Laurinburg Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Laurinburg averaged 6.71% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.73% and one month ago for the week of 2025-03-06, the average rate was 6.62%.

    Laurinburg's average rate one year ago was 6.81%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.92%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Laurinburg 30 Year Fixed Rate 2025-04-10 6.71%
    Laurinburg 30 Year Fixed Rate Refi 2025-04-10 6.92%
    Laurinburg 15 Year Fixed Rate 2025-04-10 5.62%
    Laurinburg 15 Year Fixed Rate Refi 2025-04-10 6.02%
    Laurinburg 30 Year FHA 2025-04-10 6.63%
    Laurinburg 30 Year FHA Refi 2025-04-10 6.23%
    Laurinburg 30 Year USDA 2025-04-10 6.45%
    Laurinburg 30 Year USDA Refi 2025-04-10 6.35%
    Laurinburg 30 Year VA 2025-04-10 6.29%
    Laurinburg 30 Year VA Refi 2025-04-10 6.09%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Laurinburg, NC.

    Laurinburg Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Laurinburg, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    STATE EMPLOYEES' 19 6.47% $3,097
    QUICKEN LOANS, LLC 13 6.98% $5,607
    Blue Ridge Bank 6 6.88% $4,516
    First Bank 4 6.66% $3,733
    Alcova Mortgage LLC 4 6.62% $4,850
    GoPrime Mortgage, Inc. 4 6.62% $3,353
    NAVY FEDERAL CREDIT UNION 3 7.08% $4,721
    Wells Fargo Bank 2 7.81% $4,151
    AgCarolina Farm Credit, FLCA 2 7.97% $8,873
    GUARANTEED RATE, INC. 2 7.06% $4,673
    INTERCOASTAL MORTGAGE COMPANY 2 6.69% $2,891
    JPMorgan Chase Bank 2 7.06% $1,810
    NFM, INC. 2 6.81% $5,148
    PNC Bank 2 6.88% $3,171
    UNITED WHOLESALE MORTGAGE, LLC 2 6.63% $5,328
    21ST MORTGAGE CORPORATION 2 9.69% $5,042
    LOCAL GOVERNMENT FEDERAL CREDIT UNION 1 8.25% $3,715
    NATIONWIDE MORTGAGE BANKERS, INC. 1 7.38% $7,628
    CAROLINAS TELCO FEDERAL CREDIT UNION 1 6.91% $6,556
    UNION HOME MORTGAGE CORP. 1 7.50% $2,997
    PHH Mortgage Corporation 1 7.13% $7,344
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.25% $5,714
    Fifth Third Bank 1 6.88% $5,255
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.50% $4,095
    General Mortgage Capital Corporation 1 6.38% $3,649
    Discover Bank 1 6.93% $0
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 6.99% $12,226
    ALLEGACY FEDERAL CREDIT UNION 1 6.38% $4,307
    The Huntington National Bank 1 5.75% $4,218

    Laurinburg Average Closing Costs & Other Stats

    Laurinburg, NC's 29 lenders originated 400 loans during 2024. The total origination value was $64,180,000, with an average loan value of $160,450.

    Laurinburg's average closing costs are $5,018.

    The top Laurinburg lender as defined by loan originations is STATE EMPLOYEES', with 19 loans originated. Their average total fees are $3,097, which is $2,510 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Laurinburg lenders (with over 10 loans originated) are STATE EMPLOYEES' ($3,097), QUICKEN LOANS, LLC ($5,607), .

    The lowest rate Laurinburg lenders (with over 10 loans originated) are STATE EMPLOYEES' (6.47%), QUICKEN LOANS, LLC (6.98%), .

    Laurinburg, NC Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    STATE EMPLOYEES' $7,240,000 $6,800,000 -6.1% 10.6%
    QUICKEN LOANS, LLC $4,945,000 $5,660,000 14.5% 8.8%
    Mortgage Research Center, LLC $4,090,000 $2,910,000 -28.9% 4.5%
    Blue Ridge Bank $800,000 $2,865,000 258.1% 4.5%
    UNION HOME MORTGAGE CORP. $2,730,000 $2,250,000 -17.6% 3.5%
    GREYSTONE SERVICING COMPANY LLC $2,225,000 n/a 3.5%
    UNITED WHOLESALE MORTGAGE, LLC $2,125,000 $2,100,000 -1.2% 3.3%
    21ST MORTGAGE CORPORATION $1,965,000 $2,035,000 3.6% 3.2%
    INTERCOASTAL MORTGAGE COMPANY $1,185,000 $1,830,000 54.4% 2.9%
    First Bank $2,315,000 $1,525,000 -34.1% 2.4%
    GoPrime Mortgage, Inc. $935,000 $1,380,000 47.6% 2.2%
    SOUTHERN TRUST MORTGAGE, LLC $1,420,000 $1,310,000 -7.7% 2.0%
    NFM, INC. $155,000 $1,295,000 735.5% 2.0%
    Alcova Mortgage LLC $270,000 $1,185,000 338.9% 1.8%
    PENNYMAC LOAN SERVICES, LLC $615,000 $1,145,000 86.2% 1.8%
    AgCarolina Farm Credit, FLCA $555,000 $1,140,000 105.4% 1.8%
    NAVY FEDERAL CREDIT UNION $1,105,000 $1,135,000 2.7% 1.8%
    PNC Bank $435,000 $1,100,000 152.9% 1.7%
    Truist $1,525,000 $1,050,000 -31.1% 1.6%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,400,000 $1,040,000 -56.7% 1.6%
    GUARANTEED RATE, INC. $285,000 $955,000 235.1% 1.5%
    CROSSCOUNTRY MORTGAGE, LLC $1,230,000 $940,000 -23.6% 1.5%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $880,000 $910,000 3.4% 1.4%
    VILLAGE CAPITAL MORTGAGE $540,000 $870,000 61.1% 1.4%
    First-Citizens Bank & Trust Company $530,000 $720,000 35.8% 1.1%
    LOANDEPOT.COM, LLC $565,000 $690,000 22.1% 1.1%
    BROKER SOLUTIONS, INC. $500,000 $650,000 30.0% 1.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $485,000 $635,000 30.9% 1.0%
    CALCON MUTUAL MORTGAGE LLC $625,000 n/a 1.0%
    CARDINAL FINANCIAL $370,000 $580,000 56.8% 0.9%
    LOCAL GOVERNMENT FEDERAL CREDIT UNION $1,650,000 $545,000 -67.0% 0.8%
    FREEDOM MORTGAGE CORPORATION $525,000 $535,000 1.9% 0.8%
    Discover Bank $495,000 n/a 0.8%
    MUTUAL OF OMAHA MORTGAGE, INC. $75,000 $495,000 560.0% 0.8%
    Fifth Third Bank $485,000 n/a 0.8%
    Bank of England $610,000 $455,000 -25.4% 0.7%
    First Federal Bank $425,000 $435,000 2.4% 0.7%
    Wells Fargo Bank $840,000 $420,000 -50.0% 0.7%
    CMG MORTGAGE, INC. $1,090,000 $415,000 -61.9% 0.6%
    Towne Bank $395,000 n/a 0.6%
    CAROLINAS TELCO FEDERAL CREDIT UNION $375,000 n/a 0.6%
    LOANFLIGHT LENDING, LLC $375,000 n/a 0.6%
    JPMorgan Chase Bank $85,000 $355,000 317.6% 0.6%
    NEWREZ LLC $125,000 $355,000 184.0% 0.6%
    TRIAD FINANCIAL SERVICES, INC. $355,000 n/a 0.6%
    PENTAGON FEDERAL CREDIT UNION $320,000 n/a 0.5%
    ALLIANT CREDIT UNION $315,000 n/a 0.5%
    Commerce Home Mortgage, Inc. $305,000 n/a 0.5%
    Lumbee Guaranty Bank $195,000 $295,000 51.3% 0.5%
    North State Bank $265,000 n/a 0.4%
    PHH Mortgage Corporation $265,000 n/a 0.4%
    MOVEMENT MORTGAGE, LLC $865,000 $250,000 -71.1% 0.4%
    Coastal Community Bank $240,000 n/a 0.4%
    First Reliance Bank $235,000 n/a 0.4%
    PANORAMA MORTGAGE GROUP, LLC $235,000 n/a 0.4%
    1ST SIGNATURE LENDING, LLC $245,000 $225,000 -8.2% 0.4%
    Bank of America $85,000 $225,000 164.7% 0.4%
    SeaTrust Mortgage Company $185,000 $225,000 21.6% 0.4%
    Prosperity Home Mortgage, LLC $205,000 n/a 0.3%
    The Federal Savings Bank $200,000 n/a 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $560,000 $195,000 -65.2% 0.3%
    General Mortgage Capital Corporation $185,000 n/a 0.3%
    PLANET HOME LENDING, LLC $185,000 n/a 0.3%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $175,000 n/a 0.3%
    NATIONWIDE MORTGAGE BANKERS, INC. $175,000 n/a 0.3%
    RAPID MORTGAGE COMPANY $225,000 $175,000 -22.2% 0.3%
    RELIANCE FIRST CAPITAL, LLC $255,000 $175,000 -31.4% 0.3%
    Encompass Lending Group, LP $155,000 n/a 0.2%
    LENDINGONE, LLC $145,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $120,000 $145,000 20.8% 0.2%
    GUILD MORTGAGE COMPANY $135,000 n/a 0.2%
    SOUTHPOINT FINANCIAL SERVICES, INC. $135,000 n/a 0.2%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $400,000 $125,000 -68.8% 0.2%
    Citizens Bank $65,000 $125,000 92.3% 0.2%
    The Huntington National Bank $125,000 n/a 0.2%
    AmeriHome Mortgage Company, LLC $115,000 n/a 0.2%
    ALLEGACY FEDERAL CREDIT UNION $105,000 n/a 0.2%
    Integrity Home Mortgage Corp $105,000 n/a 0.2%
    LENDINGHOME FUNDING CORPORATION $105,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $230,000 $105,000 -54.3% 0.2%
    NEW DAY FINANCIAL, LLC $105,000 n/a 0.2%
    Carrington Mortgage Services, LLC $95,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $95,000 n/a 0.1%
    DELMAR FINANCIAL COMPANY $85,000 n/a 0.1%
    Equity Prime Mortgage LLC $85,000 n/a 0.1%
    Benchmark Community Bank $65,000 n/a 0.1%
    Figure Lending LLC $180,000 $55,000 -69.4% 0.1%
    COASTAL Federal Credit Union $45,000 n/a 0.1%
    SPRING EQ, LLC $35,000 n/a 0.1%
    U.S. Bank $290,000 $35,000 -87.9% 0.1%
    The Fidelity Bank $15,000 n/a 0.0%

    Laurinburg's top lender by overall market share is STATE EMPLOYEES', with 10.6% market share. In second place, with 8.8%, is QUICKEN LOANS, LLC, having originated $5,660,000 in loans. In third place, with 4.5%, is Mortgage Research Center, LLC, having originated $2,910,000 in loans. In fourth place, with 4.5%, is Blue Ridge Bank, having originated $2,865,000 in loans. In fifth place, with 3.5%, is UNION HOME MORTGAGE CORP., having originated $2,250,000 in loans.

    Laurinburg Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Laurinburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $129,925 (16.6%) $160,767 (16.3%) 0.00 133
    2018-02-01 $128,575 (15.9%) $158,434 (15.4%) 0.00 129
    2018-03-01 $129,900 (14.4%) $156,404 (13.2%) 0.00 132
    2018-04-01 $129,900 (10.3%) $155,699 (8.1%) 0.00 138
    2018-05-01 $129,900 (6.7%) $159,912 (5.3%) 0.00 146
    2018-06-01 $128,450 (8.0%) $152,874 (2.2%) 0.00 154
    2018-07-01 $124,975 (-3.8%) $149,536 (-3.6%) 0.00 152
    2018-08-01 $121,175 (-7.7%) $145,176 (-8.9%) 0.00 154
    2018-09-01 $121,000 (-9.3%) $145,325 (-9.0%) 0.00 142
    2018-10-01 $114,975 (-16.5%) $140,482 (-15.2%) 0.00 127
    2018-11-01 $113,385 (-12.7%) $145,790 (-8.0%) 0.00 115
    2018-12-01 $113,250 (-9.4%) $148,847 (-3.4%) 0.00 107
    2019-01-01 $114,700 (-11.7%) $147,281 (-8.4%) 0.00 97
    2019-02-01 $117,350 (-8.7%) $148,135 (-6.5%) 0.00 101
    2019-03-01 $121,929 (-6.1%) $151,806 (-2.9%) 0.00 96
    2019-04-01 $124,529 (-4.1%) $154,048 (-1.1%) 0.00 97
    2019-05-01 $121,300 (-6.6%) $148,475 (-7.2%) 0.00 96
    2019-06-01 $125,000 (-2.7%) $159,083 (4.1%) 0.00 87
    2019-07-01 $134,875 (7.9%) $172,762 (15.5%) 0.00 80
    2019-08-01 $134,523 (11.0%) $168,370 (16.0%) 0.00 85
    2019-09-01 $133,807 (10.6%) $169,151 (16.4%) 0.00 92
    2019-10-01 $133,330 (16.0%) $169,671 (20.8%) 0.00 98
    2019-11-01 $130,000 (14.7%) $161,254 (10.6%) 0.00 90
    2019-12-01 $128,375 (13.4%) $148,139 (-0.5%) 0.00 82
    2020-01-01 $132,000 (15.1%) $148,755 (1.0%) 0.00 74
    2020-02-01 $129,900 (10.7%) $144,333 (-2.6%) 0.00 72
    2020-03-01 $111,000 (-9.0%) $139,093 (-8.4%) 0.00 68
    2020-04-01 $108,000 (-13.3%) $138,838 (-9.9%) 0.00 70
    2020-05-01 $111,500 (-8.1%) $137,785 (-7.2%) 0.00 59
    2020-06-01 $119,425 (-4.5%) $150,281 (-5.5%) 0.00 55
    2020-07-01 $139,925 (3.7%) $163,824 (-5.2%) 0.00 38
    2020-08-01 $149,900 (11.4%) $177,011 (5.1%) 0.00 39
    2020-09-01 $159,925 (19.5%) $191,717 (13.3%) 0.00 37
    2020-10-01 $192,400 (44.3%) $197,924 (16.7%) 0.00 37
    2020-11-01 $185,825 (42.9%) $194,140 (20.4%) 0.00 34
    2020-12-01 $173,650 (35.3%) $188,600 (27.3%) 0.00 40
    2021-01-01 $178,500 (35.2%) $194,124 (30.5%) 0.00 28
    2021-02-01 $132,425 (1.9%) $167,955 (16.4%) 0.00 18
    2021-03-01 $163,200 (47.0%) $188,149 (35.3%) 0.00 18
    2021-04-01 $184,450 (70.8%) $213,383 (53.7%) 0.00 21
    2021-05-01 $199,900 (79.3%) $232,284 (68.6%) 0.00 19
    2021-06-01 $184,250 (54.3%) $243,944 (62.3%) 0.00 20
    2021-07-01 $190,000 (35.8%) $216,342 (32.1%) 0.00 26
    2021-08-01 $189,600 (26.5%) $217,613 (22.9%) 0.00 40
    2021-09-01 $149,950 (-6.2%) $197,249 (2.9%) 0.00 38
    2021-10-01 $180,000 (-6.4%) $207,793 (5.0%) 0.00 36
    2021-11-01 $237,450 (27.8%) $235,379 (21.2%) 0.00 36
    2021-12-01 $219,975 (26.7%) $236,609 (25.5%) 0.00 29
    2022-01-01 $185,950 (4.2%) $235,445 (21.3%) 0.00 30
    2022-02-01 $160,100 (20.9%) $223,093 (32.8%) 0.00 25
    2022-03-01 $167,225 (2.5%) $239,130 (27.1%) 0.00 21
    2022-04-01 $145,700 (-21.0%) $229,580 (7.6%) 0.00 25
    2022-05-01 $203,000 (1.6%) $250,777 (8.0%) 0.00 34
    2022-06-01 $172,350 (-6.5%) $249,441 (2.3%) 0.00 35
    2022-07-01 $199,750 (5.1%) $234,825 (8.5%) 0.00 47
    2022-08-01 $198,950 (4.9%) $230,517 (5.9%) 0.00 42
    2022-09-01 $202,425 (35.0%) $228,272 (15.7%) 0.00 46
    2022-10-01 $194,950 (8.3%) $227,438 (9.5%) 0.00 44
    2022-11-01 $208,625 (-12.1%) $225,115 (-4.4%) 0.00 45
    2022-12-01 $229,900 (4.5%) $262,165 (10.8%) 0.00 43
    2023-01-01 $229,900 (23.6%) $254,752 (8.2%) 0.00 40
    2023-02-01 $221,125 (38.1%) $252,818 (13.3%) 0.00 38
    2023-03-01 $204,475 (22.3%) $249,700 (4.4%) 0.00 37
    2023-04-01 $209,450 (43.8%) $266,576 (16.1%) 0.00 30
    2023-05-01 $203,750 (0.4%) $250,279 (-0.2%) 0.00 30
    2023-06-01 $208,750 (21.1%) $244,620 (-1.9%) 0.00 32
    2023-07-01 $195,000 (-2.4%) $227,329 (-3.2%) 0.00 27
    2023-08-01 $202,475 (1.8%) $239,865 (4.1%) 0.00 31
    2023-09-01 $172,900 (-14.6%) $221,670 (-2.9%) 0.00 36
    2023-10-01 $189,950 (-2.6%) $249,984 (9.9%) 0.00 34
    2023-11-01 $188,725 (-9.5%) $255,812 (13.6%) 0.00 39
    2023-12-01 $179,000 (-22.1%) $267,229 (1.9%) 0.00 37
    2024-01-01 $177,925 (-22.6%) $258,806 (1.6%) 0.00 36
    2024-02-01 $201,425 (-8.9%) $273,551 (8.2%) 0.00 37
    2024-03-01 $214,950 (5.1%) $284,790 (14.1%) 0.00 35
    2024-04-01 $218,650 (4.4%) $281,074 (5.4%) 0.00 35
    2024-05-01 $200,673 (-1.5%) $269,478 (7.7%) 0.00 47
    2024-06-01 $199,950 (-4.2%) $268,507 (9.8%) 0.00 55
    2024-07-01 $209,995 (7.7%) $275,958 (21.4%) 0.00 55
    2024-08-01 $215,000 (6.2%) $268,356 (11.9%) 0.00 60
    2024-09-01 $211,250 (22.2%) $260,683 (17.6%) 0.00 62
    2024-10-01 $229,250 (20.7%) $250,988 (0.4%) 0.00 66
    2024-11-01 $232,000 (22.9%) $246,931 (-3.5%) 0.00 74
    2024-12-01 $222,500 (24.3%) $240,755 (-9.9%) 0.00 75
    2025-01-01 $222,450 (25.0%) $242,455 (-6.3%) 0.00 79
    2025-02-01 $218,675 (8.6%) $247,253 (-9.6%) 0.00 82
    2025-03-01 $203,995 (-5.1%) $241,464 (-15.2%) 0.00 74
    Laurinburg's median listing price for 2025-03-01 was $203,995, a difference of $-10,955 (-5.1%) versus the prior year and $-14,680 versus the prior month.

    Laurinburg's median listing price comes in at 0% of the national average.

    Laurinburg's average listing price for 2025-03-01 was $241,464, a difference of $-43,326 (-15.2%) versus the prior year and $-5,789 versus the prior month.

    For the 2025-03-01 period, Laurinburg had 74 MLS listings, a difference of -8 listings (-10%) versus the prior month and 39 listings (111%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Laurinburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,100 sqft
    2018-02-01 0 days 2,031 sqft
    2018-03-01 0 days 2,011 sqft
    2018-04-01 0 days 2,013 sqft
    2018-05-01 0 days 2,092 sqft
    2018-06-01 0 days 1,956 sqft
    2018-07-01 0 days 1,888 sqft
    2018-08-01 0 days 1,961 sqft
    2018-09-01 0 days 1,974 sqft
    2018-10-01 0 days 1,883 sqft
    2018-11-01 0 days 1,870 sqft
    2018-12-01 0 days 1,930 sqft
    2019-01-01 0 days 1,870 sqft
    2019-02-01 0 days 1,876 sqft
    2019-03-01 0 days 1,922 sqft
    2019-04-01 0 days 1,946 sqft
    2019-05-01 0 days 1,946 sqft
    2019-06-01 0 days 1,950 sqft
    2019-07-01 0 days 1,975 sqft
    2019-08-01 0 days 1,940 sqft
    2019-09-01 0 days 1,924 sqft
    2019-10-01 0 days 1,914 sqft
    2019-11-01 0 days 1,913 sqft
    2019-12-01 0 days 1,859 sqft
    2020-01-01 0 days 1,854 sqft
    2020-02-01 0 days 1,842 sqft
    2020-03-01 0 days 1,813 sqft
    2020-04-01 0 days 1,738 sqft
    2020-05-01 0 days 1,670 sqft
    2020-06-01 0 days 1,691 sqft
    2020-07-01 0 days 1,876 sqft
    2020-08-01 0 days 1,851 sqft
    2020-09-01 0 days 2,037 sqft
    2020-10-01 0 days 2,076 sqft
    2020-11-01 0 days 2,100 sqft
    2020-12-01 0 days 2,114 sqft
    2021-01-01 0 days 2,237 sqft
    2021-02-01 0 days 2,224 sqft
    2021-03-01 0 days 2,116 sqft
    2021-04-01 0 days 2,435 sqft
    2021-05-01 0 days 2,336 sqft
    2021-06-01 0 days 2,174 sqft
    2021-07-01 0 days 2,137 sqft
    2021-08-01 0 days 1,995 sqft
    2021-09-01 0 days 1,925 sqft
    2021-10-01 0 days 2,100 sqft
    2021-11-01 0 days 2,100 sqft
    2021-12-01 0 days 1,918 sqft
    2022-01-01 0 days 2,027 sqft
    2022-02-01 0 days 2,003 sqft
    2022-03-01 0 days 1,920 sqft
    2022-04-01 0 days 2,005 sqft
    2022-05-01 0 days 2,113 sqft
    2022-06-01 0 days 1,959 sqft
    2022-07-01 0 days 1,950 sqft
    2022-08-01 0 days 1,943 sqft
    2022-09-01 0 days 1,950 sqft
    2022-10-01 0 days 1,950 sqft
    2022-11-01 0 days 1,950 sqft
    2022-12-01 0 days 2,088 sqft
    2023-01-01 0 days 2,060 sqft
    2023-02-01 0 days 2,055 sqft
    2023-03-01 0 days 2,029 sqft
    2023-04-01 0 days 2,039 sqft
    2023-05-01 0 days 2,044 sqft
    2023-06-01 0 days 2,054 sqft
    2023-07-01 0 days 1,988 sqft
    2023-08-01 0 days 1,886 sqft
    2023-09-01 0 days 1,813 sqft
    2023-10-01 0 days 1,983 sqft
    2023-11-01 0 days 1,820 sqft
    2023-12-01 0 days 1,828 sqft
    2024-01-01 0 days 1,845 sqft
    2024-02-01 0 days 1,963 sqft
    2024-03-01 0 days 1,993 sqft
    2024-04-01 0 days 1,861 sqft
    2024-05-01 0 days 1,762 sqft
    2024-06-01 0 days 1,604 sqft
    2024-07-01 0 days 1,653 sqft
    2024-08-01 0 days 1,608 sqft
    2024-09-01 0 days 1,701 sqft
    2024-10-01 0 days 1,805 sqft
    2024-11-01 0 days 1,776 sqft
    2024-12-01 0 days 1,722 sqft
    2025-01-01 0 days 1,720 sqft
    2025-02-01 0 days 1,813 sqft
    2025-03-01 0 days 1,715 sqft
    Laurinburg's median listing age (time on market) for 2025-03-01 was 0 days.

    Laurinburg's median square footage for active listings during the 2025-03-01 period was 1,715 sqft. One year prior, the average listing was 1,993 sqft.

    Laurinburg, NC Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 219 $39,625,000 $180,936
    Refi 55 $10,645,000 $193,545
    Cash Out Refi 50 $8,350,000 $167,000
    Home Improvement 40 $3,180,000 $79,500
    Other 36 $2,380,000 $66,111

    Laurinburg's most frequently cited loan purpose was Home Purchase, with 219 originations. The 2nd most popular reason was Refi, with 55 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 148 $30,320,000 $204,865
    7-8% 102 $13,430,000 $131,667
    Over 8% 75 $7,345,000 $97,933
    5-6% 54 $10,420,000 $192,963
    4-5% 9 $2,075,000 $230,556
    <2.5% 2 $20,000 $10,000
    3-4% 1 $195,000 $195,000

    During 2024, Laurinburg's most frequently originated rate bucket was 6-7%, with 148 originations.

    Loan Sizing (Laurinburg, NC MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 148 $21,540,000 $145,541
    $100,000 or less 139 $7,975,000 $57,374
    $200k-400k 103 $28,125,000 $273,058
    $400k-600k 8 $3,690,000 $461,250
    $600k-1000k 1 $625,000 $625,000
    $Over $1MM 1 $2,225,000 $2,225,000

    Laurinburg's loan sizing saw the bucket of loans from $100k-200k with 148 originations, totaling $21,540,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 191 $37,325,000 $195,419
    60-80% 68 $10,920,000 $160,588
    20-40% 45 $3,195,000 $71,000
    40-60% 35 $6,285,000 $179,571
    Under 20% 34 $1,160,000 $34,118
    Over 100% 11 $2,845,000 $258,636

    Laurinburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 191 originations, totaling $37,325,000 in origination value.