Lakeview Community Capital Mortgage Rates, Fees & Info

Phoenix, AZ

LEI: 5493005EYZOUVJUXAX38

Tax ID: 32-0517445

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Mortgage Data

Review & Overview

Lakeview Community Capital is a small mortgage company specializing in Cash Out Refi and Refi loans. Lakeview Community Capital has a high proportion of conventional loans. They have a a high proportion of FHA loans. Their top markets by origination volume include: Atlanta, Riverside, Phoenix, Miami, and Washington among others. We have data for 340 markets. (Some data included below & more in-depth data is available with an active subscription.)

Lakeview Community Capital has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Lakeview Community Capital is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.76% 12/17/24
30 Year Conventional Refi 6.66% 12/17/24
30 Year Cash-out Refi 7.43% 12/17/24
30 Year FHA Purchase 6.73% 12/17/24
30 Year FHA Refi 7.21% 12/17/24
30 Year VA Purchase 5.88% 12/17/24
30 Year VA Refi 5.94% 12/17/24
15 Year Conventional Refi 6.35% 12/17/24
15 Year Cash-out Refi 6.35% 12/17/24
15 Year FHA Refi 6.96% 12/17/24
15 Year VA Refi 6.51% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Lakeview Community Capital Mortgage Calculator






Your Estimates

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This is not an official calculator from Lakeview Community Capital. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

6,569

Origination Dollar Volume (All Markets)

$1,449,085,000
Show all (163) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 456 $91,880,000 $201,491 $5,198 4.78%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 258 $73,520,000 $284,961 $6,007 4.32%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 327 $72,465,000 $221,606 $5,043 4.82%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 294 $71,620,000 $243,605 $4,978 4.55%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 235 $70,445,000 $299,766 $5,697 4.45%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 192 $65,850,000 $342,969 $5,922 4.31%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 266 $63,800,000 $239,850 $5,864 3.93%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 277 $58,645,000 $211,715 $5,224 3.93%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 173 $43,335,000 $250,491 $5,726 4.74%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 185 $41,155,000 $222,459 $5,481 4.86%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 190 $38,770,000 $204,053 $4,716 4.59%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 192 $37,140,000 $193,438 $4,903 4.29%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 141 $31,195,000 $221,241 $5,269 3.84%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 131 $26,545,000 $202,634 $5,380 4.95%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 86 $24,600,000 $286,047 $5,043 5.01%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 133 $23,335,000 $175,451 $5,421 4.82%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 85 $20,465,000 $240,765 $5,212 4.32%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 77 $20,325,000 $263,961 $6,285 4.13%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 51 $20,225,000 $396,569 $5,555 4.26%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 73 $20,185,000 $276,507 $5,287 4.94%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 83 $19,635,000 $236,566 $4,714 5.42%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 54 $18,070,000 $334,630 $4,782 4.98%
JACKSONVILLE, FL (FHA|USDA|VA) 80 $17,240,000 $215,500 $4,626 4.86%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 80 $16,670,000 $208,375 $4,837 4.63%
BAKERSFIELD, CA (FHA|USDA|VA) 73 $16,545,000 $226,644 $5,785 4.25%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 68 $14,420,000 $212,059 $5,299 4.66%
RICHMOND, VA (FHA|USDA|VA) 59 $11,785,000 $199,746 $5,059 4.90%
VISALIA, CA (FHA|USDA|VA) 48 $11,270,000 $234,792 $5,398 4.08%
FRESNO, CA (FHA|USDA|VA) 50 $11,130,000 $222,600 $5,040 4.53%
Outside of Metro Areas 67 $11,025,000 $164,552 $4,198 4.77%
TUCSON, AZ (FHA|USDA|VA) 58 $10,700,000 $184,483 $3,838 4.65%
RALEIGH-CARY, NC (FHA|USDA|VA) 53 $8,725,000 $164,623 $4,202 5.59%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 23 $8,605,000 $374,130 $5,512 4.62%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 51 $8,535,000 $167,353 $4,537 4.25%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 40 $8,360,000 $209,000 $3,955 4.07%
MODESTO, CA (FHA|USDA|VA) 33 $8,125,000 $246,212 $5,663 4.63%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 41 $8,055,000 $196,463 $4,289 4.52%
EL PASO, TX (FHA|USDA|VA) 44 $7,830,000 $177,955 $4,598 4.19%
STOCKTON, CA (FHA|USDA|VA) 33 $7,525,000 $228,030 $4,170 5.11%
VALLEJO, CA (FHA|USDA|VA) 24 $7,480,000 $311,667 $6,757 4.96%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 46 $7,340,000 $159,565 $3,352 5.66%
COLUMBUS, OH (FHA|USDA|VA) 42 $7,330,000 $174,524 $4,860 4.78%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 34 $6,880,000 $202,353 $5,258 5.04%
COLORADO SPRINGS, CO (FHA|USDA|VA) 30 $5,810,000 $193,667 $3,144 5.01%
SAVANNAH, GA (FHA|USDA|VA) 28 $5,760,000 $205,714 $5,087 4.51%
PORT ST. LUCIE, FL (FHA|USDA|VA) 26 $5,750,000 $221,154 $5,731 4.82%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 24 $5,650,000 $235,417 $6,247 4.01%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 27 $5,435,000 $201,296 $5,168 3.79%
COLUMBIA, SC (FHA|USDA|VA) 33 $5,365,000 $162,576 $4,918 4.39%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 27 $4,885,000 $180,926 $5,529 4.00%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 21 $4,715,000 $224,524 $4,902 4.95%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 15 $4,645,000 $309,667 $8,294 4.05%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 20 $4,460,000 $223,000 $5,355 4.49%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 19 $4,355,000 $229,211 $4,991 4.02%
FAYETTEVILLE, NC (FHA|USDA|VA) 26 $4,140,000 $159,231 $3,442 4.65%
SALINAS, CA (FHA|USDA|VA) 11 $4,115,000 $374,091 $6,396 3.73%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 20 $4,100,000 $205,000 $4,913 3.96%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 24 $4,060,000 $169,167 $4,238 4.67%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 28 $4,040,000 $144,286 $3,672 7.58%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 21 $4,035,000 $192,143 $4,256 4.42%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 25 $3,935,000 $157,400 $4,431 4.09%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 23 $3,905,000 $169,783 $3,920 5.54%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 20 $3,830,000 $191,500 $6,078 3.93%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 30 $3,710,000 $123,667 $4,625 5.27%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 21 $3,685,000 $175,476 $4,411 4.79%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 17 $3,655,000 $215,000 $6,461 5.13%
OCALA, FL (FHA|USDA|VA) 17 $3,245,000 $190,882 $6,180 4.91%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 11 $3,065,000 $278,636 $5,772 3.85%
BATON ROUGE, LA (FHA|USDA|VA) 16 $3,060,000 $191,250 $5,070 3.56%
MERCED, CA (FHA|USDA|VA) 11 $2,905,000 $264,091 $6,137 4.54%
LOUISVILLE, KY (FHA|USDA|VA) 13 $2,885,000 $221,923 $4,108 3.74%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 16 $2,620,000 $163,750 $4,219 3.88%
GREELEY, CO (FHA|USDA|VA) 11 $2,575,000 $234,091 $4,538 4.20%
WINSTON-SALEM, NC (FHA|USDA|VA) 18 $2,450,000 $136,111 $4,316 5.45%
ST. LOUIS, MO-IL (FHA|USDA|VA) 16 $2,370,000 $148,125 $3,968 4.63%
LAREDO, TX (FHA|USDA|VA) 13 $2,345,000 $180,385 $4,656 3.59%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 13 $2,285,000 $175,769 $4,653 4.22%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 16 $2,260,000 $141,250 $4,437 5.37%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 14 $2,250,000 $160,714 $5,616 5.50%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 12 $2,220,000 $185,000 $3,911 4.53%
SPARTANBURG, SC (FHA|USDA|VA) 13 $2,215,000 $170,385 $4,807 4.41%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 12 $2,200,000 $183,333 $4,098 4.64%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 7 $2,155,000 $307,857 $8,942 4.11%
MADERA, CA (FHA|USDA|VA) 9 $2,115,000 $235,000 $6,609 4.15%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 9 $2,115,000 $235,000 $6,143 3.38%
FLORENCE, SC (FHA|USDA|VA) 12 $2,070,000 $172,500 $4,753 3.71%
CORPUS CHRISTI, TX (FHA|USDA|VA) 11 $2,055,000 $186,818 $4,604 4.57%
YUBA CITY, CA (FHA|USDA|VA) 8 $2,020,000 $252,500 $3,498 5.49%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 7 $2,015,000 $287,857 $2,271 6.19%
FORT COLLINS, CO (FHA|USDA|VA) 8 $1,980,000 $247,500 $2,748 6.05%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 10 $1,980,000 $198,000 $3,240 5.21%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 8 $1,950,000 $243,750 $4,946 4.84%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 7 $1,865,000 $266,429 $1,302 5.92%
ODESSA, TX (FHA|USDA|VA) 9 $1,845,000 $205,000 $5,513 3.93%
YAKIMA, WA (FHA|USDA|VA) 11 $1,845,000 $167,727 $5,341 5.21%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 10 $1,840,000 $184,000 $3,348 5.74%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 11 $1,805,000 $164,091 $2,958 4.73%
YUMA, AZ (FHA|USDA|VA) 9 $1,675,000 $186,111 $6,261 5.04%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 8 $1,660,000 $207,500 $3,303 6.59%
WARNER ROBINS, GA (FHA|USDA|VA) 10 $1,650,000 $165,000 $3,255 5.08%
WACO, TX (FHA|USDA|VA) 9 $1,595,000 $177,222 $5,291 4.39%
PUEBLO, CO (FHA|USDA|VA) 6 $1,590,000 $265,000 $7,194 3.79%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 9 $1,585,000 $176,111 $3,945 3.74%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 5 $1,555,000 $311,000 $5,006 4.25%
JACKSON, MS (FHA|USDA|VA) 9 $1,475,000 $163,889 $4,052 4.86%
AMARILLO, TX (FHA|USDA|VA) 8 $1,460,000 $182,500 $5,129 3.94%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 6 $1,380,000 $230,000 $4,065 3.87%
AKRON, OH (FHA|USDA|VA) 7 $1,375,000 $196,429 $3,710 4.68%
LANCASTER, PA (FHA|USDA|VA) 7 $1,345,000 $192,143 $5,246 5.05%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 8 $1,340,000 $167,500 $4,941 5.27%
GAINESVILLE, GA (FHA|USDA|VA) 5 $1,325,000 $265,000 $6,587 5.00%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 7 $1,315,000 $187,857 $5,256 5.02%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 7 $1,215,000 $173,571 $6,159 5.29%
YORK-HANOVER, PA (FHA|USDA|VA) 9 $1,205,000 $133,889 $5,892 5.68%
GREENVILLE, NC (FHA|USDA|VA) 7 $1,205,000 $172,143 $5,737 5.04%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 12 $1,160,000 $96,667 $4,111 5.95%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 7 $1,155,000 $165,000 $7,239 5.11%
EL CENTRO, CA (FHA|USDA|VA) 6 $1,140,000 $190,000 $5,749 3.50%
GAINESVILLE, FL (FHA|USDA|VA) 7 $1,135,000 $162,143 $2,902 4.29%
ROCKFORD, IL (FHA|USDA|VA) 7 $1,135,000 $162,143 $4,872 3.82%
JACKSONVILLE, NC (FHA|USDA|VA) 7 $1,125,000 $160,714 $3,693 5.20%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $1,090,000 $181,667 $4,189 5.02%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 4 $1,080,000 $270,000 $8,757 4.00%
HINESVILLE, GA (FHA|USDA|VA) 5 $1,075,000 $215,000 $5,417 4.45%
LaGrange, GA-AL (FHA|USDA|VA) 5 $1,075,000 $215,000 $3,013 3.13%
COLUMBUS, GA-AL (FHA|USDA|VA) 6 $1,030,000 $171,667 $5,208 4.33%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 5 $1,025,000 $205,000 $5,750 3.77%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 4 $1,000,000 $250,000 $5,020 5.63%
MIDLAND, TX (FHA|USDA|VA) 5 $995,000 $199,000 $5,740 4.15%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 4 $970,000 $242,500 $6,314 3.91%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 5 $965,000 $193,000 $8,153 6.00%
WENATCHEE, WA (FHA|USDA|VA) 3 $945,000 $315,000 $3,905 3.75%
EAST STROUDSBURG, PA (FHA|USDA|VA) 6 $920,000 $153,333 $4,214 5.20%
ANN ARBOR, MI (FHA|USDA|VA) 4 $890,000 $222,500 $4,249 4.47%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $880,000 $220,000 $4,964 4.00%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $860,000 $143,333 $1,316 4.25%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $860,000 $215,000 $3,961 3.91%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $840,000 $210,000 $6,955 5.13%
Jefferson, GA (FHA|USDA|VA) 4 $830,000 $207,500 $5,872 5.56%
LAFAYETTE, LA (FHA|USDA|VA) 7 $815,000 $116,429 $2,739 5.91%
HAMMOND, LA (FHA|USDA|VA) 4 $810,000 $202,500 $5,554 4.91%
SUMTER, SC (FHA|USDA|VA) 5 $805,000 $161,000 $4,162 3.65%
PANAMA CITY, FL (FHA|USDA|VA) 3 $805,000 $268,333 $3,720 3.41%
ROANOKE, VA (FHA|USDA|VA) 7 $775,000 $110,714 $3,205 5.06%
DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $760,000 $190,000 $3,810 3.59%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $730,000 $182,500 $7,215 4.72%
Glenwood Springs, CO (FHA|USDA|VA) 3 $705,000 $235,000 $4,832 4.50%
WILMINGTON, NC (FHA|USDA|VA) 4 $690,000 $172,500 $3,026 4.69%
ABILENE, TX (FHA|USDA|VA) 3 $685,000 $228,333 $3,904 4.12%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 7 $685,000 $97,857 $761 7.39%
BURLINGTON, NC (FHA|USDA|VA) 4 $680,000 $170,000 $4,515 5.34%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 5 $665,000 $133,000 $1,285 7.15%
PITTSBURGH, PA (FHA|USDA|VA) 7 $665,000 $95,000 $3,546 6.61%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $645,000 $215,000 $4,778 3.08%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $645,000 $215,000 $7,055 4.88%
GOLDSBORO, NC (FHA|USDA|VA) 3 $645,000 $215,000 $4,329 4.45%
TYLER, TX (FHA|USDA|VA) 4 $630,000 $157,500 $3,721 3.44%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $630,000 $157,500 $3,268 4.44%
Shelton, WA (FHA|USDA|VA) 3 $625,000 $208,333 $1,872 4.30%
READING, PA (FHA|USDA|VA) 5 $615,000 $123,000 $2,287 5.02%
Eagle Pass, TX (FHA|USDA|VA) 4 $610,000 $152,500 $4,290 3.25%
LONGVIEW, TX (FHA|USDA|VA) 3 $605,000 $201,667 $5,538 4.42%
VALDOSTA, GA (FHA|USDA|VA) 3 $595,000 $198,333 $4,021 5.13%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $595,000 $198,333 $5,107 5.29%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 6 $590,000 $98,333 $2,877 6.46%
SALISBURY, MD-DE (FHA|USDA|VA) 4 $580,000 $145,000 $6,184 4.78%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $575,000 $191,667 $3,945 6.55%
Lufkin, TX (FHA|USDA|VA) 3 $565,000 $188,333 $4,115 3.95%
ALBANY, GA (FHA|USDA|VA) 3 $555,000 $185,000 $4,015 5.13%
LEBANON, PA (FHA|USDA|VA) 4 $550,000 $137,500 $5,964 4.97%
STAUNTON, VA (FHA|USDA|VA) 3 $545,000 $181,667 $4,733 4.54%
Ukiah, CA (FHA|USDA|VA) 2 $540,000 $270,000 $7,772 4.19%
Truckee-Grass Valley, CA (FHA|USDA|VA) 3 $525,000 $175,000 $1,178 6.09%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 5 $525,000 $105,000 $3,040 5.78%
LYNCHBURG, VA (FHA|USDA|VA) 5 $515,000 $103,000 $2,685 5.82%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 7 $505,000 $72,143 $2,201 7.28%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $490,000 $245,000 $4,740 6.18%
Wilson, NC (FHA|USDA|VA) 5 $485,000 $97,000 $2,482 5.47%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $475,000 $158,333 $3,361 3.88%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $475,000 $158,333 $3,575 4.08%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $460,000 $230,000 $4,326 2.62%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $460,000 $115,000 $3,793 4.84%
BRUNSWICK, GA (FHA|USDA|VA) 2 $460,000 $230,000 $11,182 4.50%
SALEM, OR (FHA|USDA|VA) 3 $455,000 $151,667 $3,362 6.21%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $430,000 $107,500 $609 5.47%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $425,000 $141,667 $2,867 4.04%
REDDING, CA (FHA|USDA|VA) 2 $420,000 $210,000 $3,386 2.93%
LUBBOCK, TX (FHA|USDA|VA) 2 $420,000 $210,000 $2,093 4.68%
MADISON, WI (FHA|USDA|VA) 2 $410,000 $205,000 $8,268 4.94%
Concord, NH (FHA|USDA|VA) 2 $410,000 $205,000 $3,703 6.30%
Torrington, CT (FHA|USDA|VA) 2 $410,000 $205,000 $4,696 2.99%
CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $405,000 $135,000 $1,985 5.71%
Statesboro, GA (FHA|USDA|VA) 2 $400,000 $200,000 $5,301 4.13%
Clearlake, CA (FHA|USDA|VA) 2 $400,000 $200,000 $6,098 7.38%
NEW BERN, NC (FHA|USDA|VA) 3 $395,000 $131,667 $2,220 4.91%
HATTIESBURG, MS (FHA|USDA|VA) 2 $390,000 $195,000 $6,339 3.75%
Centralia, WA (FHA|USDA|VA) 5 $385,000 $77,000 $1,123 6.91%
PINE BLUFF, AR (FHA|USDA|VA) 3 $385,000 $128,333 $6,019 4.63%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $380,000 $190,000 $10,046 5.13%
ASHEVILLE, NC (FHA|USDA|VA) 4 $370,000 $92,500 $1,725 7.53%
Oak Harbor, WA (FHA|USDA|VA) 3 $365,000 $121,667 $1,280 6.03%
Moses Lake, WA (FHA|USDA|VA) 2 $360,000 $180,000 $4,589 3.87%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $360,000 $180,000 $4,084 3.19%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $355,000 $355,000 $2,876 3.63%
Stephenville, TX (FHA|USDA|VA) 1 $355,000 $355,000 $3,736 3.38%
Clewiston, FL (FHA|USDA|VA) 2 $350,000 $175,000 $4,075 3.75%
ALBANY-LEBANON, OR (FHA|USDA|VA) 4 $350,000 $87,500 $1,039 6.44%
CHICO, CA (FHA|USDA|VA) 4 $340,000 $85,000 $1,656 6.32%
Uvalde, TX (FHA|USDA|VA) 2 $340,000 $170,000 $4,443 3.38%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $330,000 $165,000 $7,113 6.38%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $325,000 $325,000 $4,247 2.75%
ERIE, PA (FHA|USDA|VA) 2 $320,000 $160,000 $4,571 3.70%
Sonora, CA (FHA|USDA|VA) 2 $320,000 $160,000 $3,160 5.31%
Fort Polk South, LA (FHA|USDA|VA) 1 $315,000 $315,000 $6,412 3.63%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $305,000 $305,000 $13,180 5.25%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $280,000 $140,000 $2,924 6.56%
Newport, OR (FHA|USDA|VA) 2 $280,000 $140,000 $4,127 6.69%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $280,000 $140,000 $3,506 4.18%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $275,000 $275,000 $5,796 3.63%
Berlin, NH (FHA|USDA|VA) 1 $265,000 $265,000 $3,879 4.75%
TOLEDO, OH (FHA|USDA|VA) 3 $265,000 $88,333 $5,069 6.35%
SAGINAW, MI (FHA|USDA|VA) 1 $265,000 $265,000 $1,763 2.50%
MEDFORD, OR (FHA|USDA|VA) 2 $260,000 $130,000 $4,937 5.97%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $260,000 $130,000 $6,336 5.00%
RACINE, WI (FHA|USDA|VA) 1 $255,000 $255,000 $3,784 4.63%
WALLA WALLA, WA (FHA|USDA|VA) 1 $245,000 $245,000 $10,647 2.99%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $245,000 $245,000 $5,256 2.75%
Fort Morgan, CO (FHA|USDA|VA) 1 $245,000 $245,000 $5,405 3.13%
Danville, VA (FHA|USDA|VA) 2 $240,000 $120,000 $2,605 6.01%
Klamath Falls, OR (FHA|USDA|VA) 2 $230,000 $115,000 $4,216 7.25%
Zanesville, OH (FHA|USDA|VA) 2 $230,000 $115,000 $2,820 5.82%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $225,000 $225,000 $3,094 3.00%
Shelby, NC (FHA|USDA|VA) 1 $225,000 $225,000 $5,514 5.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $220,000 $110,000 $7,119 5.19%
Coos Bay, OR (FHA|USDA|VA) 1 $215,000 $215,000 $9,112 3.75%
Fredericksburg, TX (FHA|USDA|VA) 1 $215,000 $215,000 $5,472 3.38%
Plainview, TX (FHA|USDA|VA) 1 $215,000 $215,000 $5,243 4.25%
Newberry, SC (FHA|USDA|VA) 1 $215,000 $215,000 $7,972 4.99%
BAY CITY, MI (FHA|USDA|VA) 1 $215,000 $215,000 $9,606 4.75%
Washington, NC (FHA|USDA|VA) 1 $205,000 $205,000 $4,646 2.75%
PEORIA, IL (FHA|USDA|VA) 1 $205,000 $205,000 $1,026 2.75%
Indianola, MS (FHA|USDA|VA) 1 $205,000 $205,000 $1,072 2.50%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $200,000 $100,000 $2,518 4.88%
MONROE, LA (FHA|USDA|VA) 2 $200,000 $100,000 $2,000 5.47%
Orangeburg, SC (FHA|USDA|VA) 1 $195,000 $195,000 $1,551 3.13%
Cleveland, MS (FHA|USDA|VA) 1 $185,000 $185,000 $6,494 5.25%
Kerrville, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,692 5.50%
KANSAS CITY, MO-KS (FHA|USDA|VA) 5 $185,000 $37,000 $432 8.58%
Hereford, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,691 3.88%
Sanford, NC (FHA|USDA|VA) 1 $185,000 $185,000 $3,701 3.00%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,564 3.63%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,895 3.25%
FLINT, MI (FHA|USDA|VA) 2 $180,000 $90,000 $4,276 4.13%
MUSKEGON, MI (FHA|USDA|VA) 1 $175,000 $175,000 $7,866 4.75%
Albert Lea, MN (FHA|USDA|VA) 1 $175,000 $175,000 $11,050 4.50%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $175,000 $175,000 $3,925 3.50%
Sunbury, PA (FHA|USDA|VA) 1 $175,000 $175,000 $10,636 4.25%
Morgan City, LA (FHA|USDA|VA) 1 $165,000 $165,000 $3,854 3.75%
Vidalia, GA (FHA|USDA|VA) 1 $165,000 $165,000 $4,286 3.25%
Campbellsville, KY (FHA|USDA|VA) 1 $165,000 $165,000 $3,771 2.99%
JONESBORO, AR (FHA|USDA|VA) 1 $165,000 $165,000 $5,973 5.25%
Nogales, AZ (FHA|USDA|VA) 2 $160,000 $80,000 $1,243 5.66%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $160,000 $80,000 $1,808 5.71%
Beeville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,121 3.25%
OWENSBORO, KY (FHA|USDA|VA) 1 $155,000 $155,000 $4,764 3.25%
Salem, OH (FHA|USDA|VA) 1 $145,000 $145,000 $6,415 5.00%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $145,000 $145,000 $7,420 4.75%
Calhoun, GA (FHA|USDA|VA) 1 $145,000 $145,000 $6,292 4.75%
Jacksonville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,987 3.63%
Freeport, IL (FHA|USDA|VA) 1 $145,000 $145,000 $4,741 5.38%
NILES, MI (FHA|USDA|VA) 1 $135,000 $135,000 $1,769 4.50%
Del Rio, TX (FHA|USDA|VA) 1 $135,000 $135,000 $7,119 4.88%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $135,000 $135,000 $4,527 3.63%
Cedartown, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,740 3.13%
Gainesville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $5,401 6.50%
SAN ANGELO, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,288 5.38%
CaƱon City, CO (FHA|USDA|VA) 1 $135,000 $135,000 $5,609 4.99%
Muscatine, IA (FHA|USDA|VA) 1 $135,000 $135,000 $6,044 6.13%
Roseburg, OR (FHA|USDA|VA) 2 $130,000 $65,000 $459 8.50%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,158 4.09%
Mineral Wells, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,413 2.50%
Batesville, AR (FHA|USDA|VA) 1 $125,000 $125,000 $5,499 4.25%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3 $125,000 $41,667 $408 6.89%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,106 2.99%
Laurel, MS (FHA|USDA|VA) 1 $115,000 $115,000 $5,302 5.88%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $115,000 $115,000 $1,351 3.13%
VICTORIA, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,256 4.38%
Clarksdale, MS (FHA|USDA|VA) 1 $105,000 $105,000 $7,658 4.75%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $105,000 $105,000 $3,257 6.13%
Show Low, AZ (FHA|USDA|VA) 1 $105,000 $105,000 $455 7.84%
Dublin, GA (FHA|USDA|VA) 1 $105,000 $105,000 $3,781 5.50%
Palatka, FL (FHA|USDA|VA) 1 $105,000 $105,000 $4,296 4.88%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $95,000 $95,000 $4,320 3.75%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $95,000 $95,000 $4,227 4.75%
Brenham, TX (FHA|USDA|VA) 1 $95,000 $95,000 $2,566 4.25%
Pottsville, PA (FHA|USDA|VA) 1 $95,000 $95,000 $6,106 4.75%
LIMA, OH (FHA|USDA|VA) 1 $95,000 $95,000 $2,366 3.63%
Gaffney, SC (FHA|USDA|VA) 1 $95,000 $95,000 $4,143 4.33%
LAWRENCE, KS (FHA|USDA|VA) 1 $85,000 $85,000 $411 8.50%
Brownwood, TX (FHA|USDA|VA) 1 $85,000 $85,000 $5,170 5.63%
Red Bluff, CA (FHA|USDA|VA) 2 $80,000 $40,000 $402 7.77%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $75,000 $75,000 $459 7.90%
Picayune, MS (FHA|USDA|VA) 1 $75,000 $75,000 $2,832 5.50%
LONGVIEW, WA (FHA|USDA|VA) 1 $75,000 $75,000 $469 7.87%
Key West, FL (FHA|USDA|VA) 1 $75,000 $75,000 $386 8.03%
Greenwood, SC (FHA|USDA|VA) 1 $75,000 $75,000 $4,849 5.25%
Summerville, GA (FHA|USDA|VA) 1 $65,000 $65,000 $2,386 3.75%
Dumas, TX (FHA|USDA|VA) 1 $65,000 $65,000 $2,430 3.75%
Bay City, TX (FHA|USDA|VA) 1 $65,000 $65,000 $2,409 3.75%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $65,000 $65,000 $1,428 3.73%
LINCOLN, NE (FHA|USDA|VA) 2 $60,000 $30,000 $397 7.77%
Mountain Home, AR (FHA|USDA|VA) 2 $60,000 $30,000 $437 8.30%
Wooster, OH (FHA|USDA|VA) 1 $55,000 $55,000 $414 8.88%
Bellefontaine, OH (FHA|USDA|VA) 1 $55,000 $55,000 $438 7.29%
Durango, CO (FHA|USDA|VA) 1 $55,000 $55,000 $459 9.25%
Okeechobee, FL (FHA|USDA|VA) 1 $55,000 $55,000 $3,069 5.38%
Defiance, OH (FHA|USDA|VA) 2 $50,000 $25,000 $464 8.14%
Sayre, PA (FHA|USDA|VA) 1 $45,000 $45,000 $391 7.73%
BELLINGHAM, WA (FHA|USDA|VA) 1 $45,000 $45,000 $445 9.25%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $45,000 $45,000 $391 9.38%
ALTOONA, PA (FHA|USDA|VA) 1 $45,000 $45,000 $391 8.63%
Ottawa, KS (FHA|USDA|VA) 1 $45,000 $45,000 $419 5.75%
Aberdeen, SD (FHA|USDA|VA) 1 $45,000 $45,000 $245 6.26%
WICHITA, KS (FHA|USDA|VA) 1 $45,000 $45,000 $435 7.69%
Aberdeen, WA (FHA|USDA|VA) 1 $35,000 $35,000 $469 8.06%
Port Angeles, WA (FHA|USDA|VA) 1 $35,000 $35,000 $445 6.51%
Ashtabula, OH (FHA|USDA|VA) 1 $35,000 $35,000 $414 10.25%
CORVALLIS, OR (FHA|USDA|VA) 1 $35,000 $35,000 $459 9.25%
Cornelia, GA (FHA|USDA|VA) 1 $35,000 $35,000 $550 8.17%
Cullowhee, NC (FHA|USDA|VA) 1 $25,000 $25,000 $548 6.63%
Chillicothe, OH (FHA|USDA|VA) 1 $25,000 $25,000 $414 10.00%
Greenville, OH (FHA|USDA|VA) 1 $25,000 $25,000 $438 7.64%
TOPEKA, KS (FHA|USDA|VA) 1 $25,000 $25,000 $411 8.74%
North Platte, NE (FHA|USDA|VA) 1 $25,000 $25,000 $408 7.70%
Moultrie, GA (FHA|USDA|VA) 1 $25,000 $25,000 $502 7.87%
Rochelle, IL (FHA|USDA|VA) 1 $25,000 $25,000 $400 10.25%
Urbana, OH (FHA|USDA|VA) 1 $25,000 $25,000 $414 7.50%
Sandusky, OH (FHA|USDA|VA) 1 $25,000 $25,000 $438 8.17%
MANSFIELD, OH (FHA|USDA|VA) 1 $25,000 $25,000 $414 9.63%
BOULDER, CO (FHA|USDA|VA) 1 $25,000 $25,000 $459 6.88%
Lakeview Community Capital's top markets include Atlanta, Riverside, Phoenix, Miami, and Washington among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Lakeview Community Capital based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    A. E. A. Federal Credit Union
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,309 $615,505,000 $186,009 $3,469 5.51%
    FHA 2,505 $608,095,000 $242,752 $7,031 3.80%
    VA 755 $225,485,000 $298,656 $5,383 3.45%

    For 2022, Lakeview Community Capital's most frequently originated type of loan was Conventional, with 3,309 originations. Their 2nd most popular type was FHA, with 2,505 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 3,359 $798,125,000 $237,608 $6,345 5.03%
    Refi 2,537 $611,945,000 $241,208 $4,554 3.36%
    Other 662 $34,630,000 $52,311 $457 7.40%
    Home Purchase 11 $4,385,000 $398,636 $7,572 4.33%

    For 2022, Lakeview Community Capital's most frequently cited loan purpose was Cash Out Refi, with 3,359 originations. The 2nd most popular reason was Refi, with 2,537 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,354 $1,266,580,000 $236,567 $5,557 4.58%
    20 Year 508 $44,140,000 $86,890 $1,265 6.33%
    Other 379 $82,095,000 $216,609 $4,481 3.66%
    15 Year 312 $55,380,000 $177,500 $3,614 3.66%
    10 Year 16 $890,000 $55,625 $866 6.47%

    For 2022, Lakeview Community Capital's most frequently cited loan duration was 30 Year, with 5,354 originations. The 2nd most popular length was 20 Year, with 508 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,737 $723,235,000 $193,534
    $5k+ 734 $235,920,000 $321,417
    $1k-2k 601 $134,495,000 $223,785
    $2k-3k 576 $130,240,000 $226,111
    $3k-4k 462 $109,480,000 $236,970
    $4k-5k 342 $89,920,000 $262,924

    Lakeview Community Capital's average total fees were $5,557, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,737 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,249 $538,885,000 $239,611
    4-5% 1,372 $344,750,000 $251,276
    2.5-3% 948 $276,380,000 $291,540
    5-6% 761 $166,505,000 $218,798
    Over 8% 547 $28,275,000 $51,691
    7-8% 338 $19,970,000 $59,083
    6-7% 243 $39,285,000 $161,667
    <2.5% 111 $35,035,000 $315,631

    During 2022, Lakeview Community Capital's average interest rate for loans was 4.58%, while their most frequently originated rate bucket for loans was 3-4%, with 2,249 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,018 $841,480,000 $278,820 $6,404 3.87%
    $100k-200k 1,894 $293,620,000 $155,026 $4,421 4.24%
    $100,000 or less 1,140 $61,170,000 $53,658 $833 7.58%
    $400k-600k 476 $225,130,000 $472,962 $8,820 3.88%
    $600k-1MM 41 $27,685,000 $675,244 $9,451 3.59%

    2022 saw Lakeview Community Capital place emphasis on $200k-400k loans with 3,018 originations, totaling $841,480,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,272 $231,540,000 $182,028 $5,056 5.03%
    $100k-150k 1,260 $303,630,000 $240,976 $5,323 5.27%
    $75k-100k 1,131 $237,445,000 $209,943 $5,084 5.16%
    $150k-250k 502 $137,970,000 $274,841 $5,585 5.56%
    $50k or less 485 $67,825,000 $139,845 $4,632 4.81%
    $250k+ 76 $21,690,000 $285,395 $4,464 5.50%

    Lakeview Community Capital lent most frequently to those with incomes in the $50k-75k range, with 1,272 originations. The second most popular income band? $100k-150k, with 1,260 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 688 $135,840,000 $197,442 $4,363 5.01%
    20-30% 525 $104,915,000 $199,838 $4,201 4.94%
    50-60% 433 $120,985,000 $279,411 $9,219 4.51%
    44% 299 $67,595,000 $226,070 $5,420 5.07%
    43% 258 $56,800,000 $220,155 $5,360 5.21%
    49% 254 $41,250,000 $162,402 $3,895 6.30%
    41% 235 $50,685,000 $215,681 $5,277 4.99%
    42% 218 $46,110,000 $211,514 $5,061 5.26%
    45% 216 $45,360,000 $210,000 $4,410 5.34%
    46% 212 $44,280,000 $208,868 $5,322 5.44%
    39% 210 $45,420,000 $216,286 $4,690 5.05%
    47% 209 $39,415,000 $188,589 $4,464 5.84%
    48% 206 $38,260,000 $185,728 $4,495 5.61%
    40% 195 $42,455,000 $217,718 $5,176 5.10%
    38% 168 $33,510,000 $199,464 $4,907 5.18%
    37% 158 $34,480,000 $218,228 $5,100 5.26%
    36% 140 $29,990,000 $214,214 $5,195 5.19%
    <20% 81 $15,415,000 $190,309 $3,386 4.95%
    >60% 17 $6,365,000 $374,412 $7,203 4.13%

    Lakeview Community Capital lent most frequently to those with DTI ratios of 30-36%, with 688 originations. The next most common DTI ratio? 20-30%, with 525 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Black 2,708 $645,040,000 $238,198 $5,714 4.18%
    White 2,929 $607,235,000 $207,318 $4,569 4.92%
    Not provided 799 $168,665,000 $211,095 $4,828 4.90%
    American Indian 63 $14,795,000 $234,841 $4,799 4.54%
    Asian 54 $9,710,000 $179,815 $2,640 6.11%
    Native Hawaiian or Islander 16 $3,640,000 $227,500 $4,305 5.45%

    Approval Rates

    Total approvals of all applications
    99.09%

    Lakeview Community Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    95.43%

    Lakeview Community Capital has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,569 $1,449,085,000 $220,594

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    6,569 $1,449,085,000 $220,594

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 195 $25,145,000 $128,949 $2,703 5.63%
    40-60% 846 $181,090,000 $214,054 $4,670 4.27%
    60-80% 2,267 $597,835,000 $263,712 $6,690 4.33%
    80-100% 2,256 $584,270,000 $258,985 $5,792 3.49%
    Over 100% 25 $10,525,000 $421,000 $5,159 2.56%
    Under 20% 980 $50,220,000 $51,245 $460 8.06%