Lakeview Community Capital Mortgage Rates, Fees & Info

Phoenix, AZ

LEI: 5493005EYZOUVJUXAX38

Tax ID: 32-0517445

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Mortgage Data

Review & Overview

Lakeview Community Capital is a mid-sized mortgage company specializing in Refi loans. They have a a high proportion of FHA loans. Lakeview Community Capital has a low ratio of conventional loans. Their top markets by origination volume include: Washington, Los Angeles, Riverside, Dallas, and Atlanta among others. We have data for 270 markets. (Some data included below & more in-depth data is available with an active subscription.)

Lakeview Community Capital has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Lakeview Community Capital is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.76% 12/17/24
30 Year Conventional Refi 6.66% 12/17/24
30 Year Cash-out Refi 7.43% 12/17/24
30 Year FHA Purchase 6.73% 12/17/24
30 Year FHA Refi 7.21% 12/17/24
30 Year VA Purchase 5.88% 12/17/24
30 Year VA Refi 5.94% 12/17/24
15 Year Conventional Refi 6.35% 12/17/24
15 Year Cash-out Refi 6.35% 12/17/24
15 Year FHA Refi 6.96% 12/17/24
15 Year VA Refi 6.51% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Lakeview Community Capital Mortgage Calculator






Your Estimates

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This is not an official calculator from Lakeview Community Capital. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

11,447

Origination Dollar Volume (All Markets)

$3,436,635,000
Show all (143) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 717 $292,495,000 $407,943 $4,831 2.96%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 506 $230,640,000 $455,810 $6,434 3.04%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 606 $212,070,000 $349,950 $4,894 3.04%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 740 $197,290,000 $266,608 $4,983 3.28%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 580 $155,730,000 $268,500 $4,172 3.22%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 578 $152,940,000 $264,602 $4,045 3.15%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 563 $138,595,000 $246,172 $4,729 3.32%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 449 $131,535,000 $292,951 $4,948 3.38%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 466 $122,330,000 $262,511 $4,109 3.07%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 262 $120,670,000 $460,573 $4,921 2.84%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 375 $101,385,000 $270,360 $4,060 3.19%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 273 $73,025,000 $267,491 $2,947 2.93%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 209 $72,155,000 $345,239 $4,662 3.06%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 268 $70,540,000 $263,209 $3,988 3.19%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 169 $64,705,000 $382,870 $4,718 2.97%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 171 $64,115,000 $374,942 $5,479 3.04%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 250 $59,950,000 $239,800 $4,123 3.28%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 161 $59,275,000 $368,168 $5,022 3.04%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 228 $59,030,000 $258,904 $3,509 3.14%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 214 $58,220,000 $272,056 $4,777 3.18%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 113 $57,705,000 $510,664 $6,544 3.00%
JACKSONVILLE, FL (FHA|USDA|VA) 189 $50,105,000 $265,106 $3,547 3.06%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 199 $46,505,000 $233,693 $2,820 2.97%
Outside of Metro Areas 145 $38,455,000 $265,207 $4,054 3.20%
COLORADO SPRINGS, CO (FHA|USDA|VA) 95 $31,725,000 $333,947 $3,123 2.83%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 55 $28,115,000 $511,182 $5,610 2.94%
RICHMOND, VA (FHA|USDA|VA) 103 $27,925,000 $271,117 $3,577 3.09%
VALLEJO, CA (FHA|USDA|VA) 63 $25,575,000 $405,952 $5,186 3.01%
RALEIGH-CARY, NC (FHA|USDA|VA) 87 $23,515,000 $270,287 $3,714 3.14%
STOCKTON, CA (FHA|USDA|VA) 68 $22,800,000 $335,294 $5,139 3.16%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 90 $20,400,000 $226,667 $4,089 3.38%
TUCSON, AZ (FHA|USDA|VA) 81 $19,745,000 $243,765 $3,275 3.00%
FAYETTEVILLE, NC (FHA|USDA|VA) 80 $18,580,000 $232,250 $2,531 2.92%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 69 $18,325,000 $265,580 $3,492 3.10%
COLUMBIA, SC (FHA|USDA|VA) 78 $17,830,000 $228,590 $3,064 3.06%
FRESNO, CA (FHA|USDA|VA) 59 $15,675,000 $265,678 $3,987 3.07%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 59 $13,295,000 $225,339 $2,322 2.86%
SALINAS, CA (FHA|USDA|VA) 29 $13,235,000 $456,379 $6,085 2.92%
BAKERSFIELD, CA (FHA|USDA|VA) 54 $13,130,000 $243,148 $3,898 3.25%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 54 $12,970,000 $240,185 $3,407 3.12%
VISALIA, CA (FHA|USDA|VA) 47 $12,855,000 $273,511 $4,269 3.27%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 22 $12,140,000 $551,818 $6,031 2.80%
PORT ST. LUCIE, FL (FHA|USDA|VA) 48 $11,750,000 $244,792 $3,820 3.46%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 47 $11,725,000 $249,468 $5,268 3.36%
MODESTO, CA (FHA|USDA|VA) 37 $11,055,000 $298,784 $5,037 3.15%
EL PASO, TX (FHA|USDA|VA) 49 $10,995,000 $224,388 $3,305 3.09%
COLUMBUS, OH (FHA|USDA|VA) 45 $10,875,000 $241,667 $3,968 3.30%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 46 $10,330,000 $224,565 $4,070 3.31%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 34 $10,310,000 $303,235 $5,751 3.52%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 34 $10,120,000 $297,647 $4,001 3.10%
SAVANNAH, GA (FHA|USDA|VA) 40 $9,940,000 $248,500 $2,820 2.98%
LOUISVILLE, KY (FHA|USDA|VA) 37 $9,535,000 $257,703 $3,624 3.03%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 39 $9,055,000 $232,179 $3,330 3.27%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 26 $8,700,000 $334,615 $2,952 2.75%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 35 $8,145,000 $232,714 $4,197 3.35%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 31 $7,995,000 $257,903 $2,913 3.07%
GREELEY, CO (FHA|USDA|VA) 25 $7,985,000 $319,400 $5,191 3.28%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 38 $7,980,000 $210,000 $3,940 3.30%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 25 $7,755,000 $310,200 $2,491 2.85%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 32 $7,370,000 $230,313 $3,530 3.20%
JACKSONVILLE, NC (FHA|USDA|VA) 28 $6,650,000 $237,500 $2,138 2.94%
MERCED, CA (FHA|USDA|VA) 27 $6,595,000 $244,259 $3,943 3.28%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 23 $6,415,000 $278,913 $2,890 2.86%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 22 $6,120,000 $278,182 $2,836 3.00%
MIDLAND, TX (FHA|USDA|VA) 24 $5,840,000 $243,333 $5,535 3.52%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 18 $5,760,000 $320,000 $4,730 2.95%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 23 $5,685,000 $247,174 $3,822 3.08%
FLORENCE, SC (FHA|USDA|VA) 25 $5,475,000 $219,000 $4,191 3.49%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 19 $5,105,000 $268,684 $3,720 2.90%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 15 $5,025,000 $335,000 $6,526 3.01%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 13 $5,015,000 $385,769 $5,044 2.88%
WARNER ROBINS, GA (FHA|USDA|VA) 21 $5,005,000 $238,333 $2,693 3.06%
WINSTON-SALEM, NC (FHA|USDA|VA) 23 $4,865,000 $211,522 $3,705 3.25%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 10 $4,850,000 $485,000 $5,791 2.98%
ODESSA, TX (FHA|USDA|VA) 21 $4,675,000 $222,619 $4,769 3.34%
SPARTANBURG, SC (FHA|USDA|VA) 22 $4,640,000 $210,909 $4,262 3.47%
EL CENTRO, CA (FHA|USDA|VA) 18 $4,410,000 $245,000 $4,293 3.20%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 16 $4,280,000 $267,500 $3,175 3.17%
CORPUS CHRISTI, TX (FHA|USDA|VA) 18 $4,160,000 $231,111 $3,814 3.24%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 16 $3,890,000 $243,125 $4,304 3.24%
MADERA, CA (FHA|USDA|VA) 14 $3,750,000 $267,857 $3,178 3.07%
ST. LOUIS, MO-IL (FHA|USDA|VA) 16 $3,580,000 $223,750 $3,731 2.99%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 14 $3,580,000 $255,714 $2,510 2.86%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 8 $3,550,000 $443,750 $5,997 2.98%
COLUMBUS, GA-AL (FHA|USDA|VA) 17 $3,535,000 $207,941 $2,717 3.01%
TALLAHASSEE, FL (FHA|USDA|VA) 13 $3,475,000 $267,308 $3,391 2.94%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 16 $3,390,000 $211,875 $5,137 3.25%
WACO, TX (FHA|USDA|VA) 13 $3,355,000 $258,077 $3,258 3.21%
JACKSON, MS (FHA|USDA|VA) 14 $3,340,000 $238,571 $3,620 3.24%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 17 $3,305,000 $194,412 $3,955 3.42%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 12 $3,150,000 $262,500 $3,513 2.91%
FORT COLLINS, CO (FHA|USDA|VA) 9 $3,045,000 $338,333 $3,532 2.93%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 12 $3,010,000 $250,833 $3,912 3.13%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 9 $2,975,000 $330,556 $3,483 3.00%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 12 $2,890,000 $240,833 $3,854 3.27%
SUMTER, SC (FHA|USDA|VA) 11 $2,855,000 $259,545 $2,912 3.20%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 11 $2,845,000 $258,636 $4,195 2.72%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 9 $2,845,000 $316,111 $3,365 3.22%
PUEBLO, CO (FHA|USDA|VA) 12 $2,820,000 $235,000 $4,103 3.27%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 13 $2,705,000 $208,077 $2,767 2.80%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 6 $2,640,000 $440,000 $3,829 3.05%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 10 $2,490,000 $249,000 $3,708 3.11%
YUBA CITY, CA (FHA|USDA|VA) 8 $2,270,000 $283,750 $3,368 2.87%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 7 $2,245,000 $320,714 $4,602 2.68%
YUMA, AZ (FHA|USDA|VA) 11 $2,215,000 $201,364 $2,512 3.11%
WILMINGTON, NC (FHA|USDA|VA) 7 $2,035,000 $290,714 $2,946 2.86%
WINCHESTER, VA-WV (FHA|USDA|VA) 7 $1,945,000 $277,857 $3,799 3.14%
GAINESVILLE, FL (FHA|USDA|VA) 9 $1,915,000 $212,778 $3,822 3.35%
PANAMA CITY, FL (FHA|USDA|VA) 7 $1,905,000 $272,143 $2,871 2.71%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 7 $1,905,000 $272,143 $4,446 3.05%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 10 $1,900,000 $190,000 $3,473 3.12%
NAPA, CA (FHA|USDA|VA) 4 $1,890,000 $472,500 $7,685 3.15%
GOLDSBORO, NC (FHA|USDA|VA) 8 $1,760,000 $220,000 $2,763 2.87%
LAREDO, TX (FHA|USDA|VA) 10 $1,750,000 $175,000 $3,820 3.62%
AKRON, OH (FHA|USDA|VA) 7 $1,745,000 $249,286 $2,656 3.15%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 8 $1,730,000 $216,250 $3,512 3.22%
YORK-HANOVER, PA (FHA|USDA|VA) 8 $1,700,000 $212,500 $4,181 3.14%
YAKIMA, WA (FHA|USDA|VA) 6 $1,670,000 $278,333 $3,645 3.31%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 6 $1,670,000 $278,333 $3,383 2.60%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 7 $1,645,000 $235,000 $2,824 3.34%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 7 $1,625,000 $232,143 $2,654 3.28%
Shelton, WA (FHA|USDA|VA) 6 $1,580,000 $263,333 $2,901 3.02%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 5 $1,395,000 $279,000 $3,327 2.98%
LUBBOCK, TX (FHA|USDA|VA) 8 $1,390,000 $173,750 $3,299 3.30%
TYLER, TX (FHA|USDA|VA) 5 $1,385,000 $277,000 $3,488 2.95%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 6 $1,310,000 $218,333 $2,477 3.15%
GAINESVILLE, GA (FHA|USDA|VA) 4 $1,300,000 $325,000 $3,972 2.81%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,290,000 $322,500 $5,169 3.56%
EAST STROUDSBURG, PA (FHA|USDA|VA) 5 $1,215,000 $243,000 $5,031 3.42%
GRAND JUNCTION, CO (FHA|USDA|VA) 5 $1,165,000 $233,000 $4,639 3.20%
LANCASTER, PA (FHA|USDA|VA) 5 $1,155,000 $231,000 $5,966 3.23%
ROCKY MOUNT, NC (FHA|USDA|VA) 5 $1,145,000 $229,000 $2,749 3.10%
AMARILLO, TX (FHA|USDA|VA) 5 $1,135,000 $227,000 $5,420 3.39%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 6 $1,130,000 $188,333 $3,294 3.37%
OCALA, FL (FHA|USDA|VA) 5 $1,105,000 $221,000 $2,728 3.50%
READING, PA (FHA|USDA|VA) 5 $1,085,000 $217,000 $5,718 3.47%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 5 $1,055,000 $211,000 $2,608 2.89%
VALDOSTA, GA (FHA|USDA|VA) 5 $1,045,000 $209,000 $2,966 3.10%
St. Marys, GA (FHA|USDA|VA) 4 $1,030,000 $257,500 $2,898 2.97%
LYNCHBURG, VA (FHA|USDA|VA) 5 $1,025,000 $205,000 $2,351 3.20%
FLINT, MI (FHA|USDA|VA) 4 $1,020,000 $255,000 $3,405 3.38%
WICHITA FALLS, TX (FHA|USDA|VA) 5 $985,000 $197,000 $3,498 2.74%
Del Rio, TX (FHA|USDA|VA) 4 $980,000 $245,000 $4,584 3.81%
NEW BERN, NC (FHA|USDA|VA) 5 $955,000 $191,000 $3,399 3.08%
ASHEVILLE, NC (FHA|USDA|VA) 3 $945,000 $315,000 $4,155 2.75%
ANN ARBOR, MI (FHA|USDA|VA) 4 $940,000 $235,000 $3,520 3.19%
CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $905,000 $301,667 $3,264 2.91%
DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $900,000 $225,000 $3,950 2.75%
PITTSBURGH, PA (FHA|USDA|VA) 4 $900,000 $225,000 $3,462 3.31%
HATTIESBURG, MS (FHA|USDA|VA) 4 $890,000 $222,500 $3,136 2.69%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $835,000 $278,333 $5,153 3.13%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $820,000 $410,000 $8,041 3.43%
HINESVILLE, GA (FHA|USDA|VA) 5 $815,000 $163,000 $1,956 3.05%
ALBANY, GA (FHA|USDA|VA) 3 $795,000 $265,000 $3,771 2.92%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $785,000 $261,667 $3,852 2.92%
Elizabeth City, NC (FHA|USDA|VA) 3 $775,000 $258,333 $3,300 2.88%
Glenwood Springs, CO (FHA|USDA|VA) 3 $765,000 $255,000 $4,251 3.08%
Albemarle, NC (FHA|USDA|VA) 3 $765,000 $255,000 $5,338 3.04%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $760,000 $190,000 $3,826 3.60%
KANKAKEE, IL (FHA|USDA|VA) 4 $760,000 $190,000 $2,762 3.53%
Danville, VA (FHA|USDA|VA) 4 $750,000 $187,500 $2,749 3.07%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $745,000 $248,333 $2,063 3.17%
Clearlake, CA (FHA|USDA|VA) 3 $745,000 $248,333 $5,137 3.17%
LONGVIEW, WA (FHA|USDA|VA) 2 $740,000 $370,000 $3,501 3.50%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $725,000 $241,667 $5,069 3.82%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 3 $725,000 $241,667 $2,282 2.99%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $725,000 $241,667 $3,657 2.88%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $715,000 $238,333 $4,117 3.08%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $695,000 $231,667 $1,740 3.12%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 3 $695,000 $231,667 $3,645 3.29%
West Point, MS (FHA|USDA|VA) 2 $670,000 $335,000 $2,305 2.81%
Sanford, NC (FHA|USDA|VA) 3 $655,000 $218,333 $3,063 3.24%
Torrington, CT (FHA|USDA|VA) 2 $640,000 $320,000 $5,606 2.75%
Jefferson, GA (FHA|USDA|VA) 3 $625,000 $208,333 $4,665 3.42%
WORCESTER, MA-CT (FHA|USDA|VA) 3 $605,000 $201,667 $3,470 2.83%
Andrews, TX (FHA|USDA|VA) 2 $570,000 $285,000 $3,551 3.83%
Sonora, CA (FHA|USDA|VA) 2 $560,000 $280,000 $5,794 3.88%
WENATCHEE, WA (FHA|USDA|VA) 2 $550,000 $275,000 $6,290 3.75%
LONGVIEW, TX (FHA|USDA|VA) 2 $550,000 $275,000 $2,933 2.87%
BRUNSWICK, GA (FHA|USDA|VA) 3 $545,000 $181,667 $1,821 3.21%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $535,000 $178,333 $1,900 3.16%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $535,000 $535,000 $4,605 2.75%
Cambridge, MD (FHA|USDA|VA) 2 $530,000 $265,000 $2,501 2.87%
Key West, FL (FHA|USDA|VA) 1 $515,000 $515,000 $3,938 2.99%
Brenham, TX (FHA|USDA|VA) 2 $500,000 $250,000 $5,890 4.08%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $500,000 $250,000 $5,938 3.25%
BOULDER, CO (FHA|USDA|VA) 1 $485,000 $485,000 $1,882 2.75%
BURLINGTON, NC (FHA|USDA|VA) 2 $460,000 $230,000 $3,573 3.12%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $455,000 $455,000 $3,527 2.75%
Payson, AZ (FHA|USDA|VA) 2 $450,000 $225,000 $4,952 3.12%
ROANOKE, VA (FHA|USDA|VA) 2 $440,000 $220,000 $3,128 2.81%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $420,000 $210,000 $5,322 3.25%
Ukiah, CA (FHA|USDA|VA) 1 $415,000 $415,000 $4,484 2.75%
Mount Vernon, OH (FHA|USDA|VA) 2 $410,000 $205,000 $4,336 2.94%
Statesboro, GA (FHA|USDA|VA) 2 $410,000 $205,000 $3,638 3.50%
Athens, TX (FHA|USDA|VA) 2 $410,000 $205,000 $4,940 3.12%
Dublin, GA (FHA|USDA|VA) 2 $410,000 $205,000 $3,326 3.00%
CHICO, CA (FHA|USDA|VA) 2 $400,000 $200,000 $2,472 3.19%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $400,000 $200,000 $4,145 2.88%
Clewiston, FL (FHA|USDA|VA) 2 $390,000 $195,000 $4,180 3.96%
ABILENE, TX (FHA|USDA|VA) 2 $390,000 $195,000 $4,707 3.00%
Greenwood, SC (FHA|USDA|VA) 1 $375,000 $375,000 $4,686 2.75%
Orangeburg, SC (FHA|USDA|VA) 2 $370,000 $185,000 $933 3.13%
CaƱon City, CO (FHA|USDA|VA) 2 $370,000 $185,000 $1,484 3.63%
SAGINAW, MI (FHA|USDA|VA) 1 $365,000 $365,000 $9,187 2.75%
MIDLAND, MI (FHA|USDA|VA) 2 $360,000 $180,000 $4,089 3.00%
Granbury, TX (FHA|USDA|VA) 2 $360,000 $180,000 $4,421 3.49%
BELLINGHAM, WA (FHA|USDA|VA) 1 $335,000 $335,000 $6,807 3.25%
Alice, TX (FHA|USDA|VA) 2 $330,000 $165,000 $2,563 3.31%
Oak Harbor, WA (FHA|USDA|VA) 1 $325,000 $325,000 $2,611 2.75%
GREENVILLE, NC (FHA|USDA|VA) 2 $320,000 $160,000 $1,492 3.19%
Fort Morgan, CO (FHA|USDA|VA) 1 $305,000 $305,000 $1,268 2.88%
Forest City, NC (FHA|USDA|VA) 1 $305,000 $305,000 $1,486 2.99%
Lake City, FL (FHA|USDA|VA) 1 $295,000 $295,000 $6,192 4.13%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $295,000 $295,000 $6,042 3.13%
Bellefontaine, OH (FHA|USDA|VA) 1 $285,000 $285,000 $2,533 2.75%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $285,000 $285,000 $5,715 3.25%
Rio Grande City-Roma, TX (FHA|USDA|VA) 2 $280,000 $140,000 $3,003 3.64%
Corsicana, TX (FHA|USDA|VA) 1 $275,000 $275,000 $6,331 3.63%
Rockport, TX (FHA|USDA|VA) 1 $275,000 $275,000 $6,376 3.99%
Show Low, AZ (FHA|USDA|VA) 1 $275,000 $275,000 $2,353 2.75%
Centralia, WA (FHA|USDA|VA) 1 $275,000 $275,000 $5,745 3.25%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $270,000 $135,000 $2,611 3.25%
LEBANON, PA (FHA|USDA|VA) 1 $265,000 $265,000 $6,511 2.75%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $265,000 $265,000 $2,302 2.75%
Safford, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $5,462 4.14%
MONROE, MI (FHA|USDA|VA) 1 $255,000 $255,000 $978 2.75%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $245,000 $245,000 $2,047 3.99%
MANSFIELD, OH (FHA|USDA|VA) 1 $245,000 $245,000 $2,646 2.75%
TOLEDO, OH (FHA|USDA|VA) 1 $245,000 $245,000 $2,164 3.25%
Laurel, MS (FHA|USDA|VA) 1 $245,000 $245,000 $2,530 2.50%
Levelland, TX (FHA|USDA|VA) 1 $235,000 $235,000 $5,448 4.14%
Richmond-Berea, KY (FHA|USDA|VA) 1 $235,000 $235,000 $5,078 2.99%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $235,000 $235,000 $6,502 3.25%
Oxford, MS (FHA|USDA|VA) 1 $235,000 $235,000 $909 2.75%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $230,000 $115,000 $1,666 3.38%
Durango, CO (FHA|USDA|VA) 1 $225,000 $225,000 $5,231 3.25%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $215,000 $215,000 $2,687 3.25%
Nacogdoches, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,910 2.75%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $205,000 $205,000 $4,348 3.25%
Mason City, IA (FHA|USDA|VA) 1 $205,000 $205,000 $4,298 3.75%
RAPID CITY, SD (FHA|USDA|VA) 1 $195,000 $195,000 $2,676 3.25%
Jacksonville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $4,738 3.51%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $195,000 $195,000 $2,306 3.38%
Vicksburg, MS (FHA|USDA|VA) 1 $195,000 $195,000 $2,561 2.75%
Uvalde, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,560 3.25%
Easton, MD (FHA|USDA|VA) 1 $175,000 $175,000 $3,913 3.75%
Sterling, IL (FHA|USDA|VA) 1 $175,000 $175,000 $4,111 2.75%
Picayune, MS (FHA|USDA|VA) 1 $175,000 $175,000 $3,233 2.75%
Port Angeles, WA (FHA|USDA|VA) 1 $165,000 $165,000 $2,910 2.50%
STAUNTON, VA (FHA|USDA|VA) 1 $165,000 $165,000 $1,874 3.63%
Gainesville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,165 3.51%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $165,000 $165,000 $4,894 2.50%
Nogales, AZ (FHA|USDA|VA) 1 $165,000 $165,000 $3,776 3.25%
Boone, NC (FHA|USDA|VA) 1 $165,000 $165,000 $4,022 3.25%
Lincoln, IL (FHA|USDA|VA) 1 $165,000 $165,000 $2,878 3.50%
Huntsville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,262 3.75%
Milledgeville, GA (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.99%
Plainview, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,735 4.14%
Red Bluff, CA (FHA|USDA|VA) 1 $145,000 $145,000 $2,491 2.99%
Eagle Pass, TX (FHA|USDA|VA) 1 $145,000 $145,000 $1,227 3.38%
Natchez, MS-LA (FHA|USDA|VA) 1 $145,000 $145,000 $3,557 3.99%
ROCKFORD, IL (FHA|USDA|VA) 1 $135,000 $135,000 $2,648 2.75%
PEORIA, IL (FHA|USDA|VA) 1 $135,000 $135,000 $3,979 2.75%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,641 2.75%
Kinston, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,097 2.75%
Dumas, TX (FHA|USDA|VA) 1 $125,000 $125,000 $1,495 3.25%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $115,000 $115,000 $2,136 4.25%
Washington, NC (FHA|USDA|VA) 1 $115,000 $115,000 $983 3.63%
Snyder, TX (FHA|USDA|VA) 1 $75,000 $75,000 $1,042 4.88%
Lakeview Community Capital's top markets include Washington, Los Angeles, Riverside, Dallas, and Atlanta among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Lakeview Community Capital based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    A. E. A. Federal Credit Union
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    VA 5,642 $1,815,310,000 $321,749 $2,857 2.81%
    FHA 5,431 $1,523,325,000 $280,487 $5,996 3.44%
    Conventional 374 $98,000,000 $262,032 $3,395 3.45%

    For 2020, Lakeview Community Capital's most frequently originated type of loan was VA, with 5,642 originations. Their 2nd most popular type was FHA, with 5,431 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 11,291 $3,398,405,000 $300,984 $4,377 3.12%
    Cash Out Refi 143 $35,145,000 $245,769 $4,274 3.63%
    Home Purchase 13 $3,085,000 $237,308 $5,812 3.41%

    For 2020, Lakeview Community Capital's most frequently cited loan purpose was Refi, with 11,291 originations. The 2nd most popular reason was Cash Out Refi, with 143 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 10,811 $3,256,125,000 $301,186 $4,430 3.14%
    Other 484 $144,750,000 $299,070 $3,584 2.95%
    15 Year 96 $22,050,000 $229,688 $2,919 2.95%
    20 Year 55 $13,365,000 $243,000 $3,184 2.98%
    10 Year 1 $345,000 $345,000 $5,317 2.75%

    For 2020, Lakeview Community Capital's most frequently cited loan duration was 30 Year, with 10,811 originations. The 2nd most popular length was Other, with 484 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 9,184 $2,732,310,000 $297,508
    $1k-2k 902 $255,610,000 $283,381
    $2k-3k 663 $198,035,000 $298,695
    $3k-4k 350 $114,940,000 $328,400
    $5k+ 119 $60,045,000 $504,580
    $4k-5k 102 $43,460,000 $426,078

    Lakeview Community Capital's average total fees were $4,430, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 9,184 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 5,385 $1,465,675,000 $272,177
    2.5-3% 3,975 $1,315,115,000 $330,847
    <2.5% 1,459 $501,295,000 $343,588
    4-5% 617 $152,185,000 $246,653
    % 11 $2,365,000 $215,000

    During 2020, Lakeview Community Capital's average interest rate for loans was 3.14%, while their most frequently originated rate bucket for loans was 3-4%, with 5,385 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 7,702 $2,152,380,000 $279,457 $4,314 3.13%
    $100k-200k 1,722 $285,910,000 $166,034 $3,352 3.41%
    $400k-600k 1,722 $815,840,000 $473,775 $5,304 2.88%
    $600k-1MM 258 $172,970,000 $670,426 $6,997 2.89%
    $100,000 or less 38 $3,370,000 $88,684 $2,009 3.52%
    $1MM+ 5 $6,165,000 $1,233,000 $6,953 2.98%

    2020 saw Lakeview Community Capital place emphasis on $200k-400k loans with 7,702 originations, totaling $2,152,380,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 121 $24,925,000 $205,992 $3,799 3.39%
    $100k-150k 102 $30,620,000 $300,196 $3,409 3.50%
    $75k-100k 91 $23,175,000 $254,670 $3,752 3.49%
    $150k-250k 69 $24,135,000 $349,783 $3,835 3.35%
    $50k or less 45 $7,265,000 $161,444 $3,406 3.45%
    $250k+ 6 $2,150,000 $358,333 $5,458 3.54%

    Lakeview Community Capital lent most frequently to those with incomes in the $50k-75k range, with 121 originations. The second most popular income band? $100k-150k, with 102 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 92 $24,090,000 $261,848 $3,185 3.38%
    30-36% 77 $18,885,000 $245,260 $3,390 3.51%
    44% 26 $6,500,000 $250,000 $4,084 3.30%
    40% 23 $6,105,000 $265,435 $3,014 3.61%
    39% 22 $5,670,000 $257,727 $3,450 3.44%
    43% 20 $5,530,000 $276,500 $4,716 3.57%
    <20% 19 $5,035,000 $265,000 $2,487 3.30%
    42% 18 $4,680,000 $260,000 $2,907 3.58%
    36% 18 $5,010,000 $278,333 $5,395 3.47%
    41% 18 $3,960,000 $220,000 $3,787 3.47%
    37% 16 $3,790,000 $236,875 $3,773 3.44%
    49% 14 $3,340,000 $238,571 $4,446 3.37%
    50-60% 14 $3,450,000 $246,429 $6,109 3.34%
    46% 14 $3,240,000 $231,429 $3,378 3.11%
    38% 12 $3,100,000 $258,333 $3,252 3.58%
    47% 12 $3,550,000 $295,833 $4,752 3.61%
    45% 11 $3,955,000 $359,545 $5,317 3.32%
    48% 8 $2,380,000 $297,500 $3,420 3.45%
    >60% 1 $215,000 $215,000 $4,639 3.63%

    Lakeview Community Capital lent most frequently to those with DTI ratios of 20-30%, with 92 originations. The next most common DTI ratio? 30-36%, with 77 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Black 5,569 $1,647,565,000 $295,846 $4,129 3.11%
    White 4,690 $1,421,440,000 $303,079 $4,545 3.14%
    Not provided 974 $293,400,000 $301,232 $4,932 3.18%
    Asian 100 $35,490,000 $354,900 $4,461 2.99%
    American Indian 90 $29,940,000 $332,667 $4,394 2.97%
    Native Hawaiian or Islander 24 $8,800,000 $366,667 $5,809 3.01%

    Approval Rates

    Total approvals of all applications
    99.07%

    Lakeview Community Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    93.86%

    Lakeview Community Capital has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 11,447 $3,436,635,000 $300,221

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 11,447 $3,436,635,000 $300,221

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 11 $2,495,000 $226,818 $2,057 3.32%
    40-60% 123 $30,055,000 $244,350 $3,213 3.39%
    60-80% 430 $111,780,000 $259,953 $4,118 3.34%
    80-100% 10,446 $3,145,730,000 $301,142 $4,419 3.13%
    Over 100% 436 $146,520,000 $336,055 $3,994 2.79%
    Under 20% 1 $55,000 $55,000 $1,261 3.13%