Lakeview Community Capital Mortgage Rates, Fees & Info

Phoenix, AZ

LEI: 5493005EYZOUVJUXAX38

Tax ID: 32-0517445

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Lakeview Community Capital is a smaller mortgage company specializing in Refi loans. They have a a high proportion of FHA loans. Lakeview Community Capital has an average proportion of conventional loans. Their top markets by origination volume include: Dallas, Riverside, Atlanta, Washington, and Phoenix among others. We have data for 158 markets. (Some data included below & more in-depth data is available with an active subscription.)

Lakeview Community Capital has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Lakeview Community Capital is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.76% 12/17/24
30 Year Conventional Refi 6.66% 12/17/24
30 Year Cash-out Refi 7.43% 12/17/24
30 Year FHA Purchase 6.73% 12/17/24
30 Year FHA Refi 7.21% 12/17/24
30 Year VA Purchase 5.88% 12/17/24
30 Year VA Refi 5.94% 12/17/24
15 Year Conventional Refi 6.35% 12/17/24
15 Year Cash-out Refi 6.35% 12/17/24
15 Year FHA Refi 6.96% 12/17/24
15 Year VA Refi 6.51% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Lakeview Community Capital Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Lakeview Community Capital. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,900

Origination Dollar Volume (All Markets)

$500,880,000
Show all (47) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 153 $38,655,000 $252,647 $4,453 4.19%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 111 $34,245,000 $308,514 $4,238 4.16%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 145 $32,875,000 $226,724 $3,628 4.20%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 76 $28,350,000 $373,026 $4,467 4.08%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 119 $28,215,000 $237,101 $3,761 4.24%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 68 $25,880,000 $380,588 $4,304 4.09%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 99 $25,665,000 $259,242 $3,867 4.24%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 111 $24,545,000 $221,126 $4,483 4.29%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 62 $15,590,000 $251,452 $3,309 4.05%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 63 $14,655,000 $232,619 $3,637 4.14%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 46 $12,500,000 $271,739 $4,685 4.29%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 47 $11,785,000 $250,745 $3,195 4.04%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 50 $11,410,000 $228,200 $2,186 3.89%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 33 $10,465,000 $317,121 $4,546 4.28%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 46 $10,370,000 $225,435 $2,455 4.12%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 24 $9,430,000 $392,917 $3,988 3.99%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 22 $8,820,000 $400,909 $4,550 4.21%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 26 $8,710,000 $335,000 $4,796 4.15%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 35 $8,125,000 $232,143 $3,556 4.01%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 23 $7,965,000 $346,304 $5,301 3.98%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 33 $7,605,000 $230,455 $3,980 4.29%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 22 $6,730,000 $305,909 $4,042 4.18%
STOCKTON, CA (FHA|USDA|VA) 21 $6,695,000 $318,810 $5,183 4.15%
JACKSONVILLE, FL (FHA|USDA|VA) 21 $5,815,000 $276,905 $3,550 3.99%
RALEIGH-CARY, NC (FHA|USDA|VA) 16 $4,210,000 $263,125 $3,538 3.95%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 18 $3,750,000 $208,333 $3,437 4.26%
RICHMOND, VA (FHA|USDA|VA) 14 $3,340,000 $238,571 $2,907 4.11%
FRESNO, CA (FHA|USDA|VA) 14 $3,130,000 $223,571 $3,982 4.35%
BAKERSFIELD, CA (FHA|USDA|VA) 13 $3,095,000 $238,077 $3,194 4.13%
MODESTO, CA (FHA|USDA|VA) 11 $3,035,000 $275,909 $3,715 4.11%
TUCSON, AZ (FHA|USDA|VA) 12 $2,860,000 $238,333 $1,821 3.90%
SALINAS, CA (FHA|USDA|VA) 6 $2,370,000 $395,000 $3,577 3.71%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 8 $2,310,000 $288,750 $5,976 4.32%
Outside of Metro Areas 8 $2,260,000 $282,500 $4,401 4.17%
FAYETTEVILLE, NC (FHA|USDA|VA) 10 $2,250,000 $225,000 $1,528 3.77%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 11 $2,195,000 $199,545 $2,099 3.94%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 11 $2,145,000 $195,000 $3,403 4.49%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 5 $2,045,000 $409,000 $3,273 4.15%
VISALIA, CA (FHA|USDA|VA) 7 $1,845,000 $263,571 $3,161 4.27%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 4 $1,780,000 $445,000 $2,638 3.69%
PORT ST. LUCIE, FL (FHA|USDA|VA) 8 $1,770,000 $221,250 $5,162 4.48%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 7 $1,645,000 $235,000 $2,374 3.74%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 5 $1,635,000 $327,000 $1,571 3.90%
COLORADO SPRINGS, CO (FHA|USDA|VA) 6 $1,630,000 $271,667 $2,145 4.06%
WINSTON-SALEM, NC (FHA|USDA|VA) 8 $1,540,000 $192,500 $2,484 4.25%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 6 $1,520,000 $253,333 $3,705 4.04%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 3 $1,395,000 $465,000 $5,676 4.17%
EL PASO, TX (FHA|USDA|VA) 8 $1,390,000 $173,750 $2,922 4.57%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 7 $1,335,000 $190,714 $3,324 4.07%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 7 $1,315,000 $187,857 $4,214 4.58%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,295,000 $259,000 $1,781 3.55%
CORPUS CHRISTI, TX (FHA|USDA|VA) 5 $1,195,000 $239,000 $3,422 4.13%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 4 $1,180,000 $295,000 $3,921 4.15%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $1,160,000 $193,333 $2,864 3.83%
VALLEJO, CA (FHA|USDA|VA) 3 $1,105,000 $368,333 $3,451 4.28%
EL CENTRO, CA (FHA|USDA|VA) 5 $1,095,000 $219,000 $3,563 4.26%
COLUMBUS, OH (FHA|USDA|VA) 5 $1,085,000 $217,000 $4,105 3.92%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 4 $1,020,000 $255,000 $2,900 4.06%
WARNER ROBINS, GA (FHA|USDA|VA) 5 $1,015,000 $203,000 $1,999 3.99%
COLUMBIA, SC (FHA|USDA|VA) 5 $1,015,000 $203,000 $933 3.70%
MERCED, CA (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,445 4.36%
YUBA CITY, CA (FHA|USDA|VA) 3 $925,000 $308,333 $4,831 4.00%
MIDLAND, TX (FHA|USDA|VA) 4 $900,000 $225,000 $5,625 4.56%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $875,000 $291,667 $6,167 4.43%
ODESSA, TX (FHA|USDA|VA) 4 $860,000 $215,000 $4,313 4.55%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $860,000 $215,000 $2,949 3.78%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 4 $830,000 $207,500 $1,386 3.69%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $815,000 $271,667 $1,137 3.75%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $800,000 $400,000 $2,816 3.75%
PUEBLO, CO (FHA|USDA|VA) 4 $790,000 $197,500 $3,116 4.56%
COLUMBUS, GA-AL (FHA|USDA|VA) 4 $790,000 $197,500 $3,280 4.03%
MADERA, CA (FHA|USDA|VA) 3 $755,000 $251,667 $5,560 4.54%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $725,000 $241,667 $4,365 4.04%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $720,000 $360,000 $2,724 4.44%
BURLINGTON, NC (FHA|USDA|VA) 3 $685,000 $228,333 $2,516 4.02%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $665,000 $221,667 $3,765 4.42%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $620,000 $155,000 $4,083 4.54%
PANAMA CITY, FL (FHA|USDA|VA) 2 $620,000 $310,000 $2,114 3.31%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $575,000 $191,667 $1,204 3.58%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $560,000 $280,000 $888 3.63%
ROANOKE, VA (FHA|USDA|VA) 4 $550,000 $137,500 $3,814 4.19%
HINESVILLE, GA (FHA|USDA|VA) 2 $550,000 $275,000 $2,502 3.56%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $545,000 $545,000 $2,875 4.50%
OCALA, FL (FHA|USDA|VA) 3 $545,000 $181,667 $2,840 3.89%
SAVANNAH, GA (FHA|USDA|VA) 2 $530,000 $265,000 $3,462 4.00%
AMARILLO, TX (FHA|USDA|VA) 3 $525,000 $175,000 $4,414 4.29%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $510,000 $255,000 $3,925 3.88%
GREELEY, CO (FHA|USDA|VA) 2 $490,000 $245,000 $1,760 4.19%
Oak Harbor, WA (FHA|USDA|VA) 1 $485,000 $485,000 $3,512 3.25%
WILMINGTON, NC (FHA|USDA|VA) 2 $460,000 $230,000 $2,966 4.12%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $455,000 $455,000 $1,311 3.88%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $450,000 $225,000 $4,748 4.16%
WACO, TX (FHA|USDA|VA) 2 $420,000 $210,000 $5,019 4.19%
SUMTER, SC (FHA|USDA|VA) 2 $370,000 $185,000 $1,703 3.81%
Red Bluff, CA (FHA|USDA|VA) 2 $370,000 $185,000 $4,048 4.72%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $360,000 $180,000 $1,373 3.69%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $350,000 $175,000 $3,120 4.31%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $350,000 $175,000 $1,583 3.62%
YAKIMA, WA (FHA|USDA|VA) 2 $340,000 $170,000 $4,474 3.87%
GETTYSBURG, PA (FHA|USDA|VA) 1 $335,000 $335,000 $4,891 3.75%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $335,000 $335,000 $1,013 3.49%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $325,000 $325,000 $2,564 3.25%
GOLDSBORO, NC (FHA|USDA|VA) 1 $325,000 $325,000 $930 3.75%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $320,000 $160,000 $1,762 3.56%
TYLER, TX (FHA|USDA|VA) 1 $315,000 $315,000 $3,438 3.63%
NAPA, CA (FHA|USDA|VA) 1 $315,000 $315,000 $6,428 4.50%
Show Low, AZ (FHA|USDA|VA) 1 $315,000 $315,000 $2,566 3.38%
Eagle Pass, TX (FHA|USDA|VA) 1 $305,000 $305,000 $7,123 4.57%
ASHEVILLE, NC (FHA|USDA|VA) 1 $295,000 $295,000 $2,354 3.75%
Clearlake, CA (FHA|USDA|VA) 1 $295,000 $295,000 $7,937 3.63%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $285,000 $285,000 $1,104 3.50%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $285,000 $285,000 $978 3.88%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $285,000 $285,000 $2,955 3.38%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $285,000 $285,000 $7,603 4.50%
BELLINGHAM, WA (FHA|USDA|VA) 1 $275,000 $275,000 $2,208 5.63%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $265,000 $265,000 $1,679 3.63%
St. Marys, GA (FHA|USDA|VA) 1 $265,000 $265,000 $2,439 3.50%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $265,000 $265,000 $2,293 3.75%
ALBANY, GA (FHA|USDA|VA) 1 $255,000 $255,000 $1,128 2.99%
Cambridge, MD (FHA|USDA|VA) 1 $255,000 $255,000 $5,559 4.75%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $245,000 $245,000 $5,175 4.24%
Elizabeth City, NC (FHA|USDA|VA) 1 $235,000 $235,000 $4,987 4.13%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $235,000 $235,000 $2,652 3.50%
JACKSON, MS (FHA|USDA|VA) 1 $225,000 $225,000 $4,856 3.95%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $225,000 $225,000 $4,795 3.97%
Andrews, TX (FHA|USDA|VA) 1 $215,000 $215,000 $5,493 4.34%
ABILENE, TX (FHA|USDA|VA) 1 $215,000 $215,000 $5,433 4.88%
Huntsville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $5,676 4.50%
GAINESVILLE, FL (FHA|USDA|VA) 1 $215,000 $215,000 $2,119 3.50%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $215,000 $215,000 $5,753 4.67%
YUMA, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $4,568 4.25%
Americus, GA (FHA|USDA|VA) 1 $205,000 $205,000 $948 3.63%
HARRISONBURG, VA (FHA|USDA|VA) 1 $205,000 $205,000 $4,454 4.25%
AKRON, OH (FHA|USDA|VA) 1 $195,000 $195,000 $1,904 3.75%
Tupelo, MS (FHA|USDA|VA) 1 $185,000 $185,000 $4,135 4.21%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $185,000 $185,000 $3,991 4.07%
Centralia, WA (FHA|USDA|VA) 1 $185,000 $185,000 $4,107 4.13%
Wilson, NC (FHA|USDA|VA) 1 $185,000 $185,000 $1,845 3.63%
Clewiston, FL (FHA|USDA|VA) 1 $175,000 $175,000 $3,767 4.60%
Sanford, NC (FHA|USDA|VA) 1 $175,000 $175,000 $4,331 4.25%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $165,000 $165,000 $1,360 3.63%
DALTON, GA (FHA|USDA|VA) 1 $165,000 $165,000 $3,836 4.24%
Lake City, FL (FHA|USDA|VA) 1 $165,000 $165,000 $1,799 3.88%
ANN ARBOR, MI (FHA|USDA|VA) 1 $165,000 $165,000 $798 3.88%
LUBBOCK, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,012 4.56%
VALDOSTA, GA (FHA|USDA|VA) 1 $155,000 $155,000 $1,734 3.63%
Bay City, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,405 5.75%
SPARTANBURG, SC (FHA|USDA|VA) 1 $145,000 $145,000 $3,555 3.63%
ROCKFORD, IL (FHA|USDA|VA) 1 $145,000 $145,000 $986 3.63%
NEW BERN, NC (FHA|USDA|VA) 1 $145,000 $145,000 $1,540 3.63%
GAINESVILLE, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,938 3.63%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $135,000 $135,000 $3,219 4.58%
LYNCHBURG, VA (FHA|USDA|VA) 1 $135,000 $135,000 $3,287 4.57%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $115,000 $115,000 $1,737 5.13%
Nogales, AZ (FHA|USDA|VA) 1 $115,000 $115,000 $3,540 5.25%
Key West, FL (FHA|USDA|VA) 1 $95,000 $95,000 $4,292 3.75%
Danville, VA (FHA|USDA|VA) 1 $85,000 $85,000 $2,400 4.35%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $65,000 $65,000 $3,644 3.63%
Lakeview Community Capital's top markets include Dallas, Riverside, Atlanta, Washington, and Phoenix among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Lakeview Community Capital based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    POINT BREEZE
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    American Southwest Credit Union
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    Piedmont Federal Savings Bank
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 891 $224,415,000 $251,869 $5,658 4.35%
    VA 717 $207,645,000 $289,603 $1,820 3.75%
    Conventional 292 $68,820,000 $235,685 $2,970 4.48%

    For 2019, Lakeview Community Capital's most frequently originated type of loan was FHA, with 891 originations. Their 2nd most popular type was VA, with 717 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,577 $421,495,000 $267,276 $3,721 4.10%
    Cash Out Refi 318 $78,170,000 $245,818 $4,225 4.36%
    Home Purchase 5 $1,215,000 $243,000 $5,676 4.50%

    For 2019, Lakeview Community Capital's most frequently cited loan purpose was Refi, with 1,577 originations. The 2nd most popular reason was Cash Out Refi, with 318 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,756 $469,920,000 $267,608 $3,869 4.15%
    Other 75 $19,075,000 $254,333 $3,293 4.13%
    20 Year 35 $6,005,000 $171,571 $2,772 4.33%
    15 Year 33 $5,795,000 $175,606 $2,904 3.99%
    10 Year 1 $85,000 $85,000 $3,748 3.25%

    For 2019, Lakeview Community Capital's most frequently cited loan duration was 30 Year, with 1,756 originations. The 2nd most popular length was Other, with 75 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,730 $460,150,000 $265,983
    $1k-2k 76 $17,390,000 $228,816
    $2k-3k 38 $8,660,000 $227,895
    $3k-4k 13 $3,155,000 $242,692
    $4k-5k 13 $4,005,000 $308,077
    $5k+ 9 $2,845,000 $316,111

    Lakeview Community Capital's average total fees were $3,869, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,730 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 1,054 $268,600,000 $254,839
    3-4% 790 $221,790,000 $280,747
    5-6% 48 $8,480,000 $176,667
    2.5-3% 6 $1,720,000 $286,667
    6-7% 2 $290,000 $145,000

    During 2019, Lakeview Community Capital's average interest rate for loans was 4.15%, while their most frequently originated rate bucket for loans was 4-5%, with 1,054 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,221 $332,465,000 $272,289 $4,065 4.13%
    $100k-200k 464 $76,150,000 $164,116 $3,099 4.27%
    $400k-600k 183 $83,865,000 $458,279 $4,030 3.93%
    $100,000 or less 22 $1,910,000 $86,818 $2,494 4.51%
    $600k-1MM 10 $6,490,000 $649,000 $4,023 3.89%

    2019 saw Lakeview Community Capital place emphasis on $200k-400k loans with 1,221 originations, totaling $332,465,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 116 $23,520,000 $202,759 $3,937 4.39%
    $75k-100k 107 $28,085,000 $262,477 $4,141 4.33%
    $100k-150k 97 $26,875,000 $277,062 $3,764 4.37%
    $50k or less 59 $9,125,000 $154,661 $3,684 4.35%
    $150k-250k 33 $10,905,000 $330,455 $4,458 4.20%
    $250k+ 4 $1,160,000 $290,000 $4,330 4.06%

    Lakeview Community Capital lent most frequently to those with incomes in the $50k-75k range, with 116 originations. The second most popular income band? $75k-100k, with 107 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 64 $15,420,000 $240,938 $3,097 4.44%
    20-30% 58 $12,610,000 $217,414 $2,888 4.28%
    50-60% 35 $9,215,000 $263,286 $6,613 4.02%
    44% 27 $5,925,000 $219,444 $4,087 4.46%
    43% 25 $6,185,000 $247,400 $3,511 4.34%
    38% 22 $4,970,000 $225,909 $3,711 4.54%
    42% 22 $5,780,000 $262,727 $4,816 4.19%
    40% 21 $6,345,000 $302,143 $4,297 4.25%
    49% 19 $4,145,000 $218,158 $4,479 4.42%
    37% 19 $5,245,000 $276,053 $3,840 4.32%
    39% 18 $3,970,000 $220,556 $3,939 4.29%
    41% 18 $3,980,000 $221,111 $3,639 4.42%
    45% 16 $3,570,000 $223,125 $4,703 4.29%
    36% 13 $2,835,000 $218,077 $3,535 4.62%
    47% 11 $3,255,000 $295,909 $4,689 4.53%
    48% 10 $2,990,000 $299,000 $5,351 4.15%
    46% 9 $1,905,000 $211,667 $3,353 4.34%
    <20% 7 $1,165,000 $166,429 $2,369 4.34%
    >60% 2 $160,000 $80,000 $2,183 5.50%

    Lakeview Community Capital lent most frequently to those with DTI ratios of 30-36%, with 64 originations. The next most common DTI ratio? 20-30%, with 58 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Black 897 $231,205,000 $257,754 $3,531 4.11%
    White 829 $223,485,000 $269,584 $4,014 4.20%
    Not provided 149 $38,865,000 $260,839 $4,452 4.11%
    American Indian 15 $4,415,000 $294,333 $3,198 4.10%
    Asian 6 $1,810,000 $301,667 $2,675 3.87%
    Native Hawaiian or Islander 4 $1,100,000 $275,000 $3,903 3.96%

    Approval Rates

    Total approvals of all applications
    99.26%

    Lakeview Community Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    93.53%

    Lakeview Community Capital has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,900 $500,880,000 $263,621

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 1,900 $500,880,000 $263,621

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 14 $1,950,000 $139,286 $2,592 4.08%
    40-60% 70 $14,750,000 $210,714 $2,744 4.31%
    60-80% 237 $57,095,000 $240,907 $3,544 4.44%
    80-100% 1,510 $406,760,000 $269,377 $3,982 4.11%
    Over 100% 69 $20,325,000 $294,565 $2,238 3.81%