Lakeview Community Capital Mortgage Rates, Fees & Info
Phoenix, AZLEI: 5493005EYZOUVJUXAX38
Tax ID: 32-0517445
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Mortgage Data
Review & Overview
Lakeview Community Capital is a smaller mortgage company specializing in Cash Out Refi and Refi loans. Lakeview Community Capital has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Miami, Washington, Phoenix, Atlanta, and Denver among others. We have data for 39 markets. (Some data included below & more in-depth data is available with an active subscription.)Lakeview Community Capital has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Lakeview Community Capital is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
30 Year Conventional Purchase | 6.76% | 9/1/24 |
30 Year Conventional Refi | 6.66% | 9/1/24 |
30 Year Cash-out Refi | 7.43% | 9/1/24 |
30 Year FHA Purchase | 6.73% | 9/1/24 |
30 Year FHA Refi | 7.21% | 9/1/24 |
30 Year VA Purchase | 5.88% | 9/1/24 |
30 Year VA Refi | 5.94% | 9/1/24 |
15 Year Conventional Refi | 6.35% | 9/1/24 |
15 Year Cash-out Refi | 6.35% | 9/1/24 |
15 Year FHA Refi | 6.96% | 9/1/24 |
15 Year VA Refi | 6.51% | 9/1/24 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
Lakeview Community Capital Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
212Origination Dollar Volume (All Markets)
$45,600,000Lakeview Community Capital - 2018
Lakeview Community Capital is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 37 | $8,055,000 | $217,703 | $3,078 | 4.67% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 27 | $7,625,000 | $282,407 | $3,657 | 4.80% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 28 | $6,160,000 | $220,000 | $3,457 | 4.62% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 24 | $4,670,000 | $194,583 | $3,306 | 4.85% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 17 | $4,645,000 | $273,235 | $3,470 | 4.98% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 12 | $1,910,000 | $159,167 | $2,963 | 4.81% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $4,583 | 4.77% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $3,018 | 5.34% |
RICHMOND, VA (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $2,973 | 5.00% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $4,301 | 4.84% |
JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,570 | 4.67% |
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,568 | 4.56% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,593 | 4.96% |
EL PASO, TX (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $2,911 | 5.31% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,536 | 5.49% |
LANCASTER, PA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,995 | 4.06% |
CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $1,925 | 4.25% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,269 | 4.81% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,090 | 4.38% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $2,306 | 5.17% |
PITTSBURGH, PA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $3,546 | 4.92% |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,907 | 4.81% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $1,893 | 5.37% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,567 | 4.88% |
OCALA, FL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $1,735 | 4.50% |
PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,945 | 4.50% |
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,029 | 4.25% |
Outside of Metro Areas | 1 | $225,000 | $225,000 | $1,854 | 4.99% |
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,851 | 4.63% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,757 | 3.75% |
MIDLAND, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,507 | 4.99% |
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,197 | 4.99% |
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.75% |
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,105 | 4.63% |
GAINESVILLE, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,095 | 4.99% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,178 | 4.38% |
CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,787 | 4.38% |
HINESVILLE, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.13% |
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,836 | 4.25% |
Similar Lenders
We use machine learning to identify the top lenders compared against Lakeview Community Capital based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 30
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Product Mix
Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
---|---|---|---|---|---|
Conventional | 161 | $34,785,000 | $216,056 | $2,817 | 4.91% |
FHA | 40 | $8,120,000 | $203,000 | $5,717 | 4.44% |
VA | 11 | $2,695,000 | $245,000 | $1,798 | 4.32% |
For 2018, Lakeview Community Capital's most frequently originated type of loan was Conventional, with 161 originations. Their 2nd most popular type was FHA, with 40 originations.
Loan Reason
Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
---|---|---|---|---|---|
Cash Out Refi | 165 | $34,675,000 | $210,152 | $3,410 | 4.82% |
Refi | 47 | $10,925,000 | $232,447 | $3,196 | 4.68% |
For 2018, Lakeview Community Capital's most frequently cited loan purpose was Cash Out Refi, with 165 originations. The 2nd most popular reason was Refi, with 47 originations.
Loan Duration/Length
For 2018, Lakeview Community Capital's most frequently cited loan duration was 30 Year, with 164 originations. The 2nd most popular length was 15 Year, with 23 originations.
Origination Fees/Closing Costs
Lakeview Community Capital's average total fees were $3,612, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 70 originations.
Interest Rates
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
4-5% | 148 | $32,430,000 | $219,122 |
5-6% | 50 | $10,170,000 | $203,400 |
3-4% | 12 | $2,750,000 | $229,167 |
6-7% | 2 | $250,000 | $125,000 |
During 2018, Lakeview Community Capital's average interest rate for loans was 4.84%, while their most frequently originated rate bucket for loans was 4-5%, with 148 originations.
Loan Sizing
2018 saw Lakeview Community Capital place emphasis on $200k-400k loans with 98 originations, totaling $26,740,000 in origination value.
Applicant Income
Lakeview Community Capital lent most frequently to those with incomes in the $50k or less range, with 55 originations. The second most popular income band? $100k-150k, with 52 originations.
Applicant Debt to Income Ratio
Lakeview Community Capital lent most frequently to those with DTI ratios of 30-36%, with 26 originations. The next most common DTI ratio? 20-30%, with 26 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.19%
Lakeview Community Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination97.64%
Lakeview Community Capital has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
1012.31 | 1 | $205,000 | $205,000 |
1368.33 | 1 | $245,000 | $245,000 |
1641.48 | 1 | $325,000 | $325,000 |
1714.5 | 1 | $345,000 | $345,000 |
1730.72 | 1 | $275,000 | $275,000 |
3481.63 | 1 | $305,000 | $305,000 |
4361.6 | 1 | $155,000 | $155,000 |
4367.74 | 1 | $405,000 | $405,000 |
741.37 | 1 | $115,000 | $115,000 |
814.5 | 1 | $165,000 | $165,000 |
NA | 202 | $43,060,000 | $213,168 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
Single Family (1-4 Units):Site-Built | 212 | $45,600,000 | $215,094 |