 0.00 101
    2019-03-01 $121,929 (-6.1%) $151,806 (-2.9%) 0.00 96
    2019-04-01 $124,529 (-4.1%) $154,048 (-1.1%) 0.00 97
    2019-05-01 $121,300 (-6.6%) $148,475 (-7.2%) 0.00 96
    2019-06-01 $125,000 (-2.7%) $159,083 (4.1%) 0.00 87
    2019-07-01 $134,875 (7.9%) $172,762 (15.5%) 0.00 80
    2019-08-01 $134,523 (11.0%) $168,370 (16.0%) 0.00 85
    2019-09-01 $133,807 (10.6%) $169,151 (16.4%) 0.00 92
    2019-10-01 $133,330 (16.0%) $169,671 (20.8%) 0.00 98
    2019-11-01 $130,000 (14.7%) $161,254 (10.6%) 0.00 90
    2019-12-01 $128,375 (13.4%) $148,139 (-0.5%) 0.00 82
    2020-01-01 $132,000 (15.1%) $148,755 (1.0%) 0.00 74
    2020-02-01 $129,900 (10.7%) $144,333 (-2.6%) 0.00 72
    2020-03-01 $111,000 (-9.0%) $139,093 (-8.4%) 0.00 68
    2020-04-01 $108,000 (-13.3%) $138,838 (-9.9%) 0.00 70
    2020-05-01 $111,500 (-8.1%) $137,785 (-7.2%) 0.00 59
    2020-06-01 $119,425 (-4.5%) $150,281 (-5.5%) 0.00 55
    2020-07-01 $139,925 (3.7%) $163,824 (-5.2%) 0.00 38
    2020-08-01 $149,900 (11.4%) $177,011 (5.1%) 0.00 39
    2020-09-01 $159,925 (19.5%) $191,717 (13.3%) 0.00 37
    2020-10-01 $192,400 (44.3%) $197,924 (16.7%) 0.00 37
    2020-11-01 $185,825 (42.9%) $194,140 (20.4%) 0.00 34
    2020-12-01 $173,650 (35.3%) $188,600 (27.3%) 0.00 40
    2021-01-01 $178,500 (35.2%) $194,124 (30.5%) 0.00 28
    2021-02-01 $132,425 (1.9%) $167,955 (16.4%) 0.00 18
    2021-03-01 $163,200 (47.0%) $188,149 (35.3%) 0.00 18
    2021-04-01 $184,450 (70.8%) $213,383 (53.7%) 0.00 21
    2021-05-01 $199,900 (79.3%) $232,284 (68.6%) 0.00 19
    2021-06-01 $184,250 (54.3%) $243,944 (62.3%) 0.00 20
    2021-07-01 $190,000 (35.8%) $216,342 (32.1%) 0.00 26
    2021-08-01 $189,600 (26.5%) $217,613 (22.9%) 0.00 40
    2021-09-01 $149,950 (-6.2%) $197,249 (2.9%) 0.00 38
    2021-10-01 $180,000 (-6.4%) $207,793 (5.0%) 0.00 36
    2021-11-01 $237,450 (27.8%) $235,379 (21.2%) 0.00 36
    2021-12-01 $219,975 (26.7%) $236,609 (25.5%) 0.00 29
    2022-01-01 $185,950 (4.2%) $235,445 (21.3%) 0.00 30
    2022-02-01 $160,100 (20.9%) $223,093 (32.8%) 0.00 25
    2022-03-01 $167,225 (2.5%) $239,130 (27.1%) 0.00 21
    2022-04-01 $145,700 (-21.0%) $229,580 (7.6%) 0.00 25
    2022-05-01 $203,000 (1.6%) $250,777 (8.0%) 0.00 34
    2022-06-01 $172,350 (-6.5%) $249,441 (2.3%) 0.00 35
    2022-07-01 $199,750 (5.1%) $234,825 (8.5%) 0.00 47
    2022-08-01 $198,950 (4.9%) $230,517 (5.9%) 0.00 42
    2022-09-01 $202,425 (35.0%) $228,272 (15.7%) 0.00 46
    2022-10-01 $194,950 (8.3%) $227,438 (9.5%) 0.00 44
    2022-11-01 $208,625 (-12.1%) $225,115 (-4.4%) 0.00 45
    2022-12-01 $229,900 (4.5%) $262,165 (10.8%) 0.00 43
    2023-01-01 $229,900 (23.6%) $254,752 (8.2%) 0.00 40
    2023-02-01 $221,125 (38.1%) $252,818 (13.3%) 0.00 38
    2023-03-01 $204,475 (22.3%) $249,700 (4.4%) 0.00 37
    2023-04-01 $209,450 (43.8%) $266,576 (16.1%) 0.00 30
    2023-05-01 $203,750 (0.4%) $250,279 (-0.2%) 0.00 30
    2023-06-01 $208,750 (21.1%) $244,620 (-1.9%) 0.00 32
    2023-07-01 $195,000 (-2.4%) $227,329 (-3.2%) 0.00 27
    2023-08-01 $202,475 (1.8%) $239,865 (4.1%) 0.00 31
    2023-09-01 $172,900 (-14.6%) $221,670 (-2.9%) 0.00 36
    2023-10-01 $189,950 (-2.6%) $249,984 (9.9%) 0.00 34
    2023-11-01 $188,725 (-9.5%) $255,812 (13.6%) 0.00 39
    2023-12-01 $179,000 (-22.1%) $267,229 (1.9%) 0.00 37
    2024-01-01 $177,925 (-22.6%) $258,806 (1.6%) 0.00 36
    2024-02-01 $201,425 (-8.9%) $273,551 (8.2%) 0.00 37
    2024-03-01 $214,950 (5.1%) $284,790 (14.1%) 0.00 35
    2024-04-01 $218,650 (4.4%) $281,074 (5.4%) 0.00 35
    2024-05-01 $200,673 (-1.5%) $269,478 (7.7%) 0.00 47
    2024-06-01 $199,950 (-4.2%) $268,507 (9.8%) 0.00 55
    2024-07-01 $209,995 (7.7%) $275,958 (21.4%) 0.00 55
    2024-08-01 $215,000 (6.2%) $268,356 (11.9%) 0.00 60
    2024-09-01 $211,250 (22.2%) $260,683 (17.6%) 0.00 62
    2024-10-01 $229,250 (20.7%) $250,988 (0.4%) 0.00 66
    2024-11-01 $232,000 (22.9%) $246,931 (-3.5%) 0.00 74
    2024-12-01 $222,500 (24.3%) $240,755 (-9.9%) 0.00 75
    2025-01-01 $222,450 (25.0%) $242,455 (-6.3%) 0.00 79
    2025-02-01 $218,675 (8.6%) $247,253 (-9.6%) 0.00 82
    Laurinburg's median listing price for 2025-02-01 was $218,675, a difference of $17,250 (8.6%) versus the prior year and $-3,775 versus the prior month.

    Laurinburg's median listing price comes in at 0% of the national average.

    Laurinburg's average listing price for 2025-02-01 was $247,253, a difference of $-26,298 (-9.6%) versus the prior year and $4,798 versus the prior month.

    For the 2025-02-01 period, Laurinburg had 82 MLS listings, a difference of 3 listings (4%) versus the prior month and 45 listings (122%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Laurinburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,100 sqft
    2018-02-01 0 days 2,031 sqft
    2018-03-01 0 days 2,011 sqft
    2018-04-01 0 days 2,013 sqft
    2018-05-01 0 days 2,092 sqft
    2018-06-01 0 days 1,956 sqft
    2018-07-01 0 days 1,888 sqft
    2018-08-01 0 days 1,961 sqft
    2018-09-01 0 days 1,974 sqft
    2018-10-01 0 days 1,883 sqft
    2018-11-01 0 days 1,870 sqft
    2018-12-01 0 days 1,930 sqft
    2019-01-01 0 days 1,870 sqft
    2019-02-01 0 days 1,876 sqft
    2019-03-01 0 days 1,922 sqft
    2019-04-01 0 days 1,946 sqft
    2019-05-01 0 days 1,946 sqft
    2019-06-01 0 days 1,950 sqft
    2019-07-01 0 days 1,975 sqft
    2019-08-01 0 days 1,940 sqft
    2019-09-01 0 days 1,924 sqft
    2019-10-01 0 days 1,914 sqft
    2019-11-01 0 days 1,913 sqft
    2019-12-01 0 days 1,859 sqft
    2020-01-01 0 days 1,854 sqft
    2020-02-01 0 days 1,842 sqft
    2020-03-01 0 days 1,813 sqft
    2020-04-01 0 days 1,738 sqft
    2020-05-01 0 days 1,670 sqft
    2020-06-01 0 days 1,691 sqft
    2020-07-01 0 days 1,876 sqft
    2020-08-01 0 days 1,851 sqft
    2020-09-01 0 days 2,037 sqft
    2020-10-01 0 days 2,076 sqft
    2020-11-01 0 days 2,100 sqft
    2020-12-01 0 days 2,114 sqft
    2021-01-01 0 days 2,237 sqft
    2021-02-01 0 days 2,224 sqft
    2021-03-01 0 days 2,116 sqft
    2021-04-01 0 days 2,435 sqft
    2021-05-01 0 days 2,336 sqft
    2021-06-01 0 days 2,174 sqft
    2021-07-01 0 days 2,137 sqft
    2021-08-01 0 days 1,995 sqft
    2021-09-01 0 days 1,925 sqft
    2021-10-01 0 days 2,100 sqft
    2021-11-01 0 days 2,100 sqft
    2021-12-01 0 days 1,918 sqft
    2022-01-01 0 days 2,027 sqft
    2022-02-01 0 days 2,003 sqft
    2022-03-01 0 days 1,920 sqft
    2022-04-01 0 days 2,005 sqft
    2022-05-01 0 days 2,113 sqft
    2022-06-01 0 days 1,959 sqft
    2022-07-01 0 days 1,950 sqft
    2022-08-01 0 days 1,943 sqft
    2022-09-01 0 days 1,950 sqft
    2022-10-01 0 days 1,950 sqft
    2022-11-01 0 days 1,950 sqft
    2022-12-01 0 days 2,088 sqft
    2023-01-01 0 days 2,060 sqft
    2023-02-01 0 days 2,055 sqft
    2023-03-01 0 days 2,029 sqft
    2023-04-01 0 days 2,039 sqft
    2023-05-01 0 days 2,044 sqft
    2023-06-01 0 days 2,054 sqft
    2023-07-01 0 days 1,988 sqft
    2023-08-01 0 days 1,886 sqft
    2023-09-01 0 days 1,813 sqft
    2023-10-01 0 days 1,983 sqft
    2023-11-01 0 days 1,820 sqft
    2023-12-01 0 days 1,828 sqft
    2024-01-01 0 days 1,845 sqft
    2024-02-01 0 days 1,963 sqft
    2024-03-01 0 days 1,993 sqft
    2024-04-01 0 days 1,861 sqft
    2024-05-01 0 days 1,762 sqft
    2024-06-01 0 days 1,604 sqft
    2024-07-01 0 days 1,653 sqft
    2024-08-01 0 days 1,608 sqft
    2024-09-01 0 days 1,701 sqft
    2024-10-01 0 days 1,805 sqft
    2024-11-01 0 days 1,776 sqft
    2024-12-01 0 days 1,722 sqft
    2025-01-01 0 days 1,720 sqft
    2025-02-01 0 days 1,813 sqft
    Laurinburg's median listing age (time on market) for 2025-02-01 was 0 days.

    Laurinburg's median square footage for active listings during the 2025-02-01 period was 1,813 sqft. One year prior, the average listing was 1,963 sqft.

    Laurinburg, NC Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 268 $47,640,000 $177,761
    Refi 39 $5,525,000 $141,667
    Other 38 $3,740,000 $98,421
    Cash Out Refi 38 $5,620,000 $147,895
    Home Improvement 22 $1,430,000 $65,000

    Laurinburg's most frequently cited loan purpose was Home Purchase, with 268 originations. The 2nd most popular reason was Refi, with 39 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 114 $23,230,000 $203,772
    7-8% 102 $15,750,000 $154,412
    Over 8% 76 $8,460,000 $111,316
    5-6% 64 $12,050,000 $188,281
    4-5% 28 $2,720,000 $97,143
    <2.5% 4 $130,000 $32,500
    3-4% 1 $165,000 $165,000

    During 2023, Laurinburg's most frequently originated rate bucket was 6-7%, with 114 originations.

    Loan Sizing (Laurinburg, NC MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 163 $23,455,000 $143,896
    $100,000 or less 135 $8,275,000 $61,296
    $200k-400k 95 $26,485,000 $278,789
    $400k-600k 12 $5,740,000 $478,333

    Laurinburg's loan sizing saw the bucket of loans from $100k-200k with 163 originations, totaling $23,455,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 204 $39,770,000 $194,951
    60-80% 75 $12,165,000 $162,200
    20-40% 38 $2,980,000 $78,421
    40-60% 36 $3,870,000 $107,500
    Under 20% 26 $730,000 $28,077
    Over 100% 14 $2,790,000 $199,286

    Laurinburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 204 originations, totaling $39,770,000 in origination value.